Podcasts about warsaw poland

On today’s edition of SUFTT, we look at the steady flow of things that make us say, “I never thought I would see that!”, to be followed by, for Christians at least, “What a time to be alive!”. Both expressions are valid. Pigs may not be flying but they are being chased. By a robot. Ask the people in Warsaw Poland. There are so many things that fall into this category it might seem we just don’t focus on the weird and surreal anymore but it certainly paints a picture. Today we talk about tying British citizenship to understanding Muslim holidays; Mamdani possibly tying America’s 250th to something other than being American (more info to follow as we get toward July 4!); the Pope continues his denying ways when it comes to Islam and Christianity; and Your Brain on Ai. Which come to think of it, is similar to our brain after consuming too much news media and we all are at risk.

Keith explores how major geopolitical conflicts tend to reshape—not destroy—real estate markets, redirecting demand away from active war zones and toward safer, more stable regions. He explains how inflation, interest rates, and supply disruptions interact with property values over time, and why certain locations and asset types are more resilient than others. Investor and CEO Dani‑Lynn Robison, joins the conversation, to talk about building long-term wealth through "needs-based" real estate and the idea of a personal "wealth window" — the finite period when combining active income with compounding can have the biggest impact. They discuss the shift many investors make from being hands-on operators to more passive capital allocators, and why calm, long-term strategies focused on essential housing and services can help investors navigate uncertainty and technological change without panic. Resources: "Ready to see how these strategies could fit your own wealth plan? Book a free 20‑minute Capital Architecture Call with Dani‑Lynn's team—just text WINDOW to 66866 to get started. Episode Page: GetRichEducation.com/599 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, wars are extremely expensive. The one to $2 billion spent on the Iran war every day is stoking inflationary pressure. How do wars affect real estate and will values appreciate 10% or more this year? You'll get clear answers, then I'll speak with a woman that I entrust with my own funds today on Get Rich Education.   Corey Coates  0:34   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:17   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lendinggroup.com, that's Ridge lendinggroup.com.   Speaker 1  1:51   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:07   Welcome to GRE from Canterbury, England to Sunbury, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How does war affect real estate? The war with Iran that began one month ago has really brought this to light. Now, a lot of armchair analysts and even some people with experience, they succumb to folly by having an emotionally driven hunch, as we like to say here at GRE take history over hunches. First look at what's actually happened historically, and at least let that inform the hunch Oh, and now you've brought pragmatism to the question of what happens to real estate in wartime. Now the latest war in the Middle East happened at a time where the existing picture is that US residential real estate prices are stable. Values are not rising or falling very much, and it's been rather slow overall and historically low transaction volume, fewer sellers and fewer buyers, and mortgage rates are near historic norms. I'll get back to us real estate shortly. But as you might imagine, real estate values that are actually in direct war zones, they get pummeled. So we're talking about many parts of the Middle East at this time in history, Iran, Israel, Lebanon, the UAE. In fact, values in the war zones collapse fast when there's physical danger. Properties can be damaged or totally leveled. Insurance becomes unavailable or meaningless, buyers disappear, liquidity dries up. The result is that prices fall hard, sometimes to near zero in active conflict zones. And that completely makes sense. I mean, would you want to make an offer to buy a property in an active war zone, I wouldn't now in safe regions that are adjacent to the war zone. Oh, the opposite has happened historically. Values surge because you've got refugees and migrants that flood into those nearby safer cities. Rental demand spikes immediately, and vacancy collapses. So in these adjacent safe areas, rents jump first, and then prices follow. In fact, when Russia invaded Ukraine back in 2022 this is exactly what happened across Eastern Europe. Cities like Warsaw Poland saw rent Spike. Almost overnight. All right, historically, what has war done to interest rates and inflation, like I alluded to last week, I think you already know that they both rise during wartime, and they sure are Now historically, war triggers energy shocks like oil and gas, and during this war, the energy shocks are greater than usual due to the Middle East being oil rich, war trigger supply chain disruptions and government spending surges. It's been well documented that the US has been spending one to $2 billion every single day on the war with Iran, and this is what can lead to that higher inflation and higher interest rates. And here's the tension for real estate, higher mortgage rates often put downward pressure on real estate prices, but yet inflation puts upward pressure on housing and all types of real assets. So the result there is this short term tug of war longer term, the real estate wins in inflation because it's a hard asset with debt attached. But back to the direct war zones, construction slows and supply tightens, and that's because war disrupts the very availability of labor and materials like steel and fuel and shipping developer confidence goes down the tubes too, and the result is that fewer homes get built, and then existing inventory becomes more valuable after the war, and this is The underappreciated force. Less supply later means higher prices later. Now let's talk outside the war zone. And before I do you know, gosh, it's amazing, whenever the US is involved in a war, it's almost never on American soil that's us hegemony and geography at work. There stuff's always getting blown up on the other side of the world. Rarely where I live in America, but here at home, military and government hubs can boom during war because the war spending is not spread out evenly. Defense contractors expand military bases, scale up logistics hubs get busier with that stuff. In mind, you can think then about which us locations can really boom with economic activity during wartime, as sad as it is for the active combatants and casualties, so the result is for the US to have localized housing boom, something that's often overlooked, but it's very real. And the big takeaway, and this is what most people miss, is that war does not crash real estate. It reroutes demand in destruction zones, there's collapse in safe, stable areas, like certain us regions, there's often a surge and on a national level in the US now, the result is mixed and resilient. And over time, inflation plus constrained supply plus population shifts tend to push values higher in the surviving markets. That is history over hunches. So then a better question than, how do wars affect real estate is instead, where does demand go next? That's a great question. Now, when you think about US military and defense corridors that benefit that's places like Tampa, Huntsville, Alabama, Norfolk, Virginia, and say, San Diego, because historically, defense budgets expand. Contractors hire aggressively and military personnel increases if higher mortgage rates persist and it keeps housing affordability strained, the winners tend to be lower cost resilient markets, places like Cleveland, Memphis and Kansas City. When the war with Iran began, 30 year mortgage rates were 5.98% and then they quickly shot up to about six and a half. They are still lower today than they were a year ago, even during geopolitical chaos, domestic migration really doesn't stop. People will keep piling into boring Sunbelt suburbs in Florida, Texas and Arizona. Now, if war causes domestic travel to drop in the US, and that's an if what happens historically is that short term rentals and hospitality driven real estate can get hurt. Think places like Las Vegas and Orlando. Now, let me have a word with you on interest rates. For a couple years now, people have talked with certainty about how mortgage rates and interest rates have all turned. Types are gonna go down like they've just gotta go down like it's a foregone conclusion or something. And as you know, all this time, I have been resolute in conveying the fact that you cannot predict interest rates with any certainty, and trying to spend time doing so is a fantastic way to waste your time, and sure enough, with a new war, rates rose, they didn't fall. I will forecast home prices, but no one can predict rates. Today, the Fed talks about increasing the rate more than cutting the rate. Now, inflation has been in this small range between two and a half and 3% for almost the year now, inflation has been above the Fed's 2% target. Do you realize this every single month for more than five years now, floating high for more than 60 months in a row before I discuss what Ward does to the rate of inflation.   Keith Weinhold  11:06   let me share something kind of humorous with you. My height of five feet, 11 inches. This is the most honest height that a man can be. Here. I am 511 I weigh 174 every other man of my height rounds up and says they're six feet tall. I'm telling you, heightflation among men is every bit as rampant as price inflation among consumers, but you don't have any choice in the price inflation, so History doesn't repeat, but it often rhymes. Back in the 1970s America experienced what some people call this famous double hump inflation, because in 1974 It peaked at over 12% and then just about five years later, you had another peak of almost 15% inflation and that ran into the beginning of 1980 back in the 70s, those inflation homes were caused by an oil embargo, Nixon, severing the dollar from gold and the Iranian Revolution. Yes, Iran back then too. All right, well, here in more modern times, could we experience a double hump again? Because we had the covid inflation wave that peaked in 2022 and next, could we have another inflation wave five or six years later, just like the 70s? Did you probably already know the story back then, that's when inflation only got crushed. How did we deal with it? Then when Fed Chair Paul Volcker ruthlessly jacked the Fed funds rate to near 20% and that made mortgage rates blast past 18% in 1981 yeah, that all makes today's mortgage rates sound rather adorable, doesn't it? The war with Iran, it is already the biggest oil supply disruption in history, more than double the previous record in the 1950s This is not a small deal. There's a real potential for inflation to spike higher. The oil supply shocks things, because oil is the master ingredient of the global economy. Even if the war winds down, it takes time for things to get back online, but really, the way to think of oil is the master ingredient, that's the way to think of it, the master ingredient. I mean, it's embedded in nearly everything except your morning coffee, plastics, chemicals, fertilizers, transportation. So like an economic octopus, oils. Tentacles extend everywhere. For example, higher fertilizer costs now mean higher food prices later and yep, eventually even your morning coffee, although the US does not rely directly on the Strait of Hormuz for oil, those prices are set on the global market. I myself sailed through the Strait of Hormuz in 2020 and it didn't feel so perilous to me then I was on a cruise ship. But in wartime, you don't want to be on an oil tanker. Why not? Well, it's just the slowest moving vehicle on Earth, packed with the most flammable liquid on earth through the most active war zone on Earth. About a week later, I also flew over the heart of Iran, and it is quite an inhospitable looking place, arid with tall mountains. In fact, they have the highest mountain in the Middle East there. It's called Mount damavanda, about 18,400 feet In Iran   Keith Weinhold  15:01   Dubai, real estate is not going to be the same for a long time, maybe ever. It's said. It's been bombed pretty often this year. So all of this is not ephemeral, what the US calls operation epic fury. It could elevate inflation for years. Wars are expensive, missiles, aircraft carriers, troop deployments, all the logistics, we are not going to pay for all of that with savings. Lol, let's all pause right now for the audience laughter. We don't have savings. We pay for it with debt, and the easiest way to pay for gigantic spending programs is to just quietly and sort of surreptitiously print more dollars. That's inflation. It dilutes every single dollar that you own now, every $20 bill in your wallet, every $100 in your savings account, inflation also debases every dollar of your real estate equity and every dollar in your stock portfolio. You'll remember that about six months ago, right here, I pointed out that though Trump says he wants low inflation, his behavior is highly inflationary. One thing to keep in mind is that, whether you like the President or not, what he does is when he sees the economy hurting, like with high gas prices or with the sinking stock market, what he does is he acts much like he did on tariff tweaks, but at some point it becomes too late to reverse course. You've got to ask, Have we cut rates too much? The Fed made rate cuts both last year and the year before, and meanwhile, a monetary puzzle keeps on brewing. The war could make things awkward, because we're supposed to have a new Fed chair, Kevin Warsh, coming in a month and a half. Trump wants him to lower rates, but if inflation heats up, the obvious solution is to jack up rates. US stock investors are already feeling it, because the indices entered correction territory last week due to the war a correction means a drop of 10% or more from a recent peak, and us real estate investors are well insulated. Like I said, long term high inflation boosts values. Rents are even more stable than prices and rents, as long as you're outside of the direct war zone, have very little relation to the war. But systemic supply chain disruptions can be a real thing that fuels inflation, and here's why. See, manufacturers used to keep eight to 12 weeks of inventory in stock, but no longer. Today, we've got the efficient just in time supply chains and there is less stock on the shelf. The system is fragile. That's why this domino effect can create this long term economic headache of shortages and inflation. Have you seen any empty shelves yet, like we did during the pandemic, I have not but as we know, during inflationary times, investors flock to hard assets, it can help to have a little gold, I think, truly just a little. But in wartime, the most advantaged investment class is right where we already are. It is residential real estate held with debt. We are out here winning the GRE inflation triple crown because property values rise, debt becomes cheaper in real dollars and rents increase over time, all while inflation cannot touch your fixed mortgage payment amount. Now, during the last wave of high inflation, that was 2021 and 2022 us real estate prices were up 10 to 20% in each one of those years, not aggregate, but each one of those years. Do I think that this can happen again if we have another big wave of war generated inflation? No, I don't, I do not believe that national real estate prices can rise as much as 10% over the next 12 months, even amidst this low supply condition, and that is because of the ongoing affordability constraint. As for inflation, the cobasy Letter reported an inflation expectation of 5.2% over the next 12 months. There are other projections in the fours out there, but so much will change between now and then. So I think even they would acknowledge that that is a guess. Above all, wars are tragic. Let's acknowledge that the bottom line here is that wars are expensive too. They create inflation, and residential real estate held with debt is more than an inflation hedge. It's an inflation profiting machine. Straight ahead, we'll talk more about what's happening in the real estate market, in some different sectors. It's with a woman that I invest my own funds with for a stable real estate backed return. I'm Keith Weinhold. You're listening to Episode 599 of get rich education.    Keith Weinhold  20:39   Let me throw out a simple idea, sometimes doing nothing with your money is actually a decision. Leaving it parked might feel safe, but over time, purchasing power changes. So the conversation isn't about chasing returns, it's about intentionally placing money somewhere. Freedom, family investments works in real estate people use every day, housing, senior communities, essential properties, things tied to living and not trends. Their freedom notes offering is built for accredited investors looking for structured income backed by real assets, not speculation. I am an investor with them myself. The Freedom team makes themselves available to walk through their approach, structure and operating philosophy so you can ask questions and determine alignment before moving forward, while past performance doesn't guarantee future results, their historical operating philosophy has yielded 100% investor payouts backed by over 20 years of experience. If you want clarity before making any moves, book a clarity call at Freedom. Familyinvestments.com or text family to 66 866, text the word family to 66 866,    Keith Weinhold  22:00   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/g R, E.   Kristen Tate  22:39   This is author, Kristin Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:55   Today we're talking about the wealth window. Why this moment in real estate is different in the opinion of our guest. I'm talking with a woman that I invest my own liquid dollars with because we've been friends for a decade. They have a track record of making investor payouts 100% of the time and on time. She's the founder and CEO of freedom family investments and owns eight real estate businesses. What they invest in, and therefore what my funds are backed by, is recession resilient, needs based real estate like multifamily, senior housing and self storage. I have a book on my bookshelf that she and her husband wrote, called Get Real and she has an upcoming book, calm money never panics, and a forthcoming Netflix documentary that's going to bring her message to a global audience, as her new partnership with Dr Phil to bring Straight Talk financial clarity to more people. Her philosophy is we measure success, not just by ROI, but by return on life. Rol, love that welcome back to the show. Danny. Lynn Robinson,   Dani-Lynn Robison  24:07   thank you so much, Keith. I'm so happy to be here.    Keith Weinhold  24:10   You always have so many interesting things happening. Tell us about the Dr Phil McGraw partnership and how your messages really move beyond investing circles. Absolutely.   Dani-Lynn Robison  24:20   What I love is when we get to visit again each year, as we talk on a podcast and just as friends. And it's really exciting right now because of the message that I think is perfect timing for the world that we live in right now and how fast things are changing, and Dr Phil came into the picture to really bring visibility to what we're doing and what we're talking about, because there's urgency just around AI and technology and what it's doing to the world and the uncertainty in the marketplace. Because I'm on conversations every single day with investors who just aren't sure what to do anymore. They're just like, I'm not sure exactly where to invest. I don't know what the future holds, and we can't rely. On history anymore, and so it's that instability that we're talking about that people probably feel more than they actually articulate very well in the world and in the economy and our finances. I mean, I don't know if you heard the stat, but chat GPT reached 100 million users in 60 days, like fastest adoption of technology and human history. So really, Dr Phil was, how do I get this message out to the world in a bigger way? And he brings such visibility to everything that he does. So does the documentary, so does the new book. So I'm putting it all together and doing lots of things, and I'm super excited.   Keith Weinhold  25:37   Dr Phil does more than just lecture teen girls that are brats to their parents, Dr Phil needs to invest as well. And you know, Danny, part of the stability that you offer and what you're into is just sort of this premise that we know as real estate investors, that not all real estate is created equal. For example, look at what happened to the office space post covid, and you really are formative with needs based real estate, like I said, and where capital's flowing now into that more resilient sector. Can you tell us more about that?   Dani-Lynn Robison  26:14   Yeah, absolutely. So let me touch on a few other things about AI and technology, and we're going to run into this analogy that I like to use about the river. So right now, with what everything that's going on, I'm calling it the final frontier, the final frontier of building wealth as we know it. And the reason I say it that way is I'm a big believer in not talking about fear based messaging, like I hate things that like the news that just brings fear into your face and makes you scared of everything that's going on, but I am a fan of being real, right? And everything that's going on right now, like as careers are changing over the next five to 10 years, we're just talking with high income earners about what's going on and why we're doing what we're doing, why we're positioning ourselves into what I call this river analogy. And it's because of another stat. There's a bunch of them, but I remember this one always top of mind because it happened five months ago, and I saw it in the news, and I was like, oh my goodness, it's already started, and that's just UPS cutting 48,000 jobs, right? And like I said, I've got articles that are just like, you can just see it, and everybody again feels and see it coming like the writing is on the wall. So when we were looking at what we want to do over the next five to 10 years, as we see what's happening, we're always evaluating that and figuring out where we want to position ourselves and why. And that's where this recession resilient real estate came in. Needs based real estate came in. The phrase not all real estate is created equal, came in, and it's what I'm shouting from the rooftops here, because I think no matter where you invest and who you invest with, I think this is a conversation worth having and questions worth asking. And so the visual I like to use is this, imagine standing on the bank of a river, right? So the water is moving in one direction, towards the path of least resistance. It doesn't fight geography. It flows exactly to where it's needed. So when we talk about real estate, we're talking about where is money flowing right now, in real estate. So we've always invested in the Midwest and southeast. That's where, you know population growth is. A lot of people are investing there. And then we chose three asset classes that I talk about a lot, and this is things that your listeners should write down. If you're driving, don't write down. Just remember it. So the first one is workforce housing. So we chose that one because one in nine Americans live in workforce housing today. Construction has dropped 40% since 2023 so there's a huge supply gap. The second asset class is senior housing, the silver tsunami. I'm sure you've heard of that. Yeah, 10,000 Americans every single day are turning 65 until 2030 and then, if you study all of the stats and you watch the timing of retirement, this ripples like into 2040 so it's 14 years for this asset class that's going to be really, really great for us to be investing in. We're getting very fast, yes, yes. And then the one I was surprised by was self storage. This one, I didn't, I didn't even think about as a recession resilient asset class, but it's actually outpaced traditional real estate over the last 15 years. For some reason, when people are looking at their bills and what they choose to pay, storage is one of them. They want to protect the things that they own, their family heirlooms, whatever it is, businesses want to protect the things that they have, they're putting it in storage. So those are the three asset classes that we're investing in. So our strategy isn't predict markets. It's positioning in that river, right where is the money flowing to? And it's workforce housing, senior housing and self storage. So I always tell people, the question isn't Are you investing in real estate? It's what real estate are you investing in, and are you positioned where the capital is flowing towards, or are you trying to swim upstream? And so that's the needs based versus wants based. Real Estate like the wants based, you nailed it, like luxury apartments, vacation rentals, Class A developments, office and retail space, whereas needs based. Place are the three asset classes I just talked about, because people need a place to live. They always need to care for their aging parents. They always need storage. And these are just things that people cannot live without.   Keith Weinhold  30:12   It doesn't surprise people that workforce housing, which is basically entry level housing, and senior housing, are recession resilient. What surprises some people that aren't in the real estate space is how resilient self storage is. Even in recessionary times, people will not give up that storage locker. They get incredibly sentimental off things that have very little value. Or, you know, they're 1985 baseball cards of Roger Clemens or something. They will continue to pay for that self storage unit year after year? Yeah. Now I know that you often discuss what you call the wealth window, why you feel like this specific moment is different in real estate, and why acting beats waiting. Tell us about that.   Dani-Lynn Robison  30:55   What I'm referring to in the wealth window is that point in everybody's life where the combination of active income and compounding is at its peak, right? Because it's always, always, always easier to build a passive income stream when you already have active income working for you. And so I use an example. Doesn't matter what type of career that you have, but imagine somebody investing $2,000 a month at 35 and how that performs compared to somebody who waited till 40 years old and they started investing 4000 a month. So the 40 year old actually doubled the amount that they're investing per month, but the 35 year old is likely going to outperform all the time because of the compounding effect of those five years where they started earlier. Incredible how that works. Yeah, it's incredible. So it's that wealth window that I like to talk about, that people, especially right now, with what's going on I'm getting on the phone. They're like, Danny, this is where my money is. And I know it's not where it should be, but I just don't know what to do. It's this uncertainty. And so I like to talk about the wealth window that, hey, it's not just the return that you're going to be getting because your money's working for you and not sitting in either a place that's getting no return or a very, very low return, but it's also the window of time in which you can actually grow in very, very big ways and allow it to outperform somebody who starts later in life. So I call it the whale of window, because I wanted this imagery of the window closing, and that every single day the window continues to close. And right now, what makes it different than history is what's happened over the last 20 years and what's going to happen over the next 20 years is drastically different. And again, not trying to go fear based messaging, because I hate that more than anybody else, but I am trying to keep it real, right? Careers are already disappearing. I've got a book coming out this next month for physicians, and I was studying what's happening to their industry, right? And we have a lot of engineers that are on our private investor briefings. And as I'm studying those industries, I'm watching things that we maybe wouldn't realize are going to go away, and I'm seeing how it's already started, and that there's some industries or niches within those industries, they're going to go away faster, and that this conversation is not for particular people. It's for everybody, all of us, over the next 510, years, we don't know what's going to happen. We can't predict it. So there's a couple other stats that I wrote down to share on this, because a lot of the people I'm talking to are still sitting in the stock market because they wanted you know something that they were familiar with, right? And something that they knew that they could get their capital out if they wanted. Yeah.   Keith Weinhold  33:25   And we're here at a time when valuations based on PE ratios are near all time highs in the stock   Dani-Lynn Robison  33:31   market, yes. And so the stock market right now. There's two articles that I talk about all the time on my briefings, and the first one was because I just looked to see what's happening recently. And you may even know something that's happened more recent than these. But February 5, Reuters reported us. Software stocks lost nearly a trillion dollars in a week. And I was like a week, and in that article, it was Microsoft and Salesforce as to the service now, I think was in there too. That dropped like five to 7% disruption there, yes, yes. And the Wall Street Journal reported February 3, 300 billion wiped off software in a single day. And so this AI and technology disruption. It's real, and it's in the headlines. And for all of us that who see it coming, it's just moving faster. And I think any of us realize everybody to talk to, they're like, I can't even keep up anymore. I can't keep up with what's going on the market, what's working, what's not working. Every time I try to adapt to something new, something new comes out tomorrow, and we're just kind of stuck in this place of uncertainty. So that's why, again, I'm just really having this big conversation about the time is now. Getting clarity is important right now. Taking action, even if it's small, is important right now, knowing where your money is and whether you can rely on it later is important right now. And for me, needs based real estate is where it's at.   Keith Weinhold  34:49   Few people that are well thought through, in my opinion, believe that AI is going to permanently reduce the workforce, but it could in the short term, but long term, when you look at. The advent of any new invention, it often creates more jobs, but just shifts where they're going to be, whether that's the steam engine or the automobile or electricity or the advent of the Internet. That has what has happened every time, really no substantial net job loss, at least in the long term. But we all need to evolve. We all need to learn and stay current on this. And Danny Lynn, I know that part of the evolution that you talk about for investors is that from operator to allocator tell us about that. Yeah.   Dani-Lynn Robison  35:35   So I love this conversation, because it's not something that people talk about a lot. I bet you have, because you have gone through this journey, right? So I'm going to call stage one landlord. It's where a lot of people enter real estate, because when you want to become a real estate investor, we all aren't sure where to start, but we've already reached ad for dad. And So level one is landlord. Stage two is turnkey, which you talk about a lot on your podcast, and it's kind of that done for you, landlord, rental model. And then stage three is like funds and more passive investing, which I call the allocator model. So how I define operator now, allocator is really in this stage one, stage two, stage three, right? The operator is stage one, landlord, you are doing it, right? You're finding the property. Maybe you're renovating it. Maybe you're doing you're just doing a lot of the work yourself, because maybe you're new, and that's how you think it should be done. So you're the operator in that situation. Stage two turnkey. Now it's done for you right now. You really just need to look at the opportunities, the properties, and you get to choose one, but somebody else found it, they renovated it, they placed a tenant in it. They're probably going to manage it for you. So this one, I think you're part operator, because you are managing some aspects of it. It's still yours. You still control the asset. But you're also part allocator, because you got to just deploy capital into something that somebody else helped do a lot of that work that an operator normally would do. So that's like, kind of your middle ground stage two, right? Which is a great place to be. And then stage three is that discovery of funds, where you can actually deploy capital into people who do everything for you, and you can get, you know, quarterly distributions, or allow things to compound, and you don't have to do any of the work. So those are the three stages that I talk about. And I know you are involved in two out of the three. I am two. You may tell me you're involved in all three, but I know for sure you're involved at a two out of the three, and I think a lot of people are. We've had investors come to us with rental portfolios, and they decided they wanted the mix, right? They wanted to keep some of the properties. They also wanted to liquidate some of the property, or they kept their entire portfolio, and decided, I just want to add funds to the mix. Because you talk about this a lot on your podcast, and that's getting time back right? The return on time. That's why I like return on life, because I think our time is probably our most precious asset, more than finances. In my opinion, I want my time. I want to be able to choose where it's spent. And really, that allocator, this is the banks, right? They're at the top of the pyramid in terms of wealth, the banks and what do they do? They deploy into good operators. So I just think it's an important conversation to have, and it's why I do funds and syndications, and I do that more than anything else, because I saw the lives of my investors turn, and they were just so much happier because they weren't having to manage as much. And again, they still, many of them balance between the two. I just think it's a really great conversation to have    Keith Weinhold  38:26   this metamorphosis from operator to somewhere in the middle, like a turnkey investor, and then finally, an allocator. Yeah. I mean, you're spot on. And that describes me perfectly. I began as an operator where I thought I had to manage my own properties, and I only did that in my local market. Then I learned about turnkey real estate investing, which is still squarely where I am as an investor, but increasingly I do more and more of the allocation because it is substantially more passive, and really that's where you come in. You help me be the bank in many cases, and as a turnkey investor. Oppositely, I want to be the borrower and create leverage and all that. But in the allocator phase, it can make sense to be a lender with liquidity, and you offer this private money lending that I participate in and help me be the allocator. So tell us more about that, and really just what qualifications one needs to invest    Dani-Lynn Robison  39:24   Absolutely. So we have multiple offerings. The one I talk about a lot right now is our freedom notes. And like you said, it's very much like private money lending. It's a promissory note. So one of the things that I've never liked about investing is sometimes it's very confusing how it works. And I say this is Warren Buffett. Actually, you should never invest in something you don't understand. But that's like, my mindset as well as like, if I don't understand it, if it's too complicated for me to understand, then I don't want to invest. And so we've always gone about everything. And you can take, you know, every single podcast I've done with you right from the very beginning. Okay, we just keep things simple. And so freedom notes and all of our offerings are essentially a promissory note of sorts, and you get fixed returns, and it depends on how much you invest. We do have both accredited and non accredited options. The Freedom note is an accredited offering. It does have fixed returns up to 14% and then we actually put in a 2% bonus on top of that for people who do invest long term. And here's why I do that, we're going to be talking about calm capital in a little bit. And I believe in boring investing, right? I believe in investing long term, because emotional investors tend to lose in the end, because they're always moving their money in and out. And it just doesn't work for you long term and so although we give annual liquidity options, giving people the option to get their cash back out once a year, we do that for peace of mind, more than anything else, less than 10% of our investors actually want their cash back. They do believe in the power of long term wealth building, but they love, love, love, the peace of mind that they can have access to their capital if they need it, right? And so that was really, really hard to do in real estate, because real estate is illiquid, right? So we had to work with an attorney for a very long time to figure out how to do it. How do we offer this option, knowing that our money is tied up in real estate? And so it was a lot of conversations back and forth, but we figured it out. Obviously, there's a notice that you have to give us, and we have to have the ability to get the money out of that real estate to be able to give it back. So there's lots of moving parts, but the option is there for peace of mind. So we do that. We also created an income path and a growth path, because some people are at a stage of life where money matters. They actually want the income some people like me at a stage of life where I just want it to grow, and I want to grow as fast as possible, so I invest as much as possible, get the highest return I can, and then I want it to continue to compound, to accelerate that growth. And use time from my side.   Keith Weinhold  41:52   What are the minimum investment amounts? And can you use your 401, k or IRA to invest?   Dani-Lynn Robison  41:57   Yes, so $25,000 is the minimum. So again, we're keeping it accessible to everybody, and you can use your retirement accounts to invest some 401 ks have different rules. Our team can walk you through what those rules are and what to ask in order to determine how to deploy those funds into our investment opportunities.    Keith Weinhold  42:13   Do you put your own skin in the game on these investments? Tell us about that. I mean, I already know the answer, but let the audience know,    Dani-Lynn Robison  42:21   yes, 100% in fact, flip and I, we invest one yes, flip is my husband. Thank you for you and I have been friends for so long. You know who flip is, but my husband flip and I, yeah, we invest 100% in everything that we do. In fact, all of our money is we used to be a little diversified, and we forget that we're just investing in us and our businesses and our real estate. So we do have skin in the game, not just us, our company as well, invest alongside. So we're along the ride with you guys. We believe in this as much as everybody else, and that boils down to character. There's something that I tell people when they're talking to people that they're going to invest in what's most important when I'm on the phone, people say, Danny, what should I have asked that I didn't ask, and sometimes they don't ask that. And so I tell them to I said, this isn't the question you should have asked. And so I always tell people I answer in different ways depending on what we're talking about, but I talk about character. I said, I don't care about my returns when I'm investing. I care about the person I'm investing in, right? That comes first before anything else. Because I don't care if you told me I could get 20% possibly, but if you run away from a deal that goes bad, then I just lost everything. And I could have invested at a lower return with somebody who actually had character and who was going to stay in the fight no matter what happens. And I think we talked about this on our last podcast, Keith, just about real estate and what's happening in the industry right now, and that there are deals that have gone bad, and I've personally had a partner of mine want to leave investors hanging. We bought the deal out from under them. We just said, Nope, you guys can leave. We're taking over. Because I'm never, ever going to do that to my investors. And I think our very first podcast with you, it was talking about the worst deal that we had in a private home. Yeah, our private lender who lend it honest, never even knew what happened to that property, because I paid them everything that they were owed, plus their interest. And they didn't have to know. I would have transparently told them what was going on. But to me, it's just like, this is just my job. This is my duty. Like you trusted me with your money. I'm going to make sure you get everything back. So when I talk about these stories, it's not really stories that I talk about a whole lot, except for that, I relate it to character, and I think it's important for people to know this is one of the questions you should know to ask. It's not just what are you investing in? It's not just what's your track record. It's not just what's your returns. It's who are you as a person, and things are going to go wrong, right? This is life. This is real estate. All you do know is it. Don't know that's right. So things will go wrong. What happens when things go wrong? What happens to the company? What happens to you? What happens to the investors? That is so incredibly important,   Keith Weinhold  44:48   those that put together private money lending offerings like freedom family investments, they can't say that something is a guaranteed return, even though they have a 100% track. Record of investor payouts that's also on time. It's regulated by the SEC the Securities and Exchange Commission. And in the SEC world, guarantee is not a word that you can use. You get a preferred return, meaning that the investor gets paid first and FFI gets paid last, even though the ones putting this all together? Well, Danny Lynn, tell us more about calm capital. I know that's the philosophy behind your upcoming book.   Dani-Lynn Robison  45:31   Yeah, absolutely. So I love the conversation around calm capital because it refers to the whole boring investor idea, right? And letting your money sit and work for you over time, and that's how real wealth is built. So I believe capital preservation should come before aggressive protections. I believe downside protection should come before upside stories. I believe that you don't build and create a strategy around good times. You build and create strategies around all times, no matter what is happening in the market, and that's why needs based real estate is the thing that we stand behind the most. Because we know, no matter what this is, what people are going to prioritize. And I don't have a crystal ball. None of us do. So over the next 510, years, I'm going to invest in what I know, and I'm going to invest in things that I know will always be there and that people are always going to pay for. And that's why I sleep at night. That's why my investors sleep at night, because we are getting our time back. And that's really the philosophy around what this book is about, is just that calm money doesn't panic, because when the market panics, calm investors still win.   Keith Weinhold  46:35   Yeah, I love the premise of calm money. Well, Danny Lynn, investors and our GRE listeners have benefited from you guys's capital architecture call, a free 20 minute session that your team helps people with tell us about that and how they can learn more.   Dani-Lynn Robison  46:52   Yeah, absolutely. So the word I chose for this is window. So you'll text the word window to 66 866, and the capital architecture call is going to do five things. It's a 20 minute session. It's not a sales call. There's no obligation. Doesn't matter whether you invest with us or not, but it's going to do five things for you. First, it's going to show you how to protect and grow your capital. So this is a framework that maps out exactly how your capital should be allocated based on where you're at right now we're going to ask you if you're in preservation mode or growth mode, or maybe a balance of both. So we're just going to help you find that clarity. Second, we're going to look at your taxes. We're not CPAs and we're not tax professionals. So they said, Well, you have high level overview, but there's two ways to build wealth, right? You make money or you keep more of it. So we're going to look at the keep more of it piece and see where some of that is disappearing, and how you can legally structure things to be able to keep more of that and allow that money to be working for you. And then third, we're going to teach you our it's called the Magnus Investment Framework. My marketing team came up with that word. I always laugh when I say it, Magnus, honestly, yeah, it's honestly just the lens on how we're choosing our markets and the asset classes that we enter and which ones we stay away from. A lot of that we talked about today, because it's the conversation that I'm really having and talking about a lot. Fourth is just priority access. This just means a lot of investors are always looking for the inside track, right? They want to know, where do I find these market opportunities? Where do I find the opportunities that everybody else is trusting and I don't know how to navigate my way through the noise. So just by jumping on this call, you're going to be added to our list, and it just means you're going to get first access to anything that we're doing, or anything we're talking about or exploring that also rolls into the last one. This is just for a select few people. We do have $1 amount of a qualification, dollar amount of whether you can do this? And this is just ownership partner program. So I'm actually taking people and taking calls where they say, Danny, I want to own a property with you. So again, it has to make sense for us to actually do that, so we're looking at higher dollar commitments. But if that's of interest to you, when you jump on a call to say, I want to talk about the ownership partner program, they'll find out exactly where you're at, what you want to invest, if it's actually going to meet your goals, and then if it does, then you'll jump on a call with me and we'll talk about the deals that we're looking at. This is really where you get into the point where you get the massive tax advantages, right? Because you're an actual partner with us on the deal. And so the goal with all of this is just to be specific, because you and I can be talking about generalities all we want, but it comes down to your specific situation, right? Your specific goals. What's going on in your life? Where are you right now? Where do you want to go? And so that's what we do on that call text window to 66866,   Keith Weinhold  49:43   for you the listener, just think about if these insights can be personalized for your own situation. That's what you can get on a capital architecture call. And really everything is built around your specific income, your goals, your situation, you. And every person is going to walk away with more clarity than what they came in with, whether they invest with freedom or not. Yeah, it is a very approachable 25k minimum. Consider booking a free 20 minute capital architecture call just text window to 66 866, Danny. A lot of insights here that every investor is going to find helpful. It's been great having you back on the show. Thank you,   Dani-Lynn Robison  50:25   Keith, it was pleasure being here.   Keith Weinhold  50:32   Yeah, the life stages of investor, operator, turnkey investor, and then allocator, with the first one operator. You might think you have to be one first, but you don't. Then turnkey investor. Turnkey investor is a nice place to be. That's a real sweet spot for a lot of people. You get all the real estate pays five ways, advantages of direct ownership plus control. And then finally, the passive investor, the most passive, the allocator. So nice breakdown from Danny Lynn Robinson today, yeah, one way they help is offering freedom. Note, so what I do is, by making a loan to them, I get a stable return with the passivity of a mutual fund, but it's certainly not a mutual fund, and I get moderately good liquidity too, fixed returns, cash flow. This is a cash on cash return of 8% 10% 12% and up to 14% depending on what your liquidity needs are, and more largely backed by this needs based real estate, workforce housing, Senior Living and self storage. If you think that they can help you with that or something else, it can be a good use of your time to book a quick capital architecture. Call with them. Just text the word window to 66 866, text, window to 66 866, now, next week, it's milestone episode, 600 debt is the American dream. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Keith Weinhold  52:16   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  52:44   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

The latest episode of the Global Treasures Podcast covers the Historic Center of Warsaw in Poland. Come learn about the history and travel tips for visiting this UNESCO world heritage site, added to the list in 1980. VRBO: https://vrbo.tpk.mx/luZMQeJw  Plannin Tours: https://plann.in/JrydvJ  ESim: https://drimsim.tpk.mx/7T27eEcf  Power Adapter: https://amzn.to/3Yu8QK6  Barvita (Code ABIGAILVACCA gets you 15% off your first order): https://barvita.co/?ref=ABIGAILVACCA Follow Global Treasures on Social Media and check out my blog: Blog: Globaltreasurestravel.com  Facebook: https://www.facebook.com/profile.php?tid=100093258132336 Tiktok: https://www.tiktok.com/@globaltreasurespodcast   *I may receive compensation if you make a purchase at no extra cost to you

Where in the world am I? In San Diego, talking about Warsaw, Poland The FAQ is: "How do I decide when it's time to pay more for comfort or safety instead of pushing myself?" Budget travel advice is common; guidance on when frugality stops being smart for aging bodies is not. This is a silent tension for senior solo travelers. Answer:  ​​Here's the truth: saving money is never worth arriving exhausted, stressed, or injured. As we get older, comfort becomes a strategy, not a luxury. I ask myself one simple question: Will this choice give me more energy tomorrow? If the answer is no, I upgrade — whether that's a better seat, a closer hotel, or a taxi instead of public transit. Smart travel means spending where it preserves your strength and confidence, not proving how tough you still are.   60-second confidence challenge Your challenge today is to set up your phone to access your essential private information while keeping it secure.   Do you have the numbers saved somewhere easy to access? You should. If you're traveling anytime soon, you'll need this. I created a spreadsheet with all of my important information, hidden and password-protected. I don't save it all in one place, though. Be aware that nothing is completely secure, even writing something down on paper can be lost. If you like today's Confidence Challenge, my book series delves deeper into passwords, privacy, security, and the confidence it takes to travel solo as a woman in her prime. See Book A for addressing this concern about being solo and being secure. I traveled around the world solo for 90 days twice, so I needed this confidence and access. Find it at https://www.5stepstosolotravel.com/ or on Amazon. It's a several-part series. Today's special destination is Warsaw, Poland  Today we're exploring Warsaw, Poland — a city of contrasts, where modern glass towers rise beside meticulously restored baroque palaces. For the solo woman traveler over 50, Warsaw offers culture, history, and accessibility that make it both inspiring and comfortable. Warsaw's sidewalks are wide and level, and public trams and buses are largely low-floor and wheelchair-accessible. English is spoken in most hotels, restaurants, and museums. Be mindful of the weather — summer can be warm, but spring and fall are ideal for sightseeing. Wear comfortable shoes, carry a light wrap, and take your time. On my visit….Here is my travelogue: I am at the train station, and I got here too early, so my train isn't on the board yet. It leaves in about 30 minutes, and the station is busy. I am in Warsaw, Poland. I arrived here yesterday on the train from Kraków, arranged to take a second train to the suburbs, and was met by Sophie, who hosted me last night. She made a lovely dinner for her family, including me, and then we went into the city and explored all the sights. We walked for two hours through Old Town, saw all the essential city buildings and statues, and also explored the university area. I liked it very much.  My first comment is that it's very green. It's flat, and the people are kind and respectful; they are all white. I have not seen any black people at all in this country; I've seen a few Asians, but otherwise, everybody is pretty much the same, and it's been enjoyable. There are so many famous people from Warsaw that I didn't know about, and I don't remember the names of many of the renowned scholars, mayors, presidents, and people who died in a plane crash in 2010, but there's a lovely statue to them.  I do know the musical legend Chopin, so he left a legacy here, including his heart, which is buried in a chapel in one of the cathedrals, so I thought that was a pretty interesting, fun fact. Why Visit Warsaw? Because it's a city that has reinvented itself without losing its soul, from royal castles to modern art, Warsaw welcomes solo travelers who appreciate resilience, beauty, and freedom. Exploring Warsaw's Historic Heart Begin your day in the Old Town, a UNESCO World Heritage Site rebuilt brick by brick after World War II. The Castle Square (Plac Zamkowy) and the Royal Castle are primarily flat and wheelchair-friendly, with ramps and elevators available inside. The cobblestone streets can be uneven, but many sections have smoother side paths and level crossings. Stroll or roll along Krakowskie Przedmieście, or Suburb street, one of the most beautiful boulevards in Europe, lined with cafés, bookshops, and historic churches. Stop by the Church of St. Anne, where there's ramp access to the main sanctuary. Krakowskie Przedmieście is pronounced roughly as Krah-KOF-skyeh Psheh-DMYES-cheh, with the stress on the third syllable (KOF) and a soft 'ś' (sh-sound) at the end, meaning "Kraków Fore-town". Polish vowels are crisp, the 'w' often sounds like 'v', and 'sz' is a 'sh' sound, making it sound melodic yet distinct.  https://travel.usnews.com/Warsaw_Poland/Things_To_Do/Krakow_Suburb_Street_Krakowskie_Przedmiescie_63801/   For lunch, try traditional Polish fare at Zapiecek, where you can sample pierogi in a cozy, accessible setting. On my next trip to Warsaw, here are a few things I would do or do again. Visit the POLIN Museum of the History of Polish Jews — one of Warsaw's most acclaimed museums. It's fully accessible, with elevators, wide galleries, and English-language audio guides. The interactive exhibits tell a 1,000-year story of Jewish life in Poland, and it's both educational and deeply moving. End your day in the Saxon Garden (Ogród Saski), one of Warsaw's oldest parks. Its paved paths, fountains, and shaded benches make it ideal for a restful stroll or quiet reflection before dinner. Start at Łazienki Park, a vast royal garden known for its graceful pathways and friendly peacocks. Wheelchair users can easily access the main lanes and enjoy views of the lake. Don't miss the Palace on the Isle, which offers accessible tours upon request, and look for the Chopin Monument — often the site of free outdoor concerts in summer. Next, head to the Warsaw Uprising Museum, dedicated to the 1944 resistance movement. The museum is fully wheelchair-accessible, with ramps, elevators, and accessible restrooms. It's a powerful look at the courage of Warsaw's citizens and a reminder of the city's indomitable spirit. For lunch or a break, stop at Hala Koszyki, a trendy food hall filled with accessible dining spaces, local Polish dishes, and people-watching opportunities. If you enjoy classical music, consider a Chopin recital at one of the small concert halls around the city center — many offer accessible seating and ramps. Travel Tips for the Solo 50+ Traveler: Warsaw's sidewalks are wide and level, and public trams and buses are largely low-floor and wheelchair-accessible. English is spoken in most hotels, restaurants, and museums. Be mindful of the weather — summer can be warm, but spring and fall are ideal for sightseeing. Wear comfortable shoes, carry a light wrap, and take your time. Why Visit Warsaw? Because it's a city that has reinvented itself without losing its soul, from royal castles to modern art, Warsaw welcomes solo travelers who appreciate resilience, beauty, and freedom. Here are some of my observations about Warsaw. https://www.youtube.com/watch?v=9BjIYKq4CVk oise.com/poland/is-warsaw-worth-visiting/ https://passport-for-living.com/weekend-in-warsaw-travel-guide/ https://www.warsawuprising.org/media/wu44_1.mp4   My missteps: Don't worry about what you can't control.   I got a message from Finnair that my flight to Finland was likely to be cancelled. I was in Poland, and the connection wasn't very easy. There aren't many flights from Gdansk to Helsinki, Finland. So, I was a bit concerned. However, fate smiled upon me that day. I was able to get to where I wanted and no delays. I was the only Finnair flight out of the airport that day because of a strike. However, I went, and it went well. AI was used to select some of the suggestions for this episode.   Connect with Dr. Travelbest 5 Steps to Solo Travel website Dr. Mary Travelbest X Dr. Mary Travelbest Facebook Page Dr. Mary Travelbest Facebook Group Dr. Mary Travelbest Instagram Dr. Mary Travelbest Podcast Dr. Travelbest on TikTok Dr.Travelbest onYouTube In the news  

I have met Peter Ryan many years ago. He is one of not many global experts who on a daily basis takes a closer look into BPO and CX world. Every year Peter creates surveys, writes reports, organizes events and runs dozens of business talks with BPO leaders from all over the world.On January 2026 Peter has visited Warsaw (Poland), where my podcasting studio is located and I used this opportunity to invite him for a business talk. We have discussed business trends for BPO and especially CX BPO industry for 2026.A good and deep talk, which is worth to be listened. Enjoy!  Links:Peter Ryan on Linkedin - https://www.linkedin.com/in/peter-ryan-montreal/Ryan Strategic Advisory - https://ryanadvisory.com/CX Outsourcers - https://cxoutsourcers.com/  ****************************  My name is Wiktor Doktór and on daily basis I run Pro Progressio Club - https://proprogressio.com/en/activity/pro-progressio-club/1 - it's a community of many private companies and public sector organizations that care about the development of business relations in the B2B model. In the Good Morning BSS World podcast, apart from solo episodes, I share interviews with experts and specialists from global BPO/GBS industry.If you want to learn more about me, please visit my social media channels:YouTube - https://www.youtube.com/c/wiktordoktorHere is also link to the English podcasts Playlist - https://bit.ly/GoodMorningBSSWorldPodcastYTLinkedIn - https://www.linkedin.com/in/wiktordoktorYou can also write to me. My email address is - kontakt(@) wiktordoktor.pl  ****************************  This Podcast is supported by Patrons:Marzena Sawicka https://www.linkedin.com/in/marzena-sawicka-a9644a23/Przemysław Sławiński https://www.linkedin.com/in/przemys%C5%82aw-s%C5%82awi%C5%84ski-155a4426/Damian Ruciński https://www.linkedin.com/in/damian-ruci%C5%84ski/Szymon Kryczka https://www.linkedin.com/in/szymonkryczka/Grzegorz Ludwin https://www.linkedin.com/in/gludwin/Adam Furmańczuk https://www.linkedin.com/in/adam-agilino/Anna Czyż - https://www.linkedin.com/in/anna-czyz-%F0%9F%94%B5%F0%9F%94%B4%F0%9F%9F%A2-68597813/Igor Tkach - https://www.linkedin.com/in/igortkach/Damian Wróblewski – https://www.linkedin.com/in/damianwroblewski/Paweł Łopatka - https://www.linkedin.com/in/pawellopatka/Ewelina Szindler – https://www.linkedin.com/in/ewelina-szindler-zarz%C4%85dzanie-mark%C4%85-osobist%C4%85-0497a0212/Wiktor Doktór Jr - https://www.linkedin.com/in/wiktor-dokt%C3%B3r-jr-916297188/Agata Stolarz - https://www.linkedin.com/in/agata-stolarz/  Once you listen, give a like, subscribe and join Patrons of Good Morning BSS World as well. Here are two links to do so:Patronite - https://patronite.pl/wiktordoktor  Patreon - https://www.patreon.com/wiktordoktor Or if you liked this episode and would like to buy me virtual coffee, you can use this link https://www.buymeacoffee.com/wiktordoktor - by doing so you support the growth and distribution of this podcast.Become a supporter of this podcast: https://www.spreaker.com/podcast/good-morning-bss-world--4131868/support.

Hello to you listening in Warsaw, Poland!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more) for Motivate Your Monday and your host, Diane Wyzga.I am deeply proud of my Polish heritage and being a lawyer. These times are unprecedented; but especially for judges, the last line of freedom's defense. Attacks on the independence of the judiciary are sweeping our country taking various forms ranging from court capture to direct attacks on judges. The cowards behind the attacks know that the independence of judges - the judicial branch of government - is foundational to democracy.“Judicial independence is fundamental to the rule of law. The rule of law is fundamental to freedom. Freedom is fundamental to the protection of every citizen.” [John Macmenamin - Judge at the Supreme Court of Ireland]Those are not my words. Those are the words of John Macmenamin, a judge at the Supreme Court of Ireland who joined with Polish judges at the “1000 Robes March”, an unprecedented event held in the name of judicial independence.1000 Robes March was the greatest demonstration of judges in contemporary Europe, with more than 30,000 people, including hundreds of judges from 22 European countries marching in solidarity with their Polish colleagues in the fight for judicial independence. The silent march in January 2020 was a reaction to proposed laws that threatened to undermine the judiciary's independence in Poland.  "A Thousand Robes" is a short (12 minute) documentary film directed by Kacper Lisowski. The story is about mutual gratitude, focusing on the positive interactions between judges, lawyers, and the public. It highlights citizens who are moved by the judges' defense of their rights and lawyers who have experienced solidarity from ordinary people and European judges. The film serves as a warning against what dismantling the democratic mechanisms of the state leads to.Documenting this touching episode of the dramatic struggle for the rule of law that still lacks a happy ending in Poland, Kacper Lisowski also talks to the European judges participating in the march of a thousand robes. Particularly poignant is the voice of a Turkish judge who knows from experience what happens when such a struggle is lost.Click HERE to watch A Thousand Robes the film on YouTube.CTA: Maybe like me you will be moved to tears at what We the People can accomplish when we heed a call to action. This is what democracy looks like! Take Hope! Take Heart! Take Courage from all the good work being done by our federal judges who are in solidarity with our Democracy, our Constitution, our rule of law without fear or favor! You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

Hello to you listening in Warsaw, Poland!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga.Recently, I had the pleasure of sharing the mic with my Canadian friend and colleague Beverley Glazer of Reinvent Impossible, Inc. who helps “woman over 50 discover their true purpose, to reinvent themselves and live a life with meaning, passion, and fulfillment.” Together Beverley and I are helping women who desire to rewrite their narrative, speak their truth, and discover just how influential their Origin Story can be for beginning anew, human connection, engagement, and leadership.If you are curious about exploring courage, resilience, and the undeniable ripple effect of embracing all the potential that is your origin story, to connect more deeply with yourself and others this episode is for you! Join us and be inspired!Highlights:• Diane's resilient journey from incest survivor to professional story activist wielding her voice as a tool for change;• The unstinting pursuit of engagement and authenticity in a world that often encourages women to be anything but;• The crucial role of reclaiming your voice no matter what you're going through;• How overcoming personal challenges and fears can lead to a life filled with adventure and purpose; and• How storytelling is not JUST expression, but a powerful medium that can have incredible impact.Click HERE to listen to our conversation on AppleClick HERE to listen to our conversation on SpotifyPlease be sure to spread the word with a generous 5-star review and comment; it helps us all.ResourcesBeverley Glazer MA., ICCAC“Create a life you love.”Premier Custom Coaching Solutions for Business & LifeReinvent Impossible, Inc.:  https://reinventimpossible.com/Schedule a conversation: https://calendly.com/reinventimpossiblePodcast: https://podcasts.apple.com/us/podcast/aging-with-purpose-passion/id1562514982E-mail: bglazer@videotron.caTel: 1-514-288-1891 You're always invited: “Come for the stories - stay for the magic!” Speaking of magic, would you please subscribe, spread the word with a generous 5-star review and comment - it helps us all - and join us next time!Meanwhile, stop by my Quarter Moon Story Arts website to:✓ Check out Services I Offer,✓ Arrange your no-sales, Complimentary Coaching Consult, and ✓ Stay current with Diane on Substack (Wyzga on Words). Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

With Ben Domenech guest hosting the show Thursday, Guy called into the show from Poland to share his thoughts on the devastating murder of a Jewish couple in Washington D.C. and the house GOP doing its job in voting yes on the "Big Beautiful Bill". Learn more about your ad choices. Visit podcastchoices.com/adchoices

#realconversations #online #digitalentrepreneur #Breathpage#personalbranding #PolandCONVERSATIONS WITH CALVIN WE THE SPECIESMeet: LAURENS TIJSSEN; How I Earned Online at 14, Served150+ Clients in 10 Industries. LIVE from Warsaw, Poland “Laurens is a dynamic, exciting, worldly, brilliant residentof a brave new world, exemplifying what today's global business community isall about. We could've talked for hours. Best is….to be continued” Calvinhttps://www.youtube.com/c/ConversationswithCalvinWetheSpecIEs480 Interviews/Videos  8500 SUBSCRIBERSGLOBAL Reach. Earth Life. Amazing People.  PLEASE SUBSCRIBE **LAURENSTIJSSEN: How I Earned Online at 14, Served 150+ Clients in 10 Industries. LIVEfrom Warsaw, PolandYouTube: https://youtu.be/4Q0HTy72V8ABIO: LaurensTijssen, an entrepreneur since age 14, has served 150+ clients in PR, websites,and consulting across 10+ industries. With 20M+ views generated and communitiesof 30,000+ members managed, he's a master at dominating online—excelling inpositioning, search results, and marketing empires. Featured in toppublications, he was also the youngest guest speaker for Tai Lopez's community LINKS:  https://laurenstijssen.com/https://x.com/laurenstijssenxhttps://www.instagram.com/laurenstijssen/https://www.linkedin.com/in/laurenstijssen/https://www.youtube.com/@laurenstijssen**WE ARE ALSOON AUDIOAUDIO“Conversations with Calvin; WE       theSpecIEs”ANCHOR https://lnkd.in/g4jcUPqSPOTIFYhttps://lnkd.in/ghuMFeCAPPLEPODCASTSBREAKERhttps://lnkd.in/g62StzJGOOGLEPODCASTS https://lnkd.in/gpd3XfMPOCKET CASTShttps://pca.st/bmjmzaitRADIO PUBLIChttps://lnkd.in/gxueFZw

Hello to you listening in Warsaw, Poland! Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Time Out Tuesday and your host, Diane Wyzga.Here on Whidbey Island and throughout all of the Great State of Washington we are ever-indebted to the First Nations peoples who lived on this land for thousands of years. Those of us who pay attention to their legacy are keenly aware of the wisdom of the First Nations people grounded in community, nature, reverence, and deep respect for all creatures of Creator. Their words resonate with power, collective action, and working for the greater good.Recently I came across a 25-year old Hopi prophecy which begs to be shared in the hope that this one ordinary person will summon other ordinary people - like filings to a magnet - and build an army of ordinary people actively taking charge, without fear, and committed to the responsibility we owe each other to unbalance the status quo so that we can co-create the dawn of a new world order rooted in kindness and compassion for all.  “You have been telling people that this is the Eleventh Hour, now you must go back and tell the people that this is the Hour. And there are things to be considered…Where are you living?What are you doing?What are your relationships?Are you in right relation?Where is your water?Know your garden.It is time to speak your truth.Create your community.Be good to each other.And do not look outside yourself for your leader.Then he clasped his hands together, smiled, and said, “This could be a good time! Here is a river flowing now very fast. It is so great and swift that there are those who will be afraid. They will try to hold on to the shore. They will feel they are being torn apart and will suffer greatly. Know the river has its destination. The elders say we must let go of the shore, push off into the middle of the river, keep our eyes open, and our heads above the water.And I say, see who is in there with you and celebrate. At this time in history, we are to take nothing personally, least of all ourselves. For the moment that we do, our spiritual growth and journey come to a halt.The time of the lone wolf is over. Gather yourselves! Banish the word 'struggle' from your attitude and your vocabulary. All that we do now must be done in a sacred manner and in celebration.We are the ones we've been waiting for.”NOTE: Prophesy shared by Maira Horta LMFT who in turn received it from Wendy Nickerson, Department Administrator for the Department of Family Medicine and Community Health.   You're invited: “Come for the stories - stay for the magic!” Speaking of magic, I hope you'll subscribe, share a nice shout out on your social media or podcast channel of choice, (including Android, Amazon Music, Audible & Pandora Radio) and join us next time! Remember to stop by the Quarter Moon Story Arts website, check out the Services I offer, arrange a Discovery Call, and Opt In to stay current with Diane and Quarter Moon Story Arts as well as on LinkedIn and Substack as Wyzga on Words Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present: for credit & attribution Quarter Moon Story Arts

Hello to you listening in Warsaw, Poland!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga.Recently, I had the pleasure of sharing the mic with my Canadian friend and colleague Beverley Glazer of Reinvent Impossible, Inc. who helps “woman over 50 discover their true purpose, to reinvent themselves and live a life with meaning, passion, and fulfillment.” Together Beverley and I are helping women who desire to rewrite their narrative, speak their truth, and discover just how influential their Origin Story can be for beginning anew, human connection, engagement, and leadership.If you are curious about exploring courage, resilience, and the undeniable ripple effect of embracing all the potential that is your origin story, to connect more deeply with yourself and others this episode is for you! Join us and be inspired!Highlights:• Diane's resilient journey from incest survivor to professional story activist wielding her voice as a tool for change;• The unstinting pursuit of engagement and authenticity in a world that often encourages women to be anything but;• The crucial role of reclaiming your voice no matter what you're going through;• How overcoming personal challenges and fears can lead to a life filled with adventure and purpose; and• How storytelling is not JUST expression, but a powerful medium that can have incredible impact.Click HERE to listen to our conversation on AppleClick HERE to listen to our conversation on SpotifyPlease be sure to spread the word with a generous 5-star review and comment; it helps us all.ResourcesBeverley Glazer MA., ICCAC“Create a life you love.”Premier Custom Coaching Solutions for Business & LifeReinvent Impossible, Inc.:  https://reinventimpossible.com/Schedule a conversation: https://calendly.com/reinventimpossiblePodcast: https://podcasts.apple.com/us/podcast/aging-with-purpose-passion/id1562514982E-mail: bglazer@videotron.caTel: 1-514-288-1891 You're always invited: “Come for the stories - stay for the magic!” Speaking of magic, would you please subscribe, spread the word with a generous 5-star review and comment - it helps us all - and join us next time!Meanwhile, stop by my Quarter Moon Story Arts website to:✓ Check out Services I Offer,✓ Arrange your no-sales, Complimentary Coaching Consult,✓ Opt In to my Every Now and Again NewsAudioLetter for bonus gift, valuable tips & techniques to enhance your story work , and✓ Stay current with Diane on Substack (Wyzga on Words) and on LinkedIn  Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

Guest: Sergey RakhubaMinistry: Mission EurasiaPosition: PresidentTopic: in a report from Warsaw, Poland, he reported on how the ministry is reaching those who are suffering with the love of God and described the purpose of a meeting between Christian leaders and Ukrainian officials, which was cancelled due to the escalation of warWebsite: missioneurasia.org

Guest: Sergey RakhubaMinistry: Mission EurasiaPosition: PresidentTopic: in a report from Warsaw, Poland, he reported on how the ministry is reaching those who are suffering with the love of God and described the purpose of a meeting between Christian leaders and Ukrainian officials, which was cancelled due to the escalation of warWebsite: missioneurasia.org

Video In today's video, Victor Purolnik, founder of Trustshoring talks about a common question he often gets from SaaS founders and that is where should you hire developers abroad, especially in Eastern Europe. Victor was in Warsaw, the capital of Poland and he talks about Warsaw and the opportunities and options you have as a […]

Taylor Swift is taking the Eras Tour to Warsaw, Poland and theories are swirling! Why is Poland and August 2nd tied (together with a smile?) to a Reputation (Taylor's Version) announcement? Are we just clowning like we are every single weekend or are the Easter Eggs pointing to something significant? We will know before long but in the meantime, here are our predictions for what COULD(‘ve, would've, should've) happened in Warsaw this weekend! Team Thank You, Amy and team Look What You Made Me Duo make their predictions for the upcoming nights in Warsaw. We also share theories from SwifTok as to why this weekend could bring the long-awaited announcement. Cue Meredith Swift, social media posts and other things of significance. PLUS, hear a few voicemails from listeners across the world! And don't forget! We have 13 podcast merch for the first time ever! Check it out at the13podcast.net! What did we miss? What would you like from us? There are many ways to reach us! CONTACT THE PODCAST! Voicemail Number- (689) 214-1313 Email- the13podcast@gmail.com IG- https://www.instagram.com/the13podcast TikTok- https://www.tiktok.com/@the13podcast Twitter- https://twitter.com/the13TSpodcast YouTube- https://www.youtube.com/@13ATaylorSwiftFanPodcast FOLLOW US! The13Podcast.Net Ana - https://www.instagram.com/anaszabo13 Lacey – https://www.instagram.com/laceygee13 Amy – https://www.instagram.com/amysnichols Nick – https://www.instagram.com/nickadamsonair CHECK OUT OUR OTHER PODCASTS! Nick – "Shut Up!" & "The Chatty Daddies" This podcast is in no way related to or endorsed by Taylor Swift, her companies, or record labels. All opinions are our own. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taylor Swift is taking the Eras Tour to Warsaw, Poland and theories are swirling!Why is Poland and August 2nd tied (together with a smile?) to a Reputation (Taylor's Version) announcement? Are we just clowning like we are every single weekend or are the Easter Eggs pointing to something significant?We will know before long but in the meantime, here are our predictions for what COULD(‘ve, would've, should've) happened in Warsaw this weekend!Team Thank You, Amy and team Look What You Made Me Duo make their predictions for the upcoming nights in Warsaw.We also share theories from SwifTok as to why this weekend could bring the long-awaited announcement. Cue Meredith Swift, social media posts and other things of significance.PLUS, hear a few voicemails from listeners across the world!And don't forget! We have 13 podcast merch for the first time ever! Check it out at the13podcast.net!What did we miss? What would you like from us? There are many ways to reach us!CONTACT THE PODCAST!Voicemail Number- (689) 214-1313Email- the13podcast@gmail.comIG- https://www.instagram.com/the13podcastTikTok- https://www.tiktok.com/@the13podcastTwitter- https://twitter.com/the13TSpodcastYouTube- https://www.youtube.com/@13ATaylorSwiftFanPodcastFOLLOW US!The13Podcast.NetAna - https://www.instagram.com/anaszabo13Lacey – https://www.instagram.com/laceygee13Amy – https://www.instagram.com/amysnicholsNick – https://www.instagram.com/nickadamsonairCHECK OUT OUR OTHER PODCASTS!Nick – "Shut Up!" & "The Chatty Daddies"This podcast is in no way related to or endorsed by Taylor Swift, her companies, or record labels. All opinions are our own. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hello to you listening in Warsaw, Poland!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga.Recently, I had the pleasure of sharing the mic with my Canadian friend and colleague Beverley Glazer of Reinvent Impossible, Inc. who helps “woman over 50 discover their true purpose, to reinvent themselves and live a life with meaning, passion, and fulfillment.” Together Beverley and I are helping women who desire to rewrite their narrative, speak their truth, and discover just how influential their Origin Story can be for beginning anew, human connection, engagement, and leadership.If you are curious about exploring courage, resilience, and the undeniable ripple effect of embracing all the potential that is your origin story, to connect more deeply with yourself and others this episode is for you! Join us and be inspired!Highlights:• Diane's resilient journey from incest survivor to professional story activist wielding her voice as a tool for change;• The unstinting pursuit of engagement and authenticity in a world that often encourages women to be anything but;• The crucial role of reclaiming your voice no matter what you're going through;• How overcoming personal challenges and fears can lead to a life filled with adventure and purpose; and• How storytelling is not JUST expression, but a powerful medium that can have incredible impact.Click HERE to listen to our conversation on AppleClick HERE to listen to our conversation on SpotifyPlease be sure to spread the word with a generous 5-star review and comment; it helps us all.ResourcesBeverley Glazer MA., ICCAC“Create a life you love.”Premier Custom Coaching Solutions for Business & LifeReinvent Impossible, Inc.:  https://reinventimpossible.com/Schedule a conversation: https://calendly.com/reinventimpossiblePodcast: https://podcasts.apple.com/us/podcast/aging-with-purpose-passion/id1562514982E-mail: bglazer@videotron.caTel: 1-514-288-1891 You're always invited: “Come for the stories - stay for the magic!” Speaking of magic, would you please subscribe, spread the word with a generous 5-star review and comment - it helps us all - and join us next time!Meanwhile, stop by my Quarter Moon Story Arts website to:✓ Check out Services I Offer,✓ Arrange your no-sales, Complimentary Coaching Consult,✓ Opt In to my Every Now and Again NewsAudioLetter for bonus gift, valuable tips & techniques to enhance your story work , and✓ Stay current with Diane on Substack (Wyzga on Words) and on LinkedIn  Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

Brad Stone, Bloomberg News Senior Executive Editor for Global Tech, shares his AI insights from the World Economic Forum in Davos. Wedbush's Dan Ives details his takeaways from the CES conference. Dana Telsey of the Telsey Advisory Group discusses the strength of the US consumer in the wake of retail sales data. Charles Schwab's Liz Ann Sonders ties in Led Zepplein with her markets outlook. Hosted by Tom Keene and Damian Sassower. Get the Bloomberg Surveillance newsletter, delivered every weekday. Sign up now: https://www.bloomberg.com/account/newsletters/surveillance  Full Transcript: This is the Bloomberg Surveillance Podcast. I'm Tom Keane, along with Jonathan Farrell and Lisa Abramowitz. Join us each day for insight from the best and economics, geopolitics, finance and investment. Subscribe to Bloomberg Surveillance on demand on Apple, Spotify and anywhere you get your podcasts, and always on Bloomberg dot Com, the Bloomberg Terminal, and the Bloomberg Business app. He is definitive on Amazon of course, the Trophy book right now Amazon Unbound. Jeff Bezos The Invention of a Global Empire. He joins us from Davos, the meetings of the World Economic Forum at brad Thrilled to have you with Bloomberg Surveillance this morning. Let me cut to the chase. I see AI at Microsoft is countable, revenue, co pilot, azore all the rest of it. And I see a lot of other AI is smoking mirrors. How do you parse between legitimate artificial intelligence future and the makeup, the fantasy, the comedy of it. How do you parse? Oh? Boy, well, thanks Tom for having me. Hi Damien. Look, I've been covering Silicon Valley long enough that I've seen this story play out before. We're at the beginning of a hype cycle. There will be disappointment a lot of you know, the visions of Agi computers that reason that change our world, they seem far fetched, you know. There there we talk about a trough of dissolutionment that will happen. But you're right that there you know that there are real revenues, real benefits. Yesterday, Microsoft announced that it was bringing its open AI powered co pilot to the office seat, so you know at twenty dollars a month, making it available small business as an individual users. That's real. Yeah, brtt I signed up last night. I was going to be reack. Can you see me, Damien? Can you see me do an artificial Intelli get out of the way. Fred. If I look at this, can you say that the Magnificent seven they seem to be away from the hype. How is the Magnificent seven going to create revenue and cash flow out of AI? Yeah? I mean they're the best position because they're they're they're selling the picks and shovels to all the miners. You know, this is Alphabet and Amazon and Microsoft running the world's most powerful cloud services and making basically AI available as a service to every university and startup in consumer goods company that you know wants to use these tools for a variety. It's it could be R and D could be customer service. So you know, even even though that'll be a work in progress there, the revenues will be real. My question for Santia Tom by the way yesterday was you know, do you control any of this. You're you're investors in open AI. You don't even have a board seat. You're like in the back of the bus with a seatbelt, and it's got such peculiar governance. And he said, you know, it's fine, we just want stability. So I don't know if I quite believe it. I think they're outsourcing a key competency. But they're in the cappards seat, the driver's seat because they did make that investment. I'm sure the Amazons and the Googles of the world wish that they hadn't passed up the open AI opportunity when they had the chance. Well, Brad, I appreciate you answering those two questions from that artificial personification of Tom Keen that wasn't really Tom Keen answering those questions, And my question for you is talk to me about deep fake videos X these platforms. What's to stop open AI and chat, GPT and all this artificial nonsense from mudding the waters ahead of the election? Yeah? Well, what it's funny because it is really the talk of the conference that you've got national elections in some seventy seven countries around the world. Half the world's population could head to the polls at the same time as this enormously powerful technology is made available to people, and what's to stop it from being missus? I know this is going to carry a lot of water with our listeners, but you know they are raising their right hand and putting their left hand over their hearts and saying, we're not going to allow our technology to be abusing. They really understand the risks. I mean, I mean do they? I think they do? They? I think they do because we've all seen this movie before and meta its reputation went through the meat grinder because social media was perverted. You know, yesterday, it's no surprise that Sam Altman's here. He spent time with us at the Bloomberg House, and before our interview, they posted a statement on their blog on their election policy and said that chat GPT cannot be used for any political campaign. And they said that images generated by DOLI, their their image maker, will carry a cryptographic watermark to show the providence. And but you know, and my question for Sam was like, these are great intentions. You've got the weight of all the black cat developers trying to break this stuff. How to enforce it where Meta and Google and TikTok have all kind of let failed it with the genie out of the bottle, right And he said, you know, they're aware of the risks. So I do think it's going to be a rocky year with some of these elections, and we're going to see this technology abuse, right, brand I'm sure that no one can forge those crypto water marks. I have one last question. I mean, my colleague Tim Craig had from BI is actually in Davos listening to Altman, and he said, I mean, you know, Paulman obviously spoke and he was talking about how AI will make people more productive. Talk to us a little bit about that narrative. The great worry is that when this technology is fully implemented, that there will be a great dislocation of workers at low level level programmers, customer service agents, you know, in en mass replacement along with productivity, and it will worsen the digital divide, and you'll have countries that are particularly hard hit, and it could lead to further political alienation and you know, maybe more or autocratic government's or real nightmare scenario. So you know, that's the worry. And I think the stewards of this technology, you know, Davos is the land of performative optimism, I kind of like to joke, And so of course they're saying that it's going to increase productivity and we're all going to lead better lives working less. You know, maybe Tom will get to sleep in one one morning when AI kind of takes over. But I don't know. I mean, you know, the I think it will make people more productive, but I think it might replace some jobs as well. More question, I think it's what everyone knows. With your your ownership of Amazon and all you've done with the Amazon unbound, They've gone round trip massive post pandemic collapse. The come back is the next Amazon, Josie's Amazon. Is it going to make total return like we've known over the last decade. Excuse me, so you're asking me about the stock price. I mean it's it's yeah. I mean, look, if I could predict it, I'd probably be in a different line of work. I mean, I do think. You know, Andy Jassey is now a couple of years into his tenure. He is and by the way he's here at Davos, he has pared back some of the excesses of the late stage Bezos that we just saw another round of Laos. This is becoming a very lead and efficient company as he bets on the core competencies, which is AWS and the Amazon marketplace, empowering third party sellers. They've got their work cut out for them. But I do think there's a bit of momentum there. Brad Stone from the meetings of the World Economic Forum, I can't say enough about his new book, Amazon and Bound. Jeff Bezos, The Invention of a Global Empire, Joining us now the Tech Pignata of two twenty four. Daniel Heize joins us in Webbush. He's been traveling ces Las Vegas, joining us today from Warsaw Poland. And what you learn at Las Vegas at cees don't give me the mumbo jumble. What was the backstory in Las Vegas? I thought it's about Ai just how mainstream the technology is getting. I mean, tom My opinion, the biggest cees in the last twenty five years. It shows this AI revolution it's not hype, it's real. It's on the doorstep. I want you to talk Dan Ives, and this is what you don't see folks, as Dan Ives is doing the media blah blah blah by this apple. The gloom crew hates them, but beneath it is careful financial work. Can you quantify what the new announcement of AI over to Microsoft three sixty five, like, can you add up the impact of that to a giant company like Microsoft. It's when you put it together, this is going to be eight hundred billion to a trillion of incremental value to the Microsoft story. I mean they are leading the AI revenlue with the Della and Redman, along with the godfather of AI jents and the video Tom I think the monzation that's happening in Microsoft is still so underappreciated in terms of what we're seeing in the field. Dan they're asking for more money, I mean they're asking for more computing power, more hardware, more technology. They say, this is not just big, it is massive. It is huge. Do you agree with that. I think it's the biggest transformational tech we've seen since Star of the Internet. And that's why enterprises they're lining up. Conversion could be sixty seventy percent. And that's why as Tom's talking about the doomsayers again, you know, obviously negative untech, I think this earning season turns that around because the real monization of AI is here. It starts from the Della and Microsoft and Dan. I mean the real I mean you just said it right there. Don't you need access to data, to unique data sets in order to basically make the AI go. And so when I think of Amazon, okay, find they've got access to consumer data, I think of Microsoft. It's everything else. You know, people on their computer and talk to us about these companies and the data they have access to and how that's going to differentiate them in the environment you're talking about. I mean, it's a new age. And that's why when you look at the cloud, the big hyperscale players, Microsoft, of course, Amazon, Google and others, they've had the data sets, but they haven't had the tools that they can monetize and make intelligence. That that's why the use cases are excluding. That's why this AI revolution right now, I believe it fuels is new tech bull market. I a February second, We're going to get Apple earnings. It's a ballet. I actually sit down with the beverage of my choice folks at the home computer after the surveillance n APP and what's a joy here? Is they release like other firms, a press release that's clear and in English? Dan ies, what are we going to see in the treatment of the four accounting statements from Apple? Four pm, February second. Yeah, look, that's the drum roll, right, And I think when Cooper Tino comes out, the big thing is going to be services. We are looking at team type of growth for services and that's key that could really be incrementally we need that as a one point five to one point six trillion services the margins double out of hardware obviously all focus on iPhone units. Despite obviously many yelling fire in a crowd theater, I actually think it was a pretty strong iPhone unit number. Okay, wait, well, want to get upside of the track now, Dan knows a drill, Damian pick it up here. Okay, But I'm sitting there with the beverage in my left hand, looking at the accounting statement, and the media is not readjusting the currency iPhone sales as mister Ive says, we're pretty darn good. And then you had to figure in dollar currency adjustments. Whoa doom and gloom? I mean, Ives is one hundred percent right about the iPhone of the global market, Tom. I mean, it just passed Samsung as the world's top phone in the full year twenty twenty three. But I mean, Dan, here's my question. What companies are best position to profit from what you're talking about here? I mean, is it the chip makers? I mean what sort of hardware companies? Is it software? I mean, what are you seeing? I think it's software and chips. When you look at names like Microsoft, the Magnificent seven, you can Microsoft, Google, Amazon. Then you look at some of these names like Mango, dB, Salesforce, dot Com and of course a MD with Lisa Sue and chips. This is the start of this tidal wave, A trillion dollars of incremental spend next decade. That's how this is all going to play out. Software and chips leading it. You know, I got one more for you. I mean, if you're a new company with you know, and you're in the AI boom, and you know you've got the talent, and you know you're competing. Where do you want to be located? Do you want to be on the West Coast? Do you still want to be in Palo Alto. I want to be based in a five one two area. Oh. Really, that's new look and that's what that's that's that's a silicon value two dot of you're seeing that boom more and more for AI engineers, and I think that's really started the new age that we're seeing from an AI perspective. Well, we'll help our international audience. What is Michael Dell and Venna down in Austin to the two of you, Damien? When you think five to one two South Congress, I think of South Congress. I think of barbecue. I mean I think of Austin, Texas. I mean that is the Los Angeles. I think of Joe Wisenthal's band myself. I think they're you know, outstanding dan Ees. What's special about Austin, Texas. I Mean, there's a lot of things special about Austin, Texas, but the engineering talent that that's been created there, obviously outside University of Texas, is really unprecedented. It's one of the you know, more and more tech companies from Google to of course Tessa to Meadow moving down there, and it's really becoming a really go to destination for tech leaving the four one five, going to the five one two worldwide on Bloomberg surveillance. And it's time now to make some news. You got a two hundred and fifty dollars price target on Apple. Can we lift that up to day? Miss Graves? I mean, look Tom, I mean you talk the bolt case. This will be a four trillion dollar mark ab we believe by the end of this year. I remember AI. There's zero dollars given for AI in Apple's valuation. That's why this is it. Get that popcorn ready in the key in household when they come out with that AI and au June from Warsaw poland a trooper to be with us in his travels. Dana is a Webush of course, outstanding work by him. It's he's with Webbush Security is optimistic on Apple and computers. Right now, we're going to talk about the pulse of the Christmas holiday this season that we saw. There's just no one better to do with this than Dana at Telsea with all of our heritage at the corner in Fifth Avenue in fifty seventh Street, her family's heritage, and she's done it in securities analysis per year at Dana, you were right, the gloom crew was wrong. What did the people of caution get wrong about retail America into the end of the year. I think overall, and Tom, thank you so much for having me. I think overall. One of the key things that was the difference is we had Christmas that was later this year, so people had more time in order to procrastinate, and so really everything was driven around the event days, whether it was the Black Friday weekend or then that week leading up to Christmas. It's what made the difference. It's not that holiday sales were so great, but goods sold at full price inventory levels only, and sales came in line with expectations for the most part. And as a Dana Telsea Microeconomics Damien sasaw or what she just said there goods sold at full price was to me my observation on it. You know, I'm curious, Dan, I'm curious to here we got some China date overnight, right, I know, I just I'm pivoting away here, but I mean, wow, that economy is sluggish, and I think a lot of the big luxury goods LVMH carrying her mad I mean, they were a pretty big overnight in Europe. Talk to us a little bit about what that GDP figure means to you, what it means to me, especially for luxury and I spoke last week to the CEOs of Neiman, Marcus and Sacks, and they all talked about the slowing and more challenging luxury goods environment. Look at Berbery's numbers, which we were just released at the end of the week last week, it talked about the slowdown and in Europe, the local slowdown spending and you're still not seeing the Chinese come over and spend, whether in Europe or in the US, anywhere near what we had pre pandemic. We're gonna get next week LVMH. And I think all eyes are going to be on what they say about the deceleration globally. Is there Tiffany experiment working out for those of you internationally? We have two blocks away from us, really across the street from where Dana grew up, Tiffany's with one hundred million dollars or so investment by the Arnoul family. Has that experiment been successful for LVMH. It has. Not only has it been successful, but also they garnered profitability much quicker, frankly than when it was a public company. And the way they've done it, they modernized the store, they've modernized the products. They've brought in influencers, celebrities that appeal to younger consumer. Think about it. You're talking about engagement jewelry. When do people get engaged twenties and thirties want to have a store to cater to that demographic. She's just joining us on Bloomberg surveinglist. Dana Telsey, the Telsey Advisory Group. She and Joe Feldman with great work across all of retail. And I know Damien Missus Sassa are called me up. She said, you got to ask about the ani there leathern Red Soul Christian labby Tom Boots one thousand and five hundred ninety five dollars. It's a way to get through the snow drifts. Yeah, no, I'm not in New York City. I'm not worried about demand with Missus Sasa right there. But what I will say and Dana, And this is my question for you. You know, El Nino, right, input costs, margins, you know, talk to me about the impact of El Nino on cotton prices on some of these things. I mean, do you see that kind of trickling through to the bottom line? It does? I mean one of the things keep in mind all the freight expenses and the tailwinds that companies got from lower freight costs in twenty twenty three. Apparel, it's going to benefit with lower cotton costs in twenty twenty four, but maybe not to the same magnitude. We're still going to need some level of sales leverage. And there are two drivers in twenty twenty four. It's about innovation and it's about value. You have those two elements and you'll have a formula to drive sales growth. So talk to us also. I mean on the input side, I mean, what are you thinking here? I mean, gas prices are now ticking up. Obviously we didn't see much evidence of that in the retail sales print. But you know, how does this really impact some of these you know, these large luxury goods companies. I mean, do you see any pack there? I don't for certainly for raw materials, cost increases, luxury goods. Companies have the power frankly of being able to raise price. You're certainly seeing Chanelle do it trying to reach what Ourmez is doing. But all the others you're not seeing price increases like you had, and they're managing their inventory much more carefully. I gotta go get your away from March data. Telsey, tell me about your single best buy when you and Joe Felman get to work. Where's the value? Is it in big box? Is it in middle of the road or is it in lux I think overall, definitely. I think when the weakness and luxury, like any weakness in LVMH, I think that's an opportunity. But really it continues to be about off price and discount. Given what you've seen in the moderation consumer spend a low TJX I mean air Mez, I mean, I guess leading Away is being least affected. Why are they trading at a multiple of forty seven times earnings? Because, frank when you think about something like Ramez, there is so far there is no level of supply where the demand doesn't exceed the supply. Miss yeah, perfect, I mean to interrupt Missus Sassar's on the phone. What's the question? She only shots at the Ponsovecchio in Florence. Tom Now, I mean, you know, I was just in Europe and I have to say, I mean there was a lot of foot track in some traffic in some of these places. And you know you talk about Hugo Boss, you know who had disappointing operating profits. I mean Berber you mentioned them. I think you know, the things seem to be turning around here in Europe. That's good to hear. I think that would help all a luxury. Lisa Mateo's here as well. She wants to ask the question. Lisa Matteo, question here for Dana Telsea to get your retail days started. Ooh, all right, what is the hottest? What should I be looking for? As far as you hear these talks about selling back those fashionable high end pocket books, if I just happened to have one at home, what's the remarket value of something like that? It depends if it's an ermez bag, whatever market value you walked it out of the store of or tried to bring it to someone to sell, it's higher. And for some I've heard it's at least ten percent higher. Even the day it walks out the door, it holds its value. What's the greatest brand destructure into Lisa Matteo's brilliant question, which is the bag Lisa wants to unload this morning? Do you want a higher price? A Birken or a Kelly? Is your bag that you're going to get a higher price? Dana Telsey, thank you. So it's give me a single best buy, please, I need a name here. Give me a single best bike. Go to TJX. Believe me, it's the winner for twenty four and they have the Kelly bag as well. Dana Telsey, thank you, thank you, thank you so much. On the real retail of America now joining us to piece it Together's liz Ane Saunders, chief investment strategist to Charles Schwab, She's in charge their led Zeppelin division or thrilled that you could join today. I look at the market and I need a whole lot of love here, and to me, the whole lot of love is going to come from six trillion dollars in money market funds. How much of that is going to go? At Schwab over to the equity market. I wouldn't necessarily count on a lot of it. I don't think that that should be seen as money that is poised to jump into the equity market. I think a lot of that is stickier money that might have been in other places, including traditional deposits, or in riskier places in order to pick up income that now can be in the safety. And also, yes, six trillion dollars is a record, but we're nowhere near a record as a share of total stock market capitalization. All you have to do is look to the nineteen nineties to see a period where you consistently saw increases in the amount of money and money market funds commensurate with the increase in the stock market, the drivers being different. So I don't view that as some sort of moment in time source of additional funds that would flow into equities. Right now, I'm confused because I get a stream of thought that people are cautious, nervous, and I get another stream of thought that everybody, including damiens ors O Pair, is in the market. Which is it at Schwab, is there an enthusiasm by your clients for equities? I think there's cautious optimism I wouldn't consider it over enthusiasm. In fact, if you look at attitudinal measures of investor sentiment more broadly than Josh Schwab, although at seven trillion dollars we're a pretty big slice of the retail investing universe. But if you look at attitudinal measures like AAII, those are purely attitudinal. It's survey base, and that's jumped around quite a bit, and it's just there tends to be more of a knee jerk reaction to what's going on in the market moment in time. But even within that survey you get the equity exposure, and at times where you've seen bearishness really pick up fairly quickly, it's not met with a similar move down in equity exposure. So I think when looking at sentiment, you've got to look at the marriage between the attitudinal side and the behavioral side. Interesting and of course, in the nine o'clock are here Wall Street time, Damien Sassar has been medicated to tang mimosas have clicked in Damien. No questions to lizan on Indonesia. Okay, I'm not going to channel Robert Planting led Zippelin led Zeppelin now Lizan, but I am going to channel Pink Floyd. I'm gonna channel Roger Waters. Here are the markets comfortably numb to the concept of a FED cut in March? I mean, let's be clear, I mean like, this is unbelievable that you know the markets are priced that way, yet you know it seems to becoming fast becoming consensus. What are your thoughts on that? So we have seen a bit of a shift, particularly with with today's retail sales report. So a week ago, if you look at probabilities in terms of FOED funds future market of what's going to happen at the March FOMC meeting, you were up at around sixty five percent probability. I think that's down to I don't know, fifty seven or fifty eight percent now, and it's been kind of a moving target. So I think the market may slowly be adjusting to what. Frankly, most FED speakers have been trying. The message they've been trying to impart is you know whoa all l squel. It's given what we know now, it is probably not a backdrop supportive of not just starting as soon as March, but the FED providing you know, six rate cuts this year. I think that disconnect still exists, it's just not as wide as it was even a week ago. So then lusanna backuping yields means, I guess from the equity perspective, you want to get a little bit more defensive. What areas of the market would you go to to protect to protect in this type of environment. I mean you would think classic defensive sectors like you know, utilities. I mean, I mean, look at where valuations are there, I mean, what works in your portfolio. Well, so there are the classic defensive sectors like utilities. Then there's this era's defense sectors, which incorporates what I call the growth trio of tech communication service as a consumer discretionary of course, housing all of the Magnificent seven and really all the way back to the early part of the pandemic. That's been this era's defensive type names. And that's because of strength the balance sheet. They don't have to rely on funding in the traditional banking system or even in the capital markets. So defensive is just a descriptor. It's not some well determined type, and it is quality and you know, it's specific to the beginning of your question with this direct relationship in yields, I mean the peak and yields. It gave us the big move up from late July, I mean from late October until the end of the year. But then we saw that bottom end yields, and that meant we saw the market rollover, particularly small caps. And one of the things we've been saying, especially with small caps, do you know there's money that's once to find ideas down the cap spectrum, but do not sacrifice quality, particularly when you go down the cap spectrum. So you want to still have that strength of balance sheet, interest coverage very importantly, especially as yields tick back up again, strong return on equity, have an actual earnings profile, don't be a zombie company or a non profitable company. And I think that's a lesson being taught in the last few weeks. Well, Lazan, I do have one last question there, what about this low volatility factor. I see a lot of investors moving into low VALL as sort of a defensive way of approaching the equity market. Here, how did those sectors screen from a low VALL perspective? So it's a factor that has done well when the other quality factors have been doing well, when you get these moves shifts in expectations for either FED policy or the economy, and you see it reflect and yields. You can go through short periods where you get higher volatility, higher variability as factors that do well. I think those you probably want to fade those lower quality factors, And I think low volatility maybe not as important as it was last twoar but I still think it's in the basket of quality oriented factors. Lisanzi, your iconic work. How for our listeners are viewers on YouTube? How do you avoid a Boeing? How do you avoid a Disney? How do you avoid blue chip stocks that blow up? Well, don't have a heck of a lot of your portfolio invest in any one name or even group of names. So I think that that's one of the messages that come from things like the mag seven. There's nothing wrong. There's a reason why those stocks have done well because they check the boxes on so many of those quality factors. But be mindful of volatility and portfolio based rebalancing. You know a lot of investors do the rebalancing based on the calendar. They might do it once a year, at best once a quarter. But our message has been let your portfolio tell you when it's time to rebalance, even at the individual stock level, where the moves in your portfolio are going to dictate when you add low and trim high. Maybe don't focus so much on doing it at the calendar. Okay, trigger, stop the show. This is the single most important insight of the day for all of you listening and watching. I can't say enough the importance of moving to a Sander's percentage ownership rebail versus a calendar gimmick invented by marketing people that have never owned a share of Anaconda Copper in their life. Liz Anna, what percentage is a vanilla statement? Do you rebail? Is it when something gets the five percent of portfolio? Or is there a Sander's magic number. I don't know that there's a magic number for individual investors. Keeping mind though, that part of the issue with the mag seven and how big they've become as a share of the SMP recently hitting thirty percent, is that even institutional managers, whether it's mutual funds or even ETFs, have perhaps on how much they can own if the S and P. If someone just said, hey, let's create this index and here's what's going to look like. It wouldn't actually pass muster or securities regulations, not to mention the fact that many fund managers can't hold such a large share of those names. So you can use that as maybe not an exact guide for what percent becomes too much, but this notion that there are going to be a lot of institutions that simply have to trim because of their own guidelines on how much they can own of the stock. Just in many cases it's fibers. We've got to interrupt with. And just in from led Zeppelin News, Robert Plant will tour the United Kingdom with Saving Grace. Look for that two thousand and twenty four. I want to see him tour with Jimmy Page and John Paul Jones and Jason Bottoms. So that's what I'm waiting for. That's what she's waiting for, and she will be there in the arena when they do that. So well, Lizzie Siders, thank you so much. Subscribe to the Bloomberg Surveillance podcast on Apple, Spotify and anywhere else you get your podcasts. Listen live every weekday starting at seven am Eastern. I'm Bloomberg dot com the iHeartRadio app tune In, and the Bloomberg Business App. You can watch us live on Bloomberg Television and always I'm the Bloomberg Terminal. Thanks for listening. I'm Tom Keen, and this is BloombergSee 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In this powerful episode, we shift our focus to the remarkable Ukrainian refugee center in Warsaw, Poland. Join us as we highlight the stories of resilience, hope and unity that have emerged from the heart of this crisis.

DCUD CEO Tony Hernandez is today's guest.We discuss the Defense Credit Union Council's Mission, efforts to assist active duty, and expansion into the veteran market.We also discuss the 2024 trip to Warsaw Poland,the CUNA NAFCU merger into Americas Credit Unions and what it means for DCUC,and much, much more.https://www.dcuc.org/

In a report from Warsaw, Poland, Don Parsons, the Director for the Unreached People Groups Initiative for Mission Eurasia, who directs the ministry's response in Poland in light of the war in Ukraine, discussed how children are being reached through the ministry's Summer of Hope Camps. You can find out more at missioneurasia.org. 

In a report from Warsaw, Poland, Don Parsons, the Director for the Unreached People Groups Initiative for Mission Eurasia, who directs the ministry's response in Poland in light of the war in Ukraine, discussed how children are being reached through the ministry's Summer of Hope Camps. You can find out more at missioneurasia.org. 

The Cello Sherpa Podcast Host, Joel Dallow, interviews cellist Dariusz Skoraczewski, principal cellist of the Baltimore Symphony Orchestra. They talk about his experience growing up behind the Iron Curtain in Warsaw Poland, his participation in international competitions, and his orchestral audition journey to his principal position in the Baltimore Symphony where he has remained since 2011.   For more information on Dariusz Skoraczewski: www.dskora.comFor more information on our sponsor: www.CLEAResources.com If you are looking for in person/virtual cello lessons, or orchestral repertoire audition coachings, check out www.theCelloSherpa.comFollow us on Instagram @theCelloSherpa

In this episode, Chris Maffeo talks with Filiberto Amati. He is a Growth Advisor. He has extensive Spirits experience having spent many years in Campari in the Netherlands, Mexico, the Caribbean and in Di Saronno in Central and Eastern Europe. He has been in both marketing and commercial roles. They spoke about Brand Ambassadors from how to define the role, set up KPIs and enable them to build demand from the bottom-up. They continue by talking about how big brands have shaped their success by focusing on a core occasion. How did they master with perfect market execution that did not happen overnight. If you enjoyed the episode, please rate it and share it with your friends and colleagues. About the Host: ⁠⁠⁠Chris Maffeo⁠⁠ About the Guest: ⁠⁠⁠⁠Filiberto Amati

Episode Deep-Dive Analysis Available at maffeodrinks.com In this episode, Chris Maffeo talks with Filiberto Amati. He is a Growth Advisor. He has extensive Spirits experience having spent many years in Campari in the Netherlands, Mexico, the Caribbean and in Di Saronno in Central and Eastern Europe. He has been in both marketing and commercial roles. They spoke about Brand Ambassadors from how to define the role, set up KPIs and enable them to build demand from the bottom-up. They continue by talking about how big brands have shaped their success by focusing on a core occasion. How did they master with perfect market execution that did not happen overnight. If you enjoyed the episode, please rate it and share it with your friends and colleagues. About the Host: ⁠⁠⁠Chris Maffeo⁠⁠ About the Guest: ⁠⁠⁠⁠Filiberto Amati If what we discussed hits home and you want support from us, get in touch at bottomup@maffeodrinks.com or check maffeodrinks.com for the key insights from this episode.

Episode Deep-Dive Analysis Available at maffeodrinks.com In this episode, Chris Maffeo talks with Filiberto Amati. He is a Growth Advisor. He has extensive Spirits experience having spent many years in Campari in the Netherlands, Mexico, the Caribbean and in Di Saronno in Central and Eastern Europe. He has been in both marketing and commercial roles. They speak about how to choose the right city to start from in a market, as they are not all the same. They dive into how to win there before moving to the next city and how to ensure you get the right distribution set-up based on your brand lifestage. If you enjoyed the episode, please rate it and share it with your friends and colleagues. About the Host: ⁠⁠⁠Chris Maffeo⁠⁠ About the Guest: ⁠⁠⁠⁠Filiberto Amati If what we discussed hits home and you want support from us, get in touch at bottomup@maffeodrinks.com or check maffeodrinks.com for the key insights from this episode.

In this episode, Chris Maffeo talks with Filiberto Amati. He is a Growth Advisor. He has extensive Spirits experience having spent many years in Campari in the Netherlands, Mexico, the Caribbean and in Di Saronno in Central and Eastern Europe. He has been in both marketing and commercial roles. They speak about how to choose the right city to start from in a market, as they are not all the same. They dive into how to win there before moving to the next city and how to ensure you get the right distribution set-up based on your brand lifestage. If you enjoyed the episode, please rate it and share it with your friends and colleagues. About the Host: ⁠⁠⁠Chris Maffeo⁠⁠ About the Guest: ⁠⁠⁠⁠Filiberto Amati

We start off CinemAddicts Episode 196 saying goodbye to show co-creator Anderson Cowan. He couldn't make the episode due to a dental appointment, but he will be popping up now and again on the show. So we basically give some love to Anderson before starting this week's reviews.Anderson did join me the following day to say his goodbyes, and it's a really great show. We cover the year 1970 (movies picked are Bloody Mama and Five Easy Pieces) on our CinemAddicts Patreon.For the July's Bonus Patreon episode, I will cover the year 1999 with Bruce Purkey and Eric Holmes. To join our Patreon or get more info: https://www.patreon.com/cinemaddictsTimestamp(0:00) - Intro and thoughts on Anderson Cowan(15:04) - Review of Confidential Informant**. Now on Digital and On Demand. Hits theaters June 30. Stars Mel Gibson, Dominic Purcell and Nick Stahl.(24:20) - CinemAddicts Facebook Group Members Have Movie Recommendations! Thanks Joseph Bridges, Pete Abeyta, Ryan Smith, Alec Vasquez, and Matt Stillman!  (29:29) - Nimona - streaming on Netflix June 30(36:44) - Love Gets A Room review. Movie stars Clara Rugaard and Ferdia Walsh-Peelo.(51:49) - Red Lights - Eric Holmes watched this movie since it is also directed by Love Gets A Room director Rodrigo Cortés.(56:30) - To Be Or Not To Be* - starring Carole Lombard and Robert Stack. Bruce saw this since like Love Gets A Room it is set in Warsaw Poland. (63:20) - La Cabina - a short recommended by our pal Joseph Bridges.(66:50) - Wake Up Sleeping Beauty directed by Shila Ommi. Reviewed by Eric Holmes. **Shop on Amazon by using our links. We receive a commission as Associates members. 1.  Subscribe to our CinemAddicts YouTube Channel  2. Like Our CinemAddicts Facebook Page3. Join our CinemAddicts Facebook Group for daily movie recommendations!4. Questions/comments email us at editor@deepestdream.com 5. Our website for entertainment news, reviews, and podcast coverage is Find Your Film: https://findyourfilms.com/6. Contact Bruce Purkey for some What's in the Box? recommendations: brucepurkey@gmail.com8. Eric Holmes can be reached at hamslime@gmail.com9. Anderson Cowan's latest project is Loaded for Bear: The Documentary. For info and support: https://loadedforbeardoc.com/10. Atty's Antiques is on Facebook MarketplaceSupport the show

Overnight President Biden has made a surprise visit to Kyiv to announce half a billion dollars of additional assistance to Ukraine. The US will deliver critical equipment, including weapons and ammunition. Our correspondent Julia Chapman spoke to Morning Report from Warsaw Poland.

Our guest is olena halushkaa board member of the Ukrainian NGO Anti-Corruption Action Center. She is also part of the International Center for Ukraine Victory. She worked as a Chief of International Advocacy at the Post-Maydan Reanimation of Package Reforms from 2015-2017. She was an Advisor to Members of Parliament from 2012 to 2014. She served as a Kyiv City Council Member and Deputy Chair of the Council Commission on Housing and Energy. An avid writer and political commentator, her works can be found in outlets such as The Washington Post, the Atlantic, Foreign Policy, EU Observer, and the Kyiv Post. Olena obtained a PhD from Kyiv National University in International Economics in 2016. Olena spoke to us from Warsaw Poland where she is currently working.

Marcin & Artur visit Anchor Brewing in San Francisco. Marcin Malecki and Artur Napuripski of Maryensztadt Brewery in Poland are our guests today on Brew Ha Ha with Harry Duke and Herlinda Heras. Artur is the sales manager as well as a beer sommelier and brewery historian, and Marcin is the brewery's owner. Herlinda Heras has been a beer judge at the Polish national beer competition for the last few years, along with Artur. Herlinda invited them to California for a visit and for a collaboration at Anchor Brewing and a visit to some famous Sonoma County craft breweries. Marcin tells about their visit to Brew Ha Ha sponsor Russian River Brewing Co. and how impressed he was with their Windsor location. They also visited Brian Hunt at Moonlight Brewing. Grodzisz is a smoked wheat beer, which is a unique Polish style. It uses 100% oak-smoked malt. Herlinda finds it refreshing. Artur describes it as a unique style and says the malt is hard to find. Polish brewers stopped making it in 1993 but they revived it recently. Beechwood smoke has a different flavor, like ham or cheese. This oak smoke is more like a campfire and is more subtle. Visit our sponsor Victory House at Poppy Bank Epicenter online, for their latest viewing and menu options. Craft Brewing in Poland The craft brewing industry is young in Poland. They began about ten years ago with an American IPA. The brewery's name Maryensztadt is a small neighborhood in the heart of Warsaw, part of the old town. They wanted the brewery to be there, but they could not produce alcohol there. So they established the brewery in a small town very close to Warsaw. They try to make the brewery as “green” as possible, or sustainable, using as little energy and water as possible and recycling water. When they visited Russian River Brewing Co., they thought they would like to be that big in ten more years. Russian River Brewing Co. is open in Santa Rosa on 4th St. and at their big Windsor location. Click the logo to visit their website for up-to-date hours, menus, beers and more info. Marcin, Herlinda & Artur. Marcin has always been interested in beer and was a consultant brewer before opening the brewery. Artur has been interested in beer since long before the craft beer revolution. He eventually became a beer judge and got a beer and cider judging certificate. He is studying for his mead certification too. Poland has a long tradition of making mead, and even the certifying body, JCP, does not know all about it. Poland is also a huge producer of apples, but not cider apples. There is a small but promising cider revolution going on, but the problem is getting the right apples. There is also a thriving hops production in Poland. Herlinda told Mark Carpenter, former Brew Ha Ha co-host, about Polish beer so he went there on a vacation and met Artur. Anchor Beer was the first good American beer to be available in Poland after the fall of Communism, and many people still remember its arrival and importance at the time. As Marcin says, "...your craft revolution is really great!"

Suzan Shutan is a CT based Artist, Curator, Educator and recipient of multiple grants including an Artslink grant, Art Matters grant, Berkshire Taconic Foundation grant, two NY Foundation for Contemporary Art grants and three CT Commission Artist Fellowships. She has attended artist residencies at Bemis Foundation NE, Yaddo NY, Proyecto Ace, Argentina. Her work has been featured in 23 solo exhibits including Zacheta National Gallery in Warsaw Poland, Aldrich Museum CT, The Painting Center, NY, University of Massachusetts Hampton Gallery, Amherst, Islip Art Museum NY, Kenise Barnes Gallery NY, Garrison Art Center, NY, Housatonic Museum, CT, Five Points Center for the Visual Arts, CT, Arts & Cultural Center of Florida and has had work exhibited in 198 group exhibitions throughout Germany, Poland, Ukraine, France, Holland, Australia, Canada, Argentina, Columbia and USA. Her work has been published in the books Paper Art Installations II, Post Road Literary Books and has been reviewed by Smithsonian Magazine, Sculpture Magazine, NY Times, Art New England Magazine, Artscope, High Performance, and blogs such as Art Spiel & Yale University Radio/Praxis Museum of Non Visible Art. Public commissions include Log-Me-In Headquarters, Boston, MA and Sloan Kettering Hospital, NY and her work can be found in private and museum collections as well as viewed on Artsy, First Dibs, Geoform, Instagram (@sshutan), FB, Pinterest, Linked in and at www.suzanshutan.com. Suzan has worked as a Museum Director & Curator of Education, Director of a Municipal Public Art Program, and has taught at RISD, University of Massachusetts, University of Nebraska, Quinnipiac University, currently teaches in low residency MFA programs including Lesley College at Harvard, MA and has taught Sculpture for fifteen years at Housatonic Community College

EPISODE #832 HIGH STRANGENESS IN POLAND Richard welcomes a journalist living in Warsaw who discusses his brushes with the paranormal as well as the mysterious death of UFO researcher Max Spiers in Poland. GUEST: Adam Borowski is a technical translator and independent journalist living in Warsaw Poland. He has written for the Korean Times and Taiwan News. He is the author of the as yet unpublished sci-fi/thriller "Euthanizers." LINKS: Email Adam.Borowski1985@gmail.com SUPPORT OUR SPONSORS!!! AG1 From ATHLETIC GREENS Visit athleticgreens.com/strangeplanet It's time to reclaim your health and arm your immune system with convenient, daily nutrition! It's just one scoop in a cup of water every day. That's it! No need for a million different pills and supplements to look out for your health. COPY MY CRYPTO Discover how over 1,300 people - many of who know nothing about crypto or how to invest - are building rapid wealth the cabal can never steal - "You don't need to know a thing about cryptocurrency if you copy someone who does." CopyMyCrypto.com/Dollar SUBSCRIBE TO STRANGE PLANET PREMIUM HERE: https://strangeplanet.supportingcast.fm Use the discount code "Planet" to receive one month off the first subscription. We and our partners use cookies to personalize your experience, to show you ads based on your interests, and for measurement and analytics purposes. By using our website and services, you agree to our use of cookies as described in our Cookie Policy. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://strangeplanet.supportingcast.fm/

Hello to you listening in Warsaw, Poland!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more) for Thoughts on Thursday and your host, Diane Wyzga.Late one snowy night in Poland, more than nineteen hundred years ago, Babcia was sweeping her house.  She was the best housekeeper in the village.  And although she lived by herself, her little cottage was as bright as a groszy. Her painted walls were gay with color.  Her carved doorway, her carved bed, her little carved chairs were waxed and polished until they shone like the soft satin of some rich lady's gown.  From sunup to sundown Babcia was at work in her tiny house, so it was no wonder that she was still sweeping late this snowy night...You're invited: “Come for the stories - stay for the magic!” Speaking of magic, I hope you'll subscribe, follow, share a 5-star rating and nice review on your social media or podcast channel of choice, and join us next time! Remember to stop by the website, check out the Services, arrange a Discovery Call, and Opt In to stay current with Diane and Quarter Moon Story Arts and on LinkedIn.  Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present: for credit & attribution Quarter Moon Story Arts

Ferran moved from Barcelona to Warsaw in Poland at the end of 2022. In this episode, he talks about his experience living in Poland in 2023 compared to a couple of years ago. Apart from living in Warsaw, Ferran has also spent time in Lublin and Krakow. He shares his thoughts on what it is like to make friends, get around, and rent prices. He also mentions the cost of living, job opportunities, and why Poland is a good option for digital nomads and remote workers. For videos about life in different countries, interviews with expats, and travel guides, go to www.youtube.com/readygoexpat

Drew and Justin are back with a new episode of Pokemon Champion Series! We discuss the results of Warsaw Regionals and looking forward.

The final Lost Origin format tournament is this weekend in Warsaw Poland, so Chip & Azul give their thoughts on the expected meta for this event! With Silver Tempest coming later this week, there is plenty to be excited about in the Pokemon TCG World!

Here are the things to expect in the episode:Can you be too old to travel?What are the most common challenges you may face while traveling?What are the essential skills every traveler should have?Why are traveling etiquettes important?And much more!About Denis:Denis Hickey is a trailblazer in the world of solo traveling before traveling the world became more mainstream. In the early 1990s, Denis was a Silicon Valley businessperson who had been on the leading edge of technology five times. In 1993 at the age of 48, Denis exchanged his high-tech paycheck for a low-maintenance backpack. That one decision and 80 countries later changed the trajectory of his life.Today Denis is proud to declare he has enjoyed two relationships lasting over 25 years, raising two families of different generations. He is a philosopher and writer of four books: 2 travel adventure books and 2 how-to books (how to make a woman happy and how to a make man happy). Currently, Denis lives in Warsaw Poland, and he is writing two children's books, a third travel adventure book and a book called, CRISIS. Connect with Denis Hickey!Website: http://www.breakingfree-thebooks.com/Facebook: https://www.facebook.com/AuthorDenisHickeyTwitter: https://twitter.com/VingdingerPinterest: https://www.pinterest.ph/denishickey/Grab your copy now! “Breaking Free” and “The Traveler” book: http://www.breakingfree-thebooks.com/books/. Connect with Host, Julie ZolfoWebsite: https://www.juliezolfo.com/Be A Podcast Guest: https://www.juliezolfo.com/podcastFacebook: https://www.facebook.com/juliezolfo/Facebook Group: https://www.facebook.com/groups/livingthetravelersheartInstagram: https://www.instagram.com/juliezolfo/LinkedIn: https://www.linkedin.com/in/juliezolfo/

About Denis:Denis Hickey is a trailblazer in the world of solo traveling before traveling the world became more mainstream. In the early 1990s, Denis was a Silicon Valley businessperson who had been on the leading edge of technology five times. In 1993 at the age of 48, Denis exchanged his high-tech paycheck for a low-maintenance backpack. That one decision and 80 countries later changed the trajectory of his life.Today Denis is proud to declare he has enjoyed two relationships lasting over 25 years, raising two families of different generations. He is a philosopher and writer of four books: 2 travel adventure books and 2 how-to books (how to make a woman happy and how to a make man happy). Currently, Denis lives in Warsaw Poland, and he is writing two children's books, a third travel adventure book and a book called CRISIS. Connect with Denis Hickey!Website: http://www.breakingfree-thebooks.com/Facebook: https://www.facebook.com/AuthorDenisHickeyTwitter: https://twitter.com/VingdingerPinterest: https://www.pinterest.ph/denishickey/ Connect with Host, Julie ZolfoWebsite: https://www.juliezolfo.com/Be A Podcast Guest: https://www.juliezolfo.com/podcastFacebook: https://www.facebook.com/juliezolfo/Facebook Group: https://www.facebook.com/groups/livingthetravelersheartInstagram: https://www.instagram.com/juliezolfo/LinkedIn: https://www.linkedin.com/in/juliezolfo/

Indecent Noise LIVE @ Essential Vibes - Classic Night, Warsaw, Poland (15.10.22) by Indecent Noise

This talk was given on July 16, 2022 at the Fourth Annual Thomistic Philosophy and Natural Science Symposium For more information please visit thomisticinstitute.org. About the speaker: MARIUSZ TABACZEK, O.P., is a Polish Dominican and theologian. He holds Ph.D. in philosophical theology from the Graduate Theological Union in Berkeley, CA and Church Licentiate from the Adam Mickiewicz University in Poznan, Poland. After his studies at the GTU and a fellowship at the Notre Dame Institute for Advanced Studies he returned to Poland. For three years he worked as a researcher at the Thomistic Institute in Warsaw (Poland), a lecturer at the Pontifical Faculty of Theology in Warsaw and the Dominican School of Philosophy and Theology in Krakow, and a director of Studium Dominicanum in Warsaw. He then moved to Rome where he became a professor of theology at the Pontifical University of Saint Thomas Aquinas. He is also a researcher at the Thomistic Institute at the same University. One of the hallmarks of modern science is the ability to explain the workings of nature by detailed study of its pieces and parts. Organisms are understood as combinations of organ systems, which are made up of tissues, which are made up of cells, which are made of up complex chemicals, then atoms, and more fundamental particles. As successful as this methodological reductionism has been, it is still an open question how complete it can be. Can everything about complex biological systems be reduced to chemistry, and every detail of chemistry explained from fundamental physics? Do the organization and complexity of higher-level systems require additional tools to complete our understanding of the natural world? Do the answers to these scientific questions work for or against an Aristotelian and Thomistic understanding of nature and natural kinds, and how might those classical ideas be of use in contemporary science? The Thomistic Philosophy and Natural Science Symposium gathers expert scientists and philosophers to discuss the potential compatibility and mutual enrichment of the study of Aquinas' philosophy of nature and various forms of modern scientific knowledge in mathematics, physics, chemistry, and biology. The 2022 symposium included a day of lectures geared towards an introduction to Thomistic philosophy and the history of science, with a focus on complexity, simplicity and emergence. The rest of the symposium will have scientific experts discussing the understanding of complexity and simplicity in their own fields with one another and with philosophers.

Michał Kopik started his exciting beer career as an amateur brewer in 2005. He liked to drink stout, but there was none on the Polish market, so he brewed it himself. As a studied chemist and food technologist, he had the best qualifications and quickly expanded his knowledge of beer. Michał Kopik became an International Beer Judge and started a part-time job in a brewery. Shortly afterwards, he founded the Kingpin Brewery with partners and was its Head Brewer. At the end of 2018, he left the company and started new projects at Mermaid Brewing and with the Infinitum Brewing brand. With Infinitum, he won a gold medal at the International Beer Cup in Japan in 2019. In BierTalk we talk about his story and taste two of these particularly noble beers...

299: Ask David: Retirement blues; patients who refuse homework (and the therapists who love them); ADHD; David's new pooping story; and more!  We regret that our beloved Matt May, MD could not join us today due to an emergency involving his website. We look forward to him joining us next time for more exciting Ask David's that will include: Does the “self” exist? Does God exist? And MUCH more! We open with two announcements: 1. Return of the awesome Feeling Great Book Club, with Drs. Brandon Vance and Heather Clague, will meet weekly, starting on September 13th. This will be a terrific experience, and only costs $12 per week with a sliding fee scale if you cannot afford it. You will go through the Feel Great book, learn techniques, have fun, and practice in small groups. This is a fantastic opportunity for everyone. For more information, go to:  https://www.feelinggreattherapycenter.com/book-club. 2. The TEAM-CBT World Congress, Warsaw Poland, August 18 - 21. This first of a kind event will take place live and virtually, and will be somewhat like David''s famous Intensives with teachers from around the world, many of whom have been featured on this podcast.  The CONGRESS will feature interactive sessions which participants can learn and practice the elements of the powerful TEAM system while receiving expert coaching on TEAM techniques. This event is organized by Daniel Minte, Mariusz Wirga, and Yehuda Bar Shalom. For more information, please go to:  https://teamcbt.eu Today's questions: Retirement depression / anxiety; patients who refuse to do exposure or psychotherapy homework; treating procrastination and ADHD; David's new pooping story, and more! 1. Paul asks: Are you planning on doing a podcast about people who are about to retire and are very anxious about the prospect and also depressed about closing that chapter in their lives? I'm in that boat. 2. M asks: My patient refuses homework and isn't getting better. I think I'm a victim of what you've referred to as “reverse hypnosis.” What should I do? 3. Heather asks: Hello David! How would you treat ADHD with TEAM-CBT? 4. A asks: Hello sir, Is it okay if I do the written work by typing in my laptop on a word processor or is it must that I write on a paper? Note: The answers below were generated prior to the podcast, and the information provided on the live podcast may be richer and different in a number of ways. In some cases, I did not have time to polish and edit my responses below. I've been super busy developing the Feeling Good App, which is coming along tremendously well. It has the potential to help millions around the world who are struggling with depression and anxiety, but I have to be super careful with my time these days. If interested in beta testing, you can sign up here. 1. Paul asks: Are you planning on doing a podcast about people who are about to retire and are very anxious about the prospect and also depressed about closing that chapter in their lives? I'm in that boat. David's reply Have you read the introduction to Feeling Great? Or done any of the written exercises in that book, or in any of my books? Of listened to my free Ted Talk on my website? We can provide more specific information in the live discussion on the podcast. 2. M asks: My patient refuses homework and isn't getting better. I think I'm a victim of what you've referred to as “reverse hypnosis.” What should I do? Dear Dr Burns, Many thanks for your blogs, podcasts, books and TEAM CBT. I have experienced (and I am experiencing) being hypnotized with a Panic Attack patient with Border Line PD- . I know this after the sessions. During the sessions I feel I cannot even think well. I see this client through SKYPE, And cannot see her face to face due to distances. I have try to follow your approach, but she's resistant, I do include exposure exercises that she never completes. How to do a Shame Attacking Exercise when I cannot go with the patient to the places she needs to in order to do the exposure. I have even been in the phone and she driving, but 2 years later nothing works. Any thoughts will help! Many thanks in advance. M. David's reply Thanks, great question! Some training or individual case consultation or both, or workshops, would help a lot. We have two free weekly training groups for therapists in California and therapists around the world. For example, the last two weeks in our Tuesday group we have focused on the negative thoughts and feelings therapists have during sessions that interfere with their ability to do excellent work. So your question is very timely and relevant! Also, the www.feelinggoodinstitute.com has free and paid training. Two of the finest teachers are Mike Christensen and Dr. Jill Levitt, and there are many others as well. Jill has just released an introductory recorded class on TEAM-CBT that you can purchase and watch whenever you like. She is a brilliant teacher! And yes, you HAVE been hypnotized during sessions! David 3. Heather asks: Hello David!! How would you treat ADHD with TEAM-CBT? Hi there! It is Heather Donnenwirth, from podcast 267. I hope you are doing well. I really enjoyed being apart of the podcast with you, Rhonda, and Kyle. Thanks again for including me in that experience. I have another question for you about the podcast you did on ADHD. I totally agree with you about ADHD not being a diagnosis and agree that is more helpful to treat the symptoms. Many of the clients that I work with have been diagnosed with ADHD or are convinced that they have it. Procrastination seems to be a common symptom of "ADHD" that people want help with and that can be treated easily with the TEAM model and with the anti-procrastination and motivational tools. The symptom that people ask for help with that I am feel less confident about helping them with is difficulty with focus and distractibility, and would love your thoughts about how to treat these symptoms? I have improved my own focus with motivational techniques and with practicing bringing my attention back to what I want to focus on when my mind starts to wonder. Also, taking notes has helped me to stayed focused, but I am curious if you have any other ideas about increasing focus? Sometimes the people I work with have distorted thoughts about focus as well, such as: "If I'm not interested in something, I can't focus on it," and "I need medication to focus," etc. Anyway, I value your knowledge and opinion and wondered if you have any tools for increasing focus? Also, do you treat hyperactivity and excessive talking? I have also noticed that parents some time play an enabling role with kids diagnosed with ADHD, and don't require their children to do schoolwork that they think is too hard or if they are bored and having a hard time focusing. Sorry this is long!!! I hope you are doing well!!! Warmly, Heather Donnenwirth David's reply I'd just ask the person to focus on one moment when they had that problem and then do a Daily Mood Log, as you've pointed out, and also brainstorm with them on how to solve the problem. But first, would have to do empathy and assessment of resistance, same as with anybody! As you point out, the motivational factors can be enormous. For example, Adderall is just the same as Dexedrine, and highly addictive and euphoric street drug. If I had some right now, I'd be highly excited and write 30 pages of stuff! In addition, I can use ADHD as an excuse for not doing stuff that's boring. Someone who is motivated can easily find a solution. The summary before college I was lucky to get a job in a bank in Phoenix. My job was filing checks by hand. Boy, that was boring! I made it a bit less boring by trying to find the most unusual names while I was filing checks alphabetically. One of the many unusual (to my young and uneducated ear) names was J. Karekin Moojian! As freshman in college, I found I had trouble concentrating and grasping what the professors were saying in lectures to large classes of a couple hundred or so students. And I had NO IDEA whatsoever what the teacher was talking about! What helped was simply asking another student as we were walking out of the class. I'd say, “What was the professor trying say?” Then the other student, who seemed way smarter than me, would just give a one sentence summary, and I'd suddenly “get it.” So, if you're motivated, you can find a way! In medical school, I had to memorize gross anatomy. I had little aptitude and no interest. I had never even take a biology class in college, and did not know what was in the “abdomen” or “thorax.” So I made up little games, sitting for hours in the library memorizing stuff. It got me through—just barely1 David   4. A asks: Hello sir, Is it okay if I do the written work by typing in my laptop on a word processor or is it must that I write on a paper? Is it okay if I do the written work by typing in my laptop on a word processor or is it must that I write on a paper. Thank you. David's reply Interesting question! Probably okay either way. No research on this issue! I slightly favor doing it by hand, but that is likely because I have done it that way for 40 + years! d Thanks for listening and reading today! Rhonda, and David

Description Martin Rowinski, CEO at Boardsi, born and raised in Warsaw Poland -a global technology pioneer, executive recruitment expert, and international speaker with 25 years of c-level experience. Rowinski created and spearheaded their proprietary software that allows companies to effortlessly search for the most qualified Boards of Directors and Boards of Advisors from a pool of thousands of top executives across the U.S. and internationally. As well he is the author of the book “The Corporate Matchmaker”, which talks about executives and members of the board advisory. Here are some key moments from our conversation: How would you describe what Boardsi does? (4:49) What drew you to do this business? (6:55) What is your “secret sauce” that sets you apart from other firms like yours? (8:25) What are some of the biggest challenges you have faced in getting Boardsi off the ground and to where it is now? (13:55) How are you getting the funnels upfront to get those leads? (16:30) How would you describe your true north as a leader? (18:40) How does your true north inform your leadership decisions? (21:10) How do you attract the right people? (25:45) For your employees, how do you help them stay inspired (30:00) What do you do to recharge and sustain yourself in what I'm sure is a very demanding role? (32:20) If you could take everything you know about leadership and distill it down to one key piece of advice for our listeners, what would that be? (35:50) And what about entrepreneurs specifically, what advice do you have for them? (37:25) Any final thoughts you want to leave the audience with? (38:40)

Roman Panchenko moved to Poland from Chernihiv a few years ago and was afraid of singing in the streets. But now, after the war started, he sings Ukrainian songs in a Warsaw plaza to help his country.

Ali Velshi is joined by NBC's Jacob Soboroff from Lviv, former U.S. Ambassador to Ukraine William Taylor, founder and host of ‘Black Diplomats' podcast Terrell Jermaine Starr in Ukraine, Member of the Parliament of Ukraine Lesia Vasylenko, UNICEF Spokesperson James Elder, Chair of Urban Warfare Studies at the Madison Policy Forum Major (ret.) John Spencer, Head of Global Magnitsky Justice Campaign William Browder, former U.S. Ambassador to Ukraine Marie Yovanovitch, Eurasia Director at the Foreign Policy Research Institute and author of “Putinomics” Chris Miller, and Ukrainian Refugee Nastya Shpot.

Ali Velshi is joined by NBC's Ali Arouzi, Kelly O'Donnell, Jacob Soboroff, and Gabe Gutierrez. Also, former Russian Foreign Minister Andrei Kozyrev, Washington Post Correspondent Sudarsan Raghavan, Ukrainian Member of Parliament Inna Sovsun, Professor of International Law at Yale Law School Oona Hathaway, President of the German Marshall Fund Heather Conley, Executive Editor of The New Voice of Ukraine Veronika Melkozerova, President & CEO of the International Rescue Committee David Miliband, Staff Writer for The Atlantic Caitlin Dickerson, Distinguished Fellow and president Emerita at the Wilson Center Jane Harman.

Cuban Missile Crisis of October 1962 was a direct and dangerous confrontation between the United States and the Soviet Union during the Cold War and was the moment when the two superpowers came closest to nuclear conflict. Russia said on December 29th, 2021, that escalating tensions over Ukraine could lead to a repeat of the Cuban missile crisis, when the world stood on the brink of nuclear war. The day I crossed the border into Warsaw Poland and saw the preferred tank of my Enemy T72. I knew right then and there I was behind enemy lines. These people spouting that Rhetoric about Putin, Make American great again and the masses of Covidiots running around here I don't want to wear a mask. I stand and know I am once again behind enemy lines because the invasion has come from within. “I believe in the brotherhood of man, all men, but I don't believe in brotherhood with anybody who doesn't want brotherhood with me. I believe in treating people right, but I'm not going to waste my time trying to treat somebody right who doesn't know how to return the treatment.” Malcolm X --- Support this podcast: https://anchor.fm/according-2-b-matthews/support

Arrival in Warsaw Poland with the intention to deliver medical supplies to a friend in Ukraine, logistics and travel issues, protest at Russian Embassy in Warsaw. --- Support this podcast: https://anchor.fm/erin-sith/support

I am looking forward to introducing you to my guest today Tracy Sinclair, MCC. Join us as we ponder what would be different in the world if Coaching wasn't typically a 2nd, 3rd, 4th, or 5th career, but rather if young adults could choose Coaching like they do Social Work or Organizational Psychology. What if Coaching was the first career? And, then we take a dive into the differences and similarities between Counseling and Coaching.  Tracy is a Master certified coach with the International Coach Federation, she does coaching supervision, she's a mentor coach, she is a coach trainer as well as being an assessor for the ICF, As people are going through their credential process. She is the co-author of Becoming a Coach, the Essential ICF Guide, which was published in 2020. Becoming a Coach provides a comprehensive guide to coaching for coaches of all skill levels and all levels of experience. It is really an opportunity to explore the psychological underpinnings of coaching and how that also relates to the new, updated core competency model. Tracy founded Coaching with Conscience which exists to have a positive impact on society and our environment through coaching. She leads projects related to mental health, well-being, and coaching young leaders. Tracie has volunteered with the ICF in the last 10 years In various global and local roles, including being the Global Chair in 2018. Which in fact was the first time that I met her at the Global Leadership Forum in Warsaw Poland. So thank you again Tracy for being on the show.I hope you enjoy the show! You can find Tracy on LinkedIn and on her website.Podcast Website for Transcript, Links, and Guest InformationHost: Lyssa deHart, LICSW, MCCMusic: Frolic by Harrison AmerProduction Editing: Lyssa deHartSocial Media and Communications: Michele Logan