Podcasts about Credit Karma

Meta is one of the biggest dinosaurs in the park, yet in a matter of months it rebuilt PM top to bottom, and almost none of it was bought. My guest is Jagjit Chawla, a VP of Product at Meta who's running a growing share of the Facebook app: Feed, Reels, and more recently Search. I worked alongside Jagjit for nearly ten years across Google, Credit Karma, and Meta, and almost nothing is as I remember it. These systems were built by the teams themselves, sometimes in a single evening, on tools you already have. Jagjit walks me through how a product org of a few thousand people learned to move like a startup again.Key topics:• Inside Meta's “no-meeting week” that set the org loose on the tools• The one job AI can't take: influencing other humans• Why the PMs winning on Jagjit's team aren't engineers• What to do when you're the bottleneck• How to become an "AI captain"• Triaging tens of thousands of bug reports with agents that validate and pre-write the fix• Why letting AI write code made site incidents spike, and how Meta clamped down• Building a morning brief that flags the decisions only you can make• Why the management "compression algorithm" is dead and what replaced itTimestamps:00:00 Introduction05:47 Why the biggest change is pace07:29 From detailed PRDs to a paragraph, a prototype, and an eval set09:32 Why the management "compression algorithm" is dead10:37 Visibility is high, but synthesis is scarce14:45 "Finding a scissor" when you don't have fancy tools16:10 A morning brief that flags the decisions only you can make22:37 When the agent quietly drops your source links25:53 The one job AI can't take: influencing other humans30:18 Getting an analyst's answer in five minutes, not 24 hours33:33 Three ways AI changed the products, not just the process37:25 Why letting AI write code made site incidents spike40:39 The no-meeting week and the birth of "AI captains"44:55 The world's largest Jenga game: why institutional knowledge wins48:41 Why economics and physics PhDs are "out-PMing" engineers52:14 Ideas and agency before tools56:19 "AI lowers the floor and raises the ceiling"58:40 Closing advice: once you taste it, you can't go backBrought to you by:• Glean—Work AI that works• Framer—Design and build your website effortlessly with Framer AgentsReferenced:• Claude Code• Credit Karma• Facebook• Ferrari• Gmail• Google• Google Chat• Google Drive• Indian Premier League (IPL)• Instagram• Meta• Porsche• Prince of Persia• TikTok• Workplace from Meta• ZoomWhere to find Nikhyl:• Twitter/X• LinkedInWhere to find Jagjit:• LinkedInJoin The Skip:• Skip Coach• Skip CommunityFind The Skip:• Website• Substack• YouTube• Spotify• Apple PodcastsDon't forget to subscribe to The Skip to hear me coach you through timely career lessons. Access exclusive sessions from 100+ top product leaders at skip.coach. If you're interested in joining me on a future call, send me a note on LinkedIn, Threads, or Twitter. You can also email me at nikhyl@skip.community This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theskip.substack.com

Zipline Roundtable episode: Building Real-Time ML Systems with Zipline + ChrononJoin the Community: https://go.mlops.community/YTJoinInGet the newsletter: https://go.mlops.community/YTNewsletterMLOps GPU Guide: https://go.mlops.community/gpuguideBig shout-out to ZiplineAI for the collaboration!// AbstractReal-time ML use cases like personalization and risk decisioning come with a unique set of challenges: serving fresh feature values at low latency for inference, generating temporally consistent backfills for training, and building complex chains of on-demand, batch, and streaming transformations. In this roundtable, practitioners from Intuit, CreditKarma, Depop, and OpenAI share how they use Zipline and the OSS Chronon project to solve these challenges and deploy real-time ML use cases in production.// BioGerman KrikorianGerman is a Software Engineer on the Feature Platform team at Credit Karma. Since joining the company during the early development of its recommendation system, they have played a key role in building and scaling the platform over the years. Their work focuses on feature pipelines and the feature store, which serves as critical infrastructure supporting numerous teams and business verticals across the organization.Ben MagyarBen is an engineer at Depop working on ML and data systems. Before Depop, he worked on Search at Etsy. Most of his work is around the infrastructure and operational problems that come with running ML systems at scale.Raj KatakamRaj architects ML Infrastructure at Credit Karma (Intuit). He holds a Master's in Software Engineering from Carnegie Mellon and a B.Tech in EECE from IIT Kharagpur. His interests include ML Infrastructure, Distributed Systems, Real-Time Data Processing, and Generative AI. His current focus is on providing feature engineering platforms, production GenAI infrastructure, vector databases, ML model serving, and MLOps pipelines for fraud detection, personalized recommendations, financial insights, and model explainability.Mick JermsurawongLed Flyte ML training/experimentation at Stripe, and now led Chronon for ML features at OpenAIHosted by Demetrios// Related LinksWebsite: https://zipline.ai/https://chronon.ai/~~~~~~~~ ✌️Connect With Us ✌️ ~~~~~~~Catch all episodes, blogs, newsletters, and more: https://go.mlops.community/TYExploreJoin our Slack community [https://go.mlops.community/slack]Follow us on X/Twitter [@mlopscommunity](https://x.com/mlopscommunity) or [LinkedIn](https://go.mlops.community/linkedin)] Sign up for the next meetup: [https://go.mlops.community/register]MLOps Swag/Merch: [https://shop.mlops.community/]Connect with Demetrios on LinkedIn: /dpbrinkmConnect with German on LinkedIn: /e2zdkwh8cxghydg/Connect with Raj on LinkedIn: /rajkiran2190Connect with Mick on LinkedIn:/mick-jermsurawong/

Think filing your taxes, paying off debt, or checking your credit score is straightforward when buying a home? Not always. In this episode, we unpack some of the most common financial mistakes buyers make during the mortgage process and why timing matters more than most people realize.From tax return extensions and self-employed income to credit reports and pre-approvals, we break down the behind-the-scenes details that can impact your ability to qualify for a mortgage. Whether you're planning to buy your first home, are self-employed, or simply want to avoid surprises during escrow, this conversation will help you understand how lenders evaluate your financial picture and why working closely with a trusted mortgage broker can save you time, money, and stress.We cover:• Why filing your tax returns can affect your mortgage qualification• What self-employed borrowers need to know before filing taxes or extensions• How lenders evaluate income differently than business owners often expect• The hidden challenges that can arise after filing updated tax returns• Why timing matters when it comes to tax filings and home financing• The importance of talking to your mortgage broker before making major financial decisions• Common misconceptions about paying off debt and closing credit card accounts• How closing credit cards can sometimes lower your credit score instead of raising it• The difference between mortgage credit reports and consumer credit monitoring tools• Why your Credit Karma score may not match your mortgage credit score• How lenders determine which credit score is used for qualification• Why some lenders may use incomplete credit information during the pre-approval process• The risks of skipping a full credit review before getting under contract• How unexpected collections or credit issues can surface during escrow• What buyers should understand about mortgage credit inquiries and their impact on scores• Why a thorough pre-approval can help prevent costly surprises later• How mortgage brokers can help buyers create the right strategy before applying• The value of being proactive and transparent about your finances throughout the homebuying processConnect with us:YouTube: https://www.youtube.com/@therealestateplaybyplayWebsite: https://therealestateplaybyplay.com

Welcome to our monthly feature Learn With A Lender with Austin Clarence. In this episode, Austin talks about a major change in the lending world – how Credit Karma's VantageScore can now be used by certain lenders, and why it often beats traditional FICO scores. Austin explains the key differences between FICO and VantageScore, how agents can leverage Credit Karma with their buyers, and why focusing on monthly payment (not just rate) is critical in today's 6%+ rate environment. Austin also shares new loan options for self-employed borrowers and highlights a big, often overlooked opportunity with older buyers who are sitting on equity and inheritance-driven cash. Subscribe to Austin's newsletter by sending an email to aclarence@nexalending.com. If you'd prefer to watch this interview, click here to view on YouTube! Austin Clarence can be reached at +1 650-906-2376 and aclarence@nexalending.com. This episode is brought to you by Real Geeks and Courted.io.

Ryan Pearcy and Indi Tatla cover a big week in accounting tech, from Starling's contested MTD launch to Intuit cutting 3,000 jobs and Xero's push to own the workflow layer. Starling Bank launched Accounting Essentials in March, a free bookkeeping and MTD submission tool for sole traders and landlords built on its acquisition of Ember. Indi walks through Lucy Cohen's analysis, which found 18% of entries in a fully reconciled ledger had no corresponding bank entry for the same period. That raises serious questions about what happens when AI-categorised bank data is the primary input for MTD submissions. Ryan notes that Starling had built a strong accountant partner channel and the "job done" framing has damaged those relationships. Neither host disputes the product's convenience. Both dispute that convenience is the same thing as accuracy. Xero has announced XeroForce, a no-code agent builder that lets practices describe repeatable processes in plain English and run them as automated workflows across clients and connected apps. The ambition is to shift Xero from the ledger layer to the workflow layer, with audit trails and sign-off controls across an entire client base. Indi is sceptical about how it performs against messy real-world data and edge-case tax rules. Ryan raises whether XeroCon might be where Xero fills in the technical detail. Intuit has cut around 3,000 roles, 17% of its global workforce, across QuickBooks, TurboTax, Credit Karma and Mailchimp, announcing the cuts on the same day it raised its full-year revenue guidance. Indi frames it as AI shifting from feature roadmap to operating model, and notes that Intuit has a history of testing "you don't need an accountant" messaging in other markets before the UK. Also covered: Starling adds Tap to Pay via Adyen; Bokio exits the UK on 30 June with six weeks notice to users; Sage Copilot now included in Sage Business Cloud Accounting at no extra charge; Ignition launches beta integrations with Vinyl and FYI; a correction on Xero Workpapers access when clients disconnect; and Xero practitioner awards are not running in the UK this year. 00:00 Welcome to the Digi-Tools in Accrual World podcast 03:55 Starling says 'job done' on Making Tax Digital. Accountants have thoughts. 11:17 Starling adds Tap to Pay via Adyen, extending its accounting suite to contactless payments 13:10 XeroForce: Xero launches a no-code AI agent builder for financial workflows 19:18 Bokio exits the UK on 30 June, giving users six weeks to save their data 22:12 Intuit cuts 3,000 jobs and signs deals with Anthropic and OpenAI 25:42 Sage Copilot now available to all Sage Business Cloud Accounting users at no additional charge 27:40 Ignition launches Vinyl and FYI integrations 31:00 Xero Workpapers Correction 32:40 Xero practitioner awards skip the UK in 2026, with the programme running in other regions 36:33 Rate, Subscribe and Nominate for the Digital Disruptor Awards

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3566: Michael Smith shows how quickly unchecked credit fraud can unravel someone's career opportunities, insurance costs, and peace of mind, and how persistence, organization, and vigilance helped rebuild both financial stability and confidence. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/ Quotes to ponder: "She unwound a horrible situation, worked her way out of it by spending hours fixing it and documenting every conversation she had and she now feels invincible financially." "My take away from her case is that we must all be aware of what is going on in our financial life." "If we fail to pay attention, it's possible for bad things to be happening beneath the surface." Episode references: Credit Karma: https://www.creditkarma.com Credit Sesame: https://www.creditsesame.com Annual Credit Report: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3566: Michael Smith shows how quickly unchecked credit fraud can unravel someone's career opportunities, insurance costs, and peace of mind, and how persistence, organization, and vigilance helped rebuild both financial stability and confidence. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/ Quotes to ponder: "She unwound a horrible situation, worked her way out of it by spending hours fixing it and documenting every conversation she had and she now feels invincible financially." "My take away from her case is that we must all be aware of what is going on in our financial life." "If we fail to pay attention, it's possible for bad things to be happening beneath the surface." Episode references: Credit Karma: https://www.creditkarma.com Credit Sesame: https://www.creditsesame.com Annual Credit Report: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3566: Michael Smith shows how quickly unchecked credit fraud can unravel someone's career opportunities, insurance costs, and peace of mind, and how persistence, organization, and vigilance helped rebuild both financial stability and confidence. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/ Quotes to ponder: "She unwound a horrible situation, worked her way out of it by spending hours fixing it and documenting every conversation she had and she now feels invincible financially." "My take away from her case is that we must all be aware of what is going on in our financial life." "If we fail to pay attention, it's possible for bad things to be happening beneath the surface." Episode references: Credit Karma: https://www.creditkarma.com Credit Sesame: https://www.creditsesame.com Annual Credit Report: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We kick things off with personal financial management, a category I've been following through three distinct generations. From Mint and Credit Karma to newer subscription tools, the core problem hasn't changed; most folks don't want to manage their money. Now, with OpenAI acquiring Hiro and Perplexity AI partnering with Plaid, PFM is shifting from dashboards to AI agent interfaces. But is this solving an information problem, or a behavior problem? Next, we get into the return of the fintech super app, using Bolt (the one-click checkout company that raised $355M at an $11B valuation) as the case study. Despite years of hype, we get into why super apps keep failing in America (where consumers are  happy to use multiple apps on their phone as long as each one's great). Finally, we turn to the PACE Act, a proposed bill aimed at giving non-banks seeking access to Fed master accounts. It's a more formal attempt to solve a long-standing infrastructure problem, but the requirements raise an obvious question: if fintechs still need to navigate state licensing and the Fed retains discretion, who would actually benefit? Plus, in our Can't Let It Gos: Kalshi and Polymarket are moving into crypto perpetual futures, a Mexican merchant applied dynamic currency conversion without asking (Jason won the chargeback), and Ryan Atwood's second career as a crypto skeptic. This episode is brought to you by Persona.  Persona is the identity verification platform trusted by fintech's fastest-growing teams, from YC-backed startups to publicly traded companies. Build your identity program with enterprise-grade tools, starting at $0 with Persona's Startup Program. Fintech Takes listeners can get a full free year through Persona's Startup Program at withpersona.com/ftt Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/  And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

Jusqu'ici, Claude jouait dans la cour des grands : Microsoft, Canva, Asana… Plus de deux cents intégrations professionnelles au compteur depuis juillet 2025, mais rien pour la vie de tous les jours. Ça, c'était avant.Cette semaine, Anthropic franchit un nouveau cap en ouvrant son répertoire de connecteurs, comprenez ces ponts logiciels qui relient Claude à des applications tierces, à une quinzaine de services grand public : Spotify, Uber, Uber Eats, Audible, AllTrails, TripAdvisor, Instacart, StubHub, Taskrabbit, Viator, Resy, Booking.com, TurboTax ou encore Credit Karma. Fini le jonglage entre applis : tout se gère désormais dans une seule et même conversation.Concrètement, ça donne quoi ? Vous planifiez une rando ce week-end. AllTrails vous suggère des sentiers adaptés à vos préférences, sans même que vous le demandiez. Vous ajustez : plus court, adapté aux chiens, plus sauvage. Tout ça sans changer d'écran. Si deux connecteurs peuvent répondre à un même besoin, Claude vous les présente côte à côte, classés par pertinence. Dans un seul fil, vous passez d'une recommandation de sentier à une réservation de restaurant sur Resy, commandez un Uber et remplissez votre panier Instacart. Claude comme interface unique entre vous et vos services. Anthropic tient aussi à rassurer sur un point sensible : pas de placement, pas de réponse sponsorisée. Avant tout achat ou toute réservation, Claude vous demande confirmation. Vos données ne servent pas à entraîner les modèles, et vous pouvez déconnecter chaque service en un clic.C'est louable, mais jusqu'à quand ? OpenAI développe déjà ses flux d'achats automatisés, Google s'appuie sur son empire publicitaire. Plus les partenaires seront nombreux, plus cet engagement sera difficile à tenir. Ce qui distingue Claude, c'est moins l'idée, ChatGPT intègre déjà Spotify et consorts, que son exécution : des suggestions contextuelles, sans que vous ayez à choisir vous-même le bon outil. Un dernier bémol, pour les auditeurs européens : la majorité des services listés restent centrés sur le marché américain. Visiblement, certaines fonctionnalités ont du mal à traverser l'Atlantique. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Nigel Morris is a renowned British businessman and pioneering fintech investor, best known as the co-founder and managing partner of QED Investors, a leading venture capital firm focused on financial technology. He is also widely recognised for co-founding Capital One in 1994, where as President and Chief Operating Officer he helped revolutionise consumer lending through the innovative use of data and analytics. Under his leadership at QED Investors, Nigel has backed some of the world's most successful fintech companies, including Credit Karma, Nubank, Klarna and Remitly, helping to shape the modern global financial services landscape. Educated at London Business School with an MBA, he combines rigorous analytical thinking with a deep understanding of customer behaviour and business culture. On this episode of Inspiring Leadership, Nigel reflects on the lessons from building Capital One, his transition into venture capital, and what it takes to identify and scale category‑defining businesses. He also shares his philosophy on leadership, integrity and decision‑making in high‑growth environments, offering rich insights for CEOs, founders and senior leaders navigating rapid change. Hosted on Acast. See acast.com/privacy for more information.

Nikhyl Singhal is the founder of The Skip, a community for senior product leaders; a former product exec at Meta, Google, and Credit Karma; and a many-time founder. He's also one of the most honest, unfiltered voices on what's actually happening in product management right now.In our in-depth conversation, we discuss:1. Why the next two years will be the most chaotic period in product management history2. Why half of current product managers are at risk, and what separates those who'll do well3. Why you need to find your “moments of joy” with AI4. The “smiling exhaustion” he's seeing across the product community5. The psychological barriers that prevent people from reinventing themselves6. Why your resume's fancy logos matter less than ever, and what matters now7. His prediction that companies will shed 30,000 people and rehire 8,000—all AI-first—Brought to you by:WorkOS—Modern identity platform for B2B SaaS, free up to 1 million MAUsVanta—Automate compliance, manage risk, and accelerate trust with AI—Episode transcript: https://www.lennysnewsletter.com/p/why-half-of-product-managers-are-in-trouble—Archive of all Lenny's Podcast transcripts: https://www.dropbox.com/scl/fo/yxi4s2w998p1gvtpu4193/AMdNPR8AOw0lMklwtnC0TrQ?rlkey=j06x0nipoti519e0xgm23zsn9&st=ahz0fj11&dl=0—Where to find Nikhyl Singhal:• LinkedIn: https://www.linkedin.com/in/nikhyl• X: https://x.com/nikhyl• Podcast & Newsletter: https://skip.show• Skip Community: https://skip.community• Skip Coach: https://skip.coach• Skip.help: https://skip.help—Where to find Lenny:• Newsletter: https://www.lennysnewsletter.com• X: https://twitter.com/lennysan• LinkedIn: https://www.linkedin.com/in/lennyrachitsky/—In this episode, we cover:(00:00) Introduction to Nikhyl Singhal(02:25) The big picture: what's changing for product managers(10:00) Are product leaders doing better than 2-3 years ago?(11:44) What will change in the next couple of years(14:23) How companies are changing the way they build products(15:51) What “judgment” really means for PMs(17:46) Why there won't be any more bad software(20:25) The skills you need to be effective today(23:31) Why there are more PM roles than ever(24:27) The builder versus information-mover divide(30:14) The non-builder problem(30:53) Should PMs code?(34:15) Why experienced leaders still matter(35:44) The diversity setback nobody's talking about(37:21) Why your brand doesn't matter as much anymore(39:54) How valued skills are flipping upside down(40:49) Why change is so hard for humans(43:53) The “equal disappointment” algorithm(46:39) You must cross the threshold(48:37) This chaos will settle(53:19) Finding your moment of joy(58:50) Nikhyl's AI stack and what he's building(1:00:53) The obsolescence mindset(1:05:24) Specific advice for PMs right now(1:08:58) The four jobs that will exist in the future(1:11:59) Why alignment is changing (but not disappearing)(1:15:40) How engineering is changing even more than PM(1:17:04) The surprising design plateau(1:18:49) Finding optimism in the chaos(1:21:12) Lightning round—Referenced:• Building a long and meaningful career | Nikhyl Singhal (Meta, Google): https://www.lennysnewsletter.com/p/building-a-long-and-meaningful-career• COBOL: https://en.wikipedia.org/wiki/COBOL• United Airlines: https://www.united.com• State of the product job market in early 2026: https://www.lennysnewsletter.com/p/state-of-the-product-job-market-in-ee9• Head of Growth (Anthropic): “Claude is growing itself at this point” | Amol Avasare: https://www.lennysnewsletter.com/p/anthropics-1b-to-19b-growth-run• Demis Hassabis on X: https://x.com/demishassabis• Sam Altman on X: https://x.com/sama• Dario Amodei on X: https://x.com/DarioAmodei• Cross on Prime Video: https://www.amazon.com/Cross-Season-1/dp/B0D6X7ZZHC• Jack Ryan on Prime Video: https://www.amazon.com/Tom-Clancys-Jack-Ryan/dp/B0CNDCMN8R• 24 on Prime Video: https://www.amazon.com/24-Season-1/dp/B000HPF85A• Claude Code: https://code.claude.com• Codex: https://chatgpt.com/codex• Lovable: https://lovable.dev• Sonos: https://www.sonos.com• “There are only four jobs” on X: https://x.com/yrechtman/status/2039012253341495462• Paradise on Hulu: https://www.hulu.com/series/paradise-2b4b8988-50c9-4097-bf93-bc34a99a5b4f• Lioness on Paramount+: https://www.paramountplus.com/shows/lioness• Tesla: https://www.tesla.com• Albert Einstein's quote: https://www.goodreads.com/quotes/115696-genius-is-1-talent-and-99-percent-hard-work—Recommended books:• James: https://www.amazon.com/James-Novel-Percival-Everett/dp/0385550367• The Adventures of Huckleberry Finn: https://www.amazon.com/Adventures-Huckleberry-Finn-Unabridged-Uncensored/dp/195483943X—Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email podcast@lennyrachitsky.com.—Lenny may be an investor in the companies discussed. To hear more, visit www.lennysnewsletter.com

Send us Fan MailReady to start planning your next adventure using points and miles? Click here CreatingMagicVacations.com and fill out the Plan a Vacation form. Rob & Kerri can help you map out your destination, points strategy, and everything in between.What if your everyday spending on groceries, gas, and dining out could land you in a business class seat flying over the Atlantic — for a fraction of the price? In this episode of Travel Inspired, travel agents and bestselling authors Rob & Kerri Stuart break down exactly how they use airline miles, credit card points, and smart award travel strategies to fly business class to Europe — and how you can too.From understanding your credit score (and why Credit Karma's number isn't the one that matters) to choosing the best travel credit cards, transferring points to airline partners, and finding award availability with seats.aero — this is the practical, no-fluff guide you've been looking for. Rob and Kerri share their personal journey: the credit score hurdles, the American Express business cards, the Chase Sapphire Reserve, and how they've used these exact strategies for every flight they've taken in 2026.WHAT'S COVERED IN THIS EPISODEWhy your FICO score matters more than your Credit Karma score — and how to check the right oneThe difference between airline-specific miles (Delta, United) and flexible transferable points (Chase, Amex, Capital One)The best travel credit cards for sign-up bonuses (SUBs) and everyday earningHow to use seats.aero to find business class award availability across 24+ loyalty programs at onceThe #1 rule: never transfer your points until you're ready to bookA simple 3-step action plan to get started — even if you're brand new to points travelWhether you're dreaming of your first international business class experience or looking to sharpen your award travel game, this episode delivers real-world insight from travelers who've done it — not just theorized about it. No fluff, no gatekeeping. Just the strategies that actually work.

What if your buyer could lock in a 2.25% mortgage on a home that's available right now?On this episode of RWorld Talk, Chris Krzemien sits down with Andy Taylor, CEO & Co-Founder of RetroRate and former Head of Product at Redfin and Credit Karma, to break down one of the most underused strategies in real estate: assumable loans.70% of all current listings have a sub-5% mortgage sitting on them and almost nobody is marketing them. Andy explains how RetroRate, now built directly into the BeachesMLS dashboard, automatically detects and surfaces assumable listings for agents, notifies listing agents they have a hidden asset, and even offers a concierge service to get deals across the closing line in as few as 33 days.We cover:➡️ What an assumable loan actually is (and why most lenders will give you the wrong answer)➡️ Why non-veterans can assume VA loans (and so can investors)➡️ The equity gap problem and how to solve it➡️ How to find the RetroRate icon in your BeachesMLS dashboard right now➡️ Why only 25 assumption transactions happened in the Beaches system last year and how that number could hit 1,000If you're a real estate agent in South Florida, this episode could change the way you market every single listing.

Dan Candee, CEO of Cork Cyber When Cork Cyber first showed up on the radar a few years ago, it was easy to file under “cyber warranty” and move on. But Dan Candee, who came in as CEO in mid-2024 from AWS and Dell, has been pushing the company well beyond that starting point. What’s emerged – a risk visibility platform, a scoring system, and now active remediation tools – looks less like a warranty company bolting on features and more like a deliberate platform play built on a foundation most vendors don’t have: financial skin in the game. Candee positions the warranty as Aflac for cyber insurance – a fast-response layer, not a replacement. But the more compelling moment was his account of a Canadian construction company that had every security check mark green and still got hit through a BEC attack because someone didn’t verify an ACH change by phone. Cork paid out. The MSP kept the client. The Cork Score is where things get practical for MSPs. Candee walked through showing a client they’re at a 350 because of incomplete MFA adoption, then demonstrating that three specific changes move them to a 700. It’s a QBR weapon, and the Credit Karma comparison holds up. On the business side, Vantage starts at a dollar per endpoint and scales to 35 cents. Financial protection comes in four tiers ($25,000 to $500,000), with the lower tiers designed for MSPs to absorb and bundle as a retention tool. Cork is active across Canada excluding Quebec, available through Pax8, and runs entirely through API integrations with no agent required. Candee teased an autonomous remediation engine for summer 2026. Whether Cork can deliver at the pace they’re promising is worth watching. Read Full Transcript TRANSCRIPT TO COME

.In this episode, I'm joined by Lindsey Caplan — organizational psychologist, former Hollywood screenwriter, and upcoming author — for a conversation about creativity, communication, and how people and groups are actually moved. Lindsey's path is anything but linear. She started her career on TV and film sets in Los Angeles, working on shows like Malcolm in the Middle, Curb Your Enthusiasm, and The Amazing Race. From there, she transitioned into learning and development at companies like DreamWorks Animation, Zendesk, and Credit Karma, eventually stepping fully into organizational design and change work at The Gathering Effect. Her new book, Moved — coming March 2027 — explores the forces that shape human behavior: what moves us, how we can move others, and why pull, not push, is the most sustainable path to influence. We talk about why the book took nine years to write, what she learned about the psychology of groups, and why "being seen and heard" is at the heart of all meaningful change. We dig into the creative process, including the messy parts: identity shifts, losing and regaining a creative voice, and what it takes to translate an idea that lives in your head into something that lands with other people. Lindsey shares how her storytelling roots shape her work today — from understanding stakes and motivation to designing experiences that create real engagement, not just compliance. We also explore the gap between knowing and doing, why so many best-practice books fail to stick inside organizations, and how leaders can communicate in ways that create ownership instead of resistance. If you're curious about influence, the craft of writing, or how to move people without pressure, this conversation is for you.

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel. The series revolves around one question: how do we make the best possible credit decisions for the benefit of both the consumer and the lender? In Episode 4, my cohost Tomás Campos, Co-founder and CEO of Spinwheel, and I sit down with Rich Franks, a fintech advisor who previously worked at Capital One, PayPal, and Credit Karma, including on products like Lightbox and Easy Apply that helped reshape how consumers discover and access credit. This final episode is about context: how people actually shop for credit, the data that shapes those decisions, and where AI may take the process next. Consumers are never shopping for credit in the abstract. They're trying to buy a car, finance a renovation, consolidate debt, or solve some other concrete problem. Each of those decisions comes with its own timing, tradeoffs, and limitations. Rich pushes against the industry's habit of treating lending as separate from the outcome the consumer actually cares about. His argument is that underwriting works better when it stays connected to timing and real-world intent. That perspective has implications across the full customer journey, from product discovery and application design to consumer-permissioned data, adverse action, and AI-assisted shopping. What if the real edge in lending is not more offers, but a better understanding of what the borrower is trying to achieve? What if the assumptions the industry and regulators have inherited about how lending is supposed to work are wrong? Spinwheel helps financial innovators instantly verify and act on consumer credit using just a phone number and date of birth. Real-time, consented credit data and embedded payments—no passwords, no friction.  Learn more at https://spinwheel.io Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Follow Tomás: https://www.linkedin.com/in/theinnovativeone/  Follow Rich: https://www.linkedin.com/in/richfranks/ Learn more about Spinwheel here: https://spinwheel.io

Two Hot Takes host, Morgan, is joined by guest co-host Ron Funches! We encounter quite a few stories this week where it's hard to tell if people are being genuine or phony! What are the real motives behind being nice to your friends husband that you can't stand? Or who/why are you kissing someone who isn't your wife on your wedding day.. on a disposable camera no less?! Going to need your help on these ones! Checkout Ron's Content & Shows: https://ronfunches.com/2025/ https://www.instagram.com/ronfunches/ https://www.youtube.com/@ronfunches Partners: Duluth Trading Company: Shop at DuluthTrading.com and in-store today.  Credit Karma: creditkarma.com State Farm: Talk to a State Farm agent today to learn how you can bundle and save with the Personal Price Plan. Patreon BONUS Content including FREE stories: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/TwoHotTakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW MERCH:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.twohottakes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Send us a letter? Our PO Box!! Two Hot Takes. 5042 Wilshire BLVD. #470. Los Angeles, CA 90036  WRITE IN TO US!!! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://reddit.app.link/twohottakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Full length Video episodes available on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TwoHotTakes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Index: 00:00 -- Start Learn more about your ad choices. Visit podcastchoices.com/adchoices

Alicia breaks down Intuit's fiscal Q2 2026 earnings report, covering strong performance from QuickBooks Online, TurboTax, and Credit Karma alongside a notable drag from MailChimp. She also unpacks Intuit's growing push into the mid-market through Intuit Enterprise Suite, its expanding AI strategy — including a new integration with Claude Cowork — and what looming price increases could mean for small businesses and their bookkeepers.SponsorsUNC - https://uqb.promo/unc(00:00) - Q2 2026 Report Overview (00:52) - QuickBooks Growth Drivers (01:16) - Intuit Enterprise Suite Surge (02:11) - Claude AI Inside IES (03:07) - QBO Services and SMB Trends (04:19) - TurboTax and Credit Karma Wins (04:53) - Assisted Tax Push (06:40) - MailChimp Slows Down (07:50) - Guidance and HI Focus (08:58) - AI Monetization and Pricing (10:39) - Competitive Moat and Data (11:49) - Wrap Up and Key Takeaways (12:30) - Alicia Updates and Classes LINKSIntuit's FQ2 January 2026 earnings report: https://investors.intuit.com/news-events/press-releases/detail/1307/intuit-reports-strong-second-quarter-results-and-reiterates-full-year-guidanceAlicia's upcoming classes: eCommerce in QBO: http://royl.ws/e-commerce?affiliate=5393907 Baby's Got Backups: http://royl.ws/QBO-Backups?affiliate=5393907  3rd Party Apps: http://royl.ws/3rdparty?affiliate=5393907  We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

In this episode of The Speed of Culture, recorded live at CES in Las Vegas, Matt Britton sits down with Natasha Madan, Head of Marketing at Intuit Credit Karma. Natasha shares how Credit Karma is evolving from a credit score provider into a personalized financial assistant powered by AI and 70,000+ data points. The conversation explores democratized creativity in the AI era, financial literacy in the age of “FinTok,” Gen Z acquisition strategy, and how trust, personalization, and human intelligence will define the next phase of financial services.Follow Suzy on Twitter: @AskSuzyBizFollow Natasha Madan on LinkedInSubscribe to The Speed of Culture on your favorite podcast platform.And if you have a question or suggestions for the show, send us an email at suzy@suzy.com Hosted on Acast. See acast.com/privacy for more information.

Anish Acharya is a General Partner at Andreessen Horowitz (a16z), where he leads consumer and fintech investing at Series A. He serves on the boards of standout portfolio companies including Deel, Mosaic, Clutch, Titan, and HappyRobot and has led early bets in companies like Runway and Carbonated. Before a16z, he founded and exited two startups—Snowball (acquired by Credit Karma) and SocialDeck (acquired by Google) and scaled Credit Karma's U.S. Card business to over 100 million members. AGENDA: 00:03 - Why building an AI company today requires being in San Francisco 06:58 - The "SaaS Apocalypse" myth: Why "vibe coding" everything is a lie 09:11 - How AI agents are finally breaking the lock-in of legacy software providers 10:13 - Incumbents vs. Startups: Who actually wins the AI distribution war? 14:39 - Why the developer tool market looks more like Cloud than Uber and Lyft 22:43 - The death of the Chatbox? Why browse-based interfaces are still preferable 27:14 - Why power users are 10x more valuable in the age of AI consumption 28:36 - Do margins matter in a world of AI? 34:46 - Why we are definitively not in an AI bubble right now 38:58 - Why the Legal and Customer Support industries will have dozens of winners 39:44 - Lessons from Marc Andreessen: Why the "quality of being right" supersedes process 44:51 - Is "Triple, Triple, Double, Double" dead? The new physics of growth 01:10:41 - The a16z Playbook: How to win 100% of the deals you chase    

Two Hot Takes host, Morgan, is joined by guest co-host Michaela! We needed one more week of closure - whether good or bad. So coming at you with chaotic updates on someone who calls out his wife for being jealous, a dad who sent his daughter's bf to the store for an inappropriate shirt, an OP whose partner has a crush on the personal trainer, and more! Buckle up and get ready to share your own takes in the comments. Partners: State Farm: Talk to a State Farm agent today to learn how you can choose to bundle and save with the Personal Price Plan! Credit Karma: https://www.creditkarma.com/ Bonus Content on Patreon including FREE stories: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/TwoHotTakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW MERCH:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.twohottakes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Send us a letter? Our PO Box!! Two Hot Takes. 5042 Wilshire BLVD. #470. Los Angeles, CA 90036  WRITE IN TO US!!! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://reddit.app.link/twohottakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Full length Video episodes available on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TwoHotTakes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Index: 00:00 -- Start Learn more about your ad choices. Visit podcastchoices.com/adchoices

Alicia and Dan wrap up their three-part tour through the Intuit Connect Innovation Circle, covering everything from Intuit Enterprise Suite's construction-focused upgrades to MailChimp's QuickBooks integration and enhanced bill pay workflows. They discuss AI-powered project management tools, approval workflows that go seven layers deep, and how Credit Karma is now offering lending services directly within QuickBooks—plus why some features mentioned three months ago may have already launched (or been shelved entirely).SponsorsUNC - https://uqb.promo/unc(00:00) - Introduction and Hosts' Banter (00:45) - Intuit Connect Experience (01:37) - Intuit Enterprise Suite for Construction (03:24) - New Features in Intuit Enterprise Suite (08:04) - Challenges and Solutions in Intuit Enterprise Suite (15:12) - MailChimp Integration with QuickBooks (24:57) - Customer Hub Overview (29:19) - Exploring New Features in Online Bill Pay (30:18) - AI and Machine Learning in Bill Processing (33:46) - Bill Payment Speeds and Security Measures (37:20) - Accountant Tools and Client Management (41:03) - Recurring Invoices and Customer Dashboards (42:28) - Lending Options and Financial Products (47:09) - Upcoming Courses and Collaborations LINKSCustomer Hubba-Hubba (our episode about the new Customer Hub: www.uqb.show/107Alicia's current classes: 1099s in QBO: http://royl.ws/QBO1099?affiliate=5393907, recording with CPEQBO Year-end Cleanup for Taxes: http://royl.ws/yearend?affiliate=5393907, recording with CPEProjects & Job Costing in QBO: http://royl.ws/ProjectCenter?affiliate=5393907, recording with CPESales Tax in QBO: http://royl.ws/SalesTax?affiliate=5393907, recording with CPEPayroll Perfection Bundles (4 QBO Payroll classes - 1099s, Running Payroll, Compliance, and QB Time), Live Feb 3-10: http://royl.ws/payroll-perfection?affiliate=5393907  Dan's LinksSchoolofbookkeeping YouTube: https://snip.ly/SOBYT Free Live Workshop Wednesdays: https://www.schoolofbookkeeping.com/workshop-wednesdayWe want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

92%ers, welcome to another episode of New Heights brought to you by Intuit TurboTax. Today we are joined by Hall of Famer Michael Strahan! First, Jason and Travis debate the perfect sleeping setup, and we have a way for you to win some of our incredible new merchandise. Later, we are joined by Michael Strahan to recap everything from Championship Sunday. Do we believe in the Patriots, can Sam Darnold finish the job, and what is the most exciting matchup headed into Super LX? We also get some incredible Spags stories, his thoughts on the broken sack records, candid stories from the Giants' 2007 Super Bowl run, why he loved transitioning to media, his retirement advice, hysterical stories from his battles in the trenches with Jon Runyan, and so much more!Full T&Cs for our Pro Standard Giveaway: https://teamprostandard.com/pages/pro-giveawayCheck out all of our brand new merch at https://amzlink.to/az0JVda6JMjOrWatch and listen to new episodes of New Heights every Wednesday during the NFL season and follow us on Social Media for all the best moments from the show: https://lnk.to/newheightshowYou can also listen to new episodes ad-free on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. ...Download the full podcast here:Wondery: https://wondery.app.link/s9hHTgtXpMbApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwSend something to the New Heights Mailbox. Don't be weird though. C/O New Heights Productions135 E OLIVE AVE, BURBANK, CA 91502Support the show: XFINITY: Cheer on Team USA and keep the same internet price through the next Olympic Winter Games with the Xfinity 5 Year Price Guarantee. One price. 5 years. Guaranteed. Visit https://Xfinity.com/teamusa to learn more. Restrictions apply. Select plans only.INTUIT TURBOTAX: File your taxes with TurboTax in the Credit Karma app. Learn more at https://turbotax.intuit.com/lp/ck2ttcampaign/1625/?cid=bn_wk_12ABODE ACROBAT: Adobe Acrobat transforms your documents into shareable, AI-Powered PDF Spaces with access to easy content creation and trusted PDF tools that help you take any project from idea to done. Do that with Acrobat.ALLSTATE: Check Allstate first for a quote that could save you hundreds: https://allstate.com/CLAUDE: The AI for problem-solvers. Visit https://claude.ai/newheights to learn more.LIQUID IV: Tear. Pour. Live More. Go to https://www.liquid-iv.com/ and get 20% off your first order with code NEWHEIGHTS at checkout.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#251: Ready to be "that girl" financially in 2026? Tori Dunlap—bestselling author, financial feminist icon, and founder of Her First $100K—is back on The Everygirl Podcast, and she's holding nothing back. Tori shares exactly what she'd do right now if she wanted to level up her finances: We talk the money moves every woman should be making in 2026, the financial “rules” you need to break, and the mindset shifts that will make you truly unstoppable. Tori also opens up about the guilt and pressure of being a financially independent woman in a world that still tells women to stay small—and why she believes it's your obligation to get rich (not to hoard money, but to heal, to give, and to help change the system for everyone else). Whether you want to grow your income, build an emergency fund, finally stop feeling anxious about money, or just feel more empowered in your everyday life, this episode is the financial wellness pep talk you didn't know you needed.JOIN THIS WEEK'S BEST SELF CHALLENGE: https://theeverygirl.com/financial-success-challenge/For Detailed Show Notes visit theeverygirlpodcast.comListen to Tori's conversation with Credit Karma here. Hosted on Acast. See acast.com/privacy for more information.

Scam the Scammer week continues and in today’s Phone Tap we combined the powers of Brooke AND Jeffrey to get this fraudster in his feelings!See omnystudio.com/listener for privacy information.

Scam the Scammer week continues and in today’s Phone Tap we combined the powers of Brooke AND Jeffrey to get this fraudster in his feelings!See omnystudio.com/listener for privacy information.

This week, Jason is joined by Executive Vice President and General Manager at Intuit's Consumer Group, Mark Notarainni! Mark leads customer success and expert platforms for products like Credit Karma and TurboTax. Mark's story is a powerful example of long-term career growth and leadership evolution from his early days managing teams and customer experience to now overseeing global strategy at one of the world's leading financial technology companies. His career is built on a people-first leadership, what it takes to thrive inside a major organization, and the lessons he's learned about mentorship, career resilience, and defining success.  Mark opens up about his very first job at Baskin Robbins in high school and how those early lessons stuck with him throughout his career. He reflects on the pivotal decision that reshaped his professional path, the power of intellectual curiosity, and how he learned to stop being intimidated by others—remembering that everyone is “just people.” Mark walks through what a typical day looks like for him at Intuit, why staying close to the technology is essential, and how generative AI is transforming the way Intuit's Consumer Platform serves customers with speed, personalization, and scale. He touches on what causes him anxiety, the strict prioritization system he uses to manage his time, and why taxes represent the largest paycheck moment for many Americans. Mark also breaks down how Intuit's suite of companies helps consumers make smarter decisions around debt, tax returns, and the blend of human expertise and AI. He shares how customer-centricity guides every product improvement, where he recommends people begin their financial journey, and wraps with rapid-fire personal finance questions. Mark reveals all this and so much more in another episode you can't afford to miss! Host: Jason Tartick Co-Host: David Arduin Audio: John Gurney Guest: Mark Notarainni + https://www.intuit.com/ - includingCreditKarma.com and TurboTax.com, both of which are ready to help you make smart money moves ahead of tax season.  Stay connected with the Trading Secrets Podcast!  Instagram: @tradingsecretspodcast  Youtube: Trading Secrets Facebook: Join the Group  All Access: Free 30-Day Trial  Trading Secrets Steals & Deals!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3369: Christine Luken offers a clear-eyed guide to understanding how different types of debt, mortgages, credit cards, student loans, and medical bills, are handled after death, and who (if anyone) becomes responsible. With practical advice and real-life examples, she shows how proper planning can prevent financial headaches for grieving loved ones. Read along with the original article(s) here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/ Quotes to ponder: "Family members of a deceased person are typically not obligated to use their own money to pay for credit card debt after death." "If you have a federal student loan, then the federal government will discharge any remaining debt upon your death." "Here's the bottom line: excessive debt is bad news all the way around." Episode references: The Motley Fool: https://www.fool.com/ Credit Karma: https://www.creditkarma.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3369: Christine Luken offers a clear-eyed guide to understanding how different types of debt, mortgages, credit cards, student loans, and medical bills, are handled after death, and who (if anyone) becomes responsible. With practical advice and real-life examples, she shows how proper planning can prevent financial headaches for grieving loved ones. Read along with the original article(s) here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/ Quotes to ponder: "Family members of a deceased person are typically not obligated to use their own money to pay for credit card debt after death." "If you have a federal student loan, then the federal government will discharge any remaining debt upon your death." "Here's the bottom line: excessive debt is bad news all the way around." Episode references: The Motley Fool: https://www.fool.com/ Credit Karma: https://www.creditkarma.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3369: Christine Luken offers a clear-eyed guide to understanding how different types of debt, mortgages, credit cards, student loans, and medical bills, are handled after death, and who (if anyone) becomes responsible. With practical advice and real-life examples, she shows how proper planning can prevent financial headaches for grieving loved ones. Read along with the original article(s) here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/ Quotes to ponder: "Family members of a deceased person are typically not obligated to use their own money to pay for credit card debt after death." "If you have a federal student loan, then the federal government will discharge any remaining debt upon your death." "Here's the bottom line: excessive debt is bad news all the way around." Episode references: The Motley Fool: https://www.fool.com/ Credit Karma: https://www.creditkarma.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

"If you don't drive, you will be driven," says Natasha Madan, the head of marketing at Intuit Credit Karma. "You have to play offense, you cannot be playing defense." That leadership philosophy has helped Natasha navigate from marketing candy brands at Nestlé to building Prime's brand strategy at Amazon, and now helping millions of people make financial progress. She believes marketers struggle to connect brand marketing with growth marketing, creating a gap that limits their impact. Today on Building Better CMOs, she and Marketing + Media Alliance CEO Greg Stuart discuss why marketing needs to bridge brand and performance, how understanding consumer psychology drives breakthrough creative, and why leadership means making tough decisions people may not initially like. They also explore the deep relationship people have with money, the power of AI-driven personalization, and why clarity is kindness in both parenting and managing teams. Full transcript This episode was produced and edited by Eric Johnson from LightningPod Follow Building Better CMOs in your podcast app⁠⁠⁠ Rate and review the podcast Natasha's LinkedIn Greg's LinkedIn

What does MLOps look like when you are deploying 22,000 models a month? Maddie Daianu, Head of Data and AI at Intuit Credit Karma, joins the Data Bros to pull back the curtain on one of the most high-volume data environments in FinTech. With a 100-person team serving 140 million members, standard data practices break down. Maddie shares how her team manages terabytes of daily data on Google Cloud and explains the massive strategic pivot they are undertaking right now: The move from "Information" to "Agency."

Welcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing expectations. I'm Tearsheet's editor in chief, Zack Miller. We've been covering AI in financial services for a while now—chatbots, generative AI, fraud detection models. But something fundamental is shifting. We're moving beyond AI as a tool that assists humans to AI as an actor that takes action on our behalf. Agentic AI is no longer a research project. It's live. Capital One has AI agents helping consumers buy cars. Visa is letting AI agents spend your money. RBC has agents executing trades, learning and adapting in real-time to market conditions. It's already here. The question is: what does it take to make this work at scale? What infrastructure do you need when an AI agent is handling real financial transactions at 2 AM? How do you architect for reliability when there's no human in the loop? My guest today is Kevin Levitt, who leads global business development for financial services at Nvidia. Before Nvidia, Kevin spent years inside fintechs like Credit Karma and Roostify. At Nvidia, he's working with firms like Capital One, Visa, and RBC as they deploy agentic AI in production—not pilot programs, actual live systems processing real transactions. We're digging into the case studies, the computational demands of multi-agentic systems, the security challenges when agents control money, and what financial institutions need to be thinking about now. Nvidia's Kevin Levitt is my guest today on the podcast.

Send us a text[Original air date, November 19, 2024]  Miguel Armaza travels to Alexandria, Virginia for an in-person interview with a fintech legend: Nigel Morris, Co-Founder of QED and Capital One. QED is a global fintech venture capital firm that has backed numerous amazing companies, including Credit Karma, Nubank, Avant, SoFi, and Klarna. They currently have over $4.0 billion in AUM.Prior to QED, Nigel co-founded Capital One in 1994. The bank today is amongst the 10 largest banks in the US with almost $500 billion in assets. They are also one of the most innovative financial institutions that have inspired countless of entrepreneurs worldwide.Timestamped Overview00:00 Intro 01:25 Nigel's Background05:02 Driven by Curiosity and Empiricism09:03 Banking economics and unsecured credit10:10 Data economics and scientific method14:12 Intentional Leadership Shapes Culture18:25 NuBank exceptional net promoter scores22:37 Fintech Journey Early Stages25:06 Financial inclusions global expansion27:50 Big Tech AI Dominance33:16 Co-Founder Synergy and Longevity36:00 Effective board meeting essentials37:25 Effective Board Meetings Matter42:09 Climbing a million feet yearly44:21 Fintech empowering global changeWant more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join ~70,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

How do you know whether an iOS app you have built has potential to be big? Getting an email from Steve Jobs is probably a strong indicator.Ashish Toshniwal, founder of 10Kr and YML (Y Media Labs), started by trying a bit of everything: classifieds, Groupons, and Facebook apps. That email made him quit his job, but as Ashish says, it took him and YML 14 years to become an overnight success. YML helped businesses go mobile-first long before it became a buzzword, with over 45 Fortune 500 clients including Apple, PayPal, Meta, and Disney. Along the way, Ashish shares the real decisions every founder faces, such as when to take VC money, when to sell, and how to think about repeat business. He also reflects on turning down opportunities like Credit Karma equity (now worth $7billion), showing the tough choices early-stage founders make just to survive and keep their business running.This is a story about timing, focus, and conviction, and what happens when you build something real: from Calcutta to Silicon Valley, one decision at a time.0:00 – Trailer03:24 – How the Co-founders met05:28 – The first 3 ideas: Classifieds, Groupons & Facebook apps06:30 – An email from Steve Jobs made Ashish quit his Job07:59 – Building apps when App Store launched (Apple as a client too)09:20 – YML was famous but not profitable10:07 – Becoming the “app guys” of Silicon Valley11:56 – The pivot: Stick with products or move to services?13:43 – 6 acquisition offers on the table: Sell or not?16:57 – The first exit: 60% acquired at $60M18:38 – “We'd never seen that kind of money”19:26 – IOS engineering was like AI engineering20:13 – “If we don't have repeat business, we don't have business”22:09 – Silicon valley is not a zipcode, it's a mindset23:54 – Clients came for design, stayed for engineering26:11 – Does motivation change when equity shrinks?29:01 – Firing and re-hiring yourself as founder CEO30:50 – Why the final decision to sell YML was made32:55 – The golden window of mobile34:26 – Could YML have been a billion-dollar company?37:34 – Turning down Credit Karma equity: now worth $7B38:39 – Why CEOs are like travel agents41:50 – Why Ashish invested in Neon44:22 – What wealth truly enables47:36 – Investing early in Tesla, Nvidia, and Meta49:07 – Why founder-led companies outperform in public markets50:54 – It's easy to build products, harder to build real businesses52:44 – If your product isn't 10x better than ChatGPT, you have no chance53:04 – The future of jobs: 5 roles merging into 2 with agents on top57:25 – ChatGPT will not go after human-in-the-loop59:35 – The first real challenge to Google's dominance1:01:59 – Building AI agents that do real work is incredibly hard-------------India's talent has built the world's tech—now it's time to lead it.This mission goes beyond startups. It's about shifting the center of gravity in global tech to include the brilliance rising from India.What is Neon Fund?We invest in seed and early-stage founders from India and the diaspora building world-class Enterprise AI companies. We bring capital, conviction, and a community that's done it before.Subscribe for real founder stories, investor perspectives, economist breakdowns, and a behind-the-scenes look at how we're doing it all at Neon.-------------Check us out on:Website: https://neon.fund/Instagram: https://www.instagram.com/theneonshoww/LinkedIn: https://www.linkedin.com/company/beneon/Twitter: https://x.com/TheNeonShowwConnect with Siddhartha on:LinkedIn: https://www.linkedin.com/in/siddharthaahluwalia/Twitter: https://x.com/siddharthaa7-------------This video is for informSend us a text

A recent study done by Credit Karma found that nearly one-third of Americans grapple with money dysmorphia— a state of distorted perception of one's financial health, caused by the relentless comparison with depictions of wealth online. Today, Nicole unpacks the biggest source of this condition and how we can cure it ourselves.

Welcome back to Truth, Lies & Work, the award-winning podcast where behavioral science meets workplace culture. Hosted by Chartered Occupational Psychologist Leanne Elliott and business owner Al Elliott, this episode features Josh Levine, work futurist, author of "Great Mondays," and culture consultant who's helped companies like Credit Karma navigate the treacherous waters of hypergrowth. Episode Summary Picture this: You've built something special. Your team of 15 feels like family. Everyone knows everyone. The culture just works. But now you're staring down growth - maybe to 50, maybe to 100 employees. And there's this gnawing fear: what if scaling breaks everything we've built? What We Cover The 50-Employee Breaking Point Why founder's culture has an expiration date and the physics behind cultural breakdown From Implicit to Explicit How to transform unspoken behaviours into values that actually scale beyond personal influence The Three-Step Framework Identify, codify, and communicate the most important decisions that move the needle Why Most Values Fail The difference between values as wall decorations versus business tools that drive decisions Recognition Done Right How Wells Fargo's outcome-focused rewards destroyed trust and what to do instead Trust as Infrastructure Why relational infrastructure matters more than physical infrastructure in distributed work The WD-40 Case Study How Gary Ridge reframed failure as learning and invested in humans, not just outputs Measuring Culture at Scale Why Employee Net Promoter Score captures what matters as you grow Resources Connect with Josh Levine on LinkedIn: https://www.linkedin.com/in/akajoshlevine Follow Josh on Instagram: @greatmondays_culturedesign Great Mondays website: https://greatmondays.com Great Mondays Radio: https://radio.greatmondays.com Great Mondays YouTube: https://youtube.com/@GreatMondays Get the book "Great Mondays" at greatmondays.com Mental Health Support This episode discusses workplace stress, burnout, and the challenges of scaling culture. If you or someone you know is struggling with mental health: UK: Samaritans: 116 123 (24/7 helpline) - https://www.samaritans.org/ Mind: 0300 123 3393 or text 86463 - https://www.mind.org.uk/ US: 988 Suicide & Crisis Lifeline: Call or text 988 (24/7) - https://988lifeline.org/ NAMI Helpline: 1-800-950-NAMI (6264) - https://www.nami.org/ International: Befrienders Worldwide: https://www.befrienders.org/ (directory of crisis helplines worldwide) International Association for Suicide Prevention: https://www.iasp.info/resources/Crisis_Centres/ (global crisis center directory) Connect with Your Hosts Connect with Al on LinkedIn: https://www.linkedin.com/in/thisisalelliott/ Connect with Leanne on LinkedIn: https://www.linkedin.com/in/meetleanne Join the discussion about this episode on LinkedIn: https://www.linkedin.com/company/truthlieswork/ Email: podcast@TruthLiesandWork.com Follow us on Instagram: @truthlieswork Chat with us on X: @truthlieswork YouTube channel: @TruthLiesWork Check us out on TikTok: @truthlieswork Want a chat about your workplace culture? hi@TruthLiesandWork.com Got feedback/questions/guest suggestions? Email podcast@TruthLiesandWork.com

Rama Katkar has helped steer some of the most iconic companies in tech through moments of scale and transformation. Now CFO at Notion and formerly a finance leader at Instacart and Credit Karma, she joins CJ to unpack what it means to build a modern finance function inside a product-led growth company. They discuss how to design finance for velocity without losing discipline, the art of forecasting when virality drives your business, and why Notion's path to profitability looks different from its peers. Rama also shares lessons from scaling Credit Karma through its $8.1B acquisition by Intuit, what she learned about IPO readiness at Instacart, and how finance leaders can balance ambition with realism in uncertain markets.—LINKS:Rama Katkar on LinkedIn: https://www.linkedin.com/in/ramakatkar/Notion: https://www.notion.so/CJ on X (@cjgustafson222): https://x.com/cjgustafson222Mostly metrics: https://www.mostlymetrics.comRELATED EPISODES:“Let's Just See What Breaks” — Intuit's CFO on Being a Disruptor When You're Already the Incumbent— —TIMESTAMPS:(00:00) Preview – Credit Karma, Instacart, and the Road to Notion(00:01:14) Welcome & Episode Overview – Rama Katkar, CFO of Notion(00:02:22) Sponsor – Fidelity Private Shares | Mercury | RightRev(00:06:10) Interview Begins – From Dinner Conversations to Notion's Pricing Evolution(00:09:20) Early Launch of Notion AI and Add-On Pricing(00:12:40) Community-Led Growth and Notion's Viral Flywheel(00:14:38) Sponsor – Tipalti | Aleph | Rillet(00:18:39) Who Adopts Notion First? Product, Design, and Engineering(00:20:32) Turning Free Users Into Paid Teams(00:22:09) Why Notion Added an Enterprise Sales Motion(00:26:29) The CFO's Long Game: Balancing Free Users and Cost(00:30:44) How Notion Experiments With AI Pricing(00:32:42) Rama's Three-Part Framework for Forecasting(00:36:38) Why Notion Plans on a Six-Month Cadence(00:40:56) Transition – From Forecasting to M&A: Credit Karma's Wild Ride(00:41:31) Selling Credit Karma During the Pandemic and DOJ Review(00:44:04) Closing the Deal With Intuit(00:49:47) Why the Org Chart Is the Most Important M&A Slide(00:52:08) The Long-Ass Lightning Round(00:56:45) Career Advice to Her Younger Self – Context Over Calculation—SPONSORS:Fidelity Private Shares is the all-in-one equity management platform that keeps your cap table clean, your data room organized, and your equity story clear—so you never risk losing a fundraising round over messy records. Schedule a demo at https://www.fidelityprivateshares.com and mention Mostly Metrics to get 20% off.Mercury is business banking built for builders, giving founders and finance pros a financial stack that actually works together. From sending wires to tracking balances and approving payments, Mercury makes it simple to scale without friction. Join the 200,000+ entrepreneurs who trust Mercury and apply online in minutes at https://www.mercury.comRightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.Tipalti automates the entire payables process—from onboarding suppliers to executing global payouts—helping finance teams save time, eliminate costly errors, and scale confidently across 200+ countries and 120 currencies. More than 5,000 businesses already trust Tipalti to manage payments with built-in security and tax compliance. Visit https://www.tipalti.com/runthenumbers to learn more.Aleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalised demo at https://www.getaleph.com/runRillet is the AI-native ERP modern finance teams are switching to because it's faster, simpler, and 100% built for how teams operate today. See how fast your team can move. Book a demo at https://www.rillet.com/metrics#CFOInsights #StartupFinance #NotionHQ #ProductLedGrowth #RunTheNumbersPodcast This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

Overview Greg Robertson sits down with Andy Taylor and Greg Fischer from RetroRate to discuss assumable loans and their potential to reshape real estate transactions. They explore the history and career paths of both founders, the challenges of discoverability in MLSs, and how RetroRate aims to make assumable loans more visible and accessible for agents, buyers, and sellers. Key Takeaways Backgrounds of the founders: Andy Taylor: From gaming at EA, to Apple, to Redfin, to startups like Approved and Credit Karma. Greg Fischer: From brokerage and realtor.com to innovative consumer tools like Doorsteps and Doorsteps Swipe. RetroRate's mission: Helps real estate professionals identify and transact on assumable loans. Assumable loans can drastically reduce monthly payments compared to current market rates. Market potential: 22–25% of homes on the market have an assumable loan, yet less than 1% are marketed that way. Properly marketed assumable loans can increase sale prices and attract more buyers. Challenges: Discoverability in MLSs—fields exist but are often unused or misunderstood. Educating agents and consumers on how assumables work. Equity gaps require creative solutions (cash, piggyback loans, or policy changes). Tools & partnerships: RetroRate offers an agent-facing platform, MLS integrations, and a Chrome extension (“RetroRate VHS”) to overlay assumable loan info on Zillow, Redfin, and Realtor.com. Engaging with MLSs and realtor organizations to standardize data fields and improve adoption. Call to action: MLSs, brokers, and agents should connect with RetroRate to make assumable loans more visible and usable for clients. Links RetroRate Contact: andy@retrorate.com | greg@retrorate.com Sponsors Trackxi – Real Estate's #1 Deal Tracking Software Giant Steps Job Board – Where ORE gets hired Production and editing services by: Sunbound Studios  

What does it take to deliver personalized financial guidance to more than 140 million people every single day? That is the question I put to Wan Agus, Head of Engineering at Intuit Credit Karma, in this episode of Tech Talks Daily. Most of us open the Credit Karma app to check our credit score, look at a loan option, or browse for a better credit card. What we rarely consider is the technology running behind the curtain. Wan revealed that his teams are powering more than 60 billion daily AI predictions to understand members' needs, protect their privacy, and guide them toward the right financial choices. He explained why accuracy is everything in fintech. A misplaced recommendation can mean more than a poor customer experience; it can damage someone's credit score and hold back their progress. Our conversation also looked at what happened after Intuit acquired Credit Karma. Two very different tech stacks had to be brought together, and identity systems had to be unified so members could move seamlessly between Credit Karma and products like TurboTax. Wan compared the process to playing two complex board games at once, where success depends on strategy and collaboration. We also explored how Credit Karma is blending traditional AI with generative AI. From early chatbot experiments to today's Wallet Analyzer and Tax Advisor, Wan shared how his teams decide when to push forward with new tools and when to slow down to ensure safety and trust. He also gave us a glimpse into the future, where agent-to-agent technology could bring open banking-style transparency to the U.S. So how do you scale personalization without losing trust? And what can every business leader learn from Credit Karma's balance between speed, culture, and responsibility? I would love to hear your thoughts after listening.

In this Grownlearn episode, Sal Rehmetullah (co-founder of Stax Payments and now Worth) breaks down how he and his sister Suneera scaled Stax to 500 employees and $200M ARR, sold it for $1B, and then turned their attention to the broken world of small-business credit. We dig into Worth's AI-powered underwriting plus onboarding stack, why they don't touch fund flows, and how they're partnering across global data sources so banks and lenders can understand real-time business risk—think “Credit Karma for business,” but built for enterprise adoption first. Sal also gets candid about purpose post-exit, minority-led entrepreneurship, the $25M seed led by TTV Capital, and what SMB owners can do today to become more lendable. About the guest: Sal Rehmetullah is the co-founder of Stax Payments (one of the first minority-led fintech unicorns) and co-founder of Worth, which is rebuilding the financial infrastructure for SMBs with real-time compliance, onboarding, and underwriting. --------------------------------------------------------------------------------------------------------------------------------------------- GrowNLearn, led by Zorina Dimitrova, connects select VCs, Family Offices, and Strategic Investors with precisely matched, high-growth ventures across Europe and the U.S. We also support founders with strategic growth advisory—helping you transform your business model, increase valuation, and prepare for investment or exit.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3238: Kumiko shares practical strategies to build equity in your home, whether you're paying off a mortgage or investing in value-boosting renovations. She emphasizes the importance of financial planning, using tools like sinking funds, and making smart decisions about when to borrow or save, offering a balanced approach to long-term wealth and stability. Read along with the original article(s) here: https://www.thebudgetmom.com/how-to-build-equity-in-your-home/ Quotes to ponder: "Home equity is the difference between the market value of your home and the amount you owe on your mortgage." "Landscaping, gardening, painting, or a new outdoor living space are all potentially inexpensive ways to add value to your home." "A sinking fund is a way to set aside some money each month to pay for large expenses." Episode references: Credit Karma: https://www.creditkarma.com Zillow: https://www.zillow.com Redfin: https://www.redfin.com Risk Parity Radio: https://www.riskparityradio.com Remodeling Magazine Cost vs. Value Report: https://www.remodeling.hw.net/cost-vs-value/2024/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I was lucky enough to interview Nicky Senyard, CEO and founder of Fintel Connect. Nicky shared the journey behind Fintel Connect—a digital acquisition platform that helps financial institutions across North America grow their customer base through affiliate marketing. She explained how the platform acts like the “plumbing” between banks and publishers like NerdWallet or Credit Karma, using a CPA (cost-per-acquisition) model that rewards performance and delivers real value.Nicky also opened up about her roots in Australia and how the country's rugged environment shaped her entrepreneurial resilience. Before Fintel, she built and successfully exited the world's largest affiliate platform for regulated online gambling. We talked about everything from building networks in unfamiliar markets to earning trust in a highly regulated space like financial services. Nicky emphasized the importance of curiosity, authenticity, and solving real problems—especially when selling to institutions that don't always know what they're missing. Sit back and hear Nicky's biggest takeaway from years of building businesses in this episode of The First Customer!Guest Info:Fintel Connecthttps://www.fintelconnect.comNicky Senyard's LinkedInhttps://www.linkedin.com/in/nickysenyard/Want to be a guest on The First Customer? Send Jay Aigner a message on PodMatch here.Connect with Jay on LinkedInhttps://www.linkedin.com/in/jayaigner/The First Customer Youtube Channelhttps://www.youtube.com/@thefirstcustomerpodcastThe First Customer podcast websitehttps://www.firstcustomerpodcast.comFollow The First Customer on LinkedInhttp://www.linkedin.com/company/the-first-customer-podcast/

Jason Keath is a creativity keynote speaker, digital strategist, and co-founder of Social Fresh — a long-running marketing conference and agency trusted by brands like HubSpot and Anheuser-Busch. A pioneer in paid social, Jason launched some of the first Facebook ads back in 2004. He's also the author of The Case for More Bad Ideas, where he makes a compelling case for embracing messy thinking to spark better ideas. We discussed all of this and more this week on the On Brand podcast. About Jason Keath Jason Keath was one of the first people in the world to run ads on Facebook in 2004. He's a digital strategy expert and the co-founder of Social Fresh, a digital agency and long-running marketing conference, founded in 2008. Today, Jason leads the agency side of Social Fresh, specializing in research, strategy, and paid media. He's also a sought-after keynote speaker on creativity and the author of The Case for More Bad Ideas, a book that champions a counterintuitive but practical process for unlocking better thinking through messier ideas. He's a 20+ year marketing strategist trusted by companies like HubSpot, Credit Karma, Anheuser-Busch, and Robinhood to help them command attention from the right audience. Jason has hosted thousands of marketers at Social Fresh events, built one of the longest-running communities in digital marketing, and believes the best ideas often start out looking like the worst ones. Want more Jason Keath? Listen to his first interview on the On Brand podcast back in 2016! During the show, Jason mentioned Mastercard's innovations in sonic branding. Here's my interview with Mastercard CMO Raja Rajamannar. What brand has made Jason smile recently? Jason shared examples from YETI, a brand he first fell in love with because of their exceptional product. But now, Jason thinks the brand's marketing has caught up and is just as exceptional as the product itself. Connect with Jason on LinkedIn and subscribe to his newsletter (with new AI tools) at MoreBadIdeas.com. Listen and subscribe at  Apple Podcasts, Spotify, Amazon/Audible, Google Play, Stitcher, TuneIn, iHeart, YouTube, and RSS. Rate and review the show—If you like what you're hearing, be sure to head over to Apple Podcasts and click the 5-star button to rate the show. And, if you have a few extra seconds, write a couple of sentences and submit a review to help others find the show. Did you hear something you liked on this episode or another? Do you have a question you'd like our guests to answer? Let me know on Twitter using the hashtag #OnBrandPodcast and you may just hear your thoughts here on the show. On Brand is a part of the Marketing Podcast Network. Until next week, I'll see you on the Internet! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Wharton Fintech Podcast, host Sabrina Fathi speaks with Ashwin Murthy, Chief of Staff and VP of Growth Operations and Strategy at Credit Karma, about how one of the most recognizable names in consumer fintech continues to evolve. Ashwin shares his journey from investment banking and consulting to leading strategy at Credit Karma. He discusses the company's expansion from free credit scores to taxes, savings, and more, and how data, trust, and personalization have been critical to that journey. The conversation also dives deep into GenAI's role in financial decision-making, Credit Karma's evolving partnership with Intuit, and the future of financial access.

In this episode of Boldin Your Money, Steve Chen talks with Andy Hill, creator of Marriage, Kids and Money, about Andy's journey from having a negative net worth to achieving financial independence through intentional saving, living on one income, and aligning money decisions with family goals. Andy shares how reaching “Coast FI” allowed his family to work less and enjoy life more, the importance of early financial conversations with a partner, and his strategies for teaching kids about money by making it a regular, open topic. He also reflects on how purposeful time use can lead to a happier, healthier life and discusses his upcoming book Own Your Time, which helps parents build financial security while prioritizing family.

Send us a textSupport the showhttps://chat.openai.com/g/g-8E47AuJfB-life-points-assistanthttps://FaceBook.com/Lifepointswithronda1https://youtube.com/@lifepointswithronda2968https://TikTok.com/@lifepointswithrondahttps://Instagram.com/@lifepointswithrondahttps://Patreon.com/@lifepointswithrondahttps://Lifepointswithronda.com