Podcast appearances and mentions of michael mike

We've seen it time and again, nearly daily: a solution that has no problem. No, I didn't mispeak. The world is full of solutions to things that aren't even problems to begin with. But when you've only ever known problems, how could you help but think only of solutions? That is the exact situation our character finds himself in in tonight's story. He is confronted with a number of small, yet unsolvable, problems for which he seems to find one extraordinary and inexplicable solution. Of course, we know there is a name for this: we know the Latin term is Deus Ex Machina. This story was written by Phillip Clark. It was directed, engineered, and edited by Phillip Clark. The Hidden Archives is created by Phillip Clark, and is produced by Phillip Clark and Nicole Clark of the Rhodes Collaborative Experience LLC.  Executive Producer: Phillip Clark Co-Executive Producer: Nicole Clark The “Curator” and "Mom" were voiced by Nicole Clark, “Michael/Mike” was voiced by Phillip Clark, and "Jim" was voiced by Dominik Voigt. Music: Theme is “Goldberg Variations, BWV 988 – 22 Variatio 21 Canone alla Settima” by J.S. Bach, and the story music was: “Cobarde - Complete score” by Bert Alink Please remember to follow us on Facebook and Instagram at hiddenarchivespodcast, and on Twitter @PodcastHidden. As always, feel free to message us on any or all of our social media platforms listed. Have a story idea, and theories on canon, or think you know something that might (or should) be in the Hidden Archives? Drop us a message and we'll see if you are curator material. We always respond to every direct message!

„Passend zum düsteren November enthülle ich eine Zahl, die zum Nachdenken anregt: Wie viele Selbstständige stehen tatsächlich vor dem finanziellen Aus? Während das Geschäftsklima langsam aufatmet, leiden immer noch knapp 48,5 % der Selbstständigen unter Auftragsmangel. Doch es gibt Lösungen! Schau dir jetzt diesen Video-Cast an und erfahre, was du tun kannst, um deine Existenz zu sichern. Herzliche Grüße, euer Michael (Mike).“ Melde dich jetzt zur 90-Tage-Challenge an! https://michaelweyrauch.de/90-tages-challenge/ THE LOVESELLING JOURNAL https://online.fliphtml5.com/fpfbr/pmvv/#p=1 LoveSelling Seminar https://michaelweyrauch.de/produkt/loveselling-verbindungen-wachstum/ E-Book 7 Tipps Verkaufsgespräche 4,69 € https://michaelweyrauch.de/produkt/e-book-7-tipps-verkaufsgespraeche/ Der Entscheidungsmacher : Erfolg abseits des Mittelmaßes Kindle 14,99 € https://amzn.eu/d/db3ioUf Der Erfolgsmacher: Erfolg abseits vom Mittelmaß Gebundene Ausgabe 31,06 € https://www.amazon.de/dp/B0DJFQ49RQ ISBN-13 ‏ : ‎ 979-8341089402 Das Zielejournalbuch: Nur wer sein Ziel kennt, findet den Weg. Laozi “ Gebundene Ausgabe 29,99€ https://amzn.eu/d/azaaTrP ISBN-13 ‏ : ‎ 978-3756898329

In diesem Video-Cast tauchen wir tief in die Realität des authentischen Verkaufens ein und decken auf, warum die meisten Verkäufer an einem entscheidenden Punkt scheitern. Erfahre, wie du den Unterschied machst und deine Kunden wirklich erreichst. Diese Einsichten verändern deine Perspektive! https://michaelweyrauch.de/90-tages-challenge/Herzliche Grüße, euer Michael (Mike).

Michael ‘Mike' Howlett's talks about his experience of flying successive generations of aircraft during his career as a pilot spanning over 70 years. Having learnt to fly on a Tiger Moth bi-plane, he flew first-generation jet fighters (the Meteor and Vampire), then the first generation long-haul, land-based piston-engine airliners in the form of the Boeing Stratocruiser. This was followed by flying the first of the long-range, swept-wing jets, the Boeing 707, and then the first of the ultra-large passenger aircraft, the Boeing 747 ‘Jumbo'. These aircraft not only ushered in different eras of air travel with a new level of passenger experience, they posed new challenges for their operators and aircrew. Mike provides fascinating insights into these changes. Mike Howlett was interviewed by Sir George Cox as part of the Royal Aeronautical Society/National Aerospace Library's oral history project ‘If I only didn't do it that way…….” Capturing history from the horse's mouth to inspire today's aeronautical professionals. The recording was edited by edited by Eur Ing Mike Stanberry FRAeS. The transcript of the recording can be accessed on the National Aerospace Library's catalogue: https://raes.soutron.net/Portal/Default/en-GB/RecordView/Index/183263

Wie Du jeden Einwand im Verkauf spielend leicht knackst – Mit diesem einfachen Trick!Willst du wissen, wie du den häufigsten Einwand im Verkauf mühelos überwindest? In diesem Video zeige ich dir einen genialen Trick, der dir hilft, sofort mehr Abschlüsse zu erzielen. Egal, ob du neu im Vertrieb bist oder schon ein Profi – mit diesem Wissen wirst du nie wieder an „Ich muss das erst mit meinem Ehepartner besprechen“ scheitern. Schau dir das Video an und lerne, wie du diesen Einwand in einen garantierten Verkauf verwandelst! Herzliche Grüße, dein Michael (Mike) von LoveSelling. Abonniere jetzt für mehr Verkaufsgeheimnisse!Hier sind die anderen Informationen www.michaelweyrauch.de/links

Here's what to expect on the podcast:How did Mike's personal journey shape his understanding of his unique purpose in life?What inspired Mike to take action against human trafficking?Plans for Sips and Souls Cafe.Mike's contribution to the book 'The Ripple Effect: Mastering Purposeful Partnerships in Life and in Business by Derryck White. And much more! About Mike:Mike Hajduk has been involved in real estate investing for 18 years, since 2006. He retired in 2022, where he spent 35 years in Corporate America.Having had 4 near-death experiences, Mike finally had the wake-up call, which led him to discover his true purpose in life.Mike has always been passionate about helping others, especially when it comes to human trafficking, and his not-for-profit organization raises funds for other organizations to support the fight against human trafficking.He is also the host of Coffee and Crypto with BIG DADDY.Mike is married to his beautiful wife Kathy and has 4 awesome children and 4 beautiful granddaughters. Connect with Mike Hajduk!Human Rescue Society Inc.: https://www.humanrescuesociety.org/Coffee and Crypto with BIG DADDY: http://www.coffeeandcryptowithbigdaddy.net/The Ripple Effect Mastering Purposeful Partnerships in Life and in Business Facebook group link: https://www.facebook.com/profile.php?id=61555073745714&mibextid=dGKdO6Book - The Ripple Effect: Mastering Purposeful Partnerships in Life and in Business Paperback – available on Amazon! https://www.amazon.com/dp/1961258714 Connect with Candice Snyder!Website: https://hairhealthvitality.com/passion-purpose-and-possibilities/Facebook: https://www.facebook.com/candice.snyderInstagram: https://www.instagram.com/candicesny17/LinkedIn: https://www.linkedin.com/in/candicesnyder/ICAN Institute: https://vl729.isrefer.com/go/mindandbody/PassionPurpose22/Shop For A Cause With Gifts That Give Back to Nonprofits: https://thekindnesscause.com/

Der Spitzenkoch Michael “Mike” Nährer im Gespräch mit Alice Herzog.

Produzent und Musiker Michael “Mike” Korner, im Gespräch mit Alice Herzog

Ukas gjest i Fysen er Michael “Mike” Ray Vera Cruz Angeles. Mike er fotograf og kjent for å ta bilder av noen av landets største artister, men i dag ønsker Camilla å bli bedre kjent med matmannen Mike. Har han alltid vært interessert i mat? Er det han som er kokken hjemme? Og hvorfor åpnet han sandwichbaren Mike's Corner i Oslobukta i fjor? Camilla vil finne ut av reisen fra ide til åpning, hvor i Oslo Mike spiser når han ikke henger “på hjørnet”, og ikke minst hva som er Oslos beste lunsj (siden han er med i guttekollektivet Lunsjklubben). Hosted on Acast. See acast.com/privacy for more information.

Michael Tich is the Co-founder of HomeRoom, a home-sharing app that connects users to roommates, social opportunities, and a host of tech-enabled property management tools. Mike previously led marketing and data science teams at Airbnb where he managed between $50-100M in annual digital marketing spend. After the pandemic led to Airbnb shutting down its marketing team in early 2020, Mike quickly found himself at HomeRoom. As CMO, he has helped the early-stage company secure $500,000 in funding while growing from 20 to hundreds of rental properties.. Michael (Mike) Tich is a real estate investor who has a great story to share and words of wisdom to impart for both beginning and veteran investors alike, so grab your pen and paper, buckle up and enjoy the ride. Want to get in contact with Michael (Mike) Tich? Reach out at http://www.livehomeroom.com.Want to become financially free through commercial real estate? Check out our eBook to learn how to jump start a cash flowing real estate portfolio here https://www.therealestateinvestingclub.com/real-estate-wealth-book Enjoy the show? Subscribe to the channel for all our upcoming real estate investor interviews and episodes. ************************************************************************  GET INVOLVED, CONNECTED & GROW YOUR REAL ESTATE BUSINESS LEARN -- Want to learn the ins and outs of real estate investing? Check out our book at https://www.therealestateinvestingclub.com/real-estate-wealth-book PARTNER -- Want to partner on a deal or connect in person? Email the host Gabe Petersen at gabe@therealestateinvestingclub.com or reach out on LinkedIn at https://www.linkedin.com/in/gabe-petersen/  WATCH -- Want to watch our YouTube channel? Click here: https://bit.ly/theREIshow  ************************************************************************   ABOUT THE REAL ESTATE INVESTING CLUB SHOW   Hear from successful real estate investors across every asset class on how they got started investing in real estate and then grew from their first deal to a portfolio of cash-flowing properties. We interview real estate pros from every asset class and learn what strategies they used to create generational wealth for themselves and their families. The REI Club is an interview-based real estate show that will teach you the fastest ways to start and grow your real estate investing career in today's market - from multifamily, to self-storage, to mobile home parks, to mix-use industrial, you'll hear it all! Join us as we delve into our guests career peaks and valleys and the best advice, greatest stories, and favorite tips they learned along the way. Want to create wealth for yourself using the vehicle of real estate? Getting mentorship is the fastest way to success. Get an REI mentor and check out our REI course at https://www.therealestateinvestingclub.com.  #realestateinvesting #passiveincome #realestateInterested in becoming a passive investor in one of our projects? Kaizen Properties, is looking for passive investors for our upcoming deals. We invest in what are known as “recession resistant assets”: self storage, MH & RV parks, and industrial properties. If you are interested, go to the website and click on the “Invest with Us” button at the bottom of the page.Support the show

Mike Gold of Redwirespace was with us to discuss in detail Artemis, to provide a response to the naysayers, to talk commercial space and investment plus economic concerns and more. Please read the full summary of this show on our blog for this program dated Friday, April 14, 2023.

On the premier episode of Friends with Good Intentions, Michael & Mike open with the topic of asking, can you give a person kudos without downing someone else. They debate if the intention behind the kudos makes a difference or if their approach is the defining factor. Next they speak on if people can mutually benefit one another without actually being friends and just keep it professional. Then they venture being comfortable in moments of negativity and close with why do we show strangers more grade than our loved ones. And of course.. They ramble. Email - noseywithgoodintentions@gmail.com IG - @noseywithgoodintentions TikTok - noseywithgoodintentions Twitter - @noseygood and check out our sister pod @pettywithgoodintentions

The grande finally of Season 8 is about the great seer of the future, Michael (Mike, Mikey, Mickey) Nostradamus, but even HE didn't see this coming!Catch 'em all by subscribing to Just Gonna Read This on your favourite podcast listening platform! You can also visit www.justgonnareadthis.com. Email is welcome and appreciated at justgonnareadthis@gmail.com.A river in France.A river not in France.A famous river in the middle of North America.

An international commercial airline pilot who, after the tragedies of 9/11, was forced to realize that his “Safe and Secure career” was nowhere near as safe and secure as he had thought. Steve Rozenberg chose real estate investing to be able to control his own destiny and create his own generational wealth. He created the fastest-growing property management company in the state of Texas. Managing over 1,000 properties across 3 major metropolitan cities. Steve built the business up and created maximum cash flow positioning his company for a very profitable exit.   He has been a guest and collaborated on countless panels, webinars, masterminds, conferences, and podcasts as well as being a published author. In today's episode, he shares his story, how he began real estate investing, and how important your mindset is to be successful in this business.   Episode Link: https://steverozenberg.com/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by Steve Rozenberg, who's an airline pilot and entrepreneur, and he's gonna be talking to us about the mental mind shifts we as investors need to make in order to scale and have successful businesses. So let's get into it.   Steve, what is going on, man? Thanks so much for taking the time to come hang out with me today. I appreciate it.   Steve: What's happening, fellas, good to see you.   Michael: Oh, super good to see you, Steve. I am super excited to share with our listeners a little bit about you and your background, because I know a little bit about it. But for anyone who doesn't know who Steve Rozenberg is, bring us up to speed quick and dirty. Who you are, where you come from, what is it you're doing in real estate today?   Steve: Sure. So I live in Houston, Texas, born and raised in Los Angeles, actually, my career brought me out here and that careers, what got me kind of involved in being a real estate and being an entrepreneur. I'm an airline pilot by trade and I got hired at 25 years old. I was the second youngest person ever hired by this particular major airline and hired at 25, I had the best job in the world is flying all over the globe. I was 25 years old and it was the most safe, most secure job that anyone could imagine having. Until a certain day in history. That day was 9/11 and that day changed my life, it changed a lot of people's lives. It changed my life because on 9/13, two days after 9/11 in the towers fell, I got delivered a furlough notice and I was basically told, hey, Steve, you know what that safe, secure job that you thought you had, it was never safe and it was really never secure and you're about to be on the street with 50,000 other pilots.   So to say that I got punched in the face very, very hard within about 48 hours would be an understatement and it was it was rough. You know I always I ever want to do as a kid is be an airline pilot. I didn't want to do anything else. I was fulfilling my dream and this something happened, which I realized it had nothing to do with me but it affected me. You know, I didn't I wasn't a part of 9/11 but I was a repercussion, a ripple effect, if you will and so I started to talk about what I could do, what could I do? What to survive to make a paycheck, right? All I knew was to be a pilot, but there was many, many other pilots out there probably better pilots than me to be honest with you that you know, we're also on the street and I looked and I saw that everyone that was tied to wealth somehow was tied to real estate. I didn't know anything about real estate, but I was like, okay, I mean, I knew some pilots who had rental properties, but I didn't know much about it. So this is 2001. So there was no YouTube or Facebook. So I had to go to the library. I had to get a library card.   Michael: A lot of our listeners are probably asking, like, what is that?   Steve: Yeah, yeah, exactly. It's a big house with a lot of books and so I had to start learning about real estate, I read a book a week and I just I read everything I could, because I thought that I was behind the curve of figuring out what I was going to do with this airline thing. If there was another terrorist attack or something happened, I was gonna be out of work and so I learned all the different things you know, now it's very cliche, you know, burrs and all this other stuff. But I just I learned how to buy I learned how to flip I learned how to wholesale properties. I got lied to, I got ripped off, I got cheated on. I mean, you name it, I just kept getting pushed down face down in the mud every time. But I kept getting back up because I had to I didn't I didn't have a choice. I had to figure out this combination and I, I saw people that were successful. So I was like, okay, there's a recipe. I just don't know it. But I can think like, I'm not the dumbest guy in the world. But I could figure this out and then I started getting better and I started winning a little bit more than I was losing and I started figuring out and what I realized was communicators are actually the ones that are the most successful, not the contractors.   It's four walls in a roof. It's relationship driven. It's not anything else and that relationship is driven by business models, and it's driven by systems and so I started realizing that the four walls and a roof and the dirt really had nothing to do with being a real estate investor. The successful people were good communicators, and they understood the value of leverage and team and then I started looking back at my real estate in my airline career and I started looking at how airlines run and I was like okay, systems, procedures structure and I kind of started melding the two and that led me into start learning to become successful as with my, my old business partner, Pete Newberg, who has been on your show, he and I built a very, very successful property management company, by understanding how to leverage those models and how to leverage systemization and then I've gone on to do a lot of other things, coaching people working with people, helping people understand the systemization of a business is very fundamental to be successful, is what I've learned and that's what I help people with.   Michael: I love that and we're gonna get into a little bit more of the systemization here in a minute. But for anyone listening, it's like, well, Steve, Michael, I'm not an extrovert. I'm more of an introvert, I'm more of an insert inside kind of person, like, Am I just doomed to never be a real estate investor like, what should I be doing if that's me?   Steve: So that's a good question because a lot of people you know, are a lot of people that go into real estate, what I've learned is they're running away from a life or job that they don't want you when you talk to real estate investors, and I coach a lot of real estate investors all over the world and when I talk to them, I'll ask them, why are you doing this, and a lot of them will tell me, I don't want this, I don't want that. They're running away from something and what they're running away from is a life that they don't want to have. Unfortunately, when you're running away from something you don't want, that's what you're focused on, and you run right back into it. I mean, that's the cycle, right because that's your filter. But what I've learned is, you don't have to be the best communicator, but you have to have good communicators on your team. There's things that I am really, really good at and there are things that I am horrible at. It's a matter of understanding, what are my strengths? What are my weaknesses, I don't think that I should become like, that's just my opinion. I don't think it makes sense to work on my weaknesses. I don't know anything about accounting, I would make a company go bankrupt if I started doing the accounting books for my business. So why should I go and take two year courses at a junior college to learn how to do books, or I just hire someone and that's what they do. So I've taken my weakness, and I've actually turned it into a strength because now I don't have to think about it, I don't have to focus on it. I have someone in place that is run by KPIs and metrics and accountability and I just, I just parceled, that whole piece of my life off.   So to answer your question, I don't think you have to be good at that. A business needs it like my business partner, Pete. He was the integrator and I was the visionary. I was the forward guy, I was the guy out in front. But I sucked at the operational side, he was like the mushroom in the in the back room and, you know, my job was to break his business all the time. It's like I wanted to have so much sales and marketing coming in, that he would go Steve, I can't take it anymore and that was like my victory lap of showing. That's the that's the sales and marketing tug of war that goes on, right and so I don't think that you have to be good at everything because the reality is, is you're not, you're probably good at one thing and you suck at everything else that you do. It's a matter of identifying what am I good at? What am I not good at leveraging out those other things and focusing on that one thing to be the very best that you can be and if you can do that, you will help the business, the organization and you'll be much happier too.   Michael: I think yeah, I think it makes a ton a ton a ton a ton of sense. So talk to Steve about like, you got three to five properties, you're looking at scaling up, you're realizing maybe a little bit more and more, you're self-managing, hey, this might be more of a job than I was anticipating I'm trying to get out of a job that people what are some systems people should be putting in place and how should they be thinking about systemization if that's a new term for them, that's never something they've done before?   Steve: Yeah, that's a great question and let, I'm going to back it up a little bit if it's okay, because a lot of people, if they have three to five properties, and I get a lot of people that will call me and ask me that question like, hey, Steve, you know, if I'm in front of them, they'll put a deal like three inches from my face and they're like, hey, is this a good deal like being closer makes it more sense? I don't know. But they'll put this right to my face and they're like, is this a good deal? Well, I don't know what a good deal is for you. So first question is, what's the goal, right? What is the date of that goal? So if they don't know the goal, and they don't have a date, and a timeline and a way to achieve that goal, I can't tell them what to do. I can't give them directions. It's kind of like if you said, hey, Steve, we're all gonna go to Disneyland and we got to be at the front gates at 8am on Friday morning and we're going to leave our house at 6am and we're going to take the 405 to the 91. Get off on Disney drive, and we're gonna go into the gates to be there ready to go. Well, if along that way, you get lost, you're gonna pull over and you're gonna go, hey, Steve, can I get directions? What's the first thing I'm going to ask you? Where are you? Where are you going? If you say, I don't know, I'm just driving around today, I'm gonna go with it. I can't help you, because I don't know where you're trying to get to. So if you take that same analogy, many people buy properties. They don't have a goal. So they say, should I buy more properties? My question is, is I don't know what's the goal? Because, you know, many people, you know, they think that owning rentals is the goal. That's just the strategy to achieve the goal. That's like saying, I'm going to get on the 405 freeway and you're going, where are you going? I don't know, I'm just gonna get on the freeway and drive and the reason I know that is when Pete and I first started buying properties, that's what we did. We were just buying properties and we're going the wrong way, in the wrong direction at a very, very fast pace and nobody stopped us to say, where are you guys going because we're just driving. We're like, we're making great time. Unfortunately, we're going in the wrong way. So to answer your question, to going back to what you're saying about systemization, every business normally has about eight to 11 systems in their business, it's a matter of looking at what you do and systemizing everything. So if you took a system and put it in a vertical, let's just say when you're going to rent a property, what is the system that it takes to rent that property, you've got to basically first thing you've got to do is maybe the first trigger of that system is when the Make ready is done. Now the property is in rent ready condition, it now triggers this system to happen. What's the first thing you got to do? Well, maybe you've got to go and take pictures and video of the property. Step one, what's the next thing you got to do? Well, then you've got to do some comps and check out the area and see what the property is renting for. That's step two. So you're going through and you're just basically talking to me, like I'm a three year old or third grader and you're explaining to me in very painstaking detail, what you're doing. These are all steps in the process of a systemization. Once you create the system all the way through to getting the property rented, once the property is rented, that system is complete. Maybe that system is 19 steps, right? Then you look at that system and go okay, is this the most efficient way to run this system, does or is there any redundancy? Is there any things that we don't even do or should not do? Are we missing some things? Now, let's say for example, this person, he, let's just say he grows and he gets an employee to do these tasks, right and or he subs it out to a company. This company needs to know very, very clearly what they're doing because the definition like look, I think we can all agree that when you own one business, or you own 50 businesses, which are rental properties, those are businesses, that you've got to treat it like a business, right? The challenge is, most people don't they don't have any systems that don't have any structure and it's chaos, which is why so many landlords get sued, because there's no systemization or standardization, meaning how you lease a property. When you're in the airlines, right, we'll go back to being an airline pilot, if I'm an airline pilot, and I came out and said, hey, everyone, this is gonna be a great day today. We're off to Hawaii. This is my first time ever doing this. So wish me luck. I'm just gonna wing it and hopefully we make it there. How would you feel?   Michael: Yeah, a little bit shaky.   Steve: Right but yeah, you'd probably be like, I'm not getting on this plane. Yeah, but that's what many people do with their rental properties and they're doing that with their financial lives, right? This is your real life, you're trusting me with your life but you don't do that with your financial life. So there's a disconnect as to the training and, and the way that you can scale because if you have to do everything in your business, you don't own a business, you own a job and a job is not scalable, because you have only so many hours in the day, and you have so much knowledge of what you're good at and what you're bad at. So I don't know if that answered the question but there's, that's a very hard thing to unpack.   Michael: No, it totally does. It totally does. Two things. First thing is I think you must be having been out of LA for a long time, because your analogy you're talking about getting on the 405 Dizzy land, you leave by six get there by eight. There's no world in which that happens today. Yeah, first and foremost. But secondly, so like, how does someone make that mindset shift because I think so many of us and specifically, it seems to be pretty pervasive in the real estate world, this DIY mentality, you know, I do it myself, do it myself, do it myself. How does, how do you make that mental leap of, okay, I'm going from doing it myself, small business owner to hiring someone or contracting it out or putting it to somebody else so I can get out of my own way?   Steve: Sure. Well, there's a couple things. Number one, you've got to you have to be willing to let go of your ego and pride, right? Because ego and pride are success inhibitors, they will kill your success quicker than anything. I should do it because I'm in charge, right and so let's go back to the goal, right? If I said, hey, what's your goal and you didn't, you didn't and this is what I use this example when I coach people, I'll tell them, okay, let's just use this as an example. I call it a 2020 2020 properties in 20 years, giving you $20,000 a month in passive income. It's a bait. It's a goal, right? Yeah, it's, it's got a time limit on it. It's something that we can attach an actual goal to and we know how we're going to achieve that goal because we have a scoreboard to see if we've made that. So that means that each property needs to be giving off $1,000 a month in passive income to get 20 properties give me $20,000 a month. Okay, that means, okay, so let we're gonna, I'm gonna, I'm gonna answer your question in a roundabout way, we've got to say, Okay, if we want to have 20 properties, that means by year 10, we have to have acquired all those properties so that from year 10, to your 20, we're going to pay those properties off, because we want them free and clear by your 20. That means between year one and year 10, we have to purchase 20 properties, which means we have to close on two properties a year, which is every six months, which means every three months, we have to be looking for deals.   My first question is, is do you have the finances to even make this happen? Do you have the do you have the financial means to achieve this goal? If they say I don't have a job, I'm gonna go well, then we're done talking because first thing you need is the financial means to make that happen. That's number one. Then we say okay, when you achieve the goal of 20 20 20, right, and we get to where we want to go, what I have learned and what many people I'm sure some people will learn, it's not a bad thing to learn. But a lot of people identify success by their accolades, meaning how much money they have in the bank, or how many properties they have, how many doors whatever they want to whatever they want to use as their gauge. That's how they quantify their success, or lack thereof. Now, I had Pete and I had a very successful property management company that we sold to a venture capital much larger firm and I can tell you that when you get that money in the bank, it is very, very, very anticlimactic. Like I mean, literally, like after we sold our company, and we sold it for well into seven figures, all of a sudden, I thought I'm done, like, oh, this is awesome. Now, mind you, I still am an airline pilot this whole time. So I'm okay financially but I thought, man, if I just if we sell this company, we're good. You don't happen Monday morning, after we sold the company?   Michael: You put on your uniform and go fly a plane.   Steve: My wife said, hey, don't forget, take the trash out the trash bin or come and I'm like, when I sold the company, like I sold my goods just like, don't give a shit. Take the trash out. So, but the point is, is like all of a sudden you think you're in some magic club like you think you break through this glass ceiling and the reality is, is nobody cares and the reason I'm saying the reason I'm going somewhere with this is that we think that once we achieve a mark or a goal that's going to make our lives complete and sadly, it doesn't, it actually makes it more hollow because you realize, like, wow, I've been doing this all these years, and nobody even cares. Like they're, you know, everyone's moving on. So what I always tell people when I talked to when I told you earlier that a lot of entrepreneurs, they buy real estate, and people want to get involved in real estate and I asked them why they say I want more freedom, right? I'm sure you've probably heard this, I want anytime freedom, do what I want, blah, blah, blah, they use this word freedom, like it means something special to them. I tell them okay, well, let me ask you this, why don't you just sell all your shit today, go live in your car at the park, and you'll have all the freedom you need. No one will bother you, you'll have your freedom. They think about that I'm like, but you know, what you won't have is you won't have the memories that you want associated with that freedom.   So we're really not buying freedom. What we're buying is memories. So when I sell a business, or I have rental properties, giving me cash flow, what am I doing with that cash flow, it's giving me the ability to have freedom to go buy the memories. It's the memories we want. So going back to your question, how does somebody step out of what they want? I would first ask them, what memories do you want to buy because at the end of the day, we're not leaving, we're not leaving this earth with anything except our memories, right? When we go when our when our expiration date happens. We're not going anywhere, except with memories in our brains. What memories do you want, right in the real estate, and the cash flow or whatever you're doing with that will give you the means to buy those memories. So buy the memories don't buy the time is you go to prison and have all the free time you want. You may not like the result, but you'll have free time by the memories, right? Go to you know, have dinner on the Mediterranean in Greece, right? Go to this African Safari, the Rolling Stones in Wembley Stadium. Those are the memories that you want and that's what real estate gives you. So going back to your question when someone says, hey, like, you know, how do I get out of it? I'm like, what memories do you want? Do you want to be an employee? That's trading time for money because that's what you're doing? I'll give you an example. So my son, he bought a rental property at 14 years old. Okay and everyone's like, oh, that's awesome. Yeah and he bought it with his money, you know and so everyone's like, man, that's awesome. That's great. Like, did you have him do the rehab and clean the house and I'm like, No. Why would I do that? They're like, so he can learn. I'm like, I don't do that. Why should I make him do that? That's being a hypocrite. I want him to be a business owner, not an employee. Don't get me wrong. There's nothing wrong with being an employee but that's that that is not the goal of one rental property like, hey, congratulations, you want a rental property? Now go learn how to cut wood lay tile, put it insulation but dad, you don't do that. I wouldn't even know how to do that. Like, again, working on strengths versus weaknesses, right? People seem like when they get a rental property that like, all of a sudden, I've got to learn how to put a toilet in and I gotta get up on the roof and inspect it. I'm like, have you ever done that before? No and I'm like, Well, then why in the heck would you get up on a roof? If you didn't know what you're doing like this is how you become a statistic. But we think we should because of ego and pride. So that's kind of a long answer but that's my answer.   Michael: I love it, I love it a great answer. Steve, great answer. Talk to us a little bit about, like, the qualities and what you see really successful people do who are able to implement systematization like what like, what skills should people be go out there and refining in order to be able to execute here really, really well?   Steve: Well, yeah, that's a great question and I've studied a lot of very successful people. I've been coached and mentored by some very successful people and I'm a constant student, I still a mentor to this day. Anyone who says that they don't need to be coached, and they don't need to be mentored, is missing out on a lot of opportunity. I look at Tiger Woods, Michael Jordan, these guys are at the top of their game, and they still have coaches and mentors. All professional athletes have coaches, you don't become a professional athlete, and then lose the coaches. They make you better.   Michael: So I'm done.   Steve: Yeah, it's like I'm done. Um, you know, even Kobe Bryant, I mean, everyone, they all have coaches. I mean, that's how it works, right? Right, it's brings the best thing out of you. So number one, I think you always have to have somebody holding you accountable and if you look at all successful people, they have accountability. They have somebody holding them accountable in somebody, you know, a three feet distance is a world of perspective, right? In the simulators. When we find the simulators and we're practicing engine failures and all these things. The simulator instructor is about three feet behind us the control panel, and we joke and he they know, they're like, yeah, I'm the smartest guy in here because I'm three feet behind you, I can see all the mistakes you guys are making. You don't see it, because you're in the heat of battle. He's like, I can see it coming a mile away. I'm the smartest guy in the room. So having somebody three feet away, is a world of perspective, having an organization help give you guidance to when you're looking to acquire a property that's giving you that three feet difference. That's a world of difference, right? So, there is a recipe for success and I'm a firm believer. If you look at all successful people, they follow a very simple recipe. It's not magic, people who are failures, they follow a recipe also and I think that every day that you wake up every day that we all wake up, we have a decision to make. It's very simple. Am I going to be better than yesterday or am I going to be worse than that, initially, is our decision that we make every day because you're not good, you're they're getting better. You're getting worse, we never stay the same ever and so when you wake up in the morning, what is the decision you're gonna make? Are you going to do any reading? Are you going to do any I'm statements? What are you going to do to focus on solution based questions slash trying to be better or are you going to be in blame excuse or denial? So going back to your question, I think that people that if you want to learn how to become better at systemization, then talk to someone who knows what they're doing and that can help you become a systems expert because, look, as an airline pilot, right? I've been I've been flying for almost 30 years, I've been trained by Boeing, I fly one of the most complicated aircraft out there a Boeing 787. I didn't, I wasn't born that way, I had to be trained and guess what, we still go back to training every six months, and we go back through all the initial stuff. So just because you reach the pinnacle, you don't stay up there and if you look at people that are successful, they're always trying to be better, just because you have three houses or five houses or 500 houses. Look, the crash to the bottom is much faster than the rise to the top, as we all know, and seen, you know, with banks crashing and other things. It's the people that are cognizant and follow that recipe and again, I don't think it's a very complicated recipe and if you look at people, you know, they do a lot of things in the one thing that I've learned, I'll give you a quick story. I was with one of my mentors one time, guys. 11 businesses, right. He's on the board of 11 businesses and he was my mentor, and we lunch and I was like, man, I don't know how you do it. Like you have 11 businesses. I'm like, how many days a week do you work? He's like, Tuesday, Thursday, and sometimes half a Friday. It was like this guy was talking Martian to me. I was like, like, how is that even possible and he goes, You know what, Steve, you know what the difference is? He says, I say No, way more than I say yes and I said, you know what, that's easy for you to say because you're this multimillionaire that has 11 businesses and he said, I would have never become this way. If I didn't start saying no and he said there's an opportunity cost that every time you say yes to something, you are saying no to something else, right.   So he goes every time you say yes to doing something that is not the most high income producing activity, you are saying no to something. He's like, it's again, he goes, it's your choice. So when I coach people, one of the things I do, and this will be a freebie for people watching is, I always have them do a two week time study, okay? So it's a very simple time study that they have to go and they have to write down for two weeks, every single thing that they do, right, you want to go on a diet, you start tracking your food, you want to see where your money's going, you go on a budget, you want to see where your time is going and start tracking it at the end of the day, they have to give me an executive summary. Tell me how your day went? I don't care. I don't care what you did. I just want to hear it from your words. Within one week, within one week, they will be like, I now know where my time is going and most people think they're so productive, like, oh, I work all day long. I'm like, bullshit, you don't work all day long. Yeah, study and we'll see. After they do the time set, he's like, man, I'm only working like three hours a day. I'm like, because everything else is reactionary. A five minute interruption, a five minute phone call is equal to 23 minutes of lost time. How many times as a as a real estate investor entrepreneur, do we get the sideways calls that interrupt our data, and they sidetrack us, if you get 10 calls a day, that's 230 minutes that you were never expecting to lose, you just lost that chunk of time. So now you're living what's called a reactive life and when you're living a reactive life, you're in chaos and when you're in chaos, you're not in control and when you're not in control, you're not making money. So the challenges is what people don't put a factor into this chaotic life, is the mental stress that it weighs on you. So once they do the first week, the second week, they have to go back in every day, they have to do this and I and just the type of coach I am, every day, they have to send me a picture of their time study and I tell them, the day you don't send this, to me is the last day you will hear from me, because I can't want it more than you like it's very simple. Like, even if you pay me all the money, you're done like that's just how it is I can't I don't have time to waste if you don't want to be better. So when they do this, the next day is they have to put an H or an L next to that high income activity, low income activity. And guess how many low income activities they do on a day?   Michael: Probably the majority…   Steve: Probably the majority. So then what we do at the end of that next week, we go, okay, these are the things that make you money. These are the things that don't we need to outsource systemize or automate the things that you don't make money on of these high income activities. Which ones do you like doing? Which ones are you good at? I like this, and this, okay, this is the focus, we need to find someone else to do these other high income activities. We don't ignore them and so my point is, is one of my mentors said that he goes TV goes understand saying no is not saying that. No, the way you think it. He goes when I say no, it just means I'm not doing it. He goes, I just make sure that other people are getting it done, but it's not through me. He goes things to have to get done in a business but he goes, it doesn't have to be you. That's your ego and pride, thinking that you have to be the one doing it all. So that was a very valuable lesson for me that I share with you, you in the listeners.   Michael: Yeah, thank you. I mean, as you're saying this, I'm just like, oh, my God, I have so many hours in my day, this is insane.   Steve: Yeah, we do. We all look, we all do. And it's a matter of stepping on the scale whenever I'm coaching someone, or someone gives me a call, like, man, I just feel like I'm losing it. I'm like, just do a time study. I mean, it sounds it sounds so simple, or whatever but I'm like just do the time study you will see very clearly, and then just fix it. Look at the pendulum swings. It's okay but you got to do something to take corrective action. Otherwise, it's going to keep swinging, it's never gonna go back on its own. You don't all of a sudden become more organized and more productive. It doesn't work that way, right? You're always gonna go back and you've got to start focusing on making that decision every day. What am I doing? You know, and it could be something simple. It could be reading for five minutes, could be writing your day could be whatever it is, but start creating habits and those habits become patterns and those patterns will change your life.   Michael: Mike drop exit stage left, Steve, that was amazing. Man, I want to be super respectful of your time. If people want to talk with you more, learn more about you reach out, have you as their coach, what's the best way for them to do so?   Steve: Yeah, they can find me on all social media handles. It's Rozenberg, Steve on Instagram, Steve Rozenberg on all the other stuff. They can also go to my website. My website is https://steverozenberg.com/ , it's ROZENBERG.com and you know, I do a lot of coaching. I do three day masterminds with very high level, people like Bradley, the iron cowboy, other people, I bring them in. It's all about mindset and it's all about, you know, the one thing I'll say real quick before we go and I want to be respectful of your time is don't be selfish, and to the people watching and what I mean by that is as entrepreneurs, we watch these shows, right? We buy real estate, we do all these things, and we do it for the people that we love but here's the thing, we never actually share the knowledge that we've learned with the people we're doing it for. To me, that's the definition of being selfish be selfless. Like I said, my son bought his first rental property and 14, create generational wealth, right? Bring them into the loop. Don't be selfish, because when you're selfish, you're isolating yourself, have an open mind and the ability to give abundance and share the knowledge that you learned from this podcast, show reading, bring the family that you're doing it for into the mix, and you will have a much, much more fulfilled life and you'll be much more successful not just financially, but personally relationship and all that stuff. So don't be selfish.   Michael: Yeah. I love that, Steve and one more final question before I let you go. You mentioned you're running a mastermind and I think a lot of our listeners maybe have been to how to coach or been to seminars or been in real estate trainings, and just whoever reason can't implement it. They take the classroom knowledge, but they can't execute a role. So what have you seen people do who are really successful at that and actually applying what they've learned and taking that excitement and went out and actually ran with it…   Steve: That's a good question. So and the reason I created my mastermind is that very reason, right? Everybody goes there, rah, rah, they leave in there, like two weeks later, they're like, it's in their car underneath their seats, all the dogs chewing on it and so what I do when I do my masterminds is once they're done, they get unlimited coaching from me, they get my phone, they get my text, they get my email, if they need me, they call me. So I'm there as accountability for them every single day. It's not that hey, I know you have a problem Monday morning with a tenant exploding your house but we're supposed talk Thursday at three so call me then that doesn't work in the real world. I don't think that that's a very successful model. I give unlimited so that they have me and they have me as accountability. I think the biggest challenge when you leave these events and coaching is the accountability part. If the coach if you have a coach and he's not accountable, find them accountability person, one of the things I do when I coach partners is I have a board of directors meeting, I create a board of directors for them going over the P&I statements going over balance sheets, going over the goals. This is what you need to do in any organization, all businesses do it. Most people don't. So if you can't make your coach be accountable, or you can't afford a coach or whatever the case may be find a friend, a family member or go to the bum on the corner. I don't care but make someone hold you accountable that you actually have to answer for what you're doing and I think if you're accountable, based on what you learned, that's why I do unlimited coaching, you're going to be much more successful with achieving the goals that you set out to achieve.   Michael: Makes total sense, Steve, this was a total, total blast, man, thank you so much for taking the time to hang out with me. I really, really appreciate it.   Steve: Thank you, man. It's good having you appreciate you having me on.   Michael: Hey, we'll definitely talk soon.   All right, when that was episode, a big thank you to Steve for coming on super, super, super great stuff. As he was talking. I was like, oh my God, I need to start doing a lot more of what Steve is talking about. As always, if you enjoyed the episode, feel free to leave us a rating or review wherever you get your podcasts and we look forward to seeing you on the next one. Happy investing…

Mike Green became the first judge advocate assigned to the Naval Nuclear Propulsion Program in 2000 because Admiral "Skip" Bowman insisted on having a JAG assigned to his staff. Proving once again that timing is everything in life, Mike was able to leverage his experience at his last assignment to a follow-on career as an attorney at a law firm and then as in-house counsel with a nuclear energy firm before moving over to TerraPower, LLC, this past May, when this conversation was recorded. Mike entered the Navy in 1984 as a naval aviator and retired in 2004 as a judge advocate. With 18 years of post-Navy law experience under his belt, Mike shares his wisdom on what is important for retiring and separating judge advocates should consider as they decide what to do next as well as a look back in his time in uniform. As always, Mike's LinkedIn profile can be accessed by clicking HERE.

Matt Faircloth is the co-founder and president of the DeRosa Group, a real estate investment company that specializes in buying and renovating residential and commercial properties. Matt and his wife, Liz, started investing in real estate in 2004 with a $30,000 loan. They founded DeRosa Group in 2005 and have since grown the company to managing more than 370 units throughout the east coast. DeRosa has completed more than $30M in real estate transactions involving private capital—including fix-and-flips, single-family home rentals, mixed-use buildings, apartment buildings, office buildings, and tax lien investments. He is the author of Raising Private Capital, has been featured on the BiggerPockets Podcast, and regularly contributes to BiggerPockets' educational webinars. In this episode, Matt shares his background in real estate investing, and a roadmap for investors looking to raise more private capital to close more deals. Additionally, he talks about the reality of running a real estate business.   Episode Links: https://derosagroup.com/ https://www.instagram.com/themattfaircloth/ https://www.linkedin.com/in/mdfaircloth/ https://www.biggerpockets.com/blog/contributors/mattfaircloth --- Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's going on everyone? Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum and today with me I have Matt Faircloth, author, podcast speaker, co-founder, president, investor, syndicator. He does a lot and we're gonna hear a ton from Matt about what he's been doing in the real estate space, and what he's currently putting together and actually closing on today. So let's get into it.   Matt Faircloth, thank you so much for coming on the show today. Really appreciate you taking the time to hang out with me.   Matt: Michael, I appreciate your time and having me on your show, man. Thank you.   Michael: Absolutely, absolutely. So I know a little bit about you but I would love if you could share with our listeners who maybe have never heard of you. They've been living under a rock for the last couple of years, who you are, where you come from, and what you're doing in real estate?   Matt: Where did you come from…   Um, it's cool that my company's called the DeRosa group and I just love saying this, that we're a company dedicated to transforming lads real estate through real estate transforming lives to real estate. We can get into that in the show if you like. I… where I came from, let's see, I grew up Baltimore, bopped around the East Coast for a minute. Before I landed in Philly, met the woman of my dreams because she put Rich Dad Poor Dad in my hand, and we were still dating, that got me to read that. And that that gave got me to drink the entrepreneur Kool Aid, which I guzzled and quit my job in 2005 to start a real estate company, bumped into a lot of walls, you know, did a lot of it, made a lot of mistakes, made some money and then and then just built it and grew over time and just learned how to run an effective real estate company through the school of hard knocks. And now I've been doing it for 16 years and just apply what I've learned over the years, you know, attracted more and more the right people who work with me and build what I think to be a phenomenal brand now.   Michael: Oh, that's awesome, man. That's awesome. You said that once or twice before I can tell it just rolled off your tongue there so nicely.     Matt: You know, this is not my first podcast. Sometimes people ask me, let's just get real, screw it, man. Let's get real right now…   Michael: Let's do it.   Matt: What I get I go on a lot of podcasts and when you go on a lot of podcasts, people tend to ask the same questions, Michael, right and so when they do, it's almost like I'm that guy, I'm the DJ sing in a DJ booth and then in the in the DJ booth of Matt's brain. And then people ask like, Hey, Matt, tell me about your first deal and I'm like, okay, let's get the first deal track pull the first track.   Michael: Go, pull the file.   Matt: You know, yeah, go pull the file, first deal, right. Tell us about the first time that you raise money, tell us about a mistake you made. Okay, let's go ahead skip, let's go pull up mistake file eight. Okay, let's write that file out, right. So it's more fun to go curveball. You know, like…   Michael: Totally   Matt: Yeah, that was a good curveball in the first five seconds of the show that you and I went down right and you into it, you can't help it you end up just going to a script a lot of times you know talking about things on podcast over and over and over again and I was it that a want to be plastic like that, but you end up like, if I've told that story six times the seventh time it starts to come off the same way over and over again, right.   Michael: I totally get it, and I hope that today is not one of those repetitive podcasts.   Matt: You're getting not to be that show already man, you are curve balling, I love it. Keep it up!   Michael: Well as a follow up Matt, what's your favorite mammal, man?   Matt: It's good one, I am, okay, growing up, I have an eight year old, right, so my eight year old is always: Daddy who would win… I wish he was here because you and me, we would have a ball right now… Daddy who would win when a colossal squid or a great white shark? And I'm like Simon, first of all like, but he'll even be like a gorilla or a colossal squid and like girl is gonna drown buddy battle…   Give me more data, that would depth are we talking about the ocean? Are we talking about like 3000 gorillas... To you question, I probably go a gorilla, if I had to pick or, or maybe I don't know why, but growing up I loved Black Panthers.   Michael: Mm hmm. Okay, pretty majestic animals.   Matt: Yeah, I don't know, I don't know, the majestic, they are majestic animals. Yeah, so that would be my favorite, those are my two favorite man…   Michael: I love it, well so real real quick change because we're already on this rabbit hole. You know that there was a show put on by I think NatGeo or discovery that answered your son's questions they would pit these two animals together in a simulation… like that exists…   Matt: You can google and they would show cuz he would be like, daddy who would win a saltwater… It's just you can google saltwater crocodile versus great white shark…   Michael: Great white shark, I saw that episode…   Matt: It's good, it's good, right. Good job displaying well you see the saltwater croc would try and take the deathroll on this or do that...   Oh, he was my son's itch was scratched with that, you know. I don't know, why he is up to the Komodo dragons. Komodo dragon versus anything you can name, that's what you want to talk about…   Michael: That's a battle royale this century… Oh my god. I love it.   Matt: Well, dragons are badasses man, these are like, there they are… Would you know that?   Michael: Yeah, that's the kiss of death, yeah… Matt: It is! Not only the monstrous lizards like little dinosaurs, but they also the venomous bite, you know…   Michael: It's such a ridiculous concept like, oh, let's take two of like humans worst fears, like, long tailed long tongue lizards, and then give it venom, sounds awesome.   Matt: Right! Give it nasty teeth. Yeah, like a really weird awful roar and give them venom, too…   Michael: Oh my god, so good.   Matt: They're nasty creatures, man. Good thing that'll make them in North America.   Michael: I know, I'm stoked, I'm stoked. All right, well, if we bring it slightly back towards the real estate, you know.   Do you want me to do a whole podcast on mammals like komodo dragons… So you started a company, your real estate company in 2005 and when people hear that, I think it might be ominous to some people, you know, what is a real estate company mean? And so what was the transition, like, I mean, like, what is the DeRosa group do first and foremost and then what was that transition, like going from just owning stuff on your own to now I have a business focusing on it?   Matt: That's interesting, you know, that man, um, interesting concept, because a lot of people out there are running real estate investing, like it's a gig, you know, like, or it's like driving Uber, you know, you could just decide to not do it at some point, you know, I mean, it's not a gig, it's a real estate investing is a business because it's a marathon, unless you're wholesaling or just doing a deal here and there something like that. Not for nothing. This business… the business of real estate investing is a business and you should treat it as such. And we didn't always do that the first couple years, I treated it like a hobby and I bumped into walls and did a bunch of different things but like once I really got my legs underneath me, as a real estate investor and really found the calling found the purpose and got and got and got focused on real estate investing. I got clear that it's a business that is like a living animal it's a it's a living thing…   Michael: It's a living Komodo dragon?...   Matt: Real estate investing is like a Komodo dragon, right, it needs food, you know… It can have a venom's bite and can be nasty and shit and can get the fuck out of you. And a lot of people are scared of it, you know, right… Yeah. People read articles about it only exists in certain places we can keep going. But it is something that needs, you know, if you want to grow real estate investing business and sustain yourself in this, in this industry, and not just make it a hobby, you have to have a company that's got you know, clean books and has a purpose and has a mission and has roles and responsibilities and job descriptions and stuff like that, because there's sucky things in real estate you have to do and it's like, well, you know, and you could look on Instagram. And if you look on Instagram for real estate investing, people think that it either means you close deals every day, because it's the people every time people close stuff, they put it on Instagram, or they go to it's like, Instagram thinks that for real estate investors, all you do is close deals, go to conferences and go on vacation That's what you see people doing on Instagram, the real estate investing, right? But there's actually like, this sucky part of real estate investing, which is sitting on your desk and answering emails and you know, just corresponding and looking for deals and swinging and missing and dealing with knucklehead tenants and stuff like that that want to, you know, recently Michael, we had a tenant, had his girlfriend come in and he must have done something bad because she went, put all his clothes on his bed, dumped gasoline on the bed, lit it on fire, walked out.   Michael: Mike dropped…   Matt: This is what happens, that's real stuff, you know… That did not make on Instagram unfortunately, you know…   Michael: No, that wasn't the highlight reel.   Matt: Living my best life, look it's amazing…   Michael: Well, so you bring up a really great point that and that it should be treated like a business and I, I wholeheartedly agree. But so what about all the people out there that are just getting started that could never see themselves as a business owner as an entrepreneur but hear about real estate investing as a great side gig like you mentioned that what about what about all those folks? Where are they left?   Matt: Okay, they need to decide if they want to do it full time or not, right…And there are people out there that have a day job that they love and it's, it's probably something that's very fulfilling to them, or maybe they went to school for a long time, like a doctor or an MD or whatever. I mean, Jesus, those folks go to school, God bless them for like another 12 years after they get out of college, right? So why would they change careers, right? They want, there are people that really in their heart of hearts probably ought to go passive for real estate investing, as a side gig and as a way to build wealth. And there are people that that are doing it because they want to build up the passive income and become a business owner out of it. So you got to choose if you want to be an investor or be, let's remember Robert Kiyosaki Cashflow Quadrant book, right. Yes, ESBI, remember that thing?   Michael: Mm hmm.   Matt: Do you want to be a B or an I, B= business owner, I= investor. And if you're willing to put in your time and and you know, quit your day job eventually become a business owner and that's what you need to do. But unfortunately, people, a lot of people misunderstood Kiyosaki, to think that to be a real estate investor, you have to be an active operator, you have to do it full time. You can make the passive income all you want as an I-quadrate investor and just passively invest in things. And I think that that's, I think it's probably the most misunderstood function in a lot of his books, people that quit their job that really should have never done that they should have just passively invested their way to financial freedom.   Michael: Yeah, okay. And let's talk about that for a minute because you wrote a book about raising capital and I think capital is so often the biggest obstacle for people, the biggest hurdle people overcome. So do you see the kind of this roadmap for people? Where if passivity, is it really time is the goal, right? That's what everybody is after and we get there by either usually being a B or an I, by being at B that sounds terrible, don't be a B. So if people are capital is their obstacle, using real estate as a active vehicle to then take a backseat and invest passively?   Matt: Yeah, well, that's I mean, my book talks about that and then it goes back to like, let's just keep walking to the B and I road, right. So if you're a B quadrant business owner, we're rising D quadrant business owner for real estate, and you either want to do it full time, you already are doing it full time, then at some point, unless you win the lottery, or unless, like, you know, you just got a silver spoon in your mouth, and you got billions of dollars waiting on the sidelines, from your friends from your family or something like that. You're going to need capital, right? You're gonna run out man you are. And so on the other side of it, you've got I quadrate investors, and they have either retirement accounts, real estate equity, cash, any of those things that they want to put to work and not have to put in the time to make that money, you make that money, do what it's supposed to do, you know, then they can those two can marry up the B quadrant business owner of real estate versus the quadrate investor that wants to make a return on their money without trading money for time. Those two can have a really happy partnership. My book talks about all those things, how those two things can get structured together and how the why in my book are called the cash provider, as SI quadrant investor.   Robert Kiyosaki is a good guy, but he probably sue the hell out of me if I use his terms of my books. I didn't use that, I did, I did the the deal provider and the cache provider. The deal provider is the D Quadra business owner, the cache provider is the I quadric investor.   Michael: Okay, awesome and what is your book called?   Matt: Raising private capital. So funny Michael you asked that it happens to be right here behind… They can get it on Amazon or they can get it on biggerpockets.com.   Michael: I was just gonna ask. Alright, so it's called raising private capital and without giving the book away. What can people expect to find in it?   Matt: Along with a lot of my personal story on on you know how I got from guy that quit his job in oh five to you know, running a company that runs that owns, you know, multi 1000 doors of multifamily real estate. It's got that journey in there. And and that but also it's it's got a lot of tools and lessons, it's a how to really on how do you look in your own personal network as an investor, I'm sorry, as a B quadrant designer, it's how to look in your personal network to find the money, you need to do deals because you don't have to go to private lender, or you don't have to go to hard money lenders, you know, if you go and go more corporate level, or sell your soul to get the money you need for the deal that you're trying to do. You can look in your own network to find that money and raising private capital talks about how to find the money you need for deals in your own personal network.   Michael: Okay, all right, Matt can we do something kind of a silly exercise?   Matt: Please.   Michael: Can you because, I think a lot of people are really nervous to have that conversation and I think they feel slimy or gross. Can you pitch me on a deal that you're putting together as someone that would be in your your kind of sphere of influence? Let's let's see. Let's see what that sounds like and feels like.   Matt: Well, it depends if you're accredited, or not, Michael, because if you're not accredited, we have substantial relationship. But if you're accredited, I can talk to you, I can do a Facebook ad that you notice, right? All joking aside, let's pretend you and I are friends. We already know each other you already like and trust me, because I'm me, right and my book recommends that those are your first targets. You know, and that so hey, Michael, how you doing today?   Michael: I'm doing pretty good, what about you, man?   Matt: I'm awesome, man. Hey, listen, I happen to remember you saying that you were working over a company XYZ. You did a great job, didn't you. It's good. But you better get an opportunity to come up with ABC Company. And I'm really grateful for that you were able to move over to that did take on that new job. How's it going?   Michael: It's going really well. XYZ was terrible, ABC is infinitely better. Thank you so much for man, remembering you've got a killer memory.   Matt: No, it's great, I swear to you… I also barely remember going further, Michael, is that XYZ day as much as you hated what they did, and you know, and I'm so grateful you got out of there. But XYZ had a great comp package they did as I remember, you told me they paid you a really great 401k program.   Michael: Yes, yeah, it was pretty.   Matt: Those markets been taken off lately, right. So no, it's maybe maybe hit a top here and is starting to get a little squirrely and everything like that. So I want to tell you that we did you happen to know, Michael, you can take your retirement account and invested in things not Wall Street, you know, in that retirement account you have with XYZ company because you don't work there anymore that retirement account could be put to work in real estate. Did you know that?   Michael: I had heard that. But I didn't really know that I could do anything about it…   Matt: Well, you can now that you've left XYZ company, right, you can take that retirement account that they have, and they probably were paying you and lots of company stock, take the chips, man, take the chips off the table cash in, sell that company stock and roll that and roll that retirement account, which is now by the way was a 401k. Now it was an IRA. And you can roll that IRA over to a third party IRA custodian and you can do all kinds of cool stuff you can buy, you know, shares of companies, you can buy your own your own real estate investments, you can lend that money out and you can also invest it in deals like we have, I, we are right now Michael buying 670 units in two states, five apartment buildings in two states. That's the deal, we're in the middle of right now, produces phenomenal returns, produces, we're going to fix these buildings up and we're going to refinance them over time and as we refinance them, we're going to give some of that money back to you to your retirement account. So you can then take it and parlayed invest in another stuff. It's a great return.   I know a lot of people that we work with are really happy with work that we've done as a company. So you and I should talk further as a matter of fact, I have some Ira custodians that can handle this whole thing for you, if you'd like, I'd like to introduce you to a few of them that I love. You know, and then they we do a lot of work with them. So they give us white glove treatment. Can I introduce you to them for you?   Michael: Yeah, that'd be great, man, thanks so much for doing that. I appreciate it.   Matt: Yeah, and I'm going to mail you the offering. And if you don't, if you're not happy with my, if you don't like the returns, and you're you're nervous, whatever, it's okay, I get other things I can send you over to, I really want to help you build your wealth while I build my business. Because we're building a great real estate company and we're, our mission is to transform lives through real estate, I want you to help me do that. By me helping you earn money with your retirement account. Well, we do the work. So we can do that for you. And if it doesn't work out, that's okay. I have plenty of other friends for this awesome network called biggerpockets.com, you should check out and you can look on BiggerPockets to and find other things to invest in, like private loans and other cool things that can show you that are not real, like that real estate that I mentioned, even though that's a great deal. There's other things you can do to and I'll hold your hand the whole way. What do you think?   Michael: Oh, sign me up, man, I'll be looking for your email.   Matt: Cool, no problem.   Michael: Man, that was awesome. That was so so so good.   Matt: Thank you, thank you…   Michael: So firstly, for first and first and foremost, you've now got to send me that email because I'm sold. But secondly, what I love about what you did is the conversation felt very much, let me help you, let me put provide value for you educate me around what I could do with my retirement funds, which I might have not even been aware of, and then to tell me how you're able to help me, before even the you being helped in the process, being able to your own deals be my financing was even mentioned.   Matt: Yeah, well, so is a few facts, right, um, of the $10 trillion, that's currently in IRAs, right now, not 401k, it's just IRAs of the $10 trillion, it's out there. 4% of us invested in anything else outside of Wall Street and so if you're looking to get your capital game going, the easiest low hanging fruit, and the thing that everybody has is a retirement account that has if they've got a job, and they used to work at one company, and they now work at another company, their retirement account, they had the first company is now eligible to get rolled over to an IRA. And with the big run up the stock markets had it that's what you should be talking to people about, is like, hey, you used to work over here. Now you work here, don't you are you got laid off, you quit whatever it is, they don't have you there them a job. Now they just have to use to have a job. It's such an easy, low hanging fruit conversation and it speaks to their needs too. Because everybody's get a little squirrely and where Wall Street's going, it's just been a great run. You know, it's had a great run over the last 12 years. But now it might be time to pull a few chips back. So I think that that's something that's probably the most underutilized conversation out there. For those looking to raise money, is to talk to anybody that's got a job about investing their retirement account with them with their real estate company.   Michael: That's so good. I think so many people when when thinking about having that conversation, think, well, I don't know anyone who has money, because they might not be in cash assets or liquid assets on the you know, in a taxable account, but the retirement side of things brings into focus a whole another option.   Matt: Yeah. Yeah. Well, you can and there's other ways you can go about it, too. You can kind of sniff out, my book talks about like how to sniff out people that are in your network that likely have a lot of cash. What does what are the signs that a lot of cash leaves, you know, my book talks about that, my book talks about, there's another vehicle that they can they can invest with you and as those are people with free and clear real estate.   Last time I looked, Michael 30% of America owns their home, their primary residence free clear 30%. You know, but they don't. It's not it's not to get paid to ask a different color when it's paid off. It's hard to tell. Like all the purple houses in America are free and clear. Yeah, no, I don't know. So, but my book talks about the signs to look for free and clear real estate. And I also can tell you, here's the free clear real estate conversation. Here's the those with cash conversation and here's the retirement account conversation to have. I just pulled that into my playbook because it seemed like the most obvious one to go for is retirement account is probably the most, it's the most underutilized one. But I think it's the one that's most unnecessary right now, in today's world.   Michael: That makes so much sense, that makes so much sense. Matt, you mentioned before we hit record here that you are actually in the midst of closing the biggest deal that you've ever done to date today. Can you talk to us a little bit about what that looks like?   Matt: That was a by the way, Michael that was it bullshit. That was a real deal. I was pitching you on for your retirement account when you were working for XYZ comm your XYZ IRA could be invested in the deal that we're closing part of right now. Yeah, it's 670 units. It's in it's in two states. It is a five apartment buildings and we're closing two of those today. The other three close in a couple of weeks.   Michael: Amazing, okay, and what attracted you to this deal?   Matt: Um, that okay, so two of the buildings are in Winston Salem, North Carolina, and that is a company that is city we're already heavily invested in and it's a city that's showing phenomenal growth, 14% rent growth last year, RD on pace to do at least 12 this year percent rent growth and this owner hasn't increases rents in the last two. So he hasn't seen any of the rental upside that's been happening, the rent growth has been happening in that market has not been realized on those properties. So great opportunity, we already have property management in that town lined up and Lexington we own six other apartment buildings. So we are a niche down company. We're not going to just invest anywhere that is a good deal. We invest in super specific markets, so those are there were three markets Lexington, Kentucky, the Piedmont triad in North Carolina, and in Lancaster, Pennsylvania, of all places. Those are the three markets that we're in. That's it   Michael: If it works, it works…   Matt: So…I like about it. I also like that it's diverse meaning like it's it's different geographies, different management strategies, even different property conditions. I like all those things about it that it brings a lot of things to the table, that make it more of a stable asset.   Michael: Okay, okay..   Matt: But it's stable investment, like stable here, but poised to go up.   Michael: Okay and we've had a lot of folks on the show recently talking about passive investments. And you know how you're really evaluating the operator more so than the deal itself. But can you give folks listening some tips about how to evaluate maybe the deal? I mean, what, what details of the deal itself should people be looking at to feel comfortable?   Matt: Yeah, um, you should look at…, I'll tell you why I'll tell you, what people will do to make their deal look better than earlier is, you have to look at what their exit criteria is. That meaning like, they might be saying, okay, we're going to buy the property for this number, and then we're going to invest this and then we're going to sell it for this, like that nine times you paid for it, then you investors aren't going to make any money till we sell it, or you're not going to make very much money until we sell it, if the majority of investor returns are projected to come through the sale and the end, the syndicator is assuming that the markets gonna stay very stagnant, that cap rates are gonna stay down and streets gonna stay down, yada, yada, then they're kind of making a lot of assumptions that may or may not come true. So that's one thing to be concerned over. So make sure that they're conservative that their crystal ball is is, you know, that they're looking into has some conservatism's as it in it, because that's one thing. That's one thing, as indeed a syndicator can do is they can predict that the markets going to be super favorable at some point in the future when they go to sell and that makes the deal look really good right now.   Michael: Right, right…   Matt: Yeah, make sure there's a lot of there's some experience on the team that have been it's okay to have new new and to work with new people, because we're all new at some point. But make sure somewhere on their team, there's some deep, there's a deep bench of experience.   Michael: That's great, that's great. Yeah, no, I love those points, I love those points. I think I've seen that too and a bunch of syndication deals like oh yeah, we're gonna buy it at a six cap and we're gonna exit at a three cap and it's like, really look.   Matt: Phenomenal… 22% IRR man, what's the cash flow? Oh, it's only gonna pay like 3% cash on cash. But you know, magic fairy dust, get sprinkled on the deal, and it's gonna get sold and you're gonna make you're gonna triple your money. You know, three right now when I sell it, and that's how it's gonna go, right… When the crypto rises, you know…   Michael: No, that's a great point, those are great points, Matt. And I'm curious to know what do you you know, in your book, I'm sure talks about this but for anyone listening, that's thinking about starting to raise money but doesn't really have experience. They've you know, they've got the hustle, but they don't have the experience and they don't have the capital. You know, what should those people be doing right now?   Matt: Okay, I'm getting smudge get as much exposure as you can. Some folks do that through investing some some people that I know, that are very successful, syndicators now got started investing in other people's deals to learn the ropes, right. And that's it, do that get some exposure, we know why you can to other people's deals, you know, network, do what I did. But to start small, like we're on our 50 we're closing, this is our 15th syndication that we've done. But our first syndication was a guy my wife went to college with put in 50k into it into one into a deal that we did, we bought two single family homes with his 50k, right, that was our first syndication. So you can start small, find the one person that has some capital to work with in your in your network, and do a deal and then expand it out, do another deal, expand it out, do another deal, expand that out, do another deal. So for those that are looking to get started, it's okay to start small. It's not sexy to start small, but it's also okay and there's a lot further there's there's a lot smaller distance to fall and a lot easier to course correct on a small deal than it would be to correct on a behemoth issue first. Michael: Yep, I think that's such a good point, I think that's such a good point. I know I've spoken to people and I thought, well, my first deal would be a 10 year multifamily, because multifamily is the best everyone's talking about it. It's like yeah, okay, well, have you done a single family deal? Well, no…   Matt: I'm telling you, I hear people like, oh, I'm gonna do 100 unit multifamily deal. You know, like, that's my first deal I want to do, I've never done a deal before my life. But I want to close 100 units is my first deal. I get it and I want that, too for you, you know. But you might have to bang your head against the wall a lot. Where you could just go and syndicate a duplex right or syndicate like get your Mama to go give you a couple give me a couple of dollars and you and your Mama would go buy a duplex right, you know…   Michael: But then I can't post it on Instagram. No one wants to see me my mom and me doing deals…   Matt: I can't fake it till I make it that right, you know, or pose next to the Lamborghini that I just bought because I've been, I've been investing in real estate for the last few months.   Michael: So good. The last question I have for you before I let you out of here is, you were talking at the beginning of the show about how you did all these things and kind of rally different directions and then you really niche down and you got really focused. How did you do that? I mean, how did you, what did it take for you to get hyper focused? Because I think so many of us as they get started real estate like, oh, I could do long term buy and hold or I could do flipping or I could do wholesaling or I could do burr investing. And there's so many different ways to go. How do you know when you found the right one?   Matt: Well, first of all, Michael, I just got I just get tired to get my ass kicked, you know…   I'd like to wholesale deals going on at for fix and flips going, I was buying a bunch of rentals and everything like that, and it wasn't sleeping awake, you know and I was doing everything media doing a mediocre level, any of those three things that I was doing, I was involved in some other stuff, too. Any of those three things that I was doing could have gotten to me to my financial goals. But the mistake that I made with all this tribe was doing a bunch of things, mediocre lee versus doing one thing really well, right. And so I found that I was, you know, good at being a landlord, because with the landlord properties that we had raised very well. And it's also good at raising money and explaining what I do land lording in a very simple fashion to people and so I was like, okay, well, I'm awesome at those two things. Let me just focus on those. And the more I focused on those, guess what, Michael, the more money I made, like, money's good. I like making money. I do enjoy my family. You know, that's good. So how about anymore, though? Yeah, I'm not good at managing contractors, some too nice that I believe them when they tell me that their car broke down. And that's why they couldn't show up on the job site, but they still need me to give them 10 grand, you know, and I believe them. Okay, here you go. And that, so I just knew I didn't have people in my network to outsource that to at the time and so it made sense. I had tried partners to run that fix and flip division, my company didn't work out. So I needed to abandon the things that weren't working, and focus on the things that were and for those that are looking to niche down and focus. It doesn't have to it doesn't have to be apartment buildings, believe me, don't listen to Instagram does not have to be apartment buildings. It can be other things, I promise.   But figure out what you were calling your core genius, right? Your God given talents, what are you gonna call it, figure that find out those and how you can best bring those to the real estate table and even better, how they are benefiting your business today. And then just easy, Michael, do more of that. How about that, there's two more of those things, if it's working, you do more of it, and less of the things that aren't, you know, it could be that simple and that's kind of how we grow in and I found people that were able to sit in the seats that I needed for me to focus more on raising money and more on the land lording , and I'd filled in those seats and I got it, you know, tight and I expand that up and I was like okay, land lording is amazing, but I could probably scale faster if I outsource that and hire third party management companies. So we did that I could focus on raising money and I could focus on building the team and enrolling and inspiring and being the leader of my team. Now that's really all I do is I lead my team and I raise money and I talk to you…   Michael: I love it, I love it. That, this has been so much fun Matt, if people have questions for you want to reach out to you are interested in investing in some of your deals, what's the best way for people to get in touch with you?   Matt: There's a ton of stuff on my LinkedIn bio. My LinkedIn is the Matt Faircloth, I'm sure there's plenty of other Matt Faircloth in the world but my Instagram handle…   Michael: You stake your claim…   Matt: I've claimed it, there also the Instagram I'm the only Matt Faircloth, @themattfaircloth and there's a there's a link in my bio on Instagram and there's a ton of stuff there you can go and invest in my and you can hear about investing in deals with us if you're an accredited investor you can join our mailing list because you do a non-accredited deal sometimes for those that are that we have a preexisting relationship with so you can join that list or you know hear more about that. You can buy a copy of my book there you can you know join all kinds of different cool things we have going on and Masterminds webinars, all that jazz is on the link in my bio on Instagram.       Michael: Sweet, well Matt thank you again, man, from Komodo dragons to passive investing, this has been a blast. I'm sure we'll be chatting soon.   Matt: My family and I play a game at dinner called: True two truths and a lie and I'm going to slay it right in two true and a lie there that I was on an interview and me and this guy talked about Komodo dragons. Nobody's gonna believe that. But I totally got my family, totally gonna crush them at true two truths and a lie tonight…   Michael: I love it, I love it. Well, I am glad I could be a part of it.   Matt: Thank you.   Michael: Awesome, take care man.   Alright everyone, that was our episode. A big thank you to Matt for coming on. It was super fun from Komodo dragons to real estate syndication. I didn't think we'd be able to get there but we kept it on the rails. As always, if you liked the episode, please feel free to leave us a rating or review wherever it is you get your podcasts and we look forward to seeing you on the next one. Happy investing!

Investing $50,000 in real estate can go a long way toward creating a diversified rental property portfolio that generates strong cash flow, provided that you do it right. Today we are asking each other the question how we would invest this amount of cash. In this episode, Tom, Emil and Michael share how they would invest $50,000 in real estate if they were just starting out, and if they know what they know now. --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Emil: Hey, everyone, welcome back for another episode of the Remote Real Estate Investor. My name is Emil Shour and today I'm joined by…   Tom: Tom Schneider   Michael: and Michael Albaum.   Emil: And on today's episode, we're going to be talking about how each of us would invest $50,000 in real estate, and we're gonna frame it as what we would do with that 50k when we were first starting out, versus how we would approach it now, so let's hop into this episode.   Well, I can't ask what's on your guys's mind? Because we just went through that so, huh… Hmm. You know, I used to have this boss that every every meeting every week, he would come in and just ask some random question to avoid the like, so how's everyone doing? That was like, it's a good way to kind of start a meeting, get like really random answers from people.   Tom: You got an example of one?   Emil: He would honestly as a really weird, he's like a weird dude. But like funny, weird. Yeah, probably not suitable for this show. The ones I remember.   Michael: There was a my, my wife loves David Sedaris. And he does a masterclass and he talks about comedy. And one of the questions he loves asking people was, so when was the last time you touched a monkey? He asked him on this and they were like, oh my gosh, like, can you smell it on me, I was working with him earlier at the zoo today? And he was like, no way and it led to him like being able to go play with the monkeys at the zoo. Like and that's why you should always ask random questions.   Emil: He had asked like 400 people, and they all I never spoke to him again, but that one person…   Michael: The one was a big one.   Emil: Then he finally got to meet a monkey at the zoo.   Michael: Yeah…   Tom: Bad news man, getting a baby monkey and then growing up a lot of sad stories about …like ripping arms off. Anyways, sorry…   Michael: That's a… go hard left fast…   Tom: Yeah.   Emil: All right with that we're gonna hop in and talk about real estate. So the topic today is how do you invest 50k? I think this will be interesting. If Michael ever gets it together here.   Michael: Oh man…   Emil: How would you invest 50k If you know what you know, now, but you're just starting out. So take yourself back to you have your current mind, you're going back to when you first started. So how would you invest 50k? And then we'll talk about you're at where you're at currently, you're 50 grand, you want to invest in real estate? What do you guys? What are we all doing? So who wants to kick off? Going back to the past with 50k?   Tom: So, Tom's gonna go first. I would… So me with real estate investing, I really enjoy real estate investing, but I also really enjoy the kind of passive nature of it, more probably more than Michael and Emil, I think they're like, way more active. So I think this is going to be a good diverse range of responses to this question. So what I would probably do so I'd say there's there's two options, right For me, as I also really like single family off of multifamily, just a little bit less to do plus less turns plus XYZ. What I, I would see this as two options, I can either go to, to pick buy two properties in more kind of class C markets, not not as in like, negative, but like smaller markets, right? Talking about like, maybe Birmingham or buy or like Memphis?     Emil: We'll call it Tier 3, it's classy…   Tom: Sure, sure. Sure. Sure. So the my options would be to that or to buy one property in like a Class B area, you know, maybe a, you know, Atlanta, Raleigh, you know, Dallas, one of those guys and where I am right now, if I had 50k, I'm still trying to deploy as much capital out there. I would get debt for sure. I would, I would max out my debt on it. You know, I … we know well, being conscious of not getting over my tips, making sure that my income could support my debt coverage. But I would probably, I'd probably got two properties in one of those smaller markets. But you know, I might have a old fishing pole in the water on some of those larger markets. If something were to come up, I'd cast a wider net, you know, it's a busier acquisition time. So that's why we deployed by SFR, I would look at those smaller markets max, loan to value most of it… That is what I would do, went a little bit long didn't it… Ehmm, yeah. Done…   Michael: Love it. Would you buy… Would you buy both in the same market? Do you think it would use spread them out? Peanut butter spread, as they say…   Tom: I would probably buy them in the same market. Again, like so important to that to develop a thesis when investing in me is a little bit less overhead. So just using a single property manager, you know, doing that work and finding the right property manager, maybe having them help me out on the acquisition side, as far as evaluating neighborhoods and whatnot. So yes, it's a market. Good question, Michael.   Michael: Love it, love it, love it.   Emil: So, Michael, what would you do?   Michael: I think I'm taking that 50,000 and like Tom gonna go get some debt. But I am probably going to go buy a multifamily building, something a little bit bigger that I could, you know, really, really scale with. And it's probably going to be a little more turnkey, because having done the whole multifamily value, add thing, it can often be a lot more expensive than first anticipated. So something that's, you know, relatively easy, stable. That's why you may go to but in close second, what I'm also going to be considering is going and using a 15%, down DSCR loan and going to go purchase a short term rental, which would probably be a single family out in one of those vacation markets that are out there. But I think it can be a really, really, really great use of cash to generate quick income to then go to buy additional properties.     Emil: Michael, for anyone who doesn't know, what is a stable multifamily property, what does that look like?   Michael: Yeah, it's something that has, it's really good question. First off, it's something that has probably already been rehabbed, either extensively or lightly, doesn't have a whole lot of deferred maintenance, rent is probably going to be pretty close to at market rent. So I'm not going to feel the need to, to get new tenants in place when their leases are expiring, because they're already up at market rent. Just something that has been taken care of, or well maintained. Doesn't need a whole lot of CapEx.   Tom: Short term rentals are interesting. How do you find your overhead as an owner relative to your multifamily single family versus long term versus short term rental? Do you find it pretty similar? I would imagine that there's obviously range like there's variants with each of them, but just general ality generally speaking…   Michael: Yeah, it's a big range and it so depends on like my older vintage multifamily, it's gonna be a little bit even less than some of the expense ratio on that just because that has a lot more maintenance, regular, recurring maintenance type issues. On newer single families, comparing across the board to long term versus short term, short term is definitely more expensive from an expense ratio standpoint. But the income generated is still stronger. And so from a cash on cash return, it's it's still performing quite quite well.   Tom: I bought this as a metric, number of times you as an owner, you have to like make a decision or get involved.   Michael: Oh, see, short term versus long term?   Tom: Yeah, yeah, I would think I mean, I would assume short term rental, like there's a little bit more overhead as an owner. Is that wrong?   Michael: Yeah, I don't think that that's, I would say that there is more on the front end. So like we were involved in the decorations and decision making process around what amenities to include, but from a day to day…   Tom: … FF&E and OS&E those are some acronyms, Michael…     Michael: What's a OS&E?   Tom: Oh, OS&E is operating supplies in equipment, and FF&E is furniture, fixtures and equipment.   Michael: Ahhh!   Tom: No big deal, just drop an acronym…   Emil: A unit count into, what's going on here?   Michael: Yeh, sounds like an accounting term.   Tom: I know about luxury man.   Michael: You're just steeped in luxury. But no, I would say other than that. It's pretty much about as hands off as as long term if not more. So. I've really I've made very few decisions, I've been involved in very few of the conversations, we're looking at converting the garage into additional space so that of course, there's a lot more involvement in but that would be the same as if I was doing some kind of rehab work on a long term rental.   Tom: I heard a great story a description of short term rentals as comparing them to fire trucks and that they're constantly getting turned and washed like a fire truck has been around but oh, it gets it gets a fresh wash every time it goes out. So like while you might think it's a you know, getting beat up a lot it perhaps it is but it's it's getting a lot of Washington. It's like a fire truck. I don't know. I like that.   Michael: Yeah, I think I mean, I think so and it's getting eyes in it every turn. So the festering kind of long term deferred maintenance stuff tends to not be again, for my experience as big of an issue because there's people constantly putting eyes on stuff. And if there's an issue you'll hear about it immediately. Like these tenants are going to tell you because they're paying good money to be in these places. Hey, this is an issue you need to fix it.   Emil: Are you is your short term rental being professionally managed, do you have a property manager?   Michael: Yes, yeah, I'm a full service property manager, I definitely pay for it. But I'm not. I'm not at the point where I can set, you know, neither myself or my wife or I are at the point where we have enough time to be able to learn how to do that remotely for this particular property. And you know, if anyone listening is interested in learning more about short term rentals, we did a podcast episode with Avery Carl, which was a phenomenal episode, in my opinion, where she talks all about the short term rental market, and short term rentals in general and things you need to be aware of, if you're going to get involved in this space.   Tom: Did you pencil… Emil needs to give his answer, but just really last question I have on that… Did you pencil it as a longer term rental as well, just to like, see what…   Michael: I did. And it doesn't work. And so I had to always take in the opinion that it has to work as both because if something changes, I don't want to be stuck holding the bag. And after extra chatting with Avery about the short term rental market, this is out in the Smokies. She was like yeah, but the thing of it is, is the regulations aren't going to change out there. Like it is such a through and through short term vacation rental market, that she is not concerned with it being the next Santa Monica or Santa Monica, city regulators come in and say I can't do Airbnb, because it's always been short term rentals. So that's given me a lot more comfort to say, okay, I'm okay, kind of taking that leap of having it only makes sense as a vacation rental?   Emil: Well, I had one final question. I asked Michael about the third party property manager because I, what I really want to know is how does your time commitment with a third, like you have property management and on a long term and a short term? How does your monthly time commitment in terms of speaking with your property manager being involved? Like how, how much more time is it with the short term compared to long term, if any?   Michael: You know, I have probably spent less time with the short term manager than I have with long term management. I was so impressed by this company, they've been awesome and they're just like really good at what they do. And I think that universally speaking, that's kind of what I would expect in the long term world as well, I have my that one of the best property managers I have is up in Alaska, I hear from him, like once a quarter, unless we're just calling to check, you know, checkup and chew the fact sort of thing. So if a property manager is good at their job, you really shouldn't hear from them, in order for you to make decisions, they could update you and tell you what's going on and this and that. But from a decision making standpoint, if I have to hear from you and talk to you regularly, like it's probably not going very well. Right Emil how would you spend in those 50 G's?       Emil: For me, if I'm just starting out, and I want to invest in real estate, I'm, I like single family as a first starting point. And we can debate this later on a showdown. I think single family is a good way to get started, I think having one tenant, one unit to worry about just a lot less hectic. And so I'd start with a single family, I would want to do a tier two city, somewhere where the climate isn't so severe, right? Like I have properties in Indianapolis and every winter, I'm like, man, our pipes gonna freeze and explode. You know, you hear all those stories. Usually, if you have a tenant who's there, like they're running the water, and that doesn't happen. But you know, if you have a turn in the winner, always think that could happen. So I choose something with a little bit less harsh climate, just because it's going to keep everything solid for a little bit longer. And I'd probably just use it on one property to get something a little bit better, ewe just talked about on a different episode, six things we wouldn't do, again, six mistakes and for me it was buying a really cheap property on the… in the beginning, I get something a little bit nicer, less headache, you know, newer build, that's just going to be an easy learning process for me, because the first one isn't going to be the make or break. It's really you're just like learning how to deal with real estate how to deal with the property manager all this stuff. So having it be something that's going to be better long term is what I would prioritize.   Michael: Are you okay, accepting less cash flow?   Emil: I wasn't in the beginning and on the other end of it now, yes, you should like it's not going to be a huge difference. You think it will be and you know, excel math will tell you different but it's a different story. I think when you get into it.   Michael: How much cash flow, how small of a cash flow are you willing to accept and still consider it cashflow positive?   Emil: For me like even like if you're being conservative, right, like not going oh, best case scenario, right? You're ending up with like at least $50 of cash flow a month right? I think that's a good place to be at least obviously, I…   Tom: Got to beat inflation, got to beat inflation.   Michael: Beat it back with a stick…   Emil: We don't, you know, we're just talking about cash flow and again, these this isn't going to be a make or break for you. You're trying to learn and you're trying to grow. You also have equity building right in a better property that's going to be more dollar like appreciation. 10% appreciation on something that's $250,000 Verse $100,000, you're gonna make more than that equity anyway, right? It's appreciating, it's a higher appreciation.   Michael: So you're sticking to one, one property… One more expensive property?   Emil: Yes, yeah.   Michael: Alright.   Emil: Not even just expensive to be expensive just better quote like a turnkey, nicely done property that I'm not going to have a ton of headache right out the gate.   Michael: Well, there you have it, ladies and gentlemen.   Tom: It's been a few seconds on zero scape, just installed some fake turf on my backyard. It's killer man.   Michael: Is it good?   Tom: Yeah, yeah. And then like if leaves come on it you get the power washer. And just like my my own little zen…   Michael: What about dog puppies?   Tom: That's a thing. But you know, that's where the power washer. And also that's where gates like preventing the dog to go out there. Come in…   Emil: Anyway, anyways, you could also have a dog like mine who we have we have turf in the backyard too. It's like turf in concrete. And he is afraid of it doesn't like walking on turf. So he makes us take him out in the front yard where there's real grass to go. So that's fun.   Tom: He is natural… Michael: Some… double apply.   Emil: He's a purist. He's got a good taste.   Tom: Good for him.   Michael: So Tom, are you saving some of that 50,000, so you can install zero scaping in this investment property?   Tom: Yeah, probably. I mean, the right warranties are in place with the Zero Escape. You're like basically making money when you install it, so…   Michael: Are you, are you working on zero escape installation side hustle?   Tom: I am yeah, I got a, I got a, I got some, I got some hints.   Michael: You need a guy, I got a guy…   Emil: Probably not that awesome on a rental property. Like the ROI on that is, is not great.   Tom: Nooo, problem.   Michael: Depends on who is paying this utilities though…   Emil: Yeah…   Michael: If you include these utilities in your bill…   Emil: It's your tenant.   Tom: Oh…There could be markets Emil, before you jump the gun. There could be markets with it makes a ton of sense, Las Vegas, Arizona…   Emil: I prefer talking generalities, we're not getting into nuance on this on this podcast, sorry…   Michael: I thought you only spoken absolutes.   Emil: That's it, that's it…   Michael: Now you're speaking in generalities. Man pick one Emil.   Tom: Yeah.   Emil: Ehmm, absolute is what I met. It's not... Moving on. Alright, what do we do with $50,000 now? If $50,000 is now, in your investing career, what are you guys doing? You're not a beginner, you're at your stage now, so what's next?   Tom: I am making the transition to getting some multifamily, you know, I don't know, I don't actually know short term, Michael's got me hyped up on some learn a lot more about short term, I don't know. I'm all over the place right now. This is what I'm gonna do, this is what I am gonna do actually, I'm going to set up a coaching session with Michael and we're going to go through some options and get to the root of it. I swear to God, that's like the real answer, right.   Emil: That is actually a very solid strategy. Alright, Michael 50,000, I feel like I know where you're, where you're putting money, but if 50,000, where's it going?   Michael: Yeah. Now in today's world, I'm probably splitting that. Truth be told I'm probably do you like for sure a short term rental 50% down DSCR loan, and then I'll probably wait half or two thirds and then I'm taking the other half and I'll probably park it in a syndication to be perfectly honest and just kind of enjoy the passivity that syndications provide. It's, we've been doing a lot of podcasts recently and had a lot of passive investment experts on talking about benefits, pros cons of passive investing, and I'm like, huh at this stage of my career, it's definitely sounds interesting. My back's already, you know, a little tired from from caring so much. So I'm ready to slow down a little bit and just kind of enjoy the fruits of the labor.   Emil: Nice, yeah. I'm sagging into what I'd do, I'm right there with you. So I like that I have nowhere near the amount of units like you, right that I own directly, I have six units. I think that's perfect for me and where I'm at right now, I would put $50,000 honestly, either in a REIT or yeah, in a in a private deal or something like that. Something where I'm going to be completely passive. Just given we've got two little kids, we got the six units again, that we own directly and that takes off takes up enough time and you know, business I started a year ago that's taking up a lot of time as well and attention. So I'd be looking for something passive to pocket.   Michael: I love the fact that Emil, you mentioned that you have like little kids and so you're kind of at this stage in your life where the active hands on direct investment isn't a great fit for you. But that could easily change and so you go park your money and one of these indications. Hopefully it doubles or better in a couple years' time and then you get it back and you get to decide okay, well what I want to do next I want to continue the passive route now maybe the kids a little bit older, you have more time on your hands to do something else. So I love it. I think it's, it's such a good point that there's like seasonality to this whole investing thing.   Emil: Yeah, it's not like, I'm done direct investing. It's, I'm done direct investing right now. Like, we have what we have, we're good, we're not getting rid of those and it's time for a different strategy. But you know, life changes, maybe you have a windfall, whatever, and you're like, now I'm bored. And I want to go do something more challenging and I'm gonna go do some, some value add stuff myself, maybe even like, in a market closer to me, or what did you know there are just so many different ways you can take this and it's not like those strategies you start with is going to be the strategy you end with.   Michael: Mike drop Emil out.   Emil: Don't listen to me, I don't know what I'm talking about.   Michael: That's great, man. I love it, I love it… Should we get out of here?   Emil: Yeah, let's do it.   So thanks, everybody, appreciate you tuning in for another episode, hope you got some value out of this one. And as always, please leave us a review or subscribe if you're watching on YouTube. We love seeing that number go up, it boosts your ego and it keeps us coming back every week. So we'll catch you all in the next one. Happy investing.   Michael: Happy investing.  

Want to know more about Crypto? This is the podcast episode for you. We interview Michael Colyer, a local Buffalo Native who is the Founding CEO of The Digital Foundry in Rochester NY! They have over 85 Employees and are purchasing a building in Buffalo to build their next mining operation right in our backyard. This is thee local guy to talk to about Crypto. We talk about it all. A little bit more information about Michael: Mike joined Foundry as its founding CEO in October 2019. Previously, Mike led business development at Core Scientific, which, during his tenure, grew into North America's largest cryptocurrency hosting company. He was the President and COO of Savage IO, a small, Western NY-based 3MW mining company, where he continues to serve as a Board member. Mike has spent the last 4+ years navigating the large-scale mining space, building strong relationships with key industry participants. Before his pivot into the crypto industry, Mike was an operational and commercial executive for manufacturing and distribution firms for more than two decades, often serving at the behest of private-equity backers. Mike started his career at GE. In 2007, Mike and his wife, Lisa, co-founded the Clairebear Foundation, a non-profit that supports families with sick children. Mike graduated from the State University of New York at Buffalo with a Bachelor of Science in Civil Engineering and an MBA in Corporate Finance.

This week Michael returns to share some big news and talk winter storms, Firefly reboot, dead celebrity, and football. Plus: Dr. Lori calls in for a custody negotiation, and Michael & Mike break down The Office episode Diversity Day... because you can't!

Michael's Background:Michael was a high-net-worth insurance producer for about a decade, really at the top of his game there for a fortune 500 company. He transitioned to multifamily after dabbling into single family real estate, in 2015. He is a GP in over 1400 units and that's $74 million worth of assets, and that's across five states, Texas, Minnesota, Wisconsin, Alabama, New Mexico, and that's all through his group, the Granite Towers Equity Group. He is a co-founder of that group, the PE firm there. And just a couple more things about Michael. He is the co-host of the 'Keeping It Real Estate Show', which I love that name by the way, and the author of the Four Steps To Successful Passive Investing.In this episode we cover: 04:02 - Operating/owning across multiple states 07:08 - Sizing up a PM group to fit your needs 10:47 - Divorcing a PM 14:07 - Homerun boots on the ground teams 20:57 - Remote calls on property performance 23:08 - Favorite KPIs to track a property's performance 29:12 - 5KQ1 - If you could only pick one trait that explains your success, what is that trait and why? 29:43 - 5KQ2 - What is the most uncharacteristic thing you've done in your business and why did you do it? 30:29 - 5KQ3 - Can you name any time where you felt like you were not going to end up successful? How did you overcome that fear? 31:31 - 5KQ4 - Can you name a time where something in your business went perfectly and what did you do to make that a reality? 32:46 - 5KQ5 - What have you been focusing on lately to improve yourself or your business?Connect with Michael:Mike@granitetowersequitygroup.comgranitetowersequitygroup.comConnect with Dave:Schedule a callWebsiteE-mailOther ways to listen/watch:https://lnk.bio/multifamilyFollow or Subscribe:Facebook GroupLinkedInInstagramYoutubeIf you enjoyed this episode or like the show, please subscribe and leave a review! It is a huge help for just a little effort

On this episode we are joined by a special guest, our lady lawyer bestie and badass, Kelcee! She is filling in Megan, who is on vacation attending a family wedding. Last week we saw the three hour Bachelor in Paradise finale (which could have been one hour)! We saw three couples get engaged and two couples reconnect after leaving the beach separately. We specifically see the first black couple of the franchise, Riley and Maurissa! We really enjoyed this season of BIP and hope you enjoyed the recaps! We are so excited for Michelle's season! Danielle tells the story of a beautiful black couple, Mike and Nia. They were college sweethearts who were described as successful, ambitious, outgoing, spontaneous, loving and humble. On April 3, 2010, they celebrated their recent engagement in New Jersey, where they were from. On their way home, they were met with three teens/young adults with a pure evil plot that left Mike and Nia dead, on what was supposed to be such a special day. CONTENT WARNING: very brief mention of child murder and child sexual assault (Story starts at: 10:05) Links Discussed in this Episode: Crime and Roses Episode 15 (more background on Camden, New Jersey) List of Episodes with Guest Appearances (Including Kelcee!) You can always connect with us at: linktr.ee/CrimeandRoses. There you can see links to our podcast and social media platforms. You can support the podcast by becoming a Patreon Member at: www.patreon.com/CrimeAndRoses. We have several levels of membership, and we truly love you, mean it. Always feel free to email us at: CrimeandRoses@gmail.com. Send us true crime story suggestions and any questions or comments you may have. --- Support this podcast: https://anchor.fm/crimeandroses/support

The family of Mike Williamson recently gathered at his home to celebrate his 90th birthday. The four generations included his two children, five grandchildren and three great-grandchildren. With Mike in the front row left to right: Kerri and Zachary Williamson and Evelyn Brasher. Second row: Cynthia, Autumn and Avery Brasher. Third row: Alexander and Gill Williamson, Tom, Claire and Cari Brasher. Fourth row: Mary Katherine, Michael (Mike) and Matthew (Matt) Brasher. Williamson worked 62 years for The Clarke County Democrat in a variety of capacities, as general manger, ad salesman, reporter/photographer and pressman/printer.Article Link

TALLAHASSEE, 2000 - Mike Williams saiu na manhã do dia 16 de dezembro para caçar patos. Horas se passaram e nada dele voltar. A polícia sai a procura e depois de achar seu barco abandonado, concluem: Mike caiu dentro do lago e foi comido por jacarés. Por anos, essa foi a conclusão dos detetives e o caso foi considerado solucionado. Entretanto, a mãe de Mike, Cheryl, não acreditava na culpa dos répteis. Com muita persistência, Cheryl conseguiu com que o caso fosse reaberto e, 18 anos depois, os detetives finalmente mudaram sua conclusão, com o culpado passando de jacaré para humano. --- Para fotos e fontes, acesse semrastrospodcast.com Telegram https://t.me/semrastrospodcast instagram.com/semrastrospodcast.com

Mundial de fútbol de Brasil, 2014. James, Cuadrado y otras figuras de la selección de Colombia ponen a bailar a medio planeta con sus bailes inspirados en una canción: Ras Tas Tas Full Hd del grupo Cali Flow Latino, pura sabrosura al ritmo de la salsa choke. En este episodio viajamos al pasado para descubrir qué sucedió con ese género surgido en el Pacífico colombiano, una mutación de la salsa de los puristas mezclada con las cadencias del hip hop y el reggaetón. Un reportaje sonoro guiado por los himnos de ChocQuibTown, Patio 4 y Zona Prieta, entre otros. Además radiografiamos una tendencia que va a la contra de la pandemia: la del revival de la música disco en una época donde las discotecas están cerradas. Las canciones de Valdés, Noah Pino Palo, Ibiza Pareo y Michael Mike son néctar y ambrosía para los que se resisten a sacrificar los bailes. Y para cerrar, chute de fantasía con nuestra lista de invitados: La Terrorista del Sabor, Tommy 3 balas, TWIN, Quentin Gas, Los Mejillones Tigre y The Crab Apples.

Michael (Mike) was born and raised in San Jose CA. Prior to receiving his Master's Degree in Speech Pathology, he served in the US Navy for 24 years. Although he has been retired for 10 years now, he still remembers that part of his life just like it was yesterday. Mike has two grown children and has been married to his wife Teresa for 28 years. They currently live in the greater area of Sacramento CA.   Like a lot of people who stutter, he spent numerous years receiving speech therapy as a child. He remembers his mother taking him to Dr. Greenleaf's private practice, where he would introduce puzzles to him. Back then he wasn't sure what he was supposed to do, other than solving various types of puzzles. Now thinking back, he says that the puzzles were meant to be a motivator to get him to talk… but he just solved the puzzles like he was asked. Mike says, his mother quit taking him there just before he started Kindergarten. Mike recalls being in the third grade and the class having to split up into reading and math circles. This was when he noticed he did not communicate in the same manner as his other classmates, as he was the only one who stuttered. Mike started speech therapy once again and continued to receive speech therapy from the public schools until the 7th grade. He said, he finally spoke to his mother and said he wanted to stop. He said was tired of having to go to the special education classroom (which was smaller than a broom closet) and he was fed up with reading catchy phrases over and over, “I guess my SLP felt good about her treatment procedures, knowing I was speaking fluently during her activities.” Another reason was all about the stigma, the stigma of being lessor than his peers, even though he knew he was not! Mike first heard about the NSP (before it was called the NSA) back in 1986; however, it took him over a decade to get to a chapter meeting. He recalls transferring from sea duty to shore duty in Washington state and had read about the Seattle Conference. He said, he signed-up, even showed up, but did not have the courage to walk in. He said, he just sat in the lobby for about 2 hours and watched person after person walk by. Fear, shame, and quilt are powerful! He eventually walked back to his car are drove home. Later that Fall he did attend his first NSA meeting in Seattle, which he later became Chapter Leader of. Being a Navy man, he was transferred a lot. Once he retired and settled in Sacramento, he joined their chapter and has now been Sacramento's Chapter Leader for 10 years. He is also the Southwest Regional Coordinator for Adults and Family programs and has been a Stutter Social Host for over four years. Mike was asked what he would tell the younger him. He said, not much gets in his way as an adult… While serving in the Navy, he was a shipboard Damage Control and Engineering Team trainer, a Fire Marshal, a facilitator, led 100+ people… meaning he had to talk a lot. He has given numerous interviews to local newspapers, been interviewed on TV, and was asked to be the commencement speaker when he graduated with his master's degree in Speech Pathology. Just prior to giving his commencement speech, he was interviewed by the local NPR station in Sacramento. He said, he was asked why he would agree to give a commencement speech in front of about 10,000 people, knowing he would stutter. He simply said, “they are giving me 2 minutes (which extended to nearly 3 minutes) to bring awareness to stuttering, it was an opportunity that I could not pass up.” As far as telling the younger me something: Don't worry about teasing, don't worry about bullies, don't worry about making phone calls, don't worry about going through the drive-thru, don't worry about what other people might think or what you might perceive them to think about you! Just be yourself, and at the end of the day, let being yourself be enough. Sure, there will be shame and fear, but you will eventually forge them into purpose, and purpose is why we are here! Mike is a tattoo enthusiast (total number, unknown), likes relaxing outdoors, likes hikes, and enjoys riding his mountain bike when the weather is nice.   TIMESTAMPS: 0:00-04:22: Intro, why Mike is a "superhero" SLP and lessons from the school of life 04:23-12:43: The path of life, growing up with a stutter, the anxiety, speech therapy, reading books and feeling, "I'm not stupid!" 12:44-18:39: Middle school, rolling in poison oak and other ways to hide and avoid the fear of speech; using fists to fix people who make fun 18:40-20:34: 7th grade, the courage to tell my mom, "No more of this speech therapy" and how she responded. 20:35-25:09: Dealing with my speech on my own. On the outside and on the inside, hiding, switching, voiding, feeling less than... The "fear, and "trying to stay safe" 25:10-27:28: getting to National Stuttering Project (NSP) National Stuttering Association (NSA) Mel Hoffman, holding the ticket in my wallet, readiness for change takes time - 10 years! More on this later in the episode 27:29-31:41: Enlisting in the US Navy, a career in search and rescue, the upside and downside of a military career 31:42-32:51: Transition to post-military life, going back to school... 32:52-42:42: Becoming a father and how that changed everything, the concern of a parent for their child to be spared unnecessary hardship, "I was listening, but I wasn't worried." 42:43-44:39: Mike and Uri reflect on the power of learning how to "listen more and worry less" and what our kids need most 44:40-46:14: The pivot to paying it forward, finding my own groove and opening doors for others to find theirs, StutterSocial, David Resnick, Daniele Rossi and Mitch Trichon and the foresight of using video conferencing for support groups around the worlds (long before Zoom) 46:15-51:37: Graduate school, becoming a speech language pathologist, meeting vets in need of communication help and ultimately finding my place in the schools, helping young people who stutter 51:38-01:00:28: How I do speech therapy today to make it better for someone else, recognizing speech techniques are difficult, it takes work, and young people may not have the capacity to do that right now, Uri mentions the "stuttering tax" (Dr. Chris Constantino) and Mike talks about how exhausting it can be... and more wisdom-bombs from Mike. 01:00:29-01:12:24: How I do speech therapy today to make it better for someone else, recognizing speech techniques are difficult, it takes work, and young people may not have the capacity to do that right now, Uri mentions the "stuttering tax" (Dr. Chris Constantino) and Mike talks about how exhausting it can be... And lots of wisdom and tips for SLPs and parents educators and PWS, first and foremost, "do no harm"   RESOURCES AND LINKS National Stuttering Association Bio HOST BIO Uri Schneider, M.A. CCC -SLP is co-founder and leader at Schneider Speech; creator of Transcending Stuttering Academy and faculty at the University of California, Riverside School of Medicine.

Happy Valentine's Day. Join Aimy and Carol along with their husbands Michael (Mike) and Virgus (Shawn) as we explore love topics such as: How they met their spouses; What made them fall in love;How is was determined that each other was the one;How they decided to have 5 kids each; & The joys of having a big family.This episode is followed by a Part 2 that you won't want to miss. This candid set of conversations can help couples to know when love is right for them and how to stay with the one you love for years to come. Enjoy!Support the show (https://www.facebook.com/TwoTenPodcastAC/)

Happy Valentine's Day. Join Aimy and Carol along with their husbands Michael (Mike) and Virgus (Shawn) as they explore love topics such as: Taking a walk down memory lane; The joys of marriage; Why they love each other; & Advice for others as they embark upon marriage or relationships.This episode is preceded by a Part 1 that you will want to go back and listen to. This candid set of conversations can help couples to recognize the gift of love and how to stay with the one you love for years to come. Enjoy!Support the show (https://www.facebook.com/TwoTenPodcastAC/)

In this podcast episode, Vince and I speak to Mike Black (COO of Concise Network Solutions) about his service in the Air Force as the Commander of the White House Communications Agency. We also discuss his current role with CNS and what's on the horizon. Our conversations would not be complete if we didn't also discuss his views, tips, and strategies on leadership and how you can maximize your toolbox to ensure success as an emerging or current leader. --- Support this podcast: https://anchor.fm/the-leadership-void/support

Angie Pryor was the first person I interviewed on this podcast. In 2018, she shared her incredible story of overcoming molestation, domestic violence, and the shame of abortion. She is back with an update on her journey out of shame into freedom. Since our first interview, Angie has lost 80lbs and has gained a new mindset. In this episode, she shares about her lifelong struggles with weight and insecurity. Listen in as Angie testifies about what God has done in her life in the last 2 years.  Angie was born and raised on the Southside of Chicago. She has been married to her husband, Michael (Mike), for 13 years. Angie has two children Patience and Isaiah. She is also the proud grandmother of her beautiful grandchild, MacKenzie. She attends Chicago West Bible Church with her family where she serves on staff as the Ministry Assistant. Mike and Angie also serve as leaders of the prayer team. Connect with Angie on: Facebook Instagram Resources Mentioned Episode 3: Angela Pryor Episode 4: Mike Pryor  The Renewing of the Mind Project by Barb Raveling Bright Line Eating  Bible Studies Angie Mentioned: Armor of God, Discerning the Voice of God, Breaking Free, Gideon Scriptures Mentioned: Luke 10:27, Isaiah 54:10, Romans 12:1-2 This Week’s Belt of Truth: 2 Corinthians 10:3-6 Want to contact me? Follow me on InstagramFollow me on FacebookEmail me at danielle@unashamedandfree.com  

The Dynasty Trade Calculator Podcast is the first and most trusted value-centric show in Dynasty fantasy football!   Join host John-Paul Hurley, co-host Izzy Elkaffas, and guest Michael Liu (Co-host of the Dynasty #BunkBedBreakdown show @BunkBed_@bdge__) for:   - Draft Do Over: Rookie RBs - Draft Do Over: Rookie WRs - CEH vs. Taylor Week 10 (and more polls!)   Follow us on Twitter!Main Handle: (@FFDynastyTrades)Host: John-Paul Hurley (@FFHurcules)Co-Host: Izzy Elkaffas (@DTC_IzzyE)Producer: John Moeser (@DTC_JohnMoeser)   Please rate & review us!Find our Podcast Archive, Articles, and The Dynasty Trade Calculator at www.dynastytradecalculator.com

MIke Bush, Founder of Project REAP, speaks about his career as Head of Real Estate at Giant Food and the pioneering effort in minority advocacy

In this episode, we get to know Mike Strachan. Together we discuss growing up in the Bahamas, his impressive Track & Field background and what to expect from the Charleston Golden Eagles in 2020. --- Support this podcast: https://anchor.fm/craig-forrestal/support

How can we rebound? To go from a booming economy and record sales to a sudden, unexpected stop has caused businesses, and the people they employ, to suffer. Mike Whalen is Founder, President, and CEO of The Heart of America Group, a large hospitality, retail, and development company with restaurants, hotels, and shops throughout the Midwest. The Machine Shed, Thunder Bay Grille, and Wildwood Lodge are just a few of their well-known brands.  Listen as Mike shares his thoughts on rebounding after the COVID-19 pandemic, and on how to help people thrive with profitable businesses, sound constitutional policies, and improved employer to employee communication. America is strong. Let’s rebound!  © 2020, Prosperity 101, LLC

Description:On April 4, 1968, six lawyers came to the aid of Dr. Martin Luther King, Jr. in a Federal District Court in Memphis, Tennessee. We visited W. J. Michael “Mike” Cody - one of the lawyers - in October 2019 at his law office in Memphis and he shared his remembrances of the untold legal efforts that were a big part of that fateful day.For additional reference read, W. J. Michael Cody, King at the Mountaintop: The Representation of Dr. Martin Luther King, Jr., Memphis, April 3-4 1968, 41 U. Mem. L. Rev. 699 (2011). For the transcript of the hearing, visit https://www.tnwd.uscourts.gov/pdf/content/CityOfMemphisVKingTranscript.pdf. To hear the University of Memphis Law School program mentioned in this episode, visit https://www.tnwd.uscourts.gov/MLK50.php Guest Bio:Mike Cody’s practice is presently focused on the mediation and arbitration of complex commercial disputes, as well as commercial litigation, internal investigations, and regulatory matters.Mr. Cody began his practice at the firm in 1961 and, except for his years in public service, has been with Burch, Porter & Johnson since that time. He served as the Attorney General of Tennessee from 1984 to 1988, was the United States Attorney for the Western District of Tennessee from 1977 to 1981, and served on the Memphis City Council from 1975 to 1977.He has represented major corporations across the United States in a wide variety of litigation and in matters before state attorneys general and regulatory agencies. In 2005, he was appointed to serve as Co-Chair of the Tennessee Commission on Ethics, charged by the Governor of Tennessee with revising state ethics laws. In 2010, Mr. Cody was elected co-chair of the Society of Attorneys General Emeritus or SAGE. One of the founding members of the group, he is only the second co-chair in SAGE's history.Read Full Bio Support The Podcast:If you enjoy Hidden Legal Figures The Podcast, you can support us by donating here and by leaving a review here.To contact us or learn more about The Arc of Justice Institute, visit: https://onthearc.net/ Podcast Team:Terrass “Razz” Misher, Producer, Podcast on the Go, LLCMia Mance, Social Media Communications, Mia Talks, LLCMarvin Cummings, Special Voice TalentDerrick Alexander Pope, J.D., Host Find Us On Social:Facebook   Twitter    Instagram  Hidden Legal Figures is licensed for the exclusive use of The Arc of Justice Institute, Inc. The Arc of Justice Institute is a 501(c)(3) nonprofit, public educational institution. Hidden Legal Figures: The Podcast copyright © 2019-2020 by Derrick Alexander Pope, J.D. All rights reserved.

BONUS EPISODE In this bonus live episode, artist Michael Smith talks about how to get creative with bad teaching evaluations. Season 3 coming soon! ABOUT THE GUEST Michael Smith’s recent solo exhibitions and performances include Museo Jumex, Mexico City; Yale Union, Portland, Oregon; Tate Modern, London; and Greene Naftali, New York; and the Institute of Contemporary Art, Philadelphia. His work is in the collections of the Blanton Museum of Art, The University of Texas at Austin; Inhotim Institute, Brumadinho; LWL Museum für Kunst und Kultur, Münster; Migros Museum für Gegenwartskunst, Zürich; Mumok, Vienna; Museion, Bolzano; Paley Center for Media, New York; Centre Georges Pompidou, Paris; and the Walker Art Center, Minneapolis. ABOUT THE HOST Neil Goldberg is an artist in NYC who makes work that The New York Times has described as “tender, moving and sad but also deeply funny.” His work is in the permanent collection of MoMA, he’s a Guggenheim Fellow, and teaches at the Yale School of Art. More information at neilgoldberg.com. ABOUT THE TITLE SHE'S A TALKER was the name of Neil’s first video project. “One night in the early 90s I was combing my roommate’s cat and found myself saying the words ‘She’s a talker.’ I wondered how many other other gay men in NYC might be doing the exact same thing at that very moment. With that, I set out on a project in which I videotaped over 80 gay men in their living room all over NYC, combing their cats and saying ‘She’s a talker.’” A similar spirit of NYC-centric curiosity and absurdity animates the podcast. CREDITS This series is made possible with generous support from Stillpoint Fund.  Producer: Devon Guinn  Creative Consultants: Aaron Dalton, Molly Donahue  Mixer: Andrew Litton  Visuals and Sounds: Joshua Graver  Theme Song: Jeff Hiller  Website: Itai Almor Media: Justine Lee Interns: Alara Degirmenci, Jonathan Jalbert, Jesse Kimotho Thanks: Jennifer Callahan, Nick Rymer, Sue Simon, Maddy Sinnock TRANSCRIPTION NEIL GOLDBERG: Hello, I'm Neil Goldberg, and this is She's A Talker. We recently finished our second season, and we'll be launching Season Three very soon. In the meantime, we thought as a bonus we'd share a live episode that was recorded with artist Mike Smith way back in the good old days of February, 2020. The event happened at the New York headquarters of the Skowhegan School of Painting and Sculpture. Skowhegan's primary program is an intensive summer residency up in Maine for sixty-five emerging visual artists from all over the world. And in 2015, I had the good fortune of being faculty there, and it was actually there that I took the first steps for what would become this podcast. I was inspired by all the experimentation happening, and I decided to play around with this collection of thoughts I'd jotted down on index cards for the past twenty years as the basis for some sort of performance work. So here we are. My guest, Mike Smith, was also faculty at Skowhegan a couple of years before me and has been a favorite artist of mine for years. He's recently shown work at the Tate Modern in London, and his work is also in the permanent collections of MoMA, the Walker Center, the Georges Pompidou Centre in Paris, and many other places. Here it goes. NEIL: Hi everybody. Thank you so much for coming. So, the premise of the podcast is I typically start with some recent cards, uh, before I bring on a guest. And I thought, uh, this is a recent one: seeing an unflushed toilet at an art school. Now, um, I teach at Yale and, uh, I try to like use the bathroom as far away from where I teach as possible. And I also like to try and mix it up a little bit. So, you know, every now and then I'll go into the basement. Other times I'll go to the second floor. Uh, keep them guessing. And there was a while, very recently at Yale, where every time I walked into a bathroom stall, there was an unflushed toilet full of shit. And I started to think like, okay, is this like a student's like art project? Um, but then beyond that, I really was cognizant of the impact it had on the crits I did later in the day, which is like, I found myself sort of evaluating everything I was seeing in relationship to the impact that seeing a unflushed toilet unexpectedly will have on you. Because think about it, that moment where you're kind of like, you open the stall door and there is the unflushed toilet. That is, I think, what we're all going for as artists. Um. Anyhow.  With all that in mind, I am so happy to have, as my guest, Michael Smith, who I have been a fan of for a very long time. I have actually had the experience, Michael, of going to your shows, and I will say that its impact on me was not unlike that of an unflushed toilet encountered by surprise. So, please welcome Michael Smith. NEIL: Hi, Michael, how are you?  MICHAEL SMITH: I'm okay. I guess I, I don't know if I should be flattered or - what I'm following in terms of the conversation or - NEIL: when in doubt, be flattered.  MICHAEL: Yeah. I have so much to say. I don't know if we'll be able to get to another card.  NEIL: I know, right? Well, what's your elevator pitch for yourself when you? When you encounter someone who doesn't know what it is you do, how do you succinctly describe what it is? MICHAEL: Well, it's usually layered. I usually, I mean, if it's a total stranger, I'll say I'm an artist. And then they say, "Oh, are you a painter?" And I say, no. And then sometimes I'll just cut to the chase and say I'm a performance artist. And then it doesn't go any further.  NEIL: Do you feel like that's accurate though? I mean, that doesn't feel to me like it encompasses the breadth of what you uh, do. MICHAEL: Well, when I first started performing or thinking about performing, I would tell people I was a comic. Because it was, I dunno, it was a little more interesting at parties or whatever. And also performance artist wasn't really part of the vocabulary then. Usually I'd say I'm a comic, and then they'd look at me and they said, "You haven't said anything funny." So, it was like, well, I didn't say I was funny, you know? So.  NEIL: Um, are your parents alive?  MICHAEL: No.  NEIL: When, when they were alive, what would they say that you did?  MICHAEL: My mother probably would say, Michael is Michael. And Michael -  NEIL: That is a full-time job, isn't it?  MICHAEL: Michael had such a sweet voice when he was a child. And my father said, I don't know what the hell he does, you know, he didn't know what it, yeah.  NEIL: Right. I didn't know you were Jewish until quite recently. You're like one of those stealth Jews, you know, Smith. Okay.  MICHAEL: I asked my father once what it was before Smith, and he, he said, Sutton.  NEIL: Sutton? That's like a wall that's been painted multiple times, like, okay, and what was it before Sutton? That's where it gets into like Schmulowitz or whatever. MICHAEL: That got too deep.  NEIL: Yeah, exactly.  MICHAEL: It was, yeah. It's opaque.   NEIL: And what's something on you - today, what's something you've found yourself thinking about? MICHAEL: Well, you know that card you first - NEIL: Oh yeah.  MICHAEL: That card you first brought up. I actually, I've been in my studio for, since '99. And I actually cleaned the toilet in the public bathroom for the, the building because it was just getting a little gross, so I thought I'd clean it.  NEIL: You just took that on yourself?  MICHAEL: I took it on.  NEIL: Wow.  MICHAEL: Yeah. I should also say that when I first came to New York, I was a professional cleaner.  NEIL: Really?  MICHAEL: Yeah. I was very good.  NEIL: I bet.  MICHAEL: Mike the Wipe. I was originally I, I was, I originally was going to be a house - well, I was going to, I advertised in the New York Times, "Mr. Smith will cook and clean." And no one wanted me to cook, you know, just wanted me to clean. NEIL: So many follow-up questions, Mike. Um, shall we move on to the cards? You don't have a choice at this point. We're all in. Uh, this card says: There are no friendly reminders. You know, like, I feel like, is there anything more passive aggressive than someone's like, just a friendly reminder.  MICHAEL: That's like, if they, if they preface what they're going to say with that, yeah. That would be horrible.  NEIL: But they do all the time.  MICHAEL: Really?  NEIL: Yeah. Or in an email - friendly reminder. How many, I mean, haven't you? I've probably gotten a friendly reminder in the last week.  MICHAEL: I guess FYI is not a friendly reminder, huh?  NEIL: No, FYI can be pretty passive aggressive too, but I use it a lot  MICHAEL: BTW?  NEIL: That's fine. Yeah. I dunno.  MICHAEL: So, I have a feeling I probably do it, but I'm not aware of it.  NEIL: Of a friendly reminder?  MICHAEL: Yeah.  NEIL: Hmm. So you're not bothered by it? MICHAEL: Probably, yeah.  NEIL: Probably not bothered by it?  MICHAEL: Probably bothered by it. Yeah, I am. I get bothered by people easily. And I had something really good to say, but I've, I've already forgotten it.  NEIL: I'm excited for the rest of this conversation, Mike. This is, um.  MICHAEL: I'm still thinking about that dirty toilet.  NEIL: We could go back to that anytime you want. NEIL: Uh, this card says: Things that are lost but you know will turn up. Talk to me.  MICHAEL: Well, I, I was with a friend the other day, and, um, I, I said, Oh, I don't, I don't recognize that person. I said, I'm not good with faces. And then she mentioned the name and I said, no, I'm, I don't recognize the name. I'm not good with names. And she said. Mike, what else is there besides faces and names? So anyways, I just wait until it comes, you know, it just till, the name comes, I just wait and wait. And in the morning, I figure, after looking at all those places for the keys or whatever, I'll eventually find it. And then I'll look in the unlikely places and I find it. NEIL: What are the unlikely places in your life for keys?  MICHAEL: You know where I've been to keeping them lately? On my front door. So I go outside and they're always there now, so yeah. That's where I seem to keep them.  NEIL: That is really, why don't we all just keep them there?  MICHAEL: Right. I trust my neighbors, evidently.   NEIL: We just very recently got a knock on the door from our neighbor Arlene. A shout out to Arlene if you're listening, and I know you're not, but, um, bless Arlene who very aggressively knocked on our door. She kind of is like policing the hall in a very loving way, but authoritative. And I left the keys in the door. And um, you could tell Arlene lived for this moment. The keys, they're in the door! You know, it's like, and uh, and then of course I have to like reciprocate with like, um, thank you so much. Oh God. Wow. How did we do that? Thank you, Arlene.  MICHAEL: I have - the person that polices our place, uh, has a Trump hat.  NEIL: Oh no. I don't know if I could deal with that.  MICHAEL: He is taking over the recycling, which is great, but he's got it under lock and key, literally under lock and key. So you go downstairs to get rid of your bottles and stuff. And it takes a lot longer. So then everybody just leaves it down there.  NEIL: Every now and then, forgive me, is there like a, an immigrant child in there as well?  MICHAEL: Oh, there's not an immigrant child, but there is something I think it, I realized it bothers him, that people pick through the garbage and it's mostly like, you know...  NEIL: The people who shouldn't be here. From the shithole countries. MICHAEL: Yeah. So I thought about that later and then I just didn't want to think about it anymore cause I was getting all upset.  NEIL: Um, have you had a political conversation with him or?  MICHAEL: I don't go there. Yeah, he's on, he's a little unstable and he asked, one time he asked me if I wanted to take something outside.  NEIL: Oh, he asked you if you want to, I thought, take something outside like garbage. MICHAEL: Right.  NEIL: But no, he wanted to take a discussion outside.  MICHAEL: Yeah.  NEIL: Wow. I'm gay enough that I have never had that conversation, you know? Uh, or if it is, it's like, it's nasty and it's happened a long time ago and it wasn't a fight. Um, wow. Okay. I'm glad that worked out okay. Uh, this card says: Read my - MICHAEL: Can I be, can I, I had a hard time reading that, kind of, reading them.  NEIL: Yeah. Well.  MICHAEL: Your penmanship is like...  NEIL: Well, I always say if my, if my handwriting were a font, it would be called Suicide Note, so I'm...  MICHAEL: Not judging. I just said I had a hard time, you know, deciphering it at times.  NEIL: Yeah. Read my course evaluations at my funeral. That's what that says.  MICHAEL: Oh, well, I was thinking that when, when I do pass, I would like to get ahead of the thing and have people send out a, uh, an announcement saying, if you happen to be in the neighborhood, you know, come to my show, I'll be like, you know -  NEIL: I'll be here for eternity. MICHAEL: Um, class evaluations. Yeah. I love my class evaluations and I save them and I, I find them very funny. One, I actually made a poster and it was, uh, it was, "I'm not sure if I agree with the way Professor Smith teaches this class. He called my work crap and he called us idiots. This is a waste of my time and money." I was very happy with that.  NEIL: And you made that into a poster?  MICHAEL: I made it into a poster.  NEIL: Do you, do you have any other ones that come to mind? I bet you get great course evaluations.  MICHAEL: Some are good. But like I, I forget them, you know, um, I get them, I still get them handwritten. You're supposed to, a lot of people just go online, but I always, I always hand them out and, and I, I have to leave the room and I always say to them, before, "My livelihood and my future is dependent on how you judge me. And I'm so sorry, I meant to bring the donuts. We'll get to that." NEIL: Huh? See, I try to be real coy about it. Like, you know, they make me do this and, you know, try and like keep it open to, um, other than positive feedback. But obviously it's a desperate wish for approval. MICHAEL: Yeah. I, I always tell them I care deeply for them too, when I'm, yeah. You know, I care deeply for all of you.  NEIL: See, you can,  MICHAEL: One thing - I, one of my students who I happen to, like, he-  NEIL: Happen to like. Whatever.  MICHAEL: He came up to me and he said, you know, Mike, even when we're watching videos in the dark, we always know what you're thinking. We can always read you.  NEIL: Wow. That's a scary thought.  MICHAEL: It is. Cause I'm, I have no filter with, you know, I, I just, it, it comes out, I just sort of convey it with my face.  NEIL: See, I find you, because there is a kind of like genial neutrality, you know, like the, the idea of like quote unquote resting bitch face. You have kind of like resting, mm, bemused face. Um, I find it actually kind of opaque. I wish I knew what you were thinking.  MICHAEL: You know what? A lot of times nothing. I get the feeling I'm not answering the, I'm not answering these cards very, uh.  NEIL: Do you need me to take care of you a little bit right now in terms of - I think you're doing a phenomenal job. You know, this is a fucked up, um, project, by the way, because everyone, like I, I once was doing an iteration of it and this kind of high powered curator said to me, did I do okay, or did I do it right? And I wanted to say like, you did, there's no way of not doing this right, but let's talk about why you've never put me in a show. But that's a different story. The faces of spectators at art world performances. The dutifulness and absence of pleasure. We've all seen this like documentation of a performance at an art event and you see like the spectators, like-  MICHAEL: I often say to my, uh, um, to myself and sometimes my students, where's the joy? Looking for the joy. You're talking about pleasure. I'm looking for the - all the time, I'm wondering about that.  NEIL: Where's the joy? Yeah. I'm stealing the hell out of that for any teaching I do. And also, that would be my teaching evaluation for like 95% of the art I see. I mean, it can be art about, um, Auschwitz and you can still appropriately ask the question, where's the joy? Don't you think? Provocative question.  MICHAEL: Um. NEIL: What was the question?  MICHAEL: No, no, no. I thought I'd get some room tone. You know, we start with the toilet and then we put, where's the joy with Auschwitz. You know, this is- NEIL: This is like a balanced meal or something. I'll take the toilet, joy, and Auschwitz. Well, we'll have to talk about what constitutes dessert within that.  NEIL: Uh, okay. Let's try this: The brutality of a memorial service having a duration. MICHAEL: All right. Are you, a duration, like a time limit or like, um, it doesn't end?  NEIL: You answer it however you want.  MICHAEL: Well, I, I, I think brevity can be good, you know, um, and I don't think I need to go to a durational memorial. I may have misunderstood the question or, not the question, the card. I have been in position where I've, I've helped organize them in a, you know, like emceed them. So you get a little nervous, you know, so you want to keep it like, it becomes like a fucking variety show. NEIL: Exactly. That is so true. Memorial services are a variety show.  MICHAEL: I don't know if that's appropriate. You know?  NEIL: What should it be instead?  MICHAEL: Well, it can, I guess it, it should be kind of free-flowing and with me at the helm, it's not going to be free-flowing. NEIL: Because you keep it, you keep it moving? MICHAEL: I try to, yeah.  NEIL: That's a lot of responsibility. I've never, I, I've done, I, I seem to be the person who you will call to do the slide show for your loved one's memorial. I've done a number of them.  MICHAEL: That's a lot of work.  NEIL: It is. And you can't complain about it. Uh, you know.  MICHAEL: And also you have to be in touch with people to get that material.  NEIL: That I - that I have subcontracted and, you know, but even so, it's a lot of work. And you do not want to fuck that one up. Um. But see, for me, I love the idea of durational, like for those of our listeners who don't know, there's a terminology within the art world of durational art, and to me that is like the height of decadence. Like we have such a surplus of time, you know, that we're going to make art from that surplus or something. You know what I mean?  MICHAEL: I have a, getting back to my students, I have a, um, a three-hand rule.  NEIL: Oh, let's hear it.  MICHAEL: Um, well, if some of the, when I'm covering some work like early seventies, you know, and you kind of get the idea after like five minutes and it goes on. If, if one person, three people raised their hand, we'd go onto the next video.  NEIL: I am learning so much today.  MICHAEL: But I don't think you can do that in memorial service. I don't think that'll, I don't think that'll work, no. NEIL: Oh, that's funny.  MICHAEL: How surprised would they be if you, you mentioned that in the beginning of the memorial? NEIL: Yeah, listen, not to create pressure, but it's kind of like the Apollo where you get the hook. MICHAEL: How am I doing, how am I doing? Yeah. Right.  NEIL: Okay. A bad X you would take over a good Y. So, for me, perpetually, my example is I would take a bad episode of RuPaul's Drag Race over a good Godard movie. So, what's a bad X you would take over a good Y?  MICHAEL: Well, I'm of the school that something bad can have lots of charm. There's something redeeming about it. Where there's something is overly so good, like a certain kind of Broadway kind of, um...  NEIL: Careful.  MICHAEL: Yeah. Well, you understand a certain kind of large delivery or something. A certain styling, a certain song-styling. Um, oh, I'm going to lose the whole audience on this reference. NEIL: Go for it. You have me.  MICHAEL: Okay. The, the, the Bobby Short commercial singing Charlie. I would, I will always cringe at that one. And then I would much rather take a bad public access, uh, commercial than that.  NEIL: There's a fragrance that's here to stay and they call it Charlie. NEIL: Um, so Mike, uh, what is it that keeps you going? MICHAEL: Uh. Hm. I don't know what's keeping me going right now. Um, that's a big one. Um, I, you know, when I was lot younger and doing my work, I, you know, and reinventing the wheel, you know, reinventing the wheel and stuff, I was very excited. But I don't, I wonder what, what keeps me going? No one knows. No one knows. Looking for the joy.  NEIL: On that note, thank you to all of you for being here. Thank you, Mike, for coming to this live taping. Thank you to everyone at Skowhegan. Sarah, Katie, Kris, Carrie, Paige, everyone else. Um, now, this series is made possible with generous support - thank you Jesus - for Still Point Fund. Oh, Siri, something set Siri off. That's, that's my husband, Jeff. Um, oh, sorry. I know, you know, it's interesting. One of the cards I have is every time I stub my toe, I look for someone to blame. And it's often Jeff. And, um, so. Uh, the calls are coming from inside the house. The house being my subjectivity. Let's do that again cause this is important. This series is made possible with generous support from Still Point Fund. Devon Guinn is our producer. Molly Donahue and Aaron Dalton are our consulting producers. Justine Lee handles social media. Our interns are Alara Degirmenci, Jonathan Jalbert, Jesse Kimotho, and Rachel Wang. Our card-flip beats come from Josh Graver. And my husband, Jeff, sings the theme song you're about to hear. And he's going to perform it live. He's a professional. JEFF HILLER: She's a talker with Neil Goldberg. She's A Talker at Skowhegan. She's A Talker, it's better than it sounds. NEIL: Thank you, everybody. Thanks everyone for listening to this bonus episode. Keep your eyes open for She's A Talker, Season Three, coming soon. And in the meantime, be well.

Episode 76: Michael (Mike) Copperman; Author of the heart-wrenching memoir - Teacher: Two Years in the Mississippi Delta   In This Episode, You’ll Hear: (Podcast run time 50 min.) :30 - Introduction to Michael (Mike) Copperman 3:38 -  Mike talks about his writing journey 4:42 -  Mike shares what he is reading 6:04- Mike shares about his fiction short stories 7:05 - Mike & Vikki talk about university teaching & working with students 10:05 - Mike talks about his writing process 15:40 - Mike and Vikki talk about the development of the book, Teacher: Two Years in the Mississippi Delta 18:05 - Vikki & Mike talk about the line between memories and publishing a memoir 19:53- Mike shares the synopsis of the book   21:20 - Mike talks about his Teach for America experience 23:19- Mike talks about his publishing journey  24:55 - Mike shares his journey of finding an agent  30:50 - Mike & Vikki talk about support groups 33:00 -  Mike shares his inspiration 36:27 - Mike talks about his future works & plans 39:00 - Mike reads from Teacher: Two Years in the Mississippi Delta 46:48 - Vikki & Mike talk about Vikki's followup questions from Mike’s reading  49:12 - Mike shares parting tips Connect with Michael (Mike) Copperman:   Michael’s website: http://www.mikecopperman.com   Resources Mentioned on the Podcast:   Teach For America: https://www.teachforamerica.org   Oregon Writers Collective: https://www.facebook.com/OWCabout/   Podcast Music Credits:   Title: Amazing Plan by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/     Thanks For Listening You can sign up to win free signed copies of books featured on this podcast here! If you have something you’d like to share with me, please connect with us on Facebook, Instagram, Twitter, or our website. Write a review on iTunes.

Host Cyrus Webb welcomes Michael Mike and Destiny Mike of DFTV Network to #ConversationsLIVE to discuss what it's been like to create an interactive platform for content creators and those looking for quality entertainment. The three of them also discuss what it's been like as entrepreneurs to do something that they love and to see people being able to enjoy and benefit from it. Find out more about DFTV Network at www.dftvnetwork.com. 

Please join us in remembering Michael “Mike” Duffy of Des Moines, Iowa.

  Esta semana como invitado estuvo Jose Luis Gabin, legendario DJ y productor quien conversó con Zeta Y DJ Buey acerca de la escena actual y su historia en la electrónica de nuestro país. Además dutrante la primera hora sonaron temas de Michael Mike remizado por Leandro Fresco - Gonzalo Solimano - LondonGround & Manu Desrets - Catnapp - Capri - Maxi Nim y Patokai

Michael "Mike" Burke, responding to and working the scene at the first World Trade Center terrorist attack. What it was like working as a Police Officer in America's largest city. Plus, the organization Brothers Before Others, their mission, their purpose their ongoing fight against false attacks on law enforcement officers across America. Theme song Hurricane used with permission from the band Dark Horse Flyer. See omnystudio.com/listener for privacy information.

Today I interview my first guest on the podcast, Angela Pryor. Angela (Angie) was born and raised on the Southside of Chicago. She has been married to her husband, Michael (Mike), for 13 years. Angie has two children, Patience and Isaiah. She is also the proud grandmother of her beautiful grandchild, MacKenzie. She attends Chicago West Bible Church with her family where she serves on staff as the Ministry Assistant. Mike and Angie also serve as leaders of the prayer team. Angie has an incredible story of overcoming molestation, domestic violence and journeying out of the shame of abortion. Listen in as Angie shares how she has learned to walk in freedom from the shame in her life. Resources Mentioned Listen to Chicago West Bible Church sermons here The Armor of God by Priscilla Shirer Priscilla Shirer's Gideon Bible Study: Your Weakness. God's Strength. Breaking Free by Beth Moore Emotionally Healthy Spirituality by Peter Scazzero Want to contact me? Email me at danielle@unashamedandfree.com

In our latest podcast for October 2018, Tripp interviewed Southern Utah University Professor Ravi Roy and Department of Aviation Director, Michael ("Mike") Mower, following their presentation at The Deming Institute's 2018 Conference. Highlights include: Changing aviation training through the Deming Philosophy Mike meets Kevin Cahill during a visit to SUU to deliver a convocation lecture Not always a fun message of valuing collaboration Shifting away from a conflicting public / private partnership in the Department of Aviation A management style of using carrots and sticks Moving away from management by fear, with zero creativity A feeling of being entrenched in the prevailing system of management Applications beyond Department of Aviation Reaching graduate students from the public sector with the Deming Philosophy The reaction of staff members to the adoption of the Deming Philosophy The world of aviation is dynamic, while university environments are more static The impact of short memories; Deming – Now More Than Ever! The mindset for embracing the Deming Philosophy Support from SUU President Scott Wyatt while facing eminent failure Investing in the future The Deming Institute's incubator at SUU The 3rd annual Bryce Canyon Society Forum, April 4th, 2019 Leading by example, spreading the Deming Philosophy beyond SUU Seeking change with a march on Washington, DC Success in having the Senate and Congress pass a Maintenance Training Modernization Bill inspired by SUU, with details at this link With this new bill, SUU will be the first in the US to change 60-year old aircraft maintenance training and practices Moving from fear of the future to hope in the future

本期嘉宾郑永锴和梁鸿儒都是家庭治疗师，郑老师的知乎是：郑永锴 Michael，微博是@郑永锴_Mike。梁鸿儒的知乎是：梁鸿儒，微博是@梁鸿儒X家庭治疗。本期话题包括：- 生活中无法言说的体验- 男性在家庭中的缺位- 大男子主义的背后是工具化- 信任是亲密关系的核心- 旅行的目的是拓展自我边界Steve说是心理咨询师和心理学科普作者史秀雄（Steve Shi）的个人播客节目。这是一个通过深度交流，拓展意识边界，提升自我认知的谈话类节目，主要关注心理学科普、个人成长、亲密关系等话题。听众信箱：asksteve@126.com

本期嘉宾郑永锴和梁鸿儒都是家庭治疗师，郑老师的知乎是：郑永锴 Michael，微博是@郑永锴_Mike。梁鸿儒的知乎是：梁鸿儒，微博是@梁鸿儒X家庭治疗。 本期话题包括： - 生活中无法言说的体验 - 男性在家庭中的缺位 - 大男子主义的背后是工具化 - 信任是亲密关系的核心 - 旅行的目的是拓展自我边界 Steve说是心理咨询师和心理学科普作者史秀雄（Steve Shi）的个人播客节目。这是一个通过深度交流，拓展意识边界，提升自我认知的谈话类节目，主要关注心理学科普、个人成长、亲密关系等话题。听众信箱：asksteve@126.com

Tomás Justo, músico de Onda Vaga y Michael Mike, se metió de lleno en su intimidad para editar su primer álbum solista, grabado en Salguero Salud y Mawi Road. En el trabajo participaron su compañero Marcos Orellana y el artista Diosque. Está disponible en plataformas virtuales. Las canciones incluidas en este podcast: “Esperanza última”, “Tranvía veloz”, “Sombras de amor” y “Droga!”.

Tomás Justo, músico de Onda Vaga y Michael Mike, se metió de lleno en su intimidad para editar su primer álbum solista, grabado en Salguero Salud y Mawi Road. En el trabajo participaron su compañero Marcos Orellana y el artista Diosque. Está disponible en plataformas virtuales. Las canciones incluidas en este podcast: “Esperanza última”, “Tranvía veloz”, “Sombras de amor” y “Droga!”.

Michael and Nick give advice on moving back in with the parents, keeping motivated enough to at least look like you're motivated, what to do when an ex blocks you, how to get back at a sick brother and how much flirting from your SO is too much

Wie du YouTube und vor allem YouTube-Ads für deine Videos und dein Business nutzt, bespreche ich in dieser Folge mit Michael „Mike“ Krüger. Mike nutzt seine YouTube-Videos aktiv zur Interessenten- und Kundinnengewinnung. Dabei setzt er stark auf bezahlte YouTube-Ads, die im Mittelpunkt unserer Unterhaltung stehen Wir gehen unter anderem auf folgende Themen ein: WIE du Videos auf YouTube zur Kundengewinnung nützt. Welche Inhalte sich besonders gut für YouTube eigenen. Wie du bezahlte Werbung nutzt, um Menschen für deine Videos zu gewinnen. Mit welchen Kosten du bei YouTube-Ads rechnen musst. Welche Videos du am besten bewirbst. Warum du ein Google-Adwords-Konto brauchst, um YouTube-Werbung zu schalten. Wieso ein klarer Call-to-Action so wichtig ist, um die Views deiner Videos umzusetzen. Erfolgreiche Beispiele aus Mikes Praxis. Hier die Links, die wir im Podcast ansprechen, und weiterführende Informationen, Tipps und Erfahrungsberichten rund um Bücher, eBooks und deinen Erfolg: Hier kommst du zu Michael Krügers Video zu Verkaufspsychologie: http://bit.ly/mike_krüger Hier findest du Mikes YouTube-Kanal: https://www.youtube.com/channel/UCtNm-KIyTyku5G22Bzd5qRQ Und hier kommst du zu Tom’s Buch-TV, meinem YouTube-Kanal: https://youtube.com/c/tomoberbichler    Hier holst du dir deine gratis Anleitung »In 6 Schritten zu deinem Bestseller« als eBook: www.be-wonderful.com/dein-buch Hier findest du Toms aktuellen Bestseller „Mission Bestseller – Ratgeber und Sachbücher erfolgreich vermarkten und verkaufen. Eine Anleitung“? als eBook und Taschenbuch auf Amazon: http://amzn.to/2ax8GcM

Michael Zeller ist CEO und Co-Founder von Zementis, einem Softwareunternehmen im Bereich Big Data und Predictive Analytics. Der promovierte Physiker studierte in Frankfurt am Main und den USA. Ursprünglich aus Unterfranken, lebt er seit über 20 Jahren in den Vereinigten Staaten, derzeit im sonnigen San Diego. Michael’s Leidenschaft ist Data Science und Artificial Intelligence (AI). Er ist aktiv im Executive Committee of ACM SIGKDD, einer der weltweit führenden Organisationen im Bereich Data Mining, sowie als Mentor & Experte fuer Startups, zum Beispiel bei Analytics Ventures. Das Technologiemagazin CIO Review hat Zementis als eines der 20 vielversprechendsten Big-Data-Unternehmen 2013 anerkannt, und 2014 wurde Zementis von Gartner als "Cool Vendor" im Bereich Data Science ausgezeichnet. Kunden wie Bosch, FICO, Equifax und Western Union haben durch den Einsatz der Lösungen von Zementis ihre Predictive-Analytics-Kapazität und 'Funktionen erfolgreich erweitert. Dein Pitch:  Zementis ist ein Anbieter von Softwarelösungen für Predictive Analytics. Zu den Grundsätzen des Unternehmens gehört die Überzeugung, dass Data-Science-Teams und IT-Abteilungen nahtlos und effizient zusammenarbeiten können. Dank dieser Zusammenarbeit können Vorhersagemodelle nach der Entwicklung zügig implementiert werden, so dass Unternehmen und andere datenzentrierte Organisationen Predictive-Analytics-Funktionen problemlos in ihr Tagesgeschäft integrieren können. Dein schlimmster Moment als Unternehmer?  Financial Crisis in 2007 & 2008.Es war schockierend zu sehen, wie solche globalen Ereignisse sich auf alle, also auch auf kleine Firmen wie Zementis auswirken, ohne dass man etwas daran ändern kann. Wie hast Du es geschafft, Deine Leidenschaft zu finden?  Das war eigentlich nie mein Problem. Als Physiker hatte ich im Studium die Möglichkeit meine Leidenschaft zu finden - machine learning. Mit Zementis habe ich die einzigartige Gelegenheit, in diesem Gebiet zu arbeiten. Was war der wichtigste Schritt, der Dich zum großen Erfolg gebracht hat?  Das sind unzählige kleine Schritte, tagtäglich. Erfolg ist relativ - jede Präsentation, jedes Meeting, jede email kann entscheidende Weichen stellen. Man muss einfach immer sein Bestes geben und sich nie von Rückschlägen entmutigen lassen. Name der Ressource:  KDnuggets - eine zentrale Ressource fuer data mining und mein go-to-place fuer alle News bezueglich machine learning, deep learning und predictive analytics. Podcast-Empfehlung: ChrisBotti.com Podcast Website:  http://www.kdnuggets.com/ Buchtitel 1:  Darf es denn auch ein Technologie Magazin sein? Ich lese den MIT Technology Review, um auf dem Laufenden zu bleiben. http://www.technologyreview.com/ Und hier das empfohlen Kinderbuch: The Cat in the Hat Kontaktdaten des Interviewpartners:  Dr. Michael ZellerZementis3570 Carmel Mountain Road, Suite 300San Diego CA 92130, USA Am besten über http://zementis.com oder LinkedIn zu erreichen.   +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++   Mehr Freiheit, mehr Geld und mehr Spaß mit DEINEM eigenen Podcast. Erfahre jetzt, warum es auch für Dich Sinn macht, Deinen eigenen Podcast zu starten. Jetzt hier zum kostenlosen Podcast-Workshop anmelden: Podcastkurs.com   +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++   Hier folgt das Transkript zum Interview: