Podcasts about Switzerland

Rico returns for another off-the-cuff session—this time diving into Switzerland's secrets, the culture of pride, and a few light conspiracies just to keep things spicy. It's unscripted, unapologetic, and undeniably Paranoi. Tap in and vibe out.// FOLLOW Talking Roosterz Podcast☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️☂️ALERT OPERATIONS: CRYPTID WARFARE GET CLEAN: DETOX AND MAKE KIDS HEALTHY AGAIN// // GET 15% OFF AT CHECK OUT USING "PARANOI" at FLAVORS OF THE FOREST⬆️⬆️⬆️// STRUGGLING WITH MENTAL HEALTH? GET $50 OFF  YOUR NEXT LIFE CHANGING TREATMENT AT MENTAL WARIOR by Dr Atwell& VISIT ParanoiRadio.com ☂️

This week Tom and Julie were forced against their will to learn even more about George Brett, this time being the story of his vasectomy. They also watched many clips with too many bald white guys, such as, the Medford, NJ Meatball Sandwich incident, Dan Aykroyd's Psychedelic Adventures with Joe Rogan, Jason Alexander for Mike's Amazing, The Rizzler visits Sesame Street, and the HR Giger Bar in Gruyère, Switzerland. This episode is sponsored by BetterHelp. Give online therapy a try at⁠ betterhelp.com/tomandjulie⁠ and get on your way to being your best self. CLIPS FROM THIS WEEK'S EPISODE: -Rizzler The Grouch https://www.instagram.com/p/DKPyhUgxb4m/ -The Medford, NJ Meatball Sandwich incident https://www.instagram.com/reel/DI7P23cR4dM/?igsh=NTc4MTIwNjQ2YQ== -George Brett talks about his vasectomy https://www.youtube.com/clip/Ugkx00XbJdEvnrKuCzusIC-Qi8uL0s3WE4L4 -Dan Aykroyd's Psychedelic Adventures with Joe Rogan https://www.facebook.com/reel/1983968975427628 -HR Giger Bar in Gruyère, Switzerland https://www.instagram.com/p/DFua-E3tUbX/ -Jason Alexander for Mike's Amazing https://www.youtube.com/watch?v=1wZToqyxxjE Patreon is the best way to support Double Threat! Your support keeps the show going and we appreciate it more than we can say. Plus you get weekly bonus episodes, access to monthly livestreams, and more! ⁠https://patreon.com/doublethreatpod WATCH VIDEO CLIPS OF DOUBLE THREAT ⁠⁠⁠⁠⁠https://www.youtube.com/@doublethreatpod⁠⁠⁠⁠⁠ JOIN THE DOUBLE THREAT FAN GROUPS *Discord⁠⁠⁠⁠⁠ https://discord.com/invite/PrcwsbuaJx⁠⁠⁠⁠⁠ *Reddit⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.reddit.com/r/doublethreatfriends/⁠⁠⁠⁠⁠ *Facebook⁠⁠⁠⁠⁠ https://www.facebook.com/groups/doublethreatfriends⁠⁠⁠⁠⁠ SEND SUBMISSIONS TO ⁠⁠⁠⁠⁠DoubleThreatPod@gmail.com⁠⁠⁠⁠⁠ FOLLOW DOUBLE THREAT ⁠⁠⁠⁠⁠https://twitter.com/doublethreatpod⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://www.instagram.com/doublethreatpod⁠⁠⁠⁠⁠ DOUBLE THREAT IS A FOREVER DOG PODCAST ⁠⁠⁠⁠⁠https://foreverdogpodcasts.com/podcasts/double-threat⁠⁠⁠⁠⁠ Theme song by Mike Krol Artwork by Michael Kupperman 00:00 Intro 7:17 The Knicks and New York Liberty 18:20 Rizzler The Grouch 24:55 The Medford, NJ meatball sandwich incident 32:29 George Brett's vasectomy 51:56 Dan Aykroyd's psychedelic adventures with Joe Rogan 1:08:46 HR Giger Bar 1:13:59 Jason Alexander for Mike's Amazing 1:22:30 Outro Learn more about your ad choices. Visit megaphone.fm/adchoices

Is WW3 on the horizon? Laura Loomer thinks so. She has posted a series of tweets signaling that the United States could face a terrorist attack in the coming months, similar to 9/11 or even October 7th. But that's not all—yesterday in Boulder, Colorado, Mohamed Soliman, an Egyptian national illegally in the U.S., attacked a Jewish gathering with Molotov cocktails. Fortunately, no one was killed, but this marks the second antisemitic attack in two weeks. Does this point to something more sinister? Meanwhile, Paris is under siege, not by its own citizens, but by illegal immigrants who have been allowed to overrun the country. On top of that, updates on Ukraine-Russia peace talks are emerging, a landslide in Switzerland has devastated an entire town, and Pride Month has begun, with some claiming it emboldens inappropriate behavior. All this and more on today's Untamed!  

Will Wesley and Florian Fox Live At Luckenbach.Take a walk with me down Fascination Street, as I traveled 30 minutes from my house to Luckenbach, Texas to see previous guest of the show Will Wesley perform with his buddy Florian Fox. When Will was on the show last time, he mentioned that he & Florian would be playing Luckenbach a few months from then. So, true to his word, Will reached out to me as the date got nearer, and once again invited me to come see the show, and record another episode. This time, he introduced me to his good friend and tour mate, Florian Fox. Florian is a country singer all the way from Zurich, Switzerland! When Florian is in the U.S., he and Will tour together. When Will is in Switzerland, he and Florian tour together. What a great partnership! So my wife and I went to see them play together at The Thomas Michael Riley Music Festival, live at Luckenbach, Texas! My wife and I had never been there before, and this was one hell of a reason to go. In this episode, we get to know Florian, and how he was introduced to, and fell in love with country music. The two of them share the story of how they met, and why they instantly took a liking to each other. They share some tour stories, they explain why their different musical styles work well together, and they talk about some of the similarities in their music. Naturally, they wrote a song together, and they both graciously agree to let me play it! Both of these great country artists play across America, as well as across Switzerland and Europe. If you ever have the chance to see either, or both of them, DO IT! These gentlemen are a ton of fun to talk to and listen to! ******This episode was recorded LIVE at an outdoor music festival during a torrential rainstorm. I cleaned up the audio as good as I could, I hope you enjoy the episode!*****

丸紅は２日、商船三井の子会社で、スイスのオープンハッチ船運航の世界最大手ギアバルクホールディングスに出資すると発表した。 Major Japanese trader Marubeni Corp. said Monday that it will invest in Gearbulk Holding AG, the world's biggest open-hatch shipping operator based in Switzerland.

Major Japanese trader Marubeni Corp. said Monday that it will invest in Gearbulk Holding AG, the world's biggest open-hatch shipping operator based in Switzerland.

Scientific Sense ® by Gill Eapen: Prof. Meret Aeppli is Assistant professor and head of the soil biogeochemistry laboratory at EPFL in Switzerland. Her group aims to elucidate the fundamental principles and mechanisms of electron transfer reactions and their role in the biogeochemical cycling of carbon and metals in soil.Please subscribe to this channel:https://www.youtube.com/c/ScientificSense?sub_confirmation=1

*Note: This is the Free Content version of my interview with Veronica French. To access the entire episode, please consider becoming a Tier 2 'Groves of Orpheus' member on Patreon, or you can purchase this episode for a one-time fee. My guest this month is Veronica French. Veronica has an MA in Religious Studies from the University of Erfurt, Germany. She specializes in the study of modern shamanism, anthropology of religion and gender studies. Her master's thesis explored how modern shamans living in Germany define a “shaman way” and their turning point or crisis, which informs their “shamanic journey.” Her undergraduate work was in medical anthropology with a focus on shamanic techniques and Chinese 5 Element, in which she explored the scholar/practitioner position. She presented previously at the 8th Biannual Conference of the European Society for the Study of Western Esotericism (ESSWE) with the paper “Performative Strategies of Creative Esotericism in 19th Century Jewish Communities” (Cork, Ireland, 2022); XXXI International Summer School on Religion Women and Religions with the paper “Modern Shamanism, Empowerment and Green Religion: Contemporary Shamanic Practice in Germany” (San Gimignano, Italy, 2024); and the International Theosophical History Conference 2024 with the paper “Modern Shamanism, Theosophy and Ecological Spirituality: Connecting Nature Spiritualities” (Ascona, Switzerland, 2024). Veronica also presented at three seminars at the University of Erfurt: “Initial Shamanic Interviews” University of Erfurt, Master's Thesis Colloquium (2023); “Green Religion and Indigeneity in Popular Media,”University of Erfurt, Green Religion? Answers to Climate Change from the Perspective of Religious Studies (2023); and “Ethnographic Work of Shamanic Practice in Eastern Germany,” University of Erfurt, Master's Writing Seminar (2023).In this discussion, Veronica shares her background and inspiration for her research into modern shamanism. We talk a bit about the terms shamanism and animism, as these are somewhat contested within academia, and Veronica shares how she is using these terms in her work. She explains what questions she was asking at the outset of her project, and also the surprising additions that arose once she started interviewing her participants. Veronica also notes the interesting data that she gathered regarding topics such as gender, identity, “lived religion,” and ecology. As Veronica has her own experience within the concept known as a the holistic milieu (referring to a broad and diverse spiritual landscape that encompasses various New Age and alternative spiritual practices; often contrasted with traditional religious institutions, as it focuses on personal spirituality, self-development, and holistic well-being rather than formal doctrines or organized worship), she found she was able to relate well to the experiences of her participants, and this aspect has led her to consider continuing her research using the method known as autoethnography. This is a qualitative research method that combines autobiographical storytelling with ethnographic analysis. It allows researchers to use their personal experiences to explore and critique cultural beliefs, practices, and social phenomena. Veronica talks about other scholars in the field who have been using this method, and how it is becoming more accepted within academia. If anyone has any questions or comments for Veronica, please post them here or contact me via email and I can pass these on to her. She welcomes further feedback and discussion! Veronica was also very kind to share some references for futher reading; please see this below. PROGRAM NOTESReferences:Olivia Cejan: "Arts and Crafts Divine" is her dissertation utilizing autoethnography and pedagogy to write about a secret society group. Talk at Copenhagen Conference:https://www.youtube.com/watch?v=4g2qvGcy5pY&t=524sCorrine Sombrun: -Her institute: https://trancescience.org/https://www.youtube.com/watch?v=4oDs10hUy6ETrailer to her movie; English subtitlesTed Talk:English subtitleshttps://www.youtube.com/watch?v=Ym0kIECFi0Uhttps://amara.org/videos/Tcvokh51yb2Y/en/1543652/?tab=revisionsAnother interview with English (Google)https://www.youtube.com/watch?v=Syy4MTHAfF4 Alice Ahern: Phd Cork Ireland, studying shamanism and pop culture:https://www.youtube.com/watch?v=OCCeV7MLtFcYoutube talk:  "The Reclamation of Feminine Wisdom in the Irish Neo-Shamanic Milieu" Traditional Religions view on Nature Religions:https://fore.yale.edu/Event-Listings/Religions-World-and-Ecology-Conference-Series/Religions-World-and-Ecology-Archivehttps://fore.yale.edu/sites/default/files/files/annual_review_environment.pdfBibliography :Eliade, Mircea. Shamanism: Archaic Techniques of Ecstasy. Princeton, N.J: Princeton University Press, 1972.Harner, Michael J. The Way of the Shaman. 10th anniversary ed. San Francisco: Harper & Row, 1990.Harvey, Graham. Animism: Respecting the Living World. Kent Town: Wakefield Press, 2005.Harvey, Graham. Shamanism: A Reader. London: Routledge, 2003.Jenkins, Willis. u.a: “Religion and Climate Change”, Annual Review of Environment and Resources 2018 (43), 85-108.Kaza, Stephanie. “The Greening of Buddhism: Promise and Perils”, in: Oxford Handbook of Religion and Ecology, Oxford 2006, 184-220.Kraft, S, T Fonneland, and J Lewis. Nordic Neoshamanisms. New York: Palgrave Macmillan, 2015. Nordic Neoshamanisms | SpringerLinkLaack, Isabel (2020) “The New Animism and Its Challenges to the Study of Religion”, Method and Theory in the Study of Religion, 1-33.Lewis, I.M., Ecstatic Religion | A Study of Shamanism and Spirit Possession | I.M.McGuire, Meredith B. Lived religion: Faith and practice in everyday life. Oxford University Press, 2008.Puca, Angela. Italian Witchcraft and Shamanism: The Tradition of Segnature, Indigenous and Trans-Cultural Shamanic Traditions in Italy. Leiden; Brill, 2024.Saler, Benson. Conceptualizing Religion: Immanent Anthropologists, Transcendent Natives, and Unbounded Categories. New York: Berghahn Books, 2000.Shelton, Dinah (2015): “Nature as a legal person”. In: Vertigo (Hors-série 22).DOI: 10.4000/vertigo.16188.Taylor, Bron Raymond. Dark Green Religion: Nature Spirituality and the Planetary Future. Berkeley: University of California Press, 2010. Dark Green Religion – Professor Bron TaylorZnamenski, Andrei A., The Beauty of the Primitive: Shamanism and Western Imagination | Oxford Academic Music and Editing: Daniel P. SheaEnd Production: Stephanie Shea 

How you can use the trachea of your enemy as a foam roller, why I wanted to fight god when I lost my marbles a few years ago, a detailed description of the anxiety I need flowing through my body to answer a simple email, and much more. And everyone's favorite segment A.A.A. (Anthony's A-hole Advice) is back again this week. Giving my advice on everything from relationships to hungry hungry hippo's in an offshore bank account in Switzerland. My Socials Podcast's Instagram: ⁠⁠⁠https://www.instagram.com/kickinitwithkoz⁠⁠⁠ Tik Tok: ⁠⁠⁠https://www.tiktok.com/@anthonykoz⁠⁠⁠ Instagram:⁠⁠⁠ https://www.instagram.com/anthonykoz_⁠⁠⁠ YouTube: ⁠⁠⁠https://www.youtube.com/c/anthonykoz Learn more about your ad choices. Visit megaphone.fm/adchoices

Tonight, we'll read the next chapter of “Good Wives” written by Louisa May Alcott titled “All Alone”. This is also known as the second half of the “Little Women” novel and is considered the 42nd chapter as part of that work as a whole. In our last chapter, Laurie tries to recover from Jo's rejection by turning to music, but soon realizes his love for her has faded into affection. His bond with Amy deepens through letters, and she quietly rejects another suitor. With news of Beth's passing, Laurie rushes to Amy's side in Switzerland, where love quietly blossoms between them. Tonight's chapter returns to Jo, amidst her grief and isolation. — read by 'V' — Sign up for Snoozecast+ to get expanded, ad-free access by going to snoozecast.com/plus! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jungian psychoanalyst Dariane Pictet joined us from Geneva, Switzerland to discuss her portrayal of Eranos founder Olga Fröbe-Kapteyn in 'Eranos: A Play,' written by Jungian psychoanalysts Murray Stein, Ph.D. and Henry Abramovitch, Ph.D.

Memorial Day recap. School's out. Mall/Theaters nostalgia. IEN in Fortnite. OF Trends are getting out of hand. Realtors creating content. Disasters: Hawaii, Switzerland.  VIDEO EPISODE on  YOUTUBE  www.youtube.com/@itseriknagel AUDIO EPISODE: IHeartRadio | Apple | Spotify Socials: @itseriknagel

Tropical Storm Alvin continues to move northward over the eastern Pacific and is expected to bring downpours to northwestern Mexico on Saturday. Also, a massive landslide thundered down a mountainside in Switzerland on Wednesday, destroying a village and burying homes under rocks, mud and water. At least one person is missing. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Clare walks with Reverend Maggie McLean today on a stretch of the Camino de Santiago, the world famous pilgrimage route that concludes at Santiago de Compostela's glorious Cathedral in northern Spain. The Camino can be completed in numerous ways, with one of the most popular routes being the French Way otherwise known as the Francés. It begins in the French town of St. Jean Pied de Port and ends 790km/490miles later in Santiago. Maggie is trekking part of this route and Clare joins her at Triacastela to hear her story as they make their way to the Benedictine Monastery at Samos, which is about 150km from Santiago itself. Maggie is a lifelong keen walker, and was one of the first women to be ordained in the Church of England. She works as a Canon at York Minster, and would like to see some kind of pilgrimage established there, so her time on the Camino is not just a spiritual journey, it's also a way of conducting some research. On their walk she tells Clare about her life and journey in faith, including working in homeless centres, probation hostels and a seafarers' mission in Australia. En route Clare and Maggie bumped into Arthur, a pilgrim who has spent several weeks every year for seven years on the Camino, which he started by walking out of his front door in Switzerland. Despite suffering cancer three times, and having one quarter of a lung removed, he still carries a 10kg backpack and never plans where he's going to stay overnight.Presenter: Clare Balding Producer: Karen Gregor

In this episode of Money Tales, our guest is Sophie Bertin. You know that feeling when everything looks good on paper, a great job, supportive colleagues, a solid paycheck, but something inside keeps whispering, this isn't it! That was Sophie. She had a comfortable life, but comfort wasn't enough. It took a spark - an unexpected stat about entrepreneurs from a business school dean when Sophie was at a less-than-satisfying moment in her career - for her to realize: “Why am I in the 50% who haven't taken the leap?” That catalyzed her turning point. Sophie Bertin has a varied career path, from strategic consultancy, to banking operations, to the European Commission and now turned entrepreneur. She recently founded Serapy with the aim of improving corporate compliance training through the combination of simulations, gamification, role play and online tools. Serapy uses the latest educational theories to provide trainings with increased retention rate, and combines that with AI tools to enhance the learning process. Serapy is currently present in Switzerland, Bulgaria, Portugal, France and the UAE. Serapy has been accepted in the incubation program of the Unicorn Factory Lisbon and of Station F in Paris. In addition to Serapy, Sophie has her own consultancy (Parnima Consulting) since 2016, where she works with top legal and regulatory firms, consultancy firms and financial clients on EU Regulations in the area of Financial Services, Foreign Subsidies and State Aid. She also serves as independent board member of Eastnets, a leading provider of AML, SWIFT and payments solutions. She sits on the Remuneration, Nomination and Governance Committee. Before becoming entrepreneur, Sophie was Group Head of Corporate Development and Managing Director of SIX Group (in Switzerland), in charge of strategy development, innovation and regulatory affairs. During the Financial Crisis, she served as Head of Unit at the Directorate General for Competition within the European Commission. There, she was responsible for the review and approval of the State aid provided by Member States to the financial services (mostly banks) during the financial crisis of 2008-2014. Prior to her role with the European Commission, Sophie held senior positions within SWIFT, where she was globally in charge of Asset Servicing; with The Bank of New York Mellon; and worked with the top consultancies McKinsey and later Bain &Co. She started her career path as IT and database programmer, which is very helpful now with the latest AI tools she uses in her start-up. She started her studies in Vienna, graduated from the Ecole Supérieure de Commerce de Paris, holds an MBA from INSEAD and a post-graduate diploma in EU Competition Law from King's College. She holds also a diploma from the Swiss Board Institute. She is member of the Executive Committee of the INSEAD Alumni organization, and she is also the founder and president of the global INSEAD Women in Business Club. Recently, she finished an advanced AI Mastery class and won the award for the best AI Application Builder. She is promoting and advocating for AI literacy among women and through the INSEAD Women in Business Club organizes events for Women in AI.

There has been no letup in the trade drama, with a US federal court striking down much of President Trump's recent tariff hikes. That followed a sudden pivot in trade talks with the European Union - with the threat of a 50% tariff to an acceleration of negotiations all within the space of a few days. So what have we learnt about Trump's strategy? What does this all mean for the EU and Switzerland? And where do we see the safest investment opportunities across the pond? Hear perspective from Dean Turner, CIO Eurozone and UK Economist. Co-hosts: Christopher Swann and Belinda Peeters.

Who is Monir El Azzouzi? Monir El Azzouzi is a Medical Device Expert specializing in Quality and Regulatory Affairs. After working for many years with big Healthcare companies, particularly Johnson and Johnson, he decided to create EasyMedicalDevice.com to help people better understand Medical Device Regulations worldwide. He has now created the consulting firm Easy Medical Device GmbH and developed many ways to deliver knowledge through videos, podcasts, online courses… His company also acts as Authorized Representative for the EU, UK, and Switzerland. Easy Medical Device becomes a one-stop shop for medical device manufacturers that need support on Quality and Regulatory Affairs. Links from the Video Linkedin Post: https://www.linkedin.com/feed/update/urn:li:activity:7331974765156384769/  Team NB position paper transfer agreement: https://www.team-nb.org/wp-content/uploads/2025/01/Team-NB-PositionPaper-TransferAgreement-v02-20240702-with-instructions.pdf  MDCG 2022-4: https://health.ec.europa.eu/system/files/2022-12/mdcg_2022-4_en.pdf  Social Media to follow Monir El Azzouzi Linkedin: https://linkedin.com/in/melazzouzi Twitter: https://twitter.com/elazzouzim Pinterest: https://www.pinterest.com/easymedicaldevice Instagram: https://www.instagram.com/easymedicaldevice

Kiera is joined by Mark Rasmussen, CEO of Moolah, to talk about the landscape of credit card fees and how to reduce them, membership discount plans, and other bonus features offered by the dental payment tech company. (Pssst, Mark was last on episode 866, It's Time to Modernize Payment Processing!) Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I am super jazzed because I have a guest here who's going to help us with cashflow leaks, modernizing your practice, figuring out those membership plans, all the things that you need and want. We're going to talk about some case studies. This is one of my absolute favorite guests, Mark Rasmussen, CEO, owner, founder, Moolah. How are you today, Mark? Welcome to the show.   Mark Rasmussen (00:22) Hey, Kara, I'm doing fantastic. I'm doing awesome. So, so, so it's connected with you and your listeners and excited to get into all this juicy good stuff about revenue and payments and modernizing things. Let's do it. I love it.   Kiera Dent (00:31) Yeah.   Let's   do it. So I have a slight crush on Moolah. Like truly you guys like just make credit card processing easy. And so what I want to start off, if you guys don't listen, Mark and I have done other podcasts in the past together. ⁓ But I don't know, Mark, what you guys say on your email subject lines, like on your little, what is it your signature, but I feel like it should be like your new favorite credit card processing company. Like that's what I feel like Moolah's tagline should be because I wanted to do a couple case studies with you since we last chatted.   Mark Rasmussen (00:40) Hahaha   Kiera Dent (01:05) ⁓ Mark knows, like, I do have a crush on Moolah. I try to get them to come and be our processor too.   Mark Rasmussen (01:10) I need to like soundbite clip that,   like I have a crush on Moolah just like everywhere in social. I love that.   Kiera Dent (01:15) I   do. do because I like companies that make things easy, but also are like the cheapest on the market and credit card fees are one of my biggest beefs. Like really truly I get annoyed when I look to see how much credit card fees are charging. And when you guys, ⁓ deadly team listeners, just so you know, I'm going to throw it out there. Like anybody who goes through our link literally saves 10 basis points. ⁓   on it, which is huge to get anywhere in the credit card industry. So you're getting below that 2.99. So you're getting 2.89 on cards not present and 2.39. And I hope that Mark, I'm allowed to say that because I'm just going to be bold and brazen. And if not, we'll cut that out. So don't stress about that.   Mark Rasmussen (01:52) No, no, no, for sure. And   not only that, it's like, that's not just a like teaser rate, like they look, your practices will get that preferred rate forever, right, which is awesome. And, and it's like you and I were talking a little bit earlier, too, of like, a bit of shock and awe of like, I and myself as well, I've been seeing like some statements from potential practices. And I'm like, ⁓ my God, I'm like, I'm seeing like,   Kiera Dent (02:03) which is so big and you don't add extra heat.   Mark Rasmussen (02:19) six, seven, eight percent, like net effective rates. I know you were saying you have been seeing even higher. It's crazy. Yeah, that's crazy. It's almost criminal.   Kiera Dent (02:25) Mm-hmm. Yeah, so it   does feel criminal because like here's the thing like you might get a cheaper rate somewhere else but when you look and dig into the details and this is where it feels annoying and obnoxious to me and doesn't happen right away it happens like when you've stopped looking at it you're like I've checked my credit card company for years they don't do anything and then all of a sudden it starts creeping up and being eerie and that's where I just get annoyed and that's why like I have a crush on Moolah because you guys don't do it and you guys stay consistent for it so   I felt Mark and I, you didn't listen to our last podcast, we'll definitely link it in the show notes for you. But Mark, I felt we should kick today off with some case studies because I have some clients that I've recommended over to Moolah. And I think my favorite one is we were looking and I had a practice and our overhead was high. So like this practice, they don't love to like look at numbers. They have an amazing CPA. Like I will say we do look at numbers, but they're kind of like, yeah, carry it. We'll just like out produce our problems a little bit. And that's fine. Like anybody can have that. But I said, Hey,   Mark Rasmussen (03:17) Alright.   Kiera Dent (03:21) Your credit card fees are really high. think that they were honestly like 10%. And I'm like, is that really true? Like that just seems outlandish. And they said, well, Kiera, we're in a contract. Mark, do you want to throw up with contracts? Tell me about credit card contracts.   Mark Rasmussen (03:33) Oh, I hate contracts. I hate contracts   like really in anything in my life. I don't know. So yeah, but that's, it's just crazy. The industry for the longest time has like felt the need to like lock these business owners and not just Dennis, but business owners in like these typically it's like three year contracts. And then, you know, they'll have like termination fees. And so they take advantage of that. And like you were saying, I talked to so many practices are like, Oh, I'm paying X and you know, they were paying X the first month that they signed up.   And then they didn't look at it, like you said, and then six months later, eight months later, the processor started like nudging it up, nudging it up, nudging it up. And to the point where when you look at what their rates are, you know, two years from when they signed up, it's like almost 180 degrees difference. So yeah, please you guys out there, please make sure you stay on your credit card processing. Look at those month end statements. Look at, you know, what is being nudged up because   Kiera Dent (04:19) Yeah.   Mark Rasmussen (04:28) You know, they'll just slip it in a little statement message. They're not forthcoming about it. I promise you they're not like, shooting you multiple emails or calling you and be like, hey, we're going to increase your rate. No, no, no, no, no. They're going to slip it under the table and hope that you never pay attention to it, which is really what happens because you guys are all busy. You guys are all doing amazing care on patients and you're not paying attention to that. That's the reality.   Kiera Dent (04:49) And it's creepy to me because it's also done on things that don't make sense. Like I feel like reading a credit card statement with what they're charging is like reading very highly processed foods. And I'm like, I have no clue what 90 % of these words are. And I feel like it's the same thing when you come to a credit card statement. And so back to this practice, what we did, there's two case studies I wanted to bring to the table today that are my own personal clients that I've referred over to Moolah that I signed up with Moolah. So this practice, again, overhead, let's out produce our problems.   Mark Rasmussen (05:00) That's a good comparison, I like that.   Kiera Dent (05:18) And it was wild because the first month they switched to Moolah, their CPA sent a letter to all of us and said like, hey, what'd you do? Did you switch credit card companies? Your fees are so much lower. Like that fast first month drop down. So we went from about a 10 % fee on what they're producing and collecting to then dropping it down to this 2.89 to 2.39, depending upon if card was present or not, which is super awesome also because then you can get cards.   Mark Rasmussen (05:28) guys.   Kiera Dent (05:44) on auto renew, like on just processing internally and you don't have to, like you can have cards present or not present within the practice, which is so awesome. ⁓ But I was shocked like that fast. And then another practice that we brought to Moolah, they were locked in with another credit card company. And so I didn't know you couldn't do this, Mark. So this was like rookie mistake on me. Like I was, I'm scrappy and I thought, well, okay, fine. You guys are in a contract. So.   just stop processing through that processor, switch everything over to Moolah. Well, you know this Mark and I was rookie so you know what happens. Do you know what happens with those companies?   Mark Rasmussen (06:21) No,   listen, I said that a lot too because technically, really, if the practice is in a contract, and I've said that before, you probably have these miscellaneous junk fees, these monthly minimums that are gonna hit maybe 20, $30 a month. But even if you're paying that minimum and you saved thousands over here, who cares? Pay that minimum, just write that contract out. What happened here in this scenario? Okay.   Kiera Dent (06:44) That was exactly what I said too. So   that's what, cause I was like, why not? I thought the exact same thing. I'm like, okay, if we're looking at, you're able to save 3%, 4 % like higher amounts and we're processing, even if you're processing a hundred thousand or 200,000, like that extra two, 3 % do the math. Like that's surely going to offset the cost. Well, what happened is we actually did that. So a client signed up with you guys. They did that. And we got a letter from the other processor saying,   Mark Rasmussen (06:54) Yeah.   Kiera Dent (07:11) that, we have a minimum and if we don't hit it, it was going to be substantial and to get out of contract, it was going to cost us a thousand dollars. So we literally said, fine, take the thousand dollars because we'd already saved that much through Moolah's savings to be able to like, we're just like, like it's a done deal. Like they were trying to threaten them with this thousand dollar fee, but we were like, that's so minimal to get us out of this contract based on how much we were saving. Now this practice was processing a decent chunk.   Mark Rasmussen (07:32) Right. Right.   Kiera Dent (07:38) But I think even if you're processing like 70,000, 80,000, that one, 2 % stacks up. Like it's insane how much we pay in credit card fees. So those are like the two that I wanted to bring to the, like I said, this is why I have a crush because I hate credit card fees so much. And that's going to lead into our next topic. But Mark, anything you want to add? Cause these were two cases that I've watched since we last met.   Mark Rasmussen (07:45) yeah.   I love that.   Kiera Dent (08:00) ⁓ I'm constantly on the prowl for cheaper people. I love that you guys don't charge for the terminals. You have it set up the next day. There's no contracts. Like that's where I said, like it's your new favorite, like credit card processing. You don't increase the fees. You give our clients reduced rates. If you have multi locations, you guys also take care of those practices. Like it's amazing what you guys do. So that's my like pitch for Moolah, but if you want to add anything else.   Mark Rasmussen (08:22) I love that. wanted to, because you just   like rang a memory. So what you were referring to in that practice, right, where like, okay, you can't just skate by and just pay the minimum, right? Or they were gonna hit him with his fee. Well, another thing I'm gonna tell your listeners out there is, listen, if you don't go with Moolah, great, do your homework. But one thing to look out that I've seen in contracts, which is crazy, is that sometimes you'll see a contract, all right, if you cancel early, it's like a 350 termination fee. Okay, fine.   but I've seen others out there where the processor says they try to enforce liquidated damages. So the processor will say, oh, we've been making, you're in a three year contract, on average we're making like, whatever, $500 a month on your processing. If you leave us now, it's not early termination fee, we're gonna calculate that $500 for the remaining 16, 17 months and they hit you with this liquidated damages thing, crazy. So just be on the lookout for that. If you're doing anywhere that's a contract,   Kiera Dent (08:57) No.   Mark Rasmussen (09:20) Look out for liquidated damages, that's no bueno, but better yet, find somebody that's just not gonna put you in a contract. Much easier.   Kiera Dent (09:26) Yeah. And   also like, okay, Mark, help me understand. And maybe you don't know because you guys don't do this and that's okay. But to me, it feels really funny that I signed a contract with them and there's got to be something in the fine print because I'm like, how did they go from what they told me to being able to add all these extra surcharges later on and increase it when we're in a contract?   Mark Rasmussen (09:43) for sure it's in the fine print.   yeah. It says that any, it basically says that any time at our discretion with 30 days notice, we can make an adjustment to any of your pre-schedule. And so they'll just do that. And then they'll just put a little message, you know, really small font in whatever kind of notification. And you know, in their minds, right? All right, well, we checked off the box. It's super shady. It sucks, but it's, you know, it's out there. Yeah.   Kiera Dent (10:05) Yeah, it is what it is. And I would say   they'll like look at it because two clients that were in contract, we were able to send over every person that I've sent to you guys have just loved who you are, that it's easy, that it's fast, that it's the cheapest processing. And there's a few other features that I think we should talk about. I feel like I'm on like a Moolah sales pitch right now. Like I'm truly not. I just get giddy. Like if you guys hear me talk about Swell,   Mark Rasmussen (10:27) Ha   Kiera Dent (10:30) was Zeke and Google reviews. I have a crush on Swell. They just do Google reviews better than anyone else. And right now, Moolah for sure, you guys are taking the cake on being able to do credit card processing better than any other company that I've come across, which I think is amazing. And so something else that I think is ratcheting fees on practices when we're looking for some of these cashflow leaks is on membership plans. Now, I'm a huge proponent of membership plans. I also think with the economy, with where insurance is reimbursing, ⁓ people are starting to look at like   should we be going out of network? And my big proposal is, hey, yeah, of course, if you want to do that rock on, membership plans really can help with that. But ⁓ there are some membership companies that actually charge pretty outlandish fees. I never wanted to pay for that. I was scrappy in a practice. So what I did is I just charged the patient an annual fee. Well, that was like eight years ago that I was charging an annual fee. And I think you look at today's world, no one wants an annual fee anymore. They just want like a monthly fee and they want it to be low.   Mark Rasmussen (11:02) for   Right. Right.   Kiera Dent (11:28) But managing that is nonsense on my own paying for it. And Moolah, like I've heard through the grapevine, you guys are doing something with membership fees. Can we talk about the membership plans? Talk about how you guys do this. Is it easier? Is it something we can do? Because I think membership plans have to come into play with the insurance situation that offices are in. And also possibly a cash leak if you're paying for heavy management fees on your membership plans.   Mark Rasmussen (11:37) Yeah, yeah, absolutely.   Yeah. So listen, membership discount plans. I've since I've been, I've only been in the industry, you know, dental industry for about four years now. And every year I feel like it's getting traction. More practices are asking about us. I have practices that are doing demos with us and they're like, Hey, I'm doing this demo is driving it because I heard you guys do, you know, membership, discount plan management. And so yes, the answer is we do. ⁓   And as you were looking to, there's a lot of great vendors in this space that just do that, right? And I'm not going to name any names, but there's a lot of great vendors, but they're not inexpensive. Like, you know, there's some decent SAS fees and then you pay per patient enrollment. ⁓ And so when it's, you know, when you look at the net net and you're like, okay, is this really making sense? So what's nice is that we have complete membership discount plan management built into the platform. You can create all your plans. ⁓ You can easily onboard the patient into the system.   Kiera Dent (12:21) Mm-hmm.   Yeah.   Mark Rasmussen (12:48) whether the patient wants to go monthly or annual, like you said, you were doing annual and a lot of the practices that I run into have historically been doing it annually, right? Because to think about billing it on a monthly basis has you like pulling your hair out. But the reality is that the patients and the consumers in the world that we live in, ⁓ everybody looks at whatever they're gonna bring into their life, whether it's a Netflix subscription or it's a car payment or it's anything else, everybody kind of looks at at a monthly basis.   Kiera Dent (13:02) Too hard.   Mark Rasmussen (13:17) And so that is what you want to be delivering. And so with the Moolah platform, you can absolutely manage an in-house membership discount plan and offer both annual and monthly options and truly set it and forget it. Not have to think about it. The system's going to run. The system's going to automatically post that payment into the ledger. In open dental, we even go a step further where when you enroll the patient into the membership, not only are we handling the billing element of it,   But we're also going into the PMS and we're associating that patient to that membership discount plan and keeping track. You know, that's what's really doing all the heavy lifting of keeping track of whatever the one free cleaning of the 10 % off services. And we keep that in lockstep. So if there was like a billing issue, we automatically disassociate the patient from the plan to really just kind of make it pain free. you know, membership discount plans are phenomenal. It's a win win for patients and practice. First of all, it brings some really great reoccurring   Kiera Dent (13:51) Mm-hmm.   Mm-hmm.   Mark Rasmussen (14:14) like trackable revenue into the practice, right? Number two, it's bringing patients like butts in seats ⁓ as well. ⁓ Because the patient looks like, I'm paying $40 a month. I should use it. I should be in there. ⁓ And it's bringing value to the patient. So it's literally just a win-win all around. I really love that for, you know, when you're looking at out of network patients ⁓ and the absolutely, you know, the platform has it built in. So you guys, please, if you're looking at discount plans, memberships,   I encourage you to look at some of the other great vendors out there and then come take a look at us last and see like the value that you get that's included.   Kiera Dent (14:49) That's awesome. Yeah. And again, like there are so many great people out there that are doing it. I just feel, ⁓ when I heard that you guys were doing membership plans, I was like, well, it kind of makes sense because you're already processing credit cards. Like you're already doing the processing. So now something else that is doing a processing is in my processor, into my software, which I just, that was so incredibly clever. And, ⁓ like again, I had another client who, who scoped you against other companies and they were like, gosh, like there's no fees.   Mark Rasmussen (15:03) Great.   Kiera Dent (15:17) compared to other companies with moolah. So that was something I was really excited about. I'm big on just, it's like my insurance. I've been with State Farm forever. And Jason and I giggled, we're like, we need to go and actually like assess and make sure that we're truly getting the best plans. And so I just think like it's good to periodically go and assess and make sure our credit card fees, what they were when we set up.   our membership plans making sense? Is it time to look to possibly renegotiate some certain things? And again, I'm not here to propose one company over another. Like Mark said, do your homework, figure out what's best because there's so many great companies out there. I just really love when it's simple and easy. And that's something I love about you guys, Mark, you guys have the fact that we can send patient statements and like have payments online and they can pay it all times of the day. Like just that alone boosts offices, collections with Moulin. So Mark, I want to go into a dicey topic with you though.   because this one's hot. We had it in our in-person ⁓ doctor and leadership mastermind when we were in Arizona and I loved it. It was like a hot, hot topic and heads up like this might be awkward for you. I don't think it will because of who you are, but there's the question of, and it was hot, like the room was split of people who were pro and con. So the question is with credit card fees being as much as they were, we talked about at the beginning, like ways that we can reduce it.   Mark Rasmussen (16:10) Let's do it.   I know, I wanna hear what the feedback was, because I know where you're going.   Kiera Dent (16:40) Then we talked about reducing membership plans. Now there's a question of, should we actually charge patients the credit card fees? Like this is becoming really popular and I don't blame businesses because inflation's high, labor is higher. So now we're trying to figure out like where could we cut? And so people are like, well, sweet, we're just gonna pass on the credit card fees to our patients. And the room was spicy. There was like people that were so pro and people that like literally people were bristly and it was a...   Mark Rasmussen (17:05) Yeah.   Kiera Dent (17:06) It was quite interesting. So your credit card company, which is where I feel like it's a little awkward to ask you this question, but I want to know, we pro, are we con? Should we charge the patients from your perspective? We're in 2025. So many companies do this. Should people be charging patients the credit card fee? Should they just raise their fees and bake it in? Like, what are your thoughts on this? Because my room was 50 50 split. And I will tell you some of the feedback if you want to hear it, cause it was quite interesting.   Mark Rasmussen (17:13) Yeah.   Okay, okay.   I do. Okay, so the first   thing I want to point out is I expect you to say that the room is split, right? Like half of them are like, yeah, absolutely. You know, I'm not paying for my patients' reward points. And I think the other half of the room was like, yeah, but I'm worried about the optics. Does it look like we're trying to be cheesy or nickel and diming our patients, right? Those are the two ends that are battling each other. The interesting thing is that this hot topic, ⁓ if you would have asked that just three years ago,   Kiera Dent (17:38) Mm-hmm.   Mm-hmm. No.   Mark Rasmussen (18:01) it wouldn't have been 50 50. It   would have been like 80 90 % saying no way and 10 % made me do it. So the trend is is like it is going right and two or three years from now I have a feeling it's going to be like 80 % are doing it and 20 % are not doing it. So the cat is out of the bag. Let's just get that you know right out there in the open. What do I think about it? I'm to be super Switzerland about this and I'm going to say that I think   Kiera Dent (18:06) Agreed. 100 % agree.   I would agree with you.   Remember he's   a credit card processing company.   Mark Rasmussen (18:31) Well,   no, I'm going to say that I think that as a vendor who delivers credit card processing service, I think that I should enable our practices to make that choice for themselves. I think whatever you think you should do for your practice, I want to support it. So if you don't want to do surcharging, great, we love that. If you do want to do surcharging, great, I love that. I just want to give the tools to the practice so they can make that decision. Now, aside what I think about it,   It's a very interesting topic to talk about. Well, what is the net result? I like, all right, how does it work? What does it save? Let's get into it if I may. Okay, so there's a couple ways. There is absolutely there. There is, and there's a couple flavors to this. There's a couple flavors to this. ⁓ there, the, the, what that we do, let me talk about that first. So what we do is what's referred to as compliance surcharging and with compliance surcharging, what is, what you're doing is that   Kiera Dent (19:06) I agree. Cause like, are there rules around it? Like, you actually have to do anything? Okay. I have no idea. Okay.   Mark Rasmussen (19:28) When a customer's paying you with a credit card, the system, system, I'll just speak to our system, most others are similar, but when a patient is paying you, whether it's in practice on the device or whether you sent a text to pay or it's an online payment, our system automatically, real time, looks at the number that the patient put in or used on the terminal. And within a half a second, we're looking back at the credit card network before we even charge it, and we say, is this a credit or is this a debit? If the patient is paying with a credit card,   We then pop on the screen, either on their mobile device or on the terminal, we say, hey, we see you're using a credit card. We're going to add 2.99 % as a fee to you for using a credit card. If you want to use a debit card, you will avoid that fee. So in Compliance Surcharging, what I really like about that is that you're not charging us fee across debit and credit, right? You're still giving your patient the convenience of being able to pay with plastic.   Kiera Dent (20:19) Mm-hmm. Mm-hmm.   Mark Rasmussen (20:25) and still use a debit card because the reality is if you have a credit card in your wallet, there's probably 99 % chance you've got a Visa debit card in your wallet as well. And so you're not pulling away that convenience of them being able to pay plastic and just saying, hey, if you want to avoid that fee, pay cash or check. That's kind of archaic. So with compliance surcharging, you are going to offload your credit card fees to the patient, only the credit card fees. When they pay with a debit card, you will still pay for that, okay?   Kiera Dent (20:43) I agree.   Mark Rasmussen (20:55) With doing that with Moolah, if you're going to pay the debit fee and not pay the credit card fee, we see that the overall net effective rate for the practice ends up being below 1%. It ends up being like, I'm going to throw out a weird term that people are going, what the heck is that? It's usually going to be around 75 or 80 basis points. About three quarters of 1 % is going to be your net overall cost, which is huge savings, right? Huge savings.   Kiera Dent (21:07) No.   Crazy, like insane. Just do   some math. If you did a million dollars and you were able to basically save, gosh, so much.   Mark Rasmussen (21:28) No, let's just say,   the reality is you're probably saving one and a half percent. So on a million dollar practice, that practice is gonna put about $15,000 back to their bottom line. Like, and that's it, and it was painless. And you're still not really, yeah, exactly.   Kiera Dent (21:37) Exactly.   And that's also for payments you're already collecting. Like this is already   money we're collecting, we just get to keep more of it rather than having the credit card processing fee.   Mark Rasmussen (21:47) Yes.   And it doesn't need to like, you know, break brain cells for you to try and figure it out. Like the system is going to automatically calculate it. We're going to organize it. ⁓ It's just, it's painless. We're handling it in the PMS correctly. listen, the savings cannot be ignored. Like we talked about the cats out of the bag. You're going to see more businesses across more different verticals. ⁓ And the reality is   We've all been around it for a long, long time, right? Who's been doing it forever? Gas stations, right? We've seen it on there. Cash credit, right? That's been there forever. And we're all used to it. And you also typically see a lot when you're dealing with like state or federal agencies, you ever gone on and make an online tax payment, they usually charge a fee there. So it's just now getting more, you know, ⁓ rolling out. Yeah.   Kiera Dent (22:40) Nail salons for the girls out there. We all know the   nail salons. They'll say like, it's a 3 % charge if you use credit card. I'm like, here's your cash. Like it's clever. They push us to what they want.   Mark Rasmussen (22:49) Yeah, yeah. Yeah, yeah.   So it is listen. So I, I believe in delivering the technology to our clients, I don't have an opinion one way or the other, whatever you feel is good. I will tell you though that I think a lot of practices, especially on the on the one half of the room that are like against it. I think what we're finding is that people are not pushing back as much as   you think they are because consumers are just getting used to it. And again, the fact that at least with our practices, you're still giving your patient the ability to have that convenience and pay with a debit card and not have the fee. If they were doing like the model where they call it, know, cash discount, where you're going to hit the debit card and you're going to hit the credit card, I think you get more pushback on that, but you're still giving that convenience. So yeah, I'm a fan of it. We get, like I said, more and more requests of it. ⁓   It's not going anywhere. yeah, we're here to support your practice. If you guys want to try it out, try it out and listen, here's the thing.   Kiera Dent (23:50) Yeah.   How does it work in practice   though? Like, so someone's standing in front of me at a terminal, I'm collecting money in person. How does this work? Because it's not gonna pop up on my like treatment plan that I just gave them or on my ledger. So how do I do that?   Mark Rasmussen (24:00) Yeah. Yeah. Yeah. Yeah.   It'll pop up on the terminal.   so first thing we do, we give the practices, ⁓ you know, some template messaging and they'll just want to put up something by the front desk. And it says something to the effect of that, you know, this office adds a surcharge when using a credit card, ⁓ not beyond, you know, what our costs are, right? This is not a money, additional money revenue is trying to like, you know, make arbitrage between costs and no, I'm only going to pass off. And so.   Kiera Dent (24:32) Great.   Mark Rasmussen (24:35) the patient is aware of it, they've seen it, and then when they go to use it on the terminal, if they're in practice, when they go to run the credit card, it will pop up on the screen and your team can just show it to the patient, they'll see it, that it's adding it because they're using the credit card. And it'll give them an option if they want to accept it or if they want to back out of it and try again with a debit card and avoid the fee, really easy.   Kiera Dent (24:58) Okay, that's actually really helpful. And now I have a question because I don't know this. How does this work? Because technically the practice is collecting more money, right? Like we are taking the fee plus the credit card fee. ⁓   Mark Rasmussen (25:10) Let's say it's $100 and let's just say we're   adding that surcharge so now it's $103. Okay? Yeah. Yeah.   Kiera Dent (25:14) Right, so that's $3 more per $100 transaction. But   does that impact them in tax? I would think no, because credit card companies still charging us the 3%. Like, how does this work? Are you following what I'm saying? how does this impact you?   Mark Rasmussen (25:26) Yeah, I do. So you   don't have anything else to like, you know, break your brain on that. Our system, first of all, will break out the surcharge in the reporting. Okay. So it's really clean. Furthermore, the addition, the $103, right, like the customer got charged, the patient got charged $103. But our system automatically calculates it, that you have a fee of 3 % and that you surcharge the patient 3%. So the practice is still just going to get the full $100.   Kiera Dent (25:36) Mm-hmm.   Mm-hmm.   Mark Rasmussen (25:56) It's as if they took a cash payment. So it's easy for them. They're not getting 10.99 at the $103, so to speak. It's just still truly only taking $100, which is great.   Kiera Dent (25:57) Gotcha. Okay.   Mm-hmm. ⁓   Yeah, because that's what   I was curious like, and like some things have sales tax. So didn't know like surcharges, do they get taxed differently or is it just like accepting cash, same thing for a practice? Okay. Now, so that's really helpful. And that helps me see on the ledger. So are you guys synced into the PMS for it to say, because like if my ledger says a hundred dollars, but I'm now doing 3 % surcharge on it.   Mark Rasmussen (26:18) Exactly, total amount, total amount, yeah.   Yes.   Kiera Dent (26:35) I'm going to be posting $103. How do I make sure that all of my ledgers match up?   Mark Rasmussen (26:40) So   we'll post $100 in the ledger, okay? And then we'll have a procedure code for the surcharge. And then we'll also have an offsetting so that it doesn't mess up your balance. So you can easily run reports based on the procedure code. I can see what my surcharge is, but it's not messing up and showing that, I took in $103 on this $100 transaction. So your ledger is gonna stay nice and clean.   and not be a nightmare, 100%.   Kiera Dent (27:10) Okay,   because that's I was like, Oh, great. Because there was another office that I heard about. And Mark, I'm just curious about your opinion on this. And then we're gonna get back to this like spicy and thanks for walking through this. There was another practice, I've literally never heard of this before. So I'm curious if you have or if you recommend or don't this practice. So let's say a patient, the total is $100, they pay the $100, the practice literally posted on the ledger.   Mark Rasmussen (27:28) Mm-hmm.   Kiera Dent (27:38) instead of being $100 because now they lost $3, they posted $97 on the ledger and they were taking out the surcharge. Have you ever heard of that? Because I had never heard it. I was, do you recommend that? Because I've never recommended that, right? And I think as a patient, I'd feel really angry though. no, I gave you 100 bucks, but you gave me 97. Like I would just.   Mark Rasmussen (27:48) I haven't.   That seems wonky. Yeah.   Right. Or   continue that on. How about now all of a sudden a week later you go to refund it and we're we're refunding you 97. You're like, no, no, no, I paid you 100. It's gonna be messed up in so many levels.   Kiera Dent (28:09) Right. I was just curious.   I was like, I mean, maybe I'm archaic on how I do this. I used to just do it that way and then accept that that would just be a cost on my PNL. But now there's a way for you to actually offset it with the process. So my question is going back to that, that's actually helpful. Thank you. So if you're doing that, definitely recommend not doing that anymore. ⁓ But I was like, Hey, I've never heard of this. Maybe that is the right way to do the accounting on it. But it felt very messy to me. Now,   Do we as the practice need to put in the surcharge as that procedure code when we're charging that out or does Moolah automatically sync it in and put the surcharge of the procedure code?   Mark Rasmussen (28:48) We have, yeah,   automatically done. There's nothing for you to do. Yeah. So during onboarding, we will set up, we will work with the practice, obviously. We'll make sure that we have a procedure code set up for them. And so during the onboarding, we'll have that so that when you do run a surcharge transaction like that, there's nothing you need to do. It'll all be handled in the ledger correctly.   Kiera Dent (28:51) Amazing. I love it. This is why I said I have a preference on you.   and you're in all softwares. What softwares does Moolah sink into?   Mark Rasmussen (29:10) Yes, so ⁓ Open Dental, ⁓ Dentrix, G7, and ⁓ newer server-based, not Ascend. And we're actually going to be ⁓ releasing, finally, this has been a long time coming, we're finally going live with Eagle Soft ⁓ Beta at end of next week. So Open Dental, Dentrix, and Eagle Soft. Yeah.   Kiera Dent (29:28) Awesome.   That's awesome. Okay, very cool. And   then if you're not in one of those and you can just obviously add this in, it wouldn't be automatically synced. And I think like of those ones though, huge win this way. Okay, now we'll go back to the spicy. I will tell you guys how the room was divided. The room was divided, I'll be right. The do it, don't do it. And then the like, there's a middle ground, which I thought the middle ground was kind of convenient. ⁓ There wasn't, but I did see people like it. I did feel like it was like,   Mark Rasmussen (29:45) Yes.   Was there any physical fighting going on? Okay.   Kiera Dent (30:00) like politics and religion status. Like it was like very cut through the room. I do agree with you. And that's what I said. I was like, you guys, this 2025, this is going to take place in the future and it will be very common. just, think our early adopters going to stay or not. It's your choice. Um, I've always been of the opinion like, no, just bake it into your fee. And now I'm like, well, everybody's starting to charge for it. Like, why not? Um, so it was don't charge for it now. Another was like, no, put it in. People are doing it anyway. And the middle ground, which I thought was   Mark Rasmussen (30:02) Right. Right, right, right.   Kiera Dent (30:30) of a good way to do it is in person. They didn't charge a fee, but any of their online statements, they did charge a fee because they said most people who pay online know there's usually a service fee associated with it. So I thought that was kind of a, an easy way. If you guys are looking for a navigation through it. ⁓ but I think like, honestly, it's just like anything else, train your patients if you want to, but don't feel like you have to, I think it'd just be something to consider. So, but again,   Like get the reduction, like if nothing else, like switch to a processor that's going to be reduced fees anyway. So even if you want to continue offering it, you're still saving on that. Mark, I have one last thing that I wanted to dive into. I'm hearing from a lot of like integrated softwares. So like dental Intel and Flex and some of these other ones that literally make practice lives easier. They're having processors in there that are just integrated right into that. They're using it all the time.   Mark Rasmussen (31:20) Yeah.   Kiera Dent (31:25) How does Moolah play in those worlds? Like, do you get the same pricing? Do we not get the same pricing? Are some of those better because they're already bundled in? Again, I'm putting you on like really awkward topics, but I just want to know. I want to know how does this work.   Mark Rasmussen (31:35) No, no, not at all. So listen, you mentioned Flex. We   love Flex, okay? I love Flex, not just because, yes, they're a partner of ours, right? And yes, your Mool account works beautifully and integrated with Flex. But I love Flex just because I think they're like cut from the same cloth that we are. Like we just, at the end of the day, we want to over-deliver, right? We want to over-deliver, whether it's technology, whether it's value, and they have that mindset. And so I love the Flex team. Full disclosure.   ⁓ And so we've been an integrated partner with Flex for, gosh now, I think three years. So yeah, I think they deliver a ton of value to any open dental practice. So anybody out there for sure should check out Flex. They are amazing. Dental Intel. So we used to be, ⁓ not to bore the audience, but like we used to have an integration with Modento and then Dental Intel acquired Modento.   Kiera Dent (32:33) Yep.   Mark Rasmussen (32:33) and   then Dental Intel wanted to roll up their own integrated credit card processing. And so they have now. so, listen, ⁓ we wish Dental Intel the best, wish them well, but yeah, we're no longer integrated with Dental Intel, but yeah, Flex, we love Flex.   Kiera Dent (32:49) Okay, because I was just curious. Now, I feel if it's bundled, is this a time where offices should just be strategic? I'm not saying anyone's doing it. I haven't looked at it. So I'm not here to like cast judge or I just want to make sure offices are being smart. I would think when they're bundled or they're integrated, offices should still check even using MULA. They should still be watching their credit card statements every single month, right? Like no matter what, just to always make sure things are staying clean and also before we sign up with anybody.   Mark Rasmussen (33:08) Mm-hmm.   100%.   Kiera Dent (33:19) Like literally read the fine print and look for it. Yes. No. I from like, let's just go all the way back.   Mark Rasmussen (33:23) Yeah.   And I would always say that, you know, let's just take the Flex example. Flex has, you and I won't name anything, I'll let you guys out there, you go check it out to yourself, but there are three options. I encourage you, especially when we're talking about a vendor that you're looking at, and especially when this vendor that you're looking at revolves around your cashflow, right? Like it's a pretty integral part of a vendor that you're bringing into your ecosystem. call them, talk to them.   Kiera Dent (33:46) Mm-hmm.   Mark Rasmussen (33:54) Call in the middle of the day. Do they pick up the phone? Do they answer? Can you talk to somebody very easily? Like really pop the hood and take a look at who you're going to get in and do business with, especially when it's, you know, that vendor is like controlling your cash flow on a daily basis. So yes, please you guys out there, do your homework, look at the agreements, ask questions, and see what's right for you. Yeah.   Kiera Dent (34:10) Yeah.   That's awesome. just, again,   I wanted to like go into it because these are things I'm hearing. I'm hearing people say like, this seamlessly integrates. I know you seamlessly integrate. I know you guys are constantly working to refine, to get into more and more practice management softwares to make it easier. Just Mark, as we wrap up, like this has been fun. I love the like, thanks for going into some of the spices with me. ⁓ But just as a quick rundown, like what are some of the features that Moola does? We talked about the membership plans. We did talk about that Dental A Team clients get 10 % basis points less for card present or card not present.   Mark Rasmussen (34:33) Always is.   Yep.   Kiera Dent (34:47) Which to me that alone, I would just look into it and see, like I said, two clients literally saved money by like dumping their contracts and moving over, which I think to me, like before I can have a crush on a company, I test them pretty heavily. So to see the proof in the pudding, I was so just elated and it made me even like you guys more. But what else does Moola do? Because I know you guys do a lot of other things that just make life easy.   Mark Rasmussen (35:05) I love that. yeah, yeah. So   at the end of the day, we do a lot, but it's all payment related and will always be payment related, right? So we're focused on being like, we try to be like the end all be all payment solution for dentists. And so when you look at like, what does a dental office need from a payment perspective, ⁓ it's in practice payments, right? So we provide you guys the physical devices. So   No more having to buy rent or lease those terminals. We're going to include them. you know, not only, yeah, they're wireless. Yeah, they're really cool. Aesthetically, they look really good. Yeah. And, and here's the other great part too, that I think it's kind of underrated ⁓ is of course, not only did we include them. the practice didn't need to buy them, but like normally, you know, with our peers, you have to buy these devices and then you buy them and then it's like one year warranty, right? And then like Murphy's law always kicks in.   Kiera Dent (35:37) They're awesome too. They're portable. They can go back to the hygiene operatories. It's amazing. So your hygienist can take it. Like they're awesome. It's so great.   Mark Rasmussen (36:01) like it loves to do. like, okay, month 14, the device just, you know, went out on you. And then you're gonna sorry, you got to buy another five $600 device with mula you guys will literally never have hardware expense ever because we give them to you on the front end. And we will warranty them forever. As long as you're with us. I don't care four or five, six years. If there's new devices that come out and your guys age out, we're going to replace them. Even if you drop it off the counter and crack the screen.   We don't care, we're gonna replace it for you. There's no fear or premium. So, in practice payments, we have you covered there from a technology standpoint as well as a hardware standpoint. Moving on, there's also, have the ability to, like you were talking about earlier, store patient cards securely tokenized. Nothing's ever touching the practices servers. It's all on our servers, but it's giving you the convenience of having those stored cards for the patient. You can have as many stored cards as you want. You can even send a request to the patient.   before their appointment and the patient from easily from home from their mobile device could add their credit card. And so when they come in, it's already stored and it's available to use. So stored cards, yeah, yeah, yeah.   Kiera Dent (37:07) With that, can I ask, do you guys have   the compliance paperwork? Is there anything you have to do to get a patient to have a stored credit card that we can run for future payments? once insurance pays, because I know that's a big thing of storing cards on file, do you have anything with that? Because I know that this is a zone.   Mark Rasmussen (37:23) Yep. What I...   Yeah, no. So it's very obvious as far as the process of the patient adding the card. Like when you send the message, it says, hey, would you like to securely store your card on file? Right? Beyond that, what I've seen some practices do is just they'll just include it in their overall like new patient intake forms and kind of include it in their terms of service of that. Hey, listen, if you want to store a card on file with us, you can. And you allow, once you store a card, you're giving us the authorization to utilize that card.   Kiera Dent (37:35) Mm-hmm.   Mark Rasmussen (37:51) for other future balances. As simple as that, that's all you need to do.   Kiera Dent (37:54) which is so smart you   guys think about it. This is where so many other industries do this. They have a card on file. I mean, I go to the spa, my cards on file, they run that card when I'm gone, like I authorize it to happen. So they never out of money. They're never chasing money down. Like it just to me makes so much more sense of a way to process.   Mark Rasmussen (38:12) Can you imagine if   Netflix or all the other subscriptions, if they had to wait for a payment every month and wait, come on, no. Subscription is the way, 100%. So, okay, so store card on file they get. The other thing they get is the ability to create and manage in-house payment plans. And of course, automatically post those payments to the ledger. We have some great things where if the payment fails, right? They're into the plan for three months and all of sudden the July payment fails.   Kiera Dent (38:18) No. No.   Yeah.   Mark Rasmussen (38:41) our system will automatically notify the practice, notify the patient, and what's cool is that the software will allow the patient to self-administer and fix it. So the software is not telling the patient, your card failed, call the front desk. No, we're gonna save a phone call there. The software will allow the patient to tell the software, okay, either A, try to charge that card again, or B, they can actually upload a new card on file.   So the cool stat on that is that in failed transactions in our payment plans, we see patients solving it between themselves and software within the first 24 hours at a rate of over 80%, which is huge. So payment plans, and then we talked about earlier, you also get the ability to manage any of your in-house membership or discount plans. ⁓ We have the collecting on a balance when the patient is out of practice, ⁓ sending a payment request either   Kiera Dent (39:20) Holy cow, it's amazing.   Mark Rasmussen (39:37) allocated or unallocated payment request can attach a statement. ⁓ We also have the ability to host a payment page on their website. So if you want to put a little navigation, click here to make an online after hours payment, we'll host that page for the practice. ⁓ So yeah, we really kind of just looked at it a full circle of like, where are all the payment touch points that our practice is dealing with, and just trying to deliver these really amazing tools. And again, as you know, our model.   ⁓ There's never any monthly fees. There's never any set up fees. There's never any annual fees ⁓ All there are these two simple flat rates and again, you can cancel it anytime you want never locked in anything   Kiera Dent (40:18) That's awesome. Mark, I appreciate this so much. How do people, like know they just connect with you, schedule a demo. You guys will look at their credit card processing, see how you guys can fix it. How do they connect with you specifically if they're interested? And specifically The Dental A Team, The Dental A Team, perks.   Mark Rasmussen (40:33) I would recommend and maybe we can list this in the podcast, but there will be a specific Moolah URL. It's like forward slash The Dental A Team They should go there and then they can schedule a demo. And then if they go there, then we're going to know it came from you guys. That way we can get them that 10 basis point savings forever. So just schedule a demo with us and no pressure. We're like the most like   the least salesy organization I think that you guys will ever run into. All we wanna do is inform you. We wanna show you what we have. We're not for everybody. ⁓ But assuming that you guys love what you see, we encourage you to try us out and check us out and see if we're gonna be a great fit for your practice.   Kiera Dent (41:13) Yeah, for sure. You guys, honestly, I love Moolah They're incredible. So on our website, we will link it. So the way you get to Moolah, it's on our website, TheDentalATeam.com. And then you can click on the About Partnerships Mulas right there. ⁓ And the actual, like if you guys want our direct link here, it would be TheDentalATeam.com slash partnerships slash Moolah. And that should take you right to Moolah's page. It's also mula.cc slash partners.   So that helps you guys will also link that in the show notes mark. I appreciate you guys so much Things are being on the podcast things are going through the spicy with me. I appreciate you so much   Mark Rasmussen (41:52) Any time, love you guys, you guys are the best and ⁓ have a great rest of day.   Kiera Dent (41:58) Hey, you too, for all of you listening. Thanks for listening and we'll catch you next time on The Dental A Team Podcast.  

Welcome to the Art of Value Whispering podcast   Today, I unpack a question someone recently asked me: “Does building a quietly impactful business mean it's going to take longer to succeed?” ‍ It's a valid concern. But the truth is, it's usually faster! When you build a business that's deeply aligned with your values, your voice, and your vision, you actually grow faster—because there's less resistance at every level. ‍ Join me in this episode to learn why understanding your true value is the foundation for meaningful marketing—and how embracing your introverted strengths can actually help you grow your business quicker and more sustainably. ‍‍ “Nothing attracts clients faster than a message that hits home.” - Melitta Campbell In this Week's Episode... ‍ You will discover: ‍‍ Why quiet impact isn't slow: it's strategic, and results in joyful and sustainable growth. The role of true value in attracting your dream clients. Why burnout happens when your business lacks meaning How to stop pushing and start resonating through aligned marketing. ‍ The kaleidoscope effect of messaging that truly reflects your experience and purpose. ‍ ‍ “When you're clear on your true value and dream client, your content doesn't just reach people—it deeply resonates with the right ones.” - Melitta Campbell ‍ If you're ready to take control of your habits and make real progress in your business this year: Download your Introvert's Business Growth Playbook here. Check out Melitta's Value Whispering Blueprint Program at valuewhispering.com. Join the conversation in the Dream Clients Club here and share your biggest challenges in taking action! ‍ ‍ Ready to add more meaning and impact to your marketing? To learn more about working with Melitta and her signature Value Whispering Blueprint programme, book a complementary call with Melitta here: https//valuewhispering.com ‍ ‍ About Melitta Melitta Campbell, also known as The Value Whisperer, is an award-winning business coach, TEDx speaker, best-selling author of 'A Shy Girl's Guide to Networking' and podcast host.  Melitta is passionate about helping introverted experts, and service business owners who prefer meaningful and impactful marketing, over loud and pushy strategies, to confidently build and grow a business that matters, through her award-winning Value Whispering Blueprint programme. ‍ She teaches her clients a unique approach to business growth: The art of Value Whispering. It's a a quieter, smarter way to market your small business, that weaves your true value through everything you do, so you can naturally stand out, attract your dream clients, and have an impact you feel proud of - without ever feeling fake or pushy.  ‍ Her expertise comes from three decades of communication, marketing and leadership experience, including more than a decade of running her own businesses. As a certified mindset coach, she also coaches her clients on the inner-game of success, as well as the practicalities of growing a thriving small business and maintaining a balanced lifestyle. ‍ Melitta is also the best-selling author of A Shy Girl's Guide to Networking, host of the popular: The Art of Value Whispering podcast and an in-demand speaker, appearing on stages and screens internationally, most recently on the TEDx stage. ‍ Originally from the UK, she now supports her global client base from her home in Switzerland, where she lives with her husband, two daughters and fluffy pup. You can learn more about Melitta's story here.   Connect with Melitta Website        Facebook        Linkedin         Twitter         YouTube     Watch my TEDx Talk: An Introvert's Guide to Having Quiet Impact ‍ Join the Dream Clients Club Come and join like-minded women in the FREE online community for Female Entrepreneurs. You can expect many more tips, tools and insights to support you as you build and grow your business to 6 figures and beyond! > Join the Dream Clients Club (free) ‍ You May Also Enjoy... Why Less is More: The Power of Focusing on Your Ideal Clients Developing Your Leadership Voice and Presence 5 Tips to Help Your Business Visibility Spotlight Episode:  How to Sell with Quiet Confidence Building Your Marketing Confidence ‍ > More Podcast Episodes ‍

Christoph is the CEO of IWC Schaffhausen, where he blends creative design sensibility with strategic leadership to steer one of Switzerland's premier luxury watchmakers. Originally from Germany, he studied interior design in England and Switzerland before first collaborating with IWC in 2006 to design its museum. As CEO, Christophe has focused on honoring IWC's heritage while driving innovation and sustainability, and he has overseen the brand's growing digital presence. His tenure has seen significant achievements, including IWC winning the prestigious “Aiguille d'Or” at the 2024 Grand Prix d'Horlogerie de Genève. Outside the world of watchmaking, Christoph is passionate about cycling and architecture—interests that reflect the same precision and design ethos central to IWC's philosophy.  On this episode, Mo dives into an honest and thought-provoking conversation with Christoph, exploring where he envisions taking IWC next, what challenges weigh on his mind, and whether he feels truly fulfilled at this point in his life. Presented ByKAFD App https://apple.co/4e9BdU0Website https://bit.ly/3YktQUIInstagram https://bit.ly/3YFpWGnX https://bit.ly/3LMJOziLinkedIn https://bit.ly/3A0b2QJ   Saudia Website https://bit.ly/495n6fBInstagram https://bit.ly/3UgTTdAX https://bit.ly/4beIQY8   Whoophttps://join.whoop.com/gb/en/moshow/  NoonInstagram https://bit.ly/3XRScUYWebsite https://bit.ly/44lnA1S Whoop https://join.whoop.com/gb/en/moshow/   Pizza Hut JeddahInstagram https://bit.ly/3T87mjtWebsite http://bit.ly/3UtnkWq   Tim HortonsInstagram https://bit.ly/3UQDk6uX http://bit.ly/3AgbAPiWebsite http://bit.ly/3LgUres  IWCInstagram https://bit.ly/44dxbFWWebsite https://bit.ly/43K8JMk  CreditsChristoph Grainger-Herr | GuestMo Islam | Host FounderRyan Ismail | COOFaisal Nejaim | Show ManagerGregoris Kalai | Head of StrategyTito | Creative DirectorYoussef Hamieh | Production ManagerPowered by "STUCK?" | Translation

Mental health roles in international schools are often misunderstood—or completely overlooked—when therapists consider a career abroad. In this episode, I chat with Jen Kantor about her journey from working as a school-based therapist in Seattle to supporting students at international schools in Brazil and now Switzerland.Jen walks us through how she found her roles, what day-to-day life looks like in this setting, and how it differs from traditional therapy work. We also talk about licensing limitations, and what to expect from the international school environment—especially when it comes to boundaries. If you've ever been curious about what mental health support looks like inside an international school, you're going to love this conversation.In This Episode, We Explore…Jen's journey from working in Seattle to supporting students internationallyThe difference between her roles in Brazil and Switzerland—and how her work shifted over timeHow she navigates working without a local license while still offering therapeutic supportWhat it's like to live on a boarding school campus with her familyTips on navigating the job search and recruitment process for international school rolesConnect with Jen:Email - jenakantor@gmail.comInternational School Services - https://www.iss.edu/_____________________Are you ready to take the plunge and become a Traveling Therapist? Whether you want to be a full-time digital nomad or just want the flexibility to bring your practice with you while you travel a couple of times a year, the Portable Practice Method will give you the framework to be protected! ➡️ JOIN NOW: www.portablepracticemethod.com/_____________________Connect with me: Instagram: @thetravelingtherapist_kym The Traveling Therapist Facebook Group: www.facebook.com/groups/onlineandtraveling/ The Traveling Therapist Website & Offers:www.thetravelingtherapist.com _____________________ Sponsored by Berries: Say goodbye to the burden of mental health notes with automated note and treatment plan creation! https://heyberries.com/therapists Sponsored by Alma: Alma is on a mission to simplify access to mental health care by focusing first and foremost on supporting clinicians. https://helloalma.com/kym

What if exploring Zurich could make you healthier and help the planet?In this episode, I'm joined by two inspiring women who are changing how we experience Switzerland's biggest city without the crowds or the big carbon footprint.First, meet Giada Rocca, a former lawyer and yoga teacher who now leads energizing urban hikes through Zurich. Her company, Zurich Urban Hikes, blends movement, nature, and history into one unforgettable experience, perfect for those curious about hiking in Switzerland but short on time.Also meet Diana Fischer, a tourism professional with a master's degree in innovation and management. She's the founder of Detours Zurich, which runs Zurich walking tours with a difference: each one is rooted in social impact tourism, from ethical chocolate tastings to upcycling workshops and circular economy initiatives.You'll discover what an urban hike is and why it's a unique way to experience Zurich. We explore how Zurich tours like Zurich Urban Hikes and Detours Zurich support the local community and combat over-tourism through ethical tourism and social impact tourism. You'll learn practical tips for responsible travel, how to embrace slow travel, and how Zurich walking tours can connect you with local changemakers, hidden spots, and even wild food. Whether you're planning to go hiking in Switzerland, or just want to see Zurich in a more authentic way, this episode will open your eyes to Zurich's sustainable, soulful side.So lace up your walking shoes and tune in! Zurich is ready to surprise you.Safe travels,Carolyn

Our journey through the Reformation continues as we take a closer look at Switzerland and it's unique situation to influence history in general and the Reformation in particular.#Zwingli #elvisfanclub

Matt Taylor is a third-generation Sonoma Coaster hailing out of Occidental Cali. Extensive world travel to Argentina, New Zealand, Spain and France along with learning Biodynamic farming in Switzerland, helped him formulate his winemaking and vineyard skills, along with stints at Joseph Swan, the Araujo's, Reuling, and Dujac. Fourteen years ago, Matt acquired property close to his childhood home to make Pinot Noir and Chardonnay for his Matt Taylor Wines at his Komerabi Vineyard. He is also the winemaker at Ink Grade, an historic vineyard on Howell Mtn. producing high elevation mountain grown Cab Sauv, Merlot and Sauv Blanc. Matt makes wine that honestly reflects the land and climate of the site while keeping an eye on the long-term health of the land. Heritage Radio Network is a listener supported nonprofit podcast network. Support The Grape Nation by becoming a member!The Grape Nation is Powered by Simplecast.

Radio International - The Ultimate Eurovision Experience is broadcast from Malta's Radio 105FM on Tuesday evenings from 2100 - 0059 hours CET. The show is broadcast live on Wednesday evenings from 1900 - 2300 hours CET on the Eurovision Radio International Mixcloud Channel as well as on the Facebook Page of Eurovision Radio International with an interactive chatroom.       AT A GLANCE - ON THE SHOW THIS WEEK  Eurovision Song Contest 2025 - The Results and a look back Eurovisioon 2025 - Winner's Media Conference and interview with JJ Eurovision 2025 - Media Conference Interview with the Hosts of the Eurovision Song Contest 2025: Hazel Brugger and Sandra Studer  Eurovision Spotlight: Eurovision 2025 - The Assessment with Chris Poppe Eurovision News with Nick van Lith from www.escXtra.com Eurovision Birthday File with David Mann Eurovision Cover Spot with David Mann Eurovision Calendar with Javier Leal New Music Releases by Eurovision Artists Your music requests Eurovision Song Contest 2025 - And the Winner is....     Eurovision Winner 2025:  JJ from Austria     Congratulations to JJ for winning the Eurovision Song Contest 2025 for Austria with the song "Wasted Love" receiving a total score of 436 points  being the public and the juries winner. See above the Scoreboard of the Eurovision Song Contest 2025 for the full results at the end of the voting sequence during the show on Sat 17 May 2025. For detailed televoting and jury results visit our colleagues at Eurovision Word - click here Eurovision 2025 Hosts Hazel Brugger and Sandra Studer with JP Eurovision Song Contest 2025:  On the show this week Radio International takes you back to the 17 May 2025 when the Grand Final of the Eurovision Song Contest 2025 was staged in the St. Jacob's Halle in Basel, Switzerland. Let's relive the moments and the music, plus excerpts from the Winner's Media Conference after JJ's Victory as well as a media conference of the Hosts of the Eurovision Song Contest 2025 - Hazel Brugger and Sandra Studer. Hazel is a comedian on German TV and Sandra is a TV Show Host and a former representative at the Eurovision Song Contest in 1991 coming 5th with "Conzone per te" as she was back then known as Sandra Simo.   The Eurovision Spotlight: The Eurovision Song Contest 2025 - The Assessment:  It is a tradition that Radio International will review the Eurovision Song Contest with the Team Members and talking about the highlights and sharing opinions on the staging of the contest. This week Chris Poppe will be starting the new series Eurovision News, New Song Releases, Birthday File, Coverspot, Eurovision Calendar: Also JP will be joined by David Mann for the Eurovision Birthday File and Eurovision Coverspot.  Nick will be presenting the Eurovision News courtesy of escXtra.com. There will be a lot of the great new releases of Eurovision artists on the show as well as great Eurovision Classics. Javier will be updating us on the upcoming Eurovision events in the Eurovision Calendar and and and.... For full details of this week's Show Content and Play List - click here

Timestamps:8:35 - Why enter a crowded market?15:24 - Language learning in AI28:02 - When Univerbal got into YC37:30 - How to get into YC41:00 - Getting 50K+ people to test your prototypeDISCLAIMER: This episode was recorded several months ago, and since then Philipp has left his role at Univerbal. We nonetheless thought the episode was still worth sharing, as it is a great startup story about building an AI language tutor and making it to YC. We hope you enjoy the content!Get started with Bitcoin by downloading the Relai app today. Click here to profit from 10% less fees by entering code SWISSPRENEUR at checkout.(Relai services are exclusively recommended for Swiss and Italian residents.)This episode was sponsored by infinity.swiss, Switzerland's most advanced AI accounting tool. Save 25% by entering code SWISSPRENEUR at checkout.About Philipp Hadjimina:Philipp Hadjimina is the co-founder and former CEO of Univerbal, an AI tutor for language learning and conversation. He holds a MSc in Management, Technology, and Economics from ETH, which he completed in 2022, after which he co-founded Univerbal (then named Quazel).Univerbal empowers language learners to practice new languages by talking with an AI Agent about anything they want in a completely unscripted way. Their product allows specific analysis of the individual learning stage, and can thereby offer tailored feedback and customized suggestions for improvement. Univerbal aims to position itself between traditional language learning apps like Duolingo and Babbel and online tutoring services like Preply and iTalki — retaining the personalized experience of tutoring, but making it as affordable and accessible as a traditional language learning app.Univerbal has raised a total of $2M in funding over 2 rounds, and got into Y Combinator in 2022 (their launch year).The cover portrait was edited by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.smartportrait.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.‍Don't forget to give us a follow on⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, so you can always stay up to date with our latest initiatives. That way, there's no excuse for missing out on live shows, weekly giveaways or founders' dinners.

It's Tuesday, May 27th, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Trump delegation investigates violations of free speech in U.K. The Trump administration has sent a delegation  to investigate the violations of free speech in the United Kingdom. They met with five people who have been arrested, and even convicted, of praying silently near abortion mills in Glasgow, Scotland as well as Birmingham and Bournemouth, England. At issue is the U.K.'s equating protesting near abortion clinics with silent prayer, and the government's antipathy towards pro-lifers expressing their opinions about killing children.  Only 39% of Americans “extremely proud” of citizenship Are Americans losing a sense of patriotism?  A 2023 Gallup Survey found only 39% of Americans are “Extremely Proud” of their citizenship status.  And a Wall Street Journal/National Opinion Research Center survey found the percentage of Americans who considered patriotism “very important” has dropped from 70% in 1998 to 38% in 2023.  Keep in mind Isaiah 40:5-7. It says, “Behold, the nations are as a drop in a bucket, and are counted as the small dust on the scales; look, [the Lord] lifts up the isles as a very little thing. And Lebanon is not sufficient to burn, nor its beasts sufficient for a burnt offering. All nations before Him are as nothing, and they are counted by Him less than nothing and worthless.” Russia launched largest aerial attack on Ukraine since war's start Russia launched  298 drones and 69 missiles on Kiev over the weekend, reports the Associated Press. It was the largest aerial attack on the capital of Ukraine since the beginning of the 3-year war. Altogether, Russia sent 900 drones into Ukraine over the weekend. President Trump responded on his Truth Social account calling Putin “absolutely crazy,” reports The Financial Times. TRUMP: “I'm not happy with what [Russian President Vladimir] Putin is doing. He's killing a lot of people. I don't know what happened to Putin. I've known him a long time. Always gotten along with him, but he's sending rockets into cities and killing people, and I don't like it at all. Okay? We're in the middle of talking, and he's shooting rockets into Kiev and other cities. I don't like it at all.” And Trump warned that any attempt on the part of Russia to take all of Ukraine would "lead to the downfall of Russia.”  Trump's “Big Beautiful Bill” goes to the Senate As The Worldview reported on Friday, Trump's “Big, Beautiful Bill” passed the House of Representatives by a single vote on Thursday.   The major highlights of the bill include tax cuts, the elimination of $700 million of Planned Parenthood funding, a national private school dollar-for-dollar tax credit to scholarship donors, and an expanded child tax credit. If you have not yet called your two Senators, call them TODAY at 202-224-3121 and ask them to DEFUND Planned Parenthood. We can expect maybe even a bigger fight in the Senate over the spending bill. Republican Senators are split on the bill.  Senator Josh Hawley of Missouri does not want to cut Medicaid spending.  And Senator Rand Paul of Kentucky described the spending cuts this way.  PAUL: “I support spending cuts. I think the cuts currently in the bill are wimpy and anemic.” Texas legislature passed Ten Commandments bill on Sabbath The Texas legislature has approved a bill requiring the posting of the Ten Commandments in public schools throughout the state come September. Ironically, they passed the bill on the Sabbath, breaking the fourth commandment! The bill heads back to the Senate, after which Texas Republican Governor Greg Abbott is expected to sign it into law. A similar law, enacted recently in Louisiana, is hung up in a federal court. Oregon has more elderly than children The state of Oregon's demographics are not doing well. The state now has more elderly over 65 years of age than children under 18 years of age, presenting a demographic challenge, reports The Oregonian.  In 1985, there were twice as many children as elderly. At this rate, in 10 more years, Oregon will have 40% more seniors than children.   The state holds the position as the eighth worst demographic in the nation. The other states are located on the eastern seaboard. Oregon was the first state to legalize physician-assisted suicide. That was in 1994. Here is what God says in Deuteronomy 30:19. “I call Heaven and Earth as witnesses today against you, that I have set before you life and death, blessing and cursing; therefore choose life, that both you and your descendants may live.” 500,000 new homes are on the market The U.S. construction industry should beware!   Inventory of new homes has reached 2007 levels — now 500,000 on the market, up from 150,000 homes in 2012. America is most generous nation America is the most generous nation in the world, by a long shot.   That's the conclusion in the most recent Global Philanthropy Report produced by the Lilly Foundation.    The US is the highest charitable contributor to other nations, by percentage of gross national income. With a total of $50 billion of philanthropic outflow, Americans contribute 70% of the world's philanthropic outflow to other nations, whereas it only makes up 4% of the world's population. Other generous nations included the UK, Germany, Canada, Switzerland, France, Netherlands, Australia, and South Korea.  The late Phil Robertson of Duck Dynasty proclaimed Jesus And finally, Phil Robertson of Duck Dynasty fame has died at the age of 79. His family announced Sunday that he has gone to be with the Lord.  Willie and Korie Robertson Instagrammed that “He reminded us often of the words of Paul.  ‘You do not grieve like those who have no hope. For we believe that Jesus died and rose again, and so we believe that God will bring with Jesus those who have fallen asleep in Him.'” Phil said, “When I die, don't cry. Sing. Dance. But don't cry when I die.  When I die, you say, ‘He made it!'” His son and daughter-in-law spoke of the lives who “have been impacted by his life saved by grace, his bold faith, and by his desire to tell everyone who would listen the Good News of Jesus.” Listen to Phil share his love of evangelism in this excerpt from his Unashamed podcast. PHIL: “It's been the most exciting one thing I've ever done in my life.” WILLIE: “What?” PHIL: “To see people go from lost to saved.” WILLIE:  “Oh, that's right!” PHIL: “It's the most exciting thing I've ever done in my life is being a part of that. The guy that ordered the duck call. That's all he wanted was a duck call. And in the midst of that, he cursed God. ‘G.D. this and G.D. that.'  Before we hung up, he said, ‘You got my duck call coming?' I said, ‘Yeah, I got it coming.' “I said, ‘By the way, why do you keep cursing the only One that could save you from death?' It was silence.  He said, ‘Hey, send me my duck call.'  (Dial tone. He hung up). “Well, about 10 minutes went by and the phone rang. He said, ‘Hey, it's me again. You know what? I never thought about that.' I said, ‘Well, you're cursing Him. Unless He can get you out of here alive, I don't know no one else that could. You know what you ought to do. You ought to come over here and I'll tell you about the One you're cursing. You may change your mind.' He said, ‘I might do that.' I said, ‘Well, you ought to.'  Well a week goes by, knock on the door, he steps in the door, and he said, ‘I'm the one that was cursing God. And you told me you're going to show me why I shouldn't.' “So, I told him about Jesus. He was converted. About 15 or 20 years later, I ran into him, and he was one of the leaders at that church where I was speaking. So, you never know.” The Duck Dynasty reality program aired on A&E between 2012 and 2017. At its peak, the reality program reached 10 million viewers.  Sadly, the network pulled the program after Phil Robertson referred to homosexual behavior as “sinful.”  Watch the trailer for the movie about Phil called The Blind and rent the movie itself here. Close And that's The Worldview on this Tuesday, May 27th, in the year of our Lord 2025. Subscribe for free by Spotify, Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

This week I read Chapter 10 from 'Friday Barnes 12, Collision Course'. Friday rushes to Switzerland to help her mother who has been arrested, but she ends up getting arrested herself.Support the show at https://www.buymeacoffee.com/storiesraspratt If you enjoyed the podcast please like, review and/or subscribe!Support the showFor merchandise use this link... https://www.cafepress.com.au/shop/rasprattTo buy one of my books use this link... https://amzn.to/3sE3Ki2 To buy me a coffee use this link... https://buymeacoffee.com/storiesraspratt To book a ticket to a live show use this link... https://raspratt.com/live-shows/

Send us a textIn biopharmaceutical manufacturing, endotoxins represent a silent but deadly threat – bacterial fragments capable of triggering severe immune responses at picogram levels, potentially leading to septic shock, organ failure, or even death in patients.In this eye-opening first episode, we speak with Anika Hoffmann, a postdoctoral researcher in analytical chemistry at HES-SO Valais-Wallis, Switzerland, who's challenging the decades-old status quo of endotoxin testing. For nearly 50 years, the industry has relied on horseshoe crab blood (LAL assay) despite its significant limitations and sustainability concerns.Anika reveals the troubling truth about traditional testing methods:The LAL reliability problem: With acceptable recovery rates ranging from 50-200% and high variability, can we truly trust our current methods?The "low endotoxin recovery" phenomenon: How common pharmaceutical ingredients can mask dangerous endotoxins, creating false negativesThe horseshoe crab sustainability crisis: Rising testing demand threatens declining horseshoe crab populationsMost importantly, Anika introduces her groundbreaking alternative: a chemical analytical method targeting KDO, a unique sugar molecule present in all endotoxins. This approach eliminates reliance on enzymes or animal products while providing more consistent results across different pharmaceutical formulations.With regulatory limits as strict as 0.25 EU/mL for water for injection, reliable detection isn't just a quality issue – it's a patient safety imperative. If you're developing biologics, managing bioprocess quality, or navigating regulatory compliance, this episode reveals why rethinking endotoxin testing could be your most important decision.Listen to Part 1 to discover why smarter endotoxin testing is possible without relying on horseshoe crab blood, and stay tuned for Part 2 where we'll explore the practical implementation of this revolutionary approach.Connect with Anika Hoffmann:LinkedIn: www.linkedin.com/in/anika-hoffmann-652ab0196/Email: anika.hoffmann@hevs.chNext step:Book a free consultation to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/callDevelop bioprocessing technologies better, faster, at a fraction of the cost with our 1:1 Strategy Call: The quickest and easiest way to excel biotech technology development. Book your call at www.bruehlmann-consulting.com/call/

This episode captures the spirit of my set at the vibrant Funkeltanz Day Party in Zurich — a beautiful day filled with rhythm, sunshine, and unforgettable energy. Massive thanks to everyone who showed up, danced, and vibed with me. This mix is for you — a musical memento to relive the moments we shared. Featuring sounds from Rema, The Weeknd, Sade, Moojo, FNX Omar, Riva Starr, and more — plus special selections close to home and heart:

Fans were treated to a thrilling 3-3 draw between the Philadelphia Union and Inter Miami, with the Union blowing a two-goal lead and conceding the equalizing goal in stoppage time once again. Todd discusses the latest news, including Quinn Sullivan's inclusion in the USMNT's 27-player roster for training camp ahead of the June matches against Turkey and Switzerland. He also shares his thoughts on the game against Miami, covering topics such as dropping points in stoppage time, containing Messi and Suárez, Tai Baribo's form, and the Union reaching 30 points in 15 games. Todd also highlights the Blunder of the Week, which goes to San Diego and LA Galaxy fans for fighting. News: The United States Men's National Team released their 27-player roster for training camp ahead of June matches against Turkey and Switzerland, with Quinn Sullivan being called up for his first-ever training camp with the full National Team: [6:47] Philadelphia Union v Inter Miami: Overall stats from the game: [18:20] Dropping Points In Stoppage Time: [32:14] Containing Messi and Suarez: [42:09] Tai Baribo Form: [46:52] Blunder of The Week: San Diego FC and LA Galaxy fans fighting after the match inside the stadium: [54:20]   Social Media: Twitter: @FreeKickPod Instagram: @FreeKickPod Facebook: @FreeKickPod YouTube: The Free Kick https://thefreekick.substack.com/ How Philadelphia Union set the standard for youth development

This week, the boys pull up their dacks, lace up their blunnies, pull over their cardies, eat a bikkie, grab a tinny, and lob in for the Ridgy Didge himself, Baz Luhrmann's first feature film, “Strictly Ballroom”. This isn't any ear bashing- we loved it! It made us three happy little Vegemites. After Jeff gives a quick mini-review of “Mission: Impossible— The Final Reckoning”, our native Aussie and gutless wonder, Dave, knackered from a good hissy at his lappy, guides us through this absolute hooley dooley. Don't be a drongo- grab a coldie and listen- you'll be doing the bogo pogo in a jiff!  Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 6:27 Jeff's mini-review of Mission: Impossible — The Final Reckoning; 11:29 Gripes; 15:01 1992 Year in Review; 39:02 Films of 1992: Strictly Ballroom; 1:21:26 What You Been Watching?; 1:28:53 Next Episode Teaser Additional Cast/Crew: Paul Mercurio, Tara Morice, Craig Pearce, Bill Hunter, Pat Thompson, Gia Carides, Peter Whitford, Barry Otto, Sonia Kruger, Tom Cruise, Hayley Atwell, Simon Pegg, Ving Rhames, Pom Klementieff, Esai Morales, Holt McCalleny, Janet McTeer, Nick Offerman, Shea Whigham, Tramell Tillman, Angela Bassett, Mark Gatiss, Rolf Saxon, Greg Tarzan Davis. Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Additional Tags: Mission: Impossible, submarine, nuclear weapons, Top Gun: Maverick, Ben Mendelsohn, French Accents, The Monuments Men, George Clooney, The Stock Market Crash, Bear Market, Trains, Locomotions, Museums, Fuhrermuseum, Nazis, WWII movies, WWI Shows, Plastic ExplosivesThe Crusades, Swedish Art, Knights, Death, MGM, Amazon Prime, Marvel, Sony, Wicked, All Quiet on the Western Front, Wicked, Conclave, Here, Venom: The Last Dance, Casablanca, The Wizard of Oz, Oscars, Academy Awards, BFI, BAFTA, BAFTAS, British Cinema. England, Vienna, Leopoldstadt, The Golden Globes, Past Lives, Monarch: Legacy of Monsters, The Holiday, Sunset Boulevard, Napoleon, Ferrari, Beer, Scotch, Travis Scott, U2, Apple, Apple Podcasts, Switzerland, West Side Story, Wikipedia, Adelaide, Australia, Queensland, New South Wales, Melbourne, Indonesia, Java, Jakarta, Bali, Guinea, The British, England, The SEC, Ronald Reagan, Stock Buybacks, Marvel, MCU, DCEU, Film, Movies, Southeast Asia, The Phillippines, Vietnam, America, The US, Academy Awards, WGA Strike, SAG-AFTRA, SAG Strike, Peter Weir, Jidaigeki, chambara movies, sword fight, samurai, ronin, Meiji Restoration, plague, HBO Max, Amazon Prime, casket maker, Seven Samurai, Roshomon, Sergio Leone, Clint Eastwood, Stellen Skarsgard, the matt and mark movie show.The Southern District's Waratah Championship, Night of a Thousand Stars, The Pan Pacific Grand Prix (The Pan Pacifics)    

No you're not going mad, and yes there should have been a show by now! Unfortunately with Bank Holidays, and Nick's Choir, and his Church Circuit commitments, and me being a bit unwell/under the weather it didn't work out. Besides which, I can't say there is a lot of news worth talking about to be honest! However, we will be back after WWDC to bring you all our thoughts on that – we promise. Anyway this a little Extra to give you a little update and to let you listen to Nemo's review of the excellent ThinkSound ov202w Wireless Over-Ear Headphones Recorded 26th May 2025 On this week's show NEMO'S HARDWARE STORE (00:05) ThinkSound ov202w Wireless Over-Ear Headphones John loves these and verified Amazon buyers agree with 5 stars abounding... Amazon – US $184 USD or UK £194 UKP Essential Apple Recommended Services: All Things Secured – Online security made simple by Josh Summers. Pixel Privacy – a fabulous resource full of excellent articles and advice on how to protect yourself online. Doug.ee Blog for Andy J's security tips. Ghostery – protect yourself from trackers, scripts and ads while browsing. Simple Login – Email anonymisation and disposable emails for login/registering with 33mail.com – Never give out your real email address online again. AnonAddy – Disposable email addresses Sudo – get up to 9 “avatars” with email addresses, phone numbers and more to mask your online identity. Free for the first year and priced from $0.99 US / £2.50 UK per month thereafter... You get to keep 2 free avatars though. ProtonMail – end to end encrypted, open source, based in Switzerland. Prices start from FREE... what more can you ask? ProtonVPN – a VPN to go with it perhaps? Prices also starting from nothing! Comparitech DNS Leak Test – simple to use and understand VPN leak test. Fake Name Generator – so much more than names! Create whole identities (for free) with all the information you could ever need. Wire and on the App Stores – free for personal use, open source and end to end encryted messenger and VoIP. Pinecast – a fabulous podcast hosting service with costs that start from nothing. Essential Apple is not affiliated with or paid to promote any of these services... We recommend services that we use ourselves and feel are either unique or outstanding in their field, or in some cases are just the best value for money in our opinion. Social Media and Slack You can follow us on: Twitter / Slack / EssentialApple.com / Soundcloud / Spotify / Facebook / Pinecast Also a big SHOUT OUT to the members of the Slack room without whom we wouldn't have half the stories we actually do – we thank you all for your contributions and engagement. You can always help us out with a few pennies by using our Amazon Affiliate Link so we get a tiny kickback on anything you buy after using it. If you really like the show that much and would like to make a regular donation then please consider joining our Patreon or using the Pinecast Tips Jar (which accepts one off or regular donations) And a HUGE thank you to the patrons who already do. Support The Essential Apple Podcast by contributing to their tip jar: https://tips.pinecast.com/jar/essential-apple-show This podcast is powered by Pinecast.

The Americans are winners on foreign ice once again. Correspondent Gethin Coolbaugh reports.

You're human, but are you also a Buddha? If so, which one comes first? What does it mean to be human? What is a Buddha exactly? Is our humanity lost or superseded if we become a Buddha? Such questions might interest our more philosophical listeners. Being Human and a Buddha Too (Wisdom Publications, 2023) by today's guest Anne Klein explores the 7-point mind training of Longchenpa, a 14th century Tibetan Scholar and Yogi from the Nyingma school of Tibetan Buddhism. Anne is professor of religion at Rice University, a co-founder of the Dawn Mountain centre for Tibetan Buddhism in Housten, Texas, and a lama in the Nyingma tradition herself. Her key research areas are Tibet and Indian epistemology, Tibetan texts and language. We touch on the following themes and questions; How do you manage the dual roles of university academic and Nyingma Lama? Buddhism in the West has gone through a lot and very quickly since its more prominent emergence in the 1960s. Do you have any thoughts on Buddhism's future in the west and whether it will maintain any significant presence once its key teachers from the boomer generation begin to pass away? Whether its problematic teachers, or, and perhaps more importantly, the insistence on a model that it antithetical to western modes of teacher student interaction, the Tibetan Lama, guru and core figure cannot escape a compatibility issue with Western norms. Worse for some still, there is also an increasing lack of teacher availability for those willing to embrace this model. Thoughts? What are we to do with language and the hermeneutic challenges its presents for translators of old Tibetan texts? Why this book? Why now? You have a series of events coming up, including retreats with translators in Germany, Switzerland and in Italy. Can you tell us about that and how listeners can get involved if they wish to? Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/intellectual-history

In this episode of Soulpreneur Scaling Stories, I reveal the game-changing "Two Day CEO" approach that has transformed my business and can transform yours too. If you're constantly tied to your laptop, responding to client messages at all hours, and struggling to truly disconnect from work—this episode is your blueprint for freedom.I share my personal journey from being an "always available" service provider who couldn't take a proper vacation to creating a business that allowed me to spend two weeks in Switzerland without my laptop. This transformation didn't happen overnight, but through strategic shifts in how I structured my business and client relationships.You'll discover why spreading your work across multiple days is actually decreasing your effectiveness, the CEO skills that will transform your scattered service delivery, and a practical framework for identifying and eliminating the "invisible work" stealing your time.This isn't about hustling harder or magical productivity hacks—it's about fundamentally redesigning your business so you can have both the income and lifestyle freedom you started your business for in the first place.Key Points Covered:✨ The "Fragmentation Effect" that's costing you 23-40% of your productive capacity✨ How to escape the "False Availability Trap" that keeps you tied to your computer✨ The three phases to transition from "always on" to a consolidated work schedule✨ Four pillars of the Two Day CEO framework that create true freedom in your businessReady to reclaim your time, deliver better results for your clients, and fall back in love with your business? This episode gives you the exact roadmap to make it happen.Send us a text Thank you for being a part of the Soulpreneur Scaling Stories community!FREE RESOURCES

Tom Bodrovics welcomes back Tony Greer, trader, editor of The Morning Navigator , and co-founder of the MacroDirt podcast, to discuss the current state of global markets. The conversation begins with an overview of the chaotic economic landscape, including regime change dynamics, inflationary pressures, and market volatility across sectors like bonds, gold, oil, and Bitcoin. Tony highlights the breakdown of traditional market correlations, making it difficult to predict trends. He emphasizes gold as a key store of value, noting central bank buying but expressing caution about its current highs and potential vulnerabilities if buyers step back. Gold miners, meanwhile, are performing well, though Tony questions whether larger investors will shift allocations into them. The discussion turns to bond markets, particularly the Japanese situation, where yields have spiked, raising concerns about central bank intervention. Tony suggests that yields may continue to rise before any potential stabilization. He also touches on inflation, noting that while official numbers appear tame, everyday costs remain high, and the impact of tariffs could linger. Oil prices are surprisingly stable despite geopolitical tensions, with plenty of supply keeping prices in check. Tony speculates that energy stocks could rebound if oil prices stabilize but remains cautious about their profitability at current levels. The interview also covers the broader economic picture, including the risks of a U.S. recession and the impact of Trump's trade policies. Tony expresses skepticism about chasing recession narratives, instead focusing on market trends and central bank behavior. He concludes by reiterating the importance of watching stores of value like gold and Bitcoin, given the ongoing themes of currency debasement and geopolitical uncertainty. Timestamp References:0:00 - Introduction0:43 - Interesting Times1:42 - Politics & Correlations3:44 - C.B. & High Gold Prices12:05 - Timeframes & Signals16:46 - Capital Rotation Miners19:44 - Global Debt Markets22:57 - Volatility & Confusion25:16 - C.B. Coordination & YCC27:00 - Inflation Threats?28:41 - Oil Price Drivers33:18 - Recession Risks?35:25 - Tariff Ramifications37:14 - Copper?38:10 - Trump's Administration40:40 - 2025 What to Watch43:58 - U.S. Debt Overhang?45:21 - Wrap Up Guest Links:Substack: https://tgmacro.substack.com/Twitter: https://x.com/tgmacroWebsite: https://tgmacro.com/E-Mail: tony@tgmacro.comMacro Dirt Podcast: https://www.google.com/search?q=macro+dirt+podcast After graduating from Cornell University in 1990 Tony followed in his father's footsteps to a Wall Street trading operation. He quickly learned his career path would be vastly different. He says, "I would not be sitting in the same seat on the same trading desk managing the same risk for the same firm for over 30 years." We have clearly entered a new era in financial markets. He began in the treasury department of Sumitomo Bank on the 107th floor of the World Trade Center downtown Manhattan. Tony was an FX trading assistant while the Quantum Fund was breaking the Bank of England in 1992. In 1993 he joined Union Bank of Switzerland as an FX and commodities trader, spending half a year as a Vice President in their Zurich treasury department. Then returned to New York City early in 1995 to join J. Aron & Company, the privately held commodity trading arm of Goldman Sachs. He managed risk for the Goldman Sachs Commodities Index, in precious and base metals trading, and futures and options trading on the New York Mercantile Exchange. He started his first venture in 2000 – Machine Trading which happened right before the tech bubble burst. That decision was his first excruciating life lesson in market timing. It turned out to be an extremely valuable learning experience. He believes there is a massive opportunity with both the unprecedented situation in global markets and in the way financial news is consum...

In a stunning and highly debated move, Pope Leo XIV has appointed a new bishop to the Diocese of St. Gallen, Switzerland—a man who has openly expressed support for reforming the Church's traditional positions on homosexuality, gay marriage, contraception, and even the ordination of women. This decision is raising serious questions among Catholics around the […]

In this episode I am joined by the wonderful, Jonathan McBride, for Part one of a two-part special series. Jonny and I met at The Agen Workshop in 2023. He teaches German and French in a state school in Scotland and he secured funding to go and spend six weeks watching three different CI teachers in three different countries in 2024: Me (Liam Printer) in Switzerland, Adriana Ramirez in Canada and finally, Tina Abour in Germany. The goal was to learn from what other CI teachers are doing in three very different schools in three very different systems, and to then report back to the Scottish government and education department about what he saw and learned. In this first part of our two-part series, Jonny had just spent two weeks with me in Switzerland after already doing two weeks with Adriana in Canada. He shares what he say, what he learned and most importantly, what he hopes to take back to his classroom in Scotland. Part two of this series follows up with Jonny approximately 9 months later, after coming back from Germany and spending almost a year implementing the ideas he had observed. A truly fascinating journey and a must listen for language teachers all over the world!Full programme notes are available on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.liamprinter.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Follow The Motivated Classroom on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@themotivatedclassroom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@themotivatedclassroom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.I'd love to know what you think, please get in touch! Join the conversation with the hashtag #MotivatedClassroom.Enjoying the podcast? Leave a review on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Become a Patron of The Motivated Classroom podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com.⁠Please let me know what you think! Keep in touch and share widely!

Brought to you by TogetherLetters & Edgewise!In this episode: Musk's xAI updates Grok chatbot after 'white genocide' commentsMoviePass Gets $100 Million Investment in Box Office Game Mogul"We would be less confidential than Google" – Proton threatens to quit Switzerland over new surveillance law‘Sesame Street' Saved, Inks New Streaming Deal With NetflixBreakthrough stretchy battery moves like toothpaste and could power pacemakers and hearing aidsGoogle I/OLots more AI in search resultsXR Glasses, with Samsung and Warby Parker, coming later this yearVeo 3 - audio and video at the same timeGemini live - see what's on your screen in real-timeDuolingo CEO says AI is a better teacher than humans—but schools will still exist ‘because you still need childcare'Pocket is shutting downMysterious Database of 184 Million Records Exposes Vast Array of Login CredentialsOpenAI is buying iPhone designer Jony Ive's AI devices startup for $6.4 billionSam Altman Tells Staff Plan to Ship 100 Million Devices That See Everything in Users' LivesFortnite is finally back on US iPhonesFortnite approved by Apple, returns to U.S. App Store 5 years after removalFortnite maker charged with unfair labor practice over AI Darth VaderWeird and Wacky:

Join Dave and Wayne for genre television show news, a glimpse into what the hosts are watching, listener feedback, and analysis of the Apple TV+ series Dark Matter. This week on the SciFi TV Rewatch podcast we discuss the problems with which viewers and Jasons must contend as the show's premise sends an infinite number of Jason 1s into the Prime world. We disagree to a point which of the Jasons deserve to reunite with Daniela and Charlie.  In our What We're Watching segment, Wayne, like many viewers, gives Andor high marks, and Dave checks out Davos 1917, a spy thriller that takes place in Switzerland. In Listener Feedback, Fred from the Netherlands, Alan in England, and Alan in Missouri provide their weekly audio feedback, and Susanne and Cincinnati Joe check in via email.  Remember to join the genre television and film discussion on the SciFi TV Rewatch Facebook group for the latest genre television show news and podcast releases. Episode Grade: A+ lite

The USMNT's Gold Cup roster is here, and it's stirring plenty of debate. Notable absences include stars Christian Pulisic, Yunus Musah, and Jedi Robinson. Head coach Mauricio Pochettino confirmed Pulisic will rest, while Musah withdrew for personal reasons. Josh Sargent? Simply left out due to tactical preference. The spotlight this summer turns to fresh faces, with five players—Alex Freeman, Damion Downs, Sebastian Berhalter, Quinn Sullivan, and Matt Freese—set to make their senior debuts.  While familiar names like Tyler Adams and Folarin Balogun anchor the team, breakout potential lies in players like Diego Luna, Brian White, and Sebastian Berhalter, who could become national team regulars with strong showings. The big question: does this roster still scream “Gold Cup Title or Bust”?  Off the field, the timing matters. This summer was supposed to build momentum—think trophy lifts and confetti—heading into the 2026 FIFA Men's World Cup on home soil. Instead, we're left wondering who will lead this group. Tim Ream? Tyler Adams? With upcoming games vs. Türkiye and Switzerland before the group stage kicks off, it's time for new heroes to emerge. Instant Reaction: No Pulisic, Musah, Robinson (4:02) Players that will step up (21:37) Back to front roster breakdown (24:46) Alexi's projected starting XI (40:30) Stu joined 25 Words or Less gameshow (50:18) Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, 124 countries agreed at the World Health Assembly in Geneva on measures aimed at preventing a future pandemic. The agreement very strongly favours a “One Health” approach, appreciating how so many potential pathogens originate in human-animal interactions. Still to agree on the terms of how to share pathogens and information with global science and vaccine researchers, eventually the treaty will need to be signed by at least 60 countries. But can the inequity between countries of the global south and north, and issues of intellectual property, be bridged?A new study on origins of the Nigerian mpox epidemic points strongly to zoonotic crossovers and mobility of wildlife in West Africa. Edyth Parker of Redeemer's University in Nigeria describes their phylogenetic tree.Can the bovine form of H5N1 flu infect pigs, and could domestic pig populations then provide a crucible for further variants to develop? Jürgen Richt of Kansas State University and colleagues have been investigating. We need to keep up vigilance.Lucy van Dorp of University College London, working with a consortium including London's Crick Institute, has been looking at a moment in the past when human activity provided an opportunity for a bacterial human pathogen to change its lifestyle. According to their phylogenetic tree, the bacterium Borrelia recurrentis (which causes louse-borne relapsing fever in humans) adapted and moved from ticks to human body lice around about the same time as humans started using woollen clothing.And Susan Lieberman, VP for International Policy at the Wildlife Conservation Society, was in the trenches of the Pandemic Agreement negotiations, and shares some of her hopes for its success. Image: World Health Assembly formally adopts by consensus world's first Pandemic Agreement, Geneva, Switzerland - 20 May 2025 Image Credit: Magali Girardin via EPA-EFE/ShutterstockPresenter: Roland Pease Producer: Alex Mansfield

The Great Barrier Reef is the largest reef system in the world. Covering an area of 135,000 square miles, it is bigger than the United Kingdom, Holland and Switzerland combined. Lay it out across Europe and it would reach from London to Moscow, making it is the largest living structure in the world and the only one visible from outer space.    Today, we're going to the best place in the world to experience it: Tropical North Queensland. And we're in good company with Dr Eric Fisher, a marine biologist who specializes in the Great Barrier Reef. This is a conversation is about one of the great wonders of the natural world, and what it's like to see it first-hand. But it's also about something special that Eric has introduced: Dreamtime Dives.   Most experiences on the reef tell its story from a western viewpoint. Eric has developed a new program where you can explore it from an indigenous perspective too. Guided by Aboriginal Sea Rangers, whose connection to the reef stretches back over 60,000 years, it's an opportunity to see the reef from a new perspective, and in doing so perhaps learn things about the reef we never knew before.    FIND OUT MORE Thanks again to Down Under Endeavours for partnering with us on this episode. They are the Tropical North Queensland experts and helped to connect us with the awesome guest you heard from today.    If the Great Barrier Reef is on your bucket list, head over to DownUnderEndeavours.com/Armchair to find out how you can see it for yourself. They've got lots of great ideas, and you book with them you'll get $500 off your next trip. It's a great way to support the show. (and please note my American friends, ‘endeavour' is spelt the proper British way with a U at the end  )   CONNECT WITH TODAY'S GUEST      Experience Dreamtime Dive & Snorkel at ReefUnlimited.com Find out more about Eric's research and conservation work at gbrbiology.com   If you're into real stories of epic places told by the people who've lived them, make sure to subscribe—that way you choose the adventure, not the algorithm.    Instagram: @armchairexplorerpodcast ____________________________________________________________________________ Presented by: Aaron Millar Audio & Sound Design: Charles Tyrie Produced by: Armchair Productions Learn more about your ad choices. Visit megaphone.fm/adchoices

A host of exhibitions and events this month and next celebrate the 100th anniversary of the birth of the Swiss artist Jean Tinguely, one of the godfathers of kinetic and auto-destructive art. Ben Luke speaks to Roland Wetzel, the director of the Tinguely Museum in Basel about the artist's life and work, and the events marking the centenary. In Rotterdam in the Netherlands, Fenix, a museum about migration, has just opened, featuring a dramatic stainless steel tornado form on its roof. We discuss the museum with its director, Anne Kremers. And this episode's Work of the Week is by an immigrant artist, Ben Shahn, who was born in modern-day Lithuania but travelled as a child to the US, where he became a leading painter associated with Social Realism. Among his greatest achievements was the mural The Meaning of Social Security, painted between 1940 and 1942 in Washington D.C. to reflect the benefits of the then-recent Social Security Act. Shahn is the subject of a major show that opened this week at the Jewish Museum in New York. We speak to Laura Katzman, the co-curator of the exhibition with the Jewish Museum's Stephen Brown, about Harvesting Wheat (1941), Shahn's study for one of the figures in the mural.The Tinguely Museum in Basel, Switzerland, has a permanent display of his work; Scream Machines–Art Ghost Train, by Rebecca Moss and Augustin Rebetez, Tinguely Museum, until 30 August; Mechanics and Humanity: Eva Aeppli and Jean Tinguely, Lehmbruck Museum, Duisburg, Germany, until 24 August; Niki de Saint Phalle & Jean Tinguely: Myths & Machines, Hauser & Wirth Somerset, Bruton, UK, until 1 February 2026; Niki de Saint Phalle, Jean Tinguely, Pontus Hultén, Grand Palais, Paris, 20 June-4 January 2026.The Fenix museum is open now.Ben Shahn: On Nonconformity, Jewish Museum, New York, 23 May-12 October. The book accompanying it published on 3 June by Princeton University Press, priced $45.00/£38.00.The Meaning of Social Security murals:https://art.gsa.gov/artworks/637/the-meaning-of-social-security?ctx=3bc918796c456cc8fb8e3d3f033918d4249d0ce6&idx=6https://livingnewdeal.org/sites/wilbur-j-cohen-building-shahn-frescoes-washington-dc/#lg=1&slide=1 Hosted on Acast. See acast.com/privacy for more information.

In this enlightening episode of the Neuroscience Meets Social and Emotional Learning podcast, we delve into groundbreaking territory with Dr. Fred Jordan, CEO and co-founder of Alt Vision and FinalSpark, as he joins us from Switzerland. Dr. Jordan introduces us to a revolutionary emerging technology where living neurons—nature's own processors—are set to transform the landscape of technology and artificial intelligence. Explore how bioprocessors, derived from human stem cells using advanced lab techniques, could potentially outperform traditional semiconductor devices by significantly reducing power consumption, particularly in AI computations. Understand the implications of such innovations and the ethical considerations they entail, as we navigate a future where biocomputers might fundamentally alter our technological capabilities. Join us in opening our minds to the possibilities of neuroscience-driven tech advancements, as we discuss the practical applications and visionary future that Dr. Jordan and his team are shaping, inviting curiosity and critical thinking into our evolving technological world. Watch our Interview on YouTube here https://www.youtube.com/watch?v=8D3eKkd3L4w For today's episode #363, we meet with Dr Fred Jordan, where we looked at: ✔ What is the biocomputer? ✔ What does this NEW innovative technology, make obsolete, from our past? ✔ What are the benefits of a biocomputer, and how exactly does it work? ✔ What is the vision of FinalSpark, and how can this change the future of AI? Welcome back to SEASON 13 of The Neuroscience Meets Social and Emotional Learning Podcast, where we connect the science-based evidence behind social and emotional learning and emotional intelligence training for improved well-being, achievement, productivity and results—using what I saw as the missing link (since we weren't taught this when we were growing up in school), the application of practical neuroscience. I'm Andrea Samadi, an author, and an educator with a passion for learning and launched this podcast 7 years ago now, with the goal of bringing ALL the leading experts together (in one place) to help us to APPLY this research in our daily lives. For today's episode #363, we meet with the CEO and Co-Founder of AlpVision and FinalSpark, Dr. Fred Jordan who will be joining us all the way from Switzerland. I met Dr. Jordan through LinkedIn, where he introduced his work to me, and my attention was caught. When I asked him what he does in his lab at FinalSpark, he wrote back to me that his lab has developed an emerging technology that would redefine the status quo in technology and in the ways that people work. Of course I asked him if he could explain this to me, and he wrote back that “we use living neurons, the building blocks in the brain, for processing information” and sent me the link to his website[i] where there is a live camera view of living neurons placed on electrodes, and you can see the signal from them. He went on to explain that neurons in the brain communicate using electrical and chemical stimulations and that his lab was focused on building a new generation of bioprocessors. At this point, I am sure he would know that I'm interested to learn more, mostly to understand what exactly does this mean? I wonder: Does Dr. Jordan mean that his lab is building a computer processor out of living neurons (cells from our brain)? How do they do this? What are the advantages of a bioprocessor vs using transistors (that are semiconductor devices used to amplify or switch electrical signals and power)? How does this connect to AI? What does his lab envision for the future? I have a lot of questions for Dr. Jordan, and I am coming from the point of view that I really want to learn and understand what his lab has created. I want to be able to explain his idea to our audience in a way that we can all come away with some new knowledge and understanding about the future, and how keeping an open mind while learning can set us apart from others, and even give us a razor's edge advantage in whatever work we are doing in the world. Let's meet Dr. Fred Jordan, and together, learn about the work they are doing at FinalSpark in Switzerland, and see if it can expand of thinking, and take us to new heights with the new awareness we will gain today. INTRO Q: Welcome Dr. Fred Jordan. Thank you for reaching out to me, and opening up my mind to something that while writing these questions, I still didn't completely understand. Can you explain what exactly is a biocomputer and why would anyone want to have a computer that uses living neurons instead of transistors to process information? Q1: As someone who loves entrepreneurship, or those people in the world who create new ideas that change the world, can you tell me how where this idea began? Q2: I did listen to one of your podcast episodes[ii] about “The Future of AI: How Biocomputers Will Change Everything” so I could wrap my head around what you do at FinalSpark, and it brought me to something I heard longevity researcher Dr. David Sinclair say that I will never forget. He said “we can make a mouse in a lab out of stem cells.” Can you explain where these neurons come that you are using come from and also help me to understand what Dr. Sinclair meant when he said they can make a mouse out of stem cells? Q3: For someone who doesn't have a formal background in science, but I want to learn difficult concepts, and be able to explain them to others, can you explain how these living neurons work? Q4: What is the advantage of using a biocomputer and what problems does this solve? They consume 1 million X less than digital computers, quantum computers still in R&D stage Q5: What industries will be changed with the biocomputer? (semi-conductor industry) or what other applications can you think of that this type of computer can have (maybe medical applications)? Q6: What types of feedback are you hearing about the biocomputer? Do people think it's acceptable to use living neurons for computation? Q7: Who are the leaders in this type of research? What other countries do you know of, where labs are working on this type of computer? Q8: What Universities have approached you to learn more about this neuro-platform? Q9: What is your vision for FinalSpark, and how do you think this will change the future workforce? Q10: This topic made me think and I found it difficult to grasp, but am very interested in learning more about how this concept could change everything that we know about the way we work and use computers. What would you say to me to show me that having an open mind will set me apart from others, or give me an advantage maybe in the future? Q11: Is there anything I have missed, or anything important that our listeners should know about?  Dr. Jordan, I want to thank you for taking the time to speak with me about what you have created at FinalSpark. I'm very interested in NEW ideas, especially those that will change the way we operate and live our lives, exponentially. I remember hearing a quote from Gordon Moore, Intel's co-founder and the author of Moore's law many years ago in reference to the fact that “the number of transistors in an integrated circuit doubles roughly every 2 years” and this trend has driven the exponential growth of computing power and efficiency , leading to faster processors and smaller devices. He said “frankly, I didn't expect to be so precise” with his prediction. What do you think when you have the power of the biocomputer, and George Moore's quote, of the potential of what you have created at FinalSpark? For people to connect with you and learn more, what is the best way? CONNECT with Dr. Fred Jordan   LinkedIn https://www.linkedin.com/in/fred-jordan-anticounterfeiting-brandprotection-authentication/   REFERENCES:   [i] https://finalspark.com/live/   [ii] Dr. Fred Jordan on the Future of AI: How Bio-Computers Will Change Everything https://podcasts.apple.com/us/podcast/season-5-ep1-dr-fred-jordan-co-founder-of-finalspark/id1756198461?i=1000686503506    

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Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] is pushing that tariffs are going to raise prices, it hasn't happened yet so they will try to show the people by raising prices, Trump is calling them out on this. The Fed has been in a holding pattern, Moody's just downgraded the US credit rating, picture becoming clearer. The big beautiful bill will destroy the fake news/D's narrative. Economic boomerang. Trump is exposing the entire [DS] system, the people need to see this. The system is fighting against Trump and We The People every step of the way. Trump needed the people to see this if we were going to go to the next phase, the people needed to approve Trumps next actions. Trump is now bringing in the Clinton/Obama angle. Did Trump just set the stage that all roads lead to Obama? Scavino sends message that the military might be the only way.   Economy  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Foreign Investors Loaded Up on Treasury Securities in March Despite all the Turmoil in the Media  And in April, their purchases of long-term securities at Treasury auctions increased.  Buying US Treasury securities was all the rage among foreign investors in March, despite whatever turmoil there was in the media. All foreign investors combined, from central banks to private investors, increased their holdings of Treasury securities by $233 billion in March from February, and by $942 billion over the past 12 months, to a record $9.05 trillion (red in the chart). The majority of what they bought were long-term Treasury securities, which increased by $133 billion to a record $7.63 trillion, according to data by the Treasury Department Friday afternoon (blue in the chart). The buying was across the major holders, except for China and Hong Kong combined, and for Ireland. Of particular note: Canada's holdings of Treasury securities spiked majestically in February and March, despite the tariffs and the ultra-sour mood in Canada about US-anything. Increases in March, and total Treasury holdings: United Kingdom: +$29 billion, to $779 billion Luxembourg: unchanged, at $412 billion Cayman Islands: +$37 billion to $455 billion Ireland: -10 billion to $329 billion Belgium: +$7 billion to $402 billion Switzerland: +$21 billion to $312 billion.   Source: wolfstreet.com https://twitter.com/KobeissiLetter/status/1923470842089902157 Moody's downgrade of US rating may not dent stock markets much: Analysts Global financial markets may not react much to Moody's Ratings downgrade of United States' rating from AAA to Aa1, believe analysts, except for a knee-jerk reaction, if any. At the domestic level, Indian stock markets would be focussed more developments such as progress of monsoon, corporate results and economic data. Talks on tariff-related issues with the US will also impact sentiment.   Moody's downgrade, they said, was more to get the rating in sync with Fitch and S&P, who have already downgraded US' ratings. While Fitch had downgraded the rating to AA+ from AAA in August 2023, S&P had lowered US' rating back in August 2011.  Source: business-standard.com https://twitter.com/KobeissiLetter/status/1923496054017708041   The ‘Big,