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This episode originally ran in 2016, and we pulled it out of the archives to share with you here, and to kick off a new season of TTFA Anthologies, where we pull together a themed season of some of our best episodes. This season the theme is Grief: It's Complicated…stories about the kind of grief you won't find in the sympathy card aisle. Stories like the one you're about hear. We have a separate podcast feed for these seasons. It's linked in our show description, or you can find it on your podcast app by searching TTFA Anthologies. _ Damon's grandparents were murdered 18 months before he was born. He never knew them, but their deaths — and the trial for their killer — defined much of his childhood.  For nearly three decades, Damon's mother has attended every parole hearing to deliver a victim impact statement.  When we meet Damon, there is another such hearing coming up, but his mother is unable to attend. For the first time in his life, Damon prepares to see his grandparents' murderer face to face.   Originally published 1/23/2017 – Fordham University's Master of Social Work program is ranked among the nation's top 8% of graduate social work programs by the U.S. News & World Report. With three New York campuses, plus hybrid and fully online options, Fordham's flexible program works with your schedule to help you earn a degree on your timeline. Our evening and weekend part-time study plan is ideal for working adults, with most students maintaining employment throughout their education.  Learn more about Fordham University's Master of Social Work program at: fordham.edu/TTFA. _ Find Nora's weekly newsletter here! Also, check out Nora on YouTube. _ The Feelings & Co. team is Nora McInerny, Marcel Malekebu and Grace Barry. _ Find all our shows at www.feelingsand.co. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oil's up, airlines are down, and so is Chipotle… We look at how War in Iran hits everything markets.Dutch Bros is now the #3 coffee chain… but it's actually an energy drink chain in disguise.Anthropic vs. The Pentagon vs. OpenAI… Can morals become marketing?Plus, the next cutting edge technology is in your undies… It's the Fitbit of Farts.$BROS $SPY $GOOGBuy tickets to The IPO Tour (our In-Person Offering) TODAYArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): SOLD OUTGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

Phong Le is CEO of Strategy (formerly MicroStrategy), and David Bailey is CEO & Chairman of KindlyMD. This conversation was recorded live at Bitcoin Investor Week in New York. In this conversation, we discuss Strategy's evolution from a bitcoin holding company to a leveraged treasury and now a digital credit platform, including the launch of its perpetual preferred product designed to offer bitcoin exposure with lower volatility and yield. We also cover capital markets strategy, competition among bitcoin treasury companies, macro impacts, and bitcoin's continued integration into Wall Street and global finance.======================BitcoinIRA: Buy, sell, and swap 80+ cryptocurrencies in your retirement account. Take 3 minutes to open your account & get connected to a team of IRA specialists that will guide you through every step of the process. Go to https://bitcoinira.com/pomp/ to earn up to $1,000 in rewards.======================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.======================0:00 - Intro0:25 - Strategy's three phases of buying bitcoin7:04 - Bitcoin's graduation into Wall Street & traditional finance10:11 - Macro economy & Fed policy12:01 - Would they ever sell their bitcoin holdings?15:26 - Bitcoin, government policy, & political adoption19:52 - The responsibility of running a public bitcoin company26:35 - The future of bitcoin treasury models & consolidation

he clock is ticking on Breece Hall and the Jets have three options: long-term extension, transition tag, or the full franchise tag. Evan and Tiki break down why the franchise tag may be the safest move, why the transition tag could spark drama, and why letting him sniff free agency would be a mistake. Is Hall the best running back available right now? The guys compare him to draft prospects like Jeremiah Love and debate whether the Jets can afford to gamble on a rookie instead of locking up a proven 24-year-old weapon. Then it gets wild. The Jets quarterback room is about to be completely rebuilt. Evan unveils his QB Big Board and the predictions fly: Is Kirk Cousins really in play? Would Geno Smith circle back to New York? Could Derek Carr reunite with Aaron Glenn? Is Kenny Pickett the long-term backup play? From bold predictions to full-on chaos, Evan and Tiki each lock in their two veteran QB picks for 2026 and invite Jets fans to do the same. Plus: unearthed audio from Tiki's draft day and a vintage Evan Roberts sports update you have to hear to believe. Jets drama. QB roulette. Cap space chess. It's all here.

The Jets reportedly franchise tag Breece Hall, and the guys break down why New York chose the franchise tag over the transition tag, what it means for a long-term extension, and why they're convinced Breece will play. Then the conversation shifts to the World Baseball Classic, where Paul Skenes' “close second to military service” quote sparks a heated debate about tone, timing, and representing your country. They compare Skenes to Tarik Skubal's one-start plan and why fans hate the “mercenary” vibe, plus a caller currently in the military weighs in. Later, it's rapid-fire breaking news: a PED suspension report involving Jurickson Profar, and a stunner from the NFL world as the Seahawks are not expected to tag Kenneth Walker, potentially impacting the Giants' plans. The hour also features a spirited Giants discussion (including the “LOL Giants” argument), a wild trip into the WFAN archives with old Lakers-Rockets Game 7 stringer updates, and a Mets first base debate that has Brett Baty emerging as the surprising innings leader. Plus: East Coast vs West Coast fan culture, Dodger Stadium horror stories, and plenty of classic Evan and Tiki chaos along the way.

Stanford White is one of the most recognizable figures of the Gilded Age. Known for his flamboyant style and outsized personality, he loomed large over New York society.  His private life captured headlines and fueled persistent gossip, particularly his scandalous relationships with young women—most famously the chorus girl and model Evelyn Nesbit. His sensational 1906 murder at the hands of Evelyn's husband, Harry K. Thaw, was quickly dubbed “the crime of the century.” This very special episode, however, turns away from the scandal to focus on White's work, his artistic eye, and his extraordinary design talent. Stanford White's great-grandson, architect Samuel White, joins The Gilded Gentleman for an in-depth look at how White's genius developed and evolved, and how he managed his collaborations with partners Charles McKim and William Mead, as well as with the renowned sculptor Augustus Saint-Gaudens.  With Sam's unique perspective, this conversation offers fresh insight into some of White's most celebrated works and illuminates the creative vision of one of America's greatest architects. For more information on Stanford White and his life and murder, listen to the Bowery Boys episode #188 The Murder of Stanford White Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

"Sinners," directed by Ryan Coogler, made Academy Awards history recently when it garnered a record 16 Oscar nominations. One, for Best Supporting Actor, went to Delroy Lindo, a 73-year-old now receiving his first nomination. Jeffrey Brown met Lindo in New York for our arts and culture series, CANVAS. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

We are back for Part 3 of the Carson Kressley mini-series! This time, we are trading the design studio for the kitchen, recording live from the set of Beat Bobby Flay in New York City. Carson sits down with his good friend, the Iron Chef himself, Mr. Bobby Flay. Bobby turns the tables and lets Carson do the baking (featuring his famous Amish-adjacent Pennsylvania Dutch custard pies!), while the two discuss the undeniable link between hospitality, food, and interior design. Bobby breaks down the psychological trick of the "Orange Glow" in his restaurants, how he works with his interior designer Olivia Jane, and the layout secrets of his personal home kitchens in New York, the Hamptons, and London. Quick Decorating Takeaways: Flatter Your Guests with Lighting: Bobby insists that lighting is the unsung hero of a successful restaurant or dinner party. He aims to create an "Orange Glow" in his spaces to ensure that everybody feels like they look good while dining—if they feel good about how they look, they'll have a better time. Design for You, Not for Resale: Bobby strongly advises against designing your home based on what a hypothetical future buyer might want. Instead of living in a safe, generic space for "resale value," you should design your home for the way you want to live in it right now. The Best Way to Serve a Crowd: When entertaining at home, Bobby rarely does plated dinners. He prefers a "family style" approach because it feels comforting and allows guests to take exactly what they want. His top entertaining essential? A collection of really cool trays to easily carry food and drinks around the room. What You'll Hear on This Episode: 00:00 Welcome to Week 3 of the Carson Kressley Takeover!  01:00 Live from the set: Carson bakes for an Iron Chef  03:00 Why interior design is just as important as the menu  04:30 The secret to the "Orange Glow" lighting  07:00 Bobby's partnership with his interior designer, Olivia Jane  09:00 Why Bobby loves shopping for vintage furniture on 1stDibs  16:30 How a chef designs his own kitchens: 18-foot islands & Hamptons bistro tables  19:30 Why you shouldn't design a house just for "resale value"  20:40 Entertaining tips: Trays and family-style meals  22:00 Designing his 1920s Tudor house in Saratoga and his London apartment  27:00 Bobby & Carson's London restaurant and hotel recommendations  29:20 The pie reveal: Strawberry and Raspberry custard  32:00 Sneak peek at next week's guest: Pat Altschul  Also Mentioned: Bobby's Podcast: Bobby on the Beat  London Spots: Berenjak, Scott's, Brat, The Broadwick Soho hotel  Bobby's Restaurants: Amalfi, Brasserie B, Bobby's Burgers  Vintage Shopping: 1stDibs  Shop the Carson Kressley Collection at Ballard Designs  Please send in your questions so we can answer them on our next episode! And of course, subscribe to the podcast in Apple Podcasts so you never miss an episode. You can always check back here to see new episodes, but if you subscribe, it'll automatically download to your phone. Happy Decorating! Learn more about your ad choices. Visit megaphone.fm/adchoices

Tayne, host of the Altar Call MAFS podcast, joins me to talk about Love Is Blind, Kenny from Love Island USA season 6 being terrible, the official Real Housewives of New York cast, Married to Medicine, Real Housewives of Potomac and more! ⁠ACCESS AD-FREE, BONUS AND VIDEO EPISODES BY BECOMING A PATRON HERE⁠⁠⁠⁠ Follow Tayne on⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠ and listen to her⁠⁠⁠ ⁠podcast⁠⁠⁠ Follow me on⁠⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠⁠ ⁠Support the show⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Tayne, host of the Altar Call MAFS podcast, joins me to talk about Love Is Blind, Kenny from Love Island USA season 6 being terrible, the official Real Housewives of New York cast, Married to Medicine, Real Housewives of Potomac and more! ⁠ACCESS AD-FREE, BONUS AND VIDEO EPISODES BY BECOMING A PATRON HERE⁠⁠⁠⁠ Follow me on⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠ Follow Tayne on⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠ and listen to her⁠⁠⁠ ⁠podcast⁠⁠⁠ Support the show Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of AllAboutTRH, we're covering a LOT and some of it might not be the popular take. We start with the new Tyra Banks documentary and give our unexpected take. Then we get into the latest New York casting news and the red flags already popping up, including new Housewife Hailey Glassman being exposed for trolling behavior and why the comparisons to Monica Garcia feel a little too familiar. Over in Potomac, we break down Part 3 of the reunion and reveal why Stacey Rusch has been vindicated.Of course, we're diving into Beverly Hills, from why Boz's man is setting off alarms for us, to Erika Jayne opening up, and the ongoing Kyle vs. Dorit tension that just refuses to die. Hot takes, red flags, and all the messy dynamics, we're unpacking it all. Subscribe to 'AllAboutTRH' on ⁠⁠⁠⁠⁠⁠⁠Apple Podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/allabouttrh-podcast/id1554996153⁠⁠⁠⁠⁠⁠⁠ Follow 'AllAboutTRH' on ⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/79BLlV7530ggskem3tAvjp?si=3ea7024174324d3c⁠⁠⁠⁠⁠⁠⁠ Follow AllAboutTRH On ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow AllAboutTRH On ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow AllAboutTRH On ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Rox & Shantel of AllAboutTRH on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Meagan is back behind the mic and reintroducing the Resting Bliss Face Podcast, sharing why she first launched it in 2019 as a fitness instructor and health coach with two little ones at home. Her goal then (and now) was simple: be a positive voice for women, remind them to take care of themselves, and help them expand what they believe is possible. Since those early episodes, life has grown in the best ways. Meagan welcomed a third baby and opened her own Pilates studio in her town, which just celebrated its two-year anniversary. In a world that often feels chaotic and loud, her mission remains the same: to hype you up, encourage you, and remind you that you're capable of more than you think. This episode centers around one powerful theme: creating opportunity instead of waiting for it. Meagan walks through her journey, from childhood dreams of working in Boston radio, to building a corporate career in mutual funds, landing a job at KISS 108, making the leap to New York radio, and choosing Equinox despite people warning her it was a "resume killer." That leap opened doors to roles at Rue La La and eventually being recruited by Yahoo. All the while, she was building her fitness career on the side, completing teacher training while working full-time, launching coaching programs, creating an on-demand platform during COVID (while pregnant and sick), and eventually opening her own studio after noticing a gap in her local community. She shares openly that she didn't have industry connections or family financial backing. What did she have? A willingness to bet on herself, over and over again. Setbacks weren't failures; they were lessons. Meagan also gives a few current updates: the studio is thriving, she's planning another retreat, teasing a new upcoming initiative, and has partnered with Atmosphera, a female-founded, climate-specific skincare company she genuinely loves. If you're curious, she invites you to reach out (no pressure at all) and mentions she'll include a link in the show notes!  She wraps up by sharing that she now has a team helping edit the podcast, with a goal of releasing episodes twice a month. You can connect with her on Instagram at @megfitz.gerald   Learn more about Atmosphera here: Atmosphera Beauty | Climate-Adaptive Skincare from Canada      Episode Timestamps 00:00 – Welcome Back 00:16 – Why This Podcast Exists 01:40 – Studio Life Update 02:50 – A Postpartum Listener Moment 03:50 – The Theme: Creating Opportunity 04:15 – The Childhood Radio Dream 04:57 – Boston Hustle & Breakthrough 07:10 – From Kiss 108 to NYC 09:15 – The Equinox Career Pivot 11:32 – Corporate to Fitness Leap 13:47 – Opening the Pilates Studio 15:49 – Wins, Losses & Mindset 16:52 – New Skincare Venture 19:08 – Wrap Up & What's Next  

Born in 1937, Mickey Muñoz moved from New York to Los Angeles at age six, started surfing at age 10, and swiftly found Malibu's First Point. He became one of the top surfers out there, and made friends with the regulars—Joe Quigg, Matt Kivlin, Miki Dora.  Muñoz eventually moved to Hawaii, where he rode Waikiki and worked restaurant jobs to get by. He soon found his way out to the North Shore, which was a new frontier at the time, becoming part of the pioneering crew at Waimea Bay. Muñoz appeared in the new Surfer magazine in 1960, riding at Malibu with Dora and Mike Doyle, all three on the same board, as well as doing the first ever "Quasimoto," a head dip with the front arm aimed forward. Muñoz competed in and won contests, among them the Tom Morey Invitational noseriding event, in 1965, for which the prize was a whopping $750. He shaped surfboards for Hobie, got deep into sailing and catamarans, and brought what he'd learned on the open seas to wave-riding and board design. He wrote a memoir, No Bad Waves: Talking Story with Mickey Muñoz, published in 2011. But Muñoz's legacy is as much about simply living and perpetuating the joy of the surfing life as it is about benchmarks or achievements. And he's still doing it, at age 87. In this episode of Soundings, Muñoz talks with Jamie Brisick about Malibu's golden age, experimenting with shorter boards, early days on the North Shore, riding Waimea, modern performance surfing, riding waves into his eighties, and Miki Dora.   Presented by Rainbow® Sandals. Produced by Jonathan Shifflett. Music by PazKa (Aska Matsumiya & Paz Lenchantin). Become a TSJ member at surfersjournal.com.

Host Jesse Jackson welcomes Holly Cantos, co-host of the mostly '80s music show What Difference Does It Make? Podcast, for a wide-ranging conversation that moves beyond Bruce Springsteen into radio, fandom, and podcasting. Holly shares her early love of AM radio after moving from New York to Los Angeles, her career behind the scenes in radio syndication and production, and how her parents' music shaped her broad tastes. She recounts discovering U2 on the 1983 War tour, seeing them across every tour, and a highlight at the Sphere, plus taking her son to Bono's Stories of Surrender. Holly and Jesse discuss how her podcast began in 2018, evolved through studio recording and pandemic-era Zoom access to guests, and the challenges of monetization and audience engagement. They close with Holly's Springsteen memories and her view that Mary gets in the car in “Thunder Road.” https://www.wddimpodcast.com/ 00:00 Welcome and Setup 01:55 Holly's Radio Roots 05:21 Parents and Early Music 08:28 AM to FM Era 12:52 Discovering U2 Live 20:03 Concert Memories and Family 24:02 Podcast Mission and Format 27:51 Starting the Show Fast 31:44 Podcasting Advice and Growth 36:23 Guests and Great Interviews 38:33 Money Downloads and Rejection 41:26 Respectful Declines 41:46 Springsteen Intimidation 42:40 Ranking 80s Icons 46:08 Barry Manilow Stories 47:38 Podcast Growth Goals 51:04 Community Over Downloads 54:11 U2 Sphere Highlights 56:31 Bruce Live Memories 01:00:22 Music Tied to Family 01:06:24 Thunder Road Debate 01:08:32 Plugging The Podcast 01:11:51 Wrapping Up Goodbye Learn more about your ad choices. Visit megaphone.fm/adchoices

Jack Dorsey fired ½ of Block's employees… So is AI Corporate Ozempic or Corporate Botox?Coach hired an Anthropologist to study your room… and its handbag sales surged 25%Wedding Crashers explains how Netflix losing Warner Bros is actually… a win.Plus, Burger King's new AI counts your “Please” and “Thank Yous”... (sorry).$NFLX $TPR $XYZ $QSRBuy tickets to The IPO Tour (our In-Person Offering) TODAYArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): SOLD OUTGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

The new semi-autobiographical play “The Reservoir” spins a comedic narrative around cognitive reserve, the idea that doing brain-stimulating activities can prevent or delay the onset of dementia symptoms. It's currently running at the Atlantic Theater Company and co-produced by The Ensemble Studio Theater in New York.*  Host Ira Flatow talks with playwright Jake Brasch about his inspiration for the play and how to mesh science into the theater.  Then, neurologist Marilyn Albert discusses some of the latest science of mental stimulation and dementia. After following a diverse group of older adults for 20 years, her research found that a modest amount of specialized cognitive training reduced dementia risk by 25%. You can try a very similar brain training exercise at home.  *“The Reservoir” received funding from the Sloan Foundation, which also helps support Science Friday. Guests: Jake Brasch is a writer, performer, composer, clown, and writer of the new play “The Reservoir.”  Dr. Marilyn Albert is a professor of neurology and director of the Alzheimer's Disease Research Center at Johns Hopkins Medicine.Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.

The Sixers tried, but ultimately were out-classed in Boston against the Celtics. We talk about the game, and how we've finally broken on Nick Nurse. Then we talk about Joel Embiid's oblique injury and how it affects the season. We also go over some new submissions for "angry Mike" songs. The Rights To Ricky Sanchez is presented by Draft Kings SportsbookAnthony Degli Obizzi is the official Financial Planner of The Ricky, text RICKY to 484-471-4873 to set up a conversationGet 20% off Verb Energy bars with code RTRS at https://verbenergy.com/Surfside Iced Tea and Vodka is the official canned cocktail of The Ricky.Gambling Problem? Call one eight hundred GAMBLER. New York: call eight seven seven eight HOPENY or text HOPENY. Connecticut: call eight eight eight seven eight nine seven seven seven seven or visit CCPG dot org. On behalf of Boot Hill Casino in Kansas. Wager tax pass-through may apply in Illinois. Twenty one plus in most states. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.

Another Marvel Monday is here! Let's kick off the week with Iron Man 3. ABOUT IRON MAN 3 When Tony Stark's world is torn apart by a formidable terrorist called the Mandarin, he starts an odyssey of rebuilding and retribution. AIR DATE & NETWORK FOR IRON MAN 3 May 3, 2013 | Theatrical Release CAST & CREW OF IRON MAN 3 Robert Downey Jr. as Tony Stark/Iron Man Guy Pearce as Aldrich Killian Gwyneth Paltrow as Pepper Potts Don Cheadle as Colonel James Rhodes/War Machine Rebecca Hall as Maya Hansen Jon Favreau as Happy Hogan Ben Kingsley as Trevor Slattery BRAN'S MOVIE SYNOPSIS We're back in 1999 in Switzerland on New Year's Eve. Tony Stark is hanging out with scientist Maya Hansen, who's showing him some new experimental regenerative tech called Extremis. It's supposed to heal the human body — but there's a big problem with it: sometimes it explodes. Also at the party, Tony gets approached by Aldrich Killian, who awkwardly pitches him on joining his company, Advanced Idea Mechanics (AIM). Tony blows him off in the most Tony way possible — tells him to meet on the roof later and then never shows up because he's too busy with Maya. Cut to the present day, and Tony is not doing great. Ever since the alien invasion in New York, he's been having nonstop panic attacks. He barely sleeps, he keeps building new Iron Man suits, and it's putting serious strain on his relationship with Pepper — especially when he accidentally summons a suit in his sleep and it crashes down on top of her. One day Killian shows up to Stark Industries to pitch Pepper on AIM's tech. She's impressed but can tell it's clearly headed toward becoming a weapon, so she turns him down. Happy overhears the meeting and gets bad vibes from Killian and his associate, Eric Savin, so he starts following them. Happy tails Savin into a crowded market and watches him hand off a briefcase to a military veteran. Inside are these weird glowing capsules that look like drugs or something. Happy confronts the guy, things get physical, and that's when he realizes Savin is basically a human weapon. It ends horribly — there's a massive explosion, and Happy is left critically injured in the hospital. A terrorist known as the Mandarin takes credit for the blast, along with several others around the country. Furious about what happened to Happy, Tony goes on live TV, calls out the Mandarin, and — in a truly terrible decision — gives him his home address. Yeah. That backfires immediately. Before the attack, Maya Hansen shows up trying to warn Tony about something, but she doesn't get the chance. Moments later, helicopters roll in and absolutely level Tony's Malibu mansion. Pepper barely survives, and Tony escapes in a new prototype suit that runs out of power mid-flight and crash-lands in rural Tennessee. The world assumes Iron Man is dead. Stranded with a half-working suit, Tony meets a smart kid named Harley who helps him regroup. Together they investigate the site of a nearby Mandarin explosion, and Tony starts noticing a pattern: all the victims are military veterans connected to AIM. After hacking into AIM's systems, Tony learns the truth — the "bombings" aren't terrorist attacks at all. They're caused by failed Extremis experiments. Some people's bodies reject it and literally blow up, and Killian has been covering it up by framing the "Mandarin". Savin tracks Tony down and attacks him, giving him his first real look at how powerful Extremis is. Following the trail to Miami, Tony storms the Mandarin's hideout using homemade weapons since he still doesn't have a working suit — only to discover the Mandarin isn't a mastermind terrorist at all. He's just a clueless British actor named Trevor who was hired to play the role, created by Killian to have someone to blame. Killian then kidnaps Pepper and injects her with Extremis, planning to use her as leverage to force Tony to help perfect the tech. When Maya changes her mind and tries to stop him, Killian kills her real bad. Killian also lures Rhodey — now rebranded as the Iron Patriot — into a trap and steals his armor. Using it, Killian kidnaps the President right off Air Force One in a staged "Mandarin" attack. Tony manages to remotely save some passengers, but the President is taken. The plan? Kill the President live on TV and install the Vice President — who Killian has been secretly giving Extremis to — as a puppet leader. With Tony & Rhodey teaming up, Rhodes rescues the President while Tony goes after Pepper. Tony calls in all of his Iron Man suits that he has been creating while not sleeping and they swarm the platform in an all-out battle. Pepper survives the Extremis procedure and turns out to be incredibly powerful, but during the fight she falls into the flames below, and Tony thinks she's dead. Tony confronts Killian and traps him in a suit that self-destructs — but it still doesn't finish him off. And since the explosion didn't kill Killian, maybe the explosion didn't kill Pepper. That's right - Pepper's alive. Extremis healed her and gave her super strength, and she uses it to finally kill Killian for good. After the fight, Tony has JARVIS destroy all of his Iron Man suits, Pepper's Extremis is stabilized, and Tony finally has the shrapnel removed from his chest. But he'll always be….IRON Man 3. Watch the show on Youtube - www.deckthehallmark.com/youtubeInterested in advertising on the show? Email bran@deckthehallmark.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shorto connects the English Civil War and Stuart restoration to American history, detailing Richard Nichols' espionage for royals and the eventual renaming of New York. 4.1805

Shorto explains how Richard Nichols named New York and established its boundaries, while detailing the creation of New Jersey through royal patronage. 6.1908

Something is breaking down in plain sight and it is not just infrastructure. What is happening in Washington DC, Europe, and New York is revealing a deeper pattern that most people are missing. Once you see it, you will recognize the moment you are in and why it calls for clarity, conviction, and bold action right now.   Podcast Episode 2040: Raw Sewage in DC, Moral Sewage in Europe + New York Budget FAILURES | don't miss this! Listen to more episodes of the Lance Wallnau Show at lancewallnau.com/podcast

Matt Porcaro joins the show to share his incredible journey of turning a $9,500 investment into $150,000 in equity using the FHA 203k loan strategy. This episode breaks down how to buy a house that pays you to live there, scale into other active income streams like lending and construction, and find hidden deals on the MLS using renovation capital.Learn how to navigate highly competitive real estate markets, leverage renovation loans to act like a cash buyer, and use the "driving for dream homes" strategy with personalized direct mail to secure properties with massive response rates. More REI tips when you join the TTP Training Program.---------Show notes:(0:00) Beginning of today's episode(0:48) How Matt discovered the FHA 203k loan to break into New York's expensive market(2:12) Buying a duplex for 3.5% down and wrapping in renovation costs(3:11) Turning a $9,500 out-of-pocket investment into $150,000 of equity(5:01) The rules on holding multiple FHA 203k and Fannie Mae Homestyle loans(9:19) Why appreciation builds true wealth over simple cash flow in competitive markets(12:10) Transitioning from rentals to active income businesses like lending and construction(15:47) The harsh realities of flipping and the importance of sourcing reliable contractors(21:13) Farming the MLS "Goldilocks zone" using renovation loans(24:15) Building a list of 400 properties through "driving for dream homes"(25:16) Getting an unheard-of 10% response rate using honest, handwritten direct mail----------Resources:FHA 203K LoanFannie Mae Homestyle LoanDeal MachineBallpoint MarketingTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Our Chief Fixed Income Strategist Vishy Tirupattur and U.S. Head of Credit Strategy Vishwas Patkar discuss the implications of private credit's exposure to the software industry.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Vishwas Patkar: I'm Vishwas Patkar, Morgan Stanley's U.S. Head of Credit Strategy. Vishy Tirupattur: While potential disruption from AI has been a key driver for markets [in the] last few weeks, the focus of investor agenda has been in the software sector. On today's podcast, we will talk about software in the credit markets and its implications. It's Monday, March 2nd at 10am in New York. Vishwas, let's start by understanding how the exposure in software manifests in the credit markets. How does it compare to software, say, in the equity market? Vishwas Patkar: Yeah, so the software exposure in credit markets is large, and understandably that's why investors are closely watching what's happening with software in the equity market. But what's interesting and important for investors to note is the exposure in credit is very different from what it is in equities. So, for instance, a good chunk of exposure in the credit market is around private issuers. So, we estimate about 80 percent of companies are private in the whole sample set that we looked at. And that's largely a function of the fact that software is not a big part of the more liquid spaces like Investment Grade and High Yield. But it is heavily represented in the more opaque parts of the market, like leveraged loans, CLOs, and, you know, BDCs. So, our analysis found that about 25 percent of BDC portfolios are in software, closely followed by private credit CLOs. And leveraged loan market was about 16 percent. So, that's an important distinction to keep in mind versus the equity market. The second thing I would flag is – because the software sector grew a lot in the loan market through the LBO wave of 2020 and 2021, it has a weaker credit quality skew to it than the overall market. So about 50 percent of borrowers in the sector are rated B - or lower. So, that's the lowest rungs of the rating spectrum. Many of these software deals were underwritten with higher leverage than the broad market. And as a result of that you also have more front-loaded maturities in the sector, which brings the risks of refinancing, if some of this disruption persists. But Vishy, that's a nice segue to you. Over the past couple of years, you looked at the private credit market in depth and that's where I think the exposure we found is the highest in BDCs, you know, which is the public face of private credit. So, in your assessment, what is the risk of software to private credit, given all of the headlines that are popping up? Vishy Tirupattur: Public face of private credit – Vishwas, that's a great line. BDCs – business development corporations for those who are not familiar – are companies that invest in the debt of small and medium sized companies, sourced through non-bank channels. BDCs fund themselves through equity and debt issuance. So, if you look at the portfolios of BDCs to look at their exposure to software, there's a wide variation across the various BDC portfolios. What makes the assessment of these software risks in BDCs challenging is that many of these companies are private companies without the reporting obligations of public companies. So, no earnings reports, no 10-Ks or cues or broadly publicly available financials look at. So, in effect, these companies need to be re underwritten to evaluate which of these companies would be disrupted from AI; and which companies could actually benefit from AI and see their margins expand. So, in the context of BDCs, liability spreads are something we are watching closely. BDC liability spreads have widened but we think more needs to happen there. The clearing levels need to wait for the full resolution of the companies that benefit and that get hurt by disruption that is still awaited. So, we expect credit spreads of BDCs to remain volatile for some time to come. Vishwas Patkar: Okay. So, seems like this is a significant, or at least a non-trivial risk factor for credit markets, given the growth of the sector, leverage, the skew and quality. But Vishy, do you think this could be systemic for risk markets at large? Vishy Tirupattur: So, I do think that this is a significant risk, but I don't think it's a systemic risk. The amount of leverage in BDC is fairly small. About 2x is the kind of leverage. You compare that to the kind of leverage that existed in the financial system before the financial crisis – that's orders of magnitude smaller risk. And also the linkage to the banking system comes through the back leverage provided to the non-bank lenders. But this leverage is substantially risk remote with very high subordination levels. So, my conclusion here is this is a significant risk but not a systemic risk. So let me turn the same question to you, Vishwas. Taking on a sort of historical perspective as well as a macro perspective, how do you see this risk manifesting in the broader credit space? Vishwas Patkar: Yeah, so I would agree with you Vishy, that we need to see a valuation reset. We think spreads should go wider because of disruption concerns, even if they affect a relatively narrow part of the market. But a lot of that's happening against issuance that's rising. But I would say the risk of systemic concerns really emerging is relatively low. if you look at historical cycles where credit has been the weak link in the economy, those are typically characterized by a lot of corporate re-leveraging. So, think about the late 1990s or from 2004 to 2007 or the early 2000-teens. These are all cycles where corporates were being very aggressive, adding a lot of debt. And you know, when the economy slowed, credit became the source of some default and downgrade concerns. We haven't really seen that type of credit cycle play out at all in the past few years. If you look at corporate debt to GDP, for example, it's gone down each of the last five years. Balance sheet corporate leverage has been flat or actually gone lower in spots. M&A activity, which is usually a good indicator of corporate aggressiveness, still remains below trend. So, I think we have had a fairly restrained credit cycle where in place fundamentals are quite strong. And that's why I think the systemic contagion from any credit spread weakness, I think could be relatively muted. Vishy Tirupattur: So, the key takeaway from us is that software and credit is a significant risk but is not quite systemic risk. Thanks for listening. If you enjoy the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Kim Hastreiter—co-founder and longtime editor of Paper magazine—joins to reflect on a life at the center of downtown New York's art, fashion, and nightlife, from scrappy newsprint beginnings to the cover that “broke the internet.” She also discusses her memoir Stuff: A New York Life of Cultural Chaos and why artists must document culture before it's rewritten.Learn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Zion Williamson is in the building for his first national television in years. The Pelicans star will tell us exactly what he's changed that's keeping him healthy and ON the court when he joins us in studio! And, a TOUGH weekend for Denver and a new meme was born - why this moment against OKC set the Joker OFF, and Tim MacMahon details just how much longer they'll be without Aaron Gordon. Wemby lands in MSG, but the Knicks were ready. We'll explain how New York's defense helped expose the Spurs biggest weakness... S-G-A returned to the floor this weekend and he accomplished something which hasn't been done in over a half-century... I spoke to Steph Curry, who revealed exactly where he's at in his recovery, so when should Warrior fans expect their star back??? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Fiery debate over the viral Aaron Glenn combine clip that had Jets fans and media buzzing. Did he actually fall asleep, or is this another case of piling on the Jets for clicks? Evan passionately defends Glenn while Tiki isn't buying it, sparking a classic WFAN-style back-and-forth about narratives, fairness, and why everything involving the Jets gets magnified. Plus, concern grows over Breece Hall's contract situation as the franchise tag deadline looms. Would tagging him trigger a social media meltdown? Could a deal get done in time? The guys also field calls on draft priorities, potential roster shakeups, and how both New York teams are navigating a pivotal offseason as free agency approaches.

Evan & Tiki react to the Giants suddenly going from “boring offseason” to full chaos mode, with rumblings about taking a running back at No. 5 and even chatter linking them to Kenneth Walker. The guys debate whether it's all a distraction play or a real shift under John Harbaugh, and what “shocking” roster moves could actually be on the table, from big-name trades to a total culture reset. Then it turns into a full-blown argument over the viral Aaron Glenn combine clip, with Tiki defending him and Evan refusing to let the Jets get piled on for something he says never happened. Plus: calls on Kayvon trade talk, draft priorities, Breece Hall contract anxiety, and a quick spin through the Knicks statement win and the Islanders rookie breakout that has New York sports fans buzzing.

The conversation pivots from teenage legends to present-day chaos, starting with a caller-driven breakdown of the Giants' cap situation and looming free agent exodus. Despite the perception that Big Blue has money to burn, the roster could look dramatically different simply by not re-signing a long list of starters. Tiki explains why projecting offensive linemen to new positions is one of the toughest evaluations in football and why “cap space” is often more flexible than fans think. Then the show dives back into the viral Aaron Glenn combine moment, with callers offering everything from film-analysis explanations to outright comedy theories about what really happened. NFL news interrupts the debate with a surprise: David Montgomery traded to the Houston Texans, creating a new backfield tandem and raising questions about Detroit's long-term financial priorities and roster decisions. The segment closes with rapid-fire calls on draft sleepers, trade fallout, and injury concerns around key players, capturing the full unpredictable energy of a mid-morning New York sports talk hour.

With Shaun out, Evan and Tiki hand the reins to WFAN glue guy Paul Rosenberg for a historic first: his own Cinco de Luncho. Rosie delivers a wildly entertaining (and very questionable) list of the most important No. 48s in New York sports history… and yes, it includes a Mets playoff villain, Yankees debates, a teenage hockey phenom climbing the ranks in real time, and even a Westminster Dog Show champion because, technically, it happened at MSG. The guys react to every pick, argue Andrew Miller vs Anthony Rizzo vs Paul Goldschmidt, marvel at how rare the number 48 is in basketball, and crown Jacob deGrom as the undisputed king of the number. They also uncover the family story behind Matthew Schaefer's jersey, discuss why Carson Benge's eventual number could become iconic, and spiral into classic WFAN territory with Nimmo slander, dog show trivia, and callers suggesting better omissions from the list.

The guys debate the Mike Brown Knicks' sky-high ceiling, frustratingly low floor, and why regular-season reactions can swing wildly game to game. Strong defense, hot three-point shooting, and key performances show how dangerous this team can be — but consistency remains the missing piece. Things get spicy when a prominent fan publicly begs Giannis to come to New York, sparking a rant about whether a legitimate contender should ever sound that desperate. From there it turns into a classic WFAN free-for-all: callers argue the show should have led with the Knicks, hosts push back on regular-season overreactions, and coaching adjustments plus lineup experimentation come under the microscope. The hour closes on baseball with a passionate Mets debate: Who should start Opening Day — Freddy Peralta or rookie phenom Nolan McClain? Respect for the veteran vs hype for the future, contract psychology, clubhouse dynamics, and fan expectations all collide, along with a wild prediction game for the temperature at first pitch at Citi Field. A chaotic, funny, very New York finish to a jam-packed hour.

In this feed drop from the Internet History Podcast, host Brian McCullough speaks with Chris Dixon, general partner at a16z, about his path from 1980s hobbyist programmer to one of the most prominent venture capitalists in tech. Chris traces his career from quantitative finance to founding SiteAdvisor, cofounding Founder Collective, starting an early machine learning company, and eventually building a16z's crypto practice from the ground up. They also discuss his framework for spotting unconventional investments, the current state of crypto regulation, and why New York is becoming a serious tech hub.   Resources: Follow Chris Dixon on X:  https://twitter.com/cdixon Follow Brian McCullough on X:  https://twitter.com/brianmcc Listen to Internet History Podcast: https://www.youtube.com/@internethistorypodcast Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jack Schlossberg, the 33-year-old grandson of President John F. Kennedy, is running for Congress in New York's 12th District. In this extended interview, he talks with correspondent Mo Rocca about his family; the skepticism and apathy of many voters for politics today; and why he is pursuing public office. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

This week on Blamo!, I'm joined by Greg Jackson, founder of Greg Laboratory. Greg's path runs from growing up in D.C. to Detroit, from BAPE and Dunks to a serious run at Nike, where he learned firsthand what it takes to build product at the highest level. We talk about what he took from Nike (and why he left), launching Greg Laboratory, making things in New York, the art of refinement, and why a pocket might matter more than you think. There's Jay-Z, bespoke tailoring, Mexico, and the strange tension of making clothes that might be… too nice to wear. https://greglaboratory.com/ * Sponsored by Bezel - the trusted marketplace for buying and selling your next luxury watch Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How did Israel manage to eliminate Supreme Leader Khamenei and his top lieutenants within the opening strike of Operation Roaring Lion? How was the Iranian regime infiltrated? What tactical abilities were necessary to deliver the final blow? And how much of it was luck? Ronen Bergman, senior correspondent for Yedioth Ahronoth and The New York […]

How did Israel manage to eliminate Supreme Leader Khamenei and his top lieutenants within the opening strike of Operation Roaring Lion? How was the Iranian regime infiltrated? What tactical abilities were necessary to deliver the final blow? And how much of it was luck? Ronen Bergman, senior correspondent for Yedioth Ahronoth and The New York […]

In this episode of Gangland Wire, Host retired Intelligence Detective Gary Jenkins dives into the shadowy intersection of organized gambling and college athletics through the story of Frank “Lefty” Rosenthal.  During the early 1960s, Rosenthal built his reputation by identifying weaknesses in sports systems, particularly among vulnerable college athletes. He met one who could not be bought, Mickey Bruce of Oregon. At the center of this story is a little-known but pivotal attempt at a fix involving the Oregon Ducks. Rosenthal and his associate, David Budin, believed they had found an opening, but they ran headlong into the integrity of Oregon halfback Mickey Bruce. Bruce flatly refused the bribe, setting off a chain reaction that would help expose a much wider pattern of corruption in college sports.   I break down how this wasn't an isolated incident but part of a nationwide effort by gamblers to influence outcomes and exploit young athletes. The episode explores the mechanics of organized gambling, attempts to fix games, and why college sports became such an attractive target for mob-connected bookmakers. The story reaches a dramatic turning point during U.S. Senate hearings on gambling in college athletics, where Mickey Bruce publicly identified Lefty Rosenthal as one of the men who tried to corrupt him. It's a rare moment in mob history—one where a gambler is named in open testimony by a player who refused to bend.   From there, I trace Rosenthal's continued rise in the gambling world, from Miami to Las Vegas, where he would help shape modern sports betting while repeatedly managing to stay one step ahead of serious legal consequences. Rosenthal’s story raises enduring questions about accountability, the limits of law enforcement, and why some figures seem untouchable. I close the episode by reflecting on Rosenthal's legacy—and on Mickey Bruce's quiet heroism.   Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. 0:03 The Story Begins 4:14 The Bribe Attempt 7:58 The Aftermath of Scandal 12:26 The Rise of Lefty 14:34 College Sports and Corruption 18:58 The Online Gambling Boom 22:26 The Fall of Adrian McPherson 24:24 Mickey Bruce’s Legacy [0:00] Hey, hey, all you wiretappers, back here in the studio of Gangland Wire. This is Gary Jenkins, a retired Kansas City Police Intelligence Unit detective. I worked a mob for about 14 years, and now I tell some mob stories, as many as I can find. And we all know Lefty Rosenthal. We all know Robert De Niro played him as Ace Rothstein in the film movie Casino. And that movie, part of the reason it was so good that Nicholas Pelleggi, the screenwriter, and wrote the book, was able to spend hours and hours interviewing Lefty Rosenthal in real life. He had gone to Florida by then and it seemed like the mob wasn’t after him anymore. They had one attempted bombing of him, if you remember. [0:41] So it was a really good movie. There’s really good depiction of that era and that system that they had going out there. Let’s go back on Lefty Rosenthal’s history to a guy that he couldn’t corrupt. Lefty Rosenthal thought he could corrupt anybody, but he found a guy that he couldn’t corrupt. It was really one of his early cases where law enforcement, the FBI, and other state law enforcement agencies figured out Lefty Rosenthal was somebody, and he was a pretty big gambler. He was a nationwide gambler. In 1960, the Oregon Ducks had a pretty good team. What a name, the Oregon Ducks. They had a man named Dave Grayson and the quarterback with Dave Gross in the backfield. They had a 5’3 All-American receiver named Cleveland Jones. What a name, Cleveland Jones. They went 7-2-1. They lost to Michigan, and they also lost to eventual Rose Bowl champ Washington. But this was good enough to gain a Liberty Bowl invite to play Penn State. Oregon lost the bowl and played in two feet of snow and freezing temperatures in Philadelphia that year. [1:50] But the biggest news of the season was made during their trip to Ann Arbor to play Michigan. They had this potential All-American player named Mickey Bruce, who really was obscure compared to especially this Dave Gross or this Cleveland Jones, who was an unusual player. He was a president of his fraternity. He was a former Little League World Series star. He was the son of an attorney. He was a team captain. He played halfback and defensive back. And there was two professional gamblers came to Ann Arbor that year and they didn’t know much about this guy, but they did know, one of them’s name was Budin, David Budin, and the other one was Frank Lefty Rosenthal. They didn’t know much about Mickey Bruce, but they had a connection to him. A guy who played for the Oregon State basketball team named Jimmy Granada and knew Boudin from when they were little kids growing up on the basketball courts in New York City. Now, Granada told Mickey that he had two friends staying at the team hotel and they needed tickets. This time, players could then were given tickets and they could turn around and sell them to people. Boudin ended up finding him and introduced himself and said he was Jimmy Granada’s friend and invited Mickey up to the room and said, I’m the guy that needs a couple of tickets. [3:15] Mickey was a little bit hesitant, but didn’t know this guy. He’s probably got a New York accent, probably slick, more than likely. He hesitated at first and booted and said, just take a few minutes. I just want to get you to go and get those tickets. And so he goes him, so he follows him into the room and he finds Lefty Rosenthal waiting there, who he doesn’t know and won’t even have any idea who he is till much later. So they chatted a little bit about the game as people will and ask him questions about the team. And Rosenthal mentioned that Oregon was a six-point underdog. He said, do you don’t think a player could be bribed? Mickey said, I suppose they could. Buden then cut in. He said, Mickey, he said, what do you think it would cost to ensure that Michigan won by at least eight points? Mickey plays along. He says, you’re the big-time gamblers. You should know. So Buden said, about $5,000. And Mickey said, that’s probably fine. [4:14] Mickey said, let me check into this. And he said, I’m late for a team meeting and I got to get going. So they made plans to meet later on about 9 p.m. Mickey was no fool or small town rube. His father had been a Chicago attorney and he now practice in El Cajon, California. [4:31] He raced to catch up with his teammates and told an assistant coach about the bribe who told the athletic director, who then called in the Michigan State Police, who called in the FBI. And they told Mickey to go ahead and show up at 9 p.m. at the meeting in the hotel room. They don’t want to apprehend Buden and Rosenthal right now. They want to get some more information and really get a real solid bribery attempt out of them. So acting on the advice of these cops, Mickey goes back to the hotel room that evening. [5:00] Buden and Rosenthal start talking to him. And so they gave him tips about how to carry out this scheme without attracting any attention. Buden and Rosenthal say, we’ll give you an extra $5,000 and you can get the quarterback, Dave Gross, to go along with this scheme. He said, Mickey, you just need to let some pass receivers get behind you once in a while and let them run up the score a little bit. And you’re not going to win anyhow, more than likely. Get the quarterback to call a few wrong plays nobody really ever noticed. And he said, I’ll give you each $5,000 after the game if you’ll do that. He also offered Mickey $100 a week just to call him at his house down in Florida and update him about the health of Oregon’s team before weekly betting lines were released makes you wonder how many guys did Rosenthal have calling him to update him on injuries and everything on different college teams and professional too. Because I know from doing a story before that Ocardo and a lot of the Chicago gangsters really valued Rosenthal’s tips on making their football bets. He seemed to have some kind of an inside track. [6:08] As he got ready to leave, Mickey said, oh, wait a minute. I gave you those tickets. You got to pay me, which were only worth about three bucks each. And so Lefty gave him 50 bucks for the two tickets. Mickey would remember later that he had to roll $100 bills in his pocket, which is typical for a high-flyer, high-rolling kind of a dude like that, have a big roll of cash in your pocket. And then you reach down in, peel some off so everybody can see how much money you got in your pocket. Rosenthal said, hey, I got to leave tonight, but see my friend Buden in the morning, David Buden, and he’ll give you the money. Mickey agreed, went back to his room. The next morning, while eating breakfast with his teammates, he sees a state trooper leading Buden out of the hotel in handcuffs, and then missed Lefty Rosenthal, who, as he had told them the night before, the Lefty was going to be leaving, and they had made a good bribery attempt. I don’t know what the police were waiting on. They were trying to make an even better case or something. I guess they probably They wanted him to go back in and catch them all together with the money. But then lefty left, and they went ahead and pulled the trigger early. You never know how these things work out exactly and what was at play. During the game, Mickey, I tell you what, Mickey played his heart out. He got an interception for a touchdown. It didn’t make any difference. Michigan won easily, 21 to nothing, and easily covered the six-point spread. [7:28] A player will later be asked about this, and part of the reason was he said the coach had called a late-night team meeting and told them about this bribery attempt and asked them if any of them had been approached. Of course, everybody said no. Whether they had or not, they’re going to say no. But this player said it really shook us. We just had no rhythm. We just couldn’t get together for that game. [7:50] Buden, when he was arrested, it turns out he was arrested for registering at a hotel under a fake name. He ends up paying some little fine and leaving town. [7:58] Lefty was long gone the next day. It’s possible that Rosenthal and Buden knew that just attempting this bribe might have the negative impact on Oregon’s chances against the spread anyhow. All we know for sure is they got off scot-free in the end, and Buden paid a $100 fine or whatever. Lefty, but he did get exposed because Mickey Bruce, he didn’t have any idea of what he was getting drawn into, but it became a nationwide scandal. Basketball and football games, college games were being influenced on a wide scale by these gambling interests and Lefty Rosenthal was right in the middle of it all. Part of the McClellan committee, Senator McClellan of Arkansas convened his select committee just to investigate gambling and college athletics later that year. Because of this Michigan interaction with Lefty and college players and attempted bribery, they brought Mickey Bruce in. September the 8th, 1961, there’s a Senate hearing witness table. And sitting at that table is Mickey Bruce at one side and Frank Lefty Rosenthal at the other. And this was the same Frank he’d met at this hotel room. And he literally fingered Rosenthal as one of the men who attempted to bribe him. That photo that I’ve got in there, if you’re on YouTube, Rosenthal fled the fifth, of course. [9:27] Committee here, meetings like that, really what they’re good for is to stir law enforcement and bring people out and bring out and get the public riled up against organized crime. That’s what McClellan’s committee was really good for. They had several of those committees that finally got local authorities and the FBI to start looking at organized crime. And in particular, this is the mother’s milk of organized crime by now is gambling. And college sports gambling was the thing at the time. There was some pro teams going on, but it didn’t have near the action going down on it that the college teams had. There was a lot more interest in college and a lot more college games every week. Later on the next year, Wayne County, Michigan District Attorney’s Office wanted Mickey Bruce to come back to Detroit and swear out a complaint against the people that tried to bribe him and name him and give statements and everything. Bruce, by then, he didn’t really want to mess with it. He was playing football. He had his fraternity work. He had to keep his grades up because he was going to law school. [10:32] But they had a game against Ohio State that November. Michigan authorities thought, just come in and see us when you’re here. But he was out for the season by then. He had separated his shoulder, and he never really played again when they were playing Stanford earlier that year. He wasn’t going to go back to Michigan. His coaches tried to get him to cooperate, but he said, I’m done with the whole matter. In an interview, he said, as far as I’m concerned, this whole thing should have been dead a month ago after it happened. He conferred with his father, and they both said they can’t really make him do that. [11:05] He said, I didn’t have time to go. I’ve got all these school activities that I’m doing, and I just don’t want to go. And he said, the Michigan police botched this thing from the start. They should have stuck around, and they should have got Rosenthal before they left town. There were several things they should have done, and it was a poorly run investigation that probably wasn’t going to succeed anyhow. And he said it had been over a year, and he said, I don’t really remember exactly what happened. I understand all that, and he could have helped him make a case, but there’s an obscure a paragraph in Lefty Rosenthal’s FBI file. And it might explain a little more about why Mickey Bruce didn’t testify in a criminal trial against Lefty. It already testified and pointed him out in the McClellan hearing. But right after that, his mother received a telephone call in her home in El Cajon, California. Now, there’s some, it says name redacted, but you can easily fill in the name. 1961, September 1961, name redacted, El Cajon, received a phone call from an unidentified male asking if, name redacted, can you fill in, Mickey Bruce, name redacted, answered in the negative, at which time this person uttered an oath and added, you’re going to get it, and so is he. I think it’s pretty easy to fill in the names of Mickey Bruce and his mother easily. [12:26] Bruce stayed home Oregon went to Columbus Lost to the Buckeyes again Wayne County DA Dropped any cases Against Buden and Rosenthal For lack of evidence Lefty will continue During these years To run his sports book Out of Florida He’ll continue Traveling around the country And making contact With people in the College sports world Trying to bribe players And coaches And gather information And. [12:50] Cops in Miami were watching Lefty by then, 1960, New Year’s Eve. Police Chief Martin Dardis of Miami knocked on Rosenthal’s door with a group of guys and found him in his bedroom in his pajamas. He had a telephone in one hand and a small black book in the other. Dardis took the phone away from him and started answering the calls, and they were from bettors all around the country. He remembered that there was one guy named Amos who wanted to place a bet on a football game on New Year’s Day. And Dardis handed the phone to Rosenthal who told the guy that was calling in says you’re talking to a cop you stupid SOB. [13:28] During that raid, Rosenthal complained he’d paid $500 to keep local police from harassing his bookmaking operations. He said, you guys must be kidding. [13:37] Evidently, you didn’t get your piece. About a year later, February 1962, after the Senate hearings, detective knocked on his door again in Miami. He came to the door sporting dapper attire, which he was a really dapper dresser, and he had painted fingernails, according to a newspaper account. He said, I’ve been expecting you. [13:58] The detectives arrested Rosenthal, not for bribing Mickey Bruce, but he and his friend Buden faced charges in North Carolina for offering $500 to Ray Paprocki, a basketball player at NYU, and wanted to shave points in a 1960 NCAA tournament against West Virginia. During this time, authorities had uncovered a nationwide network of fixtures who conspired to influence hundreds of college basketball games over a five-year period. In the end, 37 players from 22 schools were arrested on charges relating to [14:31] port shaving. Man, that’s, boy, that was huge. We’ve got these guys going down now periodically that are getting involved because of the apps. And we’re going to get a little more into that. This gambling thing and college athletics especially, but even pro athletics. It’s a corrupting force, guys. I know a lot of you like to bet on games, but it really, there’s a real potential for corrupting the game. And in the end, if they keep it up and people keep corrupting these games, it’s just going to be like wrestling. You’ll just, somebody will control who’s going to win and who’s going to lose in every contest. That’s what these gamblers would like to get, and they’d make all the money. [15:08] Rosenthal pleaded no contest. He got a $6,000 fine for trying to fix this NYU-West Virginia game. He claimed that David Buden gave up his name and that he said later on, trying to clear himself of that, that that wasn’t really me. David Buden did it, and he would have given up his mother’s stay away from what he had to face. That was when the Nevada Gaming Control Board was after him. [15:33] In 1967, Rosenthal, under the watch of the Chicago Outfit, started acting like his outfit bosses and bring outfit tactics down to Miami. He started intimidating rival bookies and others in Miami who incurred his wrath. He ordered bombings of the territory. I interviewed the son of a CIA operative named, his father’s name was Ricardo Monkey Morales. Look back and see if you can find that interview of the son of Monkey Morales. I think Monkey Morales was probably in the title. And he told us about his father’s relationship with Rosenthal. He told him that Lefty had told his dad that he represented organized crime out of Chicago. And he said that Morales said that Rosenthal paid him. He said that Rosenthal paid Monkey Morales to blow up Alfie’s newsstand with a bookie joint in the back. He also had him, they had him blow up a car and a boat owned by a well-known jewelry thief that the mob was pressuring to do some burglaries for them. He also had him explode a bomb. I remember this, explode a bomb in the front yard of a Miami police officer trying to show his power. I guess this guy was messing with him or something, trying to tell everybody he was connected to the outfit and don’t mess with me. [16:50] Morales would also claim that he’d witnessed Rosenthal meeting with Tony Splatron in Miami in 1967. [16:58] 1970s, he goes to Las Vegas at the request of the outfit, which we all know. We’ll go back over it a little bit. Even legitimate gambling people will say he invented the sportsbook industry in Las Vegas. They didn’t really do that before. And Sports Illustrated once called him the greatest living expert on sports gambling. He’ll die in 2008 of natural causes down in Florida after all the skimming investigation went down and people started going to grand juries and being indicted and going to trials and everything. All the mobsters did. Several people in Las Vegas did. A guy out of the Tropicanda who was Kansas City’s man, Joe Augusto, and a guy named Carl Thomas who worked at both casinos and helping in skimming and several other guys that worked in the casino business. But guess who never was indicted? And guess who never even was called in for an interview? And guess who just hid out? Lefty Rosenthal. Makes you wonder, doesn’t it? Jane Ann Morrison of the Las Vegas Review-Journal. Finally, they get an FBI agent to confirm to her that he was a top echelon informant during all this time. They try to blow him up in his Cadillac, another famous attempted mob hit. A lot of people speculate on that. They’ll always say it was Kansas City because they thought he was an informant all along. and never liked him and never trust him because he really, he brought all the heat down out in Las Vegas. Now, the heat was coming anyhow, but he maybe brought it a little bit quicker. [18:24] There’s a former federal prosecutor out of Las Vegas that once said, it’s been said you should never speak ill of the dead, but there are exceptions to the rule, and Frank Rosenthal is one of those exceptions. He is an awful human being. [18:38] Dave Budin, the guy who first approached Mickey Bruce, Yes. Continues in the sportsbook game and draws his son Steve into it. And by the 1990s, the online betting industry has taken over from your neighborhood bookie and a mob just running everything. It’s a multi-billion dollar thorn in the side of the U.S. authorities. [18:59] 1998, federal prosecutors indicted Miami gambler David Buden, same man that tried to bribe Mickey Bruce, and indicted Buden’s son for running something called SDB Global. [19:13] Which later became SBG. Federal authorities prosecuted Boudin under a federal anti-gambling statute because SDB Global was incorporated in Costa Rica, but it was based in Miami. Pleaded guilty and got a $750,000 fine. In Kansas City, during those same years, the son of the feared mafia capo, if you will, Willie the Rat Comisano, Willie Comisano Jr., They headed up a group of bookies that contained the names and sons and other extended relatives of many Kansas City Mafia members out of the 50s and 60s. And they were using the internet and dealing with either SDB Global or one of the other sports betting sites that sprung up in Costa Rica because they were all over the place. Budins were high flyers in this doing business out of Costa Rica. And they were making a lot of money, a lot of money. In 2004, SBG comes to the attention of the Florida Department of Law Enforcement. They sent an undercover in, and they asked an SBG operator why the company required customers to call before wiring each new deposit. And he got him on tape to say, because we change the names in the countries of the middlemen all the time. The agent suggested that the process made it uneasy, and the employee of SBG said, you don’t have to worry about it. Lots of people do it. [20:35] Well, during this investigation, they also found there was a Florida State star quarterback named Adrian McPherson was placing bets on games that he was playing in and ends up getting dismissed from the Florida State Seminoles football team. He was a rising star, a rising young star quarterback. In the investigation, they learned he’d already lost $8,000 to a local bookie who’d cut him off. He was giving him, extending him credit. Guy owed him $8,000 and he cut him off. So that’s when he turned to online SBG sites. Now, you have to pay up front. So he was getting some money to gamble somehow, and he tried to hide this activity by using a roommate, but a review of his phone records showed several calls to STB, and one time was, like, just before, there were, like, two in a row. And that’s how they were, like, trying to hide it and then pass it off to make it look like there was somebody else making the bet. He eventually gets arrested. He pleads to lesser charges. But one of those charges was check forgery. And when a gambler starts losing, many times they’ll turn to those white-collar crimes like check forgery, embezzlement. They’ll start stealing from their work, shoplifting, drug dealing. They can do anything like a junkie, man. They’ll do anything to keep gambling. [21:52] I once knew a guy said he couldn’t even walk into a casino because he just starts getting a rush. He just can’t stay away from the machines once he walks in. So he totally has to stay out. Adrian McPherson, he was also an all-star baseball player. Even though he is kicked out of college ball for betting on his own team, he then gets drafted. The New Orleans Saints in 2005 draft him. They want him as their starting quarterback. But they also drafted a guy named Drew Brees, who ended up leading him to the Super Bowl in 2006. [22:27] Now, later in that season or during that season, the Tennessee Titan mascot will accidentally hit McPherson with a golf cart. He sues him for several million dollars. The following year, he does this. He’s been injured by this golf cart. I don’t know if it wasn’t a career injury, obviously, but they also the gambling thing. And the following year, he appears with the Grand Rapid Rampage AFL team. Then he goes to a Canadian team. Then he plays on a variety of arena football teams, a different one every year almost. And finally, in 2018, the Jacksonville Sharks, which is an arena team, releases him. His gambling led him to a free fall into obscurity. He was on his way up to life-changing generational wealth, and the gambling just got him. [23:17] Let’s go back a minute, you know, all these, I’ll be telling all these stories about these low rents and degenerate gamblers. Let’s go back to the incorruptible Mickey Bruce. He was injured during 1961 during his senior year. His last game was in 1961 against Stanford. His three seasons of Oregon, he rushed 29 times for 128 yards. At one touchdown, he caught 10 passes for 113 yards and three touchdowns. Defensively, he intercepted six passes in the last season, returned six punts for an 11-yard average. He ends up being drafted in the 24th round of the 1962 AFL draft by the Oakland Raiders, but he never pursued a professional football career. Instead, he followed his father’s footsteps. He went to law school and became a lawyer out in California. [24:08] Michael J. Bruce, his story goes really beyond the gridiron. He’s on that very short list of individuals who have implicated gangsters, pointed them out in court, and survived. And he prospered from then on under [24:20] his own name. He didn’t go in witness protection or anything like that. He might not have agreed to prosecute Lefty going back to Michigan for that other case, but he did stand up and point at Lefty Rosenthal and say, he’s the one that tried to bribe me. 1981, Mickey Bruce will get the Leo Harris Award. Presented to alumni, alumnus Letterman, who have been out of college for 20 years and have demonstrated continuous service and leadership to the university. Some of the other, Alberto Salazar went to Oregon. He got it. A guy named Dan Fouts, I know that name, Johnny Robinson, Bill Dellinger. [25:02] So guys, it’s much better to get a Lifetime Achievement Award for doing good than to get a car bomb or to die in obscurity. So thanks, guys. That’s the story of Lefty Rosenthal and his earlier years before the skimming and really the story of a tribute to Mickey Bruce, a guy that stood up and did the right thing when it needed to be done. Thanks, guys. And don’t forget, stand up and go to your computer and order one of my books online or rent one of my movies or look at my website and see what you like there. Make a donation, if you will. I got expenses. Don’t usually ask for. I got ads. They just cover some things and then other things. Some of these FOIA things cost a lot of money and got a few expenses. Anyhow, so thanks a lot, guys. But mostly, I appreciate your loyalty and all the comments that you make on my YouTube channel and on the Gangland Wire podcast group. It’s inspiring. It really, truly is inspiring. It keeps me coming back. Thanks, guys.

Last Thursday, Jason traveled to Chappaqua, New York, to cover the House Oversight Committee's depositions of former President Bill Clinton and former Secretary of State Hillary Clinton as part of the Epstein investigation. As the former Chairman of the House Oversight Committee, Jason offers a rare insider's perspective on how these high-stakes sessions are conducted.    Plus, Jason reacts to the US-Israel strikes on Iran, examining the potential consequences and what this moment could signal for the future of the Middle East.   Bring on the Stupid: A Florida man was arrested at a Waffle House after allegedly attempting to baptize an alligator using iced tea. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn how Cara stopped escaping and designed a sustainable world travel lifestyle that works for her brain. ============================ Get the Monday Minute my weekly email with 3 personal recs for travel, culture, and living beyond borders you can read in 60 seconds. ============================ ON THIS EPISODE Cara Laban left New York chasing a childhood dream of Australia, but what began as an escape from burnout turned into a two-year immersion in life overseas, from bar shifts in Melbourne to bakery work in the outback. In this candid conversation, she shares the mental health lows that followed her across continents, the road-trip mishap that left her stranded without gas in remote Australia, and the moment in Thailand when she realized travel alone wouldn't fix what she was carrying internally. We trace her evolution from working local hospitality jobs to building a sustainable travel lifestyle online after discovering Hannah Dixon's Virtual Excellence Academy. That reinvention eventually led her to found Travel Reddi, an AI-powered travel logistics platform designed to simplify global mobility. Cara opens up about depression on the road, the difference between analog and digital nomad life, and how systems thinking became the foundation of both her business and her forthcoming book: “How to Do Anything Even if You're Lazy”. This is a story about reinvention, self-honesty, and designing a life overseas that actually works for your brain. → Full show notes with direct links to everything discussed are available here. ============================ FREE RESOURCES FOR YOU: See my Top 10 Apps For Digital Nomads See my Top 10 Books For Digital Nomads See my 7 Keys For Building A Remote Business (Even in a space that's not traditionally virtual) Watch my Video Training on Stylish Minimalist Packing so you can join #TeamCarryOn See the Travel Gear I Use and Recommend See How I Produce The Maverick Show Podcast (The equipment, services & vendors I use) ============================ ENJOYING THE SHOW? Follow The Maverick Show on Instagram and DM Matt to continue the conversation Please leave a rating and review — it really helps the show and I read each one personally You can buy me a coffee — espressos help me produce significantly better podcast episodes! :)

Carole Benaroya a quitté Goldman Sachs pour créer une marque de cachemire qui compte aujourd'hui plus de 50 boutiques, dont une à New York.13 années dans la finance avec une pression constante et une perte de confiance.Ce n'est pas une histoire romantique de reconversion improvisée. C'est une trajectoire stratégique mûrie pendant 4 ans en parallèle d'un métier qu'elle aimait profondément.Dans cet épisode, Carole raconte l'échec qui l'a transformée, les gilets jaunes qui ont failli l'arrêter, l'explosion inattendue pendant le Covid, et les arbitrages parfois musclés d'une entreprise fondée avec son mari et sa meilleure amie.On parle de contrôle du capital, de retail à l'ère du digital, d'impatience en négociation, et de ce que signifie vraiment entreprendre en couple depuis 25 ans. Une conversation dense, stratégique mais profondément humaine.Bonne écoute ✨Chapitrage 00:00 – De Goldman Sachs au cachemire : le grand virage04:00 – Burn-out et perte de confiance en soi07:20 – Créer une marque à trois (avec son mari et sa meilleure amie)12:45 – Le positionnement : “le cachemire cool”26:24 – 8 ans avant le vrai décollage32:44 – Ouvrir une boutique à New York46:04 – Les gilets jaunes : la période la plus difficile49:09 – Le crible du Podcast1:01:07 – Le livre qui a changé sa visionNotes et références de l'épisode ✨ Pour retrouver Carole Benaroya : Sur InstagramSur Linkedin✨ Pour retrouver la marque Kujten : Sur leur siteSur InstagramSur Facebook✨ Pour retrouver les livres recommandés par Carole Benaroya : L'Alchimiste de Paulo CoelhoLe Petit Prince de Antoine de Saint-Exupéry#Entrepreneuriat#ReconversionProfessionnelle#BusinessAuFéminin#Retail#Ecommerce#DeveloppementInternational#EntreprendreEnCouple#LeadershipFéminin#BurnOut#ModeEntrepreneuriale#CreationDeMarque#StrategieBusiness#PodcastBusiness#PaulineLaigneauVous pouvez consulter notre politique de confidentialité sur https://art19.com/privacy ainsi que la notice de confidentialité de la Californie sur https://art19.com/privacy#do-not-sell-my-info.

This is part 3 of a live interview we hosted at our annual Make Room Whiteboard Sessions with NBA coach Taylor Jenkins. Taylor coached the Memphis Grizzlies for 6 seasons and is the winningest coach in franchise history. In the interview, we discuss his faith and commitment to church, his story of becoming an NBA head coach, leading through adversity, dealing with criticism and much more. Follow us on Instagram for more great leadership content: Pastor John (@johnsiebeling), Pastor Wayne (@waynefrancis), Podcast (@leadershipinblackandwhite). Leave a rating and review to give us your feedback and help the show continue to grow!

In 2016, in Rochester, New York, Laura and Craig Rideout were going through a bitter divorce that pitted the couple's seven children against their father. When Craig's body was found in the woods just hours after his disappearance, suspicion quickly fell on Laura and her boyfriend, Paul “PJ” Tucci. But as the story unfolded, it revealed a shocking betrayal of a loving father by his own family.Today's snack: Utz Original, Kettle and Crab chips (thanks Amy and Doug!)Support us on PatreonSourceshttps://www.peacocktv.com/watch/playback/vod/GMO_00000000334998_01/c667c682-6fe3-39b6-a974-a355b8ddba64?orig_ref=https%3A%2F%2Fwww.google.com%2F Dateline The Devil's Bathtub Season 25, Episode 48https://www.democratandchronicle.com/story/news/2017/08/13/surveillance-videos-show-tucci-rideouts-hours-before-murder/539677001/ surveillance footage from Walmarthttps://medium.com/@deborahhalber/the-untidy-murder-of-craig-rideout-275506da6cedhttps://www.reddit.com/r/UnresolvedMysteries/comments/mz2vix/craig_rideout_casedevils_bathtub_did_pj_get_away/ good write-up on Reddithttps://www.democratandchronicle.com/story/news/2018/07/19/craig-rideout-murder-anniversary-paul-tucci-laura-colin-alex-where-they-now/778756002/ pictureshttps://www.democratandchronicle.com/story/news/2018/07/19/craig-rideout-murder-anniversary-paul-tucci-laura-colin-alex-where-they-now/778756002/?gnt-cfr=1&gca-cat=p&gca-uir=true&gca-epti=z114741v114741d--52--b--52--&gca-ft=150&gca-ds=sophihttps://www.democratandchronicle.com/story/news/2017/09/23/craig-rideout-murder-what-nbc-dateline-didnt-tell-you-about-case/676837001/https://13wham.com/news/local/new-evidence-the-rideout-jury-never-heardhttps://www.whec.com/archive/an-in-depth-look-at-the-rideout-family/https://www.whec.com/archive/laura-rideout-appeal-for-new-trial-denied/https://www.whec.com/archive/in-depth-colin-rideout-claims-his-mother-let-him-take-the-fall/https://www.whec.com/archive/in-depth-the-colin-rideout-interview/https://thecinemaholic.com/where-are-laura-colin-and-alexander-rideout-now/https://www.democratandchronicle.com/story/news/2017/10/04/paul-tucci-wife-death-liver-disease-rideout-murder-case/731153001/https://www.wxxinews.org/local-news/2016-12-02/four-indicted-in-the-death-of-craig-rideout-including-family-membershttps://www.dailymail.co.uk/news/article-3709125/Mom-sons-accused-cleaning-blood-slaying-victims-home.htmlhttps://www.whec.com/archive/an-in-depth-look-at-the-rideout-family/https://www.newspapers.com/image/721723185/?match=1&terms=craig%20rideouthttps://source.colostate.edu/parental-alienation-means-matters/#:~:text=Parental%20alienation%20is%20when%20one%20parent%20intentionally,ends%20or%20when%20they%20are%20still%20together 

The MLS season is heating up and we've got takes. MLS analyst Matt Doyle stops by to help us separate early-season overreactions from real trends. Is Julian Hall's breakout with the New York Red Bulls the beginning of a superstar arc or just a hot streak? Are Inter Miami CF papering over long-term roster concerns despite their win over Orlando City SC? And can the early momentum from the San Jose Earthquakes — and Timo Werner — actually last? We dig into what's real, what's noise, and what it means moving forward. Then we head across the Atlantic for an incredible conversation with Steve Fletcher, assistant coach and club legend at AFC Bournemouth. Fletcher gives us insight into why Tyler Adams is one of the most respected players at the club, how his leadership extends far beyond the pitch, and why every team needs a player like him. If you're an American soccer fan, this is one you won't want to miss. We also dive into the impact of manager Andoni Iraola and how his consistency, culture-setting, and tactical identity have helped elevate Bournemouth in the Premier League. Fletcher reflects on his own storied career — from signing in the early '90s to becoming the club's all-time appearance leader — and what it means to represent one club for over three decades. MLS chaos, Premier League insight, and legendary football stories all in one episode.   Timestamps: (7:30) – Julian Hall is leading a youth movement in New York (16:00) - Will Inter Miami struggle this season despite win? (22:00) – Can San Jose and Timo Werner's hot start last? (26:30) – MLS weekend recap (37:00) - Steve Fletcher joins The Cooligans Subscribe to The Cooligans on your favorite podcast app:

The live music venue "The Bottom Line" closed in 2004, 30 years after being a go-to place for everyone from Bruce Springsteen to Gil Scott-Heron. Co-founder Allan Pepper has teamed up with journalist Billy Altman talk about their new book Positively Fourth & Mercer: The Inside Story of New York's Iconic Music Club, and listeners call in to share their Bottom Line memories. Photo by David Gahr/Getty Images: Bruce Springsteen and the E Street Band at The Bottom Line

0:30 - Trump announcement on Saturday of combat operations in Iran 39:54 - Iranian FM Abbas Araghachi on This Week goes full Black Knight: merely a flesh wound 01:02:40 - David Daoud, senior fellow at FDD focused on Lebanon and Hezbollah, says there are few causes in recent history as righteous as crippling the regime in Iran. Keep updated with David on X @DavidADaoud 01:20:27 - Steven Bucci of The Heritage Foundation argues that once Operation Epic Fury concludes, the likelihood of the mullahs remaining in power is low. 01:39:11 - Christopher Whalen, chairman of Whalen Global Advisors LLC & editor for The Institutional Risk Analyst, on escaping New York and the commercial real estate crash. Check out Chris’ most recent book Inflated: Money, Debt and the American Dream – 2nd Edition 01:57:32 - Joe Abraham, Angel Dad to Katie Abraham: They Tried to Ignore Us — But We Will Not Be Silent. Follow Joe on substack @angeldadjoeabraham 02:12:53 - Clinton Epstein DepositionsSee omnystudio.com/listener for privacy information.

Former U.S. Congressman Steve Israel (D-NY) discusses his book, "The Einstein Conspiracy," a novel based on an actual plot by the Nazis to silence physicist Albert Einstein during the 1930s. Einstein, a prominent critic of Hitler, moved to the United States with his wife in 1933 and became a citizen in 1940. This interview was recorded at Theodore's Book in Oyster Bay, New York, an independent bookstore opened by Mr. Israel in 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jalen and Josh are back for season 3 and a brand new NBA season. Make sure you subscribe so you never miss an episode. Make it legendary with BetMGM. Download the app today and use bonus code ROOMMATES to get up to a $1500 First Bet Offer on your first wager with BetMGM! https://betmgm.com/roommates Full episode: https://youtu.be/rqUJJmGjqdg See https://BetMGM.com for Terms. 21+ only. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Gambling problem? Call 1-800-GAMBLER (Available in the US). 877-8-HOPENY or text HOPENY (467369) (NY). 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. TT: https://www.tiktok.com/@roommatesshowIG: https://www.instagram.com/theroommatesshowX/TW: https://twitter.com/roommates__show #NBAFreeAgency #DamianLillard #LukaDoncic #MikalBridges #BallIsLife #NBAUpdates #HoopsTalk #NBAHumor #HoopDreams #NBAComedy #BasketballPodcast #NBABanter #NBAStories #NBAInsight #ProBasketball #NBAFans #AllStarTalk #BasketballCulture #NBA2025 #NBAFreeAgencyNews #JalenAndJosh #GettingPaid #LillardStatue #RoastingKarlAnthonyTowns #KATroast #MikalAndLuka #PlayerOpinions #FunnyHoops #HoopsComedy #PlayerTalk #BasketballAnalysis #InsideTheNBA #NextLevelHoops #NBALegends #CourtTalk #PodcastHighlights #PodcastSnippet #TributeTalk #StatueDebate #PlayerChat #FanTalk #NBAHeatCheck #BallersBanters #HotTakes #BehindTheBanter #PodcastMoment #PodcastClips #KTLove #LillardLove #PlayerChat #BehindTheBanter #TheRoommatesPodcast #NewYork #Knicks #Basketball #NBA #NBAPlayers #nbaoffseason #offseasonSee omnystudio.com/listener for privacy information.

The FAQ NYC hosts discuss the messaging from Zohran Mamdani about America's new war, the mayor's meeting with the president days earlier and much more. Plus, New York Working Families Party Director Jasmine Gripper joins the pod to talk about its agenda, “how the left ecosystem in New York is evolving in a beautiful way” and the split between the WFP and Mamdani's Democratic Socialists of America in the race to replace Rep. Nydia Velazquez. “He's only been endorsing socialists” in district races, Gripper said..”The WFP sometimes endorses socialists, and sometimes we endorse people who wear a progressive hat, a liberal hat. I think the mayor is promoting one ideology. We're promoting a slightly different one. I don't think this stops us from working together.”

Paul Logothetis takes us to a hotel in Manhattan that has been transforming since its construction in the 1960s.See omnystudio.com/listener for privacy information.

JPMorgan Chase & Co. has asked the Manhattan District Attorney's office, led by Alvin Bragg, to turn over certain records and documents as part of the federal lawsuits the bank is facing over its business relationship with Jeffrey Epstein. The requests came amid litigation by Epstein accusers and the U.S. Virgin Islands that alleges JPMorgan enabled Epstein's sex-trafficking network by maintaining him as a client for years, including after his 2008 conviction. JPMorgan is seeking statements and other materials from Bragg's office that could relate to claims by a woman suing the bank — identified in court filings as “Jane Doe” — about what the bank knew regarding Epstein and his activities, and whether senior executives, such as former JPMorgan banker Jes Staley, had first-hand knowledge of his operations.A federal judge ordered the Manhattan DA's office to provide a privilege log describing the documents JPMorgan wants and later ruled that certain statements made by a plaintiff to one of the DA's prosecutors must be turned over to the bank. The judge's rulings underscore how the evidence held by prosecutors in New York — including victim statements — may play a role in the civil cases against JPMorgan by shedding light on what the bank and its former executives may have known about Epstein's criminal conduct during their interactions with him.to contact me:bobbycapucci@protonmail.com