Podcasts about socialist republic

Send us a textReunification. An innocuous word in general, a dirty word for many overseas Vietnamese. In light of the 50th anniversary of Vietnam being reunified on April 30, 1975 (whether some choose to accept it or not, the reality is that Vietnam is unified as a Socialist Republic), these are some stories from my parents, before and after this seminal event. Many of these memories are fragments that surfaced in the mind of my parents across the years. Often times, neither wants to remember that time period. These are only echoes of what they saw, what they lived through, what they carry. Many others have captured the memories of their parents and grandparents, their aunts and uncles, in books, in audio and in video. These are my family's now and for the future.

InterCities is a brand new podcast from the team at Open City. In this six-part series, we travel to a number of cities and boroughs around the world that have transformed over time to discover what we can learn from these places' achievements, struggles, successes and mistakes.In our second episode, our host Owen Hatherley is joined by the broadcaster, writer and photographer Johny Pitts. Johny is a Sheffield-native and has witnessed first-hand the huge social and architectural change the city has undergone since the early 1990s. Today, we use photographs from "After the End of History: British Working Class Photography 1989 – 2024" a roving exhibition Johny has curated, to track the cities shifting identity from the so-called Socialist Republic of South Yorkshire to a city where leisure and comfort are the new guiding principles. Subscribe to the Open City Podcast on Spotify, Soundcloud or iTunesThe Open City Podcast is supported by Bloomberg Connects, the free arts and culture app and produced in association with the Architects' Journal, London Society, C20 Society and Save Britain's Heritage.The Open City Podcast is recorded and produced at the Open City offices located in Bureau. Bureau is a co-working space for creatives offering a new approach to membership workspace. Bureau prioritises not just room to think and do, but also shared resources and space to collaborate.To help support excellent and accessible, independent journalism about the buildings and the urban environment, please become an Open City Friend.Photo credit: Owen Hatherley portrait © Antonio Olmos Hosted on Acast. See acast.com/privacy for more information.

For this long awaited episode on Vietnam - Jen (@HowTheRedWasWon) joins to talk about her recent unique experience of visiting the Socialist Republic of Vietnam, a country that her grandparents fled from in the 1960s! Jen guides us through her journey there, what she learned, and some important reflections about revolution in the USA she had as a result.  Listed below are links to Jen's social media pages which are home to her educational projects on socialist theoretical texts and organizing. Check them out! Jen on Twitter: @ho_chi_minnie // @keepaustinnasty // @howtheredwaswon Jen on Instagram: https://www.instagram.com/how_the_red_was_won/ Jen on Tiktok: @big.nasty08 // @red.won.pod Mutual Aid Organization: @red_help_atx

fWotD Episode 2800: Albona-class minelayer Welcome to Featured Wiki of the Day, your daily dose of knowledge from Wikipedia’s finest articles.The featured article for Friday, 3 January 2025 is Albona-class minelayer.The Albona class were mine warfare ships used by the Italian Regia Marina (Royal Navy) and Royal Yugoslav Navy (Serbo-Croatian Latin: Kraljevska mornarica; KM). Fourteen ships were originally laid down between 1917 and 1918 for the Austro-Hungarian Navy as the MT.130 class. However, the end of World War I and the dissolution of Austria-Hungary left them incomplete until 1920, when three ships were finished for the Regia Marina. These ships were armed with two 76 mm (3 in) guns. An additional five ships were completed for the KM in 1931 as the Malinska or Marjan class, and were armed with a single 66 mm (2.6 in). All of the completed ships could carry 24 to 39 naval mines. The remaining ships were never completed.The five ships in KM service were captured by Italian forces during the Axis invasion of Yugoslavia and commissioned in the Regia Marina as the Arbe class, and were re-armed with two 76 mm guns. They were involved in some operations against the Yugoslav Partisans along the Dalmatian coast. Following the Italian surrender in September 1943, the three Albona-class ships were captured by German forces with all three being lost or scuttled later in the war. Of the five former KM ships, one was seized and operated by the Kriegsmarine (German Navy) until it was lost. Another was captured but transferred to the navy of the German fascist puppet state, the Italian Social Republic, and scuttled by the Germans towards the end of the war. The remaining three were returned to the KM-in-exile at Malta in late 1943 and swept for mines around Malta until transferred to the new Yugoslav Navy (Serbo-Croatian Latin: Jugoslavenska ratna mornarica; JRM) in August 1945.After the war, the three ships were commissioned into the JRM and their designations were changed several times. In October 1946, two of them were involved in the Corfu Channel incident, an early clash in the developing Cold War, when they laid mines in the Straits of Corfu at the request of the People's Socialist Republic of Albania. The undeclared minefield damaged two British destroyers, killing 44 men and injuring another 42. The incident resulted in a case before the International Court of Justice and a fifty-year diplomatic freeze between Albania and the UK, and Yugoslavia never conceded that its ships had laid the mines. The three remaining ships were stricken in 1962 and 1963.This recording reflects the Wikipedia text as of 01:07 UTC on Friday, 3 January 2025.For the full current version of the article, see Albona-class minelayer on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm long-form Ruth.

On the evening of the first day of the 2024 State Visit by H.E. Tô Lâm, President of the Socialist Republic of Vietnam, President and Sabina Higgins hosted a State Dinner in honour of their guest. https://president.ie/en/diary/details/president-and-sabina-host-a-state-dinner-in-honour-of-h.e-to-lam-president-of-the-socialist-republic-of-vietnam

Jason expressed skepticism about Harry Dent's predictions and emphasized the importance of looking at real data rather than relying on trends or assumptions. He discussed the current state of the housing market, the benefits of moving to a lower cost of living area, and the potential for future changes in housing prices. Jason also introduced a monthly masterclass on Northwest Indiana, encouraged attendees to register for one-on-one discussions, and hinted at future sessions on asset protection. Today Jason welcomes Harry Dent, a renowned economic forecaster, discussed the prolonged economic bubble. He emphasized that the current bubble, driven by massive government stimulus and money printing, is unprecedented in its longevity—three times longer than historical bubbles. Dent believes the bubble, which should have burst by 2021, has been artificially extended due to ongoing government intervention. He predicts the bubble will pop soon, with financial markets starting to crash in 2024, reaching their lowest point by 2026-2027. He warns that both stock and real estate markets are significantly overvalued, leading to a painful economic downturn. #HarryDent #EconomicBubble #FinancialCrisis #StockMarketCrash #RealEstateMarket #GovernmentStimulus #GreatRecession #InflationCrisis #FinancialAssets #InvestmentRisks #EconomicOutlook #MarketCrashPrediction #BubbleBurst #RealEstateBubble #Economy   Key Takeaways: Jason's editorial 1:28 Hurricane Helene and the rising costs of housing  2:55 Join our Zoom meetings EmpoweredInvestor.com 4:08 Harry "doomer" Dent and the problem with reading "trends" 6:30 Article: housing demand firming up with lower mortgage rates 8:02 Chart: Total Home Sales Contracts Pending 8:28 Buying Power and Sensitivity and the 11 million illegal immigrants 10:59 Affordability 12:47 Crash bros, the democrats and the Socialist Republic of California 15:20 August 2024 Real House Price Index Highlights 19:47 A Cautiously Optimistic Outlook 21:16 Join our Wednesday Zoom meeting! JasonHartman.com/Wednesday   Harry Dent's interview part 1 23:08 Harry in Puerto Rico 24:18 A "permanent plateau of prosperity" 30:52 Are we in a bubble 33:14 A timeframe for popping bubbles and what it looks like 36:14 Real estate crash   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this final iteration of our long-standing series "Dialectics Deep Dive", Matthew Furlong joins Breht to discuss Althusser's essay "Contradiction and Overdetermination" and in the process they discuss many aspects of dialectical materialism and Marxist philosophy.   Check out Part 1 of this episode here: https://revolutionaryleftradio.libsyn.com/dialectics-deep-dive-iix-contradiction-and-overdetermination-pt-1 Check out all our Dialectics Deep Dive episodes here: https://revolutionaryleftradio.libsyn.com/size/5/?search=dialectics+deep+dive Video at 21:47: "Alan Watts on Life and Death"   (Tricontinental Institute for Social Research - Hyperimperialism: A Dangerous, Decadent New Stage https://thetricontinental.org/studies-on-contemporary-dilemmas-4-hyper-imperialism Tricontinental Institute - The Churning of the Global Order (Condensed version of Hyperimperialism): https://thetricontinental.org/dossier-72-the-churning-of-the-global-order/ BreakThrough News - Hyperimperialism: US-NATO's Dangerous and Decadent New Stage (Rania Khalek w/ Vijay Prashad): https://youtu.be/CJDxxkVhlJM BreakThrough News - Israel's Descent Into Madness & The Holocaust Comparison (Rania Khalek w/ Tarik Cyril Amar): https://youtu.be/UbppCU7uiJw Electronic Intifada - How Zionism pushes liberalism into decay (Nora Barrows-Friedman w/Matteo Capasso): https://https://youtu.be/bK6-10H80Bs Zhun Xu - "Industrial Agriculture: Lessons from North Korea" https://monthlyreview.org/2024/03/01/industrial-agriculture-lessons-from-north-korea/ Red Clarion - "The Cult-building Tendency" https://clarion.unity-struggle-unity.org/2024-04-02-the-cult-building-tendency/ Red Clarion - "Undead Unionism" https://clarion.unity-struggle-unity.org/2023-08-13-undead-unionism/ The Government of the Socialist Republic of Vietnam - Curriculum of the Basic Principles of Marxism-Leninism Part 1: The Worldview and Philosophical Methodology of Marxism-Leninism (translated and annotated by Luna Nguyen) https://www.lunaoi.com/product/ebook-the-worldview-and-philosophical-methodology-of-marxism-leninism/

Today, The Two Mikes spoke with Nate Cain, a true Republican candidate for Congress from West Virginia's 2nd congressional district. The interview turned out to be a humdinger and a bit lengthy, so we are publishing in two parts. Mr. Cain is an Army veteran, and also has been a civilian employee of the U.S. Navy, the U.S. Marine Corps, and the FBI. While working for the FBI, Mr. Cain became one of the most important whistle-blowers we have ever heard of. During his FBI tenure 2017-2018, Nate saw FBI documents that showed that then Secretary of State Hillary Clinton, her associates in Obama's regime – at the highest levels, such as two FBI Directors and other senior DOJ officials, and major Clinton donors – had behaved treasonously, and otherwise criminally via money-laundering, “pay-to-play”, and illegal transfers of uranium to Russia. Mr. Cain took the documents to Congressman Devin Nunes and received whistle-blower protection under the law, but the FBI fired him and raided his home, taking his electronic devices and deeply upsetting his wife and children. Giving enormous credence to Mr. Cain's claims about the nature of the information he delivered to Nunes is that fact that he still holds his security clearances, showing that he acted legally and truthfully by getting the documents to Congress, and that the FBI, DOJ, the Clintons and the Obamas knew that and feared if the issue was not buried “it could bring down the whole government.” In his congressional race in West Virginia's 2nd district, Mr. Cain stands as center-right Republican with a Christian perspective on the world, and says he is determined to fight the neo-fascist corporatism that is now abroad in his state and the nation. He has been conducting a grass roots, very localized campaign to get his message out, so far clocking 60,000 miles on the family car in the effort. After he entered the race, members of the Republican caucus in the state's legislature asked him to drop out in favor of his opponent. His opponent is Riley Moore, the nephew of Republican U.S. Senator Moore Capito. Mr. Cain refused and afterward found it nearly impossible to schedule any radio interviews in the state. The refusals from radio programs included the biggest radio voice in the state, one that covers every county in West Virginia. Why, well the Moore family is plenty wealthy and former Speaker of the House Kevin McCarthy was quick to endorse Riley Moore immediately as soon as he entered the race. There still seems to be RINO's rampant in West Virginia.  Mr. Cain's opponent, Riley Moore, was West Virginia's treasurer and won applause – including from The Two Mikes, for which we humbly offer this mea culpa for getting slicked – for fighting the attempt of banks to enforce their ESG rules against energy companies in West Virginia. Mr. Cain spent the second half of the program suggesting quite strongly that Mr. Moore may not be the conservative he claims to be. Before returning to West Virginia, Mr. Cain alleged Mr. Moore worked in Washington as a “Registered Foreign Agent” that is he was a lobbyist of the Congress for the interests of foreign organizations and countries like Hong Kong, after its return to China, Somalia, and the Socialist Republic of Vietnam. He also worked with John and Tony Podesta, the later a noted collector of “art” showing children in unusual activities. He also worked with Tony Podesta in Ukraine where he helped Podesta's lobbying activities, but during which he was not registered as a “Foreign Agent”.Most recently, Moore has been associated with John Podesta to bring a large battery project to the northern part of West Virginia. The scoundrels behind this project are Bill Gates and George Soros and they have scrounged $290 million dollars in West Virginia taxpayer money for building facilities and manufacturing the batteries – Riley Moore through a proxy voted for $220 million-dollars of that amount. They also have already persuaded the U.S. Congress give them an exemption from a standing ban on Chinese technology and hardware for use in such projects, and an exemption from the Environmental Protection Agency from a ban meant to keep polluted water from the project being dumped into fresh waters, in this case the Ohio River. Shades of Palestine Ohio. The Gates-Soros team also refused to guarantee that most of the 750 jobs created by the project would go to West Virginians. Doesn't sound like much of a bargain for working or unemployed West Virginians.Instead of take me home West Virginia we say, Take the $290 million back.Subscribe to Freedom First Network on Rumble to watch all of our shows LIVE: https://rumble.com/c/freedomfirstnetwork Elevate your meals with Freedom First Beef… even if you find yourself in the middle of the apocalypse! Use code TWOMIKES for 15% off and enjoy high-quality beef whenever you crave it – today or tomorrow! https://freedomfirstbeef.com Be ready for anything life throws your way with The Wellness Company's Medical Emergency Kit. Order today using code TWOMIKES for a 10% discount at https://twc.health/ffn. Protect your financial future with precious metals! Schedule your consultation with Our Gold Guy today and take control of your financial destiny!  https://ourgoldguy.com Unleash the spirit of liberty in every cup with Freedom First Coffee's Founders Blend. Order now using code TWOMIKES and savor the unparalleled taste of freedom in every patriotic sip. https://freedomfirstcoffee.com

Jason discusses the housing market and economic trends. He likens the market constrictor, symbolizing economic pressures, to a boa constrictor squeezing homeowners due to low mortgage rates. He criticizes California's tenant-friendly regulations, highlighting Santa Monica's extreme housing policies. He touches on inflation concerns, emphasizing the housing market's resilience amid inflationary pressures. The episode concludes with cruise updates and invitations to Zoom meetings. Jason offers tremendous insights into real estate investment strategies amidst market challenges. One last room available for the Empowered Investor Cruise!- unless you book a suite! Go to https://www.jasonhartman.com/ TODAY! Them finishing up his interview with Dean Rogers, Jason talks about how the real estate market is showing signs of a temporary slowdown, especially in the apartment sector due to oversupply. While rents are softening in apartments, single-family homes continue to see rising rents. Jason suggests a crash is not imminent, citing factors like historically low-interest rates during COVID and the high equity and credit quality of mortgage holders. With a shortage of entry-level homes and strong demand, the market remains stable. They advise focusing on income-producing assets like real estate, emphasizing the importance of sensible property investments and understanding multidimensional returns. Interest rate predictions are uncertain, but Jason recommends leveraging property tracker for analysis. #RealEstateInvesting #MarketAnalysis #TenantRights #InflationInsights #PropertyInvestment #EconomicTrends #HousingMarket #LandlordTips #FinancialFreedom #InvestmentStrategies #EconomicOutlook #WealthBuilding Key Takeaways: Jason's editorial 1:20 Say 'hello' to my little friend 8:55 The socialist republic of Cali; invest in landlord-friendly states 12:54 Inflation reports 17:01 Only one room available on our Empowered Investor Cruise Jason's Interview with Dean Rogers Part 2 17:29 The market's not going to crash-YET 19:52 Chart: percent of close-end, first-lien mortgages outstanding by interest 22:40 Chart: Mortgage originations by credit score 25:12 https://www.baselane.com/jason 25:48 https://www.propertytracker.com/ 28:19 Predicting interest rates 33:32 Action steps   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this episode we talk to Jim Monaghan. Jim first became politically active as a student in the late 1960s in Dublin. We discuss the increasing politicisation in Ireland at that time, and Jim's political activity, initially with Labour and Students for Democratic Action, the League for A Workers' Republic, and briefly the LWR-breakaway, the League for a Workers Vanguard. Jim then describes his move to Official Sinn Féin, the contrast of moving from a small left group to a larger party, and the direction of Republican politics at that time; his later involvement with the Movement for a Socialist Republic and People's Democracy, after they merged; his involvement as Chair of the Dublin H-Block/Armagh Committee during the Hunger Strikes; and the contemporary political landscape, and the extent of the social and political change that has occurred since his early political involvement.

In this episode we'll be discussing the subject of Julia Mead's (@JuliaKMead) PHD research on an often forgotten socialist nation: the nation formerly known as the Czechoslovak Socialist Republic. Julia covers for us the pre-history, emergence of the communist state, political struggles as well as socialist successes and failures. She also gives us some insight as to why this socialist nation often falls to the wayside in popular Western imagination.  Julia Mead is an environmental historian of modern Eastern Europe, with a particular focus on energy, gender, and labor. Her dissertation, “Socialist Rust Belt: Energy, Masculinity, and the End of Czechoslovak Socialism,” traces the rise and fall of the Czechoslovak coal economy from 1948 to 2004, and its relationship to changing norms of masculinity. She shows how coal miners in socialist Czechoslovakia achieved an elite social status, and how they lost it almost overnight during the transition to capitalism. Follow Julia at https://twitter.com/JuliaKMead and https://juliamead.squarespace.com/ Support the show at www.patreon.com/aesthepodcast        

The Vietnam War was a long, costly and divisive conflict that pitted the communist government of North Vietnam against South Vietnam and its principal ally, the United States. The conflict was intensified by the ongoing Cold War between the United States and the Soviet Union. More than 3 million people (including over 58,000 Americans) were killed in the Vietnam War, and more than half of the dead were Vietnamese civilians.  Opposition to the war in the United States bitterly divided Americans, even after President Richard Nixon signed the Paris Peace Accords and ordered the withdrawal of U.S. forces in 1973. Communist forces ended the war by seizing control of South Vietnam in 1975, and the country was unified as the Socialist Republic of Vietnam the following year.  #truecrime #truecrimecommunity #truecrimepodcast #crime #murder #podcast #truecrimeaddict #serialkiller #serialkillers #truecrimejunkie #horror #unsolved #murderino #podcastersofinstagram #truecrimeobsessed #mystery #ssdgm #truecrimefan #killer #truecrimememes #creepy #unsolvedmysteries #paranormal #podcasts #tedbundy #history #criminal #podcasting #scary #murdermystery,  #Viewerdiscretion  #Carlin #podcast #truecrimeaddict #serialkiller #serialkillers #truecrimejunkie #horror #unsolved #murderino #podcastersofinstagram #truecrimeobsessed #mystery #ssdgm #truecrimefan #killer #truecrimememes #creepy #Viewerdiscretion  #Carlin #Georgecarlin #love #TFLers #tweegram #photooftheday #20likes #amazing #smile #follow4follow #like4like #look #instalike #igers #picoftheday #food #instadaily #instafollow #followme #girl #iphoneonly #instagood #bestoftheday #instacool #instago #all_shots #follow #webstagram #colorful #style #swag #amazing #followme #all_shots #textgram #family #instago #igaddict #awesome #girls #instagood #my #bored #baby #music #red #green #water #harrystyles #bestoftheday #black #party #white #yum #flower #2012 #night #instalove #niallhoran #jj_forum #love #instagood #me #tbt #cute #follow #followme #photooftheday #happy #tagforlikes #beautiful #self #girl #picoftheday #like4like #smile #friends #fun #like #fashion #Cobain#explore #fridayfuckery #podcastlife #podcasts #youtube #book #deus #fy #fyp #interview #podcasthost #radio #90s #apple #applepodcasts #author #bringingthefuckery #comedy #richardpryor #80s #standup #comedians #actors #multiplesclerosis #goat #superman #death #actors # #richardpryor #pryor #blackcomedians #richardpryor #pryor #blackcomedians #funny #funnymemes #funnyvideos #funnymeme #funnyshit #funnyreels #funnyvideo #funnypictures #funnyposts #funnyvines #funnyreel #funnytime #funnyvideosdaily #funnyreels

This remarkable and timely ethnography explores how fishing communities living on the fringe of the South China Sea in central Vietnam interact with state and religious authorities as well as their farmer neighbors – even while handling new geopolitical challenges. The focus is mainly on marginal people and their navigation between competing forces over the decades of massive change since their incorporation into the Socialist Republic of Vietnam in 1975. The sea, however, plays a major role in this study as does the location: a once-peripheral area now at the center of a global struggle for sovereignty, influence and control in the South China Sea. The coastal fishing communities at the heart of this study are peripheral not so much because of geographical remoteness as their presumed social ‘backwardness'; they only partially fit into the social imaginary of Vietnam's territory and nation. The state thus tries to incorporate them through various cultural agendas while religious reformers seek to purify their religious practices. Yet, recently, these communities have also come to be seen as guardians of an ancient fishing culture, important in Vietnam's resistance to Chinese claims over the South China Sea. The fishers have responded to their situation with a blend of conformity, co-option and subtle indiscipline. A complex, triadic relationship is at play here. Within it are various shifting binaries – e.g. secular/religious, fishers/farmers, local ritual/Buddhist doctrine, etc. – and different protagonists (state officials, religious figures, fishermen and -women) who construct, enact, and deconstruct these relations in shifting alliances and changing contexts. Edyta Roszko's Fishers, Monks and Cadres: Navigating State, Religion and the South China Sea in Central Vietnam (NIAS/University of Hawaii Press, 2021) is a significant new work. Its vivid portrait of local beliefs and practices makes a powerful argument for looking beyond monolithic religious traditions. Its triadic analysis and subtle use of binaries offer startlingly fresh ways to view Vietnamese society and local political power. The book demonstrates Vietnam is more than urban and agrarian society in the Red River Basin and Mekong Delta. Finally, the author builds on intensive, long-term research to portray a region at the forefront of geopolitical struggle, offering insights that will be fascinating and revealing to a much broader readership. Adam Bobeck is a PhD candidate in Cultural Anthropology at the University of Leipzig. His PhD is entitled “Object-Oriented Azadari: Ontology and Ritual Theory”. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

This remarkable and timely ethnography explores how fishing communities living on the fringe of the South China Sea in central Vietnam interact with state and religious authorities as well as their farmer neighbors – even while handling new geopolitical challenges. The focus is mainly on marginal people and their navigation between competing forces over the decades of massive change since their incorporation into the Socialist Republic of Vietnam in 1975. The sea, however, plays a major role in this study as does the location: a once-peripheral area now at the center of a global struggle for sovereignty, influence and control in the South China Sea. The coastal fishing communities at the heart of this study are peripheral not so much because of geographical remoteness as their presumed social ‘backwardness'; they only partially fit into the social imaginary of Vietnam's territory and nation. The state thus tries to incorporate them through various cultural agendas while religious reformers seek to purify their religious practices. Yet, recently, these communities have also come to be seen as guardians of an ancient fishing culture, important in Vietnam's resistance to Chinese claims over the South China Sea. The fishers have responded to their situation with a blend of conformity, co-option and subtle indiscipline. A complex, triadic relationship is at play here. Within it are various shifting binaries – e.g. secular/religious, fishers/farmers, local ritual/Buddhist doctrine, etc. – and different protagonists (state officials, religious figures, fishermen and -women) who construct, enact, and deconstruct these relations in shifting alliances and changing contexts. Edyta Roszko's Fishers, Monks and Cadres: Navigating State, Religion and the South China Sea in Central Vietnam (NIAS/University of Hawaii Press, 2021) is a significant new work. Its vivid portrait of local beliefs and practices makes a powerful argument for looking beyond monolithic religious traditions. Its triadic analysis and subtle use of binaries offer startlingly fresh ways to view Vietnamese society and local political power. The book demonstrates Vietnam is more than urban and agrarian society in the Red River Basin and Mekong Delta. Finally, the author builds on intensive, long-term research to portray a region at the forefront of geopolitical struggle, offering insights that will be fascinating and revealing to a much broader readership. Adam Bobeck is a PhD candidate in Cultural Anthropology at the University of Leipzig. His PhD is entitled “Object-Oriented Azadari: Ontology and Ritual Theory”. Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/southeast-asian-studies

This remarkable and timely ethnography explores how fishing communities living on the fringe of the South China Sea in central Vietnam interact with state and religious authorities as well as their farmer neighbors – even while handling new geopolitical challenges. The focus is mainly on marginal people and their navigation between competing forces over the decades of massive change since their incorporation into the Socialist Republic of Vietnam in 1975. The sea, however, plays a major role in this study as does the location: a once-peripheral area now at the center of a global struggle for sovereignty, influence and control in the South China Sea. The coastal fishing communities at the heart of this study are peripheral not so much because of geographical remoteness as their presumed social ‘backwardness'; they only partially fit into the social imaginary of Vietnam's territory and nation. The state thus tries to incorporate them through various cultural agendas while religious reformers seek to purify their religious practices. Yet, recently, these communities have also come to be seen as guardians of an ancient fishing culture, important in Vietnam's resistance to Chinese claims over the South China Sea. The fishers have responded to their situation with a blend of conformity, co-option and subtle indiscipline. A complex, triadic relationship is at play here. Within it are various shifting binaries – e.g. secular/religious, fishers/farmers, local ritual/Buddhist doctrine, etc. – and different protagonists (state officials, religious figures, fishermen and -women) who construct, enact, and deconstruct these relations in shifting alliances and changing contexts. Edyta Roszko's Fishers, Monks and Cadres: Navigating State, Religion and the South China Sea in Central Vietnam (NIAS/University of Hawaii Press, 2021) is a significant new work. Its vivid portrait of local beliefs and practices makes a powerful argument for looking beyond monolithic religious traditions. Its triadic analysis and subtle use of binaries offer startlingly fresh ways to view Vietnamese society and local political power. The book demonstrates Vietnam is more than urban and agrarian society in the Red River Basin and Mekong Delta. Finally, the author builds on intensive, long-term research to portray a region at the forefront of geopolitical struggle, offering insights that will be fascinating and revealing to a much broader readership. Adam Bobeck is a PhD candidate in Cultural Anthropology at the University of Leipzig. His PhD is entitled “Object-Oriented Azadari: Ontology and Ritual Theory”. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/anthropology

This remarkable and timely ethnography explores how fishing communities living on the fringe of the South China Sea in central Vietnam interact with state and religious authorities as well as their farmer neighbors – even while handling new geopolitical challenges. The focus is mainly on marginal people and their navigation between competing forces over the decades of massive change since their incorporation into the Socialist Republic of Vietnam in 1975. The sea, however, plays a major role in this study as does the location: a once-peripheral area now at the center of a global struggle for sovereignty, influence and control in the South China Sea. The coastal fishing communities at the heart of this study are peripheral not so much because of geographical remoteness as their presumed social ‘backwardness'; they only partially fit into the social imaginary of Vietnam's territory and nation. The state thus tries to incorporate them through various cultural agendas while religious reformers seek to purify their religious practices. Yet, recently, these communities have also come to be seen as guardians of an ancient fishing culture, important in Vietnam's resistance to Chinese claims over the South China Sea. The fishers have responded to their situation with a blend of conformity, co-option and subtle indiscipline. A complex, triadic relationship is at play here. Within it are various shifting binaries – e.g. secular/religious, fishers/farmers, local ritual/Buddhist doctrine, etc. – and different protagonists (state officials, religious figures, fishermen and -women) who construct, enact, and deconstruct these relations in shifting alliances and changing contexts. Edyta Roszko's Fishers, Monks and Cadres: Navigating State, Religion and the South China Sea in Central Vietnam (NIAS/University of Hawaii Press, 2021) is a significant new work. Its vivid portrait of local beliefs and practices makes a powerful argument for looking beyond monolithic religious traditions. Its triadic analysis and subtle use of binaries offer startlingly fresh ways to view Vietnamese society and local political power. The book demonstrates Vietnam is more than urban and agrarian society in the Red River Basin and Mekong Delta. Finally, the author builds on intensive, long-term research to portray a region at the forefront of geopolitical struggle, offering insights that will be fascinating and revealing to a much broader readership. Adam Bobeck is a PhD candidate in Cultural Anthropology at the University of Leipzig. His PhD is entitled “Object-Oriented Azadari: Ontology and Ritual Theory”. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/sociology

This remarkable and timely ethnography explores how fishing communities living on the fringe of the South China Sea in central Vietnam interact with state and religious authorities as well as their farmer neighbors – even while handling new geopolitical challenges. The focus is mainly on marginal people and their navigation between competing forces over the decades of massive change since their incorporation into the Socialist Republic of Vietnam in 1975. The sea, however, plays a major role in this study as does the location: a once-peripheral area now at the center of a global struggle for sovereignty, influence and control in the South China Sea. The coastal fishing communities at the heart of this study are peripheral not so much because of geographical remoteness as their presumed social ‘backwardness'; they only partially fit into the social imaginary of Vietnam's territory and nation. The state thus tries to incorporate them through various cultural agendas while religious reformers seek to purify their religious practices. Yet, recently, these communities have also come to be seen as guardians of an ancient fishing culture, important in Vietnam's resistance to Chinese claims over the South China Sea. The fishers have responded to their situation with a blend of conformity, co-option and subtle indiscipline. A complex, triadic relationship is at play here. Within it are various shifting binaries – e.g. secular/religious, fishers/farmers, local ritual/Buddhist doctrine, etc. – and different protagonists (state officials, religious figures, fishermen and -women) who construct, enact, and deconstruct these relations in shifting alliances and changing contexts. Edyta Roszko's Fishers, Monks and Cadres: Navigating State, Religion and the South China Sea in Central Vietnam (NIAS/University of Hawaii Press, 2021) is a significant new work. Its vivid portrait of local beliefs and practices makes a powerful argument for looking beyond monolithic religious traditions. Its triadic analysis and subtle use of binaries offer startlingly fresh ways to view Vietnamese society and local political power. The book demonstrates Vietnam is more than urban and agrarian society in the Red River Basin and Mekong Delta. Finally, the author builds on intensive, long-term research to portray a region at the forefront of geopolitical struggle, offering insights that will be fascinating and revealing to a much broader readership. Adam Bobeck is a PhD candidate in Cultural Anthropology at the University of Leipzig. His PhD is entitled “Object-Oriented Azadari: Ontology and Ritual Theory”. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/buddhist-studies

This remarkable and timely ethnography explores how fishing communities living on the fringe of the South China Sea in central Vietnam interact with state and religious authorities as well as their farmer neighbors – even while handling new geopolitical challenges. The focus is mainly on marginal people and their navigation between competing forces over the decades of massive change since their incorporation into the Socialist Republic of Vietnam in 1975. The sea, however, plays a major role in this study as does the location: a once-peripheral area now at the center of a global struggle for sovereignty, influence and control in the South China Sea. The coastal fishing communities at the heart of this study are peripheral not so much because of geographical remoteness as their presumed social ‘backwardness'; they only partially fit into the social imaginary of Vietnam's territory and nation. The state thus tries to incorporate them through various cultural agendas while religious reformers seek to purify their religious practices. Yet, recently, these communities have also come to be seen as guardians of an ancient fishing culture, important in Vietnam's resistance to Chinese claims over the South China Sea. The fishers have responded to their situation with a blend of conformity, co-option and subtle indiscipline. A complex, triadic relationship is at play here. Within it are various shifting binaries – e.g. secular/religious, fishers/farmers, local ritual/Buddhist doctrine, etc. – and different protagonists (state officials, religious figures, fishermen and -women) who construct, enact, and deconstruct these relations in shifting alliances and changing contexts. Edyta Roszko's Fishers, Monks and Cadres: Navigating State, Religion and the South China Sea in Central Vietnam (NIAS/University of Hawaii Press, 2021) is a significant new work. Its vivid portrait of local beliefs and practices makes a powerful argument for looking beyond monolithic religious traditions. Its triadic analysis and subtle use of binaries offer startlingly fresh ways to view Vietnamese society and local political power. The book demonstrates Vietnam is more than urban and agrarian society in the Red River Basin and Mekong Delta. Finally, the author builds on intensive, long-term research to portray a region at the forefront of geopolitical struggle, offering insights that will be fascinating and revealing to a much broader readership. Adam Bobeck is a PhD candidate in Cultural Anthropology at the University of Leipzig. His PhD is entitled “Object-Oriented Azadari: Ontology and Ritual Theory”. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/religion

Explanations for the 20th century increase in secessionism. According to University of California, Santa Barbara, political scientist Bridget L Coggins, there are four potential explanations in the academic literature for the drastic increase in state birth during the 20th century: Ethnonational mobilization – Ethnic minorities have been increasingly mobilized to pursue states of their own. Institutional empowerment – The growing inability of empires and ethnic federations to maintain colonies and member states. Relative strength – Increasingly powerful secessionist movements are more likely to achieve statehood. Negotiated consent – Home states and the international community increasingly consent to secessionist demands. Other scholars have linked secession to resource discoveries and extraction. David B. Carter, H. E. Goemans and Ryan Griffiths find that border changes among states tend to conform to borders for previous administrative units. Several scholars have argued that changes in the international system have made it easier to survive and prosper as a small state. Tanisha Fazal and Ryan Griffiths link increased numbers of secessions to an international system that is more favorable for new states. For example, new states can obtain assistance from international organizations, such as the International Monetary Fund, World Bank and the United Nations. Alberto Alesina and Enrico Spolaore argue that greater levels of free trade and peace have reduced the benefits of being part of a larger state, thus motivating nations within larger states to seek secession. Woodrow Wilson's proclamations on self-determination in 1918 created a surge in secessionist demands. Rights to secession. Most sovereign states do not recognize the right to self-determination through secession in their constitutions. Many expressly forbid it. However, there are several existing models of self-determination through greater autonomy and through secession. In liberal constitutional democracies the principle of majority rule has dictated whether a minority can secede. In the United States Abraham Lincoln acknowledged that secession might be possible through amending the United States Constitution. The Supreme Court in Texas v White held secession could occur "through revolution, or through consent of the States". The British Parliament in 1933 held that Western Australia could secede from the Commonwealth of Australia only upon vote of a majority of the country as a whole; the previous two-thirds majority vote for secession via referendum in Western Australia was insufficient. The Chinese Communist Party followed the Soviet Union in including the right of secession in its 1931 constitution in order to entice ethnic nationalities and Tibet into joining. However, the Party eliminated the right to secession in later years, and had anti-secession clause written into the Constitution before and after the founding of the People's Republic of China. The 1947 Constitution of the Union of Burma contained an express state right to secede from the union under a number of procedural conditions. It was eliminated in the 1974 constitution of the Socialist Republic of the Union of Burma (officially the "Union of Myanmar"). Burma still allows "local autonomy under central leadership". As of 1996, the constitutions of Austria, Ethiopia, France, and Saint Kitts and Nevis have express or implied rights to secession. Switzerland allows for the secession from current and the creation of new cantons. In the case of proposed Quebec separation from Canada, the Supreme Court of Canada in 1998 ruled that only both a clear majority of the province and a constitutional amendment confirmed by all participants in the Canadian federation could allow secession. --- Send in a voice message: https://podcasters.spotify.com/pod/show/law-school/message Support this podcast: https://podcasters.spotify.com/pod/show/law-school/support

Several pieces of correspondence have come in, from Major Tim of the People's Socialist Republic of Croydon. --- Send in a voice message: https://anchor.fm/rachelwheeleyisfunny/message

Today's Flashback Friday is from episode 465 published last January 16, 2015. Today's Creating Wealth Show features Jason Hartman himself in an extended intro portion. Here, he talks about his personal tax and rental experience in the Socialist Republic of California, he gives an update on the latest developments in Bitcoin, and he also discusses some of his earlier market predictions and how they've progressed. Key Takeaways 01.48 Even when you think you have everything sussed, something can come along and surprise you! 05.19 Being a homeowner is great, but renting gives you such flexibility. 09.43 Whether you were a believer or not, bitcoin seems to be sinking fast. 13:20 Rent to value ratio should always be on your mind when dealing with income property. 18.33 Houston, North Dakota; a market may look great, but who knows what the future may hold? 23:20 Jason Hartman compares stock market investments to those in real estate markets. 27.52 From next week onwards, the Creating Wealth Show will be reduced to two episodes per week. Tweetables The place you live is almost always going to be an expense, but you've got to live somewhere. Spending money or real long-term wealth. Which would you prefer? Often, it's better to do something imperfectly than to do nothing flawlessly.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

The People's School for Marxist-Leninist Studies presents this piece of the Selected Works of Ho Chi Minh Vol. 4 (Foreign Languages Publishing House), originally published in the Soviet review "Problems of the East" on the occasion of the 90th anniversary of V.I. Lenin's birthday, April 1960. Today is comrade Ho Chi Minh's 132nd birthday, and we pay tribute to him with the reading of this piece. Long live the Socialist Republic of Vietnam! Connect with PSMLS: linktr.ee/PSMLS Literature Used: The Path Which Led Me To Leninism by Ho Chi Minh www.marxists.org/reference/archive/ho-chi-minh/wor… Recommended Literature: 10 Days That Shook the World by John Reed (1919) www.lulu.com/en/us/shop/john-reed/ten-days-that-sh… Foundations of Leninism by J.V. Stalin (1924) www.lulu.com/en/us/shop/jv-stalin/foundations-of-l… Guidelines on the Organizational Structure of Communist Parties, on the Methods and Content of their Work by the Third Congress of the Communist International (1921) www.lulu.com/en/us/shop/third-congress-of-the-comm… Imperialism and the Split in Socialism by V.I. Lenin (1916) www.marxists.org/archive/lenin/works/1916/oct/x01.… PSMLS Website: peoplesschool.org/contact/ Party of Communists USA Website partyofcommunistsusa.org/about/

Today's Flashback Friday is from episode CW 465 published last January 16, 2015.   Today's Creating Wealth Show features Jason Hartman himself in an extended intro portion. Here, he talks about his personal tax and rental experience in the Socialist Republic of California, he gives an update on the latest developments in Bitcoin, and he also discusses some of his earlier market predictions and how they've progressed. Key Takeaways 01.48 Even when you think you have everything sussed, something can come along and surprise you! 05.19 Being a homeowner is great, but renting gives you such flexibility. 09.43 Whether you were a believer or not, bitcoin seems to be sinking fast. 13:17 Rent to value ratio should always be on your mind when dealing with income property. 18.33 Houston, North Dakota; a market may look great, but who knows what the future may hold? 23:20 Jason Hartman compares stock market investments to those in real estate markets. 27.52 From next week onwards, the Creating Wealth Show will be reduced to two episodes per week. Tweetables The place you live is almost always going to be an expense, but you've got to live somewhere. Spending money or real long-term wealth. Which would you prefer? Often, it's better to do something imperfectly than to do nothing flawlessly.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN https://twitter.com/JasonHartmanROI https://www.instagram.com/jasonhartman1/ https://www.linkedin.com/in/jasonhartmaninvestor/   Learn More: https://www.jasonhartman.com/   Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals   Free White Paper on The Hartman Comparison Index™: https://www.hartmanindex.com/white-paper   Free Report on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172 Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Special Offer from Ron LeGrand:  https://JasonHartman.com/Ron What do Jason's clients say?  http://JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee   Jason Hartman Extra: https://www.youtube.com/channel/UC0qQ…   Real Estate News and Technology: https://www.youtube.com/channel/UCPSy…

Each morning, I wake up and complete a gratitude journal. For 30 consecutive days, I write down 3 things that I'm grateful for without repeating a single entry. By the 30th day, I'm writing down that I'm thankful for slippers, air conditioning and a working coffee maker. The point of the exercise is to remind myself that I have much to be grateful for and in this next interview, I am reminded even more that I have lived a good life. In the 72nd episode of The Richard Robbins Show, I sit down with Michael Tudorie, a longtime Coaching Member with an unforgettable story. He grew up in the Socialist Republic of Romania in the 1970s. At the time, Romania was aligned with other socialist states within the Eastern Bloc. You can find show notes and more information by clicking here:  

Finally, we travel to Vietnam, where both National Liberation Front fighters and American GI's allegedly encountered Bigfoot-like creatures in the midst of the Vietnam War. We discuss how Vietnamese scientists respond to the Nguoi Rung or forest people in light of the nation's astonishing biodiversity..Bonus material: The applications of Friedrich Engels to Bigfoot researchSources: Kon Tum: The truth about the horror and bloodthirsty "forest man with no tail"Nguoi Rung: mythical or missing apeKregg P. Jorgenson, Very Crazy GI! Strange but True Stories of the Vietnam WarLoren Coleman & Jerome Clark, Cryptozoology A To ZNguyen Dinh Khoa, Forest Man of Vietnam (Nguoi rung)Bernard Heuvelmans, Neanderthal: The Strange Saga of the Minnesota IcemanHelmut Loofs-Wissowa, In Search of Unidentified Relic Hominoids in Southeast AsiaRock Apes of Vietnam: Jungle Cryptid of the Vietnam War?Vietnam 40 years on: how a communist victory gave way to capitalist corruptionJohn Mackinnon, In Search of the Red ApeSupport the show

To better understand the world seen from Hanoi, listen to the conversation between:Le Hong Lam, Ambassador to Norway, the Socialist Republic of VietnamStein Tønnesson, Research Professor, Peace Research Institute Oslo and board member of PF Internasjonal politikk og økonomiIn a conversation with Ambassador Le Hong Lam of the Socialist Republic of Vietnam, Peace Researcher Stein Tønnesson gauges what the world looks like from Hanoi. The Ambassador tells about how it was to grow up in Hanoi during the Vietnam War, when most visiting foreigners were from the Soviet Union, and how Hanoians experienced the Doi Moi market reforms in the 1980s–90s. Tønnesson and Lam recall their first meeting in 1989, and then walk through Hanoi's historical and current perspectives on a rising China, a declining US, the Association of Southeast Asian Nations (ASEAN), and Hanoi's view of Norway as a country that recognized Vietnam's socialist regime 50 years ago, and worked side by side with Vietnam in the UN Security Council during 2021.This episode is a recording from a seminar in the Polytechnic Society. The seminar is part of the series "The world seen from…", supported by The Fritt Ord Foundation. See acast.com/privacy for privacy and opt-out information.

Today's guest is Ron Milam, a combat veteran of the Vietnam War and Associate Professor of History at Texas Tech University. Ron earned his Ph.D. at the University of Houston "a little later life," and at Texas Tech teaches the Vietnam War and graduate and undergraduate courses in Military History. His latest teaching interest is terrorism and insurgency, which developed from his being named an Academic Fellow for the Foundation for the Defense of Democracies. He served as a Fulbright Scholar to the Socialist Republic of Vietnam, and as the Academic Advisor for the semi-annual Vietnam Center-sponsored student trips to Vietnam and Cambodia. He is a founding faculty advisor to the Texas Tech Veterans' Association. He is now Executive Director of the Institute for Peace and Conflict at Texas Tech, which includes the world-renowned Vietnam Center and Sam Johnson Vietnam Digital Archive. The annual conferences put on by the Texas Tech Vietnam Center are a mainstay for any Vietnam scholar - Ron has been both architect and participant in these conferences for years. Ron is the author of Not a Gentleman's War: an Inside View of Junior Officers in the Vietnam War, published by the University of North Carolina Press, and the editor of The Vietnam War in Popular Culture: The Influence of America's Most Controversial War on Everyday Life (2 volumes), published by ABC-CLIO/Praeger. He is currently working on "The Siege of Phu Nhon: Montagnards and Americans as Allies in Battle," which deals with one of the most significant battles in the late days of the Vietnam War. Ron is a Texas Tech Teaching Academy member, recipient of the President's Excellence in Teaching Award, the Chancellor's Council Excellence in Teaching Award, the President's Excellence in Teaching Professorship. He serves on the Board of Directors of the David Westphall Veterans Foundation, which operates the Vietnam Veterans Memorial in Angel Fire, New Mexico, and was appointed by Secretary of Veteran's Affairs Robert Wilke to the Veteran's Advisory Committee on Rehabilitation (VACOR). Ron's military decorations include a Bronze Star for valor and a Bronze Star for service, an Army Commendation Medal for valor and one for service, the Vietnamese Cross for Gallantry with Bronze Palm, a Combat Infantryman's Badge, Parachutist's Badge, and the Vietnam Service Medal with 2 stars. In 2015, Ron was inducted into the Officer Candidate School (OCS) Hall of Fame at the National Infantry Museum at Fort Benning, Georgia. He rides and collects motorcycles and is one of the most generous people in the military history world. Join us for our chat with Ron Milam! Rec. 11/18/2021

Accounting for missing personnel is an essential component of postwar reconciliation and building a secure peace. With support from Congress, USIP launched the Vietnam War Legacies and Reconciliation Initiative in August 2021. The initiative supports reconciliation between the U.S. and Vietnamese governments and peoples, as well as among Vietnamese inside and outside the country, and aims to document and promote the ongoing cooperation to address legacies of war as the basis for a comprehensive partnership build on trust and shared interests. On December 2, USIP hosted a discussion that looks at U.S.-Vietnam cooperation in the search for, and identification of, wartime Vietnamese remains along with personal stories of Vietnamese families who lost relatives in the war. Speakers Ambassador George Moose, welcoming remarks Chair, Board of Directors, U.S. Institute of Peace Kelly K. McKeague Director, Defense POW/MIA Accounting Agency (DPAA)  Sr. Col. Đoàn Quang Hòa Deputy Chief of Office, National Steering Committee 515 Hải Nguyễn Director, Global Vietnam Wars Studies Initiative, Harvard University Tim Rieser Foreign Policy Aide to U.S. Senator Patrick Leahy Thảo Griffiths Independent Consultant on War Legacies, Hanoi Hoàng Thanh Nga Deputy Chief of Mission, Socialist Republic of Vietnam to the United States Andrew Wells-Dang, moderator Senior Expert, Vietnam, U.S. Institute of Peace   For more information about this event, please visit: https://www.usip.org/events/learning-us-vietnam-cooperation-wartime-remains-recovery  

We're back for part 2 of the history of the socialist republic of Vietnam! This time: war, atrocities, and scandals. Plus, what's an economy to do when they're recovering from a war and have no trade partners? Is it still socialist?   Check us out on social media: Instagram: @teachmecommunism Twitter: @teachcommunism Gmail: teachmecommunism@gmail.com Patreon: Patreon.com/teachmecommunism  And like and subscribe to us at Teach Me Communism on YouTube!   Solidarity forever!

Greatest federal overreach in US history. We are NOT Anti-Vax. We are anti-COMPULSORY vaccination. This is an assault against the fundamental right to life & property, of which one's own body is the greatest iteration. Welcome to the encroaching tyranny of bureaucratic despotism.

Greatest federal overreach in US history. We are NOT Anti-Vax. We are anti-COMPULSORY vaccination. This is an assault against the fundamental right to life & property, of which one's own body is the greatest iteration. Welcome to the encroaching tyranny of bureaucratic despotism.

On 2nd September, some of the interesting events that took place were: 1573 - Akbar wins Gujarat was an important centre of business in those days, on 2nd September, 1573. 1945 - September 2nd, 1945 is an important landmark marking a major turning point of Vietnam. It was an establishment day of the Democratic Republic of Vietnam and is also considered the National Independence Day of the current Socialist Republic of Vietnam https://chimesradio.com    http://onelink.to/8uzr4g   https://www.facebook.com/chimesradio/   https://www.instagram.com/vrchimesradio/   Support the show: https://www.patreon.com/chimesradio See omnystudio.com/listener for privacy information.

Jason Hartman joins us to talk about how young investors can navigate the current housing market and succeed. We cover inflation - what it is, what it does, and how you can use it to your advantage as an investor; how to think about debt; his favorite asset class; his strategy for financial perpetual motion; and how to think about mitigating risk. Jason's Site: https://www.JasonHartman.com Free Book: https://www.PandemicInvesting.com  --- Transcript   Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, and welcome to another episode of the remote real estate investor. I'm Michael Albaum, and today I'm joined by a very special guest, Jason Hartman. Jason is the founder and CEO of the Hartman media company, as well as the Jason Hartman foundation. He's a longtime real estate investor, and also host of the creating wealth podcast. And Jason's gonna be talking to us today about some real estate tips and tricks he has, as well as how to use inflation to our advantage. So let's get into it.   Hey, Jason, super excited to have you on the show today. Thank you so much for taking the time to hang out with us.   Jason: It's my pleasure, good to be here. And we're going to talk about one of my favorite topics, that is a topic most people hate, because they don't know how to use it. for their benefit. We're going to talk about how right all the listeners today and the viewers can use it for their benefit. And that is inflation.   Michael: Ooooh, dun-dun-duun! So before we jump into it, I would love if you could just share with everybody listening and watching who you are, where you come from, and kind of what your background is.   Jason: Sure, sure. Happy to do that. So I've been in real estate since I was 19 years old, I got my real estate license, my first year of college, purchase my first rental property at 20 and a half. I was about to get my license right before my 20th birthday. And I've been doing it ever since I've owned a lot of single family homes. Over the years, I've had a couple of big apartment complexes, 139 units, 125 units, 120 unit, mobile home park, and then you know, just a bunch of single families and in some other stuff like that I have not done any Self Storage, investing. But long term rentals are really my thing. And I know your company helps people with long term rentals, we had your founder on my show before. And and so does my company. So we're in the same space. It's a really big space, and a lot of people just love buying rental properties, rightfully so, you know, I like to say it's the most historically proven asset class in the entire world.   Michael: Yes, yeah. I couldn't agree more. I couldn't agree more. So that's awesome. Do you really done a lot of different things? And I'm just curious, which, which is your favorite asset class? Having seen a bunch of different ones?   Jason: Yeah, you know, that's a good question in the the answer, the real answer is it depends. And why do I say that? Well, I think the best asset is the good old fashioned humble single family home, that really is the best one, all things considered. However, you know, it is a little bit harder to scale it. So if you're a really wealthy investor, you may want to do bigger properties, bigger deals, and fewer of them.   However, in recent years coming out of the Great Recession, we've seen big institutional investors that own 10s of 1000s of single family homes, as you all know. And so that is being scaled pretty effectively by major investors. So you know, it can scale, you just need to treat it like a business have systems in place. One of our investors, you know, I'm not sure the exact number he's up to, but I think he's up to about 70 or 80 houses through our network. And he wants to go to 500 doors in single family.   Michael: Wow.   Jason: You know, I do think single family really is the best one. I think it appreciates the best, I think it's the simplest, and for most people, it's the best thing. But But again, if you've got billions of dollars to deploy, I understand that you may not want to mess around with, you know, hundreds of 1000s of single family homes.   Michael: Maybe a bit too slow, too cumbersome.   Jason: Yeah.   Michael: Love it. Awesome. Well, Jason, can you just give everyone a super simple definition, in your own words of what is inflation? Because I think this word gets tossed around by a lot from people. People love using it. People love to sound smart. But for everyone who might not be super familiar with it, just what is it at its basic form?   Jason: From an economists perspective, the real definition of inflation is just simply increase in the supply of money. Right. But what does it really mean? That's the important thing. And that's the real answer to your question. So, first of all, let's understand how it occurs, in most cases. Milton Friedman, the late great economists, who I'm a big fan of but some people don't like him. He said inflation is everywhere and always a monetary phenomenon. Meaning that there are two major influences on inflation. One is monetary policy, which means the central bank, the Federal Reserve, how they deal with money increases and decreases in the money supply. That's monetary policy.   On the other hand, fiscal policy is the policy of the government. It's the way the government taxes and spends. So when it comes to monetary policy, when the supply of currency units is increase, in our case, it's dollars, right. But it could be yen pesos, Brazilian reals euros doesn't matter, right? Whatever that currency unit when the supply of it increases, you have this effect of more, in our case, dollars, chasing a limited supply of goods and services.   And so naturally in any free market without major distortions, and we can talk about that in a moment, if you like. The price of those goods and services will naturally increase as more currency units chase them, they go into the market and they buy them. So when people feel richer, right, when there's a wealth effect, the value of their real estate goes up their stock market holdings go up. There's a wealth effect, right? They feel richer. So they spend more they spend more freely when they feel more comfortable. And if they think the future is rosy and optimistic, they'll spend more. If they think the future is going to be scary and contractionary, then they'll spend less they'll rein in their spending. And so that will tend to cause deflation versus inflation. Right. So I hope that answers your question. Sorry, for the long answer.   Michael: No, it absolutely does. It absolutely does. It's great. And so why is that something that real estate investors should concern themselves with? Or is it something that real estate investors should even concern themselves with?   Jason: Well, it's interesting that you use the word concern, because most, in most cases, concern would be a bad thing. And for most people, inflation is a bad thing. However, for real estate investors, it's a really great thing. And as much as I philosophically do not like inflation, as a real estate investor, owning income property, I love inflation. Okay. So this is where philosophy and just personal interests diverge, right? They really do.   I don't like inflation, I philosophically disagree with it. I don't think the central bank and the government should cause it, I think it hurts most people. But from a self interested perspective, I'm going to figure out and I'm going to help teach investors how to figure out how to align their interests with the two most powerful forces the human race has ever known - governments and central banks. And so most people from a sort of amateur level, say, well Real Estate's a good hedge against inflation. Why do they say that? They say it, because the price of real estate tends to go up with inflation, or a little better than inflation. So it hedges it, right.   So if inflation is, according to the official stats of the consumer price index, the most widely used metric for measuring inflation, the CPI, if the CPI is just say, for example, at any given time, 3%. And housing appreciates it 6% Well, then you beat inflation, right? You beat it by 3%. And so you're better off, right? You're exceeding inflation. And that's the hedge. That's the amateur view.   But the more advanced view is sort of explained in a phrase that I trademarked many years ago. And it's a mouthful, so I'm just gonna warn you it's a mouthful, and that is inflation induced debt destruction. Say that it's fast. Inflation induced debt destruction, or IIDD. Right. And what that really addresses is this hidden wealth crater, this beautifully hidden wealth creator. When you use leverage when you use a mortgage on your properties, then you're borrowing the money based on today's value. But you are actually not even you were tenants because we outsource our debt obligations to our tenants. Right? Which is another great thing about income property. You, we or our tenants pay it back in cheaper dollars. So that is really a beautiful thing. And that's inflation induced. That destruction, I can unpack that a lot more if you like, depending on how much time we have.   But when I started in this business about 18 years ago, hoping people invest in properties nationwide, I really wanted to come up with some new thinking, some new ideas, some things that made my philosophy of investing unique stuff I hadn't heard before, stuff that really just came out of my own head. And then I did find some examples of some of these techniques out there in the world. And the only one I really heard even alludes to the concept of inflation, which is debt destruction was Sam Zelle, who is a big billionaire real estate investor, who owns a bunch of office properties and apartment complexes and, you know, he's he's a wall street type an investor. And he alluded to this idea about, I want to say maybe 15 years ago, it's the only time I ever heard anyone really allude to it back in the time when I was talking about it, where he talked about his company equity office that owns office properties, how they borrow today's dollars, and pay them back in tomorrow's cheaper dollars. Right. So that's, essentially inflation does that destruction?   Pierre: So Jason, I think the common understanding is that inflation is a wealth distribution from the everyday person to those closest to the money because those closest to the money generation are the ones who get to spend it before the prices in the market react to it.   Jason: Yeah.   Pierre: How is there? You have a different way of thinking about this?   Jason: Yeah, no, that's what you said is you nailed it. Okay. So what you what you just address is something that an economist about 250 years ago named Richard Cantillon. postulated, and it's been called the Cantillon effect. Because the insiders, the banksters, Wall Street crooks, you know, they all have access, that the politicians, frankly, they all have access to this money before it hits the streets, if you will, and before it creates inflation.   So, you know, the folks at Goldman Sachs, for example, they basically, since they're on the inside of the game, right? They know that the money is coming, because they're consulting with Jerome Powell, and the other elites, right. They know what's coming. And they can buy up assets, before the effect of the inflation of those asset values has really happened largely in the market. Now, they'll usually continue to basically dollar cost average into a market as those prices are rising. But the little guys, the fools will be the last in. And, you know, that's, that's what, how it works, right?   And it is a wealth transfer, not just because of the Cantillon effect, which you just mentioned, but it's also a wealth transfer, just because of the way inflation works. So inflation is this insidious, hidden tax, that destroys the value of purchasing power of our savings, our stocks, or bonds, and even our equity in our real estate, because that's all priced in today's dollars, but today's dollars keep devaluing through inflation, right? If inflation is, and just to use that, well, let's do it. This one, let's say, say 10%, inflation occurs, whether that occurs in one year or three years, who cares, right? It happens, right? 10% inflation happens.   So if we own a million dollars in stocks, or a million dollars in bonds, or a million dollars in the bank, we just lost $100,000. Because the value those are denominated in dollars, and the value of those dollars is 10% less, but guess what? What if we have a million dollars in mortgages, and our mortgages have now been devalued? By 10%? Well, that's great. See, it destroys the value of everything denominated in those currency units, so in dollars, and thankfully, it destroys the value of debt too.   So beautiful thing when you're a debtor. So the lesson is, use mortgages, use leverage prudently, don't pay off your properties. You know, I had a question from one of my podcast listeners, the other day, emails me and says, Hey, Jason, should I sell one of my rental properties and use the the equity in that property to pay off another rental property? And I said, No, you should use my refi till you die plan and you should leverage them both to the highest possible value pull cash out and buy another property with that cash from the refinance.   Remember, there's no tax on borrowed money. So this is why my other technique called refi, till you die is a good technique for people, right? Because they take advantage of more inflation do set disruption. And of course, you know, you have to use this with some degree of prudence obviously. Right. But it is a it is a very powerful wealth creator.   Pierre: It's kind of a reversal of the wealth transfer kind of your you're absolutely right. It is. And you know, what's interesting, too, is you started off this conversation asking kind of what it means to young people specifically, and I'm not sure why you brought that up. But, you know, a lot of young people are interested in real estate investors, millennials, Gen Z people. And the interesting thing about inflation is that it is the most powerful method of wealth redistribution, most people think taxation is the most powerful method, but it's, that's not true.   The reason is, is because taxes are too obvious. Right? We all know, if our tax bill went up, there will be people rioting in the streets voting politicians out of office when they raise taxes, right, you know, the first George Bush Read my lips, no new taxes. Well, he lost the next election, because you know, that was the reagan is faced with that one, he gave it to the Democrats, right? And raise taxes.   And so, but inflation is something subtle, right? It's something people don't really notice, they sort of do, but they don't really understand why it's occurring. And they just kind of don't get it most people, right. And so it's a very powerful method of wealth redistribution, because it's subtle. It's sneaky, it's covert. But also, it transfers wealth and redistributes wealth, from lenders to borrowers, as we already talked about. But it also redistributes wealth from old people to young people.   Why is that? Well, I'll tell you why. In most cases, old people have hopefully savings, they own stocks, they own bonds, they have money in the bank. Hopefully they do. Hopefully they do, right. And young people typically don't have many assets, they just have a lot of debts. And so they get the advantage. It's an intergenerational wealth transfer without anybody passing away and having an inheritance, right? Because inflation just automatically transfers that wealth from people who have savings stocks, and bonds to people who have debts, because those debts are reduced through inflation induce debt destruction.   So if you're a young person, and you have a super high mortgage, and you have big student loan debt, and you financed both of your cars, so you're a young couple, right? You financed both your cars, and you've got some credit card debt, which is the worst kind of all right? I'm not recommending any of these consumer debts, obviously. But if inflation comes along, it will reduce the value of those debts and allow you to pay the lender back and cheaper dollars. But those aren't ideal debts. The reason real estate debt is ideal. Well, not real estate, rental property income property debt, is because it's self liquidating debt. We don't pay our own debt back. Right, our tenants pay it back. So we basically delegate the responsibility of the debt to people all tenants. Isn't that a great e quation.   Michael: amazing equation. Amazing equation. And I love the the refi till you die. model. That's great. We had a 1031 exchange, Ron, he said, you know, swap till you drop. So very similar methodology   Jason: Swap till you drop, I love it. That's good.  I am going 2 1031 exchanges on my own properties right now. And I agree with you that the 1031 exchange is a great tool right here.   Michael: I'm in the middle of one myself, and it's Yeah, the best thing since sliced bread. So Jason, I'm curious to get your thoughts because everyone always talks about, maybe not everyone, always, I'm over generalizing here. But a lot of people often talk about leverage and being responsible with it. And so what I'm hearing is that the more leverage you can utilize, the more advantageous it becomes in the long run because of inflation. So how should folks think about balancing that with not over leveraging themselves?   Jason: Yeah, good question. And it all depends first off on the person right and their personal situation. First off, right. But secondly, if you buy good properties, and we like we like to help our clients buy properties in linear Our markets. So we don't like these high flying trophy markets that have big fluctuations in pricing in value, right? We like slow and steady. You know, it's like the old parable, the tortoise and the hare. Okay? You know, it's slow and steady wins the race, right? The reliable properties in these reliable markets, mostly in the southeastern United States right now, that would be the example of it, and what I call linear markets, okay.   And so you have good properties with good cash flow characteristics, and, you know, appreciation is not very reliable, but cash flow is pretty reliable. It really is, even in in times of recession, cash flow is pretty reliable, you know, mostly, you collect the rent, mostly people pay in, you know, the money comes in, I mean, not always, but most of the time, it's pretty reliable.   So, good properties, good, linear markets. And using as much leverage as you can, which typically is not more than 80%, you got to put 20% of your own money into the deal. In most cases, you know, it's self liquidating debt, because the tenant pays the debt. Right? So I would never recommend consumer debt of any time. I don't recommend, you know, auto debt, although, you know, auto, that's pretty cheap. And if you finance your car and use that money that you would have done to pay for a car in cash to buy a property, I think that actually is a good idea. Okay.   Michael: Yeah.   Jason: But don't go out and get a super expensive car that you can't afford, right? That's the first lesson to that. student loan debt is terrible. I think it's a complete scam. And colleges are are just basically creating debt slaves. It's awful what they're doing. But that's a whole whole nother rabbit hole,   Michael: I can say we do a whole nother podcast on that.   Jason: We can I have opinions.   Pierre: So just going back to that younger investor, say they're just starting out, real estate has a pretty high barrier to entry for So to get started, how should younger investors be thinking about getting into real estate? Should they be saving their money for a down payment? Or should they be kind of taking bigger risks and playing in the stock market to build up that?   Jason: Yeah, well, you know, I'm never gonna be a huge fan of the stock market. You know, I, I like to say, Wall Street's the modern version of organized crime. Okay, you know, your Look, I mean, the point is, you're just putting your money, your financial future, your savings into somebody else's hands, right? When you buy properties, you're a direct investor, you control. Right, you you own it, you see if you understand it, but it does take more attention, right, you gotta pay attention to anything.   You know, if you're investing in stocks, you better be paying attention, right? I mean, the one way you are sure to lose or not get maximum return, at least, is to not pay attention, right, you can never just delegate this responsibility to somebody else. So in terms of saving for that first property, and the high barrier to entry, well, it's not really that high. I mean, you can buy a decent rental property with 25 or $30,000. Down, it's higher than it used to be for sure. But it's not impossible. And, you know, we have investors in their 20s, that are vying through our network. And, and they're doing it and, you know, you'd be amazed at it's like the old saying, most people overestimate what they can do in a year. And they massively underestimate what they can do in five years. So just living prudently and saving money for that first property. And, you know, letting that first property go to work for you paying attention to it, being a good manager of that property. And, you know, you'd be surprised in just a few years how things can really change.   You know, you buy a second property, we have an interesting calculator that we use for our clients. And it actually one of our clients kind of developed it, and then we expanded on it quite a bit. And that calculator basically shows people how to create a perpetual motion machine using real estate. And you might have heard about the old tales of how everybody, you know, in the late 1800s, I think it was was trying to invent the perpetual motion machine. And it's,   Michael: I can create it.   Jason: Yeah, it can't be done, at least not so far, right? Because energy, you know, has entropy to it, right? And it just loses its power. So you can't create a perpetual motion machine. The law of physics won't allow it, right. But with finance, you can. And basically, as you build your real estate portfolio, you use the cash flow from those properties, and use the appreciation from those properties. And then you get to a point where you do your first refinance, and use the proceeds from that refinances, tax free proceeds to buy another property. And this ultimately can create this perpetual motion machines. Absolutely beautiful.   Michael: That's incredible. That's incredible. I love that.   Jason: Yeah, we've got a calculator that actually shows people that where they can put in their own numbers, their own plan, how much they have to start with and, and create that perpetual motion machine.   Michael: That's great. As an engineer, I just love the analogy. You know, reformed engineer rather?   Jason: Yeah, yeah, yeah. What kind of engineer?   Michael: So I studied agricultural, but I used to work as a fire protection engineer for almost nine years. It was a lot of fun.   Jason: So if you if you if you got a student loan, that's a useful degree, right? People are actually hiring engineers, right. But they're not hiring for a lot of these other crazy things that there's they're selling fake, useless. putting people into you know, $100,000 worth of student loan debt.   Michael: It's, it's terrible. That's quite, it's like there's a whole generation of people that have a mortgage, they just didn't get a house included with their mortgage. You know, it's, it's ridiculous. Yeah.   Michael: It's it is crazy. It is crazy. Jason, I'm curious to get your thoughts, kind of on two separate investment vehicles. One is I don't have a big fan of the stock market, but curious to your thoughts on index funds. Because a lot of folks say, well, that's a great place to park money. So you don't have to be very active in it, kind of set it and forget it. And then alternatively, syndications, where you're involved in real estate, but not direct ownership.   Jason: Okay, so first off, you know, I have something called the 10 commandments of successful investing. And I must tell you, our 10 commandments has helped 23 commandments.   Michael: Funny how they keep growing.   Jason: You know, we got more. Yeah, so we're up to 23-10 commandments now.   Michael: Love it,   Jason: You know, we do math, government over here, okay. Funny math. Because, anyway, so commandment number three has really resonated with a lot of my podcast listeners and YouTube followers. And commandment number three is, thou shalt maintain control, you know, in other words, try as much as possible in your life to be a direct investor. Because when you are not a direct investor, you don't directly own the asset in which you're investing your money. You leave yourself susceptible to three major problems. Number one, you might be investing with a crook. And we've all heard about the scandals on wall street or Enron WorldCom   Michael: The Madoffs.   Jason: There's so many, Bernie Madoff. I mean, yeah, you know, global crossing. I mean, they're, you know, how long How much time do we have, right? There's just you know, that that Coffee Company in China, what's it called? luck in coffee? You know, there's so many stock market scams, it's unbelievable. So we know about that. And in real estate, there's certainly a lot of scams with syndicators, scamming people fund managers scamming scamming people, right? You know, most people aren't getting scammed. But, you know, there are certainly a good number of crooks out there.   When you're a direct investor, you can avoid these problems, right?   Number two problem, assuming they're honest, they might just be incompetent. And you'll lose money because they're either dishonest or stupid. Right. And that's no fun.   The third problem, assuming they're honest and competent, they take a big management fee off the top for managing the deal. And, you know, we've all seen these ridiculous salaries on Wall Street, as the shareholders are losing money, but they're still paying themselves big bonuses, right? It's just these things are not correlated, like they should.   Michael: Right.   Jason: And so so these are the problems you leave yourself susceptible to, don't directly invest in Listen, I'm not a direct investor, anything, everything I sell, okay, I mean, I have a lot of direct investments. But I have some non direct investments too. You just got to trust the person you're doing it with or the company, you're doing it with their competence. And their, their honesty. Right. So So that's, that's part of it. And then you've just got to look at the deal and see if they're charging ridiculous fees, you know, acquisition fees, disposition fees, management fees, are they using your money in the fund to go out and raise money from other people? Well, I mean, I don't know. Should that be an expensive the funder? Is that like an outside business expense, right? Yeah. So these are, these are questions you have to ask and do due diligence.   Michael: Yeah. Yeah. makes total sense.   Jason: But as far as index funds, the answer your other question. You know, it's, there are a lot of people who say and a lot of they have a lot of evidence for it. But you know, like anything, it's debatable because you can slice and dice things a million different ways that the index funds beat these highfalutin fund managers that charge big fees, right. So just by the index, there may be some wisdom to that.   Michael: Yeah. Yeah.   Pierre: Just thinking about risk taking on, you know, how to mitigate some of the risks that are inherent with taking on this debt, with an we're kind of depending On the government inflation to capitalize on that, what are some other risks that are inherent in government action? Like, there's a lot of talk about when people are deferring their mortgage payments, they're going to lose their homes when the government assistance stops, like, what are some ways to protect yourself.   Jason: Protect yourself? So, I mean, look at everything has risk, there's nothing risk free, even putting your money in the bank is very risky, because well, it's actually not risky. I know for sure what's going to happen with your money in the bank, you're going to lose it to taxes and inflation, guaranteed. Guaranteed loser money in the bank. Okay. That one is, is the guaranteed loss, right? Everything else has a risk, it could go up or down, right. And, you know, there's risk and everything, there's political risk.   So if you are investing in a blue state, the political risk is pretty significant. People are leaving a lot of these places. I live most of my life in California, and California has become a more risky environment with the political environment, they're New York, risky, right. And the other states, they're more business friendly, or a lot less risky. In fact, they're benefiting from the migration that's occurring out of these more or less left oriented places.   So there's political risk, and the political climate can change over time, right? For example, Texas, has always been very business friendly. But that's really kind of changing a little bit in Texas, even right, especially in Austin, which is a great city are really neat city. But politically, it's getting kind of risky here. So these risks are inherent.   But one thing that can really help directly when we're talking about risk in real estate is this. It took me 19 years to discover this, and I've been teaching it for a long time to it's called the Hartman Risk Evaluator. And basically, what the Hartman risk evaluator does, is it shows people by using what I call the LTI ratio, we've all heard of the LTV ratio, the loan to value ratio, right? Hey, you know, we'll give you an 80% loan, you need to put 20% down, that's the LTV ratio, right when you're getting a new loan, but the LTI ratio I invented, and that stands for land to improvement ratio.   So when people buy a property, they usually consider it to be just one thing, but it's really two major items, there is the land. And then there's the improvement for the house or the apartment building sitting on the land. So that's the LTI, the value of the land, versus the value of the improvements sitting on the land, the LTI ratio.   And the Hartman risk evaluator basically shows people that the higher land value markets are much more risky to invest in. And the higher improvement value ratios for that LTI ratio skews toward high improvement value and low land value are less risky to invest in. And I can give you an example of that, that I use personally in my own life. And this is kind of how I discovered a good way to mitigate risk on real estate. One of the first properties I bought out of state when I lived in California. It was interesting, because I was buying two properties at the same time. One was a home for myself in California.   And this was about 2004, I think, and I was buying this house in, in Orange County, California, and it was $815,000. And I was buying another house across the country for $159,000. So you know, you really see the difference there. Right? It was a rental property, that $159,000 pose. And I had this girlfriend at the time, and she was her mom was a new home sales. And she was telling me not to buy this $815,000 house because she just didn't think it was a very good deal. Right. And so we broke up. I bought the house anyway. And there you go.   But I also bought the other house across the country for 159,000. And here's what was interesting. My insurance broker Jennifer was insuring both properties. So she had an office in Irvine, California. And I remember she reached out to me and she said that the out of state property, we're going to give you insurance for $135,000. And you're your personal residence we're going to give you insurance for and I can't remember that one as well. I think about $200,000 Okay.   So basically, we all know the insurance company only insures what the improvement sitting on the land because the house burned down the land walls be there, right? So they don't insure the land value they just insure the house or the improvement. So what's the point of that, what does that tell us? Well, here's what happened. I bought both houses, moved into my personal residence, have a rental property out of state. And here's what happened, the personal residence went way up in value in the first year, even while they were building it, it went way up in value before it was finished. And before I moved in, so it was a great deal, I loved it.   And I moved into the house and about a year went by and I noticed the houses in the neighborhood really going up in price. So I called up my lender that did the original loan and I said, Hey, I think I want to refinance this property, pull some equity out and buy more rental properties. They sent over an appraiser the appraisers name is Eric, I tell you that for a reason. Because he also came back following year appraisal again. And that $815,000 property is now worth 1,300,000. And I thought, Wow, it's only been a year and my property went up. $485,000, do I ever love real estate, and I heard you, but that was in a cyclical market in Orange County, California, a risky market.   So I refinanced the property and pulled some cash out, I bought some more rental properties nationwide. And I really started thinking about that, because when I got the insurance on that property, on the out of state property, they told me, they were going to give me $135,000 worth of insurance, meaning by deduction, the land value was only $24,000. And in the California property, the land value at the time of purchase was about $615,000. So if, if the improvement value goes up, it will only go up by a small amount based on the cost of the construction materials.   And also what happened to the price of lumber went way up, came back down a little bit, etc, etc. But land value is just all over the board. It's not at all logical. land value goes up a lot, and it goes down a lot in rapid succession. And so the risk evaluator basically shows you that the risk is in the high land value markets. And it's a little bit hard to explain this without illustration. But look at it this way. If I've got $600,000 in land value and a property, and that goes down by 50%, I'm going to lose $300,000. And if I got $24,000 in land value in a property, it goes down by half and lose $12,000. The improvement cost is much more stable than the land cost. Because builders won't rebuild more properties if they can't make a profit.   So yes, there are times by during the Great Recession in 2008 or so that properties did sell below the cost of construction. But at the same time properties were selling for half to a third of their land value their prior land value. So the the price of the improvement of the building sitting on the land gives us a stop gap of where it will hold the value much better than high land value markets.   So I hope that makes sense. Again, it's hard to explain without illustrations and slides. But the moral of the story is high land value. cyclical markets are more risky than low land value linear markets. That's the moral of the story. And also, coincidentally, those low land value linear markets have much better cash flow than the high land values.   Pierre That's fantastic.   Michael: That makes a ton of sense. That makes a ton of sense. So I'm curious, Jason, what did you do with that 1.3 million place in Orange County? Did you refi to I mean, you're clearly alive. So not till you die. But did you keep it or did you get rid of it?   Jason: Yeah. So I did, unfortunately, keep it. And I kept living there. And the next year, Eric came back and appraise the house again. It was the exact same appraiser. And he said,   Michael: Good ol' Eric. Yeah, good ol Eric. I have bad news for you, Mr. Hartman. Your house is now only worth 1,215,000. So I lost $85,000 in a year. Okay. But I was still way up. And I still stupidly kept the house. And I stayed there and I kept living there. I wanted to move but frankly, I was just too busy to move. I wanted to move out of state. That's sort of a major decision. And I finally did get out of the Socialist Republic of California about 10 years ago. I'm glad I did. You know, California is beautiful. It's great place but I just don't want to pay the taxes. I just had it.   And so I moved to Scottsdale, Arizona. I lived there for six years. And now I live in Florida. And I just every time I move I lower my tax rate and so for 200 state income taxes. And so I kept the house, and I ended up selling it for only about $100,000 more than I paid. I should have sold it sooner and made $485,000. But you know, I just didn't. And I was just too busy with my business to really manage my real estate, my home as an investment really, really well.   But the moral of the story is, that's a cyclical high land value market, the cost of improvement when I sold it for $915,000, about 100,000 more that I paid, the cost of the improvement did not go down. It actually cost more to build that house seven years later than it did the day. I bought it seven years earlier. But the land value had gone down. Well, it was still up above what I paid for it. But it was still much a lot lower than the peak, which was 1.3 million.   Michael: Got it. And the reason that the property the improvements would have cost more to build seven years later when you sold it was because of inflation, right?   Jason: It just inflation. Yeah. Yeah. Well, it was actually that's a that's a good point, Michael, it was inflation. But it was also inflation caused not just by bad fiscal and monetary policy, but inflation caused by a huge economic and construction boom in China, and to a lesser degree, India, they were just sucking up these raw materials, these commodities used to build houses.   And so if you think about it, another principle I teach is called packaged commodities investing or assembled commodities investing. And what that is, is, if you think of the houses you buy, or the apartment buildings you buy as commodities, just packaged up, right, you know, what are they they're glass, steel, lumber, concrete, petroleum products, copper wire, you know, etc, etc, labor, energy, all these things go into building a house.   And so that's what you're really buying. When you buy in low land value, good linear markets, like we invested. Like, if people go to my website, if they want to see a list of linear markets, just go to jasonhartman.com, click on the Properties page, those are all linear markets, okay, that we'd recommend investing in low land values, high improvement values as an LTI ratio. And you're basically a commodities investor.   And the neat thing about these commodities guys, is they are not attached to any one currency. These commodities, whether they be lumber, concrete, petroleum products, copper wire, they don't care if you're buying them in dollars, yen, Euro, pesos, whatever, it doesn't matter to them. They're they have intrinsic value, and they're used worldwide. And every human on Earth needs them. Because they are the ingredients of the places we live, the places we work, and the places we interact with all day. It's every building is made of these things.   Michael: Interesting. That's a really interesting way to think about it.   Jason: Packaged commodities investing.   Pierre: Yep, that definitely answers my question. Thank you.   Michael: Jason, we want to be super respectful of your time here. Any additional questions for Jason?   Pierre: Just tell our listeners where to find you, link them to your channels?   Jason: Yeah, thanks. So I'm on my podcast is called The Creating Wealth Show. And you can get that just look up Jason Hartman, wherever you get your podcasts, my website, jasonhartman.com. I've also got a special gift for your listeners and viewers. And that is a book a little mini book that is free. And what we did is we took a lot of my strategies that have been teaching for many, many years, and we adapted them to the crazy times we're living in. And that is available totally for free at pandemicinvesting.com, that's pandemicinvesting.com, and it's a small book on pandemic investing that you get right away. It's just emailed to you right away. for free.   Pierre: We'll put that in the show notes as well. So   Jason: Thanks.   Michael: Yeah, can't wait to take a read that sounds awesome. Because he has you mentioned that we are in a bit of a crazy time here.   Jason: You know, it's a really weird time and a lot of things that people expected. I think, you know, it's hard to even remember, try to think back how things were, you know, what, 16 months ago? Right? I mean, just think of what you thought back then. And everybody listening to this. Think of what how you were thinking back in, you know, maybe, I don't know, March of 2020. A lot of people just thought the world was going to end. Right. The economy was going to collapse. You know, there were riots that summer. You know, cities were being destroyed, burnt down. Windows broken, you know, massive looting and all kinds of crazy stuff going on in and and look at what really happened.   That's a lot different than most people would have thought it's counterintuitive, right? Yeah. But it is a wealth transfer. And a lot of people are still suffering. And a lot of people haven't even noticed how bad it is going to get. So it's it's uneven, it's unequal, and it's unfair. And just, you know, for people listening to your show, I know that you're trying to do it, and I'm trying to do it for my audience. You know, we're just trying to help as many people as possible, understand what's happening, and understand really how, how they're being played by the system. And inflation is hurting those people. And if you don't do anything about it, if you don't follow these techniques, you will be the victim rather than the victor.   And but you can you can succeed in this environment, just by aligning your interests with these two most powerful forces the human race has ever known. What are they governments and central banks, they have standing armies, they have aircraft carriers, they have police forces, they have missiles, and you know what, it doesn't matter what we think, or what we believe or whether we philosophically disagree. I do. You know, if they don't care, okay, they're gonna do what they're gonna do. And they have all the power, so we better align our interests with theirs, and follow the same business plan they're following. And that's how we'll succeed.   Pierre: Fantastic.   Michael: Love that Jason, thank you so much for coming on this and sharing this was this was really great. Really, really great stuff.   Michael: Hey, my pleasure. Thanks, everybody.   Michael: Thank you.   Pierre: Thank you, Jason.   Michael: Thanks, take care. Talk to you soon.

This week, we're learning about the history of Vietnam, from its origins as a French colony all the way up to its partition in 1954. Christine plans the heroic arc of the podcast. We talk brand recognition for communists. T-shirts are finally hinted at.   Check us out on social media: Instagram: @teachmecommunism Twitter: @teachcommunism Gmail: teachmecommunism@gmail.com Patreon: Patreon.com/teachmecommunism  And like and subscribe to us at Teach Me Communism on YouTube!   Solidarity forever!

Intro - 0:00Tune called Planxty Sir Festus Burke | Randal Bays/fiddle, Chris Smith/tenor banjo, Roger Landes/bouzouki | composition by Turlough O'Carolan, from the album “Coyote Banjo” by Chris SmithPart I, Meet Dr. Ron Milam  - 01:13Part II, Vernacular Perspective of the Vietnam War - 05:18Part III,  Researching Both Sides of the War - 13:06Part IV, Academic Conferences - 21:32Part V, Institute for Peace & Conflict (IPAC) - 26:10Part VI, Music and the War - 28:20'How many kids did you kill today?'Part VII, Social Identities within the War - 51:44Outro - 58:36Planxty Sir Festus Burke Ron Milam is an Associate Professor of History, a Fulbright Scholar to the Socialist Republic of Vietnam, and the founding Faculty advisor to the Veterans' Association at Texas Tech. He teaches both halves of the U.S. Survey, the Vietnam War, and graduate and undergraduate courses in Military History. His latest teaching interest is terrorism and insurgency, an interest that developed from his having been named an Academic Fellow for the Foundation for the Defense of Democracies. He also serves as the Academic Advisor for the semi-annual Vietnam Center sponsored student trips to Vietnam and Cambodia. He has also taught at the Diplomatic Academy of Vietnam under a Ford Foundation grant.Dr. Milam is the author of Not a Gentleman's War: an Inside View of Junior Officers in the Vietnam War, published by the University of North Carolina Press, and the editor of The Vietnam War in Popular Culture: The Influence of America's Most Controversial War on Everyday Life (2 volumes), published by ABC-CLIO/Praeger. He is currently working on “The Siege of Phu Nhon: Montagnards and Americans as Allies in Battle,” which deals with one of the most significant battles in the late days of the Vietnam War.Dr. Milam is a member of the Texas Tech Teaching Academy, recipient of the President's Excellence in Teaching Award, the Chancellor's Council Excellence in Teaching Award, the President's Excellence in Teaching Professorship and is an Integrated Scholar. Dr. Milam is the Executive Director of the Institute for Peace & Conflict (IPAC), which includes the world renowned Vietnam Center and Sam Johnson Vietnam Archive, and is a member of the Board of Directors of the David Westphall Veterans Foundation, which operates the Vietnam Veterans Memorial in Angel Fire, New Mexico. He was recently named by Secretary of Veteran's Affairs Robert Wilke to the Veteran's Advisory Committee on Rehabilitation (VACOR).Dr. Milam is a combat veteran of the Vietnam War, and in 2015 was inducted into the Officer Candidate School (OCS) Hall of Fame at the National Infantry Museum at Fort Benning, Georgia. He rides and collects motorcycles.For more information, please see his Texas Tech University Bio. Full Playlist for EP 22VVMC Book ClubVVMC: Friends & Voices, a Collaborative PlaylistVoices from the Vernacular Music Center

The U.S. government will soon launch a Vietnamese Wartime Accounting Initiative following decades of Vietnamese cooperation to conduct the fullest possible accounting of missing U.S. personnel. To support this and other bilateral initiatives, USIP has established a new project that will promote greater dialogue both in and between the United States and Vietnam on war legacy issues and reconciliation. On August 3, USIP hosted a discussion with U.S. and Vietnamese officials on the Vietnamese Wartime Accounting Initiative and how it fits into broader efforts to overcome legacies of war. Speakers Sen. Patrick Leahy (D-VT) U.S. Senator; Chairman of the Senate Committee on Appropriations  Senior Lieutenant General Hoang Xuan Chien Deputy Minister, Vietnam Ministry of National Defense Ha Kim Ngoc Ambassador of the Socialist Republic of Vietnam to the United States Christopher Klein Chargé d'Affaires, U.S. Embassy in Vietnam Colonel Thomas Stevenson U.S. Defense Attaché, U.S. Embassy in Hanoi Ann Marie Yastishock Mission Director to Vietnam, USAID Major General Tran Quoc Dung Chief of the Executive Office, NSC-515 Lise Grande, welcoming remarks President and CEO, U.S. Institute of Peace Ambassador George Moose, moderator Vice Chair, Board of Directors, U.S. Institute of Peace  Brian Harding, moderator Senior Expert, Southeast Asia, U.S. Institute of Peace   For more information about this event, please visit: https://www.usip.org/events/addressing-legacies-vietnam-war-next-step-forward  

Today I am joined by an incredibly fascinating guest, Ted Osius. Ted is a retired Ambassador to the Socialist Republic of Vietnam. He spent many years with the Department of State and is known as a diplomat. He is a professor, author, and most recently, was the Google Vice President of Government Affairs and Public Policy for Asia-Pacific.   Ted has an underlying belief that international diplomacy can create a better world which has fueled his passion throughout his career. In this episode, he shares stories that illustrate this belief, takes us through the journey of his illustrious career, catches us up to the current state of affairs with Vietnam, and details about his upcoming book, Nothing is Impossible: America's Reconciliation with Vietnam.    Ted also speaks about the critical component to being a great leader, the qualities that make a great diplomat, how his leadership style has evolved over the years, his experience in transitioning from a career as a public servant to working for a technology company, how to build a culture of inclusion, and advice for fellow leaders looking to make waves.   “That's the art of diplomacy; it's taking what you've learned and creating action that brings people together.” — Ted Osius   Key Takeaways: [:50] About today's episode with Ted Osius. [1:33] Welcoming Ted to the podcast! [1:44] What led Ted to become a diplomat. [3:02] How did Ted get his start in working for the government? [5:23] About Ted's upcoming book, Nothing is Impossible, where to find it outline, and when it will be available. [8:48] Ted brings listeners up to speed on Vietnam and how the country is currently fairing socially, economically, and politically. [12:20] Ted defines diplomacy and elaborates on his underlying belief that international diplomacy can create a better world. [15:17] When did Ted consider himself a leader? [18:22] Ted shares about his transition from working as a public servant for the government to working with Google. [21:43] Has Ted's leadership style evolved throughout his career? If so, how? [24:17] What does it really mean to “have someone's back” as a leader? What does that look like? [27:34] Why trust and safety are so essential in building a culture of inclusion. [28:46] Ted's thoughts on the role of a parent in a child's life and his own experience with being home with his family during COVID and what that meant to him. [31:10] Ted's journey as a gay man, in an interracial marriage, working in countries that may not have the same views that we do in the United States. [37:33] Ted's words of wisdom and inspiration for listeners of the podcast. [39:46] Thanking Ted for joining the podcast and sharing his incredible insights!   Mentioned in this Episode: Ted Osius Fifth Dimensional Leadership Ep. 9: “Talking Tough Love and Leadership with Ambassador Susan Rice” Nothing is Impossible: America's Reconciliation with Vietnam, by Ted Osius Pete Peterson   About Fifth Dimensional Leadership & Ginny Clarke Fifth-Dimensional Leadership is a podcast about leadership — knowing yourself, speaking your truth, inspiring love, expanding your consciousness and activating your mastery. As an executive recruiter and career expert currently leading executive recruiting at a Fortune 20 tech company, Ginny Clarke is a passionate and authentic thought leader with a unique and deliberate perspective on work and life. She synthesizes aspects of her life as an African-American single mother who has successfully navigated corporate America for over 30 years. She has inspired, uplifted, and changed the lives of thousands and is intentional about bringing conscious awareness to people of all ages and stages.   Every other week, a new edition of Fifth-Dimensional Leadership will include fascinating guests, covering a variety of topics: power, personal branding, self-awareness, networking, fear, and career management   Stay Connected! To find more episodes or learn more, visit: GinnyClarke.com Connect with her on social media: Facebook, Twitter, LinkedIn, and Youtube

Tens of thousands of Cubans took to the streets in protest of high living expenses, prolonged economic blockade and it's political ideology.

The People's Court of the southwestern province of Tay Ninh, Vietnam, has sentenced a 25-year-old Nigerian Unachukwu Chiluba Paulinus to death for illegally transporting narcotic substances into the country from Cambodia.The judgment delivered on Tuesday, April 13, was based on Article 250 of the 2015 Penal Code of the Socialist Republic of Vietnam.Paulinus was arrested on February 19, 2020, in the Ta Pheng area of Thuan Tay hamlet in Loi Thuan commune, Ben Cau district, while transporting nearly three kilogrammes of methamphetamine.He confessed that he arrived in Cambodia in 2019, where he met an African man called Oscar who hired him to transport the drugs from Phnom Penh to Ho Chi Minh City for $2,000. He was paid $650 in advance.After traveling by taxi from Phnom Penh to the border, he crossed over into Vietnam and was arrested by Ben Cau district's Police.He also confessed to having earlier transported a backpack containing drugs from Cambodia to HCM City, which he delivered to an unknown man.Also on March 2nd , the court handed down the death penalty to Ekwegbalu James Nzube, 45 a Nigerian, for illegally transporting nearly 4kg of meth, in line with the 2015 Criminal Code.

Tet: a word which has two very different meanings depending on who you ask. To the Vietnamese, it means the festival celebrating the Lunar New Year. To the American GI, it means hell and the turning point for America in the Vietnam War. On January 31, 1968, over 100 cities and villages in south Vietnam were attacked by the communist Viet Cong and the North Vietnamese People’s Army of Vietnam. By the end of 1968, over 14,000 American soldiers were dead as well as hundreds of thousands of Vietnamese. The Tet Offensive was considered a devastating military failure for the communists, however, today Vietnam is a communist country, ruled by The Socialist Republic of Vietnam. So, who really won?Episode Edits: This is our 18th episode, not our 19th as was erroneously put forward in this episode. We are, however, taking ideas for our upcoming 20th episode (after we do the 19th, of course,) so, please reach out either through our website, historicallyspeakingpodcast.com or at historicallyspeakinghosts@gmail.com For clarity, 5,000 American soldiers died in the first phase of the Tet Offensive. The number of 14,000+ includes the entire year of 1968 and all three phases of the Tet. Books: America’s Longest War: The United States and Vietnam, 1950-1975 by George HerringThe Best and The Brightest by David HalberstamThe Politically Incorrect Guide to the Vietnam War by Phillip JenningsVietnam: A History by Stanley KarnowThe Oxford Companion to American Military History edited by John Whiteclay Chambers II Film:Battlefield – Vietnam TET (2010) – Narration by Gavin McFayden, with war footage. The Vietnam War: A Film by Ken Burns and Lynn Novick (2017) 10 Episodes.

In this episode of the American Reveille Podcast I sit down with H.G. Goerner, Author of United States Socialist Republic: The Liberal Marxist Machine and the Men, Method, and Means to Fundamentally Transform America. We talk about the Weather Underground, Bill Ayers, Obama, Marxist indoctrination in the classroom, and so much more! You don't want to miss what Mr. Goerner has to say!EPAC – Ensure the Preservation of America & its Constitution - http://ow.ly/tTxd50DBao1Buy United States Socialist Republic by H.G. Goerner - http://ow.ly/L6Z250DBao2SUPPORT US:Donate - http://ow.ly/9ckY50DA5c2VIDEO:YouTube - http://ow.ly/enQk50DA5bnRumble - http://ow.ly/BVx550DA573Odysee - http://ow.ly/utOG50DA571AUDIO:Apple Podcasts - http://ow.ly/Nlsw50zvkUTSpotify - http://ow.ly/gOON50zPya7SOCIAL:Gab - http://ow.ly/w3kq50DA56ZInstagram - http://ow.ly/BN7h50DA56YMinds - http://ow.ly/Y6bO50DA572Parlor - http://ow.ly/QNma50AwfEgAR Website - http://ow.ly/eO3g50DA5bo

No guest this week. Instead, Jake and Jim start off on the recent peaceful transfer of power from one regime to the next and end up wandering deeper into Marxism as usual. In between those two extremes the hosts also discuss the capitol some more, Biden's early days in office, and where the cult of Trump goes next.

On today's Bible Answer Man broadcast, Hank discusses socialism, which has been gaining popularity among American millennials and government leaders as of late. Hank refers to Congresswoman-elect Victoria Spartz, who grew up in the Socialist Republic of Ukraine. “I grew up in socialism” says Spartz, “I saw what happens when it runs out of money. And it's not pretty.” “Every country that has socialism has failed because this system is not sustainable. Socialism creates a lot of destruction and misery. Every socialist system is about suppression. If the government forces us to be equal, they have to suppress.” Alarming but true, a majority of our youth are unfamiliar with the historical realities of socialism. How many millennials today have even the foggiest notion of what the Communist Manifesto entails? That socialism can be obtained only “by the forcible overthrow of existing social conditions.” The Manifesto continues, “Let the ruling classes tremble at the revolution. The Proletarians have nothing to lose but their chains… working men of all countries unite. For when we prevail and our utopia is ushered in, there will be no religion; no possessions; only the brotherhood of man.” Hank also addresses a question that comes up for many Christians in the context of conversations about communism and socialism: “Doesn't the Bible teach socialism?”

To support this ministry financially, visit: https://www.oneplace.com/donate/207/29 On todays Bible Answer Man broadcast, Hank discusses socialism, which has been gaining popularity among American millennials and government leaders as of late. Hank refers to Congresswoman-elect Victoria Spartz, who grew up in the Socialist Republic of Ukraine. I grew up in socialism says Spartz, I saw what happens when it runs out of money. And its not pretty. Every country that has socialism has failed because this system is not sustainable. Socialism creates a lot of destruction and misery. Every socialist system is about suppression. If the government forces us to be equal, they have to suppress. Alarming but true, a majority of our youth are unfamiliar with the historical realities of socialism. How many millennials today have even the foggiest notion of what the Communist Manifesto entails? That socialism can be obtained only by the forcible overthrow of existing social conditions. The Manifesto continues, Let the ruling classes tremble at the revolution. The Proletarians have nothing to lose but their chains working men of all countries unite. For when we prevail and our utopia is ushered in, there will be no religion; no possessions; only the brotherhood of man. Hank also addresses a question that comes up for many Christians in the context of conversations about communism and socialism: Doesnt the Bible teach socialism?

On today's Bible Answer Man broadcast (11/30/20), Hank discusses socialism, which has been gaining popularity among American millennials and government leaders as of late. Hank refers to Congresswoman-elect Victoria Spartz, who grew up in the Socialist Republic of Ukraine. “I grew up in socialism” says Spartz, “I saw what happens when it runs out of money. And it's not pretty.” “Every country that has socialism has failed because this system is not sustainable. Socialism creates a lot of destruction and misery. Every socialist system is about suppression. If the government forces us to be equal, they have to suppress.” Alarming but true, a majority of our youth are unfamiliar with the historical realities of socialism. How many millennials today have even the foggiest notion of what the Communist Manifesto entails? That socialism can be obtained only “by the forcible overthrow of existing social conditions.” The Manifesto continues, “Let the ruling classes tremble at the revolution. The Proletarians have nothing to lose but their chains… working men of all countries unite. For when we prevail and our utopia is ushered in, there will be no religion; no possessions; only the brotherhood of man.” Hank also addresses a question that comes up for many Christians in the context of conversations about communism and socialism: “Doesn't the Bible teach socialism?”

To support this ministry financially, visit: https://www.oneplace.com/donate/207/29 On todays Bible Answer Man broadcast, Hank discusses socialism, which has been gaining popularity among American millennials and government leaders as of late. Hank refers to Congresswoman-elect Victoria Spartz, who grew up in the Socialist Republic of Ukraine. I grew up in socialism says Spartz, I saw what happens when it runs out of money. And its not pretty. Every country that has socialism has failed because this system is not sustainable. Socialism creates a lot of destruction and misery. Every socialist system is about suppression. If the government forces us to be equal, they have to suppress. Alarming but true, a majority of our youth are unfamiliar with the historical realities of socialism. How many millennials today have even the foggiest notion of what the Communist Manifesto entails? That socialism can be obtained only by the forcible overthrow of existing social conditions. The Manifesto continues, Let the ruling classes tremble at the revolution. The Proletarians have nothing to lose but their chains working men of all countries unite. For when we prevail and our utopia is ushered in, there will be no religion; no possessions; only the brotherhood of man. Hank also addresses a question that comes up for many Christians in the context of conversations about communism and socialism: Doesnt the Bible teach socialism?

Pól Torbóid from Lasair Dhearg was our guest on today's show. We talked about the founding of Lasair Dhearg, their desire to bring Ireland together in a 32 country socialist republic, the need for governments to admit that socialism works, and how their year of activism has been disrupted by covid-19. If you haven't already and you enjoyed this episode, please subscribe to this podcast and our mailing list, and don't forget, my book, the Brexit: The Establishment Civil War, is now available for pre-order on Amazon. You'll find the link in the description below. [**PRE ORDER BREXIT:THE ESTABLISHMENT CIVIL WAR HERE**](https://www.amazon.co.uk/gp/product/1789044901/ref=as_li_tl?ie=UTF8&camp=1634&creative=6738&creativeASIN=1789044901&linkCode=as2&tag=thejist00-21&linkId=713eb889ae4131bec19abcebdee517f6) [***Get 25% off podcast hosting with Podiant***](https://pcast.link/chatter/) ***RESOURCES*** [https://www.lasairdhearg.com/](https://www.lasairdhearg.com/) [https://twitter.com/poltorb?lang=en](https://twitter.com/poltorb?lang=en) [https://twitter.com/LasairDhearg](https://twitter.com/LasairDhearg) [https://www.belfasttelegraph.co.uk/news/northern-ireland/belfast-streets-renamed-as-part-of-republican-campaign-39309348.html](https://www.belfasttelegraph.co.uk/news/northern-ireland/belfast-streets-renamed-as-part-of-republican-campaign-39309348.html) Follow us on Facebook or Twitter or [sign up for our mailing list to get information on my upcoming book, Brexit: The Establishment Civil War](http://www.establishmentcivilwar.co.uk/). Music from Just Jim - [https://soundcloud.com/justjim](https://soundcloud.com/justjim)

Pól Torbóid from Lasair Dhearg was our guest on today’s show. We talked about the founding of Lasair Dhearg, their desire to bring Ireland together in a 32 country socialist republic, the need for governments to admit that socialism works, and how their year of activism has been disrupted by covid-19. If you haven’t already and you enjoyed this episode, please subscribe to this podcast and our mailing list, and don’t forget, my book, the Brexit: The Establishment Civil War, is now available for pre-order on Amazon. You’ll find the link in the description below. PRE ORDER BREXIT:THE ESTABLISHMENT CIVIL WAR HERE Get 25% off podcast hosting with Podiant RESOURCES https://www.lasairdhearg.com/ https://twitter.com/poltorb?lang=en https://twitter.com/LasairDhearg https://www.belfasttelegraph.co.uk/news/northern-ireland/belfast-streets-renamed-as-part-of-republican-campaign-39309348.html Follow us on Facebook or Twitter or sign up for our mailing list to get information on my upcoming book, Brexit: The Establishment Civil War. Music from Just Jim - https://soundcloud.com/justjim

The Voice of Vietnam national radio station started broadcasting from Hanoi on September 7th, just 5 days after the establishment of the Democratic Republic of Vietnam, now the Socialist Republic of Vietnam. The English program was among the first foreign language programs broadcast overseas on that day. Since then, September 7 has always been a great occasion to recall VOV’s history and development. https://vovworld.vn/en-US/sunday-show/untold-stories-a-special-program-marking-75th-anniversary-of-vovs-english-service-899367.vov --- Support this podcast: https://anchor.fm/vov5thatslife/support

The Voice of Vietnam national radio station started broadcasting from Hanoi on September 7th, just 5 days after the establishment of the Democratic Republic of Vietnam, now the Socialist Republic of Vietnam. The English program was among the first foreign language programs broadcast overseas on that day. Since then, September 7 has always been a great occasion to recall VOV’s history and development. https://vovworld.vn/en-US/sunday-show/untold-stories-a-special-program-marking-75th-anniversary-of-vovs-english-service-899367.vov --- Support this podcast: https://anchor.fm/vov5thatslife/support

The Voice of Vietnam national radio station started broadcasting from Hanoi on September 7th, just 5 days after the establishment of the Democratic Republic of Vietnam, now the Socialist Republic of Vietnam. The English program was among the first foreign language programs broadcast overseas on that day. Since then, September 7 has always been a great occasion to recall VOV’s history and development. https://vovworld.vn/en-US/sunday-show/untold-stories-a-special-program-marking-75th-anniversary-of-vovs-english-service-899367.vov --- Support this podcast: https://anchor.fm/vov5thatslife/support

The Voice of Vietnam national radio station started broadcasting from Hanoi on September 7th, just 5 days after the establishment of the Democratic Republic of Vietnam, now the Socialist Republic of Vietnam. The English program was among the first foreign language programs broadcast overseas on that day. Since then, September 7 has always been a great occasion to recall VOV’s history and development. https://vovworld.vn/en-US/sunday-show/untold-stories-a-special-program-marking-75th-anniversary-of-vovs-english-service-899367.vov --- Support this podcast: https://anchor.fm/vov5thatslife/support

The Voice of Vietnam national radio station started broadcasting from Hanoi on September 7th, just 5 days after the establishment of the Democratic Republic of Vietnam, now the Socialist Republic of Vietnam. The English program was among the first foreign language programs broadcast overseas on that day. Since then, September 7 has always been a great occasion to recall VOV’s history and development. https://vovworld.vn/en-US/sunday-show/untold-stories-a-special-program-marking-75th-anniversary-of-vovs-english-service-899367.vov --- Support this podcast: https://anchor.fm/vov5thatslife/support

The Voice of Vietnam national radio station started broadcasting from Hanoi on September 7th, just 5 days after the establishment of the Democratic Republic of Vietnam, now the Socialist Republic of Vietnam. The English program was among the first foreign language programs broadcast overseas on that day. Since then, September 7 has always been a great occasion to recall VOV’s history and development. https://vovworld.vn/en-US/sunday-show/untold-stories-a-special-program-marking-75th-anniversary-of-vovs-english-service-899367.vov --- Support this podcast: https://anchor.fm/vov5thatslife/support

In today's episode, Jason questions California's proposal to use its eminent domain power to take over properties for rent control. What does this do to/for the landlord? The effects of the coronavirus on the human race and the economy aren't something to ignore. Investment Counselor, Adam, returns to the show with our February 2020 Mortgage Rate Update. Key Takeaways: [1:05] The “Socialist Republic of California” took some huge steps toward economic suicide. Is California Rent Control a mistake? [7:33] Money goes where it's treated best [11:20] Three forms of power: violence, capital, and information [13:45] What is to come of the potential pandemic of the coronavirus? [16:20] Investment Counselor, Adam, with our February 2020 Mortgage Rate Update [25:00] Reach the Jason Hartman Investment Counseling Team, 1.800.Hartman Website: www.JasonHartman.com/Properties

In today’s episode, Jason Hartman questions California’s proposal to use its eminent domain power to take over properties for rent control. What does this do to/for the landlord? The effects of the coronavirus on the human race and the economy aren’t something to ignore. Investment Counselor, Adam, returns to the show with our February 2020 Mortgage Rate Update. Key Takeaways: [1:05] The “Socialist Republic of California” took some huge steps toward economic suicide. Is California Rent Control a mistake? [7:33] Money goes where it’s treated best [11:20] Three forms of power: violence, capital, and information [13:45] What is to come of the potential pandemic of the coronavirus? [16:20] Investment Counselor, Adam, with our February 2020 Mortgage Rate Update [25:00] Reach the Jason Hartman Investment Counseling Team, 1.800.Hartman Website: www.JasonHartman.com/Properties

The Vietnam War was a long, costly and divisive conflict that pitted the communist government of North Vietnam against South Vietnam and its principal ally, the United States. The conflict was intensified by the ongoing Cold War between the United States and the Soviet Union. More than 3 million people (including over 58,000 Americans) were killed in the Vietnam War, and more than half of the dead were Vietnamese civilians. Opposition to the war in the United States bitterly divided Americans, even after President Richard Nixon ordered the withdrawal of U.S. forces in 1973. Communist forces ended the war by seizing control of South Vietnam in 1975, and the country was unified as the Socialist Republic of Vietnam the following year.

We're back from a two-week break! On this episode, we begin (1:20) with a discussion about sexual harassment of children in Vietnam following a recent incident in which a middle-aged man molested a girl on an elevator in a Saigon apartment complex. Then (14:39), we discuss that Burger King New Zealand ad (you know the one), as well as recent food articles involving jackfruit and kaya toast which highlight the problematic ways in which Western writers and media outlets sometimes cover Asian cuisine. Our interview guest (28:46) is Andrew Rowan, the author of 'Startup Vietnam: Innovation & Entrepreneurship in the Socialist Republic.' Andrew joined us from New York to talk about his experience working in the startup sector here, and advice for anyone looking to do the same. As always, we close with Bánh Mì Banter (50:06).

The governments of the United States of America and the Socialist Republic of Vietnam, in partnership with the United States Institute of Peace, hosted an event examining the transformation from enemies to partners by the two countries since the end of the war in 1975.    Agenda: Welcome Remarks:Honorable Nancy LindborgPresident, U.S. Institute of Peace   Remarks on Behalf of the Government of Vietnam:Senior Lieutenant General Nguyen Chi VinhDeputy Defense Minister; Permanent Member of Standing Committee 701   Remarks by Senior U.S. Department of Defense Official:Dr. Joseph H. FelterDeputy Assistant Secretary of Defense for South and Southeast Asia   Remarks:Senator Patrick Leahy (D-VT) U.S. Senator, Vermont   Panel: Foundations of US-Vietnamese Post-War Partnership:Kelly McKeagueDirector, Defense POW/MIA Accounting Agency Nguyen Huu LuongMIA Agency Director, Ministry of DefenseAmbassador Pham Quang VinhFormer Vietnamese Ambassador to the United States Robert DestatteVietnam Analyst, Defense Intelligence Agency Fred DownsFormer National Director, U.S. Department of Veterans Affairs Prosthetic and Sensory Aids Service Ambassador, Charles Ray (Ret.), moderatorFormer Consul General, Ho Chi Minh City  

The governments of the United States of America and the Socialist Republic of Vietnam, in partnership with the United States Institute of Peace, hosted an event examining the transformation from enemies to partners by the two countries since the end of the war in 1975. RemarksThe Honorable John SullivanDeputy Secretary of State Panel - The Road Ahead: Building an Enduring Partnership Ambassador Ha Kim NgocVietnamese Ambassador to the United States Sr. Lt. Gen. Nguyen Chi VinhDeputy Defense Minister; Permanent Member of Standing Committee 701 W. Patrick MurphyActing Assistant Secretary, Bureau East Asia and Pacific Affairs, U.S. Department of State Tim RieserForeign Policy Aide, Senator Patrick Leahy Elizabeth BeckerFormer New York Times correspondent and author of “When the War Was Over: Cambodia and the Khmer Rouge Revolution” Ambassador William Taylor (Ret.), moderatorExecutive Vice President, U.S. Institute of Peace

The governments of the United States of America and the Socialist Republic of Vietnam, in partnership with the United States Institute of Peace, hosted an event examining the transformation from enemies to partners by the two countries since the end of the war in 1975. Remarks for Luncheon Ambassador Ha Kim NgocVietnamese Ambassador to the United States Luncheon Conversation Honorable Chuck HagelFormer U.S. Secretary of Defense Nancy Lindborg, moderatorPresident, U.S. Institute of Peace

The governments of the United States of America and the Socialist Republic of Vietnam, in partnership with the United States Institute of Peace, hosted an event examining the transformation from enemies to partners by the two countries since the end of the war in 1975. RemarksHonorable Bonnie GlickDeputy Administrator, USAID  Panel - Healing from the Destruction of War Minh Huu DoanMinistry of Labor and Social Affairs of Vietnam Thao GriffithsPolicy Advisor, Chairman of Vietnam Chamber of Commerce and Industry; Former Country Director Vietnam Veterans of America Foundation Christopher AbramsDirector, Environment and Social Development Office, USAID/Vietnam Colonel Than Thanh CongDirector, Office 701 Jerry GuilbertChief of Programs, Office of Weapons Removal and Abatement, U.S. Department of State Charles R. Bailey, moderatorCo-author, “From Enemies to Partners: Vietnam, the U.S. and Agent Orange”Former Director of Agent Orange programs at Ford Foundation & Aspen Institute  

For the Fifth International Buddhist Conference in May 2008, the Venerable Zen Master Thich Nhat Hanh was invited to offer the opening keynote address. The event took place at the National Convention Center, Hanoi, Vietnam with the theme Buddhist Contribution to Building a Just, Democratic and Civilized Society. Hosted by the Socialist Republic of Vietnam and co-organized by International Organizing Vietnam Buddhist Sangha and National Coordinating Committee for the United Nations Day of Vesak. The date is May 13, 2008 and both audio and video are available below. The talk is 53-minutes.  Promoting Peace Practicing Buddhism is the art of being peace, the art of promoting peace, in the society and in the world. We all should learn this art. We all have elements of war in our body. Practicing Buddhism is recognizing these elements so that we can then transform these elements. In the Sutra on Mindful Breathing, the Buddha provided us the practice to release the tension in our body. It only takes a few minutes. If we can release the tension in our body, then our body can learn to heal itself. When we make peace body, we can begin to make peace with our feelings and emotions. Do you know how to recognize your emotions? This is the art of making peace with ourselves. Our body, and our feelings and emotions. The Buddha also taught in this sutra how to recognize and transform our mental formations. The Buddhist practice means going home to oneself. To restore peace. How does this work in the family setting? Or in the school setting? Why is it important for parents and teachers to learn this art of being peace?  Deep Listening and Loving Speech During our time teaching in the west, we have also taught listening with compassion and using loving speech to restore communication. In Plum Village, we have practiced this intentionally with groups in conflict - Israelis and Palestinians. What is outlined above is used to illustrate practical application with these groups. In Mahayana Buddhism, we have the Bodhissatva Avalokiteshvara - the bodhissatva of compassion. They do this practice in order to suffer less.  Right View is the view of dependent co-arising, no-self, interbeing. Practitioners should always remember to maintain this right view in their daily life. How does this look between a father and a son? We learn that suffering is not an individual matter. Everything this is linked to everything else. To protect other species on earth, and the earth itself, is to protect ourselves. This is the insight of interbeing.  The Five Mindfulness Trainings Thay reminds of Unesco’s Manifesto 2000 which Thay helped to create with several Nobel Peace Prize laureates. There are six points and has been signed by 75-million people. This arose from the teachings of Buddhism and are very similar to the Five Mindfulness Trainings. If we practice these, we will have peace in ourselves and in the world. Just signing is not enough; we need to put it into practice. This is why we recommend forming ourselves into communities - in our families, schools, workplace, and within governments. These can all become a sangha and bring these six points (and Five Mindfulness Trainings) into practice.  The practice of deep ecology, mindful consumption and the Five Mindfulness Trainings. The trainings also teach us not to exploit people or the earth. We have been talking a lot about peace, but we have not done enough for the cause of peace. Whatever we can do in terms of thinking, speech, and action could be considered as an offering to the Lord Budhha. As an example, we learn how Deer Park Monastery in California is using solar energy and having car free days. Reducing consumption, learning to live more simply, and to have more time to take care of oneself and our beloved ones is very crucial and is the way of peace.  Living happily in the present moment. And taking care of the present moment is taking care of the future.

Max hits the ground running with the amazing news that the Republicans are OK with not only blowing up the deficit, adding to the debt, tariffs and now subsidies for a key part of the American economy they are in fact OK with the Donald turning the USA into the USSR (United States Socialist Republic). The amazing news is that the GOP is allowing the Donster to put farmers on welfare. Max thought they were against this type of thing, in particular allowing the government to pick winners and losers, but hey we do live in strange times. Perhaps we're in Stranger Things Upside Down. All this is driven of course by the magic of tariffs which Donald thinks are a great thing, along with that other well-known Republican Chuck Schumer. Next Max revisits why Donald Trump really doesn't like Angela Merkel, and the Germans, even though as he said, his own father was born in Germany. (He wasn't). Finally Max gets into the lack of brain for poor old Alex Jones who seems to be getting more desperate by the minute. 

Max hits the ground running with the amazing news that the Republicans are OK with not only blowing up the deficit, adding to the debt, tariffs and now subsidies for a key part of the American economy they are in fact OK with the Donald turning the USA into the USSR (United States Socialist Republic). The amazing news is that the GOP is allowing the Donster to put farmers on welfare. Max thought they were against this type of thing, in particular allowing the government to pick winners and losers, but hey we do live in strange times. Perhaps we’re in Stranger Things Upside Down. All this is driven of course by the magic of tariffs which Donald thinks are a great thing, along with that other well-known Republican Chuck Schumer. Next Max revisits why Donald Trump really doesn't like Angela Merkel, and the Germans, even though as he said, his own father was born in Germany. (He wasn't). Finally Max gets into the lack of brain for poor old Alex Jones who seems to be getting more desperate by the minute. 

Jason Hartman starts today's show with some final notes about Meet the Masters, which starts on Friday. There's some things you need to know in regards to availability after the event, social media opportunities at the event, and a special something being done with the Creating Wealth podcast at the event. Then Jason talks with Barry Habib, renowned mortgage industry executive and founder of MBS Highway, about what to expect in the mortgage world in 2018. The two discuss why the media doesn't seem to get real estate, why real estate appreciation doesn't have to match stock market appreciation, mortgage tax deductions, and how the Roe v Wade decision actually impacted a housing bubble. Key Takeaways: Jason Intro: [6:16] Get your Meet the Masters tickets now. There may be a product to get the speeches after the event, but it won't include Ron Paul [9:22] Jason will no longer call California the "Socialist Republic of California", but Californians have one person they really need to lean on for relief [12:55] The hashtag for Meet the Masters will be #JHLive Barry Habib Interview: [14:18] Is Barry still bullish the US real estate market? [18:23] The power of leverage, when a 6% return can dwarf 20% [22:12] The interest you pay for your house goes to the lender, but the principle is STILL YOUR MONEY [24:37] How much Barry expects mortgage rates to rise in 2018, and how it impact appreciation [25:42] Why aren't people taking the mortgage tax deduction? [27:23] The bullish sentiment is the highest it's been in about 20 years [31:33] How Roe v Wade led to a housing bubble Website: www.JasonHartman.com/Masters www.JasonHartman.com/Watch www.MBSHighway.com "Builders are not keeping up with household formations and household formations are going to continue to rise" "The mortgage paydown should be considered positive cash flow, that's really what it is"

About the Lecture: Mr. Tibor Babic will be talking about the events that were taking place immediately after the Socialist Republic of Slovenia declared independence from Yugoslavia to become an independent, autonomous, and sovereign state on June 25, 1991. He will talk about the war and the political process that took place in order for Slovenia to become a democratic nation governed by the will of its people. His hope is to give an another prospective, a prospective of people who experienced the war, who were on the battlefield, and in negotiation meetings. To present historical facts with emotions of the people during the war and immediately after the war ended. About the Speaker: Tibor Babic was born in Maribor, Slovenia, and after graduating high school, he went to Vienna, Austria to study political science. His goal is to work in international relations, which is why he chose to attend The Institute of World Politics for graduate school, where he graduated in May 2017. His research areas at IWP concentrate on EU and US relations and world order.

Assiduously speaking, writing, and consulting on all things sales, marketing, business, & life. Father of 7. Husband of 20+ years. Podcaster. Blogger. Juggler.  Wes Schaeffer was raised by effervescent nomadic Christian bluestockings well-versed in the Socratic Method and Plautine comedy and was fed buffalo brisket, crawfish etouffee and Pabst Blue Ribbon until he mastered time travel, telekinesis and photosynthesis. He was recruited to play football for the Air Force Academy in Colorado Springs from ‘88-92 when R.E.M. lost their religion and “Achtung Baby” served as a warning for interns aspiring to matriculate at the Oval Office. Upon graduation his nomadism continued as his tours of duty included a year of learning to “throw bones” at the Dixie Chicken, a year savoring the hammer-subtle tastes of kimchi in the ROK, a year learning how to grow, harvest, self-prescribe and self-medicate medicinal marijuana in the People’s Socialist Republic of Southern California, two trips to the Middle East enthralled with the dedication of the muezzin leading the adman and a culminating two year gig in his first official training role in the home of Biloxi Blues. To read more of his biography, visit his Facebook page bio section :)  It was too long to post in here.   Visit also The Sales Whisperer website, but know you will want to buy something from him.

Patrick wants to explore an alternate history experiment and play with concept that America could have become a Soviet nation. What if Lenin came to the states? Could Debs have rallied a Socialist Republic of America? What conditions could have swayed America to join the great worker’s revolution? A Worse Depression Era? Earlier entry into Great War? All questions kinda answered inside.

Remember when you were in primary school and you idolized your teacher? We Look at their position in Việt Nam’s society today.In the Socialist Republic of Việt Nam, the land used by farmers is considered the “people’s property” and can be reclaimed by the government at any given time. We revisit the farmers who have suffered because of this.

Today's Creating Wealth Show features Jason Hartman himself in an extended intro portion. Here, he talks about his personal tax and rental experience in the Socialist Republic of California, he gives an update on the latest developments in bitcoin, and he also discusses some of his earlier market predictions and how they've progressed.    Key Takeaways 01.35 – Even when you think you have everything sussed, something can come along and surprise you! 05.06 – Being a homeowner is great, but renting gives you such flexibility.  09.17 – Whether you were a believer or not, bitcoin seems to be sinking fast. 12.54 – Rent to value ratio should always be on your mind when dealing with income property. 18.07 – Houston, North Dakota; a market may look great, but who knows what the future may hold? 22.54 – Jason Hartman compares stock market investments to those in real estate markets.   27.26 – From next week onwards, the Creating Wealth Show will be reduced to two episodes per week.

Introduction: Join Jason Hartman and his mom on this episode of The Creating Wealth Show as they discuss their long road trip through several markets including Cleveland, Cincinnati, Columbus, Nashville, Birmingham and Dallas. You'll learn about the “minimalist management” philosophy in creating bulletproof rental properties that require very little maintenance and a good overview of several markets.   Also, a big thank you to all of the doctors in the audience who provided advice and support relating to my mothers carotid artery surgery. She's doing well in the Cleveland Clinic provided a top-notch medical experience.   Visit www.JasonHartman.com to view properties in these markets and to register for our Little Rock Property Tour and Creating Wealth Bootcamp in late September. Happy investing!   Key Takeaways: ·      (1:40) Brief update about Jason's Mom's post-surgery health & the Cleveland Clinic ·      (5:54) How to handle late rent for long distance self-managed properties ·      (11:55) How to handle long-distance evictions without a property manager using an eviction service ·      (14:49) A special message from Bill Clinton ·      (18:28) Pleasantly surprised by downtown Cleveland ·      (21:23) Moving on to Birmingham and minimalist management styles ·      (26:44) Coming up in mid-late September: Little Rock Creating Wealth Seminar and Property Tour   Links: www.JasonHartman.com Audio Transcription: ANNOUNCER: Welcome to Creating Wealth with Jason Hartman!  During this program Jason is going to tell you some really exciting things that you probably haven't thought of before, and a new slant on investing: fresh new approaches to America's best investment that will enable you to create more wealth and happiness than you ever thought possible.  Jason is a genuine, self-made multi-millionaire who not only talks the talk, but walks the walk.  He's been a successful investor for 20 years and currently owns properties in 11 states and 17 cities.  This program will help you follow in Jason's footsteps on the road to financial freedom.  You really can do it!  And now, here's your host, Jason Hartman, with the complete solution for real estate investors.   JASON HARTMAN: Welcome to the Creating Wealth Show!  This is your host Jason Hartman, and this is episode #389!  Thanks so much for joining me today.  I kind of feel like I haven't been with you in a while!  At least not directly.  In that we've played a lot of interviews with guests and so forth, but not that many where I've just kind of been talking to you.  So I'm really glad to just be talking to you today, and going over a bunch of issues.  And I'm actually on the way to the airport.  I'm here in the south, in beautiful Gulf Shores, Alabama, and Mom is with me, she's taking me to the airport.  The first thing I wanted to say is, since I announced my mom's medical condition on the show, several weeks back, thank you so much to all of you.  I guess we've got a lot of doctors in the audience, so we really appreciate the calls, and the emails, and the advice we got from you, so thank you very much for that, and I'll give you a little update into what has happened since then.  Here's mom.  Mom, say hello!   Surgery in Cleveland   MOM: Hi, everyone.  I just want to say thank you also, for all of the concern that Jason's audience seem to show about my carotid artery operation, and just want to let you all know that everything turned out terrifically well at the Cleveland Clinic.  That is just a classy place to go, if you have anything wrong.   JASON HARTMAN: Good stuff.  I would totally agree; the Cleveland Clinic is an incredible operation.  I was very impressed.  So, with all of that, real estate is kind of in our DNA.  What happened is, I actually flew to Cleveland to meet my mom there, and she drove up there, and, well, I was in Cleveland, we were there for about a week with her recovery and so forth from the surgery, that went very well, as you just heard, and I met with our Cleveland local market specialist, who actually is one that we've been working with for quite a while in another market.  He formed an alliance with a group up in Cleveland, and I met with him, and I looked at their properties, and I gotta say, I did not think I would like Cleveland very much.  We have shied away from a lot of the previously blighted markets.    We're still shying away from the real blighted ones like Detroit.  But, you know, I was pleasantly impressed with Cleveland.  I really was.  It was amazing.  Now, I was impressed with all of the extensive downtown redevelopment projects; I was impressed with the properties, and the cash flow on those properties; I was impressed with the rehab.  Again, we're working in Cleveland, with the same provider we've been working with for many, many years in another market.  So, you'll hear more about that, and you'll hear more about his partner in the Cleveland market that's doing the direct business.  More on that to come.  I did shoot some video, and I'll share that with you on our YouTube channel, and maybe we'll even play the audio track from some of that video.  We might even do that on this podcast, time permitting, because one of those audio tracks is really just a conversation, while the other videos are looking at properties, and so the visual helps.  But for the conversation, we can probably just play the audio part of that video on the podcast here today.  And then, mom and I, after looking at Cleveland—oh, mom, you gotta share the funniest thing.  And I was very concerned about you during the surgery, as I was pacing around the waiting room and so forth there at the Cleveland Clinic.  But I knew you were okay when you were in the intensive care unit and you demanded your iPhone, and what were you doing on your iPhone?  I actually took a funny picture of you, why don't you talk about that?   MOM: Well, I had the operation the 2nd or 3rd day of the month—   JASON HARTMAN: It was the 2nd, it was July 2nd.   MOM: Okay, it was July 2nd.  Anyway, the rents are supposed to be in my bank account on the first day of the month.  So, I was simply calling those that I didn't think had paid yet, that weren't registered in my bank to pay their rent, immediately.   JASON HARTMAN: I know my mom's been on a few shows before, everybody, and you've heard her talk before.  She's the—I call it an extreme do-it-yourselfer.  She's not a do-it-yourselfer; she's an extreme do-it-yourselfer.  That mansion in which you live, you probably would have built it yourself if you could have.   MOM: I could have gotten rid of all of the bad health.   JASON HARTMAN: Yeah.  I tell you, building a house is a nightmare project.  So I would never recommend that to anybody.  But you know, that was your childhood dream ever since you saw Gone With The Wind as a little girl.  But anyway, what you do, that I think is kind of interesting—number one, you self-manage all your properties.  You don't use managers.  And you self-manage from a long distance.  You have properties as far away as about 2,000 miles or so, and then you have closer properties that are within, I don't know, maybe 60, 80 miles.  Biloxi, Gulfport, that's where you've got one.  You've got another one in Tuscaloosa I think, right?   MOM: Yes, uh huh.  Those are the closest.   JASON HARTMAN: Do you have anything in Mobile, Alabama?   MOM: No, uh uh.   Dealing with Late Rent   JASON HARTMAN: So, those rental properties, what you do that's interesting, is you have all your tenants deposit the rent into your bank account.  So, you bank with a big national bank, and they're responsible for going to the bank and depositing the money into your account on the first.  And I remember when you were in the intensive care unit, and this was literally, I mean—look, folks.  I tried to stop her.  I tried to take the phone away.  She wouldn't have it.  Just, you have to know my mom to understand that.  You're not gonna stop her from doing anything.  And so, you had a sheet of paper there, and you were looking at the deposits, and you had a pencil, and you were writing down on a sheet of paper which ones had deposited, and you discovered that of all your rental properties, four people had not made their deposit, and you were calling them on your iPhone from the ICU, where they strictly say that you are not allowed to have phones in there.   MOM: Well, actually, it was only three people.  The bank had kind of made a mistake on one of the tenant's deposits; I couldn't quite recognize it, but they corrected that the next day, and the tenant told me that they had definitely deposited, and they were telling the exact truth.  So it was only three people that hadn't deposited immediately.   JASON HARTMAN: What strikes me as interesting—and again, if you use property managers, you don't have this opportunity—but I remember listening to you talk to your tenants on the phone, and what strikes me as interesting is how I think that because you have this kind of a personal relationship with them—of course it's a business relationship, you're not friendly with them, so to speak.  You're not getting too close to them, in other words.  But because they know you, and they view you as an actual person, rather than some sort of nameless, faceless institution, I feel that you exert some more pressure over them to get them to pay, and pay quickly.  Do you agree, or have anything to say about that?   MOM: I just make it very clear that I cannot tolerate late rent payments when they sign that lease.  And they know that I expect and demand that my rent be paid the first day of the month.   JASON HARTMAN: So, tell the listeners kind of how you handle that, and what you say to people, and things like that.  And by the way, folks, we're gonna cover a lot of other subjects in this show, in this episode, so I'm just going over a few things here that struck me as kind of funny with mom.  But, tell the listeners how you handle that, what you say to them.   MOM: Well, I simply call them and say, hi whoever it is on the other end of the line.  I don't see your rent in my bank deposit yet, and is there a problem, or did you already put it in, or what is going on?  And they tell me what has happened.  And I say, look, you know there's a $60 late fee if you don't have the rent in there the first day.  I really do not want your $60.  I simply want your rent on time.  When will the rent be put in the bank?  And they tell me.  And if it isn't in there on that first day of the month, I say, well, be sure to put in the $60.   JASON HARTMAN: For the late fee.  Okay.  And do they usually do that?  Do they cooperate, and put it in?   MOM: Yes, most of them all do that.  There is one tenant that does not do that, and all of those $60 late fees will simply be deducted out of their security deposit when they leave.   JASON HARTMAN: Okay.  So, now, you did have a problem, though, that was kind of stressing you out on one of your properties.  And this is a long distance property again; it's about 2000 miles away from you, so, it's far away, and you actually called up a real estate agent, I think you were called a Century 21 office, and kind of describe for the listeners that whole story.  And that happened this month.  You know, these are unusual, but it happened to happen this month, you happened to be in the intensive care unit at the Cleveland Clinic, which I think is ridiculous that you were doing this, but, I don't know.  Maybe that's what keeps you alive, is you have a purpose, you know?  You knew you had to recover from surgery, and recover quickly, because you had to collect your rent.  So, it's kind of like Viktor Frankl's Man's Search For Meaning.  Another version of it.  The modern version.   MOM: Well, what happened is that this tenant is now—we're in the eviction process.  And the tenant had moved in a girlfriend, and he simply didn't pay.  So, I called a local real estate agent, and I told them the situation, and I asked them to, would they please go over there and just check and see if the place looked like it had been abandoned?  If tenants were still living in there, or what.  Anyway, the gentleman, very nicely did go over there, and—   JASON HARTMAN: The realtor.   MOM: The realtor.  And as he was there, someone was coming out of the door.  And it happened to be the girlfriend.  And I said, please let me speak with her.  And so, she just took his phone, and took it in the house; the poor real estate guy lost his phone.  He was ready to call the police to get the phone back.  She carried out a ten-minute conversation with me about when they were going to pay rent, and all of the details.  I said, please, now give that man back his phone.  I talked to the realtor—   JASON HARTMAN: This is hilarious.  It's like a reality show, you know?   MOM: I talked to the realtor, a few hours later I called him, and said, I wanted his address, I wanted to send him a check for his work in helping me out.  And he refused the check, and he says, that's just my job, to give really good service to people.  So I thought, that's a great guy.  And I will certainly go back to him when I need to.   JASON HARTMAN: Yeah.  So, the realtors—you know, there's—what you've gotta realize, if you want to self-manage your properties, and if you want to be an extreme do-it-yourselfer like my mother—I mean, the vast majority of my clients, you know, and I'm talking vast, vast majority.  Maybe 95% of our clients, use property managers.  And you know, I do it both ways myself.  Some of my properties I self-manage, and as I've said to you on many episodes for a long time now, I was happily, pleasantly surprised that I could do this from a long distance.  I never thought that was achievable.  And for our members, I taught a whole webinar on that topic, and I've talked about it on the podcast as well, on prior episodes, about long distance self-management of your properties.  So, there are advantages and disadvantages to each.  What you're hearing now is from an extreme do-it-yourselfer.  So, good.  Anything else on that?   MOM: No, other than the fact that I have now done all of the eviction preparation work.   Do-It-Yourself Eviction   JASON HARTMAN: So, how do you handle a long distance eviction like that?  Without a property manager?  Tell us what you do.  You go online, you find an eviction service, etcetera—tell us what that's about, and how it works, and how much it costs.   MOM: Well, first off, I do file a three-day notice to pay rent or quit.  Because I know all of the details.  And I then hire a process server, which costs anywhere from $30 to $50 or $60 to get the thing served.  Then you send the proof of service to the attorney.  And you can go online and just Google eviction services.  You always want to get a firm that specializes in evictions.  Don't get a firm that does every other kind of legal work.  Just evictions only.   JASON HARTMAN: Yeah.  So, there are lots of law firms out there.  They are technically law firms, that offer eviction services, that are like an assembly line.  They're a mill, and they just process evictions, and deal with tenant issues, like crazy.  And one of the things I say when I talk about self-management, is that sometimes, your property managers will actually do this process themselves.  You know, they will go, and they will post a three-day notice right on the door.  Sometimes they nail it right to the door.  And it's kind of embarrassing for the neighbors to see that.  And they will actually do all of this, and they will handle the eviction, they will show up in court, they will take it all the way through getting your judgment against the tenant, which you can later collect on.  Or, at least, try to collect.    And I've talked a lot about that.  A lot of those judgments are a lot more collectible than people think.  In fact, when you were online today, I saw on your computer screen, mom, when you were online looking at eviction services, I saw that there was like a banner add there on that website that said, we want your old judgments.  And so, a lot of these services, and a lot of other people out there, will actually buy these judgments from you.  Now of course they're gonna buy them at a discount, so if you have a tenant who owes back rent, or has damaged the property, and you've got a judgment against them for, say, $2000—I've never sold off a judgment like this, but I would assume that these services will buy the judgment from you, and do all the collection themselves for maybe 50, 60 cents on the dollar, depending on how big it is, how collectible it is, etcetera, etcetera.  But you can just sit there with a judgment and wait, and collect eventually too, and those judgments do accumulate interest.  So, this can actually be kind of a good investment, oddly.  And if that tenant ever tries to get an auto loan, or apply for credit somewhere, or someday buy a house, that prospective lender will usually say, hey, you gotta pay off this judgment before we're going to give you a loan.  So, don't just assume that because the tenant is broke today, or they're a deadbeat today—fortunes change, and that won't stay the same forever.   BILL CLINTON: Hi.  This is Bill Clinton, and I want to invite you to hang out with my friend, Jason Hartman, in my hometown of Little Rock.  Jason and his interns, you know I like interns, are having his famous Creating Wealth Seminar and Property Tour here!  So drop everything, including Hillary, and go register at www.jasonhartman.com, right now.  This event is coming up soon, but, as I like to say, it depends on what the meaning of the word ‘is' is.  See ya there.   JASON HARTMAN: So, what else happens in the eviction service?  Tell us about that.  Anything else?  Did you hire the attorney on that one already?   MOM: Yes, he sent me a couple of forms to fill out.  And his price for an eviction in Riverside County is $670.    JASON HARTMAN: Now that's pretty expensive, actually, huh?   MOM: The prices went up, I think, about a year ago, or a few months ago.  Because it was usually around $599, something like that.   JASON HARTMAN: Boy, I've heard of people hiring them for a lot less than that!  I've heard of people getting them for $2, $300.  You know, I bet you—and now, those are old properties that are in the Socialist Republic of California.  And I'll bet you, although I do not know, this is just a guess—that part of that has to do with the fact that California's such a tenant-friendly state, and it's just harder to evict people there.  You know, one of the reasons we don't recommend it as a market.   MOM: You know, I don't know.  In some counties—Los Angeles County has a different price, and I think San Bernardino County has a slightly different price, and Riverside County has a slightly different price.  So it depends on which county you're operating in.   JASON HARTMAN: Have you ever done one—did you do one here in the south, where you've got your Southern United States properties?   MOM: No, I've never done an eviction here.   JASON HARTMAN: And your cash flow's so much better here too.  You've gotta—see, my mom's strategy—look, folks.  Of course your family's never gonna really listen to you too much.  But now I can say, you should see her expression right now.  Oh, here we go again, rolling the eyes.  But, selling those properties, those properties that she's had for decades, okay?  From the 70s, 80s, 90s, maybe you bought some in the 90s, I think you did, and selling them on 1031 exchanges, and exchanging those into other properties in more landlord-friendly places, and you know, with much, much better cash flow, that would be a great strategy for you.  But speaking of that, let's talk about some of the markets we saw.  Because we took a road trip after your surgery; they let you out of the hospital after two days in ICU, and one day, or one night, I should say, in the regular room in the hospital, where we watched fireworks from your room.  And it was pretty good, actually.  Cleveland had, I don't know.  How many fireworks displays did we see there?  Maybe 13, 15 fireworks displays?  And a beautiful sunset.    The Cleveland clinic is like, a hospital that's sort of on the swankiness level, almost, as the W Hotel, but with the service of a Ritz Carlton.  I was just totally impressed.  And I know you were too.  And so, we watched fireworks there, and you checked out the next day.  And then we drove around Cleveland.  And number one, that was super impressive.  But then we took a road trip, and we went to Cincinnati, we looked at properties, we went to Birmingham, we looked at properties, we went to Nashville, and then back home to Gulf Shores, Alabama, and then I took off to Dallas to go look at some discounted mortgages, discounted notes.  And we're thinking of offering that to our investors.  So, we'll talk about that on a future episode in more detail, but it's interesting.  Talk a little bit about Cleveland, if you would, mom, and then let's talk about, maybe the other highlight would be Birmingham.  I'll talk a little bit about the properties I looked at in Dallas, and then we'll kind of wrap up here.   MOM: I was really, really, really impressed with the city of Cleveland.  I had it in my mind that it was one of these old steel kind of rust belt cities.   JASON HARTMAN: A blighted area.   MOM: But wow was I impressed.  Downtown—beautiful, beautiful displays of flowers everywhere.  And darling restaurants, and shops.  I just couldn't get over how lovely it looked!  It was incredible!  And then, the drive that we took along Lake Erie, where all of those big, beautiful houses were—I mean, some of them were just like castles.  I was just blown away.   JASON HARTMAN: Those are like the old money—probably old industrial money—homes, and they were very impressive.   MOM: But there were also beautiful neighborhoods that, these weren't castles, but they were beautiful big homes, just one house after another, huge big lawns, everything was green, lots of trees, flowers, just a lovely sight to drive around.   JASON HARTMAN: Amazingly, you know, some of these former rust belt cities are really finally getting it.  They're not doing the idiotic thing, you know, the big government liberal thing, where they drive all the businesses out, like California has been for so many years.  And they're getting it.  I mean, there are a whole bunch of incentives to move your business to Cleveland.  They'll give you free real estate, they'll give you free warehouses.  And I mean, mom, one of the things that just, I couldn't believe it—you know, we went to the rock and roll hall of fame, we had lunch downtown, we had dinner downtown the night before, at that beautiful restaurant—what was that called?  Blue Nose, or something?   MOM: I think it was Blue Point, or Point Blue?   JASON HARTMAN: Blue Point, yeah.   MOM: And there was a horse with carriage that you could drive around the city with—   JASON HARTMAN: There were a few of those, remember?  And remember my dog Coco, who's in the back seat here—   MOM: Oh, there was more than one of them, definitely.   JASON HARTMAN: Remember how Coco freaked out thinking that horse is a big dog?  She didn't know what to think of that.  But, that was amazing.  And, it was so clean, I didn't see a single homeless person anywhere.  Now, maybe it's just too cold to have many homeless people.  But it wasn't cold when we were there, of course, in the summer time, but it is other times of the year, and I mean, I was just amazed.  I did not think it would be that nice.  It certainly wasn't that nice last time I was there years ago.   MOM: And there was one charming area called Little Italy, with all of the tables out on the sidewalks, and the tablecloths, and people eating out in the evening.  It was just totally charming.  I was—I liked it a whole bunch.   Birmingham, Alabama, Real Estate   JASON HARTMAN: Okay, let's switch gears, and let's talk about our next real big property stop.  I mean, we did some others, but you know, these are the major highlights we'll give you.  And that was Birmingham, Alabama.  Now, we've been doing business in Birmingham for a while.  We stayed at that beautiful Weston Hotel in Birmingham, and that whole new area of redevelopment there that was really, really nice.  Shops, restaurants—it was gorgeous.  It was really nice.  Then we went out with our provider who we've been working with for a long time.  We saw some of the homes that you, the listeners, our clients, have purchased and rented.  And some that are in escrow, or under contract, I should say, and you know, you haven't closed on them yet.  We saw some of those, and took some video.  And the thing about Birmingham is that there are different management styles, different rehabbers or local market specialists that we work with have a different style of doing business.  And you know, one of the things I say is that this is a very fragmented industry.  Everybody works a little differently.  That's what keeps the institutional investors largely out of our business.  I know we've been talking about hedge funds, and private equity being in the real estate business.  But, they don't like it very much, and they're not really staying in it.  They're not here to stay.  Because   it's just too fragmented for them.  It's not easy for them, like other institutional investments that offer lower returns.  But when it's not your money, your return is not that critical of an issue, okay?  And that's how they think.  They just get paid to manage capital, right?  So, Birmingham, the key thing there is, our local market specialist there, is what I call the minimalist manager.  And what I mean by that is that these properties are really designed, and the rehab is done in such a way that the property is kind of bulletproof, if you will, where there's just not that much to break.  And you know, I was thinking about all the properties I own, and have owned over the years, and the things that break, and the things that I get—you know, calls on, or you know, the property manager shoots me an email on, asking me, do I approve this expense to fix this or that.  And I couldn't believe our local market specialist there, who's also a property manager.  You know, mom, do you want to talk about some of this minimalist management?  That you, by the way, loved it, okay.  I was a little bit less enamored of it than you.  But the more I think about it, the more I think, gosh, you really could have nearly expense-free properties with this style.  What are your thoughts?   MOM: I was impressed.  Because if you don't have a garbage disposal to fix, or a dishwasher—   JASON HARTMAN: You know, they said the actually prefer properties with no garages, and if it has a garage, they usually take the garage door out and just make it a room!  Because it's less things to break, you know?  There's never going to be a garage door to repair.  There's never going to be a garage door opener to repair.  Things like that.   MOM: Yeah.  And no microwave oven to replace.  I just love the whole concept of this minimalist type of thing.  It reminded me of houses that were built in Los Angeles in the 1940s.  They didn't have all of these great, modern improvements, you know?  All of these kitchen packages, the stove, the refrigerator, the microwave, the garbage disposal—that wasn't in existence in Birmingham.  And those would be great houses.  The rent might be lower, but you're not going to spend all of that money fixing them up and hiring plumbers to go out there.   JASON HARTMAN: Well, the rent really is quite good.  I mean, these are lower middle houses, okay?  And so, the typical deal there that we looked at, where you'll buy the property for maybe $55-65,000—I mean, there are—this fluctuates, but this is what we kind of looked at that day.  And it will rent for about 1.2% of the value.  Maybe somewhere in that range.  So, your $60,000 property will rent for $800 a month.  And it's a minimalist deal, so again, the tenant doesn't have very high expectations.  They get a single family detached home, and they get a yard, front and back, and they get three bedrooms, and one or two baths—   MOM: And another nice aspect of those homes is, because they are the older homes, is that they typically have hardwood floors in.  So, hardwood floors are much more desirable than carpets.  And you don't have to keep replacing the carpets.   JASON HARTMAN: Yeah.  A lot less maintenance there.  So, that's the minimalist style of management.  And what it means—no garbage disposals, no dishwashers, no microwave, no garage, and obviously, no refrigerator, washer, and dryer.  The tenant supplies their own.  And the tenant can treat the dishwasher just like any other appliance.  They don't, a lot of times, expect a washer, dryer, or a refrigerator.  So, they bring those, and they can bring a dishwasher too.  There are dishwashers that are mobile, that are, you know, not built in.   MOM: When I said the rents are lower, they're not lower in—they're lower than the rents that you would get in California.  But in relation to the prices that you pay for those houses, you are having positive cash flow!  I mean great positive cash flow.  And the point is that you get to keep most of it, because you don't have to spend it all in repairs.   JASON HARTMAN: Yeah, good stuff.  And we're gonna be touring, by the way, slated for mid, maybe late September, but our Little Rock Property Tour.  By the time you hear this I'm pretty sure it'll be on the website at www.jasonhartman.com, so there's another great market that you can look at.  And I just—we're kind of running out of time, so I think I'm going to skip telling you about our Dallas tour.  I mean, not ours as a company, but my Dallas tour.  And I'm not gonna tell you about discounted notes, and those kinds of opportunities, in this show, because we're already at about 30 minutes here.  But I do want to tell you, go to www.jasonhartman.com, join us for our Little Rock Creating Wealth Seminar and Property Tour, and that will be in mid-late September, more details to follow very soon, but you can register and get the early bird pricing, at www.jasonhartman.com, in the events section.    [MUSIC]   ANNOUNCER (FEMALE): I've never really thought of Jason as subversive, but I just found that's what Wall Street considers him to be!   ANNOUNCER (MALE): Really?  How is that possible at all?   ANNOUNCER (FEMALE): Simple.  Wall Street believes that real estate investors are dangerous to their schemes, because the dirty truth about income property is that it actually works in real life.   ANNOUNCER (MALE): I know!  I mean, how many people do you know, not including insiders, who created wealth with stocks, bonds, and mutual funds?  Those options are for people who only want to pretend they're getting ahead.   ANNOUNCER (FEMALE): Stocks, and other non-direct traded assets, are losing game for most people.  The typical scenario is: you make a little, you lose a little, and spin your wheels for decades.   ANNOUNCER (MALE): That's because the corporate crooks running the stock and bond investing game will always see to it that they win!  Which means, unless you're one of them, you will not win.   ANNOUNCER (FEMALE): And, unluckily for Wall Street, Jason has a unique ability to make the everyday person understand investing the way it should be.  He shows them a world where anything less than a 26% annual return is disappointing.   ANNOUNCER (MALE): Yep, and that's why Jason offers a one book set on creating wealth that comes with 20 digital download audios.  He shows us how we can be excited about these scary times, and exploit the incredible opportunities this present economy has afforded us.   ANNOUNCER (FEMALE): We can pick local markets, untouched by the economic downturn, exploit packaged commodities investing, and achieve exceptional returns safely and securely.   ANNOUNCER (MALE): I like how he teaches you to protect the equity in your home before it disappears, and how to outsource your debt obligations to the government.   ANNOUNCER (FEMALE): And this set of advanced strategies for wealth creation is being offered for only $197.   ANNOUNCER (MALE): To get your creating wealth encyclopedia, book one, complete with over 20 hours of audio, go to www.jasonhartman.com/store.   ANNOUNCER (FEMALE): If you want to be able to sit back and collect checks every month, just like a banker, Jason's creating wealth encyclopedia series is for you.   [MUSIC]   ANNOUNCER: This show is produced by the Hartman Media Company.  All rights reserved.  For distribution or publication rights and media interviews, please visit www.HartmanMedia.com, or email media@hartmanmedia.com.  Nothing on this show should be considered specific personal or professional advice.  Please consult an appropriate tax, legal, real estate, or business professional for any individualized advice.  Opinions of guests are their own, and the host is acting on behalf of Platinum Properties Investor Network, Inc. exclusively.

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