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What happens when your partner has a completely different idea of how much stuff you should own? Today I'm answering a listener question about what to do when your stuff/clutter threshold is far different than your spouse's - and the intentionality behind what we own. Have a question you'd like answered on the show? Just e-mail me at info@simplebyemmy.com. Resources Mentioned: To find out more about monthly virtual decluttering coaching, e-mail me at info@simplebyemmy.com The Diderot Effect More about clutter thresholds (from Dana K. White) Related Episodes: Episode 16: “My Husband Doesn't Want to Get Rid of Anything!” How to Get Your Spouse on Board with Decluttering in 5 Simple Steps Episode 152: Getting Family Members on Board, Intentional Purchases, and Capsule Wardrobes - a Coaching Call with Vanessa Gurrusquieta Episode 203: Is Kids' Stuff Taking Over Your House? Top Tips for Getting Your Family Involved with Decluttering - with Laura Forbes Carlin *** I help moms declutter their homes, heads, and hearts. Contact - > info@simplebyemmy.com Podcast -> https://momsovercomingoverwhelm.podbean.com/ Learn -> https://www.simplebyemmy.com/resources Connect -> Join our free Facebook group Decluttering Tips and Support for Overwhelmed Moms Instagram -> @simplebyemmy and @momsovercomingoverwhelm *** Don't Know Where to Start? *** 5 Steps to Overcome Overwhelm -> https://simplebyemmy.com/5steps/ 5 Mindset Shifts for Decluttering -> https://simplebyemmy.com/mindset/ Get podcast playlists for decluttering mindset, tactical decluttering tips, ADHD, getting kids & family on board, and more! https://www.listennotes.com/@momsovercomingoverwhelm/playlists/ Wanna work with me to kick overwhelm to the curb, mama? There are three options for you! Step 1: Join a supportive community of moms plus decluttering challenges to keep you on track at the free Facebook group Decluttering Tips and Support for Overwhelmed Moms Step 2: Sign up for the weekly Decluttering Tips and Resources for Overwhelmed Moms Newsletter and see samples here: https://pages.simplebyemmy.com/profile Step 3: Get more personalized support with virtual OR in-person decluttering and organization coaching (in-person coming soon- Pittsburgh, PA)! https://www.simplebyemmy.com/workwithme
We're diving back into the vault today to bring you a foundational episode on one of my favorite ADHD strategies: Automation. We all know the struggle—if it's interesting, we're all in. If it's boring? It's nearly impossible to start. Because so much of "adulting" is inherently repetitive, automation allows us to frontload our work so our "future selves" don't have to rely on willpower alone. Top Tips from this Rebroadcast: Frontload your effort: Save time and brainpower by making decisions once and letting tech handle the rest. Systematize first: Learn why reducing steps in a task is often more important than the gadget you use to do it. Automated Accountability: How to let your teammates know you've finished a task without having to remember to send that "done" email. Smart Home, Clear Mind: Exploring the possibilities of smart speakers and sensors to keep your household running on autopilot. Support the show on Patreon Find the show notes at HackingYourADHD.com/automation
PATH TO SIGNIFICANCE | Lisa Wheeler joins us to break down the financial side of building a team, from structuring how to pay yourself to determining what to pay an assistant and understanding the difference between 1099 and W-2 employees. She also shares practical tips for paying your team and keeping your business finances organized. To access the Top Tips when Hiring resource, click here. In this episode: 00:17 Meet Lisa Wheeler 00:46 What AFS Does 02:12 Paying Yourself Right 03:12 S Corp Payroll Basics 05:58 When to Hire Help 06:33 How Much to Pay 09:15 1099 vs W2 Explained 11:48 W2 Setup Paperwork 14:25 How to Pay Assistants 15:43 Clean Business Cashflow 16:49 Why Bookkeeping Matters 17:33 Contact Lisa Subscribe to the More Than More Podcast for new weekly episodes as we discuss building meaningful and impactful businesses, careers, and lives through real estate. Apple Podcasts Spotify YouTube
Duck season is closing in fast — is your retriever actually ready? On this episode of the Upduck Podcast, Tyler breaks down the training advice pulled straight from three professional gun dog trainers to get your dog field-ready before opening day. We cover conditioning your dog physically for long days in the blind, locking in obedience and steadiness around gunfire, running real marked retrieves (not just backyard bumpers), building mock hunt scenarios that mimic the real thing, and sharpening memory work for multiple falls. Whether you're running a young pup on its first season or tuning up a veteran retriever, these are the fundamentals the pros actually use. Check out the following links for even more content: Instagram Facebook Youtube More About the Upduck Podcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Back-to-school costs can really add up, but there are ways to keep the spending under control. With top tips on saving for those back-to-school costs was Robert Whelan, Managing Director at Rockwell Financial Management.
Back-to-school costs can really add up, but there are ways to keep the spending under control. With top tips on saving for those back-to-school costs was Robert Whelan, Managing Director at Rockwell Financial Management.
In this episode of The Cyber Revolution Podcast, host Adam Hewitt chats with alumni student Doug Hyde, who successfully transitioned from a decade-long engineering career into a cybersecurity role in the aerospace industry. Doug shares how being impacted by the Optus data breach sparked his passion for cyber, how he managed his studies while traveling for work, and how leveraging his existing engineering experience gave him an edge during job interviews.Whether you are feeling flat in your current career or doubting whether your non-tech background has value, Doug offers practical advice on daily study habits, researching the field, and highlighting transferable skills. Tune in to hear how you can build a rewarding new career in cybersecurity without starting from zero.Key Takeaways:1. Your existing career is an asset, not a handicap: Employers value your past professional experience, communication, and problem-solving skills just as much as entry-level technical knowledge. Focus on what you bring to the table rather than what you lack.2. Cybersecurity exists in every industry: You don't have to work at a traditional IT firm. Industries like aerospace, defense, healthcare, and manufacturing urgently need cybersecurity talent.3. Personal triggers can ignite a new path: Being impacted by major events (like the Optus or Medibank data breaches) can turn curiosity about cyber into a rewarding long-term career.4. Consistency overrides busy schedules: Building a regular, incremental study habit—even while working full-time or traveling—is key to working through certifications and landing your first role.5. Practical labs and career support accelerate the shift: Combining hands-on practice with structured career coaching builds the confidence needed to succeed in interviews.Chapters:[0:35] Welcome to Cyber Revolution[1:35] Leaving Engineering After 10 Years[4:34] How Optus Sparked Cyber Interest[6:34] Changes in Australian Cyber Policy[8:34] Landing an Aerospace Cyber Role[11:34] Leveraging Your Transferable Skills[17:11] Cyber Revolution Mentor Support[21:11] Top Tips for Career ChangersConnect with Adam:Website: https://cyberrevolution.com.auFollow us on Facebook: https://www.facebook.com/cyberrevolutionausSubscribe to our YouTube channel: https://www.youtube.com/@cyberrevolutionausFollow us on Instagram: https://www.instagram.com/cyberrevolution_aus/
A two-hour wait in the summer heat. Overpriced churros. A parking lot that takes 45 minutes to escape. And yet - you remember every single ride, every firework, every detail. That's not an accident. That's Disneyland. Disney doesn't create magic through one big moment. They create it through thousands of tiny, intentional details working together. And in this episode, we dig into what that means for B2B marketers with our special guest Kris Lande, CMO at OutSystems. Together, we explore how to design end-to-end customer experiences that people actually remember, why the last impression is the lasting impression, and how to build community into your content strategy in a way no AI-generated campaign can replicate. About our guest, Kris Lande Kris Lande is Chief Marketing Officer of OutSystems, where she leads global marketing strategy and brand growth. With more than two decades of experience driving marketing for high-growth SaaS companies, Kris brings deep expertise in product marketing, category creation, and community-led growth. Before joining OutSystems, Kris spent over 13 years at Salesforce, where she led teams across product marketing, developer relations, and Trailhead. Earlier in her career, she led marketing at Escapia, a SaaS startup later acquired by Expedia. Kris holds a degree in Business Administration and International Business from Washington State University. About OutSystems OutSystems is the Agentic Systems Platform for companies who need to build governed AI apps and agents, fast. Global brands like Heineken and Bosch trust OutSystems every day to build everything from mission-critical life-saving apps to AI agents that can automate their oldest, clunkiest legacy processes. Essentially, OutSystems gives our customers comprehensive AI tools under one secure roof, turning IT into a fast-moving innovation engine. What B2B Marketers Can Learn From Disneyland: The last impression is the lasting impression. Disney doesn't just nail the opening - they engineer the ending. Kris applies this directly to her event strategy: at OutSystems ONE, their annual conference in Amsterdam, the closing session ended with a full spirit tunnel - staff lining the exit with music, dancing, and high fives. "I want them to walk away feeling gratitude and feeling celebrated and feeling energized as they walked out that door." In B2B, most experiences just... end. The brands that create magic are the ones that design the goodbye. Identify friction points - then design around them, not away from them. Disney doesn't eliminate the wait. They make the queue part of the experience. Kris takes the same approach to events: knowing that European attendees tend to arrive late, her team put a mobile DJ, a saxophone player, and stroopwafels outside the doors before the morning keynote. "We made it a party outside because we knew that was going to be a friction point." The lesson: don't pretend friction doesn't exist. Find it, name it, and design something remarkable around it. Everyone's in marketing - culture is how you deliver on the brand promise. Disney's magic doesn't live in one department. It lives in every cast member, every queue, every trash can placement. Kris ties this to a principle she carries into every team: "Brand is a promise to the customer, and culture is how you actually deliver on that promise." That culture comes through in the SDR call, the webinar, the email copy - everywhere. "I believe everyone's in marketing. As employees, we are representatives of the culture." Quote"When you care and you're passionate about the details, your customers are gonna feel that. They can feel when you care about something. They can feel when you brought fun into something. And if you care, they will care." - Kris Lande Time Stamps [1:35] Meet Kris Lande, CMO at OutSystems [2:08] Why Disneyland? A Non-Disney Adult Makes the Case [4:06] What Is Disneyland? A Brief History of Intentional Experience Design [9:21] The Details That Make the Magic - And What Marketers Can Learn [13:42] Evolving Without Losing What Makes You, You [18:40] The Last Impression Is the Lasting Impression [22:11] Designing Around Friction Points [24:07] Building for the 10th Version, Not Just the First [28:31] Disney's Weenies - And Why Marketers Need Them Too [40:14] Community as Content Strategy [42:38] Authenticity in the Age of AI [45:48] Top Tips for Better Events [48:10] Final Thoughts and Takeaways LinksConnect with Kris on LinkedInLearn more about OutSystems About Remarkable! Remarkable! is created by the team at Caspian Studios, the premier B2B Podcast-as-a-Service company. Caspian creates both nonfiction and fiction series for B2B companies. If you want a fiction series check out our new offering - The Business Thriller - Hollywood style storytelling for B2B. Learn more at CaspianStudios.com. In today's episode, you heard from Ian Faison (CEO of Caspian Studios) and Meredith Gooderham (Head of Production). Remarkable was produced this week by Jess Avellino, mixed by Scott Goodrich, and our theme song is "Solomon" by FALAK. Create something remarkable. Rise above the noise. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send us Fan MailRefereeing age-grade rugby is rarely straightforward, particularly when you are also the coach.Dan Cottrell is joined by Advantage Over podcast host and laws expert Keith Lewis to explore how coaches with a whistle can create a safer, fairer and more enjoyable game. They discuss managing players, coaches and parents, applying the laws in context, finding the right position at the breakdown and knowing when to communicate or let the game flow.A practical conversation for anyone refereeing rugby from tag through to the teenage years.Five key takeawaysHelp the game happen Use clear communication to guide players, but avoid turning every decision into a coaching intervention. Prepare for the age group Check the regulations before the game, particularly when moving between different age groups. Referee the situation, not a script Consistency means treating similar situations similarly. It does not mean applying exactly the same response to every tackle or breakdown. Get close enough to influence Good positioning helps you see the contest, communicate clearly and make better decisions. Prioritise safety at contact Be firm about tackle height, players staying on their feet and keeping heads out of dangerous spaces.To find out more about this podcast and many others, go to Rugby Coach WeeklyTo find out more about our Partner Club offerCLICK HEREAlso, tap into the library of 4,000 pages of activities, advice, tactics and tips to help you become the best rugby coach you can be!
We're diving back into the archives today to revisit one of our most-requested episodes. Does the hum of the refrigerator feel like a jet engine? Does a scratchy shirt tag ruin your entire afternoon? You aren't alone. With ADHD, our "filters" often don't work the way we want them to. We can't simply ignore the background noise or the overwhelming scent of a neighbor's perfume. In this encore presentation, we explore the world of hypersensitivity and what it means to be a Highly Sensitive Person (HSP) while navigating ADHD. In this episode, we revisit: Why our brains struggle to prioritize what to focus on. The five senses and how they can lead to sensory overload. The emotional side of sensitivity, including Rejection Sensitive Dysphoria (RSD). Top Tips from the Archive: Audit Your Environment: Reduce daily friction by choosing tagless clothing, using noise-canceling headphones, and adjusting your lighting. Understand RSD: Recognize that extreme emotional sensitivity to perceived rejection is a common ADHD trait—and while it's painful, it is temporary. Connect with the Show: Support the show on Patreon Find the full show notes at: HackingYourADHD.com/hypersensitivity
Better Business Better Life! Helping you live your Ideal Entrepreneurial Life through EOS & Experts
In this episode of Better Business, Better Life, Debra Chantry-Taylor is joined by Dr Michael Filosi, former owner of Fullarton Park Dental, to explore his remarkable journey from doing everything to almost nothing in the business he built.Michael began his career as a dentist after graduating from Adelaide University in 2006. For years, he was deeply involved in the clinical side of the practice, personally generating around 40% of its revenue. But as his interest in business, strategy & leadership grew, he began asking an important question: how could he build a successful business that no longer depended on him?That question led Michael on an intensive journey of business education. He read around 100 business books in three years, including Traction by Gino Wickman, & began applying what he learned to his practice. Over time, he reduced his clinical contribution from 40% of revenue to just 0.6%, creating a business that could operate successfully without relying on any single person.Michael shares how clear expectations, strong recruitment, accountability & the right Visionary/Integrator relationship helped him build a more scalable & dependable organisation. With a strong leadership team around him, he was able to move away from doing everything himself & focus instead on vision, growth & the bigger picture.Debra & Michael also explore some of the harder realities of business ownership, including dealing with underperforming team members, maintaining high standards, learning from mistakes & creating a culture where people feel comfortable giving honest feedback. Michael explains why reducing key-person dependency is one of the most important things any owner can do to protect the long-term value of their business.The conversation also dives into financial resilience. Michael shares why business owners need to prepare for difficult periods while things are going well, from maintaining a rainy-day fund to understanding cash flow & making thoughtful long-term investments. Having experienced economic uncertainty firsthand, he explains why planning for the unexpected is essential for both financial security & peace of mind.CONNECT WITH DEBRA: ___________________________________________ ►Debra Chantry-Taylor is a Certified EOS Implementer® | Entrepreneurial Leadership & Business Coach | Business Owner►Connect with Debra: debra@businessaction.com.au►See how she can help you: https://businessaction.co.nz/►Claim Your Free E-Book: https://www.businessaction.co.nz/free-e-book/___________________________________________ GUEST'S DETAILS:► Dr. Michael Filosi – LinkedIn: https://au.linkedin.com/in/michaelfilosi► Website – Fullarton Park Dental : https://www.fullartondental.com.au/Ep 284 Chapters:00:00 – Introduction03:29 – The Importance of Business Education and Planning06:57 – Building a Scalable and Dependable Business08:06 – Challenges and Lessons in Business Ownership08:37 – The Role of Leadership and Team Dynamics08:49 – The Impact of Business Ownership on Personal Life09:32 – The Journey to Success and the Importance of Resilience11:32 – Preparing for the Worst54:38 – Top Tips for Business Success
There's an eclipse on Wednesday 12th August 2026. So where can you see it? And how do you do that safely? Izzie Clarke, Dr Becky Smethurst and Dr Robert Massey from have it covered. Plus, The Supermassive Book Club makes a return for your summer reading. We're (finally) on Youtube, watch us here. For ad-free listening, join The Supermassive Club on Supporting Cast. Every paying member helps to keep the show running, so thank you!Send us your eclipse photos, questions (and nonsense!) to podcast@ras.ac.uk, on Instagram at @supermassivepod or post in The Supermassive Club.The Supermassive Podcast is a Boffin Media production for the Royal Astronomical Society. The producers are Izzie Clarke and Richard Hollingham. Hayley Wilson is the video editor. Hosted on Acast. See acast.com/privacy for more information.
DESCRIPTION:In this episode of Helping Teachers Thrive, Tem shares essential strategies for new teachers, including how to build positive relationships with students, establish healthy professional boundaries, collaborate effectively with colleagues, communicate confidently with parents and prioritise your own wellbeing. Discover why asking for help is a strength, how free CPD through podcasts can develop your classroom practice, and the simple mindset shifts that can help you thrive throughout your teaching career. If you're looking for practical teacher wellbeing tips, classroom management advice, behaviour strategies, or guidance on becoming a more confident teacher, this episode is the perfect place to start your September preparation.Register today for the free webinar masterclass series on Monday 24th August to Friday 28th August for practical strategies to help you start September with confidence and less overwhelm: https://us05web.zoom.us/meeting/register/DzpnISy7SAm3-S6FarxzFAKEY TAKEAWAYS:Strong teacher-student relationships are the foundation of effective behaviour management, classroom culture and long-term student success.Setting professional boundaries and learning to say no protects teacher wellbeing, prevents burnout and supports sustainable career growth.Collaborating with experienced colleagues reduces workload, strengthens lesson planning and accelerates professional development for new teachers.Positive communication with parents from the beginning of the academic year builds trust and creates stronger home-school partnerships.Continuous professional development through podcasts, reflection and asking for support helps teachers build confidence and thrive in the classroom.BEST MOMENTS:"If we don't build those relationships effectively, everything around us will crumble.""Don't be afraid to say no. You've got to put yourself first.""Always ask for help. Don't feel like you're drowning on your own.""You need to be the best version of yourself for you and your students."VALUABLE RESOURCES:https://patreon.com/thehelpingteachersthrivehub?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLinkEPISODES TO CHECK OUT NEXT:https://podcasts.apple.com/gb/podcast/how-to-achieve-100-compliance-in-the-classroom/id1681843058?i=1000657860996https://podcasts.apple.com/gb/podcast/building-trust-in-the-classroom-strategies-for/id1681843058?i=1000708386135https://podcasts.apple.com/gb/podcast/the-most-effective-ways-to-assess-student/id1681843058?i=1000678342220https://podcasts.apple.com/gb/podcast/enhancing-classroom-engagement-with-forensic-monitoring/id1681843058?i=1000749159306https://podcasts.apple.com/gb/podcast/how-to-re-build-positive-relationships-with-students/id1681843058?i=1000682278946https://podcasts.apple.com/gb/podcast/how-to-implement-least-invasive-interventions-for-positive/id1681843058?i=1000661713832ABOUT THE HOST:Since embarking on her teaching journey in 2009, Tem has been on a mission to empower students to reach their fullest potential. Specialising as a Secondary Physical Education Teacher, Tem also has experience in Special Educational Needs (SEN) as a class teacher in an SEN provision. With an unwavering commitment to helping students become the best versions of themselves, Tem believes in the power of education to shape not just academic prowess, but character and resilience. Having mentored numerous teachers throughout her career, she is not only shaping young minds but also nurturing the growth of those who guide them.ABOUT THE SHOW:The podcast for teachers of many years, trainee teachers or Early Career Teachers (ECTs). Join Tem as she delves into the diverse world of teaching, offering valuable insights, tips, and advice on a variety of teaching strategies to help teachers thrive as classroom practitioners. CONNECT & CONTACT: Email: tem@helpingteachersthrive.comLinktree: https://linktr.ee/temsteachingtipsInstagram: instagram.com/temsteachingtips Hosted on Acast. See acast.com/privacy for more information.
Better Lawns and Gardens Hour 2 – Coming to you from the Summit Responsible Solutions Studios. It's tomato season, and landscape designer, garden expert and host Teresa Watkins shares practical guidance on health benefits, how-to's on growing tomatoes, and drying them for delicious use in the kitchen. The Dirty Word of the Day pertains to tomatoes: “Locules.” Tereas responds to listeners' gardening questions. Garden topics and listener questions include what to do in your landscape in August, oak branches dying, how to propagate a cordyline, why do marigolds in pots get spider mites, how to shape a tibouchina shrub into a tree, and more. https://rb.gy/0hzjxx Sign up for Teresa's monthly gardening newsletter, “In Your Backyard” where you can read Teresa's what to do in your landscape tips, Landscape Malpractice: How to know when to fire your landscaper,” Teresa's Design Tips; and more. https://tinyurl.com/53fus33c Landscape designer Teresa Watkins, host of Florida's most popular garden radio show, Better Lawns and Gardens, leads exciting garden tours visiting beloved public and private gardens across America, as well as iconic and historic gardens abroad. Join Teresa for unforgettable garden adventures! Art in Bloom Garden Tours Graphic credit: Teresa Watkins Listen every Saturdays from 7am - 9am EST on WFLA- Orlando. Call in with your garden questions and text messages on 1-888.455.2867 and 23680, Miss the live broadcast? Listen on Audioboom podcast 24/7. https://rb.gy/gf8k3s Join me on Facebook, Instagram. #WFLF #WFLA #FNN #WNDB #BetterLawns #gardening #Florida #planting #gardeninglife #radio #southflorida #northflorida #centralflorida #Deland #SHE #Orlando #Sarasota #Miami #FortLauderdale #podcast #syndicated #BLGradio #WRLN #WiOD #gardening #SummitResponsibleSolutions #QualityGreenSpecialists #BlackKowManure
Finding Fashion Freedom: Day-to-Day Dressing for Confidence In this episode of Style Stories, Lisa Gillbe chats with Amy Simpson about the importance of dressing well for yourself, breaking free from ageism, and redefining confidence through fashion. They explore practical tips for elevating everyday style, challenging societal stereotypes, and embracing personal style at any age. Key Topics - 5-10 bullets: The significance of dressing for self-empowerment rather than external approval Amy's journey from professional dance to launching Nudie Spray, a solution for patch wearers Addressing ageism in fashion and media, and how societal standards impact women's self-image The importance of practice in building confidence to wear bold outfits How casual dress can lead to clutter blindness and a disconnect from personal style The power of small daily rituals like wearing earrings or a statement outfit to boost mood and productivity Challenging outdated stereotypes about women's fashion, arms coverage, and societal expectations The concept of the "arrival fallacy"—waiting for perfect conditions to enjoy life and style The impact of social media and street style in normalizing diverse aging looks Tips for creating a wardrobe that reflects your current style and lifestyle without spending excess Timestamps: 00:00 - Why dressing well matters for confidence and self-care 00:28 - Introducing Amy Simpson and her background in dance and pharmaceuticals 01:22 - Amy's transformation and launching Nudie Spray for patch removal 04:32 - Amy's professional dance career and iconic moments with Kylie Minogue 08:23 - Society's misplaced focus on women's arms and ageism in advertising 11:20 - The myth of arm coverage and body image at any age 12:26 - Why we shouldn't aspire to Victoria Beckham arms 13:40 - The lack of representation of relatable women in fashion marketing 14:37 - Building a positive self-image and narrative around aging 16:00 - Challenging the "I don't care" attitude and embracing self-acceptance 17:30 - The importance of small daily efforts like wearing earrings and dressing intentionally 19:33 - The influence of appearance on mood and self-trust 21:07 - Debunking the idea that caring about style is superficial or vain 22:30 - Practicing style as a form of self-therapy and confidence-building 25:43 - The impact of societal stereotypes on women's style choices 29:09 - The rooted misogyny behind the devaluation of women's fashion interests 34:50 - The "arrival fallacy" and why waiting for perfect moments to dress up is a trap 36:29 - Creating a special atmosphere daily with small luxurious touches 38:25 - Breaking free from the idea that only wealthy people can dress well 39:22 - Overcoming fears of standing out or being judged at social events 45:00 - Moving past the "dreadful vs. show home" outfit cycles 48:53 - Building confidence to be seen and represented at any age 50:16 - Reframing your relationship with style and self-image 52:11 - The power of bold textures, colors, and quality fabrics 54:50 - Embracing vintage and retro styles, and the influence of Parisian fashion 57:00 - The importance of setting fashion boundaries and investing wisely 58:57 - Resourcefulness in styling and the value of personal style over volume 60:02 - Practical steps to start dressing for today, not for an idealized future Resources & Links: Nudie Spray – For patch removal and skin care Amy Simpson's Instagram – Follow her style and journey Street Style Photography Accounts – For daily style inspiration Book: Style Evolution – On developing your personal style Connect with Amy Simpson: LinkedIn Instagram Key Frameworks: The three-word style vision The "Bold One" statement rule The concept of “practice” in building style confidence The "Arrival Fallacy" in happiness and style Building personal visual narratives to reflect current self Notable Quotes: "Everyone else is so involved in their own life, they're not thinking about you." "If you build it, they will come—your style, your presence." "Put on earrings every day—transform your mood with a simple act of self-care." Action Items: Practice wearing one statement piece daily Reassess your wardrobe: remove what no longer serves your style Dress intentionally each morning, even if working from home Reframe your mindset: wear clothes you love today, not "when" Start small: add brightness, texture, or a bold accessory to elevate your look In this episode of Style Stories, Lisa Gillbe chats with Amy Simpson Connect with Amy Simpson: Instagram; https://www.instagram.com/nudispray/ Website: https://nudispray.com/ Connect with Lisa Gillbe Instagram: https://www.instagram.com/lisegillbestylist/ Substack: https://lisagillbe.substack.com/ Key Frameworks: The three-word style vision The "Bold One" statement rule The concept of “practice” in building style confidence The "Arrival Fallacy" in happiness and style Building personal visual narratives to reflect current self Notable Quotes: "Everyone else is so involved in their own life, they're not thinking about you." "If you build it, they will come—your style, your presence." "Put on earrings every day—transform your mood with a simple act of self-care." Action Items: Practice wearing one statement piece daily Reassess your wardrobe: remove what no longer serves your style Dress intentionally each morning, even if working from home Reframe your mindset: wear clothes you love today, not "when" Start small: add brightness, texture, or a bold accessory to elevate your look
Help! My Dog: The Podcast. Dog Behaviour & Training Strategies that Work!
Does sunny weather leave you wondering why your dog is suddenly acting out of character? Whether your dog has started snapping over simple interactions, refusing their favourite meals, or stubbornly baking themselves in the sun despite the heatwave, we'll uncover why these bewildering behaviours aren't just a fluke and what's actually happening under the surface. We'll break down why dogs are surprisingly terrible at making smart choices when it gets hot, and explore a few of our top tips to help prepare your dog for soaring temperatures. If you want to keep your cool and protect your dog's wellbeing when the thermometer rises, this episode is packed with insights to help you make better choices for your dog - even when they won't!................Whether your dog is unpredictable with other dogs or predictably bad…Whether it looks like freezing, barking, lunging or running away…Whether you are just starting out on your dog-owning journey or your dog has been labelled as having a “behaviour problem”…… this episode is for you and is going to give you huge insights!Want to join the Help! My Dog Online HUB? Here's the link: www.helpmydog.com/hubDr Tom Mitchell is a world-renowned veterinarian, behaviourist and dog trainer and director of the Behavet behaviour clinic (rated Excellent on Trustpilot), which sees over 400 pet behaviour consultations each and every month no matter where you are in the world. In 2023, he founded Help! My Dog, an online dog behaviour learning platform to help even more owners all over the world and show that dog behaviour transformation is not only possible but it's FUN, with the right know-how!Make sure to subscribe/follow the podcast for the free weekly episodes!Useful Links:Follow Help! My Dog on Facebook: https://www.facebook.com/helpmydogofficial/Schedule a Consultation with Behavet: https://www.beha.vet/Follow Behavet on Facebook: https://www.facebook.com/behavet
In this inspiring episode of Mind Body Medicine for Self Healers, host Sarah Dawkins is joined by veteran national newspaper journalist, author and ghostwriter Sally Beck to talk about holistic thyroid recovery and moving out of survival mode.Both Sarah and Sally share their personal triumphs over underactive thyroid issues without relying on long-term pharmaceuticals. They dive deep into the often-ignored physical symptoms (such as brain fog, brittle nails, and burning mouth syndrome) and the profound emotional tie between thyroid health and speaking your authentic truth.Episode Chapters & Highlights⏱ 00:54 — Sally's Diagnosis BackstorySally shares that, like 1 in 8 women, she has a thyroid issue. She went undiagnosed from her late 20s until about three years ago when she was finally properly diagnosed by Dr. Sarah Myhill.⏱ 01:53 — The Hidden & Uncommon SymptomsA deep dive into the unpredictable physical symptoms of an underactive thyroid. Sally highlights classic signs like weight fluctuations, brittle nails, and brain fog, alongside rarer symptoms like tinnitus and "burning mouth syndrome" (feeling like you've scalded your mouth).⏱ 04:14 — The Paradox of Hyper-Energy vs. FatigueHost Sarah Dawkins discusses losing the outer third of her eyebrows and battling permanent exhaustion. Sally notes that she bypassed early medical detection because she experienced the exact opposite: an abundance of hyper-energy she couldn't burn off.⏱ 11:14 — The Emotional Root & The Throat ChakraBoth discuss how physical treatments only go so far without emotional work. They link thyroid health to the throat chakra, explaining how swallowed words, censoring one's authentic voice, and internalizing conflict rather than speaking out can manifest as internal illness.⏱ 15:33 — The Truth About Thyroid Medications & FatsA critical look at the long-term side effects of pharmaceutical hormone replacements (like Synthroid/Levothyroxine) and natural desiccated thyroid alternatives, including the unadvertised risk of osteoporosis. They also challenge modern medical dogmas by discussing why the body requires saturated fats and cholesterol to synthesize Vitamin D and support hormones.⏱ 33:06 — Sally's Top Tip for Thyroid HealthWhen asked for her single best piece of advice for someone struggling right now, Sally emphasizes addressing your diet first as a foundation, but insists you must simultaneously look at the mental and emotional sides of your life.⏱ 33:21 — Holistic Reset Retreats in ZanzibarSally introduces her chronic illness and deep reset retreats at Pure Health Zanzibar. She explains how they combine non-invasive biofeedback body mapping, clinical hypnotherapy to escape "survival mode," dedicated allergen-free chefs, and the natural healing properties of the island.Connect with Sally Beck:Website: purehealthzanzibar.comInstagram & Facebook: @PureHealthZanzibarhttps://x.com/Beck_Sallhttps://www.linkedin.com/in/sally-b-3659b69/If you found value in this episode, please share it with someone who needs it and leave us a review to help us reach more self-healers worldwide! #naturalhealing #thyroidhealing #speakingout #journalistspeaks
It's almost back to normal for our co‑hosts this week, both have actually been out doing a bit of training!You lot, meanwhile, have been absolutely crushing it over on Strava, and we've got not one but two Heavy Flexes this weekAnd our Tales from the Trails comes from somewhere truly special, all the way from the Isles of Scilly.If you fancy winning a Yoback from our friends at Eastnole, you'll need to act fast. And Harrier Trail Running are on the lookout for product testers, so tune in if you want to get involved.The coaches dish out some wisdom for a listener who keeps tripping up on the trails. Do your feet seem to find every rock and root before sending you flying? If that sounds familiar, tune in, we've got some great tips to help keep you upright.To wrap things up, Gary and Eddie share some Lakeland wisdom, the kind that might just help you reach that finish line in Coniston. If you're heading to the Lakeland 100 this year, this episode is absolutely, unequivocally for you! Content contains affiliate links which help support this channel at no cost to you.Brew with the Coaches - CLICK HEREHardmoors - https://www.hardmoors110.org.uk/Trail Outlaws - https://www.trailoutlaws.com/13 Valleys Ultra - https://www.13valleysultra.com/Beyond Trails - https://www.beyondtrails.co.uk/Hellfire Events - https://www.hellfireevents.com/Dales Runner - https://dalesrunner.co.uk/Run The Wild - https://runthewild.co.uk/Hannah Walsh - https://www.hannahwalsh.co.uk/Punk Panther - https://www.punkpanther.co.uk/Pen Llyn Ultra - https://penllyn.niftyentries.com/Yellow Belly Ultra - https://yellowbellyultras.co.uk/Raw Adventures - https://www.raw-adventures.co.uk/XNRG - https://www.xnrg.co.uk/
Internal mobility is having a moment. Johnny sits down with Thom Staight, who spent 11 years at Microsoft, most recently as General Manager of Global Talent Acquisition for EMEA and Asia, to unpack how the company built a scaled internal mobility system from the ground up. Thom explains why the biggest barriers weren't technology but culture, how a shared skills taxonomy became the common language that made everything else work, and why a hard business case, not an HR case, is what finally got leaders on board.Download Thom Staight's Top Tips here!
Joe is joined by FPL General (3 x top 500!) to help give you the best chance of a successful Fantasy Premier League 2026/27 season! ━━━━━━━━━━━━━ FPL Draft Tool
Rory McGowan talks to Ben Smye from hotukdeals, a community of people who share and rate deals on all sorts of different experiences and products, about new research regarding Brits' holidays this year, and how 20% are already saying that a summer holiday is out of the question for them already.They also talk about how to moderate a platform like this, to ensure that the deals they promote are real and legitimate.
Candidate fraud isn't a fringe problem anymore. It's organized and hitting companies of every size. Johnny talks with Stacy Zapar, longtime recruiter and founder of the Fraud Squad community, about how fake applicants, proxy interviewers, and North Korean IT operatives are slipping through hiring funnels. Stacy shares her framework for catching fraud at every stage, not just one interview, plus ways to add friction that stops bad actors without hurting real candidates.Download Stacy Zapar's Top Tips
Better Business Better Life! Helping you live your Ideal Entrepreneurial Life through EOS & Experts
In this episode of Better Business, Better Life, Debra Chantry-Taylor sits down with Niki Wilson, founder of Snapline Systems and Professional EOS Implementer®, to explore the challenges of attempting to self-implement EOS and why many leadership teams ultimately realise they need external support.Niki shares her journey as the first employee of a fast-growing software company, where she worked closely with an inspiring Visionary owner to help scale the business. As the company grew, clarity around roles, priorities & accountability became increasingly difficult.Together, Niki & the owner recognised that EOS® was exactly what the business needed. Like many leadership teams, they initially chose to self-implement, believing they could learn & apply the tools themselves.While self-implementing EOS® created significant improvements, Niki explains that it also revealed its limitations. Leadership time that could have been focused on growing the business was instead spent facilitating sessions, learning the process & keeping everyone aligned.Eventually, they realised that bringing in an objective EOS® Implementer could accelerate progress, challenge assumptions & allow the leadership team to focus on leading rather than facilitating.A major theme throughout the conversation is the power of the Accountability Chart®. Niki describes it as one of the most transformational EOS® tools because it creates clarity around roles, responsibilities & expectations. Rather than organising people around job titles, the Accountability Chart® helps leadership teams build the structure the business actually needs to achieve its vision.The discussion also covers the impact of the Level 10 Meeting®, the EOS® Proven Process & why consistent execution is far more valuable than trying to customise or shortcut the system. Throughout the episode, Niki emphasises that EOS® is not simply a collection of business tools. It is a complete operating system that delivers the greatest results when followed as designed.This episode is essential listening for entrepreneurs considering self-implementing EOS®, leadership teams looking to create greater clarity & accountability, & business owners who want to understand when bringing in an experienced EOS® Implementer can dramatically accelerate their journey towards Vision, Traction, Healthy™. CONNECT WITH DEBRA: ___________________________________________ ►Debra Chantry-Taylor is a Certified EOS Implementer | Entrepreneurial Leadership & Business Coach | Business Owner ►Connect with Debra: debra@businessaction.com.au ►See how she can help you: https://businessaction.co.nz/ ►Claim Your Free E-Book: https://www.businessaction.co.nz/free-e-book/ ___________________________________________ GUEST'S DETAILS: ► Niki Wilson – LinkedIn: https://www.linkedin.com/in/niki-t-wilson/ ► Website – EOS Worldwide: Niki Wilson, EOS Implementer, New Orleans | EOS Implementer | EOS Worldwide Ep 280 Chapters: 00:00 – Introduction00:51 – Nikki Wilson's Background and EOS® Journey 03:22 – Challenges of Self-Implementing EOS® 03:36 – The Role of the Accountability Chart® 05:22 – The Impact of EOS® Tools and Meetings 10:55 – Focus Day and the EOS® Proven Process 18:59 – The Role of an EOS® Implementer 21:39 – The Visionary–Integrator Dynamic 27:36 – The Power of the Issues Solving Track (IDS) 31:33 – Top Tips and Tools for Success
This episode is a gem from the On The Ledge archive, first published during the Covid era as you'll see from the introduction. Want to give your houseplants a staycation outside? Here are my top tips on what you can put outside, what to watch for and what to do if you don't have any outside space. Plus I answer a question about moss poles and we hear from listener Sophie from Wales. For full show notes, visit https://www.janeperrone.com/on-the-ledge/moving-houseplants-outside-summer Support On The Ledge on Patreon: https://www.patreon.com/ontheledge Check out The Atlas of Deadly Plants, Legends of the Leaf, my book on houseplants and my houseplant cards Houseplant Gardener in a Box here. Follow Jane Perrone on Instagram: https://www.instagram.com/j.l.perrone Follow Jane Perrone on TikTok: https://www.tiktok.com/@j.l.perrone
Send us Fan MailTTT48: 3 Top Tips for Getting More Protein in MidlifeAre you struggling to eat enough protein?Maybe you're not sure how much you actually need, whether protein powders are necessary, or how to fit more protein into your meals without living on chicken and broccoli.The truth is, protein becomes even more important as we move through our 40s and beyond.As oestrogen declines, we naturally become less responsive to protein, making it harder to build and maintain muscle. That matters because muscle isn't just about looking toned—it's essential for strength, metabolism, healthy ageing and maintaining your independence.In this week's Top Tip Tuesday, Lisa shares three simple strategies to help you increase your protein intake without overcomplicating your nutrition.In This Episode⚔️ Why protein needs increase during perimenopause and menopause⚔️ The connection between protein, muscle and healthy ageing⚔️ Why most women are eating far less protein than they realise⚔️ Three practical ways to increase your protein intake every day⚔️ Simple meal swaps that make hitting your protein target much easierKey TakeawayProtein isn't just another nutrition trend.It's one of the most important building blocks for maintaining muscle, supporting your metabolism and ageing well.Small changes, repeated consistently, can make a huge difference over time.Favourite Quote"Don't build your meals around carbohydrates. Build them around protein, then add everything else."Ready to Become Sexy Strong?Inside The Island, we help women over 40 build strength, improve body composition and make nutrition simple, sustainable and enjoyable.Comment or DM me MAP to get your map to the Island.Because the goal isn't just eating more protein.It's building a body that's strong enough to carry you through the second half of your life.Be sure to connect with Lisa Barwise and Warrior Goddess Kettlebell Training on social media:Instagram@lisa_barwise@wgkettlebelltrainingFacebookwww.facebook.com/warriorgoddesskettlebelltrainingYoutubehttps://www.youtube.com/warriorgoddesskettlebelltrainingWhat you can do to help the Podcast?If this podcast means anything to you and you want to support it. Simply Subscribe & Review in Apple Podcasts.Apple Podcasts is one of the only platforms where you can both subscribe and review.How to Subscribe or Follow The Podcast1. Open Apple Podcast App.2. Go to the icons at the bottom of the screen and choose “search3. Search for “Goddess Got Goals”4. Hit the top Right Hand "+" sign5. Open Spotify 6. Search for “Goddess Got Goals”7. Hit the 'Follow' underneath the imageHow to Leave a Podcast ReviewOpen Apple Podcast App.Go to the icons at the bottom of the screen and choose “search”Search for “Goddess Got Goals”Click on the SHOW, not the episode.Scroll all the way down to “Ratings and Reviews”Click on “Write a Review”This is the best way for us to reach more people and of course let us know that our episodes mean something to you!And of cours...
Small business banking expert at NAB Nikola Nanayakkara joined Jimmy Bartel and Mark Allen to discuss some of the most important information for young people wanting to start a business.See omnystudio.com/listener for privacy information.
Need personalised guidance for planning your Japan trip?Send me a message on Instagram @japan.expertsJoin the Japan Experts Community on FacebookDownload my FREE Personalised Japan Travel GuideCheck out the Sightseeing Japan Podcast
In this episode of the Amicable Divorce Network Podcast, host Tracy Ann Moore-Grant sits down with ADN board member, amicable ambassador, and certified family law paralegal Cassi Brown for a candid, practical conversation about what really goes on behind the scenes of your divorce case and exactly what you can do to make the process smoother, faster, and less expensive.Cassi brings seven and a half years of strictly family law paralegal experience to the table, and she's seen it all.The banker's box dumped on the desk, the client who posts vacation photos while claiming financial hardship, and the 20 phone calls a week that have nothing to do with the case. She's sharing her top five tips so you don't have to learn the hard way.Find Cassi Brown in the ADN Member Directory under Georgia at amicabledivorcenetwork.comKnow someone going through a divorce who needs to hear this? Share this episode!
Most TA leaders lose budget battles not because their ideas are bad, but because they're making the wrong argument. Johnny sits down with David Weinstock, VP at News Story, who learned the hard way that soft costs don't move CFOs. Hard dollars do. David shares how he rebuilt his approach to business cases: finance language, benefit loads, EBITDA thinking, and using AI to stress-test pitches before the real meeting. Worth a listen if you're trying to get TA investment approved and keep hitting a wall.Download David's Top Tips
Ask Rachel anythingAnnouncing my summer top tips series where I give you a short episode of tips organised around themes to help you focus on what you and your tween or teen needs to prepare you for the new school year.Make sure you're following the show to ensure you don't miss any and if you want to get them early and have the tips delivered weekly directly to you just click here Send me the free newsletter and enter our email address. You'll get them straight to your mailbox. The tips start next week, in the meantime here's a rerun of the Reading Festival episode because I've had so much amazing feedback on it:Music festivals are a rite of passage for many teens. Whilst some love the music, the lack of restriction and opportunities to mingle in a way that they could have only dreamt of during Covid, others decide to give them a miss or go and positively hate the experience. I was never a festival kid growing up. I didn't have the money, or the opportunity. As an adult, I've found them to be joyous events, but will always refuse to stay the night. My girls have now both been to one of the key UK festivals, Reading, so I thought you might be interested to hear more about what to expect if your kids are keen to go, how best to plan ahead, and what the key issues turned out to be. Support the showPlease hit the follow button if you like the podcast, and share it with anyone who might benefit. You can review us on Apple podcasts by going to the show page, scrolling down to the bottom where you can click on a star then you can leave your message. Please don't hesitate to seek the advice of a specialist if you're not coping. There's no shame in reaching out for support. When you look after yourself your entire family benefits.Find all the tips from the episdoe on Substack: My emailMy website has a blog, searchable episodes, and ways to contact meInstagramFacebookYou can reach Susie at www.amindful-life.co.uk
Johnny sits down with Melissa Thompson, Global Head of Talent Acquisition at Ford, to talk about something the AI conversation often skips: how TA leaders — not just recruiters — should actually be using it. Melissa shares how she built Project Bengal to tackle runaway req volumes, how she uses AI to analyse quality-of-slate data, and what it took to get her team genuinely on board. Honest, practical, and grounded in what's actually working at Ford right now. Worth a listen if you lead a TA team and want a real example to follow.Download Melissa's Top Tips here!
Apologies for the error in uploading the same episode for both part one and two of 'how to spice up masturbation: A Sex Therapist's top tips. Get the Ultimate Sexual Wellness Bundle (all my resources/ebooks!!) Want 10% off store products? Use code thatsorgasmic10 FOLLOW US on Instagram @thatsorgasmicSend your comments, questions and stories to: emilyduncan@thatsorgasmic.com Interested in therapy? Book your free discovery call HERE with Emily at The Sexual Wellness CentreSee omnystudio.com/listener for privacy information.
In today's episode I give my top tips to stay adherent to your diet during a more lifestyle based cut. Of course, all the same tips apply to prep but this gives you some good points to practice if you are currently going through a cut and are thinking of a prep in the future.
Is It Worth the Visit? YES!Thinking about moving to Texas or planning an epic Texas Hill Country road trip? We are back in one of our absolute favorite towns! In this video, we return to the charming town of New Braunfels, Texas, to share the best things to do, eat, and experience. Nestled perfectly between Austin and San Antonio, this town offers the ultimate mix of legendary live music, world-class Texas BBQ, historic German heritage, and beautiful spring-fed rivers. Plus, I share some of my favorite moments catching up with old friends—and making new ones—on the pickleball courts! It is such a welcoming community, and I brought the photos to prove it.From holding live armadillos to visiting historic Gruene Hall to eating our way through the oldest bakery in Texas, we packed an unbelievable amount of adventure into our mid-April to mid-June stay. We also take you on day trips to explore the brand-new gorilla habitat at the San Antonio Zoo, the trendy Pearl District, and my favorite BBQ in Austin. Whether you are traveling in an RV or looking for your next vacation destination, here are tips, hidden gems, and favorite food stops in New Braunfels! I barely scratched the surface of all the amazing food and adventure here. You truly have to experience New Braunfels for yourself!
This episode is part one of two episodes - How to spice up masturbation: A Sex Therapist's top tips Get the Ultimate Sexual Wellness Bundle (all my resources/ebooks!!) Want 10% off store products? Use code thatsorgasmic10 FOLLOW US on Instagram @thatsorgasmicSend your comments, questions and stories to: emilyduncan@thatsorgasmic.com Interested in therapy? Book your free discovery call HERE with Emily at The Sexual Wellness CentreSee omnystudio.com/listener for privacy information.
Health Canada’s recent letter of "no objection" on drone pesticide application marks a significant step forward for the technology in Canadian agriculture. While the decision allows products with aerial registrations to be applied by drone under existing label directions, questions remain around provincial requirements, operator compliance, and best management practices. In a conversation with RealAgriculture’s... Read More
TTT47: 3 Top Tips for Crushing Cravings in MidlifeTTT: 3 Top Tips for Crushing Cravings in MidlifeDo you feel like your cravings have become stronger in your 40s and 50s?One minute you're fine. The next you're raiding the kitchen looking for chocolate, crisps, toast or something sweet.If you've been wondering where your willpower has gone, you're not alone.The truth is that cravings in midlife are often driven by much more than a lack of discipline. Hormonal changes, sleep disruption, blood sugar fluctuations and changing nutritional needs can all play a role.In this week's Top Tip Tuesday, Lisa shares three simple but powerful strategies that can help reduce cravings, improve energy and help you feel more in control around food.In This Episode:⚔️ Why cravings often become stronger during perimenopause and menopause⚔️ The surprising connection between hormones, hunger and food choices⚔️ Why your body may be sending you signals that you're misinterpreting⚔️ How to work with your changing physiology instead of fighting against it⚔️ Three practical tips you can start using today to help reduce cravings naturallyKey TakeawayCravings aren't always about food.Sometimes they're a signal that your body needs something else entirely.When you understand what's driving them, you can stop relying on willpower and start working with your body instead of against it.Favourite Quote"Most cravings aren't a character flaw. They're a clue."Ready to Become Sexy Strong?Inside The Island, we help women over 40 improve insulin sensitivity, build strength, reduce cravings and create sustainable habits that actually work in midlife.Comment or DM me MAP to get your map to the Island.Because the goal isn't more discipline.It's understanding the body you have now.If you enjoyed this episode, subscribe, leave a review and share it with another Warrior Goddess navigating midlife.Comment MAP or DM me and I will give it to you so you can join us on the Island.Be sure to connect with Lisa Barwise and Warrior Goddess Kettlebell Training on social media:Instagram@lisa_barwise@wgkettlebelltrainingFacebookwww.facebook.com/warriorgoddesskettlebelltrainingYoutubehttps://www.youtube.com/warriorgoddesskettlebelltrainingWhat you can do to help the Podcast?If this podcast means anything to you and you want to support it. Simply Subscribe & Review in Apple Podcasts.Apple Podcasts is one of the only platforms where you can both subscribe and review.How to Subscribe or Follow The Podcast1. Open Apple Podcast App.2. Go to the icons at the bottom of the screen and choose “search3. Search for “Goddess Got Goals”4. Hit the top Right Hand "+" sign5. Open Spotify 6. Search for “Goddess Got Goals”7. Hit the 'Follow' underneath the imageHow to Leave a Podcast ReviewOpen Apple Podcast App.Go to the icons at the bottom of the screen and choose “search”Search for “Goddess Got Goals”Click on the SHOW, not the episode.Scroll all the way down to “Ratings and Reviews”Click on “Write a Review”This is the best way for us to reach more people and of course let us know that our episodes mean something to you!And of cours...
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Trying to pay off debt but still feel like nothing is working? In this episode, Shana and Vanessa are breaking down 10 of their best debt payoff tips to help us stop spinning our wheels, stop making debt worse, and start making real progress with a plan that actually fits real life.We're talking about why your credit card balance is not your budget, how to figure out how much you can actually put toward debt, and why the “best” debt payoff method depends on your budget right now. Snowball, avalanche, minimum payment method — they all have a place, but the real magic happens when we know our numbers and make an informed decision each month.This episode is your reminder that debt payoff is not just about throwing random extra payments around. We need a clear budget, realistic spending numbers, savings buckets that keep us from relying on debt again, and a focused plan for paying off one debt at a time.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.
Are you planning a trip to Orlando in 2026 and stuck between Disney World or Universal Studios? In this episode, we are joined by theme park experts Rich and Jen from @Richandjenexplore to help you decide which theme park destination deserves your time and budget.From comparing the pros and cons of staying at Universal Orlando resorts versus Disney World hotels, to mastering the Orlando heat in September, we cover everything you need to know. We also break down the ultimate "budget-friendly" strategy for getting the most out of your 2026 Orlando vacation.
TTT46: 3 Top Tips to Make Midlife Weight Loss EasierWhat if weight loss in midlife didn't need to feel so hard?In this week's Top Tip Tuesday, we're cutting through the noise and focusing on the things that actually move the needle.No detoxes.No extreme diets.No chasing the latest supplement, hormone hack or magic solution.Just three simple areas that can make a huge difference to your energy, health and body composition in midlife.⚔️ Focus on the right hormoneMost women are obsessing over estrogen while ignoring the hormone that has one of the biggest impacts on fat loss, energy and cravings: insulin.Learn why blood sugar balance matters and how simple changes can create powerful results.⚔️ Move more, more oftenInstead of relying on one big workout each week, focus on daily movement.Ten minutes a day done consistently will often outperform one perfect workout you never quite get around to.⚔️ Focus on food quality, not calorie obsessionWhole foods.Protein.Meals that nourish and satisfy.Because it's hard to overeat food that actually fuels your body.And as a bonus?Don't underestimate the power of sleep.Because everything works better when you're rested.In this episode, we explore why consistency beats perfection, why simple works better than complicated and how to stop making weight loss harder than it needs to be.Because becoming stronger isn't about doing more.It's about focusing on what matters most.
In this video, Tom has five top tips to help you WIN at World Cup Fantasy and dominate your mini-leagues! ━━━━━━━━━━━━━
Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
With Nick Hubert and Taylor Gentry—Founding Partners, Panoramic Capital Partners Jason Diamond speaks with Nick Hubert and Taylor Gentry of Panoramic Capital Partners about helping business owners align personal significance, wealth, and business value through a long-term advisory framework. In Summary Many advisors who work with business owners focus on managing wealth after it is created. Nick Hubert and Taylor Gentry argue that the greater opportunity is helping clients create, preserve, and align value long before a liquidity event occurs. In their conversation with Jason Diamond, the founders of Panoramic Capital Partners discuss how concepts borrowed from private equity – including accountability, reporting, capital allocation, and long-term planning – can help advisors become more valuable partners to entrepreneurs. The result is a different framework for advising business owners: one that places personal significance, personal wealth, and business value on equal footing and measures success over decades rather than by transactions. The Storyline Most business owners spend years aligning their companies around a mission, strategy, and long-term objective. Far fewer spend the same amount of time aligning their business, wealth, and personal lives around a common destination. Nick Hubert and Taylor Gentry believe that true alignment begins when business owners stop viewing those decisions separately. As founding partners of Panoramic Capital Partners, they have built a firm designed to engage earlier in the entrepreneurial journey. Their framework centers on helping business owners define a “north star” that balances three interconnected dimensions: personal significance, personal wealth, and business value. The conversation explores how that framework evolved from Taylor's experience in private equity and Nick's background in consulting and wealth management. Rather than viewing private equity solely as a source of capital or a transaction event, they examine what advisors can learn from the systems, reporting structures, and accountability mechanisms that private equity firms use to create value over time. Jason and his guests discuss why many business owners struggle to connect financial, operational, and personal objectives; how advisors can serve as a true personal CFO; and why alignment often matters more than maximizing the next transaction. The discussion also turns inward, examining how the same principles influence Panoramic's own growth decisions, their views on acquisitions and private equity investment within RIAs, and what the industry must do to attract the next generation of advisory talent. > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why do many business-owner relationships begin too late? (13:10)Nick explains why focusing primarily on liquidity events can create misaligned incentives and why advisors may add greater value by engaging earlier in the wealth-creation process. What does Panoramic mean by a “north star” framework? (16:40)Taylor outlines the firm's approach to aligning personal significance, personal wealth, and business value into a unified planning and decision-making framework. How can advisors apply private equity thinking without becoming private equity investors? (18:11)Taylor describes how institutional reporting, accountability, and value-creation systems can help business owners improve outcomes regardless of whether a transaction ever occurs. Why did one client walk away from a successful deal? (19:45)Nick shares the story of a business owner who discovered that selling the company would solve the wrong problem and why redefining success led to a better outcome. Is private equity misunderstood by many business owners? (26:26)The conversation explores how private equity often functions as a “black box” and why advisors can help clients evaluate opportunities more objectively. How does Panoramic structure its pricing to reduce conflicts of interest? (30:52)Nick discusses the firm's effort to align compensation with client outcomes rather than asset gathering alone. Should RIAs pursue acquisitions and private equity capital? (32:20)Taylor and Nick explain how they evaluate growth opportunities through the same long-term framework they use with clients. What role will AI play in the future of advisory firms? (40:14)The discussion focuses on balancing efficiency gains and enhanced client experiences with the responsibility to protect client trust and security. Topics Covered Business-owner advisory models Personal significance, wealth, and value Entrepreneurial wealth creation Private equity frameworks Business value growth strategies Capital allocation decisions RIA business building Advisor compensation alignment Artificial intelligence in wealth management Next generation advisor talent Key Takeaways Many advisors focus on the liquidity event, while business owners often need guidance throughout the entire value-creation journey. The most effective business planning frameworks connect personal goals, financial objectives, and enterprise value rather than treating them separately. Private equity's greatest contribution may not be capital itself, but the systems and accountability structures used to create long-term value. Business owners frequently pursue an exit when the underlying issue is a misaligned relationship with their business, rather than a desire to stop owning it. Advisor compensation models influence behavior, making alignment between pricing and client outcomes increasingly important. Growth through acquisitions can be valuable, but only when it supports a firm's broader vision and long-term objectives. AI has the potential to improve advisor efficiency and client outcomes, but trust and security remain the non-negotiable constraints. https://youtu.be/_Fhic8CxtCs Quotable Moments “Growing businesses create value. The transaction is not the value creation event. The business itself is.” “The reality is that many entrepreneurs don't want an exit. They want a different relationship with their business.” “Private equity is often treated like a black box. Most people don't actually know what it is or how it works.” “The best thing I can do for my clients is still be in the seat 30 years from now.” FAQs How can advisors create more value for business-owner clients? Nick Hubert and Taylor Gentry argue that advisors can create greater value by engaging earlier in the entrepreneurial journey. Rather than focusing primarily on investments or eventual liquidity events, they discuss helping clients align business strategy, capital allocation, personal goals, and long-term wealth creation. How does Panoramic Capital Partners work with business owners differently from a traditional wealth management firm? Rather than focusing primarily on investments or eventual liquidity events, Panoramic seeks to partner with entrepreneurs throughout the business ownership journey. Their approach incorporates business strategy, value creation, capital allocation, and long-term planning alongside traditional wealth management services. What is the “North Star” framework discussed in the episode? The North Star framework serves as the foundation for Panoramic's advisory process. It helps business owners define long-term objectives across their personal lives, financial goals, and businesses, creating a shared reference point for major decisions over time. How can advisors apply private equity principles without working in private equity? The discussion highlights how advisors can borrow many of the operational disciplines commonly used by private equity firms – including reporting systems, accountability structures, performance measurement, and strategic planning – to help clients create value regardless of whether a transaction ever takes place. Why do some business owners choose not to sell their companies? According to Nick and Taylor, many entrepreneurs discover that they do not actually want an exit. Instead, they want a different relationship with their business. In some cases, improving management systems, leadership structures, and operational accountability can achieve that goal without a sale. What are the advisors' views on AI in wealth management? They see AI as a potentially powerful tool for improving efficiency and enhancing client deliverables, while emphasizing that client trust, data security, and responsible implementation remain more important than being first to adopt new technologies. Nick Hubert and Taylor Gentry argue that advisors can create greater value by engaging earlier in the entrepreneurial journey. Rather than focusing primarily on investments or eventual liquidity events, they discuss helping clients align business strategy, capital allocation, personal goals, and long-term wealth creation. Rather than focusing primarily on investments or eventual liquidity events, Panoramic seeks to partner with entrepreneurs throughout the business ownership journey. Their approach incorporates business strategy, value creation, capital allocation, and long-term planning alongside traditional wealth management services. The North Star framework serves as the foundation for Panoramic's advisory process. It helps business owners define long-term objectives across their personal lives, financial goals, and businesses, creating a shared reference point for major decisions over time. The discussion highlights how advisors can borrow many of the operational disciplines commonly used by private equity firms – including reporting systems, accountability structures, performance measurement, and strategic planning – to help clients create value regardless of whether a transaction ever takes place. According to Nick and Taylor, many entrepreneurs discover that they do not actually want an exit. Instead, they want a different relationship with their business. In some cases, improving management systems, leadership structures, and operational accountability can achieve that goal without a sale. They see AI as a potentially powerful tool for improving efficiency and enhancing client deliverables, while emphasizing that client trust, data security, and responsible implementation remain more important than being first to adopt new technologies. Related Resources Finding the Shortest Path to Excellence Can Be a Game Changer for AdvisorsDoing everything you can to deliver better service, drive growth, and achieve your goals faster can result in extraordinary benefits. Why So Many Successful Advisors Feel StuckThey've built thriving businesses. Strong production. Loyal clients. Growing teams. So why do so many successful advisors quietly wonder, “Why doesn't this feel as good as I expected?” This episode tackles the psychology of success and what comes after it. Top Tips for Setting Your Business Up for Success Years Before a MoveEven if a move is years away—or just a possibility—it's never too soon to start preparing. These insights will help you position your business and team for success, whenever the time is right. Guest Bios Nick Hubert is a Founding Partner at Panoramic Capital Partners, where he works with business owners, founders, and families on the integration of personal wealth and business decisions. His focus is on the moments where the two sides converge, growth, capital, liquidity, and long-term planning, and helping clients see the full picture in one coherent strategy. Nick began his career in investment banking in New York and management consulting in Seattle before moving into wealth management in 2016. He has also helped lead several commercial real estate development projects, giving him a hands-on understanding of how to build and maximize value in private investments. A native of Portland, Oregon, Nick lives there with his wife, Kaitlin. Outside of work, he’s usually backcountry skiing in the Cascades, cycling, or trail running across the Pacific Northwest. Taylor Gentry is a Founding Partner at Panoramic Capital Partners, where he works with business owners, executives, and families whose wealth is tied to illiquid assets, operating companies, real estate, and private investments. His role is to translate business performance into clear financial decisions and pressure-test those decisions before they become expensive or irreversible. Before Panoramic, Taylor spent his career in investment banking and private equity, and served as CFO at several operating companies. That blend of advisory and operating experience shapes how he approaches the work: focused on fundamentals, tradeoffs, and execution. At Panoramic, Taylor acts as a Personal CFO for clients, connecting business performance, personal balance sheet, and long-term planning into one coherent strategy. An Oregon native and University of Oregon graduate, Taylor lives in Missoula, Montana with his wife, son, and daughter.s NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… True Alignment: Advising Business Owners on Wealth, Significance, and Value A conversation with Jason Diamond, Nick Hubert and Taylor Gentry – Founding Partners at Panoramic Capital Partners. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is True Alignment: Advising Business Owners on Wealth, Significance, and Value. It’s a conversation with Nick Hubert and Taylor Gentry, Founding Partners, Panoramic Capital Partners. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Advisory firms that work with business owner clients typically operate through a fairly traditional wealth management lens. The business may be the source of the wealth, but the advice itself often centers around investments, planning, and asset allocation, yet Panoramic Capital Partners approaches that equation differently. Nick Hubert and Taylor Gentry are the founding partners of the roughly $450 million RIA, serving about 150 families with a seven-person team. And while they come from very different professional backgrounds, Nick with more of a relationship and storytelling orientation, Taylor from the analytical and private equity side, they’ve built the firm around a shared philosophy tied to what they call personal significance, personal wealth, and personal value. A big part of that philosophy, or the north star as they put it, is applying some of the same accountability and long-term thinking frameworks commonly seen in private equity to the advisory relationship itself, not in a transactional sense, but in helping clients think more intentionally about decision-making, alignment, and outcomes over long periods of time. As a result, our conversation delves deeply into the private equity world, reframing how clients and advisors should consider this important tool as both a growth mechanism and a strategic part of their client’s plans. We talk about how that perspective also shapes not only how they think about serving business owners specifically, but also the role private equity should play in wealth management. Then we take a view of their long runway and how they and other younger advisors might see things differently about building firms today and why clarity of vision may matter more than sheer scale in the years ahead, and much, much more. It’s a narrative that is refreshing and informative, so let’s get to it. Taylor, Nick, thank you so much for joining. Walk us through your background. What brought you to the world of wealth management? Nick, let’s start with you. Nick Hubert: Sure. I think I got my first taste of the industry actually in a sophomore year of college internship, or I interned at Morgan Stanley here in Oregon. I studied finance and accounting at University of Oregon, and so I had this affinity for finance and markets and had that privilege of having that internship. So I had it early on in my career. Ultimately ended up setting my sights on doing investment banking and going that route and did that for a short period of time. Ended up not going very long due to a medical reason, so you don’t have to be that sorry for me. And ultimately started my career in business consulting before pretty quickly realizing that I want to get back to finance, back to investing these things that just felt like core competencies and that thing that you keep coming back to when you’re alone in the middle of the night thinking about stuff, it was always that. Just had this desire to work with smaller units than large corporations, which is great for wealth where you get to work with families and small businesses. And so it was just a natural alignment that took me back full-time to the space in 2016. Jason Diamond: I like the framing it through the size of the unit you’re working with and having more of an impact on the family. Taylor, what about you? Taylor Gentry: I’m a little more circuitous, if you will. Spent a couple of years in investment banking, so you can be sorry for me. Nick and I met in undergrad at the University of Oregon, had the opportunity to work in this investment group together where we were investing a portion of the university’s endowment. And like Nick, interned in wealth management and kind of walked away from it going, “Boy, that’s boring. I don’t really like that.” And so moved to New York, cut my teeth in banking for a couple years and we were working… So an investment bank for context, helping companies raise debt, raise equity, and with mergers and acquisitions, we’re working with huge companies. So the Mattels of the world, the largest toy company in the world. Like Nick, realized, “Hey, I’m going to work with smaller companies that we can get our arms around a little bit better and be more helpful with and have a bigger impact on.” So spent about 10 years with a private equity firm in the western half of the US and we invested in companies in what’s referred to as the lower middle market. So companies doing 50 to 300 million of revenue. And we would invest in those companies, grow those businesses and then look to sell them. Awesome experience, learned a ton, got a bunch of experience around how to invest in companies, how to grow businesses. Then had the opportunity to step into the CFO seat of a couple of different operating companies during that time. It was just a great learning ground, but also to see a whole bunch of different situations. Nick and I have always invested in things together. We’ve worked on things together and we’ve always wanted to work together full time. And a few years ago, the stars really just aligned to say, “Hey, what would it look like to create a differentiated offering in the wealth space where we can blend my background on companies, transactions, how to draw on scale and all those pieces and really marry that with the wealth management piece?” And Nick will get into that further, but it’s just a really unique way to partner with families and companies that are smaller which can have a really high impact experience with those families and really move them through their life journey, if you will. Jason Diamond: Yeah, there’s a lot to unpack there and we’ll get to some of the elements of how you run the business today. First of all, you can’t fool me by using a toy company as your example to make investment banking more interesting. I’m just kidding. Actually, my real takeaway there is you have a skillset that is incredibly relevant in the current wealth management ecosystem, especially in the model you’re currently in. So let’s talk about that a little. Tell us about your current chapter, which is Panoramic Capital Partners. Who do you serve? What types of clients? Give me some perspective on size as well. Nick Hubert: I'm going to take this first. Taylor can do the PE background side and give you a bunch of numbers. I’ll give you the story and see if we can piece it together that way. Jason Diamond: I get the impression you guys use that line a lot. Nick Hubert: Oh, no, that’s the first time. How’d it land? Jason, I spent eight years at our prior firm with our third founding partner, Andrew, and he was at that firm for 30 years. And so we’ve got this core DNA that we’ve always carried of serving high net worth families in a very holistic and deep planning-based capacity, which I think a lot of modern firms say that. And so that’s not necessarily that different, but it is a DNA that carries through. When we got struck with this vision of launching Panoramic and what inspired us to build the firm, it was as, Taylor outlined, around this idea of how do we partner with entrepreneurs and business owners more holistically across their entire entrepreneurial journey, not just around the exit as is so often where the gravity of the conversation sits. And so our firm vision and inspiration was all around that. And since launching in May of 2024, it has been about how do we bring that vision to life with a different business model. And to your point, there’s a bunch to unpack there, but that is ultimately the founding vision of what we are trying to build here overall and what inspires us every day to say, how do we, as Taylor mentioned, bring the combination of skillsets to bear in a way that allows us to be a better partner along the entirety of the journey as opposed to just towards the end when assets traditionally show up, so to speak? So that’s a story from a vision perspective. Taylor, I don’t know what you want to add to that. Taylor Gentry: As Nick outlined, it’s the ability to work with folks throughout the lifecycle. So in private equity, you invest in a company, you work with that management team for three to seven years and then you sell the business and move on to the next project or deal. And really, it’s the deal mechanic that is the value creation. Whereas, with what we are building here, we have the opportunity to really step along the journey with folks when they are in the early phases building what we talk about as the middle phase of allocating, and we’ll talk about this further, and then really the third phase of stewarding capital along the way. And it’s a life cycle or entrepreneurial journey that we’re able to be hand in hand with folks over decades opposed to measured in three to five year spans. Jason Diamond: So it sounds, and you’ve both kind of touched on this now, your different backgrounds, you view as very much a positive because it gives you, Taylor, the more in the weeds analytical perspective. Nick, you’re probably more the storyteller. Do you find that to be a benefit when you’re running your firm every day? And are there instances when it’s a negative? Is there ever a time when you say, Taylor, just maybe more for you, not coming from this world, you don’t speak the same language? Nick Hubert: Do you want me to drop off the call so Taylor can be honest and he can give you the scoop and then he can jump off and I’ll give you the scoop? Taylor Gentry: Jason, we talk about that a lot, honestly. I think it is atypical for someone with my background to step into the wealth space maybe more so. And we leverage that because we have the ability to work with folks on how do you drive value in the company, how do you set the business up for a potential sale exit or transition internally? But this business, historically, we’ve talked about it as almost like two tracks. You have Taylor on the quote unquote business consulting or the business work track and you have Nick on a wealth management track. It’s really not the case. And really, the power is the ability for these two pieces to come together and there isn’t a conversation we have with clients where those two perspectives and backgrounds or contexts aren’t married into one to create really truly holistic advice. And so Nick will probably tell you otherwise, but I haven’t seen an area yet where our two backgrounds has been a negative. It’s actually been immensely positive. And then on top of it, in terms of kind of building out the firm, Nick is more of a traction visionary and I’m more of the traction implementer. What’s amazing about it from our perspective is the partnership we have allows us to, A, recognize that, B, name it, and then C, leverage it in terms of being able to dole out duties and maximize our success together. Jason Diamond: Nick, anything you’d add? Nick Hubert: I think that’s all right. I mean, Jason, your question was from an operational perspective. I think a lot of Taylor’s view is from a client perspective, which is spot on that the overlap of that is really helpful for clients and I think what allows it to be a different experience for them. Internally, operationally, I think that where you could see friction there amongst partners with differences, and I think you do see that, and at the same time, Google was the one who did team research 15 years ago where they put out what you really want, is similarity and vision and differences in skillset when building a team. And so I think we’ve been intentional about that and it’s been really helpful for… Taylor and I functionally met in a quasi-professional setting back in 2011 and developed a friendship quickly, so we’ve got that deep level of friendship that underpins all of it. And same with Andrew and our time working together. So part of it is there’s just such a strength of relationship amongst us that we give space for each other’s differences and look for those as assets as opposed to negatives, but in some sense, beauty in the eye of the beholder as is the case with anything. Jason Diamond: Yep. I appreciate you adding that context. I’ll be honest that when I first encountered your firm, my reaction was your core value prop of serving business owners is not all that differentiated. And then I learned more about the way in which you serve business owners. Can you talk about that? Because a lot of advisors in general, but then I think more specifically, a lot of RIAs would say, “We service primarily business owners.” Tell me how do you do it in a way that’s different and meaningful? Nick Hubert: I’ll take a first stab at that and then Taylor can maybe add on with specific stories. The wealth space is an awesome business and it’s a place where it’s very difficult to differentiate. And so we think a lot about that through the lens of how do we grow this business well for the long period of time to create opportunities for clients and employees. And so we spent a lot of time thinking about that, not only for the sake of differentiation, but also how do we actually just continue to add value to clients? Because if we add value in a different way, growth will take care of itself. I’d say one way of cutting that is we revisit the mission is through this idea of, okay, if I want to be a partner along the journey, it’s about more than a single transaction, more than a single exit, whatever that might be, or a series of transactions as wealth is often created over a series of transactions. It’s this idea of how do we focus on wealth creation and driving business value as the engine of wealth creation for entrepreneurs and what we call personal significance, which is the life of the entrepreneur. And so there’s a next click down framing of our framework that we work through that lens. I think the most important piece for us has been how do we build a business model that actually brings that to life and that’s the trick because we can say that, and if we basically still just operate out of an AUM-based or an asset advisory fee-based business, the reality is my incentive is still towards getting assets out of the entrepreneurial environment, so to speak, into a place that I can manage them, which may or may not be the best thing for the entrepreneur based on where they are at. And so our current work continues to be around how do we build that business model. So layering in different ways of engaging, whether it’s a retainer fee or some other way of engaging so we can start earlier when assets aren’t there and actually encourage the entrepreneur, “No, keep reinvesting in your business. It’s your highest rate of return right now and it’s where the investment needs to go.” I don’t want to have a conflict in giving that advice. And so I think step two here has been building that business model from an actual engagement perspective to enable us to enact the vision. And then I think the third piece is how do we then build tools that are different than just evaluating pre-exit planning, and as is so often, the toolkit, but actually saying, okay, what are the value drivers of a business? And this is probably where Taylor has a lot more to add because it’s 101 of the PE model, but how do we take the mission and vision of an entrepreneur, what we call north stars, translate those into value drivers, ensure those tie to strategic initiatives in the business, ensure it ties to reporting, and ultimately, how capital is allocated between the business and other investments? So then that’s our toolkit that we continue to build out to deploy the mission through our business model with tools that back it up. So that’s how we frame it right now. Taylor, we can share stories about how that’s come to fruition to create different outcomes. Jason Diamond: Taylor, I’d love to hear that. Let me just add maybe my understanding, because this is what helped me, I think, to really understand how you defer, and Nick and Taylor, correct me if I’m wrong, it sounds like the typical advisor thinks about an entrepreneur, a business owner relationship as the next liquidity event in most cases. And you take the viewpoint that it’s a journey, in some instances, 30 years in the making. It’s not even about liquidity event might come that’s beside the point. Is that a fair summary? Taylor Gentry: Yeah. We talk about it as a growing business is a healthy business, a business that is creating incremental value and adding to the multiple in terms of how the business is valued in the marketplace is a healthy business. And so whether you are going to sell that business or retain that business into perpetuity, let’s make a really valuable business and grow a very healthy business. And that’s what we do with clients. Nick laid out the north star framework. And so how do we actually go about engaging with folks on a practical level? It does start with the north star framework. It’s got five steps to it as Nick outlined in terms of defining the north star, where we’re going, what we’re trying to do and that’s across those three pillars, personal significance, personal wealth and business value. And that personal significance has to be held at that same level. Otherwise, we find folks that are mid 50s, their business is crazy valuable, they’ve got a lot of dollars, but their family life isn’t where they want it to be because they didn’t take care of that along the way. So we lay out a place map that says, “Hey, these are the north stars that we are aligning on and coming back to every month when we work with these owners.” We then push that into, okay, what are we trying to do on the business side of the equation? Let’s lay out what is going to drive the value of the business from a multiple and enterprise value perspective. We push that into a set of strategic initiatives that is tactical, who owns what, when’s it getting done, and are we red, yellow or green on it? We then build out the performance reporting package with folks. And so that is a monthly reporting package that says what happened last month and what operational data are we looking at to be able to improve the business month over month and get a good feedback loop going into the company. And then the last piece is around capital allocation that Nick mentioned where if the business generates a million dollars, where’s that capital going? I think there’s a lot in there and it’s really deep, but if you zoom all the way back out, it’s take a private equity style playbook where private equity firms come and invest in a company. And what do they do after close? They put in place good financial reporting, good operational reporting, and then hold the team accountable to that reporting and those results on a monthly, quarterly, and annual basis. And so this is not rocket science or something that’s never been seen before. It’s just most business owners that have never experienced this private equity world don’t have access to it and don’t know how to go about doing it. It’s a relatively long process to get that installed with companies and with teams to really dig in and understand it, but it’s building out those packages to be able to say, “Okay, what happened last month? What changes do we need to make and what are we doing from a initiative perspective to drive the business forward?” So to Nick’s point, it was previously, this was all about liquidity planning or from a wealth management perspective, it’s about the exit. This is about how do we make a more valuable business along the way, and that’s going to be good for the entrepreneur as they move through the journey. Nick Hubert: When we were around the dinner table, the proverbial dinner table creating the vision of this firm, it was around this idea of the silver tsunami and everything that everybody reads in the headlines of this massive wave of transition, this generational transition of business ownership that we could help facilitate. So we launched with that thesis in some sense. In addition to this broader journey perspective, we have gotten to this place by following the market and listening to what entrepreneurs actually want through the big unlock was honestly in a deal process with one of our clients where we realized, “This is a great deal. This person’s going to put a ton of money in their pockets, secure their future,” and it’s completely the wrong outcome for the entrepreneur because it’s thinking all about the deal, not thinking about what this person didn’t want was an exit. They wanted a different relationship with their business, and that required, what do you actually want out of life, that personal significance piece? And it required, “Hey, if we can actually create a layer of team members and reporting that allows you to manage this like a board chair would do as opposed to a highly engaged CEO. That’s actually what you want. You don’t want out of this business. You want to still have this be a huge rock in your life.” And so we’ve ran through that door, said no to the deal with them and have been building the infrastructure around this, and that was the unlock and aha moment for us. There’s something bigger here and that’s what then inspired, in some sense, the broader build out of the toolkit, but I think puts more meat on the bone of actually saying no to a deal, which is not the classic wealth manager outcome to get to a way better outcome for the client and is ultimately still an awesome client for us as a firm and somebody that we can go build with for the next 20 years. I think just telling it through the lens of a story that’s different than what’s normal, so to speak, is a way to frame that up. Jason Diamond: It’s such a hyper focus on a fairly long-term and honestly nebulous potential outcome. You don’t have certainty. That, I think, is why most advisors would prefer the near-term liquidity. I mean, it’s not a secret, right? You can bill on assets, firms are incentivizing it and it’s a pretty direct recipe to net new asset growth, but it’s certainly a refreshing point of view. It resonates with me. I’m wondering if it’s resonated with clients and prospects. I guess what I’m asking is, do they feel that this is something different than the typical wealth management experience for this type of client? Nick Hubert: Yeah, Taylor, tell that story of the guy who said, “I’ve had this, but I felt alone.” I think that story of partnership, you tell pretty well. Taylor Gentry: Yeah. Jason, it was actually that same client, he had a investment banker, a wealth manager, attorney, and a CPA. CPA said, “The deal’s terrible, you shouldn’t do the deal.” Investment bankers obviously incentivized to do the deal. And so he’s saying, “You should do the deal.” That’s how he gets paid. He had a wealth manager who was silent and he had an attorney who just pushing paperwork. Jason Diamond: It’s like the start of a bad joke. Taylor Gentry: Yeah. No, seriously, it’s pretty remarkable. It’s like this guy did what he was supposed to do. He put the team of resources around himself. He got professionals in the seat. It’s that no one could connect the dots of all four of those people because they have the seat of those four people. And so it’s really resonated because there’s an ability to see a bigger picture and connect these dots and say, “Okay, this investment banker is saying X because of A, B and C.” And the CPA is saying it’s a bad deal and that it’s not a market deal. It’s 100% a market deal. This deal is right down the fairway in terms of what the market should value your company at and they just don’t understand how the transaction mechanics should work. And so it’s worked really well from that perspective of being able to be the quarterback or centralized point or personal CFO for folks in understanding where interests lie and also being able to think about what they are pursuing in a bit of a different lens. I think the second piece on that is where does it resonate for folks? I think that there is a gap in the marketplace that we are still working to close, and that gap is that business owners do not know what this monthly reporting package looks like. They do not know what really good reporting on their business looks like in terms of they have always run their… You’ve got a business owner. They’ve run their business for 10 or 20 years. They have a pulse on the business from their gut feel. That does not mean that the business has been optimized, is ready to go to the next level or is ready for a transaction and go through a transaction because they have not done the work on the backend to understand the moving pieces of the business at a granular level. This recording package, we oftentimes get this confusion around, well, I’ve got a temporary CFO or a controller or X, Y, Z. That is very different than what we’re talking about. Well, that is all accounting, close the books, have clean numbers. What we’re talking about is how do I marry operational data in the business, number of units ships, number of jobs completed, time on job, operational data to the financials in the business so I can then go make adjustments operationally on how to improve the business and continue taking steps forward. Jason Diamond: It’s very clear. Nick, anything you’d want to add to that? Nick Hubert: I’d say it’s easy to still cut that from a deal lens and say, look, when an investment partner comes to evaluate a business to sit in their seat for a moment, they’re going to look at the replicability of what that leader has done without that leader still in the seat. And if so many businesses are still reliant on that person and this gets talked about as processes, reporting systems, that ultimately results in a discount to the value of the business because although it can be viewed… For the leader, it’s like, it’s that control thing that entrepreneurs deal with. It’s what made them good. It’s what got you there. And so that transition is really hard. And that’s important from a deal lens because that does a direct impact to value. And to widen out the scope beyond the deal and to think about the entrepreneur’s life, this goes back to the dynamic that a lot of times entrepreneurs look for the exits because they’ve built something that it’s now owning them and what they’ve built is not resulting in the life that they want. And so how can we use this system to actually change that relationship, as I mentioned earlier, with the business so that they can run it more like an executive might and get out of the knife fight, so to speak, that often is how this can feel for a lot of folks, even for pretty large businesses. It can just feel like you’re a firefighter, you’re in a knife fight, whatever you want to use for that terminology. I think it’s as much about creating a different life outcome and different relationship and owning and leading a business as it is in driving deal value. Jason Diamond: Taylor, maybe I’ll ask this of you. Forgive the question, but private equity, I think in our space, has a little bit of a negative stigma at the moment. I don’t think that’s true across the board. I think people appreciate generally the need for capital and there are certainly benefits of private equity. But I’ll say as a whole, advisors are, let’s say, suspicious of private equity. You ever get that pushback? Does anybody ever view your experience or the way you position the story as a negative? Taylor Gentry: I think most people that we talk to don’t know what private equity is. They may have seen it in the headlines. They may have some sort of connotation around it. They won’t come out and say that they don’t like it. They don’t know why they don’t like it. The average American business owner, they don’t know what it is or what it means. So yes, you do have to fight that because of the headline piece around private equity, bad actor ABC, and that’s what gets the headlines. I think what private equity is really good at is taking a business that is not optimized or not running on systems and processes that it can run on. Again, it's not rocket science is not crazy hard. It’s just the private equity world has created ways to install systems and process that improve the value of the business by way of providing visibility to financials and operations in a way that the owner previously didn’t have. And so for us, we view it not by any means as the end all be all or the answer. There are clients we’ve worked with that have taken private equity capital and grown successfully, executed on some acquisitions and then exited again. There are clients that have evaluated those transactions and said, “Hey, not for me.” We are actually fairly agnostic to it. What we really spend a lot of our time on is what are we solving for? What’s the end game? How do we use this private equity transaction to get to where we’re trying to go and is it what we want at the end of the day? Because the reality is, if you’re going to stay on and run that business with private equity investment in, there’s a higher expectation on what you need to do Monday morning than when you owned it yourself and it was a little bit of your personal piggy bank too. Jason Diamond: I love it because you bring it back to the north star concept. Taylor Gentry: Yes, that’s exactly right. It’s what are we solving for and what game are we playing to be able to get to where we ultimately want to go? And for, as Nick mentioned that client that turned down the deal, it was a private equity investment. We got very clear with that, “Hey, here are going to be the expectations. You will have a monthly financial reporting call. You’re going to have quarterly board meetings.” These are things that need to happen in this business to be able to upgrade the management and cadence in this company. You don’t have to do it all tomorrow, but that is how you make a more valuable company, is installing some of these systems, process and cadence. And so we’re working with him now on doing that, just in a private context instead of in the private equity backed environment. Nick Hubert: I think there are three things embedded in this. I’d say number one, to Taylor’s point, this is a massive black box, in some ways by design. Wall Street’s had not a great reputation for a very long time of putting things behind the paywall, so to speak. And so we think a lot about our job as empowerment and education. Jason Diamond: Education, yep. Nick Hubert: Yeah. And so part of it is just, number one, how do we just demystify this thing and name things and take away the go to or bad? Because it can be that, but it should not be that from a core basis. That’s number one. Number two, a lot of entrepreneurs feel like they cannot get access to this ability to professionalize or level up or whatever these things are without bringing on that investment partner. And so part of our motivation is how do we actually bring this skillset in without needing to bring on an investment partner because oftentimes, that investment partner comes when you’re done, and so you don’t actually get to experience it. That’s number two. Number three is, Jason, part of your point earlier was like there’s still a trap here of potentially being able to get motivated primarily by the exit. And so again, that gets back to our business model, making sure our price Racing is right, all that good stuff. And it’s also the reality that a lot of businesses, if you just look at a very broad scope of American businesses, a lot of them don’t have value in the marketplace in a massively material way and/or won’t exit in a traditional way. And so the wealth creation journey then becomes much more of a conversation of, how do we manage the balance between investing in the company and distributing out of the company to invest elsewhere because we should actually be creating investment assets along the way because when you get to the exit, there’s no better power position at the moment of exit than already having financial security to some degree and giving you choice in the right deal, not the highest and best deal because you need to fill the piggy bank for retirement. Jason Diamond: I just want to be sure to ask because you did mention a couple times your pricing structure. How have you set it up so that you can be more agnostic about this as opposed to the typical… You want to talk about it for a minute? Nick Hubert: As it’s structured now, it starts with a retainer earlier on where we are working… As Taylor mentioned, we are going deep in the operational build of the business. We will do that on a monthly retainer. We’re engaging consistently. As assets get built up and if assets get built up, we start to chew that retainer down as assets go up. I think what we are ideally trying to figure out, and still honestly have not figured out yet, is how do we get to parity so that we don’t create an… I want to be able to work agnostically with a client to say- Jason Diamond: Yeah, I love it. Nick Hubert: … regardless of how I’m engaging with you, that’s the goal. So I’d say we haven’t cracked the code on exactly what that is yet, but mechanically, we’ve got the levers to pull to say how we price and move that retainer down is basically allowing to keep it at par, so to speak, for the client and allowing us to say, “I’m here to engage in making the best wealth creation outcome for you along the way, whether that’s investing in the business or investing outside the business.” Jason Diamond: I think that’s the right recipe. I agree. The levers can be fine-tuned, but to me, that’s the model you want to create where you can credibly look your prospects and clients in the eyes and tell them, “Our job is to serve you in the best way… We’re sitting on the same side of the table as you.” I want to turn this inward for a second. The home cooking concept. M&A, within the RIA independent space, is obviously a hot topic. Have you thought about it? Do you think it’s a critical part of a potential growth trajectory of a healthy, independent firm? I’m curious your perspective. I feel you, Taylor in particular, probably have a unique lens on this coming from the world you came from. Taylor Gentry: Yeah, Jason, I think if Nick and I wanted to put as much money as we possibly could in our pockets as fast as humanly possible. It’s a pretty easy recipe. It’s go get some private equity capital backer, roll up a few RIAs, get to a few billion of AUM and then sell it to the next private equity firm or roll it to the next private equity firm, do that a few times. We’d all make plenty of money and go on our way. We’ve been really intentional on this front, and again, I talk about this is what we want to do for the next 30 plus years. And really being intentional around building a business that has that enduring nature to it, decided to take private equity capital on, you are on a shot clock to some degree. Yes, you’re trying to build a best business, all of those pieces. You get cadence. You get capital. There’s a ton of value there, but you are on a shot clock that is not a shot clock we’re trying to get on at this stage. I’d say we opportunistically are looking at acquisitions. So we think about it, and Nick and I talk about it all the time, how much of our time should we be spending on acquisitions? And we think of it as 80/20 or even 90/10, 80% or 90% organic growth-focused, 10 to 20% acquisitions-focused. And so we’re actively evaluating those consistently and see deals on a monthly basis that we look at and evaluate, but it’s less of the focus today than it could be down the road. Jason Diamond: And Nick, do you think of that when you guys talk? Do you guys call that your true north? Do you think the same way you coach your clients and prospects to say, “For right now, it wouldn’t be the right move for us to take private equity capital and to do this acquisition rollup strategy because A, B and C are more important for us”? Nick Hubert: Yes. I think if we take our life north star for Taylor. I’m speaking for Taylor, but we’re close and so we share this of… To Taylor’s point, the life outcome of scaling that quickly with that type of capital backing is likely to create a life that I don’t actually want that’s not good for me, not good for my family, and honestly, not good for our clients at this point. And so that overrides in this case, even though the wealth, north star might say, “Hey, absolutely do that.” At some point something has to win. And so that is true. At the business side, as the north star is motivated by this mission of the entire entrepreneur journey, the worst thing I could do is shortcut my ability to be on that journey for a long period of time. One of our friends in this space says, “The best thing I can do for my clients is still be in the seat 30 years from now because I’ve lived a good life that enables that.” And I think that’s spot on for us, is everything, it’s so easy in today’s world to be consumed by short-termism and we are intentional in ensuring that we don’t succumb to that. While still recognizing to your point, I mean, you’re in this all day, Jason, right? There’s a massive opportunity in front of us to be thoughtful about how acquisitions fit into this. And I think we want to be open to that in a way that ensures we just don’t lose the core of the goodness of what we’re trying to build. Jason Diamond: I think that’s the right answer. The only wrong answer in my mind is we’re not open to this or we’re closed to it. To not at least be opportunistically aware of the dynamics in the market, I think is naive. But also, I’ll be honest, Nick, when I think about the concept of the north star, I have a hard time imagining, because we use a similar concept when we counsel advisors. What is your true north or your north star and your best business life, whatever you want to call it? To me, it does include absolutely the personal piece. I think it’s hard to define it only on the economic verticals because, I mean, I think about this for a transitioning advisor. Almost never is the conversation about crunch the spreadsheet and get us the biggest check possible. It’s, yeah, sure, transition capital is important, but it’s let’s also, we want a better work life and we want freedom to market and blah, blah, blah. To me, I think it’s a completely fair way. You two are looking at it at least for now and I assume you reserve the right to revise that opinion down the line. Nick Hubert: I think acquiring for size and scale is as often the headline is, yeah, we’re not into that at this point because I think… And yet, hey, if the right acquisition with the right people came along in that, we’d be extremely excited and would move very quickly to execute on that. So it’s a little bit of a both hand. Taylor Gentry: Yeah. Jason, I think it goes without saying, but my background on having done a bunch of transactions of businesses like this, it’s a natural fit for us to have this as a lever. And so we are looking at deals. We just haven’t prioritized it as the top priority. Jason Diamond: I think also where you are, 2024 was the launch of the business. It’s pretty common to see, all right, let’s nail this, let’s get our feet under us, client service model and then we’ll start to think about that down the line. A couple other things I want to ask you about running an independent firm. This is a pretty glowingly positive review, I think, of your ability to service clients, your ability to grow and to build and run the business that you want. Has there been anything negative that you haven’t enjoyed about running and operating this business, other than working with each other, of course? Nick Hubert: No, I was going to say, I’m like, can we get Taylor off the call again? Taylor Gentry: Jason, maybe I’ll take a first cut at it. I think for both Nick and I, it’s just the administrative components of running an independent business that we don’t enjoy candidly. I don’t think many people would. That said, you come full circle and it is a pretty glowingly positive review of running an independent business because we get to run it in the way that we see fit. And oh, by the way, we use the same things that we use with our clients. So the value drivers we’ve talked about, we have a value drivers worksheet. We refresh it every six months. Nick, Andrew, and I get together every six months and we’re 18 months into this thing and we’ve already got this cadence and system to it, if you will. So I personally really enjoy the running the business piece of it from a macro perspective. Yeah, I’m responsible for running our fee billing and running the math on all that and getting that done, for example. Jason Diamond: I think that’s actually a very thoughtful answer. And I appreciate you saying I enjoy running… I feel the same way, by the way. There’s some elements of running a business that I think are immensely fun. I think it gets painted with this brush of, “Ugh, running the business is the hassle and I want to work in the business.” Agreed, nobody likes invoicing and accounts receivable for the most part, but Nick, what are your thoughts on this? Nick Hubert: Yeah, I think mine is different a little bit coming from a different background where it’s easier for me to sit with the rose-colored glasses of the joy of the freedom that we have in this model. At the same time, when I’m counseling folks who are talking with folks or mentoring folks, younger people who are thinking about, “Okay, I want to go start my own thing,” I’m like, “Hey, it’s like I’m the same way. I want to look in the mirror and think I’m the boss or I’m one of the bosses and we get to go build this.” Then the reality is, at the end of the day, if there was something that you didn’t want to do that had to get done and you didn’t do it, you got to look in the mirror and be like, “Well, you’re the boss, you didn’t do it.” It’s the both sides of the coin that I think a positive, negative cut is one way to look at that because it can feel that way sometimes. And the reality is every job has 20 to 30% of it that you just don’t enjoy doing, and that’s totally true. Jason Diamond: It’s why they call it work. That’s why they pay you. Nick Hubert: They’d be pretty quick to point out that I’m the one of the partnership group that they’re going to have to chase for a smaller administrative item because, yeah, I honestly, just similarly speaking, don’t enjoy that. I want to go talk to clients. I want to go focus on building what we’re building. In finance speaks, it is a higher beta to just the all encompassing realities of running a business that is really hard to underscore without being in the seat. And yeah, there’s definitely 20 to 30% of that I would love to wave a magic wand and say, I don’t have to do anymore. Jason Diamond: Yeah, I appreciate that. Nick Hubert: You can’t have one without the other. It’s both sides. Jason Diamond: I think it’s getting easier and I think it’s getting more offloadable and some of it probably gets more… In some ways, more offloadable as you scale, but then you get a new set of problems, probably two, because you’re dealing with bigger… It’s a never ending. I think most business owners would agree with that. And you said it well, you take the good with the bad and overwhelmingly, most people we speak with in the independent space feel as you do, which is, are there things I would prefer to offload or that I would prefer not to do? Of course, but that’s almost just the price you pay for the freedom and for doing all the things you want to do. Two more questions that I want to be sure to ask about where this has been a great episode. One is AI. Need to know your thoughts. Is this coming for our jobs? Do you think your firm is positioned to capture either asset flows or also just to leverage this technology and use it to serve clients better? Just give me your thoughts. Nick Hubert: I think, in some sense, it would be irresponsible as people this early in our entrepreneurial journey and thinking about how do we optimize what we do for clients to not be engaging with AI in some way, shape or form, at least in an evaluative posture. So we are actively, in a bunch of different ways, whether it’s buy it off the shelf or build it, continuing to find ways to think about, not only how do we drive efficiency, because there’s an obvious surface level dynamic of if I can save time and spend more time with clients, that is a go to thing objectively. And there’s this deeper dynamic of if it can amplify what… Actually, back to your prior question, if it can amplify what I’m best at and enjoy and reduce what I don’t enjoy, that’s a massive win. And I think we’re on the surface of seeing that. That’s the opportunity we are motivated by that and pursuing that. And at the same time, I would say an operational principle that really is important to us, and you can almost call it a north star within the business is client security can never be put at risk for the sake of our own growth, our own efficiency, or anything else. There’s, I think, still a question mark as to how we think about trusting this. And so we are very cautious as we think about we will never try to move so quickly on any technology, whether it’s AI or otherwise that we risk our clients in some way, shape or form, because the reality is we are also in a context where AI is, when pulled, one of the least popular things happening in the world today for the average American. And so there’s no kudos here for being a leader. Jason Diamond: I totally agree. The first mover advantage here is slim to none. Nick Hubert: Yeah, you don’t want to be the one sticking your neck out on this in our industry. And yet there still objectively has a potential to be better for the clients. Navigating that I think is messy. Taylor Gentry: I think the only thing I’d add, which is pretty short, is the use of these tools has the ability to create a better deliverable for clients on a more consistent basis. And marrying that with exactly what Nick just outlined around the risk is really the magic piece here. And so I think, to the extent we can get it implemented effectively with the security, but also with, this is going to result in a lot better outcome for clients across the board, that’s a pretty attractive objective to go after and it’s pretty exciting to be in the industry with that now on the forefront in terms of ability to improve that experience over time. Jason Diamond: Yeah. No, that’s a good color to add. I want to end here with a potential HR violation, but you’ll forgive me. I’m not going to ask about age, but you are clearly both relatively young advisors. And this is a hot button issue in our industry, the idea that there are not a lot of talented, young next gen advisors at a time when a lot of gen one or older advisors are retiring out of the business. So what would you say… I think one of you made the comment earlier, it’s not necessarily the coolest industry to go into at 23 years old right out of school. I think more commonly people go into sales and trading, investment banking or some of the other finance verticals. What would you say to younger folks interested in wealth? And maybe I’d ask also, do you have any thoughts on how we solve this next gen talent crisis? And if you’re both secretly 90 years old, you can just do it. Taylor Gentry: You talking my internal age or my actual age? Jason Diamond: Why don’t you go first? Nick Hubert: Yeah, go ahead, Taylor. Taylor Gentry: I think there’s two threads here. The first is it’s not a sexy industry to go into and not as sexy as an investment banking, private equity shtick, if you will. I think from my perspective, it’s really important what you’re working on. The ability to be in a firm like what we are building with the diversity of work that is available is a little bit like the world’s your oyster and we’re designing
In this episode, I tackle one of the most under-appreciated drivers of retention in any online membership: expectation management.I share why memberships are uniquely unforgiving when it comes to overpromising, and how a mismatch between what you sell and what you deliver will quietly kill your retention long before a cancellation email ever hits your inbox.We'll walk through seven practical ways to set realistic expectations - from the claims you make in your marketing, right through to how you signpost future value for members already inside your community.If you want members who stick around, get results, and rave about your membership rather than resent it, this episode is for you.In this episode:Why managing member expectations matters so much more for memberships than for one-off productsThe danger of "magic beans marketing" and how to sell with confidence without overpromisingWhy being clear about who your membership isn't for will attract better-fit members who stay longerHow showing behind the scenes, tweaking your pricing strategy, and using FAQs can pre-empt misaligned expectationsThe role of signposting future content and events in keeping existing members engaged and reinforcing clarityWant the practical companion to this episode? Grab the free Magic Beans Swap Sheet – a swap table, list of words to retire from your marketing, and a self-edit checklist for your sales page.And if you'd like a wider view of where the gaps in your membership business actually are, our free Membership Healthcheck is built for exactly that.Key Quotes & Takeaways:"One of my favourite things with the online membership model is that there's no place to hide. If you cannot live up to what you promise your audience, they're going to figure that out and they're going to do that pretty quickly.""Don't go out there selling magic beans. Don't make these kind of wild guarantees and promises because of course there's no such thing as a guarantee.""Don't be afraid to put people off joining your membership and to tell them explicitly, this is not for you. Because then you can double down on the people your membership actually is for.""If you set your expectations sky high, there's no way to go after that. But if you've set realistic expectations, then you can wow them a little more. Then you can surprise and delight them."
Today's guest is Hayley Dubin, Certified Health Coach, Metabolic Terrain Advocate, and founder of reVIVE Wellness. She also is the host of The Cancer Liberation Project Podcast. As a 28-year ovarian cancer survivor, her passion is to help people overcome the physical, mental and emotional challenges that the cancer journey can bring. She helps her clients let go of the fear and take control of their health, so that they can feel confident in their ability to heal.We talk about how medicine and treatment have changed in the past 30 years, grieving loss of fertility and femininity, the effects of stress on the body and the rediscovering joy, the importance of balance and wholeness to maintaining health, and so much more!!Resources:Hayley's Website: www.revivewellness.comFree Gift: 7 Top Tips to Keep Cancer Away and Feel Confident in Your Body Again!Hayley's Podcast: The Cancer Liberation ProjectHayley's Instagram: https://www.instagram.com/hayleydubin/ Hayley's Facebook: https://www.facebook.com/revivewellness1 Hayley's LinkedIn: https://www.linkedin.com/in/hayley-dubin-91683627/Follow:Follow me: https://www.instagram.com/melissagrosboll/My website: https://melissagrosboll.comEmail me: drmelissagrosboll@gmail.com
Episode 57 - Me interviewing Me with Top Tips on Manifesting Your Way To Abundance.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only. The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees. We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.
Today's topic is something the Dental A-Team hears about a lot: Our practice is awesome, but we struggle to find new patients. Kiera talks about why this is such a common issue, and gives tips on what you can do to address it. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent- Dental A Team (00:00) Hello, Dental A Team listeners. This is Kiera and I am so freaking pumped about today's podcast and I hope you are too. Today's gonna be a fun day. It's about something that I absolutely love and hate. For those of you that have been listening to the podcast for a while, welcome. I'm Kiera Dent. I'm so happy you're here. My job and our company's motto is to possibly impact the world of dentistry in the greatest way possible. And we do that through this podcast. We put it on for free for you. Tactical practical advice for you every single week for doctors and teams because honestly trying to get both on the same page is really tricky. being a team member myself, being a business owner myself, working with hundreds of offices across the nation, our team works with hundreds of offices, our consulting team is like truly second to none. I do believe that we have the most experienced expert team that you could ever ask for. And they truly guide doctors and teams to fulfillment, to success, and they do it with ease. And of course we pop the confetti and have a ton of fun. So today I wanted to just dive in. And talk about like, why are great practices still struggling to attract patients? I think that this comes up on many coaching calls in lots of different areas. And it's something of like, but the practice is amazing. Why are they not getting the patients? And I think something that I pulled from some business courses I've taken is it does not matter how great your business is. It matters how well your business is marketed. And so I think for us to just look at this and say, all right, how do we market better? And what are the things? So I have found that it is not because like you are clinically sound or you're not clinically sound. It's really about like being easy to choose and how are we able to be easy to choose as a practice versus being hard. And there's some simple things today that I wanted to go through because like you can have great dentistry, a solid team, great intentions, but if growth is feeling harder than it should, or we're not attracting these patients, let's talk about some ways to do this. And yes, there are PPO, there's fee for service, there are different things that happen for both of those. But literally what I found is we've got to like look through what a patient's experiencing before they even come into your practice. So I feel like the growth and systems conversation is like not just about marketing conversations. A lot of times we're like, here, I want the magic bullet. I want you to like give me these items and we can just get all these new patients. And I want to too. And I'm here to say that marketing has a place. ⁓ But I also want you to realize like what are your patients choosing you for? And so looking through your reviews, you can actually throw it into AI and say like, What are the top like five things that come from these reviews that we're receiving as to why patients are choosing us? And there was a great quote from Top Tips for Effective Clinical Communication in the British Dental Journal, yes, PMC 2023. And they said, effective communication is central to every element of clinical practice from first contact with reception to the point the patient leaves the building. And when I read that quote, I loved that quote because I feel like so often we don't think about all these mini touch points. And I know we've talked about it before, but it's like, let's work through, like maybe we don't need more new patients. Maybe we just need a better path from attention to appointment. Yes, I love that. From attention, like grabbing their attention to them setting the appointments. And so where can we look for like common misdiagnosis within the practice? What does this look like? And so usually people are like, we need more marketing, we need more patients. And that's not wrong. I was on a coaching call with a practice and we were talking about like, A great ratio for everybody to have is we need the patient base to be 200 patients per hygienist per day in one week. So for example, if I've got 10 columns of available hygiene in a week, I need 200 patients. Yes, I did easy math for you. What is that answer? 200 patients times 10, bingo, 2000 patients would be an active patient base. Usually seen within the last 12 to 18 months is how many we need to see. So we were looking and this practice was running 14 columns of hygiene in a week. Well, that's 2,800 patients. They only have 1900 active patients. So what would most practices say? We need more new patients. Let's run into marketing. But like, are there other things that we can do instead of just needing marketing? Like could we maybe, are there patients already sitting within our practice that we need to have? Maybe we do need to have more new patients. Yes, the ideal is 30 new patients per month per doctor. But is that always the case? Are they maybe hiding in the crevices of your practice that we could pull forward? So me and this office manager had a call, talked about it. looked, we went back to their recall. She was like, here, I got six patients on there. And I was like, well, that's inconvenient. So what things could we do? And so what can we really look for of what about our, are we looking at our re care and our reactivation? Are we reappointing all of these patients? Like before we even go and jump into marketing, which I'm not here to say don't market, but what about all the patients sitting in our database right now? One, can we reactivate them? The answer is yes. Two, with all the patients coming through, are we asking every single patient, who else can we schedule for you? We absolutely love you. How else can we like, who else can we schedule? Who else do you know that we could schedule for you? So when I look at this, like where is the true diagnosis and do we actually need more? Or is it that like, no, we just need to be better with this. The practice is also asking me like, Kiera, is it the economy? Like we're not getting all these new patients we used to. And I want to say that like generally speaking dentistry is pretty economy bulletproof. Like most patients come in, Things have it. Now, fee for service, you're gonna struggle more because patients might only like to do one cleaning versus two cleanings, but your insurance driven practices, great news for you. You've already got your patients there. And I'm not here to say that insurance is bad. I actually think insurance is one of the best marketing pieces to drive patients to your practice. And then it's a thousand dollar coupon, like a thousand dollars to get a patient. I know you're like, but Carrie, we take all the cuts and the fees. I don't disagree with you, but how much does it cost to bring on a new patient? Look at that cost. to benefit and if I can like go beyond their max and my team is really good with that, $1,000 for an insurance max. I understand that not always that's the case, but is that worth it? I say typically yes. So when we look at this, why like, do we really need more marketing? Do we really need more patients? I want you to look for like, let's make sure our systems are tight and taut before we go after and hit the marketing because that just means we got to make sure our bucket, like the walls aren't empty. We don't have a hole in our bucket, but we actually are filling that bucket with these patients. So that step one is I want you to look there. Me and this office manager, did we find? We found over 800 patients in their database right now. That's how many patients they need. We don't need to go after new patients. We just need to use the patients we already have in our practice because then our practice is full. Now, if we want to grow, then maybe yes, but even that look to see who is in our database version. People don't want this. It's not sexy. It's not fun. It's like, no, but I just want marketing. I want them to be dropped into my lap. I hear you. but let's make sure that we have that. Now, if we've elected that we do need to go for marketing and we've already tightened up and we have all these pieces, we've got our re-care, we've got our reactivation, we're calling patients, we're making sure that they're reappointed, we're looking and we're running this report consistently, we're asking every single time we schedule patients, who else can I schedule for you? We are actively asking for referrals and reviews. If that's already done, and that's a big if, then we go and look into marketing. So what I want you to look at for you is like, Do we need to have different messaging on there? How is our, like when we do market, I want you to look at like, what's my website, what's Google, what's our phone experience and is that matching the first impression of us? What about our clarity? Like, are we really crystal clear on who we're trying to market to? Do we have that dialed in? Our dentistry should speak for itself and so tightening up our first impression, tightening up like what our practice is saying to patients and making sure that patients really truly feel like this office is so different than any other practice, that's going to make sure like that impression online needs to match our patient experience and vice versa. Our patient experience needs to match our online presence. Sometimes offices are so good, but their online presence looks like they are like dated 50 years ago. So making sure that your practice matches, because if a patient's confused, they might not be converting for you. And so let's just look to make sure does our online presence and our phone calls match our clinical excellence in the practice and does our clinical excellence in the practice match our phone calls and our outside experience? And I hope you guys can see like those two have to be the same. When you pop on Dental A Team, like you listen to me on the podcast, when you join our team, it's freaking fun. We have fun in person masterminds. We have fun in person visits. Teams love when we come. It's got to match what you hear on the podcast. And if it doesn't, people are like, Kiera, I love your energy. And I'm like, I know I have to hire consultants to have my same level of energy. They're not exactly clones of me. But otherwise it feels like a mismatch and you're like, wow, that person's like really low and cure is really high. You join Dental A Team because you love our energy. You love our style. You love what we present and preach on the podcast. That's why you join. Now, if you didn't experience that, that that's going to be a mismatch. Same thing with you and your practice. Is that a mismatch? Can you tighten that up? So then when it's that we go back to the leaking, we already talked about leaking. So when I look at this, we want to make sure that like we are matching online. And then I talked about our acquisition, our retention, our reactivation, our reappointment rates. But then in addition to that, there might be more that we could diagnose on there of our experience is amazing. Everything's matching. We might need to go into marketing, but like, let's talk about some other areas where you might have new patients just coming through, through this, which can tie to your marketing. So we've decided our online matches, we're going to go for marketing. We need to get more new patients and or it's already our new patients there. Let's look at how many missed calls we have. People think all the time, like we're just so busy. We're so busy. missing those calls can actually be impacting your practice with those new patients. Then how do we follow up with them? So if we miss calls, like some people are like, it's fine. We just have a text. Well, that person's hunting right now for a practice. What's that patient experience? And remember, it's these great practices who are failing to attract new patients. Is it because we're missing calls? Is it because we're not doing well with that new patient? Do we not make them fall in love with us when we do get them on the phone? That patient should hang up and be like, Gosh, Jason or whomever their spouse significant other best friend. I am so freaking pumped to go to that dental practice. If they are not saying that when they hang up with your office, there is something that could be lost there. What about what happens with all these patients that are not like coming through? Do we have a process in place to make sure they get back on the books? What about are we having like a set process in our practice where we're consistently asking for reviews and referrals all the time? And then also like, do we have this poor handoff from like when a patient calls us and says, this is what I need. And then they take them to the back office and it's not even remotely what they have. Do we have that in there? And so when we look at this, I think it's part of we've got to be tracking and auditing. How many missed calls do we have? How long does it take us to get a missed call to schedule? What about for new patient scheduling? When do we get our new patients in? What about who's overall the followup of this? And then also, how are we asking for reviews in our practice? If those things, in addition to re-care, reappointment, reactivation, I just listed off eight things. I've got them on my fingers if you're watching the video. Eight things, if we are not doing that, don't talk to me about trying to get new patients and like, ⁓ we can't attract them. You were attracting them, we're just not handling them correctly. We're not taking care of them because this practice is not converting what you're already paying for. And I think if we can't be good stewards over what we're already paying for, Why are we asking for more? To me, I'm like, tighten the bows. Like that's way easier, but that's discipline and discipline does equal freedom. So for practices, it might be worthwhile before we even jump on the horn and say, we need more new patients. I'm just going to list it off for you. Missed call numbers. We're going to go through our like from missed to scheduling. What about who's over all the followups of all these? What about our review process? What about our re-care? What about our reactivation? What about our reappointment? If those aren't tight, you have the patience in your practice, you're just not using them and handling them with care. And so make sure that you're not like, I hate wasting money and I think that this is one of the greatest opportunities to waste money. So when we think about it, like here's top funnel, right? We talked about, we gotta make sure our leak is not leaking, okay? Bucket has all the holes filled. Then we gotta make sure what are we saying online versus what they're experiencing and what they're experiencing is that showcased online. Tighten all that up. And then when we look at this, I'm like, okay, we are solid on this. But what really, really is going to speak and help and what's going to create massive growth for your practice is when the patient journey feels clear, consistent, easy from the first click to the first visit. So when we think about this, we talked about this a little while ago, like what does this new customer want? What does this new patient want? We want to pay attention to like how quickly are we responding to people? What happens when they show up to our practice? Are we so like excited. Is it genuinely? ⁓ Someone told me a quote for the Ritz-Carlton and it said, ladies and gentlemen, serving ladies and gentlemen. And I have not stopped thinking about their mission statement because I think about it if like, do you have high level professionals serving high level professionals? Or do we have high level professionals serving friends and family of the community? Or do we have like everyday community team members serving and loving everyday team, like community families? Whatever it is, making sure that this patient feels like the journey is so consistent with what we're putting online, what we're saying we are. So how do we have this? And so really making sure that there is this whole process, like patients love you from the first day that they call you. Patients are excited to work with you. Patients are just giddy. Patients, when they leave the practice, are giddy to refer you, to leave a review for you, to leave a referral. And I think people forget... that this could actually be a very easy process. So ways that teams can do this is like, let's actually run through a new patient calling, call the practice and like, let's hear how they answer. And don't be afraid to give honest feedback. This is what we're here for. We are here to give honest feedback. And so what was that experience like? Did I feel like you were so excited that you're my best friend that you can't wait to welcome me into the practice? Or if you're more of a holistic practice that it's a Zen, it's a calming, it's a we've got you and we're gonna take great care of you. How do people feel when they call your practice? That's number one. Number two, let's go online. What do our reviews say? What does our website look like? And does that match when you come into the practice? And if it doesn't, what small little changes, notice they're small, not giant ones. What small changes need to happen? Do we need to update our Google presence? Do we need to update our website? What do we need to do from there? Okay, so we go through that. Then we walk through the practice as a new patient. So come in the door, act like a new patient or act like a regular patient. Let's do role play both of them. How is a new patient greeted? Are they just given an iPad and told to sit there? Is it like, me have a concierge style with them. What about new patients? Are we saying, hey, it's so great to see you, Kiera. How's your family? Gosh, like let me make sure I get your next cleaning scheduled for you. I know that you absolutely love to like zip out the door you're busy. And who else can I schedule for you? Let me make your life simple while we're waiting. I'll grab you a cup of coffee while you wait. Are we doing that? Did you just hear how many little opportunities I asked? The new patients coming in, the patient there, like how to get more patients just by loving them and being a friend to them. Then what is it like when we take them to the back office? How is our new patient experience? them in the hygiene chair. How do we explain our pieces? And then what's our wrap up at the end? How do doctors wrap up the exams? How do we take that patient to the front office? How do we hand them off to the front office team to make sure that they're having this amazing experience? Front office team, how are you wrapping up? Are we asking for reviews at that point in time? Do we maybe have a little postcard that we can give them of like, we're trying to help more patients like you. Best way to do it is to leave us a five star review. I love working with you, Kiera. You absolutely make my day. Every time you come into the practice, I would love it if you'd leave me five star review. Just so you know, my hygienist at the office that I absolutely loved asked me that. I went right home, I had the little postcard, set it on my counter, did the review that night, because it was so simple. That review, also it sat there. My husband doesn't go to that practice. And I was like, I love my hygienist, Jayce. You should probably schedule, like we should get you scheduled for that. Little subtle things. And I'm already patient. I'm the cheapest, easiest marketing to go after. And my patient experience was amazing when I went in there. Now, when I got annoyed with them, it was because I wouldn't get the same hygienist. I didn't have the same doctor. People didn't know my name. They were late. I left. I ended up leaving the practice. So those little things that we don't think matter are what are deterring. So not only do you role play through what's going great in your practice, but maybe that's also question mark, why would people leave our practice? Asking that question can also be a great audit of why, and are we following up on missed phone calls? Are we calling people back? Are we scheduling them for unscheduled treatment plans? Are we running this report every single month? Like, do you see how there's an entire ecosystem around these patients? And so when I asked the question at the beginning of why great practices still struggle to attract patients, I think the better question on that is, are we actually doing the little pieces that drive us forward consistently? Are we hoping and praying for miracles of new patients to just rain from the sky? It's like, I can have rain come every single day from the sky, but if I'm not collecting it in buckets, purifying that, making sure I have a system for that, as much rain that comes down is never going to be enough for you. And so when I look at this, I think it's a space of how can we make sure that our marketing dollars are being well taken care of? Every patient in our practice feels like they are a VIP and that they want to send more patients to us. Those simple, small things are actually how great practices can freaking thrive. These are how my best of the best do it. When I look at my highest ones, the ones who have repeat customers constantly, they're tight. Their reappointments are there. Their missed calls, they track that, they monitor that. That's a KPI for them. They check to see how long before we get back to missed calls. They are reducing that missed call number. Their reappointment percentages are high from hygienists. They're running the reports. They do not have many patients sitting in their re-care and reactivation campaigns. They are running those on a regular basis, getting patients back into the practice. They also are making sure that they're auditing how's our patient experience. What's our online presence saying versus what's our inside presence saying? How is our experience? Why would they be leaving us? Let's tighten this up. Let's tighten this up. Let's make sure every encounter is great. We are constantly asking for reviews and referrals. And if that feels daunting to you, then great news. You just heard an amazing opportunity to grow your practice with minimal effort. This is how you're able to do it. You don't need to be fancy, flashy, showy, none of that. All you need to do is have consistency and intentionality. And so I think it's one of those things of growth comes from being clear, being consistent, and actually having a great experience every time they come, because patients stay for that. So when it's not easy, when you feel like this, a lot of times it's just like doctors are like, I'm busy in the back, Kiera. I'm doing dentistry. I'm drilling and filling. Like, how am supposed to have time for this? And office managers are like, you don't even talk to me. I'm trying to get all the billing out there. I don't disagree. And I feel like these are the cobwebs within the practice that make a practice great or have a practice crumble. And I think so often people think they need more new patients or they need all these different things when actually all they need is to tighten up and refine and optimize what they already have and have somebody help them with that. So I would love to help you guys. I'd love to find out like where is this breakdown? Where can we tackle it and help hold you guys accountable to it so you actually see the fruits of your labors. So you're actually able to do that. So reach out Hello@TheDentalATeam.com if you want some help with this. And today I really want you each to go through an audit. Auditor missed calls. audit our website, audit where we are like, how long does it take us to call missed calls back? How are we reappointing? How many patients are in our unscheduled lists? How are we following up on them? Do we have a process for that? What's our experience? Are we asking for reviews? And I want you to pick one thing from today's podcast, not all of it, because that can feel daunting, but one thing where we can tighten, sharpen, and refine and optimize to where we don't have these gaps in our practice. Yes, marketing has its place. But like I said, all the rain can come to you, but if you're not collecting it, refining it and optimizing it, doesn't matter how much rain falls, you're always gonna want more. Just like you're always going to want more new patients. These are little, simple, easy ways to grow your practice. If you're struggling with it, reach out, Hello@TheDentalATeam.com. Sometimes you don't need a different strategy, you just need to be held accountable. Sometimes it's not going crazy. Like literally this could be a whole marketing podcast, but instead I'm telling you little simple things you can do in your practice today to grow. You don't need to do it. So I want to remind you that patients don't choose practices that are best in theory. They choose practice that feels easiest to trust. And sometimes I get annoyed because I do watch practices and there are some practices that I don't think should be the highest top practice. And yet they are because they are the easiest to trust. are the easiest. They are the best marketed. They are the ones that just make the process simple. You can think about a competitor you might have. And question mark, why would patients go there versus you when you might be a better clinician, a better overall experience? I'm not here to say that dentists are not great. I know we're all striving. I also know that some dentists are better than others. And so how can we make sure that the best dentists, those of you listening are winning? I want to make sure that you're winning. So reach out Hello@TheDentalATeam.com. And as always, this is your practice. This is your opportunity. This is your moral obligation to serve patients at the highest level possible. And I just implore you and invite you. to take one step today, make your practice just a little bit better, a little bit brighter. And if we can help in any way, we're here for you. You have it, it's all yours. And I just remind you that we are so lucky to live in the time we do, to do what we get to do every single day. And if I can help you in any way, reach out. And as always, thanks for listening. I'll catch you next time on the Dental A Team Podcast.
TTT44: 3 Top Tips for Bloating & Gas AKA The Fart Episode
Mike Slater welcomes Kyrie from the Transformed Homemakers Society (transformedhomemakerssociety.com) for a discussion about motherhood. The two discuss tips that every Christian mother needs to hear.
Mike Slater welcomes Kyrie from the Transformed Homemakers Society (transformedhomemakerssociety.com) for a discussion about motherhood. The two discuss tips that every Christian mother needs to hear.
Chad Hyams and Bob Stewart discuss essential negotiation strategies in this engaging episode of the Win Make Give podcast. They explore nine powerful tips for successful negotiations, including the importance of asking for what you want, listening actively, doing thorough research, and knowing when to walk away. Bob shares insights from personal experiences, revealing how mindset and preparation can influence outcomes. Whether negotiating in business or everyday life, this episode provides valuable guidance on understanding the other party's needs, making informed decisions, and maintaining composure to achieve desired results. Join Chad and Bob to enhance your negotiating prowess. ---------- Connect with the hosts: • Ben Kinney: https://www.BenKinney.com/ • Bob Stewart: https://www.linkedin.com/in/activebob • Chad Hyams: https://ChadHyams.com/ • Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/ More ways to connect: • Join our Facebook group at www.facebook.com/groups/winmakegive • Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up • Explore the Win Make Give Podcast Network: https://WinMakeGive.com/ Part of the Win Make Give Podcast Network ---------- 00:00 Choosing Positivity and Controlling Emotions 01:26 Landscaping Mishap Leads to Unexpected Termination of Service 03:25 Mastering Negotiation: Strategies for Success 10:33 Mastering Negotiation Through Listening and Preparation 13:20 Mastering Negotiation Through Research, Patience, and Flexibility 22:50 Identifying and Addressing Pain Points in Sales Negotiations 25:55 Mastering Negotiation: Strategies for Success and Emotional Control