Podcast appearances and mentions of ken baker

Imagine a cartoon opening a door to transform a challenging conversation into a productive and meaningful conversation in your team.  In this episode, we explore how listening and observation can engage humor which can shift our mindset and enhance our ability to engage with others meaningfully. Dave Coverly is the award-winning creator of the internationally syndicated cartoon Speed Bump, featured in hundreds of publications including The Washington Post, The New Yorker, and The Globe & Mail. A four-time winner of the National Cartoonists Society's “Best Newspaper Panel” award, he received their highest honor, the Reuben Award for “Outstanding Cartoonist of the Year,” in 2009. His work appears on greeting cards, in books, and across major media outlets, and he serves as the principal cartoonist for BarkBox.  Dave Coverly has authored several cartoon collections and children's books published by Macmillan namely Speed Bump: A Collection of Cartoon Skidmarks (Andrews McMeel), Cartoons for Idea People (ECW), Just One %$#@ Speed Bump After Another (ECW),  Dogs Are People, Too, and its sequel, Cats Are People, Too. And his children's picture books include Sue MacDonald Had a Book (with Jim Tobin, Macmillan), The Very Inappropriate Word (with Jim Tobin, Macmillan), and How To Care For Your T-Rex (with Ken Baker, Macmillan). His chapter book trilogy began with Night of the Living Worms, and continued with Night of the Living Shadows, and Night of the Living Zombie Bugs.   With a career spanning over 30 years, Dave has mastered the art of observational humor, using his cartoons to reflect on the human experience and the nuances of everyday life. In this conversation, Dave shares personal stories and insights that have shaped his career as a cartoonist with listening playing a core role. Not just as a skill, but as a vital part understanding human patterns and through this tapping into human connection.  We explore how humor can serve as a bridge to deeper conversations and how the act of listening can inform and inspire creativity.  Listen to the end, where David also shares how humor can help navigate serious conversations and lighten the mood. Enjoy listening in! “Listening is about connecting with people and understanding their experiences.” – Dave Coverly SUPERPOWER Notes: 00:08 – The Power of Humor. Dave discusses how humor can provide a different perspective on serious topics and enhance communication. 02:50 – Early Influences. Reflecting on his childhood experiences with his uncle and teacher that sparked his interest in listening and humor. 10:15 – The Role of Observation. Dave explains how being an observant listener informs his cartooning process and helps him create relatable content. 15:30 – The Importance of Context. Understanding how context shapes humor and the need to stay relevant in a changing world. 22:00 – Listening as a Creative Tool. How deep listening can lead to new ideas and insights in both cartooning and everyday interactions. 30:00 – The Impact of Silence. Exploring how silence can enhance the listening experience and foster deeper connections. 35:00 – Humor in Serious Situations. Dave shares how humor can help navigate serious conversations and lighten the mood. 42:00 – The Evolution of Humor. A discussion on how humor adapts to cultural changes and the importance of authenticity in comedic expression. Key Takeaways: “Doing humor is kind of that right brain, left brain thing." – Dave Coverly “Humor is a way to connect with people and share experiences.” – Dave Coverly “Listening is not just about hearing words; it's about understanding the context and emotions behind them.” – Dave Coverly "I love the idea of having a cartoon as a pause for, to take a breath or pause to reset or a pause to allow another perspective or pause to give permission to another perspective."– Dave Coverly   People Mentioned: Mike Peters - A cartoonist who provided Dave with valuable advice about humor and authenticity in cartooning. Christy Ottaviano - Dave's children's book editor, described as a legend in the industry.   Connect with Dave Coverly: https://www.speedbump.com/ https://www.instagram.com/speedbumpcomic/  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Andrew Bent on risk management involvement in developing requirements for contracts, the most important thing a risk professional can do before they start drafting insurance requirements, and the types of coverages and limits to include in a contract. Andrew shares his approach to reviewing contracts received from other organizations, and his pet peeves about reviewing contracts that have requests for endorsements or policy coverages that are hard to obtain or no longer exist. He shares some general tips for negotiations. Listen in for advice on win-win strategies in contract negotiations.   Key Takeaways: [:01] About RIMS. [:14] Member registration for RISKWORLD 2025 is now open! General registration opens on December 4th. Visit RIMS.org/RISKWORLD. [:26] About this episode. From RIMS headquarters in New York, we will delve into the importance of contract review in risk management with our guest today, Andrew Bent. [:47] The next RIMS-CRMP Exam Prep Virtual Workshop will be held on December 17th and 18th. The next RIMS-CRMP-FED Exam Course will be hosted along with George Mason University from December 3rd through the 5th. [1:06] Links to these courses can be found on the Certification page of RIMS.org and through this episode's show notes. [1:13] RIMS Virtual Workshops! “Risk Appetite Management” is back by popular demand. Registration closes November 19th for the session on November 20th and 21st. That session will be led by Ken Baker. [1:28] Elise Farnham of Illumine Consulting recently joined us here on RIMScast. On December 4th and 5th, she will host “Applying and Integrating ERM”. On December 17th and 18th, she will host “Captives as an Alternate Risk Financing Technique”. [1:45] Those are just three of the workshops RIMS offers; we have lots more! Other dates for the Fall and Winter are available on the Virtual Workshops calendar, RIMS.org/virtualworkshops. [1:57] Interview! Our guest today has 20 years of experience as a risk management professional and consultant and is known for the development, implementation, and optimization of ERM frameworks. He is Andrew Bent, the Senior Engagement Lead from Marsh Advisory. [2:17] Andrew is also one of the founding members of the RIMS CRMP Commission. He's here to talk about the importance of contract review in risk management and to provide tips and strategies for effective review. [2:28] We will also discuss how contract review can even influence business relationships. Andrew Bent, welcome to RIMScast! [2:57] Andrew started in New Zealand as a chemical engineer. He compares chemical processes with risk frameworks. He then worked in risk management with the New Zealand Customs Service. [4:11] Australia and New Zealand's governments made drastic cuts to public service about how resources were deployed. They did this with good risk management theory, the 4360 standard. [4:48] The Customs Service applied the 4360 standard to the risks of people, crafts, and goods coming across the border. They did risk assessments on many things. It was a good way for Andrew to understand how risk works and how to either mitigate risks or live with them. [5:22] There are only so many shipping containers that can get opened every day and so many people who can be evaluated every day if you don't want to shut down your country's entire commerce trade and flow. [5:41] Andrew stayed there for a few years. Then he moved to Canada in 2009, a financially difficult time. He loved Canada and found the people to be similar to New Zealanders. He worked in a large municipal police agency in Western Canada. [6:55] They were forward-thinking and strategic in how they thought about risk. He was able to help set up an enterprise risk management team and help accelerate the integration of strategy and risk. [7:17] For a time, Andrew was the only chemical engineer in the world who had moved to Alberta and didn't work for an oil and gas company. So he went to work for an oil and gas company for a while. [7:27] Andrew found RISKWORLD hugely beneficial to his work. Andrew had a challenging job working beside health and safety folk. He developed a broad range of understanding of health and safety rules and regulations and helpful insights into operations and business. [7:54] Andrew then moved back into the regulatory space with one of the provincial energy regulators. Then he met his now wife, an American. They had a long-distance commuting relationship until he moved down to the U.S. and subsequently to Washington, D.C. [8:23] Along the way, Andrew had a couple of additional jobs, including cyberspace and risk management teams and risk management functions in the gig economy. [8:51] Fundamentally, Andrew has found that risk management breaks down into understanding what you are trying to do, what your inputs are, what your risks are, and managing them as much or as little as your risk appetite needs. [9:33] Andrew says contract review usually has the deepest understanding of what is and what is not insured under current programs of insurance. That helps them inform contract owners about what are and are not acceptable levels of risk they can assume in most contracts. [9:54] Contract review helps to draw out the discussions around the organization's risk-reward balances that they want to make sure are built into contracts. They can get overlooked in the rush to get a deal done. Contract review wants to bring that balance back to the conversation. [10:27] Contract review also provides advice on some of the types of risk controls outside of insurance risk transfer that a contract owner should be thinking about, such as cyber, IT controls, data protection, health and safety, and a host of other issues. [10:49] Contract owners should be thinking about and potentially building into their contracts as part of the negotiation with the counterparty. This is a two-way negotiation. We always want to be thinking about what each party is trying to achieve out of this contract. [11:16] As risk management professionals, part of our role is to be the grownup in the room while everyone else is rushing to get the deal done. We often have to take a step back and ask if this is the right deal to be done. [11:32] If it is, what do we need to protect and what value do we bring to the organization if the deal is done? [11:52] Andrew believes the most important thing a risk professional can do before drafting insurance requirements is to talk to the person who wants the contract. Andrew rarely sees it happen but it is the single most important thing to happen before writing any requirements. [12:15] Everyone involved needs to understand the purpose of the contract. Why are we doing this? What is being proposed here? What's the work that needs to be done? What are the services that are going to be delivered? [12:31] What are the organizational objectives to be achieved by entering this contract? Andrew shares an example from his career of how this is discussed, with a small vendor providing a critical service but who had trouble with the standard contract. Flexibility was needed. [14:46] If you understand the work or services to be provided in a contract, you're two-thirds of the way to understanding what risks need to be covered by insurance or another way. If someone's digging a ditch at your building, they probably don't need to provide cyber coverage. [15:40] In cases where you have people moving between sites, you might need to include auto coverage. Workers' compensation coverage is always something you need to think about. You don't want to end up being on the hook if a contractor is injured working for you. [16:19] Some things may not just need to be in our insurance provisions within a contract but also into the liability or other sections of the contract. You need to see the entire contract, not just the insurance provisions within the contract. [16:48] Plug Time! RIMS Webinars! On November 21st, HUB International returns with the fourth installment of their Ready for Tomorrow series, “From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures”. [17:07] On November 25th, Resolver returns to discuss “The Future of Risk & Compliance: 5 Key Insights for the Modern Leader”. [17:15] On December 5th, we have “Predictive Strategies to Detect Electrical and Machinery Failures”, presented by Global Risk Consultants, a TÜV SÜD company. [17:27] On Thursday, December 12th, OneTrust returns to deliver “Staying Vigilant: 7 Practical Tips for Ongoing Third-Party Risk Monitoring”. [17:36] More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [17:48] RIMS is now accepting nominations for all awards other than Risk Manager of the Year 2025. The submission deadline is Monday, January 6th, 2025. To receive a RIMS award, all winners must be active members and in good standing. [18:08] The awards are the Diversity, Equity, and Inclusion Chapter Leadership Award, the Harry and Dorothy Goodell Award, the Volunteer of the Year “Heart of RIMS” Award, the Richard W. Bland Memorial Award, the Chapter of the Year Award, the Rising Risk Professional Award, the Risk Management Hall of Fame, and the Cristy Award. [18:46] You can find more information about the awards through the About Us page of RIMS.org or the link in this interview's show notes. [18:55] Back to My Interview with Andrew Bent! [19:10] When Andrew reviews a contract his organization has received from another organization, he keeps in mind that everyone tries to negotiate a contract in a way that is most beneficial for them. [19:21] In an ideal world, everyone approaches contract negotiation as a win-win, but most of the time, people come in with their ideal position. Understand the other party. A large company will have multiple layers and a legal department to negotiate through and changes will take time. [20:35] If you're dealing with a smaller organization, maybe a one-person shop, be aware that they may not have a lot of risk management knowledge. Don't take advantage of that. As a risk management professional, you have an ethical obligation to do the right thing. [21:08] You need to make sure to protect your organization. You also want to make sure that the counterparty you're contracting with is also left in a position where if something does go wrong, they're not destroyed. [21:26] Andrew doesn't want to be the proud owner of someone's home because that's the only asset they have. Be sensible about the obligations and insurance requirements you place on parties, particularly on those without a lot of assets. Be thoughtful in managing those things. [21:58] You have to be able to think about what the other party is looking to protect and to achieve out of this contract. That doesn't mean you give up your objectives, limits, and red lines. [22:17] Step out of your viewpoint briefly and put yourself in their shoes. It gives you a perspective on what might be a reasonable compromise between the two positions and helps you get to an agreed position faster and more efficiently. [22:45] Andrew's Number One pet peeve is people who refuse to negotiate. Everyone starts with their ideal position but if you're not prepared to move, then you're not prepared to do business. Every contract needs to be a two-party agreement or you're not being commensurate. [23:16] Another pet peeve is requesting things that aren't going to help you manage your risk. If Andrew is looking at a contract from a counterparty and they're asking for things that bear no resemblance to the scope of work, that tells him they're phoning it in with a standard contract. [23:42] If Andrew gets both of those things together, he asks if this is the level of input in their contract, what will they be like to work with? You can learn a lot about the people you are potentially going to work with by how they negotiate and work through that process. [24:07] If they're prepared to come to the table and have a reasonable discussion, not always an easy discussion, that says a lot about how they're going to work once they've got ink on paper and you're into the business you want to get into. [24:34] Andrew has had requests for a form that doesn't exist anymore. This is driven by very old standard contract language that hasn't been updated since 1984. He uses it as an opportunity to educate. Some people refuse to be educated. The computer says they need that form. [25:20] That shows what they would be like to work with. You need to understand what you are trying to achieve and how important this particular contract is. Sometimes you just have to walk away when the value of doing what the counterparty is asking for isn't worth it to you. [26:05] Andrew gives examples of both a reasonable requirement and an unreasonable requirement from a landlord if you want to do construction within a newly leased building. It's about how, where, and what those requests are and how reasonable they are in the contract. [27:12] Remember that you are working with another party toward a mutual benefit. A legally binding contract is between two parties that come to some agreement with a transfer of services and payment between them. There has to be something of value to both parties. [27:39] You're there for a reason. Even if you can go in hot and heavy, unwilling to bend, that doesn't mean you should even if there is a power imbalance between the two parties. [28:24] There is another party, another person or group, involved here. Treat them with the courtesy, respect, and professional dignity you would like to receive as well. Work with them. Try to understand their position. [28:51] It's OK to walk away. There are some deals that you're just not going to get done. There are times when the best course of action is just to say, Look, we gave it the old college try, and for whatever reason the risk appetite and the risk tolerance for both parties didn't line up. [29:28] If you do it respectfully and professionally, you maintain that relationship for the future, and maybe next time it will work out; it just didn't this time. Be professional, be thoughtful, be mindful of your position, and also be mindful of the other party. [30:02] Special thanks again to Andrew Bent for joining us here on RIMScast! Andrew will be making an appearance in our brand-new video series for the RIMS-CRMP. We'll eventually update this episode's show notes with that link. [30:16] More RIMS Plugs! The RIMS App is available to RIMS members exclusively. Go to the App Store and download the RIMS App with all sorts of RIMS resources and coverage. It's different from the RIMS Events App. Everyone loves the RIMS App! [30:51] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [31:36] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [31:53] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [32:10] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [32:24] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [32:31] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS DEI Council RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Strategic & Enterprise Risk Center NEW FOR MEMBERS! RIMS Mobile App RIMS-CRMP Stories — Featuring Valerie Fox! Nominations open for RIMS 2025 Awards! (Through Jan. 6, 2025) Nominations for the Donald M. Stuart Award RIMS Webinars: “From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures” | Sponsored by Hub International | Nov. 21, 2024 “The Future of Risk & Compliance: 5 Key Insights for the Modern Leader” | Sponsored by Resolver | Nov. 25, 2024 “Predictive Strategies to Detect Electrical and Machinery Failures” | Sponsored by TUV SUD GRC | Dec. 5, 2024 “Staying Vigilant: 7 Practical Tips for Ongoing Third-Party Risk Monitoring” | Sponsored by OneTrust | Dec. 12, 2024 RIMS.org/Webinars   Upcoming Virtual Workshops: RIMS-CRMP Exam Prep (Virtual)Dec. 17‒18, 2024 | 9:00 am‒4:00 pm EST — Register by Dec. 10. “Applying and Integrating ERM” | Dec 4‒5 “Captives as an Alternate Risk Financing Technique” | Dec. 17‒18 See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Risk Quantification Through Value-Based Frameworks” “Maintaining an Award-Winning ERM Program with Michael Zuraw” “Applying ERM Theory with Elise Farnham” “On Risk Appetite and Tolerance”   Sponsored RIMScast Episodes: “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL (New!) “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer “Alliant's P&C Outlook For 2024” | Sponsored by Alliant “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Andrew Bent, Senior Vice President, Senior Engagement Lead, Marsh Advisory — Strategic Risk Consulting Founding Member of the RIMS-CRMP Commission   Social Shareables (Edited For Social Media Use): There are only so many shipping containers that can be opened every day and so many people who can be evaluated every day if you don't want to shut down your country's entire commerce trade. — Andrew Bent   If you understand the services to be provided in a contract, you're two-thirds of the way to understanding what risks need to be covered. If someone's digging a ditch at your building, they probably don't need to provide cyber coverage. — Andrew Bent   You need to make sure to protect your organization. You also want to make sure that the counterparty you're contracting with is also left in a position where if something does go wrong, they're not destroyed. — Andrew Bent   Step out of your viewpoint and put yourself in their shoes. It gives you a perspective on what might be a reasonable compromise between the two positions and helps you get to an agreed position faster and more efficiently. — Andrew Bent   Everyone starts with their ideal position but if you're not prepared to move, then you're not prepared to do business. Every contract needs to be a two-party agreement or you're not being commensurate. — Andrew Bent   There are some deals that you're just not going to get done. There are times when the best course of action is just to say, Look, we gave it the old college try, and for whatever reason the risk appetite and the risk tolerance for both parties didn't line up. — Andrew Bent

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Kevin Stein, the CEO of Delos Insurance Solutions. Kevin tells of his aerospace engineering background and how modeling led him to the insurance space. He speaks of his passion for insurance, and of co-founding Delos Insurance Solutions to fill the commercial coverage gap around California Wildfires. Kevin speaks of his optimism for the future of Wildfire control with property fire-hardening principles and new detection and deterrent technology. Listen in for advice on hardening commercial properties against wildfire risk, and how to secure coverage against this risk.   Key Takeaways: [:01] About RIMS. [:15] About this episode. From RIMS headquarters in New York, our guest today is Kevin Stein, the CEO of Delos Insurance and we will discuss wildfire risk. [:39] The next RIMS-CRMP Exam Prep will be held with Purima virtually on November 14th and 15th. The next RIMS-CRMP-FED Exam Course will be hosted along with George Mason University from December 3rd through the 5th. [:58] Links to these courses can be found on the Certifications page of RIMS.org and through this episode's show notes. [1:05] RIMS Virtual Workshops! “Risk Appetite Management” is back by popular demand. Registration closes November 19th for the session on November 20th and 21st. That session will be led by Ken Baker. [1:20] Elise Farnham of Illumine Consulting recently joined us here on RIMScast. On December 4th and 5th, she will host “Applying and Integrating ERM”. On December 17th and 18th, she will host “Captives as an Alternate Risk Financing Technique”. [1:37] Those are just three of the workshops RIMS offers; we have lots more! Other dates for the Fall and Winter are available on the Virtual Workshops calendar, RIMS.org/virtualworkshops. [1:49] This is the last call to register for the RIMS ERM Conference 2024 which will be held on November 18‒19, 2024 in Boston, Massachusetts. The agenda is live, we've got a great keynote, and we've got so many fantastic educational sessions and networking opportunities for you! [2:07] So visit the Events page of RIMS.org and register today! A link is also in this episode's show notes. [2:14] Interview! Climate change and wildfire risks are on our minds here at RIMScast! My take is that there is no longer a wildfire season here in the U.S., it's just wildfire year. Let's see if our guest agrees with me, and what risk managers can do to combat and mitigate this problem. [2:39] My guest is Kevin Stein. He is the CEO of Delos Insurance Solutions and he is an aerospace engineer by training. We're going to get a fascinating perspective from him on wildfire risks and what risk professionals can do to limit their exposure. [2:56] We're also going to talk about the trends driving wildfire reduction techniques. Let's get to it! Kevin Stein, welcome to RIMScast! [3:21] Kevin and a Co-founder started Delos Insurance Solutions in 2017. It is a specialty MGA. They sell policies across California in areas that other insurers have vacated because of perceived wildfire exposure in those regions. [3:40] Delos Insurance Solutions is in partnership with an environment think tank made up of 100 professors, post-doc scientists, and the top wildfire researchers in the world. [99] They have co-developed the civil government models for agencies including CalFire, the Public Utilities Commission, and the U.S. Forestry Service, for 25 years. [4:04] With the think tank, Delos Insurance Solutions has developed more sophisticated wildfire underwriting internal tools and models that give a sense of a per-risk view of wildfire exposure as well as a portfolio-level view of wildfire exposure. [4:19] With that, Delos Insurance Solutions has developed a number of programs. They sell home insurance, landlord's insurance, and vacant home insurance across California. [4:33] Kevin tells about his experience as an aerospace engineer. He did his Master's in Aerospace Engineering at Stanford. He started on the modeling side and found his way into insurance. [4:56] Kevin finds insurance fascinating. He says that everybody in the industry understands how interesting insurance is and everybody outside the insurance industry does not. Having gone from outside the industry to inside it, Kevin says the people in the industry are correct. [5:13] Kevin says there are many different, interesting aspects of insurance and his career has been a wild ride. [5:40] Kevin says the reality of wildfire season is that wildfires can happen at any time. There need to be specific conditions for these fires to become large, destructive wildfires. Conditions need to be hot, dry, and windy and there needs to be fuel. [6:01] The seasons have been changing. In California, the wildfire seasons in 2017 and 2018 were very destructive. Historically, Northern California has a rainy season from mid-October through late March or early April. In 2017 they had sun through the end of December and rain until June. [6:43] During the Fall, Northern California has a lake effect of winds coming over the mountains out to the ocean, and it's usually stormy. In 2017 and 2018, they had 100-degree temperatures, the vegetation had been dry for six months, and the extreme winds led to fire superstorms. [7:11] In any wildfire area, once sustained rains start, you're in a more comfortable position. You need vegetation that's been dried out for a while to have large fire superstorms but even in the Spring or early Summer, you can have individual or smaller fires that threaten your properties. [7:37] The antidote to smaller, individual fires is to implement property-hardening techniques on commercial properties that effectively protect structures against smaller, slower-moving fires. [8:25] Fires are spreading. The Salem, Massachusetts fires, the Eastern Canada fires, the Hawaiian fires, the fires in Oklahoma, and in San Diego show that fires can happen in a lot of geographies now that have not experienced fires before. [8:59] This has a big effect on the insurance market. Insurers and reinsurers are looking at the spread and prevalence of wildfires and getting more concerned about what that means for their average exposure and maximum exposure. [9:18] The price of re-insurance is going up significantly and the availability of re-insurance and capacity is going down significantly. [9:28] The key for folks who own properties and large buildings and who rely on risk transfer as an effective means for managing their risk, is to be more creative and find more specialty groups. [9:49] The insurance industry is morphing. The previous structure included wildfire exposure with hurricane exposure and tornado exposure. Now many of them will exclude wildfire. [10:16] Risk managers will have to find specialty groups that are underwriting wildfire exposure more effectively and capturing re-insurance capacity more effectively to provide policies for people with this exposure. [10:40] A key to understanding your fire exposure is to understand what type of fires you are potentially exposed to. There are wind-driven fire locations, moisture-driven fire locations, and vegetation-driven fire locations. [10:58] To harden your property to vegetation fires, make the area around your building either a parking lot or drought-resistant, fire-resistant landscaping. Don't use bark or woodchips. You can have small scattered plants surrounded by concrete to avoid the risk of vegetation fire. [11:50] With wind-driven fires, your biggest risk is embers. Embers can catch a building on fire by igniting vegetation at the base of the structure, so remove all vegetation against the structure or under eaves, especially with single-story structures. [12:20] Embers can also get inside structures. Have ember-mesh screens on air intakes, such as those used by the HVAC system, and any openings in the foundation and your eaves. [13:03] Build structures out of fire-resistant materials. Shingles and siding need to be fire-resistant or fire-safe. Use double-pane windows. Single-pane windows crack in fires and embers can get in. Use ember-mesh screens. [13:59] For landscaping, make sure it is drought-resistant and fire-resistant. [13:52] Plug Time! RIMS Webinars! On November 14th, Marsh will present “Risk Perception and Management: Insights for a Changing Landscape”. [14:03] On November 21st, HUB International returns with the fourth installment of their Ready for Tomorrow series, “From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures”. [14:17] On November 25th, Resolver returns to discuss “The Future of Risk & Compliance: 5 Key Insights for the Modern Leader”. [14:26] On December 5th, we have “Predictive Strategies to Detect Electrical and Machinery Failures”, presented by Global Risk Consultants, a TÜV SÜD company. [14:37] On Thursday, December 12th, OneTrust returns to deliver “Staying Vigilant: 7 Practical Tips for Ongoing Third-Party Risk Monitoring”. [14:47] More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [14:59] RIMS is now accepting nominations for all awards other than Risk Manager of the Year 2025. The submission deadline is Monday, January 6th, 2025. To receive a RIMS award, all winners must be active members and in good standing. [15:19]  The awards are the Diversity, Equity, and Inclusion Chapter Leadership Award, the Harry and Dorothy Goodell Award, the Volunteer of the Year “Heart of RIMS” Award, the Richard W. Bland Memorial Award, the Chapter of the Year Award, the Rising Risk Professional Award, the Risk Management Hall of Fame, and the Cristy Award. [15:57] You can find more information about the awards through the About Us page of RIMS.org or the link in this interview's show notes. [16:06] Back to My Interview About Wildfire Risks with Kevin Stein! [16:36] Kevin has a really optimistic view of the future of wildfire risk. A lot of that has to do with firefighting strategies and resources. The California government has put massive amounts of money into forest management and it's been very effective. [17:01] Kevin is optimistic about the new technology. Improved outdoor sprinklers are triggered if a fire is oncoming and douse everything in water or fire-retardant material. Sensors are put in different locations to recognize fire quickly. [17:39] How fast firefighters get to a wildfire is hugely important in terms of how big the fire will be. Fires that are reached and controlled quickly don't become giant superstorms. Giant superstorms cause significant loss and burn down large buildings. Small wildfires can't do that. [18:07] The sensors are put on a variety of buildings to recognize smoke automatically with computer vision AI built in. Some longer-term technology is very interesting. In the future, there will be drone armies to replace the helicopters to pour fire retardant or water on top of wildfires. [19:10] Commercial clients can deal with re-insurers like Lloyd's of London to get coverage. Property-hardening characteristics and technologies come into play with a detailed assessment of the defensibility of the structure. [20:38] Wildfire Re-insurers are moving from being generalists to being specialists. Generalist actuaries study years of loss history to predict losses for the next year. Specialist perils require area expertise because the risks cannot be handled simply through large amounts of data. [21:13] Cyber is a great example of this. Cyber insurance was first bundled with general liability. The carriers soon realized they had no expertise to predict cyber risk so they excluded it. Specialty groups with expertise popped up to fill the gap in the market. [21:36] This has happened with flood insurance, hurricane insurance in Florida, and earthquake insurance. Wildfire is the next one. It's changing very rapidly. It's very complicated, so you need people with area expertise to be able to underwrite it profitably. [21:58] There is a trend where primary carriers are pulling back. They're making the sound decision for a risk manager who can't understand a peril. This opens up space for specialists to jump in, like Delos Insurance Solutions. Kevin says more groups will show up to serve the sector. [22:54] Kevin reveals some of his aerospace engineer experience. He put in a proposal to NASA for a heliocentric spacecraft to look for life on Alpha Centauri. That wasn't chosen, but there was an interesting satellite project he worked on. [23:35] Kevin helped create two NBN satellites to provide internet to all of Australia, combined with a detailed fiber network. Kevin managed everything mechanical on the build of those two satellites. [24:25] Special thanks again to Kevin Stein of Delos Insurance Solutions for joining us today on RIMScast. RIMS has a Wildfire Resources Page on RIMS.org. A link is in this interview's show notes. Be sure to go there for more insight and information on how you can combat wildfire risk. [24:44] More RIMS Plugs! The RIMS App is available to RIMS members exclusively. Go to the App Store and download the RIMS App with all sorts of RIMS resources and coverage. It's different from the RIMS Events App. Everyone loves the RIMS App! [25:18] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [26:00] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [26:17] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [26:33] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [26:46] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [26:53] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS DEI Council RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Strategic & Enterprise Risk Center RIMS ERM Conference 2024 — November 18‒19, 2024 | Boston, MA NEW FOR MEMBERS! RIMS Mobile App RIMS-CRMP Stories — Featuring Valerie Fox!  Nominations open for RIMS 2025 Awards! (Through Jan. 6, 2025) Nominations for the Donald M. Stuart Award RIMS Wildfire Resource Center RIMS Webinars: “Risk Perception and Management: Insights for a Changing Landscape” | Sponsored by Marsh | Nov. 14, 2024 “From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures” | Sponsored by Hub International | Nov. 21, 2024 “The Future of Risk & Compliance: 5 Key Insights for the Modern Leader' | Sponsored by Resolver | Nov. 25, 2024 “Predictive Strategies to Detect Electrical and Machinery Failures” | Sponsored by TUV SUD GRC | Dec. 5, 2024 “Staying Vigilant: 7 Practical Tips for Ongoing Third-Party Risk Monitoring” | Sponsored by OneTrust | Dec. 12, 2024 RIMS.org/Webinars   Upcoming Virtual Workshops: Risk Appetite Management Nov. 20‒21 RIMS-CRMP Exam Prep (Virtual)Dec. 17‒18, 2024 | 9:00 am‒4:00 pm EST — Register by Dec. 10. “Applying and Integrating ERM” | Dec. 4‒5 “Captives as an Alternate Risk Financing Technique” | Dec. 17‒18 See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Safety and Preparedness in 2024 with National Safety Council CEO Lorraine Martin” “Mitigating the Risks of Catastrophes with Mrunal Pandit of Tata Consumer Products” “Evolving Fire Risks with Ralph Bless” “California Wildfires: Risks, Preparedness, Business Continuity, and the Impact on Insurance Markets” (2020)   Sponsored RIMScast Episodes: “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL (New!) “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer “Alliant's P&C Outlook For 2024” | Sponsored by Alliant “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Kevin Stein, CEO of Delos Insurance Solutions   Social Shareables (Edited For Social Media Use): There are so many different, super-interesting aspects of insurance. — Kevin Stein   I have a really optimistic view of the future of wildfire risk. A lot of that has to do with firefighting strategies and resources. The California government has put massive amounts of money into forest management and it's been very effective. — Kevin Stein   Sensors can be put in different locations to recognize fire quickly. How fast firefighters get to a wildfire is hugely important in terms of how big the fire will be. Fires that are reached and controlled quickly don't become giant superstorms. — Kevin Stein   There is a trend where primary carriers are pulling back. They're making the sound decision for a risk manager who can't understand a peril. This opens up space for specialists like Delos Insurance Solutions to jump in. Other groups will follow. — Kevin Stein  

Over one-third of the world's food is lost or wasted, undermining efforts to end hunger and malnutrition while contributing 8 to 10 percent of global greenhouse gas emissions. In low- and middle-income countries, over 40 percent of food loss occurs before a crop even makes it to market, whether due to inadequate storage, pests or microbes, spoilage, spillage in transport or otherwise. Eliminating food loss and waste (FLW) would provide enough food to feed two billion people, as well as reduce greenhouse gas emissions. Addressing FLW is critical to global food security, nutrition and climate change mitigation, with food rescue playing an important role in these efforts. In order to raise awareness, exchange information and share success stories, USAID's Food Loss and Waste Community of Practice created the USAID Kitchen Sink Food Loss and Waste Podcast. Our goal is to share monthly, bite-sized episodes that highlight the approaches USAID and the U.S. government are taking to address FLW. We hope these episodes provide a valuable resource for those interested in why we should care about FLW and how we can reduce it. Our latest episode is with Ken Baker, Culinary Director for Rethink Food, which aims to bridge the gap between excess food and food insecure communities by preparing restaurant-quality meals from food that has been rescued from going to waste. Together, Ken and Nika share their experiences in the restaurant industry and the important decisions restaurants make to balance food waste and profits. Ken discusses how Rethink Food transforms excess into access in food insecure communities by providing nutrient dense, culturally relevant meals. We conclude with a discussion of how to shift the narrative around food waste.You can subscribe to receive the latest episodes of USAID's Kitchen Sink and listen to our episodes on the platform of your choice: Apple, Spotify, and more! Video recordings of the episodes are available on YouTube. Check in every month for new episodes as global experts discuss a range of issues about FLW and methane emissions - from the critical role of youth to the staggering economic costs - and learn about specific ways that USAID is tackling FLW around the world. If you have an idea for an episode topic you'd like to see featured or if you would like to participate in an episode of USAID's Kitchen Sink, please reach out to Nika Larian (nlarian@usaid.gov).There's no time to waste!

Supercool show with live performances from Zawata, Ken Baker, Nathan James and Robbie Burt. Plus a phone conversation and a couple songs from Austin born Nashville artist, Danny Schmidt. A couple of debuts, a visit from King Theodore Records and a bunch of great songs from a few of our most talented local artists. Love.

Patrick explores the origins and contentious history of the Society of Saint Pius X (SSPX) and the circumstances that led to its schism from the Catholic Church. Patrick offers a deep dive into a listener's concerns about the traditional Latin Mass and the SSPX community's critical views on the Novus Ordo Mass and the papacy.   Email – What can we do if the Latin Mass is taken away from us? (00:49) Lee - I went to a Latin Mass for the first time and noticed that confession was also happening at the same time. Is that normal? (24:22) Gina - The Mass is all the same everywhere in the world. Why is the Latin Mass becoming so controversial? (29:33) Ronald - If someone is excommunicated, what can they do and what can they not do? (42:12) Katlyn - Is there a book I can get to learn about all of the basic stories in the bible? I want to know what my son is learning as he goes to Catholic School. Patrick recommends “Inside the Bible” by Ken Baker (46:30) Patrick recommends “The Great Adventure Catholic Bible!" by Jeff Cavins.

Dressed to Kill (1980)Jeff and Cheryl welcome a special guest, Aaron Hudson of the That Movie is Fine Podcast, to help them celebrate the first anniversary of the American International Podcast. This week's episode features the last movie that AIP had a hand in producing: Brian DePalma's “horny Hitchcock” film Dressed to Kill.   Directed by Brian De Palma Written by Brian De Palma Produced by George Litto for Cinema 77/Fim Group; distributed by Filmways Executive Producer Samuel Z. Arkoff Starring:Michael Caine as Dr. Robert Elliott Angie Dickinson as Kate Miller Nancy Allen as Liz Blake Keith Gordon as Peter Miller Dennis Franz as Detective Marino David Margulies as Dr. Levy Susanna Clemm as Betty Luce as on-screen "Bobbi" (uncredited) Ken Baker as Warren Lockman Brandon Maggart as Cleveland Sam Anneka Di Lorenzo as nurse Bill Randolph as cabbie William Finley as voice of "Bobbi" (uncredited) A Cinema 77/Filmgroup production distributed by Filmways. Stream Dressed to Kill - on Artflix or rent on Vudu, MGM+, Apple TV or Prime Video. Follow Aaron Hudson on Instagram as @HudsonFrohawk and check out That Movie is Fine Podcast on Instagram - @ThatMovieIsFinePodcast or Twitter - @TMIFPod .Follow the American International Podcast on Letterboxd, Instagram and Threads @aip_pod and on Facebook at facebook.com/AmericanInternationalPodcast. View the Dressed to Kill trailer here.Our open and close includes clips from the following films/trailers: How to Make a Monster (1958), The Brain That Wouldn't Die (1962), I Was a Teenage Werewolf (1957), High School Hellcats (1958), Beach Blanket Bingo (1965), The Wild Angels (1966), It Conquered the World (1956), The Abominable Dr. Phibes (1971), and Female Jungle (1955). 

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin Smulison interviews Jose Aponte, the LAAIA Atlanta Chapter President. They discuss his career in the industry, what led him to be a founder of the Atlanta Chapter of the LAAIA, what the LAAIA has accomplished so far, and what the current and future expectations are of the LAAIA for DE&I in the insurance and risk management industry. Jose talks about the growing numbers and influence of the Latino population. They wrap up with a discussion of Jose's upcoming panel at the DE&I Studio at RISKWORLD 2024. Listen in for Jose's story of lifting the industry and the Latino talent he wants to attract to the industry.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] Public registration for RISKWORLD 2024 is now open. Explore infinite opportunities with RIMS from May 5th through May 8th, 2024, in San Diego, California. Register at RIMS.org/RISKWORLD. [:31] About today's EPISODE of RIMScast. I will be joined by Jose Aponte, Atlanta Chapter President for the Latin American Association of Insurance Agencies. [:54] The RIMS-CRMP is the only competency-based risk management credential. That matters because earning the certification shows employers and recruiters that you have the skills necessary to manage risk and create value for your organization. [1:09] Several Exam Prep virtual workshops are coming up. The next RIMS-CRMP-FED Exam Prep Virtual Workshop will be held from April 2nd through the 4th and led by Joe Mayo. Visit the certification page on RIMS.org for more information. A link is in these show notes. [1:32] As you know, RISKWORLD 2024 is coming up from May 5th through May 8th, 2024, in sunny San Diego, California. Registration is open at RIMS.org/RISKWORLD and at the link in this episode's show notes. Register today! [1:49] In Episode 276 of RIMScast we had opening keynote Peter Diamandis join us. Check out that episode for just a taste of what's in store for RISKWORLD 2024. The full roster of keynotes has been announced! I'm so excited! We will be welcoming Academy Award-winning actress, director, and activist, Marlee Matlin! [2:13] For our industry keynote, we will be rejoined by Evan G. Greenberg, the Chairman and Chief Executive Officer of Chubb Limited and Chubb Group. That session will be sponsored by Chubb. Just announced, our closing keynote will be Daymond G. John. You know him from Shark Tank. He's also the CEO and Founder of FUBU. I'm a big fan. [2:37] I'm so excited for that closing keynote on May 8th! It will be extremely high-energy! Register at RIMS.org/RISKWORLD. We want to see you there! [2:48] Jose Aponte is my guest. He is a vice president at Alliant and the president of the Atlanta Chapter of the Latin American Association of Insurance Agencies (LAAIA). Jose will be one of the featured speakers at the DEI Studio at RISKWORLD 2024. His session will be on Monday morning, May 6th at 10:00 a.m., following the opening keynote. [3:16] We wanted to hear his take on the state of DE&I today, how he and the LAAIA are upholding a legacy that began nearly 60 years ago, and the methods they are using to recruit and retain the next generation of risk talent. Jose Aponte, welcome to RIMScast! [3:53] Jose Aponte will be at RISKWORLD 2024 representing the Latin American Association of Insurance Agencies. Jose tells of his career path, working in sales, then in claims for direct carriers. He worked briefly for Wells Fargo, and then Marsh. With Marsh, Jose relocated to Atlanta, GA, where he was recruited by Alliant. [5:15] Jose works for Alliant as a Senior Account Executive Lead. He supports various producers. His role is market-facing and client-facing, which he enjoys. He manages a large book of business with large business and large middle-market accounts. [5:49] When Jose started at Marsh, he was asked to be part of Marsh's Hispanic Employee Resource Group called OLA. They have chapters throughout the country. It was a great experience for him. [6:08] They also wanted, as an ERG Group and with the Diversity Inclusion Division at Marsh, to see how they can expand further and support Latino Inclusion within the industry. Jose suggested they support the LAAIA and help them expand. George Woods connected Jose with Javier Naranjo, (now a past president of LAAIA) in 2015. [6:45] The intent was to support Latino engagement with the insurance industry and risk management. How could they help the LAAIA expand? The LAAIA was established in 1969. Jose helped, along with several other founding board members, to form the first LAAIA chapter outside of Florida, in Atlanta, with Marsh's support, right before COVID. [7:25] Other chapters have since expanded beyond Atlanta. Jose is the Atlanta Chapter President. There are chapters in Houston and Dallas Texas, and Denver, Colorado, and there are more to come. [8:02] The LAAIA was launched in 1969. At the time, Latino insurance agents weren't able to seek appointments or partnerships with carriers. The LAAIA was founded by Manual Arques with seven founding members of Cuban descent out of Southern Florida to help Hispanic Latino insurance agents receive carrier appointments. [9:00] There were carriers at the time that did not want to insure Latinos. That general inequity was the catalyst. Today two of the seven founding members are still alive. They are honored in Hispanic Heritage Month because of their vision and foresight in establishing the LAAIA. The LAAIA stands strong today. [10:00] Pastor De La Tejera and Andy Rodriguez, two of the founders and past presidents share an aura of wisdom and experience in meetings of past presidents. They are inspiring. Jose wants to be like them and inspire others as well. [10:32] In 2024, Jose would like to see more Latino leadership in the insurance industry. The talent pool of Latino speakers for panels is very limited. How do we fix that? We need to build the pipeline and attract more Latino talent into the industry. That is the main focus of LAAIA, to attract young Latinos to the insurance and risk management industry. [12:11] When he was a broker, Jose told people working for him that insurance was the industry where Warren Buffet had most of his assets. Why would you not want to be part of an industry with so much potential for wealth? To attract people you have to be a great storyteller and show people how the industry and all its verticals align with them. [12:57] The challenges are the lack of Latino leadership, how to build our pipeline for the up-and-coming talent, and for current talent, how to further expand and be in those management positions as well. [13:28] Jose helped found the Latinos at Alliant Employee Resource Group two years ago. He tells members that even though they don't have the title “leader,” they can be leaders in the sense of driving for change. Be disruptors in that regard. The LAAIA looks for scholarship funding, partnering with the Spencer Educational Foundation. [14:13] The LAAIA awarded two scholarships to risk management talent and they are determined to do more. The LAAIA just partnered with the University of Southern Florida and brought in various resources to provide $2,500 in scholarships to expand and market the industry. [14:48] The success of the LAAIA is measured by how much young talent they sponsor, and how many members are in the organization who receive mentorship on the benefits of being a member. The benchmark is the size of their book of business and how the LAAIA encourages them to expand through mentorship with expertise and knowledge. [15:30] The LAAIA looks at how is the member's success, looking forward. How is the members' knowledge being developed by the educational resources, training, and continuing education seminars? Jose notes that members are increasing, as well as the quality of membership and the expensing of it. [15:55] The IAAIA has a very committed legislative committee. It tracks legislative issues in Florida, Georgia, Texas, and Colorado and interacts with local legislators. Last month they had lunch with Georgia Insurance Commissioner John King, addressing issues that are going on affecting IAAIA members and insurance consumers. [16:48] RIMS plug time! RIMS Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. On March 27th and 28th, our good friend, Ken Baker, of Enterprise Risk Consulting, will lead the two-day course, Fundamentals of Risk Management. [17:07] Information about these workshops and others is on the RIMS Virtual Workshops page and a link to the full calendar is in this episode's notes. There are RISKWORLD 2024 pre-conference workshops held on May 4th and 5th at the San Diego Convention Center. A link is in this episode's show notes. [17:25] Topics include but are not limited to Applying and Integrating ERM, Fundamentals of Insurance, and a RIMS-CRMP Exam Prep Workshop. Go to RIMS.org/RISKWORLD and then go to Learn and then Workshops. You will find it there. [17:41] On March 28th, our friends at TÜV SÜD GRC will present Inflation and Property Valuation: Aligning Your Assets with Reality. On April 11th, Clara Analytics returns to present AI's Impact on Emerging Risk Management Trends. [18:00] On April 18th, Hub International returns for the second installment of its Ready For Tomorrow Series, Challenging the Status Quo: Rethinking Your Casualty Risk Strategy. Archer makes its RIMS Webinars debut on April 23rd at 11:00 a.m. Eastern. The session is titled Advancing RMIS: Strategies for Risk Management. [18:27] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [18:40] Our friends at FERMA encourage you to participate in its inaugural International Risk Managers Survey, open through March 2024 to risk professionals from the U.S., Latin America, Asia-Pacific, and Africa. It is produced in partnership with PwC France. The results will be distributed in October 2024. A link is in this episode's show notes. [19:15] Justin recently had Megan Miller and Tandeka Nomvete of Spencer on RIMScast for Women's History Month. Tandeka is on the board of the Atlanta Chapter of the LAAIA. Megan said in the interview that she hopes one day to see a panel of only women talking about an issue not tied to the challenges of women in the profession. [20:01] Similarly, Jose would be pleased to see a panel of Hispanic and Latino industry experts talking about auto liability, for example, and not Hispanic and Latino issues.  Jose would like to see how risk managers develop in their career track. The LAAIA has to reach out to find out who are those individuals and bring them to the panel. [21:21] Comparing the DE&I visions of LAAIA and RIMS, Jose believes they align very well. It's about bringing in future leaders within a culture of DE&I. The LAAIA has great partnerships with diverse allies. There is so much intersectionality in our industry; we have to think about how we can support each other. The LAAIA does that very well. [24:17] Jose will be at RISKWORLD 2024 in sunny San Diego. He will host a conversation at the DEI Studio in support of the evolution of the risk profession, Latinos and Latino women in the industry, and equity, making sure things are more fair. Latinos represent a GDP of $3.2 trillion and it keeps climbing with a growing population. [25:14] The insurance industry is well aware of the impact of the Latino population. We need more Latino men and women in the industry to speak to them. This is a global trend. Your opportunities are greater when you know two languages and greater still if you know three. [26:38] Typhaine Beaupérin of FERMA was on RIMScast. She speaks at least five languages. It's a great life skill. Jose used two languages in his first job as a bilingual claims rep. [27:54] In his first job, Jose did not have a champion or mentor. When he started at Nationwide, he sought champions and support from leadership, and he found them. He mentors and volunteers now to help others avoid learning the hard way. We need individuals from RIMS who have experience to be mentors committed to advancement. [29:48] Jose will be in the DE&I Studio on Monday, May 6th, at 10 a.m. Pacific, following Peter Diamandis's opening keynote. Jose is excited to speak to colleagues from other boards and organizations such as NAAIA, Insure Equality, and APIW. It will be an amazing discussion at the DE&I Studio. Come by with your questions and solutions! [30:49] The details are on this episode's show notes. Justin looks forward to getting a selfie with Jose in May! There is a link to LAAIA and a link to Jose Aponte in this episode's show notes. Jose also invites listeners with questions to talk to him on LinkedIn. [31:29] Jose, thanks for joining us on RIMScast! [31:36] Special thanks again to Jose Aponte of the LAAIA for joining us here today on RIMScast. A link to the LAAIA.com site is in this episode's show notes. If you'll be attending RISKWORLD 2024, be sure to check out Jose's session at 10 a.m. Pacific, on Monday, May 6th, in the DE&I Studio. A link is also in this episode's notes. [32:03] Go to the App Store and download the RIMS App. This is an exclusive members-only benefit with all sorts of RIMS resources and coverage. Everybody loves the RIMS App! [32:27] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [33:09] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:24] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [33:39] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com, and check out the blog at RiskManagementMonitor.com. Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [33:59] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RISKWORLD 2024 — San Diego, CA | May 5–8, 2024 RISKWORLD Pre-Conference Workshops RISKWORLD Speakers NEW FOR MEMBERS! RIMS Mobile App RIMS DEI Council Spencer Educational Foundation — Grants Page RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Virtual Workshops 2024 International Risk Manager Survey conducted by FERMA in partnership with PwC FERMA   RIMS Webinars: Inflation and Property Valuation: Aligning Your Assets with Reality | Sponsored by TUV SUD GRC | March 28, 2024 AI's Impact on Emerging Risk Management Trends | Sponsored by Clara Analytics | April 11, 2024 Hub's “Ready for Tomorrow” series: “Challenging the Status Quo: Rethinking Your Casualty Risk Strategy” | Sponsored by Hub International | April 18, 2024 Advancing RMIS: Strategies for Risk Management | Sponsored by Archer | April 23, 2024 RIMS.org/Webinars Upcoming Virtual Workshops: See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Water and Women in Risk with Sarah Mikolich” “Giving Back with APIW President Liz Kramer” “RISKWORLD 2024 Keynote Peter Diamandis” Sponsored RIMScast Episodes: “Alliant's P&C Outlook For 2024” | Sponsored by Alliant (New!) “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Dr. Lianne Appelt! Spencer Educational Foundation   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jose Aponte, Atlanta Chapter President,  Latin American Association of Insurance Agencies    Tweetables (Edited For Social Media Use): When I started at Marsh, I was asked to be part of Marsh's Hispanic Employee Resource Group called OLA. They have chapters throughout the country. It was a great experience for me. — Jose Aponte   The LAAIA was founded in 1969 by Manual Arques with seven founding members of Cuban descent out of Southern Florida, to help Hispanic Latino insurance agents receive carrier appointments. There were carriers at the time that did not want to insure Latinos. — Jose Aponte    In 2024, I would like to see more Latino leadership in the insurance industry. The talent pool of Latino speakers for panels is very limited. How do we fix that? We need to build the pipeline and attract more Latino talent into the industry. — Jose Aponte   The insurance industry is well aware of the impact of the growing Latino population. We need more Latino men and women in the industry to speak to them. — Jose Aponte

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   As RISWORLD 2024 in sunny San Diego is just around the corner, I am delighted to welcome RIMS San Diego Chapter President Cheryl Berman to RIMScast. Cheryl is serving as Chapter President for the second time and has been a RIMS member since 1994. Sharing her background, Cheryl tells how she joined RIMS as she transitioned into the safety and workers' compensation field working for a drywall and plaster specialty contractor. We discuss workers' compensation, California's new SB 553, the CA Workplace Violence Prevention Plan, and the RIMS San Diego Chapter. The RIMS San Diego Chapter is presenting a webinar on the new regulation on March 28th. Listen in for Cheryl's story of learning the risk management profession within the specialty contractor world.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] Public registration for RISKWORLD 2024 is now open. Explore infinite opportunities with RIMS from May 5th through May 8th, 2024, in San Diego, California. Register at RIMS.org/RISKWORLD. [:31] About today's EPISODE of RIMScast. Our guest is RIMS San Diego Chapter President Cheryl Berman. We'll talk about construction safety, risk, and RISKWORLD 2024. [:53] The RIMS-CRMP is the only competency-based risk management credential. That matters because earning the certification shows employers and recruiters that you have the skills necessary to manage risk and create value for your organization. [1:10] Several Exam Prep virtual workshops are coming up. On March 19th and 20th, this two-day course will be presented with PARIMA. The next RIMS-CRMP-FED Exam Prep Virtual Workshop will be held from April 2nd through the 4th and led by Joe Mayo. Visit the certification page on RIMS.org for more information. A link is in these show notes. [1:40] On March 20th at 9:00 a.m., Eastern, we have another informational session about Recertification: Keep Your RIMS-CRMP Active. I will be hosting that session, along with RIMS VP of Professional Development, Denise Osorio. If you have the CRMP and you don't want the credits to lapse, find out how to keep it active! The link is in the notes. [2:06] As you know, RISKWORLD 2024 is coming up from May 5th through May 8th, 2024, in sunny San Diego, California. Registration is open at RIMS.org/RISKWORLD and at the link in this episode's show notes. Register today! [2:23] In Episode 276 of RIMScast we had opening keynote Peter Diamandis join us. Check out that episode for just a taste of what's in store for RISKWORLD 2024. The full roster of keynotes has been announced! I'm so excited! We will be welcoming Academy Award actress, director, and activist, Marlee Matlin! [2:47] For our industry keynote, we will be rejoined by Evan G. Greenberg, the Chairman and Chief Executive Officer of Chubb Limited and Chubb Group. That session will be sponsored by Chubb. Just announced, our closing keynote will be Daymond G. John. You know him from Shark Tank. He's also the CEO and Founder of FUBU. I'm a big fan. [3:11] I'm so excited for that closing keynote on May 8th! It will be extremely high-energy! Register at RIMS.org/RISKWORLD. We want to see you there! [3:22] My guest today has spent decades in construction risk. This is her second presidency of the RIMS San Diego Chapter. She is Cheryl Berman and she is here to discuss her career, construction risk, and safety risk. She has some words of wisdom for anyone moving into the construction and risk space. [3:46] San Diego is our host chapter for RISKWORLD 2024, so we'll be talking about that, as well. Cheryl Berman, RIMS San Diego Chapter President, welcome to RIMScast! [4:30] Cheryl fell into risk management. She has always been in the building industry, starting in operations. She went from operations to asset protection, then to safety and workers' compensation. When her company was spun off, it became Cheryl's job to get insurance for the company. Nobody else at the company had insurance knowledge. [5:25] That's how Cheryl's risk management career started. She joined RIMS at that time to become more knowledgeable about risk and insurance. That was in 1994. A RIMS member for 30 years! [6:09] In 1994, RIMS met in person and had newsletters that came in the mail. There were committees, including Workers' Compensation, Insurance, Safety and Loss Control, and Legal Legislation. Besides monthly chapter meetings, committees met two or three times a year. There was a lot of personal interaction. [7:10] Construction wasn't a RIMS topic at the start, but there were other people in the chapter with a background in construction so that helped. [7:58] Brady West is Cheryl's employer. Brady West is a drywall contractor, including lathe and plaster and metal framing. It is a specialty contractor, not a general contractor. Brady West works primarily on commercial projects. Cheryl reviews contracts both upstream with clients and downstream with subcontractors. [8:52] Cheryl is the whole Risk Group at Brady West. She's a department of one. She is used to it. In some roles, she has had HR and Payroll report to her but she was the only risk manager. In one company Cheryl worked for, things landed on her desk randomly. A trainee had been told, “If you don't know what to do with it, put it in Cheryl's in box”! [10:00] Workers' Compensation is probably the number one thing that happens in most construction companies. Construction injuries can cause drastic changes in someone's life or just require stitches and be done. When it changes a life, it is difficult. A claim is filed and it is hoped the worker will recover and return to work. [11:47] California has a new Senate Bill for instituting a workplace violence prevention plan for any company that has an employee. Cheryl explains different issues that may come up at different locations, depending on the local population. The mandate takes effect on July 1, 2024. However, Cal OSHA has not come up with a final rule for plans. [15:01] RIMS plug time! RIMS Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. On March 27th and 28th, our good friend, Ken Baker, of Enterprise Risk Consulting, leads the two-day course, Fundamentals of Risk Management. [15:24] Information about these workshops and others is on the RIMS Virtual Workshops page and a link to the full calendar is in this episode's notes. There are RISKWORLD 2024 pre-conference workshops held on May 4th and 5th. A link is in this episode's show notes. [15:41] Topics include but are not limited to Applying and Integrating ERM, Fundamentals of Insurance, and a RIMS-CRMP Exam Prep Workshop. Go to RIMS.org/RISKWORLD and then go to Learn and then Workshops. You will find it there. [15:56] On March 21st, Zurich presents Fraud Attitude Shifts in the Industry. On March 28th, our friends at TÜV SÜD GRC will present Inflation and Property Valuation: Aligning Your Assets with Reality. On April 11th, Clara Analytics returns to present AI's Impact on Emerging Risk Management Trends. [16:20] On April 18th, Hub International returns for the second installment of its Ready For Tomorrow Series, Challenging the Status Quo: Rethinking Your Casualty Risk Strategy. Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [16:44] Our friends at FERMA encourage you to participate in its inaugural International Risk Managers Survey, open through March 2024 to risk professionals from the U.S., Latin America, Asia-Pacific, and Africa. It is produced in partnership with PwC France. The results will be distributed in October 2024. A link is in this episode's show notes. [17:12] The RIMS San Diego Chapter on March 28th will host CA Workplace Violence Prevention Plan: Are You Ready for the New Regulation? That regulation is known as SB 553. A link to the RIMS San Diego Chapter event is in this episode's show notes. [17:44] Cheryl's top priority in construction is workplace safety. In California, companies must have an injury and illness prevention plan. Cheryl has training prepared for all the tasks a worker would do. It's constantly being tweaked as different work and machinery come down the pike. It's reviewed as processes change; at the least, annually. [19:22] In the three decades Cheryl has been in the profession, she believes more attention is paid now to risk management and safety. Awareness has improved. [20:06] Cheryl's advice to anyone entering the construction field as a risk professional is to understand the operations side before dictating what safety is. Have some experience in understanding the pressures of the workers, to help them better. Cheryl's operations-side experience was helpful when she transferred to the administration side. [20:43] Cheryl's experience told her what workers can do and what they struggle with. [21:26] At the first company where Cheryl worked in the asset protection side, they knew her from her 15 years of experience in operations. When she transitioned to a new company, the person who hired her was her champion. Cheryl shares a workers' comp experience from that job that turned into a home run for her. [23:51] The EEOC helped Cheryl get an outside sales position with very little experience so she worked hard to learn the trade. She worked only once briefly for someone who did not believe in her and she moved quickly to another job. She is very appreciative of the wonderful advocates and people who have helped her throughout her career. [25:53] Justin noticed that the leadership of the RIMS San Diego Chapter is comprised almost entirely of women. They volunteer their time and are passionate about the profession and their careers. Cheryl says the chapter is fortunate to have some very capable people on the board. [26:36] Cheryl tells about her time on the board, including two terms as president, first in 2002, and at present. She has been on the chapter board since 1995, with a five-year break. Her professional career grew parallel to her RIMS career. [28:38] Cheryl leads by example showing that women can have a great career in risk management. [29:37] Cheryl is very excited to have RISKWORLD 2024 in her home city of San Diego. [30:15] The RIMS San Diego Chapter is planning a reception for RIMS staff, the board of directors, and RIMS past presidents on the Friday before RISKWORLD 2024 starts. [31:02] Special thanks to RIMS San Diego Chapter President Cheryl Berman, for joining us here on RIMScast. Visit SanDiegoRIMS.org for more information. They have a fascinating session coming up on March 28th about SB 553 the CA Workplace Violence Prevention Plan. The link is in this episode's show notes. [31:33] Go to the App Store and download the RIMS App. This is an exclusive members-only benefit with all sorts of RIMS resources and coverage. Everybody loves the RIMS App! [31:58] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [32:44] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:01] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [33:17] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com, and check out the blog at RiskManagementMonitor.com. Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [33:59] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RISKWORLD 2024 — San Diego, CA | May 5–8, 2024 RISKWORLD Pre-Conference Workshops NEW FOR MEMBERS! RIMS Mobile App RIMS DEI Council Spencer Educational Foundation — Grants Page RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Virtual Workshops 2024 International Risk Manager Survey conducted by FERMA in partnership with PwC FERMA RIMS San Diego Chapter RIMS San Diego Chapter Presents: CA Workplace Violence Prevention Plan | March 28, 2024   RIMS Webinars: Recertification: Keep Your RIMS-CRMP Active | Presented by RIMS | March 20, 2024 Fraud Attitude Shifts in the Industry | Sponsored by Zurich | March 21, 2024 Inflation and Property Valuation: Aligning Your Assets with Reality | Sponsored by TUV SUD GRC | March 28, 2024 AI's Impact on Emerging Risk Management Trends | Sponsored by Clara Analytics | April 11, 2024 Hub's “Ready for Tomorrow” series: “Challenging the Status Quo: Rethinking Your Casualty Risk Strategy” | Sponsored by Hub International | April 18, 2024 RIMS.org/Webinars Upcoming Virtual Workshops: See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Water and Women in Risk with Sarah Mikolich” “Giving Back with APIW President Liz Kramer” “RISKWORLD 2024 Keynote Peter Diamandis” Sponsored RIMScast Episodes: “Alliant's P&C Outlook For 2024” | Sponsored by Alliant (New!) “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Dr. Lianne Appelt! Spencer Educational Foundation   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Cheryl Berman, RIMS San Diego Chapter President Risk Manager at Brady West, Inc.   Tweetables (Edited For Social Media Use): Getting insurance for the company landed on my desk because there wasn't anybody else in the company who knew anything about it. — Cheryl Berman   In one of the companies I worked for, things would just land on my desk and I'd ask “Why is this here?” But I'd figure it out and I'd deal with it. — Cheryl Berman   In California, companies must have an injury and illness prevention plan. — Cheryl Berman   We are fortunate to have some very capable people on our RIMS San Diego Chapter board. — Cheryl Berman

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   RIMS proudly observes and celebrates Women's History Month in March. We are thrilled to welcome APIW President Liz Kramer. We talk about her international career in insurance and risk management, how she got there, her experience as a woman in insurance, and how the Association of Professional Insurance Women (APIW) influenced her career from the start and why she agreed to serve on the board and now as President. We discuss the four pillars of APIW, including the importance of serving and giving back. We hear about her DE&I goals and her upcoming participation at RISKWORLD 2024 on the DE&I panel and the Women's Meetup. Listen in for more information on the Association of Professional Women in Insurance and how you can learn even more by attending RISKWORLD 2024.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] Public registration for RISKWORLD 2024 is now open. Explore infinite opportunities with RIMS from May 5th through May 8th, 2024, in San Diego, California. Register at RIMS.org/RISKWORLD. [:31] About today's EPISODE of RIMScast. Our guest is Liz Kramer, the President of the Association of Professional Insurance Women (APIW). [:53] The RIMS-CRMP is the only competency-based risk management credential. That matters because earning the certification shows employers and recruiters that you have the skills necessary to manage risk and create value for your organization. [1:09] Several Exam Prep virtual workshops are coming up. On March 19th and 20th, this two-day course will be presented with PARIMA. The next RIMS-CRMP-FED Exam Prep Virtual Workshop will be held from April 2nd through the 4th and led by Joe Mayo. Visit the certification page on RIMS.org for more information. A link is in these show notes. [1:39] If there is a full group of employees in your organization who should earn the RIMS-CRMP, visit RIMS.org/webinars and register for the complimentary webinar,  How Deloitte Leveraged the RIMS-CRMP.  [1:58] We will have leaders from the RIMS-CRMP Commission and leaders from Deloitte, who will speak to why they supported several of their employees in earning the RIMS-CRMP. It will be a relaxed, informational session and a lot of fun. Mark your calendars for March 15th and register! [2:19] On March 20th at 9:00 a.m., Eastern, we have another informational session about Recertification: Keep Your RIMS-CRMP Active. I will be hosting that session, along with RIMS VP of Professional Development, Denise Osorio. If you have the CRMP and you don't want the credits to lapse, find out how to keep it active! The link is in the notes. [2:45] We are looking forward to RISKWORLD 2024 in sunny San Diego, California, from May 5th through May 8th, 2024. Public registration is open. Register today at RIMS.org/RISKWORLD and the link in this episode's show notes. [3:00] In Episode 276 of RIMScast we had opening keynote Peter Diamandis join us. Check out that episode for just a taste of what's in store for RISKWORLD 2024. [3:15] My guest today is Liz Kramer. She is the President of Excess and Surplus Lines at Munich Re Specialty. Today, she's here in her capacity as President of the Association of Professional Insurance Women. [3:34] In observance of Women's History Month and International Women's Day, we're going to talk a little bit about her three decades in risk and insurance and where and how some of APIW's goals align with RIMS's goals in the way of ensuring the next generation of women professionals and also in the way of DEI. [3:59] Liz will be at RISKWORLD 2024 at the community meetup on May 6th and she will also be presenting a session in the DE&I Studio, so we're going to have a lot to talk about. I love getting these sorts of perspectives. I know you all do, too, so let's have some fun! [4:16] Liz Kramer, welcome to RIMScast! [4:24] Liz studied economics. Not wanting a desk job, after graduation, she went to Japan and taught English for a year and a half. She came back and realized she needed health insurance and a stable job so she joined Marsh and McLennan in their Japanese Client Services Division. That's when she started to learn about insurance. [5:20] Liz learned about underwriting and got into the underwriter training program at Gen Re as an E&S underwriter. After three years, Gen Re merged with an international company and Liz had the opportunity to go back to Japan, which she loved. She was in Tokyo for four years. She enjoys change and new opportunities. [7:45] Liz learned German in school and Japanese in Japan. While in Japan, she lived in Japanese and worked in English. [8:19] Liz was pretty young when she went to Japan. It was a risk being a young woman alone in the country. Her youth was a hurdle in Japan. She had support in the States, but it was tough. She learned a lot, including how to advocate for herself and how to lean on others. Her job was to build a local team to replace her, and she did. [9:43] After eight years in the business, she came back to the U.S. For 16 years, she did several things: specialty treaty, prop management, and business development. Then through a former client contact, she went to Zurich for three years in three great roles. [10:21] Someone reached out to her from Munich Re. She would report to the CEO in a new role, Chief Underwriting Officer. She joined them in 2020 and is there today, now as the President of the E&S Division. [11:32] Liz started in 1993 when the leadership teams were mostly men. She is grateful for all the managers and the men in her career who advocated for her and listened to her. She worked incredibly hard to succeed. She tells the women of APIW, don't put your head down; put your head up, network, and make connections. [12:32] When you make connections, your brand gets recognized and noticed and you learn more about what is out there. [12:56] Liz would say she still doesn't advocate enough for herself. She had a woman who is her current boss, encourage her to make the move over from the Chief Underwriting Officer back to writing a P&L. You have to step out of your comfort zone sometimes. There's an incredible amount of diverse talent in the industry. [14:14] Liz feels very blessed in her career. She doesn't get resentful about bumps in the road. When she was pregnant with her second child, 18 years ago, a manager assumed she would want to stay home with two children. But her manager's boss told her “We absolutely want you to come back.” [15:14] If you hear it from one person, it doesn't mean everyone feels that way. Still today, we have biases and make assumptions. We should always ask, instead of assuming, if we think they are capable. [15:57] RIMS plug time! RIMS Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. On March 27th and 28th, our good friend, Ken Baker, of Enterprise Risk Consulting, leads the two-day course, Fundamentals of Risk Management. [16:19] Information about these workshops and others is on the RIMS Virtual Workshops page and a link to the full calendar is in this episode's notes. [16:27] Resolver returns on March 14th to deliver the session Maximizing Business Value: Top 5 Risk and Compliance Dashboards for Organizational Resilience. On March 21st, Zurich presents Fraud Attitude Shifts in the Industry. [16:44] On March 28th, our friends at TÜV SÜD GRC will present Inflation and Property Valuation: Aligning Your Assets with Reality. On April 11th, Clara Analytics returns to present AI's Impact on Emerging Risk Management Trends. [16:59] On April 18th, Hub International returns for the second installment of its Ready For Tomorrow Series, Challenging the Status Quo: Rethinking Your Casualty Risk Strategy. Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [17:25] Our friends at FERMA encourage you to participate in its inaugural International Risk Managers Survey, open through March 2024 to risk professionals from the U.S., Latin America, Asia-Pacific, and Africa. It is produced in partnership with PwC France. The results will be distributed in October 2024. A link is in this episode's show notes. [17:53] A quick plug for Liz Kramer and APIW. They will be co-hosting their Women's Leadership Forum with NYCAIW on March 26th, 2024 at 4:00 p.m. at The View at Battery Park in downtown Manhattan. The topic is “Midlife Collision.” This explores what happens when you are raising your family and caring for your parents at the same time. [18:24] The panel will be comprised of women leaders in risk and insurance who are there to support each other during this critical life event. Register at the APIW.org events page or the link in this episode's show notes. [19:00] Liz learned about APIW early in her career. She was working mostly in New York and APIW has a strong presence in the NY area. She has been a member of APIW on and off throughout her career and saw the value and benefit of it. [19:49] As a member, she was asked if she wanted to join the board and she immediately said yes. She understood what was important about what they were doing and she wanted to expand their reach and awareness, not to the big cities only but throughout the industry. She was an officer and treasurer for four years. [20:46] When she was asked about becoming president, at first she declined as she was too busy at work and didn't feel like she could commit her time to that role. After two years, she agreed to stay on the board as treasurer and take the two-year term starting in two years. She wanted to make sure she went into it prepared. They made that plan. [22:16] She has been the president since September of 2022. This September, she will pass the baton to a new president and stay on the board for another two years as “past president.” [22:38] It was important to Liz to give back to an organization that has been important to her over the years. It's fulfilling to give back and serve. Giving back gives her a better perspective. [23:39] The four pillars of APIW are 1) Learning and development, 2) Connectivity and networking, 3) Supporting DEI, and 4) Giving back. APIW networked cities give back to their local communities. When doing strategic planning, the board lives and breathes the four pillars. [25:53] Liz compares the APIW DEI vision with the RIMS DEI vision, including gender inclusion and encouraging dialog. [26:56] Liz is a huge fan of the insurance industry. She says it's a noble industry that does some great things. Her hope for women in insurance is that there continue to be numerous leadership opportunities for women who are in the industry now and that there will be more balance at senior levels. [27:31] In the U.S. workforce, 47% of the workforce are women. In the insurance industry, it's close to 60%. The industry is welcoming and attractive for women. It needs to attract more diverse talent with STEM and liberal arts backgrounds for all levels of leadership. It's a great industry and there are great opportunities for women. [29:50] Liz will be on the DE&I panel at RISKWORLD 2024 in San Diego, representing APIW. There will be a women's meetup hosted by APIW right after the panel. Liz and other APIW board members will present who APIW is and share information about it. Liz is considering talking about women and risk-taking. [31:25] Then they will go into breakout groups to hear from the attendees. Liz invites you to come. She would love to see you face to face. That's Monday the 6th. [31:52] It's been such a pleasure getting a chance to meet you, Liz! I look forward to seeing you at RISKWOLD 2024. We encourage everyone to go check out your session and the community meetup. [32:20] Special thanks again to Liz Kramer, the Association of Professional Insurance Women president. Links to the APIW events that I mentioned are in this episode's show notes. There is a link to the RISKWORLD 2024 agenda, where you can find the APIW presence in sunny San Diego, California from May 5th through May 8th, 2024. [32:43] Happy International Women's Day, everyone! [32:48] Go to the App Store and download the RIMS App. This is an exclusive members-only benefit with all sorts of RIMS resources and coverage. Everybody loves the RIMS App! [33:12] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [33:52] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:09] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:24] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com, and check out the blog at RiskManagementMonitor.com. Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [34:44] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RISKWORLD 2024 — San Diego, CA | May 5–8, 2024 NEW FOR MEMBERS! RIMS Mobile App RIMS DEI Council Spencer Educational Foundation — Grants Page RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Virtual Workshops 2024 International Risk Manager Survey conducted by FERMA in partnership with PwC FERMA Association of Professional Insurance Women APIW NYCAIW Women's Leadership Forum | March 26, 2024   RIMS Webinars: Maximizing Business Value: Top 5 Risk and Compliance Dashboards for Organizational Resilience | Sponsored by Resolver | March 14, 2024 Elevating ERM in Federal Agencies: The RIMS-CRMP-FED Explored by Deloitte & Touche LLP and RIMS | March 15, 2024 Recertification: Keep Your RIMS-CRMP Active | Presented by RIMS | March 20, 2024 Fraud Attitude Shifts in the Industry | Sponsored by Zurich | March 21, 2024 Inflation and Property Valuation: Aligning Your Assets with Reality | Sponsored by TUV SUD GRC | March 28, 2024 AI's Impact on Emerging Risk Management Trends | Sponsored by Clara Analytics | April 11, 2024 Hub's “Ready for Tomorrow” series: “Challenging the Status Quo: Rethinking Your Casualty Risk Strategy” | Sponsored by Hub International | April 18, 2024 RIMS.org/Webinars Upcoming Virtual Workshops: See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Spencer's 2024 Outlook” “Water and Women in Risk with Sarah Mikolich” “Leadership and Coffee Talk with Sacha Coburn” “RISKWORLD 2024 Keynote Peter Diamandis” “A Menu of Risk Options with Elle Michell Hall” Sponsored RIMScast Episodes: “Alliant's P&C Outlook For 2024” | Sponsored by Alliant (New!) “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Dr. Lianne Appelt! Spencer Educational Foundation   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest Liz Kramer APIW President APIW.org/team/executive-officers LinkedIn: Liz Kramer   Tweetables (Edited For Social Media Use): I was speaking with a group of women yesterday, with APIW, and saying don't just put your head down; you've got to put your head up, you've got to network, and you've got to make sure you make those connections. That's when your brand gets recognized. — Liz Kramer   I have been a member of APIW throughout most of my career. I saw the value and benefit of that. — Liz Kramer   We owe it to our industry and colleagues to give back, in some way. It's really fulfilling, also. Make sure your head's not down all the time. — Liz Kramer   I'm a huge fan of the insurance industry. We say it's a noble industry and it does some great things. My hopes for women in insurance are that we continue for the women that are in the industry to have numerous leadership opportunities — Liz Kramer

First, Larry and Marty talk to Ken Baker from Greater Pittsburgh Plumbing about freezing pipes. Then, they talk to Pittsburgh Fire Chief, Dr. Darryl Jones, about safety in cold temperatures. 

Larry and Marty talk to Ken Baker from Greater Pittsburgh Plumbing about pipe safety in the winter and how to prevent pipes from bursting. 

This time, our Discover Kalamazoo County Tour takes us to the Village of Richland, about 9 miles north and east of downtown Kalamazoo. Thought to be named for the rich soil settlers discovered back in 1830 on the edge of what is known as Gull Prairie, this episode centers around the Richland town square. Just adjacent is the only traffic light in the village, near its early beginnings.Ken Baker, a member of the former Richland Historical Society, talks about those beginnings and the buildings you see as you circle the Richland square.Episode ResourcesVillage of Richland websiteRichland Community Library websiteThis Kalamazoo County Tour episode is sponsored by Discover Kalamazoo and produced by Livemic Communications.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Ahead of National Traffic Awareness Month in August, Subaru Corporate Risk Manager Carol Fritzsche joins RIMScast to discuss road risks, fleet safety, and theft prevention.   Carol has been at Subaru for 10 years and discusses how she and her risk group have been instrumental in setting policy for the automotive giant. Carol is a familiar face among the RIMS community, as a longtime member of the Delaware Valley Chapter of RIMS.   Carol speaks of her risk career in the automotive sector, her responsibilities for risk prevention and mitigation, and captive Pleiades Insurance Company, Ltd., which underwrites the Subaru fleet of over 1,200 vehicles. Carol explains how Pleiades saves money and generates profit. She tells of the challenges of automotive risk management and new risks that arise. Carol shares her enthusiasm for her work and how the risks are always changing. She tells of Subaru customers supplying the situations in the Subaru “We Survived” stories. Carol also offers advice for people considering automotive risk management.   Key Takeaways: [:01] About RIMScast. [:25] About today's episode, where we will talk about fleet safety and Traffic Awareness Month risk with Subaru Corporate Risk Manager, Carol Fritzsche. [:38] All about exciting, upcoming RIMS events! Registration is open for the RIMS Canada Conference 2023, which will be held September 11th–14th in Ottawa! Visit RIMSCanadaConference.ca for more information. [:59] On September 14th, the Spencer Educational Foundation returns to New York City for its Annual Funding Their Future Gala. The event will be held at the Cipriani on 42nd Street. A link is on this episode's notes. You can also visit SpencerEd.org. [1:15] The RIMS Western Regional Conference will be held October 4th–6th in Vail, Colorado. Visit RIMSWesternRegional.com for more information and to register. [1:27] Head to the RIMS.org/Advocacy page to find information about The RIMS Legislative Summit, which is returning to Washington, D.C. on October 25th and 26th. [1:41] We are very excited about the RIMS ERM Conference 2023, which will be held November 2nd and 3rd in Denver, Colorado! The theme is Elevate and Evolve. Registration will open soon as will a call for nominations for the ERM Award of Distinction. Visit the events page on RIMS.org for more information. [2:05] We are accepting educational session submissions for RISKWORLD 2024. See the link to the online submissions form in this episode's notes. RISKWORLD 2024 will be held May 5th–8th in San Diego! [2:22] August is nearly here. August is National Traffic Awareness Month here in the U.S. This is a time when an increased number of vehicles are on the road, including fleets. Today's guest, Carol Fritszche, is the Corporate Risk Manager for Subaru. Some RIMS members know Carol from the RIMS Delaware Valley Chapter, where she is a member. [2:44] Justin met Carol Fritzsche years ago at a RIMS event and Justin has always been fascinated by Carol's work. Justin outlines today's conversation about Carol's responsibilities at Subaru, how she helps drive a culture of safety, and the satisfaction she gets from working with captives. [3:11] Justin welcomes Carol Fritzsche to RIMScast. Carol has been at Subaru for 10 years. She calls it a great job at a great company. She started at Subaru as an intern in risk management, left for a year-and-a-half to work for an insurance broker, and came back to Subaru. [4:37] Carol mentions the amazing number of parts and the details that go into manufacturing a car, where the end-user just opens the door and turns on the ignition. [5:26] As Corporate Risk Manager, Carol buys corporate insurance. Subura also has a captive about 35 years old that insures a lot of Subaru's risk, including the fleet, general liability, worker's comp., marine, and extended warranty. Carol is also on the underwriting side for the captive. Subaru Corporate Risk Management has 10 members. [6:38] Carol notes differences within the risk management space at Subaru. Subaru of America is the marketing and distribution arm of Subaru Corporation in Japan manufactures the vehicles. Carol marvels at vehicle design. [7:52] Justin refers to American Auto as a good look at what not to do in risk management. It's an Office-like comedy about how not to run an automotive company. [8:15] One reason Justin invited Carol to RIMScast is that August is National Traffic Awareness Month in the U.S. [8:41] Subaru's captive, Pleiades Insurance Company, Ltd., insures the Subaru auto fleet of over 1,200 vehicles that employees and their family members drive for business and personal use. Pleiades is very focused on driver safety with strict criteria on who is allowed to drive. They don't allow cell phone use at all, even hands-free, in the vehicles. [9:47] Pleiades penalizes drivers for getting a cell phone ticket. Pleiades is very concerned about drunk driving. If you get a DUI or DWI, Subaru suspends you from the program for seven years. If you're out and you drink, you can expense getting an Uber instead of driving home. [12:03] Carol tells her children who drive, we know you're a safe driver but it doesn't matter how safe you are, you have to worry about everyone else on the road around you. Carol's favorite Subaru commercial is “We Survived.” The commercials come from testimonials sent in by Subaru customers. [13:28] Pleiades constantly monitors its claims history, seeing what is the major cause of loss and how much damage is being caused. The vehicles in the fleet are newer, so most of them have Subaru EyeSight. It stops the car from colliding with something. If the car is in an accident, though, it's a little more expensive to fix! [14:54] RIMS plug time! Sponsor an episode of RIMScast! Contact us at pd@rims.org. For upcoming virtual workshops visit RIMS.org/virtualworkshops for the calendar. Applying and Integrating ERM will be held on August 1st and 2nd by Ken Baker of Enterprise Risk Consulting. [15:41] Chris Hansen of Snug Harbor Risk Consulting will be leading the two-day virtual workshop Fundamentals of Risk Management on August 8th–9th. [15:52] Optimizing Risk Management with Artificial Intelligence will be led on September 28th by Pat Saporito. More information about these sessions and others is on the Virtual Workshops page. See the full Virtual Workshop schedule and register. [16:12] The RIMS-CRMP-FED Exam Prep is on August 15th through 17th, 9:00 am–4:00 pm EDT. See the links at Rims.org/certification for these and future workshops. A link is also in this episode's show notes, as is a link to the full Virtual Workshop calendar. [17:03] Subaru fleet vehicles have the in-vehicle technology STARLINK that allows Subaru to track vehicles if they happen to be stolen. Customers can call in to activate STARLINK to see where their vehicle is. They have to verify they are the owner. [17:48] The Risk Management department focuses on insurance and loss control. The product side is managed by Subaru Manufacturing. Carol's Risk Management department collaborates with the technology and product departments. Her primary focus is on loss prevention and loss mitigation. [19:10] Carol went to school at Temple for risk management and insurance. There “was maybe a paragraph on captive insurance in the textbook.” It was never brought up again. When she started at Subaru it was exciting to work on the day-to-day operations of the captive. [19:37] The captive started when auto insurance was in a hard market and it was very difficult and expensive for Subaru to get auto insurance for its fleet. Subaru knows the risks better than the insurance companies do, so it makes sense for them to insure the fleet themselves. [20:07] Subaru has a large fleet with a lot of people driving but their loss experience is very favorable and it's been very profitable for the captive. Carol takes ownership of a lot of the success because of the safety policies and procedures risk management has put in place through the years. [20:55] Carol loves the RIMS Delaware Valley Chapter and seeing all the familiar faces and interesting topics when she goes to a meeting. Philadelphia is an insurance city. A lot of insurance brokers are headquartered and insurance companies have major offices there. The plane from Philadelphia to RISKWORLD is packed with insurance people! [22:21] Carol's advice to anyone applying to the automotive risk sector: “The risk management world is … always changing. There's always a new risk emerging. When people hear ‘risk management,' they think ‘insurance.' They think it's boring. … It's not. It's so much more. Specifically auto. It's so interesting to me, seeing it from the client side…” [22:53] “...but also, because we have the captive, seeing it from the carrier side, as well. I review the risk from the underwriting side and I price it out and I design the coverages, but also, on the other side, I see the claims and I can build policies around it.” [23:34] One policy in place when Carol started is for teenage drivers, a major driver of claims. To drive a fleet vehicle, teenage drivers must have 10 hours of behind-the-wheel training before they get to drive a fleet vehicle. [23:44] Justin takes a defensive driving course online every three years. [24:02] Justin comments on the great safety tips for National Traffic Awareness Month. He hopes to see Carol at RISKWORLD 2024 in San Diego. She thinks she can make it work to get a week in San Diego! [24:20] “Special thanks to Carol Fritzsche for joining me today on RIMScast. It's worth noting that Carol is a RIMS CRMP holder. And she will be featured in our RIMS CRMP Stories series very soon, A link to the CRMP Stories is on this episode's show notes.” [24:39] We've also got a link to RIMS Risk Management Magazine's coverage of Fleet Safety, Vehicle Safety, and The Automotive Sector. [24:50] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are on our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [25:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [26:00] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [26:16] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager. You can email Justin at Content@RIMS.org. [26:38] Justin thanks you for your continued support and engagement on social media channels! Listen every week! Stay safe! Mentioned in this Episode: Risk Management Magazine Fleet safety article: “Tips for Preventing Fleet Vehicle Theft”Submit an Educational Session for RISKWORLD 2024 NEW FOR MEMBERS! RIMS Mobile App RIMS ERM Conference 2023 RIMS Canada 2023 — Sept. 11–14 in Ottawa! Spencer Educational Foundation — Funding Their Future Gala — Sept. 14, 2023 Contribute to Risk Management MagazineRIMS Western Regional — Oct 4–6, Vail Colorado RIMS-Certified Risk Management Professional (RIMS-CRMP) Dan Kugler Risk Manager on Campus GrantUpcoming Virtual Workshops: Applying and Integrating ERM | August 1 Fundamentals of Risk Management | Aug. 8–9 Optimizing Risk Management with AI | Sept. 28 See the full calendar of RIMS Virtual Workshops RIMS-CRMP-FED Exam Prep August 15–17, 2023 9:00 am–4:00 pm EDT All RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Fleet Safety 2022 with NETS Executive Director Susan Gillies-Hipp” “Near-Misses Still Count”: Risk Management Magazine's Morgan O'Rourke and Hilary Tuttle “RIMS 2023 Rising Star Emily L. Bloedel” “Getting to Know Jackware” “What the Future Holds with RISKWORLD 2022 Keynote Peter Leyden” “Roadway Risks: AI, Autonomous Vehicles, & Automated Driving” “AI and Autonomous Vehicles with Stephen S. Wu” Sponsored RIMScast Episodes: “Cyberrisk Outlook 2023” | Sponsored by Alliant (New!) “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL “How to Reduce Lithium-Ion Battery Fire Risks” | Sponsored by TÜV SÜD “Managing Global Geopolitical Risk in 2022 and Beyond” | Sponsored by AXA XL RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS Risk Leaders Series RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Roland Teo! Spencer Educational Foundation RIMS DEI Council RIMS Path to the Boardroom RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts. Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   Follow up with Our Guest: Carol Fritzsche Corporate Risk Manager, Subaru of America, Inc. RIMS Delaware Valley Chapter   Tweetables (For Social Media Use):   “I toured our plant out in Indiana twice, and just the amount of parts and down to the paint, every detail is just crazy, that goes into a vehicle. You would never know; you just open the door, turn on the ignition, and go!” — Carol Fritzsche   “[Pleiades insures] Subaru's auto fleet, over 1,200 vehicles. … We are very focused on driver safety. We have very strict criteria on who is allowed to drive our vehicles. … We don't allow any cell phone use in the vehicles at all, … even hands-free.” — Carol Fritzsche   “The captive started because the insurance market, particularly auto, was in a hard market and it was very difficult and expensive for Subaru, with our large fleet size and with the parameters of our program, to get auto insurance.” — Carol Fritzsche   “Teenage drivers [are] a major driver of claims. … If you want your teenage child to drive our vehicle, they have to have 10 hours of behind-the-wheel training before they even get into a Subaru.” — Carol Fritzsche  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   How does Generative AI fit into modern business practices? What are the best practices before any implementation of automation and AI? What are the benefits and pitfalls of ChatGPT and other AI tools? Tom Wilde, CEO of Indico Data, discusses his experiences with risk professionals and how risk managers are in an advantageous situation. Tom gives examples of blindspots and risks with ChatGPT. He shares his thoughts on the trend of CROs becoming CEOs.   Key Takeaways: [:01] About RIMScast. [:27] About today's episode, where we will talk about technological innovation and risk with Tom Wilde, the CEO of Indico Data. [:36] All about exciting, upcoming RIMS events! Registration is open for the RIMS Canada Conference 2023, which will be held September 11th–14th in Ottawa! Visit RIMSCanadaConference.ca for more information. [:57] On September 14th, the Spencer Educational Foundation returns to New York City for its Annual Funding Their Future Gala. The event will be held at the Cipriani on 42nd Street. A link is on this episode's notes. You can also visit SpencerEd.org. [1:14] The RIMS Western Regional Conference will be held October 4th–6th in Vail, Colorado. Visit RIMSWesternRegional.com for more information and to register. [1:26] Head to the RIMS.org/Advocacy page to find information about The RIMS Legislative Summit, which is returning to Washington, D.C. on October 25th and 26th. [1:40] We are very excited about the RIMS ERM Conference 2023, which will be held November 2nd and 3rd in Denver, Colorado! The theme is Elevate and Evolve. Registration will open soon as will a call for nominations for the ERM Award of Distinction. Visit the events page on RIMS.org for more information. [2:06] The prominence of ChatGPT and AI in business has all sorts of upside and downside risks. Here to discuss them and lend his insight is Tom Wilde, the CEO of Indico Data. He is based in Boston, Massachusetts. [2:21] “Has the future arrived?” [2:30] Justin welcomes Tom Wilde of Indico Data to RIMScast. Tom has been in the software space for his entire career, beginning on the consumer internet side and then moving into enterprise software, focused on content technology. [3:18] Tom has been fascinated with trying to sort out the human-machine challenge between the way we produce and consume digital content and the way machines make sense of it. That's been a common thread through all the businesses he has built. [4:01] Tom tells about being a CEO. Tom is a builder CEO. He finds disruptive technologies and turns them into something the market finds useful and valuable. [4:52] The building blocks for ChatGPT, Deep Learning, Large Language Models, and Generative AI, have been in development for the past decade. Everything suddenly came together at the right time to create this “iPhone moment” for artificial intelligence where we all can see the value. [5:40] The invisible tipping point was that the Large Language Model underpinning ChatGPT, GPT 3 (now GPT 4), had reached a critical mass and a set of performance capabilities that suddenly made it viable. [6:28] We're in a classic phase of ChatGPT now, with incredible expectations and excitement about it. This is a moment as big as a browser or smartphone. This is a fundamentally new software programming paradigm. It's not a Swiss Army knife application that can solve everything. [7:10] For the first time, we have a programming language that is based on data and that uses the English language as the programming interface. There are about 25,000,000 software engineers in the world. There are several billion English language speakers on Earth. Suddenly, all of them, conceivably, can program using ChatGPT. [8:23] ChatGPT introduces some challenges to the enterprise, such as having to hold employees back from pushing code directly into production. [8:52] There suddenly needs to be some thought and structure around who can create prompts, what data can be fed to these cloud Large Language models, and what is the audit trail for what prompt was used to create what outcome. [9:09] Using software development paradigms makes sense in how to govern this and deal with compliance. Regarding Generative AI, while we have the huge benefit of programming with data, we have to be aware of what that means. [9:28] The quality of data becomes important in understanding how this new programming language behaves. It's only as good as the data it was trained on. If you take all the English-language content on the internet, what does that represent in terms of our understanding of human knowledge and behavior? [10:03] The English-language content on the internet carries flaws and biases. It has inappropriate and dangerous content. We have to be aware of what this programming language was taught to do and think about. [10:24] You should not use this technology as a black box. Microsoft suggests thinking about this as a co-pilot. The pilot flies the plane and has the final judgment as to what is safe and unsafe operation. The co-pilot reduces the workload as an extra set of hands and works the radio. ChatGPT is a co-pilot, not a pilot. [11:13] You have to have application frameworks in place to deal with hallucinations, to understand what data was used to make that decision at what time, who has been empowered to use this technology to perform part of their job, and what are the guardrails for that. Where can the enterprise's data be sent and stored? [11:45] Indico Data considers the three S's: Safely, Securely, and Scalably. To use this technology, you need a framework for understanding the three S's. [11:58] RIMS plug time! Sponsor an episode of RIMScast! Contact us at pd@rims.org. For upcoming virtual workshops visit RIMS.org/virtualworkshops for the calendar. Applying and Integrating ERM will be held on August 1st and 2nd by Ken Baker of Enterprise Risk Consulting. [12:42] Optimizing Risk Management with Artificial Intelligence will be led on September 28th by Pat Saporito. More information about these sessions and others is on the Virtual Workshops page. See the full schedule and register. [13:02] The RIMS-CRMP Exam Prep is July 19th and 20th, 9:00 am–4:00 pm EDT. August 15th through 17th is the RIMS-CRMP-FED Exam Prep 9:00 am–4:00 pm EDT. See the links at Rims.org/certification for these and future workshops. A link is also in this episode's show notes, as is a link to the full virtual workshop calendar. [13:57] As a technology CEO, you have to learn to think through the way the enterprise thinks of risk because they're not going to buy or implement your solution if it creates unacceptable risk, regardless of the benefit. [14:22] As a technology CEO, Tom thinks a lot about how to minimize the risks of deploying their product from a data protection standpoint, information security standpoint, and change management standpoint. Those things have to be top-of-mind or you can't engage with the enterprise. They are risk-averse, as they should be. [14:49] In many cases, you're dealing with PII, health data, and other sensitive information, so there are serious data protection requirements. GDPR and regional or national regulations on data security create additional layers of thinking to protect your client from being exposed to regulatory bodies. [15:17] Insurance and banking risk managers are using Indico Data to help them identify and quantify risk. Auditors and risk managers try to consume and make sense of vast amounts of unstructured data, like contracts, policies, documents, and emails, to find the needles in the haystack. What are patterns that suggest risky behavior or exposure? [16:02] Tom has seen a huge uptick in risk management wanting to embrace technology as a “bionic arm,” not as a robot, to allow a much faster and broader perspective on potential threat vectors and exposures. [16:53] Tom tells of a court case where attorneys used ChatGPT to create prior case representation for the court but ChatGPT fabricated the cases. It didn't understand it wasn't supposed to make them up. There's a gap between the way AI and humans work. AI has blind spots and until we find them and fix them, they expose us to risk. [18:12] If you're using AI to make decisions, how are you sure that those are quality decisions, that they're not fabricated or hallucinated, and that they're complete? Generative AI struggles with precision and recall. Precision means that all the answers it gives are correct. Recall is that it found all the possible data it should have presented. [18:51] Generative AI will make recall mistakes and leave stuff out, not knowing that it's supposed to be comprehensive. When you ask ChatGPT why it did not include something in its summary, it says, “Sorry, you're right, I should have included that.” We need to continue to be suspicious of Generative AI's confidence in the answers it brings.  [20:03] The challenge with automation and AI is it allows you to make a bad process even worse, more rapidly. Ask yourself if you are automating a good process. Is it a process that should be automated or is the process itself the problem? Like using a power saw, you need to know what you're doing with ChatGPT. It's a very powerful tool. [21:41] A CEO is a storyteller. To be a technology CEO, with the pace of innovation in the market today, your customers crave for you to help them make sense of it and think about it rationally. They're desperate to do that for their constituents. You become a valuable partner CEO if your product helps them make sense of things and adds value. [22:29] Your storytelling also helps your employees and your investors. Your job as an early-stage CEO is to create that narrative and bring it to light. [23:00] Justin and Tom discuss the trend of CROs becoming CEOs. Being good at understanding risk makes you good at taking bets. As a CEO, you have a key responsibility to make bets where you have incomplete information, understanding the downside and the upside. [23:27] Risk professionals have an advantage in being able to measure the risks in front of them and make bets more confidently and with perhaps better outcomes. [23:42] We are in a world of high beta factors: climate, economic, and social, that have to be understood so that you don't inadvertently bet the whole company. Understanding these factors also puts you in a position to take advantage of opportunities that emerge from the macro elements surrounding us as business leaders. [24:15] “Special thanks to Tom Wilde for joining me today. That was a lot of fun! I've got more links to RIMS coverage of AI and automation on this episode's show notes.” [24:27] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are on our show notes. RIMScast has a global audience of professionals, students, business leaders, and more. Contact pd@rims.org for more information. [25:13] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [25:37] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:53] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager. You can email Justin at Content@RIMS.org. [26:16] Justin thanks you for your continued support and engagement on social media channels! Listen every week! Stay safe! Mentioned in this Episode: NEW FOR MEMBERS! RIMS Mobile App RIMS ERM Conference 2023. RIMS Canada 2023 — Sept. 11–14 in Ottawa! Spencer Educational Foundation — Funding Their Future Gala — Sept. 14, 2023 Contribute to Risk Management MagazineRIMS Western Regional — Oct 4–6, Vail Colorado RIMS-Certified Risk Management Professional (RIMS-CRMP) Dan Kugler Risk Manager on Campus GrantUpcoming Virtual Workshops: Applying and Integrating ERM | August 1 Optimizing Risk Management with AI | Sept. 28 See the full calendar of RIMS Virtual Workshops RIMS-CRMP Exam Prep July 19–20, 2023 9:00 am–4:00 pm EDT RIMS-CRMP-FED Exam Prep August 15–17, 2023 9:00 am–4:00 pm EDT All RIMS-CRMP Prep Workshops Upcoming webinar: Trade Credit Insurance Managing Risk and Promoting Growth — July 14, 2023 | Presented by RIMS and Prudent Insurance Brokers Pvt. Ltd. Related RIMScast Episodes: “Risk Management Education with David Cisneros” “‘Near-Misses Still Count': Risk Management Magazine's Morgan O'Rourke and Hilary Tuttle” “Innovation and Improvisation with RISKWORLD Keynote Josh Linkner” “Cybersecurity and Insurance Outlook 2023 with Josephine Wolff” Sponsored RIMScast Episodes: “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD (New!) “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL “How to Reduce Lithium-Ion Battery Fire Risks” | Sponsored by TÜV SÜD “Managing Global Geopolitical Risk in 2022 and Beyond” | Sponsored by AXA XL RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS Risk Leaders Series RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Roland Teo! Spencer Educational Foundation RIMS DEI Council RIMS Path to the Boardroom RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on iTunes. Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   Follow up with Our Guest: Tom Wilde Indico Data   Tweetables (For Social Media Use):   “I've been fascinated with trying to sort out the human-machine challenge between the way we as people produce and consume digital content and the way machines make sense of it. … That's been a common thread through all of the businesses that I've built.” — Tom Wilde   “The fundamental building blocks for [ChatGPT]: Deep Learning, Large Language Models, and Generative AI; these have been in development for the past decade. … Everything came together at the right time to create … the “iPhone moment” for artificial intelligence.” — Tom Wilde   “As a technology CEO, you have to learn to think through the way the enterprise thinks of risk because they're not going to buy or implement your solution if it creates unacceptable risk, regardless of the benefit.” — Tom Wilde   “Generative AI will make mistakes of recall and leave stuff off, not knowing that it's supposed to be comprehensive. … We need to continue to be … suspicious of Generative AI's confidence in the answers it brings.” — Tom Wilde   “Being good at understanding risk makes you good at taking bets. As a CEO, one of the key responsibilities you have is to make bets where you have incomplete information, understanding the downside and the upside. … Risk professionals … have a real advantage here.” — Tom Wilde  

Ken Baker (Bronx, NY) brings a message on the Gospel for Missions Sunday.

Episode 133: How a Rail Strike Would Derail Supply Chains While the government has narrowly avoided a rail strike for now, it still looms as a possibility in the future. As we saw last year with the Suez Canal sideways ship block, a supply chain disruption can have a ripple effect across different industries that can linger for quite some time. As continuity professionals, we need to be constantly planning for possible disruptions. Tune in as Vanessa talks with Ken Baker about key things to consider when planning for supply disruptions whether they stem from lumber, microchips, paper products or corn. Baker is the director of procurement at AMCOR Specialty Cartons Americas LLC with a demonstrated history of success in supply chain and procurement roles. He currently resides in Atlanta, Georgia. Connect with Ken: LinkedIn = https://www.linkedin.com/in/ken-baker-2a916a15/ Procurement Foundry Community on LinkedIn = https://www.linkedin.com/company/procurement-foundry/ Sign up for our Four Corners newsletter for opportunities to connect, access to exclusive content, bonus interviews, and more at https://bit.ly/BRDFourCorners. 3 Key Considerations for a Rail Supply Chain Disruption include: – Understand your criticality. In order words, how critical are your products? The more critical your product is to the public, the more planned and thought out your continuity plan should be. – Talk to your suppliers about their continuity plans. If their plan is that the government will not let this happen, gently push back on them to come up with another plan. – Consider asking these questions when talking to your suppliers. What are your supply chains? How far away are your direct material suppliers? How many people do you have in a certain region? How many facilities do you have if this facility goes down? Disaster Recovery Journal: Register for DRJ's weekly (Wednesday) webinar series: https://drj.com/webinars/up-coming/ Register for DRJ Spring 2023: Solutions for a Resilient Tomorrow: https://www.drj.com/spring2023 Asfalis Advisors: Visit our website here: https://www.asfalisadvisors.com Apply to be a guest on the podcast: https://www.asfalisadvisors.com/decoded/ Download the 5 Step Crisis Strategy: https://www.asfalisadvisors.com/services/ Connect with the podcast! Email us: podcast@drj.com Podcast website: https://drj.com/decoded/ Twitter: https://twitter.com/BRDecoded LinkedIn: https://www.linkedin.com/showcase/business-resilience-decoded/ YouTube: https://www.youtube.com/channel/UCNEIrqWlxuyDvkXB24h6Obw/videos Vanessa Mathews, host Vanessa Mathews is the founder and chief resilience officer of Asfalis Advisors, where they are focused on protecting the legacy of the leaders they serve through business resilience. Before becoming an entrepreneur, Mathews developed global crisis management and business continuity programs for government and private sector organizations to include Lowe's Companies, Gulfstream Aerospace, and the Department of Homeland Security. LinkedIn: https://www.linkedin.com/in/vanessa-vaughn-mathews-mba-cbcp-70916b4b/ Book Mathews as a speaker: https://bit.ly/VanessaMathews Jon Seals, producer Jon Seals is the editor in chief at Disaster Recovery Journal, the leading magazine/event in business continuity. Seals is an award-winning journalist with a background in publication design, business media, content management, sports journalism, social media, and podcasting. LinkedIn: https://www.linkedin.com/in/jonseals/ Disaster Recovery Journal: https://drj.com/

A powerful story from Ken Baker. Ken is a pastor and church planter in the Bronx, New York.Watch this episode at https://BryanSamms.com/YouTubeRegister for Church Advance 2023 at https://BryanSamms.comConnect with Bryan – https://BryanSamms.com

Ep.#12 [THEME FIVE] As we wrap up our four-part mini-series on ESOPs, we’re getting out of the weeds and coming back up for air. Today we’re going to be talking about ESOPs acquiring other companies and ESOPs selling to a third party (yes, both are possible!). In the second part of this episode, we finish with an owner's success story about why he turned his company into an ESOP and the amazing things that have happened since. In part one of this interview, Jim Steiker from SES ESOP shares his story about how hitchhiking led to a multi-decade career promoting ESOPs. He then dives into the full life cycle of an ESOP. He starts the segment with an awesome twist (a strategy that a seller can follow who DOESN’T want to take the time to convert to an ESOP but would like most of the legacy benefits): how a company can sell TO an already-formed ESOP. Jim explains the three reasons why most business owners don’t want to convert to an ESOP and how these reasons can be overcome by selling to one that is already formed. Jim then goes into detail on a few different strategies about how ESOPs can acquire companies and why. Jim finishes the segment by explaining how ESOPs can be sold to third-party buyers, how it works, and what it means to the employees. In part two of this interview, Ken Baker, CEO of New Age Industries, shares his owner's success story on how and why he turned his company into an ESOP. He explains–via his own experiences–how to maximize the benefits of the ESOP by ingraining it into your culture through education, strategy, and execution. To date, New Age Industries has created 54 millionaire employees. Ken explains why he believes an ESOP is one of the purest forms of capitalism and business models he has come across. Thank you for coming on this ESOP journey with us. We hope this series demystified ESOPs for you and got you up to speed on what they are, how they work, and why an ESOP might be the best fit for your company. // WATCH THE INTERVIEW ON YOUTUBE: Intentional Growth™ Podcast What You Will Learn Part 1: How Jim hitchhiked and became passionate about ESOPs. ​​The differences between selling to an already-formed ESOP and the normal M&A process of selling to a third party. The three main reasons people don’t sell to an ESOP. How–and why–selling to an already-formed ESOP can overcome many of the typical reasons sellers don’t pursue an ESOP. The full life cycle of an ESOP company. Why an ESOP company is a good exit alternative for a company who is not big enough to become an ESOP themselves. How–and why–ESOPs acquire other companies.

Welcome to another edition of the award-winning Community Keyboards - celebrating all that's best from the King of Instruments in all its guises - from theatre and classical organs to the latest in digital keyboard technology and beyond. On this programme a mixed bag of ancient and modern! We turn the clock back 50 years to feature the Philips Philicorda played by KEN BAKER, listen to some great Lowrey tracks on vinyl from JERRY ALLEN, hear a 63 year old recording of REGINALD DIXON MBE which cost 63p in new money! Our special guest is ANDREW GILBERT who has made some superb recordings at home on his Roland Atelier AT900 Platinum Edition exclusively for the programme and we listen to a recording of "Voice of Youth - Princess Elizabeth - performed by RICHARD HILLS at the Stockport Town Hall WurliTzer. --- Send in a voice message: https://anchor.fm/communitykeyboards/message

Recent events have compelled nonprofit organizations to change the way they get work done, how they deliver their services, and what they do to achieve a more just and equitable society. So, The Business of Giving has connected with those organizations that are doing this exceptionally well in a segment we call: The Paths Forward. Because there is more than just one way. In this edition of The Paths Forward we'll speak with team members at Glasswing International. Their mission is to address the root causes and consequences of violence and poverty in Latin America through programs that empower youth, mobilize communities, and strengthen public systems We'll start with their CEO, Ken Baker, who will explain the significance of the organization's name.

David Gilmour, Ken Baker, and me.

The following is a conversation between Ken Baker, co-founder and CEO of Glasswing International, and Denver Frederick, the Host of The Business of Giving. In 2007, Glasswing International was founded based on the knowledge that communities in Latin America face health and education challenges on a grand scale. Their mission is to address the root causes and consequences of violence and poverty through programs that empower youth, mobilize communities, and strengthen public systems. And to learn more about how they go about this work and the impact that it has had, it's a pleasure to have with us, Ken Baker, the co-founder and CEO of Glasswing International.

In a Get Marty special, plumber Ken Baker joins the show to talk about how he and Marty helped a man who lost his wife and son in just a month to covid. If you want the full story, look here: https://www.audacy.com/kdkaradio/news/local/retired-cop-struggles-after-losing-wife-son-to-covid

On this episode of Movers & Shakers, Gino and Josh interview Ken Baker. Ken is a passionate real estate investor and business owner, Previously owning and operating a successful online clothing brand for 6 years before transitioning into real estate investing. He's been investing in real estate since 2015 in which he has fixed/flipped and passively invested in a handful of properties in the Lenawee County area of Michigan. He resides in Ann Arbor, MI with his wife and are newborn daughter.   Key Insights: 00:00 What is 'Movers & Shakers' all about 03:18 Ken Baker's story 04:16 Jake and Gino's Catalyzing Statement; what's yours? 06:56 Buy Right, Finance Right, Manage Right 07:45 Starting the Multifamily Investing journey 11:34 'You Miss 100% Of The Shots You Don't Take.' 13:58 The race to 80 18:47 Tips to invest in Multifamily Real Estate as a beginner 20:42 How to close your first deal 24:13 Think big, start small 25:54 Recommended books: The Power Of Now & Rich Dad's Cashflow Quadrant 26:23 Best habits for success 27:15 Sum-up   Visit Ken Baker's Website: https://bridgelyn.com/ About Jake and Gino: Jake & Gino are multifamily investors, operators, and mentors who have created a vertically integrated real estate company that controls over $100,000,000 in assets under management. They have created the Jake & Gino community to teach others their three-step framework: Buy Right, Finance Right and Manage Right®, and to become multifamily entrepreneurs. Subscribe to this channel: https://www.youtube.com/jakeandgino/sub_confirmation=1 Sign up for free training: https://jakeandgino.mykajabi.com/freetraining Apply for Mentorship: https://jakeandgino.com/apply/ #realestate #multifamilyrealestate #multifamilyinvesting #investing   Jake & Gino Facebook: https://www.facebook.com/jakeandgino/ Jake & Gino Twitter: https://twitter.com/JakeandGino Jake & Gino Linkedin: https://www.linkedin.com/company/jake-and-gino-llc/ Jake & Gino Instagram: https://www.instagram.com/jakeandgino/  

The Northern Triangle countries of Latin America are some of the most violent in the world. El Salvador and Honduras have ranked among the highest murder rates for years. It's not only the gang violence we hear most about, but also domestic abuse and gender-based violence. And the trauma it leaves behind has a devastating effect on entire communities, from the hospital staff who treat victims to police officers patrolling the streets—and especially on children and their ability to learn. Celina de Sola spent a career in humanitarian aid work before returning to her hometown of San Salvador in 2007 to look for a way to protect children from violence. With her husband, Ken Baker, and brother Diego, she started with a single volunteer-led after-school club for kids in one of the city's most dangerous neighborhoods. Today, Glasswing International equips schools, hospitals, and police forces with the knowledge and training to overcome the debilitating effects of violence-induced trauma. To date, Glasswing has reached more than 2 million children and adults in nine countries across Latin America—as well as in New York City. And it's partnering with national governments to further scale up a “trauma-informed ecosystem” that not only improves students' academic performance and resilience, but also creates a restorative antidote to help break the cycle of violence. This episode tells Glasswing's story, including: the terrifying day-to-day life in gang-controlled neighborhoods how Celina's childhood and humanitarian work led to Glasswing how school clubs provide a safe, caring environment to help children heal… …and the positive results on their academic performance and behavior the neuroscience of trauma—and how its impacts can be reversed healing the mental health wounds of hospital staff and police forces how Glasswing is helping public institutions reshape the services they provide For the full transcript go to: https://ssir.org/podcasts/entry/healing_from_trauma

Ken Baker of the ICC Truck Driving Program joins Greg and Dan to talk about the country's supply chain shortage, how ICC is helping the cause with finding drivers, and the many benefits of becoming a truck driver.  See omnystudio.com/listener for privacy information.

Rita talks with Lauren Lurkins, Director of Environmental Policy about fall fertilizer application and the announcement of the the new Region 5 EPA Director Debra Shore and Rod Snyder as the new Ag advisor. State Treasurer Michael Frerichs talks about the college savings programs and the unclaimed property program. Ken Baker, Illinois Central College Truck Driving School, talks about the program that helps people to get their CDL. #BlueJacketsOnRFDRadio focus on the Taylorville FFA Chapter. Weather from the National Weather Service in Lincoln, IL

Pastor Ken Baker is the Head of Talent Acquisition for one of the leading Digital Healthcare Companies, Dedicated talent acquisition executive and leadership professional with extensive experience combining high-performing team building knowledge and execution with strong business development and analytical skills across domestic and international markets.

Welcome to this bonus episode of Overthunk! Today's episode features your favorite ensemble group of overthinkers, Aaron and Chris, along with some excellent guests. This one kinda came out of the blue… and then faded away and then came back again! The rhythm and cadence of this one felt like it perfectly mimicked the patterns in life. First came this idea then some movement, then some interruptions, procrastination, doubt and then new inspiration and perseverance to keep going until the conclusion. For me this may be the most personally rewarding episode I've done so far… The holidays were different this year for most I imagine. We canceled plans to travel and see friends and family and I let that take a toll on me emotionally. These conversations reminded me of the love and support we offer each other through good times and challenging times. It was a powerful reminder that being grateful isn't a matter of circumstances it's a choice we make moment by moment day by day. Thanks to my wife and son, Tiffany and Preston, my partner in the podcast, Aaron, my brother Tom and my Dad, Ken Baker for being a part and for helping lift my spirits today and always. I would encourage you to do something similar if you feel the urge. If you'd like some pointers on how to record your own conversations with family and friends feel free to drop me a line at overthunkshow@gmail.com ***Have a question or topic for us - or want to share something you're overthinking or anxious about leave us a message and we just might feature it in an upcoming episode!! https://anchor.fm/overthunk/message All the best wishes to you and yours, Aaron and Chris Have a suggestion for a guest? You can reach us with questions, comments and suggestions at overthunkshow@gmail.com Links: Podcast I mention Lewis Howes - The School of Greatness - Ep 1054 with Dr. Joe Dispenza (Note this is part 1 of 2) https://podcasts.apple.com/us/podcast/the-school-of-greatness/id596047499?i=1000504262798 Resources: Crisis Text Line - Free 24/7 Support Text with a Crisis Counselor - https://www.crisistextline.org/ National Suicide Prevention Lifeline 1-800-273-8255 - https://suicidepreventionlifeline.org/ Serenity Prayer - https://en.wikipedia.org/wiki/Serenity_Prayer 5 Timeless Truths From The Serenity Prayer That Offer Wisdom In The Modern Age - https://www.huffpost.com/entry/serenity-prayer-wisdom_n_4965139 Resources to Support Mental Health and Coping with the Coronavirus (COVID-19) - https://www.sprc.org/news/resources-support-mental-health-coping-coronavirus-covid-19 Music from https://filmmusic.io "Killing Time" by Kevin MacLeod (https://incompetech.com) License: CC BY (http://creativecommons.org/licenses/by/4.0/) Music from https://filmmusic.io "Celebration" by Kevin MacLeod (https://incompetech.com) License: CC BY (http://creativecommons.org/licenses/by/4.0/) --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/overthunk/message

Ken Baker is the Managing Director at Height 4 Hire in Brisbane, Australia and has over 15 years experience in the industry, working at companies such as General Rentals and Force Access. Ken talks about stating his own hire business, growing from 55 machines to 700 machines, working with family and the importance that suppliers play in helping grow small businesses.https://height4hire.com.au/

CLL #1654 (feat. Ken Baker) 01/30/2002 – Wednesday Night Show Source – Lost Tape (2020) with a Stream Recording (2009) Patch This episode is 100% complete with a huge audio quality upgrade. Ken Baker...

In a world of 7.6 billion people and counting, there’s bound to be repetition somewhere, right? In today’s post-modern age, it’s hard to ignore the omnipresence of content and product surrounding us. A simple scroll through social media might unveil a common pattern of rehashed content. But even in our increasingly oversaturated world, there are breaks in this repetition — our champions of innovation who advance ‘originality’ in the design of our products, spaces, and experiences. In today’s episode, we discuss this very idea. How do we protect innovation as an industry and promote diverse thinking and creativity in an age where we’re constantly inundated with information?

Ken Baker of Front Row KidMin joins us today to talk about the intricacies of Children's Ministry. www.TheHappyHolyHour.orgSupport the show (https://www.gofundme.com/f/the-happy-holy-hour-2021)

Cameron Todd Willingham woke up to his two-year-old daughter screaming “Daddy, Daddy!” He sat up in bed, but was surrounded by smoke so thick he could barely see. He made his way out of the burning house and yelled for his neighbors to call the fire department. His two-year-old daughter and one-year-old twins were  trapped inside the home. Cameron dropped to his knees and cried. Firefighters arrived on the scene, but they couldn’t save the children. All three of the Willingham children died in the fire. It was a tragedy, plain and simple. But a few days later, when arson investigators reviewed the scene, they were certain that the fire was set intentionally. Cameron had set the fire. But years later, certainty waned. Were those arson experts really experts, after all?   Then Brandi tells us a bizarre story about Seventh Heaven star Jeremy London. In 2010, Jeremy claimed that a group of men abducted him after they helped him change his flat tire. They forced him to do drugs and drink alcohol at gunpoint. He told them he was in recovery, but they didn’t care. For twelve hours, they forced him to take drugs. He finally got free when one of the kidnappers took pity on him. Jeremy reported his story to the police, but he faced skepticism -- namely from his mom and twin brother. They thought his story sounded fishy. Perhaps Jeremy made the story up in order to cover up a relapse?  And now for a note about our process. For each episode, Kristin reads a bunch of articles, then spits them back out in her very limited vocabulary. Brandi copies and pastes from the best sources on the web. And sometimes Wikipedia. (No shade, Wikipedia. We love you.) We owe a huge debt of gratitude to the real experts who covered these cases. In this episode, Kristin pulled from: The article “Trial by Fire” by David Grann in The New Yorker The Frontline episode, “Death by Fire”  “Cameron Todd Willingham,” entry on Wikipedia In this episode, Brandi pulled from: “Jeremy London: ‘I Was So Scared’” by Michelle Tauber, People “Jeremy London Survives Bizarre Kidnapping Incident” by Ken Lee, People “Jeremy London kidnapped, forced to do drugs, buy booze at gunpoint: report” by Michael Sheridan, New York Daily News “EXCLUSIVE: Hollywood Actor Jeremy London Kidnapped; Held At Gun Point, Robbed & Forced To Smoke Drugs” Radar Online “Is Jeremy London’s Kidnapping Story Falling Apart?” by Josh Grossberg, E! Online “Jeremy London’s Mom: I Don’t Want to Bury Another Child” by Natalie Finn and Ken Baker, E! Online “EXCLUSIVE JAILHOUSE INTERVIEW: Man Accused Of 'Kidnapping' Jeremy London Says 'We Partied All Night' -- He Took Ecstasy and Xanax” Radar Online “Jeremy London: I’m Vindicated in Kidnapping Case” by Johnny Dodd, People

NewAge Industries [www.newageindustries.com] is a PA-based 100% ESOP that specializes in fluid transfer, i.e., tubing and couplings etc. It provides essential COVID-19 components necessary for test kits, vaccine and therapeutics development, medical equipment such as ventilators and hospital beds, as well as Personal Protective Equipment (PPE). CEO Ken Baker appeared on Episode 16 of The ESOP Podcast. We include an except describing New Age's path from a single shareholder distributor to an employee-owned manufacturer. The article referenced in this podcast, "Sales are booming for Bucks manufacturer aiding coronavirus response," was written by John George and published in the Philadelphia Business Journal on April 10, 2020: https://www.bizjournals.com/philadelphia/news/2020/04/10/sales-are-booming-for-bucks-manufacturer-aiding.html The full linked transcript of this episode can be found on our website: https://www.theesoppodcast.com/post/mini-cast-78-newage-industries-an-essential-esop

Ken Baker from The Bronx preaches a very timely message on prayer.

On this episode of the Hockey Think Tank podcast, we have what might have been the deepest conversation yet with acclaimed author and former college/professional hockey player, Ken Baker.  Ken played college hockey at Colgate before figuring out that he had a debilitating physical disease that attacked his hormone levels. But after recognizing what was wrong...he put everything on hold (he was a celebrity reporter in Los Angeles and tells a few cool stories about that) to pursue his dream of being a professional hockey player! It's a really inspiring story, and we talk about: -Falling in love with hockey because of the Miracle on Ice in 1980. -The trap of the comparison culture. -The importance of having BIG dreams and goals. -The difference of being a dad to a girl and boy hockey player. -Celebrity culture and how it relates to hockey. This episode is brought to you by our title sponsor, GelStx! Head on over to gelstx.com, use the discount code "THINKTANK" and get a discount on the best training stick out there!  Thank you to all of our hockey player, parent, and coach supporters...we couldn't do this without you! *Opening music: Forget the Whale - Take to the Skies (Instrumental)

This is a special edition of the KMC Podcast: We had the privilege of recording the breakout at Children's Pastors Conference. The Small Church Panel group had a great discussion about 5 things that affect most Kidmin leaders. Marta Cortez, Ken Baker, and Bill Gunter joined Tom Bump in this discussion group. We hope you'll enjoy this podcast and I know your heart will be challenged and encouraged. www.smallchurchkidmin.com www.kmccoach.net  Thanks for being our sponsor of this episode. 

Our “ESOP Podcast Summer School” series continues. We've selected highlights from our archives featuring employee-owners that we'll re-release all summer. (Because these episodes are from the archives, please remember that the links and email addresses mentioned in the podcast may no longer be valid.) As you enjoy summer school, we are working hard behind-the-scenes at www.KEISOP.com to bring you new content and services that are better than ever, starting in the fall of ‘19! Our featured guest is Ken Baker, CEO of NewAge Industries [www.newageindustries.com] in Southampton, PA, and co-founder with Dan Adley of the Pennsylvania Center for Employee Ownership (PaCEO). In this informative interview, we learn how NewAge Industries grew from the dream of founder Raymond Baker into a 45 million dollar operation and a 49% employee-owned company. He then describes why his succession plan is for the employees to ultimately assume 100% ownership to continue the firm's success and Raymond Baker's legacy. Ken Baker educates others about ESOPs, through the training he conducts in his own company, and by sharing best practices with other companies in the state of Pennsylvania via the PaCEO [www.ownershippennsylvania.org]. He feels that ESOPs address a range of issues – the wealth gap, retirement savings, retention, and employee engagement. ESOPs also raise the wealth of the American worker. When employees have financial stability, they perform better in the workplace. A strong ESOP community benefits all ESOP companies, not just one, as well as society as a whole. You can hear the original January 9th, 2018 release of this episode in full in "Episode 16" of The ESOP Podcast.

Pastor Austin Gardner is joined by special guest, Pastor Ken Baker, from New York City. Pastor Baker has been a missionary to New York for around nine years, and he and Pastor Gardner discuss how God called him and used…

Pastor Austin Gardner is joined by special guest, Pastor Ken Baker, from New York City. Pastor Baker has been a missionary to New York for around nine years, and he and Pastor Gardner discuss how God called him and used him in the city. Do you think that New York is to closed to Gospel […] The post Ken Baker NYC appeared first on WorldEvangelismCenter.org.

Pastor Austin Gardner is joined by special guest, Pastor Ken Baker, from New York City. Pastor Baker has been a missionary to New York for around nine years, and he and Pastor Gardner discuss how God called him and used him in the city. Do you think that New York is to closed to Gospel […] The post Ken Baker NYC appeared first on WorldEvangelismCenter.org.

Monthly radio show podcast with ex-BBC broadcaster Alan Ashton. Features old and new recordings of theatre organs, electronic organs and keyboards. From Wersi to Wurlitzer, Hammond to Compton. This show features tracks from Steve Hubble, Ken Baker, Mark Laflin, Rosemary Bailey, Sgt. Reginald Dixon, Frank Hare and Sandy MacPherson.

Original Air Date Wednesday, April 11, 2018 In this week's episode you will learn about:  ⦾ Shifting from worry to joy ⦾ Practical Spirituality ⦾ Learning self-care  ⦾ Creating your own support tribe 

Original Air Date Wednesday, April 11, 2018 In this week's episode you will learn about:  ⦾ Shifting from worry to joy ⦾ Practical Spirituality ⦾ Learning self-care  ⦾ Creating your own support tribe 

In this episode of Behind the Markets hosts Wes Gray & Doug Pugliese take us through the marvelous world of employee stock ownership plans. They cover the benefits of having employees feel a deep connection to their work because they own part of it! Plus Professor Jeremy Siegel talks market outlook. All that and more, tune in! Guests: Ken Baker - CEO of NewAge Industries More info at: http://www.newageindustries.com/default.asp Jim Steiker - Chairman and CEO of SES Advisors More info at: http://sesadvisors.com/ Doug Pugliese - Director of Portfolio Services at Alpha Architect *Follow host Wes Gray on twitter @alphaarchitect See acast.com/privacy for privacy and opt-out information.

Ken Baker is currently serving as a member of Gensler’s Board of Directors and the Gensler Management Committee. As a Co-Regional Managing Principal of Gensler’s Southeast Region and past Co-Managing Principal of Gensler’s UK, EMEA and Gulf Regions, Ken is considered a global expert on workplace design and planning, particularly for law firms. He has designed tens of millions of square feet of corporate headquarters and offices for law firms and financial institutions and is one of Gensler’s major Global Account holders, managing relationships with clients such as Sidley Austin LLP, Skadden, Arps, Slate, Meagher & Flom LLP, JP Morgan Chase, and Barclays Capital worldwide. Ken is also a leader in Gensler’s furniture and product development practice and frequently speaks about the power of design at industry events around the world. A fellow of the College of Law Practice Management and a member of the Board of Trustees for the National Building Museum, Ken is passionate about producing design solutions that optimize trends that align with clients core objectives. Ken’s focus on maintaining strong client relationships is a core tenant of his leadership philosophy and design strategy and is a natural outgrowth of his people oriented personality. ----- I was recently emailing back and forth with a listener about building a recruitment marketing strategy for their business. How companies can make people want to come work for them is actually one of the things I’ve been talking to people about the most lately, so I wanted to make sure to have an episode of Absolute Advantage with a guest whose business is excelling in this area. The architectural design firm Gensler is an excellent example of this, and I was so thrilled to have Ken Baker, Co-Regional Managing Principal of Gensler’s Southeast Region, join me to talk about making an impact in everything you do. One of the areas in which Gensler makes an impact is their excellent process for growing and developing their team, no matter what position someone might have inside their organization. That internal mentorship program is absolutely top notch. This really stood out to me because of the impact actually making that effort and investing in their team has on their recruitment and retention efforts. When every person inside your company continues to get better and better, that becomes really attractive for people job searching. Top talent loves attracts top talent, and that’s absolutely the case for Gensler. Not only that, but the growth is really important to the millennial generation. They often get a bad rap, but growth is so important to them. When you give them the opportunity to grow, develop, and gain purpose, they want to stick around. We all know how expensive it is to turn people over, so you have to do what you can to keep your good employees around. The best way to do that is through this growth program that Gensler has implemented so well. This is just one of the many ways that Ken talks about around this idea of how you can make an impact that is spread all over this episode. I highly recommend that you listen in to the full episode because when you apply Ken’s strategies to your business, you will be applying the secrets that have made Gensler one of the most successful companies in the planet. Thank you for listening today! I appreciate your time so very much. Ways to contact Ken: Email: kenneth_baker@gensler.com

With experience in both office interiors and product design, Ken Baker understands the inside and out of the architecture and design field. Ken has been a Gensler Principal for 20-years and is currently serving as a member of the Gensler Management Committee. As a Co-Managing Principal of Gensler’s Southeast Region and past Co-Managing Principal of Gensler’s U.K., Europe, the Middle East, and Africa (EMEA) and Gulf Regions, Ken is considered a global expert on workplace design and planning, particularly for law firms. He has designed over 10 million square feet of corporate headquarters and offices for law firms and financial institutions, and is one of Gensler’s major Global Account holders, managing relationships with clients such as Sidley Austin, LLP; Skadden, Arps, Slate, Meagher & Flom LLP; JP Morgan Chase, and Barclays Capital worldwide. Ken is also a leader in Gensler’s furniture and product development practice and frequently speaks about the power of design at industry events around the world. A fellow of the College of Law Practice Management and a member of the Board of Trustees for the National Building Museum, Ken is passionate about producing design solutions that optimize trends that align with clients core objectives. What you’ll learn about in this episode: How design thinking makes the world better and thinking creatively about our environment makes a better environment for people to live, work, and play in How changing technologies have impacted design and the way buildings are laid out Using design thinking to create efficiency by diminishing wasted space and unnecessary employees which saves a lot of money The Gensler process for designing the best space that gets customized for every client Putting people at the center of the design so they have a positive experience when using the space Focus, socialization, collaboration, and education: the four modes of work every design has to incorporate Morphable design: designing a space that can adapt over time as needs change without significant cost Things to look out for when designing (or redesigning) a space Ways to contact Ken: Email: kenneth_baker@gensler.com A transcript of this episode is available here: http://systemexecution.com/design-thinking/

Ken is a member of Gensler’s Board of Directors and the Gensler Management Committee and the Co-Managing Principal of Gensler's Southeast Region. Gensler is the largest global architecture, design and planning firm with more than 5,000 professionals networked across Asia, Europe, Australia, the Middle East and the Americas.   Ken Baker is considered a global expert on workplace design and planning, having designed more than 10 million square feet of corporate headquarters and offices for law firms and financial institutions around the world. His background is also fine arts, music, 20 years of piano and voice, acting, and drama. In this interview we discuss: How do you create a unified culture across a firm with more than 5,000 international employees?   How do you maintain innovation in the workplace through design?   Why is it important to keep listening to clients and being receptive to new ideas? 1:08 - Introducing Ken and some background on his career.   1:55 - Digging into what makes Gensler so successful.   3:03 - Creating a unified culture across a firm with more than 5,000 international employees.   6:38 - The importance placed on people in the company and how Gensler is innovating on the traditional ideas around architecture and design firms.   9:01 - What drove the move away from older models of architecture businesses and how Ken’s artistic background influenced his approach.   10:55 - Using interior design as a key differentiator in the field.   13:20 - Ken’s memory of his first client meeting and his mindset around the meeting.   15:32 - Getting a perspective on how much Gensler has grown since Ken came on board and how that molded their business model.   17:31 - Understanding the importance of culture in a growing business.   18:44 - Providing a link between design and the bottom line of businesses through the workplace surveys.   21:38 - Wielding the learnings from the surveys to develop the Gensler Experience Index.   23:12 - Maintaining innovation in the workplace through design.   25:01 - Surprising findings from the surveys.   27:07 - When companies began understanding the importance of people and culture.   28:33 - Gensler’s big hairy audacious goals and projecting where they’ll be down the line.   29:53 - How Ken sees people working in 10 years and how offices will evolve to foster productivity.   32:40 - Playing the long game and constantly trying to improve and find new things.   34:44 - The changes that Gensler has been driving through their design and research.   36:36 - Why it’s so important to just listen to clients and stay receptive to new ideas.   39:33 - Clients that Ken has worked with for over 20 years and the importance of accountability.   42:45 - Authentic passion and trust as underpinnings for successful client relationships.   46:40 - The questionnaire.   49:22 - Learning more about Ken and Gensler.   50:31 - Ken’s story about inviting people in to check out the Gensler offices.       Resources and Links Mentioned:   Gensler   Art Gensler   Skidmore, Owings, and Merrill   Gensler Workplace Surveys   Gensler Experience Index   Atari   Apple   Moonshots versus Roofshots   Starbucks   Diane Hoskins   Gensler Research Catalogue Volume 1   Gensler Research Catalogue Volume 2

Our guest is Ken Baker, CEO of NewAge Industries [www.newageindustries.com] in Southampton, PA, and co-founder with Dan Adley of the Pennsylvania Center for Employee Ownership (PaCEO). In this informative interview, we learn how NewAge Industries grew from the dream of founder Raymond Baker into a 45 million dollar operation and a 49% employee-owned company. He then describes why his succession plan is for the employees to ultimately assume 100% ownership to continue the firm's success and Raymond Baker's legacy. Ken Baker educates others about ESOPs, through the training he conducts in his own company, and by sharing best practices with other companies in the state of Pennsylvania via the PaCEO [www.ownershippennsylvania.org].  He feels that ESOPs address a range of issues – the wealth gap, retirement savings, retention, and employee engagement. ESOPs also raise the wealth of the American worker. When employees have financial stability, they perform better in the workplace. A strong ESOP community benefits all ESOP companies, not just one, as well as society as a whole.

Journalist and Author Ken Baker joins Dr. Drew this week to talk about the long journey he went on interviewing people of different faiths for his new book 'Ken Commandment: My Search For God In Hollywood' including Drew's good friend Adam Carolla.

On today's show: High Profile Sex Abusers. Other than Weinstein and O'Reilly, filmmaker James Toback accused of sexual harassment by actress Julianne Moore and others. Celebrity chef, John Besh in the restaurant industry. Nickelodeon producer, Chris Savino, fired for sexual harassment when 12 women come forward. Olympic doctor, Larry Nassar, jailed for child porn and sexual molestation of at least 125 women complained. Robert Scoble, tech writer, being accused by 3 women of sex and verbal harassment. Lockhart Steele of Fox Media fired after just one complaint. Fashion photographer, Terry Richardson, accused of being inappropriate. Vogue, GQ and Vanity Fair stated they will no longer hire him. Heather Lind accuses George H. Bush of groping her from his wheelchair. Leon Wiseltier magazine editor accused by several women, causes him to lose new magazine deal.  Ken Baker, from E News, is suspended pending an investigation for sexual harassment. Open Secrets film blocked, exposes Hollywood pedophilia, free on Vimeo until October 31.  Corey Feldman start IndieGoGo campaign to out pedophiles in Hollywood. College of the Ozarks starts patriotism military exercise class. Self-serving college, no students graduate with student loans. Tucker Carlson has a vaping website called the Daily Vaper.  US releases some 2,800 documents from the JFK files, FBI asked for another 6 months to review more documents before their release. Is JFK referring to UFO's in the released documents? Head injuries (CTE) in football are seen in just about every player.  Billionaire doctor, John Kaporr, charged for using bribes to get fentanyl prescriptions. Billionaire Tom Steyer to launch impeachment campaign against Trump. Declining interest in sports as ESPN lays off more staff. NYC mayor accused of favors for campaign contributions. 01:20 On today's show: High Profile Sex Abusers 01:50 Other than Weinstein and O'Reilly, filmmaker James Toback accused of sexual harassment by actress Julianne Moore and others. 05:55 Celebrity chef, John Besh in the restaurant industry. 06:14 Nickelodeon producer, Chris Savino, fired for sexual harassment when 12 women come forward. 07:05 Olympic doctor, Larry Nassar, jailed for child porn and sexual molestation of at least 125 women complained. 07:35 Robert Scoble, tech writer, being accused by 3 women of sex and verbal harassment. 07:45 Lockhart Steele of Fox Media fired after just one complaint. 08:05 Fashion photographer, Terry Richardson, accused of being inappropriate. Vogue, GQ and Vanity Fair stated they will no longer hire him. 08:45 Heather Lind accuses George H. Bush of groping her from his wheelchair. 10:00 Leon Wiseltier magazine editor accused by several women, causes him to lose new magazine deal. 10:20 Ken Baker, from E News, is suspended pending an investigation for sexual harassment. 10:40 Open Secrets film blocked, exposes Hollywood pedophilia, free on Vimeo until October 31. 11:00 Corey Feldman start IndieGoGo campaign to out pedophiles in Hollywood. 17:10 College of the Ozarks starts patriotism military exercise class. Self-serving college, no students graduate with student loans. 19:45 Tucker Carlson has a vaping website called the Daily Vaper. 22:10 US releases some 2,800 documents from the JFK files, FBI asked for another 6 months to review more documents before their release. 23:00 Is JFK referring to UFO's in the released documents? 24:05 Head injuries (CTE) in football are seen in just about every player. 26:50 Billionaire doctor, John Kaporr, charged for using bribes to get fentanyl prescriptions. 27:45 Billionaire Tom Steyer to launch empeachment campaign against Trump. 28:15 Declining interest in sports as ESPN lays off more staff. 29:05 NYC mayor accused of favors for campaign contributions. For a list of source links, visit http://therightleftchronicles.com/podcasts/888/dueling-dialogues-podcast-ep-31/

October 22, 2017

Author Ken Baker joins Brandi to talk about his new book, The Ken Commandments, how they became friends, a busy mind finding peace by being in the moment, getting over his fears, trying out Scientology for a hot minute, and Plus, Brandi and Will talk about their respective nights getting blackout drunk.Learn more about your ad choices. Visit megaphone.fm/adchoices

Author Ken Baker joins Brandi to talk about his new book, The Ken Commandments, how they became friends, a busy mind finding peace by being in the moment, getting over his fears, trying out Scientology for a hot minute, and Plus, Brandi and Will talk about their respective nights getting blackout drunk.

Ken Baker, the Los Angeles–based senior correspondent for E! News, has worked in entertainment news for more than twenty years. In between interviews with A-list celebrities amidst the land of fairy tales and double-dealing, Ken came to realize his spiritual cup was evaporating and it was up to him to fill it back up again. His new book The Ken Commandments: My Search for God in Hollywood reveals a world that is deeper and more God-centered than many of us might ever imagine. What you'll learn in this podcast: The most important question that prompted Ken's question in faith Advice on creating your own spiritual journey A glimpse into the world of spirituality in Hollywood

On this week’s episode, we talk to E! News anchor and veteran entertainment reporter Ken Baker about his new book The Ken Commandments: My Search for God in Hollywood, in which he embarks on a spiritual journey in what some consider the most godless place on earth, Los Angeles, CA.  Learn more about your ad choices. Visit megaphone.fm/adchoices

WELCOME TO THE FIRST WELL DAMN EPISODE! What do The Kardashians, Scientology, and Transcendental Meditation have in common? This Interview (HA!). Today I'm hanging out with Ken Baker, E! News Senior Correspondent, writer, and seeker to discuss his new book "The Ken Commandments" - all about his 1 year personal spiritual journey in Hollywood. The rules: 1 year of exploration and an open mind. Thats it. Find out how the face of one of the most celebrity driven channels has found his inner peace and higher purpose in the most unlikely place. ► HOST • Morgan Lynzi http://instagram.com/MorganLynzi http://twitter.com/MorganLynzi ► GUEST • Ken Baker http://instagram.com/kenbakernow http://twitter.com/kenbaker Buy "The Ken Commandments" http://amzn.to/2x2SAUu ► WELL DAMN Instagram  http://instagram.com/welldamnlifestyle Youtube http://youtube.com/welldamnlifestyle      

The Total Tutor Neil Haley will interview E! News Correspondent Ken Baker, Author of The THE KEN COMMANDMENTS. News correspondent Ken Baker    …..Los Angeles–based senior correspondent for E! News.  Baker has worked in entertainment news more than twenty years. In between interviews with the likes of George Clooney, Britney Spears, Brad Pitt, Angelina Jolie, and the Kardashians, etc, etc Baker has worked in entertainment news more than twenty years. In between interviews with the likes of George Clooney, Britney Spears, Brad Pitt, Angelina Jolie, and the Kardashians, and in the land of fairy tales and double-dealing, Ken came to realize his spiritual cup had evaporated, and it was up to him to fill it again. It took one awakening on a night Ken spent alone and confused in Las Vegas covering Lamar Odom's sudden hospitalization that forced him to go forth on an honest journey of spiritual experimentation in search of God in, of all places, Hollywood.

Dr. Drew and Mike talk with Ken Baker

Sep 12th - Ken Baker, Chris Hansen, and Drew Curtis

Sep 12th - Ken Baker, Chris Hansen, and Drew Curtis

If you've ever wondered if there's a God, and if so, what in the world he's doing in Hollywood, then do we have The Ken Commandments show for you!  Today I'll be talking with Ken Baker, E! News senior correspondent and the best-selling author of numerous books including The Late Bloomer and a fantastic new, can't put it down page-burner The Ken Commandments.  And that's just what I want to talk with him about today, about Ken's search for God, in Hollywood, and what it means for us.  “The Ken Commandments” Self-Improvement and Self-Help Topics Include:  How did the Kardashians Help Ken Baker to Find Spirituality? What did Lamar Odon have to do with Ken Baker's Spiritual Quest? How did he want to mark 20 years of being a reporter in Hollywood? How did he start to get his spiritual life in order? What experience on the runway left him with severe anxiety? How did this experience point his compass toward spirituality? What did Howard Stern and atheism have to do with his journey? What did he learn from Adam Grant from the Man Show? What are some of the spiritual tools Ken discovered? What role did Jason Kennedy of E! have to do with his journey? What did Ken learn from the pastor Judah Smith? What role does meditation play for Ken Blake? What has he learned from Christianity, and Buddhism, and other faiths? What is “The Work” How do we be present with ourselves? How do we connect or be present with the Universe? What did he learn from Deepak Chopra? What are the 4 Soul Questions for meditation? What is mindfulwritingcenter.com What'd he learn from Headspace? Who is the medium Tyler Henry, Hollywood Medium, and what did he learn from him? What happened when Ken visited The Field of Dreams in Iowa? What he's learned about spirituality from his kids To find out more visit: KenBakerNow.com and www.MindfulWritingCenter.com Ken Baker of E! News on His Spiritual Quest to Find God While In Hollywood! Health | Inspiration | Motivation | Kim Kardashian | Kennedy | Health | Spiritual | Spirituality | Inspirational | Motivational | Self-Improvement | Self-Help | Inspire For More Info Visit: www.InspireNationShow.com 

Joining us today is the Co-Managing Principal of Gensler's Southeast Region, Kenneth P. Baker. In addition to co-managing the southeast region and being on the Gensler Management Committee, Ken Baker is considered a global expert on workplace design and planning, having designed more than 10 million square fee of corporate headquarters and offices for law firms and financial institutions around the world. If Gensler's Southeast Region where ranked separately from Genlser, it would be one of the 10 largest firms in the US, to give you a sense of the size and responsibility of this position. In today's episode, you'll hear about the challenges and opportunities of moving from a design role into a management role. You'll also discover what you can do to grow within an organization and externally with your clients. And Ken's secret sauce for building successful, long term relationships and delivering great value to clients.   Discover little-known secrets for using video to make an impact for your architecture firm.

Ken Baker is currently serving as a member of Gensler’s Board of Directors and the Gensler Management Committee. As a Co-Regional Managing Principal of Gensler’s Southeast Region and past Co-Managing Principal of Gensler’s UK, Europe, Middle East, Africa, and Gulf Regions, Ken is a global expert on workplace design and planning, particularly for law firms. Ken frequently speaks about the power of design at industry events around the world and his focus on maintaining strong client relationships is a core tenant of his leadership philosophy and design strategy. What you'll learn about in this episode Ken’s background Why you should focus on developing a professional relationship with your clients Why you need to surround yourself with great, talented people Being on the lookout for the next generation of leaders and working to develop their skills Why you should rely on your team to build your business & make your clients happy Having a sense of urgency & being a good listener Helping your employees build their careers Knowing if you have the right people in place to get the work done How best to connect with Ken: Email: kenneth_baker@gensler.com Website: www.gensler.com LinkedIn: www.linkedin.com/in/kenneth-p-baker-7984996

We've all had occasions, when it comes to sex, that our mind wanted to go one way and our body wanted to go another. There are many different rhymes and reasons for this to be so. One of the most elusive ones is when- unbeknownst to us- our hormones go awry. Today's guest, Ken Baker, is an award-winning author and journalist, Sr. Correspondent for E! News and E! Online. His new book, The Late Bloomer: A Memoir of My Body, delves into his own personal skirmishes between his mind and body - with unflinching honesty, intimacy and humor. Beginning in adolescence, Ken lived with an undiagnosed pituitary tumor that wreaked havoc with his hormones-causing him to feel confused and unable to perform sexually, along with many other problems. He's been called 'the man who almost missed puberty'. It is a true story and a poignant exploration of what it means to be male in today's society.

Entertainment journalist Ken Baker joins Dr. Drew to recall his battle with a benign brain tumor, resulting in him having to go through puberty in his late twenties. The guys also talk about the new movie based on that story, The Late Bloomer. Afterwards, Drew gives an update on his health before the guys share some thoughts about therapy.

Ken Baker (E! News) talks about The Late Bloomer, his memoir that details the adverse effects of growing up with a brain tumor (decreased sex drive, lack of energy) and what it was like when he finally got it removed. On the surface, Ken Baker seemed a model man. He was a nationally ranked hockey goalie; a Hollywood correspondent for People; a guest-lister at celebrity parties; and girls came on to him. Inside, though, he didn't feel like the man he was supposed to be. Click Here to Download the Podcast on iTunes Although attracted to women, Ken had little sex drive and thus [...] The post Ken Baker | The Late Bloomer | Author Interview appeared first on Book Circle Online.

"My book is about a young man whose body is at war with itself and the enemy was unknown to him."

In Footnote episode 20, Dr. Christopher Manion interviews Father Kenneth Baker, S.J., about his forty years as editor of the Homiletic and Pastoral Review, as well as his role as translator of the German works of Josef Cardinal Ratzinger.

Talking Turkey with Baker Boys Turkey Calls Pop and Ken Baker from Baker Boys Turkey Calls Hunting turkeys in Texas A Day At the Range with Kevin Hutchings Sending Lead Down Range Hunting With Diabetes Another Anti Hunting Incident

Hollywood Hussein is a new political satire, written by guest, Ken Baker, the West Coast Executive Editor of Us Weekly. Ken uses his experience in entertainment and network news to make us wonder whether the capture of Saddam was real or staged propaganda.