Podcasts about taxes

ICYMI, this episode aired in February of 2025 and it was juicy!! I cover a whirlwind of topics, starting with a fun TikTok comment comparing me to an actress from "Killing Eve." We then delve into the latest "Sister Wives" drama, including the mystery of Robyn Brown's ex-husband, David Preston, and Paedon Brown's new relationship. I also vent about the lackluster interview Christine and Janelle did on the Sibling Revelry podcast. Shifting gears, I provide updates on the Blake Lively and Justin Baldoni legal battle, discussing Jenny Slate's allegations and the strategic moves by Lively's legal team. Lastly, I remind listeners about my podcasting courses at GoBigPodcasting.com, encouraging them to start their own podcast journey.Timestamps:00:00:00 - Introduction and TikTok Comment00:05:42 - Christine and Janelle on Sibling Revelry Podcast00:16:00 - David Preston: Robin's Ex-Husband00:25:02 - Jenny Slate's HR Complaint00:28:57 - Blake Lively's Request for Additional ProtectionsMY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. Use code DAD15 for 15% OFF until 6/30/2025**SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!**https://www.amazon.com/shop/thesarahfrasershowShow is sponsored by:ASPCA Pet Insurance to explore coverage, visit A-S-P-C-A pet insurance dot com slash TSFS.Cookie Jam download this free Match-3 game today and start having fun! 100+ million players and countingFunction Health by Dr. Mark Hyman and others! Function is offering 160+ Lab Tests for $365 to anyone who signs up between July 7th and July 11th. Visit www.functionhealth.com/TSFSHorizonfibroids.com get rid of those nasty fibroidsMINT MOBILE dot com slash TSFS. DISCALIMER: Upfront payment of $45 required (equivalent to $15/mo.). Limited time new customer offer for first 3 months only. Speeds may slow above 35GB on Unlimited plan. Taxes & fees extra. See MINT MOBILE for detailsNutrafol.com use code TSFS for FREE shipping and $10 off your subscriptionQuince.com/tsfs for FREE shipping on your order and 365 day returnsRula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance.Thrivecosmetics.com/tsfs Brighten a mom's day—especially if you're that mom. Go to thrivecausemetics.com/TSFS for 20% OFF your orderFollow me on Instagram/Tiktok: @thesarahfrasershow ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!***Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.comGot a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Full show today, David Yontef from ‘Behind The Velvet Rope' podcast joins the show today and discusses the rumors that Dolores was filming with the new cast of Real Housewives of Rhode Island, it's NOT TRUE BTW! Plus, which Rhode Island cast member allegedly has mob ties! Plus, Craig Conover reveals why he's not dating and my Todd and Julie Chrisley rant - Todd is more unhinged than ever and Julie seems like she wants to leave him. All that and tons more Bravo tea.Timestamps:00:00:00 - Real Housewives of Rhode Island Rumors + Mob Ties Allegations00:12:55 - Bethenny Frankel's Engagement Plans00:20:57 - Love Hotel Male Version Rumors00:25:13 - Golden Bachelor Controversy00:31:36 - Erika Jayne and Tom Girardi's Relationship00:41:12 - Todd Chrisley's Luck and ControversyMY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. Use code DAD15 for 15% OFF until 6/30/2025**SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!**https://www.amazon.com/shop/thesarahfrasershowShow is sponsored by:ASPCA Pet Insurance to explore coverage, visit A-S-P-C-A pet insurance dot com slash TSFS.Cookie Jam download this free Match-3 game today and start having fun! 100+ million players and countingFunction Health by Dr. Mark Hyman and others! Function is offering 160+ Lab Tests for $365 to anyone who signs up between July 7th and July 11th. Visit www.functionhealth.com/TSFSHorizonfibroids.com get rid of those nasty fibroidsMINT MOBILE dot com slash TSFS. DISCALIMER: Upfront payment of $45 required (equivalent to $15/mo.). Limited time new customer offer for first 3 months only. Speeds may slow above 35GB on Unlimited plan. Taxes & fees extra. See MINT MOBILE for detailsNutrafol.com use code TSFS for FREE shipping and $10 off your subscriptionQuince.com/tsfs for FREE shipping on your order and 365 day returnsRula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance.Thrivecosmetics.com/tsfs Brighten a mom's day—especially if you're that mom. Go to thrivecausemetics.com/TSFS for 20% OFF your orderFollow me on Instagram/Tiktok: @thesarahfrasershow ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!***Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.comGot a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The REAL goal isn't zero income tax

A week after Texas' deadly flooding, questions are mounting on why an emergency alert was not sent to everyone in the affected area. Texas State Senator Roland Gutierrez and former FEMA administrator Deanne Criswell join The Weekend to discuss FEMA's response as recovery efforts continue. Plus, Trump combats his “TACO” reputation as he extends the tariff deadline again. Delaware governor Matt Meyer joins The Weekend to discuss how the tariffs are impacting his state.

Become a Client: https://nomadcapitalist.com/apply/ Get our free Weekly Rundown newsletter and be the first to hear about breaking news and offers: https://nomadcapitalist.com/email Join us for the next Nomad Capitalist Live event: https://nomadcapitalist.com/live/ Colombia is one of the most popular South American destinations for tourists and digital nomads alike. Many of whom, after getting a taste of the lifestyle, might start considering moving to the country for the long term. But before you commit to the move, do you know how this will impact you on a tax level? Fear not, Javier the Tax Terminator is here to teach you everything you need to know about the Colombian Tax system. Nomad Capitalist helps clients "go where you're treated best." We are the world's most sought-after firm for offshore tax planning, dual citizenship, international diversification, and asset protection. We use legal and ethical strategies and work exclusively with seven- and eight-figure entrepreneurs and investors. We create and execute holistic, multi-jurisdictional Plans that help clients keep more of their wealth, increase their personal freedom, and protect their families and wealth against threats in their home country. No other firm offers clients access to more potential options to relocate to, bank in, or become a citizen of. Because we do not focus only on one or a handful of countries, we can offer unbiased advice where others can't. Become Our Client: https://nomadcapitalist.com/apply/ Our Website: http://www.nomadcapitalist.com/ About Our Company: https://nomadcapitalist.com/about/ Buy Mr. Henderson's Book: https://nomadcapitalist.com/book/ DISCLAIMER: The information in this episode should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you. 

In this episode of Creating Richer Lives, host Karl Eggerss dives into the details of the newly signed "One Big Beautiful Bill," outlining its key provisions and their implications. The bill permanently extends the 2017 tax cuts, increases standard deductions, enhances child tax credits, and introduces new deductions like no tax on tips and overtime pay, while also making significant changes to business and estate taxes. Eggerss emphasizes the importance of financial planning to leverage these changes, offering insights into how listeners can adapt their strategies to minimize taxes under the new law. Podcast Topics Tax Bracket Changes: Permanent 2017 tax rates with inflation adjustments simplify income tax planning. Deductions Boost: Higher standard deductions and senior benefits reduce taxable income through 2028. Worker Incentives: New deductions for tips, overtime, and car loan interest support hourly workers. Business Benefits: Enhanced deductions and depreciation rules promote small business growth.

– What will AI do to jobs? – Should we just get rid of all taxes and increase the GST? – Will history repeat? – Shouldn’t we use tax to support local interests? – What about NAB Equity Builder? See omnystudio.com/listener for privacy information.

Want the truth about the new tax bill (One Big Beautiful Bill Act) signed by President Donald Trump? Check out this episode as Dakota Grady breaks down the new bill that can help you save on taxes in your business and in life. Drop "TAXES" in the chat to get your tax strategy guide.

ICYMI, this episode aired in spring of 2025 and OHHH BOY did it fire a lot of you up! In this episode, I had an enlightening conversation with Erica Komisar, a psychoanalyst and author of Being There: Why Prioritizing Motherhood in the First Three Years Matters. Erica shared her extensive research on the critical importance of a mother's physical and emotional presence in the early years of a child's life. We discussed the myths surrounding "quality time," the detrimental effects of daycare, and the cultural shifts that have led parents to prioritize careers over their children. Erika emphasized the unique roles of mothers and fathers, the long-term impact of early childhood experiences, and offered practical advice for parents who may have made common mistakes. This episode is a deep dive into understanding how to raise emotionally resilient and well-adjusted children in today's fast-paced world.Timestamps:00:00:00 - Introduction to Erika Komisar00:01:36 - Lies About Raising Babies00:08:05 - The Stress of Modern Parenting00:40:08 - Issues with Daycare00:42:49 - ADHD and Fear00:43:08 - Reversing ADHDMY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. Use code DAD15 for 15% OFF until 6/30/2025**SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!**https://www.amazon.com/shop/thesarahfrasershowShow is sponsored by:ASPCA Pet Insurance to explore coverage, visit A-S-P-C-A pet insurance dot com slash TSFS.Cookie Jam download this free Match-3 game today and start having fun! 100+ million players and countingFunction Health by Dr. Mark Hyman and others! Function is offering 160+ Lab Tests for $365 to anyone who signs up between July 7th and July 11th. Visit www.functionhealth.com/TSFSHorizonfibroids.com get rid of those nasty fibroidsMINT MOBILE dot com slash TSFS. DISCALIMER: Upfront payment of $45 required (equivalent to $15/mo.). Limited time new customer offer for first 3 months only. Speeds may slow above 35GB on Unlimited plan. Taxes & fees extra. See MINT MOBILE for detailsNutrafol.com use code TSFS for FREE shipping and $10 off your subscriptionQuince.com/tsfs for FREE shipping on your order and 365 day returnsRula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance.Thrivecosmetics.com/tsfs Brighten a mom's day—especially if you're that mom. Go to thrivecausemetics.com/TSFS for 20% OFF your orderFollow me on Instagram/Tiktok: @thesarahfrasershow ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!***Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.comGot a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Get rid of your scaredy cat accountant.

Business Coaching Secrets - Episode 305 Summary In this episode of Business Coaching Secrets, Karl Bryan and Rode Dog dive deep into what it really takes to build, sustain, and scale a thriving business coaching practice. The duo tackles foundational business concepts, industry mistakes, the true meaning of “why,” actionable hacks for goal setting, and demystifies financial jargon like EBITDA. Real-world stories, sharp insights, and actionable frameworks pepper the episode, making it essential listening for both new and experienced coaches ready to level up. Key Topics Covered From Stuff to Investments: Reframing Business Decisions Karl Bryan discusses the importance of transitioning from a consumer mindset (buying stuff) to an investor mindset, stressing that tax systems are designed to reward investment, not consumption. He urges coaches to build leverage by creating business assets—processes, checklists, sales tools—rather than endless, unproductive “to-do” lists. The Checklist Principle—Why It Matters Drawing parallels from aviation safety and the medical field, Karl demonstrates how a simple checklist can prevent disasters and streamline operations. He advocates every coach should adopt the checklist mentality for lead generation, demonstrations, and client delivery. Clarity Over Certainty—Common Coaching Industry Mistakes Karl challenges the coaching world's obsession with “certainty,” arguing that adaptability and assertiveness—not rigid certainty—are the real traits of thriving entrepreneurs and coaches. He emphasizes action over perfection, quoting successful entrepreneurs who act on partial information and adjust rapidly. Demystifying EBITDA and the Language of Business Karl breaks down EBITDA (Earnings Before Interest, Taxes, Depreciation, Amortization), explaining why this metric is used and its limitations in real-world small business scenarios. He urges coaches to focus on learning to read financials—calling it the ultimate “cheat sheet” for delivering value and driving a business forward. Goal Setting Hacks—The Sniper Approach For effective goal achievement, Karl recommends setting hyper-clear targets with “sniper-like” focus, obsessing over them, and ruling out distractions. He explains why wishy-washy goals lead to lackluster results and shares tactics to maintain relentless clarity. Finding and Using Your ‘Why' The episode revisits the importance of purpose (drawing from Simon Sinek's famous TED Talk), offering coaches a framework to discover their own “why” via their three most painful life experiences. Karl details how this “North Star” approach powers authentic connection, standout marketing, and fierce client loyalty. Notable Quotes “Don't create a to-do list. Create a ‘to-build' list.” – Karl Bryan “Needing nothing attracts everything.” – Karl Bryan “It's not the strongest that survive… It's the most adaptable.” – Karl Bryan “If your goal is wishy-washy, your results will be wishy-washy.” – Karl Bryan “Wealth follows people with clear intentions—and wealth and options go hand in hand.” – Karl Bryan “Your story is what will move people… Your ‘why' is the difference between you and every other business coach.” – Rode Dog Actionable Takeaways • Shift From Consuming to Investing: Ask yourself, “Are you buying stuff, or are you building and investing in long-term assets?” • Build Leverage With Checklists: Create checklists for every major aspect of your coaching business—client acquisition, delivery, demonstration, and more—to reduce errors and increase consistency. • Emphasize Adaptability Over Certainty: Stay flexible, assertively seek solutions, and avoid perfection paralysis. Progress and confidence beat static “certainty.” • Master Financial Fluency: Learn to read and interpret financial statements—this is a critical edge and a “cheat code” for deep, transformational coaching. • Set Clear, Obsession-Worthy Goals: Define your outcomes with sniper accuracy. Eliminate distractions and say “no” to anything that doesn't move you forward. • Surface and Share Your ‘Why': Identify your core motivation by unpacking your pivotal life moments. Let this story fuel your messaging, deepen relationships, and increase client stickiness. Resources Mentioned • Simon Sinek's TED Talk (“Start With Why”) • Profit Acceleration Software™ (by Karl Bryan) • Focused.com – Tools and resources for coaches • The Six-Figure Coach Magazine (Get it here)

In the 7 AM hour, Larry O'Connor & Patrice Onwuka discussed: WMAL GUEST: TOM FITTON (President, Judicial Watch) on the Anniversary of the Butler Shooting FOX 45 BALTIMORE ON X: 'New State Taxes and Fees Have Accelerated Frustrations Into High Gear' WMAL GUEST: REAGAN REESE (White House Correspondent, The Daily Caller) on the Latest Trump Administration News NY POST: Kamala Harris’ Interview on TikTok’s ‘Subway Takes’ Was So Bizarre, She and Host Agreed to Delete It, He Says Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Friday, July 11, 2025 / 7 AM HourSee omnystudio.com/listener for privacy information.

AP correspondent Karen Chammas reports on the possibility of a new US trade war with Brazil.

SUBSCRIBE TO JORDAN'S ⁠FREE NEWSLETTER⁠. Get the facts, without the spin. UNBIASED offers a clear, impartial recap of US news, including politics, elections, legal news, and more. Hosted by lawyer Jordan Berman, each episode provides a recap of current political events plus breakdowns of complex concepts—like constitutional rights, recent Supreme Court rulings, and new legislation—in an easy-to-understand way. No personal opinions, just the facts you need to stay informed on the daily news that matters. If you miss how journalism used to be, you're in the right place. In today's episode: Supreme Court Says Trump Administration Can Continue With Government Reorganization and Restructuring...For Now (1:30) Judge Blocks Trump's Birthright Citizenship Order Nationwide for Babies (6:45) U.S. Resumes Sending Weapons to Ukraine; Trump Says He Didn't Know About the Pause (11:41) Court Blocks Part of 'Big Beautiful Bill' That Would Prohibit Federal Funding for Planned Parenthood (14:18) **Big Beautiful Bill Q&A Part II** (18:25) Quick Hitters: TSA Says Shoes Stay On, Court Blocks 'Click-to-Cancel' Rule, Trump Appoints Sean Duffy to NASA Administrator, Former White House Physician Testifies About Biden's Health, Secret Service Agents Put on Leave (38:49) Critical Thinking Segment (40:56) SUBSCRIBE TO JORDAN'S FREE NEWSLETTER. Watch this episode on YouTube. Follow Jordan on Instagram and TikTok. All sources for this episode can be found here.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Andy and Lauren Hunt from Daybreak Wealth share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: Their thoughts on the takeaways from 2025 annual Social Security Trustees report ( 7:17 )Some of provisions in the pending One Big Beautiful Bill Act that are likely to impact most people's tax returns ( 16:12 )Whether or not to get a loan or pay cash for a new car or house. Or, similarly, to pay down or pay off an existing loan ( 32:27 )Whether buying a 30 year Treasury bond is a replacement for a traditional income annuity in retirement ( 38:19 )When to consider getting a living/revocable trust ( 46:43 )Why the stock market keeps chugging ever-upward, even with so much seemingly uncertain in the world and the economy ( 54:38 )What longevity assumptions we use, and why, when doing financial planning and projections for client ( 1:07:45 )Links in this episode:Lauren's firm - Daybreak WealthLauren's prior appearance on the Retirement Planning Education podcast - Episode #098The 2025 Annual Social Security Trustees Report - hereTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

4 Steps to Writing Off the Family Board Meeting

The “One Big Beautiful Bill” was just signed into law - and it's going to have a real impact on your business and your taxes. In this episode, I'm walking you through what's actually in the bill, clearing up common misconceptions I've seen online, and sharing the changes you need to know as a business owner.We'll talk about updated rules around bonus depreciation, the standard deduction, tax credits on tips, and child-related tax incentives - plus what's going away (hint: EV tax credits). I'm also pulling back the curtain on what this bill signals about the national debt and why I believe long-term tax planning is more important now than ever.

Solon Angel is the founder of MindBridge and now Remitian, and he's been at the forefront of applying AI to deeply unsexy but powerful domains like accounting and tax compliance. In this episode, he shares the origin story of MindBridge, how a DeepMind demo changed his life, and what it's like to build a modern startup where AI plays the role of a product manager, podcast producer, and even financial advisor. Solon also demoed his newest AI agent that proactively manages tax remittances before late fees hit. If you're wondering what the future of AI-powered businesses looks like, this is a masterclass.Timestamps:00:00 — The DeepMind demo that inspired Solon01:00 — Solon's background and the early days of MindBridge03:00 — The “dumb rule” state of AI in financial auditing04:30 — Selling AI to skeptical accountants in 201506:00 — The staggering cost of late tax fees ($60B/year!)08:00 — Remitian: an AI agent that pays your taxes for you10:00 — Why Fellow is a core part of how Remitian runs11:30 — How AI helps eliminate the need for a product manager13:00 — Rewriting 3 years of code in 3 months with AI16:00 — The shift in what matters: creativity over code18:00 — Calorie-tracking app Cal AI and teen founders19:00 — Solon's AI-powered investment tool (+21% YTD)20:00 — Live demo: AI agent managing tax payments23:00 — Future vision: AI offering instant tax loans25:00 — How Remitian uses Notebook LM for internal podcasts27:00 — AI updates for board members in 10-minute clips28:00 — Notion AI's “research mode” vs. “ask” mode30:00 — Predicting the rise of startups for content auto-archiving33:00 — Solon's final thoughts: beating billion-dollar firms with AITools & Technologies Mentioned:Fellow – Used for meeting AI transcripts, pre-reads, and knowledge sharingNotebook LM (Google) – Turns transcripts into internal podcastsNotion AI – Used for deep research, summarizing objections, and discovering product insightsSlack – Centralized communication, connected with other AI toolsCursor – AI coding tool used to rewrite years of code in monthsSoft Type 2 – Mentioned in relation to efficient AI-based prototypingCal AI – Food photo calorie tracker built by a 17-year-old founderChatGPT Vision – Used by Solon to interpret emotions via facial expressionsCustom AI Trader – Built by Solon for sentiment-based trading, outperformed the marketRemitian's AI Agent – Calls users, checks funds, splits tax payments, and offers loansSubscribe at⁠ thisnewway.com⁠ to get the step-by-step playbooks, tools, and workflows.

Mike Florio of PFT joins Dick Fain and Hugh Millen to talk about the Washington football team name situation and potential to change the Commanders’ name, their situation to get a new stadium, how the new tax bill relates to the NFL, and a collusion case appeal.See omnystudio.com/listener for privacy information.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth The One Big Beautiful Bill Act is over 800 pages long and packed with tax changes that impact retirees, individuals, and small business owners. From expanded standard deductions and new senior tax breaks to permanent small business deductions and the end of many green energy credits, this bill reshapes key parts of the tax code — at least for the next few years. In this episode, Tyler Emrick, CFA®, CFP®, breaks down what's actually in the bill and what it means for your planning. You'll learn: How the standard deduction and senior deduction are changing (and why it matters for Social Security taxation) The permanent extension of reduced tax rates from the 2017 tax law New above-the-line deductions for tips, overtime, and car loan interest Changes to SALT deductions and charitable contributions What small business owners need to know about the permanent QBI deduction and phaseouts Whether you're already retired or planning ahead for your business and family, this episode will help you understand the real implications — without having to read 800 pages of tax law yourself. Have questions? Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals: http://bit.ly/calltruewealth   Watch the show now on YouTube: https://www.youtube.com/channel/UCjENBHOti-IEJFqeydZm_Fg?sub_confirmation=1

“If you're going to do something, do it right. Don't cut corners. Use the right partners.” — Jake Jacoby, TELCLOUD In the latest episode of the POTS and Shots podcast series, Doug Green, Publisher of Technology Reseller News, reconnects with Jake Jacoby, Founder and CEO of TELCLOUD, to unpack one of the most overlooked—but absolutely critical—elements of delivering POTS replacement: billing and compliance. For many MSPs and resellers, the conversation around telecom billing evokes little more than eye rolls. But Jacoby makes the case that billing isn't just admin—it's the core of doing business right. And for those new to telecom, the complexity of telco billing can quickly become a costly trap if not handled properly. Taxes, regulatory compliance, and FCC filings aren't optional—they're mandatory and can be daunting for those unfamiliar with the industry. That's where TELCLOUD's Telco Bill Center comes in. A Turnkey Solution to a Complex Problem Jacoby explains that TELCLOUD acts as the telco of record through its TBC Communications division, handling everything from tax calculation and billing to collections and regulatory filings. For resellers, this translates into a fully managed, co-branded billing platform that requires no upfront investment and ensures complete compliance. “We've created the easy button for resellers,” said Jacoby. “They can remain white-labeled in service delivery, but TELCLOUD takes care of the billing complexity behind the scenes.” Key features of the Telco Bill Center include: FCC and state tax compliance USF contribution management Customer invoicing and payment collection White-label service delivery with co-branded billing Built-in revenue sharing with resellers Protecting the Channel—and the Customer Doug and Jake explore how failing to address compliance can jeopardize the entire reseller-customer relationship. TELCLOUD's billing platform not only ensures tax and regulatory compliance, but also safeguards both the reseller and the end customer from legal and financial risk. Jacoby emphasizes that TELCLOUD's approach aligns with its broader philosophy: enable resellers to sell and scale, without being bogged down in the infrastructure of compliance. And Now for the Shot… As always, the “Shots” portion of the podcast adds a flavorful twist. This time, Jake brings out Arete Añejo, a sipping tequila from El Llano Distillery—one of the oldest family-run distilleries in Tequila, Mexico. With notes of caramel, vanilla, oak, and butterscotch, it's a smooth reminder that, like great telecom billing, craftsmanship matters. Learn More Visit www.telcloud.com or call 844-900-2270 to explore TELCLOUD's solutions.

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Pay less in retirement taxes—because every dollar you keep is a dollar that can work for your future."

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here:  https://adventurefreaksss.com/ideal-destination-finder/================================= How to work with me: =================================

President Trump's new bill offers most Social Security recipients temporary tax relief, but does not eliminate Social Security taxes entirely.Today's Stocks & Topics: WMS - Advanced Drainage Systems Inc. (NYS), MTPLF - Metaplanet Inc. (OTC, PPTA - Perpetua Resources Corp. (NAS), a listener question about direct indexing, a question from our YouTube channel viewers: LMNR - Limoneira Co. (NAS); plus Justin's market wrap, and Justin's talking points: Data Centers, Tariffs.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Jason presents Travis King, CEO of Realm, a real estate investor collective, focusing on the "Big Beautiful Bill" and its positive implications for real estate investors. They discuss specific provisions like accelerated depreciation and the permanent grandfathering of Opportunity Zones, highlighting their role in attracting capital back into the market. They explore broader real estate trends, including interest rates, the "lock-in effect" on housing supply, and the importance of cost segregation for tax benefits. The conversation also touches on replacement costs, the inelasticity of housing supply, and the contrasting affordability dynamics in various markets, ultimately affirming a bullish outlook on real estate investment due to its unique tax advantages and tangible nature.  https://www.realmlp.com/ #TravisKing, #BigBeautifulBill, #NationalAssociationOfRealtors, #RealEstateBoom, #AcceleratedDepreciation, #OpportunityZones, #TaxBenefits, #InvestmentLiquidity, #InterestRates, #MortgageRates, #LockInEffect, #HousingSupply, #HousingDemand, #HousingAffordability, #CostSegregation, #TaxAdvantages, #1031Exchange,  #AcquisitionStrategy, #ReplacementCost, #ConstructionCosts, #RentGrowth, #SupplyAndDemand #YieldInvesting, #Capitulation, #DriveToQualify, #BullishOnRealEstate, #TaxLiability Key Takeaways: 1:48 Welcome Travis King 3:12 The Big Beautiful Bill and from an investment perspective 6:35 Mortgage rates and the "Lock-in Effect" 10:30 Bonus depreciation and cost segregation 12:49 Sponsor: https://www.monetary-metals.com/Hartman/ 14:48 Stimulating the market 17:59 Regression to Replacement cost and the Inelasticity of the housing market 21:29 Rents and the bottom of capitulation 27:54 Bullish on the housing market Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

On episode 179 of Ask The Compound, Ben Carlson and Duncan Hill are joined by RWM CFO and tax specialist Bill Sweet to discuss putting cash to work, thoughts on the new tax bill, how Trump accounts affect 529's, creating a savings target, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com! This episode is sponsored by Public. Fund your account in five minutes or less by visiting: https://public.com/ATC Subscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! ⁠⁠⁠⁠⁠⁠⁠https://www.thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠ If you're a financial advisor, sign up for advisor-focused content at: ⁠⁠⁠⁠⁠⁠⁠https://www.advisorunlock.com/⁠⁠⁠⁠⁠⁠⁠

Send us a textTrump's Big Beautiful Bill just became law. What's actually in it? On July 4th, the biggest tax overhaul since 2017 was signed, and it's packed with big wins for business owners. 100% bonus depreciation, a permanent 20% QBI deduction, tax-free tips and overtime, and brand-new deductions most people haven't even heard of. Let's break down the Big Beautiful Bill line by line so you know exactly what's changing, what's temporary, and how to use it to slash your tax bill before the window closes.

Most business owners think spending money is the best way to save on taxes — but what if that advice is actually costing you a fortune? In this eye-opening episode, I'll break down the biggest tax lie the IRS hopes you believe and explain how traditional tax advice keeps you overpaying year after year. You'll learn why buying things you don't need just for a deduction is backwards, and what smart, real tax strategies actually look like. If you're tired of feeling trapped every tax season, this episode will show you how to keep more of what you earn without wasting money. It's time to stop playing defense and start building wealth the right way. Listen now — your future self will thank you.   Next Steps:

The hidden danger of capital loss harvesting

On this week's episode of Check Your Balances, a mailbag episode! Does Chat GPT know how each of your retirement account taxes actually works? How do the fees in mutual funds and ETFs actually get deducted? These questions and more as we dive into what our listeners want to hear us talk about.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram

In the second hour, OutKick Sports Jonathan Hutton joins DVD to discuss Players he is buying or selling on, LeBron James, The Decision, which was 15 years ago today, and more. They also discuss Taxes for Sports Franchises in no-tax states and why teams in other sports besides Hockey think about this. 

Questions? Thoughts? Send a Text to The Optometry Money Podcast!In this packed episode, Evon Mendrin, CFP® and host of The Optometry Money Podcast, breaks down the biggest tax and student loan law changes optometrists need to know from the recently passed One Big Beautiful Bill Act (OBBBA).Evon discusses what's changing—and what's not—for individual and business tax rules, estate taxes, 529 plans, and the massive shift in student loan repayment plans. Whether you're a private practice owner, associate OD, or optometry student, this episode will give you the clarity to start planning wisely for the years ahead.Highlights from this episode include:Individual Tax ChangesLower tax brackets and the higher standard deduction made permanentNew temporary senior tax deduction for ODs 65+SALT deduction cap raised to $40,000 (with income phaseouts)Brand-new $2,000 charitable deduction even if you take the standard deductionEnhanced child tax credit and dependent care FSA limitsNew & Unusual Tax DeductionsTemporary deduction for personal auto loan interest (for new cars only)Deduction for overtime pay and tipsBusiness Owner Wins20% QBI deduction is now permanent—and its phaseouts widen in 2026100% bonus depreciation is back!PTET workaround for SALT cap still lives onStudent Loan Changes: Huge Overhaul AheadSAVE, PAYE, and ICR plans eliminated after 7/2026Current Borrowers gradually transitioned by 7/2028Forgiveness periods shift, with new rules and income considerationsFuture optometrists face new federal loan caps and more restricted repayment options529 Plans & Trump Accounts529s can now be used for CE and licensing expensesNew "Trump Accounts" for minors open in 2026: Traditional IRA-style investment accounts with government seed moneyBottom Line: You don't need to make big decisions today - but now is the time to start planning. Evon covers how these changes may affect optometrists in every stage of their career - from practice owners to new grads.Resources & Links:Dept. of Ed Update: SAVE Interest Accrual Begins Aug 1stSchedule a Free Intro Call with EvonNewsletter on Tax Provisions (and don't forget to subscribe)The Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

In this episode, Dr. Preston Cherry explains how to take advantage of the new rules that could save you 20% on qualified income every year and unlock up to $10 million in tax-free gains when you sell or exit your business. From avoiding costly timing mistakes to structuring smart early, Dr. Cherry breaks down what it really means to build a tax-smart runway.Takeaways:• 20% income deduction• $10M+ capital gains = 0% tax• QBI = annual savings• QSBS = tax-free exit• Timing = everything00:00 Intro01:00 Tax Strategies Simplified04:51 Optimizing QBI and QSBS Strategies06:23 Empower Your Growth JourneyGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

This week gets real. Leah - Becky's wife is dilated - contractions are happening, and somehow we still find time to talk nipple piercings, donor siblings, and whether it's weird to donate sperm to a lesbian couple you know in real life. Plus, we unpack the parts of grief no one talks about, why breastfeeding broke us, and how monkeys might just be avoiding taxes.To submit a Is It Karma Or Is It Chaos story email us at info@karmachaospodcast.comFor full videos head to patreon.com/kaillowry Follow Becky at Hayter25 and subscribe to For The HaytersThank you for supporting the show by checking out our sponsors! BetterHelp: Visit betterhelp.com/KARMA to get 10% off your first month.OPositiv: take proactive care of your vaginal health head to opositiv.com/karmaShopify: to sign up for your one dollar a month trial period head to shopify.com/karma Smalls: For a limited time only get 35% off Smalls plus an additional 50% off your first order at smalls.com use code KARMA.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Barbara Schreihans is an entrepreneur and tax strategist who left corporate accounting after 10 years to found Your Tax Coach. She now helps business owners save $10,000+ per year in taxes through advanced strategies and has built a team of 30 employees across 16 states.Instagram: @yourtaxcoachWant To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

In the SPECIAL EDITION episode, Andy summarizes the key provision of the recently signed into law One Big Beautiful Act that are most likely to impact you and your tax return. The topics summarized are:Permanency of the current federal tax ratesPermanency, and a slight increase, to the current standard deduction amountsA new temporary personal exemption up to $6,000 per person 65 or olderPermanency, and a slight increase, to the lifetime gift and estate size exemptionPermanency of the current Alternative Minimum Tax exclusion amount, but reduction/reversion of its income phase out levelsPermanency of the $750,000 limit on residential mortgage principal against which interest can be deductedPermanency of the elimination of miscellaneous itemized deductionsTemporary increase to $40,000 for State and Local Tax ("SALT") deductionsA new permanent charitable deduction for people who use the standard deductionA new minimum AGI-based floor on charitable donations before donations can be itemized deductionsA temporary exclusion from income tax of up to $25,000 tip incomeA temporary exclusion from income tax of up to $25,000 of overtime incomeA temporary deduction of up to $10,000 of interest loans to buy cars whose final assembly was in the U.S.Recissions of multiple "Green New Deal" tax credits such as electric vehicle credits and residential clean energy creditsCreation of new "Trump" savings accounts for children under 18And the bill having NO changes with regards to how Social Security is taxed (i.e. the bill did NOT make Social Security not taxable)Links in this episode:Final text of the One Big Beautiful Bill Act - hereMy written summary of the key individual income tax provisions of the One Big Beautiful Bill - hereTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Content Creators CANNOT Write-off Clothes

Le Journal en français facile du mardi 8 juillet 2025, 18 h 00 à Paris. Retrouvez votre épisode avec la transcription synchronisée et des exercices pédagogiques pour progresser en français : http://rfi.my/BpH4.A

In this episode of the Sunlight Tax podcast, I talk about something that can feel overwhelming for a lot of us: taxes and bookkeeping, especially if you're a self-employed person. I share why having a positive mindset around money stuff really matters and how it can actually make tax season a lot less stressful. I also introduce my new workbook, which is designed to help you move past some of those mindset blocks that can make dealing with taxes feel so heavy. Throughout our chat, I offer practical tips, like why it's so important to have a separate bank account for your business, and how setting up just a few basic expense categories can make a big difference in staying organized. Join me in this episode and feel empowered to take small, proactive steps with your finances so you can ditch the stress and focus on the creative work you love. Also mentioned in today's episode:  03:22  The Importance of Bookkeeping 07:13  Setting Up for Success: Business Bank Accounts 09:57  Mid-Year Check-In and Action Steps   Takeaways The mindset around taxes can significantly impact financial management. Bookkeeping should be done consistently throughout the year. Procrastination in bookkeeping leads to increased stress at tax time. Having a separate business bank account simplifies financial tracking. Every transaction needs to be categorized for accurate tax reporting. Doing any bookkeeping now reduces work at tax time. Mid-year is a great time to assess your financial organization. Setting up expense categories can be done easily with a spreadsheet. A visual guide to tax deductions can help streamline the process. Taking small steps now can lead to greater financial peace later.   If you enjoyed this episode, please rate, review and share it!  Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp  

In this conversation, Dylan Silver interviews tax strategist and real estate investor Isabel Uribe, who shares her insights on tax strategies, particularly in the realm of real estate. Isabel discusses her journey into understanding tax codes, the importance of tax strategies for building wealth, and the differences between CPAs and tax strategists. She emphasizes the need for financial education and the accessibility of tax strategies for everyone, not just high earners. Isabel also introduces her upcoming course, 'Keep It All,' aimed at helping individuals save on taxes and build wealth through real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The federal tax code is almost 7,000 pages, not to mention your own state's tax code. Buried in those pages are some obvious ways to save on taxes, and some not so obvious ways. My guest today works with individuals and business owners to find those non-obvious ways, and he'll give us a few examples on this episode. Drew Powers is the Founder of Powers Financial Group, LLC, a Registered Investment Advisor. He specializes in advanced insurance and investment strategies for doctors. Drew is 100% independent, he doesn't work for any investment or insurance company, which means he's able to give unbiased advice that is most beneficial for his clients.  At Powers Financial Group, Drew leverages his stock and options trading expertise with his financial advising experience to help clients increase and protect their wealth. Drew lives in Naperville with his wife and their two children. He is an avid downhill skier, and very sad that the ski season is over!In this episode Carl White and Drew Powers discuss:Some examples of non-obvious ways to save on taxes for individualsSome examples for practice ownersSome non-obvious ways to watch out forThe team Drew recommends you have in order to find tax savings strategiesWant to be a guest on PracticeCare?Have an experience with a business issue you think others will benefit from? Come on PracticeCare and tell the world! Here's the link where you can get the process started.Connect with Drew Powershttps://powersfg.com/https://www.linkedin.com/in/powersdrew/https://www.facebook.com/PowersFGhttps://twitter.com/Powers_FGhttps://www.instagram.com/powers_fg/Connect with Carl WhiteWebsite: http://www.marketvisorygroup.comEmail:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg

In this episode of Retire with Style, Alex Murguia and Wade Pfau answer listener questions on retirement planning for high earners. They explore tax strategies like Roth conversions and qualified charitable distributions, and discuss how tools like life insurance and annuities can help hedge longevity risk and support a stable retirement income.   Takeaways The importance of community engagement in retirement planning. High earners face unique tax challenges and strategies. Qualified charitable distributions can help manage tax implications. Roth conversions can be beneficial for reducing future RMDs. Understanding the widow's penalty in retirement planning is crucial. Annuities can provide income stability in later years. Life insurance can hedge against the risk of not living long enough. The interplay between income sources and tax brackets is complex. Gifting strategies can help manage estate taxes effectively. Combining life insurance and annuities can optimize retirement income.   Chapters 00:00 Introduction and Community Engagement 03:12 Exploring Tax Strategies for High Earners 06:09 Navigating Retirement Risks for Couples 11:49 Hedging Against Longevity Risks in Retirement 28:59 Conclusion and Future Q&A Sessions   Links If you want to better understand how to protect your retirement from bad market timing, don't miss Retirement Researcher's free webinar: “Four Ways to Manage Sequence of Returns Risk,” hosted by Wade Pfau happening July 15th, 2025 from 1:00 - 2:00 PM ET. You'll learn practical strategies to reduce volatility's impact on your retirement income. Register now at retirewithstyle.com/podcast. Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Gary comments on several news items, including a real head-scratcher where some liberals want to say babies in the womb are citizens, despite the fact that they will argue in other situations that the "fetus" is not actually a human baby. Apparently the mother's intention is what creates or negates the humanity of what's in her womb.

Blatant Red Flag for IRS Auditors

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 37: Sell in May and Go Away: Financial Astrology and Chapter 38: Chasing Spectacular Fund Performance.LEARNING: Calendars don't drive returns. Winners ignore hot funds. “For you to believe in a strategy, there should be some economically logical reason for it to persist, so you can be confident it isn't just some random outcome.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 37: Sell in May and Go Away: Financial Astrology and Chapter 38: Chasing Spectacular Fund Performance.Chapter 37: Sell in May and Go Away: Financial AstrologyIn chapter 37, Larry explains why the idea of selling stocks in May and switching to cash, then buying back in November, is not a sound strategy.What financial advisers insist on repeating, in Larry's view, is: “Sell in May, go to cash, and reinvest in November.” It makes sense and is even logical. And, as the adage has it, numbers don't lie. Figures, backed by reliable data, show that stocks gain more from November through April (a 5.7% average premium) than from May through October (a 2.6% average premium). So why not time the market?Busting the mythLarry dismantles this advice, revealing that the ‘Sell in May' strategy, despite its apparent logic, is a myth. He points out that stocks still outperform cash even during the May to October period, with stocks beating T-bills by 2.6% annually.Selling stocks prematurely leads to missed gains, and the strategy of switching investments underperforms a simple buy-and-hold approach. In fact, a ‘Sell in May' strategy yielded an average annual return of 8.3% from 1926 to 2023, while simply holding the S&P 500 returned 10.2%—a significant 1.9% yearly gap.Larry adds that Taxes and fees make the strategy worse. Trading converts long-term gains (lower tax) into short-term gains (higher tax). Transaction costs always pile up.Additionally, this strategy is rarely effective. Before 2022, the last “win” was 2011. A single outlier (2022's bear market) does not make a strategy worthwhile.The fatal flawAccording to Larry, one of the fundamental rules of finance is that expected return and risk are positively correlated. So if stocks actually do worse than cash between May and October, they'd need to be less risky for these six months, which is absurd because volatility doesn't take summer vacations.Why do people believe in this flawed strategy?Larry notes four reasons why people still believe in this flawed investment strategy:Recency bias: Media hypes the strategy after rare wins (like 2022).Pattern-seeking: Humans confuse coincidence with...