Podcasts about saving money

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - with the recent Bitcoin slide costing people millions, and concerns of a possible “crypto winter”, Clark shares his perspective on Crypto and guidance for those interested in this still speculative endeavor.  Clark Stinks: Segments 1 & 2 Clark On Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Trump Accounts: What You Need To Know - Clark Howard Best 529 College Savings Plans By State Free File Fillable Forms | Internal Revenue Service Best Travel Credit Cards: How To Find the Perfect Fit for Your Spending Car Rental Insurance: Everything You Need To Know When Should You File a Claim on Your Homeowners Insurance? NYTimes: Crypto Takes a Deep Slide Despite Trump's Support How to Refinance Your Student Loans - Clark Howard Clark Howard's Guide to Saving Money on Your Wedding Is Chase Sapphire Reserve® Worth It? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it truly take to build generational wealth that endures for decades? While many families rely on traditional strategies like 401(k)s, IRAs, stocks, and real estate to grow and transfer wealth, few are aware of a time-tested strategy quietly used by affluent families for more than 200 years. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks walk through a real-life inspired case study showing how families can create a private family banking system designed to grow wealth, improve cash flow, and maintain financial control. Learn how one family strategically plans for college funding, business opportunities for their children, and a tax-efficient legacy — all while protecting their capital from market volatility, inflation, and traditional banking limitations. Vance and Seth discuss: Why High-Income Families Still Feel Financially Stuck Case Study: The Rivera Family & Building a 100-Year Private Family Bank Paying for College, Funding Businesses & Protecting Family Cash Flow Purchase Your Own Debt with Infinite Banking Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ 

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Quinnipiac University Professor Angela Mattie discusses the new TrumpRX. Will it save consumers money? What can people get from it?

Healthcare is the biggest economic worry in the U.S. Moneytracker Don Grant says creating savings may come down to trying to remain healthy, and voting.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3445: Amanda Brownlow redefines frugal living as a lifestyle rooted in intention, not deprivation. Beyond simply saving money, frugality empowers you to waste less, live more deliberately, and make your earnings truly work for you, unlocking financial clarity, contentment, and control. Read along with the original article(s) here: https://hellobrownlow.com/2020/09/02/goal-of-frugal-living/ Quotes to ponder: "When you take a magnifying glass to your finances, perhaps through a spending audit, you get to see where your paycheck goes and analyze your spending habits." "The goal of frugal living is much more than money!" "When you plan your purchases, you are more intentional with what you buy." Episode references: M1 Finance: https://www.m1.com Acorns: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3445: Amanda Brownlow redefines frugal living as a lifestyle rooted in intention, not deprivation. Beyond simply saving money, frugality empowers you to waste less, live more deliberately, and make your earnings truly work for you, unlocking financial clarity, contentment, and control. Read along with the original article(s) here: https://hellobrownlow.com/2020/09/02/goal-of-frugal-living/ Quotes to ponder: "When you take a magnifying glass to your finances, perhaps through a spending audit, you get to see where your paycheck goes and analyze your spending habits." "The goal of frugal living is much more than money!" "When you plan your purchases, you are more intentional with what you buy." Episode references: M1 Finance: https://www.m1.com Acorns: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3445: Amanda Brownlow redefines frugal living as a lifestyle rooted in intention, not deprivation. Beyond simply saving money, frugality empowers you to waste less, live more deliberately, and make your earnings truly work for you, unlocking financial clarity, contentment, and control. Read along with the original article(s) here: https://hellobrownlow.com/2020/09/02/goal-of-frugal-living/ Quotes to ponder: "When you take a magnifying glass to your finances, perhaps through a spending audit, you get to see where your paycheck goes and analyze your spending habits." "The goal of frugal living is much more than money!" "When you plan your purchases, you are more intentional with what you buy." Episode references: M1 Finance: https://www.m1.com Acorns: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Finances can be a bit of a struggle. Costs are constantly rising, and in an era of auto-payments and forgotten subscriptions, it can sometimes be difficult to keep on top of everything, or even know that you're getting the best deal. 9News Finance Editor Chris Kohler is becoming increasingly popular on social media for incorporating dry wit into usually boring economic news and has written a book called ‘How They Get You'. ‘How They Get You' covers “sneaky” everyday economics and what you can do to outsmart the systems and save your money. Kohler told Mike Hosking the intent of the book is to take a good thorough look at something that tends to be boring and is often pushed to the side. “I think people are really smart actually, I think that they just are presented with information in a way that makes them feel like it's nebulous, or it's above their heads, or they don't have the right education.” “For most people, they're, their radar of when something isn't fair, and when something is a bit off is really good, but I think that they're not given the tools to argue with financial institutions in a way that might help them.” Kohler very much subscribes to the mentality that if you look after the pennies, the pounds will take care of themselves, though he says it's more than pennies at the moment. “The difference between the best and the worst mortgage rate out there at the moment is a couple hundred a month for people.” “I think it's very important to, to have a good hard look at the money that we're spending and whether or not we can be spending less.” LISTEN ABOVE See omnystudio.com/listener for privacy information.

Opening music courtesy of Harpeth Presbyterian Church -- closing Down by The Riverside, played on a Spiro/Steinway Piano, recorded live by iPhone at the Apple Store in Green Hills (2014), used with permission. Here's your digital tip of the day:One of the most powerful features of your iPhone is Contacts, but saving texting links is “not supported”; at least there's no field for it, but like every other feature of any Apple device. There is a workaround, and here it is,First, create a Contact using “company,” ie NES —  Hit edit, and add the text number in FIRST name — Complete the listing with the message 6 3 7 7 9 7  O U TVolia, now the number and message show up in boldface. Of course, you still have to type in the number, but now you have a prompt and can switch between screens. (As long as you remembered to keep your phone charged). You don't have to struggle through NES messages to report an outage.

With the price of everything on the rise, can you live sustainably without spending more money? In fact, frugal living has always been sustainable. Clothes drying on the line, a cookie tin reused as a sewing kit, a Cool Whip tub filled with leftovers. Choosing stuff that lasts over stuff that's designed to be trashed, choosing to reuse before buying new, and choosing to skip stuff that doesn't serve us — these money-saving tips are also tips to live sustainably. Not only that, they liberate us to exist outside a world centered on consumption. In this episode, you'll get all kinds of tips from our community on how to save on everything from groceries to electricity.

Pepper's son's potential roommate situation. Things that lead to fights with the people you live with. Will anyone rent a home to 4 teenagers? Is the dishes the biggest issue roommates disagree over? Dylan has a new money saving technique. What are the worst lines you have to stand in?

Deciding where to stay in New York City can feel overwhelming given the number of options. In this article, we're gonna break down the simplest questions to answer before you decide which part of the city to stay in.Because the most important factor when choosing where to stay in NYC isn't just price.Here's what we'll cover:Before you look at locations, answer thisThe #1 factor for a good stay, no matter the neighborhoodA note about Airbnb and short-term, non-hotel rentalsOur 3 recommendations for the best places stay in New York CityTips for finding the best hotel rates (and comparing reviews)Note: See the full article with specific hotel recommendations here: https://rebrand.ly/where-stay-nycWhat Do You Care More About, Saving Money or Proximity to the NYC Experience?When you're trying to figure out where to stay when visiting NYC, you must ask yourself a this-or-that question. Odds are you can't have both, so you'll have to decide.The Question: What do you care more about, saving money or proximity to the NYC experience?You often, or almost never, can have both. New York City is expensive, and when you prioritize affordability, you will often trade that for distance from common NYC experiences. The same goes for the inverse.Is Saving Money the Most Important to You?You will spend very little time in your hotel during your visit to New York City. This is probably the strongest argument for prioritizing a cheaper hotel, even if it means a longer commute.So, if the cheapest lodging is your highest priority, look at places like:Hoboken, New JerseyLong Island City in QueensCertain pockets of boroughs, like Queens or BrooklynEven with that being said, I would never, ever, ever stay in the far reaches of Jersey, or distant parts in Queens or Brooklyn as a traveler. Nothing against those areas, it's just not where you're going to likely want to spend your time while visiting!New York City is a destination, and there is something to be said about staying in your destination, not near it.Is Proximity to the NYC Experience the Most Important to You?You will walk a LOT in New York City, part of why comfortable walking shoes are the #1 priority on our NYC packing list, and you will likely finish each day exhausted. Do you want to be dealing with a lengthy, challenging commute at the end of a long, tiring day?Being close to the action is not only fun, but it's practical. This is especially true for a short, weekend trip to NYC.So, if being close to the NYC experiences is your highest priority, look at places like:Upper MidtownChelseaFinancial DistrictWant even more NYC insights? Sign up for our 100% free newsletter to access:Dozens of Google Maps lists arranged by cuisine and location50+ page NYC Navigation Guide covering getting to & from airports, taking the subway & moreWeekly insights on top spots, upcoming events, and must-know NYC tipsGet started here: ⁠⁠⁠⁠https://rebrand.ly/nyc-navigation-guide

Solar Batteries, Winter Survival and Tips on Saving Money Join Jim as he gives his insight on these subjects. He3 does his best to help you and your family navigate these hard times.

Bumper to Bumper Radio, the car guys on KTAR, 92.3 FM in Phoenix, AZ, broadcast every Saturday from 11:00 am ...

Jenn shares some money-saving life hacks. 

01-13-26 - WNBA Strike Reacts/Emails - Elon Musk Said On Podcast That Saving Money For The Future Will Not Be Needed In Next Decade Because AI Will Give Us EverythingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

01-13-26 - WNBA Strike Reacts/Emails - Elon Musk Said On Podcast That Saving Money For The Future Will Not Be Needed In Next Decade Because AI Will Give Us EverythingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For all your automotive Information Tune in or if you have questions, please feel free to call us live at The Answer San Diego @1-888-344-1170. Below are the Links for the New Apps to listen live no matter where you are! https://www.iheart.com/live/the-answer-san-diego-6020/ https://www.radio.com/theanswersandiego/listen You can also find all the listening info at: WESTAUTOMOTIVEGROUP.COM THROUGH THE https://theautomantv.com/auto-talk-radio/ Podcast of Show available @ Apple Products, Google Podcast, Pandora, Deezer, Spotify, iHeart, Radio.com and TuneInSupport the show: https://theautomantv.com/auto-talk-radio/See omnystudio.com/listener for privacy information.

NBC News senior business correspondent Christine Romans breaks down a few ways to keep heating costs down as we head into the depths of winter. Also, CNBC's ‘Squawk Box' co-anchor Becky Quick opens up about her daughter's rare genetic disorder, SYNGAP1, and the work she's doing to bring together families affected by rare diseases to raise awareness. Plus, Melissa Roxburgh joins to discuss returning for another season of ‘The Hunting Party,' where she plays an FBI profiler leading a secret team. And, a few ideas for healthy snacks to keep us fueled without the guilt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of SBS Nepali podcast, we asked Sydneysiders about their resolutions for 2026, including what they set out to achieve and what they actually accomplished in 2025. - नयाँ वर्ष सन् २०२६ का लागि तपाईँको ‘रेसोल्युसन' के छ? र सन् २०२५ मा बनाउनु भएका योजनाहरू पूरा भए कि भएनन्? हामीले यिनै प्रश्नहरू सिड्नीका केही नेपालीभाषीहरूलाई सोधेका छौँ।

Most people believe saving money is the responsible thing to do. But what if that habit is quietly costing you your future wealth?   In this episode of The Abundance Mindset, Vinney Chopra and Gualter Amarelo break down why money that sits still actually loses power over time—and how fear-based saving can limit opportunity. Vinney shares lessons from building a massive real estate portfolio after coming to the U.S. with just $7, while Gualter connects those principles to real decisions investors are making right now.   Here's what they dive into:

Nicole Wardner with the North Dakota Beef Commission offers a few ideas if you are looking to save a few dollars on your holiday meal. See omnystudio.com/listener for privacy information.

In this episode, we sit down with Sebastien Scemla, a Florida-licensed real estate broker and developer who runs a family fund focused on income-producing real estate across Miami. A Miami native and early investor in neighborhoods like the Design District, Little River, Wynwood, and North Miami, Sebastien shares how he identifies emerging markets before the mainstream catches on.As the founder of Omega Real Estate Management Group, Sebastien has brokered and sponsored over $300M in commercial real estate, assembled key properties prior to major value spikes, and played a pivotal role in the redevelopment of Downtown North Miami, including the vision behind The Gardens District.We dive into his long-term approach to market analysis, negotiation, public incentives, and urban redevelopment, as well as his philosophy on community impact, live-work-play developments, and building lasting value through real estate.

Saving Money, Making Money and Connecting With Your Pets Join Jim as he thinks outside the box to hel put money in your pocket! Also, Jim talks about taking your pet's love to the next level.

Saving Money, Making Money and Connecting With Your Pets Join Jim as he thinks outside the box to hel put money in your pocket! Also, Jim talks about taking your pet's love to the next level.

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Spending can be hella stressful heading into the holiday season, and if you're struggling with debt or with setting up realistic financial goals for the coming year, this is a must-listen reminder for overcoming financial stress and toxic money patterns.A healthy money mindset is the missing ingredient for a lot of people's financial security. So we're throwing it back to this sustainable financial advice from finance coach Nicole Stanley on dealing with debt, setting realistic money goals, and her own journey to get debt-free. Nicole Stanley is the Founder & Head Financial Coach of Arise Financial Coaching. After battling crippling financial anxiety in her early twenties, Nicole enrolled in her first personal finance course and made changes to go from 30K in debt to building over a quarter-million in net worth for her family at age  27. Arise Financial Coaching has now served over 600 clients and has been featured in TIME, Yahoo Finance, & CNET.Listen to our full episode with Nicole here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Nicole:On Instagram: @arise.financial.coachingArise Financial Coaching Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

With medical costs rising faster than ever, families are searching for better options and many do not realize there is an alternative that can save thousands while giving them more choice. In this eye-opening episode, Danielle Drori breaks down exactly how healthshares work, how they differ from insurance and why they can give families more choice and financial freedom. We explore maternity coverage, emergency care, alternative treatments, telehealth access, catastrophic events and real examples of families who saved thousands. This conversation is packed with clarity and reassurance so you can confidently explore whether a healthshare is the right fit for your family's needs. Topics Covered In This Episode: Healthshare vs insurance basics Maternity and emergency coverage Telehealth access for families Cost-sharing benefits and limitations Supporting medical freedom and choice Show Notes:   Click here and use code ELANAHS for 30% Off Your First Six Months and $300 Extra Self Care Credit Terms & Conditions: Offer is available to new members who have never previously been enrolled with Knew Health. This offer cannot be combined with any other offers. After the 6-month promotional period, the Knew Health membership will automatically renew at the regular monthly contribution rate. The $300 additional Self-Care Credit will be applied after three months of consecutive membership. Knew Health reserves the right to modify or cancel this offer at any time without prior notice. Follow @knew_health on Instagram Click here to learn more about Dr. Elana Roumell's Doctor Mom Membership, a membership designed for moms who want to be their child's number one health advocate! Click here to learn more about Steph Greunke, RD's online nutrition program and community, Postpartum Reset, an intimate private community and online roadmap for any mama (or mama-to-be) who feels stuck, alone, and depleted and wants to learn how to thrive in motherhood. Listen to today's episode on our website I am Head of the Member Care Team at Knew Health - I educate people on our membership and help them figure out if we are a good fit for their healthcare needs. I'm also a member of the Knew Health Community, as well as a mom of 3 little ones :) This Episode's Sponsors  Enjoy the health benefits of PaleoValley's products such as their supplements, superfood bars and meat sticks.  Receive 15% off your purchase by heading to paleovalley.com/doctormom  Discover for yourself why Needed is trusted by women's health practitioners and mamas alike to support optimal pregnancy outcomes. Try their 4 Part Complete Nutrition plan which includes a Prenatal Multi, Omega-3, Collagen Protein, and Pre/Probiotic. To get started, head to thisisneeded.com, and use code DOCTORMOM20 for 20% off Needed's Complete Plan! Active Skin Repair is a must-have for everyone to keep themselves and their families healthy and clean.  Keep a bottle in the car to spray your face after removing your mask, a bottle in your medicine cabinet to replace your toxic first aid products, and one in your outdoor pack for whatever life throws at you.  Use code DOCTORMOM to receive 20% off your order + free shipping (with $35 minimum purchase). Visit BLDGActive.com to order. INTRODUCE YOURSELF to Steph and Dr. Elana on Instagram. They can't wait to meet you! @stephgreunke @drelanaroumell Please remember that the views and ideas presented on this podcast are for informational purposes only.  All information presented on this podcast is for informational purposes and not intended to serve as a substitute for the consultation, diagnosis, and/or medical treatment of a healthcare provider. Consult with your healthcare provider before starting any diet, supplement regimen, or to determine the appropriateness of the information shared on this podcast, or if you have any questions regarding your treatment plan.

Discipline is the foundation of everything. You don't get transformation without it. In this powerful Best Of Harder Than Life episode, we break down the truth about what real change actually takes. Not hacks, not shortcuts, not motivation quotes… but self-mastery, consistency, and the willingness to keep going when it stops being exciting. Featuring hard-hitting moments from Grant Cardone, Coach Micheal Burt, Craig Ballantyne, and Molly Smith, this episode gives you the blueprint to activate your drive, escape destructive cycles, build unshakable discipline, and create the identity required for massive transformation. This is the mindset. This is the muscle. This is the work behind every breakthrough. Key Takeaways

Alan Porter was this week's guest on Success Profiles Radio. He is a retired Blackhawk helicopter instructor pilot with 21 years in the U.S. Army, and discovered his true calling when a life insurance policy saved his family from financial ruin after the tragic passing of his daughter-in-law. He is the CEO of Strategic Wealth Strategies, and leads a powerhouse team of CPAs, tax attorneys, and elite financial professionals dedicated to delivering tax-free retirement solutions and bulletproof financial strategies. We discussed the biggest financial mistakes people make, devastating stories of people who didn't have life insurance or long-term care insurance, the decision of whether or not to take Social Security at age 62, and using tax-free investment vehicles to keep more of what you've earned. In addition, we talked about creating guaranteed lifelong income, becoming our own bank, not wasting money on taxes, and his book Tax Free Retirement Solution. We discussed so much more on the show. You can listen and download it on Apple Podcasts/Tunes, Spotify, Audible, Amazon, iHeart Radio, and at https://toginet.com/shows/successprofilesradio/

As the economy worsens, expect to see more articles from legacy media about how saving money is actually bad for the economy. It's an old Keynesian myth.Be sure to follow the Loot and Lobby podcast at Mises.org/LL

Meet Kimberly Fleer, an industry veteran and mental wellness advocate. Kimberly shares her personal story of entering the hospitality world at age 15 to find financial support and a sense of family that was absent at home, rapidly excelling in roles from server to sommelier. While the industry provided valuable skills and camaraderie, it also became a means to mask and ignore childhood trauma, eventually leading to severe substance abuse. After achieving sobriety in 2020and losing a close friend to overdose, Kimberly recognized a critical gap in the industry's system of care: a lack of resources, education, and open conversation about mental health and recovery. She now works to address this through her company, Last Call, by helping employers embed preventative measures, normalize vulnerable conversations, and create recovery-friendly workplaces to save lives, improve culture, and dramatically reduce high turnover rates. 10 Takeaways Hospitality as a Double-Edged Sword: The industry offers family and community, but its high-pressure, hard-working, and "play hard" culture can easily enable substance abuse as a coping mechanism for underlying trauma. The System of Care Failure: Historically, the industry lacks onboarding or continuous resources for mental health, making it difficult for staff to seek or even know about recovery pathways (detox, inpatient, etc.). Vulnerability is Leadership Strength: Leaders who are authentic and vulnerable about their own challenges (e.g., stress, personal issues) build trust and create a safe culture, countering the pressure for staff to appear flawless. The Stigma Barrier: Normalization of excessive use makes staff fear speaking up about their struggles, as it's often incorrectly perceived as a sign of weakness or a risk to their job security. Post-Shift Decompression: Service staff are often in "fight or flight" mode after an intense shift. Employers need to provide healthy, non-alcoholic ways (e.g., group de-briefs, self-care education) to regulate the nervous systeminstead of immediately turning to alcohol/drugs. Prevention Over Reaction: Proactive measures—starting with mental health education in the onboarding processand daily pre/post-shift check-ins—are vital to prevent burnout and crisis situations. Run Towards the Storm: A core theme is the need for leaders to face difficult conversations and systemic issues head-on, rather than ignoring or running away from them. Recovery Boosts Retention: Actively hiring and supporting people in recovery leads to exceptionally high staff retention (e.g., 94% retention in one case study) and creates a more reliable, motivated workforce. Transferable Skills: The industry attracts and develops highly talented individuals with immense transferable skills, making it an excellent place to build a career, especially for those seeking a fresh start. Bring the Human Back: The ultimate goal is to "bring the human back to hospitality" by prioritizing the wellness of the people who serve, recognizing that personal health is essential to professional performance.

Shop Our Black Friday Deals HERE https://theclubhouse1.lpages.co/black-friday-landing-page In this episode, I dive into the habits and mindset shifts that help you finally get serious about saving money. I share practical tips on building financial discipline and breaking bad money habits that hold most people back. By the end, you'll have a clear, actionable path to take control of your finances and start seeing real progress. Free Calorie Calculator https://ericrobertsfitness.com/free-calorie-calculator/ 20% Off Legion Athletic Supplements Code “ERIC” HERE https://legionathletics.rfrl.co/qj2dy Youtube Channel https://www.youtube.com/@ericrobertsfitness

In this engaging conversation, Tony and Alex explore the world of travel and cruising, delving into Alex's travel origins, favorite destinations, and money-saving tips. They discuss the evolving landscape of cruising, the importance of loyalty programs, and the debate surrounding the authenticity of cruising as a form of travel. Alex shares insights on hidden gems in the U.S., the impact of new trends in cruising, and his thoughts on the future of travel. The conversation is filled with valuable advice and personal anecdotes, making it a must-listen for travel enthusiasts. See the video version of the epsiode here: https://youtu.be/ISUHZzofTc8 Chapters 00:07 The Journey Begins: Alex's Travel Origin Story 04:41 Top Travel Destinations: Exploring the World 07:52 Bucket List Adventures: Future Travels Await 09:22 Money-Saving Travel Tips: Travel Smart 13:46 The Passport Debate: Travel Accessibility 16:13 Hidden Gems: U.S. Travel Recommendations 18:48 Cruising vs. Real Travel: A Debate on Experiences 21:41 Cruise Line Loyalty Programs: Worth It? 22:51 The Power of Loyalty Programs 25:49 Psychology Behind Loyalty and Brand Affinity 28:31 Cruising Preferences and Experiences 32:54 The Rise of Private Islands in Cruising 36:56 Short Cruises: A New Trend in Cruising 40:53 Evolution of the Cruise Experience 43:57 Future Trends in Cruising Copyright La Lido Loca 2025

In the world of entrepreneurship, they say success takes 10 years and a lot of grit. For Van Carlson, Founder & CEO of SRA 831(b) Admin, it took 18 years to become the largest manager of self-insured 831(b) plans—a true testament to niche mastery and resilience.Van's journey was forged in fire: the 2008 Great Recession hit his commercial clients hard, forcing him to completely reinvent his approach to business risk. Out of that challenge, he built a company that re-engineered how small businesses protect their wealth and operations.If you're a high-growth founder looking to shield your company from economic turbulence and utilize advanced tax-advantaged strategies, this episode is essential listening.In this episode, Van breaks down:The 2008 Pivot: How a massive economic downturn forced him to rethink his entire business model, leading to the creation of SRA and the 18-year path to industry dominance.The Tax Advantage CEO: The powerful, often overlooked 831(b) strategy that allows small businesses to self-insure tax-deferred dollars, creating a financial fortress against economic dips, natural disasters, and unforeseen events.Becoming the Industry Leader: The specific market positioning, strategy, and dedication required to become the largest manager in a highly specialized financial niche.Navigating Headwinds: How Van helps clients tackle modern market challenges like increased tariffs and regulatory red tape by empowering them with self-insurance tools.Tune in to discover the strategic risk management that high-level entrepreneurs use to maintain market advantage and long-term financial security.Support the showRemember to subscribe for free to stay current with entrepreneur conversations. Want the episode freebie or have a question for our guest or Vincent? Interested in becoming a guest or show partner? Email us.This Episode is Brought to You By: Coming Alive Podcast Production: www.comingalivepodcastproduction.com Music Credits: Copyright Free Music from Adventure by MusicbyAden.

Saving Money During Thanksgiving, Alternative Cooking methods and Social Commentary Join Jim as he offer practical money saving ideas as well as discussing alternative methods to cook your food. he also offers social commentary during this episode!

Saving Money During Thanksgiving, Alternative Cooking methods and Social Commentary Join Jim as he offer practical money saving ideas as well as discussing alternative methods to cook your food. he also offers social commentary during this episode!

News That Didn't Make the News: Password trends, Saving money, and more... See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hey, it's James from SurvivalPunk.com, and it's a chilly 45-degree morning out here — perfect weather to talk about one of my favorite survival topics that applies to everyone, every day: saving money like a prepper. Because the cold truth is this: everything costs more, wages haven't kept up, and if you aren't intentional, your money will evaporate faster than a Taco Bell taco in the hands of a 90s kid. Today we're hitting three big money-saving pillars straight from my own life: cutting your own hair, eating at home, and never paying retail. These simple habits save me thousands every year — and they'll do the same for you.

Rory McGowan talks to Tara Jarrett, a nurse advisor who's been dealing in continence care for 21 years, about how this taboo area of healthcare works and how care homes and hospitals are saving money via standardised training and product usage. They discuss updating our mindset around how we think of continence care, and why we should talk about it more if we have issues around our bladder and believe that we can save money on care.

Hey, it's James from SurvivalPunk.com, and it's a chilly 45-degree morning out here — perfect weather to talk about one of my favorite survival topics that applies to everyone, every day: saving money like a prepper. Because the cold truth is this: everything costs more, wages haven't kept up, and if you aren't intentional, your money will evaporate faster than a Taco Bell taco in the hands of a 90s kid. Today we're hitting three big money-saving pillars straight from my own life: cutting your own hair, eating at home, and never paying retail. These simple habits save me thousands every year — and they'll do the same for you. "Saving Money Like a Prepper | Episode 545" The post Saving Money Like a Prepper | Episode 545 appeared first on Survivalpunk.

In this classic talk, Earl Nightingale reveals the simple truth separating the top 5% from the rest of the world. Success, he explains, belongs to those who think — those who refuse to conform, who see opportunity in their work, and who save with discipline. Through clear logic and timeless wisdom, Nightingale shows how independent thought, excellence, and consistent saving can guarantee both wealth and peace of mind.GET MY TOP 28 BOOK RECOMMENDATIONS: Click here to get your free copy of “28 Books That Will Rewire Your Mindset for Success and Self-Mastery” curated by yours truly!Source: Earl Nightingale The Top 5 percent Hosted by Sean CroxtonFollow me on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Your savings account is stealing from you. Here's how to fight back.Most people think investing is complicated or only for the rich. It's not. In this video, I'm breaking down exactly how to start investing with just $100—even if you're paying off debt or have zero experience.What You'll Learn:• Why your savings is losing value every year (and what to do about it)• The #1 mistake beginners make (don't pick individual stocks!)• How $100 can grow to $1,764+ over time• Step-by-step: Open an account, choose investments, automate itThis isn't theory—this is the exact strategy I used to build wealth.

Director of Educational Outreach at “Next Gen Personal Finance” Yanely Espinal gives tips on how to achieve the best financial quality of life. Also, Darius Rucker stops by to discuss his brand-new band that brings together three rock legends. Plus, the best gifts ahead of the holidays – all for under $50. And, forecasting travel and dining trends for 2026.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Who's in more debt, Landlord or Tenant? How can landlords reduce costs and increase the profitability of their rentals? How can a property manager increase your profits and save you money? In today's episode, I interview Mark Sorokurs of Central Pinellas Realty and Collman Properties. I've known Mark about seven years and he's been in real estate for about eight years now after "retiring" from IT in 2012. You can also hear Mark in Episode 245 - Saving Money by Using a Property Manager You can reach Mark at www.centralpinellasrealty.com or office@colemanproperties.com., or 727-738-RENT (7368). Let us know if you enjoy this episode and, if so, please share it with your friends, like and subscribe to the show! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

There's a certain allure to the idea of doing it yourself, a promise of simplicity and satisfaction. Yet, what begins as a straightforward endeavor can quietly unravel, demanding far more than you ever intended to give. Instead of saving resources, the process often consumes them in unexpected ways, leaving you with a different outcome than the one you first imagined. / Exploring “day-off shame” in modern workplaces (11:59). On the show: Steve, Yushun & Xingyu

NBC News Chief Consumer Investigative Correspondent Vicky Nguyen discusses ways to find free food, have fall fun, and save money in the upcoming holidays. Also, TODAY Lifestyle and Commerce Contributor Jill Martin is back in Studio 1A to spotlight the face behind a skincare brand that was founded in 2020 and is now a multi-million-dollar company. Plus, Emmy-nominated actor John Slattery stops by to discuss his upcoming film 'Nuremberg' which is inspired by the WWII courtroom trial of high-ranking officers prosecuted for their crimes. And, the creator of 'Everybody Loves Raymond' Phil Rosenthal shares his new cookbook 'Phil's Favorites' inspired by friends, family, and chefs from around the world.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In our 100th Kosher Money episode, we chat with Richard Simon, a guy who went completely offline for a year. What he learned might totally change how you see your phone.We were promised connection and convenience, but most of us just feel more anxious and distracted. In his book Unplug, Richard talks about how our devices quietly steal our focus and shape our lives without us even realizing it.If you've ever felt glued to your phone, this episode might be the nudge you need to finally take a break.Contact: author@richard-simon.com✬ SPONSORS OF EPISODE 100 ✬► BITBEAN – BitBean is the go-to team for custom software that actually works for your business. Whether you're in healthcare, finance, or retail, they've built powerful platforms that scale smart. Connect here: https://bitbean.link/4edg53► TWILLORY – Premium men's wear that works hard and looks even better. Use promo code CHAI20 at https://Twillory.com/KosherMoney for 20% off your first order. Enjoy!► MONEY HALACHA – Real people have real money questions and Money Halacha has real Torah answers. Get short, practical 1–4 minute halacha clips straight to your phone every week via WhatsApp: https://MoneyHalacha.com/Join► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever. Every dollar makes a difference at https://colelchabad.org/koshermoney so please give what you can. Thank You!CHAPTERS:00:00 Intro01:29 The Moment Richard Realized He Was in Control03:23 People's Outrageous Screen Time03:50 Forgetting What Life Was Like Before Phones04:49 What Happens to Our Brains When We Use Our Phones06:00 How Richard's Smartphone Affected His Career07:09 Attention Residue11:09 You CAN Be More Focused12:33 This MLB Player's Big Decision16:50 Why Get Rid of Your Phone Completely?20:30 BitBean – Bringing Your Big Ideas to Life21:23 Twillory – Look Good and Feel Good22:48 Letting Go of Technology Frees Your Mind28:00 How to Break Up With Your Phone33:35 The Awareness of Phone Addiction35:27 The Challenge of Giving Up His Smartphone37:15 What Richard Used Instead of His Apps39:05 How His Wife Was Influenced39:53 Should We Give Our Children Smartphones?47:02 Girls vs. Boys – Conversations and Smartphones47:46 Money Halacha – Weekly Halacha Clips49:06 Colel Chabad – Feeding Thousands of Families50:21 How the Corporate World Is Unplugging52:10 The Different Smartphone Breakup Styles53:40 Addiction vs. Self-Control54:19 Saving Money by Going Phone-Less55:05 What Richard Did With His New Free Time57:20 Quietness Leads to the Best Results59:42 Why People Struggle to Let Go of Their Phones1:00:01 The First Step to a Healthier Relationship1:04:55 Pros and Cons of ChatGPT1:07:40 What Richard Would Tell His Younger Self1:08:22 How He Helps People Work on Their Phone Addiction1:10:31 Ways to Make Using Your Phone Less Tempting1:12:38 Richard's Must-Have Book1:13:27 How to Contact Richard1:13:38 Why Richard Doesn't Have Social Media1:15:02 Richard's Next Book? + Recs1:16:39 Outro: Contest & New Winner✬ Support the show! - https://www.livinglchaim.com/donateNeed financial clarity? Visit LivingSmarterJewish.org for free resources.Follow Kosher Money for bonus clips:TikTok: https://www.tiktok.com/@koshermoneypodInstagram: https://www.instagram.com/koshermoneypodCall-In-To-Listen Hotline:USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088WhatsApp feedback: 1-914-222-5513Reminder: This episode or description is not financial advice. Always do your own research.#DigitalDetox #PhoneAddiction #FocusAndSuccess #ProductivityTips #AttentionEconomy #MindfulLiving #DeepWork #SelfImprovement #KosherMoney #LivingLchaim #JewishPodcast #JewishFinance #MoneyMatters #FinancialFreedom #PersonalGrowth #SuccessHabits #TimeManagement #MentalClarity #WorkLifeBalance #KM #DiaryOfACEO #UnpluggedLife #DigitalMinimalism #RichardSimon #SmartphoneAddiction

Do you open 10 tabs and forget what you were doing? You're not alone. Our brains have been conditioned to crave distraction—thanks to tech, stress, and overstimulation. Focus isn't just about productivity—it's about presence, creativity, and living a life that feels like yours. In this episode, I explain how chronic stress and dopamine addiction are training your brain to self-interrupt, making it harder than ever to stay on task. Drawing on insights from researchers like Dr. Gloria Mark, I break down how habits like doomscrolling and multitasking are literally rewiring our prefrontal cortexes. But it's not all doom and distraction. I share powerful, research-based strategies to rebuild your focus muscle—from daily breathing hacks and body doubling to my personal “rule of three” method and compassionate productivity practices. You'll also hear how I use unstructured rest, deliberate boredom, and digital boundaries to reconnect with what matters most. If you've ever felt like your brain is broken, this episode will help you reconnect with the calm, focused version of you that still exists—just beneath the noise. We get into: Why focus is the hidden key to creating a meaningful, joyful life. How stress hijacks your brain and kills concentration. Science-backed focus hacks that actually work—no guilt, just relief. Daily habits to rewire your brain away from distraction and back to clarity. Why social media mimics slot machines—and how to break free. Check out the previous episodes of The Liz Moody Podcast discussed today: Top Attention Researcher: Our Attention Spans Are Down To 47 Seconds! Here's How To Fix It with Dr. Gloria Mark I've Tried Every Hack To Reduce Stress—These 6 Actually Work To Instantly Feel Better How To Work LESS AND Get MORE Done with Cal Newport Drastically Rethinking Time Management: Routines & Habits To Make You Happier AND More Productive with Kendra Adachi The Secret to Getting in Shape, Sleeping Better, Saving Money, And Being More Confident and Productive (Yes, Really!) with Dr. Katy Milkman  Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now!  Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome. Buy our cute sweatshirts, conversation cards, and more at https://shop.lizmoody.com/. Use our discount codes from our  highly vetted and tested brand partners by visiting https://www.lizmoody.com/codes.  To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. This episode is brought to you completely free thanks to the following podcast sponsors: AG1: visit DrinkAG1.com/LizMoody and get your FREE year supply of Vitamin D and 5 free travel packs today. Evlo: head to EvloFitness.com and use code LIZMOODY for 6 weeks for free. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast.  This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 368. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jackie Cummings Koski returns to discuss the fundamental principles of financial independence (FI) and early retirement. The conversation emphasizes the importance of understanding FI—financial independence lets individuals no longer depend on a paycheck, offering options and freedom in life. Jackie shares insights on creating habits, starting small with savings, and the invaluable impact of community on one's financial journey. Strategies such as evaluating expenses and adopting an action-focused mindset are crucial. The duo explores essential concepts like the 4% rule, the significance of compound interest, and how everyday expenses can affect one's FI number, leading to powerful benefits over time. This episode serves as both a refresher for seasoned FI enthusiasts and a primer for newcomers. Key Takeaways: Understanding FI enables individuals to regain control over their finances and lives. Saving money is about liberation, not deprivation; small changes can yield significant benefits over time. The power of community is invaluable in the FI journey; joining groups can provide motivation and insights. Evaluating and optimizing expenses can lead to increased savings and a lower FI target. The 4% rule helps determine how much one can safely withdraw from retirement savings. Timestamps: 00:00:00 - Podcast Intro 00:01:08 - Introduction of Jackie Cummings Koski 00:03:02 - Back to Basics of FI 00:04:31 - Defining Financial Independence 00:08:23 - Importance of Saving Money 00:12:07 - Building Habits 00:46:07 - Understanding Your FI Number 01:01:02 - Community and Support 01:09:24 - Conclusion Important Quotes: "FI means financial independence; RE means retiring early." (00:04:31) "Saving money liberates you, it's not deprivation." (00:08:23) "Empower yourself by changing your financial dynamic." (00:05:40) "In investing, doing less often yields more." (00:24:40) "Save $100/month to potentially lower your FI target by $30,000." (00:47:04) Actionable Takeaways: Track Your Expenses: Start examining where your money goes to identify areas for potential savings. (Timestamp: 00:41:19) Join a Community Group: Participate in a local ChooseFI group to gain support and motivation. (Timestamp: 01:01:02) Develop Saving Habits: Make a habit of saving even small amounts each month to establish a strong financial foundation. (Timestamp: 00:12:07) Discussion Questions: How can tracking expenses help in achieving financial independence? (Timestamp: 00:41:19) What strategies can the community provide for those just starting their FI journey? (Timestamp: 01:01:02) Related Resources: F.I.R.E for Dummies Book: Link (Timestamp: 00:02:43) Catching Up to FI Podcast: Link (Timestamp: 01:09:22)