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#231: Chris shares his top 50 hacks, learnings and lessons from the past 230 episodes. Learn actionable strategies to level up your travel, wealth, points & miles, productivity, relationships, and so much more! Link to Full Show Notes: https://chrishutchins.com/50-impactful-lessons-travel-money-life Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 NetSuite: Free KPI checklist to upgrade your business performance Facet: Personalized Financial Planning + $250 enrollment fee waived DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Price Monitoring Services Vacation Rentals: HiChee Car Rentals: AutoSlash Hotel Rentals: HotelSlash Flights: Autopilot | Tripit | Going™ eSIMs: Airalo Books Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win Die With Zero: Getting All You Can from Your Money and Your Life Make Time: How to Focus on What Matters Every Day Hell Yeah or No: what's worth doing The 80/80 Marriage Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential 10 Easy Money Rules by Ramit Sethi Keepa Savendeals Savewise (20% off with ALLTHEHACKS20) Rakuten ($30 bonus here) CardPointers Pro (30% off here) Cashback Monitor Library Extension | Libby Gelt (skip the waitlist here) Free Unclaimed Money Site Bilt Rewards Payment Platforms Plastiq Melio Zil Money Trust & Will (20% off custom estate plans here) The Work Number Report DeleteMe (20% off here) ATH Podcast Full List of Episodes Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (04:07) Ways to Boost Your Points and Miles (06:10) The Truth About Credit Scores (07:57) Leveraging Award Search Tools and Points (11:15) Hidden Credit Card Benefits (13:21) Travel Planning Tips and Tricks (15:11) Monitoring Price Drops: Flights, Hotels, Car Rentals (17:02) Emailing the Hotel Before Your Stay (20:44) Hacks for International Travel (22:13) The Peak-End Rule (23:08) Why You Should Audit Your Bills (25:16) Saving Money on Housing (27:04) A Die with Zero Mindset (28:46) Establishing Money Rules (30:29) The Power of Negotiation (32:54) Stacking Deals to Increase Savings (37:46) Browser Extensions to Secure the Best Deals (39:40) Leveraging Gift Cards (41:28) How to Access Library Books Online (42:00) Freebies at Hotels (42:31) Saving Money on Taxes (43:38) Automating Investments (45:31) Tax-Advantaged Accounts, Donor-Advised Funds, and HSAs (48:18) The Best U.S. Bank Accounts (50:28) Turning Deals into Side Hustles (51:58) Free Unclaimed Money (53:21) Paying Bills with Credit Cards (55:13) Setting Up a Will and Trust (56:31) Leveraging AI to Save Time (58:06) Ways to Optimize Your Time (59:19) The Hell Yes or No Filter (1:01:32) How to Buy Back Time (1:03:44) Levels of Listening and 80/80 Marriage (1:05:21) Two-Hour Cocktail Party (1:06:45) Making Healthier Decisions (1:08:25) Protecting Your Identity (1:10:38) Decision-Making Tactics Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode we're opening up about mistakes we made and failures we grew from in our 20s. We touch on dating, finances, health, marriage and much more!
Today I talk about why choosing pizza when you want to get a takeaway, or maybe rather - why getting a takeaway when you fancy a pizza - is a waste!Welcome to The From Scratch Body! I'm Liv - and I believe that anyone can cook. Since being diagnosed with endometriosis, I have been on a journey to find out what food makes me feel great. By cooking from scratch I have not only started feeling much better, but also fallen in love with cooking completely! Join me for my weekly food topic and recipe here on my podcast, and check out my website for the transcripts and more. Find me on Instagram, and on YouTube.
Are you finding it difficult to stick to new habits, no matter how badly you want to? New research from Health Psychology on habit forming provides new answers as to why this might be the case. From this research, there are four main reasons why people fail to stick to the habits they want to build. I'm going over all four, and providing tips and tricks to help you avoid the common pitfalls. When we try to build habits, how badly we want to have new habits has very little to do with whether we tend to pick up new habits successfully. This is because of something called the Intention-Behavior Gap, and understanding exactly why we have this gap can help us fix it. Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome. To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. Check out the previous episodes of The Liz Moody Podcast discussed today: The Secret To Making Soul-Satisfying Friends As An Adult (Avoid the Mistake Everyone Makes!) The Secret to Getting in Shape, Sleeping Better, Saving Money, and Being More Confident & Productive (Yes, Really!) with Katie Milkman This episode is sponsored by: Puori: Go to puori.com/LIZMOODY and use promo code LIZMOODY for up to 20% sitewide. ZocDoc: Go to ZocDoc.com/LizMoody and download the Zocdoc app for FREE and book a top-rated doctor today. Pique: Go to piquelife.com/LIZMOODY for up to 20% off plus a special gift. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast. This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 334. Learn more about your ad choices. Visit megaphone.fm/adchoices
It's time to unpack the truth: frugality is in, even if the lefties hate it. From exploding credit card debt to viral TikToks mocking budgeters, we explore how saving money became controversial and why that needs to change!
It's time to unpack the truth: frugality is in, even if the lefties hate it. From exploding credit card debt to viral TikToks mocking budgeters, we explore how saving money became controversial and why that needs to change! Get a second opinion on your portfolio today from Bulwark! Schedule your free Know Your Risk Portfolio review at https://KnowYourRiskRadio.com Instagram: @KnowYourRiskPodcast Tik Tok: @KnowYourRiskPodcast X: @KYRRadio
No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity by Ashlee Piper, was published by Celadon Books in April 2025. In this honest and intentional book, Piper educates us on the history of our marketing and obsession with new things and guides us into a flexible and life changing 30-day-challenge. From award-winning sustainability expert Ashlee Piper, a witty, no-nonsense guide to regaining control over your time, consumerist impulses, and financial and mental wellnessFor nearly two years, Ashlee Piper challenged herself to buy nothing new. And in the process, she got out of debt, cut clutter, crushed her goals, and became healthier and happier than ever―all the things she'd always wanted to do but “never had time to” (because she was mindlessly scrolling, shopping, spending, and stressing). After a decade of fine-tuning, No New Things guides readers through the same revolutionarily simple challenge that has helped thousands of global participants find freedom and fulfillment in just thirty days.The book follows the rise of what Piper calls “conditioned consumerism” and how it sneakily hijacks our time, money, and mental bandwidth, as well as harms the planet. From there, readers follow customizable daily action items that bring about the ease and richness of a life less bogged down by spending and stuff, without compromising on style, convenience, or fun.Whether you're a bona fide shopaholic or someone who just wants to buy less and live more, No New Things is the antidote to modern overwhelm. - Meg Gambino is an artist and activist currently working as the Client and Community Relations Manager at a local nonprofit focused on ending hunger in North Penn. Her life mission is to creatively empower others by modeling reconciliation between communities of people and people on the margins. Find her on Instagram @megambino. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity by Ashlee Piper, was published by Celadon Books in April 2025. In this honest and intentional book, Piper educates us on the history of our marketing and obsession with new things and guides us into a flexible and life changing 30-day-challenge. From award-winning sustainability expert Ashlee Piper, a witty, no-nonsense guide to regaining control over your time, consumerist impulses, and financial and mental wellnessFor nearly two years, Ashlee Piper challenged herself to buy nothing new. And in the process, she got out of debt, cut clutter, crushed her goals, and became healthier and happier than ever―all the things she'd always wanted to do but “never had time to” (because she was mindlessly scrolling, shopping, spending, and stressing). After a decade of fine-tuning, No New Things guides readers through the same revolutionarily simple challenge that has helped thousands of global participants find freedom and fulfillment in just thirty days.The book follows the rise of what Piper calls “conditioned consumerism” and how it sneakily hijacks our time, money, and mental bandwidth, as well as harms the planet. From there, readers follow customizable daily action items that bring about the ease and richness of a life less bogged down by spending and stuff, without compromising on style, convenience, or fun.Whether you're a bona fide shopaholic or someone who just wants to buy less and live more, No New Things is the antidote to modern overwhelm. - Meg Gambino is an artist and activist currently working as the Client and Community Relations Manager at a local nonprofit focused on ending hunger in North Penn. Her life mission is to creatively empower others by modeling reconciliation between communities of people and people on the margins. Find her on Instagram @megambino. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/environmental-studies
No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity by Ashlee Piper, was published by Celadon Books in April 2025. In this honest and intentional book, Piper educates us on the history of our marketing and obsession with new things and guides us into a flexible and life changing 30-day-challenge. From award-winning sustainability expert Ashlee Piper, a witty, no-nonsense guide to regaining control over your time, consumerist impulses, and financial and mental wellnessFor nearly two years, Ashlee Piper challenged herself to buy nothing new. And in the process, she got out of debt, cut clutter, crushed her goals, and became healthier and happier than ever―all the things she'd always wanted to do but “never had time to” (because she was mindlessly scrolling, shopping, spending, and stressing). After a decade of fine-tuning, No New Things guides readers through the same revolutionarily simple challenge that has helped thousands of global participants find freedom and fulfillment in just thirty days.The book follows the rise of what Piper calls “conditioned consumerism” and how it sneakily hijacks our time, money, and mental bandwidth, as well as harms the planet. From there, readers follow customizable daily action items that bring about the ease and richness of a life less bogged down by spending and stuff, without compromising on style, convenience, or fun.Whether you're a bona fide shopaholic or someone who just wants to buy less and live more, No New Things is the antidote to modern overwhelm. - Meg Gambino is an artist and activist currently working as the Client and Community Relations Manager at a local nonprofit focused on ending hunger in North Penn. Her life mission is to creatively empower others by modeling reconciliation between communities of people and people on the margins. Find her on Instagram @megambino. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/popular-culture
Even if you're not doing sourdough baking at home, you can learn about the benefits of slow rising doughs and use that to your benefit to make tastier and healthier bread with commercial yeast!Welcome to The From Scratch Body! I'm Liv - and I believe that anyone can cook. Since being diagnosed with endometriosis, I have been on a journey to find out what food makes me feel great. By cooking from scratch I have not only started feeling much better, but also fallen in love with cooking completely! Join me for my weekly food topic and recipe here on my podcast, and check out my website for the transcripts and more. Find me on Instagram, and on YouTube.
Debt can feel like a never-ending trap, especially with rising inflation and maxed-out credit cards draining financial freedom. Many find themselves stuck in a cycle of high interest rates, minimum payments, and growing stress. But breaking free is possible. In this episode, we'll explore practical strategies for crushing debt with cofounder and CEO of TruthinEquity Bill Westrom. He is the mind behind Credit Line Banking, a revolutionary financial strategy designed to help American consumers regain control over finances, and build true independence. Whether you're overwhelmed by credit card balances or looking for a fresh start, our episode today will give ideas for small, intentional steps that can lead to lasting financial freedom. Get the full article at: https://goalsforyourlife.com/crushing-debt Contact Bill at: Bill@truthinequity.com Make sure you're getting all our podcast updates and articles! Get them here: https://goalsforyourlife.com/newsletter Resources with tools and guidance for mid-career individuals, professionals & those at the halftime of life seeking growth and fulfillment: http://HalftimeSuccess.com #debtconsolidation #financialfreedom #financialeducation #debtmanagementplan #financialliteracy CHAPTERS: 00:00 - Introduction 01:50 - Bill Westrom 05:06 - Credit Card Debt Solutions 11:17 - Saving Money on Interest Rates 15:10 - Establishing Good Financial Habits 18:45 - Finding Value in Financial Advice 21:00 - Understanding Money Sources 23:10 - Obtaining a Line of Credit 28:28 - Financial Advice for Americans 31:50 - Investment Strategies 36:04 - Contacting Bill Westrom 38:39 - Final Thoughts on Finances 41:20 - Thank You for Watching 43:18 - Sign Off Quick recap: Bill, the CEO of Truth in Equity, discussed strategies for managing debt and achieving financial freedom with Deborah, emphasizing the importance of education and smart banking practices. They explored topics such as credit line banking, the impact of debt on different age groups, and the significance of financial transparency with children. The conversation concluded with Bill offering personalized financial guidance and both speakers agreeing on the importance of making financial topics accessible to listeners.
RV Overnights is a way to make money by connecting travelers with local businesses while creating richer, more meaningful RVing experiences.
Send us an email @ info@parentcoachesunleashed.com Abbey Henderson, CEO, Wealth Advisor & Coach at Abaris Financial Group, connects resources with aspirations to help clients realize their objectives and establish lasting legacies. Her background includes degrees from Dartmouth, Boston University, and Boston College. Transitioning from accounting, she established Abaris Financial Group in 2001, integrating financial acumen with life coaching. Abbey holds CFP, CAP, and AEP certifications.This episode features Abbey's expert coaching tips for parents navigating their high schoolers' first jobs or college grads' post-dorm life, offering actionable advice and reassurance on raising financially literate young adults.Together, they explore candid family money conversations, how technology (like Apple Pay and DoorDash) impacts kids' money habits, and how to balance financial support with letting teens learn from manageable mistakes. If you ever wondered whether to send your child to an out-of-state school, or how to help them build credit responsibly, this is the episode for you.TakeawaysStart money conversations earlyPrioritize giving kids hands-on experience with budgetingDon't sacrifice your own retirement for college costsTimestamps00:00 "Discussing Financial Literacy for Grads"04:35 From Tax to Financial Planning09:43 Teaching Kids Financial Trade-offs11:57 Kids and Cashless Transactions16:37 Early Financial Habits for Kids18:29 Navigating Economic Peer Pressure23:26 Financial Planning Strategy: Incremental Investments26:34 "Prioritize Retirement Over College Funding"28:13 "Untrained Financial Conversations"33:21 Engaging Kids in Financial Learning34:42 Parental Relationship Dynamics
Hello Besties! Just in time for summer, Isis and Steph are here to give you some tips on how to save your coin and have the best summer yet. They also discussed a controversial creator who's stirring up conversation about the differences between being lazy and being dirty, the tea on Tom Cruise's latest love interest, and what it would take to sacrifice your soul for success. Would you do it?
Send us a textIn this episode of Will Power, host Will dives deep into virtual assistants (VAs) and how they can support multi-location private healthcare practices. Kayla Pollack and Tone Williams from Virtual Rockstar, a company specializing in placing VAs, share their invaluable insights and experiences, revealing the key differences between successful VA implementation in large vs. small practices.Key Discussion Points:The Power of Teamwork: Discover why multi-location practices that embrace a team approach to VAs, rather than individual hires, experience greater success and smoother integration. Learn how a support system and shared learning environment contribute to better outcomes.Setting Your VA Up for Success: Understand the critical role of training and onboarding. Who Isn't Ready for a VA: Tone provides clear indicators of individuals who might not be a good fit for a virtual assistant, emphasizing the need for some level of organization and established processes before bringing on remote support.Hiring for Specific Skills: Learn why the "jack of all trades" VA is a myth. The Top 5 Most Successful VA Roles in Healthcare: Get a breakdown of the most impactful VA roles for multi-location practices.Hiring for Culture: Discover why cultural fit is paramount when hiring VAs. Learn how one successful multi-location practice prioritized personality and alignment with their team and patients during the interview process.Two Models for Multi-Location Practices: Explore two distinct approaches to integrating VAs: the "all-in" approach for established practices and a more gradual "scaling as you grow" model. Understand the pros and cons of each.Saving Money & Improving Lives: Hear a real-world example of a multi-location practice saving over $250,000 annually while experiencing improved results and fostering a strong connection with their VA team in the Philippines.The Importance of Onboarding & Ongoing Support: Understand the crucial role of structured onboarding and ongoing communication in building successful long-term relationships with your virtual assistants. Learn about Virtual Rockstar's hands-on approach to support.The Impact Beyond Business: Discover the profound impact that hiring VAs at a fair wage can have on families and communities in the Philippines, going beyond mere cost savings.Advice for 20+ Location Practices: Get tailored recommendations on which VA integration model might be best suited for large, established healthcare organizations.If you enjoyed this episode, please subscribe, leave a review, and share it with your colleagues who could also benefit from the power of virtual assistants. We love hearing from you and appreciate your support in making healthcare a little less stressful and a lot more impactful.Follow Virtual Rockstar on Social MediaFacebook - facebook.com/virtualrockstar01LinkedIn - https://www.linkedin.com/company/virtual-rockstar/Instagram - https://www.instagram.com/virtualrockstar_/Virtual Rockstars specialize in helping support or replace all non-clinical roles.Learn how a Virtual Rockstar can help scale your physical therapy practice.Subscribe here to our completely free Stress-Free PT Newsletter for your weekly dose of joy.
Most people think buying luxury items is a waste of money – but what if you could actually make money from them? In this episode Money Mondays, we reveal how to park your money in luxury cars, watches, and more to enjoy the lifestyle without losing cash.---Pejman Ghadimi is a self-made entrepreneur, investor, and author known for teaching unconventional wealth-building strategies through assets like luxury cars, watches, and real estate. He is the founder of Exotic Car Hacks and Watch Trading Academy, where he shows people how to turn high-end purchases into profitable investments instead of financial liabilities.---Like this episode? Watch more like it
Navigating PCS Chaos, Saving Money, and Finding Adventure! PCSing is a constant in military life, often bringing stress, extra costs, and confusion. But it doesn't have to be a nightmare! In this episode, we dive deep into practical tips and strategies to help you survive your next Permanent Change of Station (PCS), save money, and maybe even make it an adventure. We cover everything from getting your paperwork in order to leveraging financial benefits and preparing your family for the journey. In this episode, we discuss key strategies for managing your PCS: Getting Organized & Paperwork: The importance of physical binders and electronic backups for documents. Tips for outprocessing checklists and hand-carrying essential items like orders, Power of Attorneys, birth certificates, passports, and social security cards. Keep vital documents separate from movers. Financially Preparing: The crucial need to start saving cash early for unreimbursed expenses. Access to liquid money helps with stress management and avoiding debt. Cutting expenses is the first step to saving. Understanding Financial Benefits: Dislocation Allowance (DLA): An entitlement can be taken as an advance upfront (not a loan). Rates vary by pay grade and dependents (e.g., O-5 w/ dependents $5,339, E-4 w/ dependents $3,400 in 2025). PCS Pay Advance: Option for up to one month's base pay, interest-free, paid back over 12 months. A tool for necessary situations, better than high-interest loans. Moving Your Stuff (HHG government move vs. PPM): Options include full government shipment (through TMO) or the Personally Procured Move (PPM). A partial PPM is recommended for conus moves to get paid for weight in your car. A full PPM offers significant profit potential by paying you the government's cost (examples mentioned: Jamie's $14,000 profit in 2023, and potential $10,000 profit in 2025). Challenge misinformation about PPM rules by referencing the JTR. Temporary Living Expenses (TLE) & Temporary Living Allowance (TLA): TLE (CONUS to CONUS, CONUS to OCONUS, or OCONUS to CONUS variants): Max $290/day, limited to 21 days, can be split between old and new PDS. Can be used for M&IE even when staying with family/friends. TLA (OCONUS): Up to 60 days upon arrival, 10 days upon departure. Covers lodging plus M&IE. Reference the JTR due to common misinformation. Prioritize minimizing stress over maximizing per diem. Preparing Your Family: Frame the move as an adventure. Acknowledge feelings (sadness, excitement) for everyone. Involve older kids in packing. Remember it's a team effort. Decluttering: Less stuff makes moving easier, especially with PPM. Reduces mental stress. Try methods like the hanger trick, Marie Kondo ("spark joy"), or the "poop test" for toys. Holding a garage sale can generate extra cash. Smart Travel & Leave: Explore circuitous travel or taking leave en route by getting it on your orders. PCS is a prime opportunity to take leave between assignments. Can take leave before departing or upon arrival. Understand BH timing. Inventory & Support: Video and photograph your belongings for inventory in case of loss or damage. You are not alone. Lean on your support network, friends, family, or sponsor for help. Links Mentioned: DFAS website for TLE details DTMO website for TLA details Joint Travel Regulations (JTR), Your ultimate (source document) guide for entitlements Kate Horrell's PCS checklists Previous Podcast Episode on the $14k PPM Profit Article about Circuitous Travel Podcast episode about Circuitous Travel Podcast episode about Legacy Planning for Military Families For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
In this week's must-listen episode, we dive into a fan's problem with our last episode, another work story, and the beginning of the explosive trial of Diddy!
Why Saving Money Feels Hard (And How to Make It Easy) Ever check your bank balance and think, Wait—where did all my money go?! One minute, payday hits, and the next, your hard-earned cash has vanished—eaten up by bills, surprise expenses, and everyday spending. It's like your money is playing hide and seek… and winning. But here's the good news: saving money doesn't have to feel impossible. You don't need to overhaul your lifestyle, live on instant noodles, or give up everything fun. A few smart tweaks can turn saving from a dreaded chore into something effortless—maybe even a little exciting. Let's break it down. Why an Emergency Fund is a Game-Changer Life has a knack for throwing expensive surprises your way—your car breaks down, a medical bill pops up, or your fridge decides to call it quits. Without a financial cushion, these moments can turn into full-blown crises, leaving you scrambling for a solution. That's where an emergency fund comes in. Think of it as a financial safety net. Instead of reaching for a credit card, borrowing money, or selling investments at the worst possible time, you can handle unexpected expenses stress-free. No panic, no debt—just peace of mind. How Much Should You Save? Think of your emergency fund like a financial airbag—you hope you never need it, but you'll be glad it's there. Here's a good rule of thumb: Steady paycheck? Aim for at least three months' worth of expenses. Self-employed or income varies? Six months is a safer bet. Retired? Keeping up to a year's worth of expenses in cash can help you avoid selling investments during a market downturn. And don't stress about saving it all at once. Start small, set aside what you can each month, and watch it grow. Where to Keep Your Emergency Fund Not under your mattress, that's for sure. And not in a checking account earning zero percent interest, either. The goal is to keep it safe, accessible, and ideally, earning a little something. If your expenses are in dollars, a U.S. money market fund could be a great option. Some are even insured, similar to FDIC-backed bank accounts. Unlike a regular checking account, which earns almost nothing, money market funds often provide a variable return, so be sure to check with a financial professional to understand the risks and details. If you need shekels, Israeli banks may not offer great interest on regular accounts, but some allow you to lock your money for short periods (daily, weekly, or monthly) to earn a little extra. Even a small return is better than letting your money sit idle. Beyond the Emergency Fund: Making Your Money Work for You An emergency fund is your financial safety net, but long-term security requires more than just stashing away cash. At some point, you'll want to stop working—or at least have the option to stop. Many people assume that between Social Security (U.S.), Bituach Leumi (Israel), and their pension, they'll be fine. But the reality? Those sources often fall short. To maintain your lifestyle in retirement, you need investments that grow over time. Building an Investment Portfolio Investing can feel intimidating, but it doesn't have to be complicated. A broad, diversified portfolio—such as an index fund tracking the S&P 500—can be a straightforward way to grow wealth over time. Others prefer a mix of stocks, bonds, or managed portfolios tailored to their goals and risk tolerance. The key is consistency. Even small contributions, made regularly, can grow significantly over time. And while markets fluctuate, history suggests that long-term investors tend to fare better than those who sit on the sidelines. Important note: Investing involves risk, and past performance does not guarantee future results. Always consult a licensed financial advisor to determine what strategy makes sense for your situation. Plugging the Financial Leaks: Where is Your Money Going? You might think you have your spending under control, but when you actually track where your money is going, the results can be surprising. Many people waste thousands each year without realizing it—on subscriptions they don't use, high-fee services, and impulse spending. A quick self-check: Are you paying for things you don't actually use (streaming services, gym memberships, premium banking fees)? Do you regularly eat out or order takeout but can't seem to save for bigger goals? Are you overspending on insurance or other recurring expenses without shopping around for better rates? You don't have to cut everything fun out of your life—you just need to be intentional about where your money goes. A simple spending review can help you redirect money from waste to wealth-building. The Secret to Saving More Without Thinking About It One of the easiest ways to build wealth? Automate your savings. Set up an automatic transfer so that every month, a portion of your paycheck goes straight into savings before you have a chance to spend it. You can do this with your emergency fund, investment accounts, or even a retirement account. The less you have to think about saving, the more likely you are to actually do it. Over time, those small amounts add up in a big way. Small Changes, Big Impact Financial security isn't about being rich—it's about being prepared. An emergency fund gives you the freedom to handle life's unexpected expenses without stress, turning financial shocks into minor inconveniences. Investing wisely allows your money to grow over time, so you're not just stashing cash but actually building long-term wealth. At the same time, cutting out unnecessary expenses doesn't mean giving up what you love—it means making sure your money is working toward what truly matters. The easiest way to stay on track? Automate your savings. When saving happens in the background, it becomes effortless—and over time, those small, consistent contributions can add up to real financial security. If you want to make sure your U.S. brokerage and IRA accounts are positioned to support your financial future, schedule a free Cross-Border Financial Evaluation today and get a clear, customized plan for managing your investments while living in Israel. www.profile-financial.com/call
Your dollars are valuable, and so is your time! Join the conversation between Megan and guest Crystal Paine to hear advice on strategizing budget-friendly activities for the summer, finding a balance between saving money and honoring your time, and learning about tools for saving money while shopping. To dig into more of what Crystal has to share about saving money and simplifying life, find her online at moneysavingmom.com or on Instagram (@themoneysavingmom)!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retire Early). Rather than idolizing the hustle or rigid savings goals, Jaime encourages a return to values-driven living, where balance, intention, and fulfillment matter more than arbitrary financial milestones. Read along with the original article(s) here: https://www.keepthrifty.com/dont-get-burned-by-FIRE/ Quotes to ponder: "It was never about the money, it was about living by his values." "The more we worked, the more we made, the sooner we could retire. But as time went on, we found ourselves burning out again." "What if we didn't focus on early retirement, but on living a fulfilling life now and in the future?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retire Early). Rather than idolizing the hustle or rigid savings goals, Jaime encourages a return to values-driven living, where balance, intention, and fulfillment matter more than arbitrary financial milestones. Read along with the original article(s) here: https://www.keepthrifty.com/dont-get-burned-by-FIRE/ Quotes to ponder: "It was never about the money, it was about living by his values." "The more we worked, the more we made, the sooner we could retire. But as time went on, we found ourselves burning out again." "What if we didn't focus on early retirement, but on living a fulfilling life now and in the future?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retire Early). Rather than idolizing the hustle or rigid savings goals, Jaime encourages a return to values-driven living, where balance, intention, and fulfillment matter more than arbitrary financial milestones. Read along with the original article(s) here: https://www.keepthrifty.com/dont-get-burned-by-FIRE/ Quotes to ponder: "It was never about the money, it was about living by his values." "The more we worked, the more we made, the sooner we could retire. But as time went on, we found ourselves burning out again." "What if we didn't focus on early retirement, but on living a fulfilling life now and in the future?" Learn more about your ad choices. Visit megaphone.fm/adchoices
People pleasers, this one's for you!!If you've ever said “yes” when your body screamed “no,” overspent to keep people happy, or struggled to ask for a raise — this episode is a must-listen.In today's episode, I break down how chronic people-pleasing is not just an emotional pattern, but a financial one — rooted in nervous system survival. We unpack the Fawn Response, reveal how it shows up in your business and bank account, and I offer trauma-informed steps to begin untangling yourself from the People-Pleaser Tax.Whether you undercharge, overgive, or feel guilty every time you think about setting boundaries — you are not alone. And more importantly, you're not broken. You're protecting yourself the only way your body knew how.Tune in to learn:•Why people-pleasing is a nervous system response, not a personality trait•How the Fawn Response impacts your pricing, boundaries, and spending•The real cost of saying yes when you mean no•Trauma-informed, somatic steps to begin healing this money-draining pattern•Why addressing this at the nervous system level is essential for true financial freedomLinks Mentioned:•Join Money Magic Mentorship.•Follow Nadine on Instagram: https://www.instagram.com/nadinezumot/⭐️Check out my 1:1 Money Magic Mentorship Program here. ________________________________________________ Thank you for being here ❤️ If this podcast is a helpful resource for you, please share it with your friends, on social media. It will be extremely helpful if you could also leave a 5-star rating and review on Apple Podcasts and Spotify!Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/ ~Podcast theme song by The Jilted Irony
Credit card travel rewards sound like a dream—sign up, spend a few thousand dollars, and fly to your dream destination for “free.” But in 2025, is it still worth it?In this episode, we break down the real value of points and miles using up-to-date data from Bankrate. You'll learn how these programs work, how much your rewards are actually worth, and when travel cards are a great tool—or a trap in disguise.We'll cover: o The psychology of “free” travel offers o How much 50,000 miles are worth on different airlines (spoiler: it varies by $700+) o Why sign-up bonuses might cost you more than you think o The math behind redeeming points vs. paying cash o When using travel rewards makes financial sense o Red flags and myths to avoid in 2025 o Smarter strategies to earn travel rewards without overspendingThis episode is for anyone considering a Chase Sapphire, AmEx Platinum, or Capital One card—or trying to decide if “points” are still worth chasing.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles Referenced: https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/#hotel**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#creditcardtravel #travelhacks #pointsandmiles #financialliteracy #personalfinance #moneytips #creditcardrewards #smartspending
Saving money is good stewardship. One way to save money is to spend less. One way to do that is to do seasonal shopping when items are discounted to make room for new merchandise.Donate to Moody Radio: http://moodyradio.org/donateto/lovelanguageminuteSee omnystudio.com/listener for privacy information.
We have all done it - opened the fridge or press and wondered: “What will I cook tonight?”. Well, have no fear, Chef Mark Moriarty is here to help!Mark is back with his new series ‘Mark Moriarty: Cook Like a Chef' and will show you how to make delicious restaurant quality food in your own kitchen with some basic ingredients you are sure to have at home.Mark joins Kieran to discuss.
Bumper to Bumper Radio, the car guys on KTAR, 92.3 FM in Phoenix, AZ, broadcast every Saturday from 11:00 am ...
One of the best ways to save money is to go "free shopping". Drive through affluent neighborhoods the night before trash pickup. What might be garbage to some people might be a treasure to you. And it's free!Donate to Moody Radio: http://moodyradio.org/donateto/lovelanguageminuteSee omnystudio.com/listener for privacy information.
Easier said than done.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Love to travel but hate overspending? In this episode, I'm diving into practical, low-effort ways to stretch your travel budget without sacrificing fun or comfort. Whether you're planning a weekend road trip, a CME conference, or an international adventure, these tips will help you save on flights, lodging, food, and activities—so you can travel on budget while reaching your financial goals. I'll cover smart booking strategies and money-saving hacks for accommodations and meals. You'll also learn how travel hacking works and why using the right credit card can unlock serious perks. (Check out my favorite travel hacking card, the Chase Sapphire Preferred, to get it's highest offer of 100,000 points now!) Want a printable version of everything covered? Download your free copy of The Ultimate Guide to Saving Money on Travel with 30+ tips to help you plan smarter and spend less on your next trip. Resources mentioned: Chase Sapphire Preferred credit card The Ultimate Guide to Saving Money on Travel Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner's Workbook here! Website / Blog: pathefiway.com Follow along on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Questions or thoughts about the show? Email pathefiway@gmail.com Enjoy the show? You can now support the PA the FI Way podcast through Buy Me a Coffee! Thank you for all of your support! https://www.buymeacoffee.com/pathefiway
Money stress is everywhere right now — rising interest rates, the cost of living crisis, inflation, layoffs, and a looming recession — we're all feeling it. But the truth is, even in financially prosperous times, money can be a point of shame, anxiety, guilt, and avoidance for a lot of us. Your money history and money story shape your financial security throughout your life — but you can rewrite that story and heal your money mindset.In this episode, we dive deep into the psychology of money and how to heal your relationship with it, so you can stop toxic financial habits, rewire your mindset, and *actually* build long-term wealth.We called back returning guest, Jessica Moorhouse—Accredited Financial Counsellor, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness.This isn't just another budgeting or investing 101 episode… it's a mindset shift that can set you up for success in your personal finances and your close relationships. Whether you're struggling with debt or making $250K, this conversation will help you stop self-sabotage, understand your unconscious toxic beliefs, and make an actionable plan toward financial security.Tune in to hear more about:The emotional roots of money anxiety, guilt, shame, envy, and fearUnderstanding the 3 toxic money patterns that keep you stuck (avoidance, money worship, and relationship codependence)The impact of shame and judgment in your financial journey — and how to break that shame cycleHow ADHD and neurodivergence can affect spending, saving, and money organizationHow your attachment style impacts your financial behaviour and the way you deal with money in relationshipsThe #1 mistake most people are making with moneyActionable advice for building wealth if you're in debt or low incomeHow to manage setting up an emergency fund VS paying off debt VS investingHow to recession-proof your financial plan right nowCheck out Jessica's book, Everything but Money.Follow Jessica on Instagram, YouTube, and her website.For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3121: Gordon Stein shares a powerful personal story of turning a naïve rental mistake into a hands-on education in home construction, gaining invaluable trade skills that paid dividends for decades. His experience reveals how a mindset of curiosity and learning can transform setbacks into lifelong opportunities for growth and financial gain. Read along with the original article(s) here: https://cashflowcookbook.com/the-hidden-wealth-opportunity/ Quotes to ponder: "Then came the unholy suggestion that the work would go faster if I helped him." "I traded some long work days for a lifetime of skills." "Work to learn, not to earn." Episode references: The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3121: Gordon Stein shares a powerful personal story of turning a naïve rental mistake into a hands-on education in home construction, gaining invaluable trade skills that paid dividends for decades. His experience reveals how a mindset of curiosity and learning can transform setbacks into lifelong opportunities for growth and financial gain. Read along with the original article(s) here: https://cashflowcookbook.com/the-hidden-wealth-opportunity/ Quotes to ponder: "Then came the unholy suggestion that the work would go faster if I helped him." "I traded some long work days for a lifetime of skills." "Work to learn, not to earn." Episode references: The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3118: Kristin Wong shares a cautionary tale about how obsessive saving can backfire, highlighting how unrealistic budgeting and neglecting real-life spending patterns led her to rack up overdraft fees and lose peace of mind. Her journey emphasizes that true financial growth comes not from rigid saving but from realistic tracking, mindful spending, and striking a healthy balance. Read along with the original article(s) here: https://www.getrichslowly.org/how-saving-money-cost-me-money/ Quotes to ponder: "If your money is costing you peace of mind, why are you saving it?" "I wanted the instant gratification of seeing $6,500. I would leave myself nothing just so I could see that number." "Money is more about mind than it is about math." Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, Brittany Schmitt and Brittany Furlan Lee discuss why saving money is boring, fake IDs, and the best fast food chains. Then, the girls chat about the power of prayer, MRIs, and the truth of luxury goods. ---------------------------------------------------------------- SUBSCRIBE ON PATREON - patreon.com/ThisIsTheWorstPodcast - A place for the Worsties to be even more feral! We'll be doing exclusive content, bonus episodes and SO much more! SHOP OUR MERCH HERE: https://shop.justmediahouse.com/collections/this-is-the-worst ---------------------------------------------------------------- Thank you to our sponsors this week: Presented by Olipop: https://drinkolipop.com/BRITT & Tru Fru: https://trufru.com/ #Olipoppartner #TruFruPartner Factor: Get started at https://www.factormeals.com/BRITTS50 and use code BRITTS50 to get 50 percent off plus FREE shipping on your first box. ---------------------------------------------------------------- Stay connected and follow us: • Instagram - https://www.instagram.com/thisistheworstpod/ • TikTok - https://www.tiktok.com/@thisistheworstpod • Facebook - https://www.facebook.com/thisistheworstpod/ What's YOUR worst? Want our BADvice? Email us at thisistheworstpod@justmediahouse.com ---------------------------------------------------------------- Time Stamps: 00:00:00 Welcome back WORSTIES! 00:00:40 BS's sleep issues 00:06:10 Chiropractors, MRI and being a hypochondriac 00:19:12 Worsts of the week 00:25:50 Saving money sucks 00:28:55 A tour of fast food chains 00:40:02 Fake IDs 00:47:16 Wins of the week 00:56:40 Nose job update 01:01:08 BADvice 01:07:35 LOVE YOU WORSTIES! Powered by: Just Media House -- https://www.justmediahouse.com/ Hosted and Executive Produced by: Brittany Furlan Lee and Brittany Schmitt Studio: Kandoo Films -- https://www.kandoofilms.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3118: Kristin Wong shares a cautionary tale about how obsessive saving can backfire, highlighting how unrealistic budgeting and neglecting real-life spending patterns led her to rack up overdraft fees and lose peace of mind. Her journey emphasizes that true financial growth comes not from rigid saving but from realistic tracking, mindful spending, and striking a healthy balance. Read along with the original article(s) here: https://www.getrichslowly.org/how-saving-money-cost-me-money/ Quotes to ponder: "If your money is costing you peace of mind, why are you saving it?" "I wanted the instant gratification of seeing $6,500. I would leave myself nothing just so I could see that number." "Money is more about mind than it is about math." Learn more about your ad choices. Visit megaphone.fm/adchoices
Saving money is growing incredibly difficult for Americans. New research shows more than half of Americans feel behind in their savings goals with even more believing they will never reach their goals, according to Study Finds. We talk to Utahns about how they have broken their "No-save" cycle and discuss tips about how to save more money.
On this episode, we talk with Mark Parillo Managing Director of Customer Service about some great ways to save money- learn more about Budget Billing, Energy audits, On Bill Financing, and energy saving tips. Thanks for tuning in!
Climate news in the last few years has felt incredibly depressing. Melting ice caps. Declining bee populations. Corporate greenwashing. It's easy to feel like there's nothing we can do that actually makes a difference. But what if you could take one simple action that not only helped the planet but also your wallet and your mental health? This week, we sit down with Ashlee Piper, award-winning sustainability expert and author of No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity. She shares how stepping off the work-to-buy treadmill helped her save $36,000, pay off debt, and reconnect with what actually brings her joy. Join the Challenge + Learn More:
Are you tired all the time? Energy is crucial to everything we do, from getting out of bed in the morning to getting work done throughout the day, and unfortunately it isn't as simple as just getting enough sleep. In this mini-episode, I'm giving you science-backed hacks you can use today to feel better tomorrow. As always, I don't recommend tackling all of these changes at once – instead, pick and choose a few changes that feel helpful to you, and build up from there. You deserve to feel present and reclaim your energy! 1:29 Meal Timing 3:36 Circadian Rhythm 6:27 Stress 9:14 Suppressing Emotions 13:14 Hydration 14:24 Movement 16:30 Busy, Not Productive 21:22 Task-Switching 23:51 Nagging To-Dos Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome. Check out these previous episodes of The Liz Moody Podcast mentioned in this episode: How To Work LESS AND Get MORE Done Top Attention Researcher: Our Attention Spans Are Down To 47 Seconds! Here's How To Fix It Neuroscience Hacks For Optimizing Dopamine, Serotonin, Oxytocin, BDNF, And More The Secret to Getting in Shape, Sleeping Better, Saving Money, And Being More Confident and Productive (Yes, Really!) with Dr. Katy Milkman New Circadian Science: Improve Your Energy, Metabolism, Focus, Strength, & More This episode is sponsored by: LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order. Listen to Pulling The Thread with Elise Loehnen wherever you listen to podcasts, and check Elise out on Instagram @eliseloehnen. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast. This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 320. Learn more about your ad choices. Visit megaphone.fm/adchoices
For nearly two years, Ashlee Piper challenged herself to buy nothing new. And in the process, she got out of debt, cut clutter, crushed her goals, and became healthier and happier than ever―all the things she'd always wanted to do but “never had time to” (because she was mindlessly scrolling, shopping, spending, and stressing). Today we specifically talk about: Whether you're a bona fide shopaholic or someone who just wants to buy less and live more, this episode will encourage you to conquer today's overwhelm.Take a brief survey for the show to influence future episodes.Links Discussed in This Episode |Connect with Ashlee:WebsiteInstagramBook: No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your SanityAbout Ashlee|Ashlee Piper is a sustainability expert, commentator and speaker whose work has been featured on 300+ television segments, including The TODAY Show, Good Morning America and CNN, and in VOGUE, The New York Times, The Washington Post, The Atlantic, and Newsweek. Piper's book, Give A Sh*t: Do Good. Live Better. Save the Planet., has been hailed as a 'sustainability Bible' by celebrities and reviewers. Piper has spoken at the United Nations, SXSW and has a popular TED Talk. She is also the creator of the #NoNewThings Challenge, which received a Silver Stevie Award for Best Non-profit Innovation, and a Professor of Sustainability Marketing. She holds a BA from Brown University and a Master's degree from the University of Oxford, UK. She lives in Chicago in a home that's 98% secondhand, and can often be found singing Seal's 'Kiss From A Rose' at any not-so-fine karaoke establishment.Episode Sponsors |The Minimalist Moms Podcast would not be possible without the support of weekly sponsors. Choosing brands that I believe in is important to me. I only want to recommend brands that I believe may help you in your daily life. As always, never feel pressured into buying anything. Remember: if you don't need it, it's not a good deal!Enjoy the Podcast?Post a review and share it! If you enjoyed tuning into this podcast, then do not hesitate to write a review. You can also share this with your fellow mothers so that they can be inspired to think more and do with less. Order (or review) my book, Minimalist Moms: Living & Parenting With Simplicity.Questions |You can contact me through my website, find me on Instagram, Pinterest or like The Minimalist Moms Page on Facebook.Checkout the Minimalist Moms Podcast storefront for recommendations from Diane.If you've been struggling with motivation to declutter or work through bad habits that keep you stuck, I'd love to help you achieve your goals! We'll work together (locally or virtually) to discover what areas in your life are high priority to get you feeling less overwhelmed right away. For more info on my processes, fees, and availability please contact!Our Sponsors:* Check out Armoire and use my code MINIMALIST for a great deal: https://www.armoire.style* Check out Avocado Green Mattress: https://www.avocadogreenmattress.com* Check out Blueland: https://blueland.com/clear* Check out Happy Mammoth and use my code MINIMALIST for a great deal: https://happymammoth.comSupport this podcast at — https://redcircle.com/minimalist-moms-podcast2093/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Send us a textIn this episode, we dive into how economic downturns impact the pool service industry and what you can do to stay profitable. From smart pricing strategies to cost-cutting without compromising quality, we cover the best ways to retain customers, streamline operations, and keep your business thriving—even when times get tough. Whether you're a seasoned pro or just starting out, these tips will help you recession-proof your pool service.Support the Pool Guy Podcast Show Sponsors! HASA delivers clean, healthy water solutions. https://bit.ly/HASAhttps://www.orendatech.com/The Bottom Feeder Professional Battery Powered Vacuum System. Save $100 with discount Code: DVB100https://bit.ly/THEBOTTOMFEEDERAnd Skimmer, America's #1 pool service software! Try Skimmer FREE for 30 days at:https://getskimmer.com/poolguy Thanks for listening and I hope you find the Podcast helpful! For other free resources to further help you:Visit my Website: https://www.swimmingpoollearning.comWatch on YouTube: https://www.youtube.com/@SPLPodcast Site: https://the-pool-guy-podcast-show.onpodium.com/
In today's episode Serena is joined by her friend and theme park expert Megan duBois to share real, doable ways to save money on your next Disney World trip. Tons of practical tips for saving money and sticking to a budget as well as the free and inexpensive things you can take advantage of that you're already paying for. Megan is a theme park journalist who writes for Forbes, Conde Naste, Points Guy, Delish and more. Follow along on her latest adventures on Instagram: https://www.instagram.com/minglingwithmegan/Ready to book your next Disney adventure? Contact our partners at MickeyTravels!https://mickeytravels.com/get-a-quote/
The host talks you through some daily maintenance housework, while providing money-saving tips between the cleaning prompts. In this episode, you'll learn how to create a budget and start saving money on groceries and cleaning products.Find out how to unlock bonus episodes: https://cleanwithmepodcast.com/link-in-bio/Become a supporter of this podcast: https://www.spreaker.com/podcast/clean-with-me--4574793/support.
In this episode of Think Like a Saver, we dive into the world of automatic savings and how it can help set you on the path to financial success. In this episode, you'll learn: How automatic savings works and why it's a game changer for your financial future. Sid's experience with automatica savings and why he recommends saving from your paycheck before you even see it. The real-world impact of workplace savings programs and how small contributions can add up to big results. How to get started with automatic savings, even if you feel like you don't have enough extra money to save. LINKS: Take The America Saves Pledge Visit The America Saves Resource Center Saving Automatically Resources Submit Your Saver Story Here ------- Learn About the Sunny Day Fund Connect with Sid Pailla on LinkedIn Connect with Rachel Fox on LinkedIn
With car part tariffs raising parts costs it's more important now than ever to save money on those repairs in every way that you can. We are here for you with free car repair advice. Under The Hood.
Most people think making more money is the only way to get rich, but the real secret? Saving money IS making money.Every dollar you keep is a dollar that can work for you. In this video, we'll break down why saving is just as powerful as earning and how smart money habits can build your wealth faster than you think.
Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoices
In today's episode of Backpacker Radio, presented by The Trek, brought to you by Topo Athletic, we're joined by former guest, Trek writer, and certified gear nerd Alex “GPS” Brown. The focus of this one is how to save money on your backpacking kit. We break this one down category by category, sharing the best ways to cut costs, pinpointing which items aren't worth pinching pennies on, offering specific product shoutouts, and discussing overall strategies to ensure more of your hiking budget goes toward your hike. Whether you're on a shoestring budget or just looking to save a few bucks, this episode is for you. We wrap the show with news on a partial reversal of NPS layoffs, a debate on whether we'd prefer to be chased by a bizarrely fast turtle or lug around a backpack full of jelly, and the triple crown of foods we wish we had discovered sooner. Topo Athletic: Use code “TREKWINTER15” at topoathletic.com. Gossamer Gear: Use code “BACKPACKER20” for 20% off packs at gossamergear.com. Ombraz: Use code “BACKPACKER30” for $30 off at ombraz.com/discount/backpacker30. Purple Rain Skirts: Use code “BACKPACKER20” for 20% off at purplerainskirts.com. Bear Mattress: Use code “BACKPACKER” for 40% off at bearmattress.com. [divider] Interview with Alex “GPS” Brown Alex's Trek Bio Budget Gear (Low) Lighterpack Budget Gear (Mid) Lighterpack 2024 AT Hiker Survey Time stamps & Questions 00:05:15 - Reminders: Join us for our live show in Austin, listen to our episodes ad-free on Patreon, and apply to blog for the Trek! And sign up for the Trek's newsletter! 00:13:30 - Introducing Alex 00:14:07 - Tell us about the Haute Route Pyrenees 00:19:00 - Disclaimers for this episode 00:31:50 - Budget backpacks 00:36:40 - Budget tents 00:44:00 - Budget sleeping bags 00:50:40 - Budget groundcloths 00:54:00 - Budget sleeping pads 01:02:20 - Budget footwear 01:20:16 - Budget socks 01:26:30 - Budget rain gear 01:38:00 - Budget clothing 01:50:05 - Budget cookware 01:55:10 - Honorable budget mentions 02:01:45 - Peak Performance Question: What is your top performance-enhancing or backpacking hack? Segments Alex's Poop Story Trek Propaganda: Trump Administration Partially Reverses National Park Layoff Decision by Katie Jackson QOTD: Would you rather hike 100 miles while being chased by a slightly-too-fast tortoise or while wearing a backpack full of jelly? Triple Crown of foods you wish you knew existed sooner Mail Bag 5 Star Review (suggest a guest!) [divider] Check out our sound guy @my_boy_pauly/ and his coffee. Sign up for the Trek's newsletter Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)! Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok. Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex and Misty with NavigatorsCrafting, Alex Kindle, Andrew, Austen McDaniel, Ben Love, Brad & Blair Thirteen Adventures, Brent Stenberg, Bryan Alsop, Christopher Marshburn, Coach from Marion Outdoors, Derek Koch, Eric Casper, Erik Hofmann, Gillian Daniels, Greg Knight, Greg Martin, Greg McDaniel, Griffin Haywood, Hailey Buckingham, Liz Seger, Mud Tom, Patrick Cianciolo, Rebecca Brave, Sawyer Products, SPAM, Timothy Hahn, Tracy ‘Trigger' Fawns A big thank you to our Cinnamon Connection Champions from Patreon: Bells, Bonnie Ackerman, Chris Pyle, David, Dcnerdlet, Emily Galusha, Jeanie, Jeanne Latshaw, Katharine Rudzitis, Lauren Cain, Luke Netjes, Merle Watkins, Peter, Ruth S, and Spencer Hinson.