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Philosopher Stefan Molyneux takes a call from a father who says he wants to harm his three-year-old son. He shows the man is dumping old rage from his own abusive childhood onto the boy and tells him the child's speech delay needs a real evaluation right away.The caller's previous call was I Feel Nothing for My Baby - https://fdpodcasts.com/5740JOIN ME IN NASHVILLE SEPTEMBER 12! https://wordwardebate.com/Use code STEFAN for 10% off!GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/FREEDOMAIN2026
Monday Mayhem shows are a throwback to the roots of The Survival Podcast. Fast riffs on many topics in real time. No deep presentations or digging into the finer points of a an aquaponics system. A mix of practical prepping, current news and economic trends and real opinions you will never hear from main stream or even most alternative media. Today we discuss investing in Bitcoin for income not equity gain, Trumps new expected EO on beef processing and why Flock Cameras losing contracts is good news, but not the end of mass surveillance. We then move on to Trump … Continue reading →
Plus: Nvidia invests $3.5 billion in Taiwanese chipmaker MediaTek . And Strategy buys bitcoin for the first time since June. Imani Moise hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The SEC finally wrote the rules down. Citi is about to hold your Bitcoin. Thirty-nine state banking associations are building their own blockchain. And a $3 billion short squeeze shoved Bitcoin through $71K — right before Joel disappears on his honeymoon until November. On August 18, the SEC published a 402-page proposing release called Regulation Crypto Assets: two registration exemptions plus a conditional safe harbor that can finally retire the "investment contract" label once an issuer permanently stops the managerial efforts it promised. For eight years this industry was regulated by lawsuit. For once, nobody had to get sued to find out what the rules were. Meanwhile Bitcoin ripped more than 20% in a week — and is still down on the year. Joel says zoom out: $81K keeps rejecting price, that's a double top, and the four-year cycle still points at a bottom somewhere between late October and early December. Which makes this rally a bull trap until proven otherwise. Also in this one: Open USD and its 140-partner consortium taking aim at Circle and Tether, the BankChain Alliance putting 3,283 banks on a chain of their own, Arthur Hayes coming out of retirement to sell food for AI agents, 512GB Macs that run frontier models on your desk, Anthropic's $65 billion run rate ahead of its IPO, and the guy calling the entire AI industry a con.This is the last one until mid-November. Joel's getting married. Full show notes: https://badco.in/815 Support the show: https://badcryptopodcast.com Support the show: https://badcryptopodcast.comSee omnystudio.com/listener for privacy information.
Johann Kurtz returns to TFTC to explain why young people are broke despite rising real wages and falling unemployment. Kurtz and Marty Bent break down the measurement problem buried inside GDP and inflation data, the two-income trap, collapsing home ownership, and the real cost of living in a low-trust society. They dig into social capital, status games, the fertility collapse, and why tight-knit virtue-driven communities still produce large families. A grounded macro conversation about money, family formation, and building a life worth living. Johann on X: https://x.com/JohannKurtz Johann on Substack: https://substack.com/@becomingnoble Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/tftc for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc! #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner
The Treasury declared economic D-Day on Iran the same week traffic through the Strait of Hormuz jumped 400% and Trump announced a deal for 65 billion barrels of Venezuelan oil. None of that is a coincidence.
Keith explores how real estate strategies have shifted from the 1980s to today and explains why investors need to adapt deal structures to changing interest rates, lending conditions, and market cycles. He highlights current opportunities in new construction and builder rate buydowns, along with the long-term benefits of fixed-rate debt. Keith is joined by economic futurist and author Richard Vague, who challenges conventional beliefs about inflation and interest rates and explains how government intervention, war, and supply constraints shape asset prices and leverage decisions. Together, they provide a big-picture framework for understanding how today's macro environment affects real estate investing decisions. Episode Page: GetRichEducation.com/621 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host Keith Weinhold. Learn how dramatically real estate has changed from the 1980s through the late 2020s. We'll be sure that your approach is changing with it. Then a great guest and I discuss how war and future calamities will affect mortgage rates, inflation, and your real estate today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Home Buyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that September 30th. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth. Speaker 1 1:35 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 1:51 Welcome to GRE from Cambridge, England, to Cambridge, Massachusetts, and across 188 world nations. I'm Keith Weinhold. You're inside Get Rich Education. You could be doing anything with your time. I'm grateful that you choose to listen to me every week. You know, real estate investors sometimes say, "Ah, there aren't any deals anymore. What they usually mean is the deal structure that they learned five years ago stopped working. There are always opportunities in real estate, but your approach changes with interest rates, lending standards, inventory, construction, government policy, and just the overall economic cycle. The best investors don't wait for yesterday's market to return. That's like someone still hoping for Blockbuster Video Store to reopen. They identify what today's market is offering instead. Just consider this historic retrospective on real estate investing from the Reagan administration to today, in 1981, the 30-year mortgage rate peaked above 18.6%. I mean, just imagine proudly telling your friends that you locked in at 17% before rates went higher. That mortgage needed its own defibrillator. By 1984, rates were still near 16%. The strategy then, the approach, was for a buyer to assume the existing owner's lower rate mortgage that they locked in a few years earlier, perhaps in the late 70s, that's how you got a good deal, assuming that existing owners lower-rate mortgage. You can't do that so easily today. Keith Weinhold 3:50 By the late 80s and early 90s, the opportunity shifted from assuming attractive debt to buying distressed properties. The S and L crisis was upon us. Savings and loan failed lenders found themselves holding piles of distressed real estate, so investors bought foreclosures and REOs at discounts. They improved neglected buildings and then they repositioned them for income. You probably know that REO stands for real estate owned on a bank's balance sheet. All REO means is bank-owned property, but that's what you did. You found those, and then you scooped up a deal that way. As the 1990s progressed, interest rates declined, and loans also became really easy to obtain. We were tilting into the loosey-goosey easy lending environment. In the 90s, it was popular to buy an undervalued property, renovate it, raise the rent, and refinance it based on the improved value. That process later got a buzzy acronym and became known as the Burr strategy: buy, rehab, rent, refinance, repeat. By 2005, financing got more creative. This is when I was a new real estate investor. I remember obtaining what were known as 8015 five combo loans. This meant an 80% first mortgage, 15% second mortgage, and 5% down payment. You remember those? If you've been around for a while, you do. And see, this way you could avoid paying PMI, and you could control property with an astounding 20 to one leverage ratio due to that 5% down payment, but soon enough lending just got absolutely too creative and easy. The quiet lending party turned into a boisterous kegger, delivering the 2008 financial. crisis, and pretty soon I could no longer get any loans. From 2009 through the early 2010s, you could buy foreclosures and short sales at enormous discounts if you could find the loan. Keith Weinhold 6:20 Financing was tough, but prices were super low. It might have even made sense to pay cash at that time. Fear was everywhere right after the global financial crisis. I mean, it really took courage to act when others were hiding under the bed. By 2020 and 2021, the opportunity changed from cheap property to cheap money. Mortgage rates dropped below an absurd 3% as a result of the COVID pandemic. You could lock up extraordinarily cheap debt for less than the inflation rate, and then let inflation nibble away at it like Pac-Man. Of course, a lot of us are still benefiting from that today, but that opportunity is long gone now. But it doesn't mean that deals are gone today. Where's the opportunity? One of the best ones is often found in new construction, large build. have got to keep moving their inventory as they build these homes because they have got to keep their crews busy. An unsold house for a builder-I mean-that produces as much income as an unplugged Bitcoin miner. Rather than make conspicuous price reductions, builders use their financial muscle to buy down mortgage rates for you, often in the 5% range or even lower. Keith Weinhold 7:52 Builders might also offer you closing cost assistance, upgraded finishes, or other incentives that a single resale seller just can't match. So from the Reagan administration to today, over 45 years, the winning strategy just keeps morphing. It started out back then as assume the loan, over to buy distress, then to renovate and refi, then it was a creative financing wave, and then cheap debt, and today take the builders buy down. That's where we are. The mistake is deciding in advance what a deal is supposed to look like. The best deal structure changes, and of course, it's going to change again. The investor who keeps fighting the last war is always going to conclude that the opportunity has disappeared, but it hasn't. It's just changed clothing. Still, though, today's new purchases now-they're not as good as the deals that they were five years ago, but the best investors keep investing. They keep adding to their portfolio. It's what they've always done. Absolutely zero winning investors that are successful over time look back and say things like, "I didn't add anything to my portfolio during that 10-year span for this or that reason, the market changes, and you've got to adapt with it. That's a way to think about it. Take solace in knowing a few things. Deal structure changes over time are inevitable. And larger picture, you are investing in a product that is sustainable residential real estate in the form of long-term rentals. These entry-level properties are a scarce asset that people are going to continue to need. I mean, that's what we do here. Just compare. To the fads that we avoid around here, like NFTs, metaverse real estate, which we discussed on the show a few years ago, but said is highly dangerous, eye buying, value add apartment syndications, SPACs, or how about ICO funded altcoins? We don't chase the latest hot thing here at GRE. It is about what's sustainable, necessary, and cannot be easily disrupted by AI, and that's one reason that Get Rich Education is still standing strong after 52 episodes every year for almost 12 years now. Shortly, we're going to bring in a rather esteemed guest today on the future direction of interest rates and inflation. Interestingly, he believes that raising interest rates does not cool inflation, and that's contrary to popular belief. I'm going to press him on this and ask why, but first, our new Fed chair, Kevin Warsh. He's only been on the job a few months now. Keith Weinhold 11:07 He is gaining a reputation for not forecasting what they're going to do ahead of time, like his predecessor had. I guess I tend to like his disposition and the way that he communicates, I sense some pragmatism with Warsh, but gosh, it often seems that a new Fed chair gets off to a well liked start, and then they do something that lots of people criticize. Like, remember in 2004, late Fed Chair Alan Greenspan suggested more borrowers could benefit from adjustable rate mortgages shortly before rates rose and ARM resets became financial landmines. In 2007, Ben Bernanke said that subprime mortgage problems were likely to be contained. Oh, right after that, they helped trigger the global financial crisis, and more recently, the Jerome Powell gaffe, which I'll mention in the interview shortly. Here's what current Fed Chair Warsh says about inflation: Kevin Warsh 12:14 For some households, businesses, and market professionals, five years of high inflation have left a mistaken impression, that's hard to shake, that the Fed's implicit inflation target was somehow above 2% Let me reiterate, there is no soft inflation target. There is no soft implicit target, not on this committee's watch. There's only a target, and it's 2% Keith Weinhold 12:42 It's obvious that he is serious about getting inflation back down to 2% That tends to point toward interest rate increases. Let's discuss that and more with this week's brilliant guest. This week's guest is an economic futurist keynote speaker, and he's quite a popular author. He is chair of the board of the Public School Employees Retirement System. That's the largest public pension fund in Pennsylvania. Previously, the Pennsylvania governor appointed him as the secretary of banking and securities for the Great Commonwealth of Pennsylvania, he's also the founder and president of several various organizations today, and he serves on several boards, including at the University of Pennsylvania and the School District of Philadelphia. I mean, I hardly know how he has time to do it all, but he made time for us today. Hey, it's great to welcome back Richard Vague. Richard Vague 13:45 It's such an honor to be with you. I certainly enjoyed our last session, and it's really wonderful to be back. Keith Weinhold 13:51 Well, and so much has changed since you were last here, Richard. First, why don't we pull back and talk to us about the general state of the national economy today, as you see it. Richard Vague 14:04 ou know the economy was rocking along okay, and you know since you guys are such experts in real estate, I'll tell you one of the most important statistics, in my opinion, is the number of unsold homes, and by all rights, that number should be about 2 million homes. It's only about a million and a half. So there's a deficiency in our housing stock in the United States, which is, yeah, I think good news for the housing industry. It's always good to have a reason to have to grow. You may recall that in 2007, that had gotten up to four millinomes, which was a catastrophe, as we all know. So, it's the economic statistic I looked at first and most closely, and that was, you know, an okay number, and a lot of the things were going along. You know, not fabulous, but not terrible. Things were kind of moving. And all of a sudden now we have the war in Iran, and that's creating all sorts of problems for us, which you know I think you guys are concerned about. So I generally think the economy's been good, but there's a lot of dark clouds on the horizon. Keith Weinhold 15:15 You know, Richard, I was recently sharing something remarkable with our audience. To your point, just since 2020, consider all the calamities that we've had: COVID, Ukraine, Israel, Gaza, tariffs, and the Iran War. Just since 2020, what's the result of all that? Both stocks and residential real estate are near all time highs. Richard Vague 15:42 Yeah, well, you know, one of the things that's true is that this is something I go to in great detail in my book Paradox. But the more debt there is, the higher asset prices go. Keith Weinhold 15:53 Yeah. Richard Vague 15:54 You know, in the case of housing, that broadly helps middle America. In the case of the stock market, the top 10% of the country owns 87% of the stocks, so that tends to go to the wealthiest instead of to the broad population. But yeah, those two things are at highs. Keith Weinhold 16:12 You're touching on your well-received 2023 book, The Paradox of Debt, and you know, Richard, amidst all these calamities and all this potentially unprecedented level of government intervention that we've had-you know-it makes one wonder during the next crisis, which is inevitably going to happen, will the government just step in and provide relief again? And how would that look? Richard Vague 16:38 You know, I think that's one lesson that government has learned indelibly. Way back in 1929, in the couple of years that followed, the government did not step in, and we saw what happened. And I think there's a generation of economists that understand the role of government in a calamity, and you know it's pretty simple. You know the government comes in and crops up financial institutions as they did in 2008, simply by providing the liquidity or buying the bad assets, or the government steps in with relief checks as they did in such a massive way in 2020. But the government has learned that at least to some degree, it needs to intervene. I can't imagine that ever not being true. Keith Weinhold 17:26 Goshmright when you think about 2020s stimulus and how emergency lending facilities were set up, you had the payment protection program, stimulus checks, mortgage loan forbearance. It's just like this government won't let the asset holders fail. Richard Vague 17:46 Well, yeah, you know, there's failure, and then there's something that's hurtful but not quite failure. You know, I can imagine that the government will be able to prevent, in some circumstances, certain asset prices going down some amount, it's actually fairly commonplace for stocks to go down 10 or 20% I can see real estate prices going down as they have in the commercial office space. Yeah, but yes, the government will step in when those things become extreme to prevent a true calamity. Keith Weinhold 18:19 Of course, one consequence of the interventionism is elevated inflation. I know how you've talked before about how the level of inflation is higher than most people think. For example, you'll see today's CPI numbers in the mid threes. Talk to us some more about why inflation is higher than most people think. Richard Vague 18:41 Well, I have studied inflation, you know, fairly diligently, and inflation really relates to the constriction of supply. And if you look over the 250-year history of the United States, we haven't had that many episodes of bad inflation, and they've always related to a constriction of supply. Most of them have occurred during a war when, for obvious reasons, you know, supplies are constricted. The big 1970s episode of inflation was because OPEC, which had so much more power back in those days, acted to you know punish the United States by constricting supplies, and the price of a barrel of oil went from $4 to $40 a barrel. Yeah, between 73 and 79. COVID was another instance where inflation related to constriction of supply. That was you know people couldn't go to the meat factory to cut meat. People couldn't go to the factories to build things, so all of a sudden our supplies were decimated, and we had a short burst of very painful inflation. Well, now we've got the straight of four moves, and that is impacting the price of oil. I think it's going to impact the price of oil more going forward because. Because we've been able to rely on reserves, both the U.S. has been able to rely on reserves, and China has been able to rely on even greater reserves. And you know we haven't seen the brunt of that, but unless something's resolved pretty quickly, I think in the fall and winter we're going to see even more problematic prices there. But we know agricultural prices and even the flow of commodities like wheat are constricted by the constraints in the Strait of Hormuz and, frankly, other waterways as well. Now, one of the things the numbers that you see reported tend to underreport inflation because it looks at a year-over-year number and doesn't really capture it if it's moved up more sharply in the last month or two. So we look at it on a month-by-month. We you know we break it down about as to as many parts as you can break it down into. But PPI, which is kind of a leading indicator on the eventual CPI PPI's producer price index, it was 4.7% this last month. That would suggest to you that things which are in the mid threes now, which is more higher than we want, you know, probably trending over. Maybe not next month, but you know, over the next three to six months, I'm not going to be surprised if the number's more in the four to five range. So, yeah, I think inflation's being somewhat underreported at the moment. Keith Weinhold 21:29 The PPI being that harbinger of consumer prices, often four to six months down the road. And Richard, the last time you were here, when it comes to checking and controlling inflation, you said something so interesting. You said that higher rates, which is typically the response in order to try to quell inflation, higher rates actually do not lower inflation, and you did not get a chance to expand on that because we ran out of time. Tell us more about why higher rates do not reduce inflation. Richard Vague 22:05 Well, I'm going to answer that a couple of ways. One of them is higher rates don't open the Strait of Hormuz. Keith Weinhold 22:12 Right. Richard Vague 22:13 You can put rates as high as you want, and it's not going to open the Strait of Hormuz. Keith Weinhold 22:16 Chairman Warsch doesn't open the Strait. Yes, he doesn't get oil produce nothing. Richard Vague 22:20 Strait of Hormuz. Keith Weinhold 22:21 Yeah. Richard Vague 22:21 And so we can do all we want to on raids, which is a very blunt instrument, and it's not going to address the supply constraints that are geopolitical and war related. So, if you want to curb inflation right now, there's two things to do. One of them's you know end the war with Iran, and the other is to kind of back off a lot of these tariffs that have become so problematic. I think there's a place for tariffs. I think there's certain things China's doing that you know a call for an appropriate level of tariffs. I'm not sure we should be big tariffs on Canada and some of these other places, which have the effect of increasing the cost of our farm equipment and cars and other things like that. So, if you really want to address inflation and address the things that truly underlie inflation, and if the second way I'd answer this is to say, go look at the debt, track the data from you know 1945 or 50. You know, we really look at the post World War II period as the place we really learn things from, and over that period, increased government spending has been accompanied by reduced interest rates and reduced inflation. So, reduced interest rates and reduced inflation have gone hand in hand, and rising interest rates and rising inflation have gone hand in hand, and it's a really easy thing to look at. We've got the data on our site, but there's only been three periods where you've had big shifts in government spending and rates. They're pretty easy to look at, and there's actually empirically an inverse relationship between rising interest rates and it's the opposite of what economists tell you. Keith Weinhold 24:09 I think, in general, economists tell us that when inflation is high, you raise interest rates because consumer spending is about 70% of the economy, and those higher rates therefore incentivize people to be savers because they're getting paid a higher yield, keeping those dollars out of the economy, and they're less incentivized to be borrowers and expand the economy that way. I think in general that's why economists say that higher interest rates reduce inflation. Do you agree with that? Speaker 2 24:40 Well, no, I don't, and the reason I don't is because when you look at the data, that doesn't happen. These are easy things to check, and what I would say to you is that rising interest rates increase costs, and you guys know that better than anybody in the world. Keith Weinhold 24:56 With mortgages. Yeah. Richard Vague 24:58 What do rising interest rates do to? Cost of your mortgage. Keith Weinhold 25:02 Everything increased substantially. Richard Vague 25:03 It has system prices at the grocery store. Well, the grocery stores have to pay our interest for their inventory. So the more intuitive and obvious thing is that rising interest rates increase prices. And by the way, if you and I were to go look at the data right now, which I look at almost daily, that we would see periods of rising interest rates correlate to periods of rising increased costs. Keith Weinhold 25:29 Well, I'm glad you look at history because I often say here at Get Rich Education, if you want to know what's going to happen in the future, it's easy to have a hunch, but it's more important to look at history. Can you talk to us some more about how, over the long term, higher interest rates don't suppress inflation? If that's what you're saying, Richard Vague 25:47 yeah. The greatest rise in inflation, you know, in my lifetime was the late 1970s. Keith Weinhold 25:55 Yeah, Richard Vague 25:56 and for the entire time that interest rates were going up, prices and inflation were going up, and it wasn't until interest rates started coming down that inflation started coming down. So we could look at any number of periods, and if you're going to argue the opposite, you need to go find me some data. Keith Weinhold 26:15 Okay. Well, speaking in more modern times, in the last wave of inflation that we had, the CPI peaked at 9.1% in June of 2022. This is the whole famous Jerome Powell: inflation is only transitory. Oh shoot, no, it's not. I better hike rates. He did, and then inflation came down. Is it as simple as that cause in effect, or did something else make inflation come down post COVID. Richard Vague 26:42 Inflation came down, and it came all the way down in July of 2022. It didn't come down gradually over six, 912, 18 months. You go look at the length monthly inflation. Inflation came all the way down in July of 2022, and stay has stayed down all the intervening period until very recently with the Iran War. July of 2022 was before there was a dramatic increase in interest rates. Keith Weinhold 27:18 Right, Speaker 1 27:19 that's simple. Keith Weinhold 27:21 What caused inflation to come down? Then is it because supply began to arrive on the market again? Richard Vague 27:27 People went back to work, started building things again. Keith Weinhold 27:30 Producing. Richard Vague 27:32 And the problem was folks had not been able to go to the factories and make things, and so we had a you know global supply deficit. Well, the nice thing about that is that you know money incends people to scramble back to work, make things again, and you know once they start doing that, and the Fed actually produces something they call the Global Supply Chain Pressure Index. You can get it on the Fed site. If you look at it, it's supposed to be kind of at zero, and anytime supply chains are disrupted, it shoots up. And any you know, any time the opposite happens, you know there's overcapacity. It goes down, and you can see exactly when supply chains repair is happening. So go look at the. It's called the GSCPI. It's on the Fed side. You'll see that global supply chains had largely started to be dramatically repaired in the spring and summer of 2022, and naturally, supply and demand works. All of a sudden, supply starts showing up, and prices go to hell. Keith Weinhold 28:39 We're talking with economic futurist author and Pennsylvania's governor-appointed former secretary of banking and securities Richard Vague, more when we come back on the affliction of inflation, what this means for real estate investors, and more. This is Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com. Keith Weinhold 29:29 Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866. That's family to 66866. Dolph Derues 30:31 This is the king of commercial real estate, Dolph Derues. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream. Keith Weinhold 30:45 Welcome back to Get Rich Education. We're talking with Richard Vague. Richard is the founder and president of so many organizations today. He's the author of several popular economic books. He chairs the board of the Public School employees retirement system. That's the largest public pension fund in Pennsylvania. He's in a lot of places at once, seemingly. Richard, we're talking about inflation before the break. What is the right inflation rate? Richard Vague 31:16 Well, like I said, inflation. If you look at the entire 250-year span of the United States has it been an affliction that has affected us that often? It is political kryptonite. So when it does happen, it steers our consciousness, and it you know certainly affects your industry. But you know, if we look historically, the Fed targets 2% It's not a bad thing to target. We never really have achieved that level for any length of period. I think if you look at it over the past several decades and take out the high inflation periods, it probably has averaged closer to three. So I don't think two to 3% is an inappropriate level, and I kind of suspect it'll be a level that typifies our future once we get past, if and when we get past this more. Keith Weinhold 32:09 Yes, not long ago, I was looking at the history of the CPI or the CPI's equivalent, and over the last 100 years, the rate is about 3.2% and we haven't hit that government-mandated 2% target, which is stated right on the Fed's website. We haven't hit that for any month in about five years now, and this asset inflation, as we know, this disproportionately enriches existing asset owners, and it widens this inequality. Something that's more recently been known as the K-shaped economy, can you talk to us some more about this exacerbating wealth inequality? Richard Vague 32:48 Well, you hit the nail on the head. Something on the order of 80% of all the net wealth held by Americans is in the form of two things: stock and real estate. If you want to talk about wealth, it's those two things, and those two things, probably 60 or 70% of all of those in the U.S. are held by the top 10% I think it's a single-digit number of those that are held by the bottom 50% So you know, if inflation and debt growth push asset prices up over time. It is a mathematical inevitability that the rich get richer faster than those in the middle and at the bottom, and that simply means inequality will increase through time. I believe that's structural. Unless you address that in very some very specific way it will continue. Keith Weinhold 33:43 Inflation affects real estate investors more than it does the average person because we borrow these big pools of money often at 75 to 80% loan to value, and in a sense, although we know it's bad for general society, and we do think about the K-shaped economy. Of course, inflation benefits us because it debases our debt. But even if you're not a real estate investor, even if you just own your own home, you know, Richard, I really think it begs the question: Is a 30-year fixed-rate mortgage one of the best forms of debt ever created for ordinary Americans? Richard Vague 34:22 The 30-year mortgage, which was created, you know, that started on that path in the 1930 s for the very reasons we all know and love, which is getting Americans to own their own home, and has been, you know, a game changer for the country, and truly one of the great things that's been done, and I hope it's something that we continue to defend and preserve. Keith Weinhold 34:46 Well, that brings up leverage and the prudent use of leverage. As real estate investors, we have this benefit of getting all these 30-year fixed-rate loans without the threat of a. Margin call being made. We're not borrowing over in the stock market. When you sign your loan documents, it doesn't say that the bank can call your note due at any time, but one could take it too far. And when it comes to debt, I think that really begs the question: Where does intelligent leverage end, and then dangerous leverage begin. What's the border? Richard Vague 35:25 Well, you guys are experts, and I'm not. But the very simple premise is starts with not overpaying for the property to begin with. It is not an exact science, but generally speaking, I think we can tell when prices are relatively high in a given market and or a given year and relatively low, and you you'd always want to kind of be at least in the middle or somewhat on the low end before you acquire a property. So that's step number one, and then step number two is really just giving yourself a buffer, you know. We saw in the global financial crisis that real estate loans were being made in some cases at 100% of value. Yeah, and frankly, we saw at least some episodes within that folks borrowing over 100% of value, and certainly they were very happy when that happened. But we know there's zero margin for error when you do that, and perhaps even a negative margin for error when you do that. So I would think, you know, you guys know better than me, but you know, I hate to borrow it much more than like 90% of value, maybe 95% if it's a smaller asset and you have a government guarantee, and if you can do it at lower leverage, you know, 70 or 80% of value, that's not a bad thing to consider. I tend to think in the real estate world that you know I've seen many investors, particularly in the commercial space, buy things with lower leverage, 50 or 75% But then, as the asset proves itself, they work with their lender to increase the debt-to-value ratio, you know, and get more money at it over time as it becomes an increasingly proven asset. So they migrate their way from 75% to 95% over time. I think that's a logical path. Keith Weinhold 37:20 That acronym Ninja Loans, which were popular from about 2000 to 2007, that acronym Ninja means no income, no job or assets, and you might still get a loan of 110% of the value of the property. It was profligately irresponsible. Well, Richard, in a moment, I want to ask if you have a resource that our audience can follow along with you if they would like to do so. But before I do that, do you have any last thing that you would like to talk about? Maybe something that I did not ask you, whether it has to do with the general economy or real estate or interest rates or inflations. Is there something else that we should know? Richard Vague 38:00 What I would do is just endorse your podcast. Keith Weinhold 38:04 Thanks. Richard Vague 38:05 You're approaching this in a very intelligent way, and you're very empirical, and I think your listeners are doing themselves a service by continuing to follow what you do. That's a really reasonable, secure, and yet bold path towards creating wealth, then I think you're to be commended. Keith Weinhold 38:27 Oh, I appreciate the endorsement. I'm always blown away at our following, but you have some resources worth following as well. Tell us about that. Richard Vague 38:36 Well, we do. We have a weekly video ourselves that it's about a five-minute video, and you can go to our website, which is tycos.com. So t y c h o s.com, and you know we have data on the site. If you're a real geek, you could go in and you can look at our macroeconomic data. You know, but if you're not, you can sign up for the video, and we come out with what we hope is a short but relevant video once a week talking on some aspect of the economy, and you know we'd love to have folks join that if they're interested. Keith Weinhold 39:10 Well, it's valuable. I suggest you, the listener, check that out. Richard oftentimes turns conventional economics on his head, just like he did with us today, talking about how if there's higher interest rates, that does not necessarily mean lower inflation. Richard, it's been valuable as always. It's been great having you back on the show. Richard Vague 39:30 It's an honor to be with you. Keep up the great work. Keith Weinhold 39:38 In this remote interview, I got a beautiful look over Richard's shoulders there on the screen at Center City, Philadelphia, in the ornate buildings there. I will be in that part of the nation again shortly. Big thanks to Richard Vague. If you're looking him up, it is spelled V-A-G-U-E. We've got a. A lot of terrific content coming up on the show over the next few weeks, including fresh takes on building your wealth that you've never heard before. Until next week, I'm your host Keith Weinhold. Don't quit your daydream. Speaker 3 40:18 Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 40:46 The preceding program was brought to you by your home for wealth building. getricheducation.com
Interviews at Bitcoin Asia 2026 Day 200:00 - Piriya Sambandaraksa05:14 - Alexander Mann11:04 - Shone Anstey of LQWD17:03 -Liam Eagen from Ideal GroupLinks: https://x.com/piriyahttps://x.com/idealgrouphttps://x.com/liameagenhttps://x.com/LQWDTechhttps://x.com/shoneansteyhttps://x.com/alex_singh_mannStephan Livera links:Follow me on X: @stephanliveraSubscribe to the podcastSubscribe to Substack
On The Kara Goldin Show, I sit down with Dr. Whitney Hovenic, double board-certified dermatologist, Mohs surgeon, and Co-Founder of SPOOGE — a mineral SPF brand with serious dermatology expertise, a playful attitude, and a mission to change how people think about daily sun protection. We talk about why sunscreen has always had a branding problem, what Whitney is seeing in her practice as she treats skin cancer patients — including people in their 20s and 30s — and why Gen Z and Gen Alpha tanning trends have made this conversation more urgent than ever. Whitney shares how SPOOGE came to be, including the story behind the name, and why she and her co-founder Hillary Schieve wanted to build a brand that makes SPF feel as routine as brushing your teeth. We also get into Hillary's personal connection to the mission as a kidney transplant recipient on lifelong immunosuppressants, and why daily protection is not optional for so many people. We also talk about what traditional SPF messaging gets wrong, how humor can help people engage with skin health, and what it takes to create mineral, reef-safe formulas that people actually want to use every day. Plus, Whitney shares what she has learned from SPOOGE's first year — from editor love and awards to retail traction, medspa reorder rates, TikTok buzz, and strong Amazon performance. If you're interested in learning what it takes to build a beauty brand with a serious mission, change behavior around daily SPF, or make skin health feel modern, fun, and approachable — check out the interview on my podcast. You can find it here or anywhere you listen to podcasts
Scott Bessent knows something that we don't. Luke Gromen has spent his whole career reading the fine print of America's balance sheet, and his conclusion is stark: the quiet interventions coming out of Washington - doubled bond buybacks, a yen rescue, a sudden fondness for stablecoins - aren't policy. They're symptoms. The arithmetic of debt, entitlements, and interest has crossed a threshold from which, Gromen argues, there are only three exits, and none of them are painless. We've got a crisis hiding in plain sight - and someone is gunna end up paying for it.--Timestamps:(00:00) - Welcome and Guest Intro(00:21) - Past Episode Reflections(00:49) - Bitcoin and AI Disagreements(01:58) - Luke Returns to the Show(02:24) - Why Everything Feels Faster(03:52) - Bessent and Bond Buybacks(08:11) - True Interest Expense Alarm(15:00) - Is It a Crisis Yet(20:38) - Crisis Symptoms and Options(26:54) - Japan Treasury Selling Fears(29:06) - Allies Follow China Playbook(34:01) - Stablecoins and CLARITY Act(36:07) - No Silver Bullet(36:48) - Inflation Over Bonds(38:39) - Gold and Bitcoin Hedge(39:09) - No Currency Alternative(40:44) - China Gold Yuan System(43:33) - Gold as Neutral Reserve(48:31) - Multipolar Reserve Trap(50:32) - Zugzwang and Supply Chains(55:30) - Back to Gold Energy Link(01:01:08) - AI Boom Then Bust(01:04:00) - White Collar Disruption(01:10:37) - Closing Thoughts and Outro--Referenced in the Show:Forest For The Trees - https://fftt-llc.com/about/ --Jacob Shapiro Site: jacobshapiro.comJacob Shapiro LinkedIn: linkedin.com/in/jacob-l-s-a9337416Jacob Twitter: x.com/JacobShapJacob Shapiro Substack: jashap.substack.com/subscribe --The Jacob Shapiro Show is produced and edited by Audiographies LLC. More information at audiographies.com--Jacob Shapiro is a speaker, consultant, author, and researcher covering global politics and affairs, economics, markets, technology, history, and culture. He speaks to audiences of all sizes around the world, helps global multinationals make strategic decisions about political risks and opportunities, and works directly with investors to grow and protect their assets in today's volatile global environment. His insights help audiences across industries like finance, agriculture, and energy make sense of the world.--
-Explore my Hungryroot Digital Cookbook “Gertie's Hump Day Recipes” at https://hungryroot.com/THEBASEMENT -Download Cash App Today: https://click.cash.app/ui6m/re0kp2pw #CashAppPartner Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. -Discover how to move your IRA or 401k into physical gold and silver — with no taxes or penalties. Get your free portfolio review and free gold & silver guide from GoldenCrest Metals: visit https://GoldenCrestMetals.com/thewhyfiles or call (888) 949-9172 now. Some of the sharpest minds in physics have sat down in The Basement, each pushing at the edges of what we understand about reality. We start with the fundamentals, the Higgs boson, the Planck scale, the search for gravitons. Theories tested, published, and confirmed. From there, things get stranger. Entanglement, the double-slit experiment, the idea that reality itself is a simulation, and the possibility that the future is shaping the past right now. Physicists, astrophysicists, and researchers wrestling with the same question. Where does the universe stop making sense, and what happens after that. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Nadine Chakar, Global Head of DTCC Digital Assets, joined us to discuss DTCC's plans for asset tokenization and its vision for bringing financial markets on-chain.Topics:- DTCC Tokenization plans- Stock Tokenization Risks- Which asset classes will be tokenized- Will Institutions create their own blockchains- Future of markets
Tether is evolving far beyond its roots as a stablecoin issuer, building a broader financial and technology company around USDT, U.S. Treasuries, Bitcoin, gold and even farmland. The conversation covers how its new KPMG audit addresses years of criticism, why Tether is hedging its exposure to the dollar with scarce assets, and how it could eventually become one of the largest buyers of U.S. government debt. Learn more about your ad choices. Visit megaphone.fm/adchoices
Bitcoin heads into September under pressure as renewed U.S.-Iran strikes push oil above $90 and markets sharply raise the odds of a Fed rate hike after Kevin Warsh's hawkish Jackson Hole speech. Despite September's historically weak reputation, midterm-year seasonality has often been much stronger, while gold is still coming off its best month since January. Learn more about your ad choices. Visit megaphone.fm/adchoices
I sat down with Jim Iuorio of the Unfiltered Investor to discuss debt, inflation, AI, and investing after nearly four decades of booms, crashes, and Fed interventions.— What breaks first: the dollar, Treasuries, or something else— Why gold is signaling more money printing ahead— If AI can rescue the economy— If today's stock valuations are justified -- or simply another bet on a Fed bailout— What markets are getting completely wrongI hope you enjoy!Visit our Sponsor: Monetary MetalsEarn 5% to 12% interest on your physical gold and silver, paid in physical gold and silver.Visit our Sponsor: Abundant MinesMine Bitcoin, Keep the Profits, Reduce your Taxes. We handle Everything.Visit our Sponsor: The Bitcoin WayStep-by-step help with Bitcoin self-custody, upgraded cybersecurity, and Plan B residency.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show
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Bitcoin spent last week consolidating after its huge move higher, and Craig sees the lack of a major snapback as a positive sign. The weekly candle finished essentially flat, even after selling following Warsh's Jackson Hole comments, leaving Bitcoin surprisingly strong but too messy for Craig to trade right now. Instead of forcing a position, he's waiting for Bitcoin to establish cleaner trend and cyclicity before getting involved again. While Bitcoin sorts itself out, Craig is searching deeper in the market for the structures he prefers: strong trends, clean pullbacks, good cyclicity, and momentum. He highlights Pump.fun as an example of that structure and discusses Zora, CHIP, and ZRO as charts showing characteristics he watches for, while emphasizing that these are examples rather than trade recommendations. For now, the strategy is simple: stay patient, trade where the clean trends are, and wait for Bitcoin's next leg. Happy Hodling, Everyone. Hosted on Acast. See acast.com/privacy for more information.
itcoin is back below $78,000 after another failed attempt to establish $80K as support, while ETF inflows finally broke their winning streak and Kevin Warsh's Jackson Hole comments increased expectations for tighter monetary policy. Matt explains why Warsh's apparent commitment to returning inflation to 2% could mean higher rates and less liquidity, creating another potential headwind for Bitcoin. The bigger story is the growing convergence between Bitcoin mining and AI infrastructure. Miners already control power, grid connections, land, cooling and data-center infrastructure that AI companies desperately need, pushing companies like IREN, Riot and CleanSpark deeper into AI. Matt argues that this creates enormous opportunities but also new risks, including AI-focused regulations spilling into Bitcoin mining and the possibility that an eventual AI correction exposes companies whose valuations have become too dependent on the boom. Happy HODLing Hosted on Acast. See acast.com/privacy for more information.
August is officially in the books! And after another month of AI enthusiasm, strong corporate earnings, stubborn inflation, rising oil prices, geopolitical uncertainty, Fed drama and some major market breakouts, it's time to step back from the daily noise and see where the money actually went. On today's episode of TraderMerlin, we're pulling up the charts and reviewing the performance of our Top 8 Market Segments for August. Because sometimes the best way to understand what's happening in the financial markets isn't another headline... It's simply looking at which assets are actually going UP—and which ones aren't. We'll compare the performance of the major markets and see where traders and investors were putting their money throughout August. We'll discuss: U.S. Equities – The S&P 500, Nasdaq, Dow and Russell 2000 all finished August higher despite plenty of volatility along the way. Technology – AI remained one of the dominant market themes, with another massive Nvidia earnings report helping reinforce enthusiasm for the AI trade. Small Caps – Are smaller companies finally participating more meaningfully in the bull market? Gold – Precious metals delivered another powerful month as inflation, geopolitical risk and concerns about the dollar drove demand. Bitcoin & Crypto – Bitcoin was one of August's standout performers as digital assets attracted another wave of capital. Energy & Crude Oil – Middle East tensions and disruptions surrounding the Strait of Hormuz kept energy markets firmly in focus. Bonds & Interest Rates – Treasury yields remained a major source of volatility as investors digested inflation data and Kevin Warsh's message from Jackson Hole. The U.S. Dollar – What currency markets are telling us about inflation, monetary policy and global capital flows. But we're not just ranking winners and losers. We're asking the much more important question: What is August's performance telling us about September? The S&P 500 gained roughly 2.5% in August, continuing an earnings-driven bull market. Semiconductor stocks remained strong, with Nvidia gaining nearly 9% for the month, while software stocks continued their impressive recovery. But some of the biggest moves weren't in stocks at all. Bitcoin gained more than 20% during August, while gold also posted a powerful monthly advance as investors increasingly looked toward scarce assets amid concerns about inflation, government debt and monetary policy. Meanwhile, crude oil remains one of the market's biggest wild cards as renewed tensions in the Middle East pushed Brent back above $90 per barrel to close out the month. That's a very interesting combination: Stocks rising. Gold rising. Bitcoin rising. Oil rising. Bond yields remaining elevated. Normally, those assets aren't all telling us the same story. So what exactly is the market pricing in? That's what we'll try to figure out today. And the timing couldn't be better because tomorrow we turn the calendar to September—historically one of the most difficult months of the year for U.S. equities. For additional market research, check out CME Group Markets, Federal Reserve Economic Data, and Nvidia Investor Relations. Listen now:
US equity futures are mixed but off their lows, with S&P futures slightly down. Bonds are little changed overall, while the dollar is slightly softer after Friday's gains. Crude is firmer amid renewed US-Iran strikes, precious metals remain under pressure, and Bitcoin is modestly higher but still below 79K level. Sentiment is soft into this week as tensions in the Middle East escalated over the weekend. US forces struck Iranian rocket launchers on Larak Island, with Tehran responding via intercepted missile strikes on US bases in Jordan. It was the first direct exchange of fire since July. Hence, diplomacy remains stalled. Companies Mentioned: KKR&Co., ONEOK, Inc., SK Hynix
Jonathan Drake kicks off a brand new series, tackling Spooner's dense essay "Poverty, Its Illegal Cause and Legal Cure." Born out of Spooner's own brutal experience losing everything in the Panic of 1837, this essay argues poverty isn't natural scarcity, it's an artificial deprivation created when contracts get manipulated by a judiciary that either misunderstands natural law or willingly ignores it. Expect a deep dive into freedom in banking, the true nature of debt, and why "equal distribution of wealth" here has nothing to do with Marxism despite how it might sound on the surface. Jon also lays groundwork for a genuinely compelling Bitcoin connection, framing proof of work versus proof of stake as a real world natural law versus artificial barrier showdown. Sprinkled throughout are stories about roly polys, a butterfly named after a Spartan admiral, and a spirited debate about whether chartreuse has always been green.
Philosopher Stefan Molyneux covers recent cases on immigration, the Tate brothers and Lindsay Clancy. He then talks about kids learning moral courage from what parents actually do, why pushing ideas on family almost never works, and the need to explain things clearly without ego.JOIN ME IN NASHVILLE SEPTEMBER 12! https://wordwardebate.com/Use code STEFAN for 10% off!GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/FREEDOMAIN2026
Philosopher Stefan Molyneux talks about why people will not discuss female evil and how women often escape the consequences men must face. He shows how welfare and victim stories let women skip accountability even when it hurts kids, and why men who bring it up get called misogynists.JOIN ME IN NASHVILLE SEPTEMBER 12! https://wordwardebate.com/Use code STEFAN for 10% off!GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/FREEDOMAIN2026
AI is the latest technology that will change the world. That doesn't mean every dollar poured into building it will pay off. Nearly $3 trillion is expected to be spent on data centers between 2025 and 2028, and roughly half of it is borrowed -- financed on the assumption that demand keeps exploding. In this explainer episode: What's actually inside a data center Why they cost billions to build Who's lending the money, and what they were promised in return Why this boom has pulled capital away from Bitcoin The one thing that has to keep happening, or the whole thing breaks I also share why this matters for markets, your retirement account, and ultimately Bitcoin. ---- The Natalie Brunell Show is powered by Ledn: Borrow against your Bitcoin without selling it. Ledn offers Bitcoin-backed loans built for serious holders, with rates that get lower as your loan size increases. With Ledn's custodied loan product, your Bitcoin is held in custody and not lent out. Ledn has operated through multiple market cycles without a loss of client assets and publishes Proof of Reserves so you can verify what they hold. Get 0.25% off your first bitcoin-backed loan → https://www.ledn.io/natalie (Offer subject to terms and eligibility. Digital asset lending involves risk, including loss of collateral.) Bitdeer Technologies Group (NASDAQ: BTDR) powers AI and Bitcoin mining infrastructure with 3 GW of secured global energy — and owns the entire stack, from equipment manufacturing to data centers to proprietary orchestration software. Learn more at https://www.bitdeer.com ---- Order my approachable introduction to Bitcoin book "Bitcoin is for Everyone: https://www.amazon.com/dp/1804091138?linkCode=ssc&tag=onamzameri07b-20&creativeASIN=1804091138&asc_item-id=amzn1.ideas.3Q6CKLCXBKGSV&ref_=aip_sf_list_spv_ons_mixed_d_asin Limited signed copies are available for purchase at shop.talkingbitcoin.com powered by Speed Wallet. ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com ---- Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL ---- Disclaimer: The News Block and Coin Stories are for educational and entertainment purposes only and do not constitute financial, investment, legal, or tax advice. Natalie Brunell is not a financial advisor. Some content may include sponsorships or paid partnerships, which are disclosed. Always do your own research and consult a licensed professional before making financial decisions. Bitcoin and digital assets are volatile — never invest more than you can afford to lose.
The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun
Zach Pandl, Head of Research at Grayscale Investments, joined me to discuss Bitcoin's recent price surge, what's driving the rally, and what could come next for the broader crypto market. Topics: - Is Crypto back in a bull market? - SEC Regulation Crypto - Will the Clarity Act pass in September? - Grayscale Zcash ETF goes live on the NYSE Arca
Jordi Visser is a veteran macro investor with 30+ years of experience and the author of the VisserLabs Substack. In this conversation, we break down bitcoin's historic recovery and the key levels that matter, the fight between Kevin Warsh and Scott Bessent over interest rates, and why Jordi is rotating more of his money into Ethereum and Solana. We also discuss AI agents, tokenization, and just how high bitcoin could realistically go.======================Arch Public is an agentic trading platform that automates investment strategies across Stocks, Commodities, ETFs and Crypto. Whether you're rotating into AI & Gold, allocating to the S&P 500, or accumulating Bitcoin, Arch Public executes your plan 24/7 without ever taking custody of your assets or funds. Sign up today at https://www.archpublic.com, and start your FREE automated trading strategy! ======================Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit https://www.simplemining.io/pomp======================0:00 - Intro1:01 - Bitcoin's historic recovery & key levels to watch4:49 - South Korea & retail's role in the bitcoin rally8:56 - Dogecoin, bitcoin & the fundamentally-driven move12:10 - Kevin Warsh, Scott Bessent & the fight over rates22:52 - An AI safety expert's surprising take on bitcoin28:05 - Nvidia's $1B a day & the AI infrastructure trade33:43 - Why Jordi left Wall Street for real-time information37:39 - Is Nvidia stock underpricing its own growth?41:20 - Scarcity, debasement & the bitcoin-gold correlation47:05 - Stablecoins, tokenization & bitcoin as store of value50:53 - How high can bitcoin go?1:01:04 - Jordi's upcoming video
Melody Wright returns to unpack a housing market collapse accelerating faster than 2008. Foreclosure referrals are spiking 150% month over month, FHA delinquencies are climbing past 12%, and multifamily real estate securitizations are showing signs of fraud, mismarked debt, and vanishing capital. Wright and Marty dig into United Wholesale Mortgage's balance sheet troubles, Fannie Mae and Freddie Mac exposure, private credit stress, commercial real estate maturity walls, and why Bitcoin remains the hedge against a monetary system built on unchecked credit creation. Melody on X: https://x.com/m3_melody Melody's Substack: https://m3melody.substack.com/ Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/tftc for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc! #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner
In this episode, I interviewed several people at Bitcoin Asia 2026.Timestamps:00:00 - Interview with Adam Poulton06:28 Interview with Giovanni Santostasi15:18 Interview Jeff Walton of Strive34:11 Interview with Alex B from ArkLabsLinks: http://x.com/Giovann35084111http://x.com/adampoultonhttp://x.com/bergealex4http://x.com/arklabshqhttp://x.com/punterjeffhttp://x.com/striveStephan Livera links:Follow me on X: @stephanliveraSubscribe to the podcastSubscribe to Substack
Listen/Watch the FULL EPISODE ad-free/early on Substack: https://coffeeandamike.substack.com/ Michael Yon, a war correspondent, author, photographer joins founder of Curves International Fitness, author, filmmaker and philanthropist Gary Heavin to discuss the crime of the pandemic, multiple earthquakes across the world, war in the Middle East, The Great Taking and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!! Follow Me X- https://x.com/CoffeeandaMike IG- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ YouTube- https://www.youtube.com/@Coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Substack- https://coffeeandamike.substack.com/ Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Paypal- https://www.paypal.com/biz/profile/Coffeeandamike Substack- https://coffeeandamike.substack.com/ Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Buy Me a Coffee- https://buymeacoffee.com/coffeeandamike Bitcoin- coffeeandamike@strike.me Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998 Follow Michael Yon X- https://x.com/Michael_Yon Substack- https://michaelyon.substack.com/ YouTube- https://www.youtube.com/@MichaelYonBigHoney Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike McAlvany Precious Metals- https://mcalvany.com/coffeeandamike/
John reads Warsh's Jackson Hole speech as a nothing burger for Bitcoiners: a Fed chair must talk tough on inflation because signaling anything else would send inflation expectations and yields higher, while the long-run path of financial repression stays the same Warsh reported that 54% of PCE basket components rose more than 3% over the past year, called 4.1% unemployment full employment, and framed inflation as squarely the Fed's problem to solve Markets read the speech as hawkish anyway: the two-year yield rose about 12 basis points while gold and Bitcoin each gave back roughly 3.5% On last week's expanded Treasury buybacks, John points to two signals: a 30-year yield near 5.3% is clearly bothering policymakers, and the Fed has never meaningfully reduced its holdings of 10-year-plus Treasuries even during quantitative tightening, evidence that natural buyers of long-dated government paper are scarce The hosts revisit the shallowest bear market thesis they developed together on this show: a roughly 52% drawdown against 77% to 90%-plus in prior cycles, with the June low of $58,000 sitting just below the 200-week moving average before price rocketed back through it John explains why he believes the June low will hold, while framing the 50-week moving average near $82,000 as the level the market is watching to declare a new bull market Glassnode data shows 1.05 million Bitcoin of long-term holder supply with a cost basis between $83,000 and $86,000, the first heavy resistance shelf above spot, and the hosts discuss how cost basis shapes market psychology The debasement trade is back in ETF volumes, with GLD and IBIT both in the top ten most traded funds, and the Bitcoin-to-gold ratio breaking its year-long downtrend after gold's 2025 outperformance Bitcoin's long correlation with software stocks broke down in June, and John argues it was always the wrong frame, a point Lyn Alden's Wall Street Journal essay makes at length: Bitcoin is a protocol of value, not another technology stock A broad Treasury ETF has returned roughly negative 18% after inflation over fifteen years while the supply of government debt keeps expanding, the picture John says is quietly ending the era of Treasuries as the world's default store of value ► For high-net-worth individuals and corporations seeking to build generational wealth with Bitcoin, Swan Private is your guide ✔ https://www.swanbitcoin.com/private?utm_campaign=private&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Secure your bright orange future with the Swan IRA today! Real Bitcoin, no taxes ✔ https://www.swanbitcoin.com/ira?utm_campaign=ira&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Secure your Bitcoin with Swan Vault ✔ https://www.swanbitcoin.com/vault?utm_campaign=vault&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Download the all-new Swan Bitcoin App ✔ https://www.swanbitcoin.com/app?utm_campaign=app&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Want to learn more about Bitcoin? Check out Welcome To Bitcoin a FREE Introductory course. Learn about Bitcoin in under 1 hour! ✔ https://www.swanbitcoin.com/welcome?utm_campaign=welcome_to_bitcoin&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Connect with Swan Bitcoin: ✔ Twitter: https://twitter.com/Swan ✔ Instagram: https://instagram.com/SwanBitcoin ✔ LinkedIn: https://linkedin.com/company/swanbitcoin ✔ Threads: https://www.threads.com/@swanbitcoin ✔ Facebook: https://www.facebook.com/SwanBitcoin/ ✔ TikTok: https://www.tiktok.com/@realswanbitcoin
Crypto News: Bitcoin and altcoins see price pullbacks. Fed chair Kevin Warsh comes out hawkish hinting at rate hikes. Investors at least $4.7 billion underwater across Trump crypto ventures, Public Citizen says.
Bitcoin's breakout may be signaling the start of a new bull phase, with the setup looking similar to the 2023 move that followed the Silicon Valley Bank crisis. Ran Neuner argues that compressed volatility, Bitcoin's bounce from long-term technical levels, renewed ETF inflows and improving macro conditions all support the idea that the bear market may be over. The conversation also covers potential tension between Kevin Warsh and Scott Bessent, why the Clarity Act may still fail, and what that could mean for crypto regulation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Would you trust two brothers with zero aviation experience to run El Salvador's helicopter tours, plane charters, and Bitcoin travel experiences? Thousands of Bitcoiners already have. Today on Live From Bitcoin Beach, I sit down with Mauricio and Diego Villeda, founders of Bitcoin Life, the Bitcoin tourism and concierge service company that convinced El Salvador's Minister of Defense to lend them Air Force helicopters. I wanted the full story of how two guys orange-pilled by a $5K Bitcoin client built the most Bitcoin-native travel operation on the planet, and they didn't hold back.It all started with a free Notion page built to help Bitcoiners travel El Salvador, covering transportation, places to stay, and spots that accept Bitcoin over the Lightning Network. Three days after launch, Stacy Herbert retweeted it, and strangers at the Adopting Bitcoin conference were showing the brothers their own guide without knowing who made it. That one retweet turned a side project into a company, and it proved something maxis have said for years, that proof of work beats marketing budgets.These days the brothers run helicopter tours to places most tourists never see, including Lake Ilopango, a lake that had zero tourism when gangs controlled the area. They fly clients beyond El Zonte, land in soccer fields, and pay the local caretakers in sats to clear the space. For Bitcoiners flying in from abroad, they also run VIP airport pickups that take you from immigration straight to a helicopter, plane charters connecting El Salvador with Próspera in Honduras for around $3,000 per group, and real estate guidance for investors front-running the nation-state adoption wave. Every booking, vendor, and ticket runs on Bitcoin, feeding the Bitcoin circular economy that fiat skeptics love to claim doesn't exist.Their biggest project is still ahead, a Bitcoin Street in the Centro Histórico of San Salvador where every business accepts Bitcoin, complete with an academy, an art gallery, and rooftop coffee shops. The brothers are raising from investors before Bitcoin Histórico this November, and I love their case for it. A district that was too dangerous to visit a few years ago deserves a permanent Bitcoin landmark, and low time preference built this country's turnaround.If you've ever wanted to see El Salvador from a military helicopter while paying in sats, these are your guys. Subscribe for more stories from the ground, share this with your favorite nocoiner, and drop a comment telling me which tour you'd book first.—Bitcoin Beach TeamLearn more about The Bitcoin Life:X: https://x.com/thebitcoinlife_ X (Diego Villeda): https://x.com/DiegoVilledaa X (Mauricio Villeda): https://x.com/itsMauriVilleda Instagram: https://www.instagram.com/thebitcoinlife_ Website: https://www.bitcoinlife.sv/ WhatsApp: +503-6865-6540Support and follow Bitcoin Beach:X: https://www.twitter.com/BitcoinBeach IG: https://www.instagram.com/bitcoinbeach_sv TikTok: https://www.tiktok.com/@livefrombitcoinbeach Web: https://www.bitcoinbeach.com STAY AT BITCOIN BEACH: https://www.stayatbitcoinbeach.com/punta-mango-villasBrowse through this quick guide to learn more about the episode:00:00 Intro01:36 How to get started with Bitcoin as an entrepreneur in El Salvador?04:36 What was the first Bitcoin meetup in San Salvador like?07:48 How to build a Bitcoin travel guide that goes viral?11:42 How to book a helicopter tour in El Salvador with Bitcoin?14:20 Is Lake Ilopango safe to visit now?19:27 How does VIP airport pickup work in El Salvador?21:31 How much does a private flight from El Salvador to Próspera cost?23:24 What is Bitcoin Street in San Salvador?29:51 Where can you spend Bitcoin in El Salvador? Live From Bitcoin Beach
Stop Holding & Hoping! Follow our trades and take profits with us! www.skool.com/discovercrypto/about If you have ever made money watching this channel, we need your help! Join the community to help us create the best Crypto education platform on the planet! Blofin - https://partner.blofin.com/d/DiscoverCrypto Toobit - https:// www.toobit.com/en-us/activity/win-the-world
Philosopher Stefan Molyneux talks with a 39-year-old teacher who has been single for ten years about the childhood pain that drove years of comfort-seeking with food, porn and withdrawal. He challenges the caller to stop avoiding hard conversations, set boundaries with his mother, and start valuing himself if he wants a real future.JOIN ME IN NASHVILLE SEPTEMBER 12! https://wordwardebate.com/Use code STEFAN for 10% off!GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/FREEDOMAIN2026
The crew sizes up Bitcoin's rebound, the fight to bring Hyperliquid onshore, the SEC's new token fundraising framework, and why Stripe's OpenRouter deal could make AI inference markets look a lot like DeFi. Welcome to The Chopping Block, where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. Tom and Tarun check in from Bhutan after lunch with the king, then the crew tackles Bitcoin's rebound, the path to a compliant U.S. Hyperliquid, the SEC's proposed Regulation Crypto Assets, and the growing overlap between AI inference markets and DeFi market structure. Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Show highlights
Bitcoin is down slightly at $79,603 Ethereum is up slightly at $2,505 BNB is down slightly at $706 UAE advisors acquire stake in WLTC Holdings Charles Schwab plans to add Solana, Avalanche and Chainlink HMRC said 240 people reported more than £1 million each in crypto gains. SEC has declared its Form S-4 registration effective Learn more about your ad choices. Visit megaphone.fm/adchoices
How did Bitcoin react to Fed Chair Kevin Warsh's first Jackson Hole speech? Federal Reserve Chair Kevin Warsh delivers his first Jackson Hole keynote today, and crypto traders are watching for whether the Fed will back the Treasury's plan to cap long-term borrowing costs. Bitcoin has climbed from $64,000 to $80,000 in a week on those expectations — a dovish signal could extend the rally, while a push for Fed independence could send it lower. CoinDesk's Uyen Truong hosts "CoinDesk Daily." - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at realfi.co. - This episode was hosted by Uyen Truong. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.
Matt and Nic return for another week of deals and news. In this episode: Matt and Nic consider candidates for the new bad boys intro music 39 state banking associations form the BankChain alliance Blockstream researchers proposed SHRINCS, a PQ signature scheme for Bitcoin How much should depositors care about bank credit risk? Kalshi hosts a prediction market on goat grazing regulation Are trading bot agents getting good? Blockstream proposes SHRINCS for Bitcoin Zcash hits an 8-year high Treasury designates anyone helping Iran's crypto sector AI watermarking Bad boys theme song submissions: Ian's song Seth's song Content mentioned: Omid Malekan, The banking lobby's bad faith campaign to kill the Clarity Act will backfire Nic Carter, A Second and Final Eulogy for Bitcoin Maximalism
Listen/Watch the FULL EPISODE ad-free/early on Substack: https://coffeeandamike.substack.com/ Velina Tchakarova is a geopolitical strategist and founder of FACE — For A Conscious Experience. She talks the rupture of the global system, physical shortages, United States, Russia, China, AI, and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!! Follow Me X- https://x.com/CoffeeandaMike IG- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ YouTube- https://www.youtube.com/@Coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Substack- https://coffeeandamike.substack.com/ Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Paypal- https://www.paypal.com/biz/profile/Coffeeandamike Substack- https://coffeeandamike.substack.com/ Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Buy Me a Coffee- https://buymeacoffee.com/coffeeandamike Bitcoin- coffeeandamike@strike.me Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998 Follow Velina X- https://x.com/vtchakarova?s=20 Website- https://foraconsciousexperience.com/ Substack- https://substack.com/@velinatchakarova Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike McAlvany Precious Metals- https://mcalvany.com/coffeeandamike/
Dolphins Fans fall for TUA Clickbait from the Media, Injuries seem to be a real problem for Haf and Sully, 3A Graphix Sports Calendar, Today in Music History, Birthdays in Music and Entertainment, Dolphins News and Notes, I hope the Jets do this, Cam Skattebo continues to prove he's a moron, Silly-Ass Heat fans stop talking Steph Curry, What is going on at LSU, Big O hopes the Jets do this, RG3 says the Browns are doing what Haslem wants, When will Bitcoin's next pump happen, Losing it and regaining greatness is a hard thing, Kevin Brown was an ASSHOLE while Richmond Webb is PURE CLASS, Players who owe Big O money after losing bets, and more.
Dolphins Fans fall for TUA Clickbait from the Media, Injuries seem to be a real problem for Haf and Sully, 3A Graphix Sports Calendar, Today in Music History, Birthdays in Music and Entertainment, Dolphins News and Notes, I hope the Jets do this, Cam Skattebo continues to prove he's a moron, Silly-Ass Heat fans stop talking Steph Curry, What is going on at LSU, Big O hopes the Jets do this, RG3 says the Browns are doing what Haslem wants, When will Bitcoin's next pump happen, Losing it and regaining greatness is a hard thing, Kevin Brown was an ASSHOLE while Richmond Webb is PURE CLASS, Players who owe Big O money after losing bets, and more.
Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to https://TodaysMarketExplained.com/ In this episode of Today's Market Explained, Brian Kasal and Chris Reardon analyze the key drivers behind current market movements across asset classes, sector performance, and broader economic indicators. From energy's massive 43.71% year-to-date surge to gold hitting historic record highs above $4,400, they explore where market strength lies, how inflation is weighing heavily on consumer sentiment, and what to expect from upcoming Fed policy decisions.
Carlos Feliciano regresa a Café en Mano para hablar claro sobre dinero, inversiones y la realidad económica que estamos viviendo en Puerto Rico y Estados Unidos.En este episodio hablamos de por qué Wall Street puede estar en máximos mientras muchas familias sienten que el dinero rinde menos, el impacto de la inteligencia artificial en la economía, Bitcoin, oro, S&P 500 y el error de creer que estás diversificado cuando realmente estás comprando las mismas compañías varias veces.También entramos en uno de los debates más controversiales: ¿es mejor comprar una casa o invertir ese dinero? Carlos explica cuándo puede tener sentido NO tener prisa por saldar una deuda con intereses bajos y qué deberías considerar antes de comprar una propiedad simplemente porque la sociedad te dice que “ya te toca”.Además, hablamos del riesgo de hacer negocios en Puerto Rico, cash flow, carros de $100,000+, la falsa idea de que “los verdaderos millonarios manejan carros viejos” y por qué nunca puedes saber cuánto dinero tiene una persona simplemente por cómo se ve.Y cerramos con algo que muchas veces se pierde hablando de finanzas: ahorrar e invertir es importante, pero la juventud también pasa una sola vez.Cita con CAF: https://calendly.com/cafinvestments/15min?month=2026-08⚠️ Este contenido es exclusivamente educativo y no constituye asesoría financiera. Toda inversión conlleva riesgo.☕ Café Dos CaminosCafé 100% puertorriqueño directamente de Juana Díaz.Suscríbete a Café en Mano Podcast para más conversaciones sobre finanzas, negocios, salud, cultura y Puerto Rico.00:00 Nissan Kicks 202600:30 Intro + Carlos Feliciano regresa a Café en Mano03:30 Llegar a 200K seguidores y el poder de la consistencia06:30 Marca personal, redes sociales y mantener credibilidad09:30 ¿En qué punto está el mercado ahora mismo?11:29 Inteligencia Artificial, Wall Street y la guerra EE.UU. vs. China15:00 “La economía está fuerte”… ¿pero por qué todo está más caro?17:30 Petróleo, oro y el indicador que casi nadie mira: el cobre21:00 ¿El S&P 500 realmente está diversificado?23:30 El error de comprar los mismos stocks en diferentes ETFs25:30 ¿El mercado siempre vuelve a subir?27:00 Oro y Bitcoin: cuidado con perseguir lo que está subiendo29:00 ¿Invertir en la bolsa o comprar una casa?30:56 ¿Deberías saldar rápido una deuda con interés bajo?34:00 ¿Por qué invertir mediante una LLC en Puerto Rico?36:13 Preguntas de la audiencia: Powerball, comprar casa e invertir38:00 ¿Son seguros los bonos de Estados Unidos?40:00 ¿Por qué hacer negocios en Puerto Rico es cada vez más difícil?42:00 Cash flow vs. revenue: el error de muchos empresarios42:57 ¿Los verdaderos millonarios manejan carros viejos?45:00 “No sabes cuánto dinero tiene nadie”49:31 ¿Tu vida realmente seguiría igual si te ganas millones?52:00 ¿Casa de $2M o $2M en inversiones?53:00 $50K invertidos vs. un carro de $150K54:00 Ahorrar TODO también puede convertirse en un problema55:00 La juventud pasa una sola vez + cierre
Crypto News: Charles Schwab adds altcoins Solana, Avalanche and Chainlink to nascent crypto platform. XRP treasury firm Evernorth said its SEC Form S-4 related to its business combination with Armada is now effective, allowing progress toward a Nasdaq listing. UK to formally order Bank of England to advance stablecoin and digital money innovation.
Divorce and Hidden Cryptocurrency: How to Find Crypto Your Spouse May Be Hiding
Bitcoin is back near $80K as markets brace for Kevin Warsh's Jackson Hole speech, with U.S. demand strengthening and ETF inflows continuing. Elsewhere, Ethena is overhauling ENA tokenomics with aggressive buybacks, Solana is moving toward lower inflation and higher burns, and Charles Schwab is expanding direct crypto trading to SOL, AVAX and LINK. Learn more about your ad choices. Visit megaphone.fm/adchoices
Very Important Links!Support the show on Patreon! - Other ways to support the show!Join our Discord! - Buy some merch!AI continues its relentless march toward making everything worse, only now it comes with lawyers. Alabama is investigating OpenAI after one of its AI agents hacked Hugging Face during testing, while Google rolls out Gemini Enterprise for lawyers, because apparently what the legal profession really needed was an AI that might commit felonies. Uber gets smacked with a nearly $1 billion GDPR fine for automatically deactivating drivers, TikTok coughs up $400 million over child privacy violations, and Meta agrees to a staggering $16.68 billion settlement over alleged harms to kids. Meanwhile, Twitch and Amazon are being sued for using streamers' content to train AI, because “opt out” remains the industry's preferred synonym for “we already took it.”Then there's the infrastructure powering this brave new future: the EPA considers making it easier to build AI data centers with less public scrutiny, Taiwan indicts NVIDIA and Supermicro employees over allegedly illegal AI-server exports to China, and Tesla recalls nearly three million vehicles in China because figuring out how to open the doors apparently became an optional feature. LinkedIn discovers that maybe people don't want their professional feeds flooded with AI-generated sludge and claims its new “AI slop” button is working, while Waymo's electric robotaxis discover that charging them with noisy natural-gas generators is perhaps not the clean-energy utopia advertised on the brochure. Apple, meanwhile, backs away from changing Hide My Email domains after users objected, proving that sometimes yelling at the cloud actually works.Plus: Star Trek goes Muppet, books worth reading, nerf guys, AI-generated Hacker News stats, retro gaming, and the sad news of both Dolly Parton and Tim Curry's deaths.Sponsors:DeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.StoryBlocks - For a limited time, they're offering 15% off any annual plan at storyblocks.com/gogHIMS - Visit Hims.com/gog to get a personalized, affordable plan that gets you.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/760Watch on YouTube at https://youtu.be/v_m2XT4_ZCYSHOW NOTESSend us Feedback!NEW! - GOG T-Shirt - You Are Here! - v1NEW! - GOG T-Shirt - Elon Kills Babies - Heavy Duty - FrontAlabama launches probe into OpenAI after Hugging Face breachGoogle expands Gemini Enterprise AI platform for law firms, lawyersUber hit with a nearly $1 billion fine for automatically deactivating drivers in EuropeTikTok will pay $400 million to settle Justice Department lawsuit over child privacyMeta reaches $16.68 billion settlement over social media harms to childrenTwitch and Amazon hit with lawsuit for training AI with streamers' contentThe EPA's Response to AI Data Center Backlash: Keep Building, but Keep It Hush-HushTaiwan reportedly indicted NVIDIA employees for exporting prohibited AI servers to ChinaChina Recalls Nearly Three Million Teslas Over Unsafe Door HandlesLinkedIn says its AI slop button is workingAustin park goers upset by adjacent loud Waymo EV generatorsApple reverses planned Hide My Email domain change after user pushbackStar Trek: Strange New GimmicksTed LassoSiloReacherThe WestiesThe Simpsons: Yellow Mirror | Exclusive Episode on Disney+ | TrailerThe Pitt Season 3 | Official Teaser | HBO MaxAmazon First ReadsI've Got a New Complaint: Essays on Aging Disgracefully and Other Small Disasters by Laurie NotaroThe Theory of Everything Else: A Voyage Into the World of the Weird – A Hilarious Handbook of Mind-Boggling Mysteries by Dan Schreiber (of the No Such Thing as Fish podcast)Welcome to Your Life: Love, Death & Tears For Fears – An Iconic Musician's Journey Through Grief, Addiction, and Recovery by Roland OrzabalPicks and Shovels: A Martin Hench Novel by Cory DoctorowThis Is How You Lose the Time War by Amal El-MohtarDave BittnerThe CyberWireHacking HumansCaveatOnly Malware in the BuildingLearn Circuits CourseArduino Starter Kit R4Kirby: Art & Style Collection by VIZ MediaStar Wars: The Lightsaber Collection by Daniel WallaceStar Wars: The Secrets of the Sith by Marc SumerakX-Shot Insanity Motorized Rage Fire Gatlin Gun with Tripod - Foam Gun for Maximum FirepowerMaster BlasterHow much of Hacker News is AI?Full Throttle full game playDolly and Miss PiggyDolly Parton, country star, actor and philanthropist, dies aged 80See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A Note from James:In 1790, one of the easiest ways to get rich in America was the old-fashioned way: marry someone rich.George Washington did pretty well that way. Benjamin Franklin, meanwhile, was so deep in debt that he offered to marry a woman if her parents would mortgage their house to pay off his printing press debt. When they said no, he married someone else who had money.And back then, debt was not just annoying. It could land you in debtor's prison. Actual prison. And not just you—your wife and kids could go too.Fast-forward to the 1900s, and most Americans still were not buying stocks. Only a tiny percentage owned shares. Everyday people were gambling, playing the numbers, using dream-interpretation books to decide what lottery number to play, and trying to find some edge that would move them a little closer to security.My guest today, Joseph Moore, literally wrote the book on this: How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't).The book is full of strange, funny, surprising stories about money in America: Franklin, Washington, debtor's prison, the Great Depression, bucket shops, real estate booms, FIRE, crypto, debt, index funds, and all the scams people keep falling for.But the bigger lesson is that the basic patterns have not changed as much as we think.People want security. People want freedom. People want hope. People want a way out. And whenever there is hope, there is usually someone selling a formula.Joseph has very little patience for the usual personal finance myths. Debt does not make you rich. Opportunity makes you rich. Real estate is not always a magic wealth machine. The stock market was not designed to be everyone's retirement plan. FIRE can work, but it can also become the CrossFit of personal finance. And optimism, marriage, mobility, risk, and solving other people's problems may matter more than almost anything else.If you think the rules for getting rich have changed completely, this conversation may convince you how little human nature has changed.Episode Description:Joseph Moore joins James to talk about the long, strange history of getting rich in America.His book, How to Get Rich in American History, looks at 300 years of financial advice—what worked, what failed, what people kept repeating, and what today's money culture keeps forgetting.The conversation starts in 1790, with George Washington, Martha Washington, Benjamin Franklin, Stephen Girard, debt, leverage, and debtor's prison. Joseph explains that many early American fortunes were built through risk, borrowed money, marriage, luck, and then—critically—de-leveraging over time.That becomes one of the core lessons of the episode: debt does not make people rich. Opportunity does. Debt is only a tool that allows someone to grab more of an opportunity than they otherwise could. But if the opportunity is not real, or the person cannot handle the risk, debt destroys them.James and Joseph then move into real estate. Joseph argues that real estate is a good way to build a modest middle-class fortune, but not usually the path to the biggest fortunes. In modern America, he says, real estate often functions as a short on the dollar, an income annuity in a low-dividend world, a tax shelter, and a way for ordinary people to use leverage they could not access anywhere else. But that does not make buying a house automatically smart. Renting versus buying depends on age, mobility, location, family needs, inflation, taxes, maintenance, transaction costs, and opportunity cost.The conversation then turns to the stock market. Joseph challenges the usual historical charts that claim anyone could have invested a fixed sum in 1929 and held forever. Most Americans could not invest that way. There were no index funds, mutual funds had high fees, and buying an index directly required enormous capital. Instead, everyday people went to bucket shops, bet on price moves, played the numbers, and treated gambling as a kind of financial hope.James and Joseph also discuss passive investing, shadow indexing, the rise of ETFs and 401(k)s, and the way the stock market has become a mass retirement promise. Joseph points out that this is historically new. For most of American history, no ordinary person would have expected to retire on the stock market.From there, the episode moves to FIRE: financial independence, retire early. Joseph has lived part of that story himself. He built enough wealth through rental real estate after 2008 to stop working for a period, only to discover that early retirement was not automatically fulfilling. He compares FIRE to CrossFit: extreme, demanding, sometimes powerful, sometimes injurious, and not a lifestyle most people actually want.The final section asks the big question: What has consistently worked?Joseph boils the lessons down to five pillars: solve other people's problems, take risks, move toward opportunity, marry well, and believe you can. James adds that optimism matters because it keeps people in the game long enough to get more shots on goal.The result is a conversation about money, but also about history, risk, luck, marriage, mobility, discipline, scams, and the difference between getting rich and staying rich.What You'll Learn:Why early American wealth often involved marriage, leverage, luck, and risk.How George Washington's marriage to Martha helped fund the Washington we remember.Why Benjamin Franklin's public advice about debt did not match his own early financial behavior.What debtor's prison meant in early America, including the risk to families.Why debt is a tool, not a wealth strategy by itself.Why opportunity—not debt—is what actually makes people rich.Why real estate can build middle-class wealth but rarely creates the biggest fortunes.How buying a home can reduce mobility and opportunity, especially for younger people.Why renting versus buying is situational, not a universal rule.Why most Americans historically could not invest in the stock market the way modern charts imply.What bucket shops and “the numbers” reveal about everyday financial hope.How passive investing changed the purpose of the stock market.Why stock-market concentration is not new, but mass participation is.Why FIRE can work mathematically and still fail psychologically.How older financial-independence stories often hid trust funds, inheritances, or outside support.Why inflation is one of the biggest risks to early retirement.Why getting rich and staying rich require different behavior.Why successful people often take risk early and reduce risk later.Why optimism is financially useful when it keeps people in the game.The five recurring pillars Joseph sees across American wealth-building history.Timestamped Chapters:[05:00] How to Get Rich in 1790James asks Joseph how someone got rich in early America, starting with George Washington, Martha Washington, and marriage as a financial strategy.[07:24] Stephen Girard and Benjamin Franklin's DebtJoseph compares Stephen Girard's leveraged rise with Franklin's messy early business debts.[10:29] Debt Does Not Make You RichJoseph explains that opportunity creates wealth, while debt simply lets someone reach for more of that opportunity.[11:23] Debtor's Prison Was RealJoseph explains why failing in the 1790s could mean prison not only for the debtor, but for the debtor's family.[12:25] The Real Estate MythJoseph argues that real estate can build modest wealth, but rarely creates the biggest fortunes.[13:43] Real Estate as a Short on the DollarJoseph explains modern real estate as an inflation bet, income annuity, tax shelter, and leverage tool.[15:22] You Need an EdgeJames argues that every bet has someone on the other side, which means investors need to know what their advantage actually is.[16:18] Beating the Market, Missing the MomentJoseph tells the story of shorting Jim Cramer stock pops, beating the market net of theory, losing to fees, and missing his daughter's first steps.[19:56] Shadow Passive InvestingJames and Joseph discuss hedge funds, index tracking, fees, and the way much of Wall Street quietly follows the same big benchmarks.[20:31] The Index RevolutionJoseph explains why Vanguard's 1976 index fund changed investing for ordinary Americans—and why passive investing may create new structural risks.[24:24] The Four Percent of Stocks That MatterJames and Joseph discuss stock-market returns, T-bills, concentration, and why a small number of companies drive most gains.[25:16] The Second Bank CrashJoseph compares modern market concentration to the 1830s, when the Second Bank of the United States made up a huge share of the stock market before collapsing.[26:21] The Stock Market as a Retirement PromiseJoseph explains why turning the stock market into a mass retirement strategy is historically new.[29:58] The Problem With “The Chart”Joseph criticizes the classic financial-advisor chart that assumes someone in 1929 invested a large sum, held forever, and never touched it.[31:17] Bucket Shops and Playing the NumbersJoseph explains how everyday people used gambling, bucket shops, and lottery-like games as financial hope when stock ownership was out of reach.[34:04] The Mean Moves Through TimeJoseph explains why history is not physics and why the “average” keeps changing as the economy changes.[35:49] Renting vs. BuyingJames and Joseph debate the homeownership myth, maintenance, taxes, transaction costs, mobility, family stability, and when buying can make sense.[41:02] FIRE and the Question of EnoughJames asks how much is enough in 2026, and Joseph explains why the answer depends on location, expectations, security, and lifestyle.[44:24] FIRE as the CrossFit of Personal FinanceJoseph compares FIRE to an extreme discipline that can work for some people but injure others if they push too hard.[45:38] Geoarbitrage and Selling the DreamJames and Joseph discuss moving somewhere cheaper, Instagram FIRE influencers, and the difference between living the dream and monetizing the dream.[46:00] The Long History of Financial IndependenceJoseph traces earlier versions of FIRE through Sylvester Judd, Thoreau, Emerson, and Helen and Scott Nearing.[49:17] Inflation and the FIRE RiskJoseph explains how Your Money or Your Life and bond-heavy financial independence strategies ran into changing interest-rate realities.[50:23] Five Pillars of Getting RichJoseph lays out the durable lessons: solve problems, take risks, move more, marry well, and believe you can.[53:43] Marriage, Optimism, and Staying in the GameJames and Joseph talk about supportive partnership, optimism, savings discipline, and why staying in the game increases opportunity.[56:11] The Line Between Optimism and RecklessnessJoseph distinguishes productive optimism from gambling and explains why control over outcomes matters.[58:28] Getting Rich vs. Staying RichJoseph explains why many wealthy people take risk early, then de-lever over time to keep what they built.[01:00:00] Leverage, Trading, and the Guy Who Never StopsJames and Joseph discuss extreme leverage, Bitcoin futures, Jesse Livermore, gamblers, and why some people cannot walk away.Additional Resources:Joseph Moore - History HelpsHow to Get Rich in American History - Book PageHow to Get Rich in American History - Google BooksNext Big Idea Club: “The Changing Rules for Getting Rich in America”Fast Company: “How the rules of getting rich in the U.S. change with every era”The Motley Fool Interview with Joseph MooreMeb Faber Show InterviewSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.