Podcasts about Frost Bank

All links and images for this episode can be found on CISO Series. This week's episode is hosted by me, David Spark, producer of CISO Series and Andy Ellis, partner, YL Ventures. Joining us is Edward Contreras, senior evp and CISO, Frost Bank.  In this episode: A gradual language shift Don't reflexively rise and grind Lean into focus Gauging the unmeasurable  Huge thanks to our sponsor, ThreatLocker ThreatLocker® is a global leader in Zero Trust endpoint security, offering cybersecurity controls to protect businesses from zero-day attacks and ransomware. ThreatLocker operates with a default deny approach to reduce the attack surface and mitigate potential cyber vulnerabilities. To learn more and start your free trial, visit ThreatLocker.com.

In this special episode, host Nirali Amin is coming to you live from the Money 20/20 conference in Las Vegas with special guest Laura Miller, EVP of Consumer Strategy and Digital at Frost Bank!With over 20 years of leadership experience at Frost, Laura shares how her work with AI and automation is empowering agents to work smarter, go deeper with customers, and provide the outstanding human-to-human support Frost is known for. Recorded on the ground at the world's leading financial conference, this episode explores how AI simplifies tasks so agents can navigate high-pressure situations with ease. Laura also discusses her work with LivePerson, the importance of committing to responsible AI, and emphasizing customer experience over efficiency.Join us as we discuss:Frost Bank's responsible approach to AI that aligns with its organizational goals and vision for customer service.How LivePerson AI empowers agents to turn negative situations into positive experiences.The importance of governance and leadership alignment for successful, ethical AI deployment.

Julie Keyes is a Business Consultant and Certified Exit Planner based in Central Minnesota. Her company, KeyeStrategies has worked with business owners of private companies since 2012. Julie's been an entrepreneur herself for many years and has won numerous national awards for her work in exit planning. She a member of the Exit Planning Institute's Leadership Council and faculty, as well as a contributor to its online Academy. She instructs business owners and advisors from across the country on topics related to exit planning and business transition readiness. Julie's speaking and teaching engagements for various professional organizations include but are not limited to: Exit Planning Institute, Independent Electrical Contractors Association, MN State Bar Association, MN Society of CPAs, NAIFA, Women in Insurance and Financial Services, Edward Jones, Financial Planners Association, National Association of Women Business Owners, RBC, Merrill, Independent Business Brokers Association, Lincoln Financial Services, Midwest Business Brokers and Intermediaries, LeClair Group, Principal Financial Group and Frost Bank. Julie's also an author and podcaster. You can find the 2 nd Edition of her book “Poised for Exit” on Amazon and Barnes and Noble, and her podcast of the same name on Apple, Spotify, iHeart, and Google Podcasts. -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County. Learn more about Ric at www.ricfranzi.com. 

How can you put your home equity to use? Today we are going to look into the world of Home Equity Lines of Credit (HELOCs). A HELOC can be a powerful financial tool. From funding home renovations to consolidating debt, we explore the various uses of HELOCs and provide advice on how to make the most of your home's equity. As mentioned in the episode, here is a link to Shelley's HELOC option that will provide a response in minutes:https://fairwayheloc.com/account/heloc/register?referrer=18c7e0f7-d54d-4250-a5ae-4beb74789c10If you are looking for another option, here is the information for a local DFW loan officer that can assist with full approval HELOCs. Diana Sharp, Frost Bank 817.420.5242Send us a Text Message.Enjoyed this episode? Share it with friends and family or leave us a review! Have questions or stories to share? Send them our way, and they might be featured in a future episode! Stay Connected:- Follow us on Instagram and Facebook for more updates and visuals.- Visit our website at NestologyPodcast.com for additional resources and episode archives.- Email us at NestologyPodcast@gmail.com with your questions and stories!

In This Episode Jeff has an enlightening conversation with Nick Rhodes and Shant Suntani from Esperanza Homes as they delve into their experiences as small regional builders in Southwest Texas. They highlight the unique challenges and advantages of serving a market with a low price point and low income levels. They emphasize the importance of understanding the local demographics and designing homes and communities that cater to the specific needs and preferences of the Hispanic population. They also discuss their approach to staffing and onboarding employees who may have no prior experience in the home building industry.    Timestamps 00:00 Build 100 Homes 10 Times 03:19 Most Important Financial Problem Facing Families 08:23 Challenges of High Housing Costs and Affordability 10:35 Introduction to Esperanza Homes 13:15 Transition to Home Building 19:17 Advantages of Being a Small Regional Builder 26:08 Unique Characteristics of the Hispanic Market 29:00 Advice for Builders in Untapped Markets 34:14 Future Growth and Expansion 37:43 Don't Try to Be Like Everyone Else   About Nick & Shant Since 2015, Nick Rhodes has led Esperanza Homes through aggressive expansion establishing Rhodes as the largest land developer/residential builder in South Texas. Under his leadership, Rhodes has developed from a small to mid-size, high-performing employer of choice. Shant Samtani started his career in finance with stints at Ernst & Young and Frost Bank in audit and commercial lending. In 2016 he transitioned his career path to new construction homes sales at Esperanza Homes where he has grown from an Independent Sales Consultant to leading Esperanza's high-performing team of over a dozen sales professionals across the organization.   Acknowledgments Builder365 is powered by Opendoor for Builders. For easy sales and smooth moves, visit www.opendoor.com/builder365

In this episode, we're thrilled to host the incredible Cindy Barrera for an enriching conversation. Cindy opens up about her remarkable career journey, offering insights into her experiences and the cultural influences that have shaped her path.Join us as Cindy passionately advocates for the significance of Lemonade Day and its pivotal role in promoting financial literacy among young entrepreneurs. Through her own experiences and expertise, she emphasizes the importance of equipping the next generation with essential financial skills for a brighter future.

Welcome to the finals of Capture the CISO Season 2! Our host is Rich Stroffolino and our judges are Alexandra Landegger, executive director and CISO, Collins Aerospace, and Edward Contreras, EVP and CISO, Frost Bank. Our contestants: Attila Szász, CEO & Founder, BugProve Omer Singer, vp, strategy, Anvilogic Russell Spitler, CEO & co-founder, Nudge Security Huge thanks to all our contestants who are also sponsors of Capture the CISO BugProve BugProve offers a vulnerability management platform for embedded devices.  Its unique feature of identifying zero-day vulnerabilities sets it apart from other solutions, ensuring proactive protection against emerging threats. By providing comprehensive software bills of materials and identifying vulnerabilities in open-source components, it offers a holistic view of device security, and its monitoring function empowers organizations to act fast. These features help companies get compliant with upcoming regulations such as CRA, RED, and Cyber Trust Mark. Its high-speed scans deliver results within minutes, accelerating the testing process significantly. Moreover, with no setup fee or commitment, BugProve ensures rapid return on investment realization. Anvilogic Anvilogic breaks the SIEM lock-in that drives detection gaps and high costs for enterprise SOCs. It enables detection engineers and threat hunters to keep using their existing SIEM while seamlessly adopting a scalable and cost-effective data lake for high-volume data sources and advanced analytics use cases. By eliminating the need for rip-and-replace, Anvilogic allows security leaders to confidently join the rest of the enterprise on the modern data stack without disrupting existing processes. Security operations teams at banks, airlines, and large tech companies use Anvilogic's modular detection engine, thousands of curated threat scenarios, and AI security copilot to improve detection coverage and save millions of dollars. Nudge Security Nudge Security helps modern organizations manage SaaS security and governance at scale. Our patented SaaS discovery method eliminates blind spots, giving customers a full, continuously updated SaaS asset inventory from Day One. With AI-driven risk insights, security teams can readily understand their SaaS risk posture, prioritize security efforts, and regain control of IT governance. And, a human-centric approach to SaaS security orchestration helps security teams ensure proper governance while minimizing manual effort for themselves and friction for end users.

In this episode, Hari Kodakalla, the Head of Data Analytics at Frost Bank, joins the podcast to discuss responsible AI and the challenges of last-mile adoption. They explore topics such as regulatory protection from a customer perspective, the composition of an effective AI team, and the ongoing importance of human involvement in AI processes. The conversation delves into the impact of AI and machine learning in various areas, including deepfake videos and content issues. The concept of responsible AI is explored, highlighting the need for ethical and accountable use of AI technology. Highlights [00:00:56] Responsible AI explained.  [00:04:20] The governance aspect of AI implementation.  [00:11:56] Trust and transparency in AI.  [00:14:48] Responsible AI implementation.  [00:19:51] Responsible AI in corporate environments.  [00:22:39] The impact of the cloud on cybersecurity.  [00:26:45] Responsible AI in an AI-driven world. Hari Kodakalla is the Head of Data and Analytics at Frost Bank, with over 27 years of experience in various industries. Hari is a visionary leader in the field of data-driven transformation. He has a track record of leveraging technology to drive impactful change and has held executive positions in innovative technology companies specializing in big data and analytics. Hari is known for turning data into actionable insights using AI and ML and has championed a data-centric culture at Frost Bank. Under his leadership, Frost Bank has seen transformative outcomes, including optimized propensity models, streamlined operations, and personalized customer interactions. Hari advocates for embracing cutting-edge technologies like Gen-Ai and is recognized as a leading authority for adopting AI in his bank. He holds an MBA from the University of Texas @ Dallas and is dedicated to steering Frost Bank toward a data-driven future. You can connect with him on LinkedIn: https://www.linkedin.com/in/harikodakalla--- Thank you so much for checking out this episode of The Tech Trek, and we would appreciate it if you would take a minute to rate and review us on your favorite podcast player. Want to learn more about us? Head over at https://www.elevano.com Have questions or want to cover specific topics with our future guests? Please message me at https://www.linkedin.com/in/amirbormand (Amir Bormand)

On this episode of Locked On Spurs, host Jeff Garcia welcomes French Journalist Vincent Pialat of Le Parisien to chat about the pulse of the French fanbase and their early impressions of San Antonio Spurs' Victor Wembanyama.Also, a pair of Spurs fans join for a segment recorded at the Frost Bank Center.Support Us By Supporting Our Sponsors!Jase MedicalGet $20 off these lifesaving antibiotics with Jase Medical by using code LOCKEDON at checkout on jasemedical.com.GametimeDownload the Gametime app, create an account, and use code LOCKEDONNBA for $20 off your first purchase.BirddogsGo to birddogs.com/LOCKEDONNBA or enter promo code LOCKEDONNBA for a free water bottle with any purchase. You won't want to take your birddogs off we promise you.BetterhelpThis episode is sponsored by Betterhelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/lockedonnba today to get 10% off your first month. FanDuelThis episode is brought to you by FanDuel Sportsbook, Official Sportsbook of Locked On. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS - GUARANTEED. Visit FanDuel.com/LOCKEDON to get started.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of Locked On Spurs, host Jeff Garcia welcomes French Journalist Vincent Pialat of Le Parisien to chat about the pulse of the French fanbase and their early impressions of San Antonio Spurs' Victor Wembanyama. Also, a pair of Spurs fans join for a segment recorded at the Frost Bank Center. Support Us By Supporting Our Sponsors! Jase Medical Get $20 off these lifesaving antibiotics with Jase Medical by using code LOCKEDON at checkout on jasemedical.com. Gametime Download the Gametime app, create an account, and use code LOCKEDONNBA for $20 off your first purchase. Birddogs Go to birddogs.com/LOCKEDONNBA or enter promo code LOCKEDONNBA for a free water bottle with any purchase. You won't want to take your birddogs off we promise you. Betterhelp This episode is sponsored by Betterhelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/lockedonnba today to get 10% off your first month.  FanDuel This episode is brought to you by FanDuel Sportsbook, Official Sportsbook of Locked On. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS - GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Amanda Culver is a Senior Product Designer with 6 years of experience at Frost Bank where she crafts experiences that help Texans improve their financial health and literacy. She's passionate about giving as much love and attention to her personal life as she does to her work—always keeping the two separate—and mentors young designers on how to stand out in the interview process, how to navigate and build healthy work relationships, and find fulfillment in the day-to-day work.

AUTO-GENERATED TRANSCRIPT: Hey greetings everyone, Lieutenant Colonel Allen West here and welcome to the Steadfast and Loyal program.[MUSIC][ALLEN WEST] Ladies and gentlemen welcome back to the Steadfast and Loyal program. You know, living in Texas, this place just has a wealth of history. Just recently driving down to Port Aransas, we went through Gonzales and we went through Goliad and pulled my wife over and we stopped there La Bahia and we saw the site where Colonel James Fannin and his men were executed by the Mexicans, some 400. Now this month is the 200th anniversary of the Texas Rangers, one of the oldest law enforcement agencies in North America. And so I couldn't think of a better person to talk to about this 200th anniversary than former Texas Ranger Joe Davis who is a fifth-generation Texan and a descendant of George Lamb who fought and was killed at the Battle of San Jacinto for the independence of Texas. He was accepted into the DPS Academy in February of 1963 and in 1968 was promoted to agent in the DPS Intelligence Service station in Houston. He was appointed as a Texas Ranger on the 1st of October 1969. He is now the past president of the former Texas Rangers Association and current president of the former Texas Rangers Foundation and we're joined by Joe Davis right now. It's good to see you Joe. How are you doing? [RANGER DAVIS] Everything's going well, Allen. Just trying to fight this heat that's in Texas but we're doing that well and having a great summer in Fredericksburg. [ALLEN WEST] Yes sir. Well stay inside, drink a lot of tea or lemonade and water and just stay in the air conditioning. Let's talk about this month because it was 200 years ago in August of 1823 when Stephen F. Austin called forward for the first 10 Texas Rangers. You having served as a Texas Ranger, what does this mean for you? Well, you know Stephen F. Austin of course is known as the father of Texas and he brought the first colonists into Texas about 1821 and then of course 1823 saw a need to protect them and that need was fulfilled by 10 men that he hired, became known as Rangers and their job was to protect the settlers that he brought in and little did he probably know at that time when he hired the first 10 that they'd be around for the next 200 years and as a young man growing up, young boy growing up here in Texas and I've become kind of fascinated with the history of Texas and the history of the Rangers and so growing up I made a commitment that one day I'd like to be a Texas Ranger. You know the interesting thing when you think about the state of Texas before there was the Republic of Texas, before there was the state of Texas, there were Texas Rangers so they were there guarding something that had not yet come into its full fulfillment. So you have been the past president of the former Texas Ranger Association and that's an organization that was founded in 1897 so it's about 125 or plus years of age and now you're the president of the former Texas Ranger Foundation and that's been around for over 50 years. So you're kind of a keeper of an incredible legacy. What does that mean for you to be the the guardian of that Texas Ranger folklore and that legacy? Well of course growing up and as I said and then actually becoming a Texas Ranger, it's been a part of my life actually I guess since I was about 14 when I first wrote that letter to Colonel Garrison who was then chief of the Texas Rangers inquiring about the Texas Rangers and he sent me a badge which I have still have and it's hanging in my office. So they've been a part of my life I guess since I was 14 and being a native Texan in the background of the history of my family it really means a lot to be able to be a part of this great history of this state. I thank God every day that I was born in this state and was able to serve as a ranger and be a part of that history and continue to do so today. So what are some of the events that the former Texas Ranger Foundation has planned for this 200th anniversary and can the public come down and participate and be a part of some of these celebrations there in Fredericksburg? [RANGER DAVIS] Yeah we actually are having an event this weekend called Celebrate Texas that we were due to have back in March but because of a storm that came through we had to cancel it and so it's coming together this weekend it'll begin Friday at our Texas Ranger Heritage Center with a play on Captain Bill McDonald, a well-known early ranger who actually is responsible for calling the phrase one right one ranger and Wyatt Earp who is actually pardon me on that right no problem and Wyatt Earp who was actually a descendant of the real Wyatt Earp an actor from Timson will be in Friday night playing the one-man play honoring the Texas Ranger Bill McDonald. So it's been starting with that event and then Saturday we have an all-day event beginning at 9 a.m. we'll have some Indians camped out on the ground some ranger camps we'll have some entertainment here for them be swearing in kids that come to the event they'll be swore in as junior rangers and receive a junior ranger Texas Ranger badge and so it's going to be a great day honoring the 200th anniversary with different ones participating the mayor of Fredericksburg is coming over and reading the proclamation about the design that day Texas Ranger Day here in Fredericksburg. Now a lot of people have come to know Fredericksburg as being this you know wine central location wine capital of Texas but when you think about the history that is there and the former Texas Ranger Foundation and the the ranger heritage center that is there and also Fort Martin Scott can you tell people a little bit more about Fort Martin Scott which is one of the oldest uh forts east I mean west of the Mississippi River. Yeah of course our heritage center is right here in Fredericksburg as you enter the city limits and we had joined Fort Martin Scott.So Fort Martin Scott was actually the first fort built out west to protect this area from the Indians right after Texas became a state in the United States they sent federal troops down here and they needed a place for them and so Fort Martin Scott was in the area that where the settlers were farming here at the time had been here a couple of years so they decided to build the first fort which became Fort Martin Scott in Fredericksburg. Uh the Rangers had a lot to do with this area too at the same time as Captain Jack Hayes, a early well-known ranger, patrolled up this area. He followed what was known as the Penta Trail that had been in existence for a hundred years that came out of San Antonio and run up to direction west northwest and it was made actually by the Indians that they traveled back and forth on and it became a trail that used by the settlers and the rangers. So Fort Martin Scott is a big historical monument here in Fredericksburg being the first fort built out west and we're part of that history because of the rangers that camped in the area like Jack Hayes and others during that time it was in existence. Now not too far away from the heritage center and Fort Martin Scott you got a couple of ranger engagement areas where they had some skirmishes with the local the Comanches there. One of them is Enchanted Rock and I think that's where Captain Hayes kind of became part of the Texas Ranger Forklore. Yeah Enchanted Rock is just a few miles northwest of Fredericksburg. It's a 640 acre granite mountain. It was actually the Indians used it and thought it was a monument that they was very sacred to them. So Captain Hayes of course was out in this area patrolling and got in the area of Enchanted Rock and was camped out there and one day he went up to observe the area from that rock and was surrounded by some Indians and actually had a Indian battle up there and his men who were camped down below heard the shooting and came to his rescue. But that's just a few miles northwest of here and it's still in existence. It's now a state park where people can actually come up there and climb the mountain and observe the same thing that Captain Hayes observed when he was up there on the Enchanted Rock. So the unique thing about you know the Texas Ranger Heritage Center there in Fredericksburg is that you are actually on the ground where the Rangers had an outpost, the Rangers stayed, the Rangers patrolled and there was an Ranger engagement there and there was another I think it's the Battle of Walker's Creek that's not too far away either. Right Battle of Walker Creek was Jack Hayes again which is just south of here located basically between Fredericksburg and the city of Burney andCaptain Hayes had just got some revolvers from the Texas Navy and they were five shot revolvers known as the Patterson, the first revolver made by Cold Factory and he just hit his men a pair of those revolvers and each one of them carried five shots so they had 10 shots before they had to reload. And while they were patrolling out here south of Fredericksburg they spotted a group of Indians and then an engagement occurred with the Indians and actually the historians will tell you that those revolvers was like almost the atomic bomb when it came to battle that much because the Indians wasn't expecting that. They were used to the Rangers firing one shot from their muskets or their pistols that they carried and then had to reload and it's actually surprised the Indians and they were badly defeated that day at that battle because of the new Patterson revolver that Jack Hayes and his men were carrying. [ALLEN WEST] Let's talk about your vision for phase two of the Texas Rangers Heritage Center there. Phase one has been completed you got the beautiful pavilion you got the amphitheater that is there the you know generational ranger statue and of course the the star that has the ranger uh character characteristics and traits. What's that vision for that phase two that you want to bring to Fredericksburg? [RAMGER DAVIS] Yeah that phase two is actually going to be a unique state-of-the-art facility it's going to be more than a museum. When you come to this facility you'll not only see the artifacts you'll also learn the history as you go through there. The museum will be divided into as you enter a theater and a ranger will actually come out as if he's there in person on his horse and tell you about what you're fixing to observe as you go through. There'll be five galleries after you leave the theater and it'll start with actually Austin hiring the first 10 Rangers and you'll be there as if you were actually there as it occurred. Then you'll go into gallery number two and you'll actually be in the city of Gonzales. This was when the Alamo was being fought and a writer comes in to the city of Gonzales with a letter from Travis uh saying that he's surrounded and needing help and in that particular gallery you'll see a mounted ranger group from Gonzales that was just formed and after the letter is read the captain of that group will tell him to mount up we need to go to the Alamo. Well that particular group it was the only group that uh made it into the Alamo. They knew when they left Gonzales they may not get out of there and they actually lost their lives 32 of them in the Alamo that day. They're known now in Texas history as the immortal 32. So that's gonna be part of it and you you travel along through there you'll as history progresses and you'll see an outlaw named John Wesley Harden one of the most notorious outlaws in the state that was responsible for killing over 30 men and the rangers got on his trail and ended up following him all the way to Florida where they arrested him and brought him back and you'll actually be in the train station where he was captured and learned that part of the history and he goes on to uh the modern day ranger and what he does today and how many they are and you'll learn the history of them and then as you leave that area you'll go out to uh what we call the hall of honor. We're different rangers and they're recognized in that hall of honor. Men like uh Sullivan Ross who later in life became uh president of Texas A&M University. He was governor of the state of Texas. Tom Frost who uh was a ranger captain before he formed Frost Bank in San Antonio. Men that not only were rangers but after their ranger career they they uh got involved in Texas and built Texas uh what it is today and what people know about it. A lot of them serving in the rangers and you'll learn that as you exit uh at uh ranger uh hall of honor the many men that that uh did that as well as rangers that served like in my time period and afterward. You know and we can't forget uh Frank Hamer and what he did and bringing uh justice to Bonnie and Clyde you know tracking them down and the unique thing about the galleries that you have set up there in the phase two of the Texas Ranger Heritage Center is broken down based upon the Texas Ranger characteristics and values which are courage, determination, dedication, respect, and integrity and I think that if there's anything that our young people need today it's a lesson in those five Texas Rangers values and that's why it's so important that we get this phase two completed. [ALLEN WEST] How can people support uh the former Texas Ranger foundation in getting that phase two started and completing? [RANGER DAVIS] Well we have several ways I don't know that you can do that through the Farmer Texas Ranger Foundation which I'm currently the president one of the easiest ways is to get involved with us through our membership program. You can go to our website or call our office and when we formed the foundation it's uh we have a board of directors that uh serve it and uh and we first formed it we formed a membership where you could join up a tax deductible donation and you in in that membership uh you receive a certificate uh naming you a uh member of the Farmer Texas Ranger Foundation you join at various ranks from private to major like in the Texas Ranger service and that's one way you can do it other ways we have different areas in the museum that you can join and put your name on maybe a place there that you can uh like it maybe uh in the museum a certain display that uh you can uh donate to and have it named after you are a member of your family so many different ways out there that we raise money through various donations which are all tax deductible and just like that membership if you become a member your name will go on the wall uh in that facility as you enter in the museum into the lobby area to show that you were part of this and so every day we're out there looking to get this thing finished and uh it's time to take everybody that's a part of this state and outside this state uh that to make this uh to complete it and uh so we're looking for those donors out there to and we're anxious to finish it because as I said it's more than a museum right now even in phase one we're having school kids and kids come out and you know what's going on in our country today it's very important that people know about where they came from and how fortunate they are to be a part of this country and this state and our objective is to make these young kids better citizens through those ranger trades you just talked about and we wanted to know you only have one chance in life and you can either be somebody or uh and be a responsible citizen and you don't want to mess that up and you don't want a ranger on your trail so we kind of encourage these kids through this program to be a leader not a follower be a part of what the ranger tradition is all about and be a good citizen and uh make your life complete because there's only one opportunity you know my favorite texas ranger quote does come from captain bill mcdonald and i'm sure that uh it may be recited during the play this weekend and that is a man in the wrong can't stand up against a man in the right that just keeps it coming and that's about persistence that puts it all in perspective and uh and it's a true statement and that's one of the statements actually that Captain Bill McDonald made um the ranger we're honoring friday night here as well as one right one ranger and if you think about it you know the ranger that's their job and and that's basically law enforcement and uh so if a man is done wrong he owes it to society to pay for that wrong and that's why we have law enforcement but uh and that's why we try to encourage these young kids because you have to get them at an earlier age there's so much out there today uh it wasn't out there when I was growing up too and they really have a lot of uh uh things that are presented to them growing up and today with the narcotic problem and other issues out there they really need this training early and that's what we're really trying to do at this facility because if you learn that and and and and that's what the ranger is all about it's not that he's out there trying to arrest people he's out there to prevent all this crime and and to try to tell people to what to do and to do right and if you prevent and if you do prevent to do the crime he is there to see that you to be punished and so uh the ranger has been a big part of this state from the very beginning he's still a big part of it he was an indian fighter at the earliest stages and then got turned into law enforcement after that was finished and he's still out there today wearing that white hat uh trying to do what he's always done and that's to protect the people of this state you know [ALLEN WEST] what would you consider your most memorable moment as a Texas Ranger?[RANGER DAVIS] well I had a lot of good moments you know as a ranger you get involved in a lot of different activities not only in the criminal investigation but with a lot of people you deal with from presidents and governors i've been with uh and it's been an honor to meet a lot of those and to be involved with some of those uh some of the crimes that i had to investigate were pretty terrible crimes that happened out there that brought a lot of public attention but the main part of it was that as a whole uh not one incident but the whole picture of being a ranger at my part was uh just getting up every morning uh knowing i was going to go out there to put on that sink old face old badge as a texas ranger and carry the traditions that the earlier rangers had because you know when you put on that badge alan uh you're putting on a lot of history yeah and when you receive that badge uh uh it's your duty then to keep up that tradition and to honor that badge and what it stands for and so uh every day i got up that was my intention to not let that badge be tarnished to go out and do the job that the ones before me did so my whole career to me was what i always thought it would be as a young man growing up and it was a great honor to wear that badge and to serve the people of this state protect and serve [ALLEN WEST] In our final moments tell us about the former texas ranger foundation gala that's going to be coming up in November down in Kerrville, Texas, down in Hill Country?[RANGER DAVIS] yeah that's a big uh one of our big fundraisers that's how as you said people can really get involved with this and it's a great event. It'll be November uh third and fourth in Kerrville this year it starts out on Friday night where we honor our members and the rangers and our volunteers and we have some entertainment and then Saturday night is the big night we'll have a sit-down dinner and and a live and silent option then we'll have some entertainment this year we're going to really have some great entertainment we're going to have uh George Surratt's son above his straight and ace in the whole band that uh George Surratt plays in he's up and we'll have rangers there and and our members and descendants of rangers that uh be there and uh it'll be a great night and so i encourage you if you're interested in being a part of that go on our website the information will be there will be you can already make reservations there by calling the end of the hills in curvil and we'll be sending out uh invitations and so if you want to come and you haven't been there before be sure and call our office get on our invitation list and and go to our website our website is www uh trhc.org as Texas ranger heritage center dot org or our phone number 830-990-2262 all right November the third and the fourth down in Kerrville, TX, end of the hills for the former Texas Ranger Foundation gala uh above his straight and his ace in the whole band is going to be there and it's just a great celebration [ALLEN WEST] and it'll be a great way to close out this year which is the 200th anniversary of some incredible men and women now the Texas Rangers so again please folks go by Fredericksburg, Texas. Drop in and see Joe Davis at the former Texas Ranger Foundation drop in to the Texas Rangers Heritage Center and wherever you are in the world uh support this organization like I said older than the uh Royal Canadian Mounted Police, the Texas Rangers are older the oldest law enforcement agency in North America 200 years this year and we want to thank you Joe Davis for being part of that incredible legacy and may God be with you and thank you for being with us on Steadfast and Loyal[RANGER DAVIS] thank you Allen and uh it's been a real pleasure being with you always [ALLEN WEST] Ladies and gentlemen thank you so very much for joining us on this episode of Steadfast and Loyal. Very special thanks to Ranger Joe Davis not just for what he is doing now but for all the years of service that he has given to the great state of Texas and to the United States of America if you like this podcast please click that like button and share it if you like this program please click the like button and share it with others and until next time, Steadfast and Loyal![MUSIC] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit allenwest.substack.com/subscribe

On this episode of Locked On Spurs, host Jeff Garcia welcomes Nick Mantas of iHeart Radio to explain why San Antonio Spurs fans should keep expectations for the team in check. Also, a chat about the newly-named Frost Bank Center and more. Support Us By Supporting Our Sponsors! Ibotta Right now, Ibotta is offering our listeners $5 just for trying Ibotta by using the code MLB when you register.Just go to the App Store or Google Play store and download the FREE Ibotta app and use code LOCKED. FanDuel Make Every Moment More. Don't miss the chance to get your No Sweat First Bet up to TWO HUNDRED DOLLARS in Bonus Bets when you go FanDuel.com/LOCKEDON. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of Locked On Spurs, host Jeff Garcia welcomes Nick Mantas of iHeart Radio to explain why San Antonio Spurs fans should keep expectations for the team in check.Also, a chat about the newly-named Frost Bank Center and more.Support Us By Supporting Our Sponsors!IbottaRight now, Ibotta is offering our listeners $5 just for trying Ibotta by using the code MLB when you register.Just go to the App Store or Google Play store and download the FREE Ibotta app and use code LOCKED.FanDuelMake Every Moment More. Don't miss the chance to get your No Sweat First Bet up to TWO HUNDRED DOLLARS in Bonus Bets when you go FanDuel.com/LOCKEDON.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Randy Smith, a downtown pioneer, faces the irony of his own success as he navigates a complex web of corporate citizens, real estate developers, and student housing needs to fulfill his ambitious goal of transforming downtown San Antonio into a thriving urban hub. In this episode, you will:  Discover how a public-private partnership transformed downtown San Antonio through innovative mixed-use development. Uncover the unique approach of Weston Urban's rental-focused residential strategy for long-term success. Learn how addressing student housing demands supports UTSA's downtown campus expansion.   Delve into the effects of remote work on office spaces, tax revenues, and the future of urban development.   Master the balance between remote and in-person work for fostering trust and maximizing business effectiveness. Randy Smith, CEO of Weston Urban, has been a driving force in the ongoing development of downtown San Antonio. With an impressive track record of successful projects, Randy has helped shape the city's landscape through innovative public-private partnerships, most notably with Frost Bank and the University of Texas at San Antonio (UTSA). His expertise in urban development and commitment to sustainable growth has made him a respected figure in the industry. Passionate about creating vibrant, livable communities, Randy's long-term strategy for Weston Urban focuses on renting residential units rather than selling them, ensuring a diverse mix of residents and a thriving downtown area. The key moments in this episode are: 00:00:03 - Introduction 00:03:16 - Public-Private Partnership 00:09:23 - UTSA Expansion 00:11:42 - Student Housing 00:13:19 - UTSA Partnership  

Will Robinson is the CEO of Encapture, which is a fast-growing SaaS platform that helps banks automatically pull important information from documents. By using machine learning to process large amounts of data, it helps companies like Wells Fargo, Frost Bank, and Truist save time and money. Encapture's easy-to-use automation helps banks save time and reduce compliance risk by processing documents quickly and correctly in an easy-to-access format. Before joining Encapture, Will worked at Dynata in a number of executive management roles. Will worked as an investment professional at The Carlyle Group, which is one of the largest and most successful investment firms in the world, before he joined Dynata.

On this episode of More to thePoint, Jonathan Gurwitz meets with Phil Green, 2022 San Antonio Chamber of Commerce board chair and chairman and CEO of Frost Bank, and Katie Harvey, 2023 San Antonio Chamber of Commerce board chair and CEO of KGBTexas Communications, to discuss the Chamber's 2022 milestones and 2023 goals.  If you are interested in learning more about the San Antonio Chamber of Commerce, click HERE.  If you have questions about this episode, or want to learn more about KGBTexas, please visit our website, or email us HERE.

Will Robinson - CEO at Encapture                  Start with one very specific area, nail it, get a bunch of customer feedback, show that you have strong product market fit, and then bring on great people to help you scale that. Will Robinson is the CEO at Encapture, a high-growth SaaS platform that helps banks automatically extract important information from documents. Launched 20 years ago in Dallas, Texas, Encapture helps companies such as Wells Fargo, Frost Bank and Truist save time and money by using machine learning to process large amounts of data. Since joining the fast-growing company in 2019, Will has assembled a strong team of individuals that shares his passion for fintech and AI banking, ensuring sustainable growth, achieving innovative excellence and tripling revenue. He leads Encapture with an emphasis and passion for company culture and setting a high standard of excellence for a team that is constantly learning and excelling. Encapture's user-friendly automation empowers banks to save valuable time and reduce compliance risk by processing documents efficiently and accurately in an easily accessible format. Instead of getting bogged down with quarterly compliance and regulatory audits, they can put a greater focus on delivering an exceptional customer experience and boosting satisfaction. Best of all, no technical expertise is required to utilize and reap the benefits of the Encapture platform thanks to the power of sophisticated machine learning AI. Before joining Encapture, Will held several executive management positions at Dynata, the largest market research data company with over 3,000 clients in 40+ countries. While at Dynata, he led the company's global product development teams and pioneered the use of automated research and integrated data within the industry. Prior to Dynata, Will was an investment professional at The Carlyle Group, one of the world's largest and most successful investment firms. He helped to source, conduct due diligence and manage technology and business services investments on behalf of the firm's $14 billion US buyout fund. He also worked closely with Carlyle's portfolio companies to execute various financial and strategic initiatives. Will began his career in the investment banking division of J.P. Morgan. He received a Bachelor of Business Administration from Baylor University, where he was a Carr P. Collins Scholar. Today, he lives in Dallas with wife and two sons, and is involved in leadership roles at several community organizations. Eric Johnson- Angel Investor and Author of What The Hell Is an Economy?: 2nd Edition Interest rates have remained too low for too long which led to too much speculation and excessive borrowing. I think we are due for a correction. Eric Johnson is the founder/CEO of a software engineering firm and a successful entrepreneur. After selling his firm, he focused on “angel investing” and has invested in more than 50 start-up firms in a variety of industries. He has served on several boards of both profit and non-profit organizations. Eric holds a bachelor's degree in engineering from Harvey Mudd College and master's degree in electrical engineering from San Diego State University. In 2007, a surprise call from his broker expressing concerns about the economy enabled Eric to make financial decisions that allowed his family to weather the Great Recession. Never wanting to feel financially vulnerable again, he set out on a 15-year journey of empowerment, namely the self-education of finance and economics. In “What the Hell is an Economy,” Eric shares his accumulated knowledge and practical experience so you too will become similarly empowered to make better financial decisions.

For week 7 of the "Relationships With Money Program" we covered "The Blueprint To Business Credit with Sadat Rashid, Senior Vice President at Frost Bank. To learn more about the "Relationships With Money" financial literacy program powered by Frost Bank visit: http://www.cosignmag.com/frostprogram --- Support this podcast: https://anchor.fm/cosignmag/support

Building a Profitable Stock Portfolio w/ Teri Ijeoma | Relationships With Money Powered by: Frost Bank We sat down with the goat Teri Ijeoma, Founder of Trade & Travel to discuss this week's topic of how to build a profitable stock portfolio. To learn more about the "Relationships With Money" financial literacy program powered by Frost Bank visit: http://www.cosignmag.com/frostprogram --- Support this podcast: https://anchor.fm/cosignmag/support

To kick-off our “Relationships With Money” program our first panel covered “The Blueprint To Creating A Financial Plan For Your Business” presented by Frost Bank & COSIGN Magazine. This panel discussed understanding your business finances, ways to raise money to launch your business, building business credit, resources to help business financing, and legacy planning for your business, plus more. Moderator: Christiana Yebra (CMO nVenue) Panelist: Benjamin Vann (Impact Ventures) Panelist: Alexis Puente (The DEC) Panelist: Christopher Butler (Senior VP, Corporate Banking | Frost Bank) To learn more about the "Relationships With Money" financial literacy program visit: http://www.cosignmag.com/frostprogram --- Support this podcast: https://anchor.fm/cosignmag/support

Structuring Your Business + The Basics of Business Taxes | Relationships W/ Money Powered by: Frost Bank We sat down with Gabriel Veasley, CPA, Business Consultant, and Finance Coach to discuss this week's topic of ways to structure your business plus the basics of business taxes. To learn more about the "Relationships With Money" financial literacy program powered by Frost Bank visit: http://www.cosignmag.com/frostprogram --- Support this podcast: https://anchor.fm/cosignmag/support

Banks historically do well in a rising rate environment, and this time around, regionals are the outperformers. We talk to the CEO of Texas-based Frost Bank about the activity he's seeing and why he thinks inflation has peaked. And, Uber results are on deck…why share price could double over the next year. Plus, housing data firm Black Knight reporting home price appreciation posted its biggest monthly drop ever in June, what that means for both buyers and sellers.

Welcome to episode two of Capture the CISO, hosted by Johna Till Johnson, CEO, Nemertes. Our judges are Edward Contreras, CISO, Frost Bank and Mark Eggleston, CISO, CSC. Our contestants: Vladimir (Vladi) Sandler, CEO, Lightspin Nick Popovich, hacker in residence, PlexTrac Leonid Belkind, co-founder and CTO, Torq Huge thanks to all our contestants who are also sponsors of Capture the CISO. Lightspin Lightspin's next-gen cloud security platform built on Neo4j graph database prioritizes risk in cloud and Kubernetes environments focusing DevSecOps efforts on the critical issues that matter most. Our developer friendly platform provides plug and play remediation in the form of IaC, and scans pre-production code to catch misconfigurations, which are the main cause of breaches. Lighstpin proudly focuses on small and medium-sized businesses running workloads in the cloud, offering a free version of the platform including the industry's only graph-based Attack Path risk prioritization. For an affordable, efficient, and secure cloud experience loved by engineers learn more at www.lightspin.io. PlexTrac A better security posture begins and ends with PlexTrac, the Proactive Cybersecurity Management Platform that streamlines your entire security workflow. Maximize ROI by aggregating findings from all your sources, generating robust analytics, cutting reporting time in half, and assigning and tracking remediation — all in one platform. Facilitate collaboration and communication across offensive engagements, monitor team performance, and analyze your security posture in real-time. PlexTrac makes cybersecurity teams more efficient, effective, and proactive to help them win the right security battles. Generate better reports. Promote closer collaboration. Enable faster remediation. Gain more insights. PlexTrac is the must-have platform for security teams. Torq Torq is a no-code automation platform for security teams. It helps people of any skill level automate workflows to streamline and reinforce security processes, using a drag-and-drop editor and guided configurations. Workflows can be built with templates from our ever-growing library, helping users automate even the most complex processes with ease. The platform readily integrates with any other system out of the box—no special connectors, just limitless integrations. With Torq, teams maximize protection while minimizing complexity, creating a more dynamic and enduring security posture.

Stories we're covering this week:• Local nonprofit raising funds for Ukrainian refugees• We talk proclamations, ponds, parks, pickles and parades in A Moment with the Mayor• The COVID-19 epidemic is still on the decline here in Mansfield• Timberview men's basketball just two games away from state champsIn the Features Section:• Roving science reporter Dennis Webb talks about how you can blast your name into space• Home improvement specialist Terry Radzwion breaks a chilling wind in the Ask Terry segment• Brian Certain is mixing a drink to perfection in the Cocktail of the WeekCOLEEN: We have the seven-day weather forecast and in the talk segment, Steve concludes his in-studio chat with Frost Bank president Randall Canedy. Plus, your chance to win $25 gift card to BIG D BARBECUE with our Mansfield Trivia Question! We are Mansfield's only source for news, talk and information. This is About Mansfield.

Stories we're covering this week:• Multiple changes to the school board ballot in the past week• Fine Arts Master Plan discussed in A Moment With the Mayor• The COVID-19 spread continues its decline here in Mansfield• Mansfield Philharmonic presents A Night at the Opera• Area FFA students set to display livestockComing up in the Features Section:• Roving science reporter Dennis Webb wonders if international politics is being talked about on the International Space Station• Brian Certain is mixing a drink with a dash of spring in the Cocktail of the WeekWe have the seven-day weather forecast and in the talk segment, Steve talks in-studio with Frost Bank president Randall Canedy. Plus, your chance to win a $25 gift card to BIG D BARBECUE with our Mansfield Trivia Question! We are Mansfield's only source for news, talk and information. This is About Mansfield.

Randall Canedy is President of Frost Bank, Mansfield Financial Center and Trustee of MISD School Board. Our Chamber Chat is all about the journey - how did someone get to where they are today and what "pearls of wisdom" do they have to share? Entertaining, informative and a learning experience~

John Whitehurst is the founder and owner of Sauvignon John Inc., a Houston based winery. John graduated from Texas A&M University in 2017 and previously worked as a VP for Frost Bank in their Commercial Lending department.John enjoys hunting, playing tennis, and spending time with his wife, Carly, and their two dogs. John is an avid whitetail deer hunter. Born in Corpus Christi, John has hunted South Texas his entire life. In addition to whitetail hunting, John also enjoys dove hunting and quail hunting with his German short-haired pointer.Sauvignon John was recently voted "Best Wine of the Year" per Swoon magazine's latest issue in January of 2022. Currently, they make a Cabernet Sauvignon, a Sauvignon Blanc, and a Rosé wine.

Name: Tiffany Washington Current Title: Founder of Transformation7 Location: Houston, TX Education:  Masters Degree: the University of Texas at Austin, M.Ed, Focus: Anti Racist Leadership Bachelor's Degree: Dillard University, Psychology Certified Cognitive Coach   About Tiffany: With over 16 years of sought-after experience and knowledge in business and education, as well as a relentless drive to spread the impact of her expertise, Tiffany finally ditched her day job as a school principal to help women open her consultancy firm and start The Wealthy Consultant Podcast.   Tiffany has also been a televised recurring guest expert on FOX News channel, The CW, as well as a speaker for stages such as TEDx, Rolls Royce, and Humana. She's also landed contracts with names such as ESSENCE, The City of Houston, and Frost Bank.   Her programs and events such as Women Winning at Work and Pitches, Proposals, and Partnerships have helped emerging entrepreneurs overcome their business hurdles and secure consistent 5-figure deals!   Her latest project 3P LIVE! Is a 3-Day Virtual Experience Designed to Properly Position You for Profitable 5-Figure+ Consulting Contracts.    DURING THIS EPISODE YOU'LL LEARN: The benefits of working with corporations and securing contracts Tips for finding companies and corporations to pitch for partnerships and contracts What to include in a business proposal Identifying when is the best time to pitch a company/corporation Why having one-on-one clients isn't sustainable How to stop leaving money on the table and maximize your earning potential Tips for packaging your skills and services to guarantee results for your ideal client Are you a business owner looking to get more clients and exposure? Does your business provide professional services that would be beneficial for a business owner starting their business? If so, submit your business to be listed in our directory, The Connect!  You may submit your business at:  https://blacktobusiness.com/theconnect/   For complete show notes and resources mentioned visit: blacktobusiness.com/72 Thank you so much for listening! Please support us by simply rating and reviewing our podcast!

Guest:  Kevin Thompson - What motivates our infractions? Do we even know? Host:  Meg Grier - Stories@GodAndOurDogs.com Website:  www.GodAndOurDogs.com Recorded at Wheelers Western Outfitters God and Our Dogs airs every Saturday at 9am on Boerne Radio 103.9FM - www.boerneradio.com. See omnystudio.com/listener for privacy information.

On this week's episode of SA Talk, Cora Lonning AKA Coach Cora joins the podcast to discuss self-leadership, how to view your employer as a client instead of “your boss”, and being more confident in your career. Cora Lonning is an executive coach and OD Consultant, specializing in value-driven culture and purpose-driven behaviors. Cora has brought her unique, creative, and interactive approach to learning at many well-known companies in South Texas - including Holt Cat, Spurs Sports and Entertainment, Frost Bank, City of San Antonio, Alamo Colleges, Credit Human, Christus Health Systems, Southwest Research Institute, and Whataburger. - Where to Find/Follow Cora Lonning: Website: https://coachcora.com/ Cora's new book - #1 Amazon New Release, TRAPPED: https://www.amazon.com/TRAPPED-Break-Dysfunctional-Lies-Have/dp/B098CH3TM7/ref=sr_1_1?dchild=1&keywords=cora+lonning&qid=1631852876&sr=8-1 - Question of the Week: Do you think personality or communication style assessments are generally good for organizations?

On this week's episode of SA Talk, Cora Lonning AKA Coach Cora joins the podcast to discuss self-leadership, how to view your employer as a client instead of “your boss”, and being more confident in your career. Cora Lonning is an executive coach and OD Consultant, specializing in value-driven culture and purpose-driven behaviors. Cora has brought her unique, creative, and interactive approach to learning at many well-known companies in South Texas - including Holt Cat, Spurs Sports and Entertainment, Frost Bank, City of San Antonio, Alamo Colleges, Credit Human, Christus Health Systems, Southwest Research Institute, and Whataburger. - Where to Find/Follow Cora Lonning: Website: https://coachcora.com/ Cora's new book - #1 Amazon New Release, TRAPPED: https://www.amazon.com/TRAPPED-Break-Dysfunctional-Lies-Have/dp/B098CH3TM7/ref=sr_1_1?dchild=1&keywords=cora+lonning&qid=1631852876&sr=8-1 - Question of the Week: Do you think personality or communication style assessments are generally good for organizations? --- Support this podcast: https://anchor.fm/sapodnetwork/support

In Part 4 of our special summer series revisiting our discussions with banking leaders, we're spotlighting more community-first approaches from Jimmy Stead, Chief Consumer Banking Officer at Frost Bank, a super-regional bank based in Texas, and Todd Nagel, President and CEO of IncredibleBank, one of the country's first national online community banks. These two leaders describe how their culture and core values are ingrained in every aspect of their business and how their commitment to their customer and community is a natural outgrowth of empowering employees to live the brand every day. This podcast is hosted by ZenCast.fm

All links and images for this episode can be found on CISO Series You think it's easy carrying around the burden of being so perfect all the time? It's tough to carry that responsibility to tell others what they need to do. This week's episode is hosted by me, David Spark (@dspark), producer of CISO Series and Andy Ellis (@csoandy), operating partner, YL Ventures. Our guest is Ed Contreras (@cisoedwardc), CISO, Frost Bank. Thanks to our podcast sponsor, Varonis Varonis will help you get meaningful data security results faster than you thought possible. Protect sensitive data, detect sophisticated threats and streamline privacy and compliance. Visit varonis.com/risk for a demo of Varonis' leading data security platform. Does a quality tech stack help with recruitment and retention of talent? Should security features be free? And should those who charge be shamed? Failing phishing tests - is there a limit to how many?

Welcome to The Psychologists Podcast, where we talk about all things psychology through a very personal lens.Dave Englund, MAI, SRA, AI-GRS and his wife, Joanne Englund, CPA reflect on Dave's Benjamin Button-like journey back to college as a 65-year-old. What factors impact our biggest life decisions? Is it ever too late to finish unfinished business? And is doing extra credit genetic?Honorable Mentions:-“You don't know what you don't know”-Is it really true that ANYONE can (or should) go to college?-Matching law-Paper? ceilings -Shame and motivation-MAI designation in real estate appraisal (it's a big deal) https://www.appraisalinstitute.org › our-designations-“When the student is ready, the teacher will appear”-Don't go to college till you're ready-How your reason for going to school impacts your approach in the classroom-1974 vs. 2021 college pressures-Curiosity pulls, pressure pushes Memorable Moments:“I was taking a history course when Confederate statues were finally being taken down; I was in government class during an impeachment trial” (Dave)“You have to answer the right question…not, Do you feel like going to college and studying for 4 years and taking tests? That's not the question. The question is, Where do you wanna be?” (Joanne)-Dave Englund lives in Austin with his wife Joanne. He is a commercial real estate appraiser with 35 years in the business, and currently works as a commercial review appraiser for Frost Bank. Joanne is a CPA and works as a Senior Auditor for Travis County. Their hobbies are hanging out with each other and spending all their money on DIY home and yard improvement projects.-Gill Strait PhD and Julia Strait PhD are both Licensed Psychologists (TX) and Licensed Specialists in School Psychology (LSSPs, TX). They are alumni of The University of South Carolina School Psychology Doctoral Program (Go Gamecocks).Gill is a teacher, researcher, and supervisor at a university graduate psychology training program.Julia is a testing psychologist at Stepping Stone Therapy in Houston, TX: https://steppingstonetherapy.org/strait/ Instagram: @drjuliatx https://www.instagram.com/drjuliatx/?hl=en

In our special summer series, we're revisiting some of our illuminating discussions with banking leaders featured on the Believe in Banking podcast. In this episode we're talking technology with Jimmy Stead, Chief Consumer Banking Officer at Frost Bank; Luvleen Sidhu, Founder and CEO of BM Technologies; and Todd Nagel, President and CEO of IncredibleBank. These leaders talk about their individual approaches to banking technology focused on simplifying and streamlining transactions, but more importantly on making people's lives better. Whether financial institutions build it from the ground up or partner with another company, having a digital and mobile strategy in banking is now a must for all banks and credit unions – even if they don't have the big budgets of the big banks. This podcast is hosted by ZenCast.fm

In our special summer series, we're revisiting some of our most popular episodes and rounding up some of the best thinking from banking leaders featured on the Believe in Banking podcast. In this special summer episode we're highlighting insights from: Ryan Kilpatrick, executive vice president and chief brand and communication officer from Origin Bank; Brad Tidwell, president and CEO of VeraBank; and Jimmy Stead, chief consumer banking officer at Frost Bank. In these enlightening conversations, these leaders talk about the year of change that COVID brought to banking and how the pandemic accelerated the way customers bank. They discuss how their institutions managed through change and helped people understand what's happening and what's coming. Finally, with purpose at their core, these bankers demonstrate how banking can be a force for good. This podcast is hosted by ZenCast.fm

View WCN's video coverage of these meetings online at wilsoncountynews.com/category/video-vault Wilson County Emergency Services District 1 (Northeastern Wilson County) Meeting: Regular meeting, Feb. 11, 6:12-7:19 p.m. Actions: •Approved to increase the duty crew budget by ,000, to allow for additional manpower at Station 1 •Elected Gary Ullmann as assistant treasurer. Discussion: •Discussed the change of banking to Frost Bank; all board members signed signature cards for the accounts •Discussed potential policies regarding COVID-19; no action taken •Requested fire chief to present the district's college tuition grant policy, including active paid and volunteer firefighters. In attendance: Board commissioners George Jones, JIm...Article Link

Rod Washington serves as Dallas regional president for Frost Bank, where he oversees the teams working to build and strengthen business relationships within the Dallas community. Washington joined Frost in 2007 as an executive vice president in charge of its Dallas-area real estate banking group and has more than 35 years of experience in the banking and real estate industries. Born and raised in southern Dallas, Washington serves on the board of directors of Dallas Methodist Hospital Foundation, including its Finance Committee, and the board of the Real Estate Council Community Fund and its Loan Committee, and he's passionate about being a part of the community in which he lives and works.

Day Shelmire is the director of the UT Tyler-Longvlew Small Business Development Center. After earning an MBA from SMU, Mr. Shelmire began his career at NASA Headquarters where he worked on space commercialization and technology transfer programs. While at NASA, Mr. Shelmire licensed a promising GPS-based mapping technology to start his first company, Global Visions. Since that time, Mr. Shelmire started several successful businesses, including Janie' s Cakes, a Tyler, Texas-based producer of gourmet pound cake which landed on Oprah's favorites list. Most recently, Mr. Shelmire was director of development for a Dallas-based investment banking firm and Vice President and Regional Manager at Frost Bank. Mr. Shelmire was appointed  Director of the UT Tyler-Longview Small Business Development Center ln February of 2019.

In this year-end special episode, Sean and Gina recap a most unusual year and look back on some of the meaningful conversations, industry insights and stories of resilience shared on the podcast. Whether it’s commitment to community through PPP or the rise of banking for good, we’ve covered the many ways that the financial services sector is rising to the challenge of our current moment, and beyond. We also highlight conversations with special our guests Ryan Kilpatrick from Origin Bank, Brad Tidwell from VeraBank and Jimmy Stead from Frost Bank who shared their thoughts on how to focus on relationship banking, meet customer needs for technology and compete by leveraging the power of the branch network. This podcast is hosted by ZenCast.fm

In this special episode, Sean and Gina welcome Jimmy Stead, Chief Consumer Banking Officer at Frost Bank, a $40 billion Texas-based bank that is focused squarely on the customer’s experience. Jimmy talks about decisions the bank has made to keep people at the center of their growing organization, like banishing phone trees and providing 24/7 customer service, allowing people to connect directly with bankers. He also addresses the bank’s relationship strategy saying that they’re at their best when people are engaged in their communities and how the branch serves as a focal point of that commitment. This podcast is hosted by ZenCast.fm

In an upcoming special guest episode, Sean and Gina welcome Jimmy Stead, Chief Consumer Banking Officer at Frost Bank, to discuss Frost's unique story of service in Texas communities. In this preview, Jimmy talks about the bank's organic growth strategy. He says, "We're really at our best when we have people who are in communities, they're engaged in communities, they're making a difference in communities, and for us, the branch serves as a focal point." Tune in next week when Sean and Gina return to reflect on examples of best banking practices brought by our special guests and data and trends that are driving the industry forward. This podcast is hosted by ZenCast.fm

HCCTV's The Topic (#261) will be talking art in connection with this year's Bayou City Art Festival and their new virtual Happy Hours in lieu of a live festival.Scheduled guests includeKelly Batterson, Executive Director of Bayou City Art FestivalFormer HCC student Alex Roman, Jr. aka DonkeeboyJeryn Mayer, HCC Professor of Art History Professor Mayer comments on the importance of festivals and the challenges facing the visual and performing arts organizations in this new COVID world. ART TALK VIRTUAL HAPPY HOURThe Happy Hour Series, in partnership with Frost Bank, KPRC 2 and Stella Artois, is part of Bayou City Art Festival’s “Save Our Art” fundraising campaign to support the continuation of Bayou City Art Festival’s mission.Thursday, October 15, 2020, 6 p.m. featuring Donkeeboy.

In recent months, Susan has discovered many banks not offering standard digital services: accessibility to account statements, check/deposit detail, download capability, etc..  There is much to be learned about commercial banking, which in spite of digital access, still needs to be relationship bound.  Katie Carlson, Relationship Manager from Frost Bank, joins Susan to discuss what is important in your banking relationship, as well as the importance of maintaining financial accounts for great credit ratings and what banks do to protect depositors against fraud.  Another must listen to podcast from Susan. Next podcast season begins November 1 with an exciting lineup of guests! Electronic Deposit Insurance Estimator (EDIE) - https://edie.fdic.gov/ Katie Carlson - Vice President, Frost Commercial Banking  katie.carlson@frostbank.com  Susan Gunn - www.SusanGunnSolutions.com  

Lasting effects from the worst economic downturn in our lifetime are having a staggering effect on financial health. In fact, a recent survey from Frost Bank shows current financial health as a result of the pandemic is low, with two in five (40%) Americans citing their financial situation as fair or poor.   In a time when much is out of our control, we can control our thoughts and actions which are proven to make a difference. Frost's research found that people who talk about their finances are 2x more likely to have better financial health. And, the people talking about money have something in common – optimism.   Michelle Gielan had a dream job at CBS News—and quit. As an anchor of two national news programs, she was disturbed by the amount of negativity in the news. She didn't want a child walking through the room while she was doing her job, hearing her continually telling negative stories about the world. But her time at CBS News also showed her the incredible power we have to create positive change by broadcasting a worldview that is more empowered, optimistic, and solution-focused.   Michelle left her job as a broadcaster at CBS News to study positive psychology—the science of happiness and human potential—under Dr. Martin Seligman (known as the founder of positive psychology) at the University of Pennsylvania Positive Psychology Center.   Michelle's research shows how your optimistic, empowered mindset is the most valuable resource in creating happiness and forward progress. Today, she runs the Institute for Applied Positive Research, investigating how mindset fuels happiness and success at organizations including Google, Boston Children's Hospital, The Leukemia & Lymphoma Society, and Pepsi Co.—and the results have been remarkable.  Michelle has a regular series in Harvard Business Review on happiness at work and was named one of top 10 authors on resilience by HBR.  She is the author of Broadcasting Happiness: The Science of Igniting and Sustaining Positive Change.   Michelle has a B.S. in Computer Engineering from Tufts University and a Masters in Applied Positive Psychology from the University of Pennsylvania. To find out more about Michelle visit: http://michellegielan.com/ More about Houston Money Week visit: www.Houstonmoneyweek.org http://www.cheatsheet.com/personal-fi… Financial Advisor Magazine Articles: http://www.fa-mag.com/news/advisors-s… http://www.fa-mag.com/news/on-it-s-80… You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at: http://directory.libsyn.com/shows/vie… or www.moneymatterspodcast.com #moneymatters #christopherhensley #houston #texas #KPFT #HoustonMoneyWeek #finance #financialliteracy #education

placemakingpodcast@gmail.com Facebook-f Twitter Linkedin Instagram Hello and welcome to another episode of the Placemaking Podcast!I am excited to share this conversation with all of you. This week, I have Tony Holzbach on the show. Tony is a great friend of mine and Assistant Vice President of Commercial Real Estate Lending at Frost Bank here in Fort Worth, Texas. He has been successfully managing a commercial real estate portfolio and assists team members as the primary underwriter for all product types with experience underwriting office, retail, medical office, hospitality, multifamily, NNN Build-to-suit, and single family home builders. His insight into managing successful portfolios comes from an understanding in hard work and an enjoyment in discovering solutions to complex problems.The bank he works with, Frost Bank, is a regional bank located here in Texas. The bank was established in 1868. With a value-based approach to running the bank, the leadership has been able to weather the Great Depression and the Great Recession. They offer their customers a full range of banking, investment and insurance products to help them better manage their money, grow their wealth and protect their assets. They believe their disciplined relationship approach is what has allowed them to stand the test of time.In this episode, we are going to go behind the scenes of a typical commercial lending application for a real estate development project from the eyes of a banker. We will discuss the different loan types that are common when looking to fund your next project. Also, what types of things commercial loan officers are looking for when reviewing your proforma.As always, if you have enjoyed the show, please subscribe to the show and share with your friends. There will be more exciting conversations on the shows to come.So without further ado, let's start the show!To learn more about Frost Bank, click the link below!

Sandy Sullivan, Senior Vice President of Fraud Management for Frost Bank San Antonio, shares tips for helping seniors avoid bank fraud, scams, and financial exploitation.

Sandy Sullivan, Senior VP for Fraud Management, Frost Bank, San Antonio shares information with Caregiver SOS on Air co-host, veteran broadcaster, and attorney Ron Aaron on helping seniors avoid bank fraud, scams, and financial exploitation.

Tonya Rapley is an internationally recognized millennial money expert, mompreneur, and founder of the award-winning site, My Fab Finance. She is the author of the Amazon best-seller, The Money Manual: A Practical Guide To Help You Succeed on Your Financial Journey and co-host of the Color Full Lives podcast.She created the BanishTheBalance Challenge in 2016 and helped her community eliminate more than $250,000 worth of debt in 60 days. In 2019 she launched the Blue Ribbon Club, a structured accountability program to help individuals break the cycle of living paycheck to paycheck so that they can live lives they love.Tonya is a highly sought after media personality. She has appeared as a financial expert on Good Morning America Strahan & Sara and CNN. Her client list includes brands such as State Farm, H & R Block, Frost Bank, and Invisalign. Tonya's work has been featured in The Washington Post, Glamour, Business Insider, and Vogue and more, making a powerful impact on the financial lives of audiences of all ages.

{Today’s podcast episode is sponsored by Frost Bank} What kind of optimist are you? Take the quiz! https://www.optforoptimism.com/optimism/quiz/ Talking about finances with your partner can seem scary but it doesn't have to be! We’ve collaborated with Frost Bank to break down just how to have this conversation with optimism and with the help of a Money Do List! To discuss this on the podcast, my guest today is Angela Holliday!
 Angela K. Holliday is the President of Frost Brokerage Services, Inc. and Frost Investment Services, LLC overseeing the firm’s financial advisor teams, sales management, operations, and compliance. She began working at Frost in 1996 as a Sales Assistant and later went on to serve as the Trading Manager, Operations Manager, Sales Support Manager, and Chief Operations Officer. Her leadership is guided by the Frost core values, integrity, caring and excellence. She also has the FINRA Series 7, 24, 28, 63 and 99 licenses.

 On this episode we discussed: - Angela’s money story and what she’s most proud of. - How women can navigate the difficulties or fears that come with talking about money in their relationships. - The study Frost Bank recently conducted that found having an optimistic outlook has a direct and positive impact on financial well-being.  - Tips based on the Money Do List Clever Girl Finance and Frost Bank put together for women to use when approaching the money conversation with their partners. - How can couples leverage optimism to navigate different financial situations especially when it comes to things like paying off debt or planning for the long-term. Read the full Money-Do List breakdown put together by Clever Girl Finance and Frost bank here: https://www.clevergirlfinance.com/blog/how-to-talk-to-your-partner-about-money To learn more about Frost Bank, take the optimism quiz and participate in the 30-day optimism challenge, please visit: https://www.optforoptimism.com/ ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Tonya Rapley is an internationally recognized millennial money expert, mompreneur, and founder of the award-winning site, My Fab Finance. She is the author of the Amazon best-seller, The Money Manual: A Practical Guide To Help You Succeed on Your Financial Journey and co-host of the Colorfull Lives podcast. In 2014, she graced the cover of Black Enterprise magazine and was deemed the "New Face of Wealth Building" and has been recognized as one of the “Top 10 Most Influential Women in Personal Finance on Twitter”. She created the BanishTheBalance Challenge in 2016 and helped her community eliminate more than $250,000 worth of debt in 60 days. In 2019 she launched the Blue Ribbon Club, a structured accountability program to help individuals break the cycle of living paycheck to paycheck so that they can live lives they love. Tonya is a highly sought after media personality. She has appeared as a financial expert on Good Morning America, Strahan & Sara and CNN. Her client list includes brands such as State Farm, H & R Block, Frost Bank, and Invisalign. Tonya’s work has been featured in The Washington Post, Glamour, Business Insider, and Vogue and more, making a powerful impact on the financial lives of audiences of all ages. https://myfabfinance.com/ Blue Ribbon Club https://blueribbonclub.thinkific.com/

All links and images for this post can be found on CISO Series (https://cisoseries.com/get-out-the-fud-is-coming-from-the-inside/) On this week's CISO/Security Vendor Relationship Podcast, we're pointing fingers at practitioners, not vendors, for promoting the FUD (fear, uncertainty, and doubt) scare-a-thon. This episode is hosted by me, David Spark (@dspark), producer of CISO Series and founder of Spark Media Solutions and Mike Johnson. Our guest this week is Eddie Contreras (@CISOEdwardC), CISO, Frost Bank. Thanks to this week's podcast sponsor Trend Micro. Trend Micro Incorporated, a global leader in cybersecurity solutions, helps to make the world safe for exchanging digital information. Our innovative solutions for consumers, businesses, and governments provide layered security for data centers, cloud environments, networks, and endpoints. For more information, visit www.trendmicro.com. On this week's episode Why is everyone talking about this now? On LinkedIn, Ron C. of CoreSolutions Software said, "Cybersecurity is no longer just a technical problem. It’s now more of a people problem! So why aren’t businesses prioritizing security awareness training for their staff?" There was a massive response and mixed agreement. Regardless, are we falling short on security awareness training? Is it not effective? Is it too complicated to pull off? Is the cost not justified? More importantly, has security awareness training had any impact? Hey, you're a CISO, what's your take on this? accidentalciso on our reddit channel, r/cisoseries, asks, How does a security professional know if "CISO truly is the right career goal for them? I don’t think the reality of the role is consistent with what one might think early on in their career." What was it about the CISO role that makes a security professional want to pursue it and how does that previous perception of what a CISO did counter or align with what was really experienced? It's time to play, "What's Worse?!" Is there a worst type of attack? Ask a CISO James Dobra, Bromium, asks, "Are security organizations guilty of using FUD internally, e.g. with the board and with users, while complaining that vendors use it too much?" Does FUD happen internally? Do security teams do it to get the money they want and/or shame users into submission? On August 30, 2019, white hat hacker Tavis Ormandy discovered a vulnerability in a LastPass browser extension. This was a vulnerability, not a breach and was very quickly remedied without damage. But it still causes chills when the last bastion of password security reveals its Achilles heel. It’s like seeing your family doctor contract a terminal disease. But for CISOs, this might be a good thing. Password complacency and sloppy security hygiene are the scourge of security specialists everywhere. A SaaS-based password manager that uses hashes and salts to remove the existence of physical passwords in their own vaults, is still a highly proactive solution. More found on CISO Series. Check out lots more cloud security tips sponsored by OpenVPN, provider of next-gen secure and scalable communication software. OpenVPN Access Server keeps your company’s data safe with end-to-end encryption, secure remote access, and extension for your centralized UTM. First 90 Days of a CISO Both Mike and our guest, Ed, are second time CISOs in their first 90 days at the role. We review what mistakes they made the first time as a CISO that they're actively avoiding this time. Are there any hurdles that are simply unavoidable and they're just going to have to face it like any new CISO would.  

Read more at ExpressNews.com: Indicted AG Ken Paxton seeks to move his criminal case to his home turf Hill Country jelly and sauce maker is building an empire Frost Bank parent’s string of smashing analysts’ earnings estimates ends Wendy Davis campaign ads may have violated Texas Capitol rules Zero-star review: Niki’s Tokyo Inn shows its age after 50 years in San Antonio

Read more at ExpressNews.com: Indicted AG Ken Paxton seeks to move his criminal case to his home turf Hill Country jelly and sauce maker is building an empire Frost Bank parent’s string of smashing analysts’ earnings estimates ends Wendy Davis campaign ads may have violated Texas Capitol rules Zero-star review: Niki’s Tokyo Inn shows its age after 50 years in San Antonio

Welcome to the Permian Perspective Podcast. In this episode, Krista sits with Lori Wesley of Frost Bank. Reach out to Lori Wesley and learn more about Frost Bank. Leave a Review Enjoy listening? Support the show by leaving a review in iTunes. Street Team If you're interested in joining the street team, join our Facebook Group here. Monthly Happy Hour OGGN is always accepting Happy Hour sponsors.  If you would like to get your company in front of our large young, professional audience, reach out to our Project Coordinator, Julie McLelland by e-mail. Upcoming Events Shoot For the Future | July 26th, 2019 NAPE Summer | August 21-22nd, 2019 More Oil and Gas Global Network Podcasts Oil and Gas This Week Podcast | Oil and Gas HS&E Podcast | Oil and Gas Startups Podcast | Oil and Gas Industry Leaders | Oil and Gas Legal Risk | Oil and Gas Onshore Engage with Oil and Gas Global Network LinkedIn Group | Facebook | modalpoint | Lean Oilfield | WellHub Connect with Krista Escamilla LinkedIn| E-Mail | Oil and Gas Global Network | Rig-ID Workwear Lori Wesley of Frost Bank on Permian Perspective Podcast – PP013

Welcome to the Permian Perspective Podcast. In this episode, Krista sits with Lori Wesley of Frost Bank. Reach out to Lori Wesley and learn more about Frost Bank. Leave a Review Enjoy listening? Support the show by leaving a review in iTunes. Street Team If you're interested in joining the street team, join our Facebook Group here. Monthly Happy Hour OGGN is always accepting Happy Hour sponsors.  If you would like to get your company in front of our large young, professional audience, reach out to our Project Coordinator, Julie McLelland by e-mail. Upcoming Events Shoot For the Future | July 26th, 2019 NAPE Summer | August 21-22nd, 2019 More Oil and Gas Global Network Podcasts Oil and Gas This Week Podcast | Oil and Gas HS&E Podcast | Oil and Gas Startups Podcast | Oil and Gas Industry Leaders | Oil and Gas Legal Risk | Oil and Gas Onshore Engage with Oil and Gas Global Network LinkedIn Group | Facebook | modalpoint | Lean Oilfield | WellHub Connect with Krista Escamilla LinkedIn| E-Mail | Oil and Gas Global Network | Rig-ID Workwear Lori Wesley of Frost Bank on Permian Perspective Podcast – PP013

Heather Hurd   Heather Hurd is a Business Banker at Frost Bank in Richardson, Texas. Heather has been with Frost since 2001 working with business clients and helps them navigate through lending process. Heather's describers herself as a uniter, advisor and traveler. She enjoys working with her clients to meet their banking and borrowing needs and understands the importance of being available to her clients. She says you have to know, like and trust your banker, and that what Heather strives to do. Customer service, integrity, caring and excellence is still the hallmark at Frost. Frost is celebrating 150 years this year.   https://www.linkedin.com/in/heather-hurd-7829848

Heather hurd   Heather Hurd is a Business Banker at Frost Bank in Richardson, Texas. Heather has been with Frost since 2001 working with business clients and helps them navigate through lending process. Heather's describers herself as a uniter, advisor and traveler. She enjoys working with her clients to meet their banking and borrowing needs and understands the importance of being available to her clients. She says you have to know, like and trust your banker, and that what Heather strives to do. Customer service, integrity, caring and excellence is still the hallmark at Frost. Frost is celebrating 150 years this year.   https://www.linkedin.com/in/heather-hurd-7829848

Can being optimistic make you more successful both personally and financially? According to bestselling author and happiness researcher Michelle Gielan, an optimistic outlook has a high correlation with better overall financial health. Michelle Gielan has spent the past decade researching the link between happiness and success. She is the bestselling author of Broadcasting Happiness: The Science of Igniting and Sustaining Positive Change and was named one of the Top 10 authors on resilience by the Harvard Business Review. Michelle is an Executive Producer of “The Happiness Advantage” on PBS and a featured professor in Oprah's Happiness course. She formerly served as anchor of The CBS Morning News, and her research has received attention from dozens of media outlets including The Washington Post, FORBES, and The New York Times. To learn more about Michelle, visit: http://michellegielan.com/official-bio/ The survey is part of Frost Bank's Opt for Optimism initiative to help people unlock the power of optimism and improve their physical, emotional and financial health. Frost launched Opt for Optimism in response to the rising uncertainty, isolation and stress levels Americans are experiencing. Visit optforoptimism.com to learn more and to sign up for the 30-Day Optimism Challenge to increase optimism and help improve financial health. To learn more about Houston Money Week visit: www.Houstonmoneyweek.org   http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/ Financial Advisor Magazine Articles: http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3  http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3 You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at: http://directory.libsyn.com/shows/view/id/moneymatters or www.moneymatterspodcast.com #KPFTHOUSTON #HoustonMoneyWK #MichelleGielan

The Texas Optimism Project and Frost Bank are proud to introduce the Good Newscast, a podcast about good news in the world. Join hosts Owen Egerton, Arely Silva and Andrew Roush as they dive headfirst into exploring the power of perspective and unlikely stories of optimism. This week, we discuss Mary Oliver, a boxing athlete, the incredible story of a midwife in the Himalayan Mountains, and more!

On this edition of HACKED: Into the minds of Cybersecurity leaders, host Ben Hotaling welcomes Kevin Williams, the first CISO for the city of Austin Texas. Kevin joins the podcast to discuss his experience developing the CISO role and what his group is working on. During Overrated/Underrated, we get his opinion on the importance of a technical background for the CISO role. Kevin is responsible for ensuring the security of all information and information systems for 15,000 City employees and almost 1 million residents in the 11th largest city in the US. Kevin has over 20 years of experience working within IT. He served in the United States Air Force for nine years as a computer programmer and enterprise architect, where he worked on IT projects at many notable locations including the Air Force Information Warfare Center, NORAD command center inside Cheyenne Mountain, and in the subterranean maintenance levels of a nuclear missile silo. Since his enlistment, Kevin has worked for Rackspace Hosting, Frost Bank, UTHSCSA, and the State of Texas DIR. Kevin holds a Master of Science degree in Information Systems & Security from the Center for Cyber-Security Policy at Our Lady of the Lake University, a NSA-certified Center of Academic Excellence in Information Assurance Education, and a Bachelor of Science degree in Software Engineering. He is a Certified Information Systems Security Professional (CISSP), Information Systems Security Architecture Professional (ISSAP), Certified Secure Software Lifecycle Professional (CSSLP), and Certified CISO (CCISO).

Carol Severyn, CPA and EVP with Frost Bank, joined us for this week's episode of Life In Accounting: The Where Accountants Go podcast. Celebrating 24 years! Carol started working in the financial institution industry while in college and later moved into an audit role with a CPA firm.  After a short time with the accounting firm, a former professor of hers recommended her to Frost Bank for a Senior Auditor role – which obviously has worked out well given that she has just had her 24th anniversary with Frost. Commit yourself I asked Carol about the ‘secret to her success' so-to-speak since she has had a very fruitful career there at Frost. She mentions two key items in that discussion. First of all, it's important to find an organization that is a good match for your own personal value system. And secondly, once you find that organization make sure you are fully committed career-wise. Step up for new assignments, volunteer for new challenges, and give it the proverbial 100%. This type of commitment is what led Carol to be approached about moving into management with Frost in the first place. Volunteerism Carol has been involved in many efforts focused toward helping others. She is one of the founders of the internship program at Frost – a program that gives soon-to-be accounting graduates the opportunity to experience what it is like to work in Internal Audit. She also is active with the nonprofit Any Baby Can and serves on their board. Any Baby Can helps parents of children with serious healthcare needs. More information can be found at www.anybabycansa.org. I was fortunate to be able to interview Carol for this episode. I hope you enjoy it. She shares a lot of valuable insight. See you next week! There's more to come… Mark Goldman CPA President – Where Accountants Go www.WhereAccountantsGo.com If you found this episode beneficial and haven't subscribed yet, please visit https://whereaccountantsgo.com/blog/ and click on the orange “Subscribe” button in the upper right hand corner to be notified every time we post new content. Thank you!

Hi there folks! Creatives Meet Business is an event and podcast series based out of Austin, Texas for creatives of ALL disciplines to get from zero to one in thinking of themselves as business owners (in the creative sector). This episode features Jeremy Cox, Digital Director at McGarrah Jessee. He shares so so much about branding - brand positioning, brand personality, branding elements, what makes a brand unique and distinctive, pitfalls and more. Because there's so so much that's exciting about this episode - let's hop in and hear what Jeremy has to say! 0:00 to 1:55 - Ashland Opening Remarks and Intro of Jeremy Cox Examples of McGarrah Jessee client work: Whataburger, Frost Bank, Shiner Beers, Yeti Coolers 2:00 to 3:58 - Branding Your Site - Consistency in Tone and Appearance Branding is vastly important Branding - what does it mean. Jeremy's definition: It's not - just a name, logo or a couple of colors It is - the public facing manifestation of who you are Also includes people's perception of what you've put out there 3:59 to 4:40 - What is a Well-Architected Brand Unique - therefore own-able Easily recognizable Consistent - everywhere 4:41 to 6:45 - Brand Positioning and Brand Personality Brand Positioning: A statement - a single sentence - that says what you do and do well that the competition can't do and can't touch and that people actually want Brand Personality: A layer / filter to brand positioning - how do you do what you do?  Is it serious? Whimsical? 6:46 to - 12:41 Branding Elements Name - one of the first things people experience Logo - visual counterpart to your or company's name Do these fit through filter of brand positioning and brand personality? Visual anchors Copy - great opportunity for you to exercise your brand through words Ex - Choice of tense - 1st person is conversational, personal; 3rd person expresses size, it's bigger than just me Micro-level interactions on your site - confirmation page as a place to add personality through a purchase made through website Color - apply with thought to user experience  Typography - More choices available now online Use caution - use legible copy in the body text but one that's a compliment to the personality of your main typeface Visuals - don't say things with words when an image would be much better, don't say things with an image when a video would be much better Structure of a site - are you allowing the user to digest it the right way? Interactions and Animations within site  12:42 to 14:57 - Pitfalls  Just like your brand shouldn't be all things to all people, your website shouldn't be. Don't be afraid to make decisions that focus you towards your audience and the purpose of what your business is meant to do Don't get too intricate / too fancy. Take it one step at a time when building up your brand online Don't think of your brand as static, it's not a static brand Be cautious with templates (WordPress, Wix, Squarespace) - put the time in to craft it and make it your own. They have customizable ways to personalize it Be careful not to lean too heavily on trends and assume that's what your brand is. Trends change more frequently than your brand should 15:02 to 16:20 - Ashland Closing Remarks If you like what you hear, share the podcast with your friends, rate and review. To stay in the loop - follow us on Twitter, Facebook or subscribe to the newsletter. We'll be sticking around the world of websites for a few weeks and have some pros that we can't wait to introduce you to. Stay tuned for more! Thanks! Ashland, Creatives Meet Business