Podcasts about financial planning

Insurance premiums are one of the largest household expenses after taxes. In this episode, we discuss the correct purpose of insurance, the different types that are prudent for a family to carry, and ways you can lower your premium while still having rock-solid coverage.

What happens when a physician becomes a financial planner? You get someone who truly understands that your health and wealth are inseparable. In this live episode from the Morningstar Investment Conference in Chicago, Jean Chatzky sits down with Dr. Carolyn McClanahan, MD, CFP®, and founder of Life Planning Partners, to explore how women can better prepare for their financial futures by making smart health and money choices today. If you're in your 30s, 40s, or 50s and wondering, “Is it too late to start planning?” — the answer is no. But it's time to get serious.  What You'll Hear In This Episode: The caregiving trap and its impact on women's careers and finances How to financially and emotionally prep for marriage and kids Long-term care planning: what to expect, how to pay, and why facilities may be more affordable than you think Creating a “Big 4” aging plan: housing, healthcare, finances, and transportation The role mental health plays in your financial wellbeing—and why advisors should care Why joint accounts and financial transparency might just be the glue that holds marriages together The best way to find an advisor who actually plans for your whole life, not just your portfolio If you'd like to learn more about the conference or sign up for updates on MIC 2026, head to the MIC website—you can join the mailing list right from the homepage. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

Snag Our Simplified Budget System!Budget Besties, let's talk about that frustrating feeling of, “We're making good money… so why does it still feel like we can't get ahead?”You're not imagining it—life is expensive. But there's also something else going on: you might be underestimating what real life actually costs. (Spoiler: five kids aren't eating on $100/month at Chick-fil-A. Sorry bestie, it's just not happening.)In this episode, we get into:Why even high-income earners still live paycheck-to-paycheck (and it's NOT because they're “bad with money”)The danger of “hopeful budgeting” vs. real-life budgetingWhy minimum payments on debt might be your secret weapon (for now)How labeling savings buckets (hello, “Melanie's Wedding Fund”) keeps your money safe from impulse spendingWhy a plan—not just good intentions—is the real game-changerWe're diving deep into the myths about what “should” work with budgeting and showing you how to build a plan that actually does. Whether you're making $40k or $400k, the rules are the same: real numbers, realistic expectations, and a system that takes the chaos out of your money.Because bestie, you're not bad with money. You just need a plan that works for your life.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Garth Heckman The David Alliance TDAgiantSlayer@Gmail.com    When people are asked… if you could do it over again would you… and they say “no, I love my mistakes and its what made me who I am today”. That sounds great right, even manly… but I truly doubt it. If I could go back and do things differently would I? ABSOLUTELY 100% - so what would I do differently? Thats where were going today!    It's impossible to provide a definitive "five biggest mistakes" for every man in every decade of his life, as experiences and priorities vary greatly. However, based on common life challenges, regrets, and advice, here are some generally observed mistakes men often make at different ages: Under 20: Neglecting Education and Skill Development: Not taking school seriously, failing to explore passions, or not investing in skills that will be valuable later. This can limit future career and financial opportunities. I would imagine most boys are not realizing that High School is the last free education you will get… use it up as much as you can. And more than that, learn skills from other men, its free education. Welding, automotive, investing, carpentry, cooking, baking, relationship advice, boxing, Balancing your checking account, talking to women, handling conflict… Just about anybody can teach you something for free.    Poor Financial Habits: Not learning about budgeting, saving, or investing, and instead falling into debt (e.g., credit card debt, unnecessary loans) or wasteful spending. Here is a lesson I learned early on in life. And I will admit, that early on in life I liked to spend money on stupid stuff… or at least over spend on my hobbies. But I learned two huge pieces of advice. One give yourself a raise every year…i.e. shop for lower insurance, cable, internet, cheaper place to buy groceries etc… 2ndly I sell stuff I have not used for a year and I invest it into my 401k. Also I don't do my own investing other then crypto. And I do not touch my investments… early on I did, but I learned the hardware. If I had kept my Amazon stock I would have a few million dollars still in my portfolio.    Ignoring Health: Believing they're invincible and adopting unhealthy habits (poor diet, lack of exercise, insufficient sleep, substance abuse) that will have repercussions later. Not just ignoring health - but ignoring healthy habits. Build into your life a regular weekly exercise plan. Healthy eating and sleep habits. Look I get it, when I was under 20 years old I drank a 12 pack of Mt. Dew a day and ate a full bag of double stuff Oreos - now I was waterskiing and barefooting all day long so I was burning it off and I was also a competitive powerlifter… but the habit was hard to break even though I was not putting on weight.  Back to working out… most guys say they don't have time, but if you get up at 5am you will have time, not only that you will be more energetic during the day but when it comes to sleep you won't be able to stay up late watching stupid TV or computer or phone… so it all balances out.    Lack of Self-Awareness/Identity: Not taking the time to understand their values, goals, and who they are as individuals, often leading to being swayed by peer pressure or societal expectations. Know your weaknesses and box them in, and know your strengths and double down on those. I am not going to spend time working on becoming more detailed and OCD… it aint' me. I will work on being a leader, communicator, preacher, teacher, vision caster, motivator and risk taker.  I won't allow myself to work in my weaknesses - I will let others work in those areas…and if I absolutely have to I will first build a detailed system to do it.  Taking Relationships for Granted: Neglecting friendships or not learning healthy communication and respect in romantic relationships, which can lead to isolation or repeated relationship issues. Most men under 40 are only practicing divorce in their relationship habits. You make out, you have sex, you break up and move on. THIS IS THE PERFECT PRACTICE FOR A ruined marriage. Most guys under 20 are 100% motivated in relationships from a selfish foundation. They only give to get, they never learn to give just to give. They never learn to sacrifice in order to create a better version of the women they are dating.  Under 30: Not Investing Early: Missing out on the power of compound interest by delaying retirement savings or other long-term investments. If you are 25 and you invest $12 a day into an account reaping basically between 6-8% return you will have a million dollars by the time you retire. That is only $360 a month. That is nothing… if you think its a lot add up how much you spend at the convenience store, on clothes you don't wear, on tickets, on junk food and fast food and maybe even online gambling or girls… its peanuts.  Staying in Unfulfilling Jobs/Careers: Remaining in a job or industry solely for the paycheck, without pursuing opportunities that align with their passions or offer growth, leading to stagnation. Here is a secret. There is someone out there willing to pay you for what you want to do if you are good at it. You want to just play guitar all day? Learn to read music, join a musicians union, hang out with other musicians and producers… it is not that hard. You may not make millions, but you will earn a living doing what you love. I have quite a few friends who do it full time and part time and make decent money.    Prioritizing Work Over Relationships: Sacrificing personal connections, family time, and mental well-being for career advancement, leading to regret and strained relationships later. I know you are under 30… you have a lifetime ahead of you… but actually you are just about in midlife. If you live to 75 you are only a few years out from reaching that half way mark.. and trust me the next 35 will fly buy 3 times as fast!  So focus on relationships.. your parents, your spouse, your brothers and sisters, your childhood friends, men at church etc… make that a solid priority!    Failing to Address Mental Health: Ignoring or suppressing mental health issues, such as anxiety or depression, due to societal pressures or a "man up" mentality, preventing them from seeking necessary help. Look its no secret that a lot and I mean most of 30 and under came from dysfunctional families. From No dads to 4 dads… It can cause a lot of stress, mental baggage and a lack of skill in dealing with it. The internet, phone and social media pressure does not help. One of the greatest manly things you can do is go in for counseling and mental health screenings. Get the help you need and don't ever be embarrassed about it. You would not be embarrassed by going in for a broken arm… mental health is no different. And you are truly doing if for your current or future family.    Making Major Financial Commitments Without a Plan: Taking on significant debt (e.g., for an expensive car or a house they can barely afford) without a solid financial foundation or emergency fund. Nothing wrong with buying a new car… but that doesn't mean it has to be the brand-new or the best or even middle of the road. My car is 25 years old with 200,000 miles on it…and that car has not had a payment for 22 years.  If you are going to purchase a house, car of boat or motorcycle… talk to a legit financial counselor. You might be surprised at how much they can help you. There is nothing wrong with spending money, there are only wrong things to spend money on.    I will say this, I do see a lot of 30 and under young men who are really on the right track. They have learned the hard way from watching their parents make all the wrong and stupid decisions. Good for you! It will be worth it!    Under 40: Neglecting Physical Health: Continuing unhealthy habits from earlier decades, leading to the onset of chronic health problems (e.g., heart disease, obesity, diabetes) that could have been prevented or managed earlier. Here is a little bit of controversy…. And BTW I am working on attaining my certification in nutrition. You can get away with an ok diet if you are physically active. But even if you eat healthy and are not physically active - it will hurt you.  Build a system in place to do something you like to do a few times a week. Volleyball, racquet ball, jump rope, lift weights, karate, pickle ball, hot yoga… I don't care, just do it 3-4 times a week for at least 45 minutes and your life will improve miraculously. Most people hate exercise because they choose exercise they hate. Choose something you love.  Becoming Stagnant in Career: Not continuing to learn, adapt, or seek new challenges in their career, leading to being passed over for promotions or feeling stuck. Two things you can do to grow in your position… proven strategies. #1 learn how to get along with people. Most people are promoted first and foremost because others like them. #2 Continue to ask to learn new things at your job. Have you ever wondered what your boss would say if you asked him “what can I learn in order to help you and your business succeed.  If you are not growing you are dying. Every year you should try to learn something new. Get a certificate in basket weaving… it does not matter. Stay sharp.  Ignoring Relationship Issues: Allowing resentments or communication problems to fester in their primary relationships, rather than actively working on them, potentially leading to divorce or emotional distance. You have not repaired family relationships and now they seem irreparable… until someone is lying on their deathbed… Now is the time.  Secondly you realize that between you and your spouse… that little issue did not go away. Now it is a monster. It could be how you flirt with other women, your anger issues, your over spending, your lack of communication…. Here is the crazy and astounding FACT - your marriage can get better and better and more amazing if you put in the hard work, or you can do nothing… simply nothing and it will suck. You don't have to put in the hard work for it to suck… just do nothing and it will happen all on its own. Ignorance starts out as bliss but soon turns into bitterness. Lack of Financial Planning for the Future: Not adequately saving for retirement, their children's education, or other significant future expenses, despite increased earning potential. We covered this before but for the sake of redundancy - If you have not started a healthy aggressive retirement plan by the time you are 40, you can plan to live poor when you retire or plan on working until you are in your late 70's. Don't be that guy.  Failing to Cultivate a Strong Support System: Losing touch with friends and neglecting to build new connections outside of work, leading to potential isolation. Point 2 today was ignoring relationship issues… but along with that is not taking time to build a support system. The old adage “the best way to have a friend is to be a friend”.  It has stood the test of time. This week I am helping a friend move.. why? Because he has been there for me numerous times.  Who do you call in a pinch, a bind, an emergency? I can call Ty, Tim, Scott, Allan and they will help no matter what. And they have called me… and I will help no matter what! 

Jesse welcomes back Peter Lazaroff to discuss the psychology and strategy of investing during uncertain times. They explore how media narratives and recession fears can distort investor behavior, emphasizing the importance of focusing on business earnings rather than sensational headlines. Peter shares why he separates his portfolio thinking from his balance sheet management, especially during potential economic downturns, and offers practical guidance for both pre-retirees and younger investors. The conversation also touches on international diversification, sequence of returns risk, and why consistency in strategy beats chasing performance. Plus, Peter gives an update on his podcast and his upcoming book The Perfect Portfolio. Key Takeaways: • Media headlines and algorithm-driven news feeds often amplify fear, leading investors away from rational, long-term thinking. • Real-world economic pain doesn't always correlate with poor stock performance, and vice versa. A stock market decline doesn't necessarily signal a broader economic recession. • Building a cash buffer ahead of retirement helps mitigate sequence of returns risk. • Global diversification may not always boost returns, but it smooths out the ride, improving compound returns. • A longer-term view of markets and recessions builds resilience and patience. • Planning for a range of outcomes is more effective than trying to call the next market move. Key Timestamps: (03:00) The Gladiator Analogy: Embracing Volatility (04:26) Setting Realistic Investing Expectations (06:17) Fire Drills for Your Portfolio (09:38) A Letter to Myself: Handling Market Crashes (14:36) Peter Lazaroff Joins the Conversation (27:15) Understanding the Emotional Side of Investing (29:39) The Importance of Documenting Investment Decisions (32:14) The Impact of News Narratives on Investment Decisions (41:23) Recession and Its Effects on Your Portfolio (46:53) International vs. Domestic Investments Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://peterlazaroff.com/ LinkedIn: https://www.linkedin.com/in/peterlazaroff/ Mentions: Peter's Book: https://peterlazaroff.com/freebook Are You Not Entertained?  https://bestinterest.blog/are-you-not-entertained/ Break Glass in Case of Market Crash?  https://bestinterest.blog/break-glass-market-crash/ More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

In this heartfelt episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with fellow PAX advisor David Alvarez to discuss a deeply personal and often overlooked financial planning topic - supporting families who have children or loved ones with disabilities. David shares his own journey into financial services, shaped by his family's background and a career that began at the peak of economic uncertainty. Now a key member of the PAX team, David has developed a specialized focus on serving families navigating the complex realities of long-term disability planning. Together, Darryl and David explore: • How David's passion for serving families with special needs began. • The emotional and financial toll of long-term illness or disability. • Key planning tools like ABLE accounts and Special Needs Trusts. • The importance of acting on important, but not always urgent, financial tasks. • How PAX's “Honest Conversations” methodology helps both spouses find clarity and peace of mind. Whether it's planning for a child with autism, preparing for future medical expenses, or simply figuring out where to start, this episode offers real-world guidance for those walking a challenging path. If you or someone you know is navigating life with a loved one who has special needs, don't miss this episode. And remember - you think different when you think long term. Learn more or reach out at PAXFinancialGroup.com.

We're all well-aware of the stigma associated with men's mental health. Men are often told overtly or covertly to be just be quiet, do your job, and get your work done. And, while there is certainly some validity to us getting the job done when people are relying on us, it's also valid to consider the mental and emotional battles we often fight as men. Today, I am joined by retired Green Beret, Nick O'Kelly to talk about his time in service the mental and emotional anguish he faced, and what he's done to overcome the challenges of anxiety, depression, and even suicidal ideation. We talk about how a man begins to confront these issues, finding the balance between bearing down and getting the help we need, how to find teams and avenues of support without feeling weak, and how to confront the stigma (even though we all deal with it) of men's mental health SHOW HIGHLIGHTS 00:00 - Men's Mental Health Stigma 01:05 - Balancing Pride and Duty 03:12 - Debating Vulnerability 04:27 - Military Career Transitions 06:36 - Family Dynamics and Decisions 09:22 - Managing Career Expectations 11:36 - Spousal Support and Sacrifice 14:36 - Masculine and Feminine Dynamics 18:37 - Expectation Management Challenges 21:23 - Trust in Relationships 25:16 - Decision-Making Struggles 28:26 - Imposter Syndrome in Financial Planning 31:58 - Onset of Mental Health Struggles 37:55 - Consequences of Seeking Help 43:29 - Personal Anxiety Experience 47:32 - Spiritual and Physiological Factors 52:29 - High Achievers and Mental Health 54:16 - Connecting with Nick's Work Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready  

This episode is sponsored by: My Financial CoachYou trained to save lives—who's helping you save your financial future? My Financial Coach connects physicians with CFP® Professionals who specialize in your complex needs. Whether it's crushing student loans, optimizing investments, or planning for retirement, you'll get a personalized strategy built around your goals. Save for a vacation home, fund your child's education, or prepare for life's surprises—with unbiased, advice-only planning through a flat monthly fee. No commissions. No conflicts. Just clarity.Visit myfinancialcoach.com/physiciansguidetodoctoring to meet your financial coach and find out if concierge planning is right for you.___________Are you making costly tax mistakes without realizing it? In this episode, host Dr. Bradley Block  welcomes Enpo Tu, to discuss tax strategies for physicians. Enpo dives into the complexities of backdoor Roth IRAs, highlighting common errors like overlooking pre-tax IRAs or SEP IRAs that can trigger unexpected tax liabilities. He also explores the allure of real estate investments for tax savings, debunking myths about passive income and the challenges of liquidity and long-term tax implications. With practical advice on choosing a competent CPA and financial advisor, Enpo emphasizes the importance of transparency, coordination among professionals, and aligning strategies with personal financial goals. This episode offers actionable insights for physicians to navigate tax complexities, avoid audits, and build a secure financial future.Three Actionable Takeaways:Understand Your Full Financial Picture – Ensure your CPA has a complete view of your assets, including IRAs and SEP IRAs, to avoid costly mistakes like improper backdoor Roth conversions.Evaluate Real Estate Investments Critically – Look beyond tax deductions to assess the long-term tax implications, liquidity challenges, and whether real estate aligns with your time and financial goals.Vet Your Financial Professionals – Ask potential CPAs and financial advisors about their expertise with physician clients, compensation structure, and how they coordinate with other professionals to ensure comprehensive planning.About the Show:Succeed In Medicine  covers patient interactions, burnout, career growth, personal finance, and more. If you're tired of dull medical lectures, tune in for real-world lessons we should have learned in med school!About the Guest:Enpo Tu  is the Chief Operating Officer of My Financial Coach, where he has helped build the company since 2018. As a key architect of its operations, Enpo ensures high-quality financial planning for over 400 medical families. A prominent public voice, he hosts webinars, publishes educational content, and engages with physicians at conferences. Passionate about education over sales, he helps clients avoid financial pitfalls and build wealth through tailored strategies. Known for his professional style—complete with bow ties and vests—Enpo brings clarity and expertise to complex financial topics.Website: https://myfinancialcoach.comLinkedIn: http://linkedin.com/in/enpotuAbout the host: Dr. Bradley Block is a board-certified otolaryngologist at ENT and Allergy Associates in Garden City, NY. He specializes in adult and pediatric ENT, with interests in sinusitis and obstructive sleep apnea. Dr. Block also hosts The Physician's Guide to Doctoring podcast, focusing on personal and professional development for physiciansWant to be a guest? Email Brad at brad@physiciansguidetodoctoring.com  or visit www.physiciansguidetodoctoring.com to learn more!Socials:@physiciansguidetodoctoring on Facebook@physicianguidetodoctoring on YouTube@physiciansguide on Instagram and Twitter Visit www.physiciansguidetodoctoring.com to connect, dive deeper, and keep the conversation going. Let's grow! Disclaimer:This podcast is for informational purposes only and is not a substitute for professional medical, financial, or legal advice. Always consult a qualified professional for personalized guidance.

If you've ever felt like your business is running you instead of the other way around, this episode is a game changer. Libby breaks down the Systems to Scale Framework—a proven, practical, and powerful method to help financial advisors get out of overwhelm and into systems that actually work. Whether you're flying solo or leading a team, these six layers of business development will help you scale with ease, reclaim your time, and fall back in love with your business again.

It's not uncommon for small law firm owners and solo practices to struggle with cash flow and bills. Expenses for running a law firm are often high and unpredictable. Incoming cash flow can be irregular. So how can business owners achieve financial freedom? Darren Wurz, Founder of The Lawyer Millionaire Founders Network, sits down with LAWsome co-hosts Tanner Jones and Matt Smyers to share tips and tricks about law firm finances. They discuss why maximizing profit is just as important as growing your revenue. One of Darren's philosophies is to treat savings like you are paying a bill. Non-negotiable.  Tune in to find out how to stay ahead of the cycle. You can connect with him on his websites here -   Lawyer Millionaire Founders Network:  https://www.lawyermillionaire.com/  Wurz Financial Services:  https://wurzfinancialservices.com/  His Podcast: https://the-lawyer-millionaire.blubrry.net/  His Book: https://www.amazon.com/Lawyer-Millionaire-Maximizing-Minimizing-Confidence/dp/1639051473  TLDR: In this episode, you will learn how to Pay yourself first to build financial stability. Plan for cash flow gaps with forecasting and reserves. Treat savings like a monthly bill.

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss essential questions to ask when searching for a financial advisor, particularly from the perspective of their mothers. They explore the importance of understanding the advisor's process, compensation models, and the need for coordination with other professionals. The conversation emphasizes trust, transparency, and the fiduciary responsibility of advisors, providing listeners with valuable insights for making informed decisions about their financial planning. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Ask about the advisor's process and expected outcomes. Understand how the advisor is compensated. Inquire about the types of clients the advisor typically works with. Seek an advisor who collaborates with other professionals. Trust and transparency are crucial in the advisor-client relationship. Different compensation models can affect the advisor's focus. A fiduciary advisor has your best interests at heart. Designations can indicate a commitment to fiduciary standards. Coordination with other professionals can prevent blind spots. These questions can help ensure a good fit with an advisor. Chapters 00:00 Introduction to Financial Advisor Questions 01:06 Key Questions for Financial Advisors 07:14 Understanding Advisor Compensation Models 10:05 The Importance of Coordination with Professionals    

Inheriting a Home Shouldn't Be This Hard…In this episode, Dr. Preston Cherry breaks down why so many families run into legal trouble when passing down their home—and how a Transfer on Death Deed (TODD) can make things much easier.Takeaways:• Avoid probate delays• Keep control while alive• Name your home's heir• Protect emotional legacy• Pair with a trust00:00 Intro00:58 The Importance of Transfer on Death Deeds01:25 Steps to Implement a TOD Deed03:01 Limitations and Considerations04:29 Final ThoughtsGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

Despite challenging weather, the economy could gain momentum once the tariff "deadline" passes, with the One Big Beautiful Bill's tax incentives spurring investment and growth. Join Brian Jacobsen for our Week-in-Review. Plus, meet the newest member of the Annex Private Client team, explore six key benefits of trusts, learn how Annex supports clients planning a part-time retirement, and discover ways grandparents can financially support their grandchildren.

Big changes are coming with the new tax law, the One Big Beautiful Bill Act (OBBBA), and you need to know how they will impact your financial life. In this episode of Wise Money, we are breaking down what's staying the same, what's changing, and what it all means for your tax planning. From extended tax brackets and standard deductions, to changes in SALT limits and the real facts behind "no tax on tips, overtime or Social Security," we're cutting through the misinformation and helping you plan. Season 10, Episode 48 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/lpBbNvi7zYE  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

On this episode: Taxes, Social Security, and Medicare: What are the changes under the Big Beautiful Bill? We are all scared of the next stock market crash. Should we be? How can we solve the problem that scares retirees the most? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Why This Episode Is a Must-Watch Are you rethinking what retirement means? Forget the “end-of-the-road” narrative. Today's retirement is about launching a purposeful, fulfilling new chapter on your own terms. In this episode of Inspired Money, host Andy Wang brings together a expert panel of retirement planning, financial wellness, and lifestyle experts to share actionable strategies for creating a holistic, sustainable, and satisfying retirement. Whether you're decades away from hanging up your hat or already on your early-retirement path, this discussion will challenge how you think about mind, body, and money—and what it really takes to thrive in your next chapter.  Meet the Expert Panelists Christine Benz is Director of Personal Finance and Retirement Planning at Morningstar, where she has helped millions of investors make smarter decisions through her writing, speaking, and podcast, The Long View. She is the author of the forthcoming book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, and has been recognized by Barron's as one of the most influential women in finance.  https://www.morningstar.com   Pete Neuwirth, FSA, FCA, is a senior consulting actuary with over 35 years of experience helping Fortune 500 companies design and fund executive and retirement benefit programs. A thought leader in holistic financial wellness, he is the author of What's Your Future Worth? and Money Mountaineering, and continues to consult, write, and speak on retirement, longevity, and decision-making in a complex world.  https://neuwirthassociates.consulting  Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living.  http://phroogal.com  Jordan Grumet, MD is a hospice physician, personal finance educator, and host of the acclaimed Earn & Invest podcast, where he explores the intersection of money, purpose, and meaning. He is the author of “Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life” and "The Purpose Code,” blending his unique medical and financial perspectives to inspire intentional living.  https://jordangrumet.com Key Highlights: Social Wellness: The Overlooked Retirement Strategy Christine Benz emphasizes that while most people obsess over the money piece, “relationships and social connections are a very underrated component of life satisfaction and happiness.” Long before you retire, invest as much in your social life and purpose as you do in your portfolio. The Holistic, Multi-Dimensional Approach Jason Vitug stresses the interconnectedness of mental, emotional, physical, and financial well-being: “If we let go of one area or focus too much on one dimension, that has a negative ripple effect on the others when we neglect them.” He urges proactive self-care for a genuinely fulfilling retirement, not just a financially secure one.  Planning for Risk and Flexibility Pete Neuwirth reveals that successful retirement involves more than numbers: “It's really all about managing the risks in the decumulation in the retirement phase, including sequence of returns, but also longevity, spike expense and other things like taxes.” He recommends home equity and part-time work as often-underused “buffer” assets.  Emotional Preparedness: Redefining Identity Post-Career Jordan Grumet and Christine highlight the emotional side: retirees often struggle with identity and purpose once their work routines and roles fall away. Jordan suggests revisiting childhood passions. Christine recommends testing meaningful activities in advance so retirement transitions are smoother and more joyful. Call-to-Action Here's your one thing you should do this week: Take 20 minutes to write down your vision for retirement... not just the numbers, but the life. What does a meaningful day look like? Who are you with? What are you doing? Then ask: What small step can I take now to start living that vision today? Then reverse engineer that back to your finances.  Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Richard Rosso & Matt Doyle host Rich's last live Radio-episode* and reveal the reason for Matt's recent absence from the show. Airport Security parameters; strong start to Earnings Season; references to '80's TV sit-coms; market futures, Lance's charts, the ultimate Death Cross; Richard previews Saturday's (7/19) Candid Coffee, and the genesis of the partnership with Lance Roberts; understanding Money Scripts; Netflix & streaming services; Gen-Z and Social Media. Rich and Matt discuss the possibilities of Mrs. Roberts' bakery/coffee shop; Retail Sales report analysis: People are still spending. The Paradox of Thrift, Fed meetings and a brief history of the Federal Reserve Banking System. Rich reviews American Express' report, debt to income ratios and Money Scripts (Brad Klontz); how childhood location bears on credit scores in later life. * NOTE: The Real Investment Show will be 100% digital starting Monday, August 4. Please be sure you're SUBSCRIBED here to catch each episode! SEG-1: Matt's Back (and leg) & some market commentary SEG-2a: Candid Coffee Preview SEG-2b: Money Scripts & Financial Success SEG-3a: Mrs. Roberts' Coffee Shop & Retail Spending SEG-3b: Retail Sales Summary SEG-4: AmEx reports, Money Scripts, & Managing Money Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=XaEHi-fSbuQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Magnificent Seven Are Mediocre" https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/ ------- The latest installment of our new feature, Before the Bell, "Prepare Now for Correction," is here: https://youtu.be/VDnRZFc0Hpw ------- Our previous show is here: "The Magnificent 7 Are Mediocre," https://www.youtube.com/watch?v=dFXBBqri1lo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyScripts #CreditScoreTips #FinancialMindset #CreditHealth #MoneyBehavior #EarningsSeason #RetailSales #Inflation #ParadoxOfThrift #InvestingAdvice #Money #Investing

What is a Roth IRA, and How can you use a Roth to build wealth?   On this episode of Through The Pines, we'll discuss all things Roth IRA's, including…   Roth vs. Traditional IRA's What is a Backdoor Roth Contribution? When can you do Roth Conversions? What is a MEGA-Backdoor Roth? Does your 401K Allow Roth's? 3 Money Types in a Roth IRA What is the 5 Year Rule?   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while Rollerblading the Newport Beach Boardwalk, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2   __________________________________________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

Are you a successful financial advisor who feels overwhelmed by a messy to-do list, inconsistent processes, or being the bottleneck in your own business? This episode dives deep into what the Systems to Scale Group Coaching Program is really all about. If you've ever wondered whether it's the right fit for your stage of business—or how it can actually transform your practice—this is your go-to guide. Libby shares program structure, what kind of advisor it's perfect for, who it's not for, and real results from past participants.In this episode, you'll learn:Why this 10-month coaching program helps advisors shift from overwhelmed to organizedHow the pod-based structure builds community, accountability, and peer wisdomWhat core systems and processes are developed (like onboarding, client service models, SOPs, and more)Who this program is designed for—and who it's notThe level of support, guest contributors, templates, and resources includedWhether you're solo or have a full team, the Systems to Scale coaching experience is built to meet you where you are—and help you grow.Ready to finally feel less stressed and more strategic? Tune in and decide if this game-changing experience is the next right step for you and your business.Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Richard Rosso & Matt Doyle host Rich's last live Radio-episode* and reveal the reason for Matt's recent absence from the show. Airport Security parameters; strong start to Earnings Season; references to '80's TV sit-coms; market futures, Lance's charts, the ultimate Death Cross; Richard previews Saturday's (7/19) Candid Coffee, and the genesis of the partnership with Lance Roberts; understanding Money Scripts; Netflix & streaming services; Gen-Z and Social Media. Rich and Matt discuss the possibilities of Mrs. Roberts' bakery/coffee shop; Retail Sales report analysis: People are still spending. The Paradox of Thrift, Fed meetings and a brief history of the Federal Reserve Banking System. Rich reviews American Express' report, debt to income ratios and Money Scripts (Brad Klontz); how childhood location bears on credit scores in later life.   * NOTE: The Real Investment Show will be 100% digital starting Monday, August 4. Please be sure you're SUBSCRIBED here to catch each episode!  SEG-1: Matt's Back (and leg) & some market commentary SEG-2a: Candid Coffee Preview SEG-2b: Money Scripts & Financial Success SEG-3a: Mrs. Roberts' Coffee Shop & Retail Spending SEG-3b: Retail Sales Summary SEG-4: AmEx reports, Money Scripts, & Managing Money   Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP  Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=XaEHi-fSbuQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Magnificent Seven Are Mediocre" https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/ ------- The latest installment of our new feature, Before the Bell, "Prepare Now for Correction," is here:  https://youtu.be/VDnRZFc0Hpw ------- Our previous show is here: "The Magnificent 7 Are Mediocre," https://www.youtube.com/watch?v=dFXBBqri1lo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyScripts #CreditScoreTips #FinancialMindset #CreditHealth #MoneyBehavior #EarningsSeason #RetailSales #Inflation #ParadoxOfThrift  #InvestingAdvice #Money #Investing

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you pull your corporate cash into your RRSP—or let it grow inside your company?If you've sold your business or have a chunk of money trapped in a corporation, you're probably wondering: what's the smartest way to grow and eventually access that wealth? Should you protect it from taxes now, or maximize flexibility for future business moves and personal spending? This episode unpacks the tough choices entrepreneurs face when shifting from business owner to solopreneur.Understand when investing inside your corporation beats funneling funds into an RRSP—and when it doesn't.Learn how to avoid locking up your wealth in ways that limit your future plans, whether it's buying real estate, funding retirement, or starting a new venture.Get a clear, practical framework for deciding how to split your money between corporate investments and personal retirement savings.Press play now to stop guessing and start building a tax-smart wealth plan that fits your next chapter.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving—it demands a clear financial vision and smart strategies across your financial buckets. Whether you're a Canadian entrepreneur navigating salary vs. dividends decisions, or a business owner seeking corporate wealth planning insights, balancing personal vs. corporate tax planning is key. With a focus on RRSP optimization, tax-efficient investing, and capital gains strategies, your financial plan should align with your goals for financial freedom in Canada and early retirement. From managing corporate wealth and optimizing RRSP room to creating diversification through real estate investing Canada and passive income Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Wilson Liu is an associate advisor at Stone Steps Financial, and he joins the show today to share his transition from the tech industry to financial planning. If you're interested in switching industries, navigating a career transition into financial planning, or learning how to build confidence and contribute meaningfully as a new planner, this episode is for you! Listen in as Wilson shares how his lifelong interest in personal finance and guidance from a friend in the profession helped him learn about different roles and channels, setting him on the path to transition into financial planning. He discusses his job search journey, including networking, interviewing, and navigating rejection, along with his early experiences in client meetings and mentorship at his firm. You'll also hear how Wilson has advanced in his career, the ways he adds value to his team, and his strategies for overcoming imposter syndrome. You can find show notes and more information by clicking here: https://bit.ly/4lj9CmV

From creating meaningful advisor experiences to staying agile in a fast-moving industry, Brian shares his perspective from the top - and what it takes to lead with purpose.Tune in for behind-the-scenes insights from the IGNITE conference floor.

In this conversation, Dylan Silver interviews David Spencer, a CPA specializing in real estate and business accounting. They discuss David's journey into the field, the importance of tax strategy, and the role of technology in accounting. David emphasizes the need for proper tax planning and the advantages of working with a CPA. They also explore the future of stablecoins and digital assets in real estate transactions, as well as strategies for real estate investing and when to seek professional guidance.  Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, we explore the journey of retirement through the eyes of Brad, a member of the Rock Retirement Club. Brad shares his experience of moving to The Villages in Florida, detailing his decision-making process, the community's offerings, and how it has transformed his retirement lifestyle. Join us as we uncover valuable insights and tips for anyone considering retirement living, all while enjoying the vibrant atmosphere of this unique community.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MANA MINI CASE STUDY[01:30] Roger introduces Brad and asks how he discovered The Villages Retirement Community in Florida.[09:30] Roger asks Brad what led them to explore 55+ communities.[11:35] Brad explains how The Villages community is organized.[19:14] Roger asks Brad what advice he would give to someone exploring places to retire.TODAY'S SMART SPRINT SEGMENT[22:09] In the next seven days, think about where you are going to live in retirement.RESOURCESThe Villages CommunityRock Retirement ClubFOLLOW US ON SOCIALSFollow Us on Facebook!Follow Us on Instagram

You're growing your business, but is your marriage growing with it?In this special conversation, Sarah and I sat down with Christa Hardin—licensed therapist, Enneagram expert, and host of The Enneagram + Marriage Podcast—to share the behind-the-scenes story of how we almost separated just months after launching Triad. We talk about how the Enneagram, therapy, and a Sunday morning ritual helped us rebuild our relationship from the ground up.We open up about our journey from high school sweethearts to partners raising a family and scaling a fast-growing company—while navigating the emotional ups and downs of entrepreneurship and marriage.We get real about what it took to go from tension and resentment to connection and respect, and how we now support each other emotionally, practically, and professionally.If you want to build a business and a home life that both thrive, this episode is for you.3 of the biggest insights from Brad and Sarah…#1.) Therapy Isn't a Sign of Struggle, It's a Sign of StrengthWhat started as a tough talk in Napa turned into weekly therapy that helped Brad and Sarah reconnect—and gave their kids a model of what healthy relationships look like. Therapy isn't a weakness. It's what showing up really looks like. #2.) Hire an EA Who Manages Life, Not Just BusinessMost entrepreneurs use their EA for scheduling. Brad uses his to protect his marriage. By looping Sarah into calendar decisions, they built a system that prevents business from overrunning family and stops resentment before it starts.#3.) How Enneagram Helped Them Understand (Not Fix) Each OtherBrad's a 7 (The Enthusiast). Sarah's a 6 (The Loyalist). The Enneagram helped them move from conflict to collaboration, turning their differences into a strategic advantage, at home and in business.SHOW NOTEShttps://bradleyjohnson.com/125FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations.The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for.Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with Roger Stukkie - Certified Financial Planner™, Certified Kingdom Advisor®, and Financial Advisor at PAX - for a thought-provoking conversation about the intersection of faith and finances. From biblical definitions of generosity to real-world giving strategies, this episode dives into steps you can take to be both a Christian and a steward of your financial resources. Darryl and Roger explore how aligning your money mindset with your faith can lead to deeper fulfillment, more intentional giving, and long-term impact. Key Highlights Include: • The difference between becoming a Christian and living as one - especially when it comes to money. • Why generosity is more about stewardship than sacrifice. • How to overcome skepticism and give with confidence (even if you don't fully trust the organization). • Checks and balances in nonprofit financials and how to evaluate them. • Two tax-efficient giving strategies every faith-driven investor should know: QCDs and donor-advised funds. Whether you're a faith-forward investor or simply exploring how your values align with your financial life, this episode offers practical tools and spiritual insight to help guide your giving. For more insights or to connect with a PAX Financial Group advisor, visit www.PAXFinancialGroup.com. Like what you heard? Share this episode with a friend!

This week's guest boldly approaches a topic that is often taboo in many families and cultures. Abbe Large, a managing director at Lenox Advisors, discusses how shame and silence often pervade conversations about finances. She talks about the underlying causes and how we can start normalizing healthy, open conversations about money, especially with our children and partners.Many of us have dreams—like writing a book—but often feel unsure about investing time or money in our goals. We explore, from a financial planning perspective, how we can intentionally invest in ourselves, and some practical tips to save and invest toward those goals. Abbe breaks down the three financial phases—accumulation, distribution, and preservation—by showing what each looks like in real life and why it's important to plan intentionally for each phase.Abbe F. Large, CLU®, CLTC, has three decades of experience dedicating herself to her clients' best interests. Specializing in financial, estate, and retirement services, she also assists corporate clients with strategic employee benefits. She was named on Forbes Top Financial Security Professionals in both 2022, 2023, and 2024. A devoted family woman and active community member, she enjoys paddleboarding, skiing, and maintaining a healthy lifestyle.Learn more about Abbe:LinkedInContact: alarge@lenoxadvisors.comBook recommendation:The Untethered Soul: The Journey Beyond Yourself, by Michael A. SingerFollow me on: Instagram @stacyennisFacebook @stacyenniscreativeLinkedInYouTube @stacyennisauthorTo submit a question, email hello@stacyennis.com or visit http://stacyennis.com/contact and fill out the form on the page.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you holding back from your next investment move or sticking to your retirement goals because you're concerned of being wrong?Too many entrepreneurs and investors get stuck chasing “the right decision” instead of designing a system that lets them handle mistakes. In this episode, Jon Orr breaks down why avoiding failure limits your success—and how to rethink risk so you can move forward with confidence, even when things don't go as planned.Here's what you'll take away from this episode:A mindset shift that helps you embrace uncertainty instead of fearing it.Practical strategies to build a financial system that protects you when risks don't pay off.How to spot and overcome the hidden biases—like loss aversion and sunk cost fallacy—that are sabotaging your decisions.Stop waiting for certainty—press play now and learn how to build a system that succeeds even when you're wrong.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada takes more than just smart saving—it requires the right mindset and a system built to adapt when things don't go as planned. Too often, Canadian entrepreneurs and investors fall into traps like loss aversion, sunk cost fallacy, and overconfidence bias, holding them back from seizing real opportunities for business growth and wealth building. In this episode, we break down how effective financial planning, risk management, and decision making—paired with strategies like RRSP optimization, corporate wealth planning, and tax-efficient investing—can help you design a Canadian wealth plan that supports your financial independence and early retirement strategy. Whether you're navigating salary vs dividends in Canada, creating pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode, Andrea and David sit down with Tom Seeko and CJ Burnett, Co-Founders of Florida Veterinary Advisors, for a deep and practical conversation on financial clarity and independence. They explore the realities behind financial success, the importance of insurance, creating effective financial exit plans, and everything in between. Tom Seeko is a Certified Exit Planner, Financial Advisor, Best-Selling Author, and Podcast Host. He's joined by his business partner, CJ Burnett—also a Financial Advisor, Speaker, and Best-Selling Author. Together, they bring a refreshing approach to money management, offering veterinarians and professionals a clear framework for making confident financial decisions. So, grab your coffee or pour a glass of wine, and join us for an engaging conversation. Stay happy and sane!   Show Links: https://flveterinaryadvisors.com/ https://www.linkedin.com/company/flvetadvisors   Our Links: Website: https://www.pawsitiveleaders.com/   FB: https://www.facebook.com/PAWSitiveLeaders   IG: https://www.instagram.com/pawsitiveleaders/   Furpaws Consulting: https://www.furpawsconsulting.com/   Andrea Crabtree-Wood (Host) LinkedIn: https://www.linkedin.com/in/andrea-crabtree-bs-cvpm-sphr-phrca-ccfp-fear-free-000a7985/  David Liss (Host) LinkedIn: https://www.linkedin.com/in/david-liss-mba-cvpm-rvt-6915743b/ To learn more about our social media: http://www.dogdaysconsulting.com   LinkedIn: https://www.linkedin.com/in/rhondabellcvpm/

THE GOOD DEATH VIRTUAL BOOK TOUR: Suzanne B. O'Brien RN in Conversation with Krista Montague, CDP, AT-BC. In this insightful episode, we sit down with Krista Montague—dementia care specialist and founder of Dementia Success Path—to unpack the complexities of dementia and Alzheimer's, from understanding the differences and stages to recognizing early signs and managing challenging behaviors with compassion. Krista shares practical strategies for de-escalation, emphasizes the powerful role of community support for overwhelmed caregivers, and explains how genetics and lifestyle intersect in Alzheimer's risk, offering hope through prevention and healthy habits. She also highlights the urgent need for legal and financial planning after diagnosis, including setting up powers of attorney and living trusts to safeguard families. This conversation is a reassuring guide for anyone touched by dementia, reminding us that no one has to face this journey alone.   (00:02) Understanding Dementia and Alzheimer's (10:26) Recognizing Early Signs of Dementia (15:20) Legal and Financial Planning for Dementia (22:10) Managing Challenging Behaviors in Dementia (27:52) Understanding Challenging Behaviors in Dementia (35:50) Navigating Reality in Dementia Care (39:10) Caregiving for Late-Stage Dementia Patients (44:32) Supporting Dementia Caregivers    Register to join us for FREE: THE GOOD DEATH BOOK CLUB EXPERIENCE: 12 MONTH FREE DEATH AND DYING COURSE  Or visit our website here!  GET THE GOOD DEATH BOOK Here     Meet our guest: Krista Montague, CDP, AT-BC Founder, Dementia Success Path Website: dementiasuccesspath.com Caregiver Mental Health Cheatsheet - Click Here! Facebook Group: Dementia Caregiver Support & Activities for Challenging Behaviors Community Private group Instagram: @dementiasuccesspath YouTube: Dementia Success Path    Please Share! Know someone who is a caregiver, healthcare worker, or spiritual seeker? Share this episode and invite them to join this sacred and supportive experience.    Listen & Subscribe: Available on Apple Podcasts • Spotify • Google Podcasts • YouTube       JOIN MY FREE TRAINING AND MEMBERSHIP SITE   This is a community-supported group hosted by Suzanne B. O'Brien RN, founder of the International Doulagivers Institute for training those who want to be professional End of Life Doulas, Doulagiver Practitioners and for anyone wanting more EOL education Join Here: 4491664174178077   ⚑ SUBSCRIBE TO MY CHANNEL ⚑ If you want to do great things you need to have a great environment. Create the life you want by surrounding yourself with positivity and watching daily.  Click here to subscribe!   ツ  CONNECT WITH ME  ツ Leave a comment on this video and it'll get a response. Or you can connect with me on different social platforms too: Instagram Facebook TikTok Website Podcast     #deathdoula #deathdoultraining #dyingwell #death #life #deatheducation #doulagivers #hospice #hospicecare #hospicenurse #deathdoula #soulmidwife #deathmidwife #endoflifeplanning #healthcareproxy #funerals #fearofdeath #endoflifedoula #thegooddeath #hospice #grief #deathawareness #birth #endoflife #deathpositivity #consciousdying #dying #advanceplanning #deathpositive #gooddeath #consciousliving #endoflifedirective #palliativecare #advancedirective #livefully #suzannebobrien. #lifecafe #consciousness #awarenes

In this inspiring episode of Revolutionizing Your Journey, DeAndre Coke sits down with Julian Rivera—DJ, real estate investor, and business mogul—to unpack his unique journey from the radio booth to building a thriving real estate and entrepreneurial empire. Julian shares how he's strategically used credit cards and points to fuel his travel lifestyle and scale his business ventures. The conversation explores the power of networking, practical strategies for managing multiple credit cards, and lessons learned from navigating the pandemic. Packed with financial tips and entrepreneurial wisdom, this episode highlights how intentional planning, resilience, and the right credit card tools can completely reshape your personal and professional path.Key Highlights:From Airwaves to Assets: Julian transitioned from radio to real estate, showing the power of reinvention.Network to Grow: Strategic networking and “getting in the room” helped propel his business growth.Credit Card Mastery: Managing multiple cards allowed Julian to earn massive rewards while funding business needs.Travel on Points: Julian has taken personal and business trips using points earned through everyday spending.The “Entreploy” Mindset: Julian blends hustle and strategy to create sustainable income across ventures.Real Estate Investment: He shares actionable insights for getting started and scaling in the real estate industry.Pandemic Pivot: COVID-19 forced a reevaluation of goals and highlighted the importance of financial flexibility.Practical Tips: Advice for entrepreneurs using credit cards wisely without falling into debt traps.Rewards Beyond Travel: Points have also been reinvested into business development and lifestyle upgrades.Long-Term Thinking: Julian's success is rooted in patience, planning, and utilizing every available financial tool.Resources:Book a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty Traveler Premium

In this episode, Dr. Cherry offers thoughtful guidance on navigating the recent rise in Bitcoin's price. While market excitement is understandable, he reminds us that disciplined investing is not about reacting to headlines—it's about following a well-crafted financial plan.Takeaways:• Don't chase hype• Know your crypto types• Core first, crypto later• Plan before you invest• Taxes still apply00:00 Intro00:52 Bitcoin's New High and Market Reactions01:41 Understanding Crypto Categories02:32 Investment Strategies for Crypto03:58 Balancing Crypto in Your PortfolioGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

After growing her AUM by $30 million in just two years, Misty Lynch has become a go-to financial planning expert for small business owners and families within her community. This is thanks in part to her reputation inside local Facebook groups frequented by her ideal target client, where she rarely promotes herself but is frequently recommended. Misty is the owner of Sound View Financial Advisors, an RIA based in Massachusetts that manages $46 million for approximately 100 households. In this episode, Misty shares how her early content creation efforts (including a blog and a podcast) laid the groundwork for greater visibility and referrals, as well as how purchasing a retiring advisor's practice helped her jump-start firm ownership. You'll hear how she raised legacy client fees while implementing a scalable service model, how leveraging life coaching techniques has deepened her client relationships, and more. For show notes and more visit: https://www.kitces.com/446

On this episode of the Inner Edison podcast, host Ed Parcaut chats with Eric Brotman, a seasoned financial advisor and entrepreneur, about his unconventional journey into the world of finance and the lessons learned along the way. Eric shares how a failed plan to become a lawyer led him by accident into finance, his entrepreneurial leap after starting over from scratch at age 30, and how adversity—like the 2008 recession—shaped his business and personal growth. Ed and Eric dive deep into the realities of entrepreneurship: the risks, the need for resilience, and the lessons that come from setbacks. Eric shares actionable insights on building financial independence, including practical strategies for tax diversification, the use of whole life insurance, and the importance of financial literacy for business owners and families alike. They also discuss Eric's philosophy behind his book, “Don't Retire… Graduate,” which challenges the conventional notion of retirement and encourages listeners to plan for a financially free and fulfilling next chapter. Along the way, the conversation covers mistakes, management missteps, innovations during the pandemic, and the value of aligning company culture for long-term success. Whether you're an aspiring entrepreneur or a seasoned business owner, this episode is packed with candid stories, practical advice, and a refreshing perspective on success, failure, and building a life (and business) you love. Listen now to get inspired, learn, and grow from real-life “Edison moments” with Ed Parcaut and guest Eric Brotman! **Contact Ed Parcaut:** -

Is it possible to get out of my mountain of credit card debt? How do I budget for mutual aid? Should I be buying stocks? What even IS life insurance?! Anti-capitalist financial planner River Nice answers these questions and more, and Babette and Ally learn a thing or two about financial literacy. Find River on Instagram @financewithriver and check out their financial literacy programs, free budget templates and more at their website beintentionalfinancial.com Hosted by Ally Beardsley and Babette Thomas, Gender Spiral is a quest to explore the modern experience of being a human in our gendered world. Subscribe/follow to get notified when we post new episodes! And rate and review us to help us out.

In this episode, Libby sits down with Ryan Townsley of Town Capital to talk all things niching down, building systems, and doing it before you're ready.

Today, Evan, Jonathan, and James talk about some of the most common financial missteps that keep people from being able to retire when they want to or have the kind of income they need later in life. Listen along as these advisors cover topics like taking advantage of your company match, medical expenses, saving for your kids' college, and insurance.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Send us a text“Family isn't defined only by last names or by blood; it's defined by commitment and by love.” – Dave Willis.Many new homes are built without a dedicated space for family communal dining. This building trend says volumes about American family units today.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

In this episode of 20/20 Money, I break down some of the most impactful tax and planning changes introduced in the recently passed Big Beautiful Bill Act—Congress's sweeping update to the tax code that makes many TCJA provisions permanent while adding new wrinkles that matter to private practice owners.   Whether you're thinking about how to reduce your taxable income, maximize deductions, or just stay ahead of legislative changes that affect your financial life, this episode is designed to help you take stock and plan strategically.  

Today's episode is a special bonus episode, a companion to Jesse's discussion on episode 555 of ChooseFI! Jesse examines the risks of over-optimization in personal finance, concentrating on tax-loss harvesting, asset allocation, Roth conversions, and dividend investing. He explains how each strategy can offer value when used thoughtfully, but warns that many DIY investors misuse them—chasing tax savings or popular tactics without considering the bigger financial picture. Jesse explains why tax loss harvesting often yields minimal or neutral benefits, how asset allocation offers modest long-term gains but can introduce liquidity and planning issues, and why Roth conversions only make sense with clear tax arbitrage. He also debunks common myths around dividend investing, emphasizing that total return—not dividend yield—should guide investment decisions. Key Takeaways: • Tax loss harvesting can be useful, but often delivers neutral or negligible long-term benefits when misapplied. • Most DIY investors use tax loss harvesting simply to avoid taxes now, without true tax arbitrage benefit. • Doing Roth conversions just to “get more money into Roth” can actually increase overall taxes unnecessarily. • Dividend investing is not inherently superior and often relies on poor logic or misunderstood benefits. • Total return—including dividends and capital gains—should guide investment decisions, not just dividend yield. • Bonds are more tax-inefficient than stocks and are ideally held in tax-advantaged accounts. Key Timestamps: (04:15) - Defining financial independence (09:44) - Early access to retirement accounts (21:59) - Tax loss harvesting explained (29:47) - Capital gains and FI community considerations (31:43) - The pitfalls of over-optimizing tax losses (37:08) - Benefits and downsides of asset allocation (46:22) - Roth conversions: When do they make sense? (49:00) - Debunking the myths of dividend investing (59:21) - Conclusion Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Justin Bass, Senior Wealth Manager and Managing Director of MAI Capital Management, has spent the last three decades as an advisor for athletes and sports business professionals. We sat down with Justin to understand his approach to working with a unique client niche, and learn how he draws on both his passion for sports and knowledge of financial planning to offer targeted expertise to clients.

In this episode of the A Wiser Retirement® Podcast, we explore whether pursuing an MBA is truly worth the investment. We're joined by Nancy Mercer, Assistant Dean and Director of MBA Marketing and Admissions, and Dr. Lauren Heller, Dean of the Campbell School of Business at Berry College, for an inside look at how MBA programs have evolved and what prospective students should consider. We highlight Berry College's distinctive approach, including small class sizes, personalized mentorship, and new online flexibility. We also dive into career outcomes, employer support, and the lasting value of accreditation.Related Podcast Episodes:- Ep 295: What is the FAFSA, and how does it work?- Ep 287: The Financial $tuff They Don't Teach You in School Related YouTube Videos:- How do I prioritize my financial goals? - What is Financial Planning?Learn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

In this episode, Ryan Burklo and Alex Collins discuss the essential elements of prioritizing a financial plan. They emphasize the importance of cash flow, income protection, and the balance between savings rate and rate of return. The conversation also covers debt management strategies, the significance of estate planning, and the implications of asset location on taxes. The hosts provide actionable insights for listeners to enhance their financial strategies and ensure a secure financial future. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Protect your income as it is your most valuable resource. Understanding cash flow is crucial for financial planning. Savings rate is often more impactful than rate of return. Debt management strategies are essential for retirement planning. Estate planning is not just for after death; it's for living too. The location of your assets can significantly affect your tax situation. Creating a balanced financial plan involves understanding your income and expenses. Proactive planning can help mitigate financial risks. Clients often underestimate the amount of money that flows through their hands over time. Effective communication of financial plans can prevent future disputes. Chapters 00:00 Introduction to Financial Prioritization 02:59 Understanding Cash Flow and Income Protection 05:58 Strategies for Savings and Debt Management 08:52 The Importance of Estate Planning 11:54 Navigating Savings Rate vs. Rate of Return 21:01 Understanding Risk and Return 22:18 The Importance of Savings Rate 24:47 Cash Flow Management in Retirement 31:09 Location of Money Matters 38:19 Debt Management Strategies  

The hotel that some call "The Luxury In The Sky"

If you've ever found yourself wondering whether you really need a financial advisor, this episode is for you. James and Ari unpack the deeper reasons people seek financial guidance—and why the decision often goes far beyond dollars and cents.Much like seeing a doctor for preventative care, working with the right advisor is about protecting your future, reducing stress, and reclaiming your most precious resource: time. From saving 20+ hours a month of DIY management to gaining peace of mind, better sleep, and a trusted partner for life's biggest financial decisions—this conversation explores the emotional and practical value of professional advice.You'll hear a powerful testimonial from a self-proclaimed DIY-er who discovered five unexpected benefits of hiring an advisor—and why, in hindsight, it was one of the best investments they've made.Whether you're confident in your current strategy or simply curious if you could be doing more with your time and money, this episode will help you ask the right questions about your financial life.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

All of July we will be replaying some of our popular past episodes. In this episode, we engage with retirement planning expert Michael Kitces as we explore the evolving landscape of retirement planning. Discover the importance of flexibility in retirement spending and how to select the right retirement planner for your needs. We also discuss the implications of dying with too much money and the critical questions you should ask when interviewing potential advisors. Tune in for insights that will empower you to not just survive, but truly rock your retirement!OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(0:00) The key to finding a retirement planner is to find someone that puts YOU and not your money in the center of everything.(00:45) Today we have a replay of last year's interview with Michael Kitces.INTERVIEW WITH MICHAEL KITCES(02:11) Roger introduces Michael Kitces and chats about flexibility.(13:30) Michael says as a professional, he does not want to have a client fail on his watch.(19:21) Roger says the quote that comes to mind when he thinks about retirement planning is: “You're never going to be exonerated from uncertainty, pain, or the need to do work” Stutz(24:00) Most people understand that change is to be expected.(29:05) Michael talks about risk tolerance.(32:55) Michael reflects on the question “How do we help clients actually make better decisions?”(33:51) Tips on how to choose a retirement planner.SMART SPRINT (45:55) In the next seven days, evaluate the quality of your process for making decisions in retirement.RESOURCESBOOK - Die with Zero by Bill PerkinsBOOK - It's Not Complicated by Rick NasonKitces.comBOOK - Rock Retirement  by Roger WhitneyRoger's Retirement Learning CenterFOLLOW US ON SOCIALSFollow Us on Facebook!Follow Us on Instagram