Podcasts about financial planning

What does it really mean to change someone's life through financial advice? While we're not saving lives like doctors, the impact we have on our clients' futures can be just as meaningful. Often, it's not about the numbers—it's about helping someone move forward when fear is holding them back.We've seen it firsthand. Like the dentist who had every detail in place to open her own practice but couldn't take the final step. What helped wasn't another spreadsheet—it was a mindset shift. Or the couple who had more than enough to retire but needed a gentle nudge to believe it was truly okay. These are the moments where great financial advice becomes personal and transformative.At Root, we believe a solid financial plan is about more than projections. It's about building a life you're excited to live. That's why we focus not only on technical guidance, but on walking with our clients through the real-life decisions that matter most.-Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement.Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results.Any opinions expressed are as of the date of recording and are subject to change.Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

What does it really mean to change someone's life through financial advice? While we're not saving lives like doctors, the impact we have on our clients' futures can be just as meaningful. Often, it's not about the numbers—it's about helping someone move forward when fear is holding them back.We've seen it firsthand. Like the dentist who had every detail in place to open her own practice but couldn't take the final step. What helped wasn't another spreadsheet—it was a mindset shift. Or the couple who had more than enough to retire but needed a gentle nudge to believe it was truly okay. These are the moments where great financial advice becomes personal and transformative.At Root, we believe a solid financial plan is about more than projections. It's about building a life you're excited to live. That's why we focus not only on technical guidance, but on walking with our clients through the real-life decisions that matter most.-Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement.Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results.Any opinions expressed are as of the date of recording and are subject to change.Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Highlights include:-Why the advisor walked away from a traditional bank model-How he overcame fear and successfully transitioned legacy clients-The surprising benefits of affiliating with an RIA-only firm-Reinvesting in growth: marketing, branding, and staffing-Building deeper client relationships through business ownership-What “freedom” really means for advisors todayIf you've ever felt stuck in your current model or wondered if true independence is worth it, this episode delivers a candid and inspiring look at what's possible.

What if life forced you to step away from your business tomorrow? Would it keep running or come to a halt?That's exactly what Dylan Bond—a 30-year financial advisor and Triad member—was forced to find out when a life-threatening cancer diagnosis stopped him in his tracks.Despite undergoing major surgery, radiation, and months of recovery, Dylan's firm gathered $25M in assets—outpacing the previous year on a pro rata basis. He shares the systems that made that possible, and the shift that helped him stop operating as a one-man show.More importantly, his experience reshaped how he advises clients—especially those who are financially set but emotionally stuck. Dylan unpacks the reason retirees struggle to spend without guilt, and why most people look back with one regret: “I wish I'd done more while I still could.”3 Big Insights from Dylan …#1.) A Business That Runs Without You Isn't Optional—It's a NecessityDylan's battle with cancer revealed what most advisors don't realize until it's too late: If your business can't grow without you, you don't own a business, you own a job. Discover the systems, hires, and mindset shifts that allowed his firm to scale, even during the most challenging season of his life.#2.) Why Most Retirees Live Like They're Broke (Even When They're Not)Dylan reveals how fear and a lack of planning keeps wealthy retirees from spending money. He explains the simple mindset shift (and plan) that gives clients permission to enjoy their wealth—without guilt or anxiety.#3.) Seminars vs. Educational Events: What Actually Builds Trust?Dylan explains why he transitioned from pitch-heavy seminars to education-first events—and how that subtle shift from selling to teaching created instant trust, sparked better conversations, and led to stronger long-term relationships with prospects.SHOW NOTEShttps://bradleyjohnson.com/120FREE GIFT + JOIN THE DBDL INSIDER CREWToday's Gift: 30 minute 1:1 coaching call with BradAre you a financial advisor who feels stuck, needs help, or simply wants to have a conversation with Brad? Text “Coaching” to 785-800-3235 to apply for a 30 minute Zoom coaching session and we'll send you a link to Apply. That will also make you a DBDL Insider with VIP access to future resources and exclusive content. *Message and data rates may apply. Reply STOP at any time to opt-out of receiving text messages.FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations.The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for.Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP06254535313See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How should couples manage money when marriage isn't a given and independence still matters?In this episode, Dr. Jay and Bri break down what it really means to combine (or not combine) finances as a couple, especially when you're Childfree. Whether you're all in on joint accounts or prefer a roommate-style setup, they cover the legal, emotional, and financial conversations that actually make it work. From disability and debt to fruit dresses and prenups, this episode tackles the nuances of doing life and money together, your way.We'll cover:(00:00) Navigating Finances as a Couple(02:49) Understanding Marriage and Finances(06:05) The Importance of Financial Planning Together(09:09) Exploring Different Financial Structures(11:57) Weekly Financial Check-ins(14:45) Managing Separate Finances(17:54) Creating Joint Goals and Agreements(20:54) Finding Fairness in Contributions(24:06) The Role of Documentation in Financial Planning(27:13) Final Thoughts on Financial StructuresMentioned in this Episode:Join the Childfree Trust Waitlist: https://childfreelegacy.comSchedule your Childfree Wealth Checkup: https://childfreewealth.com/schedule-a-checkup/Want more insights like this? Sign up for our newsletter HERE and get advice tailored to your life. The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples. Like the show? Leave us a rating & review! If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com! Join our newsletter HERE. Schedule a meeting with a Childfree Wealth Specialist® HERE. Instagram: @childfreewealth Facebook: @childfreewealth LinkedIn: @childfree-wealth YouTube: @ChildfreeWealthPodcast Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP is joined again by Joe Trave. Joe is the owner and CEO at Village Handcrafted Cabinetry. This is part two of a two-part series on financial planning for small business owners. In this episode, Joe and Mike talk about investment planning for your business, return on investment, automation in small business, as well as retirement and legacy planning. This is a great episode for business owners of any size business. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

In this value-packed episode of That Will Nevr Work, Maurice Chism sits down with financial advisor, author, and wealth strategist Eric Brotman to demystify what financial planning really means—and why it's not just for the wealthy.Eric breaks down key strategies for building a solid financial foundation—whether you're just getting started, managing growing income, or planning for retirement. They discuss the difference between making money and keeping it, how to prepare for life's “what-ifs,” and why financial independence starts with intentional decisions today.This episode is a must-listen for anyone ready to take control of their money—not just for success, but for security, peace of mind, and legacy.

In this first episode of a two-part series, tax incentives expert Gian Pazzia provides a high-level overview of key tax-saving strategies for business owners and real estate investors. Gian breaks down major trends like cost segregation and energy tax credits, revealing how these tools can accelerate deductions, reduce taxable income, and unlock significant savings.  This episode sets the stage for Part 2, which will dive deeper into practical implementation with another special guest. Key Takeaways: Cost Segregation Studies: How breaking down your building's components can accelerate depreciation and increase first-year deductions by up to 25%, delivering major cash flow benefits for real estate investors. Real Estate Professional Status & Short-Term Rentals: Insights on how meeting specific IRS criteria or leveraging short-term rental classifications can unlock the ability to offset passive losses against active income. Stacking Incentives: Exploring how commercial real estate investors can combine accelerated depreciation with energy tax credits (like 179D and 45L) to maximize tax benefits. Stay tuned for Part 2, where we'll go beyond the overview and dig into the detailed tactics and implementation steps for these tax-saving strategies. Resources:  For 10% off your residential Cost Segregation study (under $1.2M) : www.costsegregation.com/BREAKAWAY2025 Connect with Gian Pazzia: Website: www.kbkg.com/residential-costsegregator   Linkedin: www.linkedin.com/in/costsegregationservices/

What happens when financial advisors ignore half their potential clients? They miss out on a trillion-dollar opportunity.This compelling conversation with Cary Carbonaro, CFP® and author of Women and Wealth, explores how the financial services industry has consistently overlooked women—and what needs to change. As Cary puts it, “Financial services is the least sympathetic to women, but the one that has the most to gain if they get it right.”We explore why 70–80% of women leave their financial advisors after the death of a spouse (hint: it's not because they want to), and how common industry missteps—like unconscious bias, excessive jargon, and dismissing women's priorities—push female clients away. Cary also unpacks key emotional and financial concerns, including the “bag lady fear” that affects over 50% of women regardless of net worth, and why values-based financial planning matters more than ever.By 2030, women are expected to control two-thirds of the nation's wealth—an estimated $30 trillion—driven by increased longevity, entrepreneurship, “gray divorce,” and rising numbers of female breadwinners. This shift presents a massive opportunity for advisors who are willing to evolve.Whether you're a woman taking charge of your finances, someone who wants to support the women in your life, or a financial professional aiming to create a more inclusive practice, this conversation offers powerful insights into why empathy, education, and intentionality lead to stronger financial outcomes for all.Key Themes:How the industry has failed women—and how it can do betterThe emotional drivers behind women's financial decisionsWhy women often switch advisors after major life eventsThe trillion-dollar wealth transfer and what it means for the futureCreating financial plans that prioritize purpose, not just performanceConnect with Cary Carbonaro Website: https://carycarbonaro.com/ LinkedIn: https://www.linkedin.com/in/carycarbonarocfp/ Facebook: https://www.facebook.com/ccarbonaro Instagram: https://www.instagram.com/carycarbonaro/ https://x.com/CaryCarbonaroThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

In this episode of Beyond The Money, Jackie Campbell discusses the critical aspects of building trust in financial relationships, the importance of initial consultations, smart tax strategies for retirement, managing debt, and the significance of legacy planning. Jackie emphasizes that trust is foundational in any financial advisory relationship and highlights the need for clear communication and understanding between clients and advisors. The conversation also delves into the complexities of retirement planning, including tax efficiency and debt management, and the emotional aspects of legacy planning to ensure families are not burdened after a loved one's passing. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Send us a textIn our media-driven world, perception is a powerful emotion. The type and style of clothing worn are common tools that media influencers use to enhance perception. The style and type of clothing a person wears send a powerful message.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Justin and Markus dove into the heart of retirement planning and addressed three of the most frequent and pressing questions clients bring up. Get the summary notes and relevant links at www.muhs.ca/jsm306

In this insightful episode of The Ride Boundless Podcast, I sit down with my good friend and business collaborator, John Romero, a seasoned financial advisor with extensive knowledge in insurance and personal injury. Together, we delve into the often-overlooked realm of financial education, discussing why topics like investing, wealth management, and securing our financial future are seldom taught in schools. Our conversation challenges the conventional narrative of working hard, paying taxes, and repeating the cycle. We explore the concept of "checking in from the neck down," a reference from [Book Title], and discuss the "blue ocean opportunity" that lies within each of us. By examining the habits and strategies of the wealthy, we uncover the information gap that keeps many from achieving financial independence. Join us as we break down complex financial concepts into actionable insights, aiming to empower you to take control of your financial destiny.

This episode discusses the importance of saying no as an act of self-protection and boundary-setting in retirement. Financial advisors and retirement planners Jim Martin & Casey Bibb emphasize focusing on core values and maintaining financial sustainability. They cover practical scenarios such as resisting pressure from family, avoiding high-risk investments, managing time commitments, preventing overspending, and discerning conflicting financial advice. Listeners are encouraged to create a plan that aligns with their priorities, empowering them to say no when necessary, and ultimately enabling a happy and sustainable retirement. http://retirewithmartin.com/

In this episode of the Van We Financial Hour, Steve, Adam, and Joey discuss recent market performance, analyze the latest jobs reports, and address retirement planning, including the new rules for 401 (k) catch-up contributions. They also debate the implications of government spending and tax policies. 

In this special 15th anniversary episode of Winning at Life with Gregory Ricks, Gregory reflects on the journey of building a financial radio show and firm over the past 15 years. Packed with heartfelt stories, guest appearances from team members and advisors, and meaningful listener calls, the show celebrates the lives impacted through thoughtful financial advice and a commitment to service. Topics include the evolution of the show, tax updates, estate planning risks, business sale strategies, risk tolerance versus capacity, and the importance of a team-based approach to financial planning. Tune in for real stories,  financial insights, and a tribute to the people behind the mission of helping others win with their money.For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmOR For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management. We are Winning at Life with Gregory Ricks.

The Federal Reserve's Beige Book reported a slight decline in economic activity, a phrase last used in November 2023, which foreshadowed the economic slowdown in Q1 2024. Uncertainty is driving caution among businesses and consumers, impacting growth. Brian Jacobsen discusses this in our Week-in-Review, alongside topics like common financial mistakes by age group, financial planning in the first year of widowhood, the role of a QDRO in divorce proceedings, and debunking myths about millionaires.

Listen in as they cover:-What “top, middle, and bottom” of funnel marketing really means.-How to cast a wide net without diluting your message.-Why nurturing leads is a skill advisors can't afford to ignore.-The difference between posting content and intentional outreach.-How trust and patience are the real accelerators of growth.If you've ever wondered how to turn visibility into action, this episode is your blueprint. Brought to you by Elite Marketing Concepts - where strategy meets execution for advisors ready to grow.To learn more about how Elite Marketing Concepts can take your practice to the next level, contact Brian at BrianLutz@EliteConsultingPartners.com, or Stacey at Stacey@EliteConsultingPartners.com.

Joshua Brooks founded Exponential Advisors and is an Army Reserve Chaplain with nearly 20 years of distinguished service. Drawing on his military discipline, faith-based principles, and expertise in cuttingedge financial strategies like Bitcoin and AI, Joshua empowers families and organizations to achieve financial security and growth. #cryptop #blockchain #Ai================All Episodes can be found at www.thecryptopodcast.org All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/------------------About my Guest Joshua Brooks:Joshua Brooks founded Exponential Advisors and is an Army Reserve Chaplain with nearly 20 years of distinguished service. Drawing on his military discipline, faith-based principles, and expertise in cuttingedge financial strategies like Bitcoin and AI, Joshua empowers families and organizations to achieve financial security and growth. With a mission to impact 250 clients over the next decade, he deliver stransparent, values-driven financial planning that fosters lasting change. Joshua's approach is grounded in humility, integrity, and the belief that sound financial planning is essential for everyone.What we Discussed: 00:18 Who is Joshua Brooks02:20 What is a Military Chaplain03:10 Joshua's Blockchain Journey04:40 Who Does he think Created Bitcoin05:50 His Exchange & Wallet Recommendations08:00 Are Filidety Involved in Blockchain09:45 My Thought on Blackrock and Larry Fink11:45 Market Manipulation13:20 How he uses Ai with the Business15:10 The jobs being lost with AI and Robiotics18:40 Why Universal Income Sacres me19:20 How Ai can be used for the Betterment of mankind21:10 We are Fighting Our Own Battles22:05 The Raplin Chaplain23:40 His Psychedelic Retreat 26:00 You do not going back after a Transformation27:45 Should a President be able to Create a Meme Coin29:15 How he got Scammed on Discord31:30 Lots of my guests got Scammed 33:10 How to Protect our Investments34:20 What to think when told a Person is a Financial Advisor37:40 Pensions are Taxable38:40 Army Veterans Pensions41:50 How often do they meet Clients as a Planner44:30 Teaching People not to Panic with Flucations47:40 Blackrock and Real Estate Investing51:25 Blockchain Mining Vs Electricity Cost55:40 The Different Times with Snow melted on roofs56:00 Ability to deal with International ClientsHow to Contact Joshua Brookshttps://www.exponentialadvisors.net/LinkedIn: www.linkedin.com/in/joshuabrooks1Substack: https://substack.com/@joshuabarrettbrooksX: @brookstweet2Instagram: https://www.instagram.com/brooksshot/------------------All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠___________________

Are you confused about Social Security? You're not alone. In this episode of Wise Money, we're answering the top 10 most common Social Security questions—the ones we hear all the time from people planning for retirement. From "When should I start collecting benefits?" to "Will Social Security run out?" we're covering it all. Season 10, Episode 42 Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/X2khcnUeJao  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Are you retired—or thinking about retirement—and wondering what changes you should be making?In this video, I'm sharing the Top 6 Things to Stop Doing as You Retire or Age. These aren't  financial tips—they're real lifestyle habits that could be holding you back from truly enjoying this next chapter of life.Retirement is supposed to be the time when you finally get to live life on your terms. But sometimes, the habits we've built over decades start working against us. From saying yes to everything, to holding onto guilt, or even underestimating our health needs—these are the things that sneak in and quietly steal our joy.If you're ready to make retirement not just the end of work, but the start of something better, hit play and let's dive into what to leave behind—so you can move forward with purpose, energy, and confidence.

Should the new retirement age be 70? Richard Rosso explores the financial, social, and personal implications of delaying retirement. What does working longer mean for your retirement planning in 2025 and beyond? Is it a necessity—or a trap? Whether you're nearing retirement or decades away, understanding how changes to the retirement age could affect your benefits and financial independence is critical. Listen or watch to hear what raising the Social Security age could mean for you and why 70 might become the new 65. We introduce another of our Summer Interns, Parker McGill, from the University of Tennessee; the aftershocks of the Trump/Musk feud; retirement savings trends are improving; Denmark has raised its retirement age to 70; should the US take a cue? A preview of today's Government Jobs Report: Will bad news (lower employment) be good news (Fed incentive to cut rates)? SEG-1: Polymarkets Bets on Trump, Musk, & Recession SEG-2: Jobs Report Preview & Raising SS Retirement Age SEG-3: Saving for Retirement & Financial Independence SEG-4: Jobs Numbers: Bad News is Good News? Director of Financial Planning, Richard Rosso, CFP, w Summer Intern, Parker McGill (University of Tennessee) Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Z6DR5m8qL-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "S&P 7,000?" is here: https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rates Cuts Do Not Equal Inflation," https://www.youtube.com/watch?v=4BgEM6uejWc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=155s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementAge #SocialSecurity #RetirementPlanning #FinancialIndependence #WorkingLonger #DonaldTrump #ElonMusk #RetirementSavings #JobsNumbers #ADP #BLS #FederalReserve #InterestRates #InvestingAdvice #Money #Investing

In this conversation, John Harcar interviews Mark Willis, a certified financial planner, about his journey from a ministry degree to becoming a financial expert. They discuss various wealth strategies for real estate investors, the importance of financial planning for college funding and retirement, common mistakes made by investors, and the keys to success in the financial industry. Mark shares insights on how to avoid pitfalls in real estate investing and emphasizes the importance of understanding financial tools and strategies to achieve financial independence. Professional Real Estate Investors - How we can help you:             Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

I am excited to introduce Efficient Friday! Each week, in 10 minutes or less,  I want to share a super tactical tip, idea, process, hack, etc with you that you can implement in your business right away!In this episode, we dive into a common misstep advisors make—solving for the wrong problem. Are you actually demand-constrained or supply-constrained?

Should the new retirement age be 70?  Richard Rosso explores the financial, social, and personal implications of delaying retirement. What does working longer mean for your retirement planning in 2025 and beyond? Is it a necessity—or a trap? Whether you're nearing retirement or decades away, understanding how changes to the retirement age could affect your benefits and financial independence is critical. Listen or watch to hear what raising the Social Security age could mean for you and why 70 might become the new 65. We introduce another of our Summer Interns, Parker McGill, from the University of Tennessee; the aftershocks of the Trump/Musk feud; retirement savings trends are improving; Denmark has raised its retirement age to 70; should the US take a cue? A preview of today's Government Jobs Report: Will bad news (lower employment) be good news (Fed incentive to cut rates)? SEG-1: Polymarkets Bets on Trump, Musk, & Recession SEG-2: Jobs Report Preview & Raising SS Retirement Age SEG-3: Saving for Retirement & Financial Independence SEG-4: Jobs Numbers: Bad News is Good News? Director of Financial Planning, Richard Rosso, CFP, w Summer Intern, Parker McGill (University of Tennessee) Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Z6DR5m8qL-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "S&P 7,000?" is here:  https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rates Cuts Do Not Equal Inflation," https://www.youtube.com/watch?v=4BgEM6uejWc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=155s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementAge #SocialSecurity #RetirementPlanning  #FinancialIndependence #WorkingLonger #DonaldTrump #ElonMusk #RetirementSavings #JobsNumbers #ADP #BLS #FederalReserve #InterestRates #InvestingAdvice #Money #Investing

How does a financial planning firm cope and grow during these challenging times? Host Mike Switzer interviews Margaret Ellen Pender, a principal at Anchor Investment Management in Columbia, SC.

In this value-packed Quick Hits episode, DeAndre Coke breaks down the most significant developments in the points and miles world—from exciting transfer bonuses and premium card promos to major airline pricing changes and credit card legislation that could impact your travel rewards. He highlights Thrifty Traveler's limited-time 50% off deal, an elevated IHG card bonus offering 5 free nights, new baggage fees from Southwest, and a game-changing partnership between United and JetBlue. DeAndre also shares updates on Amex, Chase, and Citi transfer bonuses, the Capital One lounge guest access shake-up, and the growing concern over the Credit Card Competition Act. Whether you're just getting started with points or already planning your next redemption, there's something in this episode for you. Listeners are also reminded to take advantage of free strategy consultations to get personalized travel game plans.   Key takeaways:  Thrifty Traveler Premium: 50% off during their 10th anniversary sale. IHG Premier Card: New signup bonus with five free night certificates. Delta Fixes Pricing: Ends higher solo traveler fares. Southwest Changes: Ends "bags fly free" policy. Transfer Bonuses: 30% Amex → Avios, 25% Chase → Virgin, 25% Citi → Wyndham. United x JetBlue Partnership: Easier booking, point redemptions, and elite perks. Capital One Lounge Access: Guest access gets more expensive in 2026. Credit Card Competition Act: Could threaten reward programs—take action. Free Travel Strategy Sessions: Book through our website for personalized assistance.   Resources: Thrifty Traveler 50% off promotion Act now - Protect your points! Book a Free 30-minute points & miles consultation Start here to learn how to unlock nearly free travel Sign up for our newsletter! This month's best current card offers BoldlyGo Travel With Points & Miles Facebook Group   Interested in Financial Planning? Truicity Wealth Management   Some of Our Favorite Tools For Elevating Your Points & Miles Game: Note: Contains affiliate/sponsored links Card Pointers (Saves the average user $750 per year) Zil Money (For Payroll on Credit Card) Travel Freely Point.me FlightConnections.com Thrifty Traveler Premium LTH Online Points & Miles In Depth Course:  Use coupon code "BOLDYGO" for a 50% discount!   Connect with DeAndre Coke:  Instagram: BoldlyGo.world TikTok: BoldlyGo.world  Website: BoldlyGo.world YouTube: BoldlyGoWorld YouTube: BoldlyGo.Travels    

Derek Notman, founder and CEO of Couplr AI and co-host of Rethink. The Financial Advisor Podcast, joins the show to share how he transformed a thriving advisory career into a mission-driven entrepreneurial journey. After his passion for investing and mentoring at-risk youth led him to financial planning, Derek ultimately launched his own RIA. In this episode, he pulls back the curtain on how identifying a persistent industry pain point sparked the creation of his fintech startup, where he sees the future of advice heading next, and more. Listen in as he opens up about his early success in the insurance channel, how he overcame a fear of selling, and how he eventually launched his firm. If you're curious about blending purpose with profit, making the leap from advisor to entrepreneur, or using tech to drive meaningful change in financial services, you won't want to miss this conversation. You can find show notes and more information by clicking here: https://bit.ly/4kDuch1

In this episode of the Adoption Roadmap Podcast, Rebecca Gruenspan discusses the current need for families in the adoption process, the importance of pre-birth visits, financial planning for adoption, the stages of the adoption journey, and the often-overlooked role of birth fathers. She emphasizes the need for openness and understanding in navigating these complex topics, providing insights and practical advice for prospective adoptive families.Important LinksYour Adoption Finance CoachReady to Start your Adoption journey? Book a Call!RG Adoption ConsultingChapters00:00 Introduction to Adoption Opportunities02:21 Navigating Pre-Birth Visits12:52 Financial Planning for Adoption13:21 Understanding the Stages of Adoption19:02 The Role of Birth Fathers in AdoptionTune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review! THANK YOU!For questions about adoption, episode suggestions or to appear as a guest on The Adoption Roadmap Podcast, email⁠⁠⁠⁠support@rgadoptionconsulting.com⁠⁠⁠

In this episode, Dr. Preston Cherry talks about why Gen X should focus on health span—how well you live—not just lifespan—how long you live. He explains that many people over-save for retirement and miss out on living fully now. Instead of treating retirement as one big block of time, he encourages planning for different life stages. The key is to spend in ways that match your current life and values—so you can enjoy life while building for the future.Takeaways:• Plan for health span• Spend by life stage• Avoid over-saving trap• Live well now• Retirement has chaptersWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice services.Grab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

Key Highlights:-Why “not deciding” is still a decision - and often an expensive one.-How long-term inaction can lead to seven-figure opportunity losses.-Real-life stories of advisors who waited too long to make a move.-The importance of intentionality when exploring independence.-Why your clients care more about you than your current firm.-The power of burning the ships and fully committing to a path.If you've been thinking about change but haven't acted, this episode is your wake-up call.Ready to explore what's possible? Connect with Frank at frank@eliteconsultingpartners.com or Stacey at stacey@eliteconsultingpartners.com.

The best financial advisors aren't just experts in finance, they're experts in people.In this episode, I'm talking with Brendan Frazier, founder of The Human Side of Money podcast to unpack one of the most overlooked drivers of advisor success: human connection.As an expert at helping advisors uncover the emotional drivers behind their clients' financial decisions, Brendan explains why advice alone isn't enough—and what top advisors do differently to drive action. From subtle mindset shifts that deepen trust to science-backed communication strategies that boost follow-through, Brendan shares the human-side skills that can help you become a more effective, empathetic, and influential advisor. 3 of the biggest insights from Brendan Frazier … #1.) Why Most Clients Don't Follow Advice—And What You Can Do About ItBrendan shares what financial advisors can learn from how doctors treat patients—and why the way you deliver advice often matters more than the advice itself. #2.) The Hidden Skills That Make Clients Feel Truly UnderstoodBrendan unpacks the subtle (but powerful) skills that top advisors use to create trust and connection. You'll learn how to reset between meetings, why repeating a client's words is more powerful than praising them, and what neuroscience says about the hidden benefits of curiosity. #3.) The Most Revealing Question You Can Ask in a First AppointmentBrendan breaks down the psychology behind one deceptively simple question: “Why now?” You'll hear how this question uncovers the real reason a client is sitting in your office—and how it sets the stage for both emotional connection and clear planning.SHOW NOTEShttps://bradleyjohnson.com/119FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations.The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for.Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP05254535317See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jesse answers a range of listener questions on topics including estate planning, life insurance, financial benefits of marriage, tax strategies for high earners, healthcare in retirement, and investing during economic uncertainty. He explains that heirs to traditional IRAs must pay income tax on withdrawals, while taxable accounts benefit from a step-up in basis, and argues that whole life insurance is generally a poor investment choice for most people. He outlines how married couples enjoy more financial advantages due to shared costs, tax benefits, and retirement perks, though singles benefit from greater autonomy. A high-earning listener weighing Roth versus traditional retirement contributions is advised to consider tax-bracket arbitrage in retirement or hedge with a 50/50 split. Jesse also dives into healthcare planning, covering employer plans, HSAs, COBRA, ACA subsidies, and Medicare, while stressing the complexity and importance of planning for long-term care. On investing, he cautions against trying to time recessions and emphasizes aligning investment strategies with individual goals, risk tolerance, and time horizons. Key Takeaways:• Traditional IRAs require heirs to pay income tax on withdrawals within 10 years, but this is deferred tax, not a penalty. • Whole life insurance is generally more expensive and offers lower returns than term insurance plus independent investing. • Married couples often benefit financially from economies of scale and joint tax advantages. Single individuals have greater financial control and simpler planning but may miss out on some systemic benefits for couples. • Healthcare planning is a critical but often overlooked aspect of retirement financial planning. Jesse discusses ACA, COBRA, and HSAs. • Short-term market volatility can be misleading; experiencing real losses helps build long-term investing discipline. • Selling stocks to avoid recession dips is risky because market recoveries often precede economic improvements, resulting in missed gains. Key Timestamps:(00:00) Question 1: Whole Life Insurance (17:47) Question 2: Financial Pros and Cons of Being Single vs. Married (27:19) Question 3: Roth vs. Traditional Accounts (37:54) Question 4: Planning for Healthcare Costs in Retirement (42:31) Maximizing HSA Growth with a Strategic Loophole (45:08) COBRA and ACA for Early Retirees (53:48) Medicare: Breaking Down the Basics (01:03:02) Question 5: Investment Strategies During Economic Uncertainty Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:https://bestinterest.blog/is-benefits-hacking-genius-or-immoral/ Deep Risk: How History Informs Portfolio Design by William J. Bernstein More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

On today's episode of Through the Pines we'll explore the complexities of debt including:   What is debt & why it's not always evil Using debt as a tool for growth Defining the debt that drags you down Recognizing when debt becomes a crisis Understanding the psychology of debt Looking at debt in 2025 Escaping the debt trap Prevention Expert insights Debt Game Plan   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while mastering his pickleball serve, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2   _____________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, unpacks one of the most common phrases he hears from clients: “I'll retire in five years.” But what does that really mean - and what's holding people back from following through? With stories drawn from real-life experience, Darryl explores how this five-year mindset can become a psychological trap, one that offers comfort without commitment. From the emotional side of financial planning to the real-life consequences of delay, this episode is a call to clarity and action. Key highlights of the episode include: Why “five years from now” is often more of a coping mechanism than a plan. Why defining your retirement date matters, and how to actually do it. Small but powerful first steps that move your plan forward (like healthcare and Social Security strategy). Why simplifying your life may be the smartest financial move you make. Whether you're five years out from retirement - or have been saying that for the last decade - this episode offers thoughtful insights to help you stop waiting and start planning. For more insights or to connect with a PAX Financial Group advisor, visit www.PAXFinancialGroup.com. Like what you heard? Share this episode with a friend!

Connect with James: https://vanreuselventures.com/ Connect with TJ: https://mementofinancialplanning.com/links In this conversation, T.J. van Gerven interviews James Vanreusel, founder and CEO of Vanreusel Ventures, about the multifaceted role of a CFO, the importance of financial strategy in business growth, and the behavioral aspects of finance. They discuss the significance of having an exit strategy, the necessity of understanding personal finance, and the lessons learned from tennis that apply to business resilience. James emphasizes the importance of cash flow management, investment strategies, and the balance between personal and professional life, while also addressing the social responsibilities of capitalism. The conversation concludes with advice for the next generation of entrepreneurs and the importance of prioritizing family and personal values. Takeaways CFOs are essential for financial strategy and leadership. Most founders do not start with an exit strategy. Understanding behavior around money is more important than just knowing the numbers. Building a cash cushion is crucial for business resilience. Investing in oneself is the best investment for entrepreneurs. Diversifying investments is key for financial security. Patience is vital in navigating financial markets. Surrounding oneself with experienced advisors can lead to better outcomes. Family should be prioritized over work commitments. Career success is a marathon, not a sprint. Chapters 00:00 Understanding the Role of a CFO 02:45 Navigating Business Growth and Exit Strategies 05:51 The Importance of Financial Metrics 09:43 Behavioral Finance: Understanding Money Mindsets 12:36 Lessons from Sports: Resilience and Strategy 14:40 Cash Flow Management for Business Owners 17:00 Balancing Profit Extraction and Reinvestment 19:01 The Entrepreneurial Journey: Risks and Rewards 21:43 The Future of Business: AI and Automation 24:46 Long-Term Thinking in Financial Planning 27:48 The Value of Relationships in Business 31:35 Prioritizing Family and Personal Well-Being  

This episode isn't about earning your next big bonus or finding the hottest travel deal—it's about the mindset that makes all of it sustainable.  DeAndre Coke shares a powerful solo session unpacking how mastering points and miles is less about tactics and more about behavior. Drawing insights from the book “The Psychology of Money” and over a decade of advising experience, he explains why understanding your habits, defining your version of “enough,” embracing optionality, and building identity-driven financial discipline can unlock not just better travel, but a better life.  If you're ready to stop chasing and start strategizing, this one's for you.   Key Highlights: Behavior > Bonuses: Winning with points is about patience and discipline, not just card hacks. Define “Enough”: Set intentional goals to avoid endlessly chasing bigger redemptions. Optionality = Power: Having points gives you choices—and that's where absolute travel freedom begins. Hedonic Adaptation: The more you redeem, the more you adapt—learn to appreciate and recalibrate. Delayed Gratification: Waiting for the proper redemption often leads to the most significant wins. Diversification Matters: Don't hoard points in one program; spread risk and gain flexibility. Self-Sabotage is Real: Overspending for bonuses or never redeeming points are behavioral pitfalls. Identity Drives Action: Seeing yourself as a savvy strategist helps you naturally make better decisions. Quiet Accumulation Pays: Consistent, smart habits lead to long-term travel wealth. Points as Practice: This is more than travel—it's training for financial self-mastery.   Resources: Book a Free 30 minute points & miles consultation Start here to learn how to unlock nearly free travel Sign up for our newsletter! This month's best current card offers BoldlyGo Travel With Points & Miles Facebook Group   Interested in Financial Planning? Truicity Wealth Management   Some of Our Favorite Tools For Elevating Your Points & Miles Game: Note: Contains affiliate/sponsored links Card Pointers (Saves the average user $750 per year) Zil Money (For Payroll on Credit Card) Travel Freely Point.me FlightConnections.com Thrifty Traveler Premium LTH Online Points & Miles In Depth Course:  Use coupon code "BOLDYGO" for a 50% discount!   Connect with DeAndre Coke:  Instagram: BoldlyGo.world TikTok: BoldlyGo.world  Website: BoldlyGo.world YouTube: BoldlyGoWorld YouTube: BoldlyGo.Travels      

Welcome to another insightful episode of Wealth Talk, where we explore the strategies, tools, and mindset shifts that help you build lasting wealth. This week, host Christian Rodwell is joined by Paul Green, a former airline pilot turned sales strategist, who now helps entrepreneurs grow their businesses by building genuine connections through WhatsApp.Key Topics & Takeaways1. Paul's Entrepreneurial JourneyFrom losing his pilot job during the pandemic to launching a resilience training business.Creative outreach with Lego and QR codes led to unexpected NHS conversations and a £3M contract offer.2. Why WhatsApp?92% of the UK population uses WhatsApp.Achieves up to 95% open rates—far surpassing email and phone.It's where real conversations and relationships happen.3. Sales & Marketing ‘Flight PlanAdapting aviation principles: Takeoff (initiate), Cruise (nurture), Landing (close the sale).Automation should enhance—not replace—the human experience.4. Humanising Your MessagingUse video, voice notes, and even selfies for personal, authentic touchpoints.Don't over-polish—background noise and informal messages build trust.5. WhatsApp in ActionCase studies: Schools sending personalised videos, event/webinar invitations, and ongoing client updates.Dramatic improvements in webinar attendance and lead engagement when using WhatsApp over email.6. Automation & AIStart manually, then layer in automation for speed (e.g., instant replies to new leads).AI can help with FAQs, but always offer a route to a real person.7. Common MistakesTrying to sound too corporate or scripted.Failing to respond quickly—speed is critical for conversions.8. Paul's WhatsApp PlaybookFree resource: Campaign templates, strategies, and a walkthrough webinar.Available at clientfunnels.co.uk—download triggers a WhatsApp conversation with Paul.9. Paul's Challenge to ListenersMessage 10 people on WhatsApp in the next 10 minutes and see what happens!Links & ResourcesPaul Green LinkedIn: linkedin.com/in/paul-green-foPaul's Playbook: clientfunnels.co.uk/wealthPaul on Facebook: facebook.com/paul.greenldPaul on Instagram: instagram.com/paulgreenIdConnect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your Wealth Building Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

03:02 Understanding Bitcoin Core Controversy06:09 The Spam Debate in Bitcoin08:59 The Role of Code and Censorship in Bitcoin11:54 The Identity of Bitcoin and Its Purpose14:54 The Anarchy vs. Order Debate in Bitcoin18:12 Consensus and Governance in Bitcoin21:02 The Future of Bitcoin and Its Community28:19 Consensus in Technical Decisions32:10 Market Dynamics and Bitcoin's Price40:32 Gold vs. Bitcoin: A Comparative Analysis51:04 The Future of Gold and Bitcoin01:02:08 Gold's Role in a Bitcoin World01:05:47 Financial Advisors and Bitcoin01:10:32 The Future of Humanity and Bitcoin