Podcasts about realtors

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We've talked about dual agency a lot over the years. We've shared why it can work, when it feels straightforward, and how staying factual and neutral has always been the goal.    In this episode, Alissa shares a real transaction that happened a while ago where dual agency went wrong. And although a lot of time has passed, the lessons still matter.    Things didn't fall apart because of a bad inspection. Not because of shady advice. But because of trust, distance, emotions, and a perfect storm of circumstances that turned a clean deal into a full-on gut punch.   We're walking through the entire story from start to finish so you can hear exactly what happened, what we would do differently, and the lessons every Realtor can take from it. Even if dual agency is illegal in your state, there are still big takeaways here around inspections, communication, and how quickly things can unravel when buyers don't feel secure.   Here's what we cover in this episode:   Why dual agency felt simple… until it didn't How out-of-state buyers and trust issues complicated everything What happens when buyers skip the inspection (and won't FaceTime) Why a clean inspection report can still kill a deal The emotional toll of representing both sides The social media post that officially ended the relationship What we would change next time How to protect your professionalism when things go sideways   This episode is honest, vulnerable, and very real. It's podcast therapy, y'all. Take what works, leave the rest, and let this be your reminder that even experienced Realtors can get humbled. Key Quotes & Takeaways "I genuinely believe I handled it right, but dual agency made it impossible for them to hear me." -Alissa "Sometimes you do everything correctly and it still goes wrong." -Katy "A clean inspection report doesn't matter if trust is already broken." -Alissa "This is why residential real estate is emotional, not logical." -Katy "This was my karma moment, and I will never forget how it felt." -Alissa Products, People & Previous Episodes Mentioned: Email Templates 101 Agent Systems 101 FREE Database Template Want to toast someone on the show? Send us a voice or video message with your name, who you're toasting, and why! Email it to team@hustlehumblypodcast.com. Leave us a review at http://ratethispodcast.com/hustlehumbly   Music: Straight A's by Connor Price The Good Life by Summer Kennedy https://uppbeat.io/t/matrika/be-the-one License code: UDHIJOOTAN3SJMZG  

4 Crucial Life Skills I Wish Someone Taught Me In My 20s

Higher Level Sales and Communication Skills

What Is Conversational Hypnosis?

The Subtle Details in Sales Everyone is Missing

What happens when everyone expects someone else to pick up the bill? From a nightmare condo sale to health insurance chaos, this episode is a raw, unfiltered wake-up call on personal responsibility, money, and self-reliance. In this episode, Mary Jo shares a months-long real estate saga that exposed a deeper issue she's seeing everywhere—from first-time homebuyers and realtors, to health insurance, escrow accounts, and even parenting adult children. The common theme? Too many people are handing off responsibility—and expecting others to pay the price. This episode isn't about being harsh. It's about understanding how money actually works, why Infinite Banking is rooted in self-responsibility, and why depending on systems, banks, or government programs can leave you vulnerable. Key Takeaways: Why buyers asking for everything is a dangerous financial mindset How escrow accounts and employer benefits disconnect you from reality The real cost of "someone else will handle it" Why self-insurance and Infinite Banking go hand in hand What parents should (and shouldn't) subsidize for adult kids Chapters: (00:00) – A 20-Year-Old, Sourdough Bread, and Rent Reality (01:25) – The Condo Sale From Hell (04:10) – Buyers, Realtors, and Zero Accountability (09:20) – When You Can't Afford Repairs, You Can't Afford the House (16:45) – Health Insurance, Escrow, and Giving Up Control (21:45) – Generational Expectations & Entitlement (27:50) – Infinite Banking = Self-Responsibility If this episode made you uncomfortable, you probably needed it. Subscribe for more real conversations about money. Share this with someone who needs a reality check. Leave a comment (respectful ones get read). Links & Resources Mentioned: Get the book: https://farmingwithoutthebank.com... Email Mary Jo: maryjo@withoutthebank.com

The new year hype is gone — and what's left is the truth.In this episode of The MindShare Podcast, David Greenspan doesn't offer tactics, frameworks, or motivation. Instead, he puts listeners in front of a mirror with seven uncomfortable questions that expose where agents, brokerages, and the industry itself are drifting.Recorded ahead of moderating a private dinner for high-level leaders, this episode explores what really determines who survives the next decade in real estate — and who becomes replaceable by technology, portals, or apathy.David unpacks:Who the real “enemy” of the industry will be in 10 yearsHow lowered standards quietly erode public trustThe behaviours that poison the well for everyoneWhat high performers do differently when nobody's watchingThe emotional weight people keep carrying instead of confrontingWhy distractions often protect us from harder decisionsHow to define a successful day before looking at the numbers00:00 – IntroWhy this episode isn't hype, tactics, or answers03:10 – Who Does the Industry Hate in 10 Years?Technology, attention, and being easy to replace10:45 – What Standard Cheapens the Profession?How erosion happens quietly — and why silence is costly17:30 – What Behaviour Lowers the Bar for Everyone?Why consumer trust is shared, not individual25:40 – Sponsor BreakKiTS Keep-in-Touch Systems & REM Real Estate Magazine28:00 – What Do You Respect in High Performers?The traits that last when flash fades35:10 – If 20% Disappeared Tomorrow…Emotional weight, misalignment, and hard decisions avoided43:30 – What Distraction Protects You?How convenience becomes the enemy of progress50:10 – How Do You Know It Was a Good Day?Building an internal scoreboard that keeps you grounded56:30 – Final Action Sequence & Close

Send me a message Most agents think their next 100 closings are hiding inside the next shiny lead source. A new ad. A new platform. A new funnel.They're wrong.In this episode, I break down where your next 100 closings are actually sitting right now and why you've probably been looking straight past them. This is one of those perspective shifts that feels obvious once you hear it, but can immediately change how you run your business.If you've ever said things like:“These leads are dead”“They never responded”“I need better leads”“My CRM is full of junk”This episode is for you.I walk you through how to reframe “dead leads,” how to reset your expectations around lead timing, and a stupidly simple text message that can revive conversations with people you wrote off months or even years ago.This pod is tactical, actionable, and you can implement it today without spending another dollar on leads.What You'll Learn In This EpisodeWhy most agents lose deals they already paid forThe difference between a dead lead and a “not yet” leadHow unrealistic expectations are killing your conversion rateWhy long-term follow-up beats constant new lead chasingThe exact text message to send old buyer leadsThe seller version of the same text that sparks conversationsHow one simple CRM habit can unlock dozens of closingsWhy patience is one of the most profitable skills in real estate***********************RESOURCES : Free "Clients From Social" Masterclass - Learn the new formula top agents are using on social media to attract 5+ new closings, month after month. REGISTER HERE: https://members.massiveagentsociety.com/free-masterclass-registration?utm_source=podcast_notes Massive Agent Society on Skool - My coaching community giving Realtors the exact blueprint (and handholding) to attract 5+ new clients, every single month. CLICK HERE: https://www.skool.com/massiveagentsociety Manychat PRO - Automate your Instagram DM's and Get 30 days of Manychat Pro for FREE - CLICK HERE REAL Broker - Learn how we can be business partners and build a business together @ ΓEA⅃ Broker- CLICK HERE PLEASE LEAVE A REVIEW on APPLE PODCASTS or SPOTIFY

In this episode of Mortgage Marketing Radio, we talk with top-producing mortgage originator and elite coach Amir Syed to reveal the exact blueprint mortgage loan officers need to follow in 2026 to thrive—not just survive. Whether you're a mortgage loan originator, broker, or LO looking to increase production in a competitive market, Amir breaks down the 3 critical pillars every LO must master right now: Marketing and Personal Branding – How to become “Five-Mile Famous” and generate referrals without begging agents. Sales and Persuasion – Why “the phone isn't a cactus” and how top LOs are diversifying beyond Realtors. Operations and Scaling – The exact hiring process to find your “superstar LOA” and break through your current ceiling.

The Bad News: You Are the Infection…The Good News: You Are The Cure! Stop looking at your P&L statement to find the source of your company's struggles—look in the mirror. We often say that our personal lives affect our business, like a gentle breeze. But on this week's episode of A New Direction, I am challenging that soft definition. As a Behavioral Strategist, I'm showing you why your personal problems actually INFECT your business like a virus. Whether it's financial fear, lack of sleep, or hidden insecurity, if the leader is sick, the business is dying. You might just be “Patient Zero.” We are going to dive deep into the science of “Cortisol Contagion” and why your stress is literally infecting your employees’ blood chemistry. Are you the leader who wakes up at 2:00 AM to fire off emails? You might think you're being productive, but you are actually spreading the “Adrenaline Virus” and creating a culture of false urgency that kills performance. If your people aren’t selling, or your turnover is high, it's not the economy—it's an infection, and I'm going to show you how to diagnose it. This isn’t just theory; we are doing the work. I'm going to walk you through the “Sent Folder Autopsy”—a practical homework assignment you can do the moment the show ends to see exactly where you are leaking stress into your team that is creating an infection. We are going to move past the symptoms of “bad sales” and “no time” to treat the root cause: the behavior of the leader. You cannot heal the business until you heal yourself. Join me, Coach Jay Izso, for this solo “Family Meeting” edition of A New Direction.  Bring your notepad and your honesty—we are scrubbing up and performing surgery on the behaviors holding you back, and killing the infection. If you can't make the live stream, be sure to subscribe and download the episode on your favorite podcast platform. Let's take your business, and your life, in a New Direction. When you're ready to take a new direction in life, few decisions are as significant as where you choose to call home. That's why I am so proud to be sponsored by Linda Craft Team, REALTORS. For over 40 years, they have remained at the absolute top of the real estate game, helping people navigate the complex currents of the housing market with confidence and ease. Whether you are looking to upsize, downsize, or buy your very first home, you need a guide who understands that this isn’t just a financial transaction—it's a personal transition into your future. Linda Craft and her team are famous for their “Legendary Service,” a commitment to treating every client like family and ensuring no detail is overlooked. They take the weight off your shoulders so you can focus on the excitement of your next chapter rather than the stress of the process. Why settle for average when you can work with the experts who support the mission of this show? Take the first step toward your new home right now by visiting www.lindacraft.com. The Missing Piece to Your Success As a business leader or founder, you often carry the weight of the world on your shoulders. You have the vision, the drive, and the strategy, yet sometimes it feels like you are hitting an invisible ceiling. The truth is, the biggest barrier to your company's growth isn’t usually the market or the economy—it is human behavior. As a Behavioral Strategist, I help you decode the psychological patterns that are silently sabotaging your culture, your execution, and your personal leadership. I don’t just tell you what to change; I help you understand why those behaviors exist so you can finally break through the noise and lead with absolute clarity and confidence. Your potential is limitless, but only if you are willing to look at the human element of your business through a new lens. Stop letting behavioral blind spots dictate your future and start making decisions that align your people with your purpose. If you are ready to stop spinning your wheels and start moving in a new, more profitable direction, let's have a conversation that will change the way you lead forever. Visit me today at www.jayizso.com or reach out directly to start your transformation at Jay@TheCoachJay.com.  

In this episode of the Real Estate Pros Podcast, host Quentin engages with Rudy Romano, a seasoned real estate professional based in Las Vegas. The conversation begins with some technical difficulties, showcasing the challenges of virtual communication. Once the connection is established, Rudy shares his unique background, which includes degrees in accounting and hotel finance, and his extensive experience in real estate development and sales. He emphasizes the importance of education in the real estate industry and discusses his role as a faculty instructor at the Las Vegas Association of Realtors. Rudy's approach to real estate is distinct; he focuses on working with a select group of clients, primarily business owners relocating to Las Vegas, allowing him to provide personalized service and expertise.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Advocacy Scoop Exclusive! Recorded live at the Advocacy Week Conference, this episode unveils new results from an NAR-commissioned national poll of voters. Among the findings: housing affordability is a top voting issue, belief in the American Dream remains strong, and voters across party lines want Congress to act. Shannon and Patrick delve into the data - and why it matters on Capitol Hill right now - and discuss how REALTORS® can turn voter sentiment into bipartisan action.

Marketing doesn't have to be complicated. This week, we're talking Smarter Marketing for REALTORS in 2026. Simple strategies, clear goals, and a plan you can actually stick to. Watch the replay now and start 2026 with clarity, confidence, and a smarter plan!   Sign up for Free Industry News Subscriptions for HAR Members here-    https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.

In this episode of Ohio Policy Talk, Anastasia and Andrew are joined by Legislative Steering Committee Chair Michael Jones to discuss his background in real estate advocacy and his experience in state and federal politics. Michael breaks down the role of the Legislative Steering Committee, how policy positions are formed, and the key legislative issues Ohio REALTORS® should be watching in 2026.Full Description / Show NotesHear about Michael Jones and his background in real estate, and what drew him into advocacyGet insight into how his experience in state and federal politics influences his leadership as Legislative Steering Committee ChairDiscover what the Legislative Steering Committee does and how it supports Ohio REALTORS®' advocacy effortsTake a closer look at how policy positions are reviewed and decided, from support to opposition or neutralityListen in on the key legislative issues REALTORS® should be watching heading into 2026Learn about how to start getting involved in advocacy

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Episode 377 (rebroadcast of Ep 108) Thinking About Relocating to a Red State in the West? A Montana Realtor Has Info You Need   In Episode 377 (rebroadcast of Ep 108), our guest is Jared Savik, a realtor in western Montana. He talks about things to consider when relocating to red states. He discusses some misconceptions people have. Even if you're not thinking about moving out West, admit it: the thought has crossed your mind. This show will add to your knowledge. Todd answers Patreons' questions in the After Show, available exclusively to Patreon supporters. Please support our sponsors EMP Shield, Numanna Foods, Backwoods Home Magazine, CATI Armor, and Minutemen Coffee. Learn more about our podcast at Prepping 2-0.com.

➡️ Want To Learn More About Partnering With Me at eXp (Get all my Training & Coaching For Free) Schedule a Zero Pressure, Fully Confidential Zoom Call with me: https://go.oncehub.com/PartnerwithJoshuaSmithGSD   ➡️ Connect With Me On Social Media: Facebook: https://www.facebook.com/JoshuaSmithGSD  Instagram: https://instagram.com/joshuasmithgsd/   About Joshua Smith: -Licensed Realtor/Team Leader Since 2005 -Voted 30th Top Realtor in America by The Wall Street Journal -NAR "30 Under 30" Finalist -Named Top 100 Most Influential People In Real Estate -Top 1% of Realtors/Team Leaders Worldwide -6000+ Homes Sold & Currently Selling 1+ Homes Daily -Featured In: Forbes, Wall Street Journal, Inman & Realtor Magazine -Realtor, Team Leader, Coach, Mentor

Episode 377 (rebroadcast of Ep 108) Thinking About Relocating to a Red State in the West? A Montana Realtor Has Info You Need In Episode 377 (rebroadcast of Ep 108), our guest is Jared Savik, a realtor in western Montana. He talks about things to consider when relocating to red states. He discusses some misconceptions people have. Even if you're not thinking about moving out West, admit it: the thought has crossed your mind. This show will add to your knowledge. Todd answers Patreons' questions in the After Show, available exclusively to Patreon supporters. Please support our sponsors EMP Shield, Numanna Foods, Backwoods Home Magazine, CATI Armor, and Minutemen Coffee. Learn more about our podcast at Prepping 2-0.com.

Tom Stokes, president of EpiCity Real Estate Services, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss the company's 90-year legacy in Atlanta and how its founding philosophy of stewardship translates to thoughtful development and adaptive reuse. Stewardship of the Land as a Business Philosophy Celebrating 90 years in business offers a rare opportunity to reflect on both history and progress. EpiCity's story began with founder Davis Lee Stokes, who grew up in rural Middle Georgia in the early 1900s, dependent on the land for survival. That connection left a lasting impression and continues to shape the company’s approach to development. Tom Stokes explains that his grandfather was a forward-thinking entrepreneur who embraced new ideas rather than resisting them. While today's Atlanta — particularly its technology-driven real estate environment — might feel worlds apart from the city of the 1920s, Stokes believes his grandfather would be more appreciative than surprised by how much has changed. At the core of EpiCity's longevity is a simple but powerful principle: take care of the land, and it will take care of you. While that idea once meant survival, today it reflects a broader responsibility to builders, homeowners and the communities they serve. Stokes shares that stewardship now extends beyond the company itself. By thoughtfully developing and maintaining properties, EpiCity aims to benefit the people who live and work in those spaces. “We take care of the land, not so much to take care of ourselves, but to take care of our customers and our clients, who in turn take care of us,” Stokes said. Risk & Opportunity in the Atlanta Market EpiCity's history includes bold decisions that helped shape Atlanta long before certain neighborhoods became obvious growth centers. From Marietta to Decatur to communities south of Hartsfield-Jackson International Airport, the company often developed in areas others considered too far out. Stokes credits that entrepreneurial instinct to his cousin and business partner, Jim LaVallee, who shares their grandfather's ability to spot opportunity through constant networking and information gathering. That willingness to listen, learn and act on emerging trends remains a defining element of the company's approach to risk and reward. Following World War II, EpiCity played a significant role in providing housing for returning veterans and the growing middle class. One of the firm's largest historical projects, the Lindmont and Morningside apartments near Lindbergh and Piedmont roads, exemplified that mission. At the time, the 510-unit development was considered one of the largest residential projects of its kind in the region. Today, it serves as a reminder that meeting real community needs has always been central to the firm's success. That legacy continues as EpiCity develops new projects in many of the same neighborhoods where its founder once built, creating continuity across generations. Adaptive Reuse Before It Was a Buzzword Adaptive reuse has become a defining focus for EpiCity, not because it is trendy, but because it often makes economic and practical sense. Stokes emphasized that many reuse projects begin by recognizing the value already embedded in existing structures. “With a building that's functional but closer to redevelopment than not, you have to figure out how to be economical and use what's there,” Stokes said. Rather than defaulting to demolition, EpiCity looks for opportunities to preserve architectural character and extend the useful life of buildings until the market supports full redevelopment. Armour Junction is an early example of that philosophy. The office loft campus is home to several Atlanta businesses and is located just steps from the Atlanta Beltline. EpiCity assembled dozens of parcels near the Beltline in its early days, including single-family homes throughout Westside neighborhoods. Today, the continued expansion of the Northeast Trail and planned future connections only enhance the value and connectivity of projects like Armour Junction, reinforcing the firm's long-term, forward-looking approach. Lessons From Market Cycles and Looking Ahead Over nine decades, EpiCity has weathered wars, economic downturns and dramatic shifts in the real estate cycle — lessons that continue to inform how the firm operates today. Stokes succinctly summed up one enduring principle: less debt is better. Maintaining financial discipline allows the company to navigate uncertainty while staying prepared for long-term opportunities. While optimistic about Atlanta's future, Stokes says EpiCity is approaching the current cycle with caution, focused on positioning itself to deliver value when opportunities arise. That mindset, grounded in gratitude and long-term thinking, continues to shape the firm's outlook. “I really thought about it, and it occurred to me, it's the company that's kept the family together,” Stokes said. “By having that extra connectivity, those of us who are invested in the business and work in the business have one more reason to be connected.” Tune in to the full episode to learn how EpiCity Real Estate Services is carrying forward a 90-year legacy of thoughtful development, adaptive reuse and land stewardship across Atlanta. Learn more at www.EpiCity.com. About EpiCity Real Estate Services EpiCity combines the scale of a national firm with the personalized service and local expertise of a boutique agency. Clients benefit from a single point of contact and access to one of the industry's most extensive professional networks. With a proven track record and diverse portfolio, EpiCity provides a strong platform for pursuing new opportunities. Long-standing relationships reflect the trust clients place in the firm, where assets are managed with care, complex challenges are solved, and real estate is made straightforward and rewarding. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Building on a Legacy: How EpiCity Shapes Atlanta's Neighborhoods appeared first on Atlanta Real Estate Forum.

Cody Ash grew up in a tiny town in Kentucky where the most exciting thing to do was play baseball or get into trouble. Today, he travels the world on private jets playing sold-out stadiums as the drummer for country-rap superstar Jelly Roll.In this episode of Escaping the Drift, John Gafford sits down with Cody to hear the wild story of his rise to the top. From driving 14 hours to New York City for a single unpaid show just to get his foot in the door, to the hilariously rumored reason he actually landed the Jelly Roll gig (hint: it involves hair), Cody's journey is a masterclass in hustle, networking, and being ready when the phone rings.If you are a musician, a creative, or just an entrepreneur trying to figure out how to break into a closed industry, Cody's "say yes to everything" mentality is exactly what you need to hear.In this episode, we cover:The 14-hour drive to NYC for one show that changed his life.Why "Small Town Mindset" kills more dreams than lack of talent.The truth about how he got hired by Jelly Roll.How to network in an industry where you know nobody.The reality of touring: It's not all parties and private jets.Chapter Titles & Timestamps00:00 – Intro: Did the Mullet Get Him the Job?04:15 – Growing Up in Small Town Kentucky11:30 – The "Drive to NYC" Hustle: 14 Hours for One Show19:45 – Breaking Into the Nashville Scene28:10 – The "Umpire" Incident: Why He Quit His Day Job35:50 – Getting the Call for Jelly Roll42:30 – The Mullet Story: How He Really Got Hired50:00 – Life on the Road: Stadiums vs. Dive Bars

Buying a home today takes more than finding the right property. It also takes financial fitness. This week on Real Estate Today, we break down the true cost of homeownership, from hidden expenses buyers often overlook to the impact of soaring home insurance bills. Learn how much buyers really need to save, what down payments look like in today's market, and the smart ways buyers are getting creative to make homeownership possible. Guests include Christopher Wands, REALTOR® with Douglas Elliman Real Estate; Shawn Yerkes, group president of financial services at Genstone Financial; and Julia Taliesin, data journalist at Insurify. Plus, in our Hot or Not segment, we look at what's trending in home design, including color capping, texture maxxing, tile drenching, cozy maxxing and loud luxury, along with design trends officially out this year, such as minimalism, modern farmhouse and dainty florals.

Being new in real estate is not a disadvantage — it's an opportunity. In this episode, I'm breaking the biggest myth new agents believe and sharing what actually helps brand-new Realtors win clients, even without years of experience. If you're newly licensed, feeling unsure, or wondering how to stand out when you don't have a long résumé yet, this conversation will give you clarity, confidence, and a better way forward.LINKS MENTIONED IN THIS EPISODEJoin the Real Estate Bestie ListJoin the Real Estate Bestie Facebook Community ➡️ https://rosemarylewis.com/facebook

The hard truth about real estate is that getting your license doesn't prepare you to sell homes. It only makes you legally allowed to try. Pre-licensing only teaches us consumer protection. We learn nothing about lead generation, building a brand, running a database, using a CRM, or building a real business with staying power. Real estate success doesn't come from passing a test or "figuring it out as you go"; it comes from systems, support, and real education. The kind you get from strong instructors, the right broker environment, and intentionally building skills you weren't taught in the classroom. And if you think you can wing it because you're smart, you're in for a reality check.  There's a big difference between being licensed and being prepared, and the agents who stop confusing a license with readiness are the ones who don't flame out in the first few years.  And the kind of support you get matters; it has to set you up for success in today's industry, where AI and technology are no longer optional, but expected.  What do agents need to learn to succeed? What does being prepared actually look like in 2026?  In this episode, I'm joined by Craig Grant, one of the most respected voices in real estate tech and education, as we talk CRM, AI, relationships, and why the right rooms and the right training change everything.   Things You'll Learn In This Episode  The license is not the skillset Pre-licensing teaches protection, not production. Why are so many agents still shocked when they get licensed and realize they have no business model in place? Your database is your pipeline (if you run it like one) A CRM isn't optional if you want longevity. What's the cost of managing your business with sticky notes and "I'll remember"? Relationships beat automation every time Automated follow-up is the minimum; friendship is the differentiator. How do you stop treating clients like transactions and start building a real connection from day one?   Guest Bio Craig Grant is a real estate instructor, course creator, coach, and technologist. Craig Grant is considered one of the most sought-after technology, marketing & cybersecurity speakers around. Whether it be at an industry event, in the classroom, or online, one thing that fuels Craig is to help today's real estate professionals embrace and get over their fear of technology so that it can work for them and not against them. Connect with Craig on LinkedIn, and find out more about the BEATS Conference at beatsconference.com.   About Your Host Marki Lemons Ryhal is a ​​Licensed Managing Broker, REALTOR®, and avid volunteer.  She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, the Washington Post, Homes.com, and REALTOR® Magazine.   Subscribe, Rate & Review Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm, so our show reaches more people. Thank you!     

Most loan officers think relationships are built on rates and speed.In today's market, what realtors actually need is something deeper...consistency, communication, solutions, and a partner who shows up long after the deal closes.In this video, I break down:• Why most loan officers lose business after the first transaction• The follow up and communication standards that build real trust• How “not ready” buyers get educated into closings• How dead deals get revived when others say no• Why investor clients require a completely different level of expertise• What it takes to create repeat business and long term loyaltyI also walk through the systems and culture at Takers Brokerage that support our realtor partners.This is about raising the standard... for lenders, realtors, and for the clients who trust both.Support the showJoin our weekly calls so you we can help you too!

Guest: He's not your typical politician—and that's exactly the point. Rob McClelland is running for Hays County Commissioner in Precinct 4 with a mission to bulldoze the bureaucratic BS and bring some real-deal accountability back to local government. In this episode, we talk about what's broken in county politics, why your property taxes keep climbing while your roads keep crumbling, and what it's going to take to flip the script. Whether you're fired up or fed up, Rob's got a message for you—straight from the gut, no teleprompter required.Monologue:Cedar Fever Invades Dripping SpringsFirst Conspiracy of 2026 is a DOOZY! City of Dripping Springs Update_______________Stories worth telling! Loud, honest, and a little unfiltered. Based in Dripping Springs, Steve Mallett and Michelle Lewis pull up a chair and hand the mic to people with sharp perspectives, big personalities, and stories that actually stick. They roam freely from life's absurd moments to the quirks of small-town living, mixing humor, insight, and just enough bold candor to keep it real.Think Hill Country grit meets front-porch storytelling—the funny neighbors who say what everyone's thinking and back it up with a great story. This podcast proves you don't need fame to be fascinating—just a voice, a point of view, and the guts to share it. Every episode delivers laughs, perspective, and that feeling you get when a conversation runs long because no one wants to leave.Send us a textSupport the show Looking for the best Realtor in Dripping Springs? The #1 choice is the Mallett Integrity Team, led by Steve Mallett. Local expertise, integrity, and results-driven service— Cedric Mills, Carlisle Kennedy, Maury Boyd, and Michelle Lewis. SouthStar Bank a tradition of full-service community banking for over 100 years. Your neighborhood Bank. www.southstarbank.com The Deep Eddy Vodka Tasting Room is in the Texas Hill Country just outside Austin, TX. The venue welcomes over 75,000 visitors annually and sits within the former bottling plant. Family Friendly Fun in the Hill Country! events@deepeddyvodka.com Jovie Belterra-Nestled within the Belterra community, discover your path to joy and wellness at the exquisite 55+ apartment community. Follow us, leave a review, TELL A FRIEND!AppleInstagramWebsite...

When you put your home on the market.. it’s really like dating. You want to look good, so thedate goes well. You wear your best clothes and really clean up. It’s kind of the same withhouses. There are things that really don’t work anymore and some things that really neverworked! The expert Realtors at Berkshire Hathaway HomeServices Premier Properties keeptheir eye on the latest housing trends. Pat Karley and Karena Carlson say trends that were oncethe latest and greatest are now, so last year!See omnystudio.com/listener for privacy information.

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What if everything you thought you knew about homebuyers and sellers was wrong? Every year we dive into the gold mine of information inside the NAR Profile of Home Buyers and Sellers and the Member Profile for Realtors, and y'all… the 2025 data might be the most shocking yet. In this 4th annual deep dive, we're bringing you the stats that matter—and breaking down what they actually mean for your real estate business in 2026. From skyrocketing median ages to shifts in how (and if) clients are finding their agents, this episode is your go-to resource for understanding the real people buying and selling homes right now. Spoiler: they probably don't look like the people you've been marketing to. We also chat about why real estate websites are shockingly useless, who's staying in homes longer than ever, and how to stop worrying about FSBOs entirely. Plus, Katy reveals why this data can sharpen your confidence as a Realtor and even improve your listing presentations, and Alissa shares a vulnerable moment when she almost let imposter syndrome cost her a listing. Grab your coffee (or your calculator) and let's talk buyers, sellers, and the wild stats behind them. Here's what we cover in this episode: The median age of buyers and sellers (and why it matters) The shift in first-time buyer demographics How long people are staying in their homes now What agents think is causing market stagnation The #1 way buyers and sellers choose their Realtor For Sale By Owner: how many really do it, and what they lose What types of agents are thriving—and who's leaving the industry The truth about paid leads, teams, and real estate income What the data says about your social media efforts (brace yourself) Key Quotes & Takeaways "The NAR report isn't just stats. It's a confidence builder, a client education tool, and a strategy guide." – Katy "We think everyone is like us, but they're not. That's why this data is good—it bursts the bubble." – Alissa "If you're talking to the wrong people, your marketing will never work. These numbers tell us who's actually buying and selling." – Katy "Only 6% of Realtors have real estate as their first career. That means most of us are figuring this out as a second act." – Alissa "Almost 30% of agents net less than $10,000 a year. We have to stop telling new agents that success is instant." – Katy Products, People & Previous Episodes Mentioned: Email Templates 101 Agent Systems 101 FREE Database Template Want to toast someone on the show? Send us a voice or video message with your name, who you're toasting, and why! Email it to team@hustlehumblypodcast.com.   Music:   "Straight A's" by Connor Price → https://connorprice.shop/   "The Good Life" by Summer Kennedy → https://soundcloud.com/summerkennedy/the-good-life   "Be The One" by Matrika → https://uppbeat.io/t/matrika/be-the-one  

Fearless Agent Coach & Founder Bob Loeffler shares more insights on How A Fearless Agent does A CMA or Market Analysis Differently and how it's making his Fearless Agent Coaching Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Coaching training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.

Most agents want to "act" like entrepreneurs when they're actually unemployed. If you don't have a client, you don't have a business.In this throwback episode, host Chris goes into the essential strategies for scaling a real estate business from goose eggs to 24 deals per year. He offers actionable insights to help real estate professionals navigate common pitfalls and achieve sustained success.Takeaways:- Focus on the right activities.- Master the basics before getting fancy.- Turning your "shoulds" into "musts."- Lean on your network to find deals now and in the future.Action steps:- Compile a list of contacts and reach out consistently.- Concentrate on lead-generating activities.- Practice scripts to build confidence.- Transform "shoulds" into "musts" and maintain high motivation.- Provide value to contacts to leverage reciprocity.In-episode mentions:Influence: The Psychology of Persuasion by Robert CialdiniHow to Win Friends and Influence People by Dale CarnegieHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

In today's episode, we interview top realtor and ex-fashion model, Camille Birkhead, on how ChatGPT can positively impact your home-buying experience, but how it can never replace the boots-on-the-ground Realtor.Featuring your host Jessica Randolph, Founder of The How To Buy A House Class™, a women-owned business providing free home-buying classes for all.Learn more and sign up for an-in person class in your city at https://www.howtobuyahouseclass.com/. Follow us at https://www.instagram.com/thehowtobuyahouseclass/.#1 Home Buying Class in the US | Accessible Home-Buying Education

Laughter Isn't Just Medicine... It's The Solution Most People Are Missing

The brokerage landscape is changing — and many leaders haven't caught up.In this episode of The MindShare Podcast, David Greenspan calls out a growing leadership gap in real estate brokerages and explains why agents are paying the price for it.This conversation goes beyond brands, splits, and surface-level culture. David breaks down why training is still being treated as an expense instead of infrastructure, why “optional” training fails in real life, and why leadership — not logos — is the real reason agents are moving.You'll hear:Why the traditional brokerage model is quietly breakingHow underinvestment in training leads to churn, stagnation, and frustrationThe difference between offering opportunity and building structureWhat real leadership must look like in 2026 and beyondWhat agents should be demanding from their brokerages — and what owners must fix to stay relevantThis episode is supported by KiTS Keep-in-Touch Systems, the award-winning platform built to drive repeat and referral business through consistency, and REM Real Estate Magazine, Canada's premier source for real estate news, analysis, and commentary.If you're an agent, broker, or owner navigating the next phase of this industry, this episode is required listening.00:00 – IntroductionWhy leadership — not branding — is the real issue01:20 – The Brokerage Model Is Quietly BreakingWhy agent movement signals deeper problems07:10 – Training Is Still Being Treated Like an ExpenseWhy this mindset is costing brokerages dearly12:45 – Why “Optional” Training FailsHow optional standards create optional results20:01 – Sponsor BreakKiTS Keep-in-Touch Systems & REM Real Estate Magazine21:00 – What Real Leadership Looks Like NowSystems, expectations, and execution over optics28:30 – What Agents Should Be Paying Attention ToHow to evaluate real support vs posturing34:40 – Where the Industry Is HeadedWhy leadership-driven brokerages will win38:30 – Final Action Sequence & Close

Most real estate agents aren't failing — they're just busy in the wrong direction.In this episode, I break down why hard-working, productive agents still feel stuck in 2026 and what's actually holding their business back.If your calendar is full but your income feels inconsistent…If one slow month still creates stress…If you're doing “all the right things” but don't feel in control…This episode is for you.We're entering a market where hustle alone no longer works. The agents who win in 2026 aren't louder or busier — they're clearer. In this episode, I explain why being busy doesn't equal stability, how the market is exposing weak foundations, and the real reason good agents feel stuck even when deals are getting done.This episode kicks off The 2026 Real Estate Agent Playbook — a practical, no-hype series for agents who want clarity, leverage, and long-term stability in their business.In this episode, we cover:Why “busy” doesn't mean profitable or stableThe difference between activity and tractionHow the market reveals weak business foundationsThe clarity gap most agents never fixWhy direction matters more than effort in 2026

In Texas, the husband of Suzanne Simpson, a mom of four who went missing in 2024, is back in court accused of her murder. His defense has questions about the investigators. In New Jersey, the trial of Paul Caneiro, who is accused of murdering his own brother and three other family members, enters week two. A woman who calls him her "best friend" testifies. Updates from the Brendan Banfield trial and Luigi Mangione case. Plus, a brand-new podcast examines the 50-year-old murder of Greenwich, CT, teen Martha Moxley. Find out more about the cases covered each week here: www.datelinetruecrimeweekly.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The housing market in Minnesota is changing fast with hidden forces shaping it. So in this episode, Todd Urbanski unpacks the real-world impact of NIMBY (Not In My Backyard) thinking, municipal fees, and shifting neighborhood dynamics in Minnesota. Tune in for an honest conversation that brings light to today's most pressing housing challenges.   Key takeaways to listen for What's driving the current housing tension in the Twin Cities? How immigrant communities are reshaping neighborhoods Why municipal processes often slow development and how that hurts housing supply How REALTORS® can advocate for fair planning without fueling division What civic engagement looks like when it builds community   Resources mentioned in this episode National Association of REALTORS®   About Todd Urbanski A licensed REALTOR® since 1999, Todd Urbanski leverages over two decades of experience as a top sales associate, coach, and manager to provide premier residential real estate experience in the Twin Cities. Having lived in the region for over 30 years, he utilizes an extensive professional network and deep local knowledge to deliver value that extends well beyond the initial transaction. Driven by a commitment to excellence and a goal to exceed expectations, Urbanski employs proven systems and resources to minimize the stress of moving, ultimately transforming clients into lifelong advocates and friends.   Connect with Todd LinkedIn: Todd Urbanski Contact Number: 612-865-3644   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

Send me a message There's a lesson real estate agents can learn from sports fans that will either set you free… or expose exactly why you keep playing small.Because the reason you are inconsistent on Instagram, terrified to post, and constantly overthinking what to say is not the algorithm.It's not “the market.”It's not because you are “not a content person.”It's because you are worried about criticism from people who are not even in the game.In Episode 422 of the Massive Agent Podcast, I tell a story from one of my kid's after-school activities that lit me up in the worst way… and then turned into one of the most important mindset flips you can make if you want to build a brand, attract clients, and stop living in fear of what some random troll might say.If you've ever hesitated to post because you were worried someone would judge you, laugh at you, or talk trash, this episode is your intervention.Also, yes, I hit you with one of my favorite lines:Dogs don't bark at parked cars.And once you get what that really means, you're going to start posting differently.If you want the proven blueprint top agents are using to get consistent clients from social, my free masterclass is still up (for now):

Get Rid Of The Negative Negative People In Your Life ASAP

Damian Eales, CEO of Realtor.com, joins James and Keith for a no-punches-pulled conversation on the future of the MLS, the dangers of private listings, and why the real estate industry needs to stop the infighting and start serving the consumer. In this episode, Damian unpacks: The housing affordability crisis and why we're running out of first-time buyers How the new Realtor.com+ platform is reshaping agent-client collaboration Why private listing networks could spark the next wave of fair housing lawsuits The real reason some portals are misleading consumers and investors Why it's time to double down on transparency, cooperation, and consumer trust This is one of the most candid conversations about where the industry is headed, and why the stakes have never been higher. Links mentioned during the show: Damian's blog post: https://www.realtor.com/homemade/from-conflict-to-concrete/ Episode 26 with Damian: https://www.youtube.com/watch?v=_rOrSszA9-0 Episode with Danielle Hale: https://www.youtube.com/watch?v=Vwsw9FYTNe4   Connect with Damian on LinkedIn.   Learn more about Realtor.com+: https://www.realtor.com/plus-learn   Subscribe to Real Estate Insiders Unfiltered on YouTube! https://www.youtube.com/@RealEstateInsidersUnfiltered?sub_confirmation=1   To learn more about becoming a sponsor of the show, send us an email: jessica@inman.com You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube, Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

Become the Brand Your Customers Feel Great About Have you ever wondered why you are fiercely loyal to certain brands while ignoring others that offer the exact same thing? It's not about the price, and it's rarely about the features. It is about brain physiology and how it interacts with our decisions when it comes to brands. Today, we are diving deep into the science of emotion with Kevin Perlmutter, the pioneering strategist and author of the groundbreaking new book, Brand Desire. Kevin is here to reveal that the secret to business growth isn’t “selling”—it’s “solving.” We are going to explore his “Limbic Sparks” approach, a method rooted in behavioral science that helps you stop chasing customers and start magnetically attracting them. Whether you are leading a Fortune 500 company or building a personal brand, you will learn how to tap into the instinctive, emotional part of the brain that drives our decision-making. In this episode of A New Direction, we are moving beyond the old-school 20th century branding like “Unique Selling Proposition.” Kevin will walk us through his proven “Focus, Connect, Evolve” framework, showing us how to align your business with what people actually care about. We will discuss why traditional marketing language is dead and how you can earn loyalty by making your customers feel seen, heard, and understood. Join us live on A New Direction as we uncover the blind spots in your current strategy. If you are ready to stop shouting into the void and start building a brand that people don’t just buy from—but truly desire—this is a conversation you cannot afford to miss. Kevin Perlmutter’s book, “Brand Desire: Spark Customer Interest Using Emotional Insights” is the absolute essential book for today’s brand leaders.  This is a book that is founded solidly on research both from the brand researchers and his own research working with different companies. For most of us we are still stuck in the 20th century branding ideas of persuasion. We are talking about all the great things about ourselves and what WE THINK we do for the future customer, but here’s the problem…how do your customers feel about your brand.  Because at the end of the day it is all about how they feel about you. This is an important, because as we know we, as humans, do not make logical purchasing decisions, not matter how big or how small.  It also does not matter if you are B2C or B2B, every human makes a decision based on emotions triggered by the limbic system and then justifies it with logic. And Kevin Perlmutter’s book, “Brand Desire” helps solve the problem. Kevin Perlmutter, helps us understand the 3 Steps to creating a brand that resonates with customers and makes them come back for more…Focus, Connect, Evolve.  That is doing the right research asking the right questions, then creating a message that emotionally is in sync with the organization and the customer, and then how you are seen how you are heard, and does the message really something the customer cares about. Amazing book, one that will change you as a brand leader whether you are on a one person show, or a corporation looking to increase profitability. Click here to get your copy of Brand Desire! Linda Craft Team, Realtors for more than 40 years they have been helping people make a life transition.  Wait! What? Think about it, every place you have ever lived has been a transition in your life.  And since 1985 they have been helping people reduce the stress and making that transition easier for thousands of people. Unaffiliated and independently owned and operated they can recommend the best real estate professional to help you sell your home or buy your next home anywhere in the world. That is because they are not attached to a national company, they are attached to what is in your best interest. So before you buy or sell start with the “Legends” at Linda Craft Team.  Just click on over to www.LindaCraft.com Here is the truth: You tune into A New Direction because you want to grow. But consuming content and executing strategy are two different things. If you are leading a company between $5M and $50M and you feel like you are hitting a ceiling, the problem isn't a lack of information. It's likely a “human” bottleneck. I am Coach Jay, a Behavioral Strategist who specializes in fixing the friction that kills profit. I don't just look at your P&L; I look at the psychology of the people driving it. I recently helped a stalled mid-market firm save $3 Million and secure new capital—not by firing people, but by realigning their behavior. Stop guessing. Let's find the millions trapped in your org chart. Reach out for a discreet conversation: 919-369-2121 or visit TheCoachJay.com.

In Texas, the husband of Suzanne Simpson, a mom of four who went missing in 2024, is back in court accused of her murder. His defense has questions about the investigators. In New Jersey, the trial of Paul Caneiro, who is accused of murdering his own brother and three other family members, enters week two. A woman who calls him her "best friend" testifies. Updates from the Brendan Banfield trial and Luigi Mangione case. Plus, a brand-new podcast examines the 50-year-old murder of Greenwich, CT, teen Martha Moxley.Find out more about the cases covered each week here: www.datelinetruecrimeweekly.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

117 How to Think Like an Investor When Buying Your Home | David Cinelli (Top 1% Realtor Explains)   The Entreprenudist Podcast  https://entreprenudist.com Buying a home isn't just an emotional decision, it's a financial one. In this episode, David Cinelli, one of Canada's top 1% Realtors, breaks down how to think like an investor, even when purchasing your primary residence. David also exposes what most real estate agents get wrong about the Toronto market, how buyers fall into common traps, and what you can do to avoid costly mistakes. Finally, we explore why real estate remains one of the smartest ways to build long-term wealth when done the right way. Whether you're a first-time buyer, investor, or homeowner planning your next move, this conversation delivers insights you can actually use. --------------------- About David David Cinelli is not your average Realtor®. He's one of Canada's top-performing real estate professionals ranked in the top 1% nationwide with nearly two decades of experience helping clients buy, sell, and build wealth across Toronto's high-stakes property market. Known for blending data-driven insights with magnetic personality, David brings clarity, strategy, and energy to one of life's biggest financial decisions. With an MBA, a background in mathematics and marketing, and a deep understanding of Toronto's ever-evolving market, David helps buyers, sellers, and investors navigate complexity with confidence. He's also a familiar face on national television as a co-host of HGTV's Hot Market, where he showcases Toronto's top listings and teaches millions about the power of real estate investing. ---------------  About the Host:  Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.    He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.    As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny.   Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world

The U.S. Commerce Department's Census Bureau released the October Construction Spending Report; UPS Drivers Eric Johnson and Mike Moxley join the program to to discuss Major Health Concerns Regarding Inward-Facing Infrared Driver Monitoring Cameras; the National Association of Realtors reported December Home Sales; Kevin has the details, digs into the details, puts the information into historical perspective, offers his insights and opinions. See omnystudio.com/listener for privacy information.

The U.S. Commerce Department's Census Bureau released the October Construction Spending Report; UPS Drivers Eric Johnson and Mike Moxley join the program to to discuss Major Health Concerns Regarding Inward-Facing Infrared Driver Monitoring Cameras; the National Association of Realtors reported December Home Sales; Kevin has the details, digs into the details, puts the information into historical perspective, offers his insights and opinions.

Luxury home design is no longer defined by finishes and floor plans alone. High-end homeowners are asking their homes to support performance and wellness. Brad Robinson, president of Bradford Custom Homes, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss the evolving landscape of luxury home design and the trends shaping today's high-end market. Redefining Luxury: Wellness-Driven Design Robinson said, “The way I see luxury evolving is how your home makes you feel, how it helps you perform, how your home creates a sense of rejuvenation and prepares you to go back into the world and perform at your peak.” Many of Bradford's clients are high performers in their professional lives and have already optimized other aspects of their day-to-day routines. As a result, these homeowners are now asking more from their built environments. To meet those expectations, Bradford Custom Homes developed the Bradford Elemental System, a wellness-driven design framework that focuses on three foundational components: air, water and light. Each element is intentionally integrated into the design and construction process to improve comfort, health and overall performance within the home. Unlike traditional construction models, Bradford does not simply execute a completed set of plans. Instead, the company takes a leadership role early in the process, ensuring wellness goals are carried through every phase of design and construction. “We serve as expert representatives for owners and connect them through the correct architecture or the architects, the designers, the interior designers and the right engineers that know how to bring these systems together,” said Robinson. “We serve as that central conduit to help ensure that vision is really aligned and brought to life.” By prioritizing wellness at the systems level—not just through surface-level amenities—Bradford is redefining what luxury living means in today's custom home market. Luxury Home Design Trends Robinson highlights several design trends taking shape in the luxury home market: Sustainability: Homebuyers want more sustainable products incorporated into their homes that don't off-gas or affect the indoor air quality. Traditional design returns: Out-of-town buyers are choosing natural materials and “tried and true” design elements alongside more contemporary styles. Durability in the kitchen: Quartz and porcelain countertops are in style, thanks to their durability and hygiene. While these surfaces may not offer the same heat resistance as some materials, they provide a higher level of cleanliness. Homeowners are also looking for NSF-rated and 100% nonporous options for an added level of sanitation. Wellness-driven primary suites: From circadian lighting to enhanced ventilation, Robinson notes that his clients are choosing design elements that encourage recovery and recharge. Smart Home Integration Smart home technology continues to shape luxury living, but power resiliency is becoming a growing concern in Atlanta. To address this, Bradford installs EcoFlow systems and natural gas backup generators, ensuring critical systems like energy recovery ventilators (ERVs) and water filtration remain operational. “There are some amazing and cool features when it comes to pressing a button,” said Robinson. “But what happens when we have rolling brownouts? The AI data centers are going to get preference for power before the residents will.” Multigenerational Living & Flexibility Post-COVID-19 lifestyles have fueled demand for multigenerational living and aging-in-place designs. As families share space, there is a need for private living areas, whether as a main-level bedroom suite or accessory dwelling units (ADUs). Many families are also adding expansive outdoor spaces designed for communal and individual use, including pools, outdoor fitness spaces and even saunas. “People are making those meaningful investments in their home so they want to stay there,” said Robinson. “The average homeowner spends 18 hours a day in their house.” 2026: Year of Innovation Robinson said, “I’ve been working very hard and behind the scenes, I’ve created a private equity fund that’s going to give us the ability to dip our toes into some of the ultra-high-net-worth markets and some of those communities that we’ve aspired to build in.” Bradford has a new project set to appear in Atlanta Style & Design Magazine in March, which will showcase wellness-focused design, integrated technology and high-performance materials. The project utilizes insulated concrete forms (ICF) and HydroBlok wall assemblies to create fully waterproof, mold-resistant envelopes while maintaining high-performance interiors. Tune in to the full episode to learn how Bradford Custom Homes is setting a new standard for custom homes in Atlanta and beyond. Learn more at www.BradfordBuilds.com. About Bradford Custom Homes Bradford Custom Homes is a residential builder dedicated to creating thoughtfully designed homes that enhance the way people live. Grounded in intention, the company prioritizes quality materials that support long-term performance, durability and everyday comfort. Bradford takes on a limited number of projects each year to ensure disciplined execution, clear communication and close attention to detail throughout every phase of the build. Guided by a commitment to craftsmanship and integrity, it partners closely with clients to deliver highly personalized homes rooted in purpose and care. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Bradford Custom Homes: The Future of Luxury Homes appeared first on Atlanta Real Estate Forum.

Feeling overwhelmed by content, leads, and marketing ideas scattered everywhere?In this episode, Katie breaks down why Google Sheets is one of her favorite tools for staying organized without making content feel like a second full-time job. Inspired by a recent live class inside the #GetSocialSmart Academy, Katie shares practical ways real estate professionals and entrepreneurs can use Google Sheets as a simple, flexible “marketing home base.”You'll hear why you do not need to love spreadsheets to benefit from them, how Google Sheets can replace scattered notes and guesswork, and how staying organized can help you stay consistent without posting every day.In this episode, you'll learn:Why Google Sheets is a powerful (and free) organization tool for busy professionalsHow to use Google Sheets for content planning, batching, and marketing calendarsSimple ways to track leads and follow-ups without a complicated CRMHow to manage open houses, events, and client experiences in one placeIdeas for using Google Sheets for productivity, market data, and collaborationCommon mistakes to avoid when setting up your sheetsKatie also shares details about the full Google Sheets for Content Organization class, which includes step-by-step training, slides, and bonus templates like a 12-month content plan, buyer and seller lead trackers, and a Google Sheets cheat sheet.Helpful links & resources:Access the full Google Sheets class (included for #GetSocialSmart Academy members)Join the #GetSocialSmart Academy for weekly Coffee With Katie trainings, community Zooms, and masterclassesRequest a fun sticker pack via the link here or email katie@katielance.comLet's connect on Instagram @katielanceIf you enjoyed this episode, take a screenshot and share it on social media, or leave a 5-star review to help more people find the podcast.

Keith Weinhold breaks down how recent presidential housing policies could influence real estate investors and everyday homebuyers.  Then he walks through four different ways to eventually exit your investment properties—including a little-known strategy most investors have never heard of—so you can start thinking about how you'll one day harvest your gains, potentially with minimal or no taxes, while still preserving your wealth and flexibility. Episode Page: GetRichEducation.com/589 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the presidential administration has made some weighty decisions that could affect the real estate market for years. Then when it's time for you to sell your investment property, there are some smart ways to do it and some big mistakes to avoid. We're talking about four options for your real estate exit strategy, including the little discussed 721 exchange today on get rich education.   Keith Weinhold  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Russell Gray  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE you're inside one of America's longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, if you're working for the weekend, then you had better examine your Monday to Friday and start investing for leverage in income that's generated today. The good news is that down the road, when it comes time for you to sell your investment property, hopefully, after decades of handsome profits, even if that is years away, there are a lot of good options for you, including multiple ones that are tax deferred and effectively tax free. I'll discuss that later today, what we know, and what history has proven, is that savers lose wealth, stock investors maintain wealth, real estate investors build wealth. And I contend that within the discipline of real estate, being the investor is the best job of all of them, because, look, realtors rarely build wealth. Property managers that don't actually own the real estate, they also rarely build wealth. And the people on your maintenance team, they don't build wealth either. Now, as much as we might appreciate all these service professionals, I mean, I sure do this is not meant to disparage them. I'm trying to help you pick the right lane in real estate. Know that you're doing the right thing. Do the right thing before you do things right. By their own admission, the National Association of Realtors, the NAR they will tell you that the median gross income for a realtor is. Do you want to guess? Any guess as to what the median gross income for a realtor is? It is $58,100. that's it.    Keith Weinhold  3:37   And realize that's the figure being reported by the trade organization that represents the industry too licensed sales agents. Median income that's even lower. It is $41,700 also per the NAR I see myself realtors that have been in business 20 years, 30 years, 40 years, and all that time, they have never bought a single investment property for themselves. Instead, a lot of them spend their entire career helping other people get rich while they never get on the treadmill. But do you know what is even crazier to me, crazier than that, it's the number of people that manage properties, including some of my own property managers that I hire, and they don't own any investment real estate themselves. And I think that's crazy, because managers are doing what is one of the toughest jobs in real estate, always having to walk that tightrope, arbitrating between the property owner and the tenant, and as a result, often pleasing nobody. They're sort of like the football referee, the baseball umpire, the property manager they have to deal with The problem tenant. The manager has to bug the tenant to collect the late rent, and then your maintenance people. You know, I just met up with a contractor that's putting new flooring in one of my rentals. He's got a sense of humor, and he wore this great t shirt that says, I'm here because you broke it. I love that. But now his compensation isn't too shabby, but he's trading his time for dollars, and the income stops when his work stops. The lesson is, be the asset owner.    Keith Weinhold  5:35   Now this presidential administration has shaken up a lot of policies, good or bad we've got a bunch of new directives centered on the housing market. And really, this shouldn't come as any sort of surprise, since be mindful, the current White House occupant is a long time New York City Real Estate Investor, some of the more recent weighty moves that can affect you are banning institutional investors from buying single family homes that they turn into rentals, and the other one is a $200 billion bond purchase program aimed at reducing mortgage rates. Okay, whether those two things happen or not, it's good to look at their effect, how they move a real estate market, because when you understand the effects, then you learn a lesson, even if you're listening to this episode 10 years from now, the move to ban institutional investors. We're talking about conglomerate groups like Blackstone and invitation homes. The move to ban them from buying single family rentals is to try to reduce the demand and therefore, hopefully lower the price of single family homes in order to help affordability. Okay, that could work in concept. But here's the other thing that it does, there would be fewer rentals available on the market, because most institutional investors do buy those build to rent properties, that's what they're looking to acquire. So it's sort of what most any real estate investor would want. They would get higher rents and maybe some somewhat lower purchase prices, or at least a lower appreciation rate. But this whole move to ban institutional investors, that is mostly a nothing burger, that's all we're talking about here. And here's why you cannot undo the institutional purchases that were already made, and a lot of those got made, a lot of them during the pandemic. So it would only be banning new purchases. And another important point to consider here is how small this market is. I think these institutional buyers make a whole lot of outsized noise and often get pointed to as the boogeyman for running up prices of real estate. But that's not true. Only about two to 3% of single family rentals are owned by these giant investors, at least the ones that have over 1000 units. Okay, so this all sounds good as a political platitude. You trying to do something about it? I sort of understand that, but this ban, it just would not move the market very much at all now, perhaps a slight move could be triggered in cities that do have a lot of institutional ownership, like Atlanta, Jacksonville, Charlotte, but really little effect. The second directive from the President is having Fannie Mae and Freddie Mac buy $200 billion worth of mortgage bonds. This is really an effort to drive down mortgage rates and bring down monthly payments and make the cost of home ownership more affordable. The translation here for you is that whenever you inject money into something, money tends to flow more freely and rates get lower, kind of lowering the dam wall height, like I have given to you in other examples, when you buy bonds that demand pushes up bond prices, which lowers bond yields. And mortgage rates are tied to those lowered bond yields. And as soon as this was announced, like the very next day, mortgage rates fell into the high fives, yes, under 6% for the first time in three years. But the last thing effect of this that's been studied, and it's been shown to reduce mortgage rates by about three tenths of 1% so not nothing, but sort of small. However, if they're buying down rates like this one time, well then they might do it multiple times. So there you go. There are two recent directives from the president banning institutional investors from buying single family homes and buying mortgage bonds to lower mortgage rates.    Keith Weinhold  10:00   Either one of them with seismic effects. It's sort of like the 50 year mortgage proposal that the administration made a while ago, and that's probably not going to become a reality anytime soon, if ever. Here's a question that I have for you, and I'll let you answer. Do you like free markets, or would you rather have big government? Well, each of these directives are more government intervention into the free market, whether you like that or not. Another way to say it is that stuff like this makes a lot of splashy headlines, but it's not a bigger deal than a Philadelphia Eagles football game,at least. You know how these forces can move markets now    Keith Weinhold  10:46   straight ahead, it's the concise, definitive audio guide to selling your investment property. I'm going to detail four different ways that you can do it in this guide, including tax deferred and effectively, tax free methods. When you're able to defer taxes over and over again throughout your entire life, they effectively become tax free. You never have any tax obligation. Also, I will discuss one way of selling your property that you're probably not familiar with and you might have never heard about before in your life. I'm Keith Weinhold. You're listening to Episode 589 of get rich education.    Keith Weinhold  11:27   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre. Or or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again. 1-937-795-8989,   Keith Weinhold  12:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Russell Gray  13:12   Hi. This is Russell Gray, Main Street capitalist. You're listening to the get rich education show with Keith weinholden. Remember, don't quit your Daydream.    Keith Weinhold  13:20   You welcome back to get rich Education. I'm your host, Keith Weinhold, and I'm coming to you from Colorado Springs today, where I'm attending the real estate guys create your future goals retreat event, yeah, a goals event allows one to get introspective. One part of it is learning how I can serve you better on this show. Every week, since I do pour a lot of thought into what I share with you here. How much yeah, just, how much did this event mean to me? Well, my team is in the NFL playoffs, and I was willing to miss some playoff football for this.   Speaker 1  14:07    That's inexcusable, inexcusable. Playoffs. Don't talk about playoffs. You kidding me? Playoffs? I just hope we can win a game.   Keith Weinhold  14:19   Yeah, yeah. That is, that is, of course, the classic rant from a former NFL coach, Jim Mora. Maybe Jim needs to attend the goals retreat to put things into perspective here. now, whether it's just a few years from now or it's decades into your future, at some point we're all going to exit the real estate investing game, even if that's not until the day we die. I'll talk about that with whatever endeavor you're in. It is good to begin with. The end In mind. there's a good chance that you're either in real estate acquisition mode now, or you once were. Or where you're going to be in that real estate acquisition mode in the future, but after this accumulation phase of your life, hopefully, which you've turned into financial freedom through real estate, after that, you're going to be in the mode where, since you've already made it, you're going to want to just maintain the portfolio that you have or stop acquiring or you will want to sell eventually. The good news is that there are a lot of good options for selling your property and doing it, tax deferred and effectively tax free. Now I will not talk about selling your primary residence so much, though, this is focused on exiting from your investment property, primary residence sales rules with the IRS is that your first 250k of gain is exempt from capital gains tax if you're single, and your first 500k is shielded from tax if you're married. Quite a marriage incentive there.    Keith Weinhold  15:59   But as we focus on investment properties. This is influenced by a question from one of our older GRE listeners, 62 year old, Mark, who wrote in last year, was such a good question and I answered his question on air last month. I'll basically expand on that answer today. Mark said he has listened to every GRE episode ever, and therefore, congratulations, he made it. He reached financial freedom, and he's got a sizable portfolio. Some of his properties are paid off. Others are leveraged. But see, Mark is hesitant to buy more property because he's already made it his wife doesn't want more properties because she associates it with him having to do more work. Now, when you're still in pursuit of financial freedom, well, you don't mind investing a small slice of your time each month into real estate, a little light management, remotely, maybe, but once your residual income exceeds all of your expenses, well, then at that point, your time is going to start to become more valuable. So let's look at four here, four solid options for exiting your property, and then I'm going to examine the pros and cons of each one. The first of four is simply to sell real estate in the conventional way, just a plain sale to a buyer, where you see that it gets fixed up and you list it and you sell it outright. Well, the pros of this are is that it gets you to your exit, and it also turns your equity into cash. The cons, the downside of doing it this way is that you're going to give up your ongoing stream of income. Your Cash Flow is going to be gone. You might have to remove tenants, depending on your scenario. You have to fix up and stage the home to prepare it for the market. That could be as little as 5k or as much as 50k or more, depending on the size of your real estate, you're going to have to pay a real estate agent a commission of 3% or more and pay capital gains tax of 15% or more. That's one five. And you'll also have to pay depreciation recapture, and of course, you don't have to pay 15% of the total asset value. It's just 15% of the value gain during the time that you held this property, right? So the tax and fix up cost can eat into your profit with this first of four ways to sell your property, although you are still probably in for a pretty nice windfall upon the sale if you've held it for a while. All right, so the first way is a plain sail, and a lot of people would agree that is not the best way to do it. Okay, it gets far better from here. The second sale option that you have is something that a lot of real estate investors like us are familiar with, or have at least heard of, and the general public has not, and that is the 1031 exchange. You'll also hear it be called the 1031 tax deferred Exchange, or the 1031 like kind exchange, because you trade your property up for another property that's kind of like it. It is a hugely powerful wealth building and wealth preservation tool, okay, section 1031, of the IRS tax code that allows an investor to exit a property without incurring any capital gains taxes. That also does not trigger depreciation recapture when you sell your property, but in order for you to get those tax deferred benefits. Importantly, you have to roll your game into another piece of real estate. Now there are a lot of rules and nuances around 1031 ones. I have done multiple 1030 ones in my life, and they are so worth doing and amplifying your wealth, building power I will not cover all the rules and nuances those things like the three properties rule and the 200% rule, and that rule about how you need to identify your replacement property within 45 days and close on it within 180 days, and all of that. Because what I've done is I've completely broken that down on the show with you here previously, and as always, I explained it in the most clear, incoherent way that I could for you. I best did that on episode 143 of get rich education. The name of that episode is your 1031 exchange guide, tax deferral for life. Now, there do get to be some numbers flying around here, so you want to listen closely, you might find yourself skipping back for simple example purposes, in a 1031assume that you bought a $200,000 duplex 20 years ago, and it's now worth 500k you depreciated the value of the duplex every year, as is actually required by the IRS, assuming you took a total of 100k of depreciation over the life of your ownership of it, and you did not make any improvements to it. The basis of your property is then 100k because it's your 200k purchase price, minus 100k in total depreciation write offs. When you sell the property for 500k you now have a gain of 500k minus 100k which is 400k depreciation, recapture and capital gains are not taxed at the same rate, and it depends on some things, but let's assume that your blended tax rate is 20% that means you would owe 20% on your 400k so that would be 80k in taxes if you just did the plain sale. But not many people want to stroke a check to the IRS for 80k so instead, if you take your 400k of gain and roll it into a new property, or properties, you can defer your obligation to pay this 80k. Yes, you do not owe the IRS a thing. Now this is beautiful. You get that tax break virtually nowhere else in the investing world, okay, so what you've now done is that you have exited the property a duplex, in this case, via 1031 exchange, and you've traded it up for another property. So you're still a real estate investor. You have not exited being one of those, but you sold the duplex and replaced it with another property, or properties, all right, that was the second of four sale options, the 1031, exchange, and, yeah, as you can see, there do get to be some numbers flying around, some deep dive learning for you here. And that's why I lightened it up with the Jim Mora clip before we dove in.   Keith Weinhold  22:54   The third way is called refi for life. Now we could almost put an asterisk on this third way, because with a refi for life, it's not a sale of the property at all. What it is is it's really a way for you to sell your equity to a bank yet still retain the property. Therefore, you access capital without triggering any taxes. You get a nice, big windfall payout while you still hold the asset, and it keeps paying you up to five ways at the same time. Yeah, you will also hear this refi for life strategy referred to as other things. Refi till you die, is one way to put it, as equity accumulates, say, every five or 10 years, you just do another cash out refi, enjoy the tax free windfall and keep holding on to the asset that is the same thing. Other names for this repeated series of cash out refis throughout your life that you might hear, which I'm calling refi for life. Those other names are live on leverage, the equity to income strategy, the infinite hold, the generational hold strategy, hold until step up, or you might hear, buy, borrow, never sell. They all mean the same thing. I'm calling it refi for life. Let me give you a simple refi for life. Example, using conservative assumptions, say that today you put a total of 200k down to control $1 million worth of rental property. Your initial loan balance is 800k we'll just say your cash flow is zero. Your property is appreciated 6% per year. After 10 years, your million dollars of property, growing at 6% annually, is worth almost $1.8 million if you refinance a 75% loan to value your new loan, amount is 1.3 5 million you pay off the original 800k loan, that leaves you with raw. 550k of cash out refinance proceeds. Congratulations, you got a windfall, and your 550k is tax, free loan money to you not income, because the IRS says debt is not income, therefore it's not taxed. Yes, and you heard that right. You can do whatever you want with those funds. What you've now done is you pulled out more than two and a half times your original 200k investment. And yes, while you still own the property, you continue to hold this appreciating asset. Tenants keep paying down your debt over time, and inflation keeps working in your favor, all right, and remember, that's only what you did at the 10 year mark. You are not done. It just keeps getting better. Fast forward five more years to the 15 year mark, at 6% appreciation continuing your original Million Dollar Portfolio is now worth about $2.4 million at 75% loan to value that property supports total debt of roughly $1.8 million at this point, your existing loan balance from the prior refinance, it's still that 1.3 5 million so you pay it off with a new loan. This allows you to extract an additional 450k of tax free cash. So add it up. This means at the 10 year mark, you got 550k and then here, at the 15 year mark, you got another 450k across your two refinances combined, you have now pull out a cool million dollars in tax free loan proceeds. That's nearly $1 million of liquid, usable capital from an original 200k investment that you made 15 years ago, without you ever selling the property. You still own. What's worth now $2.4 million worth of property, you've got the million liquid and you still have not triggered any tax at all. So at this stage, you can just live off your million dollars of refinance proceeds, or you can choose to reinvest it into new assets. Or you can selectively pay down your debt to increase your cash flow, or you can simply hold and let inflation continue shrinking the real value of your loans, and let inflation continue to make your properties go up in price, then down the road when you eventually die, your heirs receive a step up in basis largely eliminating capital gains tax. That is just amazing. That is refi for life in plain English. So that is the third of four exit strategies that I'm sharing with you here today. And understand there are a few caveats here. I only went to the 15 year mark, you can keep doing it every five years. Beyond that, it just keeps getting better as leverage compounds the value of what you own. Now I kept it simple for learning purposes in an audio format with you here, you're probably going to have even more equity than those numbers I gave you because I didn't even include the principal pay down that your tenants make for you.    Keith Weinhold  28:26   And let's discuss a few more pros and cons of this refi for life plan. The pros are that you've borrowed, and you've done that with perhaps a home equity line of credit, home equity loan or a second mortgage, you borrowed against the property in perpetuity and get tax free cash. Interest paid on the amount borrowed is tax deductible too. If you don't have enough tax advantages, there's also that you've got zero property sale, transaction friction or risk, you pass along the value of your home or portfolio to heirs on a stepped up basis. What that means, in essence, is when you pass away your depreciation recapture and your capital gains are wiped out, that's what a stepped up basis means. Okay, those were the pros, the cons, the downsides of doing this, and there aren't very many, but it's that it does not get you out of property ownership while you're still alive. If that's what you're looking for, your property cash flow gets reduced when you do a refi because you have a new debt service obligation. However, you've also got incremental rent increases throughout time that could offset that. And the other thing is, think about your heirs. Sometimes heirs find it challenging to divide homes among themselves, so your heirs need to be pretty well educated on related real estate and tax principles. So those are the cons of refi for Life. We're talking about four distinct access strategies for your investment real estate today on get rich education podcast episode 589 I'm your host, Keith Weinhold    Keith Weinhold  30:09   and the fourth way, the least understood and least utilized way, is known as the 721 exchange. And I want to thank a different GRE listener named Nate in California in his acquire to retire blog. It's worth checking out. I want to thank Nate for his contribution here. Nate heard the GRE episode last year about 62 year old. Listener Mark's desire to sell, and that's what got Nate to write in about the 721 exchange, yes, just like the 1031 exchange is named for that particular section of the IRS tax code, it's just the same with the 721 and of all four methods we're discussing today, it's the only one of the four that I have not done myself. So I have studied it how the 721 exchange works is that say you have a case where you're a rental property owner and you realize that you just don't want the hassles of landlording, but you like the financial benefit that the ownership gives you. What you can do is sell your home to a partnership and receive shares in that partnership. The 721 exchange rules stipulate that this is not a taxable event, and therefore no capital gains tax or depreciation recapture are due. Now that you're an owner in the partnership, you still get the benefits of owning the property, like appreciation and cash flow and such, and you get these benefits across a greater number of properties in markets diversification, because you are a fractional owner in the other properties that are in the partnership, not only your own. And when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs. And see it is surely easier to divide shares among, say, four children than it is to divide your 31 rental houses among four children, because your four children are all going to have different goals and varying degrees of financial savvy. So the 721 exchange really is a great estate planning tool as well. So you will have this partnership that makes an offer to buy your property. Section 721, of the IRS Code allows a property owner to contribute real estate to a partnership in exchange for partnership units. And of course, you are going to need to learn how to vet the partnership. Now let's look at some of the pros and cons of this. The upside the pros are that it gets you out of being a direct property owner, if that's just something down the road that you don't want to do anymore. No more repair requests or HOAs, property tax bills, insurance bills, vacancies or property improvements. And of course, the hedge against that, I favor using a property manager to take care of that for me, but that is a different topic. But in any case, you also defer paying capital gains tax and depreciation recapture by rolling your equity into a qualified real estate fund. Some more upsides of the 721 are that you get shares in the real estate fund that offers you continued cash flow and possible appreciation. There's often no need for you to pay to fix up or stage the property for sale, no agent commissions to pay. You diversify your risk across multiple markets and properties you get to contribute to, and you sort of become part of a like minded community of real estate investors, and you peripherally stay attached to your real estate, even though you're no longer the direct owner of it. Now, of course, being a direct owner of real estate is where you get both the profits and the control, but again, after a decade, or even 50 Years of direct ownership, you're just choosing to be done with that phase. So the 721 is a permanent solution. There's no sort of next decision, stress or risk. It is done. It is solved. But like I said, the shares are easy to divide among heirs compared to a portfolio of homes. All right, how about the cons the negative of a 721 exchange? Well, you're going to forfeit the ability to borrow against your asset, the refi for life plan that I talked about in the third way you can sell your property. Also you're going to have to pay some onboarding fees or some management fees to the partnership, and you're going to lose future 1031 exchange availability. And that is it. That is the 721 exchange. Again, I want to thank GRE listener, Nate from California, for reaching out to the show, and he's got a great blog. That's what got me to study the 721 exchange some more. This can happen with an up rate. You've probably heard of a REIT before, really.   Keith Weinhold  35:00   Estate Investment Trust and upreet, up r, e, i, t, that is in umbrella partnership. REIT, as investors, we acquire and hold real estate for the long term because it provides those real estate pays five ways, benefits of appreciation, cash flow, ROA, tax benefits and inflation profiting. But as you begin with the end in mind, it's going to be aware of your options so that you can optimize that inevitable exit of yours down the row. To summarize what you've learned so far on this segment of the show is that there are four viable exit strategies for real estate investors, the straight sale, the 1031, tax deferred exchange, refi for life, which isn't a sale at all. It's a series of cash out refis, and finally, the 721 exchange, where you sell to a partnership, all with their various pros and cons. So some really good options for you. You can look up Ridge lending group, if you want to do a cash out refi on your investment property, they're very well versed in how to do those things. That was the third strategy, the refi for life. What do I personally recommend that you do? Well, I don't know your situation, but I can just tell you what I do myself, and that is generally, if I like a property, I keep doing the refi for life thing, continued cash out refinances, and I just keep holding onto the property and enjoying that tax free cash. That's if I like a property. If I don't like a property, I will be more likely to 1031 exchange it up into something larger, and when I'm older and done being a direct real estate investor, that's time. I'll probably take a close look at a 721, exchange and see if it's right for me at that time. How can you learn more about these four exit strategies and what professional parties might you want to use to help facilitate it? Well, it is the same place that you get free coaching from us, and it's also the same place where you find just the right next investment property so that you're going to have something to sell in future decades. That is it gre investmentcoach.com that's free consultation with our coaches at greinvestmentcoach.com   Keith Weinhold  37:19   I'm Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. Don't quit your Daydream.   Speaker 1  37:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  37:57   The preceding program was brought to you by your home for wealth building, get richeducation.com you.  

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