Podcasts about Ohio

Here is the full opinion: https://www.supremecourt.ohio.gov/rod/docs/pdf/0/2025/2025-Ohio-2323.pdf

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Christine Riccio & Natasha Polis talk all things nerdy in the book, tv, movie, pop culture, fandoms, and how they integrate into their adult lives. Today they're diving into the FIFTY best fictional characters of all time (according to them). Plus they chat the We Were Liars tv show, Taylor Swift, People We Meet on Vacation the movie, My Oxford Year on Netflix, and more!  Main discussion starts at: 37:00 Today in Fangirl Tea Time: Join Christine and Natasha for more stories about their recent life escapades. Support the pod by joining the Forking Fangirls Patreon community: http://patreon.com/thoseforkingfangirls  Follow the visual show on our Youtube: http://youtube.com/@thoseforkingfangirls   Preorder Christine's new book THIRTY, FLIRTY, & FOREVER ALONE: https://www.amazon.com/dp/1662532156 Add Thirty Flirty & Forever Alone on Goodreads: https://www.goodreads.com/book/show/230393104-thirty-flirty-and-forever-alone Check out Natasha's sewing classes: https://www.natashapolis.com/ Join our patron to get 10 dollars off the classes! Come to Romance Con in Milwaukee Wisconsin: September 5-6, 2025! Use code FANGIRL to get 15% off your tickets: https://www.romance-con.com/ Come to Romance Con in Toledo, Ohio! November 8, 2025 toledolibrary.org/romance-con Get Christine's novel Attached at the Hip: https://a.co/d/grmPeVy  Check out the Selkie Collection and get 10% off your order with code TASHAPOLIS https://selkiecollection.com/collections/all Website: https://thoseforkingfangirls.com/  Email us feedback: thoseforkingfangirls@gmail.com  Instagram: https://www.instagram.com/thoseforkingfangirls/ Twitter: https://twitter.com/forkfangirlspod  TikTok: https://www.tiktok.com/@thoseforkingfangirls

Let us know what you think of this episode with a text!Big toilets in the Big Apple, Public Safety personnel ambushed in Idaho and Milwaukee, and cops suing cops in Ohio. Email: 3copstalk@gmail.comWebsite: https://www.3copstalk.comYoutube: https://youtube.com/channel/UCFWKMerhChCE6_s5yFqc4awFacebook: 3 Cops Talk | FacebookInstagram: https://instagram.com/3copstalk?igshid=YmMyMTA2M2Y=

This episode was originally published on The Murder Sheet's main feed on July 4, 2025.The Cheat Sheet is The Murder Sheet's segment breaking down weekly news and updates in some of the murder cases we cover. In this episode, we'll talk about cases from Alabama, Idaho, Missouri, and Ohio, as well as nation-wide, across the United States of America. Associated Press's reporting on the murders of Idaho firefighters John Morrison and Frank Harwood and the wounding of David Tysdal: https://www.boston.com/news/national-news/2025/07/01/idaho-ambush-suspect-wess-roley/Fox 11's reporting on the murders of Idaho firefighters John Morrison and Frank Harwood and the wounding of David Tysdal: https://fox11online.com/news/local/neenah-high-school-alum-among-firefighters-killed-in-idaho-ambush-frank-harwood-wisconsin-coeur-dalene-kootenai-county-battalion-john-morrison-wess-roley-brush-fire-dave-tysdalThe Spokesman-Review's reporting on the murders of Idaho firefighters John Morrison and Frank Harwood and the wounding of David Tysdal: https://www.spokesman.com/stories/2025/jun/30/suspect-in-idaho-firefighter-killings-identified-a/Fox News's report on the charges against Jordan Willis and Ivory Carson in the deaths of Ricky Johnson, David Harrington, and Clayton McGeeney: https://www.foxnews.com/us/kansas-city-chiefs-fans-deaths-prosecutors-seek-tougher-chargesUSA Today's report on the charges against Jordan Willis and Ivory Carson in the deaths of Ricky Johnson, David Harrington, and Clayton McGeeney:https://www.usatoday.com/story/news/nation/2025/06/27/kansas-city-chiefs-fans-death-murder-charge/84387725007/People's report on the charges against Jordan Willis and Ivory Carson in the deaths of Ricky Johnson, David Harrington, and Clayton McGeeney: https://people.com/why-chiefs-fans-friend-is-now-charged-with-murder-exclusive-quotes-11763812The Sandusky Register's report on the case of true crime podcaster Ashli Ford and her attorney: https://sanduskyregister.com/news/595034/attorney-switches-sides/The Sandusky Register's report on the case of true crime podcaster Ashli Ford: https://sanduskyregister.com/news/594351/state-opposes-podcasters-motion/The Norwalk Reflector's report on the case of true crime podcaster Ashli Ford: https://norwalkreflector.com/news/589011/podcaster-takes-witness-stand/The opinion on the Michael Sockwell case in the murder of Isaiah Harris the United States Court of Appeals For the Eleventh Circuit: https://media.ca11.uscourts.gov/opinions/pub/files/202313321.pdfWSFA's reporting on the Michael Sockwell case in the murder of Isaiah Harris: https://www.wsfa.com/2025/07/01/alabama-death-row-inmate-convicted-murder-for-hire-granted-retrial-after-3-decades/NPR's report on falling murder rates: https://www.npr.org/2025/06/30/nx-s1-5448852/murders-down-nationwide-covidPre-order our book on Delphi here: https://bookshop.org/p/books/shadow-of-the-bridge-the-delphi-murders-and-the-dark-side-of-the-american-heartland-aine-cain/21866881?ean=9781639369232Or here: https://www.simonandschuster.com/books/Shadow-of-the-Bridge/Aine-Cain/9781639369232Or here: https://www.amazon.com/Shadow-Bridge-Murders-American-Heartland/dp/1639369236Join our Patreon here! https://www.patreon.com/c/murdersheetSupport The Murder Sheet by buying a t-shirt here: https://www.murdersheetshop.com/Check out more inclusive sizing and t-shirt and merchandising options here: https://themurdersheet.dashery.com/Send tips to murdersheet@gmail.com.The Murder Sheet is a production of Mystery Sheet LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dean's Chat hosts, Drs. Jensen and Richey, welcome Dr. Robert Sage to Dean's Chat!  Dr. Sage is a member of the Board of Trustees of the American Podiatric Medical Association (APMA).. When elected in 2023, Dr. Sage said, “I look forward to being a part of the work of the APMA Board of Trustees, APMA is the leading organization representing podiatrists nationwide, and I am honored by the trust my peers have placed in me by electing me to serve.” Dr. Sage's career in podiatric medicine and surgery spans 25 years. He has been active with the Wisconsin Society of Podiatric Medicine throughout his career, serving twice as president and playing an instrumental role in passing key legislation, including an updated podiatric practice act, imaging bills, and a bill allowing podiatrists to supervise physician extenders. As a long-time delegate from the state of Wisconsin to APMA's House of Delegates, Dr. Sage has served as president of Acey-Deucy, an alliance of small states within the House of Delegates. He also has served in leadership positions with the Midwest Podiatry Conference and Wisconsin's Podiatry Affiliated Credentialing Board. He became active with APMA's Membership Committee more than 15 years ago, serving as chair since 2019. Dr. Sage is active within the Beloit Health System and has served on the Medical Executive Committee, as chair of the Surgery Department, and as president of the medical staff. He is a coach and volunteer for YMCA and active in the Beloit, WI, community. "We are honored to have Dr. Sage as a member of our Leadership Team and Medical Staff. We are fortunate he will be representing the interests of his profession and our Community." Tim McKevett, President/CEO of Beloit Health System. Dr. Sage received his Doctor of Podiatric Medicine degree from the Ohio College of Podiatric Medicine (now Kent State University College of Podiatric Medicine) in 1998 and completed his residency training at PHS Mt. Sinai East Hospital in Ohio.

Eric Kronberg — Principal at Kronberg Urbanists + Architects — is in good traffic this week to talk about the mechanics of building better neighborhoods. Are family units have gotten smaller, while our home sizes have gotten larger. This means less supply, and less opportunity to build more. We get into what makes zoning reform such a powerful tool in evolving this housing dynamic, why parking minimums are the silent killer of affordability, and how small-scale development is the most durable path forward. Eric translates urbanism into practical action better than anyone — not just through design, but through policy advocacy and development. His perspective is vital to American urbanism.We discuss:00:00 Eric Kronberg is in good traffic.01:34 From Ohio roots to southern urbanism.04:25 What zoning actually does (and doesn't do).06:25 Parking minimums, explained.11:27 Visual storytelling in policy change.21:04 Household size, square footage, and the housing crisis.28:22 Why Atlanta's growth patterns matter nationally.31:05 Optimistically tackling NIMBY politics.34:35 How local advocates shape real change.43:22 On the Incremental Development Alliance.46:15 Revising ordinances and quick development math.49:26 What new developers need to learn.52:18 The promise of an e-bike commute.Further context:The household size slide we reference.Kronberg Urbanists + Architects.Incremental Development Alliance.Inc Codes.Follow Eric on LinkedIn.

Michigan and Ohio are two states renowned for their intense rivalry.  When you think of the rivalry between the two states, you may automatically think of the rivalry between the University of Michigan and Ohio State on the football field.  However, their rivalry extends far beyond that. In 1835 and 1836, the two states came close to going to war over a border dispute.  The results of that dispute can still be seen on the map today. Learn about the history of one of the most vicious interstate rivalries in the United States on this episode of Everything Everywhere Daily. ***5th Anniversary Celebration RSVP*** Sponsors Quince Go to quince.com/daily for 365-day returns, plus free shipping on your order! Mint Mobile Get your 3-month Unlimited wireless plan for just 15 bucks a month at mintmobile.com/eed Jerry Compare quotes and coverages side-by-side from up to 50 top insurers at jerry.ai/daily American Scandal Follow American Scandal on the Wondery App or wherever you get your podcasts. Subscribe to the podcast!  https://everything-everywhere.com/everything-everywhere-daily-podcast/ -------------------------------- Executive Producer: Charles Daniel Associate Producers: Austin Oetken & Cameron Kieffer   Become a supporter on Patreon: https://www.patreon.com/everythingeverywhere Update your podcast app at newpodcastapps.com Discord Server: https://discord.gg/UkRUJFh Instagram: https://www.instagram.com/everythingeverywhere/ Facebook Group: https://www.facebook.com/groups/everythingeverywheredaily Twitter: https://twitter.com/everywheretrip Website: https://everything-everywhere.com/  Disce aliquid novi cotidie Learn more about your ad choices. Visit megaphone.fm/adchoices

We all know about physical fitness, but what if we treated mental fitness with the same urgency and structure? In this episode, psychiatrist and author Dr. Drew Ramsey joins Gabe Howard to reveal how everyday choices like eating more vegetables or going on a daily walk can profoundly reshape our brains and protect our mental health. No fancy meds or complicated therapy — just smart, doable actions that turn your mind into a powerhouse. Discover why mental fitness is the missing piece in our mental health crisis and how stacking simple changes can protect your brain for life. Listen in and learn: simple tenets of mental fitness that anyone can start today how your diet and daily routines shape your brain health why connection and engagement are brain superfoods how to unburden trauma and build purpose for lasting strength If you're looking for real, science-backed ways to feel better and stay better — without gimmicks — this episode will change how you think about your mental health forever.  Cold Open Transcript: Gabe Howard: People psych themselves out and say, oh, well, I put butter on my broccoli. I've ruined it. Everybody seems to think that if they're not a raw vegan, then there's no point in eating healthy. And I think that's a mistake. Drew Ramsey, MD: That's a huge mistake. It's also not what the data says, if you look at research. What I've tried to bring to the mental health world is the notion that we need to think about food when we're thinking about things like depression, anxiety, bipolar illness, trauma recovery, substance use disorders, psychotic disorders, all of these have big nutritional implications. Our guest, Drew Ramsey, MD, is a board certified psychiatrist, psychotherapist, and author. ​His work focuses on evidence-based integrative psychiatry, Nutritional Psychiatry and male mental health. He founded the Brain Food Clinic, a digital mental health practice, and Spruce Mental Health in Jackson, Wyoming. Using the latest research along with decades of clinical experience, he hopes to help people improve their mental health and build resilient mental fitness. He and his team have created three e-courses: Healing the Modern Brain, Eat To Beat Depression, and Nutritional Psychiatry for Clinicians; along with free downloads, the free nutritional psychiatry cooking class the Mental Fitness Kitchen, a weekly mental health update newsletter Friday Feels, and a mental health and mental fitness focused podcast. ​His latest book, “Healing the Modern Brain: Nine Tenets To Build Mental Fitness and Revitalize Your Mind,” will be published by Harper Collins in March 2025. His previous books helped establish Nutritional Psychiatry and explore the connection between food and mental health: the international best-seller “Eat To Beat Depression and Anxiety” (HarperWave 2021) now translated into 9 languages; the award-winning cookbook “Eat Complete: The 21 Nutrients that Fuel Brain Power, Boost Weight Loss and Transform Your Health” (HarperWave 2016); the bestseller “50 Shades of Kale” (HarperWave 2013) and “The Happiness Diet: A Nutritional Prescription for a Sharp Brain, Balanced Mood and Lean, Energized Body” (Rodale 2011).  ​Learn more at DrewRamseyMD.com. Our host, Gabe Howard, is an award-winning writer and speaker who lives with bipolar disorder. He is the author of the popular book, "Mental Illness is an Asshole and other Observations," available from Amazon; signed copies are also available directly from the author. Gabe is also the host of the "Inside Bipolar" podcast with Dr. Nicole Washington. Gabe makes his home in the suburbs of Columbus, Ohio. He lives with his supportive wife, Kendall, and a Miniature Schnauzer dog that he never wanted, but now can't imagine life without. To book Gabe for your next event or learn more about him, please visit gabehoward.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Joe Pisapia, Andrew Erickson, and Terrell Furman Jr. as they preview the AFC West from a betting perspective! Timestamps: (May be off due to ads) Intro - 0:00:00 AFC West Coaching & Personnel Changes - 0:00:30 Novig Promo - 0:13:06 AFC West Win Totals Breakdowns - 0:14:05 Division Winner Futures - 0:24:27 Best Bets & Wild Cards - 0:27:22 BettingPros App - 0:32:10 Helpful Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Pick Tracker⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Want to track all of your wagers in one place? Check out the BettingPros Pick Tracker. It syncs up with your sportsbooks to tally which picks hit, and which miss AND gives you a live look at what the public is doing so you can use real-time tracking to determine which plays to make, and which to fade: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/pick-tracking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bet365 - Bet365 has a special offer for our listeners! Turn five dollars into one hundred and fifty dollars of bonus bets when you join Bet365. To claim the offer, just go to bettingpros.com/365 and deposit at least ten dollars. If you place a bet of at least 5 dollars, you’ll earn 150 dollars in bonus bets. Again, that’s bettingpros.com/365. 21+ Only. Must be present in Arizona, Colorado, Illinois, Indiana, Iowa, Kentucky, Louisiana, North Carolina, New Jersey, Ohio, Tennessee, or Virginia. Gambling problem? Call 1-800-GAMBLER or 1-800-BETS OFF (if you live in Iowa). Terms & Conditions Apply* ⁠⁠⁠⁠Novig - Looking for a smarter way to bet on sports? There's a new sports trading platform that's changing the game -- it's called Novig. It’s legal in most states, including Georgia, California, and Texas. It’s peer-to-peer, which means you’re competing against other users, not the house. You can often get better lines than traditional books. You can set your own lines, which gives you control that most sportsbooks just don’t offer. There are no commissions or hidden fees — seriously. It uses a coin deposit system, but it’s REAL money. And you can use code DAILYJUICE for 50% off your first coin purchase, up to $25. Check it out now at bettingpros.com/novig. See omnystudio.com/listener for privacy information.

From mortgaging his house for a used “bug truck” to commanding Ohio's slickest 10,000-sq-ft “Beehive” HQ, Jason Carpenter has turned Environmental Pest Management into the Midwest's apartment-pest juggernaut—servicing 1 million+ units with a patented data platform (“Pest Genius”) and a 3,000-page digital playbook that lets the business run while he's on the back nine. Sit in with the Blue-Collar Twins as Jason lays out: Door-Knock Origins → $350 K Contract – how a single 50-unit bed-bug job snowballed into a $300 K+ recurring deal and rewired his focus from homes to high-density housing.Pest Genius – the in-house software (and patent) that tracks every unit, photo, KPI and health-department audit across millions of square feet.EOS + Family Power – wife Karen (COO), son Brandon (VP) and daughter Kayla (content chief) running weekly scorecard L10s while Jason stays out of the office—unless he's eaten or played 18.Net over Vanity – why a Franco Giannamore valuation wake-up call pushed margins from “meh” to mission-critical and reset his eight-year, $20 M/20 % BHAG.Golf, Barter & Brand – converting country-club barters into 100+ clients and why density beats door-to-door for long-term wealth.Exit Options – succession plans, EBITDA realities and the number that makes walking off the course worth it. Stick around for Jason's candid take on therapy-backed leadership, mastermind ROI, and why every technician needs to read their P&L. Buzz EP 209 Jason Carpe… From PE Teachers to Pest-Control Owners: The Julio Twins' POTOMAC Experience https://youtu.be/HAx9noqsqTo https://www.linkedin.com/in/paulgiannamore www.potomaccompany.com https://bluecollartwins.com Produced by: www.verbell.ltd Timestamps (podcast.co-ready) 00:00 – Cold-open: Jason on the 3,000-page playbook & “letting the business run itself” 00:35 – Intro at the Beehive; Twins recap Jason's mortgage-and-a-truck origin story 02:00 – Westerville roots, single-mom hustle & senior-year couch-surfing with Chip 05:55 – Sales chops: from shoe store to car lot to bartending—and gambling pool halls 08:00 – Meet-cute with pest control: father-in-law's family firm, $50 K salary, first kids 11:00 – Basement startup (2003), door-knocking for residential accounts 12:45 – 2006 pivot: $40 K bed-bug job uncovers $300 K apartment contract 16:00 – Deciding to own the apartment niche; first million-door vision set 18:15 – Building Pest Genius—tracking every unit, photo & treatment across states 22:40 – Patent filed; integrations with PEStack & Outlook; “differentiator” explained 25:30 – Family dynamics: Karen (COO), Brandon (VP), Kayla (social) & twin grand-babies 28:45 – Therapist-mediated exec meetings; Jason allowed in office only after golf or lunch 30:10 – Chasing the PCT Top 100 & Ohio #1 goals; revenue vs. EBITDA reality check 33:00 – Franco's valuation shock → margin overhaul; net focus pays off 36:00 – Weekly exec L10 cadence; bonus plan ignites management team 38:30 – Golf-course barters to close clients; 220 rounds logged last season 40:00 – Roadmap: $20 M at 20 % by age 62, new HQ, platform density > door crews 42:50 – Advice to solo operators: “embrace small, learn, keep going” 45:00 – Potomac 100 mastermind tease & Puerto Rico invitation 46:30 – Outro & Private-Equity Masterclass CTA

Hello and welcome to another episode of Ohio Mysteries Backroads. In tonight's episode we explore the Ohio serial killer, Cletus Reese, who murdered 3 men on his farm in rural Ohio near the small town of Nellie in Coshocton County. The murders took place in 1954 and the once bucolic family farm took on the dubious name: Murder Ridge. We take a look at the life of Cletus Reese and the 3 murders that lead to his ultimate death at the Lima State Hospital. Note: This episode contains descriptions of violence and sexual assault, listen with caution. Check out Ohio Mysteries Backwoods Facebook page!: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/profile.php?id=61558042082494¬if_id=1717202186351620¬if_t=page_user_activity&ref=notif⁠⁠⁠⁠⁠⁠⁠⁠  Please check other podcast episodes like this at: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.ohiomysteries.com/⁠⁠⁠⁠⁠⁠⁠⁠  Dan hosts a Youtube Channel called: Ohio History and Haunts where he explores historical and dark places around Ohio: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCj5x1eJjHhfyV8fomkaVzsA⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded at the Palm Street Studio on a Monday night with the AC cranked.  Was Michael Landon and asshole?  We try to plan something special for episode 700...and it will no be special at all.  It's time for Junior's trivia show and it gets everyone riled up as always...so riled up that one guests can't even stay in his chair.  This is why we can't have nice things.  The Grumpy Griller says that the trivia is rigged and this time...it actually is!  The categories for trivia this week are Caddyshack, The wnba, ohio, and capital cities around the world.  A very successful fundraiser over the weekend at The Blue and beyond.  Phil's modem damn near lights the house and studio on fire, what an ordeal, let's hope AVS makes it right.Featuring Silent S, Brian "The Blade", The Hall of Famer Junior, and The Grumpy Griller along with your host Sir Phillip and Lord Adam. Make good choices!

Gov. DeWine signed the biennial budget into law and made 67 line-item vetoes. He nixed a plan to allow counties to reduce property taxes if school districts had a lot of money in their savings accounts. But the richest Ohioans get a 20% income tax cut.

Your Good Friend Jimbo and King discuss the Cleveland Browns getting $600M from the State of Ohio to build a new enclosed stadium in Brook Park, OH, despite the City of Cleveland trying to fight to keep the Browns within the city borders. We also discuss the Jalen Ramsey/Minkah Fitzpartick/Jonnu Smith trade between the Dolphins and Steelers, and who (if anyone) won this trade. ▪︎Donation Station: http://www.BuyMeACoffee.com/STSports ▪︎Visit Our Merch Store: http://stay-tuned-sports-merch.printify.me ▪︎Join The Discord: https://discord.com/invite/7H3xJSksxJ 

In this episode of the Men of Influence Show, host Tim Holloway welcomes Pastor Michael Kelley, a seasoned pastor with over 40 years of experience, to dive deep into the transformative power of faith. From his roots in a Pentecostal Holiness background to leading a vibrant network of house churches in Ohio, Michael shares his journey of moving from legalism to a revelation of God's grace and love. Together, Tim and Michael explore how faith, rooted in relationship with God as a loving Father, King, and friend, becomes the cornerstone for a healthy spiritual life. They discuss overcoming condemnation, embracing sonship, and the role of grace in empowering believers to live transformed lives.Michael unpacks key elements of faith, emphasizing that knowing God personally; through His Word, the Holy Spirit, and prayer; unlocks a believer's identity and destiny. With personal stories, including Tim's own encounter with God during a life-altering crisis, this episode highlights how faith works through love, not legalistic formulas, to bring freedom and purpose. Michael also shares practical takeaways, like meditating on God's Word and seeking the Holy Spirit's revelation, to help listeners grow in their faith and impact their communities.Key TakeawaysFaith is Relationship: True faith is about knowing God as a loving Father, not following rigid equations or legalistic rules.Grace Transforms: Grace, received through faith, empowers believers to overcome sin and embrace their new identity as sons of God.Sonship Over Sin: Shifting from a sin-focused mindset to righteousness-consciousness unlocks a believer's true identity and purpose.Meditate on the Word: Engaging with God's Word and the Holy Spirit reveals Jesus, the living Word, and drives transformation.Community Impact: A faith rooted in love and identity equips believers to influence their cities and beyond for Christ.“Faith worketh by love. It's not about equations; it's about your relationship with a God who calls you His son.” - Pastor Michael KelleyLearn more about Tim through the following links:FacebookPodcasting group

The Ohio History Connection is mapping patriots' gravesites, in hope of better preserving them across the state.

We're back from Origins, and we've got stories to tell! AC from Lords of the Dungeon joins us to spin some yarns from our trip to Columbus, Ohio. Then we dive into the games we've been playing, including Friedrich, Euphoria, Coffee Traders, Wroth, Mystery of the Abbey, The Quest for El Dorado, and a featured review of Stupor Mundi by Nestore Mangone. Stevie S takes the helm for the News segment while Tony's away, and the Gang answers a couple of listener questions. Friedrich: 00:30:39, Euphoria: 00:39:56, Coffee Traders: 00:45:03, Wroth: 00:53:18, Mystery of the Abbey: 01:02:59, The Quest for El Dorado: 01:13:31, Stupor Mundi: 01:25:32, News with Stevie S: 01:59:55, Short Topic Extravaganza: 02:47:54. Check out our sponsors Restoration Games at https://restorationgames.com/. Game Toppers at https://www.gametoppersllc.com/. And CGE at https://czechgames.com/.

Join Seth Woolcock, Chris Welsh, and Joe Orrico as they highlight their favorite futures bets to make across MLB as the second half of the season kicks off! Timestamps: (May be off due to ads) Intro - 0:00:00 MVP Picks - 0:03:32 Cy Young Picks - 0:09:33 BettingPros Systems Tool - 0:16:43 Season Win Totals - 0:17:16 Division Winners - 0:21:34 Make/Miss Playoffs - 0:29:42 World Series Winner - 0:34:57 FantasyPros on Twitch - 0:39:45 Trade Deadline Impact Watch - 0:40:14 Big Longshot Bet of The Month - 0:47:14 Outro - 0:51:10 Helpful Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Pick Tracker⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Want to track all of your wagers in one place? Check out the BettingPros Pick Tracker. It syncs up with your sportsbooks to tally which picks hit, and which miss AND gives you a live look at what the public is doing so you can use real-time tracking to determine which plays to make, and which to fade: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/pick-tracking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bet365 - Bet365 has a special offer for our listeners! Turn five dollars into one hundred and fifty dollars of bonus bets when you join Bet365. To claim the offer, just go to bettingpros.com/365 and deposit at least ten dollars. If you place a bet of at least 5 dollars, you’ll earn 150 dollars in bonus bets. Again, that’s bettingpros.com/365. 21+ Only. Must be present in Arizona, Colorado, Illinois, Indiana, Iowa, Kentucky, Louisiana, North Carolina, New Jersey, Ohio, Tennessee, or Virginia. Gambling problem? Call 1-800-GAMBLER or 1-800-BETS OFF (if you live in Iowa). Terms & Conditions Apply*See omnystudio.com/listener for privacy information.

Willie discusses a controversial law in the Ohio budget with the Enquirer Editor Beryl Love. Also Vivek Ramaswamy gives an update on his campaign for Governor, and Willie gets you ready for Reds baseball.

t's been 55 years since the Ohio National Guard opened fire on students at Kent State University who were protesting the US war in Vietnam. Four students were murdered at the Kent State Massacre: Allison Krause, Jeffrey Miller, Sandra Lee Scheuer, and William Schroeder. In this episode of The Marc Steiner Show, Marc speaks with Mike Alewitz, who was a student at Kent State in 1970, about what it was like to witness the massacre firsthand, and about how the true history of this critical moment in US history has been whitewashed ever since.Guest:Mike Alewitz is an internationally renowned muralist and Professor Emeritus of censorship, art, and politics at Central Connecticut State University. Alewitz was the founder and chairman of the Kent Student Mobilization Committee Against the War in Vietnam and an eyewitness to the May 4, 1970, Kent State massacre.Producer: Rosette SewaliStudio Production: David HebdenAudio Post-Production: Alina NehlichFollow The Marc Steiner Show on Spotify Follow The Marc Steiner Show on Apple PodcastsHelp us continue producing The Marc Steiner Show by following us and becoming a monthly sustainer.Sign up for our newsletterFollow us on BlueskyLike us on FacebookFollow us on TwitterDonate to support this podcast

These Are Good Days Show Notes - July 2025 Stuff We LoveArchie's - Supportive sandals with arch supportTop Golf - Find a location near you! It really is so fun to do with family and friends!Affogato recipe from one of our favorite cooks - Natasha's KitchenSure House Coffee in Downtown Wooster, Ohio. Try the Brown Sugar Latte!GCI Baseball Chair - You can get it in solid colors of floral patterns.Smackin' SeedsVillage Creamery & Grill - Located in Shreve, OhioFount Society Skincare - Use code: FS-LeeAnnMiller for 20% offThe Lyric Theater in Wooster, Ohio!Baked Potato Recipe - salt crusted baked potato recipe from Love and LemonsMagic Garlic Dust from Well Seasoned Table (Matt love Spice of Life too)Kinder's Seasonings - Matt is loving the Prime Steak with Black Garlic and TruffleThanks for being a part of our podcast community! You can follow Lee Ann and Matt on Instagram to keep up with happenings in between episodes. Click the link in their name to follow!If you know anything about us at all, you know a good cup of coffee is important to us - especially “frothy coffee.” Click here to grab some of our These Are Good Days blend coffee - we created this blend and couldn't love it more!Thank you to our sponsor Walnut Creek Foods and Walnut Creek Cheese and Market. Walnut Creek Foods creates products that are carried in stores all over the United States. Click here to see where you can locate a store near you that carry their incredible products. If getting packages on your doorstep is more your speed, click here to see all the Walnut Creek Cheese and Market products that can be shipped right to your door!

Seth and Shaun take a look around the NFL and discuss how in charge Aaron Rodgers might be in Pittsburgh and the Browns getting the OK from the Ohio government for a new indoor stadium.

Tim and Tyler talk to Drew Anderson about founding and scaling Cleveland Kitchen, an Ohio-based food company specializing in fermented and culinary vegetable products. — This episode is presented by American AgCredit. Check them out HERE. — Links Cleveland Kitchen - https://www.clevelandkitchen.com 

1 - Ohio congressman speaks with Dom regarding the Big Beautiful Bill, Big Pharma, COVID investigations, and the transgender athlete issue. Will there be a BBB vote tomorrow? 110 - Is Trump working OT today to get his bill through? Elizabeth Warren cried in her car over the Big Beautiful Bill making it to the next stage of legislation and posted it on the internet. 115 - Why doesn't Philadelphia own the Fourth of July? 120 - Who is at the top of the 4th of July rankings? Who beats Philadelphia? Your calls. 130 - PA State Representative Martina White joins us today. How big of a win is it for society on the UPenn ruling that bans trans athletes from sports and that they have to apologize to their athletes? What are Martina and state Republicans looking to pass in our legislation that might just make it to the governor's desk? What is Martina looking at with the upcoming Pa governor's race? Will the trash issue be resolved soon? 150 - We get Kirk's side answer. Your calls.

12 - Dom kicks off today with the biggest topics of the day, including Trump, the Big Beautiful Bill, and the DC33 strike. 1215 - Side - all time religious media member 1230 - New Jersey Gubernatorial Candidate Jack Ciattarelli joins the program. Is the job done or is work just getting started? What are the executive orders Jack will sign in to law if elected? What kind of homegrown advantage does Jack hold over his opponent, Mikie Sherrill? As UPenn apologizes to their athletes for allowing Lia Thomas to race alongside them, will candidates and politicians like Mikie Sherrill finally get that the general public that sports should be sex-oriented? As a businessperson, what can Jack do to get the economy rolling in The Garden State again? How can we combat anti-semitism? 1250 - Your calls to finish the hour. 1 - Ohio congressman speaks with Dom regarding the Big Beautiful Bill, Big Pharma, COVID investigations, and the transgender athlete issue. Will there be a BBB vote tomorrow? 110 - Is Trump working OT today to get his bill through? Elizabeth Warren cried in her car over the Big Beautiful Bill making it to the next stage of legislation and posted it on the internet. 115 - Why doesn't Philadelphia own the Fourth of July? 120 - Who is at the top of the 4th of July rankings? Who beats Philadelphia? Your calls. 130 - PA State Representative Martina White joins us today. How big of a win is it for society on the UPenn ruling that bans trans athletes from sports and that they have to apologize to their athletes? What are Martina and state Republicans looking to pass in our legislation that might just make it to the governor's desk? What is Martina looking at with the upcoming Pa governor's race? Will the trash issue be resolved soon? 150 - We get Kirk's side answer. Your calls. 2 - Diddy looks like he's going to get off relatively unscathed in the sex trafficking case against him. Why is it so important that justice is served in this case? Dom makes his argument citing other cases, such as the Bryan Kohberger and Christopher Fitzgerald cases, that bring no peace or justice to the victims' families. 210 - Why are the Democrats so against “No Tax on Tips” when it's a wildly popular idea? 215 - Dom's Money Melody! 220 - Your calls. 225 - What book has Dom's eye? 235 - Is Trump on the phone trying to get the BBB passed before Friday? 240 - Pam Bondi has raised the stakes with the Jeffrey Epstein case. Will it be another dud like the previous announcements? 250 - The Lightning Round!

In this special episode, Jeff and Hannah Vale share the behind-the-scenes journey of moving to Northeast Ohio and prepping for the grand opening Substructure Jiu Jitsu!From searching for the perfect location and transforming a space, to laying down our first Fuji mats and then soft launching in "come on in tomorrow" style, we take you through every step of building our academy from the ground up. We're proud to be the first Caio Terra Association affiliation in Ohio! We couldn't have done it without the incredible support of our friends, family, and the jiu jitsu community—thank you all for your encouragement, hard work, and belief in our dream!Special shout out to Fuji Mats for providing the best training surface in the business, and to everyone who helped us make Substructure Jiu Jitsu a reality. Whether you're a seasoned grappler or brand new to the sport, we invite you to join us on the mats and become part of our growing family. We're building something special from the ground up!#JiuJitsu #GrandOpening #SubstructureJiuJitsu #OhioJiuJitsu #BJJCommunity #FujiMats

Engineering Hope: Ken Atkinson and Brian ReiffIn the heart of rural Zimbabwe, where roads often wash away during the rainy season and clean water is scarce, a powerful partnership has formed — one that blends innovation with compassion. Faculty and students from Cedarville University's School of Engineering and Computer Science have teamed up with Karanda Mission Hospital to tackle these serious infrastructure issues while creating opportunities for ministry.The collaboration began when former missionary Ken Atkinson, now a Cedarville engineering lab technician, returned from Karanda with a heavy heart and a hopeful vision. The hospital faced severe water shortages and needed help.Cedarville students rose to the occasion. They engineered a small-scale municipal water treatment plant, creating a system that could purify river water and save lives — especially in a region where wells had run dry.But the mission didn't stop with water. Seeing how local roads were often impassable, Cedarville students, including recent graduate Brian Reiff, designed and built a pull grader — a massive earthmover that attaches to Karanda's tractor. What began as a senior design project quickly became a symbol of how technical skills can serve a greater purpose.More than just technical accomplishments, these projects are shaping lives. Students who once saw themselves working in labs or offices are now exploring how their skills can be used in missions. Some are even preparing to return to Karanda long-term.From clean water to better roads, from Ohio to Zimbabwe, this collaboration proves that engineering can be a ministry — solving physical problems while planting seeds of hope.Listen to this story of hearts and minds united for a cause greater than themselves on this week's Cedarville Stories podcast.https://share.transistor.fm/s/81f4fd7chttps://youtu.be/Dy3tcM4bcBU

In this episode of Weathering The Run, I sit down with rising Ohio ultra star Alec Cline, a runner who's been on an absolute tear this year, including a podium finish (3rd place) at the notoriously brutal Georgia Death Race. I first crossed paths with Alec at the Ohio Backyard Ultra, but our interview got delayed… and in hindsight, I'm glad it did because nearly every race since then, Alec has won.We dive into Alec's training mindset, his rapid climb in the ultra scene, and his upcoming race calendar, including:

Ohio Gov. Mike DeWine signed off on the state's new two-year operating budget at the deadline late Monday night into Tuesday. The $60 billion dollar spending plan includes money for a new Browns stadium in Brook Park. The state will chip in $600 million taken from unclaimed funds held by the Ohio Department of Commerce. The budget also flattens Ohio's income tax down to a single bracket meaning everyone, minus those who are exempted, will pay the same 2.75% tax rate. DeWine, however, did strike 67 elements from the budget using his line-item veto. It's by far the most he's used the line-item veto. For comparison, on the last operating budget, DeWine used the veto pen 44 times. Statehouse leaders have questioned why the governor removed elements of the budget viewed as property tax relief. Later, we bring you an excerpt from the 11th and final episode of the "Living for We: Keep Ya Head Up" podcast.

Fr. Dan Reehil reflects on the promises of God to Abraham as written about in the book of Genesis. He reminds us that God is always faithful to His promises even to those rejected by man. Radio Maria is a 100% listener supported radio station. If this broadcast has touched your life, please consider donating at https://rmusa.civi-go.net/donateStream live episodes of Battle Ready with Fr. Dan Reehil at https://radiomaria.us/ at 9:00 am cst or tune in on radio in Louisiana (580 AM Alexandria, 1360 AM New Iberia, 89.7 FM Natchitoches, 91.1 FM Lake Charles) in Ohio (1600 AM Springfield, 88.7 FM Anna, 103.3 Enon/Dayton) in Mississippi (88.1 FM D'Iberville/Biloxi) in Florida (91.9 Hammocks/Miami) in Pennsylvania (88.1 FM Hollidaysburg/Altoona) in Texas (1250 AM Port Arthur) in Wisconsin (91.3 FM Peshtigo), 1280 AM Columbia, TN (98.9 FM Columbia, TN)Download the Radio Maria Play app to any smart device:Android: https://play.google.com/store/apps/details?id=com.radiomaria.v3&hl=en_US&gl=US&pli=1iOS: https://apps.apple.com/us/app/radio-maria-play/id848153139 

A few years ago, the fireworks law changed in Ohio - but fireworks didn't get any less dangerous - and that's just one of many risks that go along with the Fourth of July holiday... Reminders to keep you safe, because no one wants to spend the holiday at the emergency room - or worse (at 13:51) --- What's Happening: An old-fashioned ice cream social to celebrate Independence Day at the Hancock Historical Museum... and that's just the start (at 23:36) --- Tiffin's Ritz Theatre has announced their upcoming season of live music and more (at 45:03)

We're diving into the controversy around Big League Advance, the investment firm being sued by pro athletes like Fernando Tatis Jr. for predatory financial deals that may violate state law. But first, we break down Brad Pitt's high-stakes F1 movie debut, the strange overlap between celebrity body image and sports, and how the Browns' stadium battle is splitting Ohio lawmakers. Plus: why politicians are courting athletes to run for office, and what we know about the federal gambling probe into Malik Beasley. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to longevity and consistency, he's West Virginia University's Cal Ripken.  Randy Meador's touch has been part of West Virginia University basketball since 1984.  It's the longest tenure by anyone involved in program history.  His 41 seasons as head athletic trainer have been defined by professionalism and dedication to his craft. And, oh yeah, he NEVER missed a single game.  Not one!The Ohio native will never be officially credited with any coaching victories, but his behind-the-scenes work led to countless wins for the Mountaineers. In this episode, the "Guys" celebrate Meador's retirement and look back at his amazing career with the Mountaineers. 

When Libby Greiwe realized that most client onboarding processes felt either clunky or cold, she decided to transform her own. What she has developed—based on her years as both a financial advisor and coach—is a system designed to create a seamless, personalized client experience that not only demonstrates professionalism, but also inspires client referrals within their first 100 days with the firm. Libby is the founder of The Efficient Advisor, a coaching and consulting business based in Loveland, Ohio, that helps financial advisors build systems to run their firms with less stress and more efficiency. Listen in as Libby shares how she breaks down onboarding into three 30-day phases, how her firm tracked client “intel” for meaningful personalization, and what she believes is the key to client loyalty and long-term growth. For show notes and more visit: https://www.kitces.com/444

Jessie Lang is a real estate investor, author, and educator who scaled her rental portfolio from 11 to over 70 units in just a few years. Based in Columbus, Ohio, Jessie specializes in the BRRRR method, systems-based renovations, and portfolio management with a lean remote team. She is the author of Rentals Made Easy, a tactical step-by-step guide for scaling rental properties with clarity, confidence, and consistency.    

Make the most of a lesser field that tees of in the Midwest this week; Join Pat Fitzmaurice and Bo McBrayer for their top 2025 John Deere Classic picks and predictions! Is Ben Griffin (+1600) worthy of being the betting favorite? Does Michael Thorbjornsen's (+3000) consistency make him a threat to win? Plus, can Cristobal Del Solar (+100000) be the latest longshot to cash for the boys? We dive into the betting odds, analyze the favorites and long shots, and reveal our top betting card selections. Plus, we reveal our one-and-done picks to help you maximize your winnings for the PGA season! Timestamps: (May be off due to ads) Intro - 0:00:00Rocket Classic Recap - 0:00:17 BettingPros App - 0:05:56TPC Deere Run - 0:06:42Novig - 0:10:34The Favorites - 0:11:44The Mid-Range Plays - 0:18:24The Longshots - 0:21:46Betting Cards Review - 0:24:53One-&-Done Selections - 0:25:33Outro - 0:26:17 Helpful Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Pick Tracker⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Want to track all of your wagers in one place? Check out the BettingPros Pick Tracker. It syncs up with your sportsbooks to tally which picks hit, and which miss AND gives you a live look at what the public is doing so you can use real-time tracking to determine which plays to make, and which to fade: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/pick-tracking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bet365 - Bet365 has a special offer for our listeners! Turn five dollars into one hundred and fifty dollars of bonus bets when you join Bet365. To claim the offer, just go to bettingpros.com/365 and deposit at least ten dollars. If you place a bet of at least 5 dollars, you’ll earn 150 dollars in bonus bets. Again, that’s bettingpros.com/365. 21+ Only. Must be present in Arizona, Colorado, Illinois, Indiana, Iowa, Kentucky, Louisiana, North Carolina, New Jersey, Ohio, Tennessee, or Virginia. Gambling problem? Call 1-800-GAMBLER or 1-800-BETS OFF (if you live in Iowa). Terms & Conditions Apply* ⁠⁠⁠⁠Novig - Looking for a smarter way to bet on sports? There's a new sports tradingh platform that's changing the game -- it's called Novig. It’s legal in most states, including Georgia, California, and Texas. It’s peer-to-peer, which means you’re competing against other users, not the house. You can often get better lines than traditional books. You can set your own lines, which gives you control most sportsbooks just don’t offer. There are no commissions or hidden fees — seriously. It uses a coin deposit system, but it’s REAL money. And you can use code DAILYJUICE for 50% off your first coin purchase, up to $25. Check it out now at bettingpros.com/novig. See omnystudio.com/listener for privacy information.

Ken Carman and Anthony Lima react to the news of the Ohio state budget being finalized, which includes $600 million in funding for the Cleveland Browns' Brook Park dome project. The guys break down the details while lamenting on the end of outdoor winter football in Cleveland.

Nic Barlage, CEO of Rock Entertainment Group and the Cleveland Cavaliers, joins Ken Carman and Anthony Lima to break down the WNBA's return to Cleveland via an expansion franchise, whether the team will adopt the old "Rockers" moniker, and what the team means for the city and the state of Ohio.

Willie breaks down the Ohio budget with state Senator Steve Huffman. Also Steve Goreman explains why we saw temperatures approaching 100 last week in the Midwest. Finally John Lott reviews the NYC Democrat mayoral primary.

Jenny Young is the Founder and CEO of Brooklyn Robot Foundry, the vibrant and inclusive brand dedicated to prioritizing diversity and empowerment for children of all backgrounds and communities through STEAM education. Jenny is a trained mechanical engineer turned entrepreneur to bring a more diverse, inclusive and creative approach to STEAM education. Founded in 2011 and with four locations open currently, the brand focuses putting the “art” in science, technology, engineering and mathematics (STEM) and sharing the fun of STEAM education with children everywhere, inspiring them to continue a life full of exploration, problem-solving, and imagination.

It's Tuesday, July 1, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson and Adam McManus Chinese Communists give pastors 3 years in jail for leading church Three pastors from Linfen Covenant Home Church in Shanxi, China have been sentenced to 2-4 years of prison time for various charges related to their leading an unregistered church in the communist country. The church issued a statement, announcing that “We honor the service of Li Jie, Han Xiaodong, and Wang Qiang who suffered for righteousness, and we are willing to bear the cross with the Lord. We receive this verdict with a grateful and obedient heart.” Jesus offers this encouragement in Revelation 2:10 -- “Do not fear any of those things which you are about to suffer. Indeed, the devil is about to throw some of you into prison, that you may be tested, and you will have tribulation ten days. Be faithful until death, and I will give you the crown of life.” Brazilian homeschool mother facing $20,000 of fines Today, a Brazilian court will hear a case of a mom prosecuted for homeschooling her son.   Regiane Cichelero is facing fines of $20,000 and threats of losing custody of her child, for choosing home education on religious grounds.  Alliance Defending Freedom International has taken up the case.  Her legal counsel, Julio Pohl, pointed out that “No parent should fear state punishment for choosing to homeschool their child. Regiane made a lawful and conscientious decision to teach her son at home. We are hopeful that the court will affirm her rights and take an important step toward protecting parental rights in Brazil.”   Regiane continues to homeschool despite the risks involved. Pray for this case, which may serve as a precedent for the other 70,000 homeschooled children in Brazil.   Victory of Christian Colorado camp over transgender agenda Also, Alliance Defending Freedom has announced a favorable settlement for the Idrahaje Christian Camp in Bailey, Colorado. The camp was under threat of losing its license for refusing to submit to state requirements regarding the transgendering of bathrooms and living quarters. The name of the camp is taken from the phrase “I'd rather have Jesus more than anything!”  They use the first two letters of the first four words. The State of Colorado agreed not to take any enforcement action against Camp IdRaHaJe for violation of the gender identity requirements. The state has also clarified in a memo on its website that “churches, synagogues, mosques, or any other place that is principally used for religious purposes” are exempt from the transgendering requirements. Syria's own government helped massacre 1,500 Alawites Reuters has reported on its investigation of the Syrian massacre of 1,500 Alawites in March of this year. The perpetrators included units belonging to the new government based in Damascus. Ahmed Hussein al-Sharaa of the Free Syrian Army and Al-Qaeda took over Syria in January of this year. The new government has also instituted a constitution stating that  “The religion of the President of the Republic is Islam. … Islamic jurisprudence is the principal source of legislation.” This constitutes a step up in Islamic rule over Syria. According to Open Doors, Syria is the 18th most dangerous country worldwide for Christians. Iraq allows Muslim men to “marry” 9-year-old girls The new Iraqi government is also following Islamic Sharia law closely. Earlier this year, Iraq's parliament voted to give Islamic courts more control in family law, and permit child marriages for girls as young as nine years of age.  Supreme Court allows parents to opt kids out & requires porn sites to verify age Here in America, the U.S. Supreme Court is allowing parents opt-out rights for their elementary-aged children from having to participate in homosexual-themed lessons. That comes by a vote of 6 to 3. Writing for the majority, Justice Samuel Alito emphasized that “What the parents seek here is not the right to micromanage the public school curriculum, but rather to have their children opt out of a particular educational requirement that burdens their well-established right ‘to direct ‘the religious upbringing' of their children'” under  the free exercise clause of the First Amendment.  Another 6-3 ruling, the High Court has also upheld a Texas Law requiring pornographic websites to verify users are over 18 years of age.  Only adults will be allowed into these sinful activities. Writing for the majority, Justice Clarence Thomas concluded, ”The power to require age verification is within a State's authority to prevent children from accessing sexually explicit content.” But, in Matthew 5:27-28, Jesus said, “You have heard that it was said to those of old, ‘You shall not commit adultery.'  But I say to you that whoever looks at a woman to lust for her has already committed adultery with her in his heart.” U.S. government buying its own bonds The U.S. government is buying back its own bonds. Barchart reports the largest buyback in history occurred earlier this month.  Under the direction of Treasury Secretary Scott Bessent, the department bought $10 billion of its own bonds.  Federal Reserve on the ropes The Federal Reserve issued $150 billion of bonds in May, but only managed to sell half of them.   Also, the Fed has recorded its first two-year-in-a-row financial loss, totaling $192 billion in 2023 and 2024. This is the first time this has occurred in the Fed's 110-year history. Year to date,  the federal deficit  stands at $1.37 billion as of the end of May. That's 14% higher than last year at this time.  Dad jumps into ocean off Disney Cruise ship to save daughter Here's a story demonstrating a remarkable act of courage and love on the part of a dad. A young child fell off the fourth deck of a Disney cruiseliner on Sunday.   Her father took immediate action, dove in after her. . . and held her while treading water, until a rescue boat pulled them out of the ocean waters. An eyewitness explained what happened to WPLG News. EYEWITNESS: “They were playing shuffleboard that was on the fourth floor. The parents were playing, and then the little girl was climbing up on the railing and flew off.” One passenger said,  “The ship was moving quickly, so quickly, it's crazy how quickly the people became tiny dots in the sea, and then you lost sight of them.” Another passenger said, “I saw the mother crying and but when they rescued them, I think that's when the tears really started flowing.  I prayed to God to save them, and He did!” The Disney Dream was heading back from the Bahamas to Fort Lauderdale when the incident occurred. Worldview teens share their hearts 15-year-old Titus Beran in Omaha, Nebraska wrote me at Adam@TheWorldview.com. He said, “I love the verses included in the newscast! They really help me focus back on God's Word and bring every area of life, even politics and news, into captivity to the obedience of Christ.” And 16-year-old Leah Smith in Franklin, Kentucky wrote, “I have been subscribed to The Worldview in 5 Minutes for a little over a year. I don't watch the news on a regular basis, but have been continually blessed by the ministry of this website. It is so irregular to have such a concise, non-secular newscast that makes me aware of political news, needs of persecuted Christians, and even basic information that keeps me up to date on what is going on. “When I read your newscast transcript,  I am not only encouraged by stories of fellow believers, but I am also moved to pray for the issues in our world. God is truly using your Christian newscast to reach people with the truth. It has been a blessing in my life!” What Troy's three boys enjoy about The Worldview Troy in Horseshoe Bend, Arkansas talked to his three sons -- Sovereign, age 12, Shalom, age 10, and Apollos, age 7 -- about The Worldview. They said, “I like to start my morning at breakfast listening to it.” “I like how I get to hear about people around the world who need Jesus.”  And “I like that I can hear the news which is filtered through a Biblical lens.” Troy added, “We praise the Lord for all of you and your diligent service to the Lord. It is so exciting to hear about donors from all over the world who are united to us in Christ. What an encouraging example to our younger generation. Thank you from the bottom of our hearts.” 42 Worldview listeners gave $12,534.95 to fund our annual budget And finally, toward our $123,500 goal by yesterday, June 30, to fully fund The Worldview's annual budget for our 6-member team, 42 listeners stepped up to the plate. Our thanks to Sovereign, age 12, Shalom, age 10, and Apollos, age 7, in Horseshoe Bend, Arkansas who gave $4.50, Mamie in Tulsa, Oklahoma who gave $10 as well as Esther in Bolivar, Missouri, Henry in Elizabeth City, North Carolina, Holly in San Antonio, Texas, Carol in Kingston, New York, Amy in Ennis, Texas, and Jensen, age 9, in Humboldt, Saskatchewan, Canada – each of whom gave $25. We appreciate Mark in Goodyear, Arizona who gave $30, Kayden, age 16, in Gepp, Arkansas who gave $40 as well as Kolt, age 13, in Gepp, Arkansas, Isaiah in Fruita, Colorado, Alexander in Greensburg, Pennsylvania, Phillip in Alliance, Ohio, Sarah in Rolla, Missouri, and Constance in Los Alamos, California – each of whom gave $50. We are grateful to God for Joe and Sheryl in Westmoreland, Tennessee who gave $60, Michael in Torrance, California and Marty and Christa in Humboldt, Saskatchewan, Canada – both of whom gave $75, as well as Craig in Moriarty, New Mexico, Gay in Victoria, Texas, George in Edinburgh, Indiana, Debbie in Wildwood, Missouri, Gregory in Lodi, California, Duane in Moriarty, New Mexico, Marcia in Holland, Michigan, and an anonymous donor in Atlanta, Georgia – each of whom gave $100. We were touched by the generosity of Rusty in Marshall, Illinois and Josiah in Hillsboro, Kansas – both of whom gave $200, Frances in Beacon, New York who gave $240.45, Wes in Eden Prairie, Minnesota  and LuShun in Newport News, Virginia – both of whom gave $250, Kirtis in Gepp, Arkansas who gave $300, as well as Ed in Wellsburg, Iowo and Michele in Kindersley, Saskatchewan, Canada – both of whom pledged $25/month for 12 months for a gift of $300 each. And we were moved by the sacrifice of Danielle in Brighton, Colorado who gave $450, Brad and Judy in West Chicago, Illinois who gave $500, Troy in Horseshoe Bend, Arkansas who pledged $50/month for 12 months for a gift of $600, John in Auburn, Washington who gave $1,000, Max in Macon, Georgia  who gave $1,200, an anonymous donor from Louisiana who gave $1,200, and Jeanne in Columbia, South Carolina who gave $4,000. Those 42 Worldview listeners gave a total of $12,534.95 Ready for our new grand total? Drum roll please.  (Drum roll sound effect) $125,494.50!  (People clapping and cheering sound effect)   That means we exceeded our $123,500 goal to fund the 6-member Worldview newscast team by $1,994.50! On behalf of the entire Worldview newscast team -- including Kevin Swanson and Jonathan Clark who write the newscast transcript alongside myself, Emily Munday who helps research stories, Rebakah Swanson and Kayla White who add the music, select the image, and upload the audio to multiple platforms – thank you for sharing your treasure to ensure that we can deliver accurate news from a Biblical perspective for another fiscal year. 1 John 3:18 says, “Let us not love in word or talk, but in deed and in truth.”  Those of you who were prompted by the Lord to give financially and to pray for this ministry, you showed your love in your deeds. For that, we humbly thank you.  And I assure you, we'll be vigilant stewards of every hard-earned penny which you've entrusted to us. Close And that's The Worldview on this Tuesday, July 1st, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Rev up for an action-packed episode of the WFO Ignition Podcast with host Joe Castello and the Patreon crew! This week, we dive into Chase Elliott's thrilling NASCAR Cup Series victory at the Quaker State 400 from Atlanta Motor Speedway, where he ended a 44-race winless streak with a dramatic last-lap pass at his hometown track. We also break down the electrifying F1 Austrian Grand Prix, where Lando Norris and Oscar Piastri battled fiercely, with Norris clinching the win in a showdown that lit up the Red Bull Ring. Plus, we explore the buzz around the new F1 movie, diving into its impact on motorsports culture. And, of course, we've got the latest NHRA Drag Racing results from the Summit Racing Equipment NHRA Nationals in Norwalk, Ohio, featuring standout performances like Justin Ashley's Top Fuel win and the intense GETTRX Pro Stock NHRA All-Star Callout. Join us for high-octane recaps, hot takes, and the signature WFO energy that fuels the motorsports world

Shawn Ballinger (https://www.linkedin.com/in/shawn-ballinger-cfp%C2%AE-30834513/) is the Founder of Columbus Street Financial Planning, an Ohio-based, fee-only RIA overseeing $100 M in assets. After two decades advising high-net-worth families, Shawn launched his own firm in 2019 to prove that comprehensive wealth management shouldn't cost 1 % of a client's portfolio.A U.S. Army National Guard veteran and past President of the FPA of Central Ohio, Shawn now serves 75+ households on a complexity-based flat fee—delivering full-spectrum planning without the sticker shock.In this episode, Chris and Shawn discuss:Scaling from zero clients to $100 M AUM in five years on a flat-fee modelPricing tiers by complexity—and knowing when to raise feesOrganic growth through COIs, Kiwanis service, and community outreachWhy 50 % of great advising is client educationWhen a solo advisor should hire an intern, paraplanner, or full-time staffConnect with Shawn:LinkedIn: https://www.linkedin.com/in/shawn-ballinger-cfp%C2%AE-30834513/Website: https://columbusstreetfin.com/Email: shawn@columbusstreetfin.comMaximize your marketing, close more clients, and amplify your AUM by following us on:Instagram: https://instagram.com/ultrahighnetworthclientsTikTok: https://tiktok.com/ultrahighnetworthclientsYouTube: https://www.youtube.com/@uhnwcFacebook: https://www.facebook.com/UHNWCPodcastTwitter: https://twitter.com/uhnwcpodcastiTunes: https://podcasts.apple.com/au/podcast/ultra-high-net-worth-clients-with-chris-brodhead/id1569041400Spotify: https://open.spotify.com/show/4Guqegm2CVqkcEfMSLPEDrWebsite: https://uhnwc.comWork with us: https://famousfounder.com/faDISCLAIMER: This content is provided by Chris Brodhead for general information purposes only. It is not an offer to buy or sell any securities or investments. Investing involves risk of loss. Discuss all decisions with a qualified advisor, considering your goals, needs, and risk tolerance.

This week we talk about the USAC National Sprint Car Series visiting Fremont and Millstream, The Iron Man American Late Model Series bringing late models back to Limaland for the first time since 2007! We also talk about the World of Outlaw Sprint Cars visit to Cedar Lake, the World of Outlaw Late Models going north and the High Limit Series at Lucas Oil Speedway.

We have a special guest and episode today for Episode 140 of the Mark Price for 3 Podcast. Josh Hooper steps in today to co-host the podcast while Aaron is on vacation. Josh is a big Cleveland sports fan and lifelong Cavs fan. He is the morning host for River Radio in Columbus, Ohio. Thank you to Josh for stepping in this week. You can find all of the stations, podcasts (including this one) and listen on line at RiverRadio.com. Download for iPhone and Android or stream at riverradio.com

Legal Nuance in Vehicular Homicide Cases: "So the jury said, look, we think the prosecutor has proved all the elements of drunk driving, meaning operating a motor vehicle while under the influence of alcohol or operating the motor vehicle with a prohibited blood alcohol content. But we don't think that the prosecutor proved the actual homicide or the murder or the death component of it." - Steve PalmerThe Karen Reed case. It's a story that's captured national attention and is even featured in a new Netflix series. I'll break down the legal details behind the jury's decision: why Karen Reed was acquitted of manslaughter but still found guilty of DUI. Drawing on my own experience as a defense attorney, I explain how “lesser included offenses” played a role and why this outcome is such a big win for the defense. Whether you're a legal enthusiast or just trying to get a handle on what actually happened, I walk you through the key elements of this fascinating, headline-making case.My Key Takeaways:Lesser Included Offense Explained: The jury found Karen Reed guilty of drunk driving but not guilty of manslaughter. This distinction arose because, although the prosecution proved she was driving under the influence, they didn't prove she caused the death—a classic application of the “lesser included offense” principle.Impact on Sentencing: Being acquitted of the more serious charge meant avoiding felony prison time, leaving only the DUI conviction, something far less severe from a sentencing standpoint.Jury Decision Dynamics: The outcome emphasizes how disputed evidence (such as whether the accused caused harm) and the prosecution's burden of proof can result in nuanced verdicts that significantly change a client's future.Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2025 Stephen E. Palmer - Attorney At Law Mentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their audiences effectively. www.circle270media.com

LeBron James is one of the greatest basketball players of all time—but his story goes way beyond the court. From growing up in Akron, Ohio, to winning championships and starting schools, LeBron has used his talent and voice to make a big impact. In this episode, we'll follow his journey, learn what makes him a leader, and see how hard work and heart helped him rise to the top.

Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%.  Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year.  We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio.  Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education.    Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:48   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You   Keith Weinhold  1:58   Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull.    Donald Trump  8:56   If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now.   Keith Weinhold  9:21   oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him.   This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh,   Josh Fang  12:31   when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old.   Keith Weinhold  14:20   This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this.   Josh Fang  15:00   Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property,    Keith Weinhold  17:10   the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup?   Josh Fang  17:44   100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion   Keith Weinhold  18:26   that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset?    Josh Fang  18:57   Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions.   Keith Weinhold  20:00   Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply.   Josh Fang  20:25   I agree with that 100% I couldn't have said it any better.   Keith Weinhold  20:28   You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure.   Josh Fang  20:46   I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing.   Keith Weinhold  21:59   Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now   Speaker 2  22:32   after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more.   Keith Weinhold  24:50   Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right?   100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work.   I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too,    Speaker 2  28:06   100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive.   Keith Weinhold  28:47   Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh?   Speaker 2  29:22   You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me.   Keith Weinhold  31:14   the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce.   Josh Fang  31:32   No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part.   Keith Weinhold  31:43   That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Jim Rickards  33:49   this is Arthur Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  34:05   our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil   Nate O'Neil  35:25   Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show   Keith Weinhold  35:32   and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate,   Nate O'Neil  35:56   growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind.   Keith Weinhold  37:03   That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working?   Nate O'Neil  38:29   Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you    Keith Weinhold  39:20   now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it?    Nate O'Neil  39:33   Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf,   Keith Weinhold  41:02   that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you,   Speaker 3  41:22   it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more   Keith Weinhold  42:29   I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience   Speaker 3  43:40   I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them.   Keith Weinhold  44:44   You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really?   Nate O'Neil  45:14   Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant.   Keith Weinhold  45:26   Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support?    Nate O'Neil  45:35   Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years.    Keith Weinhold  45:57   Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate   Nate O'Neil  46:19   yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now.   Keith Weinhold  48:05   That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know?   Speaker 3  48:25    We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity.   Keith Weinhold  49:41   That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today.    Nate O'Neil  50:11   Nate, I hope it's valuable for you in the audience.   Keith Weinhold  50:20   Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  51:50   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  52:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   The preceding program was brought to you by your home for wealth, building, get rich, education.com.    

Rick Devericks is a medically retired 20-year Special Operations Green Beret Army Veteran from Brunswick, Ohio. Rick's military service to our nation has taken him through 10 combat deployments in six different countries. Rick now lives in North Carolina near Fort Bragg with his family. He is passionate about his family and God, but also about veterans, archery, hunting, and the outdoors. Rick started shooting archery at the age of 15 and soon thereafter found himself enthusiastic about the sport. He quickly began competing at a national level. He placed first in the National Field Archery Association's tournament, and he placed in the finals in both the International Bowhunting Organization's Indoor World and the Archery Shooters Association's national tournaments. Rick also competed at a state and local level and won several championships. Archery eventually had to take a back seat to the military, but as Rick reached retirement, he eagerly jumped back into the sport, once again, competing and placing in several local competitions. Rick later completed in the 2017 Department of Defense's Warrior Games in 2017, taking home two silver medals. He later took a Gold Medal in Archery at the 2021 Invictus Games. Hoping to support other veterans, wounded warriors, and share his love for archery, Rick started coaching the Warrior Games SOCOM archery team in 2019. Today Rick continues to shoot archery and compete as often as possible, but his primary focus is on coaching and helping others enjoy and appreciate archery.   www.taurususa.com www.cva.com www.himtnjerky.com www.murrelloptics.com www.jumpmedic.com www.christianoutdoors.org www.citrusafe.com www.elimishieldhunt.com