Podcasts about underwriters

SUMMARY DEL SHOW Futuros en rojo con el NASDAQ liderando la caída tras nuevos ataques de EE. UU. contra Irán. La tensión vuelve a pegarle al sentimiento y a semiconductores. Hoy manda inflación. CPI esperado en 4.2% anual y Core en 2.9%. Un número más caliente refuerza “tasas altas por más tiempo” y complica el trade de AI. $HOOD fue aprobada como underwriter. $AMZN expande su servicio LTL fuera del ecosistema Amazon. $TSM reporta mayo fuerte por demanda de chips avanzados. $LLY logra esquema de mantenimiento cada ocho semanas para Ebglyss.

SpaceX's decision to bar Chinese mainland and Hong Kong investors from its $75 billion IPO underscores a growing global trend of technology decoupling, which Chinese companies must heed without altering their global outreach, said experts on Tuesday.多位专家周二表示，SpaceX拒绝中国大陆及香港投资者参与其规模达750亿美元的首次公开募股，凸显出全球科技脱钩趋势加剧。中国企业需正视这一现状，但不应停止国际化发展的步伐。Underwriters for SpaceX, the space exploration company founded by Elon Musk, said on Friday that they are instructed to reject any orders originating from the Chinese mainland and Hong Kong, according to people familiar with the matter.据知情人士透露，这家由埃隆·马斯克创立的太空探索公司的承销商于周五表示，他们接到指令，将拒绝所有来自中国大陆和香港的认购订单。It means that mutual funds, private equities, sovereign funds, family offices and high-net-worth individuals from the two jurisdictions will all be blocked from this highly anticipated IPO, which would rank among the world's largest technology listings in history.这意味着，两地的共同基金、私募股权基金、主权基金、家族理财室以及高净值人群，都将无缘这场备受瞩目的上市活动。此次IPO也有望跻身全球史上规模最大的科技企业上市行列。Online access to the official website of SpaceX and its roadshow materials were inaccessible in the jurisdictions on Tuesday.周二，中国大陆及香港地区已无法正常访问SpaceX官网及相关路演资料。SpaceX has cited the US International Traffic in Arms Regulations for making the decision, indicating national security concerns.SpaceX称此举依据美国《国际武器贸易条例》，理由是出于国家安全考量。But Dai Guanchun, a senior capital markets lawyer based in Beijing, said that there is no explicit restriction under US law. The subscription of shares does not pose any serious national security or technology leakage risks, he stressed.北京资深资本市场律师戴冠春则认为，美国相关法律中并无此类明确限制。他强调，单纯的股份认购并不会带来重大国家安全风险，也不存在技术泄露隐患。"This reflects an excessive politicization of technological exchanges by the United States, disrupting the normal flow of international capital," he said.他表示：“这体现出美国将科技交流过度政治化，扰乱了国际资本的正常流通。”"Chinese companies possess world-class innovation capabilities, and Chinese scientists play critical roles in nearly all areas of technological innovation. Excluding Chinese companies and Chinese capital is unjust, undermining long-standing international trust and collaboration," he added.他补充道：“中国企业拥有世界级的创新能力，中国科研人员在几乎所有科技创新领域都发挥着重要作用。将中国企业与中国资本排除在外有失公允，也会破坏长久以来建立的国际互信与合作。”But Dai stressed that this could be an unavoidable trend. Not just the US but probably Europe as well may impose excessive politicization on technology and capital exchanges.戴冠春同时指出，这类情况或将成为难以回避的趋势。不止美国，欧洲未来也可能在科技与资本往来中采取过度政治化的做法。Against that backdrop, Chinese companies should not be conservative, but rather seek more cooperation in other markets, he added.他建议，在此背景下，中国企业不应趋于保守，而要积极开拓其他市场、寻求多元合作。Excluding investors from the Chinese mainland and Hong Kong from this IPO is using military export controls as a pretext. It is a selective capital isolation driven by geopolitical competition, as explained by Liu Chunsheng, an associate professor of international economics at the Central University of Finance and Economics.中央财经大学国际经济系副教授刘春生表示，以军工出口管制为借口，拒绝中国大陆及香港投资者参与本次IPO，本质是地缘政治竞争下针对性的资本孤立行为。"It is a typical case of capital decoupling in cutting-edge technology sectors. The military export control regulations used to restrict only the flow of technical hardware, but now companies are using it to block all related capital. The US side is expanding national security concerns to the capital market in strategic sectors such as aerospace and semiconductors. Investment rights are being divided by nationality, creating a so-called 'layered' and partial decoupling," said Liu.刘春生称：“这是前沿科技领域资本脱钩的典型表现。以往军工出口管制条例仅用于限制技术硬件流通，如今却被用来阻拦相关资本进入。美方将国家安全的考量范围扩大至航空航天、半导体等战略领域的资本市场，以国籍划分投资权限，形成了所谓分层式、局部化的脱钩局面。”In the short run, this could lead to higher fundraising costs and fewer opportunities regarding commercial operations for US companies like SpaceX, as they will receive less Asian capital. If sustained for a longer term, it could impair the global capital supply, constraining the R&D expansion of capital-heavy aerospace projects, he said.他表示，短期来看，SpaceX这类美国企业获得的亚洲资本减少，会推高其融资成本、压缩商业发展空间。长此以往，全球资本流通体系将受到损害，也会制约资金密集型航天项目的研发与扩张。decoupling /ˌdiːˈkʌplɪŋ/脱钩，分离underwriter /ˈʌndəraɪtə(r)/承销商jurisdiction /ˌdʒuərɪsˈdɪkʃn/管辖区域，辖区roadshow /ˈrəʊdʃəʊ/路演pretext /ˈpriːtekst/ 借口，托词geopolitical /ˌdʒiːəʊpəˈlɪtɪkl/地缘政治的

Pensions & Investments reported that several pension funds called SpaceX governance reckless ahead of a potential IPO. The funds cited concentrated control, limited transparency, and questions about board independence and risk oversight. They warned of forced buying pressures if index and benchmark mandates require purchasing shares after a listing. SpaceX has used company-led secondary tenders, with media reporting valuations above $180 billion in 2024. Underwriters and counsel typically address such concerns with detailed prospectus disclosures and governance structures, including independent directors and potential voting right sunsets. Founders preparing for public markets can mitigate risks by clarifying governance, tender policies, and disclosures early.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

OXEA Corp v. Certain Underwriters

In dieser Folge spreche ich mit Salvatore Scuderi, dem Head of Insurance Data and AI von kasko2go (K2G), über ein Thema, das oft als bloßes Schlagwort abgetan wird: die Industrialisierung der Versicherungsbranche. Wir räumen mit dem Vorurteil auf, dass Versicherungen ein träges Dickicht aus Papierkram bleiben müssen, und werfen einen Blick in eine Zukunft, in der spezialisierte KI-Agenten als digitale Kollegen den Ton angeben. Salvatore erklärt mir, warum viele aktuelle KI-Projekte in großen Konzernen wie Formel-1-Rennwagen im Berufsverkehr feststecken – punktuell schnell, aber im Gesamtprozess durch manuelle Schnittstellen ausgebremst. Wir diskutieren, warum das "Human-in-the-Loop"-Prinzip entscheidend für die Haftung ist und wie ein modulares Team aus KI-Spezialisten (wie dem Cleansing- oder Modeling-Agent) ein starres Kernsystem nicht ersetzt, sondern endlich effizient macht. 5 Highlights aus dem Gespräch Das Ende der Daten-Archäologie: Salvatore beschreibt eindrucksvoll, dass Underwriter heute oft zwei Drittel ihrer Zeit mit dem Suchen, Kopieren und Abgleichen von Daten verbringen. Wir besprechen, wie KI-Agenten diese Zeitfresser eliminieren, damit sich Experten wieder auf ihr eigentliches fachliches Urteil konzentrieren können. Der "Orchestrator" als Dirigent: Wir lernen das Konzept des Orchestrator-Agents kennen. Er steuert die spezialisierten Agenten, überwacht die Abläufe und sorgt dafür, dass Ergebnisse nahtlos fließen, ohne dass menschliche Logistik dazwischenfunken muss. Warum "ein bisschen KI" nicht reicht: Salvatore vergleicht viele aktuelle KI-Implementierungen mit einem Rennwagen im Stau. Es bringt nichts, einen Einzelschritt um 40 % zu beschleunigen, wenn der Prozess danach wieder tagelang bei einer manuellen Übergabe pausiert. Talk-to-Data als Machtfaktor: Wir sprechen über den Agenten, der SQL-Kenntnisse überflüssig macht. Fachabteilungen können ihre Daten direkt in natürlicher Sprache abfragen und erhalten fundierte Analysen in Sekunden statt in Wochen. Die Vertrauensfrage: Salvatore teilt eine wichtige Lektion aus der Praxis: Ein Projekt scheiterte nicht an der Technik, sondern am fehlenden Vertrauen der Mitarbeiter, die Ergebnisse der KI händisch in Excel nachrechneten. Die Lösung? Volle Transparenz durch einsehbaren Code und schrittweises Onboarding. Links in dieser Ausgabe Zur Homepage von Jonas Piela Zum LinkedIn-Profil von Jonas Piela Zum LinkedIn-Profil von Salvatore Scuderi Stich aus der Masse hervor. Werde die Marke, die jeder Entscheider kennt. Echte Relevanz entsteht nicht durch Reichweite, sondern durch Vertrauen. Wir bringen deine Botschaft dorthin, wo die Zukunft gebaut wird. Vom Sponsored Podcast für maximale Awarenes über das Fachmagazin für echtes Print-Prestige bis hin zum direkten Lead bei unseren Boutique-Events. Klick jetzt direkt auf diesen Link oder geh auf insurancemedia.de/werbung.

The dominant structural shift discussed in the episode is the movement from tools-based differentiation to a market defined by proof and liability. This shift is driven by the rising demand for continuous, auditable control over data location, access, and change—requirements increasingly codified by policy mandates, insurance underwriting, and regional AI governance. As illustrated by France's shift away from Windows to Linux across government ministries, enforced through formal governmental policy, the conversation is moving beyond technology preferences to mandated operational boundaries and verifiable compliance. The episode cites findings from ESET's 2026 SMB Cyber Readiness Index, reporting that 86% of US SMBs and 78% of Canadian SMBs carry cyber insurance, with over half of US-insured SMBs required to implement explicit security controls by insurers. Underwriters increasingly demand evidence of controls like MFA, immutable backups, and EDR—not just attestations—at renewal, underwriting, and post-incident. Public sector mandates, such as France's comprehensive push for sovereignty encompassing OS, collaboration, cloud, and AI platforms, are producing enforceable requirements that cascade to commercial contracts and the MSP channel. Supporting developments include Gartner's forecast that by 2027, 35% of countries will be locked into region-specific AI platforms. This is reinforced by channel research from Channel Insider and a survey of 333 MSPs by AvePoint and Omnia, both pointing to governance—not AI tooling—as the leading blocker for MSPs adopting new technologies. Microsoft's move toward metered AI billing and the proliferation of shadow data (with more than 80% of sensitive data potentially sitting outside formal controls, according to Palo Alto Networks research) further highlight how operational complexity and fragmented governance elevate risk for service providers. For MSPs and IT leaders, these trends increase contractual and operational exposure. Failure to recognize that the market is purchasing assurance rather than tool support will leave providers absorbing liabilities related to insurance control failures and unmetered operational costs, often under fixed-fee models that do not account for new governance demands. Providers are advised to immediately review contract language for obligations tied to security controls, reconsider pricing and scope in governance delivery, and prepare for insurer-driven requirements such as third-party access to telemetry or continuous control attestations. The takeaway is that defensible, auditable evidence—not stack management—will define margins, accountability, and long-term client relationships. 00:00 Sovereignty Squeeze 04:22 Spawl Blindspot 07:02 Proof Pays 09:35 Why Do We Care?  Supported by:  ScalePad CometBackup 

On this episode of Voices of Self-Funding, host Ramesh Kumar welcomes Jonathan Socko, President of East Coast Underwriters, LLC, a Managing General Underwriter (MGU) specializing in Stop Loss insurance. Jonathan shares his perspective on stop-loss underwriting for small groups and unveils the blueprint for a remarkable success story: a 30-life employer group that has been successfully self-funded for 10 years with their PMPM costs increasing only 10% over that decade. You'll learn: - The crucial role of partner cohesion between the broker, TPA, and stop-loss carrier to manage claims proactively. - Why data transparency and a specific data flow are non-negotiable for effective claim prediction and management. - The essential mindset shift—and commitment to aggressively attacking costs—that ensures a small group's self-funded plan remains successful and sustainable. Don't miss this conversation for an insider's view on stop-loss and the strategy that delivers long-term savings. At zakipoint Health, we are transforming the healthcare experience by delivering transparency, direction, and personalized support to members of self-insured plans. Our powerful platform unifies all benefit services, data, insights, and tools into one intelligent ecosystem empowering members to make informed decisions and take proactive steps toward better health outcomes. With AI at its core, zakipoint Health functions as the “Intel Inside” of healthcare navigation driving engagement, reducing risk, and delivering measurable cost savings. Employers and partners benefit from robust reporting, actionable insights, and tools that not only identify healthcare risks but also guide members toward high-value care. By bridging the gap between complexity and clarity in the U.S. healthcare system, we help organizations lower costs, improve outcomes, and support healthier, more engaged populations making healthcare less stressful and more effective for millions. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

What comes next for AdA Underwriters as it steps onto the Lloyd's stage?Launched in 2023 with an initial focus on the upstream energy market, AdA has since expanded into adjacent specialty classes. This year, it reached a major milestone by graduating to a full Lloyd's syndicate.But the bigger question now is how far it can go. CEO Natasha Jodrell has made clear that the ultimate ambition is to build an independent managing agency, while continuing to attract top-tier underwriting talent. Against the backdrop of ongoing conflict in the Middle East and continued volatility in global energy markets, she also pointed to a renewed industry focus on energy security.In this episode's news discussion, Insurance Insider editor in chief Catrin Shi shares her take on AdA's trajectory and the broader implications of Lloyd's evolving strategy.

In this episode of IB Talk we put underwriters under the microscope with broker James Still, director of Still Insured. What do these guardians of market sustainability do well and what needs to improve? Still examines the underwriter's role that brokers need to appreciate, praises their risk analysis capabilities, and delivers his verdict with case studies from his own business.

How do you know when it's actually time to hire an underwriter… and not just push harder?   In this Episode 5 of the Coaching Q&A, we tackle one of the biggest scaling questions brokers face: when to hire underwriting support. Hire too early and it hurts cash flow. Hire too late and you become the bottleneck. This episode breaks down how to think about the decision strategically, not emotionally. What We Cover: The Real Hiring Trigger – Why “feeling overwhelmed” isn't enough. Where You're the Bottleneck – Identifying the tasks that are capping your volume. How to Structure the Role Properly – Avoiding the mistake of hiring a clone. The Cost of Waiting Too Long – What stalled growth is really costing you. Scaling isn't about working longer hours. It's about removing yourself from the work that limits your ceiling. Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my email list, Peckford's Playbook Join Mortgage Mindset Daily I Love Mortgage Brokering is in partnership with Ownwell. To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.  

Episode Overview How many insurance organizations have launched an AI pilot, watched it work in the lab, and then watched it quietly disappear in production? Today we're dismantling the myth that AI adoption is a technology problem—and making the case that it's a workflow problem. Guest Jake Sloan, VP of Global Insurance at Appian, is an operator first. He has run large-scale insurance operations, owned a $150M P&L, and delivered transformations that only happen when you understand how work actually moves—handoffs, exceptions, controls, and accountability. At Appian, he leads the insurance vertical for a process automation and low-code platform focused on claims, underwriting, and operational process orchestration. Key Topics • Pilot Purgatory: Why 90% of AI Projects Stall — Pilots work in controlled environments. Then reality hits: no data pipeline, no workflow integration, no governance, no frontline buy-in. Organizational alignment—not technology—is the breaking point. • The Orchestration Layer — Appian's core thesis: build an orchestration layer first. It sits between your legacy monolith and the next chapter. Additive, keeps work flowing during transformation, and creates the foundation where AI and automation actually stick. • Email as Infrastructure — Underwriters spend 40%+ of their day in inboxes. The AI mailbox use case embeds AI into a workflow that extracts data, routes work, makes decisions, and triggers actions. Underwriters gain 2–3 hours a day back. • Claims Velocity: Days to Hours — One global insurer went from 24–72 hours (FNOL to assignment) to minutes. Digital intake feeds orchestrated workflows. AI triages, categorizes severity, flags fraud risk. The adjuster gets a complete, pre-organized package. • Alignment = Culture, Not Just Tech — Appian's workshops put business, IT, data, and operations in one room to design the ideal state and work backward. Underwriters don't get replaced—they become superhuman. Admin work gets stripped away. • The Talent Problem Is a Workflow Problem — Entry-level insurance work is repetitive email categorization. When AI handles the mundane, these jobs become analytical and attractive again. The organizations winning reskill existing teams and position domain expertise as more valuable. • The 90-Day Deployment Mindset — Pick one workflow. Build the orchestration layer. Plug in AI. Show ROI in 90 days. Then iterate. Key Quotes -"When you go to scale it, it's like, well, we don't have the data pipeline. We don't have the workflow. We don't have the governance. We don't have the buy-in from the frontline team. And so it just stalls." -"It's not about the AI itself. It's about the workflow that the AI sits inside." -"We're not here to replace underwriters. We're here to make them superhuman." -"Get started. Don't let perfect be the enemy of good. Start with a use case, build the orchestration layer, plug AI into it, show value in 90 days." Resources • Appian: appian.com • Jake Sloan LinkedIn: https://www.linkedin.com/in/jacobpsloan] • Joshua R. Hollander, Host: https://www.linkedin.com/in/joshuarhollander/ • Horton International: https://www.horton-usa.com/ Subscribe & Follow Never miss an episode. Subscribe on Spotify, Apple Podcasts, YouTube. Follow the show on LinkedIn: https://www.linkedin.com/showcase/insurtech-leadership-show #InsurTech #Insurance #InsuranceInnovation #FutureOfInsurance #ExecutiveLeadership Subscribe & Follow Never miss an episode. Subscribe on your favorite podcast platform—Spotify, Apple Podcasts, YouTube. Follow the show on LinkedIn: https://www.linkedin.com/showcase/insurtech-leadership-show #InsurTech #Insurance #InsuranceInnovation #FutureOfInsurance #Leadership #ExecutiveLeadership

Applying for a merchant account online doesn't have to take weeks. Most delays happen because applications are incomplete, inconsistent, or unprepared.In this episode, Maria explains how to apply for a merchant account the right way, especially if you run a high risk business. She breaks down exactly what you need to prepare before applying—required documents, matching business information, website readiness, and common mistakes that slow down approval when underwriters request follow-ups.If you're a high risk business applying for a merchant account, this step-by-step guide will help you avoid delays and get approved in as little as 48–72 hours.____________________________________________

In this episode, we sit down with Daniel Taylor, National Sales Manager at AgriFinancial (AgFi), and Ethan Turley, Underwriter, to talk about agriculture through the eyes of credit underwriters. Margins are tight. Interest rates are elevated. Commodity prices have softened. Input costs remain stubbornly high. So what are lenders actually seeing? We break down:

Glenn Jessome, President & CEO of Silver Tiger Metals (TSX.V:SLVR) (OTCQX:SLVTF), joins me for a candid and nuanced conversation on why the Company elected to take the recent financing instead of a larger debt package; while also still leveraging the debt term sheets in place for the combined surface and underground development of the El Tigre Silver-Gold Project in Sonora, Mexico.   We start off reviewing the reality that negotiating a debt deal is much more complex, with more restrictions and debt covenants, than most people realize.   The company has narrowed the 3 debt term providers down to just 2 now, and are they are still pursuing debt for the larger overall needs.   Glenn unpacks the sequence of events and his thought process on why they opted to go with the financing instead, and outlines the decision making process for those investors that were surprised, confused, or that had submitted questions about this transaction.   On Feb. 18, 2026 Silver Tiger Metals announced it had closed its previously announced bought deal offering of common shares of the Company with a syndicate of underwriters. An aggregate of 49,146,400 Shares at a price of C$1.17 per Share for gross proceeds to the Company of C$57,501,288 were sold, which includes the exercise in full of the Underwriters' over-allotment option. The Company intends to use the proceeds of the Offering to fund exploration and development expenditures at the Company's El Tigre Project in Mexico, as well as for working capital and general corporate purposes.   We also dive into all the construction activities already underway on the ground at El Tigre, and what criteria are being decided on in the background by the board and management team to be able to announce the official construction decision in March.     If you have any follow up questions for Glenn regarding Silver Tiger Metals, then please email them into me at Shad@kereport.com.   In full disclosure, Shad is a shareholder of Silver Tiger Metals at the time of this recording, and may choose to buy or sell shares at any time.   Click here to follow the latest news from Silver Tiger Metals   For more market commentary & interview summaries, subscribe to our Substacks:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Whether the softening market will see some underwriters lose their discipline and how it will reshape broker/carrier relations is the focus of the latest episode of the Insurance Post Podcast. Hosted on Acast. See acast.com/privacy for more information.

What's the first hire you should make if you want to double your volume without doubling your hours?   This is Episode 2 of our $100 Million Dollar Journey with Nate Atkin, a series following Nate in real time as he builds a scalable mortgage business.   After funding $18M in his first year, Nate knew he needed leverage to keep growing. In this episode, we unpack the mindset, strategy, and exact process Nate used to find, train, and hire an underwriter before burnout set in.   If you're juggling too many files or waiting too long to delegate, this is your roadmap. What We Cover: When to Hire – Why Nate made the move earlier than most and how to know when it's time. The “Audit File” Strategy – How he tested candidates with real files to find the right fit. Training with Confidence – What Nate did in the first 30 days to get his new hire producing fast. Letting Go Without Losing Control – How to build trust and clarity into your file handoff. The Real ROI – Why this one hire gave Nate more time, more energy, and room to grow. You can't scale on your own. The earlier you invest in the right support, the faster and smoother your growth will be. Follow Nate's journey through the links below: Instagram Facebook LinkedIn TikTok https://www.hummingbirdmortgages.ca/   Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my email list, Peckford's Playbook Join the Mortgage Mindset Daily I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.

Good day ladies and gentlemen, this is IRC news, and I am Joy Stephen, an authorized Canadian Immigration practitioner bringing out this Canada Work Permit application data specific to LMIA work permits or employer driven work permits or LMIA exempt work permits for multiple years based on your country of Citizenship. I am coming to you from the Polinsys studios in Cambridge, OntarioNew Brunswick issued work permits between 2015 and 2024 for Insurance underwriters under the former 4 digit NOC code 1313, currently referred to as NOC 12202.A senior Immigration counsel may use this data to strategize an SAPR program for clients. More details about SAPR can be found at https://ircnews.ca/sapr. Details including DATA table can be seen at https://polinsys.co/dIf you have an interest in gaining assistance with Work Permits based on your country of Citizenship, or should you require guidance post-selection, we extend a warm invitation to connect with us via https://myar.me/c. We strongly recommend attending our complimentary Zoom resource meetings conducted every Thursday. We kindly request you to carefully review the available resources. Subsequently, should any queries arise, our team of Canadian Authorized Representatives is readily available to address your concerns during the weekly AR's Q&A session held on Fridays. You can find the details for both these meetings at https://myar.me/zoom. Our dedicated team is committed to providing you with professional assistance in navigating the immigration process. Additionally, IRCNews offers valuable insights on selecting a qualified representative to advocate on your behalf with the Canadian Federal or Provincial governments, accessible at https://ircnews.ca/consultant.Support the show

Join an active community of RE investors here: https://linktr.ee/gabepetersenSTRIP CENTER INVESTING MASTERCLASS

Tony chats with Will Demitro, President at Recon Risk. Will had a successful Underwriter and then Carrier Sales Manager career, before deciding to bet on himself and open an independent agency. We chat about his career and why he left the carrier world to start an agency.Will Demitro: https://www.linkedin.com/in/williamd31/details/experience/Video Version: https://youtu.be/Mt86dxvDDts

Amy Barnes, head of climate and sustainability strategy and head of energy and power, Marsh, said climate risks impact traditional property lines while energy underwriters capture opportunities. Barnes spoke with AM Best TV at AM Best's Europe Insurance Market & Methodology Briefings – London.

Dan and Steve discussed the launch of "Call the Mortgage Guy," an extension of "Call the Underwriter" that focuses on non-QM loans. Steve explained that non-QM loans cater to borrowers who don't meet traditional mortgage criteria, such as self-employed individuals and those with non-traditional income, similar to seller finance borrowers. Dan noted the growing popularity of non-QM loans, which have increased from 1-2% to over 8% of the mortgage market in the last 2 years, as lenders target underserved markets. The expansion into mortgage brokering, enabled by mortgage licensing in states like Colorado, Texas, and Florida, aims to address this growing demand. For more info on underwriting seller finance loans or get started on a deal go to www.calltheunderwriter.com For for non-QM loans in TX, FL and CO go to www.callthemortgageguy.com  

On this episode of the Scouting For Growth podcast, Sabine VdL talks to us about all she's learned from the numerous guests on the show recently, from startup founders who build AI to simplify the chaotic insurance back office, to innovation leaders in Fortune 500 firms wrestling with ethics, regulation, and talent shortages. After dozens of conversations here's what Sabine has learned: AI isn't just changing our tools. It's changing our temperament. This episode is her reflection on those lessons; a guide for leaders and builders trying to navigate this new age of intelligence and unpacks five principles that define successful AI adoption. KEY TAKEAWAYS When Branch Insurance introduced AI into its claims process, something unexpected happened. It wasn't the customers who resisted, it was the adjusters. They were worried, not because AI made mistakes but because it didn't. When Lisa Bechtold's (who led AI governance at Zurich Insurance, now at Nestlé) team started implementing AI, they faced the classic dilemma: Move fast or move right. Lisa said: “We don't see governance as slowing innovation – we see it as enabling trust at speed.” ERGO Group worked with CamCom, a startup from India that uses computer vision to detect car damage from photos or drones. The tech was brilliant. The challenge? Integrating it into a multinational insurer's process. They didn't just hand over the product, they sat side by side – engineers, adjusters, compliance officers, even lawyers – to make it work. It took nearly a year to get from pilot to production and the result wasn't just faster claims; it was a new relationship model. The startup learned how corporates think. The corporate learned how startups move. That's the real win. After all the talk about data, systems, ethics, and pilots, what really matters is how humans evolve. AI won't replace people, but people who know how to use AI will replace people who don't. That's not a threat, it's an invitation. AI is already changing what we expect from talent. Claims adjusters now need to interpret AI outputs. Underwriters must question models. Leaders must learn to manage digital teammates. BEST MOMENTS  ‘Intelligent tool don't remove human judgment; they reveal it in higher resolution.'  ‘In this AI era, trust is the new currency.'‘Every AI dream dies in the shadow of bad data.'‘The irony is that the more intelligent our systems become, the more human our leadership must be. Empathy, creativity, ethics aren't data points, they're our differentiators.' ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Today on The InsurTech Leadership Podcast, we're joined by Jane Tran, Co-founder and Chief Operating Officer of Sixfold AI—a fast-growing InsurTech that's reimagining the underwriting process through the practical use of artificial intelligence. Jane's journey started on Wall Street at JP Morgan, followed by leadership roles in strategy and innovation at Marsh and MetLife. She then became part of the founding team at Unqork, where she helped scale the no-code pioneer into a global enterprise before co-founding Sixfold. Now, Jane is helping insurers harness AI to understand risk faster, more accurately, and with greater transparency. We'll talk about how Sixfold is transforming underwriting from an art into a science, what “responsible AI” really means in insurance, and how Jane's leadership philosophy—rooted in precision, empathy, and mentorship—is shaping an exciting InsurTech.

Send us a textWhat if your hen house burned tonight—would your plan hold? We sit down with Brett Cohrs, CRM and Senior Vice President at Palomar Insurance, to unpack what's really changing in poultry insurance and how leaders can turn risk management into a competitive edge. From rate softening for large layered property programs to tighter appetites for smaller growers, Brett explains why deductibles are climbing, which choices actually move premiums, and how to prepare your balance sheet for higher retention without jeopardizing growth.We get specific about fire risk in modern barns. Annual infrared scanning, true 100‑foot separation, and two‑hour fire doors in corridors and processing areas now sit at the center of underwriting scrutiny. Cage‑free has multiplied exposure: bigger single‑site values, more motors and controls, and dust acting as fine fuel. We talk through why control systems built to protect birds can unintentionally feed a blaze, and how purpose‑built barn technology can detect abnormal heat, trigger early response, and keep a local incident from becoming a total loss.Beyond property, Brett maps the risk terrain producers often overlook: product recall in decentralized models, employment practices liability as regulations shift, cyber exposures to connected controls, and the market shocks that turn a covered loss into a larger business interruption claim. He shares practical guidance for building a winning submission—accurate valuations, defensible BI calculations, documented maintenance, and clear contingencies for parts, graders, and egg sourcing—plus scenario exercises every manager should run before renewal.If you lead an egg or poultry operation, this conversation will help you decide where to invest first, which practices underwriters reward, and how to design a program that survives bad days and funds growth on good ones. Subscribe, share with your team, and leave a review with the one change you'll make next week to improve your farm's risk posture.Hosted by Brandon Mulnix - Director of Commercial Accounts - Prism ControlsThe Poultry Leadership Podcast is only possible because of its sponsor, Prism ControlsFind out more about them at www.prismcontrols.com

It's rare to get access to underwriters let alone actuaries but this episode features both as Ashley Karg and Kelly Gates from McGill & Partners join the show. They share their perspectives on what goes into underwriting and the actuarial process behind and a whole lot more including debuting Arkana a proprietary solution to help bridge the knowledge gap within insurance.In this episode:How the Peace Corps shaped a vision to insurance for one guestWhy their technology helps empower risk managers for renewals and beyondWhat challenges risk managers experience when pricing risksHow developing technology for insurance has to deal with 'real world' scenarios and not mathematical simulationsA hilarious discovery in Declared InterestsCandid insight into how risk are looked at, rated, priced, and covered within policies.Kelly and Ashley are more than competent insurance professionals, they present complex and difficult issues with grace, technical aptitude, and more than a little humor as we explore how technology is driving change after the application is submitted.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Meredith Brasher, insurance underwriter turned actor and podcast host shares how a quest to perfect her accent during lockdown unexpectedly evolved into “Insurance vs. History,” a podcast that uncovers how insurance has shaped pivotal moments from the Atlantic slave trade to the terror attacks on 9/11.

At the WSIA Annual Marketplace in San Diego, Andrea Wells, Vice President of Content at Insurance Journal, sits down with Kelly Adams, SVP of E&S Brokerage Construction at … Read More » The post Construction Market Pressures & E&S Opportunities: Kelly Adams of Nationwide at WSIA appeared first on Insurance Journal TV.

At the WSIA Annual Marketplace in San Diego, Peter van Aartrijk, host of the On Point podcast by Insurance Journal, interviews Mary Rimbey, VP of Wholesale National Distribution … Read More » The post WSIA Annual Marketplace: Peter van Aartrijk Interviews Mary Rimbey, Cardinal E&S appeared first on Insurance Journal TV.

At the WSIA Annual Marketplace in San Diego, Peter van Aartrijk, host of the On Point podcast by Insurance Journal, interviews Mary Rimbey, VP of Wholesale National Distribution … Read More » The post WSIA Annual Marketplace: Peter van Aartrijk Interviews Mary Rimbey, Cardinal E&S appeared first on Insurance Journal TV.

I really enjoyed today's interview because is it packed full of eureka moments. Sometimes looking at a business from the outside it is hard to work out exactly what it does and how and why it does it. Visiting the website of a company of this sort tends to throw up more questions than it answers. And that's frustrating for a journalist as It's my job to make sense of these things For me cyber reinsurance underwriter Envelop Risk was one of those business – a bit of a black box that was hard to see into. I had known Jonathan Spry its CEO for about twenty years. Jonathan is very smart and has always operated at the high added value end of the Insurance value chain, where insurance and reinsurance blur into the capital markets, but in all that time I had never sat down and had a really long, researched conversation with him. And that's why this is such a satisfying interview. In the next forty-five minutes we dissect Envelop's augmented underwriting business model, looking at its Lloyd's and Bermuda platforms and its Machine-learning-powered approach to underwriting cyber risk. But this conversation goes way beyond and examines the future of underwriting itself in the global syndicated risk and capital markets, as well as outlining some of the new classes of business that will emerge in the coming decades. Envelop has an appetite way beyond Cyber and this is a really rewarding encounter with someone who understands our business in a more tech and capital savvy way than most of us. At the end of this conversation I felt like the person who has been allowed deep inside the black box and gets to see how it works and interrogate its way of thinking. Jonathan was on excellent form and was disarmingly open and accessible about Envelop's modus operandi. I feel enlightened for this experience and so will you NOTES:  GOFAI = Good Old-Fashioned AI LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com  

Podcast: Nexus: A Claroty Podcast (LS 32 · TOP 5% what is this?)Episode: Pankaj Goyal on Cyber Insurance Coverage for OT EnvironmentsPub date: 2025-09-01Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationPankaj Goyal, Chief Operating Officer at Safe Security, joins the Nexus Podcast to discuss the challenges cyber insurance carriers and brokers have in determing and providing coverage for asset heavy operational technology (OT) and cyber-physical systems (CPS) environments. Underwriters have prolific amounts of historical data and experience in calculating risk and exposure around IT, but cannot say the same for OT. Goyal discusses how fragmentation in the OT ecosystem, along with an ever-expanding attack surface, is contributing to the challenges around properly insuring these environments. The podcast and artwork embedded on this page are from Claroty, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Pankaj Goyal, Chief Operating Officer at Safe Security, joins the Nexus Podcast to discuss the challenges cyber insurance carriers and brokers have in determing and providing coverage for asset heavy operational technology (OT) and cyber-physical systems (CPS) environments. Underwriters have prolific amounts of historical data and experience in calculating risk and exposure around IT, but cannot say the same for OT. Goyal discusses how fragmentation in the OT ecosystem, along with an ever-expanding attack surface, is contributing to the challenges around properly insuring these environments. 

Episode Info In this episode, I explore the paradox that is insurance. We buy risk from others, yet we are risk averse ourselves. Looking at the work of underwriters as compared to venture investors, you find that the skillset is actually nearly identical, but it's being deployed in opposite directions. I discuss that, why that might be, and what someone trying to bring innovation and change to insurance should keep in mind given this reality. Episode Highlights This episode is a unique and shorter installment with insights and reflections rather than our normal interview format. The focus is on exploring the concept of risk aversion within the insurance industry and comparing it to the venture capital world. Key Topics Discussed: Risk Aversion in Insurance:I see a paradox of risk aversion in an industry that essentially deals with buying and managing risk. Despite being in the business of risk, the insurance industry tends to be conservative and slow to change. Comparison with Venture Capital:A comparison is drawn between underwriters and venture capitalists, highlighting how both evaluate businesses but from different perspectives. While venture capitalists have a capped downside and potentially unlimited upside, underwriters face a capped upside and potentially unlimited downside. Analogies and Insights:I compare this to the Netflix show "Stranger Things" to describe the contrasting worlds of insurance and venture capital, likening them to the "Upside Down" and the real world. Economic Perspectives:Discussion on the economic frameworks within which underwriters and venture capitalists operate, emphasizing the differences in risk and reward dynamics. Personal Reflections:The episode includes personal anecdotes and reflections on the nature of risk, decision-making, and the psychological aspects of dealing with uncertainty. Conclusion: The episode concludes with a call to embrace conversations about risk and change, encouraging listeners to prepare for and adapt to new challenges in their professional environments. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

"Understanding how an underwriter thinks and how they manage risk allows you to create a solution that actually creates impact and change for the long term." - Bobby StuartThis week on the show, I'm joined by Bobby Stuart, a benefits consultant with Hotchkiss Insurance, for a deep dive into the mindset of a modern, forward-thinking advisor. We discuss his journey into the industry and what it takes to guide employers through the complexities of self-funding.Bobby also broke down his playbook for creating long-term value for his clients. We explore why learning to "think like an underwriter" is a crucial skill for managing risk, the importance of simplifying complex ideas for employers, and why mastering the industry's language is the first step to finding simple solutions.We also discuss how these strategies translate into real-world results, including how Bobby's team uses direct contracts and early intervention to help members get high-cost cancer care for free, removing the financial burden so they can focus on their health.Chapters:(00:00:00) How To Think Like An Underwriter (And Why It's A Game-Changer)(00:04:03) Overcoming the Complexity of Self-Funding (00:04:59) Learning to Speak the Language of Insurance (00:08:49) The Power of Thinking Like an Underwriter (00:18:48) How To Stay Optimistic As A Benefits ConsultantKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

"Understanding how an underwriter thinks and how they manage risk allows you to create a solution that actually creates impact and change for the long term." - Bobby StuartThis week on the show, I'm joined by Bobby Stuart, a benefits consultant with Hotchkiss Insurance, for a deep dive into the mindset of a modern, forward-thinking advisor. We discuss his journey into the industry and what it takes to guide employers through the complexities of self-funding.Bobby also broke down his playbook for creating long-term value for his clients. We explore why learning to "think like an underwriter" is a crucial skill for managing risk, the importance of simplifying complex ideas for employers, and why mastering the industry's language is the first step to finding simple solutions.We also discuss how these strategies translate into real-world results, including how Bobby's team uses direct contracts and early intervention to help members get high-cost cancer care for free, removing the financial burden so they can focus on their health.Chapters:(00:00:00) How To Think Like An Underwriter (And Why It's A Game-Changer)(00:04:03) Overcoming the Complexity of Self-Funding (00:04:59) Learning to Speak the Language of Insurance (00:08:49) The Power of Thinking Like an Underwriter (00:18:48) How To Stay Optimistic As A Benefits ConsultantKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

In this insightful episode, Dave Dubeau chats with note investing expert Dan Deppen about why he's focused on buying debt rather than traditional real estate. Dan explains the difference between performing and non-performing notes, how investors can earn passive income from these assets, and what makes notes a unique and sometimes underappreciated real estate niche. Dan also dives into how investors can convert rental properties into seller-financed notes and introduces his underwriting service, Call the Underwriter. From structuring strong loans to protecting yourself through borrower vetting and compliance, Dan shares how to do things right—so you avoid costly mistakes. Whether you're looking for passive income, intrigued by non-performing notes, or thinking about seller financing, this episode is packed with practical strategies and behind-the-scenes insights from a real pro in the space. Key Takeaways: What exactly are mortgage notes and how they differ from buying property The difference between performing and non-performing notes How to convert a rental property into a note The biggest mistakes new note creators make What to know about borrower vetting, compliance, and note valuation How Dan's company, Call the Underwriter, helps streamline the note creation process   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Karen & Janet talk about the fair, living with intention, Ventura County homes for rent and for sale to open the podcast.  Their first guest is Larry Reyes who highlights the importance of Underwriters.  There is so much to know when you are buying a home, Larry, Janet & Karen give you insight on underwriters when it comes to the purchase of a home.  Next up Megan Palmquist a "Solopreneur" gives us some incredible ideas on how to keep the kids focused at home while they are having fun and learning too.  She gives you great suggestions that will put your kids in creative mode and they might make a little cash too!  Last guest is Carlos from Bike For A Cause.  For years Carlos has hosted events where kids learn how to ride a bike safely while getting exercise and the independence that a bicycle provides for youngsters!  Another phenomenal podcast from Karen & Janet!

Learn more about the Irish Rebellion in Wexford in 1798 on the Irish & Celtic Music Podcast #718 . Subscribe now! Maggie's Wake, Marc Gunn, The Almost Irish Band, Avourneen, Téada, The Ciderhouse Rebellion, David Pedrick, Kennedy's Kitchen, Pipedance, Robert Zielinski, Sheridan Rúitín, River Drivers, Emerald Rose, The Bloody Irish Boys, Kilmaine Saints, Derek Warfield & The Young Wolfe Tones GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:08 - Maggie's Wake "Harrison's Way" from Maggie's Wake 1:46 - WELCOME 4:28 - Marc Gunn "Rising of the Moon" from St. Patrick's Day 6:33 - The Almost Irish Band "Wind That Shakes the Barley & Cuckoo's Nest" from Song Henge, Vol. 21 8:44 - Avourneen "The Wind that Shakes the Barley" from Sparrow 11:13 - Téada "Jig / Air / March  -  Farewell to Stoneybatter / An Raibh Tú ag an gCarraig / March at Kilmore" from Coiscéim Coiligh / As the Days Brighten 15:14 - The Ciderhouse Rebellion with Molly Donnery "Jimmy Murphy" from A Little Bit Slanted 18:28 - FEEDBACK 22:49 - David Pedrick "Tintern" from On the Way 24:10 - Kennedy's Kitchen "Vinegar Hill" from The Hotting Fire 28:13 - Pipedance "The Mountain Road / Jenny Picking Cockles / The Woman of the House / Rakish Paddy" from The Pleasures of Hope 33:03 - Sheridan Rúitín "Boolavogue" from Rebels in the Night 38:05 - Robert Zielinski "Flax in Bloom/The Green Groves of Erin" from The Day Dawn 40:39 - THANKS 45:29 - River Drivers "KELLY THE BOY FROM KILLANE" from Live at SteelStacks 48:44 - Emerald Rose "Mountain Fey" from Sunwise 51:15 - The Bloody Irish Boys "Enniscorthy in a Bottle" from Drunk Rock 55:11 - Kilmaine Saints "Wearing of the Green" from The Good, The Plaid, and The Ugly 57:26 - CLOSING 1:00:18 - Derek Warfield & The Young Wolfe Tones "The Dying Rebel" from Let Ye All Be Irish Tonight 1:04:38 - CREDITS The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember—our planet's future is in our hands. The overwhelming evidence shows that human activity is driving climate change, from record  -  breaking heat waves to rising sea levels. But the good news? We have the power to fix it. Every choice we make—reducing waste, conserving energy, supporting clean energy, and lobbying our political leaders—moves us toward a more stable climate. Start a conversation today. Let's protect the land and people that we love. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Folk Songs & Stories. This podcast is for fans of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and You will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic Last month, I led my Celtic Invasion of County Wexford. We visited the National 1798 Irish Rebellion Museum. I learned a lot. In the summer of 1798, in the town of Enniscorthy, a spark was lit that echoed across the centuries. Inspired by the ideals of liberty and self - determination that fueled the American and French Revolutions, ordinary Irish men and women rose up against British rule—hoping to shape a freer, more equal Ireland. The United Irishmen, a movement of Protestants and Catholics alike, dreamed of unity. But their rebellion was met with brutal force. The most haunting chapter came to a head on Vinegar Hill, where rebels made their last stand. Though the 1798 Rebellion was crushed, the spirit behind it lived on. It became a quiet current beneath Irish history, resurfacing again in 1916 during the Easter Rising—and carrying through to modern Ireland. Today's episode features songs and tunes inspired by the 1798 rebellion. These are songs of hope, defiance, heartbreak, and memory. This episode is not about blame. They're about telling the stories of those who dared to dream of freedom. GET AN IRISH & CELTIC MUSIC PODCAST ALBUM PIN Want to wear your love of Celtic music? Check out our album pins—these are striking lapel pins inspired by our official podcast compilation albums, featuring some of the best Celtic bands we've ever had on the show. Each pin comes with a full digital album download compilation, so you get great music and great style. Get all the details at magerecords.com And if you're a musician, I've got a full blog post with templates and tips to help you design your own album pin jacket.  WHAT IS AN ALBUM PIN? THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of Celtic music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.

In the world of workers compensation, loss runs affect a business's risk evaluation. Underwriters look carefully at a company's claim history. This process gives them an understanding of how frequently claims are happening, how severe they are, and if a business is putting effort into reducing workplace risk. Learn the differing impact of claim frequency versus claim severity on a business' s risk evaluation with Becky Duello, Senior Underwriter at MEM.

Tony chats with Nichole Myers, Chief Underwriter at Ethos Technologies. They are a digital distributor and a TPA for life insurance carriers. They are also an incredible marketing organization. They do all the front end magic that needs to be done to bring customers into the pipeline, then they run them through a wonderful waterfall that ends with 90% getting offered a life insurance quote. 10% go to manual underwriting all with a very sleek experience. Average time is 6 1/2 minutes. They also handle underwriting and administration on behalf of the carriers they work with.Nichole Myers: https://www.linkedin.com/in/nicholelmyers/Ethos Technologies: https://www.ethos.com/

Dive into this insightful episode as we unpack the Q1 2025 earnings from the Big Four title underwriters and translate the financial jargon into clear, actionable insights for independent agents. From soaring commercial transactions to rising margins and tech investments, this episode reveals what's really happening behind the scenes in title. If you're ready to make smarter moves for the rest of 2025, this is your must-listen strategy session.   What you'll learn from this episode How the Big Four underwriters actually performed in Q1 and why it matters for your agency What surging commercial volume means for your business strategy in 2025 The surprising stability in residential and what rising fee-per-file signals Underwriters who are investing in agent-centric tech and how to benefit How to use these earnings reports as a predictive roadmap for growth   Resources mentioned in this episode  First American Title Fidelity National Financial Old Republic International Stewart Title   Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.  Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

For early 30 years, the International Electronics Manufacturing Initiative (INEMI), has been the go-to consortium for many leading OEMs companies and their suppliers to identify and develop next-generation technology, and then help deploy it for high-volume manufacturing. Frank Mullaney, director of roadmapping, and Emma Hudson, new project manager, discuss some of the consortium's ongoing projects, including new content on PCB test methods, solders, and laminates. Mullaney has a Ph.D. in electronic engineering from University College Dublin, and spent 20 years in managerial and technical roles for Bell Labs, where he worked on a range of wireless and networking technologies, and established Bell Labs' Internet of Things research program. He is also cochair of the Complex Integrated Systems section of the INEMI Roadmap. Hudson previously was distinguished member of technical staff at from Underwriter's Labs, and has a bachelor's in materials engineering from Coventry University, and worked in the automotive electronics sector in three continents. 

Hosts ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠James Benham⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rob Galbraith⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Chris Griffith from American Coastal and Skyway Underwriters. Chris shares his expertise on going from the help desk to the executives desk. Discover how strong execution, smart frameworks, and leadership drive innovation without compromising quality or compliance.This Episode is sponsored by ⁠⁠⁠⁠Terra, the Next Generation Claims and Policy Software for Workers' CompVisit

In this episode, Craig McGrouther interviews Suja Shyam, founder of Luxe Capital. Suja discusses her transformative 18-month travel experience, the importance of valuing time and freedom, and her transition from institutional finance to private capital raising. She emphasizes the significance of taking risks, understanding value in investments, and the unique strategies that set her apart in the competitive real estate market. In this conversation, Craig McGrouther and Suja Shyam discuss various aspects of real estate investment, including the impact of property tax exemptions, overcoming limiting beliefs, the importance of self-confidence, adapting investment strategies in a changing market, and exploring private equity opportunities. Learn more about Lone Star Capital at www.lscre.com Apply to attend the LSC Summit 2025: www.lscsummit.com Get a FREE copy of the Passive Investor Guide:https://www.lscre.com/content/passive-investor-guide Subscribe to our newsletter and receive our FREE underwriting model package:https://www.lscre.com/resource/fof-underwriting-toolkit Follow Rob Beardsley:https://www.linkedin.com/in/rob-beardsley/Read Rob's articles:https://www.lscre.com/blog 

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Many insurance agents are missing a huge opportunity in the commercial insurance space, and CEO of London Underwriters, Dan Feigenbaum breaks that down in this episode of Coterie Insurance's podcast, And I Quote.In this episode of the 'And I Quote' podcast, Christine Morrison speaks with Dan Feigenbaum, CEO of London Underwriters, about the evolution of insurtech and its impact on the insurance industry. They discuss the challenges faced by agents in selling small commercial insurance, the role of Coterie in simplifying the process, and the importance of small business insurance. The conversation also touches on the future of technology enabled MGAs and insurtech, and the necessity of maintaining a human element in the technology-driven insurance landscape.Follow Dan on LinkedIn: https://www.linkedin.com/in/danielfeigenbaum1/Follow Christine on LinkedIn:https://www.linkedin.com/in/christine-morrison-aa753463/Learn more about London Underwriters: Website: https://www.londonuw.com/LinkedIn: https://www.linkedin.com/company/london-underwriters-llc/Learn more about Coterie Insurance:LinkedIn: https://www.linkedin.com/company/coterieinsuranceWebsite: https://coterieinsurance.com/Facebook Community: https://www.facebook.com/groups/coterieinsuranceagentsuniteChapters:00:00 Introduction to InsureTech and Its Evolution04:47 Challenge: Insurance Agents moving from personal lines to commercial lines06:03 Challenges for Agents in Small Commercial Insurance09:41 Coterie's Role in Simplifying Commercial Insurance15:52 The Importance of Small Business Insurance18:27 Future of InsureTech and LU1 Platform27:32 The Human Element in Insurance TechnologyKeywords:InsureTech, small commercial insurance, Coterie, London Underwriters, insurance agents, technology adoption, future of insurance, digital transformation, insurance marketplace, small business insurance

In this episode of Profiles in Risk - Nick spoke with Matthew Queen co-founder and COO of Tricura, an MGA specializing in liability risks for skilled nursing facilities. About the Guest- Company: Tricura- Focus: Managing General Agent (MGA) in the insurance industry- Expertise: Skilled nursing facilities and specialized risk management Key Topics Discussed:1. MGA Model Evolution   - Comparison with traditional carrier models   - Increased agility and innovation capabilities   - Role in modern insurance market   - Specialization advantages2. Technology and Risk Management   - Integration of modern technology   - Challenges with legacy systems   - Innovation in underwriting processes   - Data-driven decision making3. Underwriting Approach   - State law considerations   - Decision-making speed   - Risk assessment methodology   - Portfolio management strategies4. Actuarial and Underwriting Dynamics   - Comparison of actuaries to fortune tellers   - Underwriter role as calculated risk-takers   - Modern hedge fund-like approach   - Balance of art and science in underwriting5. Strategic Portfolio Management   - Claims payment importance   - Long-term profitability focus   - Risk management strategies   - Portfolio diversification Additional Context:- Episode focuses on the evolving role of MGAs in the insurance market- Highlights the importance of specialization and innovation in insurance- Discusses the balance between traditional insurance principles and modern approaches- Emphasizes the importance of agile decision-making in today's market