Podcasts about listener questions

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    Latest podcast episodes about listener questions

    Ask The Fellas
    Is Bigger Always Better?

    Ask The Fellas

    Play Episode Listen Later Aug 15, 2025 107:15


    Episode 338 /// August 15, 2025 /// Alternate Titles: Audible, Welcome Back To The Gang Bang (0:20) Welcome to Fella Friday. (30:00) Uñas del Diablo (44:30) Transmitido en SAP. (57:05) Is Bigger Always Better? (1:15:15) Listener Question 1:47:15

    Good Morning Night Vale
    Good Morning Listener Questions

    Good Morning Night Vale

    Play Episode Listen Later Aug 14, 2025 45:23


    Meg and Symphony discuss episode 187 of Welcome to Night Vale: Listener Questions Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Mineral Rights Podcast: Mineral Rights | Royalties | Oil and Gas | Matt Sands

    In this episode, we tackle eight detailed questions from mineral rights owners across the country, including Stephen, Tracy, Kathy, Caesura, Linda, Julie, Nancy, and Tim. The episode covers complex topics ranging from pooling versus allocation wells in Texas, when minerals are at their peak value, to strategies for avoiding common scams targeting mineral rights owners. We provide practical, actionable advice for both seasoned and new mineral rights owners navigating everything from lease negotiations to tax implications of inherited properties. As always, the resources mentioned in this episode can be found in the show notes at mineralrightspodcast.com.

    Be Our Guest WDW Podcast
    Listener Questions - August 13, 2025 - WDW Lexicon in Everyday Life, Lightning Lanes for Newbies, 1st Day Options - BOGP 2744

    Be Our Guest WDW Podcast

    Play Episode Listen Later Aug 13, 2025 47:47


    Join Mike, Scott, and Rikki as we answer your Listener Questions on today's show!  Today we discuss how we tend to call restaurants by "WDW terms" back home and wonder if other Disney fans do the same. Do you do this as well? We also give some tips for Lightning Lane use for listeners headed to Walt Disney World from Washington state. We discuss options for a family headed to Boulder Ridge from Nebraska in February for first-day activities as well! We also talk about best places to see the Boo To You Parade this year! This and much more on today's show! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

    TrainRight Podcast
    Carbs, Climbs, and Descents: Coach Adam Pulford Answers Listener Questions (#258)

    TrainRight Podcast

    Play Episode Listen Later Aug 13, 2025 40:10 Transcription Available


    OVERVIEWWe receive a lot of listener questions, so we're batching a few of them together into one episode. In Episode 258 of "The Time-Crunched Cyclist Podcast", Coach Adam Pulford and co-author of "The Time-Crunched Cyclist" book, Coach Jim Rutberg, rip through questions about the fear of descending, how to increase carbohydrate intake, preparing for big mountain days, and making the best of events when you're under-prepared.TOPICS COVEREDQuestion 1: How do I get over my fear of going downhill on a bicycle?Question 2: I understand I should increase carbohydrate intake on the bike, but how do I do it and how much should I consume?Carbohydrate scaling for different types of rides and racesQuestion 3: How do I prepare for a big ride (RAMROD: Ride Around Mount Rainier in One Day) of 160 miles with 10,000 feet of climbing, more than half of it in the first 50 miles?Training by VAM (average ascent velocity) in elevation gain per hour.Long range vs. short range training Pacing and nutrition adviceQuestion 4: How should I make the best of an event if I'm going in under-prepared?ASK A QUESTION FOR A FUTURE PODCASTGuest HostJim Rutberg has been an athlete, coach, and content creator in the outdoor sports, endurance coaching, and event industries for more than 20 years. He is the Media Director and a coach for CTS and co-author of several training and sports nutrition books, including Training Essentials for Ultrarunning with Jason Koop, Ride Inside with Joe Friel, and The Time-Crunched Cyclist with Chris Carmichael. He writes for trainright.com and his work has appeared in Bicycling, Outside, Men's Health, Men's Journal, Velonews, Inside Triathlon, and on numerous websites. A graduate of Wake Forest University with a Bachelor of Science degree in Exercise Physiology, Jim resides in Colorado Springs, Colorado, with his two sons, Oliver and Elliot. He can be reached at jrutberg@trainright.com or @rutty_rides on Instagram.HOSTAdam Pulford has been a CTS Coach for nearly two decades and holds a B.S. in Exercise Physiology. He's participated in and coached hundreds of athletes for endurance events all around the world.Listen to the episode on Apple Podcasts, Spotify, Stitcher, Google Podcasts, or on your favorite podcast platformGET FREE TRAINING CONTENTJoin our weekly newsletterCONNECT WITH CTSWebsite: trainright.comInstagram: @cts_trainrightTwitter: @trainrightFacebook: @CTSAthlete

    Freedomain with Stefan Molyneux
    6061 Answers to 'X' Listener Questions 1

    Freedomain with Stefan Molyneux

    Play Episode Listen Later Aug 12, 2025 105:30


    In this episode, I examine the West's existential crisis linked to statism and reliance on government solutions for complex social issues. I argue that governmental interventions in poverty and education are fundamentally flawed, often worsening conditions and entrenching dependency. I critique welfare programs, highlighting their failure to effect meaningful change and calling for a reevaluation of the efficacy of government initiatives. The discussion emphasizes the need for community-driven solutions that promote personal responsibility and empowerment, advocating for a society rooted in liberty rather than complacency.FOLLOW ME ON X! https://x.com/StefanMolyneuxGET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

    Peristyle Podcast - USC Trojan Football Discussion
    Helium Boys: OL mid-fall camp assessment, Prophet Brown & summer movies

    Peristyle Podcast - USC Trojan Football Discussion

    Play Episode Listen Later Aug 12, 2025 108:57


    Shotgun Spratling and Chris Trevino are back behind the microphones for another edition of the Helium Boys Podcast to break down and react to the first couple of weeks of fall camp for the 2025 season. The duo talk about the lingering questions about the offensive line and whether the fate of the season could be decided by the court system as well as break down where the Trojans turn with their nickelback position after a non-contact injury to senior Prophet Brown. They also discuss USC being unranked and chat about movies -- both the best of this year, none of which Shotgun has seen, and classics that Chris has yet to view. The episode opens with the 'Two-Minute Drill' where Chris and Shotgun decide to hop into the season with a blind run, trying to hit two minutes without a stopwatch running. Chris discusses his bread-free campaign and the Trojans not being ranked in the top 25 while Shotgun discusses the offensive line. The Helium Boys then break down each of the top fall camp storylines. After a break, Chris gives some of his stock risers through the first two weeks of fall camp before the podcast duo answer your mailbag questions discussing the team sack leader, biggest impact newcomers, deep rotations offensive line coach Zach Hanson's coaching style and more. Shotgun and Chris then go on a lengthy discussion about movies new and old. Please review, rate and subscribe to the Peristyle Podcast on ⁠⁠Apple Podcasts⁠⁠! Make sure you check out ⁠⁠USCFootball.com⁠⁠ for complete coverage of this USC Trojans football and basketball teams.  TIME STAMPS (0:00) Intro (03:26) Two-Minute Drill (11:13) Offensive Line Battles (17:11) Fate of the Season? (26:49) Prophet Brown goes down (34:36) Defensive Versatility (44:45) Unranked: Snafu or Sufficient? (49:48) Stock Risers (01:03:43) Listener Questions (01:21:55) Movie Talk To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Fantasy Football Today Dynasty
    Backup RBs Whose Value could SKYROCKET + Other Preseason Movers (FFT Dynasty)

    Fantasy Football Today Dynasty

    Play Episode Listen Later Aug 12, 2025 57:19


    Heath Cummings is joined by Fantasy Points' Theo Gremminger to detail which players have been moving up and down the board after week 1 of preseason. Then they discuss cheap running backs who could become VERY valuable further down the road. Intro (0:00) 3 Questions (6:15) Backup RBs in the 20s (17:11) Backup RBs in the 30s (25:05) Backup RBs in the 40s (29:26) Strategies as we Approach the Season (38:29) Listener Questions (50:38) Fantasy Football Today is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts Watch FFT on YouTube⁠ https://www.youtube.com/fantasyfootballtoday⁠ SUBSCRIBE to FFT Express on Apple: ⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-express/id1528634304⁠ Follow FFT Express on Spotify: ⁠https://open.spotify.com/show/6qyGWfETSBFaciPrtvoWCC?si=6529cbee20634da8⁠ SUBSCRIBE to FFT Dynasty on Apple: ⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-dynasty/id1696679179⁠ FOLLOW FFT Dynasty on Spotify: ⁠https://open.spotify.com/show/2aHlmMJw1m8FareKybdNfG?si=8487e2f9611b4438&nd=1⁠ SUBSCRIBE to FFT DFS on Apple: ⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-dfs/id1579415837⁠ FOLLOW FFT DFS on Spotify: ⁠https://open.spotify.com/show/5zU7pBvGK3KPhfb69Q1hNr?si=1c5030a3b1a64be2⁠ Follow our FFT team on Twitter:⁠ @FFToday⁠,⁠ @AdamAizer⁠,⁠ @JameyEisenberg⁠,⁠ @daverichard⁠,⁠ @heathcummingssr⁠ Follow the brand new FFT TikTok account: ⁠https://www.tiktok.com/@fftoday⁠ Join our Facebook group⁠ https://www.facebook.com/groups/FantasyFootballToday/⁠ Sign up for the FFT newsletter⁠ https://www.cbssports.com/newsletter⁠ You can listen to Fantasy Football Today on your smart speakers! Simply say "Alexa, play the latest episode of the Fantasy Football Today podcast" or "Hey Google, play the latest episode of the Fantasy Football Today podcast." Visit the ⁠betting arena on CBSSports.com⁠ for all the latest ⁠sportsbook reviews⁠ and ⁠sportsbook promos⁠. Fantasy Football Today is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts Watch FFT on YouTube⁠⁠⁠ https://www.youtube.com/fantasyfootballtoday⁠⁠⁠ SUBSCRIBE to FFT Express on Apple: ⁠⁠⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-express/id1528634304⁠⁠⁠ Follow FFT Express on Spotify: ⁠⁠⁠https://open.spotify.com/show/6qyGWfETSBFaciPrtvoWCC?si=6529cbee20634da8⁠⁠⁠ SUBSCRIBE to FFT Dynasty on Apple: ⁠⁠⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-dynasty/id1696679179⁠⁠⁠ FOLLOW FFT Dynasty on Spotify: ⁠⁠⁠https://open.spotify.com/show/2aHlmMJw1m8FareKybdNfG?si=8487e2f9611b4438&nd=1⁠⁠⁠ SUBSCRIBE to FFT DFS on Apple: ⁠⁠⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-dfs/id1579415837⁠⁠⁠ FOLLOW FFT DFS on Spotify: ⁠⁠⁠https://open.spotify.com/show/5zU7pBvGK3KPhfb69Q1hNr?si=1c5030a3b1a64be2⁠⁠⁠ Follow our FFT team on Twitter:⁠⁠⁠ @FFToday⁠⁠⁠,⁠⁠⁠ @AdamAizer⁠⁠⁠,⁠⁠⁠ @JameyEisenberg⁠⁠⁠,⁠⁠⁠ @daverichard⁠⁠⁠,⁠⁠⁠ @heathcummingssr⁠⁠⁠ Follow the brand new FFT TikTok account: ⁠⁠⁠https://www.tiktok.com/@fftoday⁠⁠⁠ Join our Facebook group⁠⁠⁠ https://www.facebook.com/groups/FantasyFootballToday/⁠⁠⁠ Sign up for the FFT newsletter⁠⁠⁠ https://www.cbssports.com/newsletter⁠⁠⁠ You can listen to Fantasy Football Today on your smart speakers! Simply say "Alexa, play the latest episode of the Fantasy Football Today podcast" or "Hey Google, play the latest episode of the Fantasy Football Today podcast." Visit the ⁠⁠⁠betting arena on CBSSports.com⁠⁠⁠ for all the latest ⁠⁠⁠sportsbook reviews⁠⁠⁠ and ⁠⁠⁠sportsbook promos⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Mindful Mama - Parenting with Mindfulness
    Teens & Sex! Listener Questions with Amy Lang

    Mindful Mama - Parenting with Mindfulness

    Play Episode Listen Later Aug 12, 2025 47:03


    In this episode, Hunter Clarke-Fields welcomes Amy Lang to answer a listener's question about teens and sex, and to explore how parents can support their child's healthy sexual development. They cover how to have open, sex-positive conversations with teens, address the effects of technology and pornography, explain the importance of consent and safe sex, and offer guidance for preparing teens for their first sexual experiences. Parents will also learn practical tips for navigating uncomfortable but essential discussions about teen sexuality and relationships. ABOUT HUNTER CLARKE-FIELDS: Hunter Clarke-Fields is the host Mindful Parenting Podcast (Top 0.5% podcast ), global speaker, number 1 bestselling author of “Raising Good Humans” and “Raising Good Humans Every Day,” Mindfulness Meditation teacher and creator of the Mindful Parenting Course and Teacher Training. Find more podcasts, Hunter's books, blog posts, free resources, and more at ⁠⁠⁠MindfulMamaMentor.com⁠⁠⁠. Discover your Unique-To-You Podcast Playlist at ⁠⁠⁠mindfulmamamentor.com/quiz/⁠⁠⁠ We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: ⁠⁠⁠/mindfulmamamentor.com/mindful-mama-podcast-sponsors/⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Reimagining Love
    Loving Across Difference: Navigating Identity and Family Relationships Between Cultures with Sahaj Kaur Kohli

    Reimagining Love

    Play Episode Listen Later Aug 12, 2025 51:51


    First-generation children of immigrants often struggle with bicultural straddling, impacting their sense of identity, their mental health, their priorities and values, and their relationships. They can also find it difficult to be understood and loved by their parents in a way they can truly feel. Dr. Alexandra is joined by Sahaj Kaur Kohli, founder of Brown Girl Therapy and author of But What Will People Say: Navigating Mental Health, Identity, Love and Family Between Cultures to discuss how we can develop more capacity to love across differences and make shifts within ourselves to change our relationships for the better.You will come away from this conversation with:Validation for identity tensions you may carry as the child of immigrant parents (or more perspective on these identity tensions if you are not!)Insight into balancing personal boundaries with cultural expectations, especially when dealing with clashing priorities - plus a fresh perspective on how to approach healingTips on finding the right therapist and how to ensure you're receiving culturally-attuned care given the mental health field's bias toward a Eurocentric and individualized approach Strategies for building healthier relationships - with yourself, your family, and romantic partners - while honoring your heritage“Your Midyear Refresh” on MasterClass: masterclass.com/yourmidyearrefreshCouple Therapy Certification Course from PESI: pesi.com/dralexandraBut What Will People Say: Navigating Mental Health, Identity, Love and Family Between Cultures by Sahaj Kaur KohliBrown Girl Therapy Instagram Culturally Enough SubstackLearn more about Sahaj Kaur KohliOrder Dr. Alexandra's book, Love Every DaySubmit a Listener Question

    Reconstructed Faith
    124. Born Guilty? Listener Question & Conversation on Original Sin

    Reconstructed Faith

    Play Episode Listen Later Aug 12, 2025 72:22


    The post 124. Born Guilty? Listener Question & Conversation on Original Sin appeared first on South Spring Baptist Church.

    JK! Games!
    VGBC: Tears of the Kingdom – Part 6: Let's End This | JK! Games! Podcast

    JK! Games!

    Play Episode Listen Later Aug 12, 2025 88:23


    In Part 6 of our Tears of the Kingdom Video Game Book Club, we've reached the end of our Hyrule adventure — We got close. Kayla's still on her journey, but that won't stop us from talking about the game's biggest moments, how the final stretch plays out, and whether it all lands as a satisfying payoff.We kick things off with our Emoji Game in Easy Mode before reading your answers to this week's listener question: What's a game that had the perfect payoff for you — whether it was a moment, a mission, or the entire ending? Then, we dig into our spoiler-friendly finale discussion, touching on emotional beats, standout gameplay, and the most surprising discoveries from our time in TOTK.About JK! Games!JK! Games! is the gaming podcast where we bring you the news and reviews we care about — and our signature Video Game Book Club (VGBC), where we pick one game to play together over several episodes. Whether you're here for deep dives, casual vibes, or just to follow along at your own pace, you belong in our conversation.Timecodes:00:00:00 – Start00:16:00 – Emoji Game00:33:54 – Easy Mode00:45:58 – Listener Question of the Week00:58:30 – Expert Mode: TOTK Finale Discussion01:22:00 – Wrap-Up & Farewell to TOTKNext Game:Tiny BookshopJoin the club and play along with us:Discord → https://discord.gg/P3NaGwQhWatch live Mondays at 9PM EST → https://twitch.tv/jkgamespodcastFollow us everywhere → @JKGamesPodcastFollow and play with us! @JKGamesPodcast Discord Twitch Youtube Insta Bsky

    Quakers Today
    Quakers, the Bible, and Spiritual Authority with Father James Martin and Ollie from Quake It Up

    Quakers Today

    Play Episode Listen Later Aug 12, 2025 23:28 Transcription Available


    In this episode of Quakers Today, we consider the Bible. Co-host Peterson Toscano (he/him) speaks with Jesuit priest and best-selling author Father James Martin about the story of Lazarus and what it means to live a resurrected life in today's world. From a powerful visit to Lazarus's tomb in Palestinian territory to reflections on freedom and healing, Father Martin brings spiritual and historical depth to a story often overlooked. We also hear from Ollie, a British Quaker and creator of the popular YouTube channel Quake It Up. In conversation with Peterson, Ollie explores the role of the Bible in liberal Quakerism, what happens when scripture is weaponized, and how we can find spiritual grounding beyond the written word. This episode delves into the complications and possibilities of engaging with sacred texts, especially for those who have felt harmed by them. It also celebrates the boldness of Mary and Martha in the Gospels, and the courage it takes to step outside of cultural norms in pursuit of truth. Featured Guests Fr. James Martin, SJ Editor-at-large of America Magazine and author of Come Forth: The Promise of Jesus's Greatest Miracle. He also hosts the Spiritual Direction podcast. Learn more at AmericaMagazine.org. Ollie from Quake It Up Quaker YouTuber and podcast host whose channel explores the faith and practice of liberal Quakerism. You can find Quake It Up on YouTube, Instagram, and Bluesky. Listener Question for Next Month

    JMU Sports News
    Defensive Previews & Listener Questions | JMU Sports News Podcast

    JMU Sports News

    Play Episode Listen Later Aug 12, 2025 53:12


    Jack and Bennett preview the defense and take listener questions Follow us on Twitter Subscribe on Youtube Check out our website!  Like what you hear? Buy us a coffee (or beer...)  Leave us a review!

    Know Your Enemy
    From Armageddon to Zionism — More Listener Questions [Teaser]

    Know Your Enemy

    Play Episode Listen Later Aug 11, 2025 4:59


    Listen to the rest of this premium episode by subscribing at patreon.com/knowyourenemy.Our mailbag runneth over! Unsurprisingly, we received so many excellent questions from subscribers for our most recent episode that we decided to answer even more of them. Once again religion seemed to be on the minds of listeners, and we take up charismatic Christians and the evolution of both the religious right and the Republican Party, as well as the role of Christian Zionism in U.S. policy toward Israel. But that's not all: other topics include leftist theory bros; Roy Cohn, Donald Trump, Jeffrey Epstein, and the politics of sexual blackmail; Gore Vidal at 100, and more.Sources:Hal Lindsey, The Late Great Planet Earth (1970)Daniel G. Hummel, The Rise and Fall of Dispensationalism: How the Evangelical Battle over the End Times Shaped a Nation (2023)Wilson Carey McWilliams, "The Bible in the American Political Tradition," in Redeeming Democracy in America, ed. Patrick Deneen & Susan McWilliams (2011)The Correspondence of Walter Benjamin and Gershom Scholem, 1932–1940, ed. Gershom Scholem (1992)Cedric Robinson, Black Marxism: The Making of the Black Radical Tradition, (1938)Phil Christman, Why Christians Should Be Leftists (2025)Sam Tanenhaus, Buckley: The Life and the Revolution That Changed America (2025)Nicholas von Hoffman, Citizen Cohn: The Life and Times of Roy Cohn (1988)Christopher M. Elias, Gossip Men: J. Edgar Hoover, Joe McCarthy, Roy Cohn, and the Politics of Insinuation (2021)Gore Vidal, United States: Essays 1952-1992 (1993)

    Signposts with Russell Moore
    Listener Question: Am I Disciplined—or Just Legalistic?

    Signposts with Russell Moore

    Play Episode Listen Later Aug 11, 2025 25:32


    Russell answers a listener's question: Am I Being Disciplined—or Just Legalistic? Submit your own question for the show! Email questions@russellmoore.com — and remember: attach a voice memo! Keep up with Russell: Sign up for the weekly newsletter where Russell shares thoughtful takes on big questions, offers a Christian perspective on life, and recommends books and music he's enjoying. Subscribe to the Christianity Today Magazine: Special offer for listeners of The Russell Moore Show: Click here for 25% off a subscription Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Get Rich Education
    566: Your Listener Questions - Bonus Depreciation, Realtor Fee Changes, Down Payments, Outrageous Inflation

    Get Rich Education

    Play Episode Listen Later Aug 11, 2025 41:12


    Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

    Wonder of Parenting - A Brain-Science Approach to Parenting
    Listener Question: The Moody Teenager

    Wonder of Parenting - A Brain-Science Approach to Parenting

    Play Episode Listen Later Aug 11, 2025 34:28


    A mom writes in grieving the change in her daughter and their relationship as her daughter moves into puberty. Learn more about your ad choices. Visit megaphone.fm/adchoices

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    Ep256 - Unwanted barking, and other listener questions

    Life With Your Dog Podcast

    Play Episode Listen Later Aug 11, 2025 53:41


    In this episode, we tackle one of the most common challenges for dog owners: unwanted barking. We explore the root causes and share practical strategies for reducing noise so you can start making progress today. Whether your dog barks at the door, in the yard, or for no clear reason, you will gain a clearer plan for calmer, quieter days.   Find us online >> Panos @ www.npdogtraining.com >> Luke @ www.kizunacanine.com.au >> www.facebook.com/lifewithyourdogpodcast >> www.instagram.com/lifewithyourdogpodcast >> www.lifewithyourdogpodcast.com

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    032 - No Salt Required: Listener Questions Before the Break

    The Lockdown - Practical Privacy & Security

    Play Episode Listen Later Aug 11, 2025 21:40


    In this episode I address listener feedback and questions, from clarifying my stance on the “Tea” controversy to sharing practical tips from the community about Privacy.com workarounds. This episode covers some loose ends before I take a brief hiatus. I also discuss why I won't be at Black Hat this year, share thoughts on minimalism versus practicality in privacy, and reveal my favorite Indian restaurant in Vegas for those attending Black Hat!In this week's episode:Addressing the “Tea” controversy and clarifying my positions on doxingCommunity solution for Privacy.com and Plaid privacy concernsContact information protection strategies when family uses social mediaFuture of capture-the-flag challenges and OSINT considerationsConference attendance updates and travelMatrix Community RoomsMatrix Community Space - https://matrix.to/#/#psysecure:matrix.orgIndividual Room Links:https://matrix.to/#/#lockdown-general:matrix.orghttps://matrix.to/#/#lockdown-podcast:matrix.orghttps://matrix.to/#/#lockdown-intro:matrix.orgShow Links:Tea app leak article - https://www.bleepingcomputer.com/news/security/tea-app-leak-worsens-with-second-database-exposing-user-chats/OSMOSIS Institute - https://osmosisinstitute.org/events/Privacy.com - https://privacy.com“There are no facts, only interpretations.”- Friedrich Nietzsche ★ Support this podcast on Patreon ★

    Mostly Skateboarding
    Extra Phat Listener Questions Episode. August 10, 2025. Mostly Skateboarding Podcast.

    Mostly Skateboarding

    Play Episode Listen Later Aug 10, 2025 73:19


    This week, Templeton Elliott, Mike Munzenrider, Jason From Frozen in Carbonite, and Patrick Kigongo answer questions from you, the listeners.

    Dental Friends with Benefits
    E272: George and Alex tackle listener questions

    Dental Friends with Benefits

    Play Episode Listen Later Aug 10, 2025 41:41 Transcription Available


    Join dental entrepreneurs George Hariri, Matt Guarino, and Matt Ford as they break down the realities of running their national DSO, Shared Practices Group. They tackle the triumphs and tribulations of scaling a business, answer your burning questions (submit yours at bdppod.com), and delve into life's other adventures - from health and parenting to sports and politics. It's business, banter, and everything in between. Tune in and join the BDP community today!

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    GhostBox Radio – Casual Friday 8.08.25

    Ghost Box Radio

    Play Episode Listen Later Aug 9, 2025 51:51


    It's Casual Friday as we ease into the weekend we take a look at Paranormal News freshly ripped from the Internet, Listener Question & Feedback, Feedback from the Question of the Week. E-mail: comment@ghostboxradio.com Listen Live Streaming: www.am950radio.com Watch Live: www.facebook.com/MNGhostBox www.facebook.com/AM950Radio www.facebook.com/ParaFriendsEvents/ www.facebook.com/gethauntedusa www.facebook.com/PUNMedia1 Website: www.ghostboxradio.com Twitter: @mnghostbox #GhostBoxRadio #AM950 #GregBakun #ParanormalRadio #ParanormalPodcast #TalkRadio…

    The New Yorker Radio Hour
    Your Questions Answered: Trump vs. the Rule of Law

    The New Yorker Radio Hour

    Play Episode Listen Later Aug 8, 2025 34:14


    From the attempt to end birthright citizenship to the gutting of congressionally authorized agencies, the Trump Administration has created an enormous number of legal controversies. The Radio Hour asked for listeners' questions about President Trump and the courts. To answer them, David Remnick speaks with two regular contributors: Ruth Marcus, who writes about legal issues and the Supreme Court, and Jeannie Suk Gersen, who teaches constitutional law at Harvard Law School. While the writers disagree on some significant questions—such as the Supreme Court's recent ruling in Trump v. CASA, which struck down the use of nationwide injunctions—both acknowledge the unprecedented nature of some of the questions from listeners. “They never taught you these things in law school, because he's pushing on areas of the law that are not normally pushed on,” Marcus tells Remnick.

    Main Street Magic - A Walt Disney World Podcast
    796: Main Street Magic Mailbag: Listener Q&A Part 30

    Main Street Magic - A Walt Disney World Podcast

    Play Episode Listen Later Aug 8, 2025 40:27


    We're diving deep into the Main Street Magic Mailbag for our latest Listener Q&A session! You sent the questions — and we're answering them all with the usual mix of tips, laughs, and behind-the-scenes banter.From our Facebook community, we tackle everything from Disney resorts we've never stayed at (yes, there are still a few!) to which classic attractions we somehow haven't experienced. We chat about the possibility of a Main Street Magic Zero Proof Crawl & Meet-Up, compare Typhoon Lagoon vs. Blizzard Beach now that water park access is included with resort check-in, and reflect on the nostalgic Disney favorites that still hit us in the feels (even if our kids aren't on board).We also get personal — sharing how we met, which international Disney parks are on our bucket list, and brainstorming what a Disney-themed non-alcoholic bar would look like. Spoiler: we're all in.Over on X (Twitter), things get delightfully random — like which Disney character is most likely to have a PR meltdown Coldplay-style, what we'd grab in a $500 LEGO Store shopping spree, and what hobby might take over our lives if Disney disappeared tomorrow (gasp!).Tune in for answers, shoutouts, and a lot of fun — and stay tuned for more ways to send in your questions for future episodes!

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    Weirder Together with Ben Lee and Ione Skye
    WT Listener Questions - How do you decide which projects to work on together vs separately?

    Weirder Together with Ben Lee and Ione Skye

    Play Episode Listen Later Aug 7, 2025 6:19


    To ask a question please email ⁠⁠weirdertogetherpod@gmail.com

    FantasyPros - Fantasy Football Podcast
    Best Ball Livestream: Roster Reviews & Listener Questions (Ep. 1641)

    FantasyPros - Fantasy Football Podcast

    Play Episode Listen Later Aug 6, 2025 64:52 Transcription Available


    Join Tom Strachan and Andrew Erickson as they break down listener Best Ball rosters and discuss several key topics, including an RB heavy approach to drafting, taking David Montgomery and Jahmyr Gibbs together, various roster stacks and their potential, and different approaches to building rosters on different draft sites. Then, we end off the show by taking some of your Best Ball and fantasy football questions! Timestamps: (May be off due to ads) Intro - 0:00:00 Camp Hype We Can't Ignore - 0:01:15 Chuba Hubbard or Kenneth Walker? - 0:05:10 FantasyPros Twitch Best Ball Streams - 0:07:34 Tom's Superflex TE Premium Roster, Weak RB Room? - 0:08:10 Is RB Heavy a Good Approach in Best Ball? - 0:15:10 Who Can I Expect at the 1.06? - 0:17:45 FantasyPros Twitch Schedule - 0:20:55 Andrew's Fast Draft Hero TE Roster - 0:21:30 The Tyreek Hill Vibes are Bad - 0:24:55 Is Weekly Winners a Bad Format for Zero RB - 0:26:25 Can We Draft Montgomery & Gibbs Together? - 0:29:30 DraftKings Broncos Stacked Roster - 0:31:40 Eight RBs & Two Old TEs, Will it Work? - 0:34:55 DraftKings, Zero RB Build & Rams Mega Stack - 0:38:21 FantasyPros Best Ball Draft Kit - 0:42:05 Underdog, Single Entry contest - Unstacked Kyler Murray - 0:42:41 Underdog, Cowboys & Texans Stacks For the Win? - 0:48:10 Rapid-Fire Listener Q&A - 0:52:15 Helpful Links: Draft Assistant - Get live support during your fantasy football draft with the Draft Assistant. Connect the Draft Assistant to your draft and get real-time suggestions based on expert rankings, team needs, and positional scarcity. Get the most value out of every pick in your fantasy football draft with the Draft Assistant. Learn more at fantasypros.com/assistant or download our Fantasy Football Draft Wizard app on Google Play or App Store. Dynasty Rookie Draft Simulator – Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

    Be Our Guest WDW Podcast
    Listener Questions - August 6, 2025 - Progressive Dining on Monorail, Late 2026 Cruising, Buzz Lightyear Memories - BOGP 2738

    Be Our Guest WDW Podcast

    Play Episode Listen Later Aug 6, 2025 44:17


    Join Mike, Scott, and Pam as we answer your Listener Questions on today's show!  Today we give some suggestions for a progressive dinner along the monorail (and adjacent) resorts, discuss late 2026 cruising with a large group of 1st time cruisers, give some memories on Buzz Lightyear (as the attraction goes down for a lengthy refurbishment), and have a "hot take" from a listener about Piston Peak coming to Magic Kingdom! This and much more on today's show! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

    The Wright Report
    06 AUG 2025: US Crime Rates Are Down (But Really?) // US Court Stops Deportations // Missing Epstein Witness // Listener Questions: El Salvador, A.I. Revolution, and Spy Talk

    The Wright Report

    Play Episode Listen Later Aug 6, 2025 34:18


    Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In today's episode, we cover Crime Stats Drop but Cops Pay the Price New data shows a nationwide decline in violent and property crimes, and the White House is claiming credit. But unreported crimes may tell a different story, and police deaths and assaults are surging. Bryan unpacks the politics, the exceptions like Washington DC and Boston, and the deeper trends. Court Forces Border Agents to Allow Asylum Seekers A federal appeals court has ordered the Trump administration to allow certain migrants into the country under asylum laws. Border agents are now instructed to detain but not deport. Bryan explains how this decision could reignite legal challenges and weaken the administration's immigration crackdown. House Subpoenas Clintons and DOJ Over Epstein Congressional investigators have subpoenaed Bill and Hillary Clinton, James Comey, Loretta Lynch, Eric Holder, and others in a renewed probe of Jeffrey Epstein's network. But Alex Acosta—the prosecutor who gave Epstein his 2008 sweetheart deal—was left off the list. Bryan breaks down what that might mean. Listener Questions Return Bryan responds to Richard, who challenges his support for El Salvador's President Bukele. He explores the tradeoffs of partnering with strongmen in the immigration fight. Eric from Southern California asks whether Bryan's podcast is any different from AI, leading to a philosophical take on human thinking and machine learning. And Jack from Arkansas wants to know how Bryan detected surveillance in New York. Bryan shares real-life spycraft stories, including one involving a man he nicknamed “Elmer Fudd.” "And you shall know the truth, and the truth shall make you free." - John 8:32

    Creature Feature
    Listener Questions: Can Pigeons Tell Time?

    Creature Feature

    Play Episode Listen Later Aug 6, 2025 29:41 Transcription Available


    I answer your questions, from pigeons telling time, to whether cats can taste sugar or not! And in the middle I try to discuss yard maintenance, how to have a wild yard without gosh dern rats! If you have an evolutionary biology or animal related question you'd like answered, you can email me at creaturefeaturepod@gmail.comSee omnystudio.com/listener for privacy information.

    The Dumbbells
    446: Listener Questions!

    The Dumbbells

    Play Episode Listen Later Aug 6, 2025 68:45


    Erin and Stanger answer all of your most recent health and fitness questions including budget friendly ways to measure body fat, how much stretching we really need (and do), and our go to taco order!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    FantasyPros Dynasty Football Podcast
    Trade Value Chart Changes | Dynasty Trade Block + Chat Q&A (Ep. 261)

    FantasyPros Dynasty Football Podcast

    Play Episode Listen Later Aug 6, 2025 74:37 Transcription Available


    Join Ryan Wormeli and Pat Fitzmaurice as they tackle YOUR questions LIVE on Discord on the 1st Tuesday evening of each month at 5 PM ET at fantasypros.com/chat. The fellas break down some changes to the dynasty trade value chart before diving in to your questions in the second half of the show! Timestamps: (May be off due to ads) Intro - 0:00:00 Quarterbacks - 0:03:47 Joe Burrow and Jalen Hurts - 0:04:53 Caleb Williams and Bo Nix - 0:05:19 Jordan Love - 0:08:23 Reality Sports Online - 0:09:43 Running Backs - 0:10:38 Quinshon Judkins - 0:10:45 Kyren Williams - 0:13:18 Jaydon Blue - 0:15:48 Wide Receivers - 0:17:01 Courtland Sutton - 0:17:07 Ja’Marr Chase and Justin Jefferson - 0:18:24 CeeDee Lamb and Malik Nabers - 0:19:30 Nico Collins - 0:21:02 Jordan Addison - 0:23:55 Tight Ends - 0:26:32 Tucker Kraft - 0:26:42 Isaiah Likely - 0:27:45 Tyler Warren and Colston Loveland - 0:28:32 FantasyPros Trade Analyzer - 0:33:28 Listener Questions - 0:33:52 Potentially Contending Roster Breakdown - 0:34:15 Making Tough Roster Cuts - 0:37:29 Dylan Sampson’s Value - 0:39:13 FantasyPros Discord - 0:41:22 Trading for Drake London - 0:41:52 Difficult Keeper Decisions - 0:46:39 Trading George Pickens for Tyreek Hill and Darnell Mooney - 0:48:41 Looking for RB Upgrades - 0:51:01 If And When To Re-Build A Good Team - 0:54:28 Controversial Trade Breakdown - 1:00:28 Rule Changes For Dynasty Rookie Draft Order - 1:05:59 Outro - 1:13:59 Helpful Links: Reality Sports Online - By now, most of you have probably heard of Reality Sports Online, the powerful Fantasy Sports platform where Owners get to build and manage their Fantasy team like an NFL General Manager. But, the question is, have you tried it? It’s time to go see what all the buzz in the dynasty community is about. If you like what you see, use the promo code "FANTASYPROS" to receive a 10% discount on your team or league today! Fantasy Just Got Real at RealitySportsOnline.com.Dynasty Rookie Draft Simulator - Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator!Trade Analyzer - Evaluate trades with confidence using FantasyPros' Trade Analyzer. Instantly see the impact of trades on your team and get expert recommendations. Whether you're making a 2-for-1 deal or swapping a couple draft picks for that stud who will help you win now, the Trade Analyzer will help you optimize your roster and make smarter decisions. Try the Trade Analyzer today at fantasypros.com/myplaybook or on the Fantasy Football My Playbook app and dominate your league! Join us on Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support. BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

    Move Your DNA with Katy Bowman
    Can Exercise Fix Aging Eyes?

    Move Your DNA with Katy Bowman

    Play Episode Listen Later Aug 6, 2025 61:26


    Dynamic Aging Retreat Oct 3-5 2025This Episode's Show NotesJoin Our Newsletter: Movement Colored GlassesIn this episode, Katy Bowman and Jeannette Loram have a fascinating and wide-ranging conversation with neuro-optometrist Dr. Bryce Appelbaum.Dr. Appelbaum breaks down the crucial difference between eyesight—what you can see—and vision—how your brain interprets what you see and turns it into action. Together, they explore the striking parallels between physical and visual health, highlighting how prolonged screen time and visual inactivity can stiffen our eye muscles just like sedentary habits stiffen our joints. Focusing on screens all day is like clenching your fist nonstop—leading to eye strain, headaches, and long-term issues like poor eye coordination, which can affect depth perception, balance, and even increase the risk of falls.The conversation covers everything from visual tics and dry eyes to how vision is connected to musculoskeletal alignment and behavior—and even offers a glimpse into the future of eye health in our tech-heavy world. Dr. Appelbaum also shares how anyone can improve visual stamina and flexibility, and Katy and Jeannette reflect on their personal experience with his online program ScreenFit—a movement program for your eyes! Dr Appelbaum is offering our listeners $200 off ScreenFit using code MOVEYOURDNA: https://bit.ly/moveyourdnaSFCHAPTERS00:03:10 - Introducing Dr. Appelbaum 00:09:30 - Impacts of Screens on Vision  00:25:30 -  Unlocking Vision Potential Through Exercise - ScreenFit 00:41:00 - Listener Question on Dry Eyes brought to you by Earth Runners  00:50:40 - The Future of the Screen Time/Vision Connection BOOKS MENTIONEDMy Perfect Movement Plan by Katy BowmanMADE POSSIBLE BY OUR WONDERFUL SPONSORS:Earth Runners, minimalist sandals that mimic being truly barefoot through their grounding technology, take 10% off with code DNA10Sweet Skins, organic hemp and cotton clothing that is stylish, flexible and designed to move with you, take 20% off with code Movement20Peluva, Five-toe minimalist sports shoes ideal for walking and higher impact activities. Take 15% off with code NUTRITIOUSMOVEMENTIkaria Design, creators of the Soul Seat®, a height adjustable chair that allows you to sit in diverse shapes including cross-legged, take 10% of new inventory with code DNA10Venn Design, beautiful floor cushions and ball seats that keep you moving at home or at the officeSmart Playrooms, design and products to keep you and your kids engaged and active at home, take 10% off monkey bars, rock wall panels and holds with code DNA10

    Horses in the Morning
    Viral Horse Husband, Listener Questions and Weird News for August 6, 2025 by Poseidon Animal Health

    Horses in the Morning

    Play Episode Listen Later Aug 6, 2025 61:19


    HITM: Dr. Erin from Poseidon Animal Health is back to answer listener horse health questions on a variety of topics. Social media sensation and horse husband extraordinaire, Boopsy, joins us and some mighty weird news. Listen in…Auditor Post Show: Glenn has ideas for Jamie's vacation.HORSES IN THE MORNING Episode 3748 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm and Glenn the GeekTitle Sponsor: Poseidon Animal HealthGuest: Dr. Erin Roddy from Poseidon Animal HealthGuest: Joseph Ferris aka B.U.P.C. (Boopsy) - his horse wife videoAdditional support for this podcast provided by: Daily Dose Equine, Spalding Fly Predators, use code HRN for an additional discount. Equine Network and Listeners Like YouTIME STAMPS:05:00 - Daily Whinnies10:21 - Dr. Erin 31:26 - Boopsy47:30 - Weird News01:01:19 - Auditor Post Show

    All Shows Feed | Horse Radio Network
    Viral Horse Husband, Listener Questions and Weird News for August 6, 2025 by Poseidon Animal Health - HORSES IN THE MORNING

    All Shows Feed | Horse Radio Network

    Play Episode Listen Later Aug 6, 2025 61:19


    HITM: Dr. Erin from Poseidon Animal Health is back to answer listener horse health questions on a variety of topics. Social media sensation and horse husband extraordinaire, Boopsy, joins us and some mighty weird news. Listen in…Auditor Post Show: Glenn has ideas for Jamie's vacation.HORSES IN THE MORNING Episode 3748 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm and Glenn the GeekTitle Sponsor: Poseidon Animal HealthGuest: Dr. Erin Roddy from Poseidon Animal HealthGuest: Joseph Ferris aka B.U.P.C. (Boopsy) - his horse wife videoAdditional support for this podcast provided by: Daily Dose Equine, Spalding Fly Predators, use code HRN for an additional discount. Equine Network and Listeners Like YouTIME STAMPS:05:00 - Daily Whinnies10:21 - Dr. Erin 31:26 - Boopsy47:30 - Weird News01:01:19 - Auditor Post Show

    The Meaningful Money Personal Finance Podcast
    Listener Questions, Episode 21

    The Meaningful Money Personal Finance Podcast

    Play Episode Listen Later Aug 6, 2025 36:14


    This week, we're covering redundancy sacrifice into a pension, cash ISA allowance reductions, evening up finances between spouses and much more - it's another MM Q&A! Shownotes: https://meaningfulmoney.tv/QA21    00:55  Question 1 Dear Pete & Roger, My question regards Redundancy Sacrifice into a personal pension (SIPP). In tax year 2024/25, I had "relevant UK earnings" of £44,000. I contributed the full amount (inclusive of tax relief) to my SIPP; as a Personal Contribution this used up 100% of my Annual Allowance. In addition, I received a £20,000 tax-free lump sum Redundancy Payment. Because it was below £30,000, it did not constitute "relevant UK earnings", as such, I requested it be paid directly into my SIPP via "Redundancy Sacrifice". (My understanding is that it would be treated as an Employer Contribution, not benefit from tax relief and, therefore, not limited by my Annual Allowance - please correct me if wrong). However, due to an administrative error, it was paid to me. Subsequently, I transferred it to my pension provider, together with the necessary paperwork (completed Employer Contribution form and Settlement Agreement detailing the source of funds). My pension provider has rejected the transfer designating it as a Personal Contribution because it was made from my personal bank account. Q. Does HMRC require Redundancy Payments be paid from business bank accounts? My understanding is that the rules are different from normal Salary / Bonus Sacrifice. (Disclaimer: I understand that in answering my question you are not providing financial advice). Kind regards, Ross 07:00  Question 2 Hi, There's increasing headlines that Rachel Reeves might be planning reforms to reduce cash ISA allowances from 20k to 4k. My understanding is that this will only affect new ISA's so for me and my wife we can continue to invest 20k per year maximum. Is this assumption correct? My main question though is planning for my kids. If they don't yet have any ISA open - what is the best way to start them off to hold onto the 20k annual allowance for potentially accessing cash

    Passing The Baton Leadership Podcast
    PTB 494: Creating a peer feedback culture and other Listener Questions

    Passing The Baton Leadership Podcast

    Play Episode Listen Later Aug 6, 2025 5:15


    ou can always send us your questions for a future show at passingthebatonpodcast@gmail.com Check out our website for additional written resources! Join Zack Hudson as he helps you grow your leadership skills weekly. Passing the Baton podcast is hosted by Neha Shingane & Mike Floyd.

    Capital City Soccer Show
    Listener Questions, Houston Preview w/ Marcelo Balboa, ATX's Worst-Ever Contract, and more

    Capital City Soccer Show

    Play Episode Listen Later Aug 5, 2025 88:44


    This week Landon and Jeremiah answer a bunch of listener questions, and are joined by Apple TV's Marcelo Balboa to preview the Houston Dynamo match. Other questions and topics include:- Progress Texas event w/ Landon and Brad Stuver- Ray Romano's Moontower Soccer- Closed door friendly update- Leagues Cup at Q2 this week- Berant Celina rumor- When will we see Beloko and Djordjevic?- Tomas Muller's effect on "Middle American" MLS- How to pronounce "Bukari"- What's Austin FC's worst ever contract?- Marcelo Balboa on Leagues Cup and...- Houston Dynamo preview- Join the Patreon- Free Ticket Giveaway by Sage Wilson Realty- much moreMoontower Soccer is brought to you by FVF Law and McGuire Woods ConsultingSupport the show

    AU Wishbone: Auburn Football
    5 Aug 2025: Headlines and Quick Hits

    AU Wishbone: Auburn Football

    Play Episode Listen Later Aug 5, 2025 40:16


    Van is battling a cold this week, so he and John do a quick-hitter episode. They discuss the top stories from Fall Camp, plus Special Teams upgrades (we hope), Listener Questions and a little bit more! Be a part of the AU Wishbone Family by becoming a patron of the shows:  https://www.patreon.com/vanallenplexico Contact the show via Twitter at @AUWishbone and via email: AUWishbone (at) Gmail dot com. Brought to you by White Rocket Entertainment. www.auwishbone.com www.plexico.net

    Boggy Talk
    Summer Recap and Reflections and Listener Questions

    Boggy Talk

    Play Episode Listen Later Aug 5, 2025 38:50


    In this episode we kick off a new season of Boggt Talk as we share and highlight some of the great things about the past summer, both for the church and personnaly. We also answer several listener questions from the summer months.

    The Legal Department
    Office Hours: 2 GCs And A Law Firm Partner Answer Listener Questions Kate Dugan, GC Of Energizer Holdings and Joe Glynias, Chair Of Husch Blackwell (E74)

    The Legal Department

    Play Episode Listen Later Aug 5, 2025 51:40


    2 GCs and a Law Firm Partner answer YOUR questions. Kate Dugan and Joe Glynias return to join Stacy Bratcher in The Legal Department and share their views on maintaining and getting the best value out of in-house relationships. They talk about managing remote teams, crisis communications, and how to get up to speed managing a new function. Joe also reflects on the first year of Husch Blackwell's "HB In-House" program, including some hot takes about what it is like to be in-house counsel. Got a burning question for Office Hours? Reach out at hello@legaldepartmentpod.com

    The Camp: A Wisconsin Badgers Football Podcast
    Week 2 begins in Platteville, AJ Blazek talks, listener questions

    The Camp: A Wisconsin Badgers Football Podcast

    Play Episode Listen Later Aug 4, 2025 42:50


    Wisconsin started their second week of fall camp in Platteville on Monday morning. Zach and Jesse were there and discuss everything they saw, including more good things from Darrion Dupree, the offensive line becoming more solidified and other standouts from the sixth practice. The guys also talk about what OL coach AJ Blazek had to say and they answer some listener questionsSee omnystudio.com/listener for privacy information.

    Full Blast
    Great Question with Pat Quinn (ep.11)

    Full Blast

    Play Episode Listen Later Aug 4, 2025 94:42 Transcription Available


    Pat Quinn, Director of Center for Metal Arts is back to answer your forging questions and getting philosophical ! Listener Questions have been really great and Pat takes a lot of time to give thoughtful and insightful answers. We covered a lot of ground and look forward to doing more episodes monthly. To get your questions answered, follow the Full Blast Podcast on Instagram and DM us there. Many thanks to Pat again and as always I urge you to further your forging education at Center for Metal Arts. Classes available, housing and scholarships available too. Go to CMA's website and check out the opportunities: https://centerformetalarts.org/Follow CMA on Instagram https://www.instagram.com/centerformetalarts/?hl=enFollow Pat on Instagram: https://www.instagram.com/handforgedinvt/The Full Blast Podcast on Instagram:https://instagram.com/thefullblastpodcast?igshid=YmMyMTA2M2Y=If you want to support my race for the NYC Marathon as I raise money for Parkinson's Research please do here:https://give.michaeljfox.org/fundraiser/6151559 If you want to support Full Blast Support  Feder Knives - ( go buy a shirt )https://www.federknives.com/Go to CMA's website and check out the opportunities: https://centerformetalarts.org/Take a class: https://centerformetalarts.org/Follow CMA on Instagram https://www.instagram.com/centerformetalarts/?hl=enPlease subscribe, leave a review and tell your friends about the show. it helps me out a lot! Welcome aboard Phoenix Abrasives!Phoenixabrasives.com Phoenix abrasives supplies superior abrasive products for every application. Knifemaking, Metal fabrication, glass fab, floor sanding and Crankshaft! Belts, grinding and cutting discs, Flap Discs, surface conditioning FB10 at checkout gets 10% off your order at Check out.Welcome back! Nordic Edge:@nordic_edge on IG Nordicedge.com.auNordic Edge is about the joy of making something with your own hands. our one stop shop for tools, supplies and help when it comes to knife making, blacksmithing, leatherworking, spoon carving and other crafts where you get to take some time out for yourself and turn an idea into something tangible. Nordic Edge also holds hands-on workshops in the “lost arts” of blacksmithing, knife making and spoon carving. Come spend a day with us and go home with new skills and something you made with your own hands. They have the  guidance to help accelerate your creativity and the  Tools, products, supplies to help you manifest your ideas. NordicEdge.com.auThank you Baker Forge & Tool for your beautiful Steel. Go to Bakerforge.com to see all the incredible steels they offer. ‘FullBlast' gets you 10% off your order. CHECK OUT THE NEW ADDITIONS TO THE GATOR PISS LINE - GATOR PISS MAX & GATOR PISS HEAVYWelcome to our new Sponsor- EVENHEAT- Manufacturers of the best heat treating ovens available.  To find your next oven go to Evenheat-kiln.comFollow them on Instagram: Welcome aboard Texas Farrier Supply! For all your forging and knife making supplies go to www.texasfarriersupply.com   and get 10% off your order with PROMOCODE Knifetalk10Brodbeck Ironworks Makers of an Incredibly versatile grinder, with Many different attachmentsLeather sewing equipment and even abrasives Check out Brodbeck Ironworks for yourself:https://brodbeckironworks.com/“Knifetalk10” gets you 10% off Follow Brodbeck Ironworks on Instagramhttps://www.instagram.com/brodbeck_ironworks/Trojan Horse Forge Get your THF Stabile Rail knife finishing vise at https://www.trojanhorseforge.com/And when you use the promo code “FULLBLAST10 you get 10%off everything on the site.Follow them on instagram:https://www.instagram.com/trojan_horse_forge/ TotalBoatAdhesives, paints, primers and polishing compounds.Go to http://totalboat.com/FULLBLASTTo support the podcastG.L. Hansen & Sons On Instagramhttps://instagram.com/g.l._hansenandsons?igshid=MzRlODBiNWFlZA== Gcarta.bigcartel.comG-Carta is unique composite of natural fibers and fabrics mixed with epoxy under pressure and heat Boofa, ripple cut, Tuxini, by Mikie, Mahi Mahi, Radio worm g-cartaPheasant by MikieColorama by MikieHoopla by MikeAmazing colors and razzle dazzle for your project. MARITIME KNIFE SUPPLIESMaritimeknifesupply.CAAll your knifemaking needs, belts abrasive, steals, kilns forges presses, heat treating ovens anvils and everything you need to get started or resupply. Including Dr. Thomas's book:“Knife Engineering”They're in Canada but ship to the US with ease and you can take advantage of the exchange rate The steel selection is always growing and Lawrence just got 3900 lbs. of steel in.10% off on abrasive belt packs of 10 get a hold of https://www.instagram.com/maritimeknifesupply/ and see what the fuss is about.Welcome Tormek as a sponsor to the show. Take your sharpening to a new level. I love these sharpening machines. Waterfed, easy to use. Jigs included. Definitely check out what they have to offer. If you need it sharpened, Tormek is definitely something for you:https://tormek.com/en/inspiration/woodworking--craftsVisit Tormek's website: https://tormek.com/enFollow Tormek on Instagram:https://www.instagram.com/tormek_sharpening/?hl=enFollow Tormek on TikTokhttps://www.tiktok.com/@tormek_sharpening?lang=enGo look at the course curriculum at CMA:https://centerformetalarts.org/workshops/** Taking classes from some of the best in forging at one of the best facilities in the country is an excellent opportunity to propel yourself as a blacksmith. Not to be missed. And with housing on the campus it's a great way to get yourself to the next level. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

    The Chris Terrell Podcast
    Is the Food Fixation a Symptom of Something Bigger? - (219)

    The Chris Terrell Podcast

    Play Episode Listen Later Aug 1, 2025 56:07


    - Join The Guild   - CLICK HERE TO LEARN MORE—This week, we're diving into one of the most common emotional eating struggles out there—food fixation.You know the feeling: you're at a party, and all you can think about is the food table. You're home alone, and your brain starts spinning on what's in the pantry. That hyperfocus on food often feels impossible to override… but what if it's not about the food at all?In this episode, Chris explores: • Why emotional eating isn't about lack of willpower • How “doing nothing” can be one of the most powerful tools for healing • What's really happening when you say, “I have to have it” • How grief, boredom, stress, and unresolved emotion sneak into your cravings • The dangerous trap of turning food into your go-to fix • And how to practice sitting with discomfort—without needing food to make it go awayThis episode isn't just about resisting cravings. It's about learning to recognize when food fixation is trying to signal something deeper—and what to do when it shows up.Ready to stop reacting to every urge and start mastering your mind? This one's for you.00:00 Introduction and Host's Weight Loss Journey01:32 The Importance of Time in Weight Loss02:40 Emotional Eating Series Overview04:09 Upcoming Changes to the Guild05:23 Techniques for Managing Emotional Eating19:41 Listener Questions on Emotional Eating28:16 Understanding Emotional Cravings29:06 Identifying and Journaling Emotions29:36 Facing the Fear of Emotions31:17 Seeking Comfort and Reassurance32:04 Food as a Drug and Its Consequences33:17 Listener Question: Coping with Loss and Emotional Eating35:25 The Nature of Boredom and Emotional Eating37:48 The Importance of Processing Emotions45:44 Listener Question: Fixating on Food at Social Events46:30 Turning Challenges into Practice52:38 Final Thoughts on Emotional Eating