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Continuing unemployment claims just hit nearly two million — the highest number since November 2021. There's not much hiring right now and workers with jobs aren't going anywhere. In this static labor market, what's an unemployed person to do? Also in this episode: Car sales slow after a pre-tariff boom, a new report shows Americans are socializing less, and a town in Oregon is still rebuilding five years after a major fire.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Continuing unemployment claims just hit nearly two million — the highest number since November 2021. There's not much hiring right now and workers with jobs aren't going anywhere. In this static labor market, what's an unemployed person to do? Also in this episode: Car sales slow after a pre-tariff boom, a new report shows Americans are socializing less, and a town in Oregon is still rebuilding five years after a major fire.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
It's Thursday, June 26th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark and Adam McManus Iranian Christians vulnerable to arrest, falsely accused of espionage Christians in Israel and Iran are experiencing fear and uncertainty during recent conflict between the two countries. Christians already face arrest in Iran for simply leading a house church. An Iranian believer told International Christian Concern, “The Iranian government is now arresting anyone caught taking or sharing photos and videos with news outlets. Christians are especially vulnerable, as they risk being accused of espionage and deemed a threat to national security. If their faith is discovered, the consequences are far worse.” Iran is ranked ninth on the Open Doors' World Watch List of the most difficult countries to be a Christian. Hebrews 13:3 says, “Remember the prisoners as if chained with them—those who are mistreated—since you yourselves are in the body also.” ICE arrested 11 Iranian nationals, one served as Iranian army sniper U.S. Immigration and Customs Enforcement arrested 11 Iranian nationals over the weekend. The individuals entered the U.S. illegally, and one of them reportedly served as an Iranian Army sniper. Officials are on high alert for extremist attacks after the U.S. bombed Iranian nuclear facilities on Saturday. Iran has threatened to carry out retaliatory terrorist attacks using sleeper cells in America. Trump thrilled that NATO paying their fair share The NATO military alliance of western nations held its 2025 summit in the Netherlands this week. NATO countries agreed to raise defense spending to 5% of annual gross domestic product over the next 10 years. That's up from the current target of 2%. This comes after U.S. President Donald Trump has called on European countries to contribute more to the defense budget of the alliance. Listen to comments from Trump. TRUMP: “This is a monumental win for the United States, because we were carrying much more than our fair share. It was quite unfair, actually. But this is a big win for Europe and for actually, Western civilization.” Muslim socialist beat Andrew Cuomo in NYC Dem primary for mayor A Muslim socialist won the Democrat primary for New York City mayor on Tuesday. Remarkably, Zohran Mamdani, age 33, defeated former Democratic Governor Andrew Cuomo in the race. (Watch his election night victory speech) MAMDANI: “Tonight, we made history. (cheering) In the words of Nelson Mandela, ‘It always seems impossible until it is done.' (cheering) My friends, we have done it. (cheering) I will be your Democratic nominee for the mayor of New York City.” (cheering) Mamdani has served as a New York state lawmaker. He campaigned on making the Big Apple more affordable, calling for free public transit, rent freezes, and universal childcare. If elected, he would be the city's first Muslim mayor. President Trump sounded off on Truth Social. He wrote, “Zohran Mamdani, a 100% Communist Lunatic, has just won the Dem Primary, and is on his way to becoming Mayor. We've had Radical Lefties before, but this is getting a little ridiculous. … He's got [U.S. Rep. Alexandria Ocasio-Cortez]. … and even our Great Palestinian Senator, Cryin' Chuck Schumer, ,,, groveling over him.” Two-thirds of churchgoers attend weekly The Exploring the Pandemic Impact on Congregations project released a new report on U.S. churchgoers this month. The survey found two-thirds of respondents attend services weekly. And over 80% report stable or increased attendance compared to five years ago. The survey noted a positive outlook: “Many more respondents said their religious faith and spirituality had strengthened since the pandemic. Likewise, financial giving has increased, as has involvement and volunteering.” In terms of newcomers, 38% of churchgoers began attending their church since the COVID-19 pandemic. Of these new attenders, nearly a third never attended church before or are returning to church after years of not participating. Astronauts from India, Poland and Hungary head to Int'l Space Station Astronauts from India, Poland, and Hungary blasted off for the International Space Station yesterday. It's the first time astronauts from those countries have gone to space in over 40 years. Axiom Space arranged the flight which launched from NASA's Kennedy Space Center in Florida. The mission is part of NASA's effort to open space to private companies. Axiom is among several American space companies hoping to put their own space stations into orbit. The Polish astronaut on the mission said space “is not only for the biggest agencies anymore—space is for everyone.” Psalm 8:3-4 reminds us, “When I consider Your heavens, the work of Your fingers, the moon and the stars, which You have ordained, what is man that You are mindful of him, and the son of man that You visit him?” 8 Worldview listeners gave $3,375 to fund our annual budget And finally, toward our $123,500 goal by Monday, June 30th to fully fund The Worldview annual budget for our 6-member team, 8 listeners stepped up to the plate. Our thanks to Augustine in Auburn, California who gave $25, James in Lebanon, Oregon who gave $50 as well as Stephen in Adrian, Oregon and Mark in Grand Forks, North Dakota–both of whom gave $100. We're grateful to God for Richard in Camden Wyoming, Delaware who pledged $25/month for 12 months for a gift of $300, and Keith and Nicole in Aiken, South Carolina who pledged $50 per month for 12 months for a gift of $600. And we were touched by the generosity of Doreen in Caldwell, Idaho who gave $1,000, Shane in Columbia City, Indiana who $1,200, and Scooter in Naples, Florida who, as promised, matched twelve $1,000 donors with his matching gift of $12,000 which has already been incorporated into our previous total. Those 8 Worldview listeners gave a total of $3,375. Ready for our new grand total? Drum roll please. (Drum roll sound effect) $70,908.55 (People clapping and cheering sound effect) That means by this coming Monday, June 30th, we need to raise $52,591.45 in just 5 days. That's $10,518.29 per day! We are looking for 9 super donors. Could you give $10,000? Or perhaps you feel the Lord prompting you to become one of 3 businesspeople who could give $5,000? Or one of 5 businesspeople who could contribute $2,500? If so, those donations would total $37,500. Then, we would need another 6 people to pledge $100/month for 12 months for a gift of $1,200. And another 12 people to pledge $50/month for 12 months for a gift of $600? Please, go to TheWorldview.com and click on Give on the top right. If you want to make it a monthly pledge, click on the recurring tab. Help fund this Christian newscast for another year with accurate news, relevant Bible verses, compelling soundbites, uplifting stories, and practical action steps. I can see the finish line from here. Go to TheWorldview.com and click on Give. Close And that's The Worldview on this Thursday, June 26th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
Our guest is Takumi Kuwabara who is the toji or brewmaster at SakéOne in Portland, Oregon. SakéOne (https://www.sakeone.com/) is a unique sake brewery. It was founded in 1992 by Momokawa Brewing in Aomori Prefecture, Japan, which was founded in 1889. SakéOne started sake-brewing in 1997 and since then, its sake has won multiple awards at prestigious competitions like the U.S. National Sake Appraisal and the San Francisco International Wine Competition. And of course, a big part of its success has come from Takumi's craftsmanship. In this episode, we will discuss how Takumi studied sake in Japan and also in the U.S. after he arrived in the country in 2004, the unique terroir Oregon offers to make high-quality sake, challenges in making sake outside of Japan, how he sees the past and future of the American sake market and much, much more!!!
Dave Biddle of Bucknuts updates Ohio State.Chuck and Heath discuss surprising info on how teams that have been top 25 in transfer and HS recruiting the last three years have done on the field. Bill Bender of Sporting News looks at the national scene.See omnystudio.com/listener for privacy information.
In this episode of Apple Crunch, Thomas Domville, John Gassman, Marty Sobo, and Desiree Renae discuss recent Apple news and other topics of interest.Chapters:* Opening * After thoughts of the Apple WWDC Keynote * Hands-on and Thoughts of the iOS 26 * ClosingResources:* [WWDC 2025 Keynote: The AppleVis Recap](https://applevis.com/blog/wwdc-2025-keynote-applevis-recap) * [Apple Previews New Accessibility Features Coming Later This Year: Accessibility Nutrition Labels, Magnifier for Mac, Braille Access Mode, and More](https://www.applevis.com/blog/apple-previews-new-accessibility-features-coming-later-year-accessibility-nutrition-labels)If you have feedback or questions for the Apple Crunch team, you can reach them at ###TranscriptDisclaimer: This transcript was generated by [AI Note Taker – VoicePen,](https://apps.apple.com/us/app/ai-note-taker-voicepen/id6462815872) an AI-powered transcription app. It is not edited or formatted, and it may not accurately capture the speakers' names, voices, or content.**Thomas**:hello and welcome to apple crunch for June 2025 my name is thomas domville also go by the name of AnonyMouse yes we are back once again guys and here we are with the gang and we got a special new voice for you so a mystery voice i'll introduce that new voice to you in a moment so let's say hello to mr john gassman how are you mr john i'm doing good how are you **John**: Great, great. **Thomas**: You've been enjoying yourself the past couple months?**John**:Oh, yeah. Yeah, always stuff going on. I did a nice cruise, and we have a convention coming up shortly before you hear this. And then another cruise in September. So lots of stuff going on this summer.**Thomas**:Two cruises in a year. You know, I am jealous because you get to go on a Hawaii cruise. That is amazing. Maybe I'll have to join you in a cruise one of these days. That would be fun. We have to go on a Disney cruise. We should do a Disney, yeah, we should do a Disney cruise someday. Exactly. I'm all on board. And then over here, we got Mr. Marty Sobo. How are you, Mr. Marty?**Marty**:Doing good, doing good. Thank you very much. Glad to be here again.**Thomas**:Are you busy?**Marty**:Oh, yeah, always busy.**Thomas**:Always busy, too?**Marty**:Yeah.**Thomas**:Keeping yourself busy with the unmute? **Marty**: Oh, yeah. **Thomas**: Excellent. Well, speaking of the unmute, you got a new voiceover on unmute and she is going to be joining us on Apple Crunch from here now. So I am so happy to introduce you to all of you to Desiree Renee. How are you, Desiree?**Desiree**:I'm good. How are you? **Thomas**: Wonderful. **Desiree**: Oh, it's been good. We're finally getting some warmer weather, so that's always nice in Oregon. And although in Texas, when I used to live there, I dreaded the warmer weather, but now I look forward to it.**Thomas**:Yeah, Texas…
JPR's Jane Vaughan recently spoke with Sandy Stack about the need for more recovery high schools and what might happen to the project after proposed budget cuts.
JPR's Jane Vaughan recently spoke with Sandy Stack about the need for more recovery high schools and what might happen to the project after proposed budget cuts.
Labor, Wolves, and Wine Woes: AgNet News Hour Talks Ag Policy and Market Shifts Happy Thursday from the Central Valley! On this week's AgNet News Hour, Nick “The Ag Meter” Papagni and co-host Josh McGill unpack key issues impacting California agriculture. From labor and immigration policies to the state of the wine grape market and ongoing wolf-cattle conflicts, the show delivers critical updates and candid insights. Tune in for expert interviews, real-time commentary, and this week's Almond Byte from the Almond Board of California.
A special Homily Highlight from Archbishop Alexander Sample for the Feast of Corpus Christi.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
Brenda and Brian start your day with The Morning Blend. An Italian village is getting ready to welcome Pope Leo for his summer break. Hear the details plus local news, sports and great interviews.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
Oregon women's basketball coach Kelly Graves joins the Autzen Audibles podcast for his 10th appearance on the show. He offers thoughts on last year's team, where this year's team seems to be going and into many other topics. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Artist Fred Grandy grew up in Oregon with five sisters and one brother. The family also lived in Washington for a time. As an adult, Grandy moved around the country, with stints in California, Louisiana, Kentucky and Virginia. But his last days were spent in Ukraine, volunteering with a group that helped to clear up debris after Russian bombings. His sister, Bend resident Sietska Reed, says he had taken off on an open-ended trip to Western Europe but found himself drawn to Poland and then Ukraine. Reed said her brother felt he was where he needed to be to help Ukrainians in a small but tangible way. Grandy was angry, she said, about President Donald Trump’s embrace of Russia, which invaded Ukraine, and also wanted to represent the many Americans who are horrified by Trump’s actions and demonstrate support for Ukraine’s sovereignty. She says the family was notified last week by the U.S. Embassy in Ukraine that her brother was among those killed in one of the heaviest Russian attacks on Kyiv since Russia invaded Ukraine in February 2022. Reed joins us, along with her son Kennith Reed and her brother Jim Grandy to remember Fred and tell his story as they think he would want it told.
College football rivalry week continues on Kings of the North with 10 new rivalries that the sport could give us in the next decade, thanks to the College Football Playoff and the occasional appropriate push from conferences when needed. What could new rivalries like Notre Dame-Clemson, Ohio State-Oregon, BYU-Colorado and West Virginia-Cincinnati mean for college football? Then it's time for Doug Lesmerises and Bill Landis to take some questions and comments from the Ask KOTN mailbag. Finally, it's Whatcha Watching, Eating and Thinking. Thanks for joining Kings of the North.
Lyons made his commitment public on the Pat McAfee Show yesterday, choosing BYU over Oregon, USC, Ole Miss and others---the first 5-star player to commit to BYU since 2010 He was California player of the year last year in high school football, and is another huge get for BYU athletics after the basketball program landed No. 2 prospect AJ Dybantsa back in DecembeShow Sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Oregon food group grows a little taste of home for Native Hawaiians SHI seeks identification help with its new Alaska Native photo collection
Welcome to the Say YES to Yourself! Podcast—the show for midlife women, empty nesters, and those navigating major life transitions like divorce, reinvention, and rediscovery. If you're ready to shed old roles and finally put yourself first, you're in the right place.In this episode, Wendy sits down with Ashley Spence, a survivor-turned-advocate and the powerhouse behind the DNA Justice Project, a nonprofit initiative solving cold cases and helping other survivors find healing through justice. What begins as a deeply personal story unfolds into a conversation about reclaiming power, trusting your instincts, and transforming trauma into impact.They explore:The critical gaps in the justice system and how Ashley is helping close them with truth, courage, and DNA evidenceHow surviving trauma can become a catalyst for change, healing, and meaningful impactWhat it takes to speak up even when it's hard—and how your voice can become a lifeline for othersIf you've ever doubted the power of your own story, or felt the pull to turn pain into purpose, this conversation is a must-listen.Live in one of these states? Your voice matters—take action now:Oregon, Pennsylvania, Massachusetts, Kentucky, West Virginia, ArizonaConnect with Ashley: Her book Silent Witness: How DNA Uncovered the Truth and Empowered My HealingInstagram @ashleyespence Instagram @dnajusticeprojectDNAJusticeProject.org________________________________________________________________________________________ Say YES to joining Wendy for her: Say YES Sisterhood PWH Farm StaysPWH Curated France TripsInstagram: @phineaswrighthouseFacebook: Phineas Wright HouseWebsite: Phineas Wright HousePodcast Production By Shannon Warner of Resonant Collective Want to start your own podcast? Let's chat! If this episode resonated, follow Say YES to Yourself! and leave a 5-star review—it helps more women in midlife discover the tools, stories, and community that make saying YES not only possible, but powerful.
The Federal Motor Carrier Safety Administration is intensifying enforcement of English Language Proficiency (ELP) standards as of June 25, 2025, which could lead to the immediate grounding of truck drivers who do not meet Department of Transportation requirements. This move is expected to shrink the pool of qualified drivers, creating capacity constraints, increasing tender rejections, and driving national truckload rates higher, with the National Truckload Index currently at $2.27 per mile. In other news, Relay Payments is expanding its services beyond fuel payments into repair and maintenance, announcing partnerships with Southern Tire Mart at Pilot, Boss Truck Shops, and AMBEST Service Centers, collectively offering over 235 locations. This initiative aims to streamline payment processes for carriers and improve workflows for merchants by utilizing digital RelayCodes, allowing fleets to consolidate all over-the-road expenses on a single platform. Turning our eyes skyward, FedEx has retired a dozen freighter aircraft, including Airbus A300s, MD-11s, and Boeing 757-200s, as part of an effort to streamline its air network and modernize its fleet, taking a $21 million impairment charge. While flying less domestically after its USPS contract ended, FedEx is focusing on efficient widebody freighters and plans further acquisitions of Boeing 777s and ATR 72-600 turboprops to meet strong international parcel demand and boost efficiency. On the ground in the food sector, a wave of layoffs and closures is hitting major food retailers, distributors, and producers across the U.S., with over 1,500 job cuts announced since early May. Companies affected include United Natural Foods Inc., which is closing a distribution center in Pennsylvania and cutting 716 jobs; Albertsons, which laid off 275 corporate employees and plans to close a grocery store in Portland, Oregon; and Amazon Fresh, which shuttered a grocery location near Seattle with 125 job losses. In the maritime realm, Federal Maritime Commission Chairman Louis Sola announced he is stepping down as his carryover term expires this month, having served since 2018 as a Trump appointee. Sola played a key role in safeguarding the U.S. maritime industry, bringing greater transparency to port operations, and overseeing a supply chain that moves more than $5 trillion in goods annually, including leading an investigation that resulted in the de-flagging of 140 sanctioned vessels. The Ports of Indiana are partnering with Louis Dreyfus Company (LDC) to restart operations at the Burns Harbor grain terminal on Lake Michigan, a crucial asset for Midwest grain exports since its opening in 1979. LDC, one of the world's "big four" global agri-commodities companies, plans to begin operating the terminal in early 2026, aiming to boost grain exports and provide vital market access for regional farmers. Learn more about your ad choices. Visit megaphone.fm/adchoices
What happens when a former Oregon State Trooper steps into the woods for a bear hunt — and ends up face-to-face with the unknown?In this gripping episode of Bigfoot Society, Jeremiah Byron talks with Ethan, a law enforcement veteran and lifelong outdoorsman who shares chilling encounters from deep in the Oregon wilderness. From unsettling whoops between unseen creatures to perfect three-knock patterns in the dead of night, Ethan recounts a night that changed everything. You'll hear stories from the Southern Blue Mountains, Suttle Lake, the edge of the Warm Springs Reservation, and even Prospect and Granite — places where hunters have fled, terrified, in the middle of the night.Whether it's pistol-drawn standoffs in the dark or whispered legends passed between trusted troopers, Ethan's experiences reveal the darker side of Bigfoot encounters — and the silent intelligence behind them. This isn't campfire gossip. It's boots-on-the-ground testimony from someone who swore to protect and serve... and now swears he wasn't alone.
Listen Now to 118 Futue Now Podcast Summertime Special Buckle up, cosmic travelers, it’s summertime, and our listeners are hitting the road, beaming in with the wildest reports from the edges of adventure! Bobby Wilder and Katia are out there having the best swim, diving into Oregon’s epic camping, hiking, hot springs, and waterfall escapades—dropping hot tips and trailblazing locations for your own nature-fueled quests. Meanwhile, we’re cranking up the AI buzz with some mind-bending stories from Instagram, like ChatGPT spilling the tea on which conspiracy theories might just be too real. Plus, whispers from the social geek jungle hint that OpenAI’s cooking up some bonkers AI personas and memory upgrades that’ll overclock your processor! Oh, and we’re tossing in some juicy nuggets about God, the Universe, and the whole cosmic enchilada—because that’s what happened, and why not? Hold onto your hats, ‘cause the universe beamed in with a surprise: a call from Fantuzzi, the grooviest planetary troubadour and rainbow warrior, followed by a galactic check-in from Master Now and his radiant partner, Jia, with sizzling updates from their Southern corner of the cosmos. This show’s a real hoot this week, packed with untamed stories and good vibes—dive in and soak up the fun! CU there! AI Priestess connects us in light with love
Join Shayn & Orin as we discuss the Victorian age's first urban legend, "Spring Heeled Jack", & possible origins and theories. All this and more on the 119th episode of "Bizarre Encounters with Shayn & Orin". Don't forget to like, follow, share, & review. We appreciate it!..Social Media/Email/Donate/Merch/Patreonhttp://linktr.ee/bizarreencounters..REPORT AN ENCOUNTER/EXPERIENCE or BE A GUESTbizarreencounters@outlook.comHotline: (313) 364-1551..JOIN THE OPEN MINDS MEDIA DISCORD COMMUNITY!https://discord.gg/pDu2ZMedbm..THE OMM MERCH STORE!T-SHIRTS ONLY $15.58 PLUS SHIPPING!https://open-minds-media-merch-store.printify.me/products..THE OMM PATREON!($2) AD FREE/EARLY ACCESS ($5) FULL ACCESS7 DAY FREE TRIAL!https://www.patreon.com/open_minds_media...Donate to the show:https://cash.app/$shaynjones1994https://venmo.com/code?user_id=3007072169885696543&created=1667407660https://www.paypal.me/shaynjones1994....Affiliate Links:.Chattergeist by Dimension DevicesGet 10% off by using the affiliate link!https://dimensiondevices.co.uk/shop.php?affiliate=OpenMindsMedia..Oregon-ite by Isaac LayzellUse code "OMM" for 10% off!https://oregon-ite.com/?sca_ref=5851215.dReRp5kdjU..Sticker MuleUse link for a $10 credit to spend on custom stickers, magnets, buttons and more!https://www.stickermule.com/unlock?ref_id=1381125701&utm_medium=link&utm_source=invite....Please Check Out:."Bizarre Inquiries"*Monthly Youtube LIVE Show*1st Thursday of Every Month @ 7:15pm EST.Join Shayn & Orin as we address and discuss bizarre inquiries uncovered by us and listeners like you. Some may be serious, some may be ridiculous. Who knows how it all might go down. All that matters is that you let your mind wonder!.Social Media/Email/Donate/Merch/Patreonhttp://linktr.ee/open_minds_media.Youtube: https://www.youtube.com/playlist?list=PLwRrzt9NKkpKOSiaTHjTYxHw4blHxwPO3.."Inquiries of our Reality with Shayn Jones"The reality we live in can be a very strange place. Most of the time, fact being stranger than fiction. How will we ever start to understand this reality we live in unless we question everything. Join me and a guest as we unravel the mysteries of this reality, one topic at a time..Social Media/Email/Donate/Merch/Patreonhttp://linktr.ee/inquiriesofourrealitypodcast.."The Framework: UFO Research Center" (Orin)https://www.instagram.com/theframeworkufo/.."Open Minds Media (OMM)"https://linktr.ee/open_minds_media.."Midwest Mythos with Ryley Watson"Join Ryley weekly in listening to guest tell their story's of the unknown, grand adventures, and countless other topicshttps://linktr.ee/midwestmythospodcast....FRIENDS IN THE COMMUNITY:.IKNOWSQUATCHSpreading the gospel of Squatch with knowledge & fresh merchhttps://www.etsy.com/shop/iknowsquatchhttps://www.instagram.com/iknowsquatch/..CryptoteeologySpecializing in wearable cryptids and monsters and the stories behind them. Discover a relatable monster for any casual occasion.https://www.cryptoteeology.com/https://www.instagram.com/cryptoteeology/https://www.facebook.com/Cryptoteeology..The Snarly Yow Beard & Body ProductsSnarly Products are made exclusively for the Snarly Yow by crafters and local small businesses by hand.https://www.snarlyyow.com/https://www.instagram.com/thesnarlyyowhttps://www.facebook.com/TheSnarlyYow/..Big Ape ThreadsCryptid Drip. Fortean Fits. We make the strange look good. Apparel, Stickers, & More.https://www.instagram.com/bigapethreads/https://bigape.shop....Intro & Outro By:Socio-Beathttps://distrokid.com/hyperfollow/sociobeat/conundrumhttps://socio-beat.bandcamp.com/...Become a supporter of this podcast: https://www.spreaker.com/podcast/bizarre-encounters-with-shayn-orin--6292129/support.
The American Radio Relay League (ARRL) Field Day event is on June 28-29.
Today's chat is all about the wild ride of eminent domain, where a township is eyeing a long-standing family farm in Cranberry, New Jersey, to snag it for some shiny new affordable housing. I mean, come on! This farm has been in the family for 175 years, and they've said a big fat “no thanks” to offers up to $30 million! It's a classic case of David versus Goliath, and I'm feeling a little fired up, especially since I'm gearing up to tussle with the State of Oregon myself over some property rights. We're diving into the nitty-gritty of what happens when government swoops in and takes land, and trust me, it's not just a walk in the park. So grab a comfy seat, because we're about to unpack some serious issues that hit home for so many of us!Tensions are rising in Cranberry, New Jersey, where a family farm that's been in the Henry family for 175 years is facing the looming threat of eminent domain. Eric G dives into this hot topic during his midweek update, and let me tell you, he's not holding back! As he shares the story of this family's fight against the township's decision to seize their land for 'affordable housing,' you can practically feel the sparks flying. We're talking about a farm that's been lovingly tended and cherished through generations, now being eyed by developers and local government for something they deem more 'useful.' Eric's frustration is palpable as he discusses the ridiculousness of the situation—especially when the family has turned down offers of up to $30 million! He argues passionately that when the government comes knocking, they should at least offer fair compensation—something that seems to be missing in this case. But wait, there's more! Eric draws parallels with his own battle in Lake Oswego, Oregon, where he's feeling the heat as the state begins to encroach on his lake rights. He shares his personal experience, bringing a relatable twist to the conversation about property rights and the government's role in urban development. With a mix of humor and genuine concern, Eric paints a picture of what it means for everyday citizens when their rights are jeopardized. He emphasizes the importance of standing up against these injustices, not just for the Henry family but for all of us who have invested our lives into our homes and properties. This episode is a wake-up call, urging listeners to consider the implications of eminent domain and to reflect on the value of our homes, our rights, and our communities. Eric's call to arms is clear: if we don't stand up for ourselves, who will? He's got plans to collaborate with the Institute for Justice, and we're all waiting with bated breath to see how this saga unfolds. Stay tuned for more updates on both the Cranberry farm and Eric's own fight in Oregon as they navigate these choppy waters of property rights and government overreach!Takeaways: Eric G dives into the controversial issue of eminent domain, highlighting a New Jersey farm's struggle against its impending seizure for affordable housing. The podcast emphasizes the emotional weight of losing a family farm that's been in the family for 175 years, sparking a broader discussion on property rights. Listeners are encouraged to understand the complexities of urban renewal and the importance of fair compensation when government seizes private land. Eric shares his personal fight against the State of Oregon over lake rights, emphasizing the need for citizens to stand up against unjust takings. Links referenced in this episode:aroundthehouseonline.comyoutube.com/aroundthehousewithericgTo get your questions answered by Eric G give us a call in the studio at 833-239-4144
Adam and Thomas join up to discuss Dakorien Moore, freshmen skill talent, and Oregon's passing game in 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices
Tom and Noelle Crowe bring you another lesson on American Catholic History. Today they tell you about the Sacred Heart Chapel.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
Jesus gave us the "Our Father" prayer 2,000 years ago and we continue to pray it regularly. On today's 2nd Cup, Brenda and Brian talk about the 7 petitions of the "Our Father."You can read more at Catholic Link.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
Get ready to start your day with the joy of our Catholic faith and The Morning Blend. In his final Wednesday audience before his summer break, Pope Leo says true healing comes from Jesus. Brenda and Brian have the details on today's show.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
This week, we start a new multi part series on one of the most horrific serial killers that the United States has ever produced, who just happens to have had a short NFL career, as well! He comes from the perfect family, where anything less than perfection is disappointment. On the surface, he's a polite, clean cut young man, who leaves everyone in awe, with his athleticism, but there's something dark, lurking. He starts his creepiness early, by exposing himself to anyone he can get to look, and some other criminal red flags!! Be the perfect son, from the perfect family, hate that you're not allowed to drive, when you're 10, and expose your privates to anyone that will look with Randall "The I-5 Killer" Woodfield - Part 1!! Check us out, every Tuesday! We will continue to bring you the biggest idiots in sports history!! Hosted by James Pietragallo & Jimmie Whisman Donate at patreon.com/crimeinsports or with paypal.com using our email: crimeinsports@gmail.com Go to shutupandgivememurder.com for all things CIS, STM & YSO!! Contact us on... instagram.com/smalltownmurder facebook.com/crimeinsports crimeinsports@gmail.com
Excited to be joined by JP Acosta, staff writer at SB Nation covering both the NFL and college football. We kick things off with the NFL—J.P. breaks down how Jacksonville's new-look staff could reshape the franchise. We also dig into Michael Penix Jr.'s rookie tape, the impact of Frank Ragnow's surprise retirement in Detroit, and which NFL minicamp holdouts could shake up the NFL landscape.Then we shift to college football and J.P.'s preseason Big Ten power rankings. Why he put Oregon at No. 1, what gives Penn State the edge in 2025, and how big the red flags are at Ohio State and USC. We dive into breakout candidates like QB Aidan Chiles at Michigan State, the potential of QB Demond Williams at Washington, and the pressure on Lincoln Riley at USC.Plus, which team is most likely to outperform expectations, why Illinois at No. 4 raised some eyebrows—and what J.P. sees that others might miss. We also highlight 5 CFB transfers who could dramatically boost their 2026 NFL Draft stock.Don't miss this wide-ranging conversation with one of football media's sharpest voices.
Everywhere you look, someone's trying to sell you something—ads, popups, flashy promises. It all starts to blur together, and most of it gets ignored. People aren't looking for more noise; they're craving something that feels real. When a brand tells a story that taps into emotion or makes someone feel seen, that's when things shift. It's not just about what you're selling, it's about how you make people feel while you're doing it. Owen Garitty is a filmmaker and creative director who runs FPW Media in Springfield, Oregon. He works with companies of all sizes to shape emotionally driven brand stories through film, content, and design. His approach centers on making marketing feel human—connecting with audiences by tapping into their real motivations and fears. Owen shares how powerful storytelling can stop people mid-scroll and build trust fast. He emphasizes keeping brand narratives honest, sharp, and emotionally tuned to what audiences care about. Stay tuned! Resources: FPW Media | We make the impossible possible on a daily basis for our incredible clients! Entrepreneur, Creative Director, Filmmaker | Meet Owen Garitty. Follow Owen Garitty on Facebook Connect with Owen Garitty on LinkedIn
Rose Gerber is a Portland, Oregon based singer songwriter. I chatted with Rose about how she got interested in playing guitar and songwriting. Bouncing around to different parts of the United States, getting exposed to Country music, how her songwriting has evolved, and more! To keep up with Rose Gerber, the sponsors for the episode, and the Dan Cable Presents Podcast, please check out the links below! ---------------------------------------------------Thank you to DistroKid for sponsoring this episode of the podcast. Use the link below to receive 30% off your first year of DistroKid services.https://distrokid.com/?c=cableRose Gerber:https://www.rosegerbermusic.comPDX SONGWRITER GUILD:https://portlandsongwritersguild.com---------------------------------------------------INSTAGRAM:@rosegerbermusic@pdxsongwriters@dancablepresents@distrokidEmail: dancablepresents@gmail.comSpotify Playlists:https://open.spotify.com/user/54u8tkp1mevtd0i3cz79qbp8l?si=-4NT4PWPSlSowoXQkJhlkAApple Playlists:https://music.apple.com/us/playlist/dcp-april-2022/pl.u-EdAVRqdsXqWdRJVenmo: Dan-Cable-Presents
It’s peak harvest time for sweet cherries in Oregon and Washington. Growers in the Pacific Northwest are anticipating a strong crop this year, with a higher yield than last year’s harvest. But what they weren’t anticipating was a workforce shortage that’s being driven by the fear of immigration enforcement raids. KUOW reported earlier on how this issue is threatening the livelihoods of cherry farmers in Washington. The immigration crackdown is also clouding the outlook for cherry growers in Oregon, according to Ian Chandler, chair of the Oregon Sweet Cherry Commission and the co-owner of CE Farm Management, a cherry orchard in The Dalles. Chandler said he’s not aware of any recent immigration enforcement raids on farms in the Columbia Gorge. But he says the fear of potential enforcement activity led to a 50% reduction in available workers for most cherry farmers in the region at the start of harvest two weeks ago. Some migrant farm workers whose employers obtained H-2A visas for them have also been stuck at the border in Mexico and unable to help with the harvest in The Dalles, according to Tiffany Davis, business manager for K&K Land and Management. Chandler, Davis and Monica Zipprich, an orchard manager at K&K Land and Management, join us to talk about the toll federal immigration enforcement is taking on the Oregon sweet cherry industry.
What teams reshaped their roster in the transfer portal and might surprise us in 2025?(0:00-6:35) Intro: What did Thomas Castellanos say?(6:36-19:06) What does Florida State's 2025 look like?(19:07-25:18) Breaking down Pete Nakos' Thomas Castellanos Story(25:19-28:25) Alabama at Florida State Preview(28:26-36:46) Ole Miss in 2025(36:47-45:56) What will Oregon look like?(45:57-51:45) Missouri Resurgence?(51:46-53:59) Have we talked enough Miami?(54:00-59:12) West Virginia with Rich Rod, views in the state(59:13-1:05:00) Will Kentucky embrace Motivated Mark Stoops?(1:05:01-1:05:42) Conclusion We've talked plenty about Texas Tech and its spending spree in the portal, but what other teams set themselves up for potential success through the portal? Could Florida State come back from a horrific 2-10 season with two new coordinators and a radically revamped roster? Did Ole Miss simply create a new window for playoff contention with another portal haul? Everyone expects Oregon to be good, but can the Ducks contend for a national title with several key spots filled by players who transferred in this offseason? Is Rich Rodriguez trying to do at West Virginia what Curt Cignetti did at Jacksonville State?Watch us LIVE on YouTube, M-F at 9:30 am et! https://youtube.com/live/wkAoYQVNAZUHosts: Andy Staples, Ari Wasserman Producer: River Bailey Want to partner with the show? E-mail advertise@on3.com
In this comprehensive Tax Tuesday episode, Anderson attorneys Amanda Wynalda, Esq., and Eliot Thomas, Esq., tackle complex tax strategies focusing heavily on 1031 exchanges and business deductions. They explain why fix-and-flip properties cannot use 1031 exchanges since they're considered inventory rather than investments, and suggest using C-corps or S-corps for tax savings instead. The attorneys dive deep into 1031 exchange mechanics, covering depreciation carryover basis, cost segregation complications, and state clawback rules in California, Oregon, Montana, and Massachusetts. In other topics, they discuss the heavy SUV deduction for vehicles over 6,000 pounds, explaining how to maximize depreciation through Section 179, bonus depreciation, and MACRS while requiring material participation. Other tips include strategic use of management C-corps for rental property mileage deductions through accountable plans, qualifying for 0% capital gains rates, handling Ponzi scheme losses through IRS safe harbor provisions, tax implications of timeshare deed-in-lieu transactions, and expatriation exit taxes for high-net-worth individuals renouncing US citizenship. Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: "I own an LLC that I use to purchase a single-family house to fix and flip. Can I use a 1031 exchange to save on taxes while I look for my next property?" - No, fix-and-flip properties are inventory, not qualifying investments. "I have five years left of depreciation on rental property. I was looking into a 1031 exchange but didn't realize that the depreciation schedule remains. Can I do a 1031 to defer some capital gains but no longer depreciate and/or buy another property and get new depreciation schedule for that one?" - You get carryover basis plus new excess basis depreciation. "What are some of the rules regarding a 1031 exchange when selling a rental home in one state, but purchasing the replacement property in another state?" - Allowed, but watch for clawback rules in four states. "If I buy a car with a weight more than 6,000 pounds for my newly incorporated business and have not earned any income in the first year of business, can I use it to reduce taxes against my spouse's W2 income?" - Yes, through S-corp with material participation and 50% business use. "I own a rental house and a management corporation, which is a C corp. How do I deduct mileage for my rental activity?" - Use accountable plan reimbursements from C-corp for tax-free money. "How does one qualify for 0% capital gains?" - Single filers need taxable income of $48,350 or less. "I invested in an ATM syndication. It was a Ponzi scheme and all investment was lost. The K-1s I received for previous years were fraudulent. How do I file my taxes for those years that I received a fraudulent K-1?" - Use IRS safe harbor provision for 75-95% ordinary loss deduction. "What are the tax implications of doing a deed in lieu for a timeshare?" - Creates cancellation of debt income taxed at ordinary rates. "What happens to your real estate if when you move outside of the country, is it deemed disposition?" - Only if expatriating citizenship, then exit tax applies. Resources: Schedule Your Free Consultation https://andersonadvisors.com/strategy-session/?utm_source=1031-exchange-rules-when-buying-in-a-different-state&utm_medium=podcast Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/?utm_source=1031-exchange-rules-when-buying-in-a-different-state&utm_medium=podcast Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons
Nellie McAdams is Executive Director of the Oregon Agricultural Trust (OAT) and Steve Denney is a retired landowner. Both join the Exchange.
It's a Best-of show as Danny & Dusty are out at Langdon Farms for the 11th annual FAN Golf Classic. There is a ton of Trail Blazers talk as we re-visit the happiest day in Rip City in quite some time from the day the Trail Blazers announced they are for sale. We also preview tomorrow's NBA Draft. Plus, Senate bill 110 which clears up money via a jock tax for a proposed MLB stadium in the South Waterfront. And Rust's Mt. Rustmore of movies that take place or are made in Oregon.
Dr. Powers joins the show for Where Past Meets Present, the founding of Grants Pass today and a talk on the Supreme court cases happening. Kevin Starrett calls from Oregon firearms...looking for some help to get the gun bills killed.
We are back with Episode 94 of the Camerosity Podcast. For this episode, we decided to revisit a topic we covered all the way back in Episode 30, which is talking about camera stores with people who work in camera stores. Joining us for the discussion are Meredith and Corey Reinker from Roberts Camera (aka UsedPhotoPro) in Indianapolis, Indiana and Zeb Andrews from Blue Moon Camera and Machine in Portland, Oregon. Of course, two of the Camerosity hosts, Paul and Stephen both used to work in camera stores too, so between those four, we were well represented. Much has changed in the photography space since we did our last camera store episode. Releases of new cameras like the Pentax 17, Rollei 35 AF, and recent announcements of a new "film like" digital Yashica SLR have caused a lot of ruckus and it will be interesting to hear how actual camera store people see these latest developments. Joining Paul, Stephen, Theo, Mike, and our special guests was a long list of callers including A.J. Gentile, Betty Ann Cochrane, Brad, Dan Hausman, Hong Lee, Howard Sandler, Larry Effler, Miles Libak, Pat Casey, Shane from Discord, and Will Pinkham. During the show we ask Meredith, Corey, and Zeb a wide range of questions ranging from what differentiates their stores which has allowed them to remain successful well into the era of digital photography. We cover what the modern camera store customer looks like today and what makes photography appealing to a younger crowd. We cover both lab and home developing, what one camera both camera stores wish there was an unlimited amount of, how they acquire their inventory of used cameras, and Zeb shares a cool story about how Blue Moon developed a roll of film which had images of Mount St. Helens erupting. Mike gets excited that he received a bottle of the new Adox Syrup 110 developer and attempts to break down the myth that C41 home developing is difficult. Theo and Zeb counter that you shouldn't be shamed into developing your own film and that the consistency of a professional lab is worth it. While most episodes are a lot of fun to record, while doing this one, it was amazing how fast the two hours went, and I wish we could have talked to Meredith, Corey, and Zeb longer. Who knows, maybe we'll return for a third Camera Store episode some day! As always, the topics we discuss on the Camerosity Podcast are influenced by you! Please don't feel like you have to be an expert on a specific type of camera, or have the level of knowledge on par with other people on the show. We LOVE people who are into shooting or collecting cameras, no matter how long you've been doing it, so please don't consider your knowledge level to be a prerequisite for joining! The guys and I rarely know where each episode is going to go until it happens, so if you'd like to join us on a future episode, be sure to look out for our show announcements on our Camerosity Podcast Facebook page, the Camerosity Discord server, and right here on mikeeckman.com. We usually record every other Monday and announcements, along with the Zoom link are typically shared 2-3 days in advance. For our next episode, we don't have a dedicated topic and will open up the Zoom recording to anything you'd like to discuss. If there have been any questions or topics from previous shows you'd like to revisit, or share with us your latest camera GAS pick up, we'd love to hear from you! This next one will be a free for all! We will record Episode 95 on Monday, July 7th at 7pm Central Daylight Time and 8pm Eastern Daylight Time. In This Episode Introducing Roberts Camera / They Used to Sell Jewelry UsedPhotoPro Was Started with Corey and Nelson Kopech in 2011 Blue Moon's Origin Story / Blue Moon's Owner Jake Has a Passion for Vintage Typewriters Blue Moon Slits Their Own Minox Film / They Source New Cartridges Direct from Minox What Does the Typical Camera Store Customer Look Like Today? What Inspires the 18-24 Crowd to Buy a Particular Camera? / Is there an Upgrade Path to a Leica? Mike Breaks Down All Film Shooters into One of Three Broad Categories How Were Roberts and Blue Moon Able to Navigate the Film to Digital Switch When Others Failed? Blue Moon Developed Film from an Argus C3 Showing Mount St. Helens Erupting Robert's Early Experience with Mail Order Helped them be Successful Selling Online How Does Roberts Get Their Used Inventory / Burgess Auction in Carmel, Indiana Recommendations for Local Camera Stores How Hard is it to Get Film Processing Labs Repaired? Everyone Talks About Developing Machines How Common is it For People to Develop Film at Home? Mike Gets a Bottle of the New Adox Syrup 110 Overcoming the Myth that Developing C41 Film at Home is Difficult How Do you Handle Developing So Many Different B&W Films at the Same Time? Camera Stories that Depended on Development and Services Struggled the Most What Camera Do Roberts and Blue Moon Wish they had Unlimited Supply Of? Upcoming Roberts and Blue Moon Events Links The Camerosity Podcast is now on Discord! Join Anthony, Paul, Theo, and Mike on our very own Discord Server. Share your GAS and photography with other listeners in the Lounge or in our dedicated forums. If you have questions for myself or the other guys, we have an “Ask the Hosts” section as well where you can get your question answered on a future show! Check it out! https://discord.gg/PZVN2VBJvm. If you would like to offer feedback or contact us with questions or ideas for future episodes, please contact us in the Comments Section below, our Camerosity Facebook Group, Instagram page, or Discord server. Order Your Very Own Camerosity Podcast T-Shirt! - https://www.zazzle.com/z/tbykl0hg The Official Camerosity Facebook Group - https://www.facebook.com/groups/camerositypodcast Camerosity Instagram - https://www.instagram.com/camerosity_podcast/ Roberts Camera - https://robertscamera.com/ Used Photo Pro - https://usedphotopro.com/ Blue Moon Camera and Machine - https://bluemooncamera.com/ Theo Panagopoulos - https://www.photothinking.com/ Paul Rybolt - https://www.ebay.com/usr/paulkris - https://thisoldcamera.net/ Anthony Rue - https://www.instagram.com/kino_pravda/
Jem and Justin dive into decoding coding posers—because who hasn't faked it till they made it? They tackle the nightmare of a salesperson who just doesn't sell and brainstorm clever fixes. Notebook LM and CNC router sanders get a shoutout, plus a cheeky chat on submitting products to GPT. Oh, and why an API script beats Zapier for your workflow hustle.Watch on YoutubeDISCUSSED:✍️ Comment or Suggest a TopicCoding posersWhat to do when your sales person sucks?Notebook LMCNC Router SanderSubmit your products GPTAPI Script instead of Zapier---Profit First PlaylistClassic Episodes Playlist---SUPPORT THE SHOWBecome a Patreon - Get the Secret ShowReview on Apple Podcast Share with a FriendDiscuss on Show SubredditShow InfoShow WebsiteContact Jem & JustinInstagram | Tiktok | Facebook | YoutubePlease note: Show notes contains affiliate links.HOSTSJem FreemanCastlemaine, Victoria, AustraliaLike Butter | Instagram | More LinksJustin BrouillettePortland, Oregon, USAPDX CNC | Instagram | More Links
The Morning Blend celebrates the Solemnity of the Birth of John the Baptist. Brenda and Brian enjoy the honey but pass on the locusts. Start your day with great interviews, music and news from Mater Dei Radio.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
It is also for the Sacred Heart. Emily Jaminet joins Brenda to tell you how the devotion to the Sacred Heart can change your life.Holy Habits from the Sacred Heart and Secrets of the Sacred HeartSubscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
Today's Homily Highlight is from Fr. Matt Libra, pastor at St. Rose of Lima Catholic Church in Portland.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
Sarah Kuenzi has quite a bit to cover on today's Tech Tuesday: a procession, a parish of the week, a special event, and a podcast with Archbishop Sample. Sarah joins The Morning Blend with all the details.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
Lecture seven of a series on the 'Doctrine of Atonement', delivered by Dr. Mildred Bangs Wynkoop during the fall of 1979 at Nazarene Theological Seminary. Dr. Wynkoop was a remarkable voice in the Church of the Nazarene—a writer, pastor, missionary, and theologian whose influence still resonates today. Her most celebrated works are Foundations of Wesleyan-Arminian Theology and A Theology of Love: The Dynamic of Wesleyanism, both of which continue to shape contemporary Wesleyan thought. Her ministry journey spanned the globe and the academy. She pastored churches in California and Oregon, taught at George Fox Evangelical Seminary, and served as the founding president of Japan Nazarene Theological Seminary. She also taught in Taiwan before returning to the United States to serve as Professor of Theology at Trevecca Nazarene College (1966–1976) and later at Nazarene Theological Seminary (1976–1979). Throughout her century-long life and ministry, Dr. Wynkoop met Phineas Bresee, studied under H. Orton Wiley and Olive Winchester, and left a profound impact on generations of students and colleagues across four Nazarene institutions—having studied at Point Loma Nazarene University and Northwest Nazarene University, and having taught at Trevecca Nazarene University and Nazarene Theological Seminary. *These recordings, captured initially in 1979, have been substantially restored. While Dr. Wynkoop's voice has been clarified, student questions during Q&A segments may be difficult to discern. Her responses, however, remain clear and impactful.* Lifelong Learning Code: 80890 Click here to learn about Lifelong Learning
The U.S. drops bombs on Iran … so what's next? The precision of the U.S. strikes in Iran was flawless. Oil shipments to be affected? Price of gas about to spike at the pump? Is liberal Van Jones on board with Iran strikes while conservative Rep. Thomas Massie (R-Ky.) isn't? Is the administration looking for regime change in Iran or not? 2020 election fraud to be investigated by Congress? Rep. Hank Johnson (D-Ga.) breaks out a new tune. Michigan church shooting stopped by a good guy with a gun. Senator Alex Padilla (D-Calif.) has something new to cry about, apparently. What is going on inside the Oregon statehouse? 00:00- Pat Gray Unleashed 00:38- U.S bombs Iranian nuclear sites 01:37- Iran threatens to shut down strait of Hormuz 03:55- Trump's Truth Social post on bombing Iran. 05:47- Trump threatens any retaliation will be met with even greater force. 06:14- Trump's Saturday night address to nation. 11:25- Secretary of Defense Hegseth 13:47- Russia says Iran was developing nukes 15:06- Chairman of Joint Chiefs speaks on Iran strikes. 20:23- How do Bunker Buster bombs work 21:50- Secretary of State Rubio visit the Sunday morning shows 26:15- Vice President Vance speaks on Iran. 27:50- Van Jones defends Trump over Iranian bombing. 31:49- Explains why Iran is different than other middle east conflicts 38:12- Dem. Senator Mark Kelly says Trump should have asked congress for approval. 44:37- Rep. Thomas Massie calls strike on Iran "Not Constitutional". 46:45- President Trump responds to Massie's attacks 50:50- Are we interested in regime change in Iran? 53:20- New Bingo card 57:43- FBI announces that it's looking into 2020 election result fraud. 01:04:45- Hank Johnson debuts new song for Trump 01:09:15- Michigan church attack 01:12:10- Fat five 01:24:15- Tom Homan discusses 2 million illegals that should have already been deported. 01:26:35- Dem Rep Maxwell Frost accuses ICE of kidnapping illegals. 01:28:00- Vance mispeaks over Dem Senator Padialla Learn more about your ad choices. Visit megaphone.fm/adchoices
Have you ever felt stuck? Like you're never going to get through what you're facing or back to happiness, back on track? If so, take heart and get ready to rise up.In this message, Getting Off The Ground, Pastor Levi Lusko examines The Chosen's powerful portrayal of Jesus healing the paralyzed man at the Pool of Bethesda, revealing how Christ calls us to leave our wilderness and enter into all He has for us.From The Chosen Season 2, Episode 4 "The Perfect Opportunity" - witness Jesus's intentional healing of a man who had been paralyzed for 38 years (the same number of years Israel wandered in the wilderness). This wasn't just physical healing - it was Jesus calling someone to completely abandon their old life.Scripture Focus: John 5:1-15Watch as Jesus asks the hard question: "Do you want to be made well?" Then commands the impossible: "Rise, take up your bed, and walk." Discover why sometimes the thing we think will cure us is actually the thing keeping us down.5 Steps to Getting Off the Ground:Identify False AssumptionsAsk Hard QuestionsDo Scary ThingsListen to the Right VoicesMake Different ChoicesABOUT THE SERIES:Is that in the Bible? That's the question we're asking in this five-week series. We're taking cinematic moments from The Chosen and pressing in—opening the Word, digging deep, and letting Scripture speak for itself. Together, with teachings captured from the set of The Chosen, we'll wrestle with the tension, lean into the humanity, and see the life of Jesus through fresh eyes.ABOUT FRESH LIFE:Fresh Life Church was pioneered by Pastors Levi and Jennie Lusko in 2007. We exist to see those stranded in sin find life and liberty in Jesus Christ. Today Fresh Life's ministry impacts people with the radical, life-changing message of Jesus' grace, spilling across Montana, Oregon, Utah, Wyoming, and Idaho… and beyond.ABOUT THE CHOSEN:The Chosen is a groundbreaking historical drama based on the life of Jesus, seen through the eyes of those who knew him.NEXT STEPS:To register a decision to follow Jesus, click here:https://freshlife.church/know-godTo ask for prayer or connect with your team, click here: https://freshlife.church/contactTo give to this ministry and join what God is doing to reach people around the world, click here: https://freshlife.church/giveTo download Is That In The Bible?: The Chosen series resources: https://open.life.church/resources/6483-is-that-in-the-bibleCONNECT ONLINE:Subscribe - https://www.youtube.com/c/freshlifech...Website - https://freshlife.churchFacebook - / freshlifechurchInstagram - / freshlifeTwitter - / freshlifeYoutube - / freshlifechurch
Send us a textStrap in, because this Daily Drop drops bombs—literally. Jared's back from the San Diego Operator Training Summit and immediately diving into the nuclear circus known as Operation Midnight Hammer—the largest B-2 strike in U.S. history. We're talking 125+ aircraft, deception ops worthy of Hollywood, and a casual flex on Iran's nuclear ambitions. But don't worry, the Pentagon swears it's not “regime change.”Also in this episode:CENTCOM's tanker games, shady KC-135 logistics, and a DoD recruiting task force that somehow thinks legal and public affairs are your new talent magnets (spoiler: they're not).A Marine takes over the F-35 program, we slap “F-47” on our next-gen fighter because Trump said so, and someone in Oregon thinks they can tell the federal government what to do with the National Guard.Oh—and China's getting military secrets from broke Army NCOs. Cool. Cool cool cool.This one's loaded with hot takes, hard truths, and the usual blend of sarcasm and side-eye from the Ones Ready crew. Buckle up, buttercup.
In the mid-60s, an Oregon family was thrust into a supernatural gauntlet involving UAPs, dazzling indoor light shows, cycloptic beasts, dancing aliens, a smoking dome, possible poltergeist, an ominous (and evidently bulletproof) shadow stalker and—to cap it all off—a pack of spider-like tree stumps roaming the wilds of the Pacific Northwest. In fact, this onslaught of metaphysical mayhem got so intense that it sent this poor family fleeing from their home… never to return again. The Cryptonaut Podcast Patreon:https://www.patreon.com/cryptonautpodcast The Cryptonaut Podcast Merch Stores:Hellorspace.com - Cryptonautmerch.com Stay Connected with the Cryptonaut Podcast: Website - Instagram - TikTok - YouTube- Twitter - Facebook
Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest. Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education. Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com Speaker 1 1:59 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:15 Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue. Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall. I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy Ken McElroy 8:57 good to be here, Keith, thank you. It's been 10 years, man, since we've been doing Keith Weinhold 9:01 this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro. Ken McElroy 10:15 There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win. Keith Weinhold 14:01 Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix? Ken McElroy 14:54 Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease. Keith Weinhold 19:48 Wow, that's about the steepest concession I've ever heard of in my life. Ken McElroy 19:54 Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market. Keith Weinhold 21:12 Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition? Ken McElroy 23:10 It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean. Keith Weinhold 25:46 Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that. Ken McElroy 26:13 There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people, Keith Weinhold 29:27 1 million new renters, with every 1% drop in the home ownership rate Ken McElroy 29:32 was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340 Keith Weinhold 29:46 350 million in 300 Yeah, about 145 million houses, Ken McElroy 29:51 45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know, Keith Weinhold 30:54 I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold. the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866 Naresh Vissa 33:25 this is GRE real estate investment coach. Naresh Vissa listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 33:32 Welcome back to get worse education. We're talking with seasoned investor Ken McElroy, and he's also been one of the most recurrent guests here on the show. He's just consistently got some of the very best perspectives in the entire nation on the real estate market. And Ken the Fred data, which pulls their numbers from Kay Shiller, it shows that the value of a mid tier single family home in Phoenix, Metro wide, has basically been flat for the last year and a half. I know your wife, Daniil, deals with single family rentals there in Phoenix. Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets Ken McElroy 34:20 it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy. Keith Weinhold 35:26 You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that. Ken McElroy 35:36 It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly. Keith Weinhold 39:22 Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that. Ken McElroy 40:29 That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years. Keith Weinhold 43:05 That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom, Speaker 2 43:22 so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs. Keith Weinhold 45:37 This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together. Ken McElroy 45:59 Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out. Keith Weinhold 48:36 It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place. Ken McElroy 48:47 Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event. Keith Weinhold 49:48 You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show. Ken McElroy 50:09 Yeah, for sure. Keith, always great. Man. Good seeing you. Keith Weinhold 50:18 Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 51:59 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 52:22 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. 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How to end a relationship lovingly, how to love an addict, and how to keep surprising yourself in midlife (buy the tap dancing shoes). Plus, why Cheryl decided to cut down her drinking. For our past episodes with Cheryl, listen to Episode 118 Cheryl Strayed: Don't Let Your Dreams Ruin Your Life and Episode 119 It's Okay to Want What You Want: Cheryl Strayed as Dear Sugar. For the Amanda episode Cheryl mentioned, listen to Episode 177 How to Face Your Biggest Fears with Amanda Doyle. About Cheryl: Cheryl Strayed is the author of the #1 New York Times bestseller Wild: From Lost to Found on the Pacific Crest Trail, which has sold more than 4 million copies worldwide and was made into an Oscar-nominated film. Her bestselling collection of Dear Sugar columns, Tiny Beautiful Things, was adapted for a Hulu television show that will be released in April. In 2016, the book was adapted as a play that continues to be staged in theaters around the world. Strayed is also the author of the critically acclaimed novel, Torch, and the bestselling collection Brave Enough. She lives in Portland, Oregon. TW: @CherylStrayed IG: @cherylstrayed To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices