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We love Jimothy, the raccoon with short spine syndrome, get a load of this Backer's email about the Masters, it's time for coffee, and Dillon has a MAJOR announcement. Support us on Patreon and receive weekly episodes for as low $5 per month: www.patreon.com/circlingbackpodcast Watch all of our full episodes on Spotify: https://open.spotify.com/show/6GWLSnyJKGMDIWsYC0RBG2?si=f9e2bcc01d2a4573&nd=1&dlsi=dd35daf7973642a1 Watch all of our full episodes on YouTube: www.youtube.com/washedmedia Shop Washed Merch: www.washedmedia.shop • (00:00) Fun & Easy Banter • (9:35) Jimothy • (26:15) Get a load of this guy • (36:00) Time for coffee • (49:20) Dillon has an announcement Support This Episode's Sponsors: - BetterHelp: Sign up and get 10% at https://betterhelp.com/circling - Poncho: Go to https://ponchooutdoors.com/STEAM for $10 off your first order and free shipping. - Squarespace: Check out https://squarespace.com/steam for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. - Leesa: Go to https://www.leesa.com/ for 25% off mattresses PLUS get an extra $50 off with promo code STEAM, exclusive for our listeners. Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us Fan MailTuesday Talks: How to Know if They Want You | Episode 118How do you know when another couple is actually interested—or if they're just being friendly? In this episode of Tuesday Talks, a listener asks Dan and Lacy how to recognize the signs that another couple may want to take things beyond casual conversation.Dan and Lacy share practical advice for reading the room, noticing mutual effort, and recognizing when flirting and connection seem to be reciprocated. They also explain why it can be difficult to tell in the lifestyle, where people are often naturally friendly and open.Sometimes, the only way to get a clear answer is to take a chance, put yourself out there, and simply ask. Dan and Lacy discuss how to express interest respectfully and handle the answer gracefully—whether it's an enthusiastic yes or a polite no.Get Tickets to Electric Pleasures- The Swing Nation - Main Website Quick Navigation Website: -- (Find all our social media links & more!)- Swinger Society - Our Website to meet, connect & events Swinger Society Discord Our Facebook Group- Swinger Websites -Kasadie 90 day free trialUsername: TheSwingNation SDC 14 day free trial Username: TheSwingNation** Use code 36313 for 14 days free! ** SLSUsername: NorthernGuynSouthernGirl- Merch & More -Order Your Merch Here!- Lacy's Fun Links -VIP OnlyFansPREMIUM OnlyFans-- THANK YOU TO OUR SPONSORS --Wisp : Making sexual healthcare inclusive, cost-effective, and accessible—for everyoneUse Code SWING at checkout for 15% off your oder!Shameless Care: ED Medication and at home STD testingUse Code TSN at checkout for $30 off your order!Promescent® Make Love Longer, It's Time for Great SexUse Code SwingNation for 5% off!Support the show- Thank you for the support! -
Welcome to the season finale of Mind the Game LIVE in New York at Fanatics Fest with LeBron James and special guest co-host Tyrese Haliburton of the Indiana Pacers. Presented by Anthropic, the team behind Claude. Get started at claude.ai/mindthegame In this episode, LeBron talks about the question everyone wants to know, his free agency decision. Will it be Miami, Cleveland, Philadelphia… the Yankees?! Time will tell. The guys also dig into Jalen Brunson and the New York Knicks improbable championship run. They also talk free agency including Giannis to The Heat, Jaylen Brown to the 76ers and more. Finally, LeBron and Tyrese take questions from the fans!Thanks so much for watching Mind the Game this season. We'll be back later this year with Season 4 so be sure to scribe if you haven't. See you next season!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is 'The Beast' one of WWE's best or completely overrated? Time to rank it.ENJOY!Follow us on Twitter:@SimonMiller316@WhatCultureWWEFor more awesome content, check out: whatculture.com/wwe Hosted on Acast. See acast.com/privacy for more information.
Pre-Order Pete Scazzero's forthcoming book, Emotionally Healthy Success at www.emotionallyhealthy.org/successI was taught that no one rises above their intercessory prayer life. If revival wasn't happening, that meant I hadn't prayed hard enough. So I prayed. We held five morning prayer meetings a week and monthly half nights of prayer, pleading with God to move. He did, slowly. Not the outpouring I was hoping for. Prayer turned into duty, something I dragged myself through rather than something I wanted.Two things changed that. Time with Trappist monks who taught me to listen more than talk. And years spent inside Luke's gospel, watching how Jesus actually prayed.This week, I open the first of four reversals from my new book, EH Success: The Move from Praying for Results to Praying for Communion. Jesus didn't pray to get things done. He prayed to stay with the Father, to hear him, and to receive strength from him. That's a different kind of prayer than most of us were taught, and it might be exactly what your prayer life is missing.Learn more about the EH Global Leader Conference 2026: http://www.emotionallyhealthy.org/conference
Time for Sports Graffiti! Mason and Ireland continue to hit the phones for bonus ‘Sports Graffiti!' The crew is joined by Dr. Klapper for another ‘Klapper Vision!' How serious is Will Smith's neck injury? Why are the Dodgers shutting Ohtani down from pitching? Momo drops into the studio! The crew circle back to the latest on LeBron. Momo gives the latest on the Clippers situation. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Time to Get Up with the countdown to kickoff - 50 days till opening night - you've got questions, this morning we've got answers! Like this one - Will the Ravens re-up the face of their franchise or will HIS future become the biggest storyline in the sport this season! Plus - speaking of stories - you will hear the head of the SEC say college football as we have always known it is on the verge of being over - we'll tell you what it means!!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
NOTE: For Ad-Free Episodes, 100+hrs of Bonus Content and More - Visit our Patreon at https://www.patreon.com/thewheelweavespodcastFind us on our Instagram, YouTube & Website, and join the conversation on Discord!In this episode Dani and Brett are joined by Special Guest, Michael Livingston, to discuss PERSPECTIVES 9-12 of Chapter 37 of A Memory of Light!Check out everything from Michael at www.MichaelLivingston.comWe would like to acknowledge and thank our Executive Producers Brandy and Aaron Kirkwood, Sean McGuire, Janes, LightBlindedFool, Big C, Deyvis Ferreira, Green Man, Bennett Williamson, Hannah Green, Noralia, Greysin Ishara, Helena Jacobsen, Matthew Mendoza, Sims, Cyndi, Manethraen, Andrew Scarponi, Mr. Boddy's Body, David, and HoneyBunchesOfJason!We want to thank and welcome David Mole, Monica Madden and Strange Lobo to the Wheel Weaves Patreon team!The Wheel Weaves is hosted and edited by Dani and Brett, produced by Dani and Brett with Passionsocks, Cody Fouts, Mozyme, Jamie Young, Jared Berg, Rikky Morrisette, Matt Truss, Antoine Benoit, MKM, Magen, Colby T, Gabby Young, Ricat, Chris G., Sarah Creech, Saverio Bartolini, Mag621, William Johnson, Courtney B, Hammar's Lament, Bret's Pickle Facts, ThElfwitch and Tina Gruene; with music by Audionautix.Don't forget to leave us that 5 star review if you enjoy the show for a chance to win exclusive merchandise!Check out https://www.thewheelweavespodcast.com for everything The Wheel Weaves!Become a supporter of this podcast: https://www.spreaker.com/podcast/the-wheel-weaves-podcast-a-wheel-of-time-podcast--5482260/support.
The Key is up first on this week's Relic Radio Show. We'll hear an episode titled, Big Time Hoodlum, from sometime in 1956. (25:30) Next is Gunsmoke with its episode from March 28, 1953, Quarter Horse. https://traffic.libsyn.com/forcedn/e55e1c7a-e213-4a20-8701-21862bdf1f8a/RelicRadio1007.mp3 Download RelicRadio1007 | Subscribe | Spotify | Support The Relic Radio Show If you'd like to support Relic Radio, please consider a donation [...]
Jenna Guthmiller talks about how she became interested in immunology and her exciting research on how different responses to vaccines and infection shape future responses to infection. Host: Cindy Leifer Guest: Jenna Guthmiller Subscribe (free): Apple Podcasts, RSS, email Become a patron of Immune! Links for this episode MicrobeTV Discord Server Broadly neutralizing flu antibodies (Nature, 2022) First exposure antibodies to H1N1 flu (Sci Transl Med, 2021) Long lasting B cells to chimeric flu vaccine (Immunity, 2025) Vaccine strategies to target HA anchor epitope (Nat Comm, 2025) Pre-existing immunity shapes flu response (Sci Trans Med, 2020) From Immune 35: SARS-CoV-2 infection severity linked to anti-spike (mBio, 2021) Guthmiller lab Time stamps by Jolene Ramsey. Thanks! Music by Tatami. Logo image by Blausen Medical Send your immunology questions and comments to immune@microbe.tv Information on this podcast should not be construed as medical advice.
Episode 408 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's 3M Open. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering. Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best free golf betting tips coverage. steve's 3m open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports sign up offer betfred promo code betfred sign up offer betvictor bonus code betvictor new customer offer ladbrokes promo code ladbrokes new customer offer coral promo code coral sign up offer bet365 500 free spins bet365 joining offer unibet promo code unibet sign up offer betmgm 40 free bet betmgm promo code william hill promo code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga betting tips across the whole of 2026 Let us talk you through the bet365 golf + bet365 each way extra + ladbrokes golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/betmgm-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ https://www.golfbettingsystem.co.uk/william-hill-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-sign-up-offer/ https://www.golfbettingsystem.co.uk/betmgm-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/coral-10-places-each-way/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.
Time for a horrid history lesson. Daniell Giles is the author of medieval gothic Mere (2025), and the brand-new Restoration horror-show, Gentle Things. In this episode she talks about the nightmare of research, the similarities between the 1660s and our own sh**ty decade, and how much we both love Sarah Waters. But mostly it's a guided tour of a dirty period in history, of murder, misogyny and… medicinal cannibalism! Yes, it's a thing, and it's nasty. Enjoy Support Talking Scared on Patreon Check out the Talking Scared Merch line – at VoidMerch Come talk books on Threads, Bluesky, and Instagram, or email direct to talkingscaredpod@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, we are talking interest rates. The rate of interest, or the price of money, has a profound impact on the energy and commodities sector, influencing the cost of carry, the price of assets and investment decisions. The story we're about to tell is what happens to economies and societies and the energy and commodities sector when interest rates are unnaturally low, as after the global financial crisis. In this episode, recorded just prior to the collapse of Silicon Valley Bank and Credit Suisse in 2023, financial historian Edward Chancellor, joined us to discuss his book “The Price of Time”. He's noted for his prescient warnings on major economic bubbles, has many awards and accolades, and described by Fortune magazine as one of the greatest financial historians alive. For related content and to find out more about HC Group, a search firm dedicated to the energy & commodities sector, visit https://www.hcgroup.global
Most couples think about selfishness as an individual problem, but what if a marriage itself can become inward-focused? In this episode, Derek, Gabrielle, and Scott discuss what it means to steward your marriage for God's glory, leverage your resources for the Kingdom, and move from keeping score to living on mission together.Discussion Questions1- When we honestly evaluate our marriage, are we more inward-focused or Kingdom-focused? If someone observed our marriage for a month, would they conclude we're living on mission?Where do we tend to keep score against each other?2- Which area are we stewarding well? Not well? Time, Money, Resources, Health, Gifts3- Who outside our family is being impacted by our marriage?4- What is one practical step we could take this month to better leverage our marriage for God's Kingdom?
Step into the shadowy fringes of the unknown with My Dark Path as we unravel one of the most terrifying monster encounters of 1952—the night the Flatwoods Monster descended on West Virginia.Host MF Thomas transports you to the misty hills of Flatwoods, Braxton County, where a group of boys playing football spot a fiery object streaking across the twilight sky and crashing on a remote hillside. Joined by their mother Kathleen May and young National Guardsman Gene Lemon with his dog, they climb toward a pulsing red flare—only to confront a towering 12-foot entity with an ace-of-spades shaped hood, glowing greenish-orange eyes like searchlights, a metallic body that hovers just above the ground, and a sickening metallic stench like burning electronics. The dog flees in terror, witnesses suffer immediate nausea and raw throats, while skid marks, oily residues, strange metal fragments, and mysterious federal agents posing as reporters swarm the town—complete with vanished evidence and media frenzy that still defy explanation decades later.Was the Flatwoods Monster a genuine extraterrestrial visitor, a mechanical probe from another world, a secret government missile test and cover-up, or simply mass hysteria triggered by a meteor?This episode blends eerie narration with historical context, skeptical scrutiny, and believer's evidence. Perfect for fans of unsolved enigmas, cryptids, and the paranormal.
Ever wonder what would happen when Benson, Stabler, and the Unit get tangled up in an investigation that sends them looking into the Gulf Cartel, the FBI, Los Zetas, the CIA, and Cuban revolutionaries? Well, wonder no longer because this time around we are diving in to Season 11, Episode 6 "Spooked" featuring Vincent Spano reprising the role of FBI Special Agent Dean Porter. It starts with the SVU version of the Wet Bandits finding a pair of staged corpses with a rape tree and some stolen implants in the back of a box truck and just gets stranger from there. It may not make sense, but “Spooked” is a helluva nonsensical fever dream.Sources:Gulf Cartel - WikipediaInside Mexico's ‘Holy Death' Cult - by Evgeny Lebedev, GQ, August 31, 2020Music:Divorcio Suave - “Munchy Business”Thanks to our gracious Munchies on Patreon: Jeremy S, Jaclyn O, Amy Z, Tony B, Drew D, Nicky R, Stuart, Jacqi B, Natalie T, Robyn S, Sean M, Jay S, Briley O, Suzanne B, Tim Y, John P, John W, Elia S, Lily, Sarah L, Melsa A, Alyssa C, Johnathon M, Brian B, Whitney C, Alex, Jannicke HS, Erin M, Melissa H, Olivia, Holly F, Karina H, Zak B, Karyn R, Summer S, Matt, Elyse R, Julia K, Los C, Katrina S, Samuel K, Bryan C, and Shannon H - y'all are the best!Be a Munchie, too! Support us on Patreon: patreon.com/munchmybensonBe sure to check out our other podcast diving into long unseen films of our guests' youth: Unkind Rewind at our website or on YouTube, Apple Podcasts, or wherever you listen to podcastsFollow us on: BlueSky, Facebook, Instagram, Threads, and Reddit (Adam's Twitter/BlueSky and Josh's BlueSky/Letterboxd/Substack)Join our Discord: Munch Casts ServerCheck out Munch Merch: Munch Merch at ZazzleCheck out our guest appearances:Both of us on: FMWL Pod (1st Time & 2nd Time), Storytellers from Ratchet Book Club, Chick-Lit at the Movies talking about The Thin Man, and last but not least on the seminal L&O podcast …These Are Their Stories (Adam and Josh).Josh discussing Jackie Brown, The Love Witch, The Long Goodbye, and Bugonia with the fine folks at Movie Night Extravaganza, debating the Greatest Detectives in TV History on The Great Pop Culture Debate Podcast, and talking SVU/OC and Psych (five eps in all) on Jacked Up Review Show.Visit Our Website: Munch My BensonEmail the podcast: munchmybenson@gmail.comYou can also call in and leave a voicemail at (507) 479-6440 and have your message played on the show.Next New Episode: Season 18, Episode 15 "Know It All"Become a supporter of this podcast: https://www.spreaker.com/podcast/munch-my-benson-a-law-order-svu-podcast--5685940/support.
In this week's 5 Tips episode, I challenge five common pieces of relationship advice that I don't see the same way anymore. Some have been passed down for generations, while others have exploded on social media in recent years. From "love conquers all" to "Time heals all wounds," I share why I think some of our most accepted relationship beliefs deserve a second look. Sometimes healing isn't just about moving on from a relationship. It's about unlearning the ideas that shaped how we viewed love in the first place. - - - - - - - - Want that chapter checklist just Click Here! Great news...There is now a place where you can find printable to help you along on your journey. All based around my 5 chapter methodology. for more information Click Here! want to listen to this podcast off of apple, visit www.JosieFalcon.com you can email me at devastatedtodivorced@gmail.com If you want to just send me a quick note, you can find me on Instagram https://www.instagram.com/Josie.Falcon And lastly, If you would like to interact with me and share with others please join my Facebook group "Separation, Divorce & Starting Over"
The WIP Morning Team takes your calls on LeBron James' impending free agent decision and then listens to your voicemails via the Time's Yours Line all about Trea Turner's fielding performance last night.
I hope you did your homework last week because we're jumping right in with some prompts to help you start sharing your insider experiences. This type of content works for any industry, whether you're a stay at home parent, a grad student, or you work a 9 to 5, we want all of your unique insider knowledge. We'll walk through multiple high performing content ideas, with easy prompts and I'm sharing lots of ideas to help you fill in the blanks. Today, we're embracing identity, taste, and real life experiences to create irresistible content that actually works. In this episode we'll be covering:Using your unique insider knowledge and experiences to connect with your audience. Content ideas for the next week with five prompts including examples to help you fill in the blanks so you can start creating right away.How to create the insider experience with your unique perspectives and experiences, building trust with your audience.Featured content in this episode:ShannonMcKinstrie: The best content ideas I saved for you this weekRecommended episodes:Episode 100: Use Identity Driven Content to Connect and Engage with Your AudienceEpisode 111: It's How You Fill in the Blanks That Makes the Hook Unique to YouEpisode 115: It's Time to Get Yapping On CameraEpisode 118: Identity Maxxing Will Help You Find Your Ideal AudienceEpisode 122: Insider Style Content is Taking Over Social MediaSend a message!If you use the send a message option above, be sure to include your email address if you would like a reply! (Please allow 3-5 business days for a response)Join me in the Reels Lab!Love this conversation? Make sure to follow and subscribe so you never miss an episode.Connect with me on Instagram!
https://teachhoops.com/ TeachHoops Podcast Show NotesEpisode Title Soccer Fans Waited 106 Minutes for One Goal. You Can't Handle a 45 Second Possession? Spain just won the World Cup 1-0 with the only goal coming in the 106th minute, and over a billion people called it a masterpiece. Meanwhile, if a high school team holds the ball for 45 seconds, the gym loses its mind and the shot clock debate explodes all over again. In this episode, Coach Collins uses the biggest sporting event on the planet to take a hard, honest look at the shot clock argument: what the critics get wrong, what they get right, why tempo control is a strategy and not a crime, and how to actually coach late clock situations whether your state has a clock or not. If you coach at a school that doesn't reload with talent every year, this one is for you. The World Cup final was two hours of patience, tension, and one moment of quality. Nobody demanded soccer speed up. Basketball gets no such grace. Coach breaks down why the stall is strategy, why the shot clock rewards rosters more than coaching, why the clock is coming anyway, and the specific skills coaches need to teach to win with one. 00:00 | Cold Open: The Most Watched 1-0 Game in History Spain 1, Argentina 0. Scoreless through 90 minutes. Ferran Torres finally scores in the 106th minute of extra time. Argentina finishes the World Cup final with zero shots on goal. And the world called it beautiful. Set the hook: why does soccer get celebrated for patience while basketball gets crucified for it? 05:30 | The Double Standard Scarcity creates drama. Tension creates drama. Soccer fans understand that every scoring chance matters BECAUSE scoring is rare. Basketball somewhere decided more shots equals better basketball. Push back on that. More shots just equals more shots. 11:00 | What the Stall Actually Is (A Coach's Defense of Tempo) Personal stories from 30 years at Memorial. Times I held the ball. Times it was held on me. Why slowing the game down is the great equalizer for the shorter team, the undermanned team, the school without the AAU pipeline. Strategy, not cowardice. 19:00 | The Uncomfortable Truth About Who the Shot Clock Helps The clock does not reward good coaching. It rewards good rosters. Walk through it honestly: force a shot every 35 seconds and the more talented team wins more often, period. If you coach at a have-not program, the clock takes a weapon out of your hands. 26:00 | The Other Side of the Argument (Being Fair About It) Steelman the pro clock case. Players want to play the way they watch. Every level above high school uses one. Recruiting and player development arguments. End of game farming and intentional fouling ugliness that the clock genuinely cleans up. Acknowledge what's real here. 33:00 | The Clock Is Coming. Now What? The debate is basically over in most states, so stop fighting yesterday's war. The coaches who win with a shot clock are the ones who start TEACHING it. Late clock offense sets. Time and score situations as a daily drill, not a February surprise. Defending the last 8 seconds of the clock. Turning the clock into YOUR weapon. 41:00 | Practice Ideas This Week Three specific things to install: a 10 seconds left "get a good one" action, a scripted possession value drill where turnovers cost double, and a defensive late clock scramble drill. Keep it concrete so coaches leave with homework. 47:00 | The Real Lesson From Sunday The final wasn't great because of shot volume. It was great because two teams executed under pressure for two hours and one moment of quality decided it. That's the standard with or without a clock: value the ball, treat every possession like currency, patience is a weapon and panic is a choice. 50:00 | Wrap Up and CTA "Spain didn't score for 105 minutes and won the whole thing. Your team can survive a 58 second possession." "The shot clock doesn't reward good coaching. It rewards good rosters." "Scarcity creates drama. When scoring is hard, every possession means something." "The coaches who win with a shot clock are the ones who stop complaining about it and start teaching it." Tempo control is strategy, and it's the underdog's best weapon. The shot clock helps talented rosters more than it helps good coaches. The pro clock arguments are real too: player development, cleaner endings, alignment with every higher level. The debate is ending, so shift your energy from arguing to installing late clock offense and defense. Every possession is currency. Teach it that way in practice, every day. Does your state have a shot clock, and has it actually changed how you coach late game situations? Drop your state and your honest answer. Join the TeachHoops membership for the full late clock offense installs and practice plans mentioned in this episode Grab Funnel Down Defense to build the half court defense that makes long possessions miserable for your opponent Subscribe on YouTube at @TeachHoops for the video breakdown of Spain's final and what it teaches about possession basketball Rate and review the podcast, it helps more coaches find us high school basketball shot clock debate, shot clock pros and cons, basketball tempo control, late clock offense, coaching underdog teams, possession basketball, TeachHoops, Coach Steve Collins Episode Description (for podcast platforms)Episode SummarySegment BreakdownKey Quotes (pull for social)Key TakeawaysDiscussion Question for the Facebook GroupCalls to ActionSEO Keywords Learn more about your ad choices. Visit podcastchoices.com/adchoices
Time for Sports Graffiti! Mason and Ramona Shelburne discuss the comments Pat Riley made recently about LeBron and his time in Miami. Should college coaches take advantage of NIL? How was Momo's time at the ‘Fanatics Fest'? Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week on Relic Radio Science Fiction, we hear from X Minus One with their story from March 28,1956, A Pail Of Air. Listen to more from X Minus One https://traffic.libsyn.com/forcedn/e55e1c7a-e213-4a20-8701-21862bdf1f8a/SciFi942.mp3 Download SciFi942 | Subscribe | Spotify | Support Relic Radio Science Fiction
Time to Get Up with the champions of the world - the reign in Spain as they pop the champagne - we've got your World Cup wrap up ready to roll! Meanwhile - what are we doing here? Specifically - what are we Cam Skatta-doing? He's got Giant fans flipping out! And the SEC meets the media this week - we'll check in on Arch and Lane and tell you why all the pressure is on them this year!!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
We are now less than one week away from the 2026 Zelda Dungeon Marathon! For this week's episode we're taking things easy, answering more Zelda Dungeon daily debates like: What makes a good Zelda remake? What are our favorite and least favorite enemy names? What makes a good Zelda mini-game? Should the Ocarina of Time remake have difficulty options? And more! All this, PLUS a preview for next week at the Zelda Dungeon Marathon including our next live episode during the event, Sour Ones Q&A! For the Q&A! Feel free to send in your questions to us on our Discord and Bluesky page! We're taking questions about... well... anything! From Zelda questions to behind-the-scenes stories from the show and the ZD Marathon! This will be a Live Q&A meaning we'll be prioritizing our Twitch chat's questions first! Come catch us live on Sunday (7/26) at roughly 5:15pm CST! We'll see you there! Support The Zelda Cast on Patreon! Subscribe to receive the monthly bonus show ‘The Zelda XL featuring Andy and Gooey”! Follow The Zelda Cast! The Zelda Cast (@TheZeldaCast) Andy Spiteri (@Spiteri316) Alasyn Eletha (@AlasynEletha) Twitch x Facebook x Discord x Tik-Tok x BlueSky Advertise on The Zelda Cast! See Options Here! Subscribe to The Zelda Cast! Apple Podcasts x Podbean x Spotify x iTunes x Google Podcasts x iHeart Radio x PlayerFM
https://teachhoops.com/ Soccer Fans Waited 106 Minutes for One Goal. You Can't Handle a 45 Second Possession? Spain just won the World Cup 1-0 with the only goal coming in the 106th minute, and over a billion people called it a masterpiece. Meanwhile, if a high school team holds the ball for 45 seconds, the gym loses its mind and the shot clock debate explodes all over again. In this episode, Coach Collins uses the biggest sporting event on the planet to take a hard, honest look at the shot clock argument: what the critics get wrong, what they get right, why tempo control is a strategy and not a crime, and how to actually coach late clock situations whether your state has a clock or not. If you coach at a school that doesn't reload with talent every year, this one is for you. The World Cup final was two hours of patience, tension, and one moment of quality. Nobody demanded soccer speed up. Basketball gets no such grace. Coach breaks down why the stall is strategy, why the shot clock rewards rosters more than coaching, why the clock is coming anyway, and the specific skills coaches need to teach to win with one. 00:00 | Cold Open: The Most Watched 1-0 Game in History Spain 1, Argentina 0. Scoreless through 90 minutes. Ferran Torres finally scores in the 106th minute of extra time. Argentina finishes the World Cup final with zero shots on goal. And the world called it beautiful. Set the hook: why does soccer get celebrated for patience while basketball gets crucified for it? 05:30 | The Double Standard Scarcity creates drama. Tension creates drama. Soccer fans understand that every scoring chance matters BECAUSE scoring is rare. Basketball somewhere decided more shots equals better basketball. Push back on that. More shots just equals more shots. 11:00 | What the Stall Actually Is (A Coach's Defense of Tempo) Personal stories from 30 years at Memorial. Times I held the ball. Times it was held on me. Why slowing the game down is the great equalizer for the shorter team, the undermanned team, the school without the AAU pipeline. Strategy, not cowardice. 19:00 | The Uncomfortable Truth About Who the Shot Clock Helps The clock does not reward good coaching. It rewards good rosters. Walk through it honestly: force a shot every 35 seconds and the more talented team wins more often, period. If you coach at a have-not program, the clock takes a weapon out of your hands. 26:00 | The Other Side of the Argument (Being Fair About It) Steelman the pro clock case. Players want to play the way they watch. Every level above high school uses one. Recruiting and player development arguments. End of game farming and intentional fouling ugliness that the clock genuinely cleans up. Acknowledge what's real here. 33:00 | The Clock Is Coming. Now What? The debate is basically over in most states, so stop fighting yesterday's war. The coaches who win with a shot clock are the ones who start TEACHING it. Late clock offense sets. Time and score situations as a daily drill, not a February surprise. Defending the last 8 seconds of the clock. Turning the clock into YOUR weapon. 41:00 | Practice Ideas This Week Three specific things to install: a 10 seconds left "get a good one" action, a scripted possession value drill where turnovers cost double, and a defensive late clock scramble drill. Keep it concrete so coaches leave with homework. 47:00 | The Real Lesson From Sunday The final wasn't great because of shot volume. It was great because two teams executed under pressure for two hours and one moment of quality decided it. That's the standard with or without a clock: value the ball, treat every possession like currency, patience is a weapon and panic is a choice. 50:00 | Wrap Up and CTA "Spain didn't score for 105 minutes and won the whole thing. Your team can survive a 58 second possession." "The shot clock doesn't reward good coaching. It rewards good rosters." "Scarcity creates drama. When scoring is hard, every possession means something." "The coaches who win with a shot clock are the ones who stop complaining about it and start teaching it." Tempo control is strategy, and it's the underdog's best weapon. The shot clock helps talented rosters more than it helps good coaches. The pro clock arguments are real too: player development, cleaner endings, alignment with every higher level. The debate is ending, so shift your energy from arguing to installing late clock offense and defense. Every possession is currency. Teach it that way in practice, every day. Does your state have a shot clock, and has it actually changed how you coach late game situations? Drop your state and your honest answer. Join the TeachHoops membership for the full late clock offense installs and practice plans mentioned in this episode Grab Funnel Down Defense to build the half court defense that makes long possessions miserable for your opponent Subscribe on YouTube at @TeachHoops for the video breakdown of Spain's final and what it teaches about possession basketball Rate and review the podcast, it helps more coaches find us high school basketball shot clock debate, shot clock pros and cons, basketball tempo control, late clock offense, coaching underdog teams, possession basketball, TeachHoops, Coach Steve Collins Episode Description (for podcast platforms)Episode SummarySegment BreakdownKey Quotes (pull for social)Key TakeawaysDiscussion Question for the Facebook GroupCalls to ActionSEO Keywords Learn more about your ad choices. Visit podcastchoices.com/adchoices
Time to preview another Mountain West team from the Phil Steele book.
DJ DiDonna is a Senior Lecturer at Harvard Business School, where he teaches entrepreneurship. In 2019, he founded The Sabbatical Project to define, explore, and research sabbaticals, and he has since advised organizations ranging from nonprofits to Fortune 50 companies on how to design sabbatical policies. His work on sabbaticals has been featured in outlets including The Atlantic, Time, Fast Company, The Wall Street Journal, CNBC, Fortune, and NPR. Before his work on sabbaticals, DJ co-founded EFL Global, a fintech social enterprise that helped enable more than $2 billion in capital for underbanked businesses and individuals across more than 20 countries. On his own sabbatical, DJ walked 900 miles on pilgrimage in Shikoku, Japan, and ran a poverty research lab at Notre Dame. DJ's is also the author of the book, Big Time Off: The Transformative Power of Sabbaticals and How to Take One In this episode we discuss the following: Sometimes we need to zoom out before we can know whether we should keep going. DJ had his dream job, but over time, it stopped being fulfilling. So he took a sabbatical. Sabbaticals are different from vacations. On vacation, the work is often still waiting, and part of our brain is still running in the background. But on a true sabbatical, we step far enough away from normal life to see more clearly and focus on what is important, not just what is urgent. Sabbaticals also give us room to experiment with different versions of ourselves. When we're younger, we have socially acceptable ways to do that — school, internships, missions, study abroad, gap years. But as adults, those opportunities become less common, and we often stop experimenting altogether. We get on a track, stay in the lane, and assume the next thing should look a lot like the last thing. The sabbatical helps us break out. I love DJ's phrase that sabbaticals are “regret insurance.” Maybe we can't take a sabbatical tomorrow. But what are we doing five years from now? What would we regret never having done? And what would it look like to start planning now?
How do you manage the audio and production logistics for a massive, Broadway-level biblical stage production? And how exactly do you engineer a giant LED wall to completely disappear in under 15 seconds?In this episode, we are joined by Tim Zeager to get an exclusive behind-the-scenes look at Sight & Sound Theatres(Branson, MO).In this episode you'll hear: 0:00 Intro: Toby Discovers Theater in Branson, Missouri5:15 Tim Zeager (Sight & Sound Theatres) Joins10:45 The Story Behind Sight & Sound Ministries21:45 Behind the Scenes: The Monitor Setup at Sight & Sound25:00 Engineering: Making a Massive LED Wall Disappear in 15 Seconds29:00 Gear Talk: The PA System Powering Sight & Sound35:45 Lessons From Tim's Time in the Studio39:00 Live Production Disaster: Mixing From the Basement43:00 Keep Sundays Running: Preparation is KeyGet expert help and care on your next integration project with our friends at HouseRight here. Get more money back in your budget and more space in your closet by selling us your used gear here. Resources for your Church Tech MinistrySell Us Gear: Does your church have used gear that you need to convert into new ministry dollars? We can make you an offer here. Buy Our Gear: Do you need some production gear but lack the budget to buy new gear? You can shop our gear store here. Connect with us: Sales Bulletin: Get better deals than the public and get them earlier too here!Early Service: Get our best gear before it goes live on our site here. Instagram: Hangout with us on the gram here! Reviews: Leaving us a review on the podcast player you're listening to us on really helps the show. If you enjoyed this episode, you can say thank you with a review!
Have you ever looked at your life and thought, I've changed...but now who am I? Midlife brings so many transitions—our bodies change, our relationships evolve, our roles shift, and the things that once defined us begin to look different. In this episode, I share some of the emotions so many women experience during this season, including grief, relief, fear, and uncertainty. We talk about why midlife isn't about trying to become the person you used to be, but discovering who God is inviting you to become next. If you've been wondering what this season is really about, I hope this conversation encourages you to embrace it with curiosity, courage, and hope. WHAT YOU'LL LEARN [00:00] Why Midlife Isn't About Going Back—It's About Becoming [04:00] The Questions That Surface When Life Finally Gets Quiet [09:00] Grieving the Life You Thought You'd Have [14:00] Why the Emotion of Relief Can Feel Surprisingly Uncomfortable in Midlife [17:00] Two Different Kinds of Fear—and Which One God Wants You to Follow [22:00] Don't Let Your Inner Critic Talk You Out of Your Next Season [27:00] Midlife Is an Orientation, Not the Finish Line [30:00] Listening to the Emotions God Is Using to Shape You RESOURCES: Emotional Confidence Club If this conversation resonated with you, join us inside the Emotional Confidence Club, where we're spending time exploring the emotions of midlife together. Through monthly coaching, practical tools, and faith-filled conversations, you'll learn how to process emotions like grief, fear, relief, and uncertainty while discovering the woman God is shaping you to become. Learn more: AliciaMichelle.com/club RELATED EPISODES: Ep 365: God Reveals So He Can Heal (And It's Time to Step Into That Healing) Ep 367: Why Do I Feel Lonely in Midlife When I'm Surrounded by People I Love? Ep 368: What Am I Really Longing for When I Feel Lonely and Disconnected? Send us Fan Mail
TeachHoops Podcast Show NotesEpisode Title Soccer Fans Waited 106 Minutes for One Goal. You Can't Handle a 45 Second Possession? Spain just won the World Cup 1-0 with the only goal coming in the 106th minute, and over a billion people called it a masterpiece. Meanwhile, if a high school team holds the ball for 45 seconds, the gym loses its mind and the shot clock debate explodes all over again. In this episode, Coach Collins uses the biggest sporting event on the planet to take a hard, honest look at the shot clock argument: what the critics get wrong, what they get right, why tempo control is a strategy and not a crime, and how to actually coach late clock situations whether your state has a clock or not. If you coach at a school that doesn't reload with talent every year, this one is for you. The World Cup final was two hours of patience, tension, and one moment of quality. Nobody demanded soccer speed up. Basketball gets no such grace. Coach breaks down why the stall is strategy, why the shot clock rewards rosters more than coaching, why the clock is coming anyway, and the specific skills coaches need to teach to win with one. 00:00 | Cold Open: The Most Watched 1-0 Game in History Spain 1, Argentina 0. Scoreless through 90 minutes. Ferran Torres finally scores in the 106th minute of extra time. Argentina finishes the World Cup final with zero shots on goal. And the world called it beautiful. Set the hook: why does soccer get celebrated for patience while basketball gets crucified for it? 05:30 | The Double Standard Scarcity creates drama. Tension creates drama. Soccer fans understand that every scoring chance matters BECAUSE scoring is rare. Basketball somewhere decided more shots equals better basketball. Push back on that. More shots just equals more shots. 11:00 | What the Stall Actually Is (A Coach's Defense of Tempo) Personal stories from 30 years at Memorial. Times I held the ball. Times it was held on me. Why slowing the game down is the great equalizer for the shorter team, the undermanned team, the school without the AAU pipeline. Strategy, not cowardice. 19:00 | The Uncomfortable Truth About Who the Shot Clock Helps The clock does not reward good coaching. It rewards good rosters. Walk through it honestly: force a shot every 35 seconds and the more talented team wins more often, period. If you coach at a have-not program, the clock takes a weapon out of your hands. 26:00 | The Other Side of the Argument (Being Fair About It) Steelman the pro clock case. Players want to play the way they watch. Every level above high school uses one. Recruiting and player development arguments. End of game farming and intentional fouling ugliness that the clock genuinely cleans up. Acknowledge what's real here. 33:00 | The Clock Is Coming. Now What? The debate is basically over in most states, so stop fighting yesterday's war. The coaches who win with a shot clock are the ones who start TEACHING it. Late clock offense sets. Time and score situations as a daily drill, not a February surprise. Defending the last 8 seconds of the clock. Turning the clock into YOUR weapon. 41:00 | Practice Ideas This Week Three specific things to install: a 10 seconds left "get a good one" action, a scripted possession value drill where turnovers cost double, and a defensive late clock scramble drill. Keep it concrete so coaches leave with homework. 47:00 | The Real Lesson From Sunday The final wasn't great because of shot volume. It was great because two teams executed under pressure for two hours and one moment of quality decided it. That's the standard with or without a clock: value the ball, treat every possession like currency, patience is a weapon and panic is a choice. 50:00 | Wrap Up and CTA "Spain didn't score for 105 minutes and won the whole thing. Your team can survive a 58 second possession." "The shot clock doesn't reward good coaching. It rewards good rosters." "Scarcity creates drama. When scoring is hard, every possession means something." "The coaches who win with a shot clock are the ones who stop complaining about it and start teaching it." Tempo control is strategy, and it's the underdog's best weapon. The shot clock helps talented rosters more than it helps good coaches. The pro clock arguments are real too: player development, cleaner endings, alignment with every higher level. The debate is ending, so shift your energy from arguing to installing late clock offense and defense. Every possession is currency. Teach it that way in practice, every day. Does your state have a shot clock, and has it actually changed how you coach late game situations? Drop your state and your honest answer. Join the TeachHoops membership for the full late clock offense installs and practice plans mentioned in this episode Grab Funnel Down Defense to build the half court defense that makes long possessions miserable for your opponent Subscribe on YouTube at @TeachHoops for the video breakdown of Spain's final and what it teaches about possession basketball Rate and review the podcast, it helps more coaches find us high school basketball shot clock debate, shot clock pros and cons, basketball tempo control, late clock offense, coaching underdog teams, possession basketball, TeachHoops, Coach Steve Collins Episode Description (for podcast platforms)Episode SummarySegment BreakdownKey Quotes (pull for social)Key TakeawaysDiscussion Question for the Facebook GroupCalls to ActionSEO Keywords Learn more about your ad choices. Visit podcastchoices.com/adchoices
Every voice you listen to is shaping you.Every message you consume.Every perspective you embrace.Every moment you give your attention.Not because your phone is inherently good or bad...But because what consistently captures your attention quietly forms the woman you're becoming.That's why we're wrapping up our July Digital Independence Challenge with one final Replay Rewind from the original REDEEM Her Phone Time series.Because the goal was never simply to spend less time on our phones.It was to become more attentive to the voice you want shaping you.In this episode, you'll discover:• why the voices you listen to are shaping your heart, mind, and everyday choices• the biblical difference between being conformed to the world and transformed by the renewing of your mind• three powerful questions to help you evaluate what's influencing you most• how comparing your screen time to your time with God can reveal what is truly forming you• practical ways to intentionally listen to God's voice more than the world's• why transformation doesn't begin with changing your phone habits—it begins with renewing your mindIf you've ever wondered why distraction feels so powerful...Or sensed that your phone is influencing more than just your schedule...This conversation is for you.And if this episode resonates, don't stop here.Episodes 105–122 walk through the entire REDEEM Her Phone Time series, combining biblical truth with practical phone stewardship tools to help you reclaim your attention, renew your mind, and become more present to God and the people He has entrusted to you.You'll also find the REDEEM Her Phone Time Guide and the REDEEM Her Time Screensaver waiting for you inside the free REDEEM Her Time Community.Because changing your phone habits was never the finish line.It's about becoming the woman God is shaping you to be.Come join the Digital Independence Challenge (and grab your free REDEEM Her Phone Time resources) inside the Community.YOU. HAVE. TIME. LissaREADY FOR YOUR NEXT CEO STEP?If today's episode made you realize you're tired of constantly restarting, losing focus, or trying to carry your business mentally all day long…your next step is The CEO Time Scaling Experience.This free private 5-part bingeable audio experience will help you stop leading from reactive BUSY-ness and start creating sustainable CEO momentum through intentional stewardship, rhythms, and focus.Inside, you'll discover:• why your rhythms keep collapsing• what actually creates sustainable momentum• why information alone doesn't create transformation• and how to lead your time, business, and life differentlyGrab instant access at:https://redeemhertime.com/scale
"Most of the money problems we talk about with Bitcoin — they're not money problems. They're time problems." Scott Dedels — founder of Block Rewards and author of The Age of Time — says the clock is a technology. It was invented about 600 years ago, and somewhere along the way we forgot it was ever invented at all. His claim: the problem of time is upstream of the problem of money. Fiat was downstream of a civilization that had already agreed to be ruled by a machine that only moves forward, in the direction of consumption. We went from asking what is time to only ever asking what time is it. We get into the Prague Orloj and the birth of mechanical time, the 1944 essay that turned time into a commodity, Saturn as civilization's invisible operating system, why we stopped building 300-year cathedrals, AI and the information hyperstream — and Bitcoin as a ten-minute heartbeat no one controls. Subscribe so you never miss an episode.
In this episode of The Business of Happiness, Dr. Tarryn MacCarthy offers a powerful new way for dentists, doctors, and high-achieving healthcare professionals to think about wealth. Beyond income, practice growth, and financial freedom, she asks what truly makes a life feel rich.Through a personal story and honest reflections from her years in dentistry, Dr. Tarryn shares why success can sometimes feel like pressure, how “golden handcuffs” can limit freedom, and why time, health, relationships, creativity, and choice may matter more than the next number in your bank account. This episode is a thoughtful reset for anyone who wants more happiness, fulfillment, and freedom without walking away from ambition.Show notes:(0:56) Rethinking wealth beyond money and assets(7:25) Deep relationships shape lasting happiness and health(9:38) Time, freedom, and golden handcuffs(11:21) A self-alignment framework to help dentists and healthcare professionals to reconnect with themselves beyond burnout and outside expectations. https://truetomemethod.com/(14:14) Let your definition of wealth change(16:25) Freedom comes from daily choices(18:38) Choose where your focus goes(20:51) Gratitude shifts a dental practice(23:41) Define wealth on your own terms(25:04) Outro_______________________IMPORTANT LINKS:Empower Her Retreat:Dates: October 1–4, 2026Location: Taos, New MexicoWebsite: empowerherretreat.orgConnect with Dr. MacCarthy:Email: tarryn@drtarrynmaccarthy.comBook a call with Tarryn:https://api.leadconnectorhq.com/widget/bookings/happiness-and-prosperity-strategy-callUnlock your inner peace and reclaim joy in your profession with the Nervous System Regulation For Dentists Course: https://www.thebizofhappiness.com/calmPlease join my Facebook group, Business Of Happiness Hive, so we can all take this journey to find fulfillment and happiness together. Click here: https://www.facebook.com/groups/2047152905700283Where to find me:Website: www.thebizofhappiness.comFacebook: facebook.com/thebusinessofhappinessIG: @thebizofhappinessIt would mean the world to me if you subscribe, leave a review, and share this podcast with your friends, co-workers, and families. This will help the trajectory of this podcast and allow others who are seeking true happiness to find the podcast.
Hello, Voices of the Bench community. This is Casey Baldwin with Ivoclar. If you've been curious about fast-firing zirconia to improve efficiency but aren't convinced it can deliver predictable, high-quality results, I'd encourage you to connect with us. Our new IPS emax Zirconia, offers multiple fast-fire protocols designed to help you save valuable production time while maintaining consistent outcomes. Time is money in every lab. Don't wait. Reach out today and discover how IPS emax Zirconia can help streamline your workflow. As full-arch dentistry continues to grow, so do the demands on today's dental laboratories. That's why Knight Dental recently launched SimplyARCH Studio, a dedicated production environment built exclusively for full-arch restorations. To support this specialized workflow, Knight invested in an XTCERA milling system and carefully evaluated multiple CAM software solutions before choosing hyperDENT. The decision came down to exceptional milling quality, minimal hand finishing, and impressive production efficiency. But what truly set hyperDENT apart was the implementation process. From the very beginning, the team provided more than software training—they shared the knowledge and experience needed to build an optimized workflow for complex full-arch cases. With proven expertise in advanced milling strategies and laboratory production, hyperDENT helped ensure SimplyARCH Studio was designed for long-term success from day one. This week, Elvis and Barb are coming to you from the FDLA Symposium at the GPS Digital RPD booth with two conversations that prove one thing: dental technology never stops evolving. First up, Chris Bradley from SmileLine USA returns to the podcast alongside technician, educator, and lab owner Richard Wodzinski, with Dawn Roniger from GC America joining the discussion. What starts as a conversation about "sexy brushes" quickly turns into a deep dive into one of the most intriguing shade-matching workflows you'll hear about. Richard explains how the OptiShade camera and Matisse software work together to create incredibly accurate shade recipes for everything from monolithic zirconia to layered ceramics and even gingiva. They also discuss the latest Creation Magic Color system, hands-on education, custom shade appointments, and why reducing remakes isn't just good for labs—it's better for doctors and patients too. Add in some FDLA leadership talk and a shared passion for education, and you've got a conversation packed with practical ideas and plenty of laughs. Then Elvis and Barb sit down with Kaveh Shams, Branch Manager for Zirkonzahn Canada, whose journey into digital dentistry spans London, Italy, and Canada. Kaveh shares how his admiration for Enrico Steger and Zirkonzahn eventually led to his dream job, while also offering a fascinating look into the company's history, philosophy, and commitment to education. From the origins of Exocad and custom CAM strategies to modular milling systems, open architecture, and Zirkonzahn's incredible Military School program that trains the next generation of technicians, this conversation is full of insight into what makes one of dentistry's most respected digital companies tick. It's an inspiring story of passion, persistence, and why great technology always starts with great technicians.Special Guests: Chris Bradley, Dawn Roniger , Kaveh Shams, and Rich Wodzinski.
“We have zombie private credit funds, private equity funds today."Investment banker Chris Whalen warns of a "slow motion train wreck" in private credit and a brewing housing crisis.
If you've researched whole life insurance for Infinite Banking, you've probably seen whole life insurance dividend rates advertised. 5.76%. 6.5%. And you've probably wondered: is higher better, and how do I compare policies using this number? Here's the answer, stated plainly: a higher dividend rate does not mean a better policy. Chasing it, without understanding the bigger picture, leads people to make poor decisions about which policy to choose. That instinct to find one comparable number isn't foolish. But the dividend rate is one of the most misunderstood figures in whole life insurance, and treating it as the answer skips past everything that actually determines how a policy performs. https://youtu.be/JSVn8bnHy1g This isn't an argument that dividends don't matter. They do, and you want them. It's an argument that the rate by itself is one data point in a much bigger picture, and using it as your primary basis for comparison will mislead you. Time to peel back the layers and look at what's really going on underneath that number. The core ideas:Base Premium Versus Paid-Up AdditionsParticipating Versus Non-ParticipatingDirect Recognition Versus Non-Direct RecognitionDoes a higher dividend rate mean a better whole life insurance policy?What does a whole life insurance dividend rate actually tell you?Are whole life insurance dividends guaranteed?Are whole life insurance dividends taxable?Why doesn't a 6% dividend rate mean my cash value grows 6%?What is a participating whole life insurance policy?How should I actually compare whole life insurance companies? The core ideas: A 6% dividend rate does not mean your cash value grows 6% that year There's no industry standard for how dividends are calculated or reported, so comparing rates across companies isn't apples-to-apples Policy design (how much goes to base premium versus paid-up additions) affects dividend crediting more than the rate itself A 10 to 15-year dividend history tells you more than this year's number Direct recognition versus non-direct recognition makes illustrated comparisons unreliable The real comparison criteria: financial strength, dividend history, company friendliness toward policy loans, and your own funding behavior What a Whole Life Insurance Dividend Actually Is A stock dividend is a board of directors deciding to distribute company profit per share. A whole life insurance dividend from a mutual company is classified as a return of premium instead, which is also why it isn't taxable. Mutual companies price policies conservatively, especially around mortality cost, the biggest expense they can't fully control. When actual experience comes in better than projected, the surplus gets returned to policyholders as a dividend. The "they're just giving your money back" objection misses something. If you paid a million in cumulative premiums over forty years and end up with two million in cash value, that's growth that was conservatively deferred, not a refund. In some years, the dividend paid can exceed that year's entire premium. For a fuller breakdown of how dividends are calculated, taxed, and what your options are for using them, we have a dedicated dividends article worth reading, along with a closer look at what dividends are and aren't. The rest of this piece focuses specifically on the rate itself and why it's so often misread. Why a 6% Dividend Rate Doesn't Mean Your Cash Value Grows 6% Here's the single most damaging misconception in this conversation. Social media commentary loves the math of "6% dividend minus your loan rate equals your spread." That math is wrong, because the declared rate and your actual crediting aren't the same thing. The declared rate is largely a gross figure applied across the whole pool of policyholders. What reaches your individual contract is net of mortality costs and other expenses, and depends heavily on your age and where you sit in the life of the policy. You can think of it this way: the cash value is chasing the death benefit. Actuarially, a policy's cash value has to rise enough to equal the death benefit by around age 121. A 70-year-old has far less time left to compound toward that than a 10-year-old, so their cash value has to climb proportionally more, even under the exact same declared rate. That's also why two people holding the same company's policy, with the same declared rate, see different increases in their own cash value. The rate is an input into a calculation, not the outcome of one. Erase "dividend rate equals my growth rate" from how you think about this. The better question is: what's actually driving my policy's performance? The Two Sides of Your Illustration: Guaranteed and Non-Guaranteed Every whole life policy grows through two combined mechanisms: guaranteed interest and non-guaranteed dividends. An illustration shows both sides separately. The guaranteed side shows zero dividends, the contractual minimum the company is obligated to deliver regardless of performance. The non-guaranteed side shows what happens if today's declared dividend rate continues unchanged every year, reinvested into paid-up additions. That's a big assumption stacked on another. A projection showing a large cash value at age 92 isn't a prediction; it's what today's number would produce if nothing about it ever changed, which it will. Dividend rates move in line with the company's actual performance over time. The number on page one of an illustration is a snapshot, not a forecast. There's a meaningful upside, though. Once a dividend is actually declared and paid, it locks in. It becomes part of the guaranteed side of your contract and is never removed, even if future rates decline. This is exactly why comparing two illustrations on dividend rate alone falls apart. Two different companies can show the identical declared rate and still project completely different cash values twenty or thirty years out, because the rate gets applied differently depending on contract design, your age, and the specific year. The rate isn't the variable that explains the gap. Design is. Why Policy Design Drives Performance More Than the Dividend Rate This is the part that surprises most people, and it's worth slowing down for. Base Premium Versus Paid-Up Additions Dividend crediting isn't applied evenly across every dollar in your policy. The base policy receives a noticeably larger proportion of dividend crediting than paid-up additions, or PUAs, do, and there's a clear mechanical reason why. The company knows your base premium will be funded for the life of the contract, one way or another. Because of that certainty, they spread the base policy's mortality cost across the entire contract term and attach a proportionally larger death benefit to it. A bigger death benefit means more cash value has to "chase" it, which translates into a bigger dividend on that portion of the policy. PUAs work differently. They're optional, purchased year by year, priced at one-year-renewable-term cost in the year you buy them. A PUA purchased at 40 buys substantially more death benefit than the same dollar amount purchased at 60, sometimes around 10 times the premium early on, versus closer to 1.5 times later in the contract. Less death benefit to chase means a smaller dividend. Some carriers make this visible. Lafayette Life, mentioned here only as an illustrative example, breaks out the base-versus-PUA dividend split on annual statements. Early in a policy, around 90% of the total dividend commonly flows to the base. The practical takeaway: if dividend capture is what you're optimizing for, the proportion of base premium in your policy design predicts performance far better than the headline rate ever will. One caution, though. It's not as simple as "always maximize base." Higher PUA funding lowers a policy's overall mortality cost too, which also lifts crediting elsewhere. Design involves real trade-offs, not a single lever to max out. And beyond design entirely, the biggest variable left is you. How consistently you fund the policy and how you use it over decades shapes performance more than any number on an illustration. What Actually Drives Whole Life Insurance Dividend Rates The real engine behind a dividend rate is company performance: actual mortality experience and expenses compared against what the company projected. Beat the projections, and there's more surplus to return. That's why a ten to fifteen-year look-back at a company's dividend history tells you more than this year's headline figure. A company whose dividends trended steadily or upward through real downturns is showing fiscal discipline likely to continue. A company judged on a single year's number gives you very little to go on. Recent history offers a case study here. The COVID years were a real-world blip: some carriers had loosened underwriting standards to bring in more premium volume, leaving them exposed to higher mortality costs when conditions shifted. Others held tight, conservative underwriting the whole way through. That frustrates some applicants in the short term, but it lets those companies forecast their future dividend capacity with far more confidence. The next time two companies are separated by a tenth of a percentage point this year, recognize that comparison for what it is: short-range thinking applied to a long-range product. Participating Policies and the Recognition Question Two structural distinctions decide whether dividends exist at all for a given policy, and whether comparing rates across companies even makes sense in the first place. Participating Versus Non-Participating Only participating policies are eligible for dividends. The company's charter spells out that policyholders share in profits. A non-participating policy still carries guaranteed interest,...
Joe DeCamara and Eliot Shorr-Parks analyze Nick Sirianni's recent comments regarding offensive autonomy and the evolving role of Jalen Hurts. They also discuss the Phillies' pitching rotation struggles and break down LeBron James' cryptic remarks about joining a franchise that trusts the process. 02:49 - Phillies Pitching Frustrations 17:05 - Debate Over Jalen Hurts 30:38 - Rules To Change In Sports 38:36 - LeBron's Process Quote Analysis 48:02 - Saquon Barkley Burglary News 56:55 - Nick Sirianni Autonomy Quotes 01:05:26 - Sheil Kapadia On Offense 01:16:11 - Phillies Rotation Stats Breakdown 01:33:58 - Embiid's Health And Habits 01:41:07 - Ray Didinger On Jalen Hurts 01:48:06 - DeCamara's Turkish Shoe Debate 02:00:57 - LeBron's Fit With Sixers 02:12:36 - College Transfer Portal Rules 02:20:55 - Sirianni's Press Conference Drops 02:37:21 - NFL Playoff Seeding Rules 02:47:32 - Call On Prospect Gage Wood 02:59:05 - Time's Yours Final Thoughts
Hear the best calls from the WIP Morning Show's Time's Yours line!
In Part 2 of this special two-part collaboration with the Surely You Can't Be Serious Podcast, we revisit another defining album of 1991: Achtung Baby by U2.Together, we go track by track through the album that reinvented U2 and changed the trajectory of the band. From the emotional power of "One" to iconic tracks like "Mysterious Ways" and "The Fly," we break down what made this album such a bold and unforgettable release of the early '90s.Then it's time for the final judgment! Which of these two landmark albums that helped shape the sound of the 90s ultimately rules: Out of Time or Achtung Baby?But that's not it! We also have our usual draft. This time, we're drafting polarizing bands and artists—the musicians people love, hate, or love to hate. Expect some strong opinions, controversial picks, and a little debate.Check out the Surely You Can't Be Serious podacst here!Support our show and join our Patreon!If you enjoy the show, please rate and review us on the iTunes/Apple Podcasts app or wherever you listen. Or better yet, tell a friend to listen!Follow us on your preferred social media:TwitterFacebookInstagram
House of the Dragon has returned and it's better than ever! Join us LIVE every Monday at 12pm ET to break down House of the Dragon Season 3 and discuss what's going on in Westeros as well as to point out all the Easter Eggs.This week, we break down House of the Dragon Season 3 Episode 5 with Phase Hero and Love in the Time of Hydra co-host Jamie Jirak, and dive into all of our theories on the rest of the season. (00:00:00) Intro(00:01:00) Whatcha Watchin? - The Vampire Lestat, The Odyssey, X-Men '97(00:07:00) House of the Dragon Season 3 Reactions(00:13:00) House of the Dragon Season 3 Episode 5 Breakdown(00:14:00) Criston Cole is a LOSER(00:20:00) Aegon and Aemond's Feud (00:28:00) Alice's True Intentions(00:34:00) Rhaenyra Struggles to Rule (00:42:00) Daemon's Effect on Rhaenyra(00:46:00) Helaena's Pregnancy(00:53:00) Tyland Lannister Returns(00:57:00) King…Daeron?(01:04:00) Halaena and Alicent…TRAPPED!(01:15:00) Feast of Traitors(01:17:00) House of the Dragon TheoriesCheck out https://www.agentsoffandom.com for the latest TV and Movie reviews!
Time for a trip back in time to when Brian, Steve and Hallow Ian were wee horror nerds and the movies that would shape us and damage us when it's ... The Dollhouse Murders aka Secrets in the Attic (1992) vs Sgt. Kabukiman NYPD (1990) vs Child's Play 2 (1990) Hallow Ian brings his trauma in the form of a Deadwood actor playing a real doll. Can Hallow Ian win by being a Good Guy, or will he suffering from sequelitis? Tune in as three mutant horror nerds rip each other's guts out on the way to deciding who's film reigns supreme! For more from Hallow Ian check the Hallow Ian Horror Hour on YouTube.com/@hallowianhorrorhour Find Us Online- Instagram: https://www.instagram.com/halloweenisforever/ Patreon: https://www.patreon.com/halloweenisforever Twitter: https://twitter.com/HallowForever Tik Tok: https://www.tiktok.com/@halloweenisforeverpod Facebook: https://www.facebook.com/HalloweenIsForeverPod E-Mail: Halloweenisforeverpod@gmail.com
On today's episode of Built For Life Not Just Wealth, Alex Collins as he delves into the essentials of investing, covering key topics such as portfolio construction, investment philosophy, risk management, and diversification strategies. This episode is ideal for anyone eager to establish a robust investment foundation and gain confidence in navigating the financial markets. Check out our website: https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Episode 286: https://www.builtforlifenotjustwealth.com/episode-286-the-5-principles-of-investing/ Episode 304: https://www.builtforlifenotjustwealth.com/episode-304-what-is-index-investing/ Episode 359: https://www.builtforlifenotjustwealth.com/retirement-isnt-about-assets-its-about-income/ Episode 282: https://www.builtforlifenotjustwealth.com/episode-282-understanding-recovery-rates-in-investing/ #BuiltForLifeNotJustWealth #investing #portfolioconstruction #diversification #riskmanagement #investmentphilosophy #ETFs #stocks #bonds #financialplanning Key Topics Investment philosophy and beliefs Portfolio construction and diversification Risk management and volatility Market efficiency and information absorption Asset classes: stocks, bonds, real estate, commodities Investment structures: ETFs, mutual funds, individual securities Time horizon and risk tolerance Aligning investments with personal values Chapters 00:00 Introduction to Investing Basics 01:26 Understanding Investment Philosophy 03:37 Market Efficiency and Investment Strategies 05:39 Portfolio Construction and Diversification 09:00 Risk, Return, and Time Horizon 14:00 Building a Personalized Portfolio 18:12 Conclusion and Resources
It's Morbin' Time for Playmates Toys. The company is trying to crowdfund the Dragonzord, but its AI-assisted promo art has fans questioning whether the project is morphin' in the right direction. Plus, longtime Alvin and the Chipmunks fans are convinced the latest Alvin has been looksmaxxed beyond recognition. 90s fans are just happy he at least vaguely resembles a rodent. And Episode 5 of Wolverine and the X-Men has Marvel Legends collectors scrambling to complete their Weapon X team before the secondary market catches on. It's The Reluctant Adult Podcast. Email TheReluctantAdultPodcast@gmail.com TikTok @TheReluctantAdultPodcast Instagram @TheReluctantAdultPodcast Facebook The Reluctant Adult Podcast YouTube The Reluctant Adult Podcast Paul's eBay Auctions Save 10% with code RAP101 at New Meta Save and get Free Shipping from Entertainment Earth
Most of us live inside linear, scheduled time. Our culture measures every minute and asks us to manage time as if it were money. But our ancestors lived by different rhythms. They knew time as cyclical, sacred, and alive.I've been on a journey of rewilding my own relationship with time. The Celtic Wheel of the Year and the Celtic Lunar Tree have helped me honor seasonal and lunar rhythms. In 2024, my mentor introduced me to the Mayan calendar, which deepened this path even further by giving me not just a seasonal or lunar energy to attune to, but a daily one.Unlike astrology, which can feel overwhelming with so many moving parts, the Mayan calendar offers a simple yet profound way to attune to the quality of time every single day.The Mayan Sacred Calendar repeats in predictable cycles through twenty nawales, or archetypal energies. These patterns invite us to notice synchronicities, shift our awareness, and experience life through Kairos time, mythic time that stretches and breathes, rather than only Kronos time, the linear time of calendars and clocks.In this replay of a gathering of the Wild Wellness Women's Circle, guest expert Diana Paez walks us through:The Mayan calendar as a living system: how cyclical time repeats in archetypal patternsAn introduction to the nawales: the twenty archetypes you will meet again and again as companions on your pathYour Mayan birth chart: how to begin exploring your unique essence through the quality of time you were born intoA rewilding of your relationship to time: moving from productivity-driven Kronos time into the spacious, sacred experience of Kairos timeThis is not just a lecture. It's a circle. You'll get to listen, learn, reflect, and sense how this ancient wisdom resonates in your Life.Ever since I started walking with the Mayan calendar, it has deepened my connection to my Intuition and helped me understand even more how Nature, Time, and Love want to speak to us each day. I know it will for you too!Connect with Diana:Follow the daily Mayan Calendar Readings with her Substack and/or InstagramLearn your Birth Essence (Mayan Nawal) with her free calculatorWorkshops, Study Groups, Consultations, Podcast, and more on her websiteHow we can walk together:Learn about one-on-one guidance here.Let's connect on Instagram or Facebook!Grab any of my Free Resources here.Sign up for a free curiosity call here.
The renewed interest in Route 66 has come about because of the book Route 66: The Mother Road written by Tulsan Michael Wallis. To date, Mr. Wallis has written 17 books. His work has also been published in magazines and newspapers, including Time, LIFE, People and The New York Times among others. Wallis has been nominated three times for the Pulitzer Prize. Many honors have come his way including the Writers Hall of Fame of America. He was the first to be inducted into the Oklahoma Route 66 Hall of Fame. He was asked to be a consultant for the 2006 Pixar animated film Cars in which he provided the voice of the Sheriff of Radiator Springs including the 2011 sequel. While he enjoys public speaking, it is his writing that has earned him the titles of historian and biographer of the American West. His books include: David Crockett: The Lion of the West; The Wild West: 365 Days; Billy the Kid: The Endless Ride; Pretty Boy: The Life and Times of Charles Arthur Floyd; and Mankiller: A Chief and Her People. Michael and his wife Suzanne Fitzgerald Wallis have made their home in Tulsa, Oklahoma since 1982.
Morning all,Time to round up all your latest exclusive sourced insider Chelsea transfer news!!Join me for a quick update show
This week, Zac sits down with legendary Magic illustrator Donato Giancola to discuss his remarkable career, from illustrating Thran Tome, Steel Golem, Chrome Mox, Mirari, and Shivan Dragon, to painting book covers for Mark Twain, Jules Verne, Lord of the Rings, and much more. Along the way, Donato shares stories about breaking into the industry, his creative process, the influence of comics and fantasy art, and why Magic has always been just one part of a much larger artistic journey. We discuss:Breaking into Magic during MirageThe story behind Thran TomeSteel Golem and Chrome MoxPainting Magic packaging artWorking on Lord of the Rings and classic novelsComic book inspirations including Walt Simonson and Bill SienkiewiczWhy Donato stepped away from MagicThe changing relationship between artists and Wizards of the CoastAdvice for aspiring illustratorsWhat makes great fantasy art timeless If you grew up with Magic during the Mirage through Mirrodin era, this conversation is packed with nostalgia, incredible stories, and a behind-the-scenes look at some of the game's most beloved artwork.#MagicTheGathering #MTG #FantasyArt #DonatoGiancola #MagicArtist00:00 Introducing Donato Giancola00:48 The Story Behind Thran Tome02:30 Hidden Details in the Box Set Artwork03:25 Discovering Fantasy Art05:20 First Professional Illustration Jobs09:58 Breaking Into Magic: The Gathering12:31 Working with Wizards of the Coast14:07 Artist Rights & Leaving Magic15:15 Life Beyond Magic Illustration16:50 Painting Tolkien's Middle-earth20:47 Getting Started with Magic Art22:05 Construct of Time & Chrome Inspirations25:45 Steel Golem Memories29:29 Comic Book Influences32:31 Painting Mordenkainen & Modern Magic34:16 Favorite Magic Illustrations36:46 Advice for Aspiring Artists38:51 The Importance of Finishing Your Work40:00 Closing Thoughts Timestamps
This week, Zac sits down with legendary Magic illustrator Donato Giancola to discuss his remarkable career, from illustrating Thran Tome, Steel Golem, Chrome Mox, Mirari, and Shivan Dragon, to painting book covers for Mark Twain, Jules Verne, Lord of the Rings, and much more. Along the way, Donato shares stories about breaking into the industry, his creative process, the influence of comics and fantasy art, and why Magic has always been just one part of a much larger artistic journey. We discuss:Breaking into Magic during MirageThe story behind Thran TomeSteel Golem and Chrome MoxPainting Magic packaging artWorking on Lord of the Rings and classic novelsComic book inspirations including Walt Simonson and Bill SienkiewiczWhy Donato stepped away from MagicThe changing relationship between artists and Wizards of the CoastAdvice for aspiring illustratorsWhat makes great fantasy art timeless If you grew up with Magic during the Mirage through Mirrodin era, this conversation is packed with nostalgia, incredible stories, and a behind-the-scenes look at some of the game's most beloved artwork.#MagicTheGathering #MTG #FantasyArt #DonatoGiancola #MagicArtist00:00 Introducing Donato Giancola00:48 The Story Behind Thran Tome02:30 Hidden Details in the Box Set Artwork03:25 Discovering Fantasy Art05:20 First Professional Illustration Jobs09:58 Breaking Into Magic: The Gathering12:31 Working with Wizards of the Coast14:07 Artist Rights & Leaving Magic15:15 Life Beyond Magic Illustration16:50 Painting Tolkien's Middle-earth20:47 Getting Started with Magic Art22:05 Construct of Time & Chrome Inspirations25:45 Steel Golem Memories29:29 Comic Book Influences32:31 Painting Mordenkainen & Modern Magic34:16 Favorite Magic Illustrations36:46 Advice for Aspiring Artists38:51 The Importance of Finishing Your Work40:00 Closing Thoughts Timestamps