Podcasts about Early Bird

E & T are back this week talking about the past week of pop culture; Nicole Kidman & Keith Urban announce their divorced, Nicki Minaj and Cardi B are back in a beef on twitter, and WNBA drama. Then the gals discuss the latest internet uproar over a caller on Tinx's podcast being concerned about her one single friend left in a group of women who all are engaged and getting married in the same year. The end of the episode features a Patreon Preview. Join the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your questions here: ⁠⁠⁠⁠⁠⁠⁠Twostandupgals@gmail.com⁠⁠⁠⁠⁠⁠⁠BALI TRIP! May 2026 Itinerary here: ⁠⁠⁠⁠⁠https://trovatrip.com/trip/asia/bali/indonesia-with-erica-spera-may-2026?earlyBird=true⁠⁠⁠⁠⁠Not interested in Bali? Take our Travel Survey here: ⁠⁠⁠⁠⁠https://forms.gle/mYY5Ss7szCowAj2u8⁠⁠⁠⁠⁠Watch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠

In this wide-ranging conversation, Natalie Brunell is joined by Matthew Pines, Executive Director of the Bitcoin Policy Institute and advisor at Skywatcher, to discuss how Bitcoin is influencing U.S. policy and the global financial order. Topics discussed: Washington's plans for Bitcoin: Is it our secret weapon against China? The role of stablecoins in maintaining dollar dominance The intersection of AI, quantum computing, and decentralization UAPs: Is there physical evidence? The future of human freedom in an age of accelerating technology Follow Matthew Pines on X https://x.com/matthew_pines  ----- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Bitdeer Technologies Group ($BTDR) is a global leader in Bitcoin mining and high-performance computing for AI, with operations spanning four continents. Learn more at https://www.bitdeer.com ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Today, on Karl and Crew, we reflected and honored the anniversary of the October 7th Massacre in Israel by Hamas. We then had Dr. Jim Coakley join us to share about an upcoming trip to Turkey and Greece. Dr. Coakley will lead a tour that will journey through the New Testament from March 4th to 17th, 2026. Early Bird prices are available now if booked by November 1, 2025. Dr. Coakley is a Professor of Bible at the Moody Bible Institute (MBI). He is also an elder with 180 Chicago and a member of the Evangelical Theological Society. Then we had Dr. Michael Rydelnik join us to talk about the rise of anti-semitism following the October 7th attack in 2023. Dr. Rydelnik is a Professor Emeritus of Jewish and Biblical Studies and an adjunct professor in the undergraduate program at MBI. He is also the host and Bible teacher of “Open Line,” which airs every Saturday from 9:00 to 11:00 a.m. CT on Moody Broadcasting and over 225 other stations. We then had Justin Kron join us to share his testimony and explain his motivation for creating a film about the Israeli-Palestinian conflict. Justin is the founding director of the Kesher Project, a nonprofit organization focused on connecting Christians to the Jewish roots of their faith with the Jewish community. He is also an adjunct professor for the Jewish Studies Department at MBI. He also partnered with Philos Project and produced an award-winning documentary, HOPE IN THE HOLY LAND: Delving Beneath the Surface of the Israeli-Palestinian Conflict, which will now become a docuseries called HOPE IN THE HOLY LAND: The Series. They have recently released a new feature documentary called “October 7: Bearing Witness to the Massacre.” You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: Dr. Jim Coakley Interview [22:06] Dr. Micahel Rydelnik Interview [36:27 ] Justin Kron Interview [52:58 ] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Cristie Cerniglia is a ridiculously happy wife after 30 years of marriage. Mom of 4 and Kiki to 2, she is passionate about helping women rewind their relationships back to the fun and romance of dating (with or without their husband's efforts)#romance #dating #CristieCernigliaAll Episodes can be found at ⁠https://www.podpage.com/speaking-podcast/ All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠ What we Discussed: 00:30 Who is Cristie Cerniglia01:25 Witnessing her parents splitting up04:55 THe Flaw with Marriage Counseling05:40 The Women have the He He He syndrome06:30 The Book that Changed her Marriage07:14 How I see Women ruining a relationship09:00 How Men can be selfish09:55 How to get Your Man Back11:30 We should be in constant dating mood13:15 The importance of Self Care15:45 Do not be a Drill Sergeant in the Household17:40 Overcoming trauma and having friends20:15 Husband want their wifes to be Happy22:10 How a helping husband was hurt24:20 It Takes Tiem to Forma New Habbit25:00 How Do we know if you want us to Listen or give a Solution26:30 The Book and Coaching that Inspired Cristie28:25 When One person thinks they are not the problem31:00 When you think a Relationship could not be saved32:30 Early Bird dating a Night Owl34:25 The Importance of Self Talk36:03 Giving the Man Space and not giving him things to do37:40 Resentment is the Poison that Kills Marriages38:50 Its all about Self Respect39:50 The 6 Intimacy Skills41:00 The Power of Gratitude45:00 There is Hope How to Contact Cristie Cernigliahttps://relationshipswithamap.com/https://www.linkedin.com/in/cristiecerniglia/ ------------------All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: JPMorgan Labels Bitcoin as the “Debasement Trade," Lifts BTC Fair Value to ~$165k Global Debt Hits $338T -- Hard Money Outperforms Treasury to Exempt Bitcoin from 15% Corporate Tax Ray Dalio Shares Criticism of Bitcoin Privacy, Security, Central Bank Adoption Robinhood Lists Strategy's Preferred Equity Products  ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Treasury Clarifies Guidance on CAMT Policy Treasury to Exempt BTC from CAMT on Unrealized Gains Senator Lummis' Tweet on CAMT Guidance  Michael Saylor's Tweet on CAMT Guidance Charlie Bilello's Tweet on Gold & BTC Performance Bitcoin Rises to Record Amid the “Debasement Trade”  JPMorgan Labels Bitcoin as the “Debasement Trade” IIF: Global Debt Has Increased to $338 Trillion  JPMorgan Says that Bitcoin's Fair Value is $165K CNBC Headline Calls Bitcoin a Safe-Haven Asset Robinhood Lists Strategy's Preferred Equity Products Robinhood Lists Strategy's Preferreds in Platform First  Vlad Tenev's Tweet on Listing Strategy's Preferreds Ray Dalio's Recent Comments on Bitcoin ---- Upcoming events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

E & T are back this week talking about some bachelorette do's and don'ts, some of their tales and lessons from being 10 times a bridesmaid, and all about the Netflix documentary Unknown Number: The High School Catfish. The end of the episode features a Patreon Preview. LIVE Podcast! NYC Tues October 7th! Tickets Here: https://cheerfulearful.podlifeevents.com/festival/two-stand-up-gals---live-from-cheerful-earful-podcast-festival-8-oct-2025-ticketsJoin the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your questions here: ⁠⁠⁠⁠⁠⁠Twostandupgals@gmail.com⁠⁠⁠⁠⁠⁠BALI TRIP! May 2026 Itinerary here: ⁠⁠⁠⁠https://trovatrip.com/trip/asia/bali/indonesia-with-erica-spera-may-2026?earlyBird=true⁠⁠⁠⁠Not interested in Bali? Take our Travel Survey here: ⁠⁠⁠⁠https://forms.gle/mYY5Ss7szCowAj2u8⁠⁠⁠⁠Watch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠

IT'S FRIDAY YA ALL!!!! Get your Groove on headed towards the Weekend with some GREAT Motown Hits!! I give you a good solid 2 hours of music to get you strolling down the halls!!! I'll be back next Friday with more AWESOME Music!! Later Gators!!!!   *Get everything you need to start your own successful podcast on Podbean here: https://www.podbean.com/tomspodcastPBFree   *Visit our webpage where you can catch up on Current / Past Episodes: www.theoldmanspodcast.com     *Contact us at: theoldmanspodcast@gmail.com     Checkout and Follow the Writings of Shonda Sinclair here: Roaming the Road (of Life):https://www.shondasinclair.com/   *TOMPodcast Music Shows: https://www.mixcloud.com/TOMPodcast/    

In Part 2, Bitcoin OG Adam Back breaks down Core vs. Knots, spam mitigation efforts and why any proposed changes to Bitcoin policies must be carefully considered to prevent introducing censorship mechanisms. Follow Adam Back on X https://x.com/adam3us  ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: Pre-order my 101 book, Bitcoin is for Everyone: https://harriman-house.com/authors/natalie-brunell/bitcoin-is-for-everyone/9781804091135  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Brutalitieam faces down the mysterious racer X and climbs the Cragtus.Support us directly on Patreon https://www.patreon.com/stinkydragon - get access to ad-free episodes, bonus content like Stinky Dragon Adventures & Second Wind, our patreon-exclusive discord, and more!Check out the new Gunther's Quest T-shirt & more at store.stinkydragonpod.com ! Follow us on our socials at https://linktr.ee/TalesFromTheStinkyDragonCast: Gus Sorola, Blaine Gibson, Barbara Dunkelman, Jon Risinger, Chris DemaraisWriter/Editor/Composer: Micah RisingerProducer: Benjamin Ernst Learn more about your ad choices. Visit megaphone.fm/adchoices

Josh and Ben are joined by TaZz from The Guide to try and break down how you defend in FC 26? But also, how to attack set defences. Get access to 10+ structured courses with over 100 hundreds lessons across the FC 26 season with the THE GUIDE+ Season Pass. Early Bird offer for a hefty discount is ending on 3rd October. Check it out here: https://improve.theguide.gg/ Get these episodes in your podcast app: bit.ly/podfeedhelpDiscord (for Gold & Icon) Supporters: bit.ly/poddiscordhelpImprove your connection: bit.ly/connectionspecial Thank you as always for making FUT Weekly possible! 00:00 Introduction 01:41 Evolving Gameplay Experiences 04:28 Defensive Challenges and Strategies 08:28 Understanding Set Defenses 17:58 Attacking Set Defenses: Techniques and Tips 33:38 Mastering Calmness in Gameplay 42:12 The Art of Precision Shooting 42:13 Navigating Goalkeeper Movement 48:06 The Debate on Advanced Defending 58:56 Optimizing Player Switching Techniques Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this 2-part interview, Bitcoin legend Adam Back explains why he recently launched his own Bitcoin treasury company, BSTR, and what it means for investors. We cover Strategy's playbook, MetaPlanet's rise, and how these new corporate structures could reshape Bitcoin's future. He also shares how everyday investors should weigh these companies against simply holding Bitcoin themselves. Follow Adam Back on X https://x.com/adam3us  Part 2 debuts on Thursday, October 2nd - make sure you're subscribed for notifications. ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Bitdeer Technologies Group ($BTDR) is a global leader in Bitcoin mining and high-performance computing for AI, with operations spanning four continents. Learn more at https://www.bitdeer.com ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Learn about the origins of Turtle Tree Seeds, and why co-founder Beth Everett returned to her family's fourth-generation farm in this week's podcast with host April Parms Jones. Founded in 1994, Turtle Tree Seed grows and sells exclusively biodynamically certified seed. Beth has continued to grow and sell seed from her family's farm in Nebraska, called Meadowlark Hearth. Hear how they use a CoolBot to overwinter biennial crops like Celeriac that need to survive the winter in order to produce seed, and lots of other practical information like how to use isolation distances to keep varieties breeding true in this week's Growing for Market Podcast.Connect With Guest:Website: meadowlarkhearth.orgInstagram: @meadowlarkhearth Podcast Sponsors: Huge thanks to our podcast sponsors as they make this podcast FREE to everyone with their generous support:From October 7th to 9th, the Market Gardener Institute is hosting the very first Global Market Gardeners Summit: a free, live online event with conference, round table and much more. Over three days, you'll hear from expert growers, educators, and consultants from around the world, with inspiring and practical sessions on. Reserve your free spot and connect with thousands of farmers worldwide who are building a better future, one small farm at a time at themarketgardener.com. Discover innovative packaging solutions at A-ROO Company, your one-stop shop for customizable and eco-friendly packaging across various industries, including floral, produce, and specialty packaging. Explore stylish and eco-friendly Kraft Paper Sleeves and sheets at shop.a-roo.com today and enjoy an exclusive 15% discount with code "GFM15" for Growing for Market listeners. When it comes to quality and innovation, A-ROO Company is the name you can trust. Farmhand is the virtual assistant built for farmers—helping CSAs scale sales, run error-free fulfillment, and deliver 5-star service. Whether you're at 100 members or 1,000, Farmhand helps you grow without burning out. You've heard us—and our farmers—right here on the Growing for Market Podcast. Explore more stories and learn more at farmhand.partners/gfm. Nifty Hoops builds complete gothic high tunnels that are easy to install and built to last. Their bolt-together construction makes setup straightforward and efficient, whether it's a small backyard hoophouse, or a dozen large production-scale high tunnels- especially through their community build option, where professional builders work alongside your crew, family, or neighbors to build each structure- usually in a single day. Visit niftyhoops.com to learn more. Since 1993, Vermont Compost Company has supplied premium living soils and compost-based amendments to thousands of successful growers all over the country. All ingredients used in Vermont Compost products are approved for certified organic production. Each fall, Vermont Compost Company offers a Prebuy Sale to incentivize ordering your spring soil before winter settles in. Early Bird customers save 20% on orders placed, paid for and shipped by October 31st. For more information, visit vermontcompost.com/prebuy, or call at (802) 223-6049. Vermont Compost Company - living soils for organic growing since 1993.  Subscribe To Our Magazine -all new subscriptions include a FREE 28-Day Trial

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews James Swanke, Lecturer in Risk and Insurance at the University of Wisconsin-Madison's Wisconsin School of Business. He currently serves as Director of the Risk Management and Insurance MBA program. Justin and Jim talk about his 42 years of experience in Risk Consulting with Willis Towers Watson, and his specialties there, particularly with captives. They discuss the University of Wisconsin-Madison Risk Management and Insurance MBA program, what the students learn, and the competitions they have won in the last year, and they look forward to winning this year. Also, Jim tells of disc jockeying in college, from Classic Rock to Polka.   Listen to learn about captive design, how to prepare for emerging trends, and who wrote the best music of the '70s.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This is our special International Podcast Day episode because it's released on September 30th. We will be joined by Jim Swanke. He's a lecturer in the Risk Management Program of the University of Wisconsin. [:46] Jim started his career in broadcasting, and he still has the voice. We've got a lot to talk about today! [:54] RIMS-CRMP Prep Workshops! The next RIMS CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:06] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:23] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:39] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on virtual workshops! [1:58] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:09] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [2:22] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:39] On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:51] We're very excited that today is International Podcast Day! Before we celebrate, I wanted to take a moment to acknowledge and mourn the passing of Todd Cochrane. Todd was a podcast pioneer. [3:06] I've linked in this episode's show notes to a wonderful obituary from Podnews®, about his career, starting with his time in the Navy up to launching his own podcast, and writing Podcasting: The Do It Yourself Guide, from Wiley Publishing in 2005. [3:25] Over the last couple of months, I've had the pleasure of communicating with Todd over email for the Podcast Awards, and it was only last week that I saw the unfortunate news of his passing, which occurred suddenly on September 8th. [3:30] Our condolences go out to his family, friends, and the greater podcasting industry. [3:47] On with the show! This is our special International Podcast Day episode, and I am delighted to be joined by James Swanke, the Director of the Risk Management and Insurance MBA Program at the Wisconsin School of Business at the University of Wisconsin-Madison. [4:06] Jim spent four decades at WTW, specializing in financial and strategic planning issues, as well as captive insurance company design. [4:18] Jim was recently quoted in a new professional report, available on the RIMS Risk Knowledge page, and sponsored by LineSlip Solutions, titled “The Future of Captive Insurance: Governance, Technology, and Performance Optimization.” [4:32] Jim got his start at the University of Wisconsin in broadcasting. We're going to talk about his career path and how being a disc jockey led him to where he is today, educating the next generation of risk professionals. Let's get to it! [4:50] Interview! Jim Swanke, welcome to RIMScast! [5:38] When Jim was in high school, he competed in forensics, in extemporaneous speaking. He did very well. He did well at the University of Wisconsin-Madison, and it got put in the newspaper. WLDY, in Ladysmith, Wisconsin, saw it in the newspaper and contacted him. [6:03] They were looking for a radio jock to “spin vinyls,” do some DJing, and read sports and news. That job helped Jim get into the University of Wisconsin-Madison. [6:21] Jim studied actuarial science and risk management. He went into the Bachelor's program, the MBA program, and the graduate program in risk management, insurance, and corporate finance. [6:40] Jim was hired by the Wyatt Company and did lots of feasibility studies. After 42 years at Willis Towers Watson, he retired. Now he teaches at the University of Wisconsin-Madison. [6:57] Broadcasting set Jim on his path. He says that everything about what we do in the captive and risk management area is about communication. If you're not communicating, listening, helping out, and building stuff, you're not going to be a success. [7:28] When Jim was a DJ at WLDY, they played different kinds of music. On Sundays, he played polka music. On Saturdays, it was country western, and Monday through Friday, it was rock music. Rock music is what he enjoys. At the top of every hour, he did the news and weather. [8:13] Justin recalls his own career. He was just waiting for podcasting to be invented, then he was able to make it all work out. [8:31] Jim worked with captives at Willis Towers Watson. He is quoted in a new LineSlip paper, “The Future of Captive Insurance: Governance, Technology, and Performance Optimization.” Justin saw his name there and thought it would be good to have him on RIMScast. [8:53] Jim described captives as a lifeline during extreme market conditions, comparing today's hard market to the turbulence of the 1980s. Jim tells what makes captives effective under hard conditions. Captives allow organizations to control their own destiny. [9:20] When you're in a hard market, having a captive allows you to take premiums that you normally pay to a commercial insurance carrier and put them into your captive insurance company. A captive is a subsidiary of the captive owner. [9:41] Most of the Fortune 500 companies in the United States have a captive. It allows them to arbitrage whatever's going on in the insurance marketplace. When we're having a difficult market, they put more of their premiums into the captive and rely on the captive more. [9:58] When the market softens, carriers may provide insurance at premiums that are lower than the expected losses. Organizations will buy commercial insurance all the time when the premiums are less than their projected losses. [10:14] Depending on where it is in the market, a captive has a role in an organization's risk management program. [10:27] Jim says a lot of organizations have looked to captives since 2020. We were in the midst of the pandemic, with all kinds of economic hardship. The insurance industry was in despair, as well. A lot of insurance companies cut back on the limits they were willing to offer. [10:49] Insurance companies put additional exclusions onto their insurance, so organizations had to rely on their own sophisticated ways of financing their losses. If they hadn't set up a captive, they set up a captive. If they had a captive in the past, they re-engineered it to do more. [11:15] They also used their captives to access the reinsurance marketplace. Reinsurance is insurance for insurance companies. A captive can be used as a platform to access reinsurers. [11:37] Even in difficult markets, having reinsurers involved created more competition, provided more limits, and there was more flexibility in the coverage terms. [11:48] That was when the pandemic was going on, which triggered the hardening of the market and the lack of availability of insurance. Organizations with captives relied on them and did more. Organizations without captives had captive feasibility studies done and formed captives. [12:09] Jim says the CEO of a captive should be a senior person who will monitor what's going on, fairly senior in the organization. It's not a full-time position. It takes three or four hours a month, plus board meetings. [12:46] A captive is required to have a captive manager, who is an accountant. They keep the books and interface for the captive with the regulator. The President or CEO of the captive relies on the captive manager to do a lot of the daily work. [13:09] Jim says you need a senior person involved so people take the captive seriously. The senior person is going to be the driver in reducing the severity of loss through loss prevention and loss reduction. Having a senior person is so important to the success of the captive. [13:40] There are lots of considerations when you're looking to make changes to your captive. Changes could include adding emerging types of risks, like cyber risk. If you're a hospital, a lot of medical malpractice captives have been hugely successful and have grown surplus. [14:08] Healthcare institutions are passing on some of their capitated risk exposures into their captives because they've done quite well with their medical malpractice. These risks are not correlated with each other, so there is a diversification benefit. [14:22] As you look to make these changes, you need to look at increasing risk assumptions, different attachment points on reinsurance, and changing your investment policy. You have lots of levers, and if you make changes, you need to analyze what the impact will be on your captive. [14:52] Jim talks about leaning into technology. Before 9/11, we didn't have the sophisticated software we've created in the last few years. [15:06] To look at covering all the possibilities and changing your captives, from adding new coverages to reinsurance reattachment points, was a monumental amount of actuarial work to figure out how to optimize your captive. [15:19] Recently developed software looks at all the possibilities in terms of changing your captive to optimize what you're doing. 20 years ago, Jim would spend months doing the actuarial work, working with an investment bank and charging them heavy fees. [15:39] Now, with new software, what took Jim months and months to do can be done in a matter of two to three days. The productivity today, in terms of optimizing your captive, is far greater than it was 20 years ago, because of the software that has been developed. [15:55] Jim likes that the software looks at all the risks and how these risks interact with one another. Looking at risks in a captive holistically is very important because many of these risks are hardly correlated with one another. [16:15] Looking at risks holistically, you can figure out the diversification benefit of having all of these risks within your captive, which has a major impact on the amount of economic capital that your captive will need to maintain. This software has been a game-changer. [16:34] RIMS Events! On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [16:55] On November 17th and 18th, join us in Seattle, Washington, for the RIMS ERM Conference 2025. The agenda is live. Check out Episode 357 for Justin's dialogue with ERM Conference Keynote Presenter Dan Chuparkoff on AI and the future of risk. [17:14] Visit the Events page of RIMS.org to register. [17:17] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by September 30th! [17:32] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [17:46] The members-only registration link is on this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [17:56] If you are listening to RIMScast on our broadcast day, that means today is September 30th. It is last call for registration at the Earlybird rate! [18:08] In the spirit of it being September 30th, which is International Podcast Day, let's return to our interview with Jim Swanke! [18:22] Jim is the Director of the Risk Management and Insurance MBA at the University of Wisconsin-Madison. The curriculum includes technology, AI, and automation. In his classes, Jim is using the new software he discussed earlier. [18:46] Jim taught a class the day before on the principles of risk management. He talked about how risks are interrelated with each other and how you need to analyze them holistically, figuring out how they are correlated, not in siloes. [19:13] The holistic view will give you the best answer in terms of the economic capital that will be required to put into your captive. If you're analyzing risks silo by silo for each risk, that will lead you to having more economic capital in your captive than you need. [19:35] Jim has learned, in 42 years of consulting, that the CFOs in these organizations don't want to trap cash in their captives. Teaching this software to this new generation of students, they will be able to step into the roles of captive managers that the industry will need. [20:07] We're at the tip of the iceberg with AI. We're still learning in Academia what the power of AI is going to be. Jim foresees AI being very important in handling claims and in underwriting. [20:30] AI will allow commercial insurance companies to have a better way of doing their pricing and making decisions on whether or not risks should be accepted. It will also be beneficial to captives. [20:43] Jim thinks AI will advance the technology far ahead. We're just beginning to touch on some of the advantages within the insurance industry and within captives. [21:05] Jim started teaching in 2011. When University of Wisconsin-Madison Professor Dan Anderson retired, Jim was chosen to teach a class on sustainability that was started by Professor Anderson. He has taught it since 2011. [21:41] At the time, some students did not think anything was going on with climate change. A couple of students stood up in class and said all of this was just made up. It was a fantasy. [22:03] Today, when Jim goes into class, students are there a half-hour early and stay late. They are very connected and working together to figure out how to reduce CO2 emissions to slow down the heating of the planet and the extreme weather events that are coming more often. [22:24] The class has evolved over the years, and the students are more engaged than they ever have been. [22:33] The students from the University of Wisconsin-Madison were the winners of the Spencer-RIMS Risk Management Challenge at RISKWORLD 2025 in Chicago. Jim knows all of those students and had a couple of them in his class yesterday. [23:04] The students won with the Huntington, West Virginia case study, a six-month project. Huntington is on the Ohio River, and with extreme weather events, flooding has become a big issue in that community. They competed with students around the world to solve the issue. [23:49] Each school's team came up with things that could be done and conducted an analysis on what they thought was the best way of handling it. The University of Wisconsin-Madison's team focused on resiliency with levees and dikes to hold back the flooding. [24:27] The four Wisconsin students presented their paper and won, out of 61 schools competing. The University of Wisconsin-Madison received $10K. The second-place university, DePaul, received $7.5K, and the third-place school, IIRM Hyderabad (past year winner), got $5K. [25:04] The University of Wisconsin-Madison team entered two other contests last year and won them both. The CICA Captive competition involved case studies around Kaneka captives. It required an essay and a PowerPoint deck. [25:52] The MBA students entered the A.M. Best competition for insurance solutions to a global issue. The students used a combination of parametric and indemnity triggers to provide insurance to the disadvantaged in the Caribbean and Latin America. [26:23] If there was hurricane damage, it would trigger a parametric to allow an amount of money to be paid immediately to these disadvantaged families. Then there would be the indemnity insurance that would look at the actual losses and true them up to the loss amount. [26:49] It involved the combination of parametrics and conventional indemnity insurance, which was noteworthy and probably pushed the team over the top. [27:11] The professor who was the advisor in the Spencer Challenge is Carl Barlett. Carl is an attorney by training, and he has the energy to work with bachelor's students. He's graduated hundreds of people out of his program over the last four or five years. [27:59] The University has Career Fairs where 60 or 70 companies will come to meet with students. That's a credit to Carl. Not a lot of companies will come to a university to meet with students. Because of the program he put together, lots of organizations want to hire students. [28:21] The University of Wisconsin-Madison business school is typically ranked number 1. [28:31] A Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [28:50] Since 1999, Spencer has awarded over $2.9 million to create more than 570 Risk Management Internships. The Internship Grants application process is now open through October 15th, 2025. [29:06] To be eligible, risk managers must be based in the U.S., Canada, or Bermuda. A link to the Internship Grants page is in this episode's show notes. You can always visit SpencerEd.org, as well. [29:19] Let's Get Back to Our Interview with Jim Swanke of the University of Wisconsin-Madison! [29:46] Jim tells his students that we don't know today what the emerging risks are going to be. What we need to do is design our risk management program and keep our eyes and ears open to what is going to happen next. [30:04] Jim cites The Black Swan, by Nassim Nicholas Taleb. It gets into what we need to do as people of risk management and societies to try to identify the emerging risks that will impact us going forward. [30:21] In risk management, we look at the past to try to project what's going to happen in the future. We were caught by the pandemic. Very little business interruption insurance was offered. If we had been forward-thinking, we would have thought about coverages for the emerging risks. [31:19] An emerging risk after 9/11 was that insurance companies put exclusions on their insurance policies, excluding terrorism. The Federal Government passed the Terrorism Risk Insurance Act (TRIA) and offered it as a backstop to insurance companies. [31:55] Anybody with a captive could access that reinsurance through the U.S. Treasury, using their captive insurance company. [32:23] Jim sees more employee benefits going into captives. The advantages you have in the P&C area are also in place for employee benefits. Organizations with large workers' compensation self-insurance programs are putting excess workers' compensation into captives. [32:57] Jim says you need to be nimble and on your toes. Emerging risks are going to come out over the next 10 to 15 or 20 years. Keep your eyes and ears open so when they emerge, you can deal with them to reduce the frequency and severity of loss and see how to finance them. [33:19] Jim highly recommends reading The Black Swan. It's a good way to begin to think about how you should think about emerging risks. [33:42] Jim says school is going really well. One thing he noticed this year is the diverse nature of his students. There are more disciplines within the risk management area that people are interested in. [33:56] In class recently, Jim had a group that was in the investment banking area, a group that was in HR, and a couple of students from China. There was a broad diversity in the class. [34:16] It enriches the conversation to have people coming from different places with different backgrounds and different educational experiences. It shows the power of having diversity in the classroom. It's exciting. [34:32] The class will write papers on Enterprise Risk Management and talk about captives, and more. They'll compete in the CICA Captive Competition again, to maintain their number one rating there! They're off to a great start! It's nice to see students so highly energized! [34:53] Jim says the future is bright with the students graduating from the Wisconsin School of Business at the University of Wisconsin-Madison. [35:22] Justin and others have liked Jim's broadcasting voice. Jim thanks Justin for commenting on it. [35:55] Jim's time as a DJ was 50 years ago. He recalls two or three instances of hot mikes, when some of the FCC's seven deadly words may have been spoken. He says nobody wants that, but it was a real learning experience. [36:29] Jim recalls when the studio tower was hit by lightning. Jim was alone in the radio station when it happened. Lightning bolts were flying around the building after the tower got hit. The station went off the air, and Jim had to figure out a way to put it back on the air. [36:58] Jim highly recommends to young people, if you get an opportunity to get involved with radio or TV, give it a shot, because it's a lot of fun! Justin ties it to podcasting and video blogging. [37:42] Jim likes all the music of 1976 and didn't have a favorite album. He likes Deep Purple and Bob Seger. He says there's no better songwriter than Bob Seger. There was a diversity of good music going out at that time. It was a wonderful time to be working in a radio station. [38:47] Justin is a father of two young people under 12 who like to listen to classic rock. “Dancing in the Moonlight,” by King Harvest, is a greatest hit in the family. They love Van Morrison. [39:56] On the subject of podcasting, Jim thinks there is an opportunity to develop content that helps the everyday American with their personal insurances, like homeowners, auto, health, life, and how they buy their insurances. [40:45] In class recently, the MBA students, the brightest and best, designing plans for New York investment banks and worldwide financial institutions, told Jim that they had questions about what to buy in auto policies and homeowners policies. [41:07] Jim states that an insurance podcast for the everyday American is something the industry needs to be doing. Justin suggests that members of the global RIMScast audience could pick up the baton and get to work! [41:27] Maybe it becomes part of the coursework for a class like Jim's. It could be part of a challenge, like the Spencer-RIMS Risk Management Challenge. [41:48] Jim says being able to talk about this with graduate students gives them some familiarity with what risk is, in terms of the instability of results. They can relate to it because they need to buy an auto policy or a homeowners policy. [42:03] While these coverages don't match up perfectly with what's going on in the commercial insurance marketplace, learning about them gives students a sense of what insurance is about, what risk management is about, and how to reduce the frequency and severity of losses. [42:22] Jim, it has been such a pleasure to speak with you and to pick your brain on risk management education, broadcasting, and music! Thank you so much for joining us here on RIMScast! [42:33] Good luck to you and your students at the University of Wisconsin-Madison, as you look to the 2026 competitions. I can only imagine they're going to do great things! [42:58] Special thanks again to Jim Swanke for joining us here on RIMScast! For more information, check out the links in this episode's show notes. [43:06] Remember to check out “The Future of Captive Insurance: Governance, Technology, and Performance Optimization”, a Professional Report sponsored by LineSlip. It is available through the Risk Knowledge Page of RIMS.org. That link is also in this episode's show notes. [43:22] The paper features a lot of Jim's fascinating perspective and insights on captives. [43:28] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [43:56] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:14] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:33] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:48] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:02] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:15] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! — Last Call! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now “The Future of Captive Insurance: Governance, Technology, and Performance Optimization” — Professional Report, Sponsored by LineSlip | Featuring insight from James Swanke University of Wisconsin-Madison Wins 2025 Spencer-RIMS Risk Management Challenge Internationalpodcastday.com Obituary for Podcasting Trailblazer Todd Cochrane RIMS Webinars: RIMS.org/Webinars “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by HUB   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Risk Appetite Management | Oct 22‒23 | Instructor: Ken Baker Intro to ERM for Senior Leaders | Nov. 4‒5 | Instructor: Elise Farnham Fundamentals of Insurance | Nov. 11‒12 | Instructor: Chris Hansen Leveraging Data and Analytics for Continuous Risk Management (Part I) | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about Education, Risk Talent, and Captives: “Risk Management Momentum with Lockton U.S. President Tim Ryan” “RIMS 2025 Risk Manager of the Year, Jennifer Pack”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: James Swanke, Lecturer: Risk and Insurance at the University of Wisconsin-Madison's Wisconsin School of Business, Director of the Risk Management and Insurance MBA program Production and engineering provided by Podfly.  

Many of the people who find their way into coaching have walked through something profound. They've faced trauma, loss, upheaval, or deep initiations that cracked them open. And instead of running from those experiences, they let them carve depth. That lived experience is gold. It gives you the capacity to hold space like few others can. But here's the catch: lived wisdom on its own doesn't always translate into professional mastery.

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Bitcoin's Recent Price Volatility Explained - Is Another "Uptober" Ahead? Markets React as Government Shutdown Fears Rise Bloomberg: Tether Raising Up to $20B on $500B Valuation Will Stablecoins Help Run U.S. Deficits? U.K. Approves Mandatory Digital IDs for Workers OranjeBTC Launches Largest Bitcoin Treasury in Latin America Vanguard To Finally Approve Bitcoin ETFs? ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Bitcoin's 90-day Volatility Hits 8-Year Low $300B in Long Positions Liquidated in Price Crash Who'll Lose When the Government Shuts Down? Fidelity Research on Bitcoin's Volatility Trump to Meet With Democrats to Avoid Shutdown CRFB Article on Government Shutdown President Trump's Post on Powell Getting Fired Tether's USAT Promotional Video Tether In talks to Raise at $500B Valuation Bessent Aims to Reduce Bank Capital Requirements Britain to Approve Mandatory Digital IDs for Workers Bessent Says Stablecoins Could Increase Treasury Demand Michael Shellenberger's Article on Digital IDs Vanguard Eyes Crypto ETFs on Platform Kamala Harris Calls out Ross Ulbricht Ross Ulbricht Responds to Kamala Harris OranjeBTC Launches as Largest BTC Holder in LATAM Michael Saylor's Speech on Treasury Companies ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Crucified, Died, and Was BuriedMark 15Message Slides For the bulletin in the PDF form, click here. SufferedCrucifiedDiedBuriedHOME CHURCH QUESTIONS1. What are some examples of suffering you have experienced in your life? It was mentioned that we often expect to live long and not suffer. Do you agree? Why do we think like this? 2. What are some examples of Jesus' suffering throughout His life and at the end of His life (for example, in Mark 15)? Why should it encourage us to consider that Jesus suffered in some of the same ways we suffer? What is a specific example of suffering in your life and how has Jesus experienced something similar? 3. What are some unhelpful or unhealthy responses to someone who is suffering? What are some biblical ways to respond to someone who is suffering? Why is it encouraging to consider that God enters into our broken world and suffers for us? How should this impact the way we think about suffering? 4. What aspects of the crucifixion from Mark 15 (or from the sermon) stand out to you? Explain. 5. One motivation for God sending His Son to die on the cross was to demonstrate His justice and righteousness (see Romans 3:25). Do you tend to think about God's justice as a motive for the cross? Why is it important we keep this in mind? What are some consequences if we don't? 6. The cross both humbles and encourages us at the same time. Do you currently need to be reminded to be humbled because of what your sin required at the cross? Or do you currently need to be encouraged by God's love and what He was willing to provide at the cross? Explain. 7. Imagine you are talking with someone who says he/she believes Jesus died, but this person doesn't believe it matters or makes any difference. How would you explain the meaning of the cross and why it is important in your life?Mission Highlight - The Aid Andhra in IndiaWith a population of over 350,000, the Adi Andhra are a marginalized people group in southern India, primarily speaking Telugu and practicing Hinduism. Though some have gained education and moved to cities, many still live in poverty as landless rural laborers. Less than 1% follow Christ, and few have heard the gospel in a way they can truly understand. While the full Bible and other ministry tools are available, access and outreach remain limited. They need sustainable resources, education, and most importantly, the hope of Christ.FinancesWeekly Budget 34,615Giving For 09/14 23,974Giving For 09/21 35,518YTD Budget 415,385Giving 362,151 OVER/(UNDER) (53,234)Women's RetreatLadies, we are getting away for rest and encouragement October 24-26. Mark your calendars to be part of this meaningful time together. Early Bird registration ends today. For all the details, go to fellowshipconway.org/women.New to Fellowship?We are so glad that you chose to worship with our Fellowship Family this morning. If you are joining us for the first time or have been checking us out for a few weeks, we are excited you are here and would love to meet you. Please fill out the “Connect Card” and bring it to the Connection Center in the Atrium, we would love to say “hi” and give you a gift. Join a Home ChurchHome Church small groups are about building a deep community where we are transformed into the image of Christ and serve a broken world for the sake of the gospel. If you are not in a Home Church, we encourage you go to fellowshipconway.org/homechurch or stop by the Connection table in the Atrium. Equipping OpportunitiesEquipping Ministry exists to equip and release our church body to deepen their understanding and experience of God & His word, develop genuine, Spirit-led living, and consistently invest in making disciples. Check out this Fall's opportunities at Fellowshipconway.org/equipping. Fellowship KIds at Schaefer's Pumpkin Patch | October 4 | 10 aM - 12 PMJoin us for a morning of fall fun! Enjoy games, a petting zoo, hay rides, and food trucks. Grab your hay ride tickets at the booth and meet us by the tractor at 11:00 AM for a ride with other Fellowship families. Don't miss out—it's going to be a blast!Special Pack OCC | Pack • Pray • Send — Be Part of the Mission!On Monday, October 6, join us at Fellowship for a powerful Operation Christmas Child Packing Event! Together, we'll pack 2,800 shoeboxes to share the love of Jesus with kids in hard-to-reach places. Sessions: 11 AM–1 PM or 6–9 PM (childcare available in the evening for 6 years and under) Let's fill every box, pray over every child, and send the Good News across the globe!Fellowship Kids Father/Son Camp outCalling all dads and sons! Get ready for an awesome weekend just for you. We're planning a fun father and son camp out on October 10-11, at 53 Wasson Road in Conway. We'll have games, a campfire, and plenty of time to hang out. If camping isn't your thing, you can still join us for all the activities on Friday night. Saturday breakfast is included. Register at fellowshipconway.org/register. Men's Fellowship BreakfastMen, join us for a great breakfast and fellowship on Wednesday, October 8, at 6:00 a.m. here in the Fellowship atrium. No sign-up is needed. Come with your Bible ready to eat, fellowship with other men, and start your day off right through prayer and Biblical insight. Questions? Contact Michael at mharrison@fellowshipconway.org.Fellowship Women's Hike - Saturday, October 11Ladies, we are going for a hike at Woolly Hollow on the Huckleberry Trail. We will meet at Fellowship and take off together. Will you join us?

IT'S FRIDAY BABY!!! “Without music to decorate it, time is just a bunch of boring production deadlines or dates by which bills must be paid.” — Frank Zappa If you missed the LIVE show at 5am pst / 8am est, NO WORRIES, here it is for you to sit back, sip your coffee and get your Music on before work!!! TOMPodcast on Mixcloud and The Old Man's Podcast give you More Music / Less Talk Right Here, Right NOW so, Turn it on and TURN IT UP!!  See you next Friday for another LIVE Early Bird Music Show!!! Listen, Like and FOLLOW!!! Later Gators!! *Get everything you need to start your own successful podcast on Podbean here: https://www.podbean.com/tomspodcastPBFree *Visit our webpage where you can catch up on Current / Past Episodes: www.theoldmanspodcast.com     *Contact us at: theoldmanspodcast@gmail.com     Checkout and Follow the Writings of Shonda Sinclair here: Roaming the Road (of Life):https://www.shondasinclair.com/   *TOMPodcast Music Shows: https://www.mixcloud.com/TOMPodcast/

Marc and Bryon are back this week, catching up on Horror Con and how crazy prices have gotten for celebrity signatures. Bryon talks about The Pitt, Slow Horses. Marc provides us with updates on upcoming events at the Trolley Museum. We also talk about NXT Homecoming. We then get into the Wrestling Challenge with this past weekend's big PLE Wrestlepalooza. #wrestlepalooza #thepitt #slowhorses #horrorcon #nxt Upcoming Comic Show: Cliffs Con - The Best Little Show in CT! Sunday September 28th, from 10am to 3pm Admission $2. (Early Bird $5 starts at 9am). Kids under 12 FREE Comics, toys, cards, movies, artwork, video games, and much, much more! We also offer free coffee and doughnuts, along with some great food. Where: Plainville VFW, 7 Northwest Drive, Plainville, CT 06062

Lyn Alden, prominent macro analyst and author or Broken Money, joins Coin Stories with Natalie Brunell to share her 2025 economic outlook: potential recession, Fed rate cuts, mortgage rates, and how governments may tackle massive debt. We dive into: Bitcoin's performance vs gold A tale of two macro forecasts: massive boom ahead or massive deflationary bust -- which is right? Will we see 3-4% mortgage rates again? The rise of stablecoins Is there a plan to devalue the debt? Which Bitcoin treasury companies Lyn does/would own Why she's bullish on hard assets ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. 10% back at golf courses is available until 9/30/2025 on up to $250 in spend per month. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

E & T are back this week talking about Teresa's latest trips to Maine and Fire Island, and how she's been doing on her recent sober streak since returning back to NYC. The gals also discuss investing in better clothes, performing at sober events, and a confrontational scenario with a Salt Hanks DJ. Next week the gals will discuss the latest Netflix documentary Unknown Number: The High School Catfish if you'd like to watch and follow along. The end of the episode features a Patreon Preview.LIVE Podcast! NYC October 7th! Tickets Here: https://cheerfulearful.podlifeevents.com/festival/two-stand-up-gals---live-from-cheerful-earful-podcast-festival-8-oct-2025-ticketsJoin the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your questions here: ⁠⁠⁠⁠⁠Twostandupgals@gmail.com⁠⁠⁠⁠⁠BALI TRIP! May 2026 Itinerary here: ⁠⁠⁠https://trovatrip.com/trip/asia/bali/indonesia-with-erica-spera-may-2026?earlyBird=true⁠⁠⁠Not interested in Bali? Take our Travel Survey here: ⁠⁠⁠https://forms.gle/mYY5Ss7szCowAj2u8⁠⁠⁠Watch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The first major acquisition in the Bitcoin treasury space just happened: Strive ($ASST) is buying Semler Scientific ($SMLR) in an all-stock transaction. Matt Cole (Strive CEO) and Eric Semler (Semler Scientific Executive Chairman) join Natalie Brunell to break down: Why Strive and Semler saw value in this merger Why consolidation could be the next wave for Bitcoin treasury companies The strategy behind Strive's perpetual preferred equity model How intelligent leverage accelerates Bitcoin accumulation Opportunities for institutional investors seeking Bitcoin exposure ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. 10% back at golf courses is available until 9/30/2025 on up to $250 in spend per month. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Bitdeer Technologies Group ($BTDR) is a global leader in Bitcoin mining and high-performance computing for AI, with operations spanning four continents. Learn more at https://www.bitdeer.com ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

After starting the farm over 20 years ago, Chris Jagger and his family scaled Blue Fox Farm from very small up to about 45 acres, including a lot of wholesaling. When the wholesale market changed, they scaled back down. Learn why Chris says his current farm size puts him in a farm “economic dead zone,” so you can consider farming on either side of it.Chris farms in the Applegate Valley, a sparsely-populated, very dry part of southern Oregon that also has a lot of cannabis cultivation. Hear how the rise and fall of the cannabis industry has affected market farms in the area, what cannabis growers can learn from vegetable farmers, and more in this interview with host Katie Kulla.Connect With Guest:Instagram: @bluefoxfarm Podcast Sponsors: Huge thanks to our podcast sponsors as they make this podcast FREE to everyone with their generous support:Discover innovative packaging solutions at A-ROO Company, your one-stop shop for customizable and eco-friendly packaging across various industries, including floral, produce, and specialty packaging. Explore stylish and eco-friendly Kraft Paper Sleeves and sheets at shop.a-roo.com today and enjoy an exclusive 15% discount with code "GFM15" for Growing for Market listeners. When it comes to quality and innovation, A-ROO Company is the name you can trust.Farmhand is the virtual assistant built for farmers—helping CSAs scale sales, run error-free fulfillment, and deliver 5-star service. Whether you're at 100 members or 1,000, Farmhand helps you grow without burning out. You've heard us—and our farmers—right here on the Growing for Market Podcast. Explore more stories and learn more at farmhand.partners/gfm.Nifty Hoops builds complete gothic high tunnels that are easy to install and built to last. Their bolt-together construction makes setup straightforward and efficient, whether it's a small backyard hoophouse, or a dozen large production-scale high tunnels- especially through their community build option, where professional builders work alongside your crew, family, or neighbors to build each structure- usually in a single day. Visit niftyhoops.com to learn more.Since 1993, Vermont Compost Company has supplied premium living soils and compost-based amendments to thousands of successful growers all over the country. All ingredients used in Vermont Compost products are approved for certified organic production. Each fall, Vermont Compost Company offers a Prebuy Sale to incentivize ordering your spring soil before winter settles in. Early Bird customers save 20% on orders placed, paid for and shipped by October 31st. For more information, visit vermontcompost.com/prebuy, or call at (802) 223-6049. Vermont Compost Company - living soils for organic growing since 1993.Subscribe To Our Magazine -all new subscriptions include a FREE 28-Day Trial

You've probably asked the same questions women bring to us all the time: “What if I'm not ready? What if it doesn't work for me? What if it's too much?”Inside this episode, you'll hear real Q&A from our live workshop, testimonies from women who once felt the very same way, and the surprising shifts that unfolded when they finally said yes.It's a behind-the-scenes look at what actually happens in TIS—raw coaching, honest questions, powerful stories of healing—and why so many call this 6-month journey the decision that changed everything.Wondering if this 6-month journey is really for you? This is what it sounds like when women let themselves be seen.

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Fed cuts rates but Miran's dissent fuels Fed independence concerns Bond market split: short yields fall, long yields climb on inflation fears Bitcoin price consolidating -- but analysts eye $126K–$150K with institutional inflows Housing market weakness: new builds down, mortgage rates >6%, FHA modifies 1.2M loans Boomers hold half of U.S. wealth while younger buyers are priced out but Bitcoin offers hope. Strive + Semler merge, creating 10,900+ Bitcoin corporate treasury ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Miran wanted a bigger Fed rate cut Bundesbank warns political pressure on Fed threatens U.S. stability Experts predict Bitcoin price by end of 2025 High rates continue to choke housing market demand  Amy Nixon referenced study: When Will Boomers Sell Their Homes?  Boomers are Locking Out Younger Generations Strive and Semler Scientific Announce Bitcoin Treasury Merger ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

We're living in an uncertain world, ladies — and we need different skills to stay rooted in peace when everything feels unsteady.If you're feeling shut down, tired, burned out, overwhelmed, or stressed, you are not alone. In this episode, we talk about why your nervous system is telling the truth, how to find interior safety in a chaotic world, and what it looks like to practice the pause so you can rest, receive, and hope again.

Michael Saylor, Executive Chairman of Strategy, joins Natalie Brunell for a masterclass on Bitcoin credit. Topics include: Why people feel bearish about Bitcoin Bitcoin credit 101: The problem with fixed income and the opportunity Bitcoin creates for corporate finance Strategy's preferred stock playbook: STRK STRF STRD and STRC explained simply Why didn't Strategy make the S&P 500? Saylor's wisdom on political division in wake of Charlie Kirk assassination ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. 10% back at golf courses is available until 9/30/2025 on up to $250 in spend per month. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks and no monthly payments. Get .25% off your first loan -- Learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusacademy.ai.  Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Jacob is joined by Kevin Lee Kharas (@kevkharas), lead singer of Real Lies and devoted Arsenal fan, for a wide-ranging conversation that blends music, football, and the madness of modern fandom. From his surreal day filming content with Myles Lewis-Skelly and watching Piero Hincapié model Christmas knitwear, Kevin dives into why he sees Mikel Arteta as building nothing less than a dynasty. The two discuss the cult-like intensity of Arsenal players, the tactical evolution under Arteta, and why football podcasts might just be the most powerful addiction in modern Britain. Expect hot takes on the “Fat Man” Viktor Gyökeres, Martinelli's role as an impact sub, Eze's best position, and how Arsenal's defence could be the foundation for turning 1–0s into fours and fives. They also look ahead to the huge clash against Manchester City at the Emirates. It's equal parts serious analysis, off-beat humour, and a reminder of why Arsenal remains one of the most romantic clubs in world football Follow Kev Kharas on Twitter! Hear the band: BANDCAMP Spotify Facebook Instagram Learn more about your ad choices. Visit podcastchoices.com/adchoices

In Part Two of our conversation, Catherine Pelicano shares what shifted after she began living with openness, receptivity, and courage. From learning to process her emotions with Jesus to discovering freedom in dating, Catherine reflects on the practical fruit of the TIS journey.“You cannot make a gift of yourself if you don't first possess yourself.”She talks candidly about the lies women often believe — that we're “too much,” that singleness makes us less, or that joy has to wait for marriage — and how she learned to replace them with truth. Catherine also opens up about what it means to stop emasculating men and start creating space for the masculine in dating.“Freedom comes when I stop clenching my fists around what I don't have and open them to what God is already doing.”If you've ever wondered whether it's possible to live whole, hopeful, and free in the in-between, Catherine's story offers both honesty and hope. Her journey reminds us that transformation doesn't come from fixing ourselves, but from becoming more present, more open, and more fully alive to God's work right now.

E & T are back this week talking all about the Emmys, Nate Bargatze's "controversial" donation timer, and the challenges of giving 100% to chasing your dreams. They also recap Teresa's Gotham comedy club audition, and how family and coworkers recommending TV shows and Smut books can be a bit awkward. The end of the episode features a Patreon Preview.Join the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your questions here: ⁠⁠⁠⁠Twostandupgals@gmail.com⁠⁠⁠⁠BALI TRIP! May 2026 Itinerary here: ⁠⁠https://trovatrip.com/trip/asia/bali/indonesia-with-erica-spera-may-2026?earlyBird=true⁠⁠Not interested in Bali? Take our Travel Survey here: ⁠⁠https://forms.gle/mYY5Ss7szCowAj2u8⁠⁠Watch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you're looking for something to eat early in the morning, it can feel like it's slim pickings around the Disneyland Resort. We have you covered! We're listing every place that serves food (of any kind) first thing so you can find something a little easier and get back to having fun! Save on your next trip through our friends at Get Away Today - https://www.getawaytoday.com/tickets/disneyland-resort?referrerid=7594 Subscribe and follow us for more! Facebook - @Disneyland4Ever Instagram - @disneylnd4evr Threads - @disneylnd4evr Like what you hear? Offer your support by buying us a churro: https://www.buymeacoffee.com/disneyland4ever

Lately, the energy has felt… a lot.Maybe you've caught yourself doomscrolling, absorbing heaviness that isn't yours, or just feeling like your system is overloaded.Here's the truth: what you're experiencing isn't random.It's your energy being pulled outward instead of anchored within and that's exactly when you need to remember how powerful you really are.This episode is your anchor.A grounding transmission you can return to again and again, especially in times of uncertainty or when the collective feels chaotic.Inside, I'll guide you back to your own field, help you spot where your energy is leaking, and remind you that you are the creator of your reality  no matter how heavy the world feels.Inside this episode you'll hear:The sneaky way your identity is quietly shaping your future reality (and how to shift it now)What “coherence” really means,  and how it can amplify or scramble your manifestationsThe red-flag signs your energy is leaking (and why most women miss them until they feel drained)Simple but potent ways to call your energy back + anchor into your own field when things feel chaoticA short guided practice you can return to anytime you want to feel grounded, sovereign, and powerful againI cannot WAIT to hear your thoughts on this one. Press play, soak it in, and then DM me your takeaways! If this episode is resonating with you, and you know it's time to go beyond just understanding this work and actually live it,  this is your invitation. 

Calling all Industrial Marketers! The 2026 Industrial Marketing Summit will take place March 3rd through the 5th in Austin, Texas. Have you purchased your Early Bird tickets yet? This year promises to be bigger, bolder, and even more valuable for marketers in the manufacturing, engineering, and industrial sectors.In this episode, Wendy Covey and Marketing Director of Gorilla76, Peyton Warren, discuss the upcoming 2026 Industrial Marketing Summit. They explore the event's growth, key speakers, and the unique value it offers to marketers in the manufacturing, engineering, and industrial sectors. The conversation highlights the summit's focus on strategic insights, hands-on learning, and community building.Early Bird pricing is available through October 15, saving you up to $600 on your ticket. With three days of workshops, sessions, networking, and fun, the Industrial Marketing Summit is your chance to kick off 2026 with fresh ideas and lasting connections.Event DetailsWebsite: industrialmarketingsummit.comDate: March 3 - 5, 2026Location: Austin, TXBuy TicketsTakeawaysRand Fishkin is announced as the keynote speaker, focusing on SEO and zero-click content.The event will be held in Austin, Texas, at the Renaissance Hotel.The event emphasizes networking and community, with opportunities for attendees to connect and share knowledge.Early bird registration is open until October 15thResourcesConnect with Peyton on LinkedInConnect with Wendy on LinkedInRegister for the Industrial Marketing Summit

Balancing leadership, family, and chaos isn't about perfection — it's about presence, action, and authenticity.In Episode 205 of The Profitable Cleaner Podcast, we sit down with Amy, COO of Marrow, wife, and mom of four, to unpack the lessons she's learned from rafting rivers, running companies, and raising a family.From guiding whitewater rapids to managing multiple businesses, Amy has mastered the art of chaos management — and her principle of “hesitation is devastation” applies as much to life and leadership as it does to rafting.In this episode, you'll learn:✅ Why hesitation is devastation in both business and life✅ How to build an honest, evolving partnership in work and family✅ The myth of “work-life balance” (and why tension is more accurate)✅ How to conserve energy in the right spaces so you can lead with impact✅ Legacy vs. lifestyle: how to define success on your own terms✅ Why giving yourself time to think is essential as a leader✅ How authenticity attracts the right people — and filters out the wrong onesThis conversation is equal parts practical and personal, designed for leaders in the cleaning and facility services industry who are navigating growth, family, and purpose.

So pleased to have Coach Rachel on again to talk about running, the patience it takes to create a consistent running practice and the difference between being obsessed with metrics versus learning to trust our own bodies and journey. Very much the ethos of our Coaching Program, Virtual Run Club - now on Early Bird Sale till Oct 6th - We start Running October 13th!Trusting our body comes with time and experience. In this episode we hear about the ten year journey that took Rachel from someone intimidated by marathons to logging so many she's lost count. We share insights and some pretty astounding experiences from our recent running adventures. Rachel just came in 2nd overall and 1st in her age group (in her early 40's

#podcast #wwe #moviereviews #tvreviews #wrestling Marc and Bryon talk about this past weekend's Western Mass Comic Show, Upcoming Cliffs Con, and next week's Horror Con. Bryon gives his thoughts on Spinal Tap 2 (No Spoilers), and Marc talks about The Penguin Lessons (Spoilers). Then Marc, Bryon, and Josh give score updates on the current Wrestling Challenge. We go over the results from Worlds Collide and make our predictions for Wrestlepalooza. #wrestlepalooza #raw #spinaltap #thepenguin #sportsentertainment Upcoming Comic Show! The Best Little Show in CT! Cliff's Con Sunday September 28th, from 10am to 3pm Admission $2. (Early Bird $5 starts at 9am). Kids under 12 FREE Comics, toys, cards, movies, artwork, video games, and much, much more! We even have free coffee and doughnuts along with some great food. Plainville VFW, 7 Northwest Drive, Plainville, CT 06062

Macro analyst Luke Gromen (FFTT) returns to Coin Stories with Natalie Brunell to explain why markets keep rising while Main Street struggles and why the “rules-based global order” is already over. We dig into: Whether the Fed will cut rates and the market reaction BRICS and the push toward gold settlement Is U.S. strategy to use stablecoins/Bitcoin to pay U.S. debt?  Rare-earth mineral chokepoints and China's leverage Fourth turning and political assassinations What it all means for Bitcoin, gold, bonds, and stocks ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. 10% back at golf courses is available until 9/30/2025 on up to $250 in spend per month. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Bitdeer Technologies Group ($BTDR) is a global leader in Bitcoin mining and high-performance computing for AI, with operations spanning four continents. Learn more at https://www.bitdeer.com ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusacademy.ai.  Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Wild East Farm was one of many in North Carolina that suffered from catastrophic flooding during Hurricane Helene in September 2024. Parts of the state received 15-30 inches of rain during the storm, resulting in flash flooding and extensive tree blowdown. Almost a year after the storm, we caught up with Noah Poulos to talk about the lead-up to the storm, how they tried to save their animals and crops, and the aftermath.Noah shares insights into the farm's recovery process, the importance of diversified farming in spreading risk, and the community's role in supporting local agriculture during extreme weather events. In an era when extreme weather is becoming more common with climate change, we also talk about farm planning considerations and setup in order to anticipate and manage risk in a future with more volatile weather. Connect With Guest:Instagram: @wildeastfarmWebsite: wildeastfarm.com Podcast Sponsors: Huge thanks to our podcast sponsors as they make this podcast FREE to everyone with their generous support:Since 1993, Vermont Compost Company has supplied premium living soils and compost-based amendments to thousands of successful growers all over the country. All ingredients used in Vermont Compost products are approved for certified organic production. Each fall, Vermont Compost Company offers a Prebuy Sale to incentivize ordering your spring soil before winter settles in. Early Bird customers save 20% on orders placed, paid for and shipped by October 31st. For more information, visit vermontcompost.com/prebuy, or call at (802) 223-6049. Vermont Compost Company - living soils for organic growing since 1993. BCS two-wheel tractors are designed and built in Italy where small-scale farming has been a way of life for generations. Discover the beauty of BCS on your farm with PTO-driven implements for soil-working, shredding cover crops, spreading compost, mowing under fences, clearing snow, and more – all powered by a single, gear-driven machine that's tailored to the size and scale of your operation. To learn more, view sale pricing, or locate your nearest dealer, visit BCS America. Farmhand is the virtual assistant built for farmers—helping CSAs scale sales, run error-free fulfillment, and deliver 5-star service. Whether you're at 100 members or 1,000, Farmhand helps you grow without burning out. You've heard us—and our farmers—right here on the Growing for Market Podcast. Explore more stories and learn more at farmhand.partners/gfm. Nifty Hoops builds complete gothic high tunnels that are easy to install and built to last. Their bolt-together construction makes setup straightforward and efficient, whether it's a small backyard hoophouse, or a dozen large production-scale high tunnels- especially through their community build option, where professional builders work alongside your crew, family, or neighbors to build each structure- usually in a single day. Visit niftyhoops.com to learn more. Subscribe To Our Magazine -all new subscriptions include a FREE 28-Day Trial

When life didn't go according to plan, Catherine Pelicano wrestled with identity, belonging, and purpose. In this heartfelt episode with our dear friend and TIS gal, she shares how leaning into the present moment transformed her relationship with God, her friendships, and even the way she shows up in dating.“When I stay in the future, I get afraid. But in the present moment, Christ meets me — and suddenly anything is possible.”Catherine opens up about the ache of singleness, the unexpected blessings she discovered, and the freedom that came when she stopped clenching her fists around what she didn't have and opened her hands to what God was already doing.“It's not selfish to embrace the blessings of singleness. It's actually more hurtful to God when we don't acknowledge His gifts.”If you've ever felt like you're missing out or waiting for life to “begin,” Catherine's story will remind you that peace and joy can be found right where you are. Through raw honesty, trusting in God's plan, and choosing to embrace her present moment, she discovered the freedom of self-gift and began to see God's miracles hiding in plain sight. Doors open tomorrow, Tuesday, Sept 16! Come explore the 6-month journey of TIS — with live coaching, safe community, and tools to help you find freedom, peace, and confidence in dating + life.  Early Bird runs Sept 16–20 — save $150 when you join. Enrollment closes Sept 23 — our final 2025 cohort before 2026. [Explore the journey ➜] And don't miss our free live event — Beyond the Dating Trap — on Thursday, Sept 18 at 7pm CT. Save your spot! Thinking about joining TIS but unsure? That's exactly why we offer 20-minute clarity calls. A safe, no-pressure space to ask your questions, share your story, and feel it out with us (M&M )️Spots historically fill quickly once doors open, so if you're even feeling a tiny nudge—don't wait. [Grab your clarity call here.]✨✨✨ Want to take what you're hearing here even deeper? Our 3 most-loved workshops are always available—whether you want to untangle old patterns, clear the mental mess, or finally let Jesus meet you in what's been heavy. Start with one… or grab all three. [Explore the workshops here] We're obsessed with this Cycle Syncing app—and think you will be too.

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Fed under fire: Markets see a 96% chance of a .25% rate cut as Trump and Treasury Secretary Scott Bessent pile pressure on Powell. Housing fragility exposed: FHA quietly props up 1.2M mortgages -- echoes of the 2008 crisis? Tether's U.S. play: The world's largest stablecoin launches a fully regulated dollar-backed token under the new GENIUS Act. Crypto IPO boom: Gemini and Figure soar in debut, while Nasdaq itself backs the Winklevoss twins. A personal note: Reflections on the tragic assassination of Charlie Kirk,and why money corruption drives deeper social division. --- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Wall Street Journal Article on Mortgage Borrowers Payrolls Negative Revision Largest on Record Bessent's Tweet on Fed Driving Wealth Inequality Scott Bessent Op-Ed on Fed Independence Figure Technologies Enjoys Successful IPO Figure IPO Boosts Valuation to $7.6 Billion Gemini Soars in Latest IPO Market Win Nasdaq Invests $50 Million in Gemini Winklevoss-led Gemini Raises $425 Million in IPO Tether Slides on Company's Massive Growth  Bo Hines Appointed Head of Tether's U.S. Arm Tether Unveils New U.S.-Regulated USD Stablecoin Tether Announces the Launch of USAT Russian Advisor Talks About Gold & Crypto Putin's Advisor Warns of Crypto & Gold Conspiracy Bitwise CEO Tweets on $7.3T Money Market Funds $7.3 Trillion Cash Pile Could Fuel Bitcoin Rally  ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Jesus Christ, His Only Son, Our LordLuke 1:26-38Message SlidesFor bulletin in PDF form, click here. I believe in Jesus Christ,His only Son, our Lord,Who was conceived by the Holy Spirit, born of the Virgin MaryHOME CHURCH QUESTIONS1. Luke 1:26-38 is usually thought of as a “Christmas text,” so we are talking about Christmas in September! When do you usually begin thinking about Christmas? 2. When you think about Jesus, what are some of the titles, images, or ideas that come to your mind? Where did you learn and develop your view of Jesus? 3. What are some ways we see Jesus' humanity in Luke 1:26-38? What are some other Bible passages that reveal Jesus' humanity? Why should we be encouraged by the fact that Jesus is a human like us? What impact should this make in your life today? 4. What are some ways we see Jesus is God in Luke 1:26-38? What are some other Bible passages that reveal Jesus is God? Why should we be encouraged by the fact that Jesus is God? What impact should this make in your life today? 5. How would you explain to someone the importance of the virgin birth? What are some key truths that are revealed in the virgin birth? 6. Mary responded to this incredible news by saying, “I am the servant of the Lord; let it be to me according to your word” (Luke 1:38). In what area of your life is God calling you to be faithful? What would it look like for you to respond like Mary in your life? Mission Highlight - Pray for the Unreached: The Sindhi of Belize The Sindhi in Belize are a small Muslim people group of about 6,800, originally from the Sindh region of Pakistan. While their homeland blends Islamic practice with folk traditions, the Sindhi in Belize are considered fully Muslim. There are currently no known followers of Christ among them. Though the complete Bible, Jesus Film, and audio resources exist in Sindhi, the gospel remains largely out of reach. Pray for workers to share Christ's love and for hearts to open to the truth of the gospel.FinancesWeekly Budget 34,615Giving For 08/31 17,481Giving For 09/07 38,110YTD Budget 346,154Giving 302,659 OVER/(UNDER) (43,495) Equipping OpportunitiesFellowship's Equipping Ministry exists to equip and release our church body to deepen their understanding and experience of God & His word, develop genuine, Spirit-led living, and consistently invest in making disciples. Check out this Fall's opportunities at Fellowshipconway.org/equipping. New to Fellowship?We are so glad that you chose to worship with our Fellowship Family this morning. If you are joining us for the first time or have been checking us out for a few weeks, we are excited you are here and would love to meet you. Please fill out the “Connect Card” and bring it to the Connection Center in the Atrium, we would love to say “hi” and give you a gift. Join a Home ChurchHome Church small groups are about building a deep community where we are transformed into the image of Christ and serve a broken world for the sake of the gospel. If you are not in a Home Church, we encourage you to talk with Michael at the Home church kiosk after service or go to fellowshipconway.org/homechurch. Fellowship College Are you a college student or between the ages of 18–22? You're invited to be part of the College Ministry at Fellowship Bible Church! We gather Thursday evenings (6:30 pm) for worship and Wednesday afternoons (1-5pm) for coffee. Contact Andrew at astauffer@fellowshipconway.orgWomen's RetreatSave the date!! Ladies, we are getting away for rest and encouragement October 24-26. Mark your calendars to be part of this meaningful time together. Early Bird registration has begun. For all the details, go to fellowshipconway.org/women. Ladies, You're invited! We're offering two weekly Bible Study options to fit your schedule: Tuesday Evenings at 6:00 PM (starting September 16), led by Lauren Wininger. Wednesday Afternoons at 12:00 PM (starting September 17), led by Tiffny Stewart. Register at fellowshipconway.org/register. Childcare is available for both sessions, text Shanna at 501-336-0332 to reserve your spot. Fellowship KIds at Schaefer's Pumpkin Patch | October 4 | 10 AM - 12 PMJoin us for a morning of fall fun! Enjoy games, a petting zoo, hay rides, and food trucks. Grab your hay ride tickets at the booth and meet us by the tractor at 11:00 AM for a ride with other Fellowship families. Don't miss out—it's going to be a blast!Special Pack OCC | Pack • Pray • Send — Be Part of the Mission!On Monday, October 6, join us at Fellowship for a powerful Operation Christmas Child Packing Event! Together, we'll pack 2,800 shoeboxes to share the love of Jesus with kids in hard-to-reach places. Sessions: 11 AM–2 PM or 6–9 PM (childcare available in the evening for 6 years and under) Let's fill every box, pray over every child, and send the Good News across the globe!Fellowship Kids Father/Son Camp outCalling all dads and sons! Get ready for an awesome weekend just for you. We're planning a fun father and son camp out on October 10-11, at 53 Wasson Road in Conway. We'll have games, a campfire, and plenty of time to hang out. If camping isn't your thing, you can still join us for all the activities on Friday night. Saturday breakfast is included. Register at fellowshipconway.org/register.

E & T are back this week talking about how the summer drinking, eating, entertaining and socializing goes too hard. E has back to back weeks of visitors in town while T keeps running into crazy characters while working at the bar, so much that a fight breaks out during the day shift. The end of the episode features a Patreon Preview.Join the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your questions here: ⁠⁠⁠⁠Twostandupgals@gmail.com⁠⁠⁠⁠BALI TRIP! May 2026 Itinerary here: ⁠⁠https://trovatrip.com/trip/asia/bali/indonesia-with-erica-spera-may-2026?earlyBird=true⁠⁠Not interested in Bali? Take our Travel Survey here: ⁠⁠https://forms.gle/mYY5Ss7szCowAj2u8⁠⁠Watch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

30 in 5 Challenge: STARTS NEXT WEEK!Offices are writing 30 life apps in just 5 days—some hitting 70+ and over $100K in premium. You'll get exact scripts, live role plays, and real-world coaching that build confidence, create momentum, and help you consistently close bigger premiums.

Early returns on Red Sox rookie as he has 11 Ks in 5 innings! // Scheim says we could see Josh McCANiels soon // Courtney says Jordon is SCREAMING for attention with DWTS contract "leak"

Running a cleaning company is messy. Complexity creeps into sales, hiring, operations, and leadership. The real challenge? Simplifying.In this episode of The Profitable Cleaner, we sit down with Daniel Nice - a developer, entrepreneur, and leader who has spent his career turning complex ideas into simple, actionable systems. From shipping apps at Warner Music Group to guiding startups through acquisition, Daniel has seen what separates businesses that scale from those that stall.Now, he brings those lessons to cleaning & facility leaders — showing how authenticity, resilience, and the right systems can drive sustainable growth.In this episode, you'll learn:✅ Why authentic leadership attracts the right people (and filters out the wrong fit)✅ How to focus on activity over outcome to win more consistently✅ Why belief + hunger separate winning teams from average ones✅ The role of creativity in systems (even if you're not a “creative”)✅ Why resilience comes from trying a lot of things — not waiting for the perfect playbook✅ The truth about college vs. trades and preparing the next generation of talent✅ How to stay grounded in faith, family, and purpose while scaling a businessWhy it matters (for cleaning CEOs & operators)Scaling isn't about doing more — it's about doing the right things, simply and consistently. This episode will challenge how you think about leadership, hiring, and growth — and give you tools to run a cleaning company that thrives for years to come.

In this episode of Coin Stories, Natalie Brunell is joined by Cornell organic chemistry professor Dave Collum, a self-described Bitcoin agnostic, to debate markets, inflation, and state power. Topics discussed: The “complacency” bubble within the economy The Fed's playbook and next big crash: can they always print their way out? BRICS nations building an alternative system Gold vs. Bitcoin Why Dave believes "the state" won't allow Bitcoin to thrive What a real reset could look like Dave Collum is a long-time organic chemistry professor at Cornell University known for his commentary on economics and politics, which has recently included an appearance on the Tucker Carlson Podcast, in which both Dave and Tucker shared that they don't believe the state will allow Bitcoin to flourish.    Watch his full Tucker interview here: https://www.youtube.com/watch?v=orgvAk7JhBI&vl=en ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. 10% back at golf courses is available until 9/30/2025 on up to $250 in spend per month. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Rachael Groll is back on the Anchored by the Sword Podcast! The last time she joined us was September 7, 2021, and today she returns with a brand-new book: Knowing God's Voice: What Female Prophets of the Bible Teach Us About Recognizing, Trusting and Obeying God (releasing today!).In this conversation, Rachael shares how God has been moving in her life since her last visit, including her daughter's new season of global missions, the call to release and trust, and her passion for helping women discern the voice of God in a noisy world.We dive into: • Why it matters to study the female prophets of the Bible • The difference between conviction and condemnation when it comes to hearing God • How obedience sharpens our ability to recognize God's voice • Rachael's new ministry opportunities, including a unique Bible study experience in Rome • The vulnerability of writing a book and trusting God with the words He givesThis episode will encourage you to lean into God's presence, recognize His leading, and walk boldly in obedience.Bio:Rachael Groll is an author, certified life coach, missionary, and podcaster with a heart for sharing Jesus with anyone who will listen. She has served in various full-time ministry capacities both locally and globally, including starting outreach programs for women, creating curriculum, teaching, and speaking. Her podcast, Hearing Jesus, has remained on the Top 30 list for Christian Podcasts in the US for the last year and ranks in the top 0.5% percent of all podcasts globally. She holds a BA in ministerial leadership from Southeastern University and an MA in Bible exposition/theology from Biola University/Talbot School of Theology.Anchor Verse:John 17:3Matthew 28: 18-20Connect with Rachael:Website: https://www.rachaelgroll.comBible Study Live Trip: https://shehears.org/bslApple Podcast:  https://podcasts.apple.com/us/podcast/hearing-jesus-bible-study-daily-devotional-scripture/id1615623952IG: https://www.instagram.com/rachael.d.grollFB: https://www.facebook.com/share/16vDRjWeoh/?mibextid=wwXIfrEmail: rachael@shehears.orgPrevious ABTS episode: https://podcasts.apple.com/us/podcast/anchored-by-the-sword/id1556212826?i=1000534523947

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Poor Jobs Data Cements Case for Rate Cuts DOJ Launches Criminal Investigation into Fed Governor Gold Hits New Record High Dalio: “Bad debt situations contributing to Bitcoin's rise"  SEC/CFTC Issue Joint Statement to Enable Spot Crypto Trading Strategy Snubbed by S&P 500  —- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: U.S. Unemployment Rate Near Four-Year High U.S. Jobs Report Cements Case for Fed Rate Cut Americans Losing Faith in the American Dream DOJ Opens Investigation into Fed's Lisa Cook  Ray Dalio's Financial Times Interview  Gold Hits New All-time High, Above $3,600 Charlie Bilello's Chart on Gold's Performance U.S. Bank Resumes Cryptocurrency Custody Service SEC and CFTC Joint Statement on Digital Assets  Robinhood, AppLovin, and EMCOR Join S&P 500 Strategy Gets Snubbed by S&P 500 Committee  Matt Cole's Tweet on S&P 500 Committee Michael Saylor's Tweet on S&P 500  Nasdaq Increases Scrutiny on Crypto Treasury Companies Strategy's Tweet in Response to Nasdaq Report Scott Johnsson's Tweet on Impact of Nasdaq Report New Bitcoin Treasury Company Launches in Amsterdam River's Business Bitcoin Adoption in 2025 Report  Coin Stories Interview with Jeff Park ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

30 in 5 Challenge: CART NOW OPEN!Offices are writing 30 life apps in just 5 days—some hitting 70+ and over $100K in premium. You'll get exact scripts, live role plays, and real-world coaching that build confidence, create momentum, and help you consistently close bigger premiums.

Lyndsay and Shannon share actionable strategies for launching a successful CSA early bird campaign. They discuss the importance of timing, creating urgency, and offering meaningful incentives to boost early sign-ups. The hosts emphasize using email marketing and social media to build hype, nurture customer relationships, and avoid last-minute sales stress. Drawing from their own flower farming experiences, they provide practical tips on planning, authentic communication, and leveraging customer stories to grow a loyal CSA subscriber base and ensure a smooth, profitable season ahead.Learn more about DirtCon and join the email list for all the updates.If you want to dive in deeper with us each month, join our membership group - The Dirt on Flowers Insiders! So if you love the podcast and want to dig deeper with us, head over to www.thedirtonflowers.com/membership to join now. Did you love today's episode? Take a screenshot and share it in your IG stories. Don't forget to tag @dirtonflowers!Leave us a rating and review on Apple Podcasts!Head to www.thedirtonflowers.com to sign up for our newsletter and become a Dirt on Flowers insider!Want to learn more about your hosts? Follow us on Instagram!Lyndsay @wildroot_flowercoShannon @bloomhillfarm

E & T are back this week talking about the different pressures women face after having a baby, the bulls*** expectations of being a "wife", and all the online chatter about female athletes like Serena Williams & Naomi Osaka postpartum. The end of the episode features a Patreon preview.Join the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your questions here: ⁠⁠⁠Twostandupgals@gmail.com⁠⁠⁠BALI TRIP! May 2026 Itinerary here: ⁠https://trovatrip.com/trip/asia/bali/indonesia-with-erica-spera-may-2026?earlyBird=true⁠Not interested in Bali? Take our Travel Survey here: ⁠https://forms.gle/mYY5Ss7szCowAj2u8⁠Watch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠