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2 episodes with useable
7 episodes with useable
2 episodes with useable
2 episodes with useable
2 episodes with useable
2 episodes with useable
2 episodes with useable
SHOW NOTES: Today's show is all about making the most of your home's spaces! First, we'll discuss choosing durable, low-maintenance kitchen countertops. Then, we'll explore making use of the area under your second-story deck with under-deck drainage systems. And if your asphalt driveway is worn out, we have expert replacement tips. Save time, money, and effort with answers to these and other home improvement questions! - Countertops: Busy kitchens require the most durable countertop materials that are easy to maintain. - Underdeck Space: Make the most of unused living space under your second-story deck. - Driveway Repair: Get tips on replacing an asphalt driveway that's showing wear and tear. Q & A: - Deck Stain: Pauline's stained deck is already looking worn again. She should apply an oil-based primer and a solid deck stain with more pigmentation that will last longer. - Garage Door: There's dry rot around the garage door's wood header. Dave needs to build a temporary wall to hold up the roof while replacing the header. - Skylight: Will installing a skylight interfere with viewing the TV screen clearly? Ginny's tubular fixtures will point light downward, so it shouldn't be an issue. - Driveway Repair: Scott's old aggregate stone driveway is starting to crumble. It would be hard to repair that rough surface and we suggest replacing the driveway instead. - Patio Furniture: Lucy needs to clean the patio furniture that was left outside. She gets tips on the best way to clean different surfaces and materials. - Windows: Edwin is renovating his 1875 post and beam house and needs advice on keeping the aesthetics of the old windows with energy-efficient replacement windows. - Ridge Vents: Are ridge vents really necessary? Mary doesn't like them, but learns they're doing what's needed to provide ventilation and prevent moisture in the attic. - Water Heater: Mary can't replace the electric water heater with a tankless model, but she can switch to an electric heat pump water heater instead. - French Doors: Is there a way to seal the bottom of French doors to keep rainwater out? David should concentrate on solving his drainage problems to divert water away. ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Ronaldsway 'corporatisation' plan, Tax Cap statistics, Public Health on fluoridation, Ramsey Commissioner candidate, School Hill flats 'perfectly useable' & TT's Lee Johnston breaks a leg. It's Update with Andy Wint #iom #news #manxradio
Harness the hidden power of electroculture as Matt Roeske, of Cultivate Elevate, defies scarcity and unlocks Mother Earth's abundance, revolutionizing agriculture to create nutrient-rich crops and restore soil health. In this episode, you will be able to: Discover the potential of Electroculture to revolutionize your sustainable farming and gardening practices. Explore the impact of electromagnetic radiation on crop yields and learn how to mitigate its effects. Uncover the surprising ways the moon can influence the health of your plants, leading to more abundant harvests. Tap into the power of following natural cycles for optimal soil health and nutrient-rich crops. Learn how Electroculture is revolutionizing agriculture, boosting yields and promoting sustainable food production. My special guest is Matt Roeske. Matt Roeske is an expert in electroculture and the founder of Cultivate Elevate. With a mission to provide solutions and dispel fear, Matt is passionate about helping people tap into the abundant energy of the earth to enhance their gardens and improve crop yields. Drawing on the forgotten knowledge of electroculture, Matt shares techniques that have been used since the 1800s to harness the power of the ether and increase the abundance of nutrient-rich crops. His work has not only shown remarkable results in terms of crop yields, but also in attracting pollinators and creating a harmonious ecosystem. Through his research and practical application of electroculture, Matt aims to reconnect us with the natural energy of the earth and empower sustainable farmers and gardeners to thrive. Links to Matt's Products and Resources: Electroculture Tutorials: https://cultivateelevate.com/electroculture/ Dragons blood: https://cultivateelevate.com/dragons-blood-capsules/ Shilajit: https://cultivateelevate.com/shilajit-tablets-cold-pressed-extract-tablets/ Pearl Powder: https://cultivateelevate.com/freshwater-pearl-capsules---mineral-dense-superfood/ Telegram: https://t.me/ElevateThyMind The key moments in this episode are: 00:00:00 - Introduction 00:02:23 - The Mission of Cultivate Elevate 00:05:17 - Forgotten Knowledge 00:07:58 - Benefits of Electroculture 00:10:14 - Biogeometry and Sacred Geometry 00:13:18 - Importance of Nature and Grounding 00:13:33 - Mitigating EMF Radiation at Home 00:15:00 - Taking Control of Your Home Environment 00:17:22 - The Impact of LED Bulbs and Alternative Options 00:20:49 - Disconnecting from Technology 00:25:41 - The Influence of the Moon on Cleansing and Plant Growth 00:27:22 - The Energy of the New Moon 00:29:13 - The Moon's Influence on Parasites and Toxins 00:32:29 - Fasting and the Rhythms of Nature 00:38:21 - The Impact of Seasons and Light on Healing 00:39:32 - Following Natural Cycles and Seasonal Eating 00:40:22 - Personal Dietary Experiences and Breakfast Habits 00:41:25 - The Importance of Color and Frequency in Food 00:42:08 - Plants and Melatonin Production 00:50:50 - The Lost Information on Copper Tools 00:51:51 - Abundance of Food with Electroculture 00:54:20 - Restoring Soil and Countering Chemicals 00:55:11 - Alchemy and Healing with Superfoods ____________________________________________ This video is not medical advice & as a supporter to you and your health journey - I encourage you to monitor your labs and work with a professional! ________________________________________ Get all my free guides and product recommendations to get started on your journey! https://www.sarahkleinerwellness.com/all-free-resources Use code YOGI for a discount on Blue Blockers at vivarays.com/carnivoreyogi Use code YOGI or YOGI12 for a discount at www.upgradedformulas.com Check out all my courses to understand how to improve your mitochondrial health & experience long lasting health! (Use code PODCAST to save 10%) - https://sarah-kleiner.mykajabi.com/store Sign up for my newsletter to get special offers in the future! - https://sarah-kleiner.mykajabi.com/contact
Cutting through the financial noise of CNBC and Fox Business. What everybody is asking about their 401(k). How has retirement planning “jump the shark?” We pay fees in many areas of our life. Does that make it ok with your retirement accounts? Home is where your dog lives, and your tax bill. See omnystudio.com/listener for privacy information.
Guest: Marjorie Mandelstam Balzer on the evolution of indigeneity and religion across the Soviet and post-Soviet divide. The post Useable Pasts? Shamans, Spirituality and Resistance appeared first on The Eurasian Knot.
This week, Jerry Hayes sits in with Jim while Kim is out. In this episode, Jerry talks about one of the most unusual hive designs he's ever built and worked with... a hive made out of a old 55-gallon drum. We know honey bees will build their nests just about anywhere... but is this practical? Useable? Find out by listening today! What is your most unusual hive? ______________________ Thanks to Betterbee for sponsoring today's episode. Betterbee's mission is to support every beekeeper with excellent customer service, continued education and quality equipment. From their colorful and informative catalog to their support of beekeeper educational activities, including this podcast series, Betterbee truly is Beekeepers Serving Beekeepers. See for yourself at www.betterbee.com ______________________ Honey Bee Obscura is brought to you by Growing Planet Media, LLC, the home of Beekeeping Today Podcast. Music: Heart & Soul by Gyom, All We Know by Midway Music, original guitar music by Jeffrey Ott Cartoons by: John Martin (Beezwax Comics) Copyright © 2023 by Growing Planet Media, LLC
Speaker: Mark Mikels :: Passage: Acts 10:1-8
Speaker: Mark Mikels :: Passage: Acts 10:1-8
A brand new radio from Wouxun, the KG-Q10H includes 4 Ham Radio bands that are actually USEABLE, at least in the USA. The 3rd and 4th band, 1.25M and 6M, are not as popular as 2M/70cm but there are FM repeaters around for those bands, and they get some good simplex activity, when used. I like this radio - let's see how it tests on a power meterLink - http://hr2.li/9puzo
This episode breaks down the basics of useable equity. We clarify what useable equity is, how it differs from regular equity, and how it can be leveraged to purchase an investment property without a cash deposit. We also address potential uses, risks, and the steps to access your useable equity. This knowledge is essential whether you're an experienced investor or just beginning your property journey. Main Points Discussed: Definition and Calculation of Useable Equity Utilizing Useable Equity to Purchase Property Different Property Types and Borrowing Limits Other Uses and Risks of Useable Equity Steps to Access Your Useable Equity Links mentioned: Useable Equity Calculator
May 7th - Jeremy Congdon - Student Minister Website: https://www.oakwood.church/ Instagram: https://www.instagram.com/oakwoodenid/ Facebook: https://www.facebook.com/oakwoodenid Online Bulletin: https://qrco.de/OakwoodBulletin
In 2021, The Public Theater released an audio-only version of Erika Dickerson-Despenza's play, shadow/land. Alongside that audio play were several podcast episodes of a series called “The Clearing,” that added additional context to the audio production. Now in 2023, shadow/land has come to the in-person stage of The Public, and we are re-releasing the episodes of “The Clearing” as a part of Public Square 2.0, with host Garlia Cornelia Jones bringing some additional context. "The Clearing," references a space of healing in Toni Morrison's Beloved. In Beloved, the Clearing is a place in the woods where one of the characters, Baby Suggs, held her religious and spiritual gatherings. Baby Suggs called the black formerly enslaved community together to laugh, dance, cry and reclaim their bodies, bodies that had been used in the service of trans-Atlantic slavery. The ancillary episodes like shadow/land provide a space for healing and also call forth Congo Square, which is located at a clearing, apocalypse which is clearing, and the Yoruba deity Oya, who rules hurricanes and tornadoes and is known to clear the way. The Clearing, our ancillary episodes of post-show discussions, honors Toni Morrison and all the great black women writers and healers that have paved the way. PART 1: A USEABLE PAST New Orleans has both the legacies of man-made disasters and rich culture traditions. This episode explores how the shadow/land contends with and makes use of the city's history. This conversation includes: Soyica Colbert (host), Erika Dickerson-Despenza (playwright), Candis C. Jones (director), Jack Moore (Director of New Artists), Imani Perry (scholar), Cara Page (scholar), and Lauren A. Whitehead (dramaturgical consultant).
When I left Twitter, it wasn't on a whim. I had been considering it for a long time…like middle of the pandemic long. As people jumped ship from Twitter, Mastodon seemed to be the clear front-runner for replacing Twitter.I'm hesitant at best, but Tapbots (from the makers of the incomparable Tweetbot), have put out a Mastodon client called Ivory, and I've decided to give it t try for a bit.Links Trying out Ivory Follow me on Mastodon, I guess Get your FREE copy of my Automations Library ★ Support this podcast ★
When I left Twitter, it wasn't on a whim. I had been considering it for a long time…like middle of the pandemic long. As people jumped ship from Twitter, Mastodon seemed to be the clear front-runner for replacing Twitter.I'm hesitant at best, but Tapbots (from the makers of the incomparable Tweetbot), have put out a Mastodon client called Ivory, and I've decided to give it t try for a bit.LinksTrying out IvoryFollow me on Mastodon, I guess Get your FREE copy of my Automations Library ★ Support this podcast ★
In this episode, you'll learn why you don't need a spare $120,000 (plus) to fund the deposit for an investment property…all you need is a little useable equity. You'll also learn how to calculate how much useable equity you may have at your disposal and what sort of investments you can purchase. And click here to see all the charts and other info in the written article on the Opes website. Also I mention the Do You Have What It Takes to Become a 1st-Time Property Investor? quiz. Give it a go to see where you are at.
The ALL ME® Podcast Developing Usable Strength – Jose Vazquez, MPT, RSCC*E Strength. What is it? Why is it important to our health? In today's podcast we're going to be talking to Jose Vazquez who is the Major League Strength Coach for the Texas Rangers. From the time he was a young man growing up in Puerto Rico he was fascinated with activity and strength and conditioning. One of his traits you're going to quickly learn about early on in our interview is on that he is constantly learning and wants to get better. Jose is going to share his wealth of knowledge that he has obtained over his career with us in this interview. The focus will be on “usable strength”. You might be asking yourself what is usable strength and is that just something an athlete needs to have? Useable strength is something we can all focus on in our day to day lives even though we're not competing in professional sports. One of the coolest stories Jose will share in this podcast is what drew him to the martial art, Jiu Jitsu. Most people probably have no idea that Jose is a black belt which took him nearly a decade to achieve. He has learned a lot mastering this art that he uses in his day to day job working with professional baseball players. We know you will find this information very helpful in your day to day life as well as it's information that will make you better. Thank you for tuning in! RESOURCES: Professional Baseball Strength and Conditioning Coaches Society: Follow on Instagram: @PBSCCS Follow on Twitter: @PBSCCS Follow Us: Twitter: @theTHF Instagram: @theTHF Facebook: Taylor Hooton Foundation #ALLMEPEDFREE Contact Us: Email: Phone: 214-449-1990 ALL ME Assembly Programs:
New modeling by the University of Washington of the impacts of a major Cascadia earthquake offers a less dire picture of the aftermath of the so-called "Big One" — specifically when it comes to highway bridges.
Robbie and Brad discuss finding the gap between overstable and straight flying mid ranges with this week's guest. Register here to be our next guest: https://forms.gle/F7ZEeYhZcgw7wCpq5Subscribe ► http://bit.ly/FoundationPodcastsCheck out the Store: http://foundationdiscs.comWebsite: http://FDNSports.comPatreon: http://patreon.com/foundationdiscgolfFoundation Disc Golf: http://youtube.com/foundationdiscgolfFoundation Nation: http://youtube.com/foundationnationchannelDisc Reviews: http://youtube.com/c/FoundationDiscGolfReviewsJoin our Facebook group: http://facebook.com/groups/317249770164945Follow Us:http://instagram.com/foundationdiscgolfhttp://twitter.com/foundationdghttp://facebook.com/foundationdiscshttp://discord.gg/foundationdiscgolfhttp://reddit.com/r/FoundationDiscGolf
Beau Arfi is the CEO of Maple Property Group, owner of 20 properties by the age of 27. Beau is focused on helping Australians achieve their dream lifestyle through tailored investment strategies, detailed education and statistic-based property selections.Get all links mentioned here: bit.ly/267-BeauSKIP THROUGH THE EPISODE:00:00 – Welcome to Uncommon01:50 – Earliest childhood memory04:30 – Parents careers / Childhood aspirations06:10 – Getting into property 13:40 – Beau's Investments 15:40 – Bad investments 19:35 – “Value for money”22:00 – Apartment Investing?30:00 – What does Maple Group do differently? 33:50 - Useable equity 39:30 - Property market changes 44:50 - Advice for Jordan 48:00 - Beau's investing future53:40 - Beau's best advice 56:20 - Rapid fire questions
On today's episode of Behind the Community, Chamber Director Cecilia Murray chats with Pastor Susan Marshall from Still Useable Ministries. Pastor Marshall shares how she is able to do the work she has been called to do with the help of our community. To learn more about the WSR Chamber and how your business can be featured on the Behind the Community podcast, email us at chamber@wsrchamber.com.
Look, a lot of things have happened in the two weeks since the boys have talked. Larry is the new King of Iceland, Zig discovers a beer wall, and strip clubs.
Tom Ross form Teznic.com and David DuByne from ADAPT 2030 discuss (On Demand Hydrogen Production) for fuels and energy and how to overcome chip set shortages. The intensifying Grand Solar Minimum will break and rupture infrastructure across the planet leaving delivery systems inoperable but we thing these are valid solutions moving to 2022-2024. Support the ADAPT 2030 Mini Ice Age Conversations Podcast by Visiting my Sponsors: ADAPT 2030 (PATREON) My Patriot Supply Emergency Food Kit Hemplucid True Leaf Market Heirloom and Organic Seeds ADAPT 2030 AMAZON SHOP
Exploring Tech Webinar for DEC 22 2021, the year in review Having a tech look at all the hardware and software that caught my attention in 2021. Register at: https://visionaustralia.zoom.us/webinar/register/WN_XMyRcnXdSVOHD9WCg2ng2w Seeing AI iOS app as of the recent update now supports the Australian currency. Finally finally finally, you can identify Australian notes via the currency mode in the Seeing AI iOS app. I just wish they would have put in QR code reading given what we have had to use with COVID-19. New Fully Accessible Recording App for iOS, Pocket Recorder Nice to see another recorder for iOS, and fully compatible with VoiceOver. I always think it is great when a developer goes that extra step and works on an app to make sure everyone can use it. https://www.applevis.com/forum/ios-ipados/introducing-pocket-recorder-accessible-audio-recorder Grid Frame Studio - Every Classic needs to be Framed This company frames classic hardware to put up on your wall to display it proudly. Amongst other stuff, for me, I'm going to order the iPhone 3GS as this was the phone that supported VoiceOver, and the iPhone 4s for Siri support. Simply it is a deconstructed iPhone in this case. Other classic hardware is also available, I just focused on the iPhone. For the tech geek. https://gridstudio.cc Apple Makes Maps more Useable in Australia Apple Maps has finally been updated in Australia with a new UI, navigation, and public transport integration. Like all changes, I'm still getting used to the new interface, but so far so good, especially for public transport. https://www.lifehacker.com.au/2021/12/apple-maps-australia/ Life 360 The Company Reported to be Bying Tile is Selling Location Data This company allows family members to keep track of each other. As Life 360 already states in their privacy statement, they sell data to 3rd party's to keep the service free on anonymous location data, phone battery usage etc. Problem is, how much of Tile data if any will be sold to 3rd party data brokers, and can we be sure that it is perfectly anonymous. Just something to keep an eye on. https://www.gizmodo.com.au/2021/12/life360-the-company-buying-tile-is-purportedly-selling-the-location-data-of-millions-of-families-and-kids/ Voice Access in Windows 11 Insider Build Note - Insider builds are beta versions of Windows before the commercial release of the next version. This sounds very similar to Voice Control on Mac/iOS, and nice to see it come to Windows 11 beta. Haven't tried it myself, but here is hoping it will work with Narrator and Windows Magnifier. https://blogs.windows.com/windows-insider/2021/12/08/announcing-windows-11-insider-preview-build-22518/ 5 predictions for the Near Future from Bill Gates The one that stood out for me was virtual conferences using VR glasses and haptic gloves to be “present” in an actual virtual meeting. Like the author states, not sure why we would want to do this in the first place. https://www.gizmodo.com.au/2021/12/5-predictions-for-the-near-future-from-bill-gates/ See omnystudio.com/listener for privacy information.
Data science is an interdisciplinary field that extracts knowledge and insights from many structural and unstructured data, using scientific methods, data mining techniques, machine-learning algorithms, and big data. The healthcare industry generates large datasets of useful information on patient demography, treatment plans, results of medical examinations, insurance, etc. Data science provides aid to process, manage, analyze, and assimilate the large quantities of fragmented, structured, and unstructured data created by healthcare systems. This data requires effective management and analysis to acquire factual results. In this episode, guest Jonah Leshin sits down with TDS to discuss the importance of making data useable in healthcare. Jonah joined Datavant from Highland Math, where he was co-founder and Chief Data Scientist, leading data analytics and data monetization. Jonah holds a Masters in Math from the University of Cambridge, where he studied as a UK Fulbright Scholar, and a Ph.D. in Math from Brown University. Outside of work, Jonah enjoys playing tennis and taking family walks. Connect with Jonah on LinkedIn The Data Standard is a community of data scientists, architects, engineers, and enthusiasts. In addition to regular podcasts, we host monthly events, publish through leadership pieces, and offer a stimulating ecosystem for networking and collaboration. https://datastandard.io https://www.linkedin.com/company/the-data-standard https://www.youtube.com/channel/UCTuolowXD05RY9DkIWqRT6Q
7 Letters to 7 Churches - 7 // Be Useable // Revelation 3:7-13
AUSTRALIAN FITNESS PODCAST #EPISODE #63 - The Goldilocks Zone of Exercise (Part 2)Craig Harper - THE YOU PROJECT and I catch up again to talk about the importance of Optimising your Workout, which involves a number of different elements, attitude, application, consistency, design, technique, and more. Craig and I have been good friends for nearly 30 years, we've worked together, owned gyms together, so our collective experience is over 60 years of working in the health and fitness space and helping humans be better humans, both physically and in Craig's space mentally and emotionally. This was Part 1 of a Two-Part Episode which we know will leave you with specific, useful, and most importantly USEABLE strategies and reminders to allow you to OPTIMISE your training, and therefore your health and performance.Craig Harper is a leading authority in the space of human performance, human development, behavior change, and self-awareness. He is currently completing his Ph.D. in Neuroscience with Monash Universities Brain Park.@whiteboardlessons@russell_jarrett1@australianfitnesspodcastwww.craigharper.netwww.russelljarrett.com.au
AUSTRALIAN FITNESS PODCAST #EPISODE #62 and #63Craig Harper - THE YOU PROJECT and I catch up again to talk about the importance of Optimising your Workout, which involves a number of different elements, attitude, application, consistency, design, technique, and more. Craig and I have been good friends for nearly 30 years, we've worked together, owned gyms together, so our collective experience is over 60 years of working in the health and fitness space and helping humans be better humans, both physically and in Craig's space mentally and emotionally. This was Part 1 of a Two Part Episode which we know will leave you with specific, useful, and most importantly USEABLE strategies and reminders to allow you to OPTIMISE your training, and therefore your health and performance.Craig Harper is a leading authority in the space of human performance, human development, behavior change, and self-awareness. He is currently completing his Ph.D. in Neuroscience with Monash Universities Brain Park.@whiteboardlessons@russell_jarrett1@australianfitnesspodcastwww.craigharper.netwww.russelljarrett.com.au
GiGi schools women about learning how to conduct themselves so you don't become someone a man can just use up for his pleasure.
Ep 96: How to Create a Natural Golf Swing with Erika LarkinOn Episode 96 of the Fitness For The Fairways podcast, Joe sat down with Erika Larkin, the Director of Instruction at Creighton Farms in Aldie VA. She is a PGA teaching professional and the author of A True Swing.What you'll learn from this episode.The Physics of the Golf SwingHow to create a natural swing for your bodyWhy fitness is important for your golf swingHow to make more short, medium, and longer puttsConnect with ErikaInstagramYouTubeWebsiteA True Swing - Signed CopyDon't forget if you have been enjoying the show to leave a 5-star review if you haven't done so already. Please do so wherever you listen!Join the Fitness For The Fairways Facebook group and become a part of the community!SponsorsPAR FOUR PERFORMANCEP4P Online Kinstretch MembershipIf you are looking to build real control over your mobility, look no further than my Online Kinstretch Membership. Kinstretch is a movement system that is designed to help you build USEABLE ranges of motion. This combination helps you improve the way you feel, decrease your injury risk and improve your performance. Click here to get your first 2-weeks for $1.
On Episode 93 of the Fitness For The Fairways podcast, Joe sat down for a solo session.Kinstretch is a movement enhancement system that helps you create maximal body control, flexibility, and USEABLE ranges of motion. Creating end-range strength, control over your flexibility, and learning the tools for taking care of your own body, Kinstretch is what is missing from your current training routine.Get access to the Par Four Performance Online Kinstretch Membership for 2-weeks for just $1 dollar.What you'll learn from this episode.What is KinstretchHow Kinstretch fits into your current routineHow Kinstretch can help you better understand your body's limitationsThe benefits of practicing KinstretchConnect with MeInstagramTwitterYouTubeDon't forget if you have been enjoying the show to leave a 5-star review if you haven't done so already. Please do so wherever you listen!Join the Fitness For The Fairways Facebook group and become a part of the community!
You may be living with guilt for a long time but you can resolve them at the cross today --- Support this podcast: https://anchor.fm/horace-morson/support
your life may go from a high to a low but God still wants to use you --- Support this podcast: https://anchor.fm/horace-morson/support
This was a great question I received as a podcast request (always feel free to suggest topics): Over the past year workouts have become more accessible than ever, but healthy food hasn't. Prices seem to be going up making shopping on a budget hard for anyone that wants to eat healthy and avoid processed foods. TIPS? And it's true, prices have gone up in a time where we really can't afford inflation! Listen in for actual tips you can use to shop smarter without cutting coupons. Let's connect: Instagram.com/TrainerKindal or fitwomensweekly.com
The post Useable appeared first on New Rocky Creek Baptist Church.
This week, I get a chance to talk with Marine Veteran Frank Manteau, one of the co-founders for “Crayons-Ready-to-Eat (CREs), to talk about his military career, Veteran's Network on Clubhouse, transitioning to the civilian sector, wise words of advice, and running the business. His innovative, edible crayon business is both unique and creative. You can both EAT and use these crayons to color! Embracing the term “Crayon Eaters,” Frank was able to take advantage of the military humor and create an up-and-coming business venture. If you want more information or to support this Veteran owned business, here's some links: Crayons-Ready-to-Eat Website:http://www.crayonsreadytoeat.com/ Help Crayons Ready-to-Eat grow their business and order edible crayons. “Fund the First” (Crowd Sourcing/First Responder & Military) CRE Link:https://fundthefirst.com/campaign/help-is-ship-our-cres-0zejls Crayons Ready-to-Eat (CRE) LinkdIn: http://www.linkedin.com/company/crayonsreadytoeat Crayons Ready-to-Eat Instagram:https://www.instagram.com/crayonsreadytoeat/ Co-Founder Frank Manteau's Email: frank@crayonsreadytoeat.com Check out all my episodes “The Morning Formation Website”: https://whattimeisformation.buzzsprout.com/
Welcome to the Digging Deeper Jazz Podcast. This podcast was originally released on July 7, 2017 on the Jeff Antoniuk - Educator YouTube channel. Please subscribe to the YouTube channel and feel free to enjoy the video version as well. FOR ALL INSTRUMENTS !In episode #9, we rethink our relationship with scales. We come up with a USEABLE order of scale notes . . . an order that serves us as we improvise. This is a powerful presentation, and it sets the table for the next episode, where we actually address playing like an ARTIST would.Mentioned in this podcast: • www.JazzWire.net - Since we announced JazzWire back in 2017, it has become an incredible Community of hundreds of adult musicians from over 25 different countries around the world. If you are looking for a plan for your practice, regular insights and wisdom on playing jazz, and a huge COMMUNITY of jazz players from around the world, this is the place for you! • Digging Deeper Jazz - All of the DDJ episodes include a free pdf. Just write us at diggingdeeperjazz@gmail.com, and we'll send you the pdf for this episode, and put you on the list to receive each new pdf, weekly. Amazing practice ideas, every week, for free. What's not to love!?
I started taking on a septuplets based solo this week, and thought I would give a bit of insight in to how I am internalising and breaking this thing down so I can comfortably play it and also turn the new vocabulary in to actual flow... Like real ideas that I can utize in musical situations where it may complement the music. As well as speeding up the process so I can get this thing ready in less than a week. --- Send in a voice message: https://anchor.fm/infinitydrumming/message
Post by Skyler J. Collins (Editor). Episode 409 has Skyler giving his commentary on the following entries to r/unpopularopinion: this_justin__ writes, "Dads dont get enough credit for the work they put into raising a kid"; real_mangle_official writes, "If the only reason you can think of for your children to respect you is that you gave birth to them, you have no reason to be respected"; diobreads writes, "Useable organs of dead people should be harvested, no matter what the family says"; Ocean_faux writes, "Judging past historical figures actions by today's standards is totally unfair to them."; and Kaktus_ writes, "Unpaid internships should be illegal".
Introduction Welcome to Distilling Venture Capital. I am your host, Bill Griesinger Distilling VC is a visionary podcast that provides an insightful and informed view of the key trends affecting the VC and tech startup world. My mission is to cut through and go beyond the hype that tends to dominate the tech landscape. And provide you with information you can use Opening Observations: Hello everyone, and welcome back. I promised you in the prior Episode that I would devote this Episode to distilling down one of the most famous poster-kids for Unicorns-aren’t-real; WeWork Today, I am going to provide you the insights and analysis that the technology and financial press, investors and others have failed to deliver to you over the last few years regarding this tarnished unicorn. To set the stage though, let’s do a quick timeline review of WeWork leading up to and then after its failed IPO of Sept. of 2019: WeWork valued itself at a cool $47B by early 2019 and, that in fact would be its valuation leading up to its announced IPO WeWork filed its S-1 and IPO paperwork in mid-Aug. 2019 After more than a few I-Banks and others scrutinized its financial condition and bus. model and “questioned” the proposed go-public valuation the Co. made some, shall we say, “adjustments” to its valuation After some consideration, WeWork suggested it would now go public at, uh, $10B-$16B Bam! A greater than 65% vaporization of its valuation in a matter days - amazing Cancelled its IPO in Sept. 2019 when support waned By Oct. 2019, Adam Nuemann asked to step down after discovering a few “corporate governance” problems. He received a total $1.7B golden parachute to go away. Bloomberg opinion writer, Matt Levine, put it this way in a late Oct. 2019 piece, writing tongue-in-cheek suggested how the news was communicated to employees at the time: It was explained, “We had to give him a billion dollars to go away because we couldn’t afford to have him stick around,” So, his value to the Company was negative a billion dollars. Levine continues, in other words, “We can’t pay you for your good work because it was more urgent to pay your boss a billion dollars to stop doing his bad work.” Sounds about right. By Oct. 2019, life support was needed. The Co. accepted (as if it had a choice) a Softbank rescue pkg. where SB took control of the Co., valuing it at $8B (about $19/share, which, as it turns out, was still too high) More recently (April 2020), SoftBank pulled the plug on and backed out of a planned tender offer of an addl $3B to bail out, er, I mean plan to shore up, WeWorks shareholders. To a lawsuit; Following the termination of that agreement, WeWork Board voted to sue the only thing that was keeping it alive…SoftBank’s money. Great strategy Then came the question; Who should lead the Co. post-A. Nuemann? After being led by such an irreplaceable visionary as Adam Nuemann (according to the S-1), surely a similarly disruptive, forward thinking genius would be required. Or, you could hire this guy: in Feb. 2020 WeWork announced it had named Sandeep Mathrani, a senior executive with RE Company Brookfield Properties, as its new CEO. Wait, what? An experienced RE executive from one of the top companies in the field? A sordid mess, I know…but this is what passes for reality now when you are dealing in the land of unicorns, right? Things get a little distorted Let’s get back to reality and restore some meaning to this mess: I told you my main objective is to cut through the hype that tends to dominate… With a bit of cursory, basic diligence, I’ll point out and highlight a few of the basic risks of the WeWork bus. model. Something one would have expected from the analysts, I-Banks, INVESTORS, lenders and, oh yeah, the tech and financial press, to have done – but they didn’t. It’s not really that complicated to determine what WeWork is and understand its key business model characteristics. The First thing to point out is this; WeWork is not a tech company! News Flash. I know this may come as a rude surprise to many...and despite the narrative and musings of a truly voluminous S-1 to the contrary (> 350 pages), the WeWork vision and version of the co-working ofc. space business is not transforming our consciousness and vision on how we all work… What Adam Neumann and WeWork wanted you to believe, however, was that he and his firm were transforming the very way we all work and we’re “building community” fostering some new form of “collaboration,” and so on In other words, if you accept WeWork’s view of the world, it’s basically like saying your bus. model is the equivalent of “boiling the ocean.” Doable? How does that sound as an investment opportunity? In the real world, renters of commercial ofc. space desire functionality, convenience and flexibility at a reasonable price – All before this nebulous creating community nonsense. It’s common sense and bottom line thinking in which any business must engage. Again, not a new phenomenon or metric of the commercial ofc. space market, correct? The WeWork Business Model in About Two and a Half Minutes: What is the WeWork business model at its core? How does the company actually derive/earn revenue? Let’s examine the fundamentals. In short, WeWork creates a marketplace for commercial property that seeks to match the supply of commercial office space (from landlords, comm. Bldg. owners, prop. mgt. companies) with space users (those renting) in one place. You know, like Regus, w/o the “cool factor” and Kambuca on tap – and, oh yeah, billions from SoftBank So, WeWork signs long term leases on properties and also purchased some properties outright, sometimes just a floor or two in an office building—and transformed it into smaller offices and workstations with common areas, other amenities and offered a basket of shared services. Avg. initial lease term is 15 years, according to the S-1 Filing. It then rents offices and desks to individuals or groups on relatively short-term agreements, who want the benefits of a fully stocked office with some functional common areas, but without the expense of operating a full office. Sounds reasonable. WeWork calls it clients “Members” and sells Memberships Memberships can be On-Demand; provide access to shared workstations or private spaces as needed, by the minute, by the hour or by the day. “Space-as-a-Service platform. Enterprise Memberships are signed with organizations with 500 or more employees – As of June 2019, WeWork’s Enterprise Memberships accounted for 40% of all Memberships Capital expenditures relates to creating Workstation Capacity + other improvements WeWork also has utilized the services of a few major third-party Com. RE management firms like JLL and CBRE to facilitate leasing of the space it owns or leases itself. Risk Assessment: So, let’s step back for a moment and summarize: WeWork incurs rent liabilities and payment liabilities for its properties that are fixed pmts. and long term. Its revenue, on the other hand, is generated from the short-term contracts it signs with clients, many month-to-month. Let’s stop here and identify one of the major risks that becomes very obvious in the WeWork business model, has always existed, and is potentially huge? The possibility for a significant C.F. timing mismatch between the long term, fixed payment liabilities WeWork carries on its balance sheet vs the short-term agreements with clients that represent its primary source of revenue and cash flow. (to pay those property liabilities and cover bus. expenses) More specifically, the risk I have identified is renewal risk and/or non-payment risk. I don’t know the avg. term that clients have signed up for; i.e. renting monthly, for 6 months or a year (to obtain the flexibility they desire)? SO, renewal rates are directly dependent upon a firm’s ability to provid great service, Completely independent of the mission of “transforming the way we all work, collaborate, etc. Presents the classic CF squeeze that can occur if things do not go as planned The rent or loan payments are due every month, fixed, for many years. (Avg. 15 years) My diligence questions upon reviewing this business risk would include the following: What is the avg term of your rental agreements? i.e. – how long are clients signing up for space on avg? (allows one to see a schedule of lease renewal dates) What is the historical renewal rate experience? (After all, WeWork has been operating under this model since 2014 – it’s not new – should be readily available data) Alternatively, What’s the churn or non-renewal rate? This analysis, with the historical experience, provides one with a semblance of margins generated and whether there is EVER a path to profitability – and ability to service the lease/debt payment obligations. So, that is the WeWork business model in a nutshell – Providing flexible ofc space with some common area, amenities and services... How should such a company be valued? Well, like most any company – by the cash flows that it generates from operations…right? A basic “smell test,” that should have been a reality check, a wake-up call evident to anyone analyzing WeWork was presented by Professor Ilya Strebulav’s (Stanford valuation model creator and author) from his June 2016 presentation to the SVOD. Again, please refer to the Show Notes for a link to the video. I highly recommended you watch it. Link to Video: Presentation at SVOD (Sil. Valley Open Doors Conf.), June 19, 2016 by Ilya Strebulav, author of the Study and Professor, Stanford Univ. Grad. School of Business: https://youtu.be/k4OtGWZ3iYI Link to Stanford University Study: Squaring Venture Capital Valuations with Reality - Downloadable pdf found here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2955455 (Social Science Research Network – SSRN) Here is what Professor Strebulav points out in his presentation regarding WeWork: On March 1, (2016) WeWork closed a $430MM round of capital at a post-money valuation of $16B. That is the valuation that the WSJ and others printed and reported the next day as the “value” of the Company He notes that, At this valuation, WeWork would have represented the 3rd most valuable publicly traded ofc landlord (if it were publicly traded). Even though it controlled only small fraction of the sq. footage compared to the leading companies in the sector. Remember, by the time WeWork filed for its IPO, it represented that it was nearly triple that ($47B) Such a valuation makes no financial or intuitive sense…based on what we know of the business model, as practiced by its “peers” in the sector (Regus) – And, set against the sq. footage it operated. This valuation it obviously what investors and some I-banks thought they could get leading up to Sept. 2019 when WeWork was indicating a $47B valuation go-public offering. A reading of WeWork’s S-1 filing, if you could stomach it, is mostly an exercise in fantasy-land thinking. What are some of those “other” public firms that WeWork’s valuation mirrored or exceeded at the time of its S1? Brookfield Asset Management - CAN (> 152M retail s.f.; 300M s.f. ofc, hotel, apt.; Mtk Cap - $51B; highly profitable) As of June 1, 2019, WeWork’s location pipeline included approximately 40 million “usable” square feet, which it estimates could accommodate approximately 724,000 workstations. Again, this is “Pipeline” of “Useable” s.f. not actual rented and under management square footage. How VCs Make Final Investment Decisions: Ask any associate or partner at a VC firm to divulge one of the key criteria they evaluate before making a decision to invest in a tech company – The answer you will receive most often, if not unanimously, is; Quality of the Management Team. Can this team move this co. forward to success? I know this b/c I’ve been asking VCs this question as part of my investor diligence for more than 15 yrs – it’s required understanding before our venture debt group would approve making a loan to the companies we considered…VCs bet on management teams in the end… It seems this key tenet of the VC decision process was thrown to the wind in the case of WeWork…and many other unicorns. Perhaps it was the lure of all the SoftBank dollars pouring in through a firehose? Either way, the process was tainted and distorted. Thus, we cannot lose sight of the unmistakable role of SoftBank in fueling this craziness – and the related poor VC decision making – in light of the bankrolling on steroids in which SB engaged – driving up the “on-paper-only” valuations of the companies in its portfolio. While examining SoftBank’s Vision Fund activities is worthy of an episode of its own… one can certainly read all the commentary and articles on your own… Failure of the Tech Media: Yet, in May of 2019 only a few months before WeWork pulled its IPO, here was PitchBook, with another fawning piece expressing total amazement at the killer valuation growth of some of the most bad-ass unicorns, including WeWork. They were so giddy they could hardly contain themselves.. In another Weekend Pitch edition, “When your valuation is growing by nearly $1 billion a month, you must be doing something right.” [They were referring to DoorDash] “It calls to mind a stretch experienced a few years ago by WeWork. Today, WeWork is reportedly worth $47 billion, making it the most valuable VC-backed company in the US.” Amazing, isn’t it? Again, no supporting analysis, no bus. model assessment, no risk assessment – just sheer amazement at valuation growth based upon a faulty measure of Value – the post-money valuation! And from my last Episode, this is worth repeating - PitchBook Weekend Pitch from Nov. 3, 2019: “For a long while in and around Silicon Valley, unprofitability was what every startup hoped to achieve. And if losing hundreds of millions of VC dollars was cool, then Adam Neumann was Miles Davis.” Really? Are you kidding me? This is post-IPO cancellation, post Andy Neumann is toast and post-SoftBank rescue package! This is your expert analysis that PitchBook is charging for? PitchBook continues, “But these days, in the wake of WeWork’s sudden fall from grace, investors are feeling differently. All those years of red ink are finally adding up.” Again, the only redeeming thing I could take from such a ridiculous statement is that the writer even knows who Miles Davis is. But then I realize, the whole thing is an insult to Miles Davis and our intelligence. Miles Davis was a musical/jazz genius, a master artist. Adam Neumann was a fraud. And the VCs in the WeWork deal should have known this through their diligence. Hey, I’ve got another survey question or two for the VC community that I would ask; 1) is losing 100’s of millions of VC dollars a cool thing? 2) Do you agree that every startup hopes to achieve this “unprofitability” status? That’s what PitchBook suggests…as recently at Q4 2019 e.g. - CB Insights CEO, Anand Sanwal, opined in an August 2019 piece that it (unicorn status) is often used as a scheme to attract top talent in a very tight hiring market for key tech talent… Of course, Sanwal also said this in a June 25, 2019 presentation he gave to partners, investors, supporters: “Blockchain is a buzzword looking for a problem…” Another example of the disconnect… My Takeaways/Conclusions: What can we deduce and learn from all of this? This is a bubble in private co. tech stocks – it’s an artificial inflation of valuations due primarily to a non-standard, faulty method of applying valuations – the Post Money valuation - Bubbles can only be created and progress toward a bursting point if they are embellished and fueled by those perpetuating the non-market, non-fundamentals approach to value. There is no more disconnected phenomenon today in private tech than the post-money valuation. Enter SoftBank Vision Fund: They provided the fuel necessary Disappointments to share value after tech unicorns go public will be the norm, not the exception. Luckily for investors in public companies – we don’t have to suffer through trail of tears on WeWork – they didn’t make it that far and with good reason…as outlined in this Episdoe. Not so lucky, however, for WeWork employees with worthless stock options… My Recommendation/proposal: All private tech company valuations should be run through the Stanford Univ. Valuation Model prior to any kind of exit – I believe it should be made an integral part of the S-1 filing process. Or any time the value of a private tech company needs to be certified for audit or other purposes. These companies owe it to their employees who are provided, in many cases, with near worthless Common stock or options for common. Thank you for joining me for this edition of DVC. I hope you found the topic interesting and useful. I am currently working on the DVC website. In the meantime, Please send questions and your comments regarding today’s episode to: bill@ccs.capital Again, check the links in the Show Notes for the Stanford Valuation Model Study and the video of Prof. Strebulav’s 2016 presentation to SVOD… Stanford University Study - Summary of the Findings – From Study Abstract: Developed a valuation model for venture capital-backed companies and applied it to 135 US unicorns - private tech companies with reported valuations above $1 billion. Valued unicorns using financial terms from legal filings, finding that reported unicorn post--money valuations average 48% above fair value, with 14 being more than 100% above. Every Company reviewed and valued, (100% of the Sample) was overvalued to some degree – that means not one company came in at the post-money valuation utilized by the VC industry Values were calculated for each share class, which yields lower valuations because most unicorns gave recent investors major protections such as initial public offering (IPO) return guarantees (15%), vetoes over down-IPOs (24%), or seniority to all other investors (30%). According to the authors, “Overvaluation arises b/c the reported valuations assume all of a company’s shares have the same price as the most recently issued shares.” Even though each new round of funding effectively sucks the value out of prior rounds through seniority and superior rights, among other preferences.
As usual, it's a bumper show with Heather today, as she not only shares about amazing drinks and eats, but also chats exclusively one on one with eco-entrepreneur Margo Fargo, who is not only changing the world and its outlook on greening and recycling but also owns her own recyclable straw company, Heather chats with her to find out more, and what we can do to help save our planet too. The team at Nederburg Wine Farm have donated R 100k to the incredible Eat Out Restaurant Relief Fund which is not only helping to feed those in need during this time, but also helping local restaurants to keep their doors open and pay their staff. Heather shares more about International Hamburger Day, always a highlight, and yummy food delivered to your door from the team at the deli at Steenberg Wine Estate in Cape Town. The first whales of the season have been spotted in the, now undoubtedly cleaner, waters off the coast of De Hoop Nature Reserve and Heather shares more info for whale watching enthusiasts, as well as also sharing two incredible competitions, one from Nitida Wine Farm and one from Tau Game Lodge – and we know you love competitions as much as Heather does. heatherhook.com · heatherhook.com · heatherhook.com · www.heatherhook.com
Niche Radio — As usual, it’s a bumper show with Heather today, as she not only shares about amazing drinks and eats, but also chats exclusively one on one with eco-entrepreneur Margo Fargo, who is not only changing the world and its outlook on greening and recycling but also owns her own recyclable straw company, Heather chats with her to find out more, and what we can do to help save our planet too. The team at Nederburg Wine Farm have donated R 100k to the incredible Eat Out Restaurant Relief Fund which is not only helping to feed those in need during this time, but also helping local restaurants to keep their doors open and pay their staff. Heather shares more about International Hamburger Day, always a highlight, and yummy food delivered to your door from the team at the deli at Steenberg Wine Estate in Cape Town. The first whales of the season have been spotted in the, now undoubtedly cleaner, waters off the coast of De Hoop Nature Reserve and Heather shares more info for whale watching enthusiasts, as well as also sharing two incredible competitions, one from Nitida Wine Farm and one from Tau Game Lodge – and we know you love competitions as much as Heather does. heatherhook.com · heatherhook.com · heatherhook.com
Smart home devices are becoming more common in households, but consumers may not be getting the most value due to poor user design. Yana Welinder hopes to change that through Kraftful, the company she co-founded that’s focused on developing user-friendly interfaces for connected products. She and Robert discuss what makes a seamless onboarding user experience, whether light switches will continue to exist, and how they approach designs for consumers vs commercial clients.
Welcome to Finance and Fury On the last episode – looked at signs property prices will be high Today – continue and look at based on these factors - Will property prices keep going up? First – recap of the Tell-tale characteristic to be able to tell if property prices are high – Urbanisation levels versus available credit (cash people have access to from savings or lending/mortgages of population) Concentration of people (higher demand with population levels) and the limited supply available when people are concentrated in living space Access to credit – it is the Borrowed funds by the population – household debt to GDP in Australia has grown massively until 2017 – stabilised/dropped slightly since – and property prices with it – One of the most privately indebted countries in the world - behind Switzerland In conjunction with the urbanised population – higher the amount people can borrow or put towards property – higher the prices will be Regulations – that have aims to increases the incentive for higher urbanisation How - Town planning – the restriction of supply of available developments Come back to Why next Monday This episode – Looks at the factors controlling prices Supply and demand – many individual characteristics involved - Supply – focus on limitations and restrictions in supply – A lot of major cities/urban areas versus viable rural areas– what to look for – Legislations – where are the most restrictive councils/states on land developments How much available land that is in demand is around – Available is important – Aus has 99.8% left available land Might be a lot of land that is vacant – but is it usable or available or demanded? Useable – most is, available – a lot isn’t – already held by developers or limited through state legislation (national forests or environmental regulations) – such as the CO2 sink laws that don’t allow you to cut down trees on your own property – one person made a firebreak on their property and got fined $100k by the state – but their house was the only one in the area to survive the recent fires Demanded – bigger one – where is? Available land – Look at Australia – 99.8% of the country isn’t urbanised – but we have very high property prices Why this alone isn’t a good measurement – but what is the population likely to do They are likely to want to live near a city due to employment or cultural/entertainment reasons Concentrates the supply and forces the demand into one of a few major areas Regulations and governments Whilst in USA – saw news that Democratic run districts prices went up $12k (extreme outliers – Detroit, San Fran), while Republican by $9k Looking at San Fran – seen a massive increase for prices – but thanks to feudal system San Fran has become – rich areas pay for their own private police, cleaners/sanitation – the city doesn’t provide it Increases built on increased costs and not fundamental tend to pop - they are bubbles = middle class in those cities are leaving – stealing less than $950 isn’t a crime but a citation – so property crime is highest in country – so people leave – reducing the demand and prices start to crash Use NYC as an example – limited development in a lot of Manhattan – when you look midtown or Tribeca regions you see massive high-rises – but you can buy airspace to avoid your view being bought out - so limits the supply of more high rises Demand – leading into what the population might do Demographics – where the population is living and where immigration occurs – urbanisation factors Trends of urbanisation and immigration – the flow of people both internally and externally – Urbanisation – internal - are more people moving into cities from the country? Immigration - Say 200,000 people are coming into a country each year – and they have 20 or 30 viable cities to choose from – can get pretty evenly spread out – but with 3 to 5 – not so much Concentration combined with high levels of urbanisation = prices go up Sometimes – if population urbanisation is large enough – can have 30 viable cities and see prices go up massively Look at China – average income of china (very skew data – rural to city incomes) Price to income ratios – Shenzhen – 45, Beijing – 44.2, Shanghai – 40.91, Guangzhou – 33. China is playing catch up – rural and a lot of them = lower average incomes How much money people have access to also comes into play – you could have 1m people bidding on a property – but if they only have $20 on average, but the one at the top has $1,000 = property goes for $1,000 Equity/money access to = property price you can ‘afford’ – a term used – but more accurate to say purchase based around your access to money - Borrowing capacity and loan affordability – banks work out how much you can borrow – then allow you to borrow it – doesn’t mean it is affordable – Regulations affecting the access to credit – the two regulators who control credit – ASIC v APRA – alphabet soup organisations - APRA – regulates the banks – lending requirements and business practices – lending benchmarks and practices – also capital requirements – implementing the BIS’s Basel regulations as well (no on III) ASIC – regulates the consumer protection laws – National Credit Act – updated at end of 2018 to remove the HEM benchmark – Household Expenditure Measure or HEM was an assumptions based lending criteria – assuming how much the borrowers spending was every month – issue was the lifestyle option in assessment – basic, moderate, lavish = obviously every is basic if you are wanting to apply for loan – all done for QLD Couple – no kids - renting = $39,293 p.a to $70,728 p.a. from basic to lavish Say you are a couple with 3 kids renting - $53k p.a. expenses (own home $61,800 p.a.) Don’t want to say lavish - Thanks to ASIC – now banks had to change the benchmark of lending HEM to a look through the test – banks actually required to assess the borrowers spending – dropped lending capacity heavily – worsening the property price drops from 2018 and still continuing – Sydney lost about 9% of values on average since the start of 2018 APRA needed to help banks out – increase borrowing capacity again – through the hurdle rate testing Was about 7.25% - now 2%+ variable rate – say around the 5-6% mark – people can borrow more – estimates for a single person on $80-90k = $80,000 more in borrowing What will cause prices to keep going up? Peoples wages are going up – their incomes grow to help catch up to the gap in affordability compared to fulltime earnings – historically pre 1990s – 3.5-4.5 times – today some areas of Sydney 11 – while other cities in the 7-10 region Pre-inflation rate target – prices of property grew by 3.5% to 4% p.a. – in line with the wage growth of the nation - The population can afford more of a loan just based around wage growth – but with decreases in interest rate along the way – remember 1991 was about a 17% interest rate – few years later went down to 10% - dropping further to 7% not long after – massive spike to the size of a loan people could borrow Deposit gap to income ratios – increased by about 300% since 1990s The interest rates decline – loan size can increase – which allows prices to grow at accelerated rates – Example – your income goes up by 3%, but the leverage allows loans to grant you access to a further 15% at a 20% deposit/savings rate – loan access pushed up the prices due to affordability People wouldn’t need to borrow that much if they were all rurally spread out Thanks to changes to hurdle rate – as variable drops the number of borrowings can increase Recent history of China´s housing market During the global crisis, China´s housing market slowed sharply. In November 2008 the government introduced a CNY4 trillion (US$585 billion) post-financial crisis stimulus package. Developers were now easily able to obtain loans, with lower capital requirements. Buyers took advantage, with looser lending conditions and lower interest rates. The result? Existing house prices surged by 19.7% in Beijing during 2013 (16.77% inflation-adjusted) and rose by 12.85% in Shanghai (10.13% inflation-adjusted). In 2014, house prices in Beijing fell by 4.11% (-5.45% inflation-adjusted), but prices surged again by 21.01% (19.09% inflation-adjusted) in 2015 and 36.73% (34.06% inflation-adjusted) in 2016. In 2017, house prices started to cool down due to the tighter government measures implemented in late 2016. % of GDP grew from 10% in 2006 to 30% in 2018 Australia 1970 was about 10% - highest historical rate – from 1908s to 90s was about 15% - then from 90s went up to a casual 100% at the point Basel 1 was implemented - The land supply is restricted – but people can still afford it as long as they can continue to afford more loans Look at coastal property prices – tend to not move too much – why? Developers can buy up land regions and release developments as demand spikes occur What matters most – current makeup of Australia – as long as borrowing capacity and wages continue to grow = prices will continue to grow Borrowing – Legislation effects on the borrowing capacity – are a real thing – seen the effects between ASIC and APRA messing with the lending/banking regulations Wages - not so much Situations from here – who knows – but it is hard for borrowing to increase unless wages continue to grow Somehow – mortgage debt boom continues – if not – prices may stagnate for a while – If debt/money supply is constricted – will be a massive bust Or if land is going to be opened up – which I highly doubt – council plans as stands are to increase the concentration of population within outlier suburbs Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/
Joe, Tim and Ben talk about Rocket Lab’s new re-useable Electron, Tesla’s Full Self Driving mode, and NASA’s new way to harvest protein from thin air --- Send in a voice message: https://anchor.fm/olfpod/message Support this podcast: https://anchor.fm/olfpod/support
It's not always about the number of acres you have to manage, but more about the useable space on the property. This could also be understood as suitable acres for bobwhite quail habitat. The bobwhite quail is not a generalist species like whitetail deer, they require specific habitat to be able to survive and reproduce, without it present quail will be extremely limited. In this podcast, we sit down with Kyle and Frank our bobwhite quail consulting biologist to better understand the foundation of quail or upland land management. Without this base of understanding, the finer details and requirements are null and void. Useable space for bobwhite quail consists of bare ground, woody/shrubby cover, and forbs. These components have to be present on the landscape for quail to persist. The layout and spatial distribution of these key elements are critical as well to survival and high reproduction rates. We hope you enjoy this podcast and continue to learn how to manage the land to promote species like the bobwhite quail. Please share this podcast with your friends who are eager to hear a bob whistle back next spring. Enjoy.Learn.Share! #ForLoveoftheLand
It's not always about the number of acres you have to manage, but more about the useable space on the property. This could also be understood as suitable acres for bobwhite quail habitat. The bobwhite quail is not a generalist species like whitetail deer, they require specific habitat to be able to survive and reproduce, without it present quail will be extremely limited. In this podcast, we sit down with Kyle and Frank our bobwhite quail consulting biologist to better understand the foundation of quail or upland land management. Without this base of understanding, the finer details and requirements are null and void. Useable space for bobwhite quail consists of bare ground, woody/shrubby cover, and forbs. These components have to be present on the landscape for quail to persist. The layout and spatial distribution of these key elements are critical as well to survival and high reproduction rates. We hope you enjoy this podcast and continue to learn how to manage the land to promote species like the bobwhite quail. Please share this podcast with your friends who are eager to hear a bob whistle back next spring. Enjoy.Learn.Share! #ForLoveoftheLand
This week Chuck and James discuss a new fanmade beat-em-up featuring some familiar faces as Chuck eulogizes his local video store. Mike Pandoff gives his thoughts on the Game of Thrones finale and looks for new shows to watch. KyleZilla returns to discuss the Outer Worlds and Gears of War 5, both coming out this […] The post Perfectly Useable appeared first on WRIF Rocks Detroit.
Ask The Tech Coach: A Podcast For Instructional Technology Coaches and EdTech Specialists
In this episode of “ Ask the Tech Coach (https://www.teachercast.net/episodes/ask-the-tech-coach/) ,” Jeff sits down with Tom Mullany to discuss how Tech Coaches can use Google Sites to create great looking websites. For the last 4 years, Google Sites have been transforming the way that digital lessons are presented in classrooms and along with Google Classroom making up a 21st Century digital learning environment. This podcast is sponsored by Concordia University – Portland (http://cu-portland.edu/letsconquer) In this episode, we discuss: Tech Coach Mastermind Join the Tech Coach Mastermind (http://www.teachercast.net/Mastermind) and learn how to help your school district today!2 Mastermind group meetings each month 1:1 Coachings with Jeff and Nick Lifetime access to our Tech Coach Online Community Free Lesson Plans Free Templates Much Much More Payment Discounts2 Month Promo Code: 50 6 Month Promo Code: 100 12 Month Promo Code: 150 Website www.TeacherCast.net/Mastermind (http://www.teachercast.net/Mastermind) Build Your EDU Brand Online Course FREE Email Course (http://www.teachercast.net/BuildYourEDUBrandOnlineCourse) Selecting Your Avatar Content Creation Tips & Tricks Website Strategy SEO How to build a newsletter And more … Do You Have a Question For Us? www.TeacherCast.net/VoiceMail (http://www.teachercast.net/VoiceMail) Twitter: @AskTheTechCoach (http://twitter.com/askthetechcoach) Email: feedback@teachercast.net (mailto:feedback@teachercast.net) Reinventing the Teacher Website Using Google SitesLooking at Traditional Teacher Web Pages What Do Traditional Teacher Websites Look Like? How Do They Function Throughout the School Year? Why Do Teachers Create Web Pages That Aren’t Useable and Never Updated? Website Applications for EducatorsWeebly WordPress Onenote Google Sites Using Google Sites as a Classroom WebsiteWhat Are Google Sites? Why Are They Useful for Educators? What Can You Do With Google Sites? Google Sites Basic Functions Google Sites for Advanced Users Websites That Can Be Used With Google SitesTimeline.js (creating Timelines) Canva (embedding Graphics) Awesome Table (visual Spreadsheets) Youtube Piktochart (https://piktochart.com/) Quizlet (https://quizlet.com/) ThingLink (https://www.thinglink.com/) What Can We Imagine Google Sites to Be … Other Than a Web SiteYoutube Playlist Musical Program During Concerts (http://www.askthetechcoach.com) Episode 54: ISTE 2019 for Tech Coaches @TomEMullaney (http://www.twitter.com/TomEMullaney) . Links of Interest tommullaney.com (https://tommullaney.com/) Twitter (https://twitter.com/TomEMullaney) YouTube (https://www.youtube.com/channel/UCGNFcIaHybw33W6r_Iy1eGw?) Instagram (https://www.instagram.com/sustainableteaching/) Follow our PodcastThe TeacherCast Educational Broadcasting Network | @TeacherCast (http://www.twitter.com/teachercast) @AsktheTechCoach (http://www.twitter.com/askthetechcoach) Follow our HostsJeff Bradbury | @JeffBradbury (http://www.twitter.com/jeffbradbury) Nicholas Amaral | @NamaralEDU (http://twitter.com/namaraledu) Join the ConversationOur favorite part of recording a live podcast each week is participating in the great conversations that happen on our live chat, on social media, and in our comments section. Explore these ResourcesIn this episode, we mentioned the following resources: Let’s Raise Our Google Sites Game – Part 1: Design (https://tommullaney.com/2019/06/03/lets-raise-our-google-sites-game-part-1-design/) Let’s Raise Our Google Sites Game – Part 2: Embeds (https://tommullaney.com/2019/06/10/lets-raise-our-google-sites-game-part-2-embeds/) Unsplash (https://unsplash.com/) Colorzilla Google Chrome Extension...
Hi, hello and welcome to another amazing episode from Nerds Amalgamated. Once again we enjoy bringing you this slice of entertainment from the world of the NERD pop culture news, where all are welcome. We pause for a moment to pay our respect to the victims of the cowardly bombings in Sri Lanka over Easter. Also we pause to honour the ANZACs, those individuals who have helped defend Australia and New Zealand for over a century. First topic is from the Professor, and it is about an open source game making program that enables the creation of 8-bit type games. Useable on web-browsers and portable devices such as the Nintendo Gameboy (All trademarks acknowledged – so don’t sue us please Nintendo, Buck is still not happy with you). This is looking like a fun way of making your own games and also introducing coding and game development to a new generation. Then we look at a birthday celebration for Batman, 80 years old and still giving crime a beat down. Yep, there is a return of the quadrilogy from the 90’s to cinemas. So grab you friends, dig those happy pants out of the cupboard and shake up that hair spray and head on down. You get to see the two Michael Keaton Batman movies, followed by Val Kilmer and then George Clooney. We discuss Bat-nipple gate and how fun these movies were. Plus we hear how tragic Buck was at decorating his bedroom as a teenager. Next up we look at further plans to make use of CRISPR for gene editing, this time to prevent hereditary diseases. Say hi to the start of Gattaca folks, we have a group of mad scientists running around with questionable ethics who don’t watch movies. Next they will be telling us about how they want to remake dinosaurs and release them into the wild, like that other movie. Don’t these people ever learn to think about the consequences of their actions? We finish off with the usual shout out, remembrances, birthdays and events. As always take care of each other and stay hydrated.EPISODE NOTES:Sri Lankan Easter Bombing - https://en.wikipedia.org/wiki/2019_Sri_Lanka_Easter_bombingsAnzac Day - https://en.wikipedia.org/wiki/Anzac_DayGB Studios - https://www.gbstudio.dev/ - https://www.reddit.com/r/programming/comments/bg1xej/gb_studio_is_an_opensource_visual_game_maker_to/Original Batman Quadrilogy - https://screenrant.com/batman-original-movie-quadrilogy-returning-theaters/CRISPR Human Gene Editing - http://discovermagazine.com/2019/may/repairing-the-futureGames Currently playingDJ– Mortal Kombat 11 – https://store.steampowered.com/app/976310/Mortal_Kombat11/Buck– Assassin’s Creed Unity - https://store.steampowered.com/app/289650/Assassins_Creed_Unity/Professor– Adrenaline the board game - https://boardgamegeek.com/boardgame/202408/adrenalineOther topics discussedAnzac Day road closures- https://www.couriermail.com.au/news/queensland/full-list-of-anzac-day-road-closures-in-brisbane/news-story/21e0848fde4b685faaa4a416adf98018Nintendo shuts down Emuparadise - https://www.extremetech.com/gaming/275146-retro-gaming-site-emuparadise-shuts-down-as-nintendo-hits-the-warpathNintendo shuts down Pokemon Uranium- https://www.polygon.com/2016/8/14/12472616/pokemon-uranium-taken-down-nintendoNintendo takes down Commodore 64 Remake of Super Mario Bros- https://www.kotaku.com.au/2019/04/nintendo-takes-down-c64-remake-of-super-mario-bros/Batman Movies- Batman (1989 film) - https://en.wikipedia.org/wiki/Batman_(1989_film)- Batman Returns (1992 film) - https://en.wikipedia.org/wiki/Batman_Returns- Batman Forever (1992 film) - https://en.wikipedia.org/wiki/Batman_Forever- Batman & Robin (1995 film) - https://en.wikipedia.org/wiki/Batman_%26_Robin_(film)Joker actors in Batman movies and other media- Jack Nicholson (1989 Batman film Joker) - https://en.wikipedia.org/wiki/Jack_Nicholson- Heath Ledger (2008 Batman film Joker) - https://en.wikipedia.org/wiki/Heath_Ledger- Mark Hamill (1992 Batman: The Animated Series Joker) - https://en.wikipedia.org/wiki/Mark_HamillAlicia Silverstone (Batgirl in Batman & Robin 1997)- https://en.wikipedia.org/wiki/Alicia_SilverstoneActors portraying as Batman- Michael Keaton (1989 & 1992 Batman) - https://en.wikipedia.org/wiki/Michael_Keaton- Val Kilmer (1992 Batman) - https://en.wikipedia.org/wiki/Val_Kilmer- George Clooney (1997 Batman) - https://en.wikipedia.org/wiki/George_ClooneyGattaca (1997 film)- https://en.wikipedia.org/wiki/GattacaDynamite also known as TNT – TriNitroToluene is a compound in dynamite but is not the same, there is another piece of trivia you can use in the trivia night to stump people- https://en.wikipedia.org/wiki/DynamiteGuided bombs also known as Smart bombs, but smart bombs also have many other variants ranging from types of explosions, for example the bunker busters, to warhead variants on ICBMs which separate and loose multiple strikes over an extended area or separate targets.- https://en.wikipedia.org/wiki/Guided_bombEugenics- https://en.wikipedia.org/wiki/EugenicsBrave New World by Aldous Huxley- https://en.wikipedia.org/wiki/Brave_New_WorldU.N findings: US Forces kill more Afghan Civilians than ISIS & Taliban in 2019- https://www.commondreams.org/news/2019/04/24/unprecedented-un-finds-us-backed-forces-killed-more-afghan-civilians-taliban-and?fbclid=IwAR3xU6beak4Ega5DO8VeaoF77-Mn3lPSR6m5E_Ibg8lhTPMYgC4MHkSoeiAImage comparison of Mortal Kombat Sonya Blade (MK 9 vs MK 11)- https://am21.akamaized.net/tms/cnt/uploads/2019/01/Sonya-Blade.jpgFrank Welker (voice actor)- https://en.wikipedia.org/wiki/Frank_WelkerCary-Hiroyuki Tagawa (actor)- https://en.wikipedia.org/wiki/Cary-Hiroyuki_TagawaMK 11 Skins total cost = $6440- https://www.vg247.com/2019/04/24/mortal-kombat-11-skin-price-6440/Ed Boon’s response to total cost of MK 11 skins- https://twitter.com/noobde/status/1121243237388357632Mortal Kombat 11 voice cast list- https://www.imdb.com/title/tt9398566/Master Chief (Halo character)- https://en.wikipedia.org/wiki/Master_Chief_(Halo)Last chance to download Assassin’s Creed Unity for free (Now expired)- https://www.gamespot.com/articles/last-chance-to-get-assassins-creed-unity-for-free-/1100-6466327/Star Trek Beyond (2016 film) - https://en.wikipedia.org/wiki/Star_Trek_BeyondDid Shakespeare write his own plays- https://www.history.com/news/did-shakespeare-really-write-his-own-playsShirley Temple (drink)- https://en.wikipedia.org/wiki/Shirley_Temple_(drink)Email Bomb (internet virus)- https://en.wikipedia.org/wiki/Email_bombMonkey selfie copyright dispute- https://en.wikipedia.org/wiki/Monkey_selfie_copyright_disputeKanellos Kanellopoulos (Greek cyclist who piloted the 1988 MIT Daedalus project)- https://en.wikipedia.org/wiki/Kanellos_KanellopoulosShoutouts20 Apr 1887 - World's First Motor Race, Georges Bouton “won the world’s first motor race” with a steam-powered quadricycle. The event was a “test” organised by the newspaper Le Velocipede to see if Bouton’s machine, which had boasted speeds of 60kmph, could make the 29-kilometre distance between Neuilly Bridge in Paris and the Bois de Boulogne. Bouton and de Dion completed the test course in 1 hour and 14 minutes riding La Marquise, the quadricycle named after the aristocrat’s mother. - https://www.onthisday.com/articles/the-worlds-first-motor-race14 Apr 2019 – 1000th Formula 1 Grand Prix race at Shanghai, China - https://www.formula1.com/en/latest/article.top-shots-the-drivers-1000th-race-helmet-designs.nFP8yFNcrzI7yybxLMUXs.html23 Apr 2013 - "Star Trek Into Darkness" directed by J. J. Abrams starring Chris Pine and Zachary Quinto premieres in Sydney - https://www.startrek.com/article/star-trek-into-darkness-premieres-in-australia23 Apr 2018 - Marvel's "Avengers: Infinity War" directed by Anthony and Joe Russo, starring Chris Evans, Robert Downey Jr and large ensemble cast premieres in Los Angeles - https://variety.com/2018/film/news/avengers-infinity-war-premiere-marvel-1202784555/Remembrances22 Apr 2019 - Kiyoshi Kawakubo, Japanese voice actor, his prominent anime roles include Guame in Gurren Lagann, Kevin Yeegar in D.Gray-man, Quincy in Bubblegum Crisis and Scramble Wars. He passed away on 16 Apr 2019 at 89 - https://en.wikipedia.org/wiki/Kiyoshi_Kawakubo- https://www.animenewsnetwork.com/news/2019-04-22/voice-actor-kiyoshi-kawakubo-passes-away/.14598423 Apr 1616 - William Shakespeare, English poet, playwright and actor, widely regarded as the greatest writer in the English language and the world's greatest dramatist. His extant works, including collaborations, consist of approximately 39 plays, 154 sonnets, two long narrative poems, and a few other verses, some of uncertain authorship. His plays have been translated into every major living language and are performed more often than those of any other playwright. He died of a fever at 52 in Stratford-upon-Avon, Warwickshire - https://en.wikipedia.org/wiki/William_Shakespeare23 Apr 1850 - William Wordsworth, English Romantic poet who, with Samuel Taylor Coleridge, helped to launch the Romantic Age in English literature with their joint publicationLyrical Ballads. Wordsworth's magnum opus is generally considered to be The Prelude, a semi-autobiographical poem of his early years that he revised and expanded a number of times. Wordsworth was Britain's poet laureate from 1843 to 1850. He died of aggravated case of pleurisy at 80 in Rydal, Westmorland - https://en.wikipedia.org/wiki/William_WordsworthBirthdays23 Apr 1901 – E.B Ford, British ecological geneticist. He was a leader among those British biologists who investigated the role of natural selection in nature. As a schoolboy Ford became interested in lepidoptera, the group of insects which includes butterflies and moths. He went on to study the genetics of natural populations, and invented the field of ecological genetics. He was born in Dalton-in-Furness, Lancashire - https://en.wikipedia.org/wiki/E._B._Ford26 Apr 1616 - William Shakespeare, same as above, he baptised in Stratford-upon-Avon, Warwickshire - https://en.wikipedia.org/wiki/William_Shakespeare23 Apr 1928 – Shirley Temple, American actress, singer, dancer, businesswoman, and diplomat who was Hollywood's number one box-office draw as a child actress from 1935 to 1938. As an adult, she was named United States ambassador to Ghana and to Czechoslovakia, and also served as Chief of Protocol of the United States. Temple began her film career at the age of three in 1932. Two years later, she achieved international fame in Bright Eyes, a feature film designed specifically for her talents. She appeared in 14 films such as Heidi and Curly Top from the ages of 14 to 21. Temple retired from film in 1950 at the age of 22. She began her diplomatic career in 1969, when she was appointed to represent the United States at a session of the United Nations General Assembly, where she worked at the U.S Mission under Ambassador Charles W. Yost. Temple was the recipient of numerous awards and honors, including the Kennedy Center Honors and a Screen Actors Guild Life Achievement Award. She is 18th on the American Film Institute's list of the greatest female American screen legends of Classic Hollywood cinema. She was born in Santa Monica, California - https://en.wikipedia.org/wiki/Shirley_Temple23 Apr 1941 - Ray Tomlinson, a pioneering American computer programmer who implemented the first email program on the ARPANET system, the precursor to the Internet, in 1971; he is internationally known and credited as the inventor of email. It was the first system able to send mail between users on different hosts connected to ARPANET. Previously, mail could be sent only to others who used the same computer. To achieve this, he used the @ sign to separate the user name from the name of their machine, a scheme which has been used in email addresses ever since.[9] The Internet Hall of Fame in its account of his work commented "Tomlinson's email program brought about a complete revolution, fundamentally changing the way people communicate". He was born in Amsterdam, New York - https://en.wikipedia.org/wiki/Ray_TomlinsonEvents of Interest23 Apr 1516 - German Beer Purity Law or Reinheitsgebot, is a series of regulations limiting the ingredients used to brew beer in Germany and the states of the former Holy Roman Empire. - https://en.wikipedia.org/wiki/Reinheitsgebot- https://www.onthisday.com/photos/german-beer-purity-law23 Apr 2005 - The first ever YouTube video, titled "Me at the zoo", was published by user "jawed". It was uploaded on April 23, 2005 at 20:27:12 PTD (April 24, 2005 at 3:27:12 UTC) by the site's co-founder Jawed Karim, with the username "jawed" and recorded by his high school friend Yakov Lapitsky. He created a YouTube account on the same day. The nineteen-second video was shot by Yakov at the San Diego Zoo, featuring Karim in front of the elephants in their old exhibit in Elephant Mesa, making note of their lengthy trunks. - https://en.wikipedia.org/wiki/Me_at_the_zoo - First ever YouTube video “Me at the Zoo” - https://www.youtube.com/watch?v=jNQXAC9IVRw23 Apr 1988 – A Greek makes world record with the MIT Aeronautics and Astronautics Department's Daedalus, a human-powered aircraft flew a distance of 72.4 mi (115.11 km) in 3 hours, 54 minutes, from Heraklion on the island of Crete to the island of Santorini. The flight holds official FAI world records for total distance, straight-line distance, and duration for human-powered aircraft. - https://en.wikipedia.org/wiki/MIT_DaedalusIntroArtist – Goblins from MarsSong Title – Super Mario - Overworld Theme (GFM Trap Remix)Song Link - https://www.youtube.com/watch?v=-GNMe6kF0j0&index=4&list=PLHmTsVREU3Ar1AJWkimkl6Pux3R5PB-QJFollow us on Facebook - https://www.facebook.com/NerdsAmalgamated/Email - Nerds.Amalgamated@gmail.comTwitter - https://twitter.com/NAmalgamatedSpotify - https://open.spotify.com/show/6Nux69rftdBeeEXwD8GXrSiTunes - https://itunes.apple.com/au/podcast/top-shelf-nerds/id1347661094RSS - http://www.thatsnotcanonproductions.com/topshelfnerdspodcast?format=rss
Jennifer Lum, COO and co-founder of Forge.ai, discusses building a company and platform that transforms unstructured information into machine-readable data in real-time, avoiding biases in data collection, and evolving & defining company values as one's team grows. Forge Jennifer on Twitter See open positions at thoughtbot! Become a Sponsor of Giant Robots!
In Episode 1 of Series 4 of The Rights Track, Todd is in the United States, where he interviews leading slavery experts Professor David Blight from Yale University and Professor John Stauffer from Harvard University about lessons from history that are applicable in today's fight to end modern slavery. He starts by talking to David Blight about his recently published biography of Frederick Douglass, the escaped slave who became the greatest orator of his day and one of the leading abolitionists and writers of the era. 0.00-5.00 David talks about his quest to find out over nearly a decade to understand why Douglas was so steeped in the Old Testament He mentions Old Testament scholars recommended to him including Robert Alter Walter Bruggemann and Abraham Heschel. He explains how reading those scholars led him to describe Douglass as a Prophet of Freedom 5.00-13.13 David says what Douglass had to say about a host of issues related to issues of inequality still resonates today He goes on to explain that being a successful campaigner who achieved great things by the time he was in his forties he went on to see many of those victories eroded as his life drew to an end - he references the Jim Crow laws Douglass' power lay in his facility with carefully crafted words and prophetic language. He references the Fugitive Slave Crisis, the Dred Scott decision and the black exodus to Kansas David talks about his favourite words from Douglass' second autobiography My Bondage and my Freedom describing how he will continue use his voice, his pen and his vote in the fight against slavery and how he thinks that's all any of us has today to fight slavery. Todd asks John Stauffer what lessons from history are being harnessed in what's been describes as the 4th wave of an anti-slavery movement 13.25-end John talks about the power of the voice in history and today (orally and written) - he references the first abolitionist newspaper, William Lloyd Garrison's The Liberator and the response that drew from John C.Calhoun, a political advocate of slavery and someone credited with 'starting' the American Civil War Todd asks if it's the voices of slaves themselves that are more important or the voices of people who represent slaves - John says it's both John explains that even though there was no internet or social media to help spread anti-slavery messages, the power of public speaking then was as influential as the voices of celebrities today. John says the abolitionists, despite only being 5% of the population, may not have turned people into abolitionists, but they were effective in making people anti-slavery John says that silencing slaves is the weapon of modern day slave owners just as it was more than 100 years ago so that speaking out and bearing witness is the key to mobilising action to end slavery.
ADAPT WHAT IS USEFUL #201: Daily Mentoring with Trevor Crane on GreatnessQuest.com SUMMARY Today is special because I’m announcing the end of this podcast - at least, for a while. I was at the gym the other day, and worked out for 3 ½ hours. Weights, Tennis a big Cardio workout, and a Bike ride. Afterwards? I was knocked out for 2+ hours just to recuperate. When I told my personal trainer at the gym, he was like, “WTF Trevor?! You working out that hard on all that extra just negated all of the work we did together. Trevor, if you want the results you told me you wanted… YOU NEED TO DO LESS.” The subject for to day is from a quote from Bruce Lee, “ADAPT WHAT IS USEFUL, reject what is useless, and add what is specifically your own.” The truth is, this podcast needs to change. The shift will also be MASSIVELY to your benefit. Fact is, I want to help you get more, have more, create more, contribute more… to help you take your life and business to the next level. This has been my mission for 5-years with this podcast. But the birth of something NEW and something BIG that is coming. So enjoy today’s show, and stay tuned for what’s coming next... GET THE APP: Text: TREVOR To: 36260 #greatnessquest #trevorcrane #unstoppable #idealbusiness #ideallife
Pastor Cary continues his series in Jonah by showing us how God loves to use unworthy people to do unbelievable ministry.
Zdravko Cvijetic, the founder of Zero To Skill, is an authority on productivity. Known as Z, he creates practical content to assist us utilise our time in order to allow us to achieve all the dreams we have for our lives. He writes articles, e-guides and courses that help his fan base become top performers, gain clarity on life path, and master habits to become 3 x more productive. Z has a degree in Adult Education and Lifelong Learning, and has written a blog that became the most shared ever on Medium "13 Things You Should Give Up If You Want To Be Successful”. Useable, practical tips and tools for creating more efficiency in your day. The Mojo Radio Show copyright Gary Bertwistle & Darren Robertson Products or companies we discuss are not paid endorsements. They are not sponsored by, nor do we have any professional or affiliate relationship of any kind with any of the companies or products highlighted in the show.... sadly! It's just stuff we like, think is cool and maybe of interest to you our listeners. “Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!” ― Hunter S. Thompson, The Proud Highway: Saga of a Desperate Southern Gentleman, 1955-1967 See acast.com/privacy for privacy and opt-out information.
Scripture: 2 Corinthians 4, Because mercy is new every day, what do we need to remind ourselves of each day? What's the prison holding you back today?
A sermon series about being a “Useable Vessel,” part 5. The post Useable Vessels part 5 appeared first on CPR Ministries.
A sermon series about being a “Useable Vessel,” part 1. The post Useable Vessels part 1 appeared first on CPR Ministries.
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A sermon series about being a “Useable Vessel,” part 7. The post Useable Vessels part 7 appeared first on CPR Ministries.
Our guest today is an authority on learning and behavior change. Author of the book "Design for how people learn" Julie Dirksen combines modern usability research with psychological studies and behavioral economics to help people learn better. She's also delightfully practical and always seems to have some real-world example to illustrate a larger point. I hope you enjoy today's conversation about learning and change, here on Doable change.
Warren was called into ministry in 1978. Since that time Warren has served in churches and mission organizations across Texas. In 2005 he helped launch NEXT Worldwide, a short term mission agency that mobilizes high school and college students to...
Warren was called into ministry in 1978. Since that time Warren has served in churches and mission organizations across Texas. In 2005 he helped launch NEXT Worldwide, a short term mission agency that mobilizes high school and college students to...
Judging by our feedback, it's fair to say our audience is very interested in the Olympic thinking. Due to his popularity, Drew Ginn is a return guest to the show. Drew is an champion Australian rower and is a five-time world champion and triple Olympic gold medallist. In addition, recently he took on the world 24hr outdoor track record where he rode 836k in 24hrs. Winning gold means you delivered at the right performance at exactly the right moment.... we uncover how? Learn steps and tools you can apply everyday to unlock your own personal greatness in and out of work, and most importantly learn to be in the moment. Useable, practical tips we can all apply! The Mojo Radio Show copyright Gary Bertwistle & Darren Robertson
We’re back! Here’s some stuff from the show: Facebook | Twitter | Ustream | Buy our shirts! | Download a free Audiobook! Direct download - Warm Body and a Useable Larynx.
Hi, I'm Elaine Watt I'm your host on The Holiday Let Success Podcast, I'm a mum to four, wife to a lovely husband and I'm addicted to non-fiction. But less about me….. First, let's look at why Holiday Let Success is useful for you. Every holiday home owners has the same battles, learning curves and worries whilst striving to build their holiday let business to be the best that it can be-from weeks rented and the bottom line to the all important guest experience. So we're here to talk. About any and every aspect of the holiday let world. If it affects you. If it affects your property. If it affects your bottom line. If it affects your guests. We'll talk about it! Here's just some of the things you'll find here… * Interviews with industry experts * Interviews with successful holiday home owners * Proven, Useful & Useable resources and ideas * Loads of Free downloads to help you run your business * Free Step by Step Online Courses * Premium Step by Step Courses All this brought to you via the wonderful medium of the Podcast, through connecting those who've been there and done it, and looking to inject some fun and enjoyment into your corner of this fantastic hospitality industry. See you over at www.holidayletsuccess.com I'd love to hear from you!
By answering the ten questions posed in this teaching you will discover how usable you are to God and His kingdom. The Bible responses to these ten questions will guide you into the most important endeavors of life in which you could invest your self. Imagine the privilege, first, of knowing God, second of loving Him, and then to participate with Him in His big big plans.
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