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If your bank or brokerage failed tomorrow, would your money actually be protected? In this episode we break down how FDIC protections actually work and what those protections mean for your money. We also cover SIPC protection for brokerage accounts, including what it actually does and what it does not do, and we walk through why a good money market fund is often a smarter place for significant cash than a bank account in the first place. We also cover a run of listener questions, such as: Why the S&P 500 and total stock market index funds are now technically classified as "not diversified", and what that means for your portfolio. How to think about divesting from AI-related stocks. Career and financial planning for a physician facing a degenerative illness. And the asset protection tradeoffs of adding a spouse to a business LLC. Understanding how bank and brokerage accounts are protected, and how they're exposed, is a crucial step in making sure your money is safe. One of the most underrated financial moves in medicine is working locum tenens. It pays significantly more on average, and you can work locums full time or on the side of your full time. When you work with CompHealth, the #1 staffing agency, they cover your housing and travel costs —which on top of higher pay, really adds up. Locums also gives you more control of your career, allowing you to go where you want, when you want, with a schedule that works for you. It's the perfect way to get ahead financially while getting focused on what you love. Whether it's locum tenens or a regular permanent position, visit https://whitecoatinvestor.com/CompHealth and build your career your way with the power of CompHealth. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Most of us, if we think about course accessibility at all, think captions and alt text. Pop them in, tick the box, move on. Except most of the course platforms Catrina reviewed don't even give you somewhere to put the alt text. And a PDF exported from Canva can get read out by a screen reader in whatever order you happened to drop things onto the page. In this episode, I'm talking to Dr Catrina Mitchum, a recovering academic and learning designer who helps businesses create courses like they give a shit about client outcomes. Her soapbox is accessibility. It goes back to her undergrad days, when she read textbooks onto cassette tape for a blind professor so he could decide which ones to use with his class. We get into how many US adults have a disability, and what that means for who can actually use your course. Catrina shares the small first steps that make a real difference when you're short on time or capacity, and where AI genuinely helps (and where it's still a junior designer at best). We also talk about why gamification can't rescue a course with shaky foundations, and how to invite feedback without drowning in it. Guest resources: Catrina's fortnightly newsletter, with research-based steps for building the course you actually want: https://www.cmlearningdesign.com/cut-the-crapCatrina's 16-platform course accessibility review on YouTube: https://www.youtube.com/@coursecreatorplaybook Catrina on Threads: https://www.threads.com/@cmlearningdesignCatrina on LinkedIn: https://www.linkedin.com/in/catrina-mitchum-learning-design/ Looking for more?Follow Peta on InstagramFind Peta on LinkedInHire Peta to work on your copywriting and brand messaging
What happened to the flowers that once filled our spring gardens? Lisa shares the story of cool-season hardy annuals, why so many of these beautiful flowers were forgotten, and how learning when to plant them can bring an entirely new season of blooms back to your garden.MentionsCool Flowers resources: Book, Online Course, Planning ToolLisa's book, The Cut Flower HandbookSign up to receive our weekly Farm News!Shop the TGW Online Store for all your seeds and supplies!The Field and Garden Podcast is produced by Lisa Mason Ziegler, award-winning author of The Cut Flower Handbook, Vegetables Love Flowers, and Cool Flowers, owner of The Gardener's Workshop, Flower Farming School Online, and the publisher of Farmer-Florist School Online and Florist School Online. Watch Lisa's Story and connect with Lisa on social media!
There's a specific feeling that hits about 45 seconds after something great happens. You have a great launch, reach a new milestone, or get a raise, and almost right away, your brain starts asking, "What now? Was this enough?" I see it in every single woman I coach. Recently, I realized how much of it was running inside me, too. On this solo episode of the Game On Girlfriend® podcast, I'm giving that feeling a name: the achievement wound. From the outside, it looks like ambition and success, and those things are real. Inside, though, it feels like a treadmill that never stops. In fact, the more successful you become, the worse it gets. If people look at you and wonder how you're doing it all while you quietly wonder whether any of it is enough, this one's for you. We're not talking about doing more. Instead, we're talking about finally seeing yourself, and it's the start of a free 5-day challenge I'm hosting to help you heal this wound. WHAT YOU'LL LEARN What the Achievement Wound actually is, and where it starts Why it's nearly invisible from the outside (it looks like success) The signs: deflecting compliments, anxiety after wins, over-giving without receiving Real client stories of financial and personal transformation Why healing has to happen in the body, not just the mind How to join the free 5-day "Heal Your Achievement Wound" Challenge starting October 2nd FREE 5-DAY CHALLENGE: HEAL YOUR ACHIEVEMENT WOUND I'm doing something I've never done before. Starting Friday, October 2, I'm hosting a free 5-day challenge called Heal Your Achievement Wound. Each day, you'll get a short video, just two or three minutes long, plus a simple healing exercise to work on that day. We're also giving away prizes to the people who participate fully and turn in their homework. This one's on me. Sign up here → https://sarahwalton.com/heal-your-achievement-wound/ READY TO STEP OFF THE TREADMILL? This episode might have you noticing where you've been waiting for someone else to see you. If so, let's talk. As a gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195 FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources CONNECT WITH SARAH Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves. RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE Episode 333: Soul Debt: What Overgiving in Business Is Costing You — and What Comes Next — In this solo episode, I talk about soul debt, the overperforming that keeps women from what they've earned. It's a close cousin of the treadmill I describe in this episode — https://sarahwalton.com/overgiving-in-business-women-entrepreneurs/ Episode 342: The Energy Drains for Women Entrepreneurs No One Warns You About — Many energy drains hide in tasks that were never yours to do. I share a 5-question personal audit to help you spot them, so it pairs well with the delegating I talk about here — https://sarahwalton.com/energy-drains-for-women-entrepreneurs/ Episode 313: But What About the Money? Why Your Nervous System Determines Your Income — You can only earn at the speed of safety. I explain how your nervous system affects your income, which is the foundation for the healing work in this episode — https://sarahwalton.com/money-mindset-nervous-system-income LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)
Should you ever save up and pay cash for something as expensive as a $200,000 custom camper van, or does that break every rule of personal finance? In this Milestones to Millionaire episode, Teresa, a child and adult psychiatrist, and Pete, a family medicine physician, share how they paid entirely in cash for their dream RV rather than financing it at a rate close to 9 percent. They walk through how they paid off all student loans first, then spent two years aggressively saving while waiting on the van's custom manufacturing waitlist, treating it as a kind of pre-home home before eventually buying two properties, including a $1.6 million house in Orange County. Pete and Teresa also open up about their financial dynamic, Pete defers almost entirely to Teresa's money management, and Teresa, drawing on her psychiatric background, explains how upbringing and past experience shape spending behavior. Pete shares how growing up with financial instability gave him an urge to spend money as soon as it appeared, an instinct he has had to consciously work against, while Teresa's more conservative approach helped guide their long-term saving strategy. Their advice for anyone saving toward a big purchase: find the small, cumulative decisions you are willing to make consistently, since those are what make room for the big ones that actually matter to you. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
How do you know whether your relationship is truly healthy, or whether you've slowly learned to accept behaviors that leave you feeling controlled, isolated, or unsafe?In this episode of Women Winning Divorce, Heather Quick sits down with Crystal Sorrow, CEO of Peaceful Paths, to unpack the difference between healthy love, unhealthy relationship patterns, and abuse. Crystal explains how emotional abuse and coercive control can develop gradually, often through behaviors that initially appear to be love, concern, or protection.In this episode, you'll learn:How to recognize the qualities of a healthy relationship, including mutual respect, shared decision-making, trust, and the freedom to be yourself.How emotional abuse, coercive control, isolation, financial abuse, and digital monitoring can develop and why trusting your instincts matters when something feels wrong.How to begin safety planning, rebuild trust in yourself, and connect with confidential resources even if you aren't ready to leave your relationship.If you've been questioning whether something in your relationship is healthy—or you want to better support someone you care about—play this episode to learn the warning signs, understand your options, and discover resources that can help you take your next step safely and on your own timeline.Peaceful PathsVisit https://www.peacefulpaths.org/ for information and support. Peaceful Paths serves Alachua, Bradford, and Union counties in Florida and offers services beyond emergency shelter, including advocacy, support groups, referrals, and other survivor resources.National Domestic Violence HotlineVisit https://www.thehotline.org/ for national domestic violence information and resources. Crystal notes that the website also provides educational articles and information for people who may simply have questions about their relationships.Hubbard HouseFor listeners in the Jacksonville, Florida area, Crystal mentions Hubbard House as a provider of domestic violence services.Local Domestic Violence CentersCrystal encourages listeners outside these service areas to connect with their local domestic violence center. These organizations can provide information, support, referrals, safety planning, and someone to talk with, even if you are not ready to leave your relationship.If you are concerned that your phone or computer may be monitored, Crystal recommends considering a safer way to access support, such as using a public device or asking a trusted healthcare provider's office to help you make the call.Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce Podcast www.womenwinningdivorce.comWomen Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com
What happens when your spouse refuses to turn over financial information, even after a judge orders them to do it?Financial disclosure can be one of the most important parts of a divorce or child support case, especially if you weren't the person managing the finances during your marriage. When income, assets, or other financial information is withheld, it can leave you wondering whether you'll ever get the complete picture you need to protect yourself.In this episode of Women Winning Divorce, Heather Quick discusses the reported arrest of former Kentucky Governor Matt Bevin in connection with an ongoing child support dispute. She explains how the case illustrates an important lesson for anyone navigating divorce: court orders are not suggestions, and repeatedly refusing to comply can have serious consequences.Listen to the episode to learn:Why complete financial disclosure matters when courts are determining child support and other financial issues.What contempt means and the potential consequences when someone repeatedly refuses to follow a court order.How staying organized, documenting what is happening, meeting deadlines, and working closely with your attorney can help protect you when your spouse refuses to cooperate.Play this episode to understand what can happen when financial information is withheld in divorce and what you can do to stay informed and protect your financial interests when your spouse refuses to cooperate.Article Link: https://www.nytimes.com/2026/09/04/us/politics/kentucky-governor-arrested-matt-bevin.htmlIf you're navigating divorce and need more guidance, don't miss the deeper conversation in #182 How Effective Communication With Your Attorney Helps You Navigate Divorce Court With ConfidenceInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.
One of the advantages of being a smaller self-storage operator is that — unlike the REITs and larger players who focus on their investors and stockholders — we can focus on the real source of our success: our customers. I found the StorageCafe (an online marketplace for consumers) newly released survey on self-storage in 2026 very interesting. Let's explore the results and what they can mean for us smaller owner-operators. **My latest book, The Creative Method of Wealth Generation** **Self-Storage Turnaround Playbook** https://creatingwealththroughselfstorage.lpages.co/episode-476-four-steps-i-use-to-revive-a-self-storage-facility-non-fb/ **Startup Checklist** https://creatingwealththroughselfstorage.lpages.co/episode-475-self-storage-startup-checklist-4-steps-owners-miss/ **Cap Rate, ROI & IRR Calculator** https://creatingwealththroughselfstorage.lpages.co/episode_472_cap-roi-irr-worksheet-2/ **The 4 Critical Metrics Download** https://creatingwealththroughselfstorage.lpages.co/episode-474-4-critical-metrics/ **Five Mistakes PDF* https://creatingwealththroughselfstorage.lpages.co/episode-473-5-mistakes-new-owners-make-in-self-storage/ **Cap Rate, ROI & IRR Calculator** https://creatingwealththroughselfstorage.lpages.co/episode_472_cap-roi-irr-worksheet-2/ **Online Courses at The Quickstart Academy** https://TheQuickStartAcademy.com/ **Listen on Apple Podcasts** **5 KPIs we measure** https://creatingwealththroughselfstorage.lpages.co/top-5-kpi-ebook/ **My blog** Creating Wealth Through Self Storage **Facebook** https://www.facebook.com/markhelmselfstorage/ **Twitter** Posts by MarkHelmSelfSt **The Storage World Analyzer** http://storageworldanalyzer.com/ **The QuickStart Academy Store** https://quick-start-academy.myshopify.com
Is it reasonable for a physician earning multiple times the median household income to feel financially strained, or has perspective gotten lost somewhere along the way? In this episode, Dr. Jim Dahle responds directly to viral social media comments from young physicians frustrated with inflation, stagnant-feeling incomes, and housing prices in major metro areas. He walks through the real math: median household income in America sits around $83,000 a year, and even a physician earning $700,000 or more is still earning several multiples of that. Jim shares his own early-career reality, a modest starter home in a rough neighborhood and a car with no working air conditioning, to make the case that the fundamentals of building wealth on a physician income haven't changed, even as costs have risen. He also addresses a correction to the White Coat Investor Scholarship's eligibility policy, which previously and unintentionally excluded Puerto Rico medical students, and covers two listener questions: what to save for once a 529 plan is fully funded, including Trump accounts, UTMAs, and Roth IRAs based on the purpose of the money, and a detailed comparison of Fidelity Youth accounts versus traditional UTMA accounts for teaching teenagers to invest. Physician income remains a genuine privilege. Inflation and housing costs are real challenges, but the tools for building wealth on a high income, saving early, considering geographic flexibility, and living below your means, still work the same way they always have. Blog Post "How to Save for Your Children (UTMA vs. Trump Account)": https://www.whitecoatinvestor.com/utma-vs-trump-account Today's episode is brought to us by SoFi®, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Some people just make us feel calm. You call them when you're upset, you love being in their presence, and you keep going back for their advice because they feel so wise and so joyful to be around. If those are your people, you're going to love my conversation with Charlotte Jukes. She's one of my favorite people to be with, and there's so much going on right now that a lot of us could use a little of that. I'm sitting down with Charlotte Jukes, an ICM Mastery Method coach, former registered nurse, and host of the Pickleball & Partnership podcast. I've spent VIP days with her, and I've watched her manage massive rooms on Zoom. The second she starts speaking, she calms and soothes everyone and brings us all back home to what actually matters. Charlotte spent 37 years as a nurse, and now she coaches people, mostly women, using nervous system and somatic work. When I asked Charlotte what she thinks is the most meaningful shift someone can make, she gave me two words: permission and compassion. We talk about what it looks like to give yourself permission, why so many of us hand out compassion to everyone but ourselves, and how she got to both in her own life. WHAT YOU'LL LEARN The simple Band-Aid practice Charlotte uses to show what "somatic" means, and why she says the body holds the wisdom Why Charlotte says she feels her calling in her gut, and what she does when she doesn't know the how or the why What happened when she heard "do the safe thing" as a teenager, and how she balances her grounded side with her curious, adventurous one Why she tested nervous system work on herself before she taught it, and how staying calm changes the energy of a room, even in a crisis The story of what turned out to be her last day as a nurse, and how it taught her she could give herself compassion How pickleball became one of her best teachers in play, laughing at yourself, and noticing what triggers you CHARLOTTE'S GIFT TO YOU As her gift to Girlfriends, Charlotte is offering a Complimentary Clarity Call. Book yours → https://calendly.com/cejukes/complimentary-clarity-call CONNECT WITH CHARLOTTE JUKES Website: https://charlottejukes.netlify.app/ Instagram: https://www.instagram.com/_charlottejukes/ Facebook: https://www.facebook.com/charlotteejukes Podcast: Pickleball & Partnership — https://pod.link/1775742795 ABOUT CHARLOTTE JUKES Charlotte Jukes is an ICM Mastery Method Coach, former Registered Nurse, and host of the Pickleball & Partnership podcast. She draws on decades of experience supporting people through life's most challenging moments. Clients learn to identify and transform the unconscious patterns, beliefs, and nervous system responses that can quietly shape their lives. Her work sits at the intersection of personal growth, emotional healing, relationships, and self-discovery. Through coaching, meditation, and deep inner work, Charlotte guides people to move beyond fear, self-doubt, and old conditioning. The goal is a life filled with greater connection, purpose, abundance, and authenticity. Known for her warmth, insight, and ability to make complex concepts relatable, Charlotte inspires audiences to embrace transformation, trust themselves more deeply, and become the person they were always meant to be. READY TO GIVE YOURSELF PERMISSION? This episode might have you thinking about where you're waiting to give yourself permission, or where you've been handing out compassion to everyone but yourself. If so, let's talk about it. As my gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195 FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources CONNECT WITH SARAH Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves. RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE Episode 333: Soul Debt: What Overgiving in Business Is Costing You — and What Comes Next — This solo episode is where I talk about soul debt, the overperforming that comes from believing you're responsible for everything and abandoning yourself in the process. It's the background on the term I bring up with Charlotte in this episode — https://sarahwalton.com/overgiving-in-business-women-entrepreneurs/ Episode 263: How Your Nervous System Shapes Your Money Habits with Stephanie Crochet — Stephanie, a nervous system regulation coach, shares how your nervous system shapes your money habits and which somatic practices help reshape them. It's the nervous system side of what Charlotte describes in her own work — https://sarahwalton.com/nervous-system-regulation/ Episode 246: How to Let Go of the Bully in Your Brain with Allison Guilbault — Allison, a licensed therapist and self-worth coach, explains how negative self-talk develops and shares a 30-day toothbrush challenge to curb it. It's a practical companion to the self-compassion Charlotte talks about — https://sarahwalton.com/negative-self-talk/ LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)
How does a third-year orthopedic surgery resident, a stage where most physicians carry significant debt, end up with a net worth north of $250,000? In this Milestones to Millionaire episode, Aaron shares how a combination of early habits and a few candid, less conventional decisions got him here. He started his first IRA at 18 with money saved from a summer job, married a spouse who had been financially aligned with him from the start, and took advantage of in-state tuition rules that cut his medical school costs nearly in half. He is also honest about the role a $100,000 inheritance from his grandfather played in paying down his highest-interest loans, and about a concentrated bet on a gold mining stock early in the pandemic that worked out well, while acknowledging it is not advice he would give to everyone. He also discusses their decision to continue renting through residency rather than buying a home, weighing the flexibility and reduced risk against the potential upside of homeownership. Getting off to a disciplined financial start early, even with some good fortune mixed in, can put a resident years ahead of where most physicians find themselves at the same stage. Since April 2021, more than 650 physicians in the White Coat community have invested over $300 million with DLP Capital, a 12-time Inc. 5000 honoree that offers four private real estate investment funds—one of my favorite ways to invest in real estate. If you're eager to achieve success as a private real estate investor, DLP's impact-focused sponsored funds offer the potential to earn double-digit returns while making an impact on America's affordable housing crisis. Interested in learning more? Head to https://whitecoatinvestor.com/dlp today. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Are you making divorce decisions from a place of clarity, or reacting from fear, overwhelm, and uncertainty?Divorce can make even the simplest choices feel impossible. When you're navigating changes to your finances, parenting, home, identity, and future all at once, emotional overwhelm can leave you second-guessing yourself or feeling completely stuck. In this episode of Women Winning Divorce, Heather Quick talks with life and divorce coach Hope Lutz Firsel about why emotional clarity is essential for making thoughtful decisions and rebuilding trust in yourself during divorce.You'll discover:How to recognize fear, anger, sadness, and other intense emotions without allowing them to drive major divorce decisions.Practical ways to create emotional clarity, regulate overwhelm, and reconnect with the confident part of yourself.How divorce coaching can complement your legal, financial, and therapeutic support so you can make decisions based on the future you want—not just what you're feeling today.Play this episode to learn how to quiet the emotional noise, trust yourself again, and make divorce decisions with greater clarity and confidence.Hope's Links:Hope's Phone Number 773-848-9349Website https://hopefirsel.com/Instagram https://www.instagram.com/hopefirsel/?hl=enInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce Podcast www.womenwinningdivorce.comWomen Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com
Some oberservations about the injured college athletes I saw this week. (They all felt great at the end of their treatments). Online Courses: https://richardhazel.podia.com Instagram: @richhazel
What is no fault divorce and does it really mean that nothing your spouse did during the marriage matters?If you're considering divorce, you may feel like you need to prove why your marriage should end. Maybe your husband cheated, hid money, walked away from the relationship, or perhaps you simply know the marriage is over. Understanding what “no fault divorce” actually means can help you stop focusing on whether your reasons are good enough and start thinking strategically about your future.In this mini episode of Women Winning Divorce, Heather Quick explains what no-fault divorce means in Florida and clears up some of the most common misconceptions surrounding it.You'll learn:Why you generally don't have to prove marital wrongdoing to obtain a divorce in FloridaHow your spouse's conduct may still matter when addressing finances, parenting, support, property, and other issuesWhy shifting your focus from proving what happened in the past to protecting what matters in your future can help you prepare for divorce more strategicallyPlay this episode to understand your rights, separate marital fault from the issues that may affect your case, and start preparing for your next chapter from a place of knowledge rather than fear.If you're navigating divorce and need more guidance, don't miss the deeper conversation in #147 Preparing for Divorce: Strategic Steps for You and a Look at Life AfterInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.
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In this episode, Dr. Jim Dahle is joined by financial planner Dr. Tyler Scott to work through a wide range of advanced financial planning questions. They cover whether to open a single 529 account for multiple nieces and nephews or keep them separate, and why gifting appreciated shares to an adult child in a lower tax bracket can run afoul of decades-old IRS doctrines if the money comes back to the giver. Tyler walks through the legal reasoning behind assignment of income, substance over form, and step transaction doctrine, explaining exactly where these strategies cross the line. The conversation also covers upstream gifting to parents in hopes of a future step-up in basis, including the one-year survival requirement and the real risks involved, from asset protection concerns to unintended Medicaid eligibility issues. Later, they tackle listener questions on managing sequence of returns risk in retirement, choosing bond funds for a bucket strategy, and a caller with 33 times their annual spending saved who still feels anxious about rising grocery costs. The conversation closes with a personal reflection on a visit to the New York Stock Exchange and the 9/11 Memorial, and a reminder that even the country's most reliable wealth-building systems deserve gratitude rather than being taken for granted. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Talk Python To Me - Python conversations for passionate developers
Lint the entire CPython code base from scratch. It takes 0.3 seconds. Three blinks of an eye. That is ruff, and it is written in Rust. So are Pydantic, Polars, uv, and Granian. Rust shows up in Python three ways: tools that happen to be Rust, libraries Python imports, and servers that run Python inside Rust. This is Rust for Python developers, not Rust experts. Christopher Trudeau is back on Talk Python to discuss Rust and his latest course Up and Running with Rust. The core rule is that only one thing can own a value at a time. Pass it around freely in Python and the garbage collector cleans up. Do that in Rust and it will not compile. Episode sponsors Sentry Error Monitoring, Code talkpython26 Python in Production Talk Python Courses Links from the show Up and Running with Rust course: training.talkpython.fm Rust: rust-lang.org pydantic: pydantic.dev ruff: docs.astral.sh granian: github.com By example: doc.rust-lang.org rust-lang.org: rust-lang.org rustup.rs: rustup.rs crates.io: crates.io main.rs: main.rs PyO3: github.com https://github.com/ritwiktiwari/awesome-python-rs: github.com ty: docs.astral.sh pyrefly: pyrefly.org uv: github.com polars: pola.rs Watch this episode on YouTube: youtube.com Episode #563 deep-dive: talkpython.fm/563 Episode transcripts: talkpython.fm Theme Song: Developer Rap
If you run a business, you have to know how to sell — and yet so many of us do this thing I call the mom voice the second it's time to say a price out loud. Something like, "It's $300," in this careful, coaxing tone, like we're convincing a kid to tie their shoes. Meanwhile we're talking to a fully capable adult who actually wants to work with us. This week I'm joined by Nikki Rausch, a sales strategist, speaker, and the founder of Sales Maven. Nikki spent 17 years in corporate sales, mostly in a male-dominated, technology-driven world, before she started coaching women entrepreneurs on exactly what she'd learned along the way. Now, with more than 25 years of sales experience and a background as a Master Certified Practitioner of Neuro-Linguistic Programming, she teaches service-based entrepreneurs how to have sales conversations that lead to yeses, without feeling pushy or fake. Nikki and I get into why so many of us freeze up, get weird, or avoid the conversation altogether the moment sales comes up, and what actually shifts once you stop treating selling as something you do to a person and start treating it as something you do with them. I loved hearing her real client examples throughout this one, including a story about a client who pictured her ideal buyer as a polished, highly paid professional, while the people actually showing up to hire her were moms in hoodies with their hair in a bun — herself included. If you've ever felt weird about naming your price, or wondered why some sales conversations feel so much harder than others, this episode is for you. WHAT YOU'LL LEARN: The one condition that has to be in place before you ever try to sell to someone, and why most people skip it entirely The two habits Nikki sees that quietly sabotage sales conversations, including one she calls "hallucinating" what the other person is thinking How a simple "softening phrase" makes it so much easier to ask the budget question everyone's afraid to ask What a "rapport bank account" is, and why every early interaction is either a deposit or a withdrawal Nikki's "cat calling versus dog calling" framework for creating curiosity without coming on too strong Why your first 10 seconds, and the next two minutes, decide whether someone trusts you, and what that means for how you show up NIKKI'S GIFT TO YOU As her gift to Girlfriends, Nikki is sharing her Sales Follow-Up Made Easy Guide — proven follow-up strategies, ready-to-use scripts, and techniques to build trust and stay top-of-mind with your leads, so you're never stuck wondering what to say or when to send it. Get it → https://yoursalesmaven.com/easyfollowup CONNECT WITH NIKKI RAUSCH: Website: https://www.yoursalesmaven.com Podcast: Sales Maven Podcast — https://www.yoursalesmaven.com Instagram: https://www.instagram.com/your_sales_maven/ Facebook: https://www.facebook.com/yoursalesmaven/ LinkedIn: https://www.linkedin.com/in/nikkirausch/ ABOUT NIKKI RAUSCH Nikki Rausch is a sales strategist, speaker, and founder of Sales Maven. With more than 25 years of sales experience and over a decade as a business owner, she teaches service-based entrepreneurs how to have confident sales conversations that lead to yeses, without feeling pushy or fake. As a Master Certified Practitioner of Neuro-Linguistic Programming (NLP), Nikki focuses on the language and communication behind selling. Her approach is rooted in building rapport, recognizing buying signals, and guiding conversations in a way that feels natural for both you and the client. She is the author of three books, including The Selling Staircase, and host of the Sales Maven Podcast, ranked in the top 1% globally. Through her coaching, programs, and speaking, Nikki supports women entrepreneurs in turning sales into a skill they can rely on, so they can grow their business with clarity and confidence. READY TO STOP GUESSING IN YOUR SALES CONVERSATIONS? This episode might have you thinking about where you've been going quiet in your own sales conversations, or where you've been guessing instead of asking. If so, let's talk about it. As my gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195 FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources CONNECT WITH SARAH: Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves. RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE: Episode 211: 3 Easy Tips for Your Sales Conversations, with Jamie Gulino Davis — Jamie's tips on building rapport and asking better questions in a sales conversation are the tactical follow-up to the "with" versus "to" framework Nikki lays out in this episode — https://sarahwalton.com/sales-conversations/ Episode 336: How to Sell Without Feeling Slimy — Sales Tools That Actually Work — This solo episode on using sales tools ethically, supporting people who already want what you're offering instead of pushing reluctant prospects, is the same "with, not to" distinction Nikki draws in this episode — https://sarahwalton.com/how-to-sell-without-feeling-slimy/ Episode 216: How I Made $1 Million in a Year, with Kendall SummerHawk — Kendall's own journey through fear and tears around money is the deeper dive into the complicated relationship with money that Nikki and I talk about in this episode — https://sarahwalton.com/make-one-million-a-year/ LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.) (If you're not sure how to leave a review, you can watch this quick tutorial.)
How does a practicing OB-GYN go from $8 million to over $20 million in net worth in just four years? In this Milestones to Millionaire episode, Allen returns four years after his first appearance on the podcast to share how a combination of disciplined investing and a major practice buyout transformed his financial picture. He walks through his full portfolio breakdown, which is nearly all invested in equities. The biggest driver of growth, though, was a hospital system's buyout of his group's stake in a jointly owned single specialty hospital, which resulted in a payout north of $4 million pretax per partner. Allen also discusses why he continues working full time despite having far more than enough money, citing both income and a genuine sense of identity and purpose tied to his career. He and his wife are now navigating more complex estate planning decisions, working with an attorney to structure trusts for their six children and future grandchildren, while trying to strike a balance between generosity and enabling dependency. His advice for younger physicians pursuing a similar path: pay yourself first, live within your means, and marry well, since a long, stable career combined with consistent saving can produce outcomes far beyond what most people expect. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
What if almost everything you've been told about launching an online course is backwards? People spend weeks recording videos, building beautiful course portals and polishing every tiny detail. Then launch day comes and they discover the horrible truth:Nobody wants it.But some of the most successful online business owners do things very differently. People like Dan Henry, Daniel Priestley, BossBabe founder Natalie Ellis and other top online entrepreneurs use a much simpler approach. Instead of building a course and then trying to convince people to buy it, they find out what people will pay for before they build it.It's called the Minim Method.And this simple nine-step system could save you from wasting weeks or even months building the wrong thing.Useful Episode ResourcesFREE list of the top 10 books to improve your email marketingIf you want to write better emails, come up with better content, and move your readers to click and buy, here's how. We put together this list of our Top 10 most highly recommended books that will improve all areas of your email marketing (including some underground treasures that we happened upon, which have been game-changing for us). Grab your FREE list here.Join our FREE Facebook groupIf you want to chat about how you can maximise the value of your email list and make more money from every subscriber, we can help! We know your business is different, so come and hang out in our FREE Facebook group, the Email Marketing Show Community for Course Creators and Coaches. We share a lot of training and resources, and you can talk about what you're up to.Try ResponseSuite for $1This week's episode is sponsored by ResponseSuite.com, the survey quiz and application form tool that we created specifically for small businesses like you to integrate with your marketing systems to segment your subscribers and make more sales. Try it out for 14 days for just $1.Join The Email Hero BlueprintWant more? Let's say you're a course creator, membership site owner, coach, author, or expert and want to learn about the ethical psychology-based email marketing that turns 60-80% more of your newsletter subscribers into customers (within 60 days). If that's you, then The Email Hero Blueprint is for you.This is hands down the most predictable, plug-and-play way to double your earnings per email subscriber. It allows you to generate a consistent sales flow without launching another product, service, or offer. Best news yet? You won't have to rely on copywriting, slimy persuasion, NLP, or ‘better' subject lines.Subscribe and review The Email Marketing Show podcastThanks so much for tuning into the podcast! If you enjoyed this episode (all about the psychology of marketing and the 9 things we use in all our email campaigns) and love the show, we'd really appreciate you subscribing and leaving us a review of the show on your favourite podcast player.Not only does it let us know you're out there listening, but your feedback helps us to keep creating the most useful episodes so more awesome people like you can discover the podcast.And please do tell us! If you don't spend time on email marketing, what do you really fill your working days with? We'd love to know!
Your divorce settlement may look equal on paper, but will it actually support your life once the divorce is over?In this episode of Women Winning Divorce, Heather Quick sits down with certified divorce financial analyst, financial advisor, and bestselling author Donna Cates to explain why a 50/50 division of assets does not always create a financially fair outcome. From keeping the marital home to dividing retirement accounts, Donna breaks down the financial consequences women need to understand before agreeing to a settlement.You'll learn how to evaluate whether your settlement can realistically support your monthly expenses, why liquidity and future tax consequences matter just as much as an asset's current value, and how to think about your financial security five or ten years beyond the divorce.You'll also discover the three-part reality test Donna uses: cash flow, liquidity, and long-term sustainability, to help women determine whether a proposed settlement truly works for their future.If you're approaching mediation, reviewing a settlement proposal, or feeling pressured to sign just so your divorce can finally be over, play this episode to learn the questions you need to ask before making financial decisions that could affect you for years to come.Donna's Links:Website: www.moneymatterswealth.comBook: https://www.amazon.com/Divorce-Decoded-Manifesto-Navigating-Beyond-ebook/dp/B0DCW2VXH9Instagram: https://www.instagram.com/donnacates?utm_source=ig_web_button_share_sheet&igsi=ZDNlZDc0MzIxNw==Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce Podcast www.womenwinningdivorce.comWomen Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com
This podcast explains five practical ways people can monetize artificial intelligence without losing their personal voice or professional value. It covers how AI can be used for content creation, client services, online training, business automation, and digital products. The episode makes the point that AI is not a magic shortcut, but it can become a powerful tool when combined with skill, strategy, discipline, and a commitment to solving real problems.Check us out - Instagram and Twitter: JeroldJax Facebook: Jerold Action Jackson and Zone Of ActionJeroldJackson.comHappiness starts with you. Not with your relationship, not with your job, not with your money, but with you in the Zone of Action.
Shannon Krieger shares 30 years of military and law enforcement dog training experience—from pioneering SOCOM's canine detection programs to developing the "social gorilla" selection philosophy that changed how we choose working dogs. This episode covers real operational stories, the evolution from direct-action assault dogs to advanced detection capabilities, and the training philosophy that made him one of the most respected figures in the detection dog community.What We Cover:The incident that started SOCOM's detection dog program (lost explosives overseas, pre-9/11)SOCOM selection story: left weapon on cliff, nearly quit, General Miller's responseThe Lane Kreitzer kitchen incident: witness to direct-action K9 deployment (knife wielding suspect, multiple breaches)Dog selection is MORE important than training (the #1 mistake handlers make)From mean killers to "social gorillas" (why we ditched bite suits and started selecting differently)The proof of concept: 2 dogs to 8 to 20 to 40 dogs in short periodWorking with legendary trainers: Steve Stoops, Wendell Eckland, Lane Kreitzer, Brian Mowrie (Secret Service)"Our motto: take everything, steal it, make it yours" (knowledge gathering philosophy)Building your tool garage: having every technique available for different problemsDirect action & counter-terrorism as mission-essential (everything else is afterthought)The hedgerow discovery: no commands, no force, just rewards (revolutionary training approach)Why you can't forcefeed the same technique to every dog (400 different ways to train)Be multidimensional, not singular (adaptability over dogma)When you solve a problem, the dog gets better (the coolest part of training)Operational lessons applied to law enforcement K9 programsHSI tactical canine program (wartime experience translated to federal law enforcement)Why rigid training methods fail (definition of insanity)From Afghanistan to digital forensics: evolution of Shannon's careerWorking with Mike Deal (LAPD) and other legendary handlersHow SOCOM's approach influenced federal law enforcement nationwideTraining all day long without burning out dogs (the chemistry with Stoops)Civilian trainers bringing police experience into military programs________________________________________
How public should you be about your own divorce?When social media creator Jen Hamilton began sharing her separation publicly after discovering what she describes as her husband's double life, millions were watching. Her story raises an important question.Social media can offer support and validation, but divorce is also a legal process. Posts can be screenshotted, saved, shared, and viewed later without the emotion or context behind them.In this mini episode, Heather Quick explores how to balance having a voice with protecting yourself, your children, and your future. Her winning move: Don't post in the emotion.Listen for what to consider before sharing your divorce story online, and how to find support without sharing more than you may want to later.Article Link: https://www.thecut.com/article/jen-hamilton-divorce-tiktok.html If you're navigating divorce and need more guidance, don't miss the deeper conversation in #200 How To Reclaim Yourself After Betrayal, Divorce & Emotional BurnoutInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.
As I look to the future, as I regularly do as a business owner, I realize that the self-storage business of the past will most likely not be the industry of the future. Let's jump into the time machine and take a look at self-storage in the years ahead. Hint: To a large degree, this future landscape is already here. Don't tell anyone. **My latest book, The Creative Method of Wealth Generation** **Self-Storage Turnaround Playbook** https://creatingwealththroughselfstorage.lpages.co/episode-476-four-steps-i-use-to-revive-a-self-storage-facility-non-fb/ **Startup Checklist** https://creatingwealththroughselfstorage.lpages.co/episode-475-self-storage-startup-checklist-4-steps-owners-miss/ **Cap Rate, ROI & IRR Calculator** https://creatingwealththroughselfstorage.lpages.co/episode_472_cap-roi-irr-worksheet-2/ **The 4 Critical Metrics Download** https://creatingwealththroughselfstorage.lpages.co/episode-474-4-critical-metrics/ **Five Mistakes PDF* https://creatingwealththroughselfstorage.lpages.co/episode-473-5-mistakes-new-owners-make-in-self-storage/ **Cap Rate, ROI & IRR Calculator** https://creatingwealththroughselfstorage.lpages.co/episode_472_cap-roi-irr-worksheet-2/ **Online Courses at The Quickstart Academy** https://TheQuickStartAcademy.com/ **Listen on Apple Podcasts** **5 KPIs we measure** https://creatingwealththroughselfstorage.lpages.co/top-5-kpi-ebook/ **My blog** Creating Wealth Through Self Storage **Facebook** https://www.facebook.com/markhelmselfstorage/ **Twitter** Posts by MarkHelmSelfSt **The Storage World Analyzer** http://storageworldanalyzer.com/ **The QuickStart Academy Store** https://quick-start-academy.myshopify.comThe Storage Business I Knew Is Gone – Here’s What’s Coming Next
Is whole life insurance ever actually the right choice for you? In this episode, Dr. Jim Dahle breaks down how whole life insurance works, why it costs significantly more than term life insurance, and why survey data shows the large majority of people who buy it end up regretting the decision. He walks through the legitimate use cases such as buy-sell agreements between business partners, certain irrevocable trust strategies for estate tax planning, and people who genuinely value a lifelong guaranteed death benefit, while explaining why most young physicians have better uses for their money. Jim also answers listener questions covering what to do with a whole life policy a parent bought decades ago, how to evaluate riders and employer-sponsored executive bonus plans, and how to recover stuck cash value when an insurance company fails to properly process a cancellation. He closes with a detailed breakdown of a listener's employer-offered split-dollar variable universal life policy tied to a salary reduction, explaining how to evaluate whether that kind of benefit is actually worth taking. Whole life insurance is not inherently a bad product, but it is frequently sold to the wrong people for the wrong reasons. Understanding the difference can save you decades of paying for something you never actually wanted. This episode is brought to you by KeyBank! For six years, White Coat member benefit partner, Laurel Road, has been part of KeyBank. As of March 16th, that partnership becomes even stronger as Laurel Road is now officially under the KeyBank brand. With the transition to KeyBank, the same tools and services you rely on now come with enhanced resources and support and the same great experience you trust. WCI members can continue to enjoy the benefits and financial resources as they always have, with even more support from KeyBank. To learn more and for terms and conditions, please visit https://www.whitecoatinvestor.com/keybank The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Talk Python To Me - Python conversations for passionate developers
How many files does your query read before it reads any data? On some data lakes, you go through JSON and metadata files first, just to learn which Parquet files matter. DuckLake asks one SQL question instead. The metadata lives in a real database. The data stays in plain Parquet. That's the entire format. Pedro Holanda joined DuckDB in 2018, when it was still a research prototype at CWI. He's the lead DuckLake developer. Guillermo Sanchez Dionis works on DuckLake and the new Quack protocol. With Quack as the catalog, DuckLake handles 200 transactions a second under heavy contention. No other open table format comes close. Episode sponsors Six Feet Up Talk Python Courses Links from the show Guests Pedro Holanda: pedroholanda.org Guillermo Sanchez: linkedin.com PhD on progressive indexes: ir.cwi.nl SQLite: www.sqlite.org Litestream: litestream.io boring hardware: talkpython.fm DuckDB: duckdb.org episode 491: talkpython.fm Iceberg: iceberg.apache.org manifesto: ducklake.select DuckLake: ducklake.select spec: ducklake.select this diagram: blobs.talkpython.fm Data inlining: ducklake.select ducklake-dataframe: github.com Polars course: training.talkpython.fm CSV parser: duckdb.org Zero-copy Arrow: duckdb.org ART index: duckdb.org async I/O: duckdb.org v1.0: ducklake.select Git-like branching: ducklake.select Watch this episode on YouTube: youtube.com Episode #562 deep-dive: talkpython.fm/562 Episode transcripts: talkpython.fm Theme Song: Developer Rap
My guest this week had a childhood nickname: Muscles. She wasn't the smallest kid on the block, but she could always outrun the boys and knock a softball clean out of the park. Somewhere along the way, that name got buried — and stayed that way for decades. Mary Ellen Loranger is a 56-year-old entrepreneur, author, and wellness leader who's spent the past eight years, alongside her husband Wayne, coaching thousands of women through nutrition, health, and lifestyle transformation. A former Ironman athlete, she's spent the last few years building Midlife Strong®, a strength training and mindset platform for women navigating midlife and menopause. I work with a lot of health coaches one-on-one, and right now they're going through a massive shift inside their industry because of GLP-1 medications — the wave of drugs like Ozempic and Wegovy. I think it's an incredible opportunity for entrepreneurs, you included, to understand how to pivot when the market changes on you. That's exactly what's happening with Mary Ellen — she's had no choice but to pivot her own business right along with it. In this episode, we get into what that shift means for muscle, for metabolic health, and for anyone whose industry is changing under them. This one isn't just for people who care about fitness. It's for any woman in midlife who's been told to shrink back, slow down, or settle, and for any entrepreneur trying to figure out what to do when the ground shifts under their business. WHAT YOU'LL LEARN Why Mary Ellen's childhood nickname, "Muscles," disappeared for decades, and what finally brought it back to the surface What the GLP-1 boom is doing to muscle mass, and why protein and strength training matter more now than they used to The misconception about building muscle after 40 or 50 that the research says just isn't true What a "progressive overload" strength training program actually looks like, and how to start with nothing but a couple of dumbbells The simple three-part protocol Mary Ellen gives every client, whether they're on a GLP-1 or not Why she and her husband just invested in a gym instead of keeping all their eggs in one basket SPECIAL GIFT FROM MARY ELLEN As her gift to Girlfriends, Mary Ellen is offering half of a four-week, customized progressive overload strength training plan through her Midlife Strong® app, for home or gym, at any level, for $25. She's also offering $50 off any nutrition plan — fat loss, calorie deficit, optimization, or GLP-1 nutrition plans. Get started → https://www.midlifestrongbyme.com/ CONNECT WITH MARY ELLEN Website: https://www.midlifestrongbyme.com/ Instagram: https://www.instagram.com/m.e._in_midlife/ ABOUT MARY ELLEN LORANGER Mary Ellen Loranger is a 56-year-old entrepreneur, author, and wellness leader dedicated to helping women thrive in midlife. Alongside her husband, Wayne, she has spent the past eight years coaching thousands of people in nutrition, health, and lifestyle transformation while building a nationwide team of health coaches. A former endurance athlete who completed multiple Ironman competitions, she now focuses on strength training and empowering women to build muscle, confidence, and resilience. She founded Midlife Strong®, a platform that supports women navigating midlife and menopause through nutrition, strength training, and mindset coaching. Mary Ellen is also the bestselling author of Win Today: A Jersey Girl's Guide to Living Your Best Life and Called to More: Stepping Boldly into God's Purpose in Midlife – A 30-Day Devotional. Through her work, she encourages women to see midlife not as a slowdown, but as an opportunity to step into strength, purpose, and possibility. READY TO STOP SHRINKING BACK IN YOUR BUSINESS? This episode might have you thinking about where you've been shrinking back in your own business instead of stepping into strength. If so, let's talk about it. As my gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195 FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources CONNECT WITH SARAH: Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves. RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE: Episode 301: From 40 Guitar Students to Two Thriving Businesses: How Rachel Lipson Built Multiple Income Streams Without Burning Out — the entrepreneurial side of what Mary Ellen and Wayne are doing with their new gym — https://sarahwalton.com/how-she-built-two-businesses-without-quitting/ Episode 335: When Your Labs Say You're Fine and Your Body Disagrees, with Katie Hardie — the same shift away from a single number that Mary Ellen describes in her own coaching — https://sarahwalton.com/holistic-health-women-entrepreneurs/ Episode 205: Myth Busting: Fall Prevention and Aging with Joy Fletcher — the exact argument Mary Ellen makes about strength training and longevity — https://sarahwalton.com/senior-fall-prevention/ LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)
How do two orthopedic surgeons with no formal business training raise over $1 million to build a healthcare technology startup? In this Milestones to Millionaire episode, Todd and Justin, orthopedic surgeons who trained together and are just three and a half years out of residency, share how they went from starting a small coffee company during COVID to raising $1.6 million for an AI-driven medical technology startup aimed at reducing physician overhead and administrative burden. Justin explains his decision to step back from a seven-figure hospital salary to build the company full time, while Todd continues working in full-time private practice, illustrating two very different risk tolerances within the same founding team. They walk through how they structured the company, set up a Delaware C-Corp, used SAFE investments, and raised initial capital from friends, family, and fellowship alumni, all without an MBA or formal business background, leaning instead on AI tools, mentorship, and each other's strengths. They also discuss why physician-led startups statistically tend to outperform those built by outside innovators, since doctors understand the real pain points of practicing medicine firsthand. Building something new in medicine takes more than a good idea. It takes physicians willing to step outside the clinical world entirely and learn an entirely different set of skills. One of the most underrated financial moves in medicine is working locum tenens. It pays significantly more on average, and you can work locums full time or on the side of your full time. When you work with CompHealth, the #1 staffing agency, they cover your housing and travel costs —which on top of higher pay, really adds up. Locums also gives you more control of your career, allowing you to go where you want, when you want, with a schedule that works for you. It's the perfect way to get ahead financially while getting focused on what you love. Whether it's locum tenens or a regular permanent position, visit https://whitecoatinvestor.com/CompHealth and build your career your way with the power of CompHealth. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Have you ever found yourself questioning your own reality, walking on eggshells, or wondering how a relationship that once felt loving became controlling, confusing, and emotionally exhausting?Narcissistic behavior can be difficult to recognize because it often develops gradually through love bombing, gaslighting, criticism, isolation, coercive control, and the slow erosion of your confidence. And even after you recognize what's happening, leaving may bring a new set of challenges, especially when divorce, finances, and children are involved. In this special Women Winning Divorce compilation, Heather Quick brings together conversations with narcissistic abuse recovery expert Laura Richards, family law attorney and former social worker Hope Jay, and narcissistic abuse recovery coach Lynn Catalano from the Narcissist Slayers to help you move from confusion and fear toward clarity, preparation, and peace.In this episode, you'll discover:How to recognize common warning signs of narcissistic and controlling behavior, from love bombing and mirroring to gaslighting, lack of accountability, and boundary violations.How to prepare for leaving a controlling relationship while protecting yourself, your children, your finances, and your legal position, especially when abusive behavior may escalate after separation.How to rebuild your confidence, establish healthier boundaries, find the right support system, and begin creating a life that no longer revolves around someone else's control.Play this special compilation to better understand the patterns of narcissistic behavior and learn practical ways to protect yourself, reclaim your confidence, and move toward a safer, more peaceful future.Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce Podcast www.womenwinningdivorce.comWomen Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com
Today I'm sitting down with a long‑overdue guest: Nancy Stripe. A proud Northerner who leads with warmth, Nancy shares how her roots shape the way she connects with clients and teaches colour—and why grey blending isn't camouflage, it's identity. We dive into the psychology of consultation, the emotionsshe listens for before choosing a shade, and the moment that flipped her mission toward helping clients embrace their natural canvas. Nancy unpacks how to read the spectrum from lived‑in subtlety to bold statements, where technical precision ends and the real “colour therapy” begins, and why specialisation—done deeply and ethically—elevates results for both clients and pros. We explore the rule‑bending side of modern colour (yes, including peroxides), spotting true innovation versus trend noise, and how credible education can thrive in an AI‑saturated era. Nancy Stripe is an award‑winning hair colourist, educator, and owner of Stripe Colour Studio in Handforth near Manchester, UK. She is widely recognised as a leading specialist in balayage, lived‑in colour, and natural greyblending/transitioning. Plus, big news: Nancy is taking over the mic throughout September, hosting episodes with her invited guests. Don't miss them—subscribe to How To Cut It wherever you get your podcasts. CHAPTERS 9:06 Grey Blending Origins 16:44 Three Grey Blending Techniques 18:28 From Accident to Online Course 25:42 L'Oréal and Career Growth 28:28 Mastery, AI, and Authentic Voice 34:17 Psychology Behind Client Consultations 40:10 Grey Hair as Business 42:58 Drive, Team, and Social Fatigue 47:29 Upcoming Podcast Takeover RESOURCES For more on Stripe Colour Studio click HERE Connect with Nancy on Instagram @nancystripecolour Online courses with Nancy click HERE Education with Nancy click HERE Join the waitlist for Spotd by visiting getspotdapp.com Watch the conversation with Nancy on our YouTube channel @howtocutit Follow Spotd on Instagram @getspotdapp
Talk Python To Me - Python conversations for passionate developers
How many cores does your machine have, 10, 18? Your async Python code uses just one of them. That isn't a bug in asyncio. That's the design, and optimizing event loops to be faster by 20% doesn't change it. So Giovanni Barillari started over. Joe is the creator of Granian, the Rust-based server that powers Talk Python. His new project is TonIO, an async runtime written from scratch for free-threaded Python. Real threads, a handful of primitives instead of asyncio's pile of them, and it flat out refuses to start if the GIL is on. Episode sponsors Sentry Error Monitoring, Code talkpython26 Python in Production Talk Python Courses Links from the show Guest Giovanni Barillari: github.com Granian: github.com Hyper: github.com Free threaded Python: docs.python.org Sort of: labs.quansight.org did a whole course: training.talkpython.fm uvloop: github.com rloop: github.com TonIO: github.com your EuroPython 2026 talk: www.youtube.com Michael's Cutting Python Web App Memory Over 31% Article: mkennedy.codes Watch this episode on YouTube: youtube.com Episode #561 deep-dive: talkpython.fm/561 Episode transcripts: talkpython.fm Theme Song: Developer Rap
How long does divorce take and what actually determines whether your case moves quickly or becomes a drawn-out process?While Florida has a legal minimum waiting period, that does not mean your divorce will be finalized in just a few weeks. In this episode, Heather Quick explains how the complexity of your finances and parenting issues, the level of conflict between spouses, and how quickly information is exchanged can all affect your divorce timeline.You'll learn:The three major factors that can influence how long your divorce takes.How being organized and responsive can help keep the process moving forward.Why focusing on your most important priorities can help you make better decisions without sacrificing your financial future, your children, or the life you're building next.Play this episode to understand what can affect your divorce timeline and how thoughtful preparation can help you move through the process with greater clarity and confidence.If you're navigating divorce and need more guidance, don't miss the deeper conversation in #54 The Divorce Timeline with Meghan FreedInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.
What does it actually take to recover from burnout, beyond the standard advice to practice more self-care? In this episode, Dr. Jim Dahle talks with emergency physician, executive coach, and author Dr. Rob Orman about the realities of burnout in medicine. Rob shares his experience consulting on HBO's 'The Pitt' using real interviews from mass casualty responders, and discusses why he stepped back from full-time clinical practice to focus on coaching physicians through burnout, performance issues, and career sustainability. Rob explains why terms like "self-care" often fail doctors, since they don't address the actual sources of stress, and he shares a pivotal moment from his own career: screaming in his car during traffic on the way to a shift he dreaded, a moment that led him to finally admit he needed to make a change after 12 difficult years. He also offers concrete, usable tools, including a simple technique for defusing conflict by choosing curiosity over defensiveness, and the concept of the "drama triangle," a pattern of hero, villain, and victim roles that can trap people in unproductive conflict. The conversation closes with a look at medicine's historical roots in self-sacrifice, tracing back to clergy and early surgical training, and why that inherited mindset still shapes how doctors think about rest and limits today. Burnout isn't a personal failure. It's a mismatch that can be addressed with the right tools, the right support, and the financial capacity to actually make a change when you need one. Locumstory.com is a free, unbiased educational resource about locum tenens – it's not a staffing agency. They help answer your questions about the how-to's of locum tenens work on their website, podcast, webinars, videos, and they even have a locums 101 crash course. Locumstory.com is where you should go to find out if locums makes sense for you and your career goals. Locumstory is unique because it's more of a peer-to-peer platform, with real physicians sharing their experiences and stories – both the good and bad – about working locum tenens – hence the name, "Locum-story." See for yourself on their self-service platform with no obligation. Learn More at: https://www.whitecoatinvestor.com/locumstory The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
My guest this week spent forty years studying death — first as a pathologist doing autopsies, later coaching people from inside her own pathology office. What she found in that work wasn't morbid. She found more life force in the morgue than she usually found walking around on an ordinary day, and that contradiction sent her looking for why. Sabine O'Laughlin calls what she found the mother line: the idea that everybody has one mother, whatever your relationship with her looks like, and that mother gave you exactly one thing — your life. Until you can accept that fully, Sabine says, you stay closed off to receiving — not just love, but money, health, and everything else too. This conversation is one I needed to hear myself, as someone who works in wealth consciousness all day and doesn't have a relationship with my own mother. This episode gets into where that shows up in your body, what giving too much can actually cost you, and what changes once you do this work. WHAT YOU'LL LEARN: The three principles that hold family systems together — belonging, order, and the balance of give and receive — and what happens when any of them is out of balance Why being "a little bit dead" isn't dramatic — it's any place you learned to hold back to keep your caretakers happy, and how it shows up in your posture, your jaw, and your voice Why the giver, not the taker, is usually the one who kills a relationship, and how over-giving can be a form of control dressed up as generosity What it might mean if you've always felt like the black sheep of your family, and why that role usually isn't random Why Sabine says money is an energy, not a thing, and why nothing you buy will work until you can take in the source of your own wealth What changed for Sabine the day her mother died, and how it turned into four decades of studying death for a living TAKE SABINE'S FREE ENERGY LEAK AUDIT Curious where your own energy might be leaking? Run Sabine's free Energy Leak Audit or book a Health Matrix Audit → https://sabine-olaughlin.com/start/ CONNECT WITH SABINE O'LAUGHLIN: Website: https://sabine-olaughlin.com/ LinkedIn: https://www.linkedin.com/in/sabine-o-laughlin-88501b56/ Instagram: https://www.instagram.com/sabineolaughlin/ Facebook: https://www.facebook.com/sabineolaughlin Her podcast, Death Audit: https://podcasts.apple.com/us/podcast/death-audit-who-murdered-your-potential/id1838825376 Her book: https://www.amazon.com/gp/product/B0FTTFXWGH ABOUT SABINE O'LAUGHLIN Sabine O'Laughlin, MD, is a pathologist and functional wellness coach for women late-diagnosed with ADHD or AuDHD. As the creator of the Health Matrix, she helps women uncover the hidden patterns draining their energy and limiting their potential. After spending decades studying death and disease, Sabine discovered what helps people truly live. Her own life changed when she was diagnosed with ADHD at age 62. Today, Sabine combines medical expertise, family systems work, and a deep understanding of neurodivergence to guide high-achieving women from burnout and self-doubt to greater clarity, vitality, and fulfillment. READY TO CLEAR WHAT'S BLOCKING YOUR RECEIVING? This episode might have you thinking about the parts of your own story that never seemed to add up. If so, let's talk about it. As my gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195 FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources CONNECT WITH SARAH: Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves. RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE: Episode 344: Why You Struggle to Receive Money (Even When You're Good at Making It) — why making money and receiving it are two different skills, and what gets in the way of the second one — https://sarahwalton.com/money-mindset-receiving-women-entrepreneurs/ Episode 312: Awakening, Abundance & Ancient Wisdom — Rewriting Your Money Story, with Halle Eavelyn — how women can overcome financial programming and build wealth through mindset shifts — https://sarahwalton.com/women-money-mindset-halle-eavelyn/ Episode 252: How The Abundance Academy Changed My Life, with Adriana Keefe — how one woman's confidence and revenue grew from the inside out — https://sarahwalton.com/abundance-academy-changed-my-life/ LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)
How does a fellow with no attending paycheck yet, and a spouse working as a teacher, build a $600,000 net worth before finishing training? In this Milestones to Millionaire episode, Matthew, a newly minted transplant hepatology and gastroenterology physician, shares how a combination of frugality, consistency, and a few key advantages added up over more than a decade. A former Marine Corps infantryman who deployed twice, including to Iraq and off the Horn of Africa, Matthew used the GI Bill to avoid medical school debt entirely, while his wife's teaching salary supported the family throughout his training. He explains how he started contributing just $50 a month to his kids' 529 plans during medical school and residency, before he was even saving for his own retirement, and how that small, automatic habit grew into roughly $60,000 over more than a decade. Matthew also discusses their approach to budgeting, living well below their means, embracing hand-me-down furniture and garage sales, and navigating their biggest ongoing money disagreement: her love of travel versus his instinct to save and invest. Matthew's advice for anyone starting later or without every advantage: know where your money is going, live on less than you make, and recognize that everyone is building wealth with a different mix of strengths and weaknesses. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Social media keeps changing, but wineries can stay relevant with a focused strategy. Heather Daenitz (Craft & Cluster) shares practical advice on Instagram Stories, audience engagement, searchable content, authentic video, and content series that help wineries connect with wine consumers. Resources: Apply for SIP Certified Wine Join the SIP Certified Wine Finder (Members Only) Marketing Tips eNewsletter Real Stories, Real Impact SIP Certified Marketing Toolkit Tell Your Sustainable Story Online Course Support the Podcast: Make a Donation Vineyard Team Programs: Juan Nevarez Memorial Scholarship - Help students from vineyard families pursue higher education Online Courses - Earn DPR and CCA hours with expert-led sustainability trainings SIP Certified - A trusted third-party certification proving your sustainable practices with science-backed standards Sustainable Ag Expo - Join top experts at the premier winegrowing event of the year Vineyard Team Membership - Connect with a community advancing sustainable winegrowing
Should you keep the house during divorce or could holding onto it actually hold you back?For many women, the family home represents stability, memories, and security. But during divorce, that emotional attachment can make it harder to evaluate whether keeping the house truly supports the life you want to build next. In this episode of Women Winning Divorce, Heather Quick is joined by Amy Slate, founder of The Breakup Broker, to talk through the emotional, financial, and practical realities of making housing decisions during divorce.Drawing from her own experience untangling multiple real estate assets during divorce, Amy explains why the question isn't simply, “Can I keep the house?” but rather, “Does this house still fit the life I'm creating?” Together, Heather and Amy discuss buyouts, mortgage assumptions, nesting arrangements, home inspections, long-term affordability, and the hidden costs women often overlook when deciding whether to stay or sell.In this episode, you'll learn how to:Separate emotional attachment from the financial realities of keeping the family homeEvaluate whether you can comfortably afford the house long term and not just qualify for itGather the right information early so you can make housing decisions from a position of clarityIf you're facing one of the biggest financial decisions of your divorce, play this episode to learn how to look beyond the memories tied to the house and make a thoughtful choice that protects your financial security, your peace of mind, and the future you're building.Amy's Links:LinkedIn https://www.linkedin.com/in/amyslate Website www.thebreakupbroker.com Instagram https://www.instagram.com/theamyslate/Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com
Jordana Gamble (former Canada Border Services Agency handler, Food/Plant/Animal canine handler) reveals the world of biosecurity and agricultural detection dogs—the discipline that gets zero love but produces the most finds. Working at Toronto Pearson Airport and international postal facilities, Jordana discusses the challenges, the rivalry with drug dog handlers, and why this is actually the BEST detection dog career.What We Cover:The path to becoming an ag/biosecurity handler: CBSA selection, 10-week academy, dog pairingDrug dog dropouts make excellent ag dogs (motivation differences: food vs. toys)Postal mode detection: endless boxes, short searches, keeping dogs engaged all dayPassenger mode detection: baggage carousels, fluid environment, longer search timesTraining aids: grocery store meat, smoked products, cured items, real food variationThe generalization nightmare: raw vs. cured vs. smoked meats confuse dogsFalse positives: baked goods with apple filling (legal but dog alerts)Real finds: grass cutters, dried monkeys, Iberian ham, endangered species, live animal smugglingThe rivalry: "Apple Dogs" vs. "Sausage Police" vs. Drug HandlersThreat response: African swine flu prevention, bird flu concerns, economic protectionDaily find rates: 10+ interceptions per day (vs. drug handlers going weeks with nothing)Reading your dog after thousands of finds: knowing fish smell vs. rotten ham vs. pork flossFinal response problems: dogs going active on bags (markers saved training)The "dog brain" override: when smell/frustration overrides trained behaviorWhy postal is physically brutal but rewardingHandler advice: never turn down an ag dog positionCareer satisfaction: dogs see work as playground, not just trainingWhy agricultural detection protects economies and industriesThe hidden importance of biosecurity workJordana worked both postal (conveyor lines, thousands of parcels) and passenger (airport baggage) modes. She shares how target-rich environments accelerate handler development—you get hundreds of finds to learn from, versus drug dogs going weeks without positive reinforcement. She also discusses the competitive dynamic with her drug handler husband, who now wishes he had her find rate.Critical Takeaway: "Detection work is detection work. Whether you're looking for drugs, firearms, currency, or food—it's all the same. Don't be too proud for the ag dog."________________________________________
How much should you save in a 529 plan, and what happens if you save too much? In this episode of The White Coat Investor Podcast, Dr. Jim Dahle answers listener questions about 529 college savings plans, including how they work, why they can be such a powerful tool for physician families, and how to avoid some of the tax complications that can come from getting too clever with college funding. Jim starts with the basics of 529 plans, including state tax benefits, tax-free growth, qualified withdrawals, and how long-term compounding can dramatically increase the value of early contributions. He also explains what happens when a 529 is overfunded, including changing beneficiaries, using the money for future generations, and the newer ability to roll some 529 money into a Roth IRA. The discussion then gets more complicated. Jim addresses using appreciated investments to pay for college, the 0% long-term capital gains bracket, dependent status, support requirements, the kiddie tax, and gift-tax considerations. He also shares a personal example of over-optimizing a daughter's UTMA account and discovering an unexpected state tax bill. Finally, Jim explains how families can continue contributing to a 529 while a child is in college, how he handles withdrawals and receipts, and what alternatives make sense when a family is already on track to fully fund college. A 529 is a powerful account when you know the money is going toward education. The goal isn't to maximize every possible tax trick. It's to save enough, use the tax benefits available to you, and keep your financial life simple. Texas Loan Repayment Program: https://www.hhloans.com/physician-education-loan-repayment-program Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Armin Winkler (renowned detection dog trainer, international expert) and Cameron Ford break down why current K9 certification standards don't actually validate operational readiness. They discuss why training records matter more than certifications in court, why everyone trains for the test instead of the job, and what real operational readiness actually looks like.What We Cover:Certification is department CYA, not a measure of reliabilityDetection dogs should have OPERATIONAL standards, not minimum standardsTraining records with proper documentation beat certifications in court every timeWhy observers/supervisors signing off on training matters more than a piece of paperRunning multiple dogs in same area: nasal secretions and saliva contaminate everythingThe "cheat code" dogs use when training mimics certificationHow evaluators inadvertently give away test locations through nonverbal communicationWhy environmental soundness testing is critical (traffic, noise, distractions)The difference between ORT (odor recognition test) and operational readinessLottery-based scenario testing instead of rote certification patternsHandler decision-making: the most untested aspect of any certificationWhy SEAL Teams didn't certify but had real resultsTraining for certification vs. training for the street (these are NOT the same)Real-world deployment: rain, night, roadside traffic stopsHide placement strategy: hide like a criminal, not in filing cabinetsThe handler's job: watch the DOG, not the room ("the nose nose")The avalanche dog that found both victims but failed certificationWhy handlers don't see their dogs during searches (looking for hide locations instead)Apprehension dog certification problems (false sits, stress on one-day tests)Free air sniff legality: roadside delays = searches, not free sniffsInternational perspectives: Norway military working dogs, customs operationsThe problem with "master trainer" guru cultureSupervision and training records as alternative to certificationScenario-based training in real conditions (using cooperating officers)Why some agencies (LAPD) use OJT/FTO model instead of certification gatesThe risk of certification standards creating liability instead of protectionArmin draws on decades of experience working detection dogs internationally, including military operations, customs, search and rescue, and avalanche response. He challenges the industry's comfort with certification-based standards and advocates for documentation, supervision, and scenario-based operational testing.Critical Takeaway: "If you're afraid of rewarding the wrong thing during testing, you're not ready to test. You have a bigger problem than that moment."________________________________________
Talk Python To Me - Python conversations for passionate developers
In 2020, a gastroenterologist in Glasgow did the math on his new research study and came up with 30,000 samples, arriving over two years from three cities and a dozen hospitals. He asked around about how researchers keep track of that. The answer was Microsoft Excel. Shaun Chuah had written some HTML by hand in Notepad back in high school and that was about the whole of his programming experience, so he opened the Django tutorial and started reading. Six years later that app is Foundry120, holding 10 terabytes of clinical and genomics data with an agentic AI running on top of it. Episode sponsors Sentry Error Monitoring, Code talkpython26 Talk Python Courses Talk Python Courses Links from the show Guest Shaun Chuah: github.com Up and Running with Rust Course: talkpython.fm Foundry120: www.foundry120.com Designing Data Intensive Applications: www.oreilly.com Microsoft Foundry: ai.azure.com ChatIBD: www.chatibd.com Blog: shaunchuah.github.io @drshaunchuah: x.com github.com/shaunchuah: github.com Watch this episode on YouTube: youtube.com Episode #560 deep-dive: talkpython.fm/560 Episode transcripts: talkpython.fm Theme Song: Developer Rap
Join the Millionaire University AI Mastermind at MillionaireUniversity.com/AI #1052 Former corporate lawyer turned creative entrepreneur, Shinah Chang shares the real (and refreshingly honest) journey of building a business that actually feels aligned. In this episode hosted by Kirsten Tyrrel, Shinah breaks down how she went from a risk-averse, straight-line “traditional success” path to bootstrapping a calligraphy brand — first through custom client work (weddings, luxury events, brand activations), then by shifting into teaching and scalable online courses. Shinah talks about the mindset shift from hobbyist to business owner, how to market a premium creative service, why you don't need to be “years ahead” to teach, and what it looked like to scale to nearly $1M in revenue during the pandemic — only to step back, reset, and rebuild a leaner business with more freedom. If you've ever wondered whether entrepreneurship will really make you happier — or just bring your old patterns with you — this conversation is for you! (Original Air Date - 12/24/25) What we discuss with Shinah: + Corporate lawyer burnout + Leaving with no plan + Discovering calligraphy as an outlet + Bootstrapping creative income + Crooked Calligraphy niche + Landing premium clients + Networking over viral marketing + Teaching before feeling “ready” + Scaling with online courses + Redefining success and alignment Thank you, Shinah! Check out Crooked Calligraphy at CrookedCalligraphy.com. Get the free Calligraphy Workshop. Follow Shinah on Instagram. Watch the video podcast of this episode! Get your FREE 5 Minute Business Plan at MillionaireUniversity.com/Plan To get exclusive offers mentioned in this episode and to support the show, visit MillionaireUniversity.com/Sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices
AI is reshaping online courses and coaching by changing how clients learn, implement ideas, and achieve results. Blue Melnick explains why traditional course models are struggling, how AI can help coaches and consultants bridge the gap between knowledge and implementation, and why specialized expertise still matters when information is freely available. He also shares how his AI platform, OBI, is being used to guide clients through personalized processes instead of leaving them to translate lessons into action on their own. The result is a new model for delivering coaching, education, and client transformation faster and more effectively. 00:00 Introduction 00:58 Why AI Is Bigger Than the Virtual Event Shift 04:42 The AI Opportunity for Coaches and Consultants 09:43 How OBI Closes the Implementation Gap 14:26 Why Traditional Online Courses Are Dying 18:43 How AI Is Changing the Way People Learn 22:15 Where to Learn More About OBI Rate, Review, & Follow If you liked this episode, please rate and review the show. Let us know what you loved most about the episode. Struggling with strategy? Unlock your free AI-powered prompts now and start building a winning strategy today!
Can a pharmacist build a $10 million net worth without an extraordinary income? In this episode of the Milestones to Millionaire Podcast, Dr. Jim Dahle talks with a retired pharmacist who spent four decades building wealth through disciplined saving, long-term investing, and thoughtful real estate purchases. She shares how living below her means from the beginning of her career allowed her to become financially independent at age 52, even though she continued working for several more years by choice. Along the way, she navigated a divorce, cared for aging parents, invested through the 2008 financial crisis and the COVID market decline, and never abandoned her long-term investment plan. The conversation explores the power of compounding, balancing index fund investing with rental real estate, using market downturns as buying opportunities, and lessons learned while managing her parents' estate. She also explains why financial literacy within families matters and how open conversations can make estate transitions much smoother. Whether you're a physician, pharmacist, or any high-income professional, this episode demonstrates that building substantial wealth is less about chasing extraordinary returns and more about remaining disciplined over decades. Time in the market, consistent investing, and living below your means can create opportunities that are difficult to appreciate until compounding has decades to work. Resolve is the #1 rated physician contract team, reviewing 1000+ physician contracts every year. They empower physicians with location specific compensation data which leads to unparalleled leverage during the physician contract negotiation process. A physician contract lawyer is included and can negotiate on your behalf – alleviating the stress that can go along with reviewing complex legal terms. Flat-rate pricing and flexible schedules are designed for a physician's schedules. Use code WHITECOAT10 for 10% off! https://WhiteCoatInvestor.com/Resolve Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Is it actually too late to catch up if you did not start investing seriously until later in your career? In this episode, Dr. Jim Dahle answers a listener's honest question about starting late and wanting to retire within a couple of years. He walks through why there is no real shortcut, the math works the same for everyone, but there are still concrete levers you can pull: tightening your budget, making sure your accounts and investments are actually optimized, reconsidering your asset allocation, and in some cases taking on a reasonable amount of leverage. Jim also covers tools that can help someone with limited time before retirement stretch their income further, including single premium immediate annuities and TIPS ladders, both of which can lock in guaranteed income and reduce sequence of returns risk. He explains why working just a few extra years can dramatically improve nearly every part of the retirement equation at once, more savings, more compound growth, higher Social Security payments, and a shorter retirement to fund. The episode also covers a contract review correction, an introduction to turnkey real estate investing for out of state properties, and a detailed breakdown of tax loss harvesting, including when long short direct indexing might or might not be worth the added complexity. Starting late does not mean it is too late. It just means the plan has to be built around the time and resources you actually have. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Talk Python To Me - Python conversations for passionate developers
Your site is down. It's 3am. Is it a bug, a bill, or a breach? You can't tell yet, and everyone is watching you find out. Matt Lea has spent fifteen years being the person companies call when an outage is costing them real money per hour, and his whole argument is that everything you'd want in that moment gets decided months earlier, on ordinary afternoons, when someone chose the convenient thing. We walk his top twelve dos and don'ts in AWS - infrastructure as code, IAM roles instead of access keys, private subnets, no wildcards, no public buckets - and I push on which of them actually matter if you're one person on a small VPS. Then we get to Cloud War Games, where Matt breaks things on purpose so your team's first real incident isn't their first incident. Let's get into it. Episode sponsors Sentry Error Monitoring, Code talkpython26 Talk Python Courses Talk Python Courses Links from the show Guest Matt Lea: linkedin.com Talk Python Certificates: training.talkpython.fm/certificates Schematical: schematical.com CloudWarGames.com: cloudwargames.com Zero to Hero on AWS Security: www.oreilly.com Repo: github.com Custom Wheel Offset: customwheeloffset.com 2012 TechCrunch Disrupt Hackathon: techcrunch.com tech comics: schematical.com shhgit: github.com Zero Trust in 200ms: Implementing Identity-Per-Transaction: us.pycon.org Coolify: coolify.io returned to full GA Nov 2025: aws.amazon.com Signed URLs/cookies: docs.aws.amazon.com Cloudflare: www.cloudflare.com Bunny Shield: bunny.net Cloud War Games One: www.youtube.com Cloud War Games Two: www.youtube.com LinkedIn: linkedin.com YouTube: youtube.com KnocKnoc: knocknoc.io Watch this episode on YouTube: youtube.com Episode #559 deep-dive: talkpython.fm/559 Episode transcripts: talkpython.fm Theme Song: Developer Rap
How does an OB-GYN earning a fairly typical physician income build a net worth of more than $20 million? In this episode of the Milestones to Millionaire Podcast, Dr. Jim Dahle talks with Carlos, an OB-GYN who has spent 25 years steadily building wealth through disciplined investing, consistent saving, and thoughtful real estate investments. Carlos explains how he and his wife started by saving roughly 30% of their income and investing in broad stock market index funds. As their career progressed, they expanded into commercial real estate, purchased medical office buildings, and eventually added short-term rental properties to create additional cash flow. One of the biggest milestones came after refinancing their home in 2011 and using $100,000 to purchase a Florida foreclosure near the bottom of the housing market. Through appreciation and multiple 1031 exchanges, that investment ultimately grew into approximately $3.6 million while allowing them to defer capital gains taxes. They also discuss balancing a portfolio between equities and real estate, using leverage responsibly, building income-producing properties, estate planning, and preparing for retirement after decades of disciplined investing. This conversation is a reminder that extraordinary wealth rarely comes from chasing the next hot investment. It is far more often the result of earning well, investing consistently, remaining patient, and allowing compounding to work over many years. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Teri Ijeoma. A stock trader, entrepreneur, educator, and New York Times bestselling author of The Risk Worth Taking. The conversation focuses on her journey from elementary school assistant principal to successful investor, her philosophy on risk-taking, and her mission to teach financial literacy and wealth-building through stock market investing. Purpose of the Interview The primary purpose of the interview was to: Promote Teri's new book, The Risk Worth Taking. The book uses a fictional story inspired by her own journey to teach investing while helping readers overcome fear and uncertainty. Educate listeners about investing and financial freedom. Teri explains her investing philosophy, online courses, and practical framework for making investment decisions. Inspire entrepreneurship and courageous decision-making. She shares how leaving a toxic work environment and traveling the world led to her successful business and investing career. Show how faith, education, and calculated risk-taking can create opportunities and wealth. Teri emphasizes that financial success often follows courageous action and consistent learning. Key Takeaways 1. Success Begins with a Willingness to Take Risks Teri left her position as an assistant principal and chose an uncertain path that ultimately transformed her life. Her story illustrates that meaningful growth often requires stepping beyond comfort and security. Lesson: Major opportunities frequently exist on the other side of uncertainty. 2. Fear Is a Bigger Obstacle Than Knowledge After teaching more than 40,000 students, Teri discovered that many people understand investing but hesitate to act because of fear. Lesson: Financial success requires both knowledge and the confidence to take action. 3. Investing Creates Freedom Teri views investing as more than a way to earn money. She believes it provides flexibility, options, and the ability to pursue one's passions. Lesson: Wealth should be viewed as a tool that expands life choices and personal freedom. 4. Simple Education Drives Results One reason for her success is her ability to explain complex financial concepts in an accessible way. Her teaching style removes intimidation and helps people build confidence. Lesson: Complex subjects become achievable when taught clearly and practically. 5. Courage Comes Before Clarity Teri challenges the belief that people need a perfect plan before taking action. She argues that courage is often required first, with clarity developing afterward. Lesson: Waiting for perfect certainty can prevent progress. 6. Faith and Purpose Shape Success Her educational journey from MIT to Dallas Theological Seminary influenced both her career and worldview. She sees teaching investing as a calling that helps people improve their lives. Lesson: Combining talent with purpose creates greater impact. 7. AI and Economic Change Will Increase the Need for Financial Literacy Teri believes technological changes may disrupt traditional employment. She hopes more people will learn to invest so they can create income and opportunities independently. Lesson: Financial education is becoming increasingly important in a rapidly changing economy. The Four C's Framework A central concept in The Risk Worth Taking is the framework for taking smart risks: 1. Courage Taking the first step despite uncertainty. 2. Clarity Learning the fundamentals and understanding the opportunity. 3. Caution Managing risk and making informed decisions. 4. Confidence Developing expertise and trusting your process. Notable Quotes On Risk-Taking "This is a risk, yes. Every investment comes with a little bit of uncertainty, but it's still worth it." On Leaving Comfort Zones "If I had not stepped out, none of this would have been possible." On Courage "Your whole life is on the other side of courage." On Financial Freedom "If I can teach you how to invest, I can teach you how to have options in your life. I can teach you how to have more freedom in your life." On Faith "I just had to not trust in everything I could see... if I walk in this gift and just do the thing that's been on my heart, God will take care of the rest." On Action Versus Planning "Sometimes you just have to have the courage to step out... then you can figure it all out." On Her Mission "This is my new form of ministry." On Her Desired Legacy "Because of Teri Ijeoma and her great teaching on finances and investing, all of the people that were becoming unemployed learned how to use their severance packages to invest in the stock market and start building their own careers and freedom." Overall Assessment The interview is ultimately about much more than stock trading. It is a conversation about personal transformation, courage, faith, entrepreneurship, and financial empowerment. Teri Ijeoma presents investing as a vehicle for creating freedom and opportunity, while encouraging listeners to overcome fear, take calculated risks, and pursue a larger vision for their lives. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Are you spending your time, energy, and attention on financial optimizations that barely move the needle? In this episode, Dr. Jim Dahle and Tyler Scott, President of Planning at White Coat Planning, work through a series of real listener questions, from Trump account contribution rules and gift tax exclusions to HSA family contribution limits and 457 plan quirks, and use each one to illustrate a bigger point. Some financial moves genuinely change your outcome. Others feel productive but barely register. They walk through examples of both. A listener trying to squeeze out a few extra months of tax-free growth by pre-funding a solo 401(k) contribution gets a gentle but clear answer: the impact is measured in hours, not years. Meanwhile, using a mega backdoor Roth option in that same account, or choosing tax-efficient accounts for early retirement withdrawals, can genuinely shift a retirement date by months or years. Tyler also introduces his framework of the four currencies of life, money, time, energy, and attention, and how understanding which one you're actually spending helps clarify which optimizations are worth pursuing. The takeaway is not that details do not matter. It is that knowing which details matter is the real skill. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter