Podcasts about consumers

There's a trial run taking place over a type of digital wallet for data. Consumers are in control, and they can sell their data to the highest bidder. This trial run is taking place in Brazil, the first country to try something like this on a national scale. Marketplace's Nova Safo spoke with Sao Paolo-based journalist Gabriel Daros. He's been covering the story for the news site Rest of World.

There's a trial run taking place over a type of digital wallet for data. Consumers are in control, and they can sell their data to the highest bidder. This trial run is taking place in Brazil, the first country to try something like this on a national scale. Marketplace's Nova Safo spoke with Sao Paolo-based journalist Gabriel Daros. He's been covering the story for the news site Rest of World.

Next in Media spoke with Dr. Mark Grether SVP & General Manager, PayPal Ads, on why he thinks the company's 'transaction graph' may be even more powerful than some retailers' data for advertising, and why there's nothing to worry about with a company that has so many people's banking information to use that data for ad targeting. 

Consumers have been clamoring for clean-label food additives for a while. Adding to that demand is the U.S. government's increasingly negative attitudes toward artificial dyes and flavors. Osborn, marketing manager with CNC, talks about the trend, possible solutions, and advice on going natural.

Tariffs, stricter immigration policies, and a strong dollar have triggered a sharp decline in tourism revenue for the U.S. Today's Stocks & Topics: D - Dominion Energy Inc., Marke Wrap, GWRE - Guidewire Software Inc., NBIS - Nebius Group N.V. Cl A, DOCU - DocuSign Inc., KSA - iShares MSCI Saudi Arabia ETF, Drop in International Tourism Hits U.S. Economy and Local Jobs, Alternative Investments, IRM - Iron Mountain Inc., DOW - Dow Inc., JETS - U.S. Global Jets ETF, Tariffs and the Consumers.Advertising Inquiries: https://redcircle.com/brands

Looking for daily inspiration?  Get a quote from the top leaders in the industry in your inbox every morning.   Tired of outdated systems holding your attraction back? Gatemaster believes technology is part of the experience, transforming every touchpoint into an opportunity. Imagine seamless online booking, effortless mobile ordering, and data-driven insights at your fingertips. Ready to revolutionize your guest journey and maximize revenue? Power your attraction with Gatemaster. Discover the future at Gatemaster.com. Tyler Adams is the General Manager of the Buffalo Trace Distillery Home Place. With a career that began in the attractions industry at Cedar Point, Tyler brings decades of experience in guest services, marketing, and operations. At Buffalo Trace in Frankfort, Kentucky, he now leads one of the most immersive brand-based visitor experiences in the spirits industry. Buffalo Trace is not only a functioning distillery but also a destination attracting over 700,000 visitors annually. In this interview, Tyler talks about bourbon as an attraction, creating connections with consumers, and recovering before the crisis starts. Bourbon as an Attraction “A lot of our visitors say this was like an adult Disneyland for them.” Tyler describes the Buffalo Trace Distillery as a pilgrimage destination for bourbon enthusiasts. While some visitors may arrive with no prior interest in spirits, many leave with a deep appreciation for the experience. The distillery is steeped in history, with active production taking place on a site that has been distilling for hundreds of years. Unlike fabricated environments, guests witness the genuine operations, including forklifts and barrel transport, as part of their tour. This authenticity, paired with complimentary tastings and educational touchpoints, creates a unique environment where bourbon is not just a beverage—it's the centerpiece of a full-fledged attraction experience. The sensory immersion of walking through historic warehouses and experiencing the sounds and aromas of production connects guests to the brand in a meaningful way. Tyler highlights how guests often leave with a deeper understanding, even if they never become bourbon drinkers. This inclusive approach—paired with tangible takeaways like handcrafted items made from retired barrels—turns Buffalo Trace into a destination that mirrors the magic of traditional theme parks, but with the cultural and historic significance of Kentucky bourbon. Creating Connections with Consumers “Our whole mission is to create connections with our consumers to bring a brand to life.” At Buffalo Trace, the visitor experience is part of the marketing department—deliberately designed to transform consumers into brand advocates. Tyler compares the distillery to other brand homes like World of Coke or the Guinness Storehouse, but emphasizes that Buffalo Trace offers something distinct: authenticity without theming. Rather than a stylized walkthrough, guests engage with the actual production process in real time. These interactions create deep brand loyalty and foster connections not only between the brand and consumers, but also among guests themselves. Tyler notes that many visitors bond with each other during their tours, united by a shared passion. The distillery encourages storytelling, with team members who listen and respond to guests' personal narratives. Through elements like bourbon tastings and handcrafted woodcrafts, visitors leave with more than just a souvenir—they leave with a story and a relationship to the brand. Recovering Before the Crisis Starts “We were preparing for it. And we got to the point where we did everything we could… and actually started planning for recovery.” In early 2024, Buffalo Trace experienced a major flood due to record water levels in the Kentucky River. Tyler shares how the team used forecasting models to anticipate the crisis before it fully struck, allowing them to shift into recovery mode even before the peak flooding occurred. This proactive approach enabled them to reopen in phases—first with pop-up tastings, followed by partial retail access, and eventually full tours. Tyler emphasizes that the key to their successful recovery was collaboration and communication. The leadership team divided responsibilities based on both timing and physical space. Some team members focused on immediate cleanup, while others strategized for future phases of reopening. Communication was also prioritized across all 200 team members, including live video broadcasts and daily updates to ensure transparency. Tyler believes this level of engagement—both internally and externally—was not only critical to recovery, but also a reflection of the brand's value of authenticity. The crisis became a real-time demonstration of Buffalo Trace's commitment to its people and guests.   Visitors interested in touring the distillery can learn more and book a free tour at buffalotracedistillery.com. To connect directly with Tyler Adams, the best place to reach him is on LinkedIn. This podcast wouldn't be possible without the incredible work of our faaaaaantastic team:   Scheduling and correspondence by Kristen Karaliunas Audio and Video editing by Abby Giganan   To connect with AttractionPros: AttractionPros.com AttractionPros@gmail.com AttractionPros on Facebook AttractionPros on LinkedIn AttractionPros on Instagram AttractionPros on Twitter (X)

Mike and Emily Riley talk media agency paralysis, Amazon vs Trade Desk, Paramount Drama and Sydney Sweeney Soap.

Shoot us a Text.Episode #1065: Today we're breaking down Rivian's big win with VW, a wild scene in LA as Waymo vehicles go up in flames, and how back-to-school shopping is creeping into summer.Show Notes with links:The tech partnership between EV upstart Rivian and legacy automaker Volkswagen just took a major leap forward. Rivian's upcoming R2 SUV platform won't just support Rivian's own vehicles—it's about to become the backbone of every new EV under the Volkswagen Group umbrella.All VW brands—Audi, Porsche, Lamborghini, Scout, Skoda, Seat—will share the R2 tech stack.VW's ID Every1 will be the first to launch using Rivian's off-the-shelf zonal architecture.The partnership helps VW replace its troubled Cariad software division with a proven modular platform.Rivian's Chief Software Officer confirmed all VW EVs will use the same scalable architecture, calling it “the digital brain” of the portfolio.Each brand keeps its unique identity via custom UI, tuning, and features, but the tech core is unified.At least five Waymo self-driving I-Pace EVs were destroyed during violent protests in Los Angeles over the weekend—representing a possible 5% loss of its local fleet.The unrest followed ICE raids and escalated into clashes with police and vandalism.Rioters reportedly summoned Waymo vehicles, slashed tires, smashed windows, and set them on fire.Fire crews couldn't access the scene in time, and the vehicles burned completely.Waymo operates about 100 cars in LA and over 1,500 nationwide.Waymo has suspended service in the area, saying, “We will not be serving any rides in the protest area until it is deemed safe,”Back-to-school deals have crept into early summer, with brands and retailers scrambling to catch up to shifting consumer habits—and to tariff-driven inventory pressures.Retailers like Amazon, Walmart, and Wayfair kicked off fall prep as early as Memorial Day.Prime Day in the middle of July now marks the unofficial start of the back-to-school shopping season.This year's shoppers are favoring essentials and budget-friendly items over big-ticket dorm splurges“Consumers are looking for the best discount, the best sale, the best value...” — Kassi Socha of GartnerJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Imagine transitioning from the fast-paced world of investment banking to pioneering a clean cannabis brand. That's exactly what Dayj Pilla did, and her journey is nothing short of inspiring. In our latest episode of the Business Legacy Podcast, Dayj invites us into her world, sharing how her formative years at the University of Virginia and a pivotal internship at JP Morgan during the 2008 financial crisis shaped her career path. Despite her success in finance, Dayj felt the entrepreneurial pull, driven by her father's small business influence and her own desire for a more meaningful pursuit. Her story is a testament to resilience and the courage to follow one's passion into uncharted territories. Listeners will gain insights into the world of clean cannabis as Dayj discusses her experiences in identifying harmful industry practices and the innovative steps her brand, TribeTokes, has taken to ensure transparency and product safety. Dayj shares how focusing on quality and customer education has not only set her brand apart but also built a loyal community of informed consumers. She candidly addresses the challenges of being a trailblazer in a burgeoning market, from product development to navigating regulatory landscapes, all while maintaining a commitment to ethical practices and consumer well-being. Beyond business, Dayj opens up about the balancing act between entrepreneurship and family life. She reflects on how her career shifts have impacted her family dynamics and the conscious effort required to be present with her children. Dayj's journey reveals the intricacies of such a balance, where personal and professional worlds intersect. This episode is filled with wisdom, authenticity, and a powerful narrative of creating a lasting legacy in the cannabis industry, leaving listeners inspired by Dayj's dedication and vision. Timestamps 00:00:00 - Introduction and Welcome to Business Legacy Podcast 00:00:30 - Dayj Pilla's Early Life and Academic Years at the University of Virginia 00:01:45 - Experience as an Investment Banker during the 2008 Financial Crisis 00:03:15 - Transition to Entrepreneurship and Real-Life MBA Experience 00:05:14 - Navigating the Clean Cannabis Market and Starting TribeTokes 00:06:45 - Importance of Transparency and Quality in Cannabis Products 00:09:42 - Challenges and Rewards of Entrepreneurship in the Cannabis Industry 00:11:10 - Customer Feedback and Its Role in Product Development 00:12:30 - Expanding into New Markets: New York and New Jersey Prospects 00:14:41 - Balancing Business and Family Life 00:16:00 - Insights on Being Present with Family and Limiting Phone Use 00:17:30 - Reflecting on Career Journey and Personal Growth 00:19:00 - Conclusion and Final Thoughts from Dayj Pilla 00:20:30 - Closing Remarks and Where to Find More Information About TribeTokes Episode Resources: Find out more about Dayj and the well-known cannabis here: https://tribetokes.com/ Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.

This week on The Cigar Authority, Who's Got The Juice in The Cigar Industry!? Is it Manufacturers? Retailers? Media? Consumers? Or something else? We are joined by Lee Graves of Kristoff Cigars to discuss while smoking Kristoff TAA Limited Edition 2023 Join Mr. Jonathan, David Garofalo and Ed Sullivan as we light up cigars and talk about them. The Cigar Authority is a member of the United Podcast Network and is recorded live in front of a studio audience at Studio 21 Podcast Cafe upstairs at Two Guys Smoke Shop in Salem, NH.

Have you ever said “thank you” to a chatbot or Chat GPT? Well, you're not alone—and you might just be weirder than you think. It turns out AI can be more empathic than people. But what do Customers think of AI experiences? Academic research reveals the answers we discuss in this show.  In this special live-recorded episode from the SOCAP Conference, Colin Shaw and Professor Ryan Hamilton explore the psychology behind how customers actually feel about AI—and what that means for your customer experience. Ryan dives into the latest academic research on AI trust, customer behaviour, and why people treat AI like it's part of the cast of Friends. Meanwhile, Colin keeps things grounded with real-life examples with his usual “so what?” test. What You'll Learn in This Episode: Why 50% of customers trust companies less when they know AI is involved How AI literacy backfires (the more people understand it, the less they use it!) The subtle “outgroup” bias customers apply to AI systems Why hedonic recommendations (like chocolate) must come from humans How one bad AI interaction can poison the well for all future ones What the hell “personification” means—and why it matters for your brand The surprising emotional tension behind AI adoption (it's empowering and scary) Best Quote from the Episode: “AI isn't human, but customers treat it like it is—and that means it's being judged by human standards. If it screws up once, they'll remember. And they'll blame all AI for it.” – Professor Ryan Hamilton Resources Mentioned This podcast is sponsored by SOCAP International and IA Solutions, who are both as passionate about improving customer experience as we are. SOCAP: https://socap.org/ IA Solutions: https://iacallcenter.com/  Research References: Castelo, Noah, Maarten W. Bos, and Donald R. Lehmann (2019), “Task-Dependent Algorithm Aversion,” Journal of Marketing Research, 56 (5), 809-825. Dietvorst, Berkeley J., Joseph P. Simmons, and Cade Massey (2015), “Algorithm aversion: people erroneously avoid algorithms after seeing them err,” Journal of Experimental Psychology: General, 144, 1, 114. Hermann, Erik, and Stefano Puntoni, (2024), “Artificial intelligence and consumer behavior: From predictive to generative AI,” Journal of Business Research, 180, 114720. Ipsos (2022), “Global opinions about AI – January 2022, https://t.ly/qyyEI Longoni, Chiara, and Luca Cian (2022), “Artificial Intelligence in Utilitarian vs. Hedonic Contexts: The “Word-of-Machine” Effect,” Journal of Marketing, 86 (1), 91-108. Puntoni, Stefano, Rebecca W. Reczek, Markus Giesler, and Simona Botti (2021), “Consumers and Artificial Intelligence: An Experiential Perspective,” Journal of Marketing, 85 (1), 131-151. Santoro, Erik, and Benoît Monin (2023), “The AI Effect: People rate distinctively human attributes as more essential to being human after learning about artificial intelligence advances,” Journal of Experimental Social Psychology 107, 104464. About the Hosts: Colin Shaw is a LinkedIn 'Top Voice' with a massive 284,000 followers and 86,000 subscribers to his 'Why Customers Buy' newsletter. Shaw is named one of the world's 'Top 150 Business Influencers' by LinkedIn. His company, Beyond Philosophy LLC, has been selected four times by the Financial Times as a top management consultancy. Shaw is co-host of the top 1.5% podcast 'The Intuitive Customer'—with over 600,000 downloads—and author of eight best-sellers on customer experience, Shaw is a sought-after keynote speaker. Follow Colin on LinkedIn. Ryan Hamilton is a Professor of Marketing at Emory University's Goizueta Business School and co-author of 'The Intuitive Customer' book. An award-winning teacher and researcher in consumer psychology, he has been named one of Poets & Quants' "World's Best 40 B-School Profs Under 40." His research focuses on how brands, prices, and choice architecture influence shopper decision-making, and his findings have been published in top academic journals and covered by major media outlets like The New York Times and CNN. His work highlights how psychology can help firms better understand and serve their customers. Ryan has a new book launch in June 2025 called “The Growth Dilemma: Managing Your Brand When Different Customers Want Different Things” Harvard Business Press Follow Ryan on LinkedIn.   Subscribe & Follow   Apple Podcasts Spotify

Do you know what the U.S. Securities and Exchange Commission's (SEC) function is? In this month's episode, Joe sits and talks with Lisa Roberts from the SEC. They discuss how the SEC helps combat investment fraud and they discuss some of the most common fraud tactics being used on potential investors. Important Links and Contact Numbers: U.S. Securities and Exchange Commission Miami Office305-982-6300www.SEC.gov Report Possible Fraud305-982-6300Email: miami@sec.gov Research Registered Brokerswww.investor.gov SEC Social Media PagesFacebook @SECgovInstagram @SECgovX @SECgov Citizens' Crime Watch of Miami-Dadewww.citizenscrimewatch.orginfo@ccwmiamidade.org 305-470-1670 #CCW #SEC #InvestmentFraud #PartnersWithOurCommunity

Right now, we're facing an impossible moment in beauty. Brands are under pressure to create fully recyclable packaging. Consumers are expected to recycle correctly, often with confusing or incomplete information. And regulators are pushing for urgent change, without enough funding or infrastructure in place to support it. Everyone is trying, but the system isn't ready, and no one is winning. In this week's Green Beauty Conversations episode, host Lorraine Dallmeier, biologist, Chartered Environmentalist and CEO of Formula Botanica, breaks down the messy and confusing state of recycling in the beauty industry. If you've ever stood in front of a recycling bin unsure of what to do or felt frustrated by the mixed messages around sustainable packaging, this episode is a must-listen.   Free Resources Free formulation course | Green Beauty Conversations Podcast | Blog | YouTube Socials: Formula Botanica on Instagram | Lorraine Dallmeier on Instagram  

For a while now, the "soft" data (like confidence surveys) have indicated worry that times are tough..But the "hard" data (like the unemployment rate, corporate profits, retail spending, etc) have shown that the economy is proving quite resilient.So why the discrepancy? And which data set should we be giving more weight to?For perspective, we're fortunate to welcome back to the program Joanne Hsu, Director of the Surveys of Consumers at the University of Michigan.If you've ever heard of the Univ of Michigan's highly influential Indices of Consumer Sentiment, Consumer Expectations, or Current Economic Conditions -- Joanne's in charge of those.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#sentiment #confidence #umich _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

What does it take to elevate a simple, everyday product into a beloved premium brand?  In this episode, I sat down with Lindsey Johnson, Co-Founder & CEO of Weezie Towels, to talk about how she's redefining the towel category with quality, intentionality, and customer delight at the core. Lindsey shares how Weezie was built from scratch with a focus on product excellence, brand storytelling, and community feedback. From launching with just a few SKUs to expanding into custom monograms and thoughtful gifting experiences, Weezie's journey is packed with lessons on scaling direct-to-consumer (DTC) operations, maintaining high standards in manufacturing, and adapting to shifting consumer expectations, while staying grounded in its purpose. Here are a few highlights from our conversation: * How Lindsey turned a gap in the towel market into a premium, design-led opportunity * The importance of obsessing over every customer touchpoint—from box to bathroom * Why feedback loops helped shape their core product line and brand evolution * Building a retail-ready experience while staying loyal to DTC roots * What it really means to lead with trust, transparency, and intuition   Join me, Ramon Vela, in listening to the full episode to hear what it takes to build a movement around conscious consumption, one bottle at a time. For more on Weezie Towels, visit:  https://weezietowels.com/ If you enjoyed this episode, please leave The Story of a Brand Show a rating and review.  Plus, don't forget to follow us on Apple and Spotify.  Your support helps us bring you more content like this! * Today's Sponsors: REViVE Amazon Marketing Partners: https://revivemp.com/ REViVE Amazon Marketing Partners helps better-for-you CPG brands win on Amazon with niche expertise, founder-led strategy, and a true partnership model. Built by a CPG founder with a successful exit, REViVE only works with brands they believe in. Curious if Amazon is right for you? Book a Free Deep Dive Strategy Session today.

Alex shares a candid take on the risks behind the rise of Buy Now, Pay Later (BNPL) services like Klarna, Afterpay, and Affirm.Inspired by a recent LinkedIn post and his appearance on the Moneywise for Teens podcast, Alex breaks down why these easy credit options aren't always as harmless as they seem—especially for younger consumers.Learn how BNPL can lead to overspending, credit pitfalls, and long-term financial stress—and why “Save Now, Buy Later” is a far better mantra.Take a Survey for a Chance to WinHey friends—can you do me a quick favor? I'm running a short survey to get your take on my podcasts and ⁠⁠All the Fits That's News⁠⁠ newsletter. It only takes about 2 minutes, and your feedback will help shape what comes next.Whether you're a regular listener or just pop in occasionally, I'd really value your input. Bonus: you can enter to win a $20 Amazon gift card just for participating.The survey closes once we hit our target number of responses—or by June 30, 2025, whichever comes first.

Marketers didn't have time to review their own content. Consumers clicked random thumbnails. And most of the videos, over 90%, never got watched. Vyrill was built to fix that. The insight wasn't about creating better video. It was about making existing video useful by making it searchable. Highlights include: Imagine You're Buying a Car (02:20), We're All Buying, Shopping, Browsing on Our Phones (03:40), Landing Porsche as First Customers (06:09), The Typical Founder Mistake when Finding Customers (12:05), and more... Stay updated with our podcast and the latest insights in Outbound Sales and Go-to-Market Strategies!

Shoot us a Text.Episode #1061: China's rare earth restrictions are causing real pain for Europe's automakers, Costco's gas game and checkout tech are stepping up, and American shoppers are oddly calm about rising tariffs—at least for now.Show Notes with links:China's tightened grip on rare earth exports is starting to squeeze Europe's auto manufacturing sector. With critical materials stuck in red tape and only a quarter of export licenses approved, major OEMs and suppliers are bracing for broader production halts in the coming weeks.CLEPA, the European Association of Automotive Suppliers, says hundreds of export license requests were submitted, but only 25% approved since April.Parts plant shutdowns are already affecting suppliers to VW, Mercedes-Benz, BMW, and Bosch.The slowdown stems from China's April decision to suspend exports of rare earths and magnets amid a trade standoff with the U.S.Delays in customs clearance and license processing are compounding the issue, say VDA (the German Automotive Industry Association) and CLEPA.China may ease restrictions for certain European semiconductor firms, but auto remains at risk.“Production delays and even production outages can no longer be ruled out,” said VDA President Hildegard Mueller.America's third-largest retailer is leaning into its members-first model. Costco is expanding hours at gas stations, testing scan-and-go checkout tech, and adding flexible payment options to stay competitive in a tightening retail race.Gas stations now open nationwide until 10 p.m., with select sites opening earlier too.CEO Rob Vachris says the goal is to drive more foot—and fuel—traffic by boosting convenience.Gas accounted for 12% of Costco's total sales in 2024, thanks to exclusive member access and competitive prices.“Scan & Pay” via smartphone is being piloted to streamline checkout, competing with Sam's Club's tech-forward edge.Costco has also teamed with Affirm for monthly payment plans as shoppers look beyond credit cards.A new survey by Modern Retail highlights that while many Americans are concerned about rising costs and tariffs, their spending behavior has yet to shift significantly.76% of surveyed consumers said they were familiar with recent tariffs; over half believe tariffs increase prices for everyday goods.Despite that concern, 40% reported no notable changes in their purchasing habits.A majority of respondents said they were either delaying planned purchases due to higher prices or had already bought items early to avoid anticipated tariff-related cost increases.Electronics and clothing were identified as the most likely categories to see reduced spending.Over half of respondents expressed optimism about their financial outlook for the next six months.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Our Thematics and U.S. Economics analysts Michelle Weaver and Arunima Sinha discuss how American consumers are planning to spend as they consider tariffs, inflation and potential new tax policies. Read more insights from Morgan Stanley.----- Transcript -----Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, U.S. Thematic and Equity strategist.Arunima Sinha: And I'm Arunima Sinha from the Global and U.S. Economics Teams.Michelle Weaver: Today – an encouraging update on the U.S. consumer.It's Tuesday, June 3rd at 10am in New York.Arunima, the last couple of months have been challenging not only for global markets, but also for everyday people and for individual households; and we heard pretty mixed information on the consumer throughout earning season. Quite a few different companies highlighted consumers being more choiceful, being more value oriented. All this to say is we're getting a little bit of a mixed message.In your opinion, how healthy is the U.S. consumer right now?Arunima Sinha: So, Michelle, I'm glad we're starting with the sort of up upbeat part of the consumer. The macro data on the consumer has been holding up pretty well so far. In the first quarter of [20]25, consumer spending has actually been running at a similar pace as the first quarter of [20]24. Nominal consumption spending grew 5.5 percent on a year-on-year basis. Goods were up almost 4 percent. Services were up more than 6 percent.So, all of that was good. What our takeaway was that we had a lot of strength in good spending, and that did probably reflect some of the pull forward on the back of tariff news. But that pace of growth suggests that there is an aggregate consumer. They have healthy balance sheets, and they're willing to spend.And then what's driving that consumption growth from our point of view. We think that labor market compensation has been running at a pretty steady pace so far. So more than 5.5 percent quarterly analyzed. PCE inflation has been running at just over 3 percent. And so even though equity markets did see some greater volatility, they didn't seem to impact the consumer at least in the first quarter of data. And so, we've had that consumer in a pretty good shape.But with all of this in the background, we know, tariffs have been in the news, and tariff fears have weighed heavily on consumer sentiment. But then tariff headlines have also become more positive lately, and consumers might be feeling more optimistic. What's your data showing?Michelle Weaver: So that really depends on what data you're looking at. We saw a pretty big rebound in consumer sentiment if you look at the Conference Board survey. But then we saw flat sentiment, when you look at the University of Michigan survey. These two surveys have some different questions in them, different subcomponents.But my favorite way to track consumer sentiment is our own proprietary consumer survey, which did show a pretty big pickup in sentiment towards the economy last month. And we saw sentiment rebound significantly for both conservatives and liberals.So, this wasn't just a matter of one political party, you know, having a change of opinion. Both sides did see an improvement in sentiment. Although consumer sentiment for conservatives improved off a much higher base. The percent of people reporting being very concerned about tariffs also fell this month. We saw that move from 43 percent to 38 percent after the reduction in tariffs on China. So, people are, you know, concerned a little bit less there. And that's been a really big thing people are watching.Arunima Sinha: Feeling better about the news is great. Are they actually planning to spend more?Michelle Weaver: So encouragingly we did also see a big rebound in consumers short term spending outlooks in the survey. 33 percent of consumers expect to spend more next month and 17 percent expect to spend less.So that gives us a net of positive 16 percent. This is in line with the five-year average level we saw there, and up really substantially from last month's reading of 5 percent. So, 5 percent to 16 percent. That's a pretty big improvement.We also saw spending plans rise across all income groups. though we did see the biggest pickup for higher income consumers and that figure moved from 12 percent to 31 percent. Additionally, we saw longer term spending plans – so what people are planning to spend over the next six months – also improve across all the categories we look at.Arunima Sinha: And were there any specific changes about how the consumers were responding to the tariff headlines?Michelle Weaver: Yeah, so people reported pulling forward some purchases, due to fear of tariff driven price increases. So, people were planning for this, similarly to what we saw with companies. They were doing a little bit of stockpiling. Consumers were doing this as well. So, our survey showed that over half of people said they accelerated some purchases over the past month to try and get ahead of potential tariff related price increases.And this did skew higher among upper income consumers. The categories that people cited at the top of the list for pull forward are non-perishable groceries, household items. So, both of those things you need in your day-to-day life. And then clothing and apparel as well, which I thought was interesting. But that's been one thing that's been in the news a lot that's heavily manufactured overseas.So, people were thinking about that. And this does align overall with our March survey data, where we asked what categories people were most concerned about seeing price increases. So, their behavior did line up with what they were concerned about in March.Arunima, your turn on tariffs now. The reason tariffs have been on consumer's minds is because of what they might mean for price levels and inflation. Throughout earning season, we heard a lot of companies talking about raising prices to offset the cost of tariffs. What has this looked like from an economist's perspective? Has this actually started to show up in the inflation data yet?Arunima Sinha: So not quite yet, and that's something that, as you might expect, we're tracking very, very closely. So, one of the things that our team did was to think about which types of goods or services were going to be impacted by inflation. And so, we think that that first order effects are going to be on goods. And we think that the effects could start to show up in the May data, but we really see that sequential pace of inflation starting to step up starting June. And then in our third quarter inflation estimate, we see that number peaking for the year. So, in the third quarter, we think that core PCE inflation number is going to be about 4.5 percent Q1-Q analyzed.Michelle Weaver: And then aside from tariffs and inflation, how are people going to be affected by a fiscal policy, specifically the tax bill that just passed the house?Arunima Sinha: So, the house version of the bill has government spending reductions that can be quite regressive for different cohorts of the consumer. So, we have, reductions around the Medicaid program, cuts to the SNAP program as well as possible elimination of the income driven loans repayment plans. So, all of these would have a pretty adverse impact on the lower income and the middle-income consumers.This could be – but will likely not be fully offset by the removal of taxes, on tips and overtime. And then on the other side, the higher income consumers could benefit from some of that increase in SALT caps. But overall, the jury is still out on how the aggregate consumer will be affected.Michelle Weaver: So, taking this all into account, the effects of fiscal policy, of tariff policy, of labor market income – what's your overall outlook on U.S. consumption for the rest of the year?Arunima Sinha: So, we recently published our mid-year outlook for U.S. economics and our forecast for consumption spending over 2025 and [20]26 does see the consumer slowing. And this is really due to three factors. The first is on the back of those greater tariffs and the uncertainty around them and the fact that we have slowing net immigration, we're going to be expecting a slowdown in the labor market. As the pace of hiring slows, you have a slower growth in labor market income. And that really is the main driver of aggregate consumption spending. And then as we talked about, we are expecting that pass through of higher tariffs into inflation, and that's going to impact real spending. And then finally the uncertainty around tariffs, the volatilities and equity markets could weigh on consumer spending; and may actually push the upper income cohorts, the big drivers of consumption spending in the economy, to have higher precautionary savings.And so, with all of that, we see our nominal consumption spending growth slowing down to about 3.9 percent by the end of this year.Michelle Weaver: Well a little unfortunate to wrap up on a more negative note, but we are seeing, you know, mixed messages – and some more positive data in the near term, at least. Arunima, thank you for taking the time to talk.Arunima Sinha: Thanks so much for having me, Michelle.Michelle Weaver: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen to the show and share the podcast with a friend or colleague today.

Mike Armstrong and Marc Fandetti discuss consumers financing groceries and what that says about the economy. Private credit could 'amplify' the next financial crisis. What is Google just broke itself up? Nuclear power giant's stock surges on 20-year deal with Meta. Walmart is supercharging revenue but with fewer workers.

Marriott International President and CEO Anthony Capuano discusses how consumers are approaching business and leisure travel in the US. He is joined by Bloomberg's Tom Keene and David Gura.See omnystudio.com/listener for privacy information.

Peter Orwick, executive director of the American Sheep Industry Association, says changes are taking place on the consumer side and what they’re looking for when purchasing lamb. NAFB News ServiceSee omnystudio.com/listener for privacy information.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

Jackson Aw, founder of Mighty Jaxx, joins Jeremy Au after three years to reflect on his leadership journey, the evolution of the global collectibles industry, and how personal growth reshaped his business decisions. They discuss the shift from creative spontaneity to strategic discipline, the emotional psychology behind collectibles, and how AI and tariffs are changing how physical products are made and consumed. Jackson also shares how fatherhood made him more patient, why trust in the next generation is now a core business strategy, and what it takes to stay relevant in a fast-moving market driven by youth culture and fragmented IP. 01:29 Downturns forced a new leadership mindset: Jackson shifted from high-velocity experimentation to a more cautious, calculated approach to survive the macro climate. 04:20 Collectibles meet emotional and nostalgic needs: Consumers seek affordable joy and identity through physical items tied to their childhood and passions. 09:00 Young women are reshaping the collectibles market: 70% of Mighty Jaxx's 18–25-year-old customer base are female, a reversal from the male-dominated past. 11:16 Parenthood created better discipline and empathy: Jackson became more intentional with his time and temperament after becoming a father of two. 14:15 The future of IP is fast, digital, and creator-led: New intellectual properties now emerge in weeks via community platforms, flipping the traditional studio-first model. 24:31 Operational agility gives Mighty Jaxx an edge: The company delivers products in as little as three months, unlike legacy players that plan years ahead. 35:25 Founder growth means delegation and resilience: Jackson now invests in mentoring lieutenants, separating personal identity from business outcomes, and accepting that scale requires letting go. Watch, listen or read the full insight at https://www.bravesea.com/blog/jackson-aw-built-to-collect Get transcripts, startup resources & community discussions at www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts Vietnamese: Spotify | YouTube | Apple Podcasts

Prudence Moilwa – Head: Complaints and Investigations, National Consumer Commission SAfm Market Update - Podcasts and live stream

ROCKIES & BACK: CONSUMERS GALORE,   JIM MCTAGUE, FORMER WASHINGTON EDITOR, BARRONS. @MCTAGUEJ.  AUTHOR OF THE "MARTIN AND TWYLA BOUNDARY SERIES."  #FRIENDSOFHISTORYDEBATINGSOCIETY

Welcome to Business Lunch! Join Roland and Ryan as they discuss the changing landscape of subscription businesses. This episode is a must-listen for entrepreneurs, business owners, investors, and anyone interested in understanding why the subscription model that once seemed like a golden ticket is now facing serious challenges. Learn how to adapt your business strategy in an era of subscription fatigue and changing consumer preferences.Highlights:"If you're not a utility, you're probably a nice to have.""Consumers don't love subscriptions. Businesses and investors do.""The time to value needs to be measured in minutes, if not seconds.""Shadow Subscription Revenue is the new game in town."Timestamps:00:00 - Introduction 0:01:02 - Discussing the JP Morgan Stock Recommendation0:02:55 - Amazon's Role in Online Purchasing Trust0:06:33 - Subscription Fatigue and Pandemic Impact0:11:51 - Macroeconomic Factors Affecting Subscription Value0:16:47 - Post-Subscription Economy Models0:20:27 - Result-Based Subscription Pricing0:22:34 - Advice for Struggling Subscription Businesses0:25:30 - Valuation and Recurring Revenue Insights0:27:47 - Alternative Approaches to Recurring Revenue0:28:15 - ConclusionCONNECT • Ask Roland a question HERE.RESOURCES:• 7 Steps to Scalable workbook • Get my book, Zero Down, FREETo learn more about Roland Frasier

A new report shows the chaotic tariff rollout is impacting how much money Americans are spending. Meanwhile, an appeals court reinstates President Trump's global tariffs for now, just as he accuses China of violating its trade agreements with the US.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Liz Ann Sonders and Kathy Jones discuss the current state of the bond market, the influence of central banks, and the impact of policy announcements on market dynamics. They explore consumer confidence, economic indicators, and the potential effects of upcoming labor data on market trends. The discussion highlights the volatility in the markets and the importance of understanding the interplay between policy and economic conditions.You can read the article on hard data vs. soft data by Liz Ann and Kevin Gordon on Schwab.com. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Currency trading is speculative, volatile and not suitable for all investors.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.(0525-1AMU)

Consumers must understand the crucial difference between legally permissible contaminant levels and true health-based goals for drinking water.  In this episode, Cydian Kauffman, CEO of Pure Water Northwest, shares how his experience in property management led him to focus on water quality. He explains the EPA's standards /MCL versus MCLG) and why municipalities often prioritize the less health-focused option due to cost. Cydian explores how water treatment and distribution can introduce contaminants and stresses the importance of regular home water testing and effective filtration. He also addresses the politicization of water, inequities in access, and the potential for future solutions like desalination to improve water quality. Tune in and learn practical advice on ensuring your water's safety and what the future might hold for this essential resource! Learn more about your ad choices. Visit megaphone.fm/adchoices

Thomas Martin reacts to the April PCE data. He highlights the growth in personal income, arguing this means consumers can spend as inflation calms down. He thinks companies have been “mitigating” the impact of tariffs up until now. He talks about what could come next for trade policy and uncertainty around the U.S. tax bill.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Megan Brantley from Likefolio shares their consumer sentiment data on Lululemon (LULU), which reports earnings next Thursday. She notes that unique visits have fallen as niche and upstart brands like Rhone and Fabletics compete with LULU. Megan argues that they've “lost touch” with what their consumers want with failed product launches, and a lack of innovation is hurting the company. However, she notes that their data does not include Lululemon's international growth.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

"The problem is way bigger than people think… scams are now so good, even cybersecurity professionals fall for them." — Dmitri Vellikok, VP of Embedded Security, F-Secure In this compelling Technology Reseller News podcast, publisher Doug Green speaks with Dmitri Vellikok, Vice President of Embedded Security at F-Secure, about the urgent need for cybersecurity resilience in an AI-driven threat landscape. With nearly four decades of experience in digital protection and a long-standing, behind-the-scenes role powering cybersecurity for major telcos, F-Secure is stepping up efforts to help service providers build networks that are not only secure—but resilient. Dmitri Vellikok The conversation dives deep into how AI is a double-edged sword: enabling advanced threat detection, but also fueling a new generation of sophisticated scams that are increasingly difficult to identify. Vellikok discusses findings from F-Secure's recent global consumer security survey, which revealed that while 70% of users believe they can spot a scam, 43% have actually fallen victim—highlighting the growing disconnect between confidence and reality in the digital age. Vellikok emphasizes the critical role telecom operators can play in defending users. With access to rich behavioral and traffic data, service providers are uniquely positioned to identify and prevent threats in real time—especially as AI enables more targeted and scalable attacks. He outlines how F-Secure is working to empower these providers with predictive cybersecurity tools, including the concept of a “threat score” that can alert users when they're most at risk. Importantly, the podcast also addresses the balance between robust security and seamless user experience. Consumers, Vellikok notes, don't want tutorials or pop-ups—they just want problems to quietly go away. This insight is guiding F-Secure's approach to embedded protection that works silently and effectively behind the scenes. As 5G continues to roll out globally, the conversation ends on an optimistic note: this new architecture not only enhances connectivity but offers new opportunities for layered, real-time security solutions tailored to tomorrow's threats. Learn more about F-Secure: https://www.f-secure.com/us-en

The way we consume is undergoing a massive shift. Driven by Millennials and Gen Z, the rental economy is growing fast as consumers trade ownership for access—seeking flexibility, sustainability, and freedom from clutter.Inspired by Overconsumption Is OUT: Rental economy surges as more consumers value access over ownership, this episode unpacks why renting is booming, how it supports the circular economy, and the powerful business advantages behind this model. From Nuuly's subscription success to furniture-as-a-service, we explore the future of consumption, where everything is accessible—and nothing has to be owned.What You'll Learn in This Episode:1. Why Ownership Is Losing Its AppealEconomic pressure, mobility, and shifting values are redefining successMillennials and Gen Z prefer experiences and flexibility over material accumulationSustainability concerns are reshaping how we view possessions2. The Rise of the Rental EconomyRenting is no longer niche—it's mainstream across fashion, furniture, tools, and baby gearCompanies like Nuuly show rental models can scale profitably with strong customer growthPeer-to-peer platforms like Fat Llama and BabyQuip expand access across verticals3. Business Advantages of Access ModelsPredictable recurring revenue through subscriptionsExtended product life cycles and better inventory efficiencyValuable customer data and stronger brand loyalty through ongoing engagement4. How Rentals Support the Circular EconomyKeeps products in use longer and reduces wasteAligns with minimalist lifestyles and eco-conscious consumptionIntegrates with re-commerce and sustainability goals5. Everything as a Service: The Bigger TrendPhysical goods are following the SaaS playbookBusinesses are embracing access over ownership for efficiency and ESG alignmentThe rental mindset is influencing how people work, travel, shop—and even furnish their homesKey Takeaways:The rental economy reflects a generational mindset shift toward flexibility, sustainability, and smart consumptionSubscription and access-based models can unlock growth, profitability, and deep customer insight for businessesRenting isn't just a trend—it's a core part of the future circular economy and digital-first commerce strategiesSubscribe to our podcast for expert insights on consumer behavior, circular economy trends, and the future of commerce. Visit The Future of Commerce for in-depth research and real-world examples driving the shift to access over ownership. Share this episode with retail strategists, sustainability advocates, and anyone rethinking how we consume.

Josh Golden, Chief Marketing Officer at Quad, joins Megan Lynch. Quad and a Harris Poll has found that Gen Z and Millennials want a 'physical experience', think it's 'fun' to stand in line and that they're 'part of a cultural moment' when enjoying a hyped retailer or pop-up. 86% of Gen Z and Millennials report that 'Touching and feeling products are essential to my purchase decisions.' www.quad.com

According to a recent American Farm Bureau Market Intel report, U.S. consumer sentiment is on shaky ground.

Consumers are keeping a tight rein on their spending.

A firsthand look at how consumers are turning to secondhand shopping to save money amid rising prices — and how you can take advantage of the trend. Also, Al sits down with the world's oldest practicing doctor, still going strong at age 102, to hear his incredible story and secrets to longevity. Plus, TODAY lifestyle and commerce contributor Jill Martin shares big discounts and deals on must-have products from skincare and health to tech and more.

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore the paradox between consumers' stated privacy concerns and their willingness to share data for small incentives, revealing how privacy regulations affect the entire advertising ecosystem.Topics covered:   [01:00] "Privacy and Consumer Empowerment in Online Advertising"[02:00] GDPR's impact on ad platforms and consumer behavior[04:00] How data sharing affects product pricing[05:00] The privacy paradox explained[07:00] New privacy-friendly ad models[10:00] Balancing personalization with cultural imprinting  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources: Choi, W. J., & Jerath, K. (2021). Privacy and Consumer Empowerment in Online Advertising. Forthcoming in Foundations and Trends in Marketing. Available at SSRN: https://ssrn.com/abstract=4017940   Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

The Cost of Waiting = Opportunity Cost Why Delayed Decisions Hurt Buyers—and Salespeople In sales, one of the most frustrating phrases you'll hear is: “Let me think about it.” Whether you're selling homes, loans, software, ... Read More The post Ep.48: The Cost of Waiting for Consumers appeared first on The Solopreneur Movement.

Retailers are now facing a lot of headwinds, including tariffs and a drop in consumer confidence. But for Target, once affectionately known by customers as Tar-jay, a consumer boycott in response to the company's decision to drop some DEI initiatives has been an added drag. In its most recent earnings call, the retailer reported a 3.8% drop in sales and lowered its earnings targets for the year. Consumers have long channeled their buying power to express political beliefs, whether it's selling their Teslas, avoiding a certain retailer, or goods from a particular country. We look at the power of the consumer boycott, and why this one seems to be working. Guests: Amanda Mull, columnist, Bloomberg; Wrote the column “Buying Power” on American consumerism. Alex Ossola, host/producer, Wall Street Journal; Ossola's most recent podcast is called "Boycotting Target". Americus Reed II, professor of marketing, The Wharton School, University of Pennsylvania Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephanie Guichard joins Diane King Hall to discuss the latest consumer confidence data and what it means for the overall health of U.S. demand. She cites The Conference Board survey and the timing it was conducted, pointing to some recovery from last month's dip. However, she does highlight a downward trend and says consumers are 'less anxious' after the 90-day pause on China tariffs.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In this episode of #Hashtags, Gartner analyst Kate Muhl and Gartner researcher Emily Weiss discuss evolving consumer perceptions of GenAI, breaking down the demographics and drivers behind four key groups: enthusiasts, pragmatists, passives, and rejectors. They also cover what GenAI use cases consumers are most receptive to and which ones they are most wary of — and how that translates into risk to your brand.Kate Muhl is a Gartner analyst specializing in cultural and consumer insights. She has been researching and advising on the consumer and U.S. culture for nearly two decades.Emily Weiss is a Gartner senior principal researcher supporting the consumers and culture team; she covers marketing channels, content and campaigns. Emily works collaboratively with analysts and other researchers to identify and track consumer trends, produce syndicated content about generational cohorts, and translate the implications of those trends for marketers.

Michael Kilcoyne is chair of the Consumers’ Association of Ireland.

Senate Bill 6's so-called “kill switch” provision, which would give the Electric Reliability Council of Texas the power to shut off power to large consumers during power grid emergencies, has faced the most attention in a substantial legislative proposal designed to address issues facing the ERCOT power grid. The bill passed 117-24. In other news, Texas public schools are on the verge of garnering a record-breaking increase in state funding after the Senate approved a wide-ranging finance bill on Friday; the city of Dallas is hosting an Expedited Passport Day for residents who need to obtain or renew their passports. The event will take place on Thursday, May 29, in the Flag Room on the sixth floor of Dallas City Hall from 9 a.m. to noon. Residents must register in advance and choose a 15-minute time slot. It takes two to three weeks to get the passport through the expedited process. The cost for adults seeking their passports for the first time is $225. It's $190 to renew and $195 for minors. These prices already include the $60 fee for expedited processing. Payments will only be accepted via credit or debit card or money order. Cash is not accepted. All passport applicants, including minors, must be present; and an effort that would force some of Texas' most iconic foods and drinks — including Dr Pepper, Blue Bell Ice Cream and Buc-ee's Famous Beaver Nuggets — to change recipes or label their products as “not recommended for human consumption” was decisively rejected by the Texas House on Sunday. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Eric Sterner joins Caroline Woods at the NYSE to explain his bullish stance on the market. He says investors need to get past this "cloud of uncertainty" surrounding tariff volatility. He doesn't see a recession this year citing a strong labor market and recent hard data including retail sales. Eric says he'd get more defensive if there is no trade agreement in place by mid-July with China or the E.U. He likes high-yield bonds and the Communications Services sector for current plays in the market.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Alexis Browne Roberts calls this earnings season "very interesting" for retailers. She notes strength in companies like Home Depot (HD) and Urban Outfitters (URBN), while other stocks like Target (TGT) continued to sell off. Alexis believes companies with more diversified, U.S.-based supply chains will withstand tariffs. However, even giants like Walmart (WMT) face pressure of passing costs onto customers.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The latest on breaking news overnight — two Israeli Embassy staffers were shot and killed outside of a Jewish museum in Washington, D.C. Also, the House passes President Trump's “big, beautiful” bill as the act now heads to the Senate. Plus, a closer look at the major retailers facing pressure over tariffs and rising prices — and what they're doing to keep costs steady. And, NFL owners make key decisions for the new season and beyond, including the future of the “tush push.”

Retail sales were practically flat from March to April, and consumers are feeling more glum, two recent reports show. Already, one big box retailer has said it will start raising prices in the wake of tariff pressure. In this episode, what happens when stressed shoppers meet higher costs? Plus: Data centers could be key to stabilizing natural gas demand, slashed USDA grants leave small farms scrambling to stay afloat and Trump's tariffs, ironically, send some manufacturing out of the U.S. and into Canada.