Person or group of people that are the final users or consumers of products and or services; one who pays something to consume goods and services produced
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Consumers everywhere are trying to stretch their dollars to compensate for economic uncertainty and inflation. However, there's a divide between higher and lower earners. In this episode, we look at how people across the economic spectrum are trying to get more bang for their buck. Plus, one recent college graduate's decision to leave the U.S. for job prospects abroad, commodity shortages mean less chocolate in your Halloween candy, and a weekly wrap-up of the latest economic headlines. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Consumers everywhere are trying to stretch their dollars to compensate for economic uncertainty and inflation. However, there's a divide between higher and lower earners. In this episode, we look at how people across the economic spectrum are trying to get more bang for their buck. Plus, one recent college graduate's decision to leave the U.S. for job prospects abroad, commodity shortages mean less chocolate in your Halloween candy, and a weekly wrap-up of the latest economic headlines. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Speed to Lead: The $30K Mistake Killing Your Clinic Growth In this episode, Doc Danny Matta breaks down one of the most overlooked profit leaks in cash-based practice ownership — slow lead follow-up. Learn how the average clinic loses tens of thousands each month from poor contact speed, and discover a simple system to fix it fast. Quick Ask Help us hit our mission of adding $1B in cash-based services to physical therapy. Share this episode with a clinician friend or post it on your Instagram stories — tag @dannymattaPT so he can reshare it! Episode Summary Big picture: Most clinics lose $30K+ per month from slow follow-up and poor lead management. The data gap: The average healthcare clinic takes 2 hours and 5 minutes to respond to a lead — consumers expect 10–15 minutes. Industry average: Only 11% of people who fill out a healthcare form ever become patients. 100x advantage: Responding within 5 minutes increases your chance of conversion by 100 times. The math: Raising your contact-to-eval rate from 40% to 70% could add $30,000/month in revenue — no new ads, no new spend. Lessons & Takeaways Track everything: If you don't measure conversion from contact to eval, you're flying blind. Speed to lead: Reach out within 5–15 minutes when someone submits a form or books a call. Multi-touch follow-up: Use 5–7 touch points (calls, texts, emails) in the first 1–2 weeks. Auto + human combo: Use automated confirmations plus manual outreach to maximize connection. Text wins: Consumers are far more likely to reply to a text than a voicemail. Mindset & Motivation Serve, don't sell: Follow-up isn't pestering — it's helping people make the change they already want. Fix the leak first: Don't spend more on marketing until your conversion system works. Track the funnel: Know your contact requests, booked calls, evals, and follow-ups weekly. Pro Tips for Owners Set notifications: When a new form is submitted, get instant alerts via Slack or text. Train your admin: Give them scripts for fast responses and early scheduling. Layer automation: Confirm appointments automatically via text + email. Segment leads: Prioritize same-day outreach for hot leads; move cold leads to your newsletter. Systemize: Build a “speed to lead” SOP — who calls, who texts, and when. Notable Quotes “If you can respond within five minutes, it increases the likelihood they'll become a client by 100 times.” “Fortune is in the follow-up — and most clinics aren't following up at all.” “Nobody wants PT; they want the freedom PT gives them. Help them get it by being responsive.” Action Items Audit your lead-to-eval conversion rate. Implement instant text + email confirmation for all form submissions. Create a 5–7 touchpoint follow-up plan over two weeks. Assign ownership: Who calls, who texts, and how soon? Review results monthly — aim for 70% contact-to-eval conversion. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get clear on your numbers, choose your path, and build your one-page business plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.
Today on CarEdge Live, Ray and Zach discuss the latest news about auto loans. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Beneath the surface of many everyday products lies a complex web of ethical dilemmas. In this powerful conversation, entrepreneur and investor Ryan Ansin peels back the curtain on global supply chains and the moral questions behind them. From chocolate and diamonds to blockchain transparency, he shares what ethical manufacturing really entails and how even simple choices carry weight. The episode also explores how to raise grounded children, the role of impact investing, and why major corporations must evolve for real change to happen. This discussion challenges the idea you to think about ethics, offering a roadmap for aligning values with action across business, family, and capital.⏱️ Chapter Markers00:00 – Introduction: Meet Ryan Ansin01:00 – Defining Ethical Manufacturing03:20 – Chocolate & Child Labor: A Case Study06:00 – Diamonds, Supply Chains & Transparency09:00 – Who Really Drives Change: Startups or Giants?12:00 – Consumers vs. Regulators: What Sparks Reform?14:00 – Blockchain & The Future of Supply Chain Tracking15:00 – Ryan's Journey into Social Entrepreneurship18:00 – Family Legacy & Ethical Business Foundations24:00 – Is Ethical Living a Privilege or a Choice?26:00 – Grandfather Wisdom: Helping the Helpers30:00 – Giraffes, Accountability & Courage in Business31:00 – Wealth, Responsibility & Raising Grounded Kids37:00 – Teaching Grit Through Friction & Curiosity40:00 – Final Thoughts: Aligning Impact with ActionLinksInterplay: Website, LinkedIn, TwitterBook: Abundance: The Future Is Better Than You ThinkMPD: LinkedIn, Twitter
Why are so many consumers dining on a deal?This week's episode of the Restaurant Business podcast A Deeper Dive features David Portalatin, SVP and food industry advisor for the data and technology firm Circana.Circana just released a report showing that 29% of consumers are dining on a perceived deal, a historically high percentage. That has also grown over the past couple of years at a rate not seen since the Great Recession.David on the podcast discusses that report and the factors behind consumer budget dining. This is a fascinating conversation. We talk about price increases, the types of deals being run, how that's changed over the past 15 years and how restaurants can adjust to these issues. This is a major issue affecting all restaurant operators today and could continue to impact them over the coming months.
Halloween isn't just a holiday — it's a full-fledged season of fun, community and record-breaking retail activity. Today we're joined by Katherine Cullen, vice president of industry and consumer insights at the National Retail Federation, to unpack how consumers are celebrating Halloween this year and why this festive tradition continues to grow in cultural and economic significance.(00:00:00) Turning homes into haunted experiences(00:05:59) From one night to an entire season(00:08:59) What consumers are buying this Halloween(00:11:25) Costumes that define the season(00:14:57) Why Halloween matters more than everThe National Retail Federation is the world's largest retail trade association.Every day, we passionately stand up for the people, policies and ideas that help retail succeed.Resources:• Get ready for Retail's Big Show in NYC• Become an NRF member and join the world's largest retail trade association• Learn about our retail education platform, NRF Foundation, at nrffoundation.org• Learn about retail advocacy at nrf.com/advocacy• Find more episodes at retailgetsreal.comRelated:• 369: How Butterball builds Thanksgiving traditions with customers• 365: Halloween spending tricks, treats and trends
This week, Jay and Ryan discuss how Anthony “Pomp” Pompliano stirred things up on X after suggesting that OpenDoor should let consumers bet on home price predictions — we break down what that could mean for the future of housing data and market transparency. We also look back at how Louisville's housing market has behaved in past winters — what trends repeat every year, what surprises to expect, and how agents can prepare as the weather cools and inventory shifts. And finally, we wrap things up with a fun one: our Mount Rushmore of sitcoms. From timeless classics to modern comfort shows, we debate which four truly stand above the rest.
In recent years, retail mergers have gotten more attention as consumers have grown more concerned with consolidation and how that impacts their pocketbooks. While antitrust enforcers scrutinize all retail mergers, not all have gotten a deeper look. How do enforcers decide which retail deals require deeper scrutiny? Emily Blackburn, Counsel at King & Spalding, and Laura Onken, Counsel at Axinn discusses their observations and insights on how enforcers analyze retail deals with Amanda Hamilton and Anora Wang. Listen to this episode to learn about how enforcers evaluate market definition and divestitures in retail mergers. With special guests: Emily Blackburn, Counsel, King & Spalding LLP and Laura Onken, Counsel, Axinn, Veltrop & Harkrider LLP Hosted by: Amanda Hamilton, NexArc Strategies and Anora Wang, Arnold & Porter
In episode 1949, Jack and Miles are joined by the Senior Fellow for Gender Equity, Paid Leave & Care Policy, and the Director and Founder of the Entertainment Initiative at the Better Life Lab, Vicki Shabo, to discuss… ChatGPT Is Just A Digital Shopping Mall Now, A Recent Study Found That AI Might Be A Bubble, The Chinese Robot Takeover Should Terrify The Forces of Capital, But I’m Good, At Least Tron 3 May Have Finally Killed Jared Leto’s Career and more! Writing About Jobs, Money, and Work-Family Stress OpenAI's ChatGPT is so popular that almost no one will pay for it Soon you'll be able to shop at Walmart through ChatGPT Walmart Partners with OpenAI to Create AI-First Shopping Experiences You’ll soon be able to shop Walmart from ChatGPT Walmart CEO’s AI warning is existential. Pay attention. Walmart CEO: ‘AI is literally going to change every job’—how the best employees can still stand out Shopify and OpenAI bring commerce to ChatGPT ChatGPT goes shopping with new product-browsing feature ChatGPT Is Already Bungling Product Recommendations OpenAI is staffing up to turn ChatGPT into an ad platform New ad channel for ecommerce just dropped: Ads in Grok A Recent Study Found That AI Might Be A Bubble Western executives who visit China are coming back terrified “No One Asked for This Reboot”: ‘Tron’ May Mark End of Jared Leto’s Franchise-Leading Days Michael Fassbender’s History of Alleged Abuse: Former Girlfriend’s Story Resurfaces in #MeToo Era LISTEN: the one by Gabriel JacobySee omnystudio.com/listener for privacy information.
Corporatism, Rent-Seeking, and the Suffering Consumer Julia Cartwright Julia Cartwright discusses how younger consumers view capitalism negatively due to suffering from corporate practices, distinguishing between capitalism (fine) and corporatism (not fine). Corporatism is the entanglement of government and business, often through rent-seeking (investing in politics for favors, like lobbying). Examples include healthcare lobbying, increased airline flights for officials, and regulatory capture (like the CHIPS and Science Act favoring big tech). 1920 LIMOUSINE
Tariffs Harm Consumers, Reduce Hiring, and Cause Customs Backlogs. Veronique De Rugy explains how tariffs are costing American consumers and businesses over 80% of the expense, leading to higher prices and reduced corporate margins. The tariff policy is harming the job market, causing 40% of CEOs to pause hiring and investments. Customs authorities are overwhelmed by the volume of small packages now requiring assessment, causing significant backlogs and lost goods for consumers. Special interests are expanding the tariff application to derivative products, such as peanut butter packaged in metal containers. 1931
According to the Comercam, production of Mezcal dropped in 2024. It went from 14.2 million liters in 2022 down to 12.2 million liters in 2023 and, last year, down again to 11.4 million liters. So how does Mezcal find new drinking buddies?Agave Road Trip is a critically acclaimed, award-winning podcast that helps gringx bartenders better understand agave, agave spirits, and rural Mexico. This episode is hosted by Lou Bank with special guest Linda Sullivan of seynasecreto and insights from Sammy Halpern of Desolas Mezcal.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Michael Gunther measures consumer spending power, looking through the lens of whether retailers are seeing transaction sizes rise. “Pricing increases have started to appear where consumers are actually spending money,” he says. “Thus far though…they're not seeing declines in demand yet.” He also notes that even discount retailers like Walmart (WMT) or even dollar stores are trying to cater to high-income consumers as that sector trades down.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Jharonne Martis discusses the state of the consumer and how the affluent consumer is driving growth in the retail space while the middle and lower classes are being squeezed. Even with weakness in discretionary spending, Jharonne highlights winners in stocks like Walmart (WMT), Amazon (AMZN), and Costco (COST) as consumers seek to spend less. Despite this, she warns that tariffs are likely to cost global businesses $1.2 trillion.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
There are less than 75 days until Christmas and how people shop is changing thanks to technology, specifically AI.
Consumers have changed, let's be prepared for it this holiday season. Article referenced: https://www.retaildive.com/trendline/holiday-shopping-behavior/567/?utm_source=SMT&utm_medium=1-2BlastSept18&utm_campaign=PitneyBowesWork with me: https://stan.store/thespacesocial
Katherine Black calls Tuesday's earnings rally in Albertsons (ACI) a relief for investors. She says consumers are using groceries more to cook at home instead of eating out at restaurants over fears of rising costs. That said, Arun Sundaram calls the beat "low quality" due to risk factors against margins in its core grocery business, even as it sees an uptick in ecommerce.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
In this episode of Consumer Connection, we sit down with Council President Kate Stewart to learn about her journey from resident to County Council President. Together, we explore how consumer protection is shaping a stronger Montgomery County, from advancing tenant rights to enhancing support for vulnerable adults. We also highlight how early organizing, meeting people where they are, uplifting mental health, and local history are building a more connected, resilient community.To connect with Council President Stewart's office, visit https://www.montgomerycountymd.gov/stewart/ or email councilmember.stewart@montgomerycountymd.gov.Have a question or suggestion for a future episode? Send an email to consumerconnection@montgomerycountymd.gov.
There are less than 75 days until Christmas and how people shop is changing thanks to technology, specifically AI.
AI shopping is here. Learn how PR and media mentions decide which brands ChatGPT recommends—and why earned media is the new SEO.In this episode of the Gloria Chou PR Podcast, Gloria breaks down one of the biggest shifts happening in real time — AI-powered shopping inside ChatGPT — and what it means for small business founders.For years, we've heard that “AI is coming.” But now, it's here. Consumers can shop directly in ChatGPT, and other platforms like Gemini and Perplexity are quickly following suit. This is the dawn of a new era — and Gloria shares why PR is no longer optional if you want to be found, trusted, and recommended by AI.If you're a product-based founder or small business owner, this episode will show you why earned media (not ads or followers) is the key to showing up in AI search results — and why the next few months represent a golden window of opportunity to claim your spot.Why You Can't Wait to Do PRThe AI revolution is moving fast — faster than anyone expected. ChatGPT already integrates in-app shopping with 800+ million users globally. That means:
In this episode of Mission Matters, Adam Torres sits down with Neil Saunders, Managing Director and Retail Analyst at GlobalData Retail, to unpack the findings from PacSun's new youth consumer report. Saunders explains how Gen Z and Gen Alpha are challenging old assumptions, demanding authenticity from brands, and reshaping industries with their democratic approach to consumption. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Ephesians 4:11-121. Pastors are SHEPHERDS, not SAVIORS2. Jesus gives EVERY Christian a ministry assignment for His church3. Why many churches fail to MULTIPLY leaders: -Current leaders won't let go -New leaders won't step up4. Consumer Christians view the church as a SERVICE PROVIDER5. Mature Christians view the church as a place to PROVIDE SERVICE6. Multiplying Leaders will lead to a Multiplication of Impact
Mixed Economic Signals and High-Tech Development in Lancaster County GUEST NAME: Jim McTague Jim McTague reports on Lancaster County, Pennsylvania, which is introducing high-tech industry by building two data centers on the former RR Donnelley printing plant site. Construction is underway on the L-shaped, two-story building. Anecdotally, the local economy shows mixed signals: two young people were seen signing up for the National Guard, suggesting tight employment, while an entrepreneur boasted of successful property investments. Consumers are cautious, engaging in "inflation shopping." 1913 GETTYSBURGH
CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1909 DR THE SHOW BEGINS IN THE DOUBTS ABOUT THE LA FIRE RESTORATION...... 10-10-25 FIRST HOUR 9-915 Palisades Fire Aftermath and In-N-Out Expansion GUEST NAME: Jeff Bliss Jeff Bliss discusses the aftermath of the Palisades fire, noting that Adam Carolla, who lost his home, believes rebuilding is stalled by political forces seeking subsidized housing or natural restoration. An arrest was made in Florida for Jonathan Flendernik in connection with the fire. Video evidence suggests the LA Fire Department failed to fully extinguish the initial fire, which spread through root systems. In business news, the family-owned In-N-Out chain, known for high profits and employee treatment, is expanding with five new stores. The Boring Company's Prufrock tunneling machine is operating in Las Vegas. 915-930 Mixed Economic Signals and High-Tech Development in Lancaster County GUEST NAME: Jim McTague Jim McTague reports on Lancaster County, Pennsylvania, which is introducing high-tech industry by building two data centers on the former RR Donnelley printing plant site. Construction is underway on the L-shaped, two-story building. Anecdotally, the local economy shows mixed signals: two young people were seen signing up for the National Guard, suggesting tight employment, while an entrepreneur boasted of successful property investments. Consumers are cautious, engaging in "inflation shopping." 930-945 The Perpetual Conflict Over Executive Power and the Rise of Lawfare GUEST NAME: Professor Richard Epstein Professor Richard Epstein analyzes the perpetual clash between executive and congressional power, particularly regarding the Congressional Budget and Impoundment Control Act of 1974. He notes the Roberts court generally protects executive power. The dispute over fund impoundment, seen in Department of State et al. versus AIDS Vaccine Advocacy Coalition, reflects deep polarization, hindering compromise. Epstein criticizes the use of lawfare, exemplified by the indictments of Letitia James and James Comey, stating it fails long-term and leads to cycles of violence and discord. 945-1000 The Perpetual Conflict Over Executive Power and the Rise of Lawfare GUEST NAME: Professor Richard Epstein Professor Richard Epstein analyzes the perpetual clash between executive and congressional power, particularly regarding the Congressional Budget and Impoundment Control Act of 1974. He notes the Roberts court generally protects executive power. The dispute over fund impoundment, seen in Department of State et al. versus AIDS Vaccine Advocacy Coalition, reflects deep polarization, hindering compromise. Epstein criticizes the use of lawfare, exemplified by the indictments of Letitia James and James Comey, stating it fails long-term and leads to cycles of violence and discord. SECOND HOUR 10-1015 NPT Enforcement and the Golden Dome Defense Concept GUEST NAME: Henry Sokolski Henry Sokolski, executive director of the Non-proliferation Policy Education Center, debates whether the US should abandon the 1970 Non-Proliferation Treaty (NPT), citing foreign criticism and industry constraints. He argues the US should stay to enforce the NPT by clarifying red lines, justifying the bombing of nuclear facilities. Sokolski also discusses the proposed Golden Dome defense system, intended to protect the Western Hemisphere against missiles and drones. The viability of the system, particularly regarding Low Earth Orbit defenses, remains unclear and requires greater Congressional buy-in. 1015-1030 NPT Enforcement and the Golden Dome Defense Concept GUEST NAME: Henry Sokolski Henry Sokolski, executive director of the Non-proliferation Policy Education Center, debates whether the US should abandon the 1970 Non-Proliferation Treaty (NPT), citing foreign criticism and industry constraints. He argues the US should stay to enforce the NPT by clarifying red lines, justifying the bombing of nuclear facilities. Sokolski also discusses the proposed Golden Dome defense system, intended to protect the Western Hemisphere against missiles and drones. The viability of the system, particularly regarding Low Earth Orbit defenses, remains unclear and requires greater Congressional buy-in. 1030-1045 The US Fiscal Crisis: Spending Cuts Are the Only Way Out GUEST NAME: Adam Michel Adam Michel, director of tax policy at the Cato Institute, discusses the US fiscal crisis stemming from large deficits and overwhelming debt. He recalls the 1980s Ronald Reagan tax cut where promised spending cuts never materialized. The deficit is the annual gap between taxes and spending, accumulating into the national debt. Michel identifies a "deficit hawk coalition" split between deficit hawks (agnostic on revenues/spending) and budget hawks (concerned with government size), advocating for spending cuts to solve the crisis. Entitlement programs like Social Security, Medicare, and Medicaid are the root of fiscal problems. 1045-1100 The US Fiscal Crisis: Spending Cuts Are the Only Way Out GUEST NAME: Adam Michel Adam Michel, director of tax policy at the Cato Institute, discusses the US fiscal crisis stemming from large deficits and overwhelming debt. He recalls the 1980s Ronald Reagan tax cut where promised spending cuts never materialized. The deficit is the annual gap between taxes and spending, accumulating into the national debt. Michel identifies a "deficit hawk coalition" split between deficit hawks (agnostic on revenues/spending) and budget hawks (concerned with government size), advocating for spending cuts to solve the crisis. Entitlement programs like Social Security, Medicare, and Medicaid are the root of fiscal problems. THIRD HOUR 1100-1115 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. 1115-1130 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. 1130-1145 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. 1145-1200 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. FOURTH HOUR 12-1215 Trump's Diplomatic Triumph: Expanding the Middle East Peace Consensus GUEST NAME: Conrad Black Conrad Black discusses the ceasefire deal between Gaza, Hamas, and the Israeli Defense Forces. He praises President Trump for his astute diplomacy in attracting sympathy from Arab states and non-Arab Muslim countries apart from Iran, such as Indonesia and Pakistan. Black considers this the greatest diplomatic success in the Middle East since the establishment of the state of Israel. The consensus, achieved by expanding the negotiating scope, is that established states are preferable to terrorist operations. 1215-1230 Italy's Rising Diplomatic Status Amid Economic Headwinds GUEST NAME: Lorenzo Fiori Lorenzo Fiori details Italy's enhanced diplomatic role, noting that Prime Minister Giorgia Meloni has been invited to the Israel-Gaza peace agreement signing. Italian carabinieri are already training local police near the Rafah border. Meloni has friction with French President Macron over migration policy and Africa. Italy's production index has fallen below mid-2021 levels due to weak internal demand and the highest energy costs in Europe. Mr. Trump restored Columbus Day, and AC Milan owner Cardinale received honorary Italian citizenship. 1230-1245 Space Updates: NASA Administrator, Reusable Rockets, and Satellite Cell Service GUEST NAME: Bob Zimmerman Bob Zimmerman discusses the potential renomination of billionaire Jared Isaacman as NASA administrator, noting Isaacman's previous private manned space missions. He highlights Stoke Space raising nearly $1 billion to develop its fully reusable Nova rocket, potentially cheaper than SpaceX's offerings. AST SpaceMobile signed Verizon (adding to AT&T) to use its "Bluebirds" satellites for direct cell phone service, eliminating dead spots. SpaceX recently flew a Falcon booster for its 29th flight. Congressional cuts zeroed out 15 potential space missions. 1245-100 AM Space Updates: NASA Administrator, Reusable Rockets, and Satellite Cell Service GUEST NAME: Bob Zimmerman Bob Zimmerman discusses the potential renomination of billionaire Jared Isaacman as NASA administrator, noting Isaacman's previous private manned space missions. He highlights Stoke Space raising nearly $1 billion to develop its fully reusable Nova rocket, potentially cheaper than SpaceX's offerings. AST SpaceMobile signed Verizon (adding to AT&T) to use its "Bluebirds" satellites for direct cell phone service, eliminating dead spots. SpaceX recently flew a Falcon booster for its 29th flight. Congressional cuts zeroed out 15 potential space missions.
The So Many Sequels crew returns for another “So Many Scares” October update, and this week, we're talking horror in the real world — the streaming wars. Prices are up, content is disappearing, and the guys ask: When did streaming become more expensive than cable? From Disney+ and Netflix hikes to Warner Bros. and Paramount losing billions, it's a full-on battle between corporate greed and consumer sanity.But it's not all doom and gloom — we also share what we've been watching! Josh reviews Bone Lake, Garrett dives into Bug (the Oklahoma-based horror you've never heard of), and David talks Peacemaker, Creature Commandos, and the surprise return of The Simpsons Movie 2. Plus, an outrageous box office recap where Taylor Swift reigns supreme.If you're tired of paying for six streaming apps, you'll love this one. Subscribe, leave a review, and join the So Many Sequels conversation on YouTube, Spotify, or wherever you get your podcasts!
Rene Federico, US Head of Marketing at Primark, joins Future Commerce to discuss the international retailer's first major marketing push in America after a decade of organic growth and physical retail expansion. Drawing on over 20 years at heritage brands like Nike and Converse, she shares insights on building brand relevance in a performance-obsessed era, translating the "joy of shopping" to different US markets, and why the customer should always be the hero of the story.Stat Chasers Never WinKey takeaways:Brand relevance makes you less interchangeable with competitors in the marketThe marketing funnel has collapsed—social media now operates across all stagesInnovation thrives under constraints; limited resources drive creative solutionsTrue brand equity isn't measured on a 30-day dashboard; free yourself from over-measuring creative campaignsCustomers deserve brands that enable participation, not just transactions[00:12:28] "You can stat chase or you can build strategies that help you win as a team. The outcomes will be different depending on your approach." – Rene Federico[00:33:06] "Consumers don't shop your org chart, they shop your brand. Business models don't shop—customers do." – Rene Federico[00:45:31] "When you get someone to buy something, that is an exertion of power. It means somewhere in their conscience, you've been able to affect a choice. We're in a moment where the customer is the hero of the story." – Rene FedericoIn-Show Mentions:"That's So Primark" campaignHerald Square flagship opening Spring 2026Associated Links:Check out Future Commerce on YouTubeCheck out Future Commerce+ for exclusive content and save on merch and printSubscribe to Insiders and The Senses to read more about what we are witnessing in the commerce worldListen to our other episodes of Future CommerceHave any questions or comments about the show? Let us know on futurecommerce.com, or reach out to us on Twitter, Facebook, Instagram, or LinkedIn. We love hearing from our listeners! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Consumers are bracing for a slowdown in the economy, according to the University of Michigan's October consumer sentiment survey. Joanne Hsu notes that while the latest reading showed little change from September, consumers are increasingly worried about pocketbook issues, including the return of inflation and a weakening labor market. Tariffs are also a growing concern, with many believing they will lead to higher prices. Notably, there is a widening gap in sentiment between those with and without stock holdings, with the former feeling slightly more optimistic about the economy.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
It's EV News Briefly for Thursday 09 October 2025, everything you need to know in less than 5 minutes if you haven't got time for the full show. Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDaily MERCEDES EV SALES RETURN TO GROWTH https://evne.ws/4ogQtTX NEW INVESTMENT TO HELP MUNRO EV SCALE M‑SERIES PRODUCTION https://evne.ws/48mukyO NEW TESLA MODEL Y STANDARD TRIM MAY COME TO THE UK https://evne.ws/42SNysn HOW TESLA MODEL Y MATCHES UP AGAINST FORD MUSTANG MACH‑E https://evne.ws/4o36xIK NISSAN OFFERS ROGUE-BASED E-POWER TO RIVALS https://evne.ws/42w801W WEAVEGRID AND LG VENTURES PARTNER ON GRID-INTERACTIVE EVS https://evne.ws/4oaqa1l VOLVO Q3 SALES SEE RISING EV SHARE AMID FALLING DELIVERIES https://evne.ws/42y7Irk EV INTEREST MAY STAY STABLE AFTER TAX CREDIT END https://evne.ws/4oa0Sk8 LEAPMOTOR B10 TO LAUNCH IN UK https://evne.ws/47bTQ8N GERMANY'S GREEN LEADER CRITICISES MERZ ON EV POLICY https://evne.ws/46ZCLxu INSTAVOLT UK IS UPGRADING ITS CHARGERS https://evne.ws/4o6q1Mr CROSS-PAVEMENT EV CHARGING NOW ALLOWED IN NORTHERN IRELAND https://evne.ws/4mR6sqt AMPERE CONFIRMS 40% EV COST CUT TARGET https://evne.ws/48hPyOh BMW LAUNCHES ELECTRIC STANDUP PADDLE BOARD https://evne.ws/4pZqQs7 Mercedes-Benz EV sales return to growth Mercedes-Benz achieved a 9% year-on-year increase in Q3 2025 electric sales after six straight quarters of decline, thanks to strong CLA demand. Electric vans also surged nearly 96% year-over-year, positioning Mercedes for further EV momentum with new models coming next year. Munro EV scales M‑Series production Scottish automaker Munro EV is expanding its Glasgow plant with new funding to boost M‑Series all-terrain EV production and create up to 300 jobs. The investment supports plans to build up to 5,000 rugged electric vehicles annually and strengthen Scotland's return to vehicle manufacturing. Tesla Model Y Standard trim for UK Tesla's new Standard trim Model Y, recently launched in the US, could reach the UK by 2026 offering improved efficiency and a lower entry price. Starting near £44,000, the new version provides a smooth, efficient design update while keeping the range close to 365 miles WLTP. Nissan e‑Power supply plans Nissan plans to supply its Rogue-based hybrid using e‑Power technology to partners like Ford and Stellantis to expand electrified options. The move could boost production at its Tennessee plant and give other automakers an affordable route to add hybrid powertrains. WeaveGrid and LG Ventures partnership LG Ventures has invested in WeaveGrid to develop smarter, grid‑interactive EV charging solutions. The partnership combines LG's battery technology with WeaveGrid's AI software to optimize energy use and strengthen grid reliability as EV adoption grows. Volvo Q3 EV share rises Volvo's U.S. EV deliveries jumped 71% year-over-year in Q3 2025 even as total sales dipped 9%, driven by the EX30 and EX90 models. Electrified vehicles now make up a growing share of Volvo's lineup, underscoring its steady shift to full electrification. EV demand remains solid post‑credit A J.D. Power report finds U.S. EV interest holding steady even as federal tax credits phase out, suggesting stable long-term demand. Consumers increasingly cite improved choice, charging access and quality as the main reasons for considering electric vehicles. Leapmotor B10 UK launch Leapmotor debuts the B10 electric crossover in the UK from under £30,000, boosted by a manufacturer “Leap Grant.” With 270 miles of range, rapid 168 kW charging, and premium equipment, the B10 extends affordable EV options across 53 UK dealerships. Greens criticise Merz EV stance German Green leader Katharina Dröge criticised Chancellor Merz's call to abandon the EU's 2035 combustion engine ban, calling it damaging to industry progress. She urged stronger EV incentives, more charging infrastructure, and social leasing to keep Germany competitive in the global transition. InstaVolt upgrading UK chargers InstaVolt has begun nationwide upgrades replacing older 50 kW units with faster, more accessible 120 kW chargers. The new design shortens charge times and improves convenience, backed by renewable power and near‑perfect network reliability. Cross‑pavement charging in Northern Ireland Northern Ireland now allows residents without driveways to install cross‑pavement home charging channels for EVs. The scheme offers much cheaper charging than public points, helping hundreds of thousands access affordable home charging for the first time. Ampere confirms 40% cost‑cut target Renault's EV unit Ampere reaffirmed its goal to reduce EV costs by 40% by 2028 while reaching break-even in 2025. Success would strengthen Renault's competitiveness and make its next generation of electric models more affordable. BMW electric paddle board BMW and SipaBoards have launched an electric self‑inflating stand‑up paddle board featuring modular batteries and digital controls. Priced at €3,990, the innovative board combines quiet motorization, safety features, and app connectivity for water sports enthusiasts.
Rogers Healy discusses how inflation is hitting the average American's wallet, particularly with rising grocery costs, which are up over 25% in the past 5 years. He believes this is not just a price problem, but also an income issue, as wage growth lags behind inflation. As a result, Healy sees consumers pivoting to more affordable options, such as buying in bulk and opting for store-brand or generic products. He also expects to see increased demand for healthier and more sustainable food options, citing companies like PepsiCo (PEP) and its new lines of no synthetic dye and protein Doritos.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
There's a clear trend in how people are shopping today. Consumers of all income levels are seeking out bargains, changing where and how they buy everyday goods - a Clark smart reaction to inflation & tariff effects. Also today - You may need a cure for what ails you, but don't trust medical ads you see online. Scammers are using AI and other manipulative tools to pitch FAKE healthcare products that appear to be endorsed by medical professionals. Financial and physical harm can result. Mindful Shopping: Segment 1 Ask Clark: Segment 2 Fake Medical Ads Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: Dollar General shows even the affluent are seeking bargains 80-10-10 Mortgage: Meaning, Benefits and Examples The Secret to Avoiding PMI and 20% Down? A Piggyback Loan NYTimes: The Doctors Are Real, but the Sales Pitches Are Frauds What Is an HSA Account and How Does It Work? The Lancet | The best science for better lives Virtual Credit Cards: An Online Security Measure Worth Taking? 5 Things To Do Before You Sign Up for a Free Trial Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Download for Mobile | Podcast Preview | Full Timestamps Older Twitch VODs are now being uploaded to the new channel: https://www.youtube.com/@CastleSuperBeastArchive Parking Lot Furi: Why No White Stranger? Fk Bilewater, Fk Bilehaven, F**k Groal Every Stupid Change Xbox Just Announced 2XKO Sticker Shock (in Canadian Dollars) Gaslight Yourself Against Selfish @$$holes Watch live: twitch.tv/castlesuperbeast Go to http://shopify.com/superbeast to sign up for your $1-per-month trial period. - Level up your game and get 10% off @TurtleBeach with code CASTLE at http://turtlebeach.com/castle #turtlebeachpod - One thing to pack, five ways to power! Get 10% Off @Ridge with code SUPERBEAST at https://ridge.com/SUPERBEAST #Ridgepod Nakayama clarifying that the dev team is separate from esports division on social media Robin Williams' Daughter Tells Fans to ‘Stop Sending Me AI Videos of Dad': It's ‘Gross' and ‘Not What He'd Want' Consumers must spend $800 billion on AI within a few years, to justify investment from 2023-24 THE FURI LIVE ACTION TV SHOW LOOKS LIKE DOGSHIT 2XKO Official Cinematic: Ties That Bind ft. Courtney LaPlante of Spiritbox Warwick 2XKO Gameplay Trailer 2XKO Season 0 Patch Notes: 1.0.1 One of Game Pass's hidden changes and arguably one of the most disgusting for the future of the hobby is that they are monetizing game quality and resolution. Good to know that Game Pass was generating billions in revenue AND profitable BEFORE increasing the price by 50% Microsoft is reportedly preparing to announce free Xbox Cloud Gaming with ads.There will be around two minutes of pre-roll ads before a game is available, and up to 5 hours of free game time a month Xbox Insider says future Xbox hardware is up in the air & may not happen despite their announcements Costco isn't going to be the only major retailer pulling Xbox., More massive layoffs coming - more price hikes coming, Full 3rd party software company is the future of Xbox
A new Redfin–Ipsos survey shows that 17% of Americans are delaying a major purchase—like a home or car—because of the federal government shutdown, while 7% have canceled plans entirely. But most say it's business as usual. In this episode, we break down how suspended paychecks, political gridlock, and economic uncertainty are affecting housing demand and buyer confidence across the country. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Hancock Talks, host Mike Bellig is joined by Sarah Young, AVP of New Business Operations, and Kim Parsons, General Director of Life Underwriting. Together, they explore the important role the buying journey plays in the sales cycle.Why you should tune in:Faster decisions: Discover how digital applications and John Hancock ExpressTrack® can help you close cases faster and get paid sooner.Smarter solutions: Learn how integrated policy delivery and payment tools are helping make the buying journey smoother and more efficient.Unified execution: Hear how internal teams and distribution partners are working together to prioritize year-end cases.INTENDED FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR USE WITH THE GENERAL PUBLIC. Digital submissions and ExpressTrack are not available in New York. Consumers, 18-60, submitting an application via JH eApp, and applying for single-life coverage up to $3 million are eligible for ExpressTrack, with an opportunity for certain applicants to obtain an instant underwriting decision.Policy issuance is not guaranteed as any life insurance purchase is subject to completion of an application, including health questions, and underwriting approval. John Hancock may obtain additional information, including medical records, to evaluate the application for insurance; and after the policy is issued, to identify any misrepresentation in the application. show lessInsurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. MLINY100725881-3
In this conversation, Dr. Adam Nessim speaks with healthcare expert Heath Villaman about the challenges and opportunities for physicians looking to start their own practices. They discuss Heath's journey in healthcare, the impact of COVID-19 on physician-owned hospitals, and the economic realities of running a practice. Heath emphasizes the importance of understanding revenue streams, the potential for hybrid models in healthcare delivery, and the need for legislative changes to support physician independence. The discussion highlights the growing demand for consumer-centric healthcare solutions and the strategies physicians can employ to build successful practices. Takeaways There is a growing need for independent physician practices. Physicians often lack training in business and entrepreneurship. COVID-19 highlighted systemic issues in healthcare, especially for physician-owned hospitals. Physician-owned hospitals can operate outside of Medicare and Medicaid regulations. Starting a private practice is more feasible now than ever before. Consumers are demanding more affordable healthcare options. Hybrid models combining insurance and cash-based services are emerging. Effective staffing is crucial for the success of a practice. Legislative changes are needed to support physician independence.
Sara Rezaee is Head of Creator Marketing for North America at Edelman, where she leads a best-in-class team of Creator specialists and helps clients across sectors harness the power of the Creator Economy to drive meaningful business impact. With 17+ years of experience in digital and communications, she has shaped DJE's global approach to creator marketing, building deep relationships with creators, agencies, and platforms worldwide. Her award-winning work—recognized by the Webbys, Shortys, Clios, and more—reflects her focus on data-driven, earned-centric, and culturally relevant programs that connect brands.
Artificial intelligence is changing everything.How we work, how we make decisions, and how we connect with one another. But as powerful as AI is, it also carries the risk of reinforcing the very inequities many of us have spent years trying to dismantle.Inclusion in AI isn't just a technical issue — it's a human one. As we continue to integrate AI into everyday life — from hiring and lending to healthcare and education — we must ensure these systems reflect the full diversity of the people they serve.The Problem with Biased DataAI systems are only as good as the data we feed them. When that data is incomplete or biased, the results can be harmful.A facial recognition system trained primarily on lighter skin tones struggles to identify darker ones.A healthcare algorithm trained on white patients misdiagnoses patients of color.These aren't “what if” scenarios — they're real-world examples of what happens when inclusion isn't built in from the start.Bias in AI happens when development teams lack diversity, when datasets don't represent real populations, and when ethical concerns are treated as add-ons instead of fundamentals.Valuing Diversity in AI DevelopmentInclusion starts with who's at the table.When teams are diverse across race, gender, culture, and lived experience, they bring perspectives that identify blind spots others might miss.This isn't just about fairness — it's about better outcomes. Diverse teams design more adaptive, ethical, and market-ready tools.Organizations must embed values, equity, and accountability into their AI strategies — not as PR afterthoughts but as guiding principles. A truly inclusive culture listens to those most impacted, prioritizes accessibility, and makes ethical conversations part of how innovation happens.Empowering Communities to Lead SolutionsCommunities know their own needs best. When we empower them with the tools and data to solve problems, solutions become more sustainable and relevant.In AI, this means involving communities in design, not just testing.When farmers use AI to predict droughts based on local data — or healthcare systems integrate community health data into diagnostics — the outcomes are more accurate, fair, and impactful.Consumers also play a role by being conscious of how our data is used and advocating for transparency and fairness. Inclusion in AI is a collective effort — not just a corporate one.Inclusive Culture = Responsible AIResponsible AI starts with culture. Psychological safety within organizations allows people to raise concerns about bias or harm without fear. That's how innovation and accountability grow together.True AI governance requires more than just engineers — it needs ethicists, sociologists, and community voices. Responsible AI isn't just about algorithms; it's about aligning technology with human values like fairness, trust, and equity.Inclusion Drives Business SuccessLet's be clear — inclusion isn't just a moral imperative. It's a strategic advantage.Inclusive organizations make better decisions, innovate faster, and attract top talent. In AI and data science, diversity of thought leads to better products and fewer ethical pitfalls.When technical and non-technical teams collaborate effectively, they build tools that serve broader audiences and strengthen brand trust — the foundation for sustainable growth.The Power of Community ConnectionAt the heart of all innovation is connection.AI may be powered by data, but its impact is deeply human. Strong communities — within organizations and across sectors — are what make inclusive, ethical technology possible.When people feel connected, supported, and valued, they bring the creativity and courage needed to build tools that reflect the world we want, not just the one we have.Community isn't just about belonging; it's about resilience — aligning purpose with progress.Final ThoughtInclusion in AI is not optional — it's essential.It's how we ensure technology serves humanity, not the other way around.By valuing diversity, empowering communities, and building inclusive cultures, we can create AI systems that are ethical, responsible, and reflective of the best of who we are.Innovation and inclusion must move forward together.What's your take?Have you seen examples — good or bad — of how AI is impacting inclusion in your industry? Share your thoughts in the comments or reply to this week's DEI After 5 episode featuring Catherine Goetz. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit deiafter5.substack.com/subscribe
Higher education is at a turning point. The current model of higher education was built for the industrial era and needs to be transformed, according to Arthur Levine, author of the previously published The Great Upheaval: Higher Education's Past, Present, and Uncertain Future. He has a new book coming out in spring 2026. He is not promoting either book at this time. Nationally known educational thought leader and Brandeis University President Arthur Levine has been at the forefront of the changing role of higher education. He argues that in the next 20 years, college will be reinvented. Consumers of higher education will determine what higher education will be, and that every institution will have to change. All colleges—especially liberal arts colleges —need to be more closely tied to the needs of the workplace and must change traditional structures, curricula, programs, degree offerings, teaching methods, career education, and student support systems. The proposed changes address concerns of both parents and the needs of employers—finding workers whose skills match what they need.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.
In this episode of Innovation Meets Leadership, Natalie Born sits down with Doug C. Brown, CEO of CEO Sales Strategies and a sales growth expert who has generated over $900M in revenue for clients worldwide. Doug reveals how math, metrics, and automation can transform any sales organization into a predictable growth engine. From reducing refund rates by spotting hidden blind spots, to building AI-driven automation that scales follow-up and accelerates closes, Doug brings decades of experience that will challenge how you see sales. If you want your team to stop “throwing spaghetti at the wall” and start building sustainable revenue systems, this episode is for you.[00:01 - 04:00] The Power of Math in SalesHow Doug discovered “holes” in sales systems through metrics.The Tony Robbins & Chet Holmes case study: reducing refund rates from 16% to under 1%.Why blind spots exist in every business—and how to find them.[04:01 - 10:00] Lessons from Early Business and LeadershipRunning his father's business at 16 and learning optimization early.The “flat tire” analogy: why outside perspectives reveal what leaders miss.How math tells a story that leads to better decisions.[10:01 - 14:00] Shifts in Sales Post-PandemicWhy the sales process has permanently changed.The rise of conversational selling.Consumers are more educated than ever—how to adapt.[14:01 - 19:00] Three Steps to Improve Your Sales Team TodayGet truthful goals from every salesperson.Define your ideal right-fit buyer (97% of companies don't).Start measuring simple sales metrics: outreach, connections, responses, closes.[19:01 - 24:00] Automation and the Fortune in Follow-UpWhy consistent follow-up unlocks 5–15% more revenue.Automating repetitive sales tasks with CRMs and AI.Real examples: insurance sales, concierge AI, SiriusXM upsell systems.[24:01 - 29:00] AI as a Sales Multiplier, Not a Job KillerRita, the AI concierge, and how it redefined customer experience.AI's role in profiling, research, and buyer engagement.Start small: automate one repetitive task, then scale.[29:01 - 31:00] Final Insights & How to Connect with DougPractical steps to embrace automation and AI in sales.Why ignoring sales automation means falling behind competitors.Quotes“Every company has blind spots. Use math and metrics to find untapped revenue.” – Doug C. Brown“Ninety-seven percent of companies don't know their ideal buyer. That's wasted money and effort.” – Doug C. Brown“The fortune is in the follow-up. Automate it, and you'll unlock growth you didn't know you had.” – Doug C. BrownGuest LinksWebsite: ceosalesstrategies.comLinkedIn: Doug BrownNewsletter: ceosalesstrategies.com/newsletterEmail: doug@ceosalesstrategies.comLEAVE A REVIEW + help someone scale their revenue with clarity and precision by sharing this episode or click here to catch up on past episodes.
Brian Sumers and Brett Snyder discuss how the expansion of transatlantic joint ventures has affected the U.S.-to-Europe market. Consumers now have far more choices than ever before, as airlines are operating more flights than at any time in history. But with essentially just three groups setting the fares on transatlantic routes, Sumers and Snyder ask: Is the current paradigm a good one?If you would like our audience of airline executives and decision-makers to know about your company, please get in touch with us about sponsorship opportunities on The Air Show. Visit www.theairshowpodcast.com to learn more.
The Cybercrime Wire, hosted by Scott Schober, provides boardroom and C-suite executives, CIOs, CSOs, CISOs, IT executives and cybersecurity professionals with a breaking news story we're following. If there's a cyberattack, hack, or data breach you should know about, then we're on it. Listen to the podcast daily and hear it every hour on WCYB. The Cybercrime Wire is brought to you Cybercrime Magazine, Page ONE for Cybersecurity at https://cybercrimemagazine.com. • For more breaking news, visit https://cybercrimewire.com
If you work at a so-called laptop job, there are moments every day when your work feels silly, pointless, absurd, even fake. What if you wrote an entire book that tried to inhabit and analyze that very feeling? Leigh Claire LaBerge's new book—which is part memoir, part history, with a heavy dash of dark comedy and a sprinkling of Marx—attempts to do exactly that. Drawing on her time working inside of a corporate conglomerate, LaBerge alternatively revels in and eviscerates the inanity of day-to-day white collar life. Late capitalism, she shows, might just be one long joke. The question is: who's the joke on? Workers? Consumers? The planet? Listen to this month's episode to find out.
The final guess at UK second quarter GDP led to some modest increases in growth—cementing the UK's position as the fastest growing G7 economy year-to-date. Better investment figures led the upgrade. Consumers' savings rate increased, suggesting consumers have resources to fund future spending (despite retailers' attempts at profit-led inflation).
Group Chat News is back with the biggest stories of the week including, Jimmel Kimmel makes his return to ABC, Dee shares a Gary Vee story, what if everyone drove like a Waymo, Consumers in the top 10% of the income distribution accounted for 49.2% of total US spending in Q2, Nvidia plans to invest up to $100 billion in OpenAI as part of data center buildout and everyone's favorite WINNERS LOSERS CONTENT
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
Ralph interviews New York Times reporter, David Gelles, about his new book, “Dirtbag Billionaire: How Yvon Chouinard Built Patagonia, Made a Fortune, and Gave It All Away.” Then, we welcome back former IRS commissioner, John Koskinen, to update us on how the Trump Administration is dismantling the IRS and stealing your personal information.David Gelles is a reporter on the New York Times climate team and he leads the Times's “Climate Forward” newsletter and events series. He is the author of The Man Who Broke Capitalism: How Jack Welch Gutted the Heartland and Crushed the Soul of Corporate America—and How to Undo His Legacy, and his new book is Dirtbag Billionaire: How Yvon Chouinard Built Patagonia, Made a Fortune, and Gave It All Away.He [Yvon Chouinard] saw Patagonia as a role model for other corporations and believed that by running Patagonia in a different way, he could show that capitalism just didn't have to suck so much.David GellesThere's a paradox that runs through the pages of Dirtbag Billionaire and it's never fully resolved…It's the fact that Chouinard is an environmentalist who wants to reduce the impact of mankind on planet earth, and yet he runs a big, complicated clothing company that is taking a toll on the environment that he's trying to protect. He runs a company that in theory, he says, and in practice is largely doing, the work of funding grassroots activists and environmental conservation. But he's doing it by participating in the very capitalist system that is responsible for so much of the damage to our natural world. And the list goes on. These contradictions are what really has animated Chouinard and his executive team for all these years. They understand their own perfections. But unlike most, they are willing to really examine their own failings, to look it square in the eye, straight in the mirror, and try to figure out how to make things better.David GellesChouinard being a “dirtbag” is something he always identified as and he still does at a certain level. The great insult in his mind is being called a “billionaire.”David GellesJohn Koskinen served as the IRS Commissioner from 2013 to 2017.Lobbyists and corporations are very good at making sure that [tax advantages] always stayed. You never hear too often of tax advantages taken out of the code, what everybody argues about as new ones being put into the code.John KoskinenThese (IRS workers) are very skilled people who in fact have given up the opportunity to make two or three times more money in the private sector because they believe in public service.John KoskinenNews 9/19/25* Just weeks after David Ellison's Skydance Media completed their $8 billion takeover of Paramount Global, Ellison is setting his sights even higher – a proposed $70 billion acquisition of Warner Bros. Discovery, Variety reports. If this deal proceeds, it would mean that Ellison would control CNN in addition to CBS news, the latter of which he seemingly plans to place under the supervision of “anti-woke” arch-zionist media personality Bari Weiss. While true that cable news does not possess nearly as much clout as it did just a few years ago, this would represent a nearly unprecedented consolidation in that sector. Ellison and his lieutenants would wield a tremendous amount of influence in the media, which would translate to real impacts on the political process. It remains to be seen whether the Trump administration media regulators will take any action to block this deal. Based on their actions so far, it seems unlikely.* In more media news, ABC has indefinitely suspended Jimmy Kimmel Live!, which the comedian has hosted since 2003, after he criticized Trump and his allies for “capitaliz[ing]” on the murder of Charlie Kirk to score political points, CNN reports. Federal Communications Commission Chairman Brendan Carr threatened action up to and including revoking the broadcast license for ABC, which airs the program, or possibly blocking their merger with Nexstar. While Rolling Stone reports multiple executives at ABC and its parent company Disney, felt that Kimmel “had not actually said anything over the line,” they folded immediately under the threat of retaliation by the administration. This move represents a major contradiction of Carr's previously stated belief that “[the FCC] must dismantle the censorship cartel and restore free speech rights for everyday Americans.” Democrats are incensed at this attack on free speech, Congressman Ro Khanna is seeking to subpoena Carr to testify to the House Oversight Committee. Trump, feeling confident after claiming the scalp of both Kimmel and Colbert – two outspoken critics – is now calling for NBC to remove Jimmy Fallon and Seth Meyers, via Truth Social. Variety reports conservative media conglomerate Sinclair will “replace the Friday timeslot of ‘Jimmy Kimmel Live!' with a Charlie Kirk tribute special on its ABC affiliate stations — and is offering the special to all other ABC stations across the country.”* Regarding social media, the Wall Street Journal reports that the U.S. and China are nearing a deal on control of TikTok, under a framework in which “an investor consortium including Oracle... Silver Lake and Andreessen Horowitz” would acquire an 80% stake. Oracle is of course run by David Ellison's father, Larry Ellison, one of the richest men in the world, while Andreessen Horowitz is the venture capital firm of Trump ally Marc Andreessen. Silver Lake is another Silicon Valley private equity firm. This deal would finally put an end to the nebulous legal limbo created by Congress passing the TikTok ban and Trump refusing to enforce it. According to this report, the new company that would be created to run TikTok in America, “would also have an American-dominated board with one member designated by the U.S. government.”* The administration is seeking to shore up support in corporate America in other ways too. Trump has renewed his 2018 push to eliminate the reports businesses are mandated to issue on a quarterly basis, moving to a biannual reporting system. Trump argues that this shift would “cut costs and discourage shortsightedness on the part of publicly traded companies.” Others however believe that this change could be harmful to the economy, making companies less transparent and therefore increasing potential investor risk. The Securities and Exchange Commission (SEC) said it is “making Trump's proposal a priority.” This from Reuters.* More troubling signs are emerging in the U.S economy. Per Bloomberg, “Consumers in the top 10% of the income distribution accounted for 49.2% of total spending,” in the second quarter of 2025. This is the highest percentage of consumer spending accounted for by that demographic going back to 1989, according to an analysis of the Federal Reserve's Financial Accounts and Survey of Consumer Finance data conducted by Mark Zandi, chief economist for Moody's. Chandan Economics reports a spike in late rent payments in August, suggesting stress in the “financial health of renter households,” while for homeowners, Polymarket reports that even more people are searching "help with mortgage" on Google than during the 2008 housing crisis. This comes as only 1.3 million home building permits were issued in August, the lowest level since the Spring of 2020, according to economist and Washington Post columnist Heather Long. Taken together, this data paints a picture of an economy flailing, and kept afloat only by the very rich.* Speaking of the very rich, the first American Pope, Leo the XIV, condemned the precipitous rise in CEO pay compared to their employees. Leo remarked that CEOs now make “600 times more than what average workers are receiving," adding "What does that mean…If [money] is the only thing that has value anymore, then we're in big trouble." Specifically, Leo was referring to the proposed new compensation package for Tesla CEO Elon Musk, which could turn the billionaire into a trillionaire. This from Yahoo! Finance. Senator Bernie Sanders echoed this sentiment, writing “The Pope is exactly right. No society can survive when one man becomes a trillionaire while the vast majority struggle to just survive — trying to put food on the table, pay rent and afford health care. We can and must do better.”* Turning to Israel and Gaza, AP reports Jerry Greenfield of Ben & Jerry's is resigning from the company after 47 years. In a letter, Jerry explains that he could not “in good conscience” remain at Ben & Jerry's because their parent company – the British conglomerate Unilever – has been constraining his ability to advocate against the genocide in Gaza. Jerry writes “For more than 20 years under their ownership, Ben & Jerry's stood up and spoke out in support of peace, justice and human rights, not as abstract concepts, but in relation to real events happening in our world…It's profoundly disappointing to come to the conclusion that that independence, the very basis of our sale to Unilever, is gone.” This is the largest, but by no means only, rupture between Ben & Jerry's and Unilever; this report notes “In March Ben & Jerry's said that its CEO was unlawfully removed by Unilever in retaliation for the ice cream maker's social and political activism.” However, as Greenfield's departure illustrates, the founders have little recourse besides their public platform and resignation.* In a sign of Israel's waning influence in the Democratic Party, POLITICO reports Democratic public affairs “megafirm” SKDK has ended their $600,000 contract with the state of Israel which was supposed to run from April 2025 through March 2026. The firm's recent focus had been “pitching guests for news shows to hear Israel's side of the war in Gaza.” The firm has been tight-lipped on this decision, saying only the work “had run its course.” Yet, this decision comes directly on the heels of reporting that Stagwell, the parent company of SKDK, was involved in “setting up a bot program ‘to amplify pro-Israel narratives on Instagram, TikTok, LinkedIn, YouTube, and other platforms,'” as revealed in a Foreign Agents Registration Act filing.* On Wednesday, Senator Bernie Sanders crossed a major rhetorical rubicon, labeling Israel's actions in Gaza a “genocide.” In an op-ed appropriate titled “It Is Genocide,” Sanders cites the casualty totals – noting that “The full toll is likely much higher, with many thousands of bodies buried under the rubble” – along with the Israeli blockade on the enclave and their systematic destruction of Gaza's infrastructure, including hospitals, water and sanitation facilities and schools. Sanders also cites the genocidal intent expressed by Israeli leaders, through quotes like “the Gaza Strip should be flattened, and there should be one sentence for everyone there — death. We have to wipe the Gaza Strip off the map. There are no innocents there.” Sanders concludes this piece by warning that if the world fails to act, as during the Holocaust, Netanyahu and other “demagogues” will feel emboldened. History, Sanders writes “demands that the world act with one voice to say: enough is enough. No more genocide.” After Sanders' announcement, Vermont Congresswoman Becca Balint came out with her own statement accepting the genocide label. Zeteo reports a total of 20 members of Congress now say Israel is committing genocide.* Finally, to end on a positive note, on Monday the House passed the bipartisan Mental Health in Aviation Act, which seeks to “break down…barriers and support the mental health of our aviation workforce by changing the current rules which prevent aviation professionals from seeking mental health care by imposing unfair penalties on those who do,” according to a press release by the bill's Republican sponsor Pete Stauber. A press release from the Democratic sponsor, Sean Casten, reads “Aviators should not be unfairly penalized for seeking mental health care…The current system perpetuates a culture of silence, and it's past time that changes.” Some observers have attributed some credit for the passage of this bill to the comedian Nathan Fielder's series The Rehearsal, the latest season of which dealt extensively with the issue of aviators' mental health. While congressional staff have downplayed the show's influence, it seems hard to deny that at the very least it raised the profile of this pressing issue. Either way, hopefully this bill will make it safer to fly by removing the stigma from pilots seeking mental healthcare. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe
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