Person or group of people that are the final users or consumers of products and or services; one who pays something to consume goods and services produced
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Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] system is based in debt, it makes the people work harder and harder and the majority of the people need to rely on credit to make ends meet. Powell lied about the renovation, this might be his downfall. Money coming in from tariffs is the highest in 30 years. BBB is going to remove the power of the [CB] and return it to the people. The [DS] just took a huge blow. Trump and the patriots are shutting down the funding for the [DS]. Without the funds the [DS] cannot operate. As more evidence comes out about election fraud, the people of this country are starting to learn that the US government was overthrown in 2020. The [DS] is feeling pain every step of the way. Economy 43% of Americans Near Poverty Place Essential Purchases on Credit The PYMNTS Intelligence report “Financial Lifestyles Shape Credit Reliance” revealed that American consumers are struggling to afford the basic essentials. The study found that 43% of American households who are a paycheck away from poverty cannot afford the essentials without using credit. The report surveyed 2,298 consumers and categorized them into three financial brackets: those who do not live paycheck to paycheck, those who live paycheck to paycheck comfortably, and those who live paycheck to paycheck and struggle to pay bills. The 43% of households living paycheck to paycheck with difficulties are eight times more likely to depend on credit cards for the essentials. This group was also six times as likely to rely on credit cards for non-essential purchases. Consumers in this category are placing 41% of all essential purchases on credit and sinking deeper into debt. Around 56% of Americans who do not live paycheck to paycheck are also purchasing essentials with credit, albeit many are using credit cards for points and incentives offered through their credit agencies. Struggling households are far more likely to rely on personal or payday loans, with 31% reporting taking out a loan for the essentials. Source: armstrongeconomics.com https://twitter.com/MarioNawfal/status/1940448300391350449 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); United States of America TOTAL ACCESS to their Markets for Trade. In other words, they will “OPEN THEIR MARKET TO THE UNITED STATES,” meaning that, we will be able to sell our product into Vietnam at ZERO Tariff. It is my opinion that the SUV or, as it is sometimes referred to, Large Engine Vehicle, which does so well in the United States, will be a wonderful addition to the various product lines within Vietnam. Dealing with General Secretary To Lam, which I did personally, was an absolute pleasure. Thank you for your attention to this matter! Trump Tariffs Drive Record U.S. Revenue Without Inflation In a stunning display of economic leadership, the administration of President Donald J. Trump has overseen the collection of more than $121 billion in tariff revenue since the beginning of the fiscal year, with projections suggesting that June alone will yield an additional $27 billion. Source: thegatewaypundit.com Trump's Tariffs Collect $81.5 Billion in Revenue, Expected to Grow to $2.8 Trillion in the Future .
This week, Josip Rupena, Founder and CEO of Milo, reveals how his company is revolutionizing access to credit by letting clients use their crypto— without cashing it out. If you're curious about real-world crypto applications, borderless lending, and leading through regulatory headwinds, this is the episode you've been waiting for. Drawing on experience at Goldman Sachs and Morgan Stanley, Josip shares his journey from traditional finance to crypto-backed mortgages. Yes, buying real estate without selling your Bitcoin. We dive into how Milo raised millions in venture capital, scaled across six continents, and navigated the volatile regulatory landscape around crypto. You'll also hear the story behind Milo's owl logo, why “obvious” is a company value, and how Josip keeps his team aligned and energized across borders. Whether you're crypto-curious or a fintech founder in growth mode, this episode will challenge how you think about innovation, leadership, and the future of financial services. Here are highlights: -Bitcoin as Collateral: Learn how Milo lets clients buy U.S. real estate without selling their Bitcoin or paying capital gains tax. -Crypto Myths Debunked: Why the average crypto-backed mortgage client isn't a “tech bro” but a responsible, long-term investor in their 30s to 50s. -From Wall Street to Web3: Josip's journey from Goldman and Morgan Stanley to launching a global fintech startup powered by digital assets. -Building Through Volatility: How Milo adapted through regulatory pushback, rising interest rates, and crypto market downturns. -Branding with Purpose: The story behind the Milo name, its owl mascot, and the core company value: Simple, Fast, and Obvious. About the guest: Josip Rupena is the founder and CEO of Milo, a financial technology company that offers innovative crypto mortgage and lending solutions. Milo started in 2019 and has raised $24 million in venture capital from M13 Ventures, QED Investors, Metaprop, and 10x Capital. Prior to founding Milo, Josip was a financial advisor at Morgan Stanley working with international clients and financial institutions. Josip also worked at an investment firm with $1 billion in assets under management as a portfolio manager and head trader. He began his career at Goldman Sachs covering institutional private clients with over $3.5 billion in assets. Josip graduated Cum Laude from the University of Miami and majored in Finance. Connect with Josip: Website: https://www.milo.io/ LinkedIn: www.linkedin.com/in/josiprupena Connect with Allison: Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web, and it is ranked the number 6 CEO podcast to listen to in 2025! https://podcasts.feedspot.com/ceo_podcasts/ LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: https://www.disruptiveceonation.com/ #CEO #leadership #startup #founder #business #businesspodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Ryan Callaghan - MeatEater's Director of Conservation and a national board member of Backcountry Hunters & Anglers. Ryan grew up out West hunting, fishing and, guiding and has been passionate about the outdoor community ever since. Join us for a conversation about our public lands and why selling them would take away from more than just bowhunters. Ryan talks about how he got connected with MeatEater, his experiences with conservation, and more! Follow along: Instagram: https://www.instagram.com/cameronrhanes Twitter: https://twitter.com/cameronhanes Facebook: https://www.facebook.com/camhanes/ Website: https://www.cameronhanes.com Follow Ryan Callaghan: https://www.instagram.com/olcal406/ Thank you to our sponsors: Sig Sauer: https://www.sigsauer.com/ use code CAM10 for 10% off optics Ketone IQ: https://www.ketone.com/Cam use code CAM for 30% off your first subscription MUDWTR: https://mudwtr.com/cam use code CAM for 15% off Grizzly Coolers: https://www.grizzlycoolers.com/ use code KEEPHAMMERING for 20% off Black Rifle Coffee: https://www.blackriflecoffee.com/ Use code KEEPHAMMERING for 20% your first order Timestamps: 00:00:00 Why People Call Ryan “Ol Cal” 00:01:53 Ryan's Education 00:08:26 How Ryan Got Connected with MeatEater 00:18:37 Steve Rinella: Wild Within TV Show 00:23:31 Missouri Breaks: Joe Rogan's First Buck 00:26:10 Conversation as a Tool 00:27:21 Conservation in Clothing Lines 00:32:18 Ad Break (Ketone IQ & MUDWTR) 00:34:36 First Elk Hunters Ryan Guided 00:37:06 First Lite's Correlation with Public Land 00:41:00 The Threat of Selling Public Lands 00:52:36 Speculations Behind Senator Mike Lee's Motivation 00:55:21 The Appreciation of the Outdoors 00:57:55 The Volume of Calls to the Senator 01:09:01 “Hidden” Threats to Public Lands 01:14:12 Land Biden Attempted to Sell 01:16:54 The Government's Intentions Behind “Affordable” Housing 01:21:13 Spreading the Word with Social Media 01:22:59 Takeaways from the Recent Public Land Dispute 01:26:34 Consumers in the City VS Independent People in the West 01:31:11 Trusted 3rd Party People & Resources 01:34:36 Sons of Smokey Non-Profit 01:39:10 Animal Migration in Value Land Segments 01:42:33 Lack of Early Engagement in Selling Public Lands 01:51:16 The Negatives that Come with Politics 01:53:17 Weighing in to Make a Difference 01:59:53 Shared Passion for the Mountains 02:02:37 Outro Badass Raptor Giveaway: https://cameronhanes.com/pages/hennesseyraptor
Fedex is a global bellwether for good reason. What the company said about the economic environment at the start of Q3 was...nothing. But in choosing not to forecast anything, the company said a lot especially given the evidence that has come piling up. We haven't seen consumer spending and incomes like this in America since 2020. That's not a typo. Flat Beveridge. Eurodollar University's Money & Macro Analysis*******To sign up for our webinar on July 10, follow the link below:https://event.webinarjam.com/channel/swaps******https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
The Supreme Court's last day of the term was an exercise of raw power. The six conservative justices gave lower courts the back of their hand, making clear that they — and only they! — will decide the law. Nationwide injunctions are out, and so is stare decisis. Andrew and Liz will break down the power grab, along with Mahmoud v. Taylor, in which the howler monkey wing allowed religious parents to opt their kids out of the “religious coercion” of reading books about gay people. Links: Kennedy v. Braidwood Management. https://www.supremecourt.gov/opinions/24pdf/24-316_869d.pdf Federal Communications Commission v. Consumers' Research https://www.supremecourt.gov/opinions/24pdf/24-354_0861.pdf Free Speech Coalition v. Paxton https://www.supremecourt.gov/opinions/24pdf/23-1122_3e04.pdf Loper Bright Enterprises v. Raimondo https://www.supremecourt.gov/opinions/23pdf/22-451_7m58.pdf Mahmoud v Taylor https://www.supremecourt.gov/opinions/24pdf/24-297_4f14.pdf Trump v. CASA https://www.supremecourt.gov/opinions/24pdf/24a884_8n59.pdf Show Links: https://www.lawandchaospod.com/ BlueSky: @LawAndChaosPod Threads: @LawAndChaosPod Twitter: @LawAndChaosPod
Send us a textAI shopping tools like Perplexity and ChatGPT are changing how customers find products. Amazon is now listing products from DTC brands—even if they didn't agree to sell. Small e-commerce businesses risk getting buried without strong AI-based SEO strategy.If you're tired of Amazon calling the shots, book a DTC call and take back control: https://bit.ly/4le9LrB#AmazonSellers #EcommerceAI #AIShopping #DirectToConsumer #AmazonSEOWatch these videos on YouTube:Need a dayparting strategy? https://www.youtube.com/watch?v=Mtc6N_jVwNg&list=PLDkvNlz8yl_aeEp6XMypvS52zg8kIQ40mDealing with Amazon inventory fees? https://www.youtube.com/watch?v=S-iMEPoo_mY&list=PLDkvNlz8yl_YEKE1B5o1uhbBm1QQcPzmY&index=4-----------------------------------------------Get your FREE PPC Guide for 2025 here: https://bit.ly/4kVZ9gMFind solutions with a one-on-one coaching session: https://bit.ly/45693YtSee how we can help grow your Amazon business: https://bit.ly/3Ht30mSTimestamps:00:00 - AI Waves Are Hitting E-commerce Hard00:28 - Customer Journey Is Changing With AI Agents01:00 - AI Agents Can Now Buy Products for Shoppers01:45 - Perplexity Offers Advanced AI Shopping02:45 - Will Customers Actually Shop With AI?03:39 - Why AI Referencing Is Becoming Crucial04:30 - Big Brands Getting Picked, Small Ones Left Behind05:00 - Amazon Controls DTC Shopping Without Consent06:00 - Amazon's Rufus vs Better AI Tools06:40 - What Brands Must Do Now to Stay Visible07:10 - Final Warning: Amazon Will List You Either Way-----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show
What are the latest trends in large-scale cyberattacks, and how can individuals help prevent them?Large-scale cyberattacks, especially Distributed Denial of Service (DDoS), are growing in both scale and sophistication. One recent attack hit 7.3 Tbps, unleashing 37.4 TB of junk traffic in 45 seconds. These attacks often harness botnets made up of compromised Internet of Things (IoT) devices—like home routers or cameras—that have default credentials or unpatched software.How to help prevent this:Change default passwords on IoT devicesRegularly update firmwareDisable unused services (e.g., Telnet)Use firewalls and segment your networkHow do smart TVs and other smart devices compromise privacy, and what's being done?Smart devices like TVs and speakers often use Automatic Content Recognition (ACR) to monitor what you're watching and send this data to manufacturers or advertisers—often without clear consent. This data fuels detailed user profiling and cross-device tracking.In response, the UK's Information Commissioner's Office (ICO) now requires manufacturers to ensure transparency, secure data handling, and routine data deletion—or face enforcement. Consumers can protect themselves by disabling ACR (e.g., SyncPlus on Samsung, Live Plus on LG) and reviewing privacy settings.What are the current limitations of LLM-based AI in enterprise settings?A Salesforce-led study found that large language model (LLM) AI agents succeed at only 58% of basic CRM tasks and just 35% of multi-step ones. More concerning, they exhibit poor confidentiality awareness. Prompting helps slightly but often hurts task accuracy. Current benchmarks fail to assess sensitivity to confidential data, raising red flags for enterprise use without rigorous testing.What are the geopolitical implications of AI and cyber operations?AI and cyber tools are shaping geopolitical strategies. The U.S. accuses Chinese AI firm DeepSeek of aiding military intelligence and bypassing export controls. Chinese law further mandates data sharing with its government, raising global privacy concerns. Meanwhile, cyberattacks are weaponized to disrupt infrastructure and spread disinformation—as seen in Iran's state TV hijacking and a $90M crypto exchange hack.How do data brokers threaten personal safety, and what can you do?Data brokers compile and sell personal data—including home addresses—without vetting buyers. This can lead to stalking or worse, as shown in the murder of Rep. Melissa Hortman, allegedly found via a “people search” site.The U.S. lacks federal regulation, but California's "Delete Act" is a step forward. Until broader laws are in place, individuals must manually opt out of data broker sites or hire services to assist in removing their information.How are ransomware groups evolving?Groups like Qilin are getting more professional. Their “Call a Lawyer” service gives affiliates legal guidance to classify stolen data, assess damages, and negotiate ransoms more effectively—maximizing economic pressure on victims. It's a troubling move toward organized, businesslike cybercrime.Why is ACR in smart TVs a privacy issue?ACR continuously scans all video content viewed on your TV—even from HDMI devices—and sends data to third parties. It enables:Tracking without consentData monetization for targeted adsCross-device profilingPotential security risks from unmaintained TV firmwareWhy should you secure IoT devices?Unpatched IoT devices can be infected and used in global botnet attacks. By securing your devices, you're not only protecting yourself but also helping reduce the scale of global cyber threats.
Midwesterner editor Kyle Olson lit up the mic: Secretary of State Jocelyn Benson stone-walled lawmakers yet again—ducking a subpoena for the 2024 clerk “guidance” booklet while blaming everyone else for her botched election rules and broken transparency site—just as she eyes the governor's mansion. House committees also roasted Whitmer's DNR for undercover stings against hunters, with Uncle Ted Nugent branding the agency “the enemy of conservation” amid a deer-car-crash epidemic surpassing 58 thousand wrecks last year. And Michigan families? They're literally drying clothes on the line and skipping Christmas lights because DTE and Consumers keep hiking the nation's highest electric rates while service reliability tanks—chasing jobs and manufacturing out of the state. Read it all at TheMidwesterner.news.Get the stories from today's show in THE STACK: https://justinbarclay.comKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com
Barry, Abigail, and special guest Pete Coe discuss Pete's “Phone-a-Friend” submission, 13 Songs by Fugazi, and sample Rust and Ruin, Avulsion, and Inhume from Ghost Town Brewing in Oakland, California.We talked a bit about Ian MacKaye, the frontman of Fugazi and owner/co-founder of Dischord Records, the famous Washington, D.C.-based independent punk rock label. Read more about Dischord Records.Pete Coe's band Shack once opened for Deftones! (Later, Shack changed its name to Zeta Reticuli.)See the famous photo of Guy Picciotto singing while hanging from a basketball hoop.Ghost Town's can art/aesthetic reminded Abigail of the can art/aesthetic of Burial Beer Co. in Asheville, North Carolina. You can listen to our review of Burial's beer on our season one episode: Consumers of the Barley (The Raconteurs and Burial Beer Co.).Pete also plugged Healthy Spirits, a San Francisco-based liquor store where he bought today's beer selection.Abigail heard the “Midnight Oil pipe bang” in Burning. Pete shared that it was Brendan Canty's bell, which you can see as part of the drum kit in this photo!Barry entered Suggestion into the Abigail Hummel School of Speaking Smartly About Music with a comparison to Secret Journey by The Police.Pete compared Ian MacKaye's style of octave guitar playing to that of Wes Montgomery, a famous jazz guitarist.Much like Burning has a sequel in Burning Too, originally from separate EPs, Provisional has a sequel in Reprovisional on Fugazi's subsequent album, Repeater + 3 Songs.Pete is currently narrating for the Bloomberg Weekend Edition, which can be heard on their app. He also voiced Mo the Sloth, who teaches children about mindfulness and meditation, for tonies®.Up next… HIT ME HARD AND SOFT by Billie EilishJingles are by our friend Pete Coe.Visit Anosmia Awareness for more information on Barry's condition.Follow Barry or Abigail on Untappd to see what we're drinking when we're not on mic!Leave us a rating or a review on Apple Podcasts or Spotify!Facebook | Instagram | Bluesky | YouTube | Substack | Website | Email us | Virtual Jukebox | Beer Media Group
Rebecca Lindland says that an Allison Worldwide survey shows the share of people who want to buy a car this year has risen to 20%, a mark of consumer confidence even during trade volatility. 71% of those surveyed said they were likely to buy an American vehicle, and 9% think vehicle prices will go up. She talks about trends in consumers choosing electric vehicles, saying “people don't have confidence yet in the infrastructure.”======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Eddie Yoon says core PCE and consumer sentiment both raised signs of weakening wallets. That, on top of trans-Atlantic flights from Europe hitting pre-pandemic levels, worry Eddie that more softness will come. Layoffs in major firms like Microsoft (MSFT) and Amazon (AMZN) add to resistance against the job market. He also talks about the headwinds luxury brands like Lululemon (LULU) will face in a shifting macro environment.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
As summer holiday season gets into full swing and the hunt for the best deals ramps up, FraudSMART is issuing a timely reminder: be vigilant against a seasonal rise in travel scams. FraudSMART, the fraud awareness initiative developed by Banking & Payments Federation Ireland (BPFI), warns that these scams are becoming increasingly sophisticated, with fraudsters capitalising on the demand for last-minute getaways, particularly touting 'recent cancellations' or 'limited time offers' at heavily discounted rates. Holidaymakers are being lured in with these tempting offers and discounts, often through fake websites, online ads and social media links. To help consumers navigate online travel bookings safely, FraudSMART is urging every holidaymaker to utilise a free tool available on the FraudSMART website: Scamchecker.ie. This essential resource allows you to quickly verify the legitimacy of any website or link before making a booking, acting as your crucial first line of defence against online fraud. FRAUDSMART'S TOP TIPS FOR A SECURE SUMMER: Book Smart: Always use trusted and well-known booking websites or travel agents. Verify before you buy! Before you commit, check the link on Scamchecker.ie. This free tool is your essential safeguard against fake websites and fraudulent offers. Be Wary of Unsolicited Offers: Exercise caution with unsolicited emails or social media ads offering cheap holiday deals. Always verify special offers by visiting the official website of the travel company, rather than clicking on embedded links in an email or advert. Avoid Bank Transfers: Avoid making payments through bank transfers, as these are difficult to trace and recover. Use secure Wi-Fi: Do not use unsecured or public Wi-Fi networks when making payments; switch to 3G/4G on your phone if necessary. Keep Records: Print or save a copy of your order and purchase details. Update Security: Ensure your computer's security is up to date with reliable antivirus and browser software. Protect Your Card: Keep your card in your sights and protect your PIN - never share or write down your PIN details. Niamh Davenport, Head of Financial Crime at BPFI and lead for the FraudSMART campaign, said: "As people across Ireland plan last-minute getaways, fraudsters are working just as hard to take advantage of the holiday rush. These scams can be incredibly convincing and come from multiple sources including fake and copycat websites, convincing online adverts and social media posts. However, once payment is made - often by bank transfer - the so-called agent or website disappears, leaving victims without a booking and out of pocket. Some victims may even receive a fake booking confirmation, only to discover the scam after they have travelled to the destination and find the property doesn't exist when they arrive." Ms Davenport added: "However, there are a number of red flags to look out for, such as being asked to pay by bank transfer or being pressurised to act quickly. Our Scamchecker.ie tool gives consumers a simple, effective, and free way to double-check the legitimacy of a website or link before making a booking. If you pause before you pay, and use Scamchecker.ie, it can be the difference between the holiday of a lifetime or a holiday disaster and significant financial loss." FraudSMART is encouraging holidaymakers to make Scamchecker.ie the first stop before booking any holiday deal online. If you suspect you have been scammed, contact your bank immediately and report the incident to the Gardaí. For further advice and to sign up for email alerts on current risks and trends, visit www.FraudSMART.ie. See more stories here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podc...
Can big tech be tamed? As the competition regulator tries to tweak Google's algorithm, Mail Online's SEO chief Carly Steven explains what the impact has been for her outlet.Also on the show: are vertical dramas the next big thing? Caroline Frost, Radio Times TV Editor and Podcast Host, tells us if they're a thumbs up... or is that a swipe right?All that plus: discontent swells at a BBC meeting over Gaza coverage, the Washington Post upgrades the right to reply... and, in the Audio Network Media Quiz, we look at three brands that are breaking records.The Media Quiz is sponsored by Audio Network who select the music to score each episode - they can do it for you too at audionetwork.comBecome a member for FREE when you sign up for our newsletter at themediaclub.comA Rethink Audio production, produced by Matt Hill with post-production from Podcast Discovery.We record at Podshop Studios - for 25% off your first booking, use the code MEDIA CLUB at podshoponline.co.ukWhat The Media Club has been reading this week:CMA to force Google's handVertical DramasBBC staff voice discontent over Gaza coveragePolitics Joe place new video series behind paywallWashington Post launches From The SourceITV Daytime Moves To A Surprising New LocationUK Adults Spend More Time On Phones Than TVRadio Myths Busted On Indie PodcastJournalist Develops TikTok app for reporters Hosted on Acast. See acast.com/privacy for more information.
Windows 10 EOL update Microsoft confirms that Windows 10 EOL is a go for October. But... Consumers can now get a free year of extra security updates instead of paying(!) Businesses can now enroll in extended security updates program Microsoft 365 apps on Windows 10 to get security updates through October 2028 Windows 11 A few new features via the Insider Program Recall gets a new home page and some nice updates to hardware indicators in Dev and Beta We know there's a Settings AI agent coming to Windows 11. Apparently, it needs its own local AI model. And why this might be problematic Canary gets features we've seen elsewhere, plus an ISO - plus a new 24H2 build in Release Preview with features we can expect on June 8, Patch Tuesday Microsoft launches AI-powered learning app for Copilot+ PCs First Arm-based Chromebook Plus arrives with 50+ TOPS NPU, local AI features - using the chip that would make for a nice Copilot+ PC. But what's going on with Chrome OS? Microsoft 365 Microsoft Ignite registration is open Android users can now open shared Office documents without a Microsoft account AI Copilot is struggling against ChatGPT, even in the enterprise Alexa+ is now available to over one million testers in the U.S. - but have you met even one of them? Android Studio gets Gemini-based Agent Mode in preview Xbox and games First, the bad news: Yes, there are massive layoffs coming to Xbox next week - this is in addition to the sales org-related layoffs that are also coming, and probably more It's happening! Microsoft begins testing Steam integration with the Xbox app on Windows 11 AMD expands a bit on the news that it's working with Microsoft on next-gen Xbox silicon June Xbox update arrives with more home screen customization, more mouse and keyboard support for more games, more "Stream your own games" titles (over 200 now) There's a limited edition Meta Quest 3S Xbox Edition - move quick if you want one Hellblade II: Senua's Saga Enhanced arrives on PlayStation on August 12 - but there's more going on here, including "Xbox on PC" language Tips and Picks Tip of the week: Don't pay for Windows 10 extended security App pick of the week: Discord for Windows 11 on Arm RunAs Radio this week: Getting More from GitHub with April Yoho Brown liquor pick of the week: Drayman's Highveld Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit cachefly.com/twit
Windows 10 EOL update Microsoft confirms that Windows 10 EOL is a go for October. But... Consumers can now get a free year of extra security updates instead of paying(!) Businesses can now enroll in extended security updates program Microsoft 365 apps on Windows 10 to get security updates through October 2028 Windows 11 A few new features via the Insider Program Recall gets a new home page and some nice updates to hardware indicators in Dev and Beta We know there's a Settings AI agent coming to Windows 11. Apparently, it needs its own local AI model. And why this might be problematic Canary gets features we've seen elsewhere, plus an ISO - plus a new 24H2 build in Release Preview with features we can expect on June 8, Patch Tuesday Microsoft launches AI-powered learning app for Copilot+ PCs First Arm-based Chromebook Plus arrives with 50+ TOPS NPU, local AI features - using the chip that would make for a nice Copilot+ PC. But what's going on with Chrome OS? Microsoft 365 Microsoft Ignite registration is open Android users can now open shared Office documents without a Microsoft account AI Copilot is struggling against ChatGPT, even in the enterprise Alexa+ is now available to over one million testers in the U.S. - but have you met even one of them? Android Studio gets Gemini-based Agent Mode in preview Xbox and games First, the bad news: Yes, there are massive layoffs coming to Xbox next week - this is in addition to the sales org-related layoffs that are also coming, and probably more It's happening! Microsoft begins testing Steam integration with the Xbox app on Windows 11 AMD expands a bit on the news that it's working with Microsoft on next-gen Xbox silicon June Xbox update arrives with more home screen customization, more mouse and keyboard support for more games, more "Stream your own games" titles (over 200 now) There's a limited edition Meta Quest 3S Xbox Edition - move quick if you want one Hellblade II: Senua's Saga Enhanced arrives on PlayStation on August 12 - but there's more going on here, including "Xbox on PC" language Tips and Picks Tip of the week: Don't pay for Windows 10 extended security App pick of the week: Discord for Windows 11 on Arm RunAs Radio this week: Getting More from GitHub with April Yoho Brown liquor pick of the week: Drayman's Highveld Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit cachefly.com/twit
Windows 10 EOL update Microsoft confirms that Windows 10 EOL is a go for October. But... Consumers can now get a free year of extra security updates instead of paying(!) Businesses can now enroll in extended security updates program Microsoft 365 apps on Windows 10 to get security updates through October 2028 Windows 11 A few new features via the Insider Program Recall gets a new home page and some nice updates to hardware indicators in Dev and Beta We know there's a Settings AI agent coming to Windows 11. Apparently, it needs its own local AI model. And why this might be problematic Canary gets features we've seen elsewhere, plus an ISO - plus a new 24H2 build in Release Preview with features we can expect on June 8, Patch Tuesday Microsoft launches AI-powered learning app for Copilot+ PCs First Arm-based Chromebook Plus arrives with 50+ TOPS NPU, local AI features - using the chip that would make for a nice Copilot+ PC. But what's going on with Chrome OS? Microsoft 365 Microsoft Ignite registration is open Android users can now open shared Office documents without a Microsoft account AI Copilot is struggling against ChatGPT, even in the enterprise Alexa+ is now available to over one million testers in the U.S. - but have you met even one of them? Android Studio gets Gemini-based Agent Mode in preview Xbox and games First, the bad news: Yes, there are massive layoffs coming to Xbox next week - this is in addition to the sales org-related layoffs that are also coming, and probably more It's happening! Microsoft begins testing Steam integration with the Xbox app on Windows 11 AMD expands a bit on the news that it's working with Microsoft on next-gen Xbox silicon June Xbox update arrives with more home screen customization, more mouse and keyboard support for more games, more "Stream your own games" titles (over 200 now) There's a limited edition Meta Quest 3S Xbox Edition - move quick if you want one Hellblade II: Senua's Saga Enhanced arrives on PlayStation on August 12 - but there's more going on here, including "Xbox on PC" language Tips and Picks Tip of the week: Don't pay for Windows 10 extended security App pick of the week: Discord for Windows 11 on Arm RunAs Radio this week: Getting More from GitHub with April Yoho Brown liquor pick of the week: Drayman's Highveld Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit cachefly.com/twit
The MisFitNation with Rich LaMonica welcomes Combat Veteran AJ Richards, a former CrossFit gym owner, sixth-generation rancher, and food sovereignty advocate on a mission to decentralize the American food supply chain. AJ's journey began when the 2020 pandemic exposed the vulnerabilities of our food system. What started as selling his family's beef direct-to-consumer evolved into managing a USDA meat plant in Wyoming, where he uncovered the real issue: ✅ Farmers and ranchers produce high-quality food, but middlemen control the system. ✅ Consumers are paying more, while producers make less. ✅ The system is broken, but there's a solution!
Windows 10 EOL update Microsoft confirms that Windows 10 EOL is a go for October. But... Consumers can now get a free year of extra security updates instead of paying(!) Businesses can now enroll in extended security updates program Microsoft 365 apps on Windows 10 to get security updates through October 2028 Windows 11 A few new features via the Insider Program Recall gets a new home page and some nice updates to hardware indicators in Dev and Beta We know there's a Settings AI agent coming to Windows 11. Apparently, it needs its own local AI model. And why this might be problematic Canary gets features we've seen elsewhere, plus an ISO - plus a new 24H2 build in Release Preview with features we can expect on June 8, Patch Tuesday Microsoft launches AI-powered learning app for Copilot+ PCs First Arm-based Chromebook Plus arrives with 50+ TOPS NPU, local AI features - using the chip that would make for a nice Copilot+ PC. But what's going on with Chrome OS? Microsoft 365 Microsoft Ignite registration is open Android users can now open shared Office documents without a Microsoft account AI Copilot is struggling against ChatGPT, even in the enterprise Alexa+ is now available to over one million testers in the U.S. - but have you met even one of them? Android Studio gets Gemini-based Agent Mode in preview Xbox and games First, the bad news: Yes, there are massive layoffs coming to Xbox next week - this is in addition to the sales org-related layoffs that are also coming, and probably more It's happening! Microsoft begins testing Steam integration with the Xbox app on Windows 11 AMD expands a bit on the news that it's working with Microsoft on next-gen Xbox silicon June Xbox update arrives with more home screen customization, more mouse and keyboard support for more games, more "Stream your own games" titles (over 200 now) There's a limited edition Meta Quest 3S Xbox Edition - move quick if you want one Hellblade II: Senua's Saga Enhanced arrives on PlayStation on August 12 - but there's more going on here, including "Xbox on PC" language Tips and Picks Tip of the week: Don't pay for Windows 10 extended security App pick of the week: Discord for Windows 11 on Arm RunAs Radio this week: Getting More from GitHub with April Yoho Brown liquor pick of the week: Drayman's Highveld Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit cachefly.com/twit
“People who eat healthily don't have that much more willpower. They have just engineered their environment to avoid having to resist temptation.”Pierre Chandon, Professor of Marketing at INSEAD, challenges the idea that healthy eating is a matter of self-control. On the INSEAD Knowledge podcast, he explains how our surroundings – what we see, where we are and how food is framed – play a far greater role in shaping what we eat.Chandon explains that there are four ways food products claim to be healthy. Some brands say it's because they have improved the nutritional properties of the food. They use labels like “enriched” if they have added “good” vitamins and minerals or “diet” if they have removed “bad” sugar and fat. These are the traditional, nutrition-based ways to be healthy.Other food products claim to be healthy “by nature”. These brands claim they have preserved the food's natural characteristics by either not adding anything “bad” (these includes claims such as “clean” or “free from” additives or hormones) or by not removing anything “good” (these includes claims such as “whole” or “organic”).“Consumers are less and less interested in the nutritional approach,” says Chandon. Rather, they now favour foods that are healthy by nature.In a series of studies with his co-author Maria Langlois, he found that nature itself can nudge people towards better choices. When participants walked in a park rather than through city streets, they picked fruit over unhealthy snacks. Even just looking at pictures of green landscapes had a similar effect. “A natural view makes people more willing to trade off taste and diet for natural healthy food,” he says.He also points to a disconnect between how brands talk about health and what consumers actually want. For instance, his research with Romain Cadario shows that in France, labels on cereal packages align with local preferences. However, in the United States, companies miss key signals. “It's not enough to say I'm healthy,” he says. “You have to be healthy in the right way.”
Windows 10 EOL update Microsoft confirms that Windows 10 EOL is a go for October. But... Consumers can now get a free year of extra security updates instead of paying(!) Businesses can now enroll in extended security updates program Microsoft 365 apps on Windows 10 to get security updates through October 2028 Windows 11 A few new features via the Insider Program Recall gets a new home page and some nice updates to hardware indicators in Dev and Beta We know there's a Settings AI agent coming to Windows 11. Apparently, it needs its own local AI model. And why this might be problematic Canary gets features we've seen elsewhere, plus an ISO - plus a new 24H2 build in Release Preview with features we can expect on June 8, Patch Tuesday Microsoft launches AI-powered learning app for Copilot+ PCs First Arm-based Chromebook Plus arrives with 50+ TOPS NPU, local AI features - using the chip that would make for a nice Copilot+ PC. But what's going on with Chrome OS? Microsoft 365 Microsoft Ignite registration is open Android users can now open shared Office documents without a Microsoft account AI Copilot is struggling against ChatGPT, even in the enterprise Alexa+ is now available to over one million testers in the U.S. - but have you met even one of them? Android Studio gets Gemini-based Agent Mode in preview Xbox and games First, the bad news: Yes, there are massive layoffs coming to Xbox next week - this is in addition to the sales org-related layoffs that are also coming, and probably more It's happening! Microsoft begins testing Steam integration with the Xbox app on Windows 11 AMD expands a bit on the news that it's working with Microsoft on next-gen Xbox silicon June Xbox update arrives with more home screen customization, more mouse and keyboard support for more games, more "Stream your own games" titles (over 200 now) There's a limited edition Meta Quest 3S Xbox Edition - move quick if you want one Hellblade II: Senua's Saga Enhanced arrives on PlayStation on August 12 - but there's more going on here, including "Xbox on PC" language Tips and Picks Tip of the week: Don't pay for Windows 10 extended security App pick of the week: Discord for Windows 11 on Arm RunAs Radio this week: Getting More from GitHub with April Yoho Brown liquor pick of the week: Drayman's Highveld Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit cachefly.com/twit
Windows 10 EOL update Microsoft confirms that Windows 10 EOL is a go for October. But... Consumers can now get a free year of extra security updates instead of paying(!) Businesses can now enroll in extended security updates program Microsoft 365 apps on Windows 10 to get security updates through October 2028 Windows 11 A few new features via the Insider Program Recall gets a new home page and some nice updates to hardware indicators in Dev and Beta We know there's a Settings AI agent coming to Windows 11. Apparently, it needs its own local AI model. And why this might be problematic Canary gets features we've seen elsewhere, plus an ISO - plus a new 24H2 build in Release Preview with features we can expect on June 8, Patch Tuesday Microsoft launches AI-powered learning app for Copilot+ PCs First Arm-based Chromebook Plus arrives with 50+ TOPS NPU, local AI features - using the chip that would make for a nice Copilot+ PC. But what's going on with Chrome OS? Microsoft 365 Microsoft Ignite registration is open Android users can now open shared Office documents without a Microsoft account AI Copilot is struggling against ChatGPT, even in the enterprise Alexa+ is now available to over one million testers in the U.S. - but have you met even one of them? Android Studio gets Gemini-based Agent Mode in preview Xbox and games First, the bad news: Yes, there are massive layoffs coming to Xbox next week - this is in addition to the sales org-related layoffs that are also coming, and probably more It's happening! Microsoft begins testing Steam integration with the Xbox app on Windows 11 AMD expands a bit on the news that it's working with Microsoft on next-gen Xbox silicon June Xbox update arrives with more home screen customization, more mouse and keyboard support for more games, more "Stream your own games" titles (over 200 now) There's a limited edition Meta Quest 3S Xbox Edition - move quick if you want one Hellblade II: Senua's Saga Enhanced arrives on PlayStation on August 12 - but there's more going on here, including "Xbox on PC" language Tips and Picks Tip of the week: Don't pay for Windows 10 extended security App pick of the week: Discord for Windows 11 on Arm RunAs Radio this week: Getting More from GitHub with April Yoho Brown liquor pick of the week: Drayman's Highveld Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit cachefly.com/twit
With 65 million Americans relying on Medicare information increasingly filtered through AI, CMS's expanded structured datasets have become critical trust signals. Platforms like MedicareWire.com are integrating this data to help AI systems evaluate healthcare content based on consistency, proximity to official sources, and semantic alignment. David Bynon City: Bullhead City Address: 1800 Club House Drive #93 Website: https://davidbynon.com
CEO Podcasts: CEO Chat Podcast + I AM CEO Podcast Powered by Blue 16 Media & CBNation.co
John Piester is the President of Red Peg Marketing, a leading experiential marketing agency known for creating dynamic, consumer-driven brand experiences. With over 20 years of experience in operations and management across industries like sports, entertainment, and brand marketing, John has worked with some of the world's most iconic companies, including Nike, ESPN, Coca-Cola, and Harley-Davidson. Before joining Red Peg, he held senior leadership roles at Momentum Worldwide and Ignition Incorporated, and played a key role in the 2002 Salt Lake City Winter Olympics as an operations manager. John highlights the importance of staying connected to employees, listening before leading, and building a culture that reflects both the agency's values and its clients' identities. He emphasizes that success in a fast-moving industry depends on staying ahead of trends, like RedPeg's early move into gaming and eSports, and constantly evolving the company's unique approach. With the company's recent expansion into Dubai, John continues to prioritize sustainable growth while staying true to the core values and culture that have shaped Red Peg's identity. Website: RedPeg LinkedIn: John Piester Previous Episode: iam304-therapist-finds-passion-in-improving-clinicians-and-professionals-lives Check out our CEO Hack Buzz Newsletter–our premium newsletter with hacks and nuggets to level up your organization. Sign up HERE. I AM CEO Handbook Volume 3 is HERE and it's FREE. Get your copy here: http://cbnation.co/iamceo3. Get the 100+ things that you can learn from 1600 business podcasts we recorded. Hear Gresh's story, learn the 16 business pillars from the podcast, find out about CBNation Architects and why you might be one and so much more. Did we mention it was FREE? Download it today!
This week on the Media Roundtable, Dan Granger (CEO, Oxford Road & Veritone One) hosts Steve Pratt (Founder, The Creativity Business, author of Earn It: Unconventional Strategies for Brave Marketers) for a debate about Steve's article on Joe Rogan's podcast status.Why? Because a podcast is still the best place for an open exchange of ideas–even ideas about what is and isn't a podcast. Plus, the cement's still wet on our new podcast definition, so it's time for a gut check. Dan and Steve also cover Picking a Platform, Earning Attention, and more. This week's episode is sponsored by The Daily Wire.“Consumers hold all the power. They can bypass anything they don't want. So the opportunity for most marketers that isn't being taken advantage of is: make something that people want.”- Steve Pratt (Founder, The Creativity Business)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On this Student Spotlight during Tippie College of Business at the University of Iowa Week: Should companies use slang on social media? Probably not. Bryce Pyrah, PhD student in marketing, explains why. Bryce Pyrah is a PhD student in marketing at the University of Iowa's Tippie College of Business, University of Iowa. His research focuses […]
The Conference Board's consumer confidence index dropped in June. That's after a brief reprive in May from a monthslong downward slide. Uncertainty surrounding the job market, tariffs, that GOP tax bill, trouble in the Middle East — what's not to be glum about? In this episode, we explain what could shift the mood. Plus: Soon-to-be college grads in China prepare for an unwelcoming job market, oil shipping prices grow even as oil prices fall, and Congress considers a new way to regulate crypto.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
A ceasefire between Israel and Iran appears to be on shaky ground after both sides traded strikes. Iranian hackers appear to be eying potential targets in the US. Consumers have been more cautious spenders lately. Boeing and the FAA are sharing the blame for last year's blowout on an Alaska Airlines flight. Plus, the latest target in a string of consumer boycotts. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Mike Armstrong and Paul Lane discuss Trump putting Jerome Powell in a lose-lose scenario. Businesses face rising inflation due to tariffs. Will consumers get hit next? Annemarie Conte, Writer - Wirecutter, joins the show to chat about where companies are rising prices due to tariffs and why frontrunning prices has been a bad idea. Compass sues to stop Zillow ban. Gen Z has many reasons why they are financially illiterate.
Glen chats with the Atlanta Fed's Claire Greene about the latest Diary and Survey of Consumer Payment Choice and the messy realities of dealing with real world data. Also- next steps in the stablecoin saga and…Fintech's answer to GameStop? Links related to this episode: The Atlanta Fed's Survey and Diary of Consumer Payment Choice: https://www.atlantafed.org/banking-and-payments/consumer-payments/survey-and-diary-of-consumer-payment-choice/2024-survey-and-diary The Fed's 2024 SHED Survey: www.federalreserve.gov/publications/files/2024-report-economic-well-being-us-households-202505.pdf The FDIC's 2023 Survey of Un/Underbanked Households: https://www.fdic.gov/household-survey/2023-fdic-national-survey-unbanked-and-underbanked-households-report Our recent episode on consumer data gathered by the Georgia Fintech Academy: https://www.big-fintech.com/are-younger-generations-branching-out/ Glen's Genius Act/Stablecoin blog: https://www.big-fintech.com/a-stroke-of-genius-regulation-comes-full-circle/ Arnold Porter's take on the Genius and Stable Acts: https://www.arnoldporter.com/en/perspectives/advisories/2025/06/incoming-stablecoin-legislation-stable-and-genius-acts JPMorgan Chase's close stablecoin cousin, the tokenized deposit: https://www.bankingdive.com/news/jpmorgan-chase-to-launch-deposit-token/751083/ The Atlanta Fed's newblog analyzing potential impacts of retiring the penny: www.atlantafed.org/blogs/macroblog/2025/06/23/penny-dilemma Join us for our next CU Town Hall- Wednesday July 9 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. For this session we'll be focusing on youth banking and the need to appeal to the next generation. The CU Town Hall is free to attend, but advance registration is required: https://www.cutownhall.com/ Join us on Bluesky! @bigfintech.bsky.social; @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/
Insurance is no longer something consumers have to seek out—it's something they're starting to expect, automatically and intuitively. Inspired by The Future of Commerce article on embedded insurance, this episode dives into how embedded insurance is reshaping consumer expectations, bridging protection gaps, and creating entirely new business models.We unpack what embedded insurance actually is, how it differs from traditional models, and why it's poised to become a $722 billion market by 2030. From real-time underwriting to AI-driven personalization, we explore how digital transformation is turning insurance into a value-added service—built into everything from your travel booking to your online cart.What You'll Learn in This Episode:1. What Embedded Insurance Really MeansSeamless integration of insurance into product or service purchasesWhy it's showing up in flights, smartphones, appliances, and even rental platformsHow embedded insurance differs from traditional and aggregate coverage models2. Why Embedded Insurance Is Growing RapidlyForecasted to grow 6x by 2030, especially in North America and AsiaDriven by the demand for convenience, immediacy, and personalizationA customer-centric shift from selling policies to helping people buy protection3. Benefits for Consumers, Businesses, and InsurersFrictionless buying experience and tailored micro-policiesBusinesses boost customer satisfaction, loyalty, and revenueInsurers expand reach and close the global protection gap4. The Technology Powering the TransformationAPIs enabling real-time offers and pricingAI and IoT driving dynamic risk assessments and usage-based coverageBlockchain streamlining claims and increasing transparencyKey Takeaways:Embedded insurance makes protection simpler, more relevant, and part of the purchase journeyIt supports greater access, personalization, and transparency—especially for underserved marketsTechnological advances like AI, IoT, and APIs are powering smarter, more adaptive coverageThis model empowers consumers to get the right protection at the right moment, reducing complexity and improving satisfactionSubscribe to our podcast for expert insights on insurance innovation, digital customer experience, and embedded finance. Visit The Future of Commerce for analysis on how embedded models are reshaping industries. Share this episode with insurance leaders, fintech innovators, and anyone exploring the future of frictionless protection.
After a brief rebound in May, consumer confidence slipped again. What changed in June—and what might it mean for the economy this summer? The Consumer Confidence Index dropped to 93.0 from 98.4, wiping out half the gains seen last month. Consumers are feeling less optimistic across the board: both their assessment of current business and labor market conditions and their short-term expectations for income, jobs, and the economy have weakened. Pessimism about job availability and business conditions is also more pronounced than it was in May. In this episode, Stephanie Guichard, Senior Economist for Global Indicators, joins Malala Lin, Economic Research Associate, to unpack the latest data. They explore what's driving this decline in sentiment, how it could shape consumer behavior through the summer, and the broader implications for US economic growth. For more from The Conference Board: US Consumer Confidence Retreats in June Global Leading Indicators: Recession and Growth Trackers Fed Keeps 2 Cuts in 2025, but Dumps 1 Cut in 2026 on Inflation
Caitríona Redmond, Consumer Columnist with the Irish Examiner
Our view of credit fundamentals – a mix of financial and business conditions – has turned increasingly negative across sectors. We examine why industries like airlines and retail are under strain, while others like aerospace and defense are staying afloat. Hosts: Tania Hall, Senior Research Writer, Moody's Ratings; Tom Coghlan, AVP-Research Writer, Moody's Ratings Guests: Sven Reinke, Managing Director, Corporate Finance Group, Moody's Ratings; Frederic Duranson, Vice President - Senior Analyst, Corporate Finance Group, Moody's Ratings Related research:Aerospace & Defense – Global: Outlook remains positive on sustained demand despite tariff, supply chain effects, 3 June 2025Airline – Global: Outlook negative as growth in demand for travel stalls amid rising economic concerns, 30 May 2025Retail & Apparel – Global: Outlook turns negative as companies and consumers contend with tariff uncertainties, 14 April 2025
Consumers are shopping online more than ever. According to data by SellersCommerce, there are 2.71 billion online shoppers globally as of 2024. What technology do we need to attract more online shoppers? How can we provide quotes, or should we provide quotes online? What else should we be doing? Join Josh Koplin, the co-founder of EDEN, a company that helps HVAC businesses by onboarding an Instant Quote tool for potential customers, will answer these questions and more. And, give you reasons why you should have pricing on your website. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Twitter - @RuthKing LinkedIn - https://www.linkedin.com/in/ruthking1/ Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147
Gary Guseinov is the CEO of RealDefense. In this episode, he joins host Heather Engel to discuss the company's work in providing comprehensive privacy and security software and services to over 100 million users worldwide, including generating frictionless revenue, increasing retention rates, and more. Learn more about RealDefense at https://www.realdefen.se. • For more on cybersecurity, visit us at https://cybersecurityventures.com
In this interview with Roger Horowitz, Ana Maria Otero-Cleves discusses the place of important objects in her book Plebian Consumers, especially textiles, machetes, and patent medicine. Otero-Cleves also elaborates on the crucial importance of Hagley's Lanman and Kemp collection due to its extensive correspondence with Colombian merchants in the late 19th century to obtain supplies for its patent medicines. From the publisher: “Plebeian Consumers is both a global and local study. It tells the story of how peasants, day workers, formerly enslaved people, and small landholders became the largest consumers of foreign commodities in nineteenth-century Colombia, and dynamic participants of an increasingly interconnected world. By studying how plebeian consumers altered global processes from below, Ana María Otero-Cleves challenges ongoing stereotypes about Latin America's peripheral role in the world economy through the nineteenth century, and its undisputed dependency on the Global North. By exploring Colombians' everyday practices of consumption, Otero-Cleves also invites historians to pay close attention to the intimate relationship between the political world and the economic world in nineteenth-century Latin America. She also sheds light on new methodologies and approaches for studying the material world of men and women who left little record of their own experiences.” In support of her work, Otero-Cleves received funding from the Center for the History of Business, Technology, and Society at the Hagley Museum and Library. For more information and more Hagley History Hangouts visit us online at hagley.org.
Analysts Don Kellogg and Roger Entner are joined by Peter Adderton, Founder and CEO of MobileX, to discuss the AI-facilitated, customer-centric approach to MVNO service.00:29 MobileX overview 03:30 Breakage and overage vs. churn 05:20 Mobile data usage trends 09:45 Consumers are prioritizing value 11:29 The future of MobileX 14:03 The customer-centric approach 15:55 Consumers are network agnostic 16:36 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, Peter Adderton, MobileX, MVNO, Boost, AI, machine learning, carriers, breakage and overage, ARPU, churn, data, FWA, cable, NPS, Verizon, Tracfone, network, T-Mobile
*USDA has a multi-point plan to combat screwworms. *Texas Ag Commissioner Sid Miller supports the USDA plan.*USDA'a plan is getting a positive reaction from the Texas livestock industry.*Farmers in Victoria County have had a good year so far, but that may have changed.*Wheat harvest is underway in Kansas.*Consumers love beef. *Scattered rainfall continues in Central Texas. *West Nile virus is still infecting horses.
This week: Sarah Rosenkranz and Bettina Fafengut, from the product specialist team at testing and certifiers the Hohenstein Group, talk with Ian Welsh and unpack the OEKO-TEX organic cotton certification. As consumer demand for transparency grows, they highlight how empowering buyers with product certainty can raise the bar on both organic integrity and chemical safety. Plus: some quick fire insights from the recent packaging innovation forum in Amsterdam with Bayer's head of packaging sustainability, Keiko Tago, talking with Ian about the complex realities of flexible packaging. And, Nescafé achieves regen ag target; World Refill Day spotlights reuse gaps; and, France targets fast fashion with new law, in the news digest with Ellen Atiyah. Host: Ian Welsh Join the conversation at the sustainable packaging innovation forum, taking place in Chicago on 28-29 October. Click here for information on how to get involved.
Will Hild, Executive Director of Consumers' Research. Consumer Group Blasts Henry Ford Health for Using Tax Dollars on Political Agenda
Kevin Brasler, executive editor at Consumers' Checkbook, joins Lisa Dent to share insights from his recent article “65 Things You Shouldn't Pay For.” His nonprofit, Checkbook.org, which does not accept advertising or business payments, focuses on helping consumers make smarter spending decisions. Brasler highlights commonly unnecessary purchases such as extended warranties, purchase protection, trip insurance, […]
The Paychex Business Series Podcast with Gene Marks - Coronavirus
Consumers are less pessimistic about inflation, down from its four-decade high last month. Experts say consumers have settled in after shock of tariffs. In more good news, housing market inventory rises 31.5%, giving other industries and small businesses that rely on vibrant neighborhoods some hope that there is a positive path forward. Gene Marks also shares news about the injuries to first-year employees and stresses the need for more safety training. Listen to the podcast. DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.
Deportation fears and economic uncertainty is driving changes in shopping behavior in Latino communities. Job losses in industries like construction have also left Hispanics with less money to spend. WSJ's Laura Cooper travels to Texas and reports that some Hispanic shoppers are forgoing their regular shopping trips and restaurant meals. Companies are now saying they're seeing the pullback in their sales. Jessica Mendoza hosts. Further Listening: - Inside ICE's Aggressive Approach to Arresting Migrants - Deportations Could Upend This Parachute Factory Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this special episode of Skin Anarchy, host Dr. Ekta sits down with beauty industry legend Rea Ann Silva—the woman behind the iconic Beautyblender. Before the teardrop sponge became a global staple, Rea Ann was transforming faces behind the scenes on the set of Girlfriends, one of the first shows shot in high-definition. Faced with the need for flawless, undetectable makeup in this new visual era, she improvised a tool that would go on to change the beauty world.What started as a hand-cut sponge born from necessity soon evolved into a cult-favorite product that democratized makeup application. Rea Ann shares how Beautyblender took the intimidation out of brushes and empowered everyday consumers to master their base. But the sponge is just the beginning—her brand also pioneered products like the Blendercleanser and Surface palette, all designed through the lens of a working artist solving real-world problems.The conversation dives into deeper themes, too—from the rise (and downside) of dupe culture to why innovation still matters. Rea Ann also reflects on launching the Bounce foundation line, noting how inclusivity was always embedded in her brand's DNA long before it became industry standard.This episode is a celebration of creativity, function, and resilience in the face of a copycat culture. Tune in to hear the story of how one makeup artist's “I wish I had” moment became a category-defining brand with a legacy that's still evolvingCHAPTERS:(0:00) Introduction to Rea Ann Silva and Beautblender(1:01) Rea Ann's Background as a Makeup Artist(3:04) The Birth of Beautyblender on Set(5:00) The Development of Blender Cleanser(7:11) Realizing Beautyblender's Potential for the Mass Market(10:03) Beautyblender as a Game Changer in Makeup Application(13:30) The Impact of Beautyblender on Consumers and Retailers(16:03) The Creation of Foundation to Complement Beautyblender(21:16) Innovation and Product Design PhilosophyTo learn more about Beautyblender, visit their website and social media.Please fill out this survey to give us feedback on the show!Don't forget to subscribe to Skin Anarchy on Apple Podcasts, Spotify, or your preferred platform.Reach out to us through email with any questions.Sign up for our newsletter!Shop all our episodes and products mentioned through our ShopMy Shelf! Hosted on Acast. See acast.com/privacy for more information.
Tariffs, fluctuating interest rates and increasing home prices – what does it all mean for the Atlanta housing economy? Leslie Appleton-Young, chief economist with First MLS (FMLS), joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss the current state of the Atlanta housing market. Pending Sales and Interest Rates Interest rates are not dropping significantly, leading pending sales to be very sensitive. Appleton-Young mentions that 25% of sales are all-cash transactions made by older generations with higher incomes and established equity in their current homes. This affects first-time homebuyers who want to purchase a home but are limited by student loan debt and past inabilities to save. Mortgages are also expected to remain at 6% this year, putting a damper on affordability and market stability. On a larger scale the economy is uncertain, but not yet at a crisis level. Consumers worry about the 10% tariffs; however, they are not “deal-breakers” and are not likely to send the economy into a spiral alone. Appleton-Young said, “I think it's just anticipating. If we were to have these huge tariffs that are kind of put out there and then pulled back, it would be a major dislocation for the economy.” “Lock-in Effect” on Resale Inventory Inventory is slightly above pre-pandemic levels, especially in areas with new construction. Older generations stayed “locked-in” at their current homes to avoid higher interest rates, but now the market has slowed down, and those resale homes are sitting on the market for longer. Earlier this year, resale inventory remained on the market for an average of 12 days. Now, it's closer to 26 days. New Construction Homes “Georgia's much better positioned because there is a more supportive environment for new construction than you find in other states,” said Appleton-Young. “That's why, when you look at the national numbers, just take a check back and realize that Georgia is typically doing better.” The median home price in Georgia is $381,000 and $444,000 in Atlanta. When people enter the Atlanta housing market from higher-priced states like California, there is often a thought of, “Wow, this is affordable.” For Atlanta natives, that is not the case, and they are forced to rent long-term. Homebuilders are combatting that with enticing rate buy-downs, while many homebuyers have pivoted to multigenerational housing. With more family members under one roof, everyone can pitch in and connect without leaving home. “I do think there are listings happening because people are like ‘Enough. I want to downsize. I want to move to a different state. I want to be closer to my grandchildren. I want to buy that multigenerational house,'” said Appleton-Young. She anticipates that prices will rise 1% to 3% this year, just not as quickly as years prior. This slowdown is likely due to increased equity among homeowners. Tune in the full episode to discover more housing market predictions and what to expect when buying a home this year. For more about FMLS, visit www.FirstMLS.com. About First MLS FMLS is the fourth largest multiple listing (MLS) service in the nation. Since 1957, it has served over 57,000 real estate professionals, including agents, appraisers, brokers and home inspectors. FMLS is privately owned and not affiliated with the National Association of Realtors. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche.
EPISODE 186B:This is the second installment in our three-part series on intelligent shopping agents - an extended conversation with Shawn Conahan, Chief Revenue Officer at Wildfire Systems. In Monday's episode, Shawn laid out what ISAs are, and when we concluded Dan had just asked him how shopping (search, selection, and payment) fully integrated into AI platforms like Perplexity or Chat GPT would affect the payments industry. Let's pick up the conversation where we left off. Shawn - what does this all mean for the payments industry?
Next in Media and Sean Downey of Google discuss YouTube's evolving role in connecting brands with creators, highlighting new platforms like Brand Connect and "Peak Points" to foster authentic partnerships and drive full-funnel outcomes for advertisers. They also touch on YouTube's expansion into live events like the NFL's global broadcast and the growing potential of shoppable content across all formats.
I'm joined by my friend and fellow marketer Ally Golden for Episode 1 of our POSSIBLE 2025 conference series. The POSSIBLE conference brings together key decision-makers and rising marketers through 3 days of learning and networking. Ally and I were lucky to attend several interactive sessions and masterclass conversations that fostered meaningful connections among industry leaders and innovators. In this first episode of the series, we discuss our experience at POSSIBLE 2025, along with our three strategies to watch moving into the second half of this year. Key Takeaways:// Serial content is the new brand loyalty. Consumers crave consistency. Brands should be thinking like creators or showrunners.// Creators are the new media channels. “In today's marketing landscape, creator partnerships aren't an add-on—they're the channel. Especially when they're authentic fans of the product.”// AI influencers are on the rise - but humans still matter, for now. It's likely we'll have trouble identifying the difference within the next 18 months.// Unlock the many to many model with creative. “Creativity is the superpower that cuts through. Creativity makes the conversion happen.” // Get behind the content that works and get out of the content that doesn't. Focusing on differentiating through awareness, engagement and demand to help create desire at scale.Connect with Ally: LinkedIn | Instagram____Say hi! DM me on Instagram and let us know what content you want to hear on the show - I can't wait to hear from you! Please also consider rating the show and leaving a review, as that helps us tremendously as we move forward in this Marketing Happy Hour journey and create more content for all of you. Join our FREE Open Jobs group on LinkedIn: Join nowGet the latest from MHH, straight to your inbox: Join our email list!Follow MHH on Social: Instagram | LinkedIn | TikTok | Facebook
In this episode of Casual Cattle Conversations, host Shaye Wanner chats with Arlie Reeves about her family's journey raising Wagyu cattle. From the breed's rich history to marketing premium beef and correcting industry misconceptions, Arlie shares valuable insights for ranchers, consumers, and anyone curious about the future of high-quality beef. Learn how consumer demand, direct-to-consumer sales, and proper animal husbandry all play a role in building a resilient Wagyu operation. Whether you're new to the breed or considering diversifying your herd, this episode offers practical ranching advice and real-world lessons from the pasture.
There's a trial run taking place over a type of digital wallet for data. Consumers are in control, and they can sell their data to the highest bidder. This trial run is taking place in Brazil, the first country to try something like this on a national scale. Marketplace's Nova Safo spoke with Sao Paolo-based journalist Gabriel Daros. He's been covering the story for the news site Rest of World.
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