Podcasts about consumers

In this case, the court considered this issue: Did Congress violate the Constitution in the way it delegated power to the FCC to collect Universal Service Fund money, and did the FCC violate the Constitution by letting a private, industry-controlled company make those collection decisions?The case was decided on June 27, 2025.The Supreme Court held that the statutory scheme that allows the FCC to collect “sufficient” contributions to fund universal-service programs does not violate the nondelegation doctrine. Justice Elena Kagan authored the 6-3 majority opinion of the Court.The Communications Act directs the FCC to collect contributions that are “sufficient” to support universal-service programs, which sets both a floor and a ceiling on the agency's authority. The FCC cannot raise less than what is adequate to finance the programs, but also cannot raise more than that amount. Congress provided adequate guidance by specifying whom the programs must serve (rural and high-cost areas, low-income consumers, schools, and libraries) and defining which services qualify for subsidies. To receive funding, services must be subscribed to by a substantial majority of residential customers, be available at affordable rates, and be essential to education, public health, or safety. These conditions create determinate standards that meaningfully constrain the FCC's discretion.The FCC's use of the Universal Service Administrative Company to help calculate contribution amounts also passes constitutional muster. The Administrator operates subordinately to the Commission, which appoints its Board of Directors, approves its budget, and retains final decision-making authority. While the Administrator produces initial projections of carrier revenues and Fund expenses, the Commission reviews, revises if needed, and approves these figures before setting the contribution factor. The arrangement mirrors the permissible structure approved in Sunshine Anthracite Coal Co. v. Adkins, where private parties could make recommendations to a government agency that retained ultimate authority.Justice Brett Kavanaugh authored a concurring opinion, agreeing with the outcome but emphasizing concerns about delegations to independent agencies.Justice Ketanji Brown Jackson authored a concurring opinion, expressing skepticism about the viability of the private nondelegation doctrine as an independent constitutional principle.Justice Neil Gorsuch authored a dissenting opinion, joined by Justices Clarence Thomas and Samuel Alito, arguing that Section 254 impermissibly delegates Congress's taxing power by failing to set a tax rate or meaningful cap on collections.The opinion is presented here in its entirety, but with citations omitted. If you appreciate this episode, please subscribe. Thank you.

Join economist Dr. Orphe Divounguy and Chris Krug as they discuss retail sales and the resilience of the American Consumer on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx

In this episode, Wendy Liebmann talks to Liza Rapay, Vice President, Head of Cosmoprof North America, and Founder of Beauty New York, about the importance of bringing industry, innovators and consumers together to grow the beauty business in chaotic times.They discuss:The importance of connecting the industry in-person to build relationships, and drive innovation, education and growthHow the beauty industry has changed: the influence of small brands from around the globe; the impact of consumers as brand builders; and the growing number of places to shop for beauty in a digital ageWhat beauty means to consumers today and the breadth of categories that participateWhat it takes to ensure beauty remains resilient in challenging economic timesThe role Cosmoprof's US events in Las Vegas, Miami and soon in New York City play in connecting and growing the industryWhat the industry – brands and retailers – need to do to ensure beauty remains relevant in the coming yearsGet Your Tickets to Beauty New York Here!Send us a textVisit our website for transcripts, links mentioned on this episodes, and video podcasts. Subscribe and rate us with your favorite podcast app!

In this podcast episode, we discuss the importance of physical touchpoints for brands and explore what attracts younger generations to in-store shopping experiences. We also examine the expectations consumers have for engaging in person experiences. Join our conversation with Senior Director of Podcasts and host, Marcus Johnson, Chief Client Strategy & Integration; President of Quad Agency Services, Tim Maleeny, and Vice President of Content, Suzy Davidkhanian. Listen everywhere you find podcasts and watch on YouTube and Spotify.   Report link - https://www.quad.com/wp-content/uploads/2025/05/the-harris-poll-quad-the-return-of-touch-report-2025.pdf   To learn more about our research and get access to PRO+ go to EMARKETER.com   Follow us on Instagram at: https://www.instagram.com/emarketer/   For sponsorship opportunities contact us: advertising@emarketer.com   For more information visit: https://www.emarketer.com/advertise/   Have questions or just want to say hi? Drop us a line at podcast@emarketer.com    For a transcript of this episode click here: https://www.emarketer.com/content/podcast-consumers-seek-more-tactile-shopping-experiences-behind-numbers   © 2025 EMARKETER

We'd love to have your feedback and ideas for future episodes of Retail Unwrapped. Just text us!The retail apocalypse isn't coming—it's here, and survival depends on adaptation, not market dominance. Consumer behavior has fundamentally shifted beyond price sensitivity to a complex value equation encompassing convenience, curation, and experiential factors. Consumers have restructured how they engage with brands, migrating away from traditional retail stores toward a melding of physical retail, ecommerce, vertical retail, and social commerce platforms. Join Shelley and David Katz, EVP and Chief Marketing Officer at Randa Apparel and Accessories, as they discuss today's complex consumer marketplace disrupted by geopolitical events and the new realities of artificial intelligence which presents both immediate tactical wins and transformational opportunities. While everyday AI streamlines operations, transformational AI reshapes entire business models. The companies that master this dual AI approach will emerge as tomorrow's market leaders. The key insight: stop trying to return to normal. Normal is a constraint. Disruption is your opportunity to invent a sustainable future using an entirely new strategic playbook.For more strategic insights and compelling content, visit TheRobinReport.com, where you can read, watch, and listen to content from Robin Lewis and other retail industry experts, and be sure to follow us on LinkedIn and Twitter.

In this special live episode of The Voice of Retail, recorded at RCC STORE 2025, I sit down with two retail thought leaders: Simone Lumsden, Senior Vice-President, Triangle Customer Loyalty and Triangle Retail Media, Canadian Tire Corporation, and Sandra Duff, Founder and Principal at Another Story Consulting. Together, we explore what it takes to deliver loyalty, excitement, and differentiation in an increasingly parity-driven retail environment.Simone shares how Canadian Tire is evolving its Triangle Rewards program beyond the traditional notion of loyalty. From its iconic paper money origins to a modern digital currency used across banners, Triangle is now designed to be simple, flexible, and personal. Simone explains how Canadian Tire is using customer data to deliver meaningful value through personalized offers and experiences, while acknowledging there's still work to be done to make those offers more relevant and engaging.Sandra contributes powerful insights drawn from her years of customer research, highlighting the crucial distinction between "jobs" and "joys" in retail. She stresses that while table stakes, such as price and convenience, must be met, fun and inspiration are what truly differentiate. Together, we discuss how in-store experiences must move beyond transactions to create environments that delight and connect with customers on an emotional level.The conversation shifts to retail media, where Simone emphasizes the importance of striking a balance between monetization and the customer experience. She describes how Canadian Tire is introducing in-store and digital retail media in non-intrusive, contextually relevant ways, avoiding the cluttered, disruptive examples seen elsewhere. Sandra reinforces that strong customer insights should never live in silos, but should empower every team—from marketing to store associates—to deliver differentiated value.We also delve into innovation and experimentation—from new flagship formats at Sport Chek and Mark's, to coalition partnerships, and the rise of agentic AI in shaping the future of shopping journeys. Simone encourages retailers to stay curious and test new approaches without fear of past failures, while Sandra calls for more real-time feedback loops and smaller-scale pilot programs to learn what resonates most. Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fifth year in a row, the National Retail Federation has designated Michael as on their Top Retail Voices for 2025, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

In this episode of The Kelly Roach Show, Kelly explains why today's market disruption isn't something to fear - it's something to leverage. Kelly breaks down why we're in another “outlier moment” just like 2020–2021, and how the economic contraction we're experiencing is opening the door for the next era of wealth creation and business leadership. She introduces the concept of the Trust Building Offer, a model that's producing explosive results for clients right now, and shows how it's leveling the playing field, eliminating old marketing complexities, and allowing online business owners to scale without burnout. This episode will help you stop resisting what's not working anymore, and start leaning into a strategy that actually aligns with how today's buyers behave. You'll learn: How consumer behavior has simply returned to logical patterns Why past models are failing and how to stay relevant What a Trust Building Offer is and why it's working better than anything else How to lead in this new business era without needing a huge team or big ad budget TIMESTAMPS: 2:00 – Market contraction is normal and necessary for innovation 3:15 – Consumers are acting logically, not unreasonably 5:36 – Why disruptive seasons are the greatest chances for wealth transfer 6:18 – The economy is being reshaped (and what it means for your business) 8:00 – Introducing the new model: the Trust Building Offer 9:00 – Real results from clients using Trust Building Offers today 12:00 – Why most businesses are no longer competitive 13:20 – How Trust Building Offers elevate visibility, volume, and value 14:02 – Action steps to implement this new model right away Resources: Grab the FREE Guide to Building your Trust Building Offer: https://kellyroachinternational.kit.com/tbo  Join The Virtual Business School membership and start building your new offer with the support of our team: https://go.virtualbusinessschool.com/joinvbs  Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/   Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/  

AP correspondent Mike Hempen reports after a pullback earlier this year, U.S. consumers have picked up their spending.

Consumers want to know how their beef is produced. NAFB News ServiceSee omnystudio.com/listener for privacy information.

In this episode of One Vision, we welcome Jennifer White, Senior Director at J.D. Power , to discuss key financial trends and how our industry is responding to consumer needs in these challenging times. Jennifer shares insights from J.D. Power's data on consumer financial health, and we explore consumer behavior amidst inflation, job security concerns, and other economic pressures. From the rising relevance of digital engagement, to personalization and the adoption of AI in financial services, don't miss out on this crucial conversation and eye-opening stats. Tune in and stay ahead of the curve!

The US earnings season for the second quarter is under way - and one expert has revealed what this means for American households. Recent data shows households are staying resilient, and there's no sign of a recession as of yet. Sam Dickie from Fisher Funds explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New data on inflation underscores the cost of Trump's tariffs to consumers. Then, Attorney General Pam Bondi dismisses questions about the ‘Epstein files' as Trump suggests she release what ‘she thinks is credible'. Plus, House Republicans join Democrats to keep a Trump-backed crypto bill from advancing to a vote. Natasha Sarin, Justin Wolfers, Jon Allen, Susan Glasser, Zeke Faux, and Tim Miller join The 11th Hour this Tuesday. 

On episode 862 of WHAT THE TRUCK?!? Kaylee Nix and Thomas Wasson examine the first major second-quarter earnings release with JB Hunt showing some signs of excitement for the back half of the year.  Consumer inflation data is in and JP Hampstead reveals what happened and how you may end up paying more for your goods going forward.  We're in the middle of CVSA Safe Driving Week, so Brandon Wiseman comes on the show to break down how you can stay up-to-date with safety requirements and what you can do to protect yourself and others on the road.  All that plus UPS driver breaks, pigs in a blanket, and more!  ⁠Watch on YouTube⁠ ⁠Check out the WTT merch store⁠ ⁠Visit our sponsor⁠ ⁠Subscribe to the WTT newsletter⁠ ⁠Apple Podcasts⁠ ⁠Spotify⁠ ⁠More FreightWaves Podcasts⁠ #WHATTHETRUCK #FreightNews #supplychain Learn more about your ad choices. Visit megaphone.fm/adchoices

On episode 862 of WHAT THE TRUCK?!? Kaylee Nix and Thomas Wasson examine the first major second-quarter earnings release with JB Hunt showing some signs of excitement for the back half of the year.  Consumer inflation data is in and JP Hampstead reveals what happened and how you may end up paying more for your goods going forward.  We're in the middle of CVSA Safe Driving Week, so Brandon Wiseman comes on the show to break down how you can stay up-to-date with safety requirements and what you can do to protect yourself and others on the road.  All that plus UPS driver breaks, pigs in a blanket, and more!  Watch on YouTube Check out the WTT merch store Visit our sponsor Subscribe to the WTT newsletter Apple Podcasts Spotify More FreightWaves Podcasts #WHATTHETRUCK #FreightNews #supplychain Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode, Ish shares his journey from a challenging upbringing in Cudahy, California, from navigating healthcare and seeking PrEP for HIV  to experiencing homelessness and ultimately being diagnosed with HIV due to being denied PrEP at a young age. He discusses the stigma surrounding HIV, the importance of community support, and his advocacy work in raising awareness about HIV prevention and treatment. Ish emphasizes the need for open conversations about sexuality and health, and reflects on his personal growth and aspirations for the future.Ish is a commissioner at the Los Angeles County Commission on HIV. He is currently Co-Chair of the Consumers' Caucus. This episode was brought to you by The Los Angeles Family AIDS Network in collaboration with Reach LA.Support the showThis podcast is brought to you by the Los Angeles Family AIDS Network

Did you like this episode? Dislike it? “Trusted” might sound reassuring—but is it actually helping your marketing? In this episode, John and Mike break down why “proven” might carry more weight in legal advertising and how subtle shifts in language can change how your firm is perceived. If you're trying to build credibility, this one's for you.

On this episode, host Sima Vasa talks with J. Walker Smith, Knowledge Lead at Kantar. They discuss shifting consumer sentiments, the paradox of strong spending amid uncertainty and changes in market insights. Key Takeaways: (02:14) Experience in trends and futures at Kantar aids in predicting consumer values. (04:37) Consumer spending is strong, but sentiment is recessionary amid uncertainty. (07:57) Consumers seek familiarity and reassurance from brands over novelty. (10:55) Consumers prefer brands focused on well-being and personalization. (13:55) Gen Z prioritizes mental health and values digital convenience. (17:20) Gen Z's tech-driven shopping requires marketing to algorithms. (19:33) Curating market data to refine key insights and filter noise. (21:48) AI will automate research tasks, shifting insights to focus on growth. (25:36) Future insights roles will prioritize strategic growth over pure research. Resources Mentioned: Kantar Thanks for listening to the Data Gurus podcast, brought to you by Infinity Squared. If you enjoyed this episode, please leave a 5-star review to help get the word out about the show, and be sure to subscribe so you never miss another insightful conversation. #Analytics #MA #Data #Strategy #Innovation #Acquisitions #MRX #Restech

The Reserve Bank of Australia wants to scrap surcharge fees on card payments and cut other fees, in a move it thinks will benefit both consumers and businesses. - オーストラリア準備銀行（RBA）は、国内で広く行われているデビットカードやクレジットカードの追加手数料、「サーチャージ」の廃止を勧告しました。これにより、消費者と事業者の負担が年間12億ドル削減できるとしています。

Paul Nolte, Senior Wealth Advisor & Market Strategist for Murphy & Sylvest, joins Bob Sirott to talk about when we will start to see the impact of tariffs and how different companies are handling them. He also shares updates on grocery and food prices, as well as the easing of housing prices.

TakeawaysAmazon Prime Day saw a significant increase in consumer spending compared to previous years.Retail media plays a crucial role in helping brands get noticed on Amazon's marketplace.Consumers are increasingly focused on basic needs rather than luxury items during shopping events.Retailers are managing prices strategically to absorb costs and maintain consumer interest.Membership programs like Amazon Prime and Walmart Plus are becoming essential for retailers.Customer service quality is a key differentiator for retailers in a competitive market.The trend of comparison shopping is growing among consumers, especially between Amazon and Walmart.Retailers are leveraging technology and AI to improve efficiency and customer experience.The impact of tariffs on consumer prices is a concern for retailers and consumers alike.The future of retail may see tiered membership programs to cater to different consumer segments. Chapters00:00 The Dynamics of Prime Day Discounts07:27 Retail Media and Brand Visibility09:37 Innovations in Delivery: E-bikes and Instant Needs11:59 Consumer Behavior: Shifts in Purchasing Trends14:35 Retail Strategies: Managing Prices and Inventory17:28 The Competitive Landscape: Walmart vs. Amazon20:05 Customer Service: The Key to Retention23:06 The Future of Grocery and E-commerce25:49 Membership Models: The Next Frontier31:08 Final Thoughts and Predictions

Episode SummaryChris Savage joins the OnBase Podcast to share actionable insights on leveraging AI for brand building while staying true to authenticity. From his early days as a filmmaker to leading Wistia, Chris provides an engaging look into the evolution of brand strategies, the importance of creativity, and how leaders can guide their teams through this AI-driven transformation.This episode explores everything from the risks of AI overhype to the timeless need for human connections in marketing. Whether you're a marketer, a leader, or AI-curious, this conversation will leave you equipped to build a stronger brand.Key TakeawaysCreativity Is a Numbers GameShipping quickly and iterating often fosters original connections, driving stronger, standout brand strategies.Why Brand Matters More NowAI is increasing competition by lowering entry barriers; strong, authentic brands will be key differentiators in the long term.Authenticity Will Always WinConsumers value honest, transparent engagement. AI tools are helpful, but real human interaction will always carry unmatched trust.Leadership in the AI EraLeaders should immerse themselves in front-line experiences to better understand and guide AI's integration into their brand strategy.AI Enhancing Brand StrategyAI doesn't replace humans; it amplifies their ability to ideate, streamline processes, and drive focus on high-value tasks.Quotes“Authenticity will never go out of style. Consumers crave real interactions over AI-polished facades.”Best Moments [00:48] The Story Behind WistiaChris shares the origin of Wistia and how YouTube inspired his vision to create a better platform for businesses.[06:04] Why Brand Is KingChris explains how a strong brand is non-negotiable to survive in a competitive, AI-driven world where differentiation is key.[08:53] Secrets of Team CreativityStructured risks, frequent attempts, and clear constraints help teams become more creative.[19:43] The Power of AI-Driven PrototypingLeaders, like Chris, are now using AI to create product prototypes, drastically shortening decision-making timelines.[26:19] Guidance for AI IntegrationChris dives into the dangers of over-promising AI capabilities and offers strategies for incorporating innovation while managing customer expectations.Tech RecommendationsSuperhuman Email – Described as “luxury email,” Superhuman excels with AI-supported workflows like auto-replies and enhanced filtering, helping users streamline interactions.Wistia – Wistia's video platform empowers authentic video production and management, a critical tool for building resilient brands.Resource RecommendationsBooks:Masters of Doom by David Kushner - How Two Guys Created an Empire and Transformed Pop CulturePodcast:Acquired: A deep-dive podcast analyzing the histories of companies like Microsoft and Starbucks.Stratechery: Ben Thompson's insight-driven take on big tech trends and their implications.Shout-OutsRand Fishkin - Co-founder of SparkToro & Snackbar Studio. Author of Lost & Founder.Chris Nolan - CEO, Chief Creative Officer, 90,000 FEET.About the GuestChris Savage is the CEO and co-founder of Wistia, a platform dedicated to helping businesses leverage video for effective brand building. With a background in film and over a decade at the forefront of B2B technology and marketing, Chris is a visionary leader reimagining how brands can amplify their impact in a rapidly evolving world.Website: www.wistia.comConnect with Chris.

Listen to the top News of 15/07/2025 from Australia in Hindi.

(July 14, 2025)Nations find that neither anger nor appeasement deflects Trump's tariff threats. The pants cost $20…they explain $86BIL Costco sales. Elon Musk updated Grok. In America's return to the office, women are falling behind.

Innovations aren‘t very useful unless they serve consumers in the marketplace. Otherwise, we‘re pursuing innovation for its own sake, and that isn‘t progress.Original article: https://mises.org/mises-wire/intellectual-property-innovation-should-serve-consumers-not-producers

Hi friends!  Today we're talking about what's happening in the beef market, and what that means for future meat prices.  I'm sharing advice from a local rancher on how to build a good relationship so that buying directly from a farmer or rancher works long-term.  Mostly, though, I want you to make a plan now to take at least some control over your food supply so you can weather whatever storms come your way.  Let's get to it!   All the Best! Millie     Related Episodes:   49 | 3 Strategies to Make the Best Use of Bulk Meat Storage and Avoid Freezer Overwhelm   47 | How to Adjust to the Flavor of Homegrown Meat and Eggs Before You Raise Your Own   45 | Health Benefits of Ruminant Red Meat, Grass-Fed vs Grain-Fed, and Special Characteristics of Goat Meat     Get your farm fresh meat here: https://drycreekheritagemeats.com     Join our email list and be first to get updates and special offers:  https://www.getgoatwise.com/insider   Join the FB Community: https://www.getgoatwise.com/community     Connect with me:   Email: millie@drycreekpastures.com   See what's happening on the ranch: https://www.instagram.com/drycreekpastures/

In this episode of One Vision, we welcome Jennifer White, Senior Director at J.D. Power , to discuss key financial trends and how our industry is responding to consumer needs in these challenging times. Jennifer shares insights from J.D. Power's data on consumer financial health, and we explore consumer behavior amidst inflation, job security concerns, and other economic pressures. From the rising relevance of digital engagement, to personalization and the adoption of AI in financial services, don't miss out on this crucial conversation and eye-opening stats. Tune in and stay ahead of the curve!

Innovations aren‘t very useful unless they serve consumers in the marketplace. Otherwise, we‘re pursuing innovation for its own sake, and that isn‘t progress.Original article: https://mises.org/mises-wire/intellectual-property-innovation-should-serve-consumers-not-producers

Donald Trump is continuing to ramp up threats to impose high tariffs on imports from nations around the world. Most of those being targeted are allies or at least friendly trading partners. One that has yet to receive the President's intensified pressure, however, is actually a mortal enemy: Communist China.  CCP propaganda outlet Global Times reports that in just four recent days, American consumers spent $24 billion online with much of it purchasing Chinese goods via Amazon, Walmart and Target.  Retired Navy Captain James Fanell points out that Mr. Trump “needs to take to the bully pulpit and…explain [that] if Americans keep buying goods made in the PRC, they will be responsible for arming an enemy who is prepared to destroy America….If we do not decouple, then no amount of tariffs or other measures will save this nation.” Amen. This is Frank Gaffney.

Consumers haven't soured on the low- and no-sugar trend. Food and ingredient manufacturers are heeding the call, looking to reformulate or develop reduced and zero-sugar product lines at a record pace. In this episode, Renee Leber and Lisa Sanders provide scientific insights, practical formulation techniques, and marketing strategies designed to equip attendees with actionable knowledge … Continue reading Omnivore Presents: SciDish | JULY 2025: The Scientific Skinny on Sugar Reduction →

Host(s): Abram Nanney and Sabir Abdul-Haqq (www.yourebs.biz)Topic: With the world of technology forever changing, it's tough for consumers to stay informed enough to make the right decisions about what and when to buy their devices - whether you're buying a new pc or tv, or you're getting rid of some older methods of entertainment. Today, we've got a few articles that Sabir found that all pertain to protecting you as a consumer from hacks and bad purchases. Email your tech questions and opinions to: everydaytech@mpbonline.org Hosted on Acast. See acast.com/privacy for more information.

A Mission Born from the AmazonNicolas's journey began with a first-hand experience in Bolivia, where he witnessed the environmental impact of industrial meat production and deforestation. This planted the seed for a mission-driven career focused on sustainable food. After stints in both corporate and nonprofit sectors, he became convinced that cell-cultivated meat could offer a breakthrough solution - if it could deliver on taste, scale, and affordability.From Foie Gras to the Future of FoodInstead of competing immediately with commodity meats, Gourmey launched with cultivated foie gras - a premium, high-margin product that addressed a real market gap due to supply chain volatility and regulation. This choice allowed the company to prove the viability of its tech without having to undercut traditional meat prices from the outset. By addressing an underserved culinary segment, Gourmey established credibility with chefs and customers alike.Scaling with Purpose and PrecisionGourmey has raised over €60 million and grown to a team of 50+ people. Nicolas emphasized the importance of working with mission-aligned investors who understand the long road of deep tech development. With their latest cost analysis showing production prices as low as €5-€7 per kilo, the company is entering a new phase where cultivated meat could move beyond fine dining into broader markets. This opens the door to massive potential impact in the $2 trillion meat industry.Chefs, Consumers, and the Power of TasteConsumer acceptance is rising, even before widespread availability. Gourmey's strategy includes launching in forward-looking markets like Singapore and collaborating with Michelin-starred chefs to drive trust and desirability. Nicolas believes chefs are the ultimate tastemakers who can help shift public perception - from skepticism to curiosity - by letting flavor lead the way.What's Next: Global Expansion and Series BGourmey is currently raising a Series B round to fund its next milestones: regulatory approvals, commercialization in key global markets, and the expansion of its product range beyond foie gras and duck to other poultry and meat types. With a lean approach and efficient tech, the company aims to prove its model without the capital-heavy burden of massive infrastructure builds. Be sure to follow Sesamers on Instagram, LinkedIn, and X for more cool stories from the people we catch during the best Tech events!

Hugo Blankingship III is a highly respected attorney based in Washington, D.C., specializing in identity theft and false credit reporting issues. With over 30 years of experience, he has built a strong reputation for advocating on behalf of consumers who are struggling with inaccurate credit information. His mission is to help clients get incorrect data removed from their credit reports, allowing them to move forward with their financial lives. A graduate of the University of Virginia (B.A., 1982) and the Marshall-Wythe School of Law at the College of William & Mary (J.D., 1986), Hugo began his career as a law clerk to the Honorable Albert V. Bryan, Jr., former chief judge of the U.S. District Court for the Eastern District of Virginia. This foundation shaped his career and led him to become a passionate consumer rights advocate. Throughout his career, Hugo has fought tirelessly against major credit reporting agencies like Experian, TransUnion, and Equifax, ensuring they adhere to the rules. In 2004, he argued the case Nigh v. Koons Buick Pontiac GMC before the U.S. Supreme Court, and has represented clients before the Supreme Court of Virginia and the U.S. Court of Appeals for the Fourth Circuit. Hugo's clients know him as a tenacious attorney who won't back down in the pursuit of justice. Thomas B. Christiano received a B.A. from the University of Virginia in 1993 and a J.D. from the Marshall-Wythe School of Law at the College of William & Mary in 1999. Mr. Christiano has handled numerous consumer protection cases and specializes in cases involving inaccurate credit reporting under the Fair Credit Reporting Act. He has reviewed the credit reporting procedure process from the major credit reporting agencies and the dispute investigation procedures of many banks who have furnished inaccurate credit information. As an experienced credit report lawyer, he can identify the actual damages associated with credit report problems, including emotional distress damages, the loss of employment opportunities, inability to obtain a mortgage, and loss of use of credit., Mr. Christiano also publishes a blog at yourfaircreditreportlawyernow.com, which is an excellent informational resource on the subject. Thomas B. Christiano has decades of experience helping clients who have been the victim of credit fraud and identity theft. Discover how he can help you!   During the show we discussed: Common credit report errors and their impact on consumers Effects of identity theft on credit and first steps to take Challenges in disputing false credit report information Overview of the dispute process with credit bureaus How bureaus respond to disputes and what to do if ignored Consumer rights under the Fair Credit Reporting Act (FCRA) Role of Equifax, Experian, and TransUnion in disputes What to do when bureaus don't fix errors and how attorneys help Issues with mixed/merged credit files and how to resolve them Fraud tactics in credit manipulation and identity theft prevention Importance of checking credit reports and common review mistakes Steps to fix credit scores after finding report errors How bad credit affects loans, housing, and employment Benefits of working with a credit report attorney vs. doing it alone   Resources: https://www.yourfaircreditlawyer.com/  

Though the work of the Federal Reserve's Faster Payments Task Force took up a good portion of the last decade, its efforts to speed the rails of payments in the U.S. are just starting to bear some exciting fruit. Keith Riddle, General Manager of Payfinia and its CUSO structure, explains the fine points of payment efficiency, how consumers will benefit on so many levels--and why credit unions will want to capitalize on the latest payments technology as a way to deliver on their positive promise.

AP's Lisa Dwyer reports on a Walmart water bottle recall.

Podcast Alert!

This episode features Michelle Silva, Strategic Advisor of Consumer Experience at NRC Health, discussing her research on the unmet needs of women at midlife and how trust, personalization, and access are key to improving perimenopause care and loyalty.This episode is sponsored by NRC Health.

The Federal Communications Commission (FCC) has traditionally regulated interstate and international communications and, as part of that, maintained a universal service fund that requires telecommunications carriers to contribute quarterly based on their revenues. In order to calculate these contribution amounts, the FCC contracts the help of the Universal Service Administrative Company (USAC). The constitutionality of these delegations of power—to the FCC by Congress and to USAC by the FCC—were challenged in court by Consumers’ Research. On June 27, 2025, the Court ruled in favor of the FCC, rejecting the argument that the universal-service contribution scheme violates the nondelegation doctrine.Join this FedSoc Forum to discuss this case, its decision, and what this means for the nondelegation doctrine going forward.Featuring:Sean Lev, Partner, HWG LLPModerator: Devin Watkins, Attorney, Competitive Enterprise Institute --To register, click the link above.

In this episode of the Woodpreneur Podcast, host Jennifer Alger speaks with Todd Walker, the director of marketing at NWH, who has been with the company for 38 years. They discuss the evolution of the wood industry, particularly the commercialization of alder, changes in marketing strategies over the decades, and the importance of storytelling in connecting with consumers. Todd shares insights on the challenges facing the wood industry, the value of quality products, and the role of women in the industry. The conversation emphasizes the need for education and communication to shift consumer perceptions and promote sustainable practices in the wood business. Top 5 Takeaways: Todd Walker has been with NWH for 38 years and helped pioneer the commercialization of alder woodMarketing has evolved significantly with the advent of the internet and social mediaStorytelling is crucial for connecting with consumers about wood products and their benefitsThe wood industry faces challenges from substitute products and needs better education to change consumer perceptionsQuality wood products can be more sustainable than cheaper alternatives, appealing to younger generations who value sustainability Chapters  00:00 Introduction to Todd Walker and NWH  03:04 The Evolution of Alder and NWH's Role  06:00 Marketing Changes Over 38 Years  08:59 The Importance of Storytelling in Wood Marketing  11:56 The Shift in Consumer Perception of Wood  14:52 Challenges Facing the Wood Industry  18:04 The Value of Quality in Wood Products  21:02 The Role of Women in the Wood Industry  23:52 Connecting with the Next Generation of Consumers  26:38 Todd's Accomplishments and Leadership Philosophy  29:38 Conclusion and How to Connect with NWH The Woodpreneur Podcast brings stories of woodworkers, makers, and entrepreneurs turning their passion for wood into successful businesses - from inspiration to education to actionable advice. Hosted by Steve Larosiliere and Jennifer Alger  For blog posts and updates: woodpreneur.com See how we helped woodworkers, furniture-makers, millwork and lumber businesses grow to the next level: woodpreneurnetwork.com Empowering woodpreneurs and building companies to grow and scale: buildergrowth.io Connect with us at:  Instagram: https://www.instagram.com/woodpreneurnetwork/?hl=en Facebook: https://www.facebook.com/woodpreneurnetwork/ Join Our Facebook Group! https://www.facebook.com/groups/woodpreneurnetwork Join our newsletter: podcast.woodpreneur.com/ You can connect with Todd at: https://nwh.com/ https://www.linkedin.com/in/todd-walker-505867339/ https://www.instagram.com/northwesthardwoods/

Claudia Sahm explains how 50% copper tariffs would undercut U.S. manufacturing capabilities and argues more broadly that tariffs are “in the pipeline” on their way to hit impact consumers. She calls the slowdown in private payrolls “notable” as she looks at the labor picture. “We're not in a bad place, but the direction we're heading…gives us less support on the consumer side going forward.” However, she thinks it is “appropriate” for the Fed to stay in wait-and-see mode. She doesn't expect a recession: “that piece isn't there.”======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Are Gay Men Really Broke?It's no secret: gay men are some of the biggest spenders in the economy. From fashion to travel to gourmet coffee, we love to live well. But here's the paradox—so many of us still feel financially strapped.On this episode of Queer Money®, we're unpacking why gay men often earn more yet save less—and how cultural pressures, internalized shame, and a desire to prove our worth can sabotage financial security.Takeaways:The hidden costs of trying to look successfulWhy the LGBTQ+ community is targeted by marketers—and how to protect yourselfSteps to shift from consumption to building lasting wealt

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Attorney General Mike Hilgers Files Lawsuit Against General Motors for Deceptive Collection and Sale of Nebraskans' Driving Data LINCOLN — On July 8, 2025, Nebraska Attorney General Mike Hilgers announced that the State of Nebraska has filed a lawsuit against General Motors LLC and OnStar LLC for unlawfully collecting, processing, and selling sensitive driving data from Nebraskans without their knowledge or consent. The lawsuit, filed in Lancaster County District Court, alleges that GM engaged in deceptive and unconscionable business practices in violation of the Nebraska Consumer Protection Act and Uniform Deceptive Trade Practices Act. According to the lawsuit, GM installed telematics systems in its vehicles that tracked a wide array of data points, including speed, seatbelt usage, driving habits, and location. GM then packaged and sold that data to third-party data brokers, who used it to create “Driving Scores” for millions of drivers. These scores were later sold to insurance companies and used to raise rates, deny coverage, or cancel policies, all without Nebraska drivers ever knowing such data was being collected or used against them. Among the key allegations: * GM deceived consumers at the point of sale by misrepresenting the nature and scope of the OnStar-connected services. * Consumers were often misled into believing enrollment in OnStar was mandatory to access basic safety features. * GM failed to adequately disclose that enrollment in its mobile apps or Connected Vehicle Services would allow the company to collect and sell detailed personal data. * Dealership employees were incentivized to enroll customers without proper disclosure and, in some cases, without any consent at all. “Nebraskans deserve to work with companies that are truthful and honest about what they are doing,” Attorney General Hilgers said. “That is not what happened here, and we filed this lawsuit because one large company decided that it wouldn't honestly tell Nebraskans that their data was going to be used to impact their insurance rates. This is wrong. Our office will hold companies that mislead Nebraskans accountable, no matter how large.” The complaint seeks civil penalties, restitution for impacted Nebraskans, and injunctive relief to prevent GM and OnStar from continuing these practices in the state.

PREVIEW PRC: Colleague Anne Stevenson-Yang presents a clever gaming of the deflation fighting that moved Beijing to shower the consumers with discounts that can lead to profiting from self-dealing. More. 1890 SHANGHAI

The American consumer isn't simply pulling back. They are changing the way they spend – and save. Our U.S. Thematic and Equity Strategist Michelle Weaver digs into the data. Read more insights from Morgan Stanley.----- Transcript -----Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, Morgan Stanley's U.S. Thematic and Equity Strategist.Today, the U.S. consumer. What's changing about the ways Americans spend, save and feel about the future?It's Monday, July 7th at 10am in London.As markets digest mixed signals – whether that's easing inflation, changing politics, and persistent noise around tariffs – U.S. consumers are recalibrating. Under the surface of headline numbers, a more complex story is unfolding about the ways Americans are not just reacting but adapting to macro challenges.First, I want to start with a big picture. Data from our latest consumer survey shows that consumer sentiment has stabilized, even as uncertainty around tariffs persists, especially into these rolling July deadlines. Inflation remains the top concern for most. But the good news is that it's trending lower. This month more than half of respondents cited inflation as their primary concern, a slight decrease from last month and a year ago. Now, that's a subtle but a meaningful decline suggesting consumers may be adjusting their expectations rather than bracing for continued price shocks. At the same time though political concerns are on the rise. More than 40 percent of consumers now list the U.S. political environment as a major worry. That's slightly up from last month; and not surprisingly concern around geopolitical conflicts has also jumped from a month ago.Now, when we break this down by income levels, we see some interesting trends. Inflation is the top concern across all income groups, except for those earning more than $150,000. For them, politics takes the top spot. Lower income households, though, are more focused on paying rent and debts, while higher income groups are more concerned about their investments.As for tariffs, concern remains high but stable. About 40 percent of consumers are very worried about tariffs and another 25 percent are moderately so. But if we look under the surface, it's really showing us a political divide. 63 percent of liberals are very concerned, compared to just 23 percent of conservatives who say they're very concerned.Despite these worries, though, fewer people overall are planning to cut back on spending. Only about a third say they'll spend less due to tariffs, which is down quite a bit from earlier this year. Meanwhile, about a quarter plan to spend more, and roughly a third don't expect to change their plans at all.This resilience points to the notable behavioral trend I mentioned at the start. Consumers are not just reacting, they're adapting. Looking at the broader economy, consumer confidence is holding steady according to our survey, although it's slightly down from last month. But when it comes to household finances, the outlook is more positive with a significant number expecting their finances to improve and fewer expecting them to worsen – a net positive.Savings are also showing some resilience. The average consumer has several months of savings, slightly up from last year. Spending intentions are stable with nearly a third of consumers planning to spend more next month while fewer planned to spend less. And when it comes to big ticket items, more than half of U.S. consumers are planning a major purchase in the next three months, including vehicles, appliances, and vacations.Speaking of vacations, summer travel season is here and I'm looking forward to taking a trip soon. Around 60 percent of consumers are planning to travel in the next six months, with visiting friends and family being the top reason.So, what's the biggest takeaway for investors?Despite ongoing concerns about inflation, politics and tariffs, U.S. consumers are showing remarkable resilience. It's a nuanced picture, but one that overall suggests stability in the face of uncertainty.Thanks for listening. I hope you enjoyed the show, and if you did, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

More than half of all Americans have used artificial intelligence tools recently, according to a study published by Silicon Valley venture capital firm Menlo Ventures. And one in five people use it daily. Marketplace's Nova Safo spoke with Amy Wu Martin, a partner at Menlo Ventures, to learn how they're using it in their day-to-day lives.

More than half of all Americans have used artificial intelligence tools recently, according to a study published by Silicon Valley venture capital firm Menlo Ventures. And one in five people use it daily. Marketplace's Nova Safo spoke with Amy Wu Martin, a partner at Menlo Ventures, to learn how they're using it in their day-to-day lives.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] system is based in debt, it makes the people work harder and harder and the majority of the people need to rely on credit to make ends meet. Powell lied about the renovation, this might be his downfall. Money coming in from tariffs is the highest in 30 years. BBB is going to remove the power of the [CB] and return it to the people. The [DS] just took a huge blow. Trump and the patriots are shutting down the funding for the [DS]. Without the funds the [DS] cannot operate. As more evidence comes out about election fraud, the people of this country are starting to learn that the US government was overthrown in 2020. The [DS] is feeling pain every step of the way.   Economy 43% of Americans Near Poverty Place Essential Purchases on Credit The PYMNTS Intelligence report “Financial Lifestyles Shape Credit Reliance” revealed that American consumers are struggling to afford the basic essentials.  The study found that 43% of American households who are a paycheck away from poverty cannot afford the essentials without using credit. The report surveyed 2,298 consumers and categorized them into three financial brackets: those who do not live paycheck to paycheck, those who live paycheck to paycheck comfortably, and those who live paycheck to paycheck and struggle to pay bills. The 43% of households living paycheck to paycheck with difficulties are eight times more likely to depend on credit cards for the essentials. This group was also six times as likely to rely on credit cards for non-essential purchases. Consumers in this category are placing 41% of all essential purchases on credit and sinking deeper into debt. Around 56% of Americans who do not live paycheck to paycheck are also purchasing essentials with credit, albeit many are using credit cards for points and incentives offered through their credit agencies. Struggling households are far more likely to rely on personal or payday loans, with 31% reporting taking out a loan for the essentials. Source: armstrongeconomics.com https://twitter.com/MarioNawfal/status/1940448300391350449 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");    United States of America TOTAL ACCESS to their Markets for Trade. In other words, they will “OPEN THEIR MARKET TO THE UNITED STATES,” meaning that, we will be able to sell our product into Vietnam at ZERO Tariff. It is my opinion that the SUV or, as it is sometimes referred to, Large Engine Vehicle, which does so well in the United States, will be a wonderful addition to the various product lines within Vietnam. Dealing with General Secretary To Lam, which I did personally, was an absolute pleasure. Thank you for your attention to this matter! Trump Tariffs Drive Record U.S. Revenue Without Inflation    In a stunning display of economic leadership, the administration of President Donald J. Trump has overseen the collection of more than $121 billion in tariff revenue since the beginning of the fiscal year, with projections suggesting that June alone will yield an additional $27 billion. Source: thegatewaypundit.com Trump's Tariffs Collect $81.5 Billion in Revenue, Expected to Grow to $2.8 Trillion in the Future   .

Ryan Callaghan - MeatEater's Director of Conservation and a national board member of Backcountry Hunters & Anglers. Ryan grew up out West hunting, fishing and, guiding and has been passionate about the outdoor community ever since. Join us for a conversation about our public lands and why selling them would take away from more than just bowhunters. Ryan talks about how he got connected with MeatEater, his experiences with conservation, and more! Follow along: Instagram: https://www.instagram.com/cameronrhanes Twitter: https://twitter.com/cameronhanes Facebook: https://www.facebook.com/camhanes/ Website: https://www.cameronhanes.com Follow Ryan Callaghan: https://www.instagram.com/olcal406/  Thank you to our sponsors: Sig Sauer: https://www.sigsauer.com/ use code CAM10 for 10% off optics Ketone IQ: https://www.ketone.com/Cam use code CAM for 30% off your first subscription MUDWTR: https://mudwtr.com/cam use code CAM for 15% off  Grizzly Coolers: https://www.grizzlycoolers.com/ use code KEEPHAMMERING for 20% off Black Rifle Coffee: https://www.blackriflecoffee.com/ Use code KEEPHAMMERING for 20% your first order Timestamps: 00:00:00  Why People Call Ryan “Ol Cal” 00:01:53  Ryan's Education 00:08:26  How Ryan Got Connected with MeatEater 00:18:37  Steve Rinella: Wild Within TV Show 00:23:31  Missouri Breaks: Joe Rogan's First Buck 00:26:10  Conversation as a Tool 00:27:21  Conservation in Clothing Lines 00:32:18  Ad Break (Ketone IQ & MUDWTR) 00:34:36  First Elk Hunters Ryan Guided 00:37:06  First Lite's Correlation with Public Land 00:41:00  The Threat of Selling Public Lands 00:52:36  Speculations Behind Senator Mike Lee's Motivation 00:55:21  The Appreciation of the Outdoors 00:57:55  The Volume of Calls to the Senator 01:09:01  “Hidden” Threats to Public Lands 01:14:12  Land Biden Attempted to Sell 01:16:54  The Government's Intentions Behind “Affordable” Housing 01:21:13  Spreading the Word with Social Media 01:22:59  Takeaways from the Recent Public Land Dispute 01:26:34  Consumers in the City VS Independent People in the West 01:31:11  Trusted 3rd Party People & Resources 01:34:36  Sons of Smokey Non-Profit 01:39:10  Animal Migration in Value Land Segments 01:42:33  Lack of Early Engagement in Selling Public Lands 01:51:16  The Negatives that Come with Politics 01:53:17  Weighing in to Make a Difference 01:59:53  Shared Passion for the Mountains 02:02:37 Outro Badass Raptor Giveaway: https://cameronhanes.com/pages/hennesseyraptor