Podcasts about consumers

Healthcare costs keep climbing, and yet patients and employers often feel powerless to change the system. What if outsiders—those not steeped in the traditions of healthcare—are actually the ones best positioned to fix it?This special episode is a reshare from The Benefits Playbook podcast, where Halle joins Collective Health CEO Ali Diab. Together, they unpack what it takes to make health benefits simpler, more transparent, and more consumer-focused.We cover:

Gas price continues to be top of mind with drivers, but the price per gallon is only one factor for why they select a place to purchase fuel. Hosted by: Jeff Lenard About our Guest: Adam Rosenblatt, Founding Partner, Bold Decision Adam is one of the nation's leading political consultants sought after for his ability to help clients achieve victory through effective research-based strategies and messaging. He designs and executes cutting-edge quantitative, qualitative, and data analytics programs for campaigns as well as non-political clients like NACS.

Thabo Shole Mashao, in for Clement Manyathela, speaks to Energy Analyst Chris Yelland to better understand what the implications of the National Energy Regulator’s approval of an Eskom multi-year electricity increase will be on consumers. The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Fáilte ar ais chuig eagrán nua de Ar An Lá Seo ar an 20ú lá de mí Lúnasa, liomsa Lauren Ní Loingsigh. I 1971 chuaigh trí fhear chuig ospidéal Royal Victoria I mBéal Feirste tar éis eachtra lámhach. I 1999 bhí cáin nua ag teacht isteach do dhaoine a bhí ag siopadóireacht darbh ainm Cháin Glas. I 2003 bhí na daoine a raibh ag obair do chomhairle chontae Tiobraid Árann ag fáil nach mór 75 míle euro de phárceáil saor in aisce gach bliain. Bhí ceadúnas ag 303 duine a bhí ag obair ann. De bharr sin bhí an chomhairle ag caill 75 mhíle euro gach bliain. Bhí an diosca párceáil timpeall 250 euro gach bliain. I 2007 shábháil an bhriogáid dóiteáin ón chontae turasóir a raibh sáinnithe ina gcarr nuair a bhí tuilte san Aonach Urmhumhan. Fuair na seirbhísí éigeandála glaoch ó bhean a bhí ina gcarr. Dúirt fear dóiteáin Tommy Morgan go raibh an aimsir uafásach ag an am agus bhí an bhean scanraithe. Sin Westlife le If I Let You Go – an t-amhrán is mó ar an lá seo I 1999 Ag lean ar aghaidh le nuacht cheoil ar an lá seo I 1973 chan Bruce Springsteen a chéad oíche amach as seacht ag Olivers I mBostún. Chan sé dhá uair a chloig gach oíche. I 1990 chan Aerosmith ag an Marquee Club I Londain. Sheinm Jimmy Paige ó Led Zeppelin leis an bhanna ceoil. Agus ar deireadh breithlá daoine cáiliúla ar an lá seo rugadh aisteoir Andrew Garfield I Meiriceá I 1983 agus rugadh amhránaí Demi Lovato I Meiriceá ar an lá seo I 1992 agus seo chuid de amhrán. Beidh mé ar ais libh amárach le heagrán nua de Ar An Lá Seo. Welcome back to another edition of Ar An Lá Seo on the 20th of August, with me Lauren Ní Loingsigh 1971: 3 men were rushed to Royal Victoria Hospital in Belfast after a shooting incident. 1999: Consumers faced a controversial new Green Tax on their shopping 2003 - North Tipperary County Council's staff were getting over €75,000 in free parking each year. The council issued 303 permits to staff working in, or required to attend the courthouse in Nenagh for work purposes. This means that the council is forfeiting over €75.750 each year in potential revenue, as a yearly parking disc for any of the town's car parks costs €250 per annum. 2007 - North Tipperary Fire Brigade rescued an English tourist who became trapped in her car following flash floods in the Nenagh area. The emergency services received a call from a lady motorist who had become trapped in her car at Ballyartella Bridge spanning the Nenagh River. Fireman Tommy Morgan said weather conditions were atrocious at the time and that the sole lady occupant of the car was "very frightened. That was Westlife with If I Let You Go – the biggest song on this day in 1999 Onto music news on this day In 1973 Bruce Springsteen played the first of a seven night run at Oliver's in Boston, Massachusetts playing two 60-minute sets each night 1990 Aerosmith appeared at The Marquee Club London. Led Zeppelin guitarist Jimmy Page joined the band on stage for a blues jam. And finally celebrity birthdays on this day – actor Andrew Garfield was born in America in 1983 and singer Demi Lovato was born in America on this day in 1992 and this is one of her songs. I'll be back with you tomorrow with another edition of Ar An Lá Seo.

Energy regulator Nersa confirmed in a statement THIS WEEK that it has entered into a settlement with Eskom, following the mistakes it made in determining the utility's revenue for the current and next two financial years. As a result, consumers will have to cough up R54 billion more through higher electricity tariffs, phased in over 2 years. Electricity tarriffs, that had been set to rise at 5,4% and 6.2% are now expected to increase by 8,8 each year in 2026/27 and 2027/28.This is three times higher than the anticipated consumer inflation rate. To help us understand this Bongiwe Zwane spoke to Prof. Samson Mamphweli, energy expert from the South African National Energy Development Institute

This week on the Modern Retail Podcast, co-hosts Gabi Barkho and Melissa Daniels get into the news of President Donald Trump signaling the potential for higher tariffs on the furniture sector, and what it means for companies in the space. Then they get into the trend of travelers deciding to go to Europe for luxury shopping sprees in order to scoop up designer goods without any tariff-related cost increases. Then for this week's featured segment (16:30), Daniels is joined by Sonia Lapinsky of Alix Partners to recap how consumers spent this summer. They get into the nuances of deal-seeking behavior at a time when people are still adjusting to high inflation and increased prices, and how to best capture a fickle consumer. Lapinsky unpacks topics like: why even customers who trade down care about brand, how pulled-forward demand could impact Q4 and how brands can navigate the dual challenge of increasing costs and a highly promotional environment

In this episode of the Energy Newsbeat Daily Standup - Weekly Recap, Stuart Turley and Michael Tanner break down why model-based oil forecasts consistently miss the mark, highlighting Irina Slav's takedown of flawed IEA predictions. They dive into Fed Chair Powell's Jackson Hole speech and its implications for oil and gas capital markets, LNG export-driven shale growth, the myth of peak Permian, and ERCOT's $14B clean energy project cancellations. From misguided net-zero assumptions to underreported system costs in renewables, this episode covers the real data behind energy trends and what investors should really be watching.Subscribe to Our Substack For Daily InsightsWant to Add Oil & Gas To Your Portfolio? Fill Out Our Oil & Gas Portfolio SurveyNeed Power For Your Data Center, Hospital, or Business?Follow Stuart On LinkedIn: https://www.linkedin.com/in/stuturley/ and Twitter: https://twitter.com/STUARTTURLEY16Follow Michael On LinkedIn: https://www.linkedin.com/in/michaelta... and Twitter: https://twitter.com/mtanner_1Timestamps:00:00 - Intro00:14 - What Does Powell's Comments in Jackson Hole Mean to the Oil and Gas Markets and Investors?03:40 - Surging US LNG Exports Fuel Growth in US Shale08:13 - ERCOT Project Cancellations Reached a Record in Q2 2025, and What is Next?10:43 - The True Cost of Renewable Energy and the Impact on Consumers' Electrical Bills13:33 - Why Model-Based Oil Forecasts Keep Missing the Mark18:13 - OutroLinks to articles discussed:What Does Powell's Comments in Jackson Hole Mean to the Oil and Gas Markets and Investors?Surging US LNG Exports Fuel Growth in US ShaleERCOT Project Cancellations Reached a Record in Q2 2025, and What is Next?The True Cost of Renewable Energy and the Impact on Consumers' Electrical BillsWhy Model-Based Oil Forecasts Keep Missing the Mark

Preview: Lancaster County. Colleague Jim McTague comments on the local facts of the county that do not stem the young consumers from complaining about food prices. More later. 1945 Lancaster County

Americans are no longer able to import cheap foreign goods tariff-free. The Trump administration ended the de minimis exemption, which allowed packages valued under $800 to enter the U.S. with no import tax. Last year, there were nearly four million such packages a day. Amna Nawaz discussed the latest with Clark Packard. He is a trade expert at the libertarian Cato Institute. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Buy Now, Pay Later (BNPL) has transformed how consumers approach purchasing, yet adoption in the US still trails markets like Australia and Europe. In this episode, we sit down with Joe Heck, US CEO of Zip, who brings somewhat of a contrarian perspective to the industry. Joe argues that BNPL isn't just another credit product, it's a financial tool designed for what he calls "underestimated Americans," the paycheck-to-paycheck consumers often underserved by traditional banks.With Zip achieving a 98% payback rate and growing over 40% year-over-year, Joe shares insights on why the credit system is too judgmental, how BNPL provides working capital flexibility, and his vision for autonomous finance powered by AI. Whether you're curious about the future of payments or want to understand how fintech is serving overlooked consumer segments, this conversation offers fresh insights into one of the fastest-growing areas of financial services.In this podcast you will learn:What attracted Joe to take the CEO role at Zip.Why BNPL has not taken off as fast in the U.S. as it has in Australia and Europe.How Zip's BNPL product works.What Zip's customers are spending their money on.What kind of checks they do for new customers.Joe's view on reporting BNPL transactions to credit bureaus.What is driving the growth at Zip over the last year.How Joe responds to media criticisms of BNPL and mounting consumer debt.How they help their customers smooth out their payments.How they partner with Stripe and what it means for Zip's growth.Where Zip is looking to expand.How Joe sees the the BNPL sector evolving and the role of AI.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Host Jeremy C. Park talks with Robyn Householder, President and CEO of the Better Business Bureau Serving Middle Tennessee and Southern Kentucky, who discusses how the BBB has been working for over a century to promote trust in the marketplace through self-regulatory practices and consumer education. Householder details various scams affecting consumers, including cryptocurrency fraud, employment schemes, romance scams, online fraud, and home improvement solicitation scams, emphasizing the importance of thorough research and caution when dealing with unknown entities. The organization celebrates marketplace role models through awards and provides support to small businesses through programs like the Small Business Emergency Grant Program. She wraps up with an invitation to their upcoming Songwriters Night on September 26, 2025, which supports their grant making efforts to help small businesses.BBB's Century of Trust AdvocacyThe Better Business Bureau (BBB) is on a mission to build a marketplace of trust. The organization points people to where they will have the best experience and improve trust between businesses and consumers. The BBB has been working for over a century to advance trust in the marketplace by holding businesses accountable and educating consumers. With more than 4,000 accredited businesses in Middle Tennessee, the BBB focuses on creating transparency and ensuring consumers have the best experience. Householder emphasizes the importance of self-regulatory practices and highlights past deceptive advertising to illustrate the need for accountability.Cryptocurrency Scams: Top ThreatsRobyn discussed the top five scams affecting the United States and Canada, highlighting cryptocurrency scams as the most prevalent, with an average loss of $600. She emphasizes the importance of thorough research and caution when investing in cryptocurrency, advising against sharing personal information with unknown entities and seeking advice from trusted, reputable financial advisors.Protecting Personal Information in Job OffersJeremy and Robyn discuss the importance of protecting personal information and being vigilant against employment scams, particularly those involving fake job offers from reputable companies. They emphasize that legitimate employers rarely offer jobs without a formal application process and warned against providing personal information or making payments to unknown individuals. Robyn advises checking the company's official website for job postings and applying directly through their designated channels rather than responding to unsolicited emails or messages.Romance Scam Awareness and SafetyRobyn discusses the dangers of romance scams, explaining how scammers typically target lonely individuals by isolating them from friends and family and eventually requesting financial assistance under false pretenses. She highlights that once victims are lured off legitimate dating sites, scammers often send malicious links that download malware, enabling them to access personal information and threaten victims. Robyn emphasizes the importance of seniors discussing potential romantic interests with family and friends and advises taking immediate action if a suspicious link is clicked.Online Scams AwarenessRobyn discusses common online purchasing scams, particularly focusing on fraudulent pet sales. She emphasizes the importance of verifying the legitimacy of online purchases by checking company websites and conducting reverse image searches for pet ads. Robyn shares examples of military families who lost money on fake pet sales and advises viewers to be cautious of deals that seem too good to be true.Home Improvement and Business ScamsRobyn discusses home improvement scams, emphasizing the importance of caution with unsolicited offers and the need for written proposals from legitimate contractors. She also touches on tariffs, warning against scams related to tariff-related fees or products. Robyn then highlights the positive work of the Better Business Bureau by celebrating marketplace role models through awards like the Torch Awards for Marketplace Trust and the Spark Awards for young entrepreneurs and businesses. She also mentioned the Small Business Emergency Grant Program and the upcoming Songwriters Night event to support the small business community.Visit https://www.bbb.org/local-bbb/bbb-of-... to learn more about the Better Business Bureau Serving Middle Tennessee and Southern Kentucky.Remember to report any suspected scams to BBB Scam Tracker at https://www.bbb.org/scamtracker. Your reports help protect others. For additional questions, contact BBB at info@gobbb.org or call (615) 242-4222.

Katie Thomas says consumers are making thoughtful tradeoffs in their day-to-day shopping, using more options and discount stores to provide savings. She says "you have to look brand by brand" to see where consumers are making changes, using Brinker International (EAT) as an example with its Chilis restaurant chain offering deals for its customers. "Food, groceries and restaurants" are among Katie's top consumer trends she's tracking.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

A recent survey from Electric Vehicle Intelligence found that full-self driving will only make 14% of people more likely to buy a Tesla. Not only that, but the same report found FSD implementation would make 35% of people surveyed less likely to buy a Tesla. Marley Kayden talks about the report in-depth and what it means for the company's future in A.I. and autonomous driving. Dan Deming offers an example options trade for Tesla.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Americans are no longer able to import cheap foreign goods tariff-free. The Trump administration ended the de minimis exemption, which allowed packages valued under $800 to enter the U.S. with no import tax. Last year, there were nearly four million such packages a day. Amna Nawaz discussed the latest with Clark Packard. He is a trade expert at the libertarian Cato Institute. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

ResourcesClick here to learn about United Ostomy Associates of America (UOAA) National Quality Ostomy Care Campaign, including the Ostomy and Continent Diversion Patient Bill of Rights,.Click here to view a list of patient resources that the WOCN Society has curated, including services, products, and publications. You can also bookmark and/or share the following web address with your colleagues and patients: IDeserveaWOCNurse.com.Click here to view and use the Peristomal Skin Assessment Guide for Clinicians and Consumers,. You can also bookmark and/or share the following web address with your colleagues and patients: psag.wocn.org.Click here to learn more about Janet's session at WOCNext® 2025, “I Have an Ostomy, Where can I go?: Challenges of Setting Up An Ostomy Clinic,.”The WOCN Society, in collaboration with the American Society of Colon and Rectal Surgeons (ASCRS) and the American Urological Association (AUA), developed the educational resources to assist clinicians in selecting an effective stoma site. Click here to review these resources.If you're a healthcare professional looking to deepen your knowledge of ostomy care, explore the joint WOCN and ASCRS Ostomy Care Management (OCM) Program—an evidence-based, online education designed to enhance care delivery and improve outcomes for individuals living with an ostomy. Click here to learn more.Journal of Wound, Ostomy, and Continence Nursing (JWOCN®) articles referenced in this episode:Bridging the Gap: Perceived Educational Needs in the Inpatient to Home Care Setting for the Person With a New OstomyLessons Learned About Peristomal Skin Complications Secondary Analysis of the ADVOCATE TrialOstomy and Continent Diversion Patient Bill of Rights Research Validation of Standards of CareOther articles referenced in this episode: The ostomy leak impact tool: development and validation of a new patient-reported tool to measure the burden of leakage in ostomy device usersImpact of stoma leakage in everyday life: data from the Ostomy Life Study 2019Factors impairing quality of life for people with an ostomy About the SpeakerJanet has enjoyed 40 years in WOC Nursing. Although her early nursing career focus was critical care as a certified critical care registered nurse she certified as a CWOCN in 1985. In 1996, she embarked in a private WOC practice, first as a partnership and then as sole proprietor practicing across the continuum with a focus on ostomy care coupled with a passion for patients attaining their desirable quality of life. Janet worked in outpatient ostomy clinics serving different populations and challenges... adding a bit of spice to her practice and recently retired from patient care.Janet lectures nationally and internationally, has published on Quality of Life of People Living with an Ostomy and co-authored both a home study course on Wound Management & Healing and an educational video on Common Perineal Skin Injuries, and. She participates in Ostomy and Incontinence Associated Dermatitis research and actively participates with WOCN and industry to move ostomy care forward. Her peers awarded her the PCR* ET Nurse of the Year Award in 1996, PCR* President's Award in 2000 and PCR* Professional Educational Award in 2004.*PCR stands for the Pacific Coast Region of the WOCN Society, what is now known as the Pacific Coast Chapter of the WOCN Society (or PCC for short). The WOCN Society has 11 chapters throughout the country that support WOCN members at a local level with resources, education, networking opportunities, social gatherings, timely information, and more. For additional information, please visit wocn.org/Chapters. Editing and post-production work for this episode was provided by The Podcast Consultant.

Scarlett Sieber joins Morning Movers to discuss A.I. rollout across other industries like Finance and Cybersecurity. She says there are some really great applications of A.I. fighting A.I. fraud in the cyberspace. For banks, Scarlett points to rising demand for "complementary" A.I. technology that helps the consumer and create actual benefits.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

A popular cleaning product is being recalled. The AP's Ed Donahue reports.

Send us a textMike Blumenthal and Greg Sterling discuss three hot-button topics:Consumer vs. industry perspectives on Google's AI OverviewsHow review expectations differ from actual behavior in the legal verticalWhy Datos data shows AI growth isn't displacing search usageSubscribe to our newsletters and other content at https://www.nearmedia.co/subscribe/

Welcome to the Fraudian Slip, the Identity Theft Resource Center's (ITRC) podcast, where we talk about all things identity theft, fraud and scams that impact people and businesses. This month's episode focuses on the hot topic of fake jobs. Chances are that sometime in the past week or this week, you will receive a text from someone claiming to be a job recruiter. It will be fake. Follow on LinkedIn: www.linkedin.com/company/idtheftcenter/ Follow on Twitter: twitter.com/IDTheftCenter

In this episode of Hustle Inspires Hustle, Alex Quin sits down with Greg Vetter, founder of Tessemae's, to discuss how a stolen bottle of his mom's homemade salad dressing sparked the creation of a national clean-food brand. Greg shares the realities of building a business from scratch, including cold-calling executives for insights, inventing clean manufacturing, and scaling Tessemae's to a $300–$500 million valuation—only to later face investor conflict and a complete collapse of the company. He opens up about writing his book Undressed, launching new ventures like Altaresh, Quenchers, and Tushies, and how staying grounded through family, routine, and faith helped him rebuild and support other entrepreneurs through his brand accelerator.Episode Outline:[00:00:04] Greg Vetter joins Alex Quin; summer recap and background[00:01:45] Exposure to wealth at college sparked entrepreneurial curiosity[00:04:22] Cold-calling executives to learn about success[00:05:29] Developing a sales system for tracking daily productivity[00:06:26] How a stolen bottle of dressing sparked a business idea[00:08:02] Early reactions from wife and mom to Tessemae's concept[00:09:00] First retail demo and 660 bottles sold in 5 days[00:11:35] What made Tessemae's different: clean ingredients and taste[00:12:55] Early marketing strategies: Facebook, in-store demos[00:14:12] Building a manufacturing plant from scratch[00:15:54] Business valued at $300M–$500M[00:17:27] Investor conflicts, legal battles, and business implosion[00:20:39] Launching the book Undressed after losing the company[00:23:20] Daily routines, mindset, and resilience as a dad and entrepreneur[00:26:33] New venture: Altaresh, and major partnerships with Sam's Club and Costco[00:28:59] Other businesses: Quenchers (vodka beverage), Tushies (portable toilets & wipes)[00:31:30] Brand accelerator and helping others scale their product companies[00:32:51] Legacy thoughts and personal branding symbolsWisdom Nuggets:Curiosity Fuels Success: Greg's success started with asking questions—first to wealthy teammates' parents, then to CEOs. Curiosity and the willingness to learn opened massive doors.Track Progress, Not Busyness: By creating a point-based system to track real sales progress, Greg focused on results over appearances. Real productivity drives outcomes, not just effort.Clean Ingredients, Clear Value: Tessemae's succeeded by removing unnecessary ingredients and offering better taste and transparency. Consumers valued authenticity, especially when paired with a strong story.Chaos Isn't the End—It's the Shift: Even after investor lawsuits and the collapse of Tessemae's, Greg used the experience as fuel to write a book and build new businesses. Failures can spark reinvention.Build Systems That Serve Others: Altaresh streamlined grocery prep with pre-portioned kits. Solving industry pain points and making others' jobs easier can be a path to big wins.Power Quotes"We were the first clean ingredient salad dressing on the market." - Gregory Vetter "We got valued between 300 and 500 million bucks." - Gregory Vetter Connect with Gregory:Website: (https://www.gregoryvetter.com/)Instagram: (https://www.instagram.com/glvetter/)LinkedIn: (https://www.linkedin.com/in/gregvetter/)Connect With the Podcast Host Alex Quin:Instagram: (https://www.instagram.com/alexquin)Twitter: (https://twitter.com/mralexquin)LinkedIn: (https://www.linkedin.com/in/mralexquin)Website: (https://alexquin.com)TikTok: (https://www.tiktok.com/@mralexquin)Our CommunityInstagram: (https://www.instagram.com/hustleinspireshustle)Twitter: (https://twitter.com/HustleInspires)LinkedIn: (https://www.linkedin.com/company/hustle-inspires-hustle)Website: (https://hustleinspireshustle.com)*This page may contain affiliate links or sponsored content. When you click on these links or engage with the sponsored content and make a purchase or take some other action, we may receive a commission or compensation at no additional cost to you. We only promote products or services that we genuinely believe will add value to our readers & listeners.*See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the MamasteFit Podcast, hosts Gina and Roxanne are joined by Kimberly Tara, a CPA and Certified Tax Coach. The discussion centers on how to effectively manage finances to keep more earnings within the family, focusing on business creation, tax deductions, and strategies to ensure financial stability while spending more quality time with children. Kimberly shares her journey from corporate accounting to running her own successful CPA firm, emphasizing the importance of understanding and managing business expenses, setting boundaries, and making financially savvy choices. The conversation provides actionable tips and insights for moms and business owners to optimize their financial landscape.Kimberly Tara is a CPA, Certified Tax Coach and powerhouse entrepreneur who helps other profitable women entrepreneurs legally and ethically lower their tax bill and build long-term wealth. She believes making money is only half the battle—keeping it is where true financial freedom begins. Too many women entrepreneurs work tirelessly, only to hand over massive chunks of their income to the IRS because no one ever taught them a better way. Kimberly is changing that. The Tara CPA Firm goes beyond tax prep - offering a year-round, strategic partnership that empowers women to make smart financial decisions, grow their businesses sustainably, and reclaim both their time and their wealth. Kimberly ensures that tax planning is no longer something that gets ignored until April. Her approach empowers women to understand their numbers, make smarter financial decisions, and turn their business into a wealth-building machine. She believes that when women keep more of what they earn, they don't just grow their business—they change their lives, their families, and their futures. Her mission is simple: Success isn't just about numbers—it's about freedom, impact, and living life on your terms. Kimberly Tara is a wife, mom to four little kids, and lives in Charlotte, NC00:00 Introduction to the MamasteFit Podcast01:18 Meet Our Guest: Kimberly Tara, CPA02:03 Kimberly's Journey to Entrepreneurship04:25 Tax Strategies for Business Owners06:36 Mindset and Money Management10:49 Creative Business Deductions13:23 Involving Kids in Your Business17:48 Teaching Kids Entrepreneurship21:54 Advice for Aspiring Entrepreneurs24:16 The Reality of Passive Income25:33 Sponsor Break: Needed Perinatal Nutrition26:15 Introduction to Needed Cognitive Support26:27 Selling to Consumers vs. Businesses27:21 Transitioning to Business-to-Consumer Model27:59 Ethical Marketing and Business Goals29:14 Balancing Business and Family30:06 Setting Boundaries in Business34:13 Tax Advice for W2 Earners35:55 Turning Hobbies into Businesses38:55 Creative Business Deductions42:58 Final Advice on Managing Finances47:03 Conclusion and Resources

Shoot us a Text.Episode #1131: Live from Day 2 at the NAMAD Annual Meeting with co-host Erroll Bomar III! We recap our biggest takeaways from the first day of amazing conversations and content, plus look at the record $56.4B that consumers will spend on new vehicles in August.ASOTU's coverage is brought to you by Connected Dealer Services.Show Notes with links:Automotive retail is posting a strong for August, driven by expiring EV incentives and a calendar twist that included Labor Day. Consumers are projected to spend a record $54.6B on new vehicles, as electrified models reached peak share.Total new-vehicle sales projected at 1.48M, up 8.2% YoY; SAAR at 16.1M.EV retail share hits record 12.0%, up from 9.5% last year, driven by incentive pull-forward.Incentive spending restrained at 6.2% of MSRP amid tariff pressure.Average transaction price reaches $44,750; consumer spend hits August record.“The results are unquestionably inflated by shoppers accelerating their electric vehicle purchases to take advantage of Federal EV credits.” – Thomas King, J.D. PowerJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

With 2025 more than halfway over, and 2026 looming large on the horizon, Sally Lyons Wyatt, global executive vice president and chief advisor in consumer goods and foodservice insights for Circana, joins the Food For Thought podcast to offer an update on the trends driving consumer choice as summer turns to fall. Where do healthy food choices fit in? How are the prices of food and beverage products changing the ways consumers are shopping today? What impacts have e-commerce had on the marketplace? And what should processors prepare for in the New Year, once the calendar changes to 2026?

Cracker Barrel is facing an uproar after changing their iconic logo. Why do companies change their brands sometimes when consumers seem to love them the way they are? Tim Calkins, Clinical Professor of Marketing at Northwestern University's Kellogg School of Management, joins us.

In this episode of Energy Newsbeat Daily Standup Stuart Turley breaks down the hidden costs of renewable energy and its real impact on consumer electricity bills, using EU, UK, and ERCOT examples. He highlights Doug Sheridan's call for more baseload gas and nuclear, critiques flawed oil demand forecasts from the IEA, and reviews Irina Slav's takedown of politicized modeling. Plus, he spotlights record U.S. natural gas consumption projected for 2025 and analyzes how BlackRock's gas deal boosts Aramco's financial strength.Subscribe to Our Substack For Daily InsightsWant to Add Oil & Gas To Your Portfolio? Fill Out Our Oil & Gas Portfolio SurveyNeed Power For Your Data Center, Hospital, or Business?Follow Stuart On LinkedIn: https://www.linkedin.com/in/stuturley/ and Twitter: https://twitter.com/STUARTTURLEY16Follow Michael On LinkedIn: https://www.linkedin.com/in/michaelta... and Twitter: https://twitter.com/mtanner_1Timestamps:00:00 - Intro00:17 - The True Cost of Renewable Energy and the Impact on Consumers' Electrical Bills03:11 - Climate change supporters and their media try to hit Net Zero by 2050, but at what cost – Doug Sheridan04:58 - Why Model-Based Oil Forecasts Keep Missing the Mark09:39 - EIA expects record U.S. natural gas consumption in 202511:26 - BlackRock Gas Deal Shores Up Aramco's Financial Firepower13:02 - OutroLinks to articles discussed:The True Cost of Renewable Energy and the Impact on Consumers' Electrical BillsClimate change supporters and their media try to hit Net Zero by 2050, but at what cost – Doug SheridanWhy Model-Based Oil Forecasts Keep Missing the MarkEIA expects record U.S. natural gas consumption in 2025BlackRock Gas Deal Shores Up Aramco's Financial Firepower

China's consumers are a powerful force – the world's second-biggest spenders after the US. Officials want to harness this to transform the nation into a "mega-sized consumer powerhouse," and there are some initial signs of success with increased spending on home appliances, toys and jewelry. But how sustainable is this uptick in conspicuous consumption, and how much should investors worry about the Chinese consumer being fundamentally changed by the pandemic and real estate crash? Despite policymakers efforts to create a consumer-based economy, it still only accounts for about 39% of GDP, significantly below the OECD average of 54%. This week we take a deep dive into the Chinese consumer with Catherine Lim, senior analyst for consumer and technology at Bloomberg Intelligence, and Anson Bailey, head of Asia Pacific consumer and retail at KPMG. They speak with John and Katia.See omnystudio.com/listener for privacy information.

Are you saving as much as 40 % with your food delivery platform? Michelle Martin speaks with Raphael Zennou, VP Quick Commerce, foodpanda to find out how food delivery platforms are evolving with changing consumer behaviours, technology and financial products.See omnystudio.com/listener for privacy information.

Washington is the number one apple producing state in the nation, but these days it's becoming more and more challenging to find markets for our delicious apples.

Protect your family with our 1-minute free parent quiz https://www.smartsocial.com/newsletterJoin our next weekly live parent events:  https://smartsocial.com/eventsIn this episode of the SmartSocial.com podcast, host Josh Ochs speaks with Gary Beidleman, Superintendent of Manhattan High Schools, about the importance of digital safety and student success online. They discuss key strategies for keeping kids safe from online dangers, the value of being a creator rather than a consumer of digital content, and effective ways to balance screen time. The conversation also covers practical tips for parents to engage in meaningful dialogue with their children about their digital lives and how to use AI responsibly. Real-life examples from students and parents underscore these points, providing a comprehensive guide on navigating today's digital world responsibly.Become a Smart Social VIP (Very Informed Parents) Member: https://SmartSocial.com/vipDistrict Leaders: Schedule a free phone consultation to get ideas on how to protect your students in your community https://smartsocial.com/partnerDownload the free Smart Social app: https://www.smartsocial.com/appdownloadLearn about the top 190+ popular teen apps: https://smartsocial.com/app-guide-parents-teachers/View the top parental control software: https://smartsocial.com/parental-control-software/The SmartSocial.com Podcast helps parents and educators to keep their kids safe on social media, so they can Shine Online™

KSL Investigative Reporter Matt Gephardt joins Greg and Holly to keep listeners smart when it comes to buying used cars. Some sellers may be trying to conceal damaged goods with false titles and more.

Erik Hirsch breaks down the latest consumer data and remarks on the bifurcation in consumer health between higher and lower income consumers. He is also concerned by the lack of jobs for recent college grads – and he thinks we could be seeing the ripple effects for these “consumers of the future” for decades to come. He sees opportunities within M&A and the infrastructure sector. He likes power suppliers, and potentially nuclear energy.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this episode of the Environmental Transformation Podcast, host Sean Grady talks with Meaghan Colligan Hembree, Environmental, Compliance & Disputes Partner at Holland & Knight in Washington, D.C. She counsels Fortune 500 companies and global brands on chemical risk, environmental compliance, and high-stakes disputes.Hembree explains extended producer responsibility (EPR) laws, how they affect packaging, plastics, recycling, and supply chains, and what companies must do to prepare for compliance across states and globally. The discussion also covers the China waste import ban, circular economy challenges, and the future of recycling infrastructure.00:00 Why Recycling Needs a National Approach01:13 Meet Megan Colligan Hembry: EPR Legal Expert02:25 EPR Explained: Extended Producer Responsibility04:54 The 2018 Turning Point & Policy Responses07:19 Industry's Struggle: Adapting to China's Ban11:39 How Companies Organize for EPR Compliance13:38 Packaging, Supply Chains, and Regulatory Complexity16:14 Operational Challenges Inside EPR Programs18:46 EPR's Impact on Product and Package Design21:24 Data Collection & Reporting Complexities24:50 Making Packaging Truly Recyclable28:12 Beyond Packaging: Tires, Batteries & Other EPR Products32:48 Does EPR Drive Innovation and Sustainability?35:47 Federal vs State EPR: Who Should Take the Lead?40:19 RCRA, Universal Waste, and Circular Economy Paths45:47 Will EPR Raise Prices? Costs, Consumers & Fairness50:03 Will EPR Actually Improve Recycling for Consumers?52:00 Why Systematic Recycling Education Matters54:34 Making Recycling Trendy & Accessible55:40 Closing Thoughts & Outlook on EPR and Sustainability

Despite the recent pressure on their finances, consumers are rejecting the idea of choosing brands based on cost alone, according to PA Consulting's latest Brand Impact Index. People are prepared to pay more for brands they “vibe” with, PA suggests. But what are vibes? And how can consumer health companies tap into them? As PA personalisation and consumer expert Rhea Patten explains in this episode of HBW Insight's Over the Counter podcast, vibing with consumers means making them feel special, seen and heard, and creating communities around their needs. Timestamps: 2:00 – Introductions 3:00 – The Brand Impact Index 4:30 – This year's headline findings 6:30 – What OTC firms can learn from leading beauty and wellness brands 17:00 – What are “vibes”? 25:00 – How to build a brand community Guest Bio: Rhea Patten is a consumer product expert at PA Consulting, with expertise in health, beauty, and wellness. She has over 20 years' experience in leading innovation and transformation projects in the consumer products and retail sector. Passionate about bridging physical products with digital experiences, Patten helps leaders deliver solutions that drive business growth. She specialises in accelerating product innovation, with a focus on strategy, customer-centricity, and sustainability.

Is your nonprofit run more like a passion project than a business? A former Silicon Valley CTO reveals why that mindset is costing you donations and limiting your impact. This isn't about choosing mission over money. It's about using smart business strategy to fuel that mission.On this episode of Hey Nonprofits, host Trevor Nelson sits down with Christa Stelzmuller, the Chief Technology Officer of Charity: Water. Christa shares how she applies powerful lessons from the for-profit world to the nonprofit sector. Learn how to think about your donors as consumers, why technology is not a cost center but your greatest tool for growth, and how simple changes in your fundraising approach can lead to incredible results. This conversation provides a clear roadmap for any nonprofit leader looking to increase their funding and make a bigger difference.

Wash U, Olin School of Business Professor of Practice in Economics, John Horn joins Megan Lynch. Will the Federal Reserve cut interest rates after recent speech in Jackson Hole? Photographer: Al Drago/Pool/Sipa USA

Nighttime dining, shopping and travel are thriving across China this summer, injecting fresh momentum to economic growth at a time when the country has prioritized consumption as its top priority this year.今年夏季，我国夜间餐饮、购物、旅游等消费业态蓬勃发展。在国家将消费列为今年工作重点的背景下，夜间经济为经济增长注入了新动能。The market size of China's nighttime economy has so far surpassed 50 trillion yuan ($7 trillion), said marketing consultancy Zhiyanzhan.More restaurants have extended business hours and launched delivery services to attract late-night diners and increase revenue.市场咨询机构智研瞻产业研究院数据显示，目前我国夜间经济市场规模已突破50 万亿元（约合 7 万亿美元）。为吸引夜宵客、提升营收，越来越多餐饮企业延长营业时间，并推出外卖服务。Huda Restaurant, a popular crayfish eatery in Beijing's bustling Guijie Street, is operating four outlets in the same area, cumulatively serving more than 6,500 customers daily on average. During peak hours on some nights, customers sometimes have to wait in line for three hours, according to the restaurant.位于北京繁华簋街的热门小龙虾餐厅“胡大饭店”，在该区域布局了 4 家门店，日均总客流量超 6500 人次。据餐厅介绍，部分夜晚的高峰时段，顾客有时需排队 3 小时才能就餐。"Tourists are often unable to wait that long to dine in. Some choose the takeaway option, or order deliveries to their hotels. Some 70 percent of our takeout orders come from nearby hotels, as many tourists tend to order deliveries at night after their daytime sightseeing in the city," said Zhang Shengtao, deputy general manager of Huda.“很多游客等不了那么久，有的会选择打包带走，有的则直接点外卖送到酒店。我们约 70% 的外卖订单来自周边酒店 —— 不少游客白天在市区观光后，晚上习惯点外卖。” 胡大饭店副总经理张胜涛说。"We take food delivery platforms as an important supplement to our operations, as the platforms allow customers to search for our restaurant from different channels. With no increase in the number of staff members and no change in restaurant areas, delivery services can help raise order volumes and lead to profit growth," Zhang said.他表示：“我们把外卖平台当作经营的重要补充，这些平台能让顾客通过多种渠道找到我们。在不增加员工、不扩大门店面积的情况下，外卖业务能帮助提升订单量，进而带动利润增长。”The restaurant chain said diners aged between 25 and 39 account for a large share of its total customers, while consumers opting for deliveries are mainly aged between 18 and 35.该餐饮连锁品牌透露，25 至 39 岁的顾客占堂食总客流的较大比例，而选择外卖的消费者以 18 至 35 岁人群为主。Hong Yong, an associate research fellow at the Chinese Academy of International Trade and Economic Cooperation, said the availability of nighttime dining meets the demand for late night snacking among urban white-collar employees and many young consumers, especially as more people stay up late, work overtime, or venture out for social entertainment, and late night dining gradually becomes a part of their daily routine.中国国际贸易促进委员会国际贸易经济合作研究院副研究员洪勇指出，夜间餐饮的普及，满足了城市白领及众多年轻消费者的夜宵需求。如今熬夜、加班、外出社交娱乐的人群增多，夜宵逐渐成为他们日常生活的一部分。"Nighttime economic activities such as dining, night tours and shopping provide richer consumption scenarios, and meet consumers' demand for leisure and entertainment, social interaction and emotional release," Hong said.“餐饮、夜游、购物等夜间经济活动，提供了更丰富的消费场景，满足了消费者休闲娱乐、社交互动、情感释放的需求。” 洪勇说。"The expansion of nighttime consumption scenarios will help promote the diversification of consumption formats, encourage higher frequencies of spending, effectively stimulate domestic demand and promote sustained economic growth momentum," he added.他补充道：“夜间消费场景的拓展，有助于推动消费业态多元化，提高消费频次，有效激发内需，为经济持续增长注入动力。”According to a report released by the Ministry of Commerce, 60 percent of China's urban consumption takes place after dusk. At large-scale malls, sales between 6 pm and 10 pm usually account for over half of the whole day's revenue.商务部发布的报告显示，我国60% 的城市消费发生在傍晚之后。在大型商场，18 时至 22 时的销售额通常占全天营收的一半以上。Shui Tea Shop, a tea drink brand based in Jinan, Shandong province, now operates some 1,400 stores nationwide, which are mainly located in Shandong, Jiangsu and Hebei provinces, as well as Tianjin and Beijing.总部位于山东济南的茶饮品牌“阿水大杯茶”，目前在全国拥有约 1400 家门店，主要分布在山东、江苏、河北三省及天津、北京两地。Since June, some of its stores began to extend their business hours. Now, over 300 stores operate until 11 pm, more than 100 stores operate until midnight, and a further 100 outlets are open beyond midnight. The extension of business hours will last until the end of September, the company said.该公司表示，自今年6 月起，部分门店开始延长营业时间：目前超 300 家门店营业至 23 时，100 余家营业至次日 0 时，另有 100 家门店营业至凌晨之后，这一延长营业时间的举措将持续至 9 月底。"After extending the business hours, there has been a clear trend of growth in store revenue, and some stores have experienced sales growth of over 100 percent compared with the period before the extension," said Wei Qun, director of delivery services at A-Shui Tea Shop.“延长营业时间后，门店营收增长趋势明显，部分门店销售额较延长前增长超 100%。” 阿水大杯茶外卖业务负责人魏群说。"Nighttime sales have been especially high in Jinan and Qingdao of Shandong, as well as Tianjin. Stores with higher revenues are mainly located in core business circles, and nighttime sales mainly come from orders for deliveries," Wei said.“山东的济南、青岛以及天津等地的夜间销售额表现尤为突出。高营收门店主要集中在核心商圈，夜间销售以外卖订单为主。” 魏群介绍。He added that in summer, many consumers are interested in having barbecues and crayfish at night, and restaurants providing such meals located in core business districts have largely extended their operating hours. Their popularity has also driven the sales growth of beverages, as certain drinks pair nicely with these kinds of food.他还提到，夏季夜晚，不少消费者喜欢吃烧烤、小龙虾，核心商圈内提供这类餐食的餐厅大多延长了营业时间。这些餐饮的火爆也带动了饮品销量—— 部分饮品与这类食物搭配口感更佳。In addition to the catering sector, many sightseeing spots have extended their opening hours this summer, and upgraded night tourism products to meet the diverse demand of travelers. Besides driving an increase in ticket revenue for scenic spots, it has promoted the growth of related businesses such as catering, accommodation and shopping in surrounding areas.除餐饮行业外，今年夏季，多家景区延长开放时间，并升级夜间旅游产品，以满足游客多样化需求。这不仅推动景区门票收入增长，还带动了周边餐饮、住宿、购物等关联业态的发展。The government has encouraged more industry players to actively develop the night tourism economy.政府也积极鼓励更多市场主体参与夜间旅游经济发展。According to a guideline issued earlier this year by the State Council, China's Cabinet, the holding of more nighttime activities such as folk performances, lantern fairs, temple fairs, and light and shadow shows has been encouraged, and different regions could develop water night tours based on local conditions.今年早些时候，国务院印发的指导意见明确，鼓励举办民俗展演、灯会、庙会、光影秀等夜间活动，各地可结合实际发展水上夜游项目。In addition, the government will support the upgrading and renovation of lighting services at night in commercial areas, and the optimization of support facilities such as parking lots and public transportation, according to the document.意见还提出，将支持商业街区夜间照明设施升级改造，优化停车场、公共交通等配套设施。In Guiyang, Southwest China's Guizhou province, a three-day international kite festival that included nighttime events attracted more than 163,000 tourists in July, netting tourism revenue of over 60 million yuan, according to the local government.据贵州省贵阳市政府消息，今年7 月举办的为期三天的国际风筝节（含夜间活动），吸引游客超 16.3 万人次，实现旅游收入超 6000 万元。Night markets, roadside concerts in parks, trunk markets and other nighttime consumption scenes were attractive to tourists.夜市、公园路边音乐会、后备箱集市等夜间消费场景，对游客具有很强的吸引力。"This type of nighttime cultural tourism model, with feature activities as its core, gathers popularity and forms a consumption loop, and has become an effective way to boost the nighttime economy," said Mu Qianyi, an analyst of LeadLeo Research Institute, a market research provider based in Shanghai.“这种以特色活动为核心的夜间文旅模式，能聚集人气、形成消费闭环，已成为拉动夜间经济的有效方式。” 上海市场研究机构头豹研究院分析师穆芊伊说。Mu added that new technologies and scenarios such as drone light shows at night will help enrich the experiences of tourists. The improvement in the quality of scenes naturally enhances the attractiveness and vitality of nighttime cultural tourism, and could help inject new impetus into economic growth.穆芊伊补充道，夜间无人机灯光秀等新技术、新场景，将进一步丰富游客体验。消费场景品质的提升，自然会增强夜间文旅的吸引力与活力，为经济增长注入新动力。Particularly, Shanghai has been developing a booming nighttime economy, and the city's after-dark economy index has maintained the top position in the country for five consecutive years. This year, it has been followed by Guangzhou, Guangdong province, and Chengdu, Sichuan province, said Rising Lab, a city-oriented big data platform of Yicai Media Group.值得关注的是，上海夜间经济持续繁荣。第一财经传媒集团旗下城市大数据平台“第一财经研究院” 数据显示，上海夜间经济指数已连续五年位居全国首位，今年紧随其后的是广东广州与四川成都。In Shanghai, nighttime lighting covered 75 percent of the city's area last year, and nighttime public transportation covered 1,975 square kilometers, which significantly helped to improve the local nighttime consumption environment, the platform found.该平台还发现，去年上海夜间照明覆盖面积占全市面积的75%，夜间公共交通覆盖范围达 1975 平方公里，这一配套设施的完善显著改善了当地夜间消费环境。

The growing trend of 'Treat-O-Nomics.' Also, Matt Smith stops by to talk new movie 'Caught Stealing.' Plus, spooky decorations and decor to celebrate 'Summerween' And, 'Minnesota Bound' celebrates 30 years on the air. 

We are Spiritual Contributors, Not Spiritual Consumers

Send us a text#057 Ever dreamed of ditching debt, saving 60% of your income, and walking 500 miles across Spain on a whim? What if this "impossible" path could set your kids up for true financial freedom – without waiting until 65? In this eye-opening episode, host Eric Yard chats with Diania Merriam, who crushed $30K in debt in just 11 months and built a life of options through the FIRE movement. But here's the twist: She's not just talking theory – she's showing how parents can break the consumer cycle and teach kids to retire early. Curious how a single mom retired at 49 on less than six figures? Or why "frugality" might be the ultimate superpower? Dive in to discover the secrets that could change your family's financial destiny...Episode OverviewJoin concerned parent and host Eric Yard as he explores the FIRE (Financial Independence, Retire Early) movement with Diania Merriam, founder of the EconoMe Conference and host of Optimal Finance Daily. Diania shares her epic journey from financial illiteracy and debt in NYC to achieving work-optional freedom – all while sparking ideas for raising money-savvy kids. Whether you're battling bad habits or seeking ways to lead by example, this episode reveals actionable strategies to front-load savings, question consumerism, and create lifelong options for your family.Guest SpotlightDiania Merriam: Founder of the EconoMe Conference (a "party about money" blending TED-style talks with financial fun), host of the daily podcast Optimal Finance Daily, and a FIRE trailblazer. She paid off $30K in debt in 11 months, saved 60% of her income, negotiated a remote sabbatical for a 500-mile trek across Spain, and quit her corporate job to pursue meaningful work.Resources & LinksEconoMe Conference: economeconference.com– Sign up for updatesOptimal Finance Daily Podcast: Daily 10-minute episodes on personal finance – available on all major platforms.Nurturing Finance: nurturingfinance.com – Dive deeper into teaching kids financial literacy.Call to ActionLoved this episode? Share it with a parent friend who's ready to spark their kid's financial fire! Leave a review on Apple Podcasts or your favorite platform to help us grow. Subscribe for more on raising money-smart kids. Got questions? Email info@raisingfinancialfreedom.com or connect on social media via our site. Start early – your family's freedom starts now! Dollars and Sense free bundle give away! Support the show

Can we shift our mindset to say, week after week, I'm not attending, I'm hosting? We're not creating a new program, we're changing our posture. A posture that considers mission. This is moving from reclining with Christ to hosting with Christ. If we can all shift from consumer to host, our gathered worship becomes a living witness to our community and Sunday morning becomes practice for our dinner church calling.

Bradley Jay Fills in on NightSideWhat general tricks do companies use to get you to purchase something or sign up for something you don't want? Kevin Brassler, the Executive Editor of Consumers' Checkbook joined us to discuss consumer red flags. In addition, Kevin can give examples of throwing away money on services and items that, while marketed as useful, are bad buys as well as worthwhile services and products that you could get for free.

Bradley Jay Fills in on NightSideWhat general tricks do companies use to get you to purchase something or sign up for something you don't want? Kevin Brassler, the Executive Editor of Consumers' Checkbook joined us to discuss consumer red flags. In addition, Kevin can give examples of throwing away money on services and items that, while marketed as useful, are bad buys as well as worthwhile services and products that you could get for free.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's show ask the question: “What Happened to DLNA Technology” We also read your emails and the week's news. Also, say hi to Evelyne, our virtual news reader. News: Plex warns users to update systems immediately after detecting worrying security issue Samsung's $30K Micro RGB TV Is Here Sling TV launches single day, weekend, week-long pass options Apple's new ‘Charismatic' smart home OS is getting set to take on Alexa and Google What Happened to DLNA Technology?  DLNA (Digital Living Network Alliance) technology, once a popular standard for sharing media like photos, videos, and music between devices on a home network, has largely faded from prominence.  Here's a concise overview of what happened: Peak Popularity (2000s–Early 2010s): DLNA, introduced in 2003, enabled seamless media streaming between certified devices like TVs, computers, smartphones, and gaming consoles. It was widely adopted by manufacturers (e.g., Sony, Samsung, LG) and supported by software like Windows Media Player. By 2010, millions of devices were DLNA-certified, with a focus on interoperability and ease of use. Decline in Relevance: Rise of Proprietary Ecosystems: By the mid-2010s, companies like Apple (AirPlay), Google (Chromecast), and Amazon (Fire devices) pushed proprietary streaming protocols that integrated tightly with their ecosystems, offering smoother user experiences and cloud-based features DLNA lacked. Complexity and Inconsistency: DLNA's interoperability was hampered by inconsistent implementation across devices. Some devices supported only specific file formats or had clunky interfaces, frustrating users. Shift to Cloud and Apps: The rise of streaming services like Netflix, Spotify, and YouTube shifted media consumption to app-based, cloud-driven platforms. DLNA's focus on local network sharing became less relevant as users prioritized internet-based content. Emerging Standards: Technologies like Miracast, Wi-Fi Direct, and Bluetooth offered simpler or more versatile alternatives for device-to-device connectivity, further eroding DLNA's niche. DLNA's End (2017): The DLNA organization officially dissolved in 2017, ending certification and development. While some devices and software (e.g., Plex, VLC) still support DLNA for backward compatibility, it's no longer a focal point for manufacturers or consumers. Current Status: DLNA remains functional on older devices, but it's largely been supplanted by modern protocols and platforms. For example, smart TVs now rely on app ecosystems or protocols like Google Cast. Some enthusiasts still use DLNA for local media servers, but it's a niche use case. From our archives (June 2012) What's missing? So if you've tried any of the DLNA servers out there, you've probably seen how bare they are.  With so many consumer electronics devices supporting DLNA playback, it seems a really good DLNA server would sell like hotcakes.  Here's what we think the perfect DLNA server would do. Support Transcoding.  Some DLNA Servers support transcoding, but not all of them.  Transcoding allows the server to change the format of the video your watching or song you're listening to to something that the player can actually play back.  Otherwise you'll get a bunch of failures trying to play back stuff like DivX and Xvid. Support Cover Art.  Most DLNA servers will just grab a video frame out of a movie file and display it as a thumbnail.  Why not replace that with the actual cover of the movie?  They're easy to find online.  It might take a little more setup up front to get all the covers downloaded and in the right place, but it would be worth it. Categorize videos.  A few of the servers support a limited amount of categorization for video files, but what you'd really like to do is tag a movie with a genre, a year, rating, actors, director, producer, etc. and use any of those pieces of information to find the right movie. Built-in DVD backup.  Consumers want a way to backup their movies.  DVDs don't last forever.  Allow a user to create a backup copy of their DVD on a hard drive.  Of course they'll also be able to watch it from any network connected DLNA player, but that's just a slight benefit of the nifty backup feature.  Of course, if you could then provide the built-in... Connection to IMDB.  Allow users to automatically populate cover art and meta data info by selecting the correct movie from an online database like IMDB.  This would greatly simplify the chore of adding movies to a video library.  While this tends to be a one-time event (once per movie at least), it can be painful and tends to wear on you after a while. Support online sources.  Right now PlayOn is the only server we've found that supports online video sources.  It, however, doesn't support local sources.  It looks like that functionality will be coming soon, but the two ideas need to merge for a really great product.  

On this episode, we sit down with Keith Bearden, CEO of Alter Eco, to unpack one of the most turbulent years in chocolate's history.  We dive into why cacao prices have more than tripled over the past two years and how a new 39% Swiss import tariff is disrupting their business in ways we have never seen before. Keith shares how Alter Eco is helping farmers transition to dynamic agroforestry systems across Latin America, why regenerative certification doesn't always pencil out, and what needs to happen to unify the movement so consumers truly understand regen's value.  Episode Highlights:

In today's rapidly evolving food industry, it is crucial for consumers to have access to an unfiltered voice that can provide clarity and insight into the changes occurring within the grocery store experience and the food supply chain. Lori Taylor, as the Founder and CEO of The Produce Moms, is committed to being that voice, advocating for the health of both the industry and consumers. TPM is dedicated to educating the public about the benefits of fresh produce and driving its consumption, setting itself apart from other influencer brands. Despite the significant societal shifts that have impacted how Americans work, socialize, and eat, TPM has remained steadfast in its mission to transform the way America approaches food. Through engaging online content, active social media presence, and a growing podcast that reaches listeners in over 40 countries, they have effectively communicated vital information to consumers, supporting the best farmers and produce brands in the United States while advocating for sustainability and transparency in the food industry. Lori's influence extends beyond consumer education. By partnering with brands that align with TPM's values, Lori aims to ensure that more fruits and vegetables are accessible to every table. To learn more about how to collaborate with The Produce Moms and support this vital mission, reach out via email at lori@theproducemoms.com. Together, we can work towards a healthier future for consumers and a more sustainable agricultural landscape. For the accessible version of the podcast, go to our Ziotag gallery.We're happy you're here! Like the pod?Support the podcast and receive discounts from our sponsors: https://yourbrandamplified.codeadx.me/Leave a rating and review on your favorite platformFollow @yourbrandamplified on the socialsTalk to my digital avatar

A consumer vibes indicator, in the form of two Q2 earnings reports: TJX (which owns TJ Maxx, HomeGoods, and Marshalls) raised its outlook for the remainder of the year after beating expectations. Over the same period, Target reported declining same-store sales. In this episode, today's consumers are choosing off-price bargain hunting over a big-box staple. Plus: Retailers sneak in price hikes, SPACs make a return, and the labor market's got some regional variation.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

A consumer vibes indicator, in the form of two Q2 earnings reports: TJX (which owns TJ Maxx, HomeGoods, and Marshalls) raised its outlook for the remainder of the year after beating expectations. Over the same period, Target reported declining same-store sales. In this episode, today's consumers are choosing off-price bargain hunting over a big-box staple. Plus: Retailers sneak in price hikes, SPACs make a return, and the labor market's got some regional variation.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Recent data show moderate retail sales growth in July — a positive sign for our economy? On the flip side, consumer sentiment fell in an early-August survey. In this episode, why gloomy shoppers are still gonna shop. Plus: How NEA grant cuts are affecting nonprofit arts organizations, why a wealth tax might be unconstitutional, and when did Putin visit a New York City gas station?Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.