Podcasts about IPhone

Apple launches the next generation of its AirTags. Is Apple developing its own take on an AI wearable pin? Apple is holding an event in LA for creators: could this coincide with an announcement of the next MacBook Pro? And Apple snags a Best Picture nomination for 'F1: The Movie'. Apple launches AirTag 2 with improved range, louder speaker, more. Incremental iOS 26.2.1, iPadOS 26.2.1, watchOS 26.2.1 updates support the new AirTag. Apple developing AI wearable pin. Apple hosting LA event for creators on January 27-29 that could coincide with MacBook Pro announcement. Apple reportedly aiming to upgrade the MacBook Pro twice this year. Tim Cook slammed for attending 'Melania' screening on night of Alex Pretti killing. Apple TV earns Best Picture nomination for 'F1: The Movie' in 2026 Oscars. I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Ongoing RAM supply and cost crisis isn't an issue for Apple's iPhone — right now. Picks of the Week Dave's Pick: Anker Prime Foldable Wireless Charging Station (Feb 2026) Andy's Pick: Mermaid Jason's Pick: ChapterPod Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Dave Hamilton Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: cachefly.com/twit

John-Henry Westen recounts the harrowing story of a train crash in Spain where dying victims were denied the last rites, despite priests being on the scene and ready to help. He connects this moment to a deeper issue: the shift in Church–state relations since Vatican II, which he argues has subordinated the Church's spiritual mission to civil authority. The refusal to allow priests access to the dying echoes recent restrictions during COVID and exposes how modern interpretations of religious liberty have undermined the Church's divine mandate. Westen urges Catholics to live in a state of grace, understand the importance of acts of perfect contrition, and stay spiritually prepared for death.HELP SUPPORT WORK LIKE THIS: https://give.lifesitenews.com/?utm_source=SOCIAL U.S. residents! Create a will with LifeSiteNews: https://www.mylegacywill.com/lifesitenews ****PROTECT Your Wealth with gold, silver, and precious metals: https://sjp.stjosephpartners.com/lifesitenews +++SHOP ALL YOUR FUN AND FAVORITE LIFESITE MERCH! https://shop.lifesitenews.com/ ****Download the all-new LSNTV App now, available on iPhone and Android!LSNTV Apple Store: https://apps.apple.com/us/app/lsntv/id6469105564 LSNTV Google Play: https://play.google.com/store/apps/details?id=com.lifesitenews.app +++Connect with John-Henry Westen and all of LifeSiteNews on social media:LifeSite: https://linktr.ee/lifesitenewsJohn-Henry Westen: https://linktr.ee/jhwesten Hosted on Acast. See acast.com/privacy for more information.

Silver and Gold – Still Going. Big week for earnings. Fed decision on Wednesday. Nat Gas price exploding higher. US Dollar drops hard over past few days. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - What we learned from Davos - President Miyagi - tariffs on, tariffs off - January: stocks are trying to finish with gains - Small-caps flying - S&P  500: All-time highs going into earnings Markets - Silver and Gold - Still Going - Big week for earnings - Fed decision on Wednesday - Nat Gas price exploding - US Dollar drops hard over past few days Can't Keep Track Anymore -Trump has announced he is raising tariffs on South Korean imports to 25% after accusing Seoul of "not living up" to a trade deal reached last year. - In a post on social media, Trump said he would increase levies on South Korea from 15% across a range of products including automobiles, lumber, pharmaceuticals and "all other Reciprocal TARIFFS". - South Korea is planning on voting on the "agreement" with the US in February - KOSPI hits all-time high after being down 1% on the news - S. Korea President re-affirms their commitments Davos - 2026 - What we learned - Not much - Same bifurcated view of the world - Trump backed off the Greenland threats - Framework of a "deal" / "plan" - So, no tariffs - (Going to get a boy who cried wolf ....) Gold and Silver - Off to the races - Silver was up again in a big way Monday. Fell back down to earth (up 5% from up 15% earlier in the day - Hovering around $110 - that is impressive - parabolic move - GOLD! - Proving itself as a USD hedge and safety trade (Bitcoin in the dust) - Gold above $5,000 per ounce - - Plenty of reports that central banks are buying up| - USD weakness Economy - Still Strong - The US economy expanded in the third quarter by slightly more than initially reported, supported by stronger exports and a smaller drag from inventories. - Inflation-adjusted gross domestic product increased at a revised 4.4% annualized rate, the fastest in two years, according to Bureau of Economic Analysis data. - Consumer spending advanced at a 3.5% annualized pace last quarter, reflecting the fastest pace of outlays for services in three years, while spending on goods also accelerated from the previous quarter. Amazon - Trimming.... 30,000 jobs is plan - First half of that was in October and now trhery are laying off the remainder - CEO Jassey says that it is not financial of AI issues ---- Again - why so important to state that and make that a focal point? - Layoffs amount to 10% of the corporate workforce - Company still has 1.5 million employees Comeback? - Spirit Airlines is in talks with investment firm Castlelake for a potential takeover of the discount airline, CNBC has learned. - Remember, all started when Jetblue deal was blocked - Frontier tried - Spirit tried a few times to get head above water - nothing worked Booz Cancelled - Treasury Secretary Scott Bessent canceled department contracts with the consulting firm Booz Allen Hamilton, whose employee leaked President Donald Trump's tax records to The New York Times. - The department noted that between 2018 and 2020, Booz Allen employee Charles Edward Littlejohn “stole and leaked the confidential tax returns and return information of hundreds of thousands of taxpayers.” - Booz Allen Hamilton's stock price dropped by more than 10% on the heels of the Treasury Department's announcement. - Why does Booz have tax records in the first place? - Stock down 50% since end of 2024 Private Credit - BlackRock TCP Capital shares lower by 13% after it disclosed Friday night that net asset value declined approximately 19.0%; other private credit stocks falling in sympathy - The Company's net asset value per share as of December 31, 2025 to be between approximately $7.05 and $7.09, an anticipated decline of approximately 19.0% during the quarter ended December 31, 2025, compared to a net asset value per share of $8.71 as of September 30, 2025. - This decline is primarily driven by issuer-specific developments during the quarter. - The Company's net investment income per share to be between approximately $0.24 and $0.26 for the three months ended December 31, 2025. - Decliners: TCPC -13.40% OWL -3.07% ARES -3.30% KKR -2.08% BAM -0.41% CG -0.33% Zoom Communications - Valuation of Anthropic stake - The news is driving shares higher as analysts suggest ZM's $51 mln stake could now be worth between $2-$4 bln based on Anthropic's rumored $350 bln valuation, effectively acting as a "hidden gem" on its balance sheet. - From a fundamental perspective, the company's performance has also significantly improved, evidenced by its Q3 beat-and-raise report in late November where revenue rose 4.4% yr/yr to $1.23 bln. - This stronger financial performance is being driven by robust growth in the Enterprise segment, the rapid adoption of AI Companion features, and the scaling of adjacent growth businesses like Zoom Contact Center and Workvivo. - Consequently, the combination of high-margin operational rigor -- highlighted by a 41.2% non-GAAP operating margin -- and the massive unrealized gains from its AI investments has shifted investor sentiment firmly back toward growth. UNH and Health Stocks - DOWN 20% today - The administration's proposal (via the Centers for Medicare & Medicaid Services, or CMS) for Medicare Advantage reimbursement rates to rise by only 0.09% in 2027. This was far below Wall Street expectations of 4-6% (or higher), following a more generous ~5% increase for 2026. - The near-flat rate aims to improve payment accuracy, curb overbilling practices, and protect taxpayers, according to CMS statements, but it sparked widespread concerns about squeezed insurer margins, potential benefit cuts for seniors, reduced plan offerings, or market exits. - UnitedHealth has significant exposure to Medicare Advantage (roughly 30% of national enrollment), making it particularly vulnerable. The proposal, announced late Monday (January 26), led to a broader sell-off in health insurers: - - Humana (HUM) plunged over 20-21%. - - CVS Health (CVS) and Elevance Health (ELV) each dropped around 13-14%. Tech Earnings Microsoft (MSFT) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  Earnings per share (EPS): about $3.86 and Revenue: about $80 billion - Growth: high teens year over year revenue growth - Investors are focused on Azure and broader cloud growth, particularly how much of that growth is coming from AI related demand. Microsoft has built a reputation for consistent execution, which also means expectations are high. The critical issues will be cloud growth sustainability, margin stability, and how aggressively management plans to keep spending on AI infrastructure. Meta Platforms (META) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  EPS: about $8.15–$8.20 and Revenue: about $58–$59 billion - Growth: roughly 20–21% year over year revenue growth - Advertising remains the core driver, with AI driven ad targeting continuing to improve returns for advertisers. While topline growth expectations remain strong, investors are closely watching expense growth. The biggest question is whether rising AI and infrastructure spending can be managed without eroding margins or spooking investors, as Meta works through the next phase of its AI strategy. Tesla (TSLA) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  EPS (non GAAP): about $0.40–$0.45 and Revenue: about $24.5–$25 billion - Trend: earnings expected to be sharply lower than a year ago - Tesla enters earnings with the weakest expectations among the major tech names this week. Vehicle deliveries declined year over year, and automotive margins remain under pressure. While the energy and services segments continue to grow, they are not yet large enough to offset slowing EV demand. - Investors will be far more focused on forward guidance than on the quarter itself—particularly updates on Full Self Driving, robotaxis, and the broader AI roadmap. Apple (AAPL) Reports: Thursday, January 29 (After Market Close) Wall Street Expectations -  EPS: about $2.65–$2.67 and Revenue: about $138 billion Growth: approximately 11–12% year over year revenue growth - This is Apple's most important quarter of the year. Expectations call for record revenue driven by the iPhone 17 cycle and continued Services growth. The focus will be on margins, China demand, and forward guidance—particularly how higher costs (memory prices and tariffs) may impact profitability. Apple typically beats expectations, but the stock reaction will hinge on what management says about growth beyond this quarter. Company Ticker Report Date Est. EPS Key Focus Area Microsoft MSFT Wed, Jan 28 (AMC) $3.92 Azure AI revenue growth & CapEx spending Meta Platforms META Wed, Jan 28 (AMC) $8.17 Ad monetization of AI & 2026 CapEx guidance Tesla TSLA Wed, Jan 28 (AMC) $0.45 Full Self-Driving (FSD) & Robotaxi updates Apple AAPL Thu, Jan 29 (AMC) Varies iPhone 17 demand & Apple Intelligence rollout ServiceNow NOW Wed, Jan 28 (AMC) $0.88 Enterprise AI software adoption rates IBM IBM Wed, Jan 28 (AMC) $4.28 Hybrid cloud and watsonx performance *AMC = After Market Close; EPS = Earnings Per Share (Consensus Estimates) Boeing - The company's airplane deliveries last year were the highest since 2018, helping drive revenue. Boeing brought in $23.9 billion in the last three months of 2025, a 57% increase over the same period in 2024 and topping analysts' expectations. Cash flow of $400 million was roughly double what Wall Street was expecting. - Boeing brought in $23.9 billion in the last three months of 2025, a 57% increase over the same period in 2024. The airplane manufacturer delivered 600 airplanes last year, up from 348 a year earlier. Another MoonShot - U.S. natural gas prices surged over 17% on Monday morning, climbing above $6 for the first time since late 2022. - It comes as Winter Storm Fern leaves hundreds of thousands without power and forces mass flight cancellations. - The National Weather Service has forecast wind chills as low as -50 degrees Fahrenheit (-45.56 degrees Celsius) across the eastern two-thirds of the U.S. this week. -Up 68% YTD - Nat gas is used in a whole lot of things - electrical grid 43% is fueled by Nat Gas Government - Not Again! - Seems like Dems are threatening a shutdown again - A partial U.S. government shutdown is set to begin on Friday, January 30, 2026. - The Senate is expected to vote on a funding package to avert this shutdown, with delays from a winter storm pushing initial votes to at least January 27, 2026 - The issue is being exacerbated with the ICE / Minnesota issues This is precious - Ex-finance minister Noda currently co-heads largest opposition party - He says that Japan unlikely to get international consent for intervention - Yen, bond selloff requires Japan to be in crisis mode, he says - Government must vow to restore fiscal discipline to end yen fall, Noda says - Japan must create environment allowing for steady BOJ rate hikes, he says - THIS shows us all that the whole thing with these guys/gals is all political. - NEVER EVER if he was in the role would he say anything like this.       Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Apple launches the next generation of its AirTags. Is Apple developing its own take on an AI wearable pin? Apple is holding an event in LA for creators: could this coincide with an announcement of the next MacBook Pro? And Apple snags a Best Picture nomination for 'F1: The Movie'. Apple launches AirTag 2 with improved range, louder speaker, more. Incremental iOS 26.2.1, iPadOS 26.2.1, watchOS 26.2.1 updates support the new AirTag. Apple developing AI wearable pin. Apple hosting LA event for creators on January 27-29 that could coincide with MacBook Pro announcement. Apple reportedly aiming to upgrade the MacBook Pro twice this year. Tim Cook slammed for attending 'Melania' screening on night of Alex Pretti killing. Apple TV earns Best Picture nomination for 'F1: The Movie' in 2026 Oscars. I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Ongoing RAM supply and cost crisis isn't an issue for Apple's iPhone — right now. Picks of the Week Dave's Pick: Anker Prime Foldable Wireless Charging Station (Feb 2026) Andy's Pick: Mermaid Jason's Pick: ChapterPod Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Dave Hamilton Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: cachefly.com/twit

Apple launches the next generation of its AirTags. Is Apple developing its own take on an AI wearable pin? Apple is holding an event in LA for creators: could this coincide with an announcement of the next MacBook Pro? And Apple snags a Best Picture nomination for 'F1: The Movie'. Apple launches AirTag 2 with improved range, louder speaker, more. Incremental iOS 26.2.1, iPadOS 26.2.1, watchOS 26.2.1 updates support the new AirTag. Apple developing AI wearable pin. Apple hosting LA event for creators on January 27-29 that could coincide with MacBook Pro announcement. Apple reportedly aiming to upgrade the MacBook Pro twice this year. Tim Cook slammed for attending 'Melania' screening on night of Alex Pretti killing. Apple TV earns Best Picture nomination for 'F1: The Movie' in 2026 Oscars. I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Ongoing RAM supply and cost crisis isn't an issue for Apple's iPhone — right now. Picks of the Week Dave's Pick: Anker Prime Foldable Wireless Charging Station (Feb 2026) Andy's Pick: Mermaid Jason's Pick: ChapterPod Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Dave Hamilton Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: cachefly.com/twit

Apple launches the next generation of its AirTags. Is Apple developing its own take on an AI wearable pin? Apple is holding an event in LA for creators: could this coincide with an announcement of the next MacBook Pro? And Apple snags a Best Picture nomination for 'F1: The Movie'. Apple launches AirTag 2 with improved range, louder speaker, more. Incremental iOS 26.2.1, iPadOS 26.2.1, watchOS 26.2.1 updates support the new AirTag. Apple developing AI wearable pin. Apple hosting LA event for creators on January 27-29 that could coincide with MacBook Pro announcement. Apple reportedly aiming to upgrade the MacBook Pro twice this year. Tim Cook slammed for attending 'Melania' screening on night of Alex Pretti killing. Apple TV earns Best Picture nomination for 'F1: The Movie' in 2026 Oscars. I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Ongoing RAM supply and cost crisis isn't an issue for Apple's iPhone — right now. Picks of the Week Dave's Pick: Anker Prime Foldable Wireless Charging Station (Feb 2026) Andy's Pick: Mermaid Jason's Pick: ChapterPod Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Dave Hamilton Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: cachefly.com/twit

Be there in the vision of the Potter's house and see yourself as the clay in Christ's nail pierced hands. VF-1928 Jeremiah 18:5-6 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2026 Pastor Melissa Scott, Ph.D. All Rights Reserved

On this episode of For Mac Eyes Only: Join Mike, Darren, special guest Bob Wood, plus contributions from listeners Nick and Lisa as they share tech resolutions for the new year including clearing out the digital cruft, giving back to your tech community, cutting ties with old subscriptions, not letting AI take over your life, and more! We close the episode with Bob's Essential App pick: AnyList.

We've all made New Year's resolutions before, right? Right? Okay, not all of us. But at least 3 out of 4 Geek Salad members at least remember making a resolution at some point in the past. So to chat about some of those and just kick off the new year in general, they give you episode 263: Resolve to Resolve My New Year's Resolutions. Join Andy, Mike, Joe, and Katherine as they talk about New Years past, present, or yet to come. How many resolutions have they made and kept versus made and completely forgot about a week later? And what do they have planned for the upcoming 12 months? Geek Salad is available at www.geeksalad.podbean.com, or can be subscribed to at the iTunes store by using keyword “geek salad.”  Geek Salad is also available on Spotify,iTunes,  iHeart Radio and wherever else you get your podcasts! Also, check out the Podbean App where you can stream and download the entire Geek Salad archive right from your Android or iPhone!  You can get the app at either the Google Play Store or the Apple App Store!  Want Geek Salad swag?  Check out our new store on Tee Public, where you can get t-shirts, mugs, stickers, and so much other stuff!!!  Shop here! Geek Salad episodes are now also available to stream on YouTube.  “Like” and Subscribe to their channel at Geek Salad Podcast at www.youtube.com Contact Geek Salad at geeksaladradio@gmail.com.  Geek Salad is also available on Facebook under the group heading “Geek Salad Podcast.” Check out their website at www.geek-salad.com, and please subscribe to their Blue Sky feed: @geeksaladradio Geek Salad is intended for adult listeners and contains coarse language and profanity.  Listener discretion is advised.

- Apple Outs More Powerful Second-Gen AirTag - Most iPhones Since the 15 Series Support Better AirTag Precision Finding - First-Gen AirTag Prices Drop with Third-Party Sellers - New AirTag Ushers in a Slew of Software Updates - iPhone 5s and iPhone 6 Get Surprise Messages Support - iOS Updates Address Emergency Calling Issue in Australia - Apple Seeds Third Developer Betas of blankOS 26.3 - Apple Seeds Third RCs of Sequoia and Sonoma Updates to Developers - "Melania" Director Posts Pic with Cook from Screening - Sponsored by Squarespace: Get 10% off of your first purchase of a website or domain with offer code MACOSKEN at Squarespace.com/MACOSKEN - Sponsored by Copilot Money: Get a two months free trial with Offer Code MACOSKEN at try.copilot.money/macosken - Catch Ken on Mastodon - @macosken@mastodon.social - Send Ken an email: info@macosken.com - Chat with us on Patreon for as little as $1 a month. Support the show at Patreon.com/macosken

Greetings from Pilda,It is the coldest January in thirty years. Outside my window, the thermometer is dropping, and I have just finished hauling 150kg of heating pellets into the bunker. It is the perfect atmosphere for what we need to discuss today.For years, we have been documenting the slow, bureaucratic rot of the Russian Empire. We called it the “Rotting Cake”—a structure that looked impressive from the outside but was being eaten alive by corruption from within.Well, I have bad news. The cake is gone. The rats have finished it.We have now entered the Warlord Era.In this episode of The Eastern Border, we are no longer looking at a state. We are looking at a dark, geopolitical anime where the laws of physics and logic have been suspended. The “Vertical of Power” has collapsed into a collection of feudal tribes, each led by a warlord more insane than the last.The World Boss Wakes Up While the Kremlin was busy arguing about “traditional values,” the United States decided to play Grand Theft Auto. In the span of 48 hours, they kidnapped the President of Venezuela and announced plans to put a “Golden Dome” over a newly purchased Greenland. The “Multipolar World” is dead. The Sheriff is back in town, and he is drunk.The Grinch and the Cucumber Meanwhile, France—yes, France—has started seizing Russian oil tankers. Specifically, a tanker named “The Grinch” (you cannot make this up). The Russian response? Impotent rage on Telegram. Why? Because they can't afford to fight back. The “Cucumber Index” has spiked 30% in three weeks. The economy is eating itself.The Spiritual Psychosis But the real horror is in the trenches. We read the diaries of soldiers who are trapped in the “Red Marker Trap”—dying in villages that their commanders have already marked as “captured” on the map. We meet the “Shashlik Commandos”—elite bureaucrats who go to the rear to eat barbecue and steal tractors. And we listen to the “Berserkers” like Yuri Yevich, who are now screaming that the war is actually against “Satanic Space Bears” and that the only solution is… ice axes.The State is dead. Long live the Tribe.In this episode:The Global Humiliation: From Maduro to the Grinch.The Techno-Rot: Why the “Toilet Warlords” can't build drones but can brick your iPhone.The Meat Grinder: Strelkov's letter from prison revealing that Putin has killed more men in one village than WWII.The Escape: Why the “Good Russians” are finding the doors to the West locked tight.Happiness is Mandatory.

One of the biggest risks people face when trying to understand the economy, investing, or personal finance isn't a lack of information. It's the illusion of being informed—while quietly limiting the sources that shape your thinking. We live in a world where information is everywhere. Podcasts, X threads, YouTube clips, newsletters, reels. But abundance doesn't equal diversity. In fact, the algorithms behind social media are designed to do the opposite: they show you more of what you already agree with. Over time, your worldview narrows—not because you chose it to, but because it was curated for you. I noticed this years ago when I started listening to alternative asset podcasts. At first, it felt refreshing—new ideas, new language, new opportunities outside the mainstream. But after a while, something became obvious. Many of these shows were operating inside an echo chamber. Different hosts. Same conclusions. Same narratives. Same villains. Same heroes. It was as if they were all listening to one another and simply regurgitating the same ideas, reinforcing them in a closed loop until they felt like truth. And to be fair—knowing many of these hosts personally—that's often the business model. Audience reinforcement is rewarded. Dissent is not. Ever since then, I've made a conscious effort to study people I don't naturally agree with. Not because I want to adopt their views—but because I want to stress-test my own. This matters more now than ever because social media accelerates groupthink at scale. When an idea gains traction online, disagreement quickly becomes social friction. It's easier to conform, retweet, and nod along than to pause and ask, “What if this is wrong?” I once had a conversation with Robert Kiyosaki where he told me he actually gets worried when everyone in the room agrees about the economy. When viewpoints converge too neatly, it's usually a sign that critical thinking has been replaced by consensus comfort—and that's exactly where blindsides are born. If your goal is to get closer to the truth, you must seek out opinions that challenge your own. That includes people you disagree with—especially people you disagree with. Truth doesn't emerge from unanimity. It emerges from tension. And that applies to me as well. Daon't let me—or anyone else—be your sole source of information. No matter how much you trust someone, outsourcing your thinking is always a risk. I can tell you from personal experience that in economics and personal finance, narrow perspectives lead to surprises you only recognize in hindsight. Those are the moments people regret most—not because they lacked intelligence, but because they lacked perspective. Financial education is critical. But a real curriculum doesn't just confirm what you already believe. It exposes you to competing frameworks, conflicting data, and uncomfortable questions—and forces you to think for yourself. That's how you build conviction that actually holds up when the world changes. This week's episode of Wealth Formula Podcast examines this groupthink problem on a broader scale throughout society with an author who wrote a bestseller on our inherent appetite for misinformation. It's a fascinating conversation that will surely get you thinking about the way you view the world. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  You can imagine people who are conflict avoidant, probably not so likely to post online, as opposed to people who are conflict approaching who love a fight, right? If that’s, if those are the folks who are more likely to post, that’s gonna shape our information space in really, really important ways. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California today. Uh, wanna remind you before we begin, there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna get more involved with, uh, the show, with the community, uh, specifically, um, if you are interested. There is a sign up there for something called investor club, which if you aren’t a credit investor, you sign up basically, uh, you, uh, get onboarded and then you can see potential deal flow that’s not available to the public. And, uh, lots of things going on in there. Real estate, we’ve had stuff in the aircraft spaced, um, interesting stuff. You should check it out for sure. If you are, uh, enter credit investor. And again, that is wealthformula.com. Just click on investor Club. Now today, let’s talk a little bit of, you know, just let’s talk a little bit about one of the biggest risks that people face when trying to understand the economy of investing personal finance. It’s not lack of information, right? These days, there’s an enormous amount of information. It’s just the illusion of being informed while quietly limiting the sources that shape your thinking in the first place. So we live in this world. I live in this world too, where information is everywhere. You got podcasts, you got X, you got YouTube newsletters, reels, random emails. Abundance of information doesn’t really equal diversity. In fact, the algorithms behind social media are designed to do the opposite. They just show you more of what you already agree with, and that is a little bit of a problem because over time your worldview really starts to narrow. And not because you chose to narrow it necessarily, but because it was curated for you. You know, I noticed this myself, uh, several years ago when I started listening to podcasts like my own. Even before I started my podcast. And what happens is that you get, initially you get kind of interested ’cause the stuff resonates with you. You get some ideas, you get new language, new opportunities outside the mainstream. But after a while you start to realize, or I start to realize that, you know, these shows were sort of operating inside of an echo chamber. They’re saying the same thing, different house, same conclusions, same narratives, villain. Same heroes, you know, it was as, again, it was as if they were all listening to one another and, and simply regurgitating the same ideas and reinforcing them, uh, in a, in a closed loop. Um, and when you do that, it starts to feel like truth. And to be fair, knowing many of these hosts personally, that is kind of the business model. You know, audience reinforcement is rewarded, descent is not so ever since then. You know, I’ve actually made a conscious effort to study people. I don’t, uh, naturally agree with. I actually don’t listen to any other personal finance podcasts, uh, that are sort of in this alternative space because I already know kind of what our narratives are. I wanna know what others think. I wanna, uh, I, it’s not necessarily that I’m looking to adopt their views, but because I wanna kind of, you know, challenge my own and this matters more now than ever. Again, because of social media. How that accelerates group think at scale. You know, when an idea gains traction online, um, you know, disagreement quickly becomes social friction. Now I think the thing to do is, you know, always be questioning yourself and asking the question really, what if I’m wrong? What if this narrative is wrong? And it reminds me actually once, uh, you know, I’ve had a chance to spend a little time with Robert Kiyosaki. Period, uh, different, different times, and I still. Kind of consider him a mentor. And I remember being at a table with him, a bunch of people talking about, you know, where the, where the economy was, what’s going on. And he looked at me and he says, this is what gets me nervous. I said, what, what gets you nervous? And he says, everyone here, everyone here, even people who normally disagree with one another, are agreeing with each other. Uh, the point is that when some of these, you know, viewpoints converge too neatly. Uh, it’s usually a sign, uh, that, you know, that critical thinking has kind of been replaced, and that’s exactly where you start to get blindside and where, you know, there’s a danger there that there’s something that no one’s, no one else has really even mentioning anymore. So if your goal is to get closer to the truth, you actually have to seek out opinions that challenge your own, and that includes. People you disagree with, especially people you disagree with. Because you know, truth doesn’t really emerge from unanimous thought. It emerges from sort of that tension and challenging, and that applies to me as well. You know, if I’m the only personal finance podcast you listen to, you probably shouldn’t be because I have, you know, made my own conclusions based on what I’m thinking and what I’m listening to. I try to get people. Um, you know, from different spaces talking about stuff, but the reality is that, you know, everyone’s biased. I’m biased too. So, um, you know, I can tell you from personal experience, uh, that in economics and in personal finance, the problem is that when you have these narrow perspectives, um, they often lead to. To prizes. Uh, you can’t, you know, they only recognize in hindsight, and those, uh, those are the moments that most people, I think, regret more than anything. Not because they lacked intelligence necessarily, but they lacked perspective, right? Listen, financial education is critical and we, we know that that’s the point of doing the show in the first place, but, you know, any real curriculum is, isn’t there, just to confirm what you already believe. I, I, if you, it should expose some competing frameworks. And, you know, different questions or different takes on things and, and that’s how you know, if you listen to those and you listen to those arguments, that’s how you can really build conviction that you can stand behind. And even if you’re wrong, you say, yeah, you know, I heard the other argument too. I didn’t buy it, but I guess I was wrong. Believe me, I’ve been wrong, uh, more than once myself. So the reason I bring that all up is because this week’s, uh, episode of Wealth Formula podcast really examines. Greater than just the idea of, you know, personal finance and macro economics and that type of thinking, but a greater problem, which is group think in general on a broader scale throughout society. And my, uh, my guest is a, a woman who wrote a best seller on this topic. It’s fascinating stuff. I think it’ll get you think. Make sure to listen in and we’ll have that interview right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Uh, today my guest on Wealth Formula podcast is Professor Dana Young, who’s a professor of communication and political science at the University of Delaware, where her research explores how media psychology and identity shape belief systems she’s the author of Wrong, how media politics and Identity drive our appetite for misinformation and examines why people clinging to false narratives, and how understanding identity can improve persuasion. Our work helps decode the emotional and cognitive forces behind how we process risk, truth, and decision making. Welcome, professor Young. Great. Thanks so much for having me. Thanks for that intro. Someone has done their homework. I like that. Well, I try to, uh, well, let’s start with this. You know, one of the central arguments, uh, that you have is that people often believe things, not because they’re true, but because those beliefs serve as an identity function. Interesting concept, which I can kind of see in, uh, when you watch TV these days, can you, can you talk a little bit about that? Sure. And, and realize this is not happening at a conscious level. This isn’t something that we are thinking about. We’re not thinking, I wanna believe things that are untrue, but make me feel like I’m a part of my team. It doesn’t work that way. It is the, the truth, value of the things that we perceive is contingent on how those beliefs serve our team. Mm-hmm. So if there are things that our team believes. Those are the things that sort of historically, based on evolutionary psychology, those are the belief systems that would’ve made us probably really good members of our, of our tribe. Mm-hmm. That would’ve, um, if we had embraced those beliefs that would have. Give an indication to the shared members of our team that we are a good team member and therefore they should protect us. They should protect me, I will protect them. There’s a reciprocity there. So that belief sharing with our teammates is something that historically has served us well. And when it comes to survival, we really prioritize our social motivations above all else, because that is such a huge predictor of what allows us to survive and thrive. Is being a part of a community. And so, yeah. So the empirical validity of those claims is a little bit beside the point. The obvious, uh, the, the things that I think about there, I guess the, the sort of analogy there is like, you know, being a a, like I’m a big football fan, right? So I’ve been a big fan of the Minnesota Vikings for my entire life, although I’ve not lived there in from, you know, three quarters of my life. I grew up as a kid and that was my team. People come in, right? People go out. They’re people who, you know, were never there at the beginning, but I still root for them. Yeah. Yeah. And I still believe in them. And so, yeah, it, it reminds me of the sort of a, uh, you know, this tribal thing you’re talking about. The other place you see it, uh, is, is in politics. Uh, you know, when I, when I think about like, the way the parties have changed without getting political at all here. The, the, there’s some very, very significant changes that have happened in the ideologies, uh, or maybe not in the ideologies, but in the actuality of these parties and what they believe. They’ve changed so much in the last 30 or 40 years, yet the same people believed, uh, or identify as those party members. Is that kind of what you’re getting at? Yes, and, and because I’m a political scientist and political communication scholar, a lot of my interest in this area was born out of my concerns about our political, the political moment that we’re in, and how we really lack. A shared reality that’s necessary for democratic governance. Um, we, and we are seeing that literally there are dozens of examples every single day of different perceptions of reality across the left and the right. And so, so that was sort of why I tried to understand this, um, in the first place. But the. What you can glean from these theoretical dynamics, um, extend far beyond politics, right? To, as you were saying, and everything from economics to health, to the environment. Um, but because the shift that I think has been most impactful in this area regarding political identity is that in the United States, the. How the parties, what the parties are made up of, who the parties are made up of has changed dramatically over the last half century. And so rather than being these sort of loose coalitions of interest groups that would kind of come together and perhaps share a platform on specific policies, the way that the parties have shifted, especially sort of after the Civil Rights Movement made it that. Individuals began to identify with political parties based on like fundamental characteristics of who they are. Things like race, religion, geography, and, and fundamental aspects of culture. And so you have two political parties that actually look very different from one another in their racial and ethnic and religious and geographic sort of composition that is not good for democracy. Because we actually do not want our political parties to map onto such primal aspects of identity. ’cause it creates sectarianism and opens the door for dehumanization and violence, all kinds of bad stuff. But it also really tends to fuel some of these identity-based processes that we’re talking about because when you look around and everyone on your, in your political party. Lives like you do. They look like you do they worship like you do? They have the same hobbies as you. They drive the same kind of car. You know, those kinds of things. Like there’s a lot of that overlap that really makes your political identity take on a life of its own, and that life is increasingly. Um, unrelated to policy and more about kind of culture and aesthetics. So all of these caricatures that we think about of the left and the right, the, there’s. Stereotypes for a reason. They exist for a reason and they are so exaggerated through as a result of this political party shift over time. And, um, uh, as I talk about in the book, these differences are also exploited by our media environment. It’s really good for targeting and target marketing to have these kinds of divisions, uh, not great for democracy. Um, but they, these identities become further exacerbated. The more media we consume that tends to play into these identities. Yeah. It, it’s interesting to me, I think sometimes when you, when you think about what people believe mm-hmm. And then, you know, and then. Identifying those beliefs with like a, a political party or something like that. It’s interesting to think of the actual identification of the party coming first. Yeah. And then the beliefs following. Based on the identification. So that’s almost like religion, right? Exactly. Exactly. Right. And that’s a lot of the, the metaphors that we’ve been drawing from in political science. A lot of political scientists have been writing about this, really drawing upon the sociology of religiosity and how it operates because it, it, you’ll notice there’s another similarity too, that people will. Have this large identity as like a Catholic, right? Like I was raised Catholic. It’s, it’s part of who I am. Now. Do I believe everything that they say at church? No, but my identity as a Catholic is still very big. I, I, I will let it drive certain things, but I’m gonna write off other things as like. Not as important as my overarching identity. In the same way that we will find people who have a Democrat or Republican identity, and they live like a Democrat. They live like a Republican. However, when it comes to their actual policy positions. They don’t necessarily agree with their party platform. And that actually is where I get a little more optimistic because even though these caricatures seem so distinct when you drill down to actual policy positions, Americans have a lot in common. Those divides are not as giant as we think they are. I’m curious in terms of understanding the United States versus other countries, um, we, we seem to have a certain polarity which. It’s relatively new. I would say that, you know, even compared to, um, being a kid in, in the eighties, um, feeling like, you know, there was these two parties, but they seemed to get along pretty well. Mm-hmm. And for the most part, they were both kind of near the center. Yeah. And, um, but there’s this, there’s a much bigger division now. Um. What, I guess what drives the, the changes and when you look at different countries, like if you can compare and contrast like Sure. Are there certain specific variables Yes. That about our culture that that makes us who we are. Yes. Yeah. So that first question, um, I, I think that what’s really important is that when you think about how our political parties used to operate, um, in the aftermath of the Civil War, the two parties. We’re kind of in agreement when it came to racial issues in a way that was not good for African Americans in this country. Once the great migration happened and you had blacks from, from former slave states moving north and west, there was real pressure on leaders in those cities to advance or civil rights. Platforms, civil rights legislation, and to advance the rights of African Americans. That really put pressure on the parties in such a way that then it was the Democratic Party who became the party of championing civil rights. Then there was a response from the Republican party that was framed in terms, right, in terms of. State’s rights. That really drove the sorting of different kinds of people into the parties. It’s also fascinating to look at how religiosity and religion. Play a role here because during this very moment under the Nixon administration, there were efforts to revoke the tax exempt status of certain Christian schools that were sort of defacto segregated schools that were in violation of the policy at the time, which was to integrate those, the school system well. Those Christian parents were very unhappy with this, you know, revoking their tax exempt status. And there was a man named Paul Wyrick who came in and said, you know what, this is a moment to really bring together these two issues regarding race and religion. And he mobilized and created a grassroots movement out of this effort to sort of like protect our schools. And that actually became the conservative group, the Heritage Foundation. So that, that bringing together sort of the, the project of evangelical Christianity with this sort of move in opposition to integration that has a long history in our country. To your second piece though, about why the United States is, is. Special. Um, one, we have our, our history of slavery is not fundamentally unique, right? There are many countries that also practice slavery. I think the role that slavery already p played in the founding of our nation was important to keep in mind in terms of how the, the issue of race played into these shifts across political parties. And two, probably the biggest thing of all is that we have a. Two party system in countries that are dealing with some of these same pressures related to race and ethnicity, immigration, right? Where you see some of this polarization happening on ideology and a lot of those places they have multi-party systems. Which play a real amazing role at buffering some of these dynamics. So it’s not black or white, yes or no left, left or right. Uh, so we are uniquely positioned to have a hell of a time with polarization. When I, um, uh, I, you already sort of referenced, um, media. Mm-hmm. Um, you know, like when you think about polarization or you think about like. Re um, sort of constantly, um, emphasizing the things that you already suggest that you believe, uh, social media in particular is, I mean, is just pounding away at that, right? Yeah. I mean, sure. I just think about like my own feed, the things that I Yeah. You know, respond to or the things that I, you know, show affirmative, uh, reactions to the next thing. You know, like on x, you know, on Twitter, which I’ve been in. You know, doing more of, that’s all I get. Right? Sure. And it’s interesting because the next thing you know, you feel like. Everybody agrees with you. Sure, sure. And you’re like, oh, this is, this is amazing. I’m so Right. Right. No one has, right. No one believes the opposite of me. Right. Yeah. And it feels amazing. What role is that playing? Uh, I guess in, in your view? Social media dynamics are, are really fascinating because let’s, let’s realize, talk for a second about why it is that a lot of the content that we’re exposed to on social media is so divisive and identity evoking. Um. The reason that that happens is because the algorithms really just want us to be more and more engaged, obviously, because the only way that they’re able to, to micro target us with ads, et cetera, is by making use of the data points, the breadcrumbs that we have left behind. The only time that we leave those data points that we leave those breadcrumbs is when we do things. So if we’re just lurkers, we are not serving them at all. If we’re just hanging out looking at stuff, if we are actively liking or doing an angry thing, or writing or sharing, that’s what they need. So the algorithm is going to prioritize the content that is sort of outrage inducing, especially because negative emotions are exceptionally sticky. And there’s been some amazing work by um, uh, Jay Van Beil and his team who studied the sort of virality of different kinds of content online. And they found that the kind of content that is especially suited to virality is content that is both moral. Emotional that makes claims about what ought to be and what ought not to be, but is also like really emotionally and effectively evocative. And the kinds of content that tends to check those boxes is the content that is identity activated. Us versus them. They are doing this awful thing to us. Our way of life is under threat. Um, they are the bad guys. We are the good guys. So that’s how that happens, right? So that’s the kind of content that tends to be privileged across these platforms. That’s a piece of the puzzle. Another piece of the puzzle is that the kinds of people who tend to produce the most content online. Are weird, uh, as someone who posts online, uh, I, I just offended myself, but that’s fine. Um, the people who post a lot online tend to be more ideologically extreme. They also tend to have certain kinds of personality traits that maybe aren’t great is some of my work is looking at the, the trait of conflict orientation. You can imagine people who are conflict avoidant. Probably not so likely to post online as opposed to people who are conflict approaching who love a fight, right? If that’s, if those are the folks who are more likely to post, that’s gonna shape our information space in really, really important ways. Well then you get responses that are much more aggressive too, right? Like sure. In either direction. Sure. Something that’s kind of lukewarm. No one really cares to respond to it. Right. That’s exactly right. And then, and then those, those particular posts are rewarded by the media companies themselves because they’re getting all sorts of attention rising the top and those influencers who getting paid for that. So yeah, I mean, that’s the thing that really, that’s where I, I, I get to the point sometimes with this work where I, I’ve, I do feel a bit demoralized because I don’t necessarily see. Where there are really empowered agents to who can work within the system, we have to try to dismantle the incentive structure. So you know, if there are entrepreneurs out there who can think about ways to incentivize different kinds of content, I applaud that kind of development there. There are some, of course, who, who do the sort of, um. Positivity posts, you know, posts for good and viral videos about people help helping other people, and there is some indication that those also, they’re people love those. Those do go viral, but they don’t have the immediacy of the outrage, I guess, that when you think about, you know. The implications of this is really just, you know, I guess polarization, maybe some misinformation. Even misinformation is difficult because Sure. You don’t even actually know what is real information anymore. You don’t have like, sure. You know, when I was a, again, going back to being a kid in the eighties, it’s like you had one set of. Set of facts, you know? That’s right. But now that’s, there’s lots of different sets of facts, and in reality it’s hard to know what’s real. You just, you know, you just, you, you believe something and the next thing you know, something comes out and it, boy, that wasn’t real at all. Um, yeah. And, and let’s just, I’ll pause you for a second because, you know, as someone who studies misinformation, I, I have been through quite a journey with how I’ve thought about digital technologies, right? Yeah. Whereas. When I first started in this field 20, 25 years ago, I really lamented the fact that there were these voices on high at the news organizations who got to gatekeeper. They were the ones who decided what was true and what was not. And because of the way that they produced the news, that tended to reinforce certain kinds of official narratives. You know, there were times when conspiracies were exposed later on, when we learned that Wow. They did not tell us the truth, right? So early on I thought, oh wow, digital technologies are gonna be revolutionary, citizen journalists and iPhones. Mm-hmm. And in 2011, we saw the Arab Spring and we watched all these, these, you know, dictatorships. Topple. And then we saw the real tide shift with misinformation, with and disinformation deliberate efforts to exploit those. The lack of gatekeepers to exploit the, the lack of professional, quote unquote truth tellers, and really just make hay of our information space. And now sometimes it’s amazing, right? Because sometimes. The official account is not true, and other times the official account not only is true, but belief in the official account is necessary for us to sort of make progress as a society, right? So. The trouble is we don’t know which time is which. Well, well that, that’s, that’s what I was gonna say. I mean, I, I used to actually kind of in my own rein, have this narrative that, you know, certain sources were true and certain not, but even, yeah. You know, even after, you know, things that happened during COVID, for example. Yeah. Um, um, you know, the Wuhan Laboratories and, and things like that, that, you know, everybody looked at as a. A conspiracy theory and all this stuff, right? A tinfoil hat theory, a tinfoil hat, and you brought it up and you were crazy and everybody, you know, and, and the next thing you know, that’s the truth. That’s what happened. Yeah. So it, I think you’d even take people, um, it, it makes people who, uh, believe in the system, not believe in the system anymore. And, and I think that’s kind of where a lot of people are headed. That’s where the huge danger is. Yeah. And, and I think one area of research that is so. That is empowering and is hopeful. I have a, a doctoral student who is doing her dissertation on this. It’s a, it’s a concept called intellectual humility, which is just the extent to which we acknowledge that our beliefs and our perceptions of the world could be wrong. And what happens is when you operate in an intellectually humble way when you have beliefs, but you also are open to the fact that new information could come in at any moment, that could tell you that the things that you thought were true are not true. When you live that way, you tend to. Be closer to empirical truth than the people who are intellectually arrogant because the people who are intellectually arrogant, they’re so sure they’re right and they’re never looking to update their views. Yeah. You know, curiously on that too, like what, what does a research show about like highly educated or quote unquote intelligent people? Are they just as vulnerable? Are they more vulnerable? Because of this. And you know, in some ways I would think they’re almost more vulnerable. Yeah. And, and I think that it depends. So when we look at individual level factors and how they interact with susceptibility to MIS and disinformation, all of these different, so there’ll be psychological traits that interact with education level, that interact with what kinds of things you then are exposed to. So it is complicated. It’s complicated. So it tends to be the case that people who are. Perhaps more educated are more likely to seek out information from more like legacy journalistic sources. Yeah, yeah. Right. Yeah. Right. So, and on average, those sources tend to have more things that are empirically true than if you’re just sort of like looking on the internet for whatever you can find. Um, in fact, there’s also some research that shows that the people who report, um, quote unquote doing their own research. They are statistically more likely to believe misinformation, which actually makes sense because when you think you’re doing your own research, you’re actually doing what we call selecting on the dependent variable, which is you are looking for the information that confirms what you think is true. That is just what we tend to do. Unless you’re doing a controlled experiment. Yeah. You’re not actually looking for information that contradicts your beliefs. So, you know, we do this, this is, uh, a lot of times, um, you know, we talk about, uh, personal finance and mm-hmm. And macroeconomics and stuff. How does this translate over to like, beliefs about. Economy, the, you know, ’cause these are, these are important things that, again, there is incredibly different, uh, views on. Sure. You know, um, an example now, uh, an example is that everyone, you know, whether, whatever you believe the pol policy or not, that, that, that, that tariffs were going to drive inflation, a hundred percent inflation was gonna skyrocket. The last CPI number comes under like under three right? 2.7%. Yeah. Like what, what, tell me how this all applies to that kind of news, that information. Yeah, so, so I, I’m going to make a, a couple points that I think will, will get to your question. Yeah. Because, you know, a, a lot of what I have landed on is this role of social identity, right? In shaping belief systems and. One thing that I’m sure you’re familiar with is that when the party in the White House switches overnight from Democrat to Republican, people’s perception of how the economy is doing as a function of political party flips over. So when the White House went from Biden to Trump in January, 2025, overnight, Republicans went from thinking the economy was in the trash to thinking the economy was doing excellent, and Democrats did the opposite. So is that an actual empirical observation of the world, or is that an expression of their. Perception that their team is in charge. Therefore, things must be better. Or now my team is no longer in charge, so now things must be worse. Right. That’s the big one. We see that. You know, I’m. Every election back to who, however long this has been tracked, we see this. Um, another thing that I think is interesting is in terms of people’s perceptions of whether or not the economy is good or bad, that is very much shaped by who we’re talking to and what information we’re exposed to. So this, this in invites a whole host of questions about how should elites talk about. Economic health, right? You had under Biden, Biden trying to tell people, the economy is doing really well, the economy is doing great. Look at all these metrics. The economy is doing great. And so you have Democrats saying, oh yeah, the economy is doing well, and Republicans saying, I am looking at how much things cost. I am looking at, you know, various things in my bank account. I’m gonna say the economy is not doing well. I also think that Biden is not a great president, so I tend to think that things aren’t going well when the other party’s in charge. And then you look now under Trump. Trump is in a bit of a pickle, right? Because he is saying the economy is doing well. He’s saying, look at these metrics, look at these numbers, and you have this sort of. Viral perception among people that we are in a stagnant economy. I even heard my 15-year-old, we were at Costco and we got, you know, their pizza slices are like $2. We got pizza slices and she said, well. You can get a whole dinner for $8 in this economy, Rick. I was like, what? Economy? But, but those perceptions are so, and it, it’s also very, very difficult to figure out where did that perception come from? Yeah, yeah. How do we isolate the source of that perception that this economy is, is not good. Yeah. Well then certainly like behaviors follow, right. And yeah. So I guess, yeah. I guess that’s like, I mean, I’m sure that’s a completely different thing. Like, I mean, how do, how do these, you know, different perceptions. Party based perceptions Sure. Ultimately influence the economy because of the way people think of the economy. Exactly. Right. And how, how do mm-hmm. When it comes to what have tariffs done, right? Mm-hmm. Like I’m not an economist. I do not know what tariffs have done. My understanding from my media exposure is that there are, on some certain kinds of items, prices have gone up a bit, but that some of the other. Like at the grocery store, for example, some of the price increases that we see there are not the result of tariffs. So then what are they the result of when it comes to how we attribute responsibility and blame, that is also very much shaped by our social identity. So if it helps me to think my grapes are expensive because of Donald Trump, then that’s what I’m going to think. Give us your sort of final thought here. Mm-hmm. Just in terms of, you know, what’s, what’s the learning. Here and how can we apply this to our own thinking? So, so I, I like to leave things on, on a kind of positive note because there is a lot to be concerned about in such a fractured information space. Um. One of the things that has been bringing me some, some hope that I think we could carry with us into how we think about what it is that people yearn for, what it is that people want. Even in this, this very splintered environment, I am convinced that even though all of our technology is creating atomized spaces for us to become our most exaggerated version of our self. I think what we really crave as human beings are shared experiences, opportunities for us to share experiences together, whether that be media content that we then want to talk about, whether those be events. There is a reason why football is still such a successful, um. Kind of entertainment. Right? And there’s also a reason why when there are cultural stories that allow us to all talk about them, like the couple at the cold play concert that was outed or whatever, there are reasons why those moments just catch fire. And I think it is because despite the fact that our technology platforms are trying to give us. Atomized, individualized, discreet spaces. At the end of the day, we really do want to share things with one another. Good stuff. Uh, professor Young, uh, uh, Dana Young, it, the book again is Wrong. How Media, politics and Identity Drive Our Appetite for Misinformation. Thank you so much for being on Wealth Formula Podcast. Great. Thanks so much. It was fun. We’ll be right back. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. Again, just make sure that you are getting multiple sources of information. Whether that comes to, you know, this show really is about personal finance and macroeconomics and only politics and all that is not what I’m into, but the point is. That, uh, when it comes to, uh, when it comes to anything including personal finance and microeconomics, make sure you have multiple sources of information. Listen to the arguments and, uh, you know, make a decision that you can live with, whether you’re right or wrong. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey signing up. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

I was just in Davis over the last few days and had the opportunity to be with the devotees there in the ashram. We were spending some good time chanting japa from early in the morning till later in the morning. I had several discussions, especially with Devavrata Prabhu, who especially likes japa. It's always nice to be around somebody who specializes in such things; he thinks about it, he chants a lot, and he is very dedicated to it—as are all the residents of the ashram there in Davis. He told me something when we were discussing it that I found quite useful in my chanting of japa. Should I share it with you? He's not here, right? Okay, that makes it more opportune. It's simple, but very helpful. He said the way he thinks about chanting japa—and something he had heard from somebody he knows who's attached to chanting japa—is: "Just chant and let the sound vibration touch your ears in a very sweet way." Say the name and let the name touch your ears in a very sweet way. If you think about that, it's simple enough. You don't become too absorbed in the mechanics of meditation, but you just think of chanting sweetly, which means thinking of Krishna as the sweetest of the sweet. When I first got an iPhone, I tried out the feature in which you say something and then it prints the text back. Now, of course, it seems commonplace, back then it was a novelty. I said, "Haribol!" was the first thing I told my phone, and it translated it as "Honey bowl." I thought, "That's pretty good. This is a very deep phone." It means that chanting is very sweet; it's like a honey bowl. So, if you think of "Haribol" as "Honey bowl," and you chant sweetly—let the sound touch your ears sweetly—you don't have to do much else because: nāmnām akāri bahudhā nija-sarva-śaktis tatrārpitā niyamitaḥ smaraṇe na kālaḥ etādṛśī tava kṛpā bhagavan mamāpi durdaivam īdṛśam ihājani nānurāgaḥ (Śikṣāṣṭaka, Verse 2) There's a way in which Krishna is already sweet. You don't have to conjure sweetness; He just is sweet. Just like a honey bowl, you don't have to make it any sweeter. You don't need stevia or sugar; you just take it. Lord Caitanya said Krishna's names have His natural potencies, which are madhuraṁ madhuraṁ madhuram—sweet, sweet, sweet. So, just let that be the mode and keep letting it hit your ear. Just let it hit your ear and don't worry about any mechanics other than that. ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #makejapagreatagain #mantrameditation #chantharekrishnaandbehappy #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna #spiritualpurposeoflife #krishnaspirituality #spiritualusachannel #whybhaktiisimportant #whyspiritualityisimportant #vaisesika #spiritualconn

Since late 2025, the 20% discount link for Fitness Lab wasn't applying at checkout but it's fixed now!Plus: a quick update on Apple Health ❤️ integration for iPhone users. Here's the (working) link for 20% off Fitness Lab:https://bit.ly/fitness-lab-pod20Support the show

The life of a Christian will have darkness's, but do not quit and do not doubt what God showed you in the light.  Trust in Him and He will see you through. VF-1938 Isaiah 50:10 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2026 Pastor Melissa Scott, Ph.D. All Rights Reserved

Apple vuelve a la carga con el iPhone Air 2: el modelo más delgado de la historia se enfrenta ahora a su mayor reto, integrar un nuevo Face ID ultra fino que le permita ganar una segunda cámara sin sacrificar batería ni rendimiento, acercándose a lo que esperamos ver también en los futuros iPhone 18 Pro y su Dynamic Island reducida #iPhoneAir2 #iPhone #Apple #FaceID #AppleRumors #Tecnología https://seoxan.es/crear_pedido_hosting Codigo Cupon "APPLE" PATROCINADO POR SEOXAN Optimización SEO profesional para tu negocio https://seoxan.es https://uptime.urtix.es PARTICIPA EN DIRECTO Deja tu opinión en los comentarios, haz preguntas y sé parte de la charla más importante sobre el futuro del iPad y del ecosistema Apple. ¡Tu voz cuenta! ¿TE GUSTÓ EL EPISODIO? ✨ Dale LIKE SUSCRÍBETE y activa la campanita para no perderte nada COMENTA COMPARTE con tus amigos applelianos SÍGUENOS EN TODAS NUESTRAS PLATAFORMAS: YouTube: https://www.youtube.com/@Applelianos Telegram: https://t.me/+Jm8IE4n3xtI2Zjdk X (Twitter): https://x.com/ApplelianosPod Facebook: https://www.facebook.com/applelianos Apple Podcasts: https://apple.co/39QoPbO

Mark is remote this week in Cleveland but we made time to talk about the Cavs, Super Bowl, Indiana Hoosiers and 1 Corinthians. We covered a lot of ground. Stay warm and enjoy this episode. Check out The Rivalry Podcast on Spotify, Apple Podcasts, or anywhere you listen to Podcasts! Visit Rivalpod.com for more behind the scene access! Download for iPhone and Android or stream at riverradio.com

Saurabh Gupta of GreyOrange talks about how AI is transforming the modern warehouse, the role of partners, & why automation without orchestration underdelivers.    IN THIS EPISODE WE DISCUSS:   [04.33] Saurabh's career journey and what he learned from being involved in software development for iPods and the very first iPhone at Apple. "The most powerful technology is one that works so seamlessly that it's invisible to the user." [09.39] Why Saurabh pivoted from a career in consumer robotics to supply chain and warehouse robotics. "In consumer robotics, we start with the technology first, then figure out what to do with it… And, beyond cleaning the house, not many robots are really changing your life in the home. In supply chain, the value is clear." [11.10] Why GreyOrange shifted from robotics company to an orchestration platform, and the importance of focusing on decision-making systems, not product. "Warehouses need a symphony – robots are the instruments, and orchestration is the conductor." [16.40] Why automation without orchestration underdelivers. [18.47] What AI orchestration actually means for complex, omnichannel warehouses, and the three-question framework to determine if software and systems are actually AI. "AI is not perfect, it's never going to be perfect. But it is going to make our lives better. It's about getting that balance right." [23.47] What hyperintelligence means in real operational terms. [27.23] What the warehouse of the future is going to look like when it comes to robotics, and how AI orchestration is going to help enable it. "It won't be a room full of robots. It will be a living ecosystem." [31.11] The role of system integrators, robot partners, and technology providers in scaling outcomes, and why orchestration platforms need strong partners to deliver real-world results. "We want to give system integrators the intelligence to more confidently predict performance. They should be able to do that before a single piece of hardware is put on the floor." [34.25] How GreyOrange thinks about collaboration and shared accountability and outcomes with their partners. [38.02] What warehouses will expect from AI orchestration platforms in the next few years that they don't expect today, and why they're going to get their 'ChatGPT moment.'   RESOURCES AND LINKS MENTIONED:   Head over to GreyOrange's website now to find out more and discover how they could help you too. You can also connect with GreyOrange and keep up to date with the latest over on LinkedIn or YouTube, or you can connect with Saurabh on LinkedIn. If you enjoyed this episode and want to hear more from GreyOrange, check out 495: Discover Hyper-Intelligent Orchestration, with GreyOrange. Check out our other podcasts HERE.

If you're wondering how much couples are actually fighting, what they're fighting about, and how they're making up – we got you! We conducted surveys to ask these questions, and are also sharing our own experiences regarding conflict (and conflict resolution), makeup sex, the advice of "never go to bed angry," why you shouldn't fight over text, and how toxic relationships take a toll on your health. And we're discussing couples who say they never fight (ahem George Clooney and Travis Kelce). Before we get into the topic, Ashley pops off about the new iPhone feature she feels victimized by, Rayna shares the one thing about traveling she can't get right, and we have a foolproof tip for getting kinkier in the bedroom. Enjoy!  Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for more. Thank you to our partners this week: Shopify: Go to https://shopify.com/gge and start building your own empire today. Quince: Get free shipping and 365-day returns on your next order at https://quince.com/gge. Just Thrive: Get 20% off your first order at justthrivehealth.com with promo code GGE.

Keith challenges the usual "overpopulated vs. underpopulated" debate and shows why that's the wrong way to think about demographics—especially if you're a real estate investor. Listeners will hear about surprising global population comparisons that flip common assumptions.  Why raw population numbers don't actually explain housing shortages or rent strength. How household formation, aging, and migration really drive demand for rentals. Which kinds of markets tend to see persistent housing pressure—and why the US has a long‑term demographic edge. You'll come away seeing population headlines very differently, and with a clearer lens for spotting where future housing demand is most likely to show up. Episode Page: GetRichEducation.com/590 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the world overpopulated or underpopulated? Also is the United States over or underpopulated? These are not just rhetorical questions, because I'm going to answer them both. Just one of Africa's 54 nations has more births than all of Europe and Russia combined. One US state has seen their population decline for decades. This is all central to housing demand today. On get rich education   Keith Weinhold  0:36   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:21   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:31   Welcome to GRE from Norfolk Virginia to Norfolk, Nebraska and across 188 nations worldwide, you are inside. Get rich education. I am the GRE founder, Best Selling Author, longtime real estate investor. You can see my written work in Forbes and the USA Today, but I'm best known as the host of this incomprehensibly slack John operation that you're listening to right now. My name is Keith Weinhold. You probably know that already, one reason that we're talking about underpopulated versus overpopulated today is that also one of my degrees is in geography and demography, essentially, is human geography, and that's why this topic is in my wheelhouse. It's just a humble bachelor's degree, by the way, if a population is not staying stable or growing, then demand for housing just must atrophy away. That's what people think, but that is not true. That's oversimplified. In some cases. It might even be totally false. You're going to see why. Now, Earth's population is at an all time high of about 8.2 billion people, and it keeps growing, and it's going to continue to keep growing, but the rate of growth is slowing now. Where could all of the people on earth fit? This is just a bit of a ridiculous abstraction in a sense, but I think it helps you visualize things. Just take this scenario, if all the humans were packed together tightly, but in a somewhat realistic way, in a standing room only way, if every person on earth stood shoulder to shoulder, that would allow about 2.7 square feet per person, they would sort of be packed like a subway car. Well, they could fit in a square, about 27 kilometers on one side, about 17 miles on each side of that square. Now, what does that mean in real places that is smaller than New York City, about half the size of Los Angeles County and roughly the footprint of Lake Tahoe? So yes, every human alive today could physically fit inside one midsize us metro area. This alone tells you something important. The world's problem is certainly not a lack of space. Rather, it's where people live and not how many there are. So that was all of Earth's inhabitants. Now, where could all Americans fit us residents using the same shoulder to shoulder assumption, and the US population by mid year this year is supposed to be about 350,000,00349 that's a square about five and a half kilometers, or 3.4 miles on each side. And some real world comparisons there are. That's about half of Manhattan, smaller than San Francisco and roughly the size of Disney World, so every American could fit into a single small city footprint. And if you're beginning to form an early clue that we are not overpopulated globally, yes, that's the sense that you Should be getting.     Keith Weinhold  5:01   now, if you're in Bangladesh, it feels overpopulated there. They've got 175 million people, and that nation is only the size of Iowa. In area, Bangladesh is low lying and typhoon prone. They get a lot of flooding, which complicates their already bad sanitation problems and a dense population like that, and that creates waterborne diseases, and it's really more of an infrastructure problem in a place like Bangladesh than it is a population problem. Then Oppositely, you've got Australia as much land as the 48 contiguous states, yet just 27 million people in Australia, and only 1/400 as many people as Bangladesh in density. Now we talk about differential population. About 80% of Americans live in the eastern half of the US. But yet, the East is not overpopulated because we have sufficient infrastructure, and I've got some more mind blowing population stats for you later, both world and us. Now, as far as is the world overpopulated or underpopulated, which is our central question, depending on who you ask and where they live, you're going to hear completely different answers. Some people are convinced that the planet is bursting at the seams. Others warn that we're headed for a population collapse. But here's the problem, that question overpopulated or underpopulated, it's the wrong question. It's the wrong framing, especially if you're into real estate, because housing demand doesn't respond to total headcount or global averages or scary demographic headlines. Housing demand responds to where people live, how old they are, and how they form households. And once you understand this, a lot of things suddenly begin to make sense, like why housing shortages persist, why rents stay high, even when affordability feels stretched, why some states struggle while others boom, and why population headlines often mislead investors.   Keith Weinhold  7:20   So today I want to reframe how you think about population and connect it directly to housing demand, both globally and right here in the United States. And let's start with the US, because that's probably where you invest.    Keith Weinhold  7:33   Here's a simple fact that should confuse people, but usually doesn't, the United States has below replacement fertility. I'll talk about fertility rates a little later. They're similar to birth rates, meaning that Americans are not having enough children to replace the population naturally and without immigration, the US population would eventually shrink, and yet in the US, we have a housing shortage, rising rents, tight vacancy and a lot of metros and persistent demand for rental housing, which could all seem contradictory. Now, if population alone determine housing demand, well, then the US really shouldn't have any housing shortage at all, but it does so clearly, population alone is not the main driver, and really that contradiction is like your first clue that most demographic conversations are just missing the point. Aging does not reduce housing demand. The way that people think a misconception really is that an aging population automatically reduces housing demand. It does not, in fact, just the opposite. If a population is too young, well, that tends to kill housing demand, and that's because five year old kids and 10 year old kids do not form their own household. Instead, what an aging population often does is change the type of housing that's demanded, like seniors aging in place, some of them downsizing. Seniors living alone. Sometimes after a spouse passes away, others relocating closer to health care or to family. So aging can increase unit demand even if population growth slows. So already, we've broken two myths here. Slower population doesn't mean weaker housing demand, and aging doesn't mean fewer housing units are needed. Now let's explain why. Really, the core idea that unlocks everything is that people don't live inside, what are called Population units. They live in households. You are one person. That does not mean that your dwelling is then one population unit. That's not how that works. You are part of a household, whether that's a house a Household of one person or five or 11 people, housing demand is driven by the number of households, the type of households and where those households are forming, not by raw population totals. So the same population can have wildly different demand. Just think about how five people living together in one home, that's one housing unit, those same five people living separately, that is five housing units, same population, five times the housing demand. And this is why population statistics alone are almost useless for real estate investors, you need to know how people are living, not just how many there are. The biggest surge in housing demand happens when people leave their parents' homes or when they finish school or when they start working, or you got big surges in housing demand when people marry or when they separate or divorce. So in other words, adults create housing demand and children don't. And this is why a country with a youngish, working age population, oh, then they can have exploding housing demand. A country with high birth rates, but low household formation can have overcrowding without profitable housing growth. So it's not about babies, it's about independent adults, and what quietly boosts housing demand, then is housing fragmentation. Yeah, fragmentation. That's a trend that really doesn't get enough attention, and that is the trend, households are fragmenting, meaning more single adults later marriage, like I was talking about in a previous episode. Recently, higher divorce rates, more people living alone and older adults living independently, longer. Each one of those trends increases housing demand without adding any population whatsoever. When two people split up, they often need two housing units instead of one, and if you've got one adult living alone, that is full unit demand right there. So that's why housing demand can rise even when population growth slows or stalls for housing demand. What matters more than births is migration. And another key distinction is that, yes, births matter, but they're on somewhat of this 20 year delay and migration matters immediately, right now. So see, when a working age adult moves, they need housing right away. They typically rent first. They cluster near jobs, and they don't bring housing supply along with them. They've got to get it from someone else. Hopefully you in your rental unit.    Keith Weinhold  12:57   This is why migration is such a powerful force in rental markets, and you see me talk about migration on the show, and you see me send you migration maps in our newsletter. It's also why housing pressure shows up unevenly. It gets concentrated around opportunity. If you want to know the future, look at renters. Renters are the leading indicator, not homeowners and not birth rates. See renters create housing demand faster than homeowners, because renters form households earlier. They can do it quickly because they don't need down payments. Renters move more frequently and immigration overwhelmingly starts in rentals, fresh immigrants rarely become homeowners, so even when mortgage rates rise or home purchases slow or affordability headlines get scary, rental demand can stay strong. It's not a mystery, it's demographics. So births surely matter, but only over the long term. It's like how I've shared with you in a previous episode that the US had a lot of births between 1990 and 2010 those two decades, a surge of births more than 4 million every single one of those years during those two decades, with that peak birth year at 2007 but see a bunch of babies being born in 2007 Well, that didn't make housing demand surge, since infants don't buy homes. But if you add, say, 20 years to 2007 when those people start renting, oh, well, that rental demand peaks in 2027 or maybe a little after that, and since the first time, homebuyer age is now 40. If that stays constant, well, then native born homebuyer demand won't peak until 2047 so when it comes to housing demand, the important thing to remember is migration has an immediate effect and births have a delayed effect.    Keith Weinhold  15:02   and I'm going to talk more about other nations shortly, but the US has two major migration forces working simultaneously, domestic and international migration. I mean, Americans move a lot, although not as much as they used to, and people move for jobs, for taxes, for weather, for cost of living and for lifestyle. So this creates state level winners and losers, and Metro level housing pressure and rent growth in those destination markets and national population averages totally hide this. So that's domestic migration. And then on the international migration. The US has a long history, hundreds of years now on, just continually attracting working age adults from around the world. This matters immensely, because they arrive ready to work, and they form households quickly. They overwhelmingly rent first. They concentrate in metros, and this props up rental demand before it ever shows up in home prices. And this is why investors often feel the rent pressure first those rising rents.    Keith Weinhold  16:17   I've got more straight ahead, including Nigeria versus Europe, and what about the overpopulation straining the environment? If you like, episodes that explain why housing behaves the way it does, rather than just reacting to the headlines. You'll want to be on my free weekly newsletter. I break down demographics, housing, demand, inflation, investor trends and real estate strategy in plain English, often complemented with maps. You can join free at greletter.com that's gre letter.com   Keith Weinhold  16:53   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's midsouthhomebuyers.com   Keith Weinhold  17:54   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989Yep. Text their freedom coach directly again. 1937795, 1-937-795-8989,   Keith Weinhold  19:05   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Chris Martenson  19:37   this is peak prosperity. Is Chris Martinson. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  19:53   Welcome back to get rich Education. I'm your host, Keith Weinhold, and this is episode 590 yes, we're in my Geography wheelhouse today, as I'm talking human geography and demographics with how it relates to housing, while answering our central question today is the world and the US overpopulated or underpopulated? And now that we understand some mechanics here, let's go global. Here's one of the most mind bending stats in all of demographics. Are you ready for this? When you hear this, it's going to have you hitting up chat, GPT, looking it up. It's going to be so astonishing. So jaw dropping. Every year, Nigeria has more births than all of Europe plus all of Russia combined. Would you talk about Willis?   Keith Weinhold  20:47   Yeah, yes, you heard that, right? Willis, that's what I'm talking about. Willis. The source of that data is, in fact, from the United Nations. Yes, Nigeria has seven and a half million births every year. Compare that to all of Europe plus Russia combined, they only have about 6.3 million births per year. So you're telling me that today, just one West African nation, and there are 54 nations in Africa. Just one West African nation produces more babies than the entire continent of Europe, with all of its nations plus all of Russia, the largest world nation by area. Yes, that is correct. One country in Africa produces more babies every year than France, Germany, Italy, Spain, the UK, all of Europe, including all the Eastern European nations, and all of Russia combined. This is a demographic reality, and now you probably already know that less developed nations, like Nigeria have higher birth rates than wealthier, more developed ones like France or Switzerland. I mean, that's almost common knowledge, but something that people think about less is that poorer nations also have a larger household size, which sort of makes sense when you think about it. In fact, Nigeria has five persons per household. Spain has two and a half, and the US also has that same level two and a half. That one difference alone explains why population growth and housing demand are completely different stories now, the US had 3.3 people per household in 1950 and it's down to that two and a half today. That means that even if the population stayed the same, the housing demand would rise. And this is evidence of what I talked about before the break, that households are fragmenting within the US. You can probably guess which state has the largest household size due to their Mormon population. It's Utah at 3.1 the smallest is Maine at 2.3 they have an older population. In fact, Maine has America's oldest population. And as you can infer with what you've learned now, the fact that they have just 2.3 people per household means that if their populations were the same. Maine would need more housing units than Utah. By the way, if you're listening closely at times, I have referred to the United States as simply America. Yes, I am American. You are going to run into some people out there that don't like it. When US residents call themselves Americans, they say something like, Hey, you need a geography lesson. America runs from Nunavut all the way down to Argentina. Here's what to tell them. No, look, there are about 200 world nations. There is only one that has the word America in it, that is the United States of America that usually makes them lighten up. That is why I am an American, not a Peruvian or Bolivian, and there's no xenophobic connotation whatsoever. There are more productive things to think about moving on. Why births matter is because births today become future workers, renters, consumers and even migrants. But not evenly. Young populations move toward a few things. They're attracted to capital. They move towards stability. They're attracted to opportunity, and young populations move toward infrastructure. That's not ideology, that's the gravity and the US remains one of the strongest gravity wells on Earth, a big magnet, a big attractant. Now it's sort of interesting. I know a few a People that believe that the world is indeed overpopulated, they often tend to be environmental enthusiasts, and the environment is a concern, for sure, but how big of a concern is it? That's the debatable part. And you know, it's funny, I've run into the same people that think that the world is overpopulated, they seem to lament at school closures. You see more school closures because just there weren't as many children that were born after the global financial crisis. And these people that are afraid we have an overpopulation problem call school closures a sad phenomenon. They think it's sad. Well, if you want a shrinking population, then you're going to see a lot more than just schools close so many with environmental concerns, though. The thing is, is that they seem to discount the fact that humans innovate. More than 200 years ago, Thomas Malthus, he famously failed. He wrote a book, thinking that the global population would exceed what he called his carrying capacity, meaning that we wouldn't be able to feed everybody. He posited that, look, this is a problem. Populations grow exponentially, but food production only grows linearly. But he was wrong, because, due to agricultural innovation, we have got too many calories in most places. Few people thought this many humans could live in the United States, Sonoran and Mojave deserts, that's Phoenix in Las Vegas, respectively. But our ability to recycle and purify water allows millions of people to live there. So my point about running out of resources is that history shows us that humans are a resource ourselves, and we keep finding ways to innovate, or keep finding ways to actually not need that rare earth element or whatever it is now, if the earth warms too much from human related activity, can we cool it off again? And how much of a problem is this? I am not sure, and that goes beyond the scope of our show. But the broader point here is that history shows us that humans keep figuring things out, and that is somewhat of an answer to those questions. The world is not overpopulated, it is unevenly populated. Some regions are young, others are growing, others are capital constrained, and then other regions are aging, shrinking and capital rich. And that very imbalance right there is what fuels migration and fuels labor flows and fuels housing demand in destination countries and the US benefits from this imbalance. Unlike almost anywhere else in the world, it's a demographic magnet. Yes, you do have some smaller ones out there, like Dubai, for example.    Keith Weinhold  28:04   But why? Why do we keep attracting immigrants? Well, we've got strong labor markets, capital availability, property rights, economic mobility, and US has existing housing stock. Countries today don't just compete for capital, they're competing for people. In the US keeps attracting working age adults, and that is exactly the demographic that creates housing demand, and this is why long term housing demand in the US is more resilient than a lot of people think. In fact, the US population of about 350 million. This year, it's projected to peak at about 370 million, near 2080 and of course, the big factor that makes that pivot is that level of immigration. So that's why the population projections vary now. The last presidential administration allowed for a lot of immigrants. The current one few immigrants, and the next one, nobody knows. You've got a group called the falconist party that calls for increased legal immigration into the US. Yeah, they want to allow more migrants into the country, but yet they want to enforce illegal immigration. That sounds just like it's spelled, F, A, L, C, O, N, i, s, t, the falconist Party, but the us's magnetic effect to keep driving population growth through immigration is key, because you might already know that 2.1 is the magic number you need a fertility rate of at least 2.1 to maintain a population fertility rate that is the average number of children that a woman is expected to have over her lifetime. And be sure you don't confuse these numbers with the earlier numbers of people per. Per household, like I discussed earlier, although higher fertility rates are usually going to lead to more people per household, India's fertility rate is already down to 2.0 Yes, it is the most populated nation in the world, but since women, on average, only have two children, India is already below replacement fertility. The US and Australia are each at 1.6 Japan is just 1.2 China's is down to 1.0 South Korea's is at an incredibly low seven tenths of one, so 0.7 in South Korea, and then Nigeria's is still more than four. So among all those that I mentioned, only Nigeria is above the replacement rate of 2.1 and most of the nations above that rate are in Africa. Israel is a big outlier at 2.9 you've got others in the Middle East and South Asia that are above replacement rate as well. And when I say things like it's still up there, that whole still thing refers to the fact that there is this tendency worldwide for society to urbanize and have fewer children. For those fertility rates to keep falling. And that's why the future population growth is about which nations attract immigrants, and that is the US. Is huge advantage. Now there's a great way to look at where future births are going to come from. A way to do this is consider your chance of being born on each continent in the year 2100 This is interesting. In the year 2100 a person has a 48% chance of being born in Africa, 38% in South Asia, in the Middle East, 5% South America, 5% in Europe or Russia, 4% in North America, and less than 1% in Australia. Those are the chances of you being born on each of those continents in the year 2100 and that sourced by the UN.   Keith Weinhold  32:09   the world population is, as I said earlier, about 8.2 billion, and it's actually expected to peak around the same time that the US population is in the 2080s and that'll be near 10 point 3 billion. All right, so both the world and the US population should rise for another 50 to 60 years. Let's talk about population winners and losers inside the US. I mean, this is where population conversations really become useful for investors, because population doesn't matter nationally that much. It really matters locally, unevenly and sometimes it almost feels unfairly. So let me give you some perspective shifting stats. I think I shared with you when I discussed new New York City Mayor Zoran Manami here on the show a month or two ago, that the New York City Metro Area has over 20 million people, nearly double the combined population of Arizona and Nevada together, yes, just one metro area, the same as Two entire sparsely populated states. So when someone says people are leaving New York I mean that tells you almost nothing, unless you know where they're going. How many are still arriving in New York City to replace those leaving, and how many households are still forming inside that Metro? The household formation so scale matters, however, net, people are not leaving New York. New York City recently had more in migration than any other US Metro. Some states are practically empty. Alaska or take Wyoming. Wyoming has fewer than 600,000 people in the entire state. That's fewer people than a lot of single US cities. That's only about six people per square mile. In Wyoming, that's about the population of one midsize Metro suburb. Now, when someone says the US has plenty of land in a lot of cases, they're right. I mean, just look out the window when you fly over Wyoming or the Dakotas. But people don't really live where land is cheap. They actually don't want to. Most of the time. They live where jobs, incomes and their networks already exist. You know, the wealthy guy that retires to Wyoming and it has a 200 acre ranch is an outlier. There's a reason he can sprawl out and make it 200 acres. There's virtually nobody there. Let's understand too that population loss, that doesn't mean that demand is gone, but it does change the rules, especially when you think about a place like West Virginia. They have lost population in most decades since the 1950s and incredibly, their population is lower today than it was in 1930 we're talking about West Virginia statewide. They have an aging population. West Virginia has an outmigration of young adults. So this doesn't mean that no real estate works in West Virginia, but it means that appreciation stories are fragile. Income matters more than equity. Growth and demographics are a headwind, not a tailwind. That's a very different investment posture than where you usually want to be. It's important to understand that a handful of metros, just a handful, are absorbing massive national growth. And here's something that a lot of investors underestimate. About half of all US, population growth flows into fewer than 15 metro areas, and it's not just New York City, Houston, Miami, but smaller places like Jacksonville, Austin and Raleigh, and that really helps pump their real estate market. So that means demand concentrates, housing pressure intensifies, and rent growth becomes pretty sticky, unless you wildly overbuild for a short period of time like Austin did, and this is why some metros just feel perpetually tight over the long term, and others feel permanently sluggish. Population does not spread evenly. It piles up. In fact, Texas is a great case in point here. Understand that Texas is adding people faster than some entire nations do. Texas alone adds hundreds of 1000s of residents per year in strong cycles. Some years, they do add more people than entire small countries, more than several Midwest states combined. And of course, they don't spread evenly across Texas. They cluster in DFW, Houston, Austin and San Antonio, so pretty much the Texas triangle, and that clustering fact is everything for housing demand, yet at the same time, there are fully 75 Texas counties that are losing population, typically out in West Texas. Then there's Florida. Florida isn't just growing. It's replacing people. Florida's growth. It's not just net positive, it's replacement migration, and it's across all different types and ages. You've got retirees arriving, you've got young workers arriving, you've got young households forming, and you've got seniors aging in place. So this way, among a whole spectrum of ages, you've got demand for rentals, workforce housing, age specific, housing and multifamily all in Florida, and this is why Florida housing demand over the long term is not going to cool off the way that a few skeptics expect. Now, of course, some areas did temporarily overbuild in Florida in the years following the pandemic. Yes, that's led to some temporary Florida home price attrition, but that is going to be absorbed. California did not empty out. It reshuffled now. There were some recent years where California lost net population, but here's what that hides. Some metros lost residents. Others stayed flat. You had some income brackets that left California and others arrived. In fact, California has slight population growth today overall, so housing demand definitely did not vanish. It shifted within the state and then outward to nearby states, and that's how Arizona, Nevada and Texas benefited. But overall, California's population count, really, it's just pretty steady, not declining.   Keith Weinhold  39:05   population density. It's that density that predicts rent pressure better than growth rates. Do something really important for real estate investors. Dense metros absorb shocks better. They have less elastic housing supply, and they see faster rent rebounds. Sparse areas have cheaper land and easier supply expansion and weaker rent resilience. So that's why rents snap back faster in dense metros, and oversupply hurts more in spread out to regions. Density matters more than raw growth does. Shrinking states can still have tight housing I mean, some states lose population overall, but yet they still have housing shortages in certain metros, and you'll have tight rental markets near job centers, and you've got strong demand In limited sub markets, even if the state is shrinking. And I think you know this is why the slower growing Northeast and Midwest, they've had the highest home price appreciation in the past two years. There's not enough building there. If your population falls 1% but the available housing falls 2% well, you can totally get into a housing shortage situation, and that bids up real estate prices. And when people look at population charts on the state level, a lot of times, they still get misled. When you buy an investment property, you don't buy a state, you buy a specific market within it, so the United States is not full it is lopsided. The US is not overpopulated. It is heavily clustered. It's unevenly dense, and it's really driven by migration. And perhaps a better way to say it is that the US population is really opportunity concentrated housing demand follows jobs, networks, wages and migration flows. It sure does not follow empty land. And really the investor takeaway is, is that when you hear population stats, don't put too much weight on the question, is the population rising or falling? Although that's something you certainly want to know. Some better questions to ask are, where are households forming? Where are adults moving? Where is supply constrained? And where does income support, rent like those are, what four big questions there, because population alone does not create housing demand. It's households under constraint that do so. Our big arching overall question is the world overpopulated or underpopulated? The answer is neither. The world is unevenly populated. It's unevenly aged, and it's unevenly governed. And for real estate investors, the lesson is simple. You don't invest in population counts, you invest in household formation, age structure, migration and supply constraints. Really, that's a big learning summary for you, that's why housing demand can stay strong even when population growth slows. And once you understand that demographic headlines that seem scary aren't as scary, and they start to be more useful. Why I've wanted to do this overpopulated versus underpopulated episode for you for years. I've really thought about it for years. I really hope that you got something useful out of it. Let's be mindful of the context too. When it comes to the classic Adam Smith economics of supply demand, I've only discussed one side today, largely just the demand side and not the supply side so much that would involve a discussion about building and some more things that supply side. Now that I've helped you ask a better question about population and the future of housing demand, you might wonder where you can get better answers. Well, like I mentioned earlier, I provide a lot of that and help you make sense of it, both right here on this show and with my newsletter, geography is something that's more conducive and meaningful to you visually, that's often done with a map, and that's why my letter at greletter.com will help you more if you enjoy learning through maps, just like we've done every year since 2014 I've got 52 great episodes coming to you this year. If you haven't consider subscribing to the show until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  43:57   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  44:25   The preceding program was brought to you by your home for wealth, building, get richeducation.com

Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Stuff: Stuff helps you get everything out of your head and into a simple, elegant system—closing open loops and reducing mental stress. Use code 9TO5 at checkout for 50% off your first year. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Tim Cook quietly taps John Ternus to oversee Apple's design teams: report Apple to 'unveil' results of Google Gemini partnership as soon as next month: report Apple turning to Intel for future iPhone chips, analyst reaffirms Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

Today is going to be another one of our fantastic episodes on phone tips, so that you're lightning fast on your cell phone that you're on all day anyway, so you might as well learn how to use it, right? Right. Screw The Commute Podcast Show Notes Episode 1073 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Phone Tips 01:30 Screenshots, looking at iPhone storage 05:18 How to save a Safari webpage 06:44 Making what you save private Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ Screw The Commute Podcast Producer - https://screwthecommute.com/larryguerrera/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ This is the shopping cart system Tom uses! Kartra - https://screwthecommute.com/kartra/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Power Out - https://screwthecommute.com/1072/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/

What happens when your entire world goes dark—literally? At just 17 years old, Kevin Lowe woke up from a life-saving surgery to find that he was left completely blind. But instead of giving up, he discovered something extraordinary: There's always blue sky above, even when you can't see it.In this "heart-opening" episode, you'll hear the unforgettable story behind Kevin's mission to inspire, his path from grief to growth, and how he now uses music, podcasting, and public speaking to bring light to others walking through darkness.Special Thanks to Blue SkyToday's episode is being shared from Kevin's recent appearance on a podcast called Blue Sky, hosted by Bill Burke. Please be sure to find Blue Sky wherever you get your podcasts.CLICK HERE TO LISTEN TO BLUE SKYWhat You'll Learn From Kevin Lowe's StoryHow Kevin found hope after losing his sight—and why healing took longer than anyone expectedThe life-changing moment that helped him stop waiting for sight to return and start truly livingHow echolocation, technology, and an unshakable mindset help him "see" life in a whole new wayEpisode Highlights & TakeawaysKevin's emotional journey from a vibrant, active teenager to navigating total blindnessThe power of faith, family, and small goals—like graduating on time—to build resilienceWhy he believes his platform today was born out of pain—and how he's using it to uplift othersReal, practical insights into how blind individuals use tools like iPhones, smart glasses, and echolocation to navigate the worldThe meaning behind his motto: “Turning setbacks into stages”Listen Now for a Dose of Hope and HumanityPress play to hear how Kevin Lowe's powerful story reminds us that even in total darkness, optimism is possible—and purpose is waiting to be discovered.Hey, it's Kevin!I hope you enjoyed today's episode! If there is ever anything I can do for you, please don't hesitate to reach out. Below, you will find ALL the places and ALL the ways to connect!I would LOVE to hear from you! Send me a Voice MessageWant to be a guest on GRIT, GRACE, & INSPIRATION? Send Kevin Lowe a message on PodMatch!Book Kevin to Speak at Your Next Event: CLICK to Learn More + Get In TouchHire Kevin to Create Your Own Custom Soundtrack!Or for 1 Place for Everything, CLICK to visit the website!Stay Awesome! Live Inspired!© 2025 Grit, Grace, & Inspiration This podcast is designed specifically for those seeking...

Psalm 37 provides a Discovery of our nature: it is natural to boil over with anger when we see wrong. However, the psalmist tells us to not let ourselves get this way. This starts with five things we must do in Dependence on God: trust in Him, commit/roll away our burden onto Him, Delight in Him, and cease from anger. This takes the Discipline of being still or silent once we have done all this, but once we have, God promises Deliverance. VF-2038 Psalm 37 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2026 Pastor Melissa Scott, Ph.D. All Rights Reserved

Skip the banter: 00:07:23 In the summer of 2017, four young men disappeared days apart across Bucks County. As families scrambled for answers, investigators uncovered a link none of them had expected. Allison walks us through the timeline, the search efforts, and the detail that finally brought the cases together. Support us and become a Patron! Over 150 bonus episodes: https://www.patreon.com/crimeandcoffeecouple Our Amazon Shop (stuff we like that we share on the show): https://www.amazon.com/shop/crimeandcoffee2 All our links (YouTube, Instagram, TikTok, Merch, etc): https://linktr.ee/crimeandcoffee Facebook Group to discuss episodes: www.facebook.com/groups/crimeandcoffeecouplepodcast/ References available at https://www.crimeandcoffeecouple.com a few days after this podcast airs. Case Suggestions Form: https://forms.gle/RQbthyDvd98SGpVq8   Remember to subscribe to our podcast in your favorite podcast player. Do it before you forget!   If you're listening on Spotify please leave us a 5-star review, and leave a comment on today's episode!   If you're on an iPhone, review us on Apple Podcasts please! Scroll to the bottom of the page and hit the stars ;)   Ma and Pa appreciate you more than you know.   Reminder: Support us and become a Patron! Over 100 bonus episodes: https://www.patreon.com/crimeandcoffeecouple Podcast Intro and Outro music: Seductress Dubstep or TrippinCoffee by Audionautix http://audionautix.com Creative Commons Music by Jason Shaw on Audionautix.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

本期嘉宾：彭林、十天、森森、蓝白、恺伦本期节目的主要内容有：· 关于 manus 我们还有什么没说的· iPhone 18 Pro 仍采用居中缩小版灵动岛、苹果 AI Pin 最快明年亮相· 消息称苹果首款折叠屏手机 iPhone Fold 首发 A20 Pro 芯片· 3699 元起，红魔 11 Air 正式发布· 2399 元起，真我 Neo8 正式发布· 曝 vivo 叫停 AI 眼镜项目· 索尼发布 LinkBuds Clip 开放式耳机· TCL 持股 51% 与索尼成立合资公司，布局家庭娱乐还有众多观众朋友的热心提问~每周五晚 8 点，爱否直播间，我们一起开心聊天

Casekoo began with a "napkin sketch" born from the frustration of a phone constantly falling over. CEO Ralph explains that the brand maintains this mindset by focusing on "micro-frustrations"—small daily hurdles in tech usage that larger manufacturers ignore. By scaling this problem-solving approach to millions of users, Casekoo ensures every design iteration serves a functional purpose. How does the Casekoo Magic Stand Pro achieve 360-degree versatility? The engineering "Eureka moment" for the Magic Stand Pro was the integration of a 360-degree titanium spin stand. Ralph reveals that using aerospace-grade titanium allowed for a high-strength, versatile stand that retracts flush with the case. This eliminates the "rugged bulk" typically associated with heavy-duty protection, offering a sleek profile without compromising on utility. What is the tactile benefit of the Casekoo Nubuck Texture Frame? The Nubuck Texture Frame is designed to provide a premium, leather-like grip for the "all-day holder." In an audio-first, high-screen-time world, Ralph describes this tactile innovation as a bridge between luxury and ergonomics. The texture reduces hand fatigue and provides a secure, non-slip "skin-feel" that standard plastic or silicone cases cannot replicate. How is Casekoo's 2026 brand strategy changing IP collaborations? Casekoo is pivoting toward "Innovation Enthusiasts" and "Style Pioneers." This new identity shifts their IP (Intellectual Property) collaborations away from generic designs toward exclusive, high-concept partnerships. The goal is to treat the phone case as "tech-jewelry," blending advanced engineering with avant-garde aesthetics for early adopters. Can sustainable phone cases provide 18-foot drop protection? Yes. Ralph confirms that Casekoo's push for ClimatePartner certification and non-toxic materials (SVHC < 0.1%) has not lowered their safety standards. By utilizing advanced plant-based biopolymers, Casekoo has maintained a rigorous 18-foot drop protection rating, proving that eco-friendly sustainability and military-grade durability are no longer mutually exclusive. Web: https://casekoo.com/ ___ Looking for that extra spark to level up your life? Say hello to Ash Brown—your go-to American powerhouse, motivational speaker, and the ultimate hype-woman for your personal and professional growth. Ash isn't just a voice in personal development; she's a trusted friend who brings real-talk wisdom and contagious energy to every conversation. Whether you're stuck in a rut or ready to scale your dreams, Ash is here to fuel your journey with a mix of heart and hustle.

We welcome author Shelley Dark to the show! After a lifetime raising cattle on Queensland's Granite Belt, Shelley and her husband swapped the bush for the Sunshine Coast of Queensland Australia. She's an award-winning Australian author who travels as often as she can and enjoys iPhone photography. She's a member of the ALLWRiTE Club and Writers on the Coast Noosa—a generous community of writers whose work and thinking continually stretches her own.Her books include Hydra in Winter (2024), awarded a Gold Medal at the Global Book Awards 2025 (Biographical—Traveler & Explorer), about her trip to the Greek island of Hydra to uncover her husband's ancestor, Ghikas Voulgaris—Australia's first Greek convict pioneer. And Son of Hydra (2025), awarded a Silver Medal at the Global Book Awards 2025 (Historical Fiction), inspired by his extraordinary life. Next will come Daughter of Cork, the story of his Irish wife, along with another exciting new narrative non-fiction. Her short fiction appears in anthologies. Join us in getting to know Shelley!WebsiteFacebookInstagramSon of Hydra on AmazonHear more on GreekAF!

The latest In Touch With iOS with Dave is joined by Jill McKinley,Jeff Gamet, Eric Bolden, Marty Jencius, Guy Serle. The discussion spans the latest Vision Pro beta updates and immersive NBA experiences to rumors of new M5 MacBook Pros and significant leadership shifts at Apple. The team also tackles critical security news, including a major data breach at a manufacturing partner and new anti-phishing features from 1Password. The show notes are at InTouchwithiOS.com  Direct Link to Audio  Links to our Show Give us a review on Apple Podcasts! CLICK HERE we would really appreciate it! Click this link Buy me a Coffee to support the show we would really appreciate it. intouchwithios.com/coffee  Another way to support the show is to become a Patreon member patreon.com/intouchwithios Website: In Touch With iOS YouTube Channel In Touch with iOS Magazine on Flipboard Facebook Page BlueSky Mastodon X Instagram Threads Summary In episode 405 of In Touch With iOS, host Dave Ginsburg is joined by a full panel including Marty Jencius, Jill McKinley, Eric Bolden, Guy Serle, and Jeff Gamet to dissect the latest developments in the Apple ecosystem. The episode covers a wide range of topics from hardware shortages and software betas to major security breaches and executive transitions. The panel discusses the recent Vision Pro beta releases, noting that while the updates are relatively minor, they significantly improve connectivity with game controllers. Looking ahead, Apple Arcade is set to launch a "Retrocade" on February 5th, bringing 3D immersive versions of classics like Pac-Man, Space Invaders, and Asteroids to the headset. The team also reviews the recent immersive Lakers NBA game, sharing mixed feelings about the audio quality and app stability, but ultimately expressing excitement for the future of sports in VR. Current MacBook Pro stock is reportedly thinning, with wait times stretching into March. This has fueled speculation about an imminent release of M5 Pro and M5 Max models. The panel debates whether users should upgrade now or wait for the rumored M6, while also considering how NVIDIA's priority at TSMC for AI chips might be impacting Apple's supply chain. The discussion takes a serious turn regarding a massive 1TB data breach at Apple manufacturing partner Luxshare. The stolen data allegedly includes confidential product designs and engineering documents from 2019 through 2025, raising concerns about reverse engineering and hardware vulnerabilities. On the software side, 1Password has introduced a new anti-phishing feature that warns users when they attempt to paste passwords into suspicious websites. The panel also revisits Walmart's continued refusal to accept Apple Pay, noting that the retailer prefers its own "Walmart Pay" system to maintain control over customer purchase data. Apple TV+ continues to gain momentum with six Academy Award nominations for the film F1. The panel also previews upcoming content, including the March 27th premiere of For All Mankind Season 5, and discusses other popular series like Starfleet Academy and Monarch. A significant portion of the episode is dedicated to reports that John Ternus is being groomed as the next Apple CEO. Ternus has recently taken over management of the design teams, a move seen as a way to expose him to broader business operations before Tim Cook eventually retires. While some panelists express anxiety over a post-Cook era, others highlight Apple's history of strong succession planning. Topics and Links   In Touch With Vision Pro this week.  Apple Seeds Second Betas of watchOS 26.3, tvOS 26.3, and visionOS 26.3 to Developers visionOS 26.3 Beta 2 Release Notes   Apple Arcade Adding These Four Games in February for Vision Pro Dave, Marty, and Eric give thoughts viewing the Lakers Immersive game When and how to watch Lakers games in Apple Immersive format on Vision Pro What it's like to watch an NBA game courtside in Apple Vision Pro Beta this week. iOS 26.3 Beta 2 continues.  In Touch With Mac this week MacBook Pro Buyers Now Facing Up to a Two-Month Wait Ahead of New Models The Gmen show Episode 22 Other Topics Major data breach could expose Apple secrets Walmart Still Doesn't Accept Apple Pay in the U.S. in 2026, Here's Why Apple Tops 2025 Smartphone Market With 20% Share, 10% Growth Apple drops to 7th in U.S. patent rankings for 2025 as grants fall 11%, per report Apple tops the 2026 World's Most Admired Companies list—finishing No. 1 for the 19th year in a row News Apple's F1 Movie Nominated for Best Picture at 2026 Oscars Apple scores six Academy Award nominations Apple TV reveals first look at season five of hit space drama "For All Mankind" ChatGPT Atlas Gains Tab Groups, Auto Google/AI Search Switching 1Password Launches Anti-Phishing Warnings for Pasted Passwords Apple's John Ternus Takes Over Design in Latest CEO Succession Move Announcements Macstock 9 has wrapped for 2025. Attendees will receive a link for the session recordings when  they're ready in 30-45 days. If you missed Macstock we missed you! Why not purchase a digital pass to relive all the amazing presentations? Click the link below to purchase the digital pass. Macstock X has already been announced July 10,11,12, 2026 hopeful you all can join us.  Macstock IX Digital Pass Our Host Dave Ginsburg is an IT professional supporting Mac, iOS and Windows users and shares his wealth of knowledge of iPhone, iPad, Apple Watch, Apple TV and related technologies. Visit the YouTube channel https://youtube.com/intouchwithios follow him on Mastodon @daveg65, , BlueSky @daveg65  and the show @intouchwithios   Our Regular Contributors Jeff Gamet is a podcaster, technology blogger, artist, and author. Previously, he was The Mac Observer's managing editor, and Smile's TextExpander Evangelist. You can find him on Mastadon @jgamet Pixelfed @jgamet@pixelfed.social and Bluesky @jgamet.bsky.social‬ Podcasts The Context Machine Podcast  Retro Rewatch Retro Rewatch His YouTube channel https://youtube.com/jgamet Marty Jencius, Ph.D., is a professor of counselor education at Kent State University, where he researches, writes, and trains about using technology in teaching and mental health practice. His podcasts include Vision Pro Files, The Tech Savvy Professor and Circular Firing Squad Podcast. Find him at jencius@mastodon.social  https://thepodtalk.net  Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him by email at eabolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast.   Jill McKinley works in enterprise software, server administration, and IT A lifelong tech enthusiast, she started her career with Windows but is now an avid Apple fan. Beyond technology, she shares her insights on nature, faith, and personal growth through her podcasts—Buzz Blossom & Squeak, Start with Small Steps, and The Bible in Small Steps. Watch her content on YouTube at @startwithsmallsteps and follow her on X @schmern. Find all her work at http://jillfromthenorthwoods.com  Chuck Joiner is the host of MacVoices and hosts video podcasts with influential members of the Apple community. Make sure to visit macvoices.com and subscribe to his podcast. You can follow him on Twitter @chuckjoiner and join his MacVoices Facebook group. Guy Serle is one of the hosts of the new The Gmen Show along with GazMaz and email GMenshow@icloud.com  @MacParrot and @VertShark on X  Vertshark on YouTube, Google Voice +1 Area code  703-828-4677

I wonder if this ever happens to you. Maybe you're visiting someone and you're staying overnight. Or you're on a trip and you're staying in a hotel or an Airbnb. And that first time you wake up, you have a brief few seconds where you're a little disoriented. Like, “Hey, where am I? This is not my bedroom. This is not my bed”. But then it comes back to you – oh yeah, I'm away from home right now. I would think it would be even worse if you woke up and realized you're in a hospital bed. For the podcast, I typically don't do stories that are mainly centered around the guest being in a coma. It's an interesting concept for sure, but just the fact that someone was in a coma would make for a difficult episode. I mean, how can you tell a detailed story when you were asleep for most of it? Today we're going to hear from Scott. He was in a coma for a while. And then he had that experience of trying to figure out “why am I in a hospital...what is going on”. But his story is not really about him being in a coma. It's about what the doctor told him when he woke up. To get Scott's book, Play From Your Heart: https://librarytalespublishing.com/products/play-from-your-heart If you'd like to contact Scott by email:reader.playfromyourheart@gmail.com Full show notes and pictures for this episode are here: https://WhatWasThatLike.com/243 Graphics for this episode by Bob Bretz. Transcription was done by James Lai. Want to discuss this episode and other things with thousands of other WWTL listeners? Join our podcast Facebook group at WhatWasThatLike.com/facebook (many of the podcast guests are there as well) Get every episode ad-free, AND get all the Raw Audio exclusive episodes to binge, by joining the other listeners at What Was That Like PLUS. Try What Was That Like PLUS free: iPhone: at the top of the What Was That Like podcast feed, click on “Try free” Android: on your phone, go to WhatWasThatLike.com/PLUS and click to try it free on any app Sponsor deals: Visit AuraFrames.com and use promo code WHATWAS at checkout to get $45 off. If you're 21 or older, get 25% OFF your first order + free shipping @IndaCloud with code [WHATWAS] at https://inda.shop/[WHATWAS]! #indacloudpod Go to ThriveMarket.com/WHATWAS to get 30% off your first order, plus a FREE $60 gift just for signing up. Go to Quince.com/whatwas for free shipping on your order and 365-day returns! Get 15% off OneSkin with the code [WHATWAS] at https://www.oneskin.co/ #oneskinpod Try Mint Mobile for 3 months, for just 15 bucks a month - MintMobile.com/WHAT Learn more about your ad choices. Visit megaphone.fm/adchoices

Apple is up for another Oscar, Apple is trying another AI Pin, and while Craig Federighi now leads the team having another go at Siri, there are new iPhone 18 Pro rumors being debated.Contact your hosts:@williamgallagher_ on Threads@WGallagher on TwitterWilliam's 58keys on YouTubeWilliam Gallagher on email@hillithreads on Threads@Hillitech on TwitterWes on BlueskyWes Hilliard on emailLinks from the Show:'F1' driving Apple's Oscar awards ambitions in 2026Apple & Google's AI deal clears biggest hurdle blocking smart home accessory releaseApple Intelligence will see sweeping changes as Craig Federighi takes controlDespite Apple having said otherwise, Siri said to become a chatbot in iOS 27Apple Park employees are testing two new AI chatbotsThis time it'll work: Apple rumored to be developing a wearable AI pinJapan finally gets Apple FItness+, lazily using AI-generated dubsChatGPT will soon start showing ads, but they won't affect its responsesNo top left camera for iPhone 18 Pro, but a smaller Dynamic IslandAfter years of rumors, Face ID without Dynamic Island may come to iPhone 18Dynamic Island will move & get really tiny, if a leaker who's being sued by Apple is rightAnalyst claims to know full Apple's iPhone 18 Pro & iPhone Fold specsHave US senators told Apple and Google to remove X/Grok?Apple is afraid doing anything about child porn on XGrok now bans illegal porn generation, after monetizing itW Emerges as X Alternative Aimed at Combating 'Systemic Disinformation' | PCMagBad Bunny dances his way to the Super Bowl halftime show Red Bull's 2026 Formula 1 launch puts Apple hardware front and centerSupport the show:Support the show on Patreon or Apple Podcasts to get ad-free episodes every week, access to our private Discord channel, and early release of the show! We would also appreciate a 5-star rating and review in Apple PodcastsMore AppleInsider podcastsTune in to our HomeKit Insider podcast covering the latest news, products, apps and everything HomeKit related. Subscribe in Apple Podcasts, Overcast, or just search for HomeKit Insider wherever you get your podcasts.Subscribe and listen to our AppleInsider Daily podcast for the latest Apple news Monday through Friday. You can find it on Apple Podcasts, Overcast, or anywhere you listen to podcasts.Those interested in sponsoring the show can reach out to us at: advertising@appleinsider.com (00:00) - Intro and Oscars (03:36) - So much Apple Intelligence (08:17) - Apple AI Pin (13:05) - Siri chatbot (24:42) - Apple Fitness+ AI dubbing (37:54) - iPhone 18 Pro and iPhone Fold (49:10) - Controversy Corner (01:01:44) - Bad Bunny (01:07:55) - Apple Vision Pro sports ★ Support this podcast on Patreon ★

Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Stuff: Stuff helps you get everything out of your head and into a simple, elegant system—closing open loops and reducing mental stress. Use code 9TO5 at checkout for 50% off your first year. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Apple invites creators to multi-day ‘Apple Experience' next week Apple Weather is probably wrong about how much snow you're going to get Craig Federighi rejected feature that would use AI to design your iPhone's home screen: report Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

Why are so many young people today drawn to "forbidden" questions about hell, identity, feminism, and the "Jewish question"? Mark Lambert and Katherine Bennett dive deep into the topics the Church and society often avoid, and explore why silence is driving a generation toward extreme voices online.They examine how shows like Friends evangelized a generation into a consequence-free worldview—normalizing contraception, sexual immorality, and same-sex relationships while hiding the real human cost.Now, young people are waking up to the emptiness left behind and are searching for answers secular culture can't provide.HELP SUPPORT WORK LIKE THIS: https://give.lifesitenews.com/?utm_source=SOCIAL U.S. residents! Create a will with LifeSiteNews: https://www.mylegacywill.com/lifesitenews ****PROTECT Your Wealth with gold, silver, and precious metals: https://sjp.stjosephpartners.com/lifesitenews +++SHOP ALL YOUR FUN AND FAVORITE LIFESITE MERCH! https://shop.lifesitenews.com/ ****Download the all-new LSNTV App now, available on iPhone and Android!LSNTV Apple Store: https://apps.apple.com/us/app/lsntv/id6469105564 LSNTV Google Play: https://play.google.com/store/apps/details?id=com.lifesitenews.app +++Connect with John-Henry Westen and all of LifeSiteNews on social media:LifeSite: https://linktr.ee/lifesitenewsJohn-Henry Westen: https://linktr.ee/jhwesten Hosted on Acast. See acast.com/privacy for more information.

E hoje é dia de MacMagazine no Ar!

In today's Banking With Life Q&A, James answers questions such as, “Does a high policy loan interest rate break IBC®?”, “Does Infinite Banking actually solve fractional reserve banking?”, and “If all money eventually passes through banks, what does ‘controlling the banking function' really mean?” As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

This is a nitro pill for those who feel overwhelmed. The cures for the condition are to reflect on and remember what God has already done, hear His lovingkindness, ask for His leading, and take refuge in Him by abiding in His Word. Psalm 143 VF-2169 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2026 Pastor Melissa Scott, Ph.D. All Rights Reserved

Que Apple vaya a integrar Gemini en Siri es la última iteración de una relación incómoda pero necesaria. Apple admite que no puede competir sola en IA, mientras Google accede a usuarios premium del iPhone. Como un matrimonio de conveniencia donde ambos se necesitan demasiado como para romper del todo.Loop Infinito, podcast de Xataka, de lunes a viernes a las 7.00 h (hora española peninsular). Presentado por Javier Lacort. Editado por Alberto de la Torre.Contacto:

01. Алкоголь будет пугать россиян 02. «Теремок» откроет бары 03. «Киркоров» кинул россиянку на 100к 04. Питерское ГАИ против маскировок номеров 05. Школьнице вместо iPhone выдали шоколад 06. Кафе и рестораны готовятся поднять цены 07. Эвакуаторщик угнал машины на 64 миллиона

What happens when your coffee grinder is jammed… and so is your life?This episode starts with a broken coffee grinder and accidentally turns into one of the deepest, most honest conversations we've ever had on the Photographic Collective Podcast.Today we sit down with Jon Taylor Sweet — one of the most influential visual artists of the last decade whose work spans weddings, music, commercial, editorial, and culture — to talk about:Why he walked away from shooting 30 weddings a yearWhat burnout actually does to your nervous systemHow he built a career by niching up instead of niching downWhy relationships matter more than ratesWhy your creative voice is more important than your brandAnd how to build a life that doesn't require a breakdown every NovemberJon shares the real story behind his rise from shooting on an iPhone in Washington to working with artists like NF, David Kushner, Laney Wilson, and major brands like Jameson and Alaska Airlines — and why he still refuses to put himself in a box.This is a conversation about:Creativity without cagesBusiness without burnoutArt without arroganceAnd success without selling your soulIf you've ever felt tired, boxed in, creatively stuck, or like you're running a business you don't actually want to live inside of… this one will hit home.Also yes, we do talk about coffee. A lot. ☕️John Taylor Sweet joins us for a wildly honest conversation about burnout, creativity, niching up, and building a life you actually want to live. From shooting on an iPhone to working with world-class artists and brands, this episode is a masterclass in sustainable creativity.Why John cut his wedding workload from 30+ to 12 per yearWhat burnout actually feels like in your bodyHow to recognize when your nervous system is friedWhy saying no creates better yesesThe danger of building a business you hate living insideWhy niching up beats niching downHow relationships built his entire commercial and music careerThe truth about editing, style, and creative freedomWhy your composition and light matter more than your presetsHow to get commercial work without chasing brandsWhy comparison is killing your creativityThe real story of how his career started on an iPhoneWhy you don't need permission to create meaningful work00:00 – The Grinder Is Jammed05:00 – Onyx Coffee, Arkansas, and Chaos08:00 – Why John Cut His Workload in Half12:00 – Burnout, Anxiety, and the Nervous System18:00 – Rhythms, Faith, and Life Structure24:00 – Creativity, Movement, and Making Things30:00 – Art vs Industry vs Ego38:00 – The Commercial Work Philosophy45:00 – From iPhone to Global Brands55:00 – Failure, Learning, and Showing Up1:02:00 – The Problem With “There's Only One Way”1:08:00 – The Artist vs The Algorithm1:15:00 – Final Creative Mic DropA few KEY quotes from our chat.“If you don't build space into your life, your body will build it for you.”“Niching up lets creativity feed the thing that pays your bills.”“Relationships last longer than campaigns.”“Your composition and how you see light is your real signature.”“If you're not moving and you're not creating, something's off.”“You don't need permission to make meaningful work.”“Comparison is the fastest way to lose your voice.”John Taylor SweetWebsite: ⁠https://jontaylorsweet.com⁠Instagram: ⁠https://www.instagram.com/jontaylorsweet⁠Referenced / RelatedNF (music artist)David KushnerLaney WilsonAlaska AirlinesJameson WhiskeyMiles & JaredMiles: ⁠https://www.mileswittboyer.com⁠Jared: ⁠https://www.jaredfincher.com⁠PHOTOCO: ⁠www.mileswittboyer.com/photo⁠

There is a massive snowstorm on the horizon for much of the U.S. east coast and even in the center of the country this week. Dave and I are getting prepared. Rumors of Apple's new Siri and chatbot are still swirling around—we take a look at some of the most recent ones. We talk a bit about getting a good sound if you plug your guitar into your computer.  Copilot Money: For a limited-time, when you sign up at copilot.money (new users only, web only) you can get two months free with code DALRYMPLE. Start the new year with clarity. Your money, beautifully organized, now across every device. Squarespace: Check out squarespace.com/DALRYMPLE for a free trial, and when you're ready to launch, use OFFER CODE: DALRYMPLE to save 10% off your first purchase of a website or domain. Show Notes: Apple reportedly replacing Siri interface with actual chatbot experience for iOS 27 Will Apple Charge for Its Siri Chatbot? Inside Enchanté, Apple's AI chatbot for employee productivity 8+ new iPhone features coming soon, thanks to Google Gemini Apple is working on an AI-powered wearable pin Shows and movies we're watching Landman, Paramount+ The Center Seat: 55 Years of Star Trek Train Dreams, Netflix

W tym odcinku prowadzący omawiają sensacyjne doniesienia o przejęciu 51% udziałów Sony przez TCL oraz analizują przyszłość urządzeń Apple, dyskutując o modelach iPhone Fold, iPhone 18 Pro i iPhone Air. Dużo uwagi poświęcono rekordowym wynikom w Geekbenchu MacBooka Pro z … Czytaj dalej → The post 570: Asystent AI Clawdbot kontroluje Maca, Windowsa i Linuxa first appeared on Retro Rocket Network.

A heart-breaking text from a Marine vet to his mom as he bled out after being gunned down by a group of teens after a Facebook marketplace ambush over his iPhone. A Bronx mom is accused of starving 14yo twins almost to death & keeping them captive for nearly a decade in a shocking abuse case. Plus, a wedding venue drops their compassion after a groom drops dead! Jennifer Gould reports. See omnystudio.com/listener for privacy information.

Are the guys on the verge of a major Second Brain breakthrough, hand in hand with AI? Dennis and Tom reexamine their ongoing Second Brain projects, discussing nagging questions about the efficacy of their current systems and how they plan to move forward with their personal knowledge management. Later, a listener and long-time iPhone user wonders—are Android devices actually far superior? Tom has some major thoughts on the issue. As always, stay tuned for the parting shots, that one tip, website, or observation that you can use the second the podcast ends. Have a technology question for Dennis and Tom? Call their Tech Question Hotline at 720-441-6820 for the answers to your most burning tech questions. Show Notes – This is Your Second Brain on AI A Segment: This is Your Second Brain on AI Notebook LM – https://notebooklm.google.com   B Segment: Should iPhone Users be Jealous of Android's Obvious Superiority? Google Pixel 10 https://store.google.com/category/phones?hl=en-US   Parting Shots: Kortex – https://chromewebstore.google.com/detail/kortex/hdapplggdhndkblofffknpmnnnnbncbn?pli=1 Personal Strategy Compass – by Dennis Kennedy Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Intermittent Fasting Stories, Gin talks to Karishma Irani from Redmond, WA.Join Gin in the new Fast Feast Repeat app for The Grown-Up Year: 52 Weeks to Listen, Play, and Nourish, as well as a growing collection of intermittent fasting resources. Go to app.fastfeastrepeat.com to join us or go to the App Store and download the Fast Feast Repeat app, available for both iPhone and Android.Are you ready to take your intermittent fasting lifestyle to the next level? There's nothing better than community to help with that. In the Delay, Don't Deny community we all embrace the clean fast, and there's just the right support for you as you live your intermittent fasting lifestyle. You can connect directly with Gin in the Ask Gin group, and she will answer all of your questions personally. If you're new to intermittent fasting or recommitting to the IF lifestyle, join the 28-Day FAST Start group. After your fast start, join us for support in The 1st Year group. Need tips for long term maintenance? We have a place for that! There are many more useful spaces beyond these, and you can interact in as many as you like. Visit ginstephens.com/community to join us. An annual membership costs just over a dollar a week when you do the math. If you aren't ready to fully commit for a year, join for a month and you can cancel at any time. If you know you'll want to stay forever, we also have a lifetime membership option available. IF is free. You don't need to join our community to fast. But if you're looking for support from a community of like-minded IFers, we are here for you at ginstephens.com/community. Karishma shares her journey with intermittent fasting, starting from her initial discovery of fasting in 2018. Karishma discusses the transition from dirty fasting to clean fasting, the challenges she faced along the way, and the significant health benefits she experienced, including weight loss and improved well-being. She emphasizes the importance of consistency, the influence of family, and the concept of eating like a grown-up. Karishma also shares her advice for beginners and highlights the non-scale victories that come with fasting.Takeaways:• When she transitioned to clean fasting, her fasts became easier.• Consistency in fasting led to significant weight loss and health improvements.• Non-scale victories, such as increased confidence and reduced inflammation, are crucial.• Encouraging family members to adopt fasting can lead to positive health changes.• Eating like a grown-up means making intuitive food choices that support health.• It's important to focus on health benefits, not just weight loss.• Fasting can help manage cravings and improve overall well-being.• Sharing experiences in the community can motivate others to try fasting.• It's essential to be patient and persistent in the fasting journey.At the end of the episode, Karishma encourages listeners to begin intermittent fasting for the health benefits, and don't let others discourage you along the way. Join Gin in the new Fast Feast Repeat app for The Grown-Up Year: 52 Weeks to Listen, Play, and Nourish, as well as a growing collection of intermittent fasting resources. Go to app.fastfeastrepeat.com to join us or go to the App Store and download the Fast Feast Repeat app, available for both iPhone and Android.Get Gin's books at: https://www.ginstephens.com/get-the-books.html. Good news! The second edition of Delay, Don't Deny is now available in ebook, paperback, hardback, and audiobook. This is the book that you'll want to start with or share with others, as it is a simple introduction to IF. It's been updated to include the clean fast, an easier to understand and more thorough description of ADF and all of your ADF options, and an all new success stories section. When shopping, make sure to get the second edition, which has a 2024 publication date. The audiobook for the second edition is available now! Join Gin's community! Go to: ginstephens.com/communityDo you enjoy Intermittent Fasting Stories? You'll probably also like Gin's other podcast with cohost Sheri Bullock: Fast. Feast. Repeat. Intermittent Fasting for Life. Find it wherever you listen to podcasts. Share your intermittent fasting stories with Gin: gin@intermittentfastingstories.comVisit Gin's website at: ginstephens.com Check out Gin's Favorite Things at http://www.ginstephens.com/gins-favorite-things.htmlSubscribe to Gin's YouTube Channel! https://www.youtube.com/channel/UC_frGNiTEoJ88rZOwvuG2CASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Matthew Taylor delivers an expert-level presentation on EPRs, building on his previous work on parallel rack systems. While his earlier content focused on the similarities between air conditioning and refrigeration, this session explores what makes commercial refrigeration unique—particularly the critical role of EPRs in maintaining optimal operating conditions across multiple evaporators running at different temperatures. This presentation was shared at the 6th Annual HVACR Training Symposium. The discussion begins with a fundamental review of the refrigeration cycle in a typical supermarket setting, where 30 to 80 evaporators may share a common suction line. Matthew explains why EPRs are essential: when multiple cases need to operate at different temperatures (ranging from -13°F for frozen foods to 24°F for fresh products) but all connect to the same compressor rack, EPRs become the solution that makes this possible. Without them, cases would cycle on and off constantly, creating efficiency nightmares, oil management problems, and potential food safety issues. Matthew walks through the mechanical principles of various EPR types, from the high-efficiency Sporlan SORIT valve with its pilot-operated design to the Parker A8 valve that can be installed directly in the store. He also addresses the industry's shift toward electronic EPRs, particularly the CDS modules that offer temperature-based control rather than just pressure regulation. Throughout the presentation, Matthew emphasizes practical considerations: how EPRs affect compressor staging, oil system pressure, defrost cycles, and ultimately, the core product temperatures that determine food safety. The session includes real-world troubleshooting insights and addresses common misconceptions about setting superheat on systems with EPRs. This technical presentation provides HVAC professionals with the knowledge needed to understand, diagnose, and service EPR-equipped refrigeration systems confidently. Matthew's approach demystifies a component that many technicians find intimidating, breaking it down into understandable principles while highlighting the critical role EPRs play in modern commercial refrigeration efficiency and reliability. Topics Covered Basic Refrigeration Cycle in Supermarket Applications – Understanding parallel rack systems with 30-80 evaporators sharing common suction and liquid lines Oil Management Systems – Oil separators, oil reservoirs, oil regulators, and the critical pressure differential required for proper oil flow Compressor Staging and Capacity Control – How parallel rack compressors operate as multi-stage units to match system load efficiently Saturated Suction Temperature (SST) – Why racks are designated by temperature (e.g., "13-degree rack" or "-13 degree rack") and how this relates to the coldest evaporator requirement Temperature Difference (TD) Engineering – The relationship between evaporator temperature and case leaving air temperature, typically 10 degrees in traditional systems EPR Fundamentals – Why EPRs are necessary to maintain different evaporator pressures on cases operating at various temperatures while connected to a single rack Mechanical EPR Types – Comparison of Sporlan SORIT valves (pilot-operated, low pressure drop) versus Parker A8 valves (self-contained, higher pressure drop) Electronic EPR Systems – Modern CDS modules and other electronic controls offering pressure control, temperature control, or hybrid approaches System Stability and Load Management – How proper EPR settings prevent compressor hunting, reduce energy consumption, and protect oil management systems Subcooling Requirements – Why liquid receivers eliminate natural subcooling and how mechanical subcoolers restore it before expansion devices Core Product Temperature – The critical relationship between runtime, EPR settings, and food safety in refrigerated cases Dual-Temperature Applications – Converting medium-temp cases to low-temp operation (like holiday turkey displays) using EPR pilot solenoids Superheat Setting Procedures – Why EPRs must be overridden to 50-100% open position when setting TXV superheat High Glide Refrigerants – Special considerations for setting EPRs with refrigerants that have significant difference between dew point and bubble point temperatures Troubleshooting Philosophy – Understanding EPRs and TXVs as independent systems that don't directly affect each other due to non-critically charged liquid receiver systems Pressure Drop Considerations – How EPR pressure losses (0.5-2 psi depending on type) affect compressor suction setpoints and energy efficiency Electronic Control Integration – Various controller brands and approaches to managing electronic EPRs, from pressure transducers to temperature sensors and PID algorithms   Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

NOTE: When you sign up for Patreon, PLEASE do it through a web browser (Safari, Chrome, etc.) and NOT an app on your iPhone. The Apple app charges 30% !!! If you just click on the link above, it should be fine. In today's episode, Becket Cook sits down with Tia Arshad for a deeply moving and powerful testimony of God's radical rescue. Born in Libya to a Christian family, abandoned as a young child in a Pakistani boarding school after her mother's sudden death, and later facing rejection and hardship in the UK, Tia spent eight years living as a lesbian—finding temporary belonging in gay clubs amid heavy drinking, chain-smoking, and profound emptiness. Yet through a series of divine interventions, terrifying dreams, and a life-altering supernatural moment, God dramatically broke through, leading her to encounter Jesus in Scripture and walk away from that life entirely. This raw conversation uncovers the deep impact of trauma, the emptiness of alternative lifestyles, and the unmatched freedom and satisfaction found only in Christ—no going back to “Egypt.” A must-watch if you're wrestling with same-sex attraction, rejection, addiction, doubt in God's love, or wondering how the church can better welcome those leaving LGBTQ+ identities. The Becket Cook Show Ep. 227 Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Benjamin and Chance get excited for the upcoming Siri roadmap, with Bloomberg reporting that the delayed features will arrive with 26.4 and a full chatbot experience is due before the end of the year. The Information says Apple is developing an AI pin, the iPhone 18 Pro cutout positioning situation is seemingly clarified, and Apple makes App Store ads even less noticeable.  And in Happy Hour Plus, Chance talks about the best parts of his new Oura Ring, and how Apple can learn from its software experience. Join now and save 26% on annual plans with code HAPPY26. Sponsored by Shopify: In 2026, stop waiting and start selling with Shopify. Sign up for a $1 per month trial at shopify.com/happyhour. Sponsored by Gusto: The online payroll and benefits software built for small businesses. Get three months free when you run your first payroll at gusto.com/happyhour. Sponsored by Framer: The only free design tool that brings your ideas to the web. Visit framer.com/design and use code HAPPYHOUR for a free month. Hosts Chance Miller @ChanceHMiller on Twitter @ChanceHMiller on Instagram @ChanceHMiller on Threads Benjamin Mayo @bzamayo on Twitter @bzamayo@mastodon.social @bzamayo on Threads Subscribe, Rate, and Review Apple Podcasts Overcast Spotify 9to5Mac Happy Hour Plus Subscribe to 9to5Mac Happy Hour Plus! Support Benjamin and Chance directly with Happy Hour Plus! 9to5Mac Happy Hour Plus includes:  Ad-free versions of every episode  Pre- and post-show content Bonus episodes Join for $5 per month or $50 a year at 9to5mac.com/join.  Feedback Submit #Ask9to5Mac questions on Twitter, Mastodon, or Threads Email us feedback and questions to happyhour@9to5mac.com Links Apple testing new App Store design that blurs the line between ads and search results iPhone 18 Pro Dynamic Island confusion now appears resolved Apple reportedly replacing Siri interface with actual chatbot experience for iOS 27 The new Siri chatbot may run on Google servers, not Apple's Apple is working on an AI-powered wearable pin

It's the dawn of a new Wells, y'all. We're talking polo shirts, chic tote bags, and stainless steel suitcases cause your boy can't be Peter Pan forever, right? Meanwhile, sweet little Maya-pup found her forever home! Brandi joins and brings the hot takes on the latest iPhone update, text msg signatures (yeah we know it's you, ok?), and realizes her Southern accent has kicked it up a notch. They dive into Traitors drama, from over-the-top hats to Michael Rapaport vs. Colton, high school–style rivalries, and Ron Funches stuck in the “out crowd.” Plus Nepo babies, fave things galore and a mysterious vampire video guy. What a week! Thanks to our awesome sponsors for supporting this episode! Quince: Treat your closet to a little summer glow-up with Quince. Go to Quince.com/yft for free shipping on your order and 365 day returns.Skims: Shop my favorite bras and underwear at www. SKIMS.com. After you place your order, be sure to let them know we sent you! Select "podcast" in the survey and select our show in the dropdown menu.BetterHelp: BetterHelp makes it easy to get matched online with a qualified therapist. Sign up and get 10% off at BetterHelp.com/yft.Don't forget to rate, review, and follow Your Favorite Podcast! Plus, keep up with us between episodes on our Instagram pages, @yftpodcast @wellsadams and @brandicyrus and be sure to leave us a voicemail with your fave things at 858-630-1856! This podcast is brought to you by Podcast Nation.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rumors are starting to pick up in 2026, with more information emerging about the upcoming iPhone 18 and M5 MacBook Pros. Could we finally see new Studio Displays this year? And end-to-end encryption for RCS messages could finally be coming to iOS. iPhone 18 Pro: Dynamic Island may move to top-left screen corner. Some MacBook Pro configurations see up to a two-month delay ahead of possible next-gen M5 MacBook Pro release. The icon history of various Apple software. New Studio Display or Pro Display XDR spotted in regulatory database. Google Gemini-Powered Siri will reportedly have these 7 new features. Apple Watch blood sugar monitoring a step closer as new tech launches. The Smartlet dual watch band is the most ridiculous Apple Watch accessory yet. Apple Vision Pro owners will get a great assortment of classic arcade games in VR soon. Red Bull's 2026 Formula 1 launch puts Apple hardware front and center. Civilization VII is coming to Apple Arcade. As pressure mounts for Apple to pull the X app, xAI says Grok will stop undressing people. In case you ever doubted it, Apple Car was real -- reveals Airbnb. End-to-end encryption for RCS messages surfaces in iOS 26.3 beta. Apple is fighting for TSMC capacity as Nvidia takes center stage. Apple testing new App Store design that blurs the line between ads and search results Picks of the Week Andy's Pick: Dolly Parton & Trio, with Emmylou Harris and Linda Ronstadt Stephen's Pick: Aqara U400 Smart Lock UWB Jason's Pick: Also the Aqara U400 Smart Lock, but UWB locks in general. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Stephen Robles Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: bitwarden.com/twit

38-year-old Kandise Sheahen went on trial in May 2025, after investigators accused her of causing her grandmother's death. Please subscribe to our other podcast, CIVIL, which covers civil cases and trials. Listen to the trailer here - https://podcasts.apple.com/us/podcast/civil/id1634071998 Sponsors in this episode:Boll & Branch - Get 15% off your first order, plus free shipping at Bollandbranch.com/COURT.Progressive Insurance - Visit Progressive.com to get a quote with all the coverages you want, so you can easily compare and choose. Marley Spoon - Head to MarleySpoon.com/offer/COURT for up to 25 FREE meals! Rocket Money - Let Rocket Money help you reach your financial goals faster. Join at RocketMoney.com/COURT.Pluto TV - Download the free Pluto TV app for Android, iPhone, Roku, and Fire TV and start streaming now.Post-Production for the show is provided by Jon Keur of Wayfare Recording Co. and this episode was researched and written by Gabrielle Russon.Please support Court Junkie with as little as $3 a month via Patreon.com/CourtJunkie to receive ad-free episodes. Help support Court Junkie with $6 a month and get access to bonus monthly episodes.Follow me on Instagram at CourtJunkieSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.