Podcasts about IPhone

Line of smartphones designed and marketed by Apple Inc.

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    Best podcasts about IPhone

    Show all podcasts related to iphone

    Latest podcast episodes about IPhone

    AppleInsider Podcast
    F1, the original iPhone, Siri's future, and Apple Music's birthday on the AppleInsider Podcast

    AppleInsider Podcast

    Play Episode Listen Later Jul 4, 2025 78:15


    Apple is celebrating 10 years of Apple Music, but ignoring 18 years of the iPhone. Plus Siri is not being replaced by ChatGPT, and ads for the "F1" movie may never cease, on the AppleInsider Podcast.Contact your hosts:@williamgallagher_ on Threads@WGallagher on TwitterWilliam's 58keys on YouTubeWilliam Gallagher on email@hillithreads on Threads@Hillitech on TwitterWes on BlueskyWes Hilliard on emailLinks from the Show:TechPost podcastiPad Pros podcast'F1' is Apple's biggest hit with $55M+ opening weekendApple's iPhone came out 18 years ago and changed the worldAfter years of rumors, Apple now has a production prototype iPhone foldApple plans low-cost MacBook based on iPhone processorApple Vision Pro with M5 may arrive before the end of 2025Apple's take on smart glasses may finally start shipping in late 2027Apple Music's ten years, billions of dollars in fines, and one failureApple celebrates 10 years of Apple Music with new studio for artistsHow to get Apple Music to show you your most-played songs of all timeApple Music's birthday specials include a 500 most-streamed songs countdownApple tells EU to forget about getting all the new iOS 26 featuresApple rumored to be in talks with Anthropic and OpenAI about powering new SiriSupport the show:Support the show on Patreon or Apple Podcasts to get ad-free episodes every week, access to our private Discord channel, and early release of the show! We would also appreciate a 5-star rating and review in Apple PodcastsMore AppleInsider podcastsTune in to our HomeKit Insider podcast covering the latest news, products, apps and everything HomeKit related. Subscribe in Apple Podcasts, Overcast, or just search for HomeKit Insider wherever you get your podcasts.Subscribe and listen to our AppleInsider Daily podcast for the latest Apple news Monday through Friday. You can find it on Apple Podcasts, Overcast, or anywhere you listen to podcasts.Those interested in sponsoring the show can reach out to us at: advertising@appleinsider.com (00:00) - Intro (01:07) - F1 (11:27) - Pushing F1 (14:34) - iPhone's 18th birthday (23:33) - Low cost MacBook (37:10) - Future of Apple Vision Pro (49:44) - Apple Music turns 10 (01:04:06) - Siri being replaced (01:13:44) - Outro ★ Support this podcast on Patreon ★

    MacMost - Mac, iPhone and iPad How-To Videos
    Master Safari Tabs on iPhone: 17 Essential Tips (MacMost #3309)

    MacMost - Mac, iPhone and iPad How-To Videos

    Play Episode Listen Later Jul 4, 2025


    View this video at https://macmost.com/master-safari-tabs-on-iphone-17-essential-tips.html. Learn to use Safari on your iPhone more productively by mastering tabs. There are a ton of ways to create, manage and group your tabs, and ways to keep the number of tabs you have open under control.

    HOT FLASHES & COOL TOPICS
    10 Year Anniversary of Marriage Equality with the OG Plaintiffs Tammy and Kim Franklin

    HOT FLASHES & COOL TOPICS

    Play Episode Listen Later Jul 4, 2025 37:24


    It's time to celebrate the 10th Anniversary of the Marriage Equality Act! We invited back Tammy and Kim Franklin, two of original plaintiffs in the Obergefell vs. Hodges to talk about their experiences and how their lives have changed.  The Franklins were one of six couples that brought this case to the Supreme Court in 2015. The Supreme Court ruled in favor of same sex marriages and that same sex marriages will be recognized nationwide.  In this bonus episode, Tammy and Kim share their experiences and growing concerns in this current political climate.  They walk us through how their lives have changed and how much work there still needs to be done. Show Notes: www.hotflashescooltopics.com YouTube: https://www.youtube.com/@HotFlashesCoolTopics Find Us Here! Website I [http://hotflashescooltopics.com/] Mail I [hotflashescooltopics@gmail.com] Instagram I [https://www.instagram.com/hotflashesandcooltopics/] Facebook : [www.facebook.com/hotflashescooltopics] YouTube I [https://www.youtube.com/@HotFlashesCoolTopics] Pinterest I [https://www.pinterest.com/hcooltopics/] Want to Leave a Review for Hot Flashes and Cool Topics? Here's How: For Apple Podcasts on an iPhone or iOS device: Open the Apple Podcast App on your device. Click on the “search” icon Type into the search bar “Hot Flashes and Cool Topics” and click on the show Towards the bottom, look for “Ratings and Reviews” Click on “Write a Review” and leave us your thoughts and comments! For Apple Podcasts on a computer: On the Apple Podcasts website, go to the search bar and type “Hot Flashes and Cool Topics” After clicking on the show, find the “Listen on Apple Podcasts” button and click on it The “Hot Flashes and Cool Topics” podcast should open on the Apple Podcasts application Keep scrolling on the page until you see “Ratings and Reviews” Click on “See All” If you want to give us a five-star rating, hover over the empty stars! If you want to leave your thoughts and comments, click on “Write a Review”!

    Banking With Life Podcast
    Best Of The Banking With Life Podcast (Vol. 5)

    Banking With Life Podcast

    Play Episode Listen Later Jul 4, 2025 28:37


    In this fifth volume of the Best of the Banking With Life Podcast, we bring together more memorable clips from past episodes. You'll hear practical insights, personal stories, and powerful reminders of why the Infinite Banking Concept® continues to resonate. As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

    Understand the Bible?  Pastor Melissa Scott, Ph.D.

    A careful study of God's covenants shows us that God's chosen people are not limited to one singular group of people called “Jews.”  The history of God's chosen people shows us that no one has ever kept His covenant.  The only way to keep His covenant is to be covered by the blood of the New Covenant in Christ. VF-2491 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2025 Pastor Melissa Scott, Ph.D., All Rights Reserved

    snobOS
    Tech for Good

    snobOS

    Play Episode Listen Later Jul 4, 2025 58:03


    The LowdownApple Music celebrates its 10th birthday in a big way. iPhone only app, ICEBlock, goes viral overnight and races to the top in the App Store.  In “what could happen” news,  Apple is reportedly considering letting Anthropic and OpenAI power Siri. 2nd StringMeet Meta's SuperIntelligence TeamFor The CultureThe Puffy Verdict is in… & it's not good for his survivors.The HookupView Your Apple Music “Replay All Time”

    The MacRumors Show
    153: Apple's New Budget Friendly A18 Pro MacBook?

    The MacRumors Show

    Play Episode Listen Later Jul 4, 2025 35:14


    On this week's episode of The MacRumors Show, we discuss Apple's apparent plan to launch a low-cost MacBook powered by an iPhone chip. Earlier this week, Apple analyst Ming-Chi Kuo reported that Apple is set to launch an all-new "affordable" MacBook powered by an iPhone chip. The machine is expected to feature a 13-inch display, the A18 Pro chip, and color options that include silver, blue, pink, and yellow. MacRumors first spotted evidence of such a device in backend code related to Apple Intelligence last summer, and subsequently confirmed its use of the A18 Pro chip. The machine features the identifier "Mac17,1." This would be the first Mac powered by an ‌‌iPhone‌‌ chip. To date, all Apple silicon Macs have contained M-series chips, which offer higher core counts, support for larger amounts of memory, and better external display support. The A18 Pro chip debuted in the iPhone 16 Pro last year. With the A18 Pro chip, the device is highly unlikely to feature Thunderbolt ports, more than 8GB of unified memory, and support for more than one external display. In line with how Apple tends to handle its other low-cost devices, the new MacBook could re-use the design and chassis of an older machine like the M1 MacBook Air to keep costs down and differentiate it from the ‌MacBook Air‌. Apple could also revive the simple "MacBook" moniker, separating it from the ‌MacBook Air‌ and MacBook Pro, and mirroring the iPad lineup, which simply has the ‌iPad‌ as the entry-level model.  According to Kuo, the new MacBook is expected to enter mass production late in the fourth quarter of 2025 or early in the first quarter of 2026, which situates launch in the first half of next year. We also discuss Apple's broader low-cost device strategy, how it seems to be positioning its device lineups going forward, and more.

    9to5Mac Happy Hour
    MacBook with iPhone CPU rumors, AI Siri partnerships, new EU App Store rules

    9to5Mac Happy Hour

    Play Episode Listen Later Jul 3, 2025 71:31


    Benjamin and Chance discuss the intriguing rumor from Ming-Chi Kuo that Apple is readying a new cheaper MacBook Air powered by an A18 Pro CPU. Also, Apple befuddles everyone with a new byzantine set of App Store rules in the EU, and Apple seems open to powering AI Siri using third-party models. And in Happy Hour Plus, Chance walks through some tech updates after another big move. Subscribe at 9to5mac.com/join. Sponsored by Caldera Lab: High performance men's skincare. Get 20% off your first order at CalderaLab.com/HAPPYHOUR Sponsored by Square: Get up to $200 off Square hardware when you sign up at square.com/go/happyhour. Sponsored by 1Password: Secure every app, device, and identity – even the unmanaged ones – at 1password.com/happyhour. Hosts Chance Miller @chancemiller.me on Bluesky @chancehmiller@mastodon.social @ChanceHMiller on Instagram @ChanceHMiller on Threads Benjamin Mayo @bzamayo on Twitter @bzamayo@mastodon.social @bzamayo on Threads Subscribe, Rate, and Review Apple Podcasts Overcast Spotify 9to5Mac Happy Hour Plus Subscribe to 9to5Mac Happy Hour Plus! Support Benjamin and Chance directly with Happy Hour Plus! 9to5Mac Happy Hour Plus includes:  Ad-free versions of every episode  Pre- and post-show content Bonus episodes Join for $5 per month or $50 a year at 9to5mac.com/join.  Feedback Submit #Ask9to5Mac questions on Twitter, Mastodon, or Threads Email us feedback and questions to happyhour@9to5mac.com Links Kuo: Apple to release cheaper MacBook powered by iPhone processor First reference to MacBook with A18 Pro discovered in Apple code Apple announces sweeping App Store changes in the EU Apple Music launching Replay All Time, revealing your most streamed music ever Apple might ditch internal AI efforts for Siri revamp Report: Apple held internal talks about acquiring Perplexity

    Mother Miriam Live

    With clarity and conviction, Mother Miriam delivers a bold and tender call to return to the one Church Christ founded, explaining why the Catholic Church alone holds the fullness of truth, sacramental grace, and the real presence of Jesus in the Eucharist. Speaking to Protestants, fallen-away Catholics, and those tempted by “church-hopping,” Mother warns against choosing comfort over obedience, and urges trust in God's authority, not personal preference. This is a heartfelt invitation to come home, embrace truth, and walk the path that leads to eternal life.U.S. residents! Create a will with LifeSiteNews: https://www.mylegacywill.com/lifesitenews ****PROTECT Your Wealth with gold, silver, and precious metals: https://stjosephpartners.com/lifesitenews +++SHOP ALL YOUR FUN AND FAVORITE LIFESITE MERCH! https://shop.lifesitenews.com/ ****Download the all-new LSNTV App now, available on iPhone and Android!LSNTV Apple Store: https://apps.apple.com/us/app/lsntv/id6469105564 LSNTV Google Play: https://play.google.com/store/apps/details?id=com.lifesitenews.app +++Connect with John-Henry Westen and all of LifeSiteNews on social media:LifeSite: https://linktr.ee/lifesitenews John-Henry Westen: https://linktr.ee/jhwesten Hosted on Acast. See acast.com/privacy for more information.

    Primary Technology
    Apple May Ditch Internal AI Siri, Nothing Headphone (1) and Phone (3), Grammarly AI Work Suite

    Primary Technology

    Play Episode Listen Later Jul 3, 2025 77:35 Transcription Available


    Grammarly acquires Superhuman looking to build an AI productivity suite, Nothing launches its first flagship Phone (3) and over-the-ear headphones, Meta's Superintelligence initiative, 12-inch MacBook may return, and Apple looking to power Siri with OpenAI or Anthropic rather than it's internal AI.Bonus Episode: Brave vs Safari. Listen here!Dumpster Siri Image from 9to5Mac-----------------------------------Show Notes via EmailSign up to get exactly one email per week from the Primary Tech guys with the full episode show notes for your perusal. Click here to subscribe.Watch on YouTube!Subscribe and watch our weekly episodes plus bonus clips at: https://youtu.be/txLGbr7O1p4Join the CommunityDiscuss new episodes, start your own conversation, and join the Primary Tech community here: social.primarytech.fmSupport the showGet ad-free versions of the show plus exclusive bonus episodes every week! Subscribe directly in Apple Podcasts or here if you want chapters: primarytech.memberful.com/joinReach out:Stephen's YouTube Channel@stephenrobles on ThreadsStephen on BlueskyStephen on Mastodon@stephenrobles on XJason's Inc.com Articles@jasonaten on Threads@JasonAten on XJason on BlueskyJason on MastodonWe would also appreciate a 5-star rating and review in Apple Podcasts and SpotifyPodcast artwork with help from Basic Apple Guy.Those interested in sponsoring the show can reach out to us at: podcast@primarytech.fm-----------------------------------Links from the showAI Slop: Last Week Tonight with John Oliver (HBO) - YouTubeGrammarly to acquire email startup Superhuman in AI platform push | ReutersSuperhuman is being acquired by Grammarly to build the future of workSuperhuman | The most productive email app ever madeNothing Headphone 1 review: a bold design with some odd omissions | The VergeNothing's ‘first true flagship' phone plays it a little safe | The VergeMark Zuckerberg Announces Meta ‘Superintelligence' Effort, More Hires - BloombergHere's What Mark Zuckerberg Is Offering Top AI Talent | WIREDMicrosoft is laying off as many as 9,000 employees | The VergeThis 139-Year-Old, Iconic American Brand Just Made a Mistake No Company Should MakeApple Music celebrates 10 years with the launch of a new global hub for artists - AppleApple might ditch internal AI efforts for Siri revamp - 9to5MacNew MacBook With A18 Pro Chip Spotted in Apple Code - MacRumorsApple Unveils All-New MacBook - AppleFigma Files Registration Statement for Proposed IPO | Figma BlogParamount agrees to pay Trump $16 million, clearing way for merger deal | The VergeABC will give $15 million to Trump's presidential library to settle defamation lawsuit | AP News (00:00) - Intro (08:14) - AI Slop on John Oliver (11:11) - Grammarly Aquires Superhuman (22:49) - Nothing Headphone (1) (26:30) - Nothing Phone (3) (29:15) - Meta's AI Superintelligence (41:00) - Big Microsoft Layoffs (44:51) - Apple Music 10 Years (49:12) - Apple Ditching Internal AI Siri (53:30) - 12-inch MacBook Return (59:12) - Figma Files IPO (01:02:24) - Paramount Pays Trump $16M (01:06:54) - Spotify with Ads ★ Support this podcast ★

    Understand the Bible?  Pastor Melissa Scott, Ph.D.
    Jesus Was a Jew, Yet His Own Received Him Not

    Understand the Bible? Pastor Melissa Scott, Ph.D.

    Play Episode Listen Later Jul 3, 2025 58:37


    The congressional bill H.R. 6090 references the IHRA definition of anti-Semitism, which alludes to the words of Jesus Christ as anti-Semitic. That is impossible because Jesus was a Jew.  He criticized the religious leaders of Israel for their failure to teach and lead the people.  They rejected Him because they saw Him as a threat to their power.  The church of today needs to speak the truth from the Bible without fear or shame and not be intimidated by critics that haven't read the Bible.  VF-2490 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2025 Pastor Melissa Scott, Ph.D., All Rights Reserved

    Applelianos
    INSIDE "El Futuro del iPhone"

    Applelianos

    Play Episode Listen Later Jul 3, 2025 125:15


    Episodio patrocinado gracias a “SEOXAN”. En este INSIDE de los jueves teníamos pensado tarer dos temas y un invitado pero no ha podido ser, pero eso no quiere decir que abandonamos, hoy hablaremos de uno de ellos, y el otor tema cuando nuestro invitado le venga bien para charlar largo y tendido con nosotros, no desesperéis ya llegara el dia, porque es un tema muy interesante. Cuando llegue el momento os enterareis. Ahora toca el futuro del iPhone. Dale al play y comparte. NUESTRO PATROCINADOR https://seoxan.es //Enlaces https://seoxan.es https://uptime.urtix.es/login.php //Donde encontrarnos Canal Youtube https://www.youtube.com/c/ApplelianosApplelianos/featured Correo electrónico applelianos@gmail.com Amazon https://amzn.to/30sYcbB X https://x.com/ApplelianosPod Apple Podcasts https://podcasts.apple.com/es/podcast/applelianos-podcast/id993909563

    The Rundown
    U.S. Strikes Trade Deal with Vietnam, iPhone Returns to Growth in China

    The Rundown

    Play Episode Listen Later Jul 3, 2025 9:28


    Stock market update for July 3, 2025.

    Jay Fonseca
    Podcast - LAS NOTICIAS CON CALLE DE 2 DE JULIO DE 2025

    Jay Fonseca

    Play Episode Listen Later Jul 2, 2025 22:47


    Podcast - LAS NOTICIAS CON CALLE DE 2 DE JULIO DE 2025 - Trump amenaza con deportarte fuera de USA - WSJ- Feminicidio íntimo,  mataron a unanimous joven de 18 años y el sujeto de 20 se suicidó - Metro- Recortes serios a Medicaid y hospitales rurales podría dejar fuera hasta a 19 millones sin servicios médicos - WSJ- Gobernadora crea otro comité, ahora el de reconstrucción - El Nuevo Día - Gobierno de PR se niega a aceptar que personas tengan X entre masculino y femenino y apelarán orden a favor de comunidad no binaria - Noticel - Proyecto de la Parguera se quedó chueco y Rivera Schatz dice que no dará privilegios para nadie - Noticel - Deuda de PR bajó de 73 billones a 24 billones, o sea, 64,700 pero se sigue administrando mal dice el AGO - El Nuevo Día - LUMA reclutó a la exjefa de la AAA - El Nuevo Día - Cancelación de Physician comienza el largo proceso - Metro- Trump doblega a otro medio de comunicación, negoció acuerdo con CBS - Recortes de Medicaid y requisitos de trabajo para recibirlos aprobados en el BBB, ahora va a la Cámara - El Vocero - Zayira Jordán dice que su prioridad será conseguir otras fuentes de ingresos en la UPR - El Vocero- Renuncia director de PRIDCO - El Vocero - Los pobres son los que tienen hijos, casi 300 mil menores bajo nivel de pobreza  - El Vocero - Menos casas reposeídas ¿buenas noticias? - El Vocero - Aplicarían subir el crédito por niños dependientes de USA en PR a 2200 por niño - El Nuevo Día - Subirían el reintegro de arbitrio del ron a 13.25 el galón de ron - El Nuevo Día- Pelea férrea por contrato de tecnología de Salud, gobierno dice que empresa quería que le pagaran más y los sacó y ahora no le sueltan la info de Salud - El Nuevo Día - Emergencia por sargazo declara la gobernadora - Primera Hora- Eric Santiago se va de PRIDCO, el segundo, Carla Campos también renunció - Cuarto Poder - Regresan los mega cruceros a San Juan luego de arreglar muelle que destruyó barco - El Nuevo Día - Hacienda retrasado en reintegros - El Nuevo Día - Pelea entre alcaldes de Lares, Camuy y Hatillo por las Cuevas traspasadas - Primera Hora- BDE tiene problemas en cuentas dice la jefa - El Nuevo Día -  Arrestaron a 4 en Vista Hermosa con drogas y armas, y un joven que usurpó vivir en un apartamento ilegalmente - Primera Hora- Trump en gira de amenazas, deportar a Elon Musk, a Zorahm Mamdani, a ciudadanos americanos con crímenes violentos y a CNN por publicar app para informar de ICE - Axios- Infante se salva de tiroteo que hirió a sus padres - El Vocero - Trump dice que Israel logró acuerdo de alto al fuego en Gaza, pero otros medios dicen que Israel no lo ha aceptado - Truth Social - Con todo y precios bajando, la OPEP deciden subir la producción pa darle golpe final a las placas solares - Bloomberg - Baja dramática de inmigrantes en USA - Axios Prepárate para vivir tu verano al max en Liberty.Activa una línea en nuestro mejor plan de data ilimitada y llévate un iPhone 16 Pro Maxpor nuestra cuenta y sin necesidad de trade-in.Disfruta de cada segundo de tu verano con data ilimitada y de alta velocidad paraseguir haciendo más de todo lo que te gusta.Visítanos hoy o llama al 1-855-655-0055 para más detalles.Liberty. Contigo siempre.Incluye auspicio

    Mark Simone
    Mark Takes Your Calls!

    Mark Simone

    Play Episode Listen Later Jul 2, 2025 4:26


    Dave in Chicago called Mark to ask him about the iPhone 17's Ai features. Vincent in Brooklyn NY had some words about the Diddy Verdict. He tells Mark.

    Mark Simone
    Mark Takes Your Calls!

    Mark Simone

    Play Episode Listen Later Jul 2, 2025 4:26


    Dave in Chicago called Mark to ask him about the iPhone 17's Ai features. Vincent in Brooklyn NY had some words about the Diddy Verdict. He tells Mark. See omnystudio.com/listener for privacy information.

    9to5Mac Daily
    iPhone Fold, Apple vs DOJ

    9to5Mac Daily

    Play Episode Listen Later Jul 2, 2025 7:03


    Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Bitwarden: Check out Bitwarden Password Manager, featuring a new Apple Watch authenticator integration, secure autofill on Safari and iOS apps, and enterprise-grade security tools that help you manage credentials with confidence. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: iPhone Fold reportedly on track for potential launch next year Senior Vision Pro engineer allegedly took a 'massive volume' of secret plans to Snap Apple fails to dismiss DOJ's iPhone antitrust lawsuit Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

    The Apple WatchCast Podcast - A podcast dedicated to the Apple Watch

    Some quick thoughts on WWDC 2025, hardware requirements for Apple Intelligence on the watch, a new gesture is released with WatchOS 26, a new iPhone ringtone and the loss of an Apple pioneer and legend. Plus reviews of Voronoi app, Automations and the Hail Mary trailer and book.

    The John-Henry Westen Show
    Modern Culture is LYING to YOUR KIDS... Here's the FIX

    The John-Henry Westen Show

    Play Episode Listen Later Jul 2, 2025 36:57


    Jason Evert takes you to the front lines of the culture war with a backpack, a rosary, and a message the world doesn't want young people to hear. Through his JP2 Trails project, he's guiding men and women through rugged terrain and deeper spiritual battles: chastity, vocation, and identity. From confronting porn addiction to reclaiming modesty and countering gender ideology, Evert doesn't hold back. With raw honesty and deep hope, he lays out a path for parents, priests, and young adults to fight back with beauty, truth, and faith in Christ.U.S. residents! Create a will with LifeSiteNews: https://www.mylegacywill.com/lifesitenews ****PROTECT Your Wealth with gold, silver, and precious metals: https://stjosephpartners.com/lifesitenews+++SHOP ALL YOUR FUN AND FAVORITE LIFESITE MERCH! https://shop.lifesitenews.com/ ****Download the all-new LSNTV App now, available on iPhone and Android!LSNTV Apple Store: https://apps.apple.com/us/app/lsntv/id6469105564 LSNTV Google Play: https://play.google.com/store/apps/details?id=com.lifesitenews.app +++Connect with John-Henry Westen and all of LifeSiteNews on social media:LifeSite: https://linktr.ee/lifesitenews John-Henry Westen: https://linktr.ee/jhwesten Hosted on Acast. See acast.com/privacy for more information.

    Unlock the Sugar Shackles Podcast
    The Ultimate Evening Routine for Deep Sleep & Balanced Blood Sugar | Episode 271

    Unlock the Sugar Shackles Podcast

    Play Episode Listen Later Jul 2, 2025 37:07


    Metabolic Jumpstart: https://www.daniellehamiltonhealth.com/offers/XoZFvbq2 (code JUMPSTART for 50% off)TODAY'S SPONSORSBEAM Minerals: Head to beamminerals.com and use the code DANIHEALTH to get 20% offTimeline: Head to timelinenutrition.com and use the code DANIHEALTH to get 10% offFavorite's Guide: https://www.daniellehamiltonhealth.com/favoritethingsHow to turn your iPhone screen red: https://www.instagram.com/reel/C8zmgJfOcjA/ON TODAY'S EPISODE:How does exposure to blue light at night impact your metabolism and sleep quality?Why is darkness important for the body's healing processes?What role does reducing screen time play in improving sleep and insulin sensitivity?How can blue-blocking glasses enhance your circadian rhythm and metabolic health?What are the best lighting options to use in the evening for better sleep?How does grounding in nature support the body's energy and reduce inflammation?Why should you avoid eating too close to bedtime?How does meal timing affect your ability to sleep through the night?What are the best strategies for reducing EMF exposure before bed?How can changing your environment and routine impact your overall health and well-being?STAY IN TOUCH WITH ME:You can find me:On Instagram @daniellehamiltonhealth On Facebook at Danielle Hamilton HealthMy website is daniellehamiltonhealth.comOn my YouTube Channel (make sure you subscribe!)Sign up for my Wellness Wednesday Newsletter: https://www.daniellehamiltonhealth.com/newsletter

    HOT FLASHES & COOL TOPICS
    Have a Magnificent Midlife Crisis with Kate Muir

    HOT FLASHES & COOL TOPICS

    Play Episode Listen Later Jul 2, 2025 46:47


    What do you think of the term "midlife crisis'?  Is it a burden or a reboot? Our guest this week is author and documentary filmmaker, Kate Muir.  Kate believes that: "‘A midlife crisis is a magnificent moment, and nobody should miss out on it. We need to reframe this time of questioning for a new generation of women who want to revive and thrive for longer. We must reclaim the midlife crisis from madmen with red sports cars - and make the space our own." We talk about her new book: HOW TO HAVE A MAGNIFICENT MIDLIFE: Rethink, reboot, revive, and thrive.  From mental aquity to divorce and cold plunge, her perspective will allow our listeners to think outside the box in midlife and beyond. Show Notes: www.hotflashescooltopics.com Watch this episode on YouTube: https://www.youtube.com/@HotFlashesCoolTopics Find Us Here! Website I [http://hotflashescooltopics.com/] Mail I [hotflashescooltopics@gmail.com] Instagram I [https://www.instagram.com/hotflashesandcooltopics/] Facebook : [www.facebook.com/hotflashescooltopics] Twitter I [https://twitter.com/CoolFlashes] YouTube I [https://www.youtube.com/@HotFlashesCoolTopics] Pinterest I [https://www.pinterest.com/hcooltopics/] Want to Leave a Review for Hot Flashes and Cool Topics? Here's How: For Apple Podcasts on an iPhone or iOS device: Open the Apple Podcast App on your device. Click on the “search” icon Type into the search bar “Hot Flashes and Cool Topics” and click on the show Towards the bottom, look for “Ratings and Reviews” Click on “Write a Review” and leave us your thoughts and comments! For Apple Podcasts on a computer: On the Apple Podcasts website, go to the search bar and type “Hot Flashes and Cool Topics” After clicking on the show, find the “Listen on Apple Podcasts” button and click on it The “Hot Flashes and Cool Topics” podcast should open on the Apple Podcasts application Keep scrolling on the page until you see “Ratings and Reviews” Click on “See All” If you want to give us a five-star rating, hover over the empty stars! If you want to leave your thoughts and comments, click on “Write a Review”!

    Clockwise
    612: Somebody Else's Problem Field

    Clockwise

    Play Episode Listen Later Jul 2, 2025 29:59


    Wed, 02 Jul 2025 19:00:00 GMT http://relay.fm/clockwise/612 http://relay.fm/clockwise/612 Somebody Else's Problem Field 612 Dan Moren and Mikah Sargent Whether we've secured our Brother printers, our optimism or skepticism about Apple fixing accessibility issues in betas, thoughts on a MacBook powered by an iPhone chip, and the books we're planning to read—or reread—this summer. Whether we've secured our Brother printers, our optimism or skepticism about Apple fixing accessibility issues in betas, thoughts on a MacBook powered by an iPhone chip, and the books we're planning to read—or reread—this summer. clean 1799 Whether we've secured our Brother printers, our optimism or skepticism about Apple fixing accessibility issues in betas, thoughts on a MacBook powered by an iPhone chip, and the books we're planning to read—or reread—this summer. Guest Starring: Shelly Brisbin and Casey Liss Links and Show Notes: Support Clockwise with a Relay Membership Submit Feedback Hundreds of Brother printer models have an unpatchable security flaw | The Verge The MacBook Adorable — Liss is More Amazon.com: HP LaserJet Pro M281fdw All-in-One Wireless Color Laser Printer, Works with Alexa (T6B82A) : Office ProductsCasey's Printer THE MISTBORN® SAGA - THE ORIGINAL TRILOGY – Brandon Sanderson The Wheel of Time series - Dragonmount Royal Gambit by Daniel O'Malley | Hachette Book Group Stone and Sky by Ben Aaronovitch | PenguinRandomHouse.com: Books Sleeper Beach by Nick Harkaway: Review by Ian Mond – Locus Online Knave of Diamonds - Laurie R. King Can You Solve the Murder? by Antony Johnston | PenguinRandomHouse.com: Books Bloody Jack Series by L.A. Meyer Ready Player One (Ready Player One, #1) by Ernest Cline | Goodreads Brad Thor | #1 New York Times Bestselling Author

    The Rebound
    553: Everything's Kinda Software and BS

    The Rebound

    Play Episode Listen Later Jul 2, 2025 66:21


    The Rebound's Canadian bureau checks in to talk with Dan and Moltz about the Vision Pro, cheap MacBooks and trade wars.Were you aware that Moltz also sells Andor-themed merch?Apple has plans for more Vision products. Duh.It's also rumored to be working on a low cost MacBook.Canada has scrapped its digital services tax.If you want to help out the show and get some great bonus content, consider becoming a Rebound Prime member! Just go to prime.reboundcast.com to check it out!Were you aware that you could buy things from us?! That's right! Shirts, iPhone cases, mugs, hats and one other type of thing are all available from our Rebound Store!

    Understand the Bible?  Pastor Melissa Scott, Ph.D.
    God, Help Me to Be “All In” with You

    Understand the Bible? Pastor Melissa Scott, Ph.D.

    Play Episode Listen Later Jul 2, 2025 58:26


    There's a lack of connection and committed devotion to the Word within the body of Christ.  A prayer of David out of Psalm 86 gives us the roadmap to getting back on track to being “all in” with God. Psalm 86:11 VF-2489 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2025 Pastor Melissa Scott, Ph.D., All Rights Reserved

    iSenaCode Live
    #380 La nueva SIRI (será BRUTAL), el rediseño del iPhone 17 y Apple XR

    iSenaCode Live

    Play Episode Listen Later Jul 2, 2025 102:25


    En este episodio del iSenaCode Live, analizamos a fondo la NUEVA SIRI con Apple Intelligence, que promete revolucionar por completo la forma en la que usamos nuestros dispositivos. Además, repasamos el filtrado rediseño del iPhone 17 y su posible nuevo look. También debatimos sobre el futuro de la realidad mixta con las Apple XR: ¿gafas o visor? ¿Será 2025 el año definitivo? Todo esto y más, con el toque profesional y canalla de siempre. Al final, como no podía faltar, nuestras secciones de gamba y chuletón con lo mejor y lo peor de la semana.

    Relay FM Master Feed
    Clockwise 612: Somebody Else's Problem Field

    Relay FM Master Feed

    Play Episode Listen Later Jul 2, 2025 29:59


    Wed, 02 Jul 2025 19:00:00 GMT http://relay.fm/clockwise/612 http://relay.fm/clockwise/612 Dan Moren and Mikah Sargent Whether we've secured our Brother printers, our optimism or skepticism about Apple fixing accessibility issues in betas, thoughts on a MacBook powered by an iPhone chip, and the books we're planning to read—or reread—this summer. Whether we've secured our Brother printers, our optimism or skepticism about Apple fixing accessibility issues in betas, thoughts on a MacBook powered by an iPhone chip, and the books we're planning to read—or reread—this summer. clean 1799 Whether we've secured our Brother printers, our optimism or skepticism about Apple fixing accessibility issues in betas, thoughts on a MacBook powered by an iPhone chip, and the books we're planning to read—or reread—this summer. Guest Starring: Shelly Brisbin and Casey Liss Links and Show Notes: Support Clockwise with a Relay Membership Submit Feedback Hundreds of Brother printer models have an unpatchable security flaw | The Verge The MacBook Adorable — Liss is More Amazon.com: HP LaserJet Pro M281fdw All-in-One Wireless Color Laser Printer, Works with Alexa (T6B82A) : Office ProductsCasey's Printer THE MISTBORN® SAGA - THE ORIGINAL TRILOGY – Brandon Sanderson The Wheel of Time series - Dragonmount Royal Gambit by Daniel O'Malley | Hachette Book Group Stone and Sky by Ben Aaronovitch | PenguinRandomHouse.com: Books Sleeper Beach by Nick Harkaway: Review by Ian Mond – Locus Online Knave of Diamonds - Laurie R. King Can You Solve the Murder? by Antony Johnston | PenguinRandomHouse.com: Books Bloody Jack Series by L.A. Meyer Ready Player One (Ready Player One, #1) by Ernest Cline | Goodreads Brad Thor | #1 New York Times Bestselling Author

    Horror Hour with the Hanna's
    28 Years Later (2025) - "28 Inches Later"

    Horror Hour with the Hanna's

    Play Episode Listen Later Jul 2, 2025 72:50


    SPOILER FREE 0:00 - 24:12 SPOILERS 24:12 - 1:12:50   In this episode of Horror Hour with the Hanna's, we embark on the quarantined islands and plunge back into the post-apocalyptic world with 28 Years Later (2025), the highly anticipated sequel from Danny Boyle and Alex Garland. Set 28 years after the Rage virus outbreak, this film reinvents the franchise with a tight narrative, sharp themes, and a hauntingly immersive atmosphere. We unpack the evolution of the infected. We explore Jodie Comer's emotionally charged performance as Isla and how mother–son dynamics ground the story's emotional core. We also dig into the film's political undertones including, Brexit symbolism, Covid pandemic responses, gender roles, and the horror of war. With innovative iPhone-enhanced cinematography and a narrative that blends brutal action with thoughtful allegory, 28 Years Later sets the table for a new trilogy, kicking off with this sequel and promising next entries like The Bone Temple (2026). Is this revival a bold reinvention or a fragmented homage? Tune in as we assess its impact on the genre, its emotional resonance, and whether it out grows the legacy of the original.   Follow Us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: @horrorhourwiththehannas   Music by Aries Beats - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/watch?v=DPpnxLYrzVA⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  

    Nosotros Los Clones
    CURP biométrica ¿Es posible? - NLC 209

    Nosotros Los Clones

    Play Episode Listen Later Jul 2, 2025 63:00


    #Podcast #iPhone18años #JeffBezosBoda Han pasado 18 años desde que el iPhone cambió la historia de la tecnología. Hoy lo recordamos mientras analizamos la lujosa boda de Jeff Bezos, las trampas con lentes inteligentes que están dando de qué hablar y la nueva Ley de Telecomunicaciones en México, explicada por el especialista Ernesto Piedras. ¿Más vigilancia o más acceso? Lo discutimos en este episodio cargado de historia, polémica y futuro digital.

    MacBreak Weekly (Audio)
    MBW 979: Matt Baloney - Controversy Over Apple's F1 Movie Wallet Push Notification

    MacBreak Weekly (Audio)

    Play Episode Listen Later Jul 1, 2025 142:09


    Are people furious about the F1 Movie Apple Wallet ad? Apple could look to using Anthropic or OpenAI to power Siri AI features. The EU could miss out on new iOS 26 features when it rolls out later this year. And Pixelmator Pro gets new updates that integrate Apple Intelligence features! More on Apple's trust-eroding 'F1 The Movie' Wallet ad. Apple weighs using Anthropic or OpenAI to power Siri in major reversal. iOS 18.6, macOS 15.6, watchOS 11.6, tvOS 18.6 and visionOS 2.6 get second betas Apple tells EU to forget about getting all the new iOS 26 features. Germany asks Apple and Google to pull DeepSeek app. Brazil wants its piece of the App Store anti-competition fines Apple faces worldwide. Senior Vision Pro engineer allegedly took a 'massive volume' of secret plans to Snap. Apple surveys Vision Pro users about competing headsets and smart glasses. Blackmagic URSA Cine Immersive powers Apple Vision Pro's next leap. The eight reasons people upgrade Mac or PC, as shipments surge. Apple plans low-cost MacBook based on iPhone processor. Pixelmator Pro gains better RAW images, Accessibility — and Apple Intelligence. Apple loses bid to dismiss US smartphone monopoly case. Apple finally has a box office hit with 'F1.' What's next for the studio's movie strategy? Apple's Swift working to support Android app development. Picks of the Week: Leo's Pick: ICE Block Jason's Pick: MacWhisper Andy's Pick: Neon Ichiban Alex's Pick: Lingo Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zocdoc.com/macbreak

    HVAC School - For Techs, By Techs
    Capacitor Testing and Replacement - Short #247

    HVAC School - For Techs, By Techs

    Play Episode Listen Later Jul 1, 2025 17:54


    In this short podcast episode, Bryan goes through the process of testing and replacing a run capacitor.  Run capacitors provide continuous phase-shifted current to the start winding, allowing the motor to run in the right direction and with the appropriate amount of torque. These capacitors are needed in most of the single-phase PSC motors we work with. Run capacitors are in the circuit all the time and are connected in series with the start winding (compared to start capacitors, which need to be taken out of the circuit after startup). They don't actually "boost" voltage. The bigger the capacitor, the more current can move in and out of the start winding. Run capacitors are made of foil and oil (and the manufacturing quality usually correlates to the capacitor's lifespan), and they usually fail due to overvoltage or overheating. Capacitors may also be replaced with one of a higher voltage rating but not a lower one. Before you test a capacitor, perform a visual inspection. Bloated tops and oil leakage are signs of failure. You'll also want to measure the microfarads and make sure it's within range. An under load test occurs while the system is running (and should NOT be done on blower capacitors for safety reasons). Bench testing happens while the system is off and the capacitor is disconnected and discharged. We have calculators for testing on our app. To test under load, measure the amperage on the start wire and multiply it by 2652. Then, divide that number by the voltage to find the capacitance in microfarads. If the capacitance is over 10% low, replace the capacitor. When replacing a capacitor, make sure the system is off, the capacitor is discharged, and that you tighten the strap and wire it up correctly. It's also a good idea to bench test the new capacitor.   "Capacitor Testing and Replacement Procedure" tech tip: https://www.hvacrschool.com/capacitor-testing-and-replacement-procedure/  "What Is Up With Blower Amps & Watts w/ Steve Rogers" podcast: https://www.hvacrschool.com/podcasts/what-is-up-with-blower-amps-watts-w-steve-rogers/  Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android

    The Horror Show: A Horror Movie Podcast
    Hollyweird #016 – 28 Dongs Later: The 28 Years Later Emergency Pod (SPOILERS)

    The Horror Show: A Horror Movie Podcast

    Play Episode Listen Later Jul 1, 2025 95:55


    In this episode of Hollyweird, Sean and Lexie dive into a spoiler-filled discussion of '28 Years Later.' They discuss their initial plans to avoid spoilers but quickly find themselves deeply engrossed in the details of the film. The episode also features a humorous reflection on Shark Month, an unplanned but passionate deep dive into the aesthetics and choices of '28 Days Later' and '28 Years Later,' and a look at actor Cillian Murphy's career. They touch on the unique production choices of the films, such as filming with iPhones, and the intense emotional beats of '28 Years Later.' 00:00 Introduction and Spoiler Warning 00:53 Emergency Pod and Shark Month Wrap-Up 01:44 28 Years Later: Initial Reactions 03:23 Discussing 28 Days Later 05:54 Cillian Murphy's Career and Appeal 09:48 Alex Garland's Filmography 11:09 28 Years Later: Filming Techniques 15:03 Plot Breakdown and Analysis 21:07 The Franchise's Future and Audience Reactions 26:44 Final Thoughts and Miscellaneous Discussions 43:29 Danny Boyle's Awards and Interview 45:10 Discussion on Alphas and Fear 49:51 Cancer and Emotional Drama 01:04:32 The Jimmy's Cult and Movie Ending 01:15:52 Final Thoughts and Reviews Learn more about your ad choices. Visit megaphone.fm/adchoices

    Clean With Me
    Dishwashing Pep Talk

    Clean With Me

    Play Episode Listen Later Jul 1, 2025 24:25


    Do your dishes while a relatable host talks you through it.  In this episode, you'll learn to load your dishwasher efficiently while your difficult items soak, and you'll also get some ideas for preventing pile-ups in the future.Unlock longer episodes: Clean With Me | Cleaning PodcastPatreon: patreon.com/user?u=42177753Apple Podcasts (purple app on iPhones): https://podcasts.apple.com/us/podcast/deep-cleaning-session-living-areas-hallways-and-kitchen/id1437964950?i=1000714941969Become a supporter of this podcast: https://www.spreaker.com/podcast/clean-with-me--4574793/support.

    All TWiT.tv Shows (MP3)
    MacBreak Weekly 979: Matt Baloney

    All TWiT.tv Shows (MP3)

    Play Episode Listen Later Jul 1, 2025 142:09 Transcription Available


    Are people furious about the F1 Movie Apple Wallet ad? Apple could look to using Anthropic or OpenAI to power Siri AI features. The EU could miss out on new iOS 26 features when it rolls out later this year. And Pixelmator Pro gets new updates that integrate Apple Intelligence features! More on Apple's trust-eroding 'F1 The Movie' Wallet ad. Apple weighs using Anthropic or OpenAI to power Siri in major reversal. iOS 18.6, macOS 15.6, watchOS 11.6, tvOS 18.6 and visionOS 2.6 get second betas Apple tells EU to forget about getting all the new iOS 26 features. Germany asks Apple and Google to pull DeepSeek app. Brazil wants its piece of the App Store anti-competition fines Apple faces worldwide. Senior Vision Pro engineer allegedly took a 'massive volume' of secret plans to Snap. Apple surveys Vision Pro users about competing headsets and smart glasses. Blackmagic URSA Cine Immersive powers Apple Vision Pro's next leap. The eight reasons people upgrade Mac or PC, as shipments surge. Apple plans low-cost MacBook based on iPhone processor. Pixelmator Pro gains better RAW images, Accessibility — and Apple Intelligence. Apple loses bid to dismiss US smartphone monopoly case. Apple finally has a box office hit with 'F1.' What's next for the studio's movie strategy? Apple's Swift working to support Android app development. Picks of the Week: Leo's Pick: ICE Block Jason's Pick: MacWhisper Andy's Pick: Neon Ichiban Alex's Pick: Lingo Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zocdoc.com/macbreak

    MacBreak Weekly (Video HI)
    MBW 979: Matt Baloney - Controversy Over Apple's F1 Movie Wallet Push Notification

    MacBreak Weekly (Video HI)

    Play Episode Listen Later Jul 1, 2025 142:08


    Are people furious about the F1 Movie Apple Wallet ad? Apple could look to using Anthropic or OpenAI to power Siri AI features. The EU could miss out on new iOS 26 features when it rolls out later this year. And Pixelmator Pro gets new updates that integrate Apple Intelligence features! More on Apple's trust-eroding 'F1 The Movie' Wallet ad. Apple weighs using Anthropic or OpenAI to power Siri in major reversal. iOS 18.6, macOS 15.6, watchOS 11.6, tvOS 18.6 and visionOS 2.6 get second betas Apple tells EU to forget about getting all the new iOS 26 features. Germany asks Apple and Google to pull DeepSeek app. Brazil wants its piece of the App Store anti-competition fines Apple faces worldwide. Senior Vision Pro engineer allegedly took a 'massive volume' of secret plans to Snap. Apple surveys Vision Pro users about competing headsets and smart glasses. Blackmagic URSA Cine Immersive powers Apple Vision Pro's next leap. The eight reasons people upgrade Mac or PC, as shipments surge. Apple plans low-cost MacBook based on iPhone processor. Pixelmator Pro gains better RAW images, Accessibility — and Apple Intelligence. Apple loses bid to dismiss US smartphone monopoly case. Apple finally has a box office hit with 'F1.' What's next for the studio's movie strategy? Apple's Swift working to support Android app development. Picks of the Week: Leo's Pick: ICE Block Jason's Pick: MacWhisper Andy's Pick: Neon Ichiban Alex's Pick: Lingo Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zocdoc.com/macbreak

    Mother Miriam Live
    Parents LOSING Their Children?! - TAKE THEM BACK | Mother Miriam

    Mother Miriam Live

    Play Episode Listen Later Jul 1, 2025 48:14


    Mother Miriam calls on Catholic parents to reclaim your God-given duty to raise saints in a world that rejects truth. She warns against public schools and cultural lies that distort morality and identity, urging families to form children through prayer, clarity, and love. Rooted in Church teaching and everyday wisdom, her message is clear: if families live the faith boldly, they can withstand the storm and help renew the world.U.S. residents! Create a will with LifeSiteNews: https://www.mylegacywill.com/lifesitenews ****PROTECT Your Wealth with gold, silver, and precious metals: https://stjosephpartners.com/lifesitenews +++SHOP ALL YOUR FUN AND FAVORITE LIFESITE MERCH! https://shop.lifesitenews.com/ ****Download the all-new LSNTV App now, available on iPhone and Android!LSNTV Apple Store: https://apps.apple.com/us/app/lsntv/id6469105564 LSNTV Google Play: https://play.google.com/store/apps/details?id=com.lifesitenews.app +++Connect with John-Henry Westen and all of LifeSiteNews on social media:LifeSite: https://linktr.ee/lifesitenews John-Henry Westen: https://linktr.ee/jhwesten Hosted on Acast. See acast.com/privacy for more information.

    TechLinked
    Macbook w/ iPhone chip, Age Verification Ruling, Meta AI poaching + more!

    TechLinked

    Play Episode Listen Later Jul 1, 2025 8:18


    Timestamps: 0:00 i got sick on vacation 0:10 Macbook with iPhone chip, EU nonsense 1:48 Supreme Court age verification ruling 2:51 Meta poaches AI researchers 4:28 War Thunder! 5:16 QUICK BITS INTRO 5:25 Windows 10 ESU free, with a catch 6:04 Anker recalls 5 more power banks 6:34 Canada walks back digital services tax 6:54 Chinese robots play soccer NEWS SOURCES: https://lmg.gg/Wew9W Learn more about your ad choices. Visit megaphone.fm/adchoices

    Radio Leo (Audio)
    MacBreak Weekly 979: Matt Baloney

    Radio Leo (Audio)

    Play Episode Listen Later Jul 1, 2025 142:09 Transcription Available


    Are people furious about the F1 Movie Apple Wallet ad? Apple could look to using Anthropic or OpenAI to power Siri AI features. The EU could miss out on new iOS 26 features when it rolls out later this year. And Pixelmator Pro gets new updates that integrate Apple Intelligence features! More on Apple's trust-eroding 'F1 The Movie' Wallet ad. Apple weighs using Anthropic or OpenAI to power Siri in major reversal. iOS 18.6, macOS 15.6, watchOS 11.6, tvOS 18.6 and visionOS 2.6 get second betas Apple tells EU to forget about getting all the new iOS 26 features. Germany asks Apple and Google to pull DeepSeek app. Brazil wants its piece of the App Store anti-competition fines Apple faces worldwide. Senior Vision Pro engineer allegedly took a 'massive volume' of secret plans to Snap. Apple surveys Vision Pro users about competing headsets and smart glasses. Blackmagic URSA Cine Immersive powers Apple Vision Pro's next leap. The eight reasons people upgrade Mac or PC, as shipments surge. Apple plans low-cost MacBook based on iPhone processor. Pixelmator Pro gains better RAW images, Accessibility — and Apple Intelligence. Apple loses bid to dismiss US smartphone monopoly case. Apple finally has a box office hit with 'F1.' What's next for the studio's movie strategy? Apple's Swift working to support Android app development. Picks of the Week: Leo's Pick: ICE Block Jason's Pick: MacWhisper Andy's Pick: Neon Ichiban Alex's Pick: Lingo Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zocdoc.com/macbreak

    Understand the Bible?  Pastor Melissa Scott, Ph.D.
    20 Years in the Pulpit: A Journey by Faith

    Understand the Bible? Pastor Melissa Scott, Ph.D.

    Play Episode Listen Later Jul 1, 2025 58:03


    Celebrating 20 years of ministry, this message looks back at a life lived by faith and the making of a child of God.  Hebrews 11 memorializes those in the Old Testament that overcame challenges by faith in God. They are to be examples to us to continue in the faith and stay connected to God and His word. Just as God saw the people of the Bible through, so will He see us and this church through. Hebrews 11 VF-2488 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2025 Pastor Melissa Scott, Ph.D., All Rights Reserved

    Mark Price For 3
    Episode 140 | Special Guest Host Josh Hooper of RiverRadio.com

    Mark Price For 3

    Play Episode Listen Later Jul 1, 2025 24:07


    We have a special guest and episode today for Episode 140 of the Mark Price for 3 Podcast. Josh Hooper steps in today to co-host the podcast while Aaron is on vacation. Josh is a big Cleveland sports fan and lifelong Cavs fan. He is the morning host for River Radio in Columbus, Ohio. Thank you to Josh for stepping in this week. You can find all of the stations, podcasts (including this one) and listen on line at RiverRadio.com. Download for iPhone and Android or stream at riverradio.com

    FLYTECH Podcast

    On today's episode of FLYTECH Daily, we're diving into five tech stories that are shaping the future — and possibly your next drive, binge-watch, or iPhone upgrade.   Nick and Michelle break down:

    Double Negative (a photography podcast by will malone)
    35mm Point and Shoots vs. Your iPhone

    Double Negative (a photography podcast by will malone)

    Play Episode Listen Later Jul 1, 2025 12:49


    I made this video out of frustration. Sometimes I just want to take photos of weird stuff I find, and I need a camera that won't get in the way or cost me a bunch of money to shoot photo by photo. Film cameras can have amazing vibes, but is that worth it? Watch the video version of this episode here: https://youtu.be/POHzlGOxd1QSubscribe to the Double Negative Dispatch: https://doublenegativedispatch.substack.comInstagram: ⁠https://www.instagram.com/willmalone/⁠Polaroid Instagram: ⁠https://www.instagram.com/everydayinstant/⁠Website: ⁠https://willmalone.com⁠Thanks for listening!

    Daily Stock Picks

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    Was It Good Though?
    Episode 160: 28 Years Later

    Was It Good Though?

    Play Episode Listen Later Jul 1, 2025 159:31


    Wecolme to the WAS IT GOOD THOUGH PODCAST! The podcast about movies and tv shows and this week, episode l 160 we are talking about the lastest film in the 28 Days Franchise , “28 Years Later!” We briefly speak about how excited Chris and Jazz were for the latest film due to them growing up with the film. We get into the difference between a biopic and a coming of age film. Jazz ask the crew, should Spike have waited 3 more years before going out to the mainland. Chris leads the charge on FDK as the crew jumps Spike for not only his questionable decisions but port execution. We rehash if Joel should have saved Ellie or allowed her to die? Asked the crew how they felt about the movie was filmed on an iPhone and if it would've had the same feel with an android. We also discuss Dr. Kelson , his Bone Temple and how we felt about his role and much more but most importantly we rank the franchise and we answer WAS IT GOOD THOUGH?

    Upgrade
    570: The Spite Tier

    Upgrade

    Play Episode Listen Later Jun 30, 2025 95:32


    Mon, 30 Jun 2025 21:30:00 GMT http://relay.fm/upgrade/570 http://relay.fm/upgrade/570 The Spite Tier 570 Jason Snell and Myke Hurley Why the macOS Tahoe Menu Bar is the start of something big, Apple may lower the bar when it comes to an entry-level Mac laptop, and we try to parse the reasoning behind Apple's latest set of EU App Store rules and regulations. Why the macOS Tahoe Menu Bar is the start of something big, Apple may lower the bar when it comes to an entry-level Mac laptop, and we try to parse the reasoning behind Apple's latest set of EU App Store rules and regulations. clean 5732 Why the macOS Tahoe Menu Bar is the start of something big, Apple may lower the bar when it comes to an entry-level Mac laptop, and we try to parse the reasoning behind Apple's latest set of EU App Store rules and regulations. This episode of Upgrade is sponsored by: Ecamm: Powerful live streaming platform for Mac. Get one month free. Sentry: Mobile crash reporting and app monitoring. Get 6 months of the Team plan free with code upgradepod. Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback EnChroma Everything new in iOS 26 beta 2 - 9to5Mac macOS Tahoe 26 beta 2 includes toggle to restore menu bar background - 9to5Mac Apple tweaks Control Center visibility in iOS 26 beta 2 - 9to5Mac Take Control of Photos – Take Control Books Kuo: Apple to release cheaper MacBook powered by iPhone processor - 9to5Mac New MacBook With A18 Pro Chip Spotted in Apple Code - MacRumors Kuo: Apple working on 7 head-mounted products - 9to5Mac iPhone 17 Pro: A closer look at the new 'camera bar' design - 9to5Mac New MacBook With A18 Pro Chip Spotted in Apple Code - MacRumors Apple makes big App Store changes in the EU – Six Colors Updates for apps in the European Union - Latest News - Apple Developer Alternative Distribution User Experience in the EU - Support - Apple Developer Communication and promotion of offers on the App Store in the EU - Support - Apple Developer Apple Opens Up New App Distribution Options in the EU, Along with New and Updated Fees - MacStories F1 — A Quick Review Box Office: 'F1' $144 Million Opening, Apple & Brad Pitt Record; 'M3GAN 2.0' Bombs HoverBar Tower Amazon: MINIX NEO P3 100W mophie 3-in-1 Travel Charger (MagS

    Techmeme Ride Home
    Mon. 06/30 – Nintendo And Amazon Fight

    Techmeme Ride Home

    Play Episode Listen Later Jun 30, 2025 17:06


    Weird beef between Nintendo and Amazon. Is Apple going to make a cheap Macbook with an iPhone chip inside? OpenAI claps back at Meta. The AI avatar startup. And for the first time in a decade, Spotify has changed up the Discover Weekly playlist.Links:Amazon Misses Out on Switch 2 Sales After Nintendo Pulled Products From US Site (Bloomberg)Kuo: Apple to release cheaper MacBook powered by iPhone processor (9to5Mac)‘F1' Revs To $144M Opening Weekend Around The World, Brad Pitt & Apple Original Films Records (Deadline)OpenAI Leadership Responds to Meta Offers: ‘Someone Has Broken Into Our Home' (Wired)AI avatars are here in full force—and they're serving some of the world's biggest companies (Fortune)Spotify revamps its Discover Weekly playlist after 10 years (TechCrunch)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Get Rich Education
    560: The Real Estate Market Just Changed Forever, Two GRE Listener-Guests

    Get Rich Education

    Play Episode Listen Later Jun 30, 2025 53:38


    Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%.  Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year.  We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio.  Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education.    Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:48   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You   Keith Weinhold  1:58   Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull.    Donald Trump  8:56   If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now.   Keith Weinhold  9:21   oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him.   This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh,   Josh Fang  12:31   when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old.   Keith Weinhold  14:20   This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this.   Josh Fang  15:00   Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property,    Keith Weinhold  17:10   the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup?   Josh Fang  17:44   100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion   Keith Weinhold  18:26   that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset?    Josh Fang  18:57   Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions.   Keith Weinhold  20:00   Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply.   Josh Fang  20:25   I agree with that 100% I couldn't have said it any better.   Keith Weinhold  20:28   You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure.   Josh Fang  20:46   I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing.   Keith Weinhold  21:59   Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now   Speaker 2  22:32   after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more.   Keith Weinhold  24:50   Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right?   100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work.   I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too,    Speaker 2  28:06   100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive.   Keith Weinhold  28:47   Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh?   Speaker 2  29:22   You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me.   Keith Weinhold  31:14   the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce.   Josh Fang  31:32   No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part.   Keith Weinhold  31:43   That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Jim Rickards  33:49   this is Arthur Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  34:05   our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil   Nate O'Neil  35:25   Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show   Keith Weinhold  35:32   and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate,   Nate O'Neil  35:56   growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind.   Keith Weinhold  37:03   That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working?   Nate O'Neil  38:29   Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you    Keith Weinhold  39:20   now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it?    Nate O'Neil  39:33   Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf,   Keith Weinhold  41:02   that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you,   Speaker 3  41:22   it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more   Keith Weinhold  42:29   I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience   Speaker 3  43:40   I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them.   Keith Weinhold  44:44   You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really?   Nate O'Neil  45:14   Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant.   Keith Weinhold  45:26   Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support?    Nate O'Neil  45:35   Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years.    Keith Weinhold  45:57   Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate   Nate O'Neil  46:19   yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now.   Keith Weinhold  48:05   That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know?   Speaker 3  48:25    We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity.   Keith Weinhold  49:41   That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today.    Nate O'Neil  50:11   Nate, I hope it's valuable for you in the audience.   Keith Weinhold  50:20   Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  51:50   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  52:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   The preceding program was brought to you by your home for wealth, building, get rich, education.com.    

    Best of Roula & Ryan
    6a Pride Recap, Iphones Anniversary And The Coolest Dying Wish 06-30-25

    Best of Roula & Ryan

    Play Episode Listen Later Jun 30, 2025 36:09


    THINK Business with Jon Dwoskin
    Logic Meets Creativity: The Unlikely Path of a Financial Visionary

    THINK Business with Jon Dwoskin

    Play Episode Listen Later Jun 30, 2025 21:49


    As the Founder and Managing Partner of One Wealth Advisors, David Steele sets the strategy, vision, and culture for the firm, leveraging his nearly 30 years in finance and as an entrepreneur. A person of many interests, he manages to balance logic with creativity through his varied unexpected activities. David has worked hard to help build a firm that acts as a fiduciary for our clients, always placing the interests of those we serve above everything else. The firm's north star is helping people lead happier and more peaceful lives. Though his primary role is Managing Partner of One Wealth Advisors, he is also the Founder and a Principal Partner of the Flour + Water Hospitality Group as well as an avid supporter of local arts and cultural organizations. He is on the board of both Playground, a non-profit playwright incubator, and Zero Food Print, an organization that works with restaurants all over the world that are committed to fighting climate change. Constantly on the move, often with his iPhone to his ear, David can be found alternately wandering the streets of New York City or snowboarding the backcountry runs of Lake Tahoe. Contrary to popular belief, he actually does sleep. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Ally and David Steele: Website: onewealth.net                                           *E – explicit language may be used in this podcast.

    Strut It with Elizabeth Marberry
    Why Instagram Reels Are Still the #1 Way to Grow in 2025 (part 3)

    Strut It with Elizabeth Marberry

    Play Episode Listen Later Jun 30, 2025 21:30


    Reels are still your best friend in 2025 when it comes to reach, impressions, and visibility on Instagram, and I've got the stats to prove it. In this final episode of our 3-part growth hacks series, I'm walking you through exactly how to make Reels work for you and your brand, even if you feel awkward on camera.I'm sharing how to reverse engineer Reels to plug directly into your sales funnel, the one thing Reels do better than any other format, and why short-form storytelling isn't just about “going viral” — it's about helping your dream clients feel seen.If you've been resisting video, this is your permission slip to show up imperfectly, get strategic, and let Reels do the heavy lifting in your marketing.What You'll Learn:[01:51] Why Reels still dominate reach and engagement in 2025 [04:41] The remix strategy that's outperforming other formats [06:05] How storytelling makes your content more human and more effective [09:58] Why raw, imperfect content builds more trust than polished videos [12:48] How to reverse-engineer Reels to plug into your sales funnel [18:31] The DM automation tool that builds your email list while you sleep [19:57] A sneak peek at next week's episode with a DM automation expert [22:49] How to use Reels to connect, serve, and sell without burnoutKey Takeaways:Reels still give the highest reach on Instagram. With 2x the impressions of static posts and 30.8% average reach, Reels are your fastest path to visibility — if you know how to use them.Remixes are an underrated engagement strategy. Reels with collaborators see 41% more engagement, and remixing trending content with your own spin can massively expand your reach.Short-form storytelling = brand trust. You don't have to be funny or go viral. You just have to be real. Stories help your audience feel seen, understood, and connected to your brand.You don't need a video team. You just need to start. Raw, low-lift Reels filmed on your iPhone are performing better than polished content. The goal is to connect, not impress.DM automation is the visibility upgrade you didn't know you needed. Want to grow your list and deliver free offers without lifting a finger? This episode gives you a sneak peek of the automation tool I use every week.Links + Resources Mentioned:Get started on Manychat todayListen: 5 Underrated Instagram Growth Strategies That BoosCONNECT WITH YOUR HOST, ELIZABETH MARBERRY:WORK WITH ELIZABETH Apply for your FREE Instagram Breakthrough Session with Elizabeth Free guide to Monetize Your IG: Seven Simple and Proven Ways to Finally Make Money on Instagram Follow Elizabeth Marberry on Instagram, TikTok, Facebook Please be sure to rate, review and follow the show on Apple podcasts (or wherever you find your podcasts) so we can get this free value to other people who need it.

    Mac Power Users
    803: Checking in on the Betas

    Mac Power Users

    Play Episode Listen Later Jun 29, 2025 81:14


    Sun, 29 Jun 2025 15:00:00 GMT http://relay.fm/mpu/803 http://relay.fm/mpu/803 Checking in on the Betas 803 David Sparks and Stephen Hackett David and Stephen are running early betas of the next version of macOS, iOS, iPadOS, and more. This week, they compare notes and share their experiences with Liquid Glass and new features coming to Apple devices this fall. David and Stephen are running early betas of the next version of macOS, iOS, iPadOS, and more. This week, they compare notes and share their experiences with Liquid Glass and new features coming to Apple devices this fall. clean 4874 David and Stephen are running early betas of the next version of macOS, iOS, iPadOS, and more. This week, they compare notes and share their experiences with Liquid Glass and new features coming to Apple devices this fall. This episode of Mac Power Users is sponsored by: 1Password: Never forget a password again. DEVONthink: Get Organized — Unleash Your Creativity. Links and Show Notes: Sign up for the MPU email newsletter and join the MPU forums. More Power Users: Ad-free episodes with regular bonus segments Submit Feedback Apple introduces a delightful and elegant new software design - Apple macOS Tahoe 26 does away with the 'Mickey Mouse glove' cursor - 9to5Mac WWDC25: macOS Tahoe Breaks Decades of Finder History - 512 Pixels WWDC25: Oh No, They Did It to Automator, Too - 512 Pixels Stephen Hackett: "Say what you will about the lack of a menu bar, the new display brightness and volume overlays look really cool in macOS Tahoe..." macOS Tahoe 26 makes the Mac more capable, productive, and intelligent than ever - Apple Apple Supercharges Spotlight in macOS Tahoe With Quick Keys and More - MacRumors Daring Fireball: Something Is Rotten in the State of Cupertino Alfred | MacSparky Field Guides Apple elevates the iPhone experience with iOS 26 - Apple iPadOS 26 introduces powerful new features that push iPad even further - Apple Interview: Craig Federighi Opens Up About iPadOS, Its Multitasking Journey, and the iPad's Essence - MacStories watchOS 26 delivers more personalized ways to stay active and connected - Apple visionOS 26 introduces powerful new spatial experiences for Apple Vision Pro - Apple Spoiler: The Beard Is Still a Problem | Myke Hurley David's Newsletter WWDC 2025: A Return to Form …