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Despite objections, doctors group cited in WA voter guide on trans sports ban. Clyburn calls for expanding Supreme Court, says ’13 is a pretty good number’ // Can’t You Take a Joke? When Trash Talk Crosses the Line // The sex doll market is booming. Does it matter how the dolls are treated?

On this episode of Animal Spirits: Talk Your Book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Brandon Clark from Federated Hermes to discuss: generating income in your portfolio, using options inside of ETFs for higher income potential, the impact of taxes on fixed income products and much more. Find complete show notes on our blogs... Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation. Check out the latest in financial blogger fashion at The Compound shop: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://idontshop.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Federated Hermes Disclosure: Before investing, carefully consider the fund's investment objectives, risks, charges, and expenses. Read this and more information in the Prospectus or Summary Prospectus at FederatedHermes.com. Federated Securities Corp. is the distributor of the Federated Hermes funds. Investments are subject to risk and may lose value. Views are for informational purposes only and do not constitute tax or investment advice. Federated Hermes Enhanced Income Fund (PAYR) seeks to distribute current monthly income. 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Recent information, including information about the fund's NAV, market price, premiums and discounts, and bid-ask spreads, is included on the fund's website at FederatedHermes.com/us. A rise in interest rates can cause a decline in bond prices. There are no guarantees that dividend-paying stocks will continue to pay dividends and they may not have the same capital appreciation potential as other stocks. A return of capital distribution will reduce the shareholder's cost basis and result in a higher capital gain or lower capital loss when fund shares are sold. Investing in options involves risks different from, or possibly greater than investing in traditional investments. Stocks may decline in value because of an increase in interest rates or changes in the market. The yield curve compares yields according to maturity. Treasury yields are quoted for illustrative purposes only.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Younger generations are reshaping caffeine consumption. Our U.S. Household Products and Beverage Analyst Dara Mohsenian discusses how the growing appetite for energy drinks could influence beverage habits for years to come. Read more insights from Morgan Stanley.----- Transcript -----Dara Mohsenian: Welcome to Thoughts on the Market. I'm Dara Mohsenian, Morgan Stanley's U.S. Household Products and Beverage Analyst. Today, we're going to talk about how the next generation of U.S. consumers is really redefining their daily caffeine boost. It's Monday, August 31st at 10am in New York. For generations of Americans, caffeine has been synonymous with coffee. You wake up, make a pot, or stop at a coffee shop and start your day. But the picture today is different. Younger consumers have grown up with many more choices to jumpstart their day. Walk into a convenience store, gym, or college library these days, and you'll see that energy drinks are increasingly becoming an alternative for getting their caffeine boost. The reason people are drinking more of these caffeinated beverages is pretty straightforward. They want more energy. Among consumers who increased their energy drink consumption over the prior three months, 61 percent said they needed more energy. Experimentation is important, too. 44 percent cited trying new flavors, and 37 percent said they were trying new brands. Our survey of roughly 3,000 U.S. consumers points to significant runway for energy drinks going forward. When we spoke to current energy drink consumers, a net positive 19 percent expected to increase their consumption over the next three months. That's well above our prior surveys and is true for both men and women. Perhaps more interesting is who expects to drink more. Demographics have always been a key driver of energy consumption. The younger generation is increasingly choosing energy drinks over, historically, coffee and carbonated soft drinks. In our survey, importantly, if you look at the 25- to 34-year-old and 35- to 44-year-old age groups, they actually showed the strongest forward intentions to increase consumption. This means that the consumers who embrace energy drinks at the very young ages don't appear to be aging out of the category as they become older. They're taking the habit with them, essentially. It's also important to point out that caffeinated drinks is not a zero-sum game. Yes, the generational preferences are shifting, but the total pie is really growing here. Energy drinks is the biggest share gainer within caffeinated drinks, but only 20 percent of incremental energy drink consumption in our survey came directly from switching from coffee, and 22 percent directly from switching from carbonated soft drinks. So, most of the demand is actually incremental to caffeinated drinks in general. Going forward, we do expect energy drinks to be the highest growth segment within caffeinated drinks, growing at a high single-digit rate. We're even seeing it replace areas such as alcohol and snacks as it's moved to that affordable indulgence. And that's particularly driven by GLP-1, also accentuating the need for caffeine for consumers who are losing weight and have less energy.So, we see robust high single-digit energy category growth as likely to continue. That's been the compound rate, 9 percent over the last 15 years. Going forward with the demand drivers we talked about in a rational pricing environment, we see that likely to sustain. And much of the energy top-line momentum has been supported by new products and innovations. That includes zero sugar drinks. They're perceived as better for you. They're attracting new consumers, particularly women. And also, older consumers are sticking with the products as they age. Energy drinks have also become more affordable versus other beverage categories, particularly beverages, where the price increases have been sharper. Convenience is another part of the appeal. Among consumers who recently switched from coffee to energy drinks, 57 percent cited more caffeine per beverage and 45 percent pointed to convenience. Nearly half preferred the flavor of energy drinks, while 45 percent cited greater flavor variety. There may also be room for energy drinks to show up in more places. In our survey, 47 percent of consumers said they would buy more energy drinks if they were available in vending machines, 46 percent in fast food and fast casual restaurants, 37 percent in coffee shops, and this is showing up in custom energy drinks at a lot of the coffee shops covered by my colleague Brian Harbor. Again, it's expanding the pie. It's not just about taking share from carbonated soft drinks or coffee. So, America's caffeine habit is really enduring, and it's expanding. Younger consumers, they have more flavors, more formats, more ways to fit caffeine into different parts of the day, and those caffeinated preferences don't appear to be tapering off as consumers age. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions Bobbleheads: https://store.barstoolsports.com/products/mostly-sports-bobblehead-ii?variant=42353493114977 Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Modelo: Stock Up Now https://www.modelousa.com/pages/product-locator Shady Rays: Go to http://shadyrays.com and use code SPORTS for 50% off 2+ pairs of polarized sunglasses. Mountain Dew: Enjoy the refreshing citrus kick of Mountain Dew: an American Original. Grab a Dew. Tasting Great Since 48. EA Sports: Start the season strong with the Kickoff Bundle. Available now. DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, 800-327-5050/visit gamblinghelplinema.org (MA). Call 888-789-7777/visit ccpg.org (CT), mdgamblinghelp.org (MD), 800-981-0023 (PR). Wagering offered by DK Sportsbook: 21+. Present in most states. (18+ DC/NH/PR/WY). Void in CAN. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. Event Trading offered by DraftKings Predictions, CFTC-registered: 18+. Trading involves risk of loss. Market availability varies. General: 1 per new DraftKings customer. $5+ deposit req. Trade $5 get $200 Prediction Dollars (1-year expiry) or bet $5 get $200 in Bonus Bets (7-day expiry and stake removed from payout). Rewards issued in $50 increments every 7 days via click-to-claim for 21 days. Click-to-claims expire 7 days after issuance. Rewards are non-withdrawable. 7 days = 168hrs. Predictions offer void in NY. Terms: dkng.co/offer. Ends 9/20/26 at 11:59 PM ET. Sponsored by DK. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

In this episode of the Loan Officer Podcast, host Dustin Owen sits down with Tom Davis, Chief of Sales at Deephaven Mortgage, to discuss the rapidly expanding non-QM mortgage market and its implications for today's lending landscape. Tom highlights that non-QM now represents roughly 20% of all U.S. loan originations, a significant increase fueled by the growing needs of self-employed borrowers, gig economy workers, and real estate investors who often fall outside traditional agency guidelines. He explains how these borrowers are underserved by conventional lending products, making non-QM solutions increasingly vital for both clients and originators. Tom also identifies home equity lending as a generational opportunity, especially in the current environment of elevated interest rates and record levels of consumer debt. He points out that homeowners are sitting on unprecedented amounts of equity, and innovative lending products can help them access this wealth without sacrificing low first-mortgage rates. The conversation delves into the challenges and opportunities presented by tightening condo lending guidelines from Fannie Mae and Freddie Mac, which have made it more difficult for some buyers to secure financing through traditional channels. Throughout the episode, Tom and Dustin discuss actionable strategies for loan originators to grow their business by embracing alternative financing products, such as non-QM and home equity solutions. They emphasize the importance of building education-focused client relationships, empowering borrowers with knowledge about their options, and positioning originators as trusted advisors in a changing market. By staying informed and adaptable, originators can better serve a diverse range of clients and thrive in the evolving mortgage industry. TLOP's Originator Coaching:

What separates the brands that dominate their category from those that disappear into digital noise? Two things: a ruthlessly focused niche and a brand story governed with such precision that your ideal client finds no other logical answer. Lindsey Busfield, co-founder of Optimize My Firm, built the nation's most recognized SEO agency for personal injury attorneys by doing exactly that — going so narrow, so deep, and so disciplined in her StoryOps™ that competitors simply can't follow. In this episode of the Business of Story, host Park Howell and Lindsey unpack why niching down is the most powerful brand strategy available to any business, how governing your story with clarity, consistency, and coherence makes you the category king or queen of your market, and why AI-driven search now rewards exactly this kind of high-fidelity storytelling. You'll discover: Why casting a wide net produces shallow results — and how radical niche focus turns your brand into the signal, not the noise How personal injury lawyers use story to win cases — and what every business can steal from that approach to govern their brand narrative How to build your digital footprint across SEO, AEO, and GEO so that Google, Perplexity, and every AI search engine serves you up as the definitive answer in your market Lindsey is also host of the Personal Injury Marketing Minute podcast and author of How Personal Injury Lawyers Get Leads: What Works, What Doesn't, and Why — available now on Amazon. Connect with Lindsey Busfield: Website: optimizemyfirm.com Email: lindsey@optimizemyfirm.com LinkedIn: Lindsey Busfield Learn more about the Business of Story and StoryOps™: storycyclegenie.ai

Send us Fan MailGot something genuinely new to sell — and buyers keep lumping it in with every other "revolutionary" pitch they've heard this month? This one's for you.Bill and Bryan work through a real scenario: a friend building software that could transform hospital billing, but can't get CFOs past their skepticism. The fix isn't a better pitch — it's a completely different approach to who you target and how you position the offer.You'll learn how to sort prospects by tolerance for change (not company size), why positioning your offer as limited and selective beats "revolutionizing everything," and why acknowledging buyer skepticism up front builds more trust than any pitch could.It's the 20th anniversary of the show, and Bill and Bryan want to hear from you — send a short voice memo to listener@advancedsellingpodcast.com for their September anniversary celebration.The Insider program is open for enrollment. To check out our small learning group, go to http://advancedsellingpodcast.com/insiderIf you haven't already, join 14,000+ other sales professionals in our LinkedIn group at advancedsellingpodcast.com/linkedinIs it time to make a BOLD move in your business? If so, download our brand new book, "12 Bold Moves - Insider Secrets to Reinventing Yourself and Your Business." http://12boldmoves.com

Fearless Agent Coach & Founder Bob Loeffler shares his insights on Building Your Database the Fearless Agent Way and how it's making his Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Realtor training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.

What happens when the business you built no longer feels like the business you want to run?In this Sacred Business Calibration, Kelle Sparta coaches a spiritual entrepreneur through the tension between burnout recovery, business positioning, pricing, target markets, and the pressure to keep doing what once worked—even when it no longer feels aligned.The conversation explores a challenge many experienced practitioners eventually face: your business may still function on paper, but internally, you've outgrown it.Kelle explains why selling a $997 group program requires a very different message than selling a $5,000 private engagement, why you need one primary offer and one primary market, and why trying to speak to everyone at once weakens your positioning.They also discuss the difference between following trends and leading from alignment, the dangers of applying generic entrepreneurial advice to spiritual businesses, and how burnout can become a signal that your business model, audience, or message needs to evolve.Kelle shares her own experience of reaching the point where she had said everything she wanted to say to the seeker market, losing momentum, and eventually restructuring her work around professional spiritual practitioners. Instead of discarding years of content, she reorganized existing material, added new elements, and created a business model that restored her energy and enthusiasm.For coaches, healers, facilitators, and spiritual entrepreneurs who feel trapped by a business they've outgrown, this episode offers a practical framework for recognizing misalignment and making a strategic pivot without throwing away everything you've already built.What You'll LearnWhy a $997 offer and a $5,000 offer require different positioningHow to choose a primary offer and target marketWhy trying to sell multiple offers simultaneously can dilute your messageThe “one thing, one market, one lead magnet, one platform” business principleWhy burnout can cause business momentum to declineHow generic entrepreneurial advice can misalign spiritual businessesThe difference between following trends and evolving with your own alignmentWhy practitioners can become trapped in “golden handcuffs” inside their own businessesHow to recognize when your business is running youWhy a meaningful business pivot may take roughly 90 daysHow to restructure existing content instead of starting from zeroWhy spiritual entrepreneurs need business strategies designed for their industryReferences MentionedSpiritual Business BurnoutBusiness PivotingOffer PositioningTarget MarketGroup CoachingPrivate CoachingTaki MooreLead MagnetsLinkedInFacebookInstagramTikTokSpiritual EntrepreneurshipEmbodimentSomatic WorkBurnout RecoveryBusiness AlignmentConscious BusinessSpiritual Awakening1998 Spiritual Awakening2016 Awakening2020 Pandemic AwakeningProfessional Spiritual Practitioner ProgramResources MentionedKelle Spartahttps://kellesparta.comSpirit Guides Schoolhttps://learn.kellesparta.com

Andrew, Ben, and Tom dig into Bessent's scorched-earth letter to Elizabeth Warren, Warsh's hawkish Jackson Hole speech and softer-than-expected BLS jobs revision, plus France's growing sovereign debt problems.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

This week, Phil breaks down the latest inflation data, explains why markets have remained relatively calm, and highlights the benefits of staying diversified in 2026.

Join Kosta and his guest: Devin Baranowski, President of Art Round Tennessee.In this episode: In the Upper Cumberland we're truly fortunate to have a thriving arts community. From the Bryan Symphony Orchestra, to Fiddlehead Gallery at The Silver Fern, to Cookeville Performing Arts Center and the Appalachian Center for Crafts, we're surrounded by art and artists. How does Art Round Tennessee support the greater mission of keeping art in the Upper Cumberland? Many of our listeners might recognize Art Round as the presenter of ART Prowl. This year you'll host the 25th ART Prowl on the Westside, what's new? What's staying the same? This year we have a new addition to the Art Round family of events: Art in Bloom at Glass Tangerine Flower Farm on September 12th. What is Art in Bloom? Find out more about Art Round Tennessee: https://www.artroundtennessee.org/Art in Bloom | Garden Party FundraiserSaturday, September 12th - 5:00 - 8:00 PMGlass Tangerine Flower Farm 3380 Walnut Grove Road Sparta, TN 38583Buy Tickets: https://www.artroundtennessee.org/art-in-bloomBetter Together with Kosta Yepifantsev is a product of Morgan Franklin Media and recorded in Cookeville, TN.This episode of Better Together with Kosta Yepifantsev is made possible by our partners at Miss Sallie's Market.Find out more about Miss Sallie's Market:https://www.misssallies.com

Welcome back to PlanBri-- On today's episode I'm live from Iceland with Izzy Graff!! - - - - Ollie. Feed the Obsession. Go to https://ollie.com/bri and use code BRI to get 70% off your first box! Spend your balance instantly with the Venmo Debit Card, no monthly fee or minimum balance, just tap and go. Learn more at https://venmo.com/card JUNKLESS PROTEIN: LOSE THE JUNK, NOT THE FLAVOR. BUY NOW ON AMAZON - https://www.amazon.com/dp/B0G2GKLCG1?maas=maas_adg_31636DD1110D59F05EA1CA1F1CEEBA6A_afap_abs&ref_=aa_maas&tag=maas&th=1 GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, 800-327-5050/visit gamblinghelplinema.org (MA). Call 888-789-7777/visit ccpg.org (CT), mdgamblinghelp.org (MD), 800-981-0023 (PR). Wagering offered by DK Sportsbook: 21+. Present in most states. (18+ DC/NH/PR/WY). Void in CAN. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. Event Trading offered by DraftKings Predictions, CFTC-registered: 18+. Trading involves risk of loss. Market availability varies. General: 1 per new DraftKings customer. $5+ deposit req. Trade $5 get $200 Prediction Dollars (1-year expiry) or bet $5 get $200 in Bonus Bets (7-day expiry and stake removed from payout). Rewards issued in $50 increments every 7 days via click-to-claim for 21 days. Click-to-claims expire 7 days after issuance. Rewards are non-withdrawable. 7 days = 168hrs. Predictions offer void in NY. Terms: dkng.co/offer. Ends 9/20/26 at 11:59 PM ET. Sponsored by DK. Follow us on Instagram: https://www.instagram.com/planbriuncut/ Follow us on TikTok: https://www.tiktok.com/@planbriuncut?lang=en Follow us on Twitter: https://twitter.com/planbriuncut Our Merch: https://store.barstoolsports.com/collections/planbri-uncut?gad_source=1&gadid=&gclid=EAIaIQobChMI5OfqyMXOhAMVIWtHAR0ywwSVEAAYASAAEgLvMvD_BwE&utm_campaign=18065118167&utm_content=&utm_medium=paid&utm_source=google&utm_term=You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/planbri

https://traffic.libsyn.com/secure/bizpod/BEP423-Marketing-1.mp3 Welcome back to Business English Pod for the first lesson in our series on English for marketing. Throughout this series we'll look at different stages in the marketing process. This includes everything from market research to planning and executing an advertising campaign. In today's lesson, we'll focus on market research. Even the greatest products and services don't sell themselves. In fact, part of what makes them great is the fact that people understand why they need them. Or even if they don't need them, they are convinced they want them. So a great product without any customers isn't really great at all. This is where marketing comes in. Marketers, whether in-house or hired on a contract basis, focus on products, pricing, placement, and promotions. Good decisions in all these areas require good research. Good research helps us understand the people we want to sell to, as well as the other options they may already have. Discussing market research typically begins with understanding your basic business objectives. From there, you can define the scope of the competitive landscape and begin to segment the market, or break it down into different groups of customers. Market research also helps us understand ROI, or the return on investment in specific types of marketing activities. This is critical, because the things we learn in our research should link directly to the english for marketing activities we choose. In today's dialog, we'll hear a conversation with Francine, an account manager at a marketing agency. Francine is talking to Lauren and Josh, who work for a company that sells safety products as well as training services. Their company is looking to expand into the Midwest region of the U.S., and they've hired Francine's company to help them understand how to do that. Listening Questions 1. What goal for the market research does Francine mention at the start of the conversation? 2. What new “market segment” do Lauren and Josh identify? 3. Why does Francine question whether they should repeat the brand awareness research they did in the past? Premium Members: PDF Transcript | Quizzes | PhraseCast | Lesson Module Download: Podcast MP3>>> The post BEP 423 – English for Marketing 1: Discussing Market Research first appeared on Business English Pod :: Learn Business English Online.

The 2026 season is here. Zach and Jesse dive into their season preview, hitting on biggest question, best players, toughest game, over/unders and season record prediction. The Camp is presented by Brennan's Market, your home for the best Wisconsin cheese, fresh produce, and a curated selection of specialty foods, wine, craft beer & spirits. Experience Taste Everyday https://brennansmarket.com/See omnystudio.com/listener for privacy information.

Michael Bull is based in Atlanta and he heads up Bull Realty. He is also the host of America's Commercial Real Estate Show. To connect with Michael email him at michael@bullrealty.com or visit bullrealty.com. The podcast can be found at https://www.creshow.com/-------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Jesus has made the exclusive claim that He is the only way to God. Is that true? Don’t other religions have viable pathways as well? Dr. Sam Storms will join us to discuss John 14: 6 and why this verse has become so controversial. Get ready to think biblically and critically on today’s broadcast.Become a Parshall Partner: http://moodyradio.org/donateto/inthemarket/partnersSee omnystudio.com/listener for privacy information.

Send us Fan MailRama interviews Jens Nielsen, a former IT/telecom professional turned full-time commercial real estate investor and certified high performance coach who has partnered in 2,700+ apartment units and industrial assets, helped raise $10M+ in private equity, and participated in $250M+ of projects. Nielsen explains how rising interest rates, higher taxes, and surging insurance costs widened the buyer-seller pricing gap, prompting him to pause multifamily acquisitions and shift to value-add industrial/flex deals with higher cap rates (often 8–10%) in markets like Albuquerque, focusing on smaller in-city warehouses around 30–35K square feet with low vacancy. He highlights asset management as a key weakness hurting returns, stresses transparent, regular investor updates when performance falters, urges unlearning 3–4% rate assumptions and avoiding short-term bridge debt, and emphasizes conservative underwriting, long-term holds, patience, technology/AI adoption, and consistent capital raising. He also shares coaching principles, daily habits, a book on spending aligned with happiness, and directs listeners to jensnielsen.us. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2026   virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal:  email: info@ushacapital.com

Why do investors underperform the very funds they invest in? Great Investor, Joel Greenblatt solved the problem. His Gotham Index Plus Fund has beaten the market since its 2015 inception without spooking investors. Originally broadcast on April 05, 2019

The wrestling card market has attention. That does not mean every card has value.Adam and Ryan examine the John Cena and Rhea Ripley WrestleMania patch auctions, the Cena and Shohei Ohtani one-of-one, and why putting chase cards in the same auction can serve each sale.They also break down the decisions collectors face when prices move: When should you pay above the last comp?  Which cards should you sell before supply catches up?  How many buyers exist for your card?  What makes a card worth holding? The conversation closes with sales from Oba Femi, John Cena, and Giulia, plus the card elements that matter most when building a collection.Check out RbiCru7 for all your wrestling and sports card needs!Join Adam's Main Event Wrestling Cards group for freeGet exclusive content, promote your cards, and connect with other collectors who listen to the pod today by joining the Patreon: Join Stacking Slabs Podcast PatreonFollow Ryan: | Instagram | Website | YouTubeFollow Adam: | X | InstagramFollow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok ★ Support this podcast on Patreon ★

In this episode of the Planet MicroCap Podcast, I spoke with Lucas Sacerdote, Founder and CIO of Valora Investment Group, for his first-ever podcast appearance. We break down his focus on real, tangible assets trading at steep discounts to book value, why he believes the technology frontier is currently being bottlenecked by the physical frontier, and how he thinks about building concentrated positions in energy and infrastructure names. We get into his biggest current position, Canadian Solar, why he thinks the hate on solar is overblown, and how he differentiates between value traps and genuine opportunity. We also touch on EOS Energy, LibertyStream, Comstock, Adecoagro, and his broader thesis on Argentina. We mention several companies during this conversation, and Lucas is a current shareholder in Canadian Solar, EOS Energy, LibertyStream, Comstock, and Adecoagro. For more information about Valora Investment Group, please visit: https://www.valoraig.com/  Chapters 00:00 Introduction to Lucas Sacerdote and his background 01:58 Lucas's investment philosophy and focus on tangible assets 03:58 His journey from KIG Investment Management to founding Ballora 08:01 Argentina's capital markets ecosystem and opportunities 12:05 Filtering process from 53,000 companies to 50 stocks 19:00 Case study: Canadian Solar and due diligence process 23:01 Managing conviction and position sizing in microcap investing 29:53 Market run-ups, valuation, and behavioral biases 37:07 Lessons from 2022 and downside protection 39:58 Argentina's macro outlook and investment thesis 44:09 Advice for young investors and where to follow Lucas Planet Microcap hosts the highest quality in-person microcap events in North America. The mission is to bring the best microcap investors, companies, and allocators together to gather, connect, and grow.; visit https://planetmicrocap.com/ to learn more about our Las Vegas and Toronto events. This presentation is for informational purposes only and should not be construed as a recommendation to purchase or sell any security referenced herein. Planet MicroCap Holdings LLC and MicroCapClub LLC (collectively, “we” or “our”) are not licensed brokers nor registered investment advisors. We, our partners, contractors, members, subscribers, guests, or affiliates may or may not hold positions in one or more of the securities mentioned in this presentation and may trade in such securities at any time. We may have received cash compensation from one or more participants for presenting at past, present, or future events. We recommend you consult a licensed investment adviser, broker, or legal counsel before purchasing or selling any securities referenced in this presentation.

Our Head of U.S. Public Policy Research Ariana Salvatore looks at what the midterms may reveal about politician's appetite for tackling the faster-than-expected increase in the U.S. debt.Read more insights from Morgan Stanley.----- Transcript ----- Ariana Salvatore: Welcome to Thoughts on the Market. I'm Ariana Salvatore, Head of U.S. Public Policy Research at Morgan Stanley. Today, why fiscal is back in focus and what we can learn about the broader debt trajectory from the upcoming midterm elections. It's Friday, August 28th at 10am in New York. Fiscal policy has moved back onto investors' radars following Treasury's recent buyback announcements. Those came in the same week that total U.S. debt crossed $ 40 trillion for the first time, a milestone that arrived months earlier than most people expected. As my colleague Andrew Sheets puts it, that's a big number. But the more useful question isn't the number itself. It's whether all this debt is starting to act as a brake on the economy.We don't quite yet see a credibility problem in the Treasury market, but that's exactly why fiscal is back in the conversation. And it sits against a bigger backdrop. The U.S. continues to run large deficits in an economy that isn't in a recession. Our economists expect the deficit to stay around 6 percent of GDP through 2027. And voters are clearly concerned about elevated debt levels. So why isn't fiscal austerity coming up more in DC? Simply put, we think the political incentives point the other direction. At the risk of oversimplifying, fiscal consolidation or deficit reduction means either less spending or more taxes. And the political costs of those choices land immediately. We think neither party, therefore, has the incentive to take on that type of policy change – if we don't see a meaningful cliff or a risk to existing programs, especially into an election. But what about after? We think the midterms won't in and of themselves be a catalyst to fix the debt trajectory. But they can tell us something about where this goes next. And I'd point to two things in particular. The first is Social Security. It's not likely to be the headline issue in November, but we could see a useful test case for the debt conversation more broadly because the deadline is creeping closer. The latest trustees report projects the retirement trust fund will become insolvent in the fourth quarter of 2032. And at that point, it could only cover roughly 78 percent of scheduled benefits without a change in law. Now, that's likely to matter more in 2028 than in this cycle, since whoever wins the White House that year will be in office when it hits. But the midterms can still show us where the politics are consolidating. Recent polling points to a fairly consistent pattern. Voters want lawmakers to act. They prefer raising taxes on high earners over broader benefit cuts. And they're notably more open to trimming benefits when it's targeted at the top of the income distribution. That likely explains why a number of 2026 candidates have converged on lifting the payroll tax cap, while some Republicans have largely retreated from campaigning on things like a higher retirement age. Watching which of those messages actually wins, especially in Senate races like New Hampshire or Maine, where a significant share of the electorate depends on these benefits, could provide some useful hints with respect to which of these policy changes actually resonate with voters and end up reflecting the eventual fix. The second is the broader fiscal landscape after the election. If we get a divided government in November, that typically means more fiscal noise around the recurring deadlines, like government funding and the debt ceiling. Those two matter for markets in very different ways. A shutdown's bigger effect tends to be indirect. So, think delayed or lower quality government data since agencies can end up working from smaller survey samples. That leaves investors and the Fed making decisions with less complete information for weeks at a stretch sometimes. The debt ceiling is more direct. That shows up most clearly in the Treasury bill market. Bills maturing around a potential deadline tend to cheapen relative to other short-term benchmarks as investors have to price default risk into that narrow window. And that's the case even when a resolution is still the base case. So, here's the through line: fiscal likely isn't about to become Washington's top priority just because debt crossed $40 trillion. But the midterms are a chance to see whether the political incentives are starting to shift – on Social Security specifically, and on the broader appetite for political fights around funding deadlines more generally. Either way, we think fiscal policy is set to stay in the headlines in the years to come. And especially so as we head into the 2028 presidential election season. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen. And share your Thoughts on the Market with a friend or colleague today.

Follow along as Kevin Clancy (aka KFC Barstool) and Clem (aka The Clem Report) battle through another season with The New York Mets. Will the Mets finally make history with Uncle Stevie (Steve Cohen) at the helm of the franchise? Or did the Wilpons curse the team and ruin all hope of ever winning a World Series? We can't think that way. Uncle Stevie is the bright light in the middle of the dark. We're going to be an amazing (or at the very least respectable) team this team. We Gotta Believe. Subscribe to the youtube here: https://barstool.link/WGB GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, 800-327-5050/visit gamblinghelplinema.org (MA). Call 888-789-7777/visit ccpg.org (CT), mdgamblinghelp.org (MD), 800-981-0023 (PR). Wagering offered by DK Sportsbook: 21+. Present in most states. (18+ DC/NH/PR/WY). Void in CAN. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. Event Trading offered by DraftKings Predictions, CFTC-registered: 18+. Trading involves risk of loss. Market availability varies. General: 1 per new DraftKings customer. $5+ deposit req. Trade $5 get $150 Prediction Dollars (1-year expiry); or bet $5 get $150 in Bonus Bets (7-day expiry and stake removed from payout). Rewards issued in $50 increments every 7 days via click-to-claim for 14 days. Predictions Dollars click-to-claims expire 7 days after issuance. Rewards are non-withdrawable. 7 days = 168hrs. Predictions offer void in NY. Terms: dkng.co/offer. Ends 8/23/26 at 11:59 PM ET. Sponsored by DK.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/wegottabelieve

Steve Friskup has spent decades with a front-row seat to the horse business, from selling everyday team roping horses to standing behind the microphone as some of the industry's highest-priced horses went through the ring.On this episode of The Score, Friskup breaks down what he is seeing in today's market following the latest Levelland sale, where the top 25 horses averaged $33,500. He talks about the depth of good horses available today, what buyers are willing to spend and why futurity eligibility and incentive programs are becoming increasingly important in determining a horse's value.But the conversation goes well beyond horse prices. Friskup digs into the bigger question of how team roping continues to grow—from rebuilding the local jackpot and creating affordable entry points to educating ropers about incentives and making the sport more welcoming for newcomers and young ropers. Friskup believes team roping has plenty of momentum, but keeping it requires giving new people a place to start.Friskup also talks about the evolution of the rope horse itself, the rise of the futurity market and the responsibility producers, sellers and longtime ropers have to keep promoting the sport that has supported so many of them. What began as a conversation about what horses are bringing this fall turns into a wide-ranging look at where team roping has been—and where it needs to go next.---This episode is brought to you by SmartEquine and ColiCare—an innovative approach to hindgut health and colic prevention. Designed with research-backed ingredients and a unique support program, when your horse is counting on you, you can count on ColiCare.ColiCare combines targeted digestive support with a program designed to help you stay ahead of potential issues—not just react to them. It's built on research, formulated to support a healthy gut environment, and backed by a unique benefit: eligible horses enrolled in the program may receive up to $15,000 in colic surgery reimbursement.Whether you're hauling, training hard, or just managing day-to-day stressors, your horse's digestive system is constantly under pressure. ColiCare is designed to help you manage those risks with confidence.Visit SmartEquine.com to learn more about how ColiCare can support your horse's long-term health.

(August 28, 2026) In Long Beach ready for a floating nuclear power plant? The Trump administration wants billion-dollar business to qualify as small. Years later, billions over budget: California’s high-speed rail hasn’t laid a track. Young adults under 21 traded $5 billion on Kalshi this year, amid prediction market frenzy.See omnystudio.com/listener for privacy information.

Today, a rundown of key commodity markets as oil markets remain tame and refined products are the bigger pinch point, gold and silver seem ready to rally anew if Fed Chair Warsh fails to roll out a hawkish stance in his speech today, and grain and soft prices are likely set to record their strongest month in years. Elsewhere, the stock market is putting on a show of strength on the surface as everyone hopes, bond traders included, that Fed Chair Warsh is set to give the markets some clarity on his stance on policy today. Can it be so lucky? Today's pod features Saxo Head of Commodity Strategy Ole Hansen and Saxo Global Head of Macro Strategy John J. Hardy. Links Reminiscences of a Shrub Operator put out a priceless piece picking apart the absurdities and dangers of the current market environment - a must read for both content and the high entertainment value. The FT's Robin Wigglesworth with a NY Times op-ed on how the AI debt binge could sink the economy. Friend of the show Peter Garnry out with a piece on LinkedIn warning to be careful about celebrating the idea of "asset light" companies and what to focus on instead.  One of the FT's most read pieces today is how junior consultants are being called  back into the office to practice their human skills, which are becoming more valuable in the age of AI. The irony! Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro music by AShamaluevMusic DISCLAIMER This content is marketing material. Trading financial instruments carries risks. Always ensure that you understand these risks before trading. This material does not contain investment advice or an encouragement to invest in a particular manner. Historic performance is not a guarantee of future results. The instrument(s) referenced in this content may be issued by a partner, from whom Saxo Bank A/S receives promotional fees, payment or retrocessions. While Saxo may receive compensation from these partnerships, all content is created with the aim of providing clients with valuable information and options.

Steve Friskup has spent decades with a front-row seat to the horse business, from selling everyday team roping horses to standing behind the microphone as some of the industry's highest-priced horses went through the ring.On this episode of The Score, Friskup breaks down what he is seeing in today's market following the latest Levelland sale, where the top 25 horses averaged $33,500. He talks about the depth of good horses available today, what buyers are willing to spend and why futurity eligibility and incentive programs are becoming increasingly important in determining a horse's value.But the conversation goes well beyond horse prices. Friskup digs into the bigger question of how team roping continues to grow—from rebuilding the local jackpot and creating affordable entry points to educating ropers about incentives and making the sport more welcoming for newcomers and young ropers. Friskup believes team roping has plenty of momentum, but keeping it requires giving new people a place to start.Friskup also talks about the evolution of the rope horse itself, the rise of the futurity market and the responsibility producers, sellers and longtime ropers have to keep promoting the sport that has supported so many of them. What began as a conversation about what horses are bringing this fall turns into a wide-ranging look at where team roping has been—and where it needs to go next.---This episode is brought to you by SmartEquine and ColiCare—an innovative approach to hindgut health and colic prevention. Designed with research-backed ingredients and a unique support program, when your horse is counting on you, you can count on ColiCare.ColiCare combines targeted digestive support with a program designed to help you stay ahead of potential issues—not just react to them. It's built on research, formulated to support a healthy gut environment, and backed by a unique benefit: eligible horses enrolled in the program may receive up to $15,000 in colic surgery reimbursement.Whether you're hauling, training hard, or just managing day-to-day stressors, your horse's digestive system is constantly under pressure. ColiCare is designed to help you manage those risks with confidence.Visit SmartEquine.com to learn more about how ColiCare can support your horse's long-term health.

Andrew, Ben, and Tom discuss Venezuela's potential OPEC exit as the US nears a deal for a stake in 17+ Venezuelan oil fields holding 90 billion barrels of reserves, possibly via a 100-year leaseJoin our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

Ryan Noonan and Connor Allen go live from Circa Sports in Las Vegas for a wide-ranging conversation on the 2026 NFL betting landscape, including the Circa survivor tournament. They discuss the markets, futures, team outlooks, and betting angles that stand out as the regular season approaches, along with the latest movement and opportunities across the board. Subscribe to 4for4's Betting Package or try SharpStack free for 7 days: https://www.4for4.com/plans Circa Sports Survivor and Circa Million, $30 million guaranteed: http://circasports.com/contests Watch Move The Line on YouTube: https://4for4.co/3OupraJ Join the Discord: http://discord.gg/4for4 Follow the show: https://x.com/MoveTheLineNFL Connor: https://x.com/ConnorAllenNFL | Ryan: https://x.com/RyNoonan Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Alright, welcome to episode 678 of the little beer podcast that could, The Perfect Pour. This week we have some things like: The trouble with fast sours. Stone Escondito is finito. How is the brewery job market? Beer soda from Sierra? The Big Six of Oktoberfest. Market your crushables. Geisthaus Brewing is distributing? Taking the beer brand but losing the culture. A Big Lebowski confession. Home Brewing check-in. There is too much Pliny out there. I wanna see the beer tanks when I drink. And more! download Thank you for listening! Check these links!: HOSTED BY: Nick, Rad Stacey, Mikey MUSIC BY: Sunburns and Paul From Fairfax. BEER AND SHOW-RELATED LINKS: SUPPORT THE SHOW AND BECOME A GOLDEN GOD! Subscribe to the show on Apple Podcasts. You can also find us on Spotify and most podcast players. Perfect Pour's YouTube Channel. VOICEMAIL/TEXT LINE: 559-492-0542 Drop Us a Line: perfectpourpodcast@gmail.com. Join our Discord Channel! Send Postcards or Samples to us: The Perfect Pour – co Mike Seay 2037 W. Bullard Ave #153 Fresno, CA 93711

Is the shooting industry in trouble? In this episode of the Guns Podcast US, host Brent Wheat welcomes special guest Trent Marsh to break down the cold, hard numbers behind the current state of the industry. Moving past anecdotes and vibes, Trent shares insights from his deep-dive analysis on why the gun market has been in a downward trend since 2020. We explore the "New Old Guard" perspective, why the era of panic buying has effectively ended, and how the political landscape has created a shift in consumer demand. From the saturation of the AR market to the unexpected lack of market reaction to major political events, this episode is a must-listen for anyone interested in the future of the shooting sports. *Key Takeaways* • The gun industry has experienced five consecutive years of negative growth since the 2020 spike- and is likely to continue. • Unsatisfied consumer demand for firearms and ammo has largely been exhausted. • Panic buying is no longer a reliable driver for the market, even in the face of major national tragedies. • The market has become politically polarized, with states solidifying their own Second Amendment environments. • We are currently in a 'buyer's market' due to overstocking, but this may lead to higher prices once the industry corrects. • Small-scale 'mom-and-pop' AR builders and commodity-focused brands are at the highest risk of failing. Link to the story by Trent Marsh: https://www.huntingretailer.com/business/the-new-old-guard-in-the-firearms-industry -- The GunsPodcastUS is presented by Holosun. Holosun designs and manufactures performance-driven optics and accessories for the shooting sports, law enforcement, and defense markets. For more information, visit www.holosun.com. -- Have a topic idea or a guest you'd like to see in a future episode? Let us know in the comments or email editor@gunspodcast.us. Never miss an episode! Subscribe to our YouTube channel or sign up for our newsletter (https://gunsmagazine.com/newsletters) to get the Guns Podcast delivered straight to your inbox each week -- The GunsPodcastUS is presented by Holosun. Holosun designs and manufactures performance-driven optics and accessories for the shooting sports, law enforcement, and defense markets. For more information, visit www.holosun.com. -- Have a topic idea or a guest you'd like to see in a future episode? Let us know in the comments or email editor@gunspodcast.us Never miss an episode! Subscribe to our YouTube channel @gunspodcastus or sign up for our newsletter to get the Guns Podcast delivered straight to your inbox each week. Buy our Merch! Visit Gunspodcast.us

If you provide therapy in any form and want to build your online practice, this video is for you. I brought together five women who are all in the therapy field, and who have all recently started their online coaching business. We're talking about how they made the move, where the line between therapy and coaching really is, and the opportunity waiting for you if you've been coaching-curious.If you're new to my channel, my name is Debbie Shadid. I'm a Business Growth and Life Coach and the founder of the Business Building Boutique. For over two decades, I've helped women build coaching businesses, and I have a special love for helping therapists step into coaching without losing everything they've worked so hard to build.So many therapists are quietly on the fence about this. They wonder if coaching is legitimate, whether they'd be lowering themselves, or how to stay on the right side of the ethical line. This conversation answers all of it, from women who've actually done it.Connect with our guests (links below):• Jennifer Flanders, life and career coach for psychotherapists: http://www.jenniferflanderscoaching.com • Dr. Michelle Alden, family and challenging-behaviors specialist: https://www.parentingchallengingkids.com• Marcia Landon, helping women write their next chapter: https://www.marciaelandon.com • Erin Fisher, helping women reframe anxiety: http://www.erinfishercoaching.com• Dr. Cheryl Williams-Jackson, burnout, mental wellness, and resilience: https://drcherylcoaching.co/Are you a therapist wanting to start your online business? Book a call with me here:https://debbieshadid.com/scheduleConnect with me, Debbie Shadid:Website: https://www.debbieshadid.comInstagram: https://www.instagram.com/debbieshadid/Disclaimer: Some links above may be affiliate links. I only recommend products I personally use and love.Tired of spinning in indecision about what to post, how to sell your coaching, or explain what you do? This is your moment!Join me for a live edition of Fast Track + VIP coaching experiences where you'll get real-time feedback on your niche, offers, and marketing, plus the clarity and support you've been looking for.Spots are limited and enrollment closes soon.Let's connect → DebbieShadid.com/schedule

Solo raw and unedited episodes about my thoughts on the fitness industry evolution in 2026.  Timestamps:  02:55 Shift 1: The Impact of GLP-1s on Fitness 14:28 Shift 2: The Rise of AI in Coaching 22:36 Shift 3: Navigating Influencer Market Saturation Business Mentorship application:  https://briankeane.com/mentorship/ Circle group mentorship application: https://briankeane.com/mastermind/

Most doulas will tell you their ideal client is anyone who is pregnant or postpartum. Without a well defined doula client market every marketing decision, pricing decision, and visibility strategy is aimed at no one in particular. Having an undefined market is much like shouting into a crowd and hoping the right person happens to be listening. And this approach is preventing most doulas from building a sustainable business. This is is Part 2 of the Doula Business Blueprint Series. In this episode we dive into who your ideal client actually is, how to build their profile whether or not you have a long track record of clients to draw on, and how that profile becomes the living document that guides all the other decisions you make regarding your business.. Join me as as I show you how to define your doula client market and explain why that kind of clarity is necessary to the long term success of your business.

0:00 Intro 3:15 GTA VI Trailer Dropping 3:48 Bella Mir vs. Apodaca Contender Series Upset Discussion 11:09 Chris Barnett Signs with PowerSlap 12:55 Usman Nurmagomedov Declines $2M PFL Deal / PFL vs UFC 18:18 Ding Ming vs. Cam Nelson 19:00 Julia Polastri vs. Jingnan Zhang 20:22 Lawrence Liu vs. Hector Santiago 21:10 Long Zhao vs. Francisco Nzuzi 22:10 Jack Jenkins vs. Shawn Woodson 23:18 Rei Tsuruya vs. Kevin Borjas 25:22 Namshrey Bhatiaar vs. Andre Lima 25:50 Bilal Hassan vs. Carlos Rojas 26:03 Liu Ce vs. Levi Rodrigues Jr. 26:58 Alex Perez vs. Sumudaerji 28:07 Aoriqileng vs. Kai Asakura 28:52 Yan Xiaonan vs. Denise Gomes 29:02 Umar Nurmagomedov vs. Song Yadong Enjoy the refreshing citrus kick of Mountain Dew: an American Original. Grab a Dew. Tasting Great Since 48. Go to http://shadyrays.com and use code BACKFIST for 50% off 2+ pairs of polarized sunglasses. GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, 800-327-5050/visit gamblinghelplinema.org (MA). Call 888-789-7777/visit ccpg.org (CT), mdgamblinghelp.org (MD), 800-981-0023 (PR). Wagering offered by DK Sportsbook: 21+. Present in most states. (18+ DC/NH/PR/WY). Void in CAN. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. Event Trading offered by DraftKings Predictions, CFTC-registered: 18+. Trading involves risk of loss. Market availability varies. General: 1 per new DraftKings customer. $5+ deposit req. Trade $5 get $200 Prediction Dollars (1-year expiry) or bet $5 get $200 in Bonus Bets (7-day expiry and stake removed from payout). Rewards issued in $50 increments every 7 days via click-to-claim for 21 days. Click-to-claims expire 7 days after issuance. Rewards are non-withdrawable. 7 days = 168hrs. Predictions offer void in NY. Terms: dkng.co/offer. Ends 9/20/26 at 11:59 PM ET. Sponsored by DK.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/SpinninBackfist

The Brandon Walker College Football show is BACK! Tune in every Monday, Thursday, and Saturday night during the season to listen to the #1 voice in College Football talk all things College Football. DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, 800-327-5050/visit gamblinghelplinema.org (MA). Call 888-789-7777/visit ccpg.org (CT), mdgamblinghelp.org (MD), 800-981-0023 (PR). Wagering offered by DK Sportsbook: 21+. Present in most states. (18+ DC/NH/PR/WY). Void in CAN. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. Event Trading offered by DraftKings Predictions, CFTC-registered: 18+. Trading involves risk of loss. Market availability varies. General: 1 per new DraftKings customer. $5+ deposit req. Trade $5 get $200 Prediction Dollars (1-year expiry) or bet $5 get $200 in Bonus Bets (7-day expiry and stake removed from payout). Rewards issued in $50 increments every 7 days via click-to-claim for 21 days. Click-to-claims expire 7 days after issuance. Rewards are non-withdrawable. 7 days = 168hrs. Predictions offer void in NY. Terms: dkng.co/offer. Ends 9/20/26 at 11:59 PM ET. Sponsored by DK. Wayfair - Join Wayfair Rewards today to get 5% back on every purchase and start saving on your next home upgrade. Head to https://Wayfair.com to shop all things home. BetterHelp - Start therapy with BetterHelp. Sign up and get 10% off at https://BetterHelp.com/WALKER BlueChew - Visit https://BlueChew.com for more details and important safety information. To keep up with all things BFW Show Follow us on TikTok: https://www.tiktok.com/@bfwshow Follow us on X: https://www.twitter.com/bfwshow Follow us on Instagram: https://www.instagram.com/thebfwshow Follow us on Facebook: https://www.facebook.com/thebfwshow And make sure to subscribe on YouTube: https://www.youtube.com/channel/UC9v6icpVdER0VGQpA3uUUsQ To keep up with all things Brandon Walker you can find him on TikTok: https://www.tiktok.com/@brandonfwalker?is_from_webapp=1&sender_device=pc on X: https://x.com/BFW?s=20 on Instagram: https://www.instagram.com/brandonfwalker?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== on Facebook: https://www.facebook.com/BrandonFWalkerYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

A Note from James:In 1790, one of the easiest ways to get rich in America was the old-fashioned way: marry someone rich.George Washington did pretty well that way. Benjamin Franklin, meanwhile, was so deep in debt that he offered to marry a woman if her parents would mortgage their house to pay off his printing press debt. When they said no, he married someone else who had money.And back then, debt was not just annoying. It could land you in debtor's prison. Actual prison. And not just you—your wife and kids could go too.Fast-forward to the 1900s, and most Americans still were not buying stocks. Only a tiny percentage owned shares. Everyday people were gambling, playing the numbers, using dream-interpretation books to decide what lottery number to play, and trying to find some edge that would move them a little closer to security.My guest today, Joseph Moore, literally wrote the book on this: How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't).The book is full of strange, funny, surprising stories about money in America: Franklin, Washington, debtor's prison, the Great Depression, bucket shops, real estate booms, FIRE, crypto, debt, index funds, and all the scams people keep falling for.But the bigger lesson is that the basic patterns have not changed as much as we think.People want security. People want freedom. People want hope. People want a way out. And whenever there is hope, there is usually someone selling a formula.Joseph has very little patience for the usual personal finance myths. Debt does not make you rich. Opportunity makes you rich. Real estate is not always a magic wealth machine. The stock market was not designed to be everyone's retirement plan. FIRE can work, but it can also become the CrossFit of personal finance. And optimism, marriage, mobility, risk, and solving other people's problems may matter more than almost anything else.If you think the rules for getting rich have changed completely, this conversation may convince you how little human nature has changed.Episode Description:Joseph Moore joins James to talk about the long, strange history of getting rich in America.His book, How to Get Rich in American History, looks at 300 years of financial advice—what worked, what failed, what people kept repeating, and what today's money culture keeps forgetting.The conversation starts in 1790, with George Washington, Martha Washington, Benjamin Franklin, Stephen Girard, debt, leverage, and debtor's prison. Joseph explains that many early American fortunes were built through risk, borrowed money, marriage, luck, and then—critically—de-leveraging over time.That becomes one of the core lessons of the episode: debt does not make people rich. Opportunity does. Debt is only a tool that allows someone to grab more of an opportunity than they otherwise could. But if the opportunity is not real, or the person cannot handle the risk, debt destroys them.James and Joseph then move into real estate. Joseph argues that real estate is a good way to build a modest middle-class fortune, but not usually the path to the biggest fortunes. In modern America, he says, real estate often functions as a short on the dollar, an income annuity in a low-dividend world, a tax shelter, and a way for ordinary people to use leverage they could not access anywhere else. But that does not make buying a house automatically smart. Renting versus buying depends on age, mobility, location, family needs, inflation, taxes, maintenance, transaction costs, and opportunity cost.The conversation then turns to the stock market. Joseph challenges the usual historical charts that claim anyone could have invested a fixed sum in 1929 and held forever. Most Americans could not invest that way. There were no index funds, mutual funds had high fees, and buying an index directly required enormous capital. Instead, everyday people went to bucket shops, bet on price moves, played the numbers, and treated gambling as a kind of financial hope.James and Joseph also discuss passive investing, shadow indexing, the rise of ETFs and 401(k)s, and the way the stock market has become a mass retirement promise. Joseph points out that this is historically new. For most of American history, no ordinary person would have expected to retire on the stock market.From there, the episode moves to FIRE: financial independence, retire early. Joseph has lived part of that story himself. He built enough wealth through rental real estate after 2008 to stop working for a period, only to discover that early retirement was not automatically fulfilling. He compares FIRE to CrossFit: extreme, demanding, sometimes powerful, sometimes injurious, and not a lifestyle most people actually want.The final section asks the big question: What has consistently worked?Joseph boils the lessons down to five pillars: solve other people's problems, take risks, move toward opportunity, marry well, and believe you can. James adds that optimism matters because it keeps people in the game long enough to get more shots on goal.The result is a conversation about money, but also about history, risk, luck, marriage, mobility, discipline, scams, and the difference between getting rich and staying rich.What You'll Learn:Why early American wealth often involved marriage, leverage, luck, and risk.How George Washington's marriage to Martha helped fund the Washington we remember.Why Benjamin Franklin's public advice about debt did not match his own early financial behavior.What debtor's prison meant in early America, including the risk to families.Why debt is a tool, not a wealth strategy by itself.Why opportunity—not debt—is what actually makes people rich.Why real estate can build middle-class wealth but rarely creates the biggest fortunes.How buying a home can reduce mobility and opportunity, especially for younger people.Why renting versus buying is situational, not a universal rule.Why most Americans historically could not invest in the stock market the way modern charts imply.What bucket shops and “the numbers” reveal about everyday financial hope.How passive investing changed the purpose of the stock market.Why stock-market concentration is not new, but mass participation is.Why FIRE can work mathematically and still fail psychologically.How older financial-independence stories often hid trust funds, inheritances, or outside support.Why inflation is one of the biggest risks to early retirement.Why getting rich and staying rich require different behavior.Why successful people often take risk early and reduce risk later.Why optimism is financially useful when it keeps people in the game.The five recurring pillars Joseph sees across American wealth-building history.Timestamped Chapters:[05:00] How to Get Rich in 1790James asks Joseph how someone got rich in early America, starting with George Washington, Martha Washington, and marriage as a financial strategy.[07:24] Stephen Girard and Benjamin Franklin's DebtJoseph compares Stephen Girard's leveraged rise with Franklin's messy early business debts.[10:29] Debt Does Not Make You RichJoseph explains that opportunity creates wealth, while debt simply lets someone reach for more of that opportunity.[11:23] Debtor's Prison Was RealJoseph explains why failing in the 1790s could mean prison not only for the debtor, but for the debtor's family.[12:25] The Real Estate MythJoseph argues that real estate can build modest wealth, but rarely creates the biggest fortunes.[13:43] Real Estate as a Short on the DollarJoseph explains modern real estate as an inflation bet, income annuity, tax shelter, and leverage tool.[15:22] You Need an EdgeJames argues that every bet has someone on the other side, which means investors need to know what their advantage actually is.[16:18] Beating the Market, Missing the MomentJoseph tells the story of shorting Jim Cramer stock pops, beating the market net of theory, losing to fees, and missing his daughter's first steps.[19:56] Shadow Passive InvestingJames and Joseph discuss hedge funds, index tracking, fees, and the way much of Wall Street quietly follows the same big benchmarks.[20:31] The Index RevolutionJoseph explains why Vanguard's 1976 index fund changed investing for ordinary Americans—and why passive investing may create new structural risks.[24:24] The Four Percent of Stocks That MatterJames and Joseph discuss stock-market returns, T-bills, concentration, and why a small number of companies drive most gains.[25:16] The Second Bank CrashJoseph compares modern market concentration to the 1830s, when the Second Bank of the United States made up a huge share of the stock market before collapsing.[26:21] The Stock Market as a Retirement PromiseJoseph explains why turning the stock market into a mass retirement strategy is historically new.[29:58] The Problem With “The Chart”Joseph criticizes the classic financial-advisor chart that assumes someone in 1929 invested a large sum, held forever, and never touched it.[31:17] Bucket Shops and Playing the NumbersJoseph explains how everyday people used gambling, bucket shops, and lottery-like games as financial hope when stock ownership was out of reach.[34:04] The Mean Moves Through TimeJoseph explains why history is not physics and why the “average” keeps changing as the economy changes.[35:49] Renting vs. BuyingJames and Joseph debate the homeownership myth, maintenance, taxes, transaction costs, mobility, family stability, and when buying can make sense.[41:02] FIRE and the Question of EnoughJames asks how much is enough in 2026, and Joseph explains why the answer depends on location, expectations, security, and lifestyle.[44:24] FIRE as the CrossFit of Personal FinanceJoseph compares FIRE to an extreme discipline that can work for some people but injure others if they push too hard.[45:38] Geoarbitrage and Selling the DreamJames and Joseph discuss moving somewhere cheaper, Instagram FIRE influencers, and the difference between living the dream and monetizing the dream.[46:00] The Long History of Financial IndependenceJoseph traces earlier versions of FIRE through Sylvester Judd, Thoreau, Emerson, and Helen and Scott Nearing.[49:17] Inflation and the FIRE RiskJoseph explains how Your Money or Your Life and bond-heavy financial independence strategies ran into changing interest-rate realities.[50:23] Five Pillars of Getting RichJoseph lays out the durable lessons: solve problems, take risks, move more, marry well, and believe you can.[53:43] Marriage, Optimism, and Staying in the GameJames and Joseph talk about supportive partnership, optimism, savings discipline, and why staying in the game increases opportunity.[56:11] The Line Between Optimism and RecklessnessJoseph distinguishes productive optimism from gambling and explains why control over outcomes matters.[58:28] Getting Rich vs. Staying RichJoseph explains why many wealthy people take risk early, then de-lever over time to keep what they built.[01:00:00] Leverage, Trading, and the Guy Who Never StopsJames and Joseph discuss extreme leverage, Bitcoin futures, Jesse Livermore, gamblers, and why some people cannot walk away.Additional Resources:Joseph Moore - History HelpsHow to Get Rich in American History - Book PageHow to Get Rich in American History - Google BooksNext Big Idea Club: “The Changing Rules for Getting Rich in America”Fast Company: “How the rules of getting rich in the U.S. change with every era”The Motley Fool Interview with Joseph MooreMeb Faber Show InterviewSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

New Episodes out every Thursday during the Nascar Season.

Investors are keeping a close eye on Jackson Hole for signals on the economic outlook and the path for rates. Our Chief U.S. economist Michael Gapen joins Global Head of Macro Strategy Matthew Hornbach to discuss whether markets get what they want—or what the Fed needs.Read more insights from Morgan Stanley.----- Transcript -----Matt Hornbach: Welcome to Thoughts on the Market. I'm Matthew Hornbach, Global Head of Macro Strategy at Morgan Stanley. Michael Gapen: And I'm Michael Gapen, Chief U.S. Economist. Matt Hornbach: Today, we'll be discussing the Jackson Hole Economic Symposium and Chairman Warsh's opening remarks. It's Thursday, August 27th at 10am in New York. So, Mike, let's get right into it and talk about the upcoming opening remarks by Chairman Warsh at the Jackson Hole Economic Symposium that will be delivered to the public at 10 am tomorrow, Friday. How are you thinking about what to expect from those opening remarks? Michael Gapen: Well, historically, and by historically, I mean in a post-2008-2009 world, Jackson Hole has been used, not every year, but frequently as a venue to communicate to markets. The longest gap on the Fed's meeting calendar is between the July and September meetings. So, Jackson Hole falls between that and provides a useful opportunity to communicate what might be coming. That's what's normally been done. Warsh has repeatedly stated he wants the Fed to talk less and communicate less and say less. So, I don't think we will see or hear, in this case, a lot about his views about how the economy is operating today and how monetary policy may be conducted into year-end. So, I don't think we'll hear a lot about, say, the December; the outlook for the economy from September to December, and what it might imply for interest rate policy or balance sheet policy. So, little in the way of near-term forward guidance. I do think, however, he did say in the July press conference that the venue would be good to tackle some of these big questions that he has talked about, that he's created these task forces for. So, whether it is the balance sheet or the inflation framework, or communication or AI and productivity or data quality and so forth. This would provide, I think, a reasonable opportunity for him to start talking about that. I don't think maybe we'll get a lot of conclusions. But I would look for commentary that's more in the question; or in the spirit of those big questions and less about the near-term conduct of policy.So maybe not what markets want, but this is what markets will get. Matt Hornbach: Just rewinding a bit, the conference itself is on a somewhat of a niche topic. What exactly is the conference about? And, in terms of the papers that get released at the conference, do you have any sense as to where they might be headed? Michael Gapen: So, the topic of this conference, the economic symposium, as you noted, is Financial Innovation: [its] Implications for [the] Payments [system] and [monetary] Policy. So, I would expect there to be a lot of sessions for things like central bank digital currencies or stable coins or Bitcoins. Near money type innovation that has happened in recent years, which leads to things like competition for deposits from the non-financial sector vis-a-vis the financial sector. So, a competition of near moneyness to money, if you will. Its implications for the interaction between the non-financial system and the financial system, competition for deposits. Does it create risks around financial disintermediation? And therefore, how might the regulatory environment and monetary policy work in that world? So little more, I'll call it, esoteric and maybe arm's length from the day-to-day conduct of policy. But I would look at the speeches probably in that vein. Deposit competition, financial market stability, and what kind of regulatory framework might you need to ensure we can still conduct policy effectively in that world. Matt Hornbach: Sounds like an exciting set of papers… Michael Gapen: Yes. Yes. Matt Hornbach: … for professors to read through. Michael Gapen: This is why they don't often leak the schedule too far in advance, right? We all might decide not to listen. Matt Hornbach: Indeed. Well, it is the end of August, and people are probably still on holiday here and there… Michael Gapen: I'm doing my best, but you called me in today. Matt Hornbach: Yeah, the least I could do. So, you did mention that this might be an opportunity for Chairman Warsh to maybe spotlight a bit these task forces and the topics that they're tackling, one of which is the inflation framework. And that word framework, I think, is important because the investors that we've been speaking with are frustrated that the Fed has not really laid out a framework – for monetary policymaking in this new era of Chairman Warsh, and his leadership at the Fed. So, I'm curious, if we're not going to get forward guidance on monetary policy and what will happen at the next meeting. And we're also not going to get much forward guidance on the framework that the Fed is using to decide on what to do with short-term interest rates. What are we meant to think about the framework? Michael Gapen: Yeah, I think ultimately, of course, we're going to need to know this, and this is what economists would refer to as the ‘difference between forward guidance and the "reaction function." So, the framework is really, you've got a set of tools, how do you intend to use them to achieve your objectives? A conventional Fed would say, "Well, if interest rates are low and inflation's too high, then we should raise rates," right? So high inflation brings high interest rates, low inflation brings low interest rates. All else equal, there's still the employment side of the mandate, of course. And the market had that view, at least initially, right? As we were in the June-July period and Warsh was talking hawkishly, the curve generally flattened. Expectations for front-end yields moved higher, and inflation-fighting credibility maybe kept the back end stable or brought the back end down. So, you could argue the markets looked at Warsh as maybe bringing a conventional reaction function and a conventional framework. But in the June and July FOMC meeting and in conversations with the press during the press conferences, Warsh – I don't want to say backtracked. He just didn't validate that and did say that we will achieve price stability. Didn't quite say how he would use the tools to do that. And even suggested maybe interest rates weren't the primary mechanism with which to influence, create, deliver price stability. So, the curve then steepened out. So, I think the market is wondering what Fed chair we have and what his reaction function is? And if inflation's running hot, is it an interest rate answer or is it a balance sheet answer? I'd also just add one last thing, Matt, is it makes a difference what the rest of the 18 people on the FOMC think. [Be]cause I think you would agree, and I'll put forward right now, I think they have a largely conventional view. Half of the committee thought it was time to raise rates in June. So, we have a balance between not knowing the chair's framework and having to intuit it. Or hope that we hear more. But then also knowing the other 18 who could band together and have greater voting power act in a largely conventional framework. I think that's the debate and the dilemma that we're all dealing with. Matt Hornbach: Yeah, I think investors, have certainly expressed frustration about the lack of guidance in any form or fashion. Perhaps with the exception of the balance sheet; we have a general idea that the balance sheet will be smaller in the future. And we have a sense from what Chairman Warsh has said in front of the House of Representatives during his semi-annual testimony that any changes would happen gradually over time. But, in terms of the pricing of the July meeting, and what happened at the July meeting, investors were very disappointed that the Fed did not go ahead and raise rates in July. Now, the market was only assigning about a one in three odds of a rate hike in July. And so, the fact that the Fed did not go ahead and raise interest rates in July was not a surprise in the sense of market pricing. But I do sense that investors were frustrated; that because they didn't get much forward guidance going into the July meeting, that the market might not have priced more probability on a July rate hike because the Fed, in fact, did not signal that they were leaning in that direction. But I see it as somewhat ironic because it seems to me, and I'd like to get your view on this. It seems to me that Chairman Warsh doesn't want to provide that type of specificity. He'd rather have the markets tell him what to do at an upcoming meeting, as opposed to him telling markets what to do at an upcoming meeting. How do you think about that? Michael Gapen: Oh, I think it's… [It] strains credibility to think that by saying nothing, you get the market's interpretation of the economy, data, and events – without the market thinking what the Fed thinks about it. I don't think that there's a world where you get the unvarnished market expectation independent of the Fed. So, I don't personally agree in the analogy of the market should play the ball and not the referee. The Fed is not a referee in markets. The Fed is a player in markets. Monetary policy acts through financial markets to achieve a set of financial conditions to deliver price stability and maximum employment. So, the Fed and markets are on the field at the same time. The Fed, in some ways, is the 800-pound gorilla on the field at the same time. So, everybody else on the field has to know what the gorilla is doing in order to do what they're supposed to do. Yes, there's always some circularity between Fed communication and market reaction to that. But I think that's natural and normal and important in making monetary policy effective – meaning it has to transmit through financial markets. And so, you could diminish the effectiveness of monetary policy if you don't tell the market what, at least what your framework is and what your reaction function is. And the tools that you intend to use and how you would intend to use them. Then the market could be an inefficient transmitter of monetary policy. So, I disagree with the notion that by saying less, the Fed learns more. But that's my view. I'm one of many. That's my opinion. The chair obviously has a different view. Matt Hornbach: Well, I can certainly understand not wanting to be the referee, especially after what we saw at the World Cup. There were a couple of games where the referee… Michael Gapen: And nobody likes the referee. At least half the people are upset with the referee. Matt Hornbach: Indeed. Okay. So, Mike, I think we're going to leave it there. Michael Gapen: Thanks for having me on, Matt. Matt Hornbach: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Episode 678 Get the mortgage market numbers that matter, what they mean for your business, and one practical action you can take that day to write more loans. Sign up free at BeyondTheRateSheet.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl White explains why a slower mortgage market does not have to mean slower production for you. While rates, applications, and home sales may move up and down, there are still millions of transactions happening. You do not need the entire market. You just need your share of it. Carl shares why the loan officers having the most conversations with the right people can outperform more experienced loan officers who simply wait for business to come to them. He also walks through the Switch Shoes Script, a simple conversation you can use with productive real estate agents to find out exactly what they want from a lending partner and open the door to more referral opportunities. The goal is not to let market numbers control your attitude. It is to use them to direct your activity. Carl also explains how this approach inspired Beyond the Rate Sheet: The Loan Officer Daily, a free weekday email he created with Owen Lee that turns the latest mortgage market numbers into practical conversations, scripts, and production moves you can use that day. To get Beyond the Rate Sheet delivered straight to your inbox every weekday morning, visit BeyondTheRateSheet.com.

With reports today that a Cale Makar contract is on the horizon, Judd Zulgad, Kirsten Krull, and AJ Fredrickson discuss what the market could look like and how that deal will impact anything with the Wild and Quinn Hughes. Plus Dylan Larkin talk and much more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. We are live every Tuesday at 1.30pm E / 10.30am P.────────────────────── ⁠⁠⁠⁠⁠⁠⁠⁠⁠VALUE OPTIONS LETTER⁠⁠⁠⁠⁠⁠⁠⁠⁠ Three to five curated ideas every week — cash-secured puts, covered calls, and spreads on businesses we'd want to own at strikes we'd be willing to pay. Every trade includes the business thesis in plain English, the fair-value estimate and its key assumptions, the specific option trade with target premium, and the pre-identified exit criteria.Every idea reviewed and approved by an analyst before it hits your inbox.⁠⁠⁠⁠⁠⁠⁠⁠⁠valueoptionsletter.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠──────────────────────See our latest episodes at https://acquirersmultiple.com/podcastAbout Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

Wisconsin is 10 days out from the start of its season. Zach and Jesse discuss the calm before the storm, what player with eligibility they would bring back for this season, hit on a couple Overreaction, er No? questions and tackle a ton of leftover listener questions. Also...a picture of Tanner McEvoy as Ricky Bobby. The Camp is presented by Brennan's Market, your home for the best Wisconsin cheese, fresh produce, and a curated selection of specialty foods, wine, craft beer & spirits. Experience Taste Everyday https://brennansmarket.com/See omnystudio.com/listener for privacy information.

Scott Wapner and the Investment Committee debate Nvidia's blowout earnings report last night and what it means for the market and your money. Plus, Josh Brown spotlights Airbnb in his "Best Stocks in the Market." And later, CNBC's Oliver Renick joins us to discuss the latest Options Action in SpaceX. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Capital Group portfolio managers Lisa Thompson and Diana Wagner discuss the merits of U.S., international and emerging markets stocks. So far this year, emerging markets are winning, but can that continue? Lisa and Diana share their thoughts.   #CapGroupGlobal For full disclosures go to capitalgroup.com/global-disclosures For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html To stay informed, follow us LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all YouTube: https://www.youtube.com/@CapitalGroup/videos Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/ About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html Copyright ©2026 Capital Group

If you had £500,000 to enter the US with your MedTech product, where would you spend it first?For clinician founders looking to export a medical device to the US, the size of the opportunity can make it tempting to think big from day one. But entering the US MedTech market and scaling across it are two very different decisions. In this episode, Hakeem and international growth and commercialisation consultant Craig T. Ingram explore whether you should build a US sales team, appoint a distributor, raise more capital or prove your commercial model in one defined market segment first. In this episode you'll discover:Why treating the US as one enormous MedTech market can lead to expensive commercial and export decisions.How proving your commercial model in one defined US customer segment can help you understand acquisition costs, adoption pathways and whether your product can actually make money before you scale. Why hiring a sales team, appointing a distributor or raising more capital shouldn't substitute for first understanding exactly where, how and why your medical device will sell in the US. Listen now to discover how to approach US MedTech market entry, prove your commercial model and make your export budget work harder before committing significant capital to scaling.Book a 30min Healthcare Export Accelerator discovery callMessage me via DM on LinkedinThis podcast is for clinicians and solo founders feeling stuck in turning their medical devices into real businesses, with practical insight on go to market strategy, sales strategy, product launch, sales plans, business growth, exporting, selling internationally and how to scale up their international sales in MedTech.

With reports today that a Cale Makar contract is on the horizon, Judd Zulgad, Kirsten Krull, and AJ Fredrickson discuss what the market could look like and how that deal will impact anything with the Wild and Quinn Hughes. Plus Dylan Larkin talk and much more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Andrew, Ben, and Tom break down Nvidia's blowout revenue forecast and reaction from Okta, CrowdStrike, and Salesforce, plus Meta's $17.1 billion settlement over teen safety and new usage restrictions.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

Our Global Head of Fixed Income Research Andrew Sheets discusses when and how higher yields and mounting U.S. debt could become more than abstract concerns.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Today, at what point do higher yields and higher debt actually matter? It's Wednesday, August 26th at 2pm in London. In its first 240 years, the United States of America accumulated roughly $20 trillion in federal debt. The country has borrowed another [$]20 trillion in just the last 10. The question for investors is when this debt load will act as a brake on economic activity? Or, worse, create stress that disrupts today's relative calm?So, let's start with the first question. For economic activity, the bar seems pretty high. You see, even with all the activity around AI, U.S. corporate debt as a share of the overall economy is broadly unchanged in the last decade and actually lower than where it was before the pandemic. The balance sheets of the household sector in the U.S. are even stronger. Household debt to GDP is lower than where it was prior to COVID and lower than where it was in the year 2000. And this may even understate the strength – because much of this debt is locked in at historically low mortgage rates; while household assets, the other side of the balance sheet, have soared to record levels.That may help explain why both consumers and businesses have remained more resilient than expected this year despite the higher interest rates and energy prices. This divergence of trend between public and private balance sheets is also global. Europe has also seen higher government debt offset by even more private sector de-leveraging, while Japan has seen rising public borrowing and pretty stable private sector leverage. To some degree, this divergence between the public and private sides of the economy reflects a policy choice. Governments determine how to balance taxation and spending. And many countries, not just the U.S., have reduced taxes over the last decade while allowing public borrowing to increase. A deterioration of public sector finances relative to private sector finances – it's not especially surprising given that choice. If strong balance sheets are helping U.S. households and companies be less sensitive to higher rates, where should we look for stress? Well, for all of this debt, the U.S. bond market is actually still pretty well-behaved. U.S. inflation expectations are roughly unchanged year to date. Expected bond market volatility is historically low.Indeed, one reason that recent intervention by the U.S. Treasury into the bond market was such a surprise to investors was the lack of these usual stress markers. Instead, the point at which these higher yields might have a larger market impact may be up to another factor: asset allocation. Today, 30-year Treasury bonds yield about 3 percent more than expected inflation over that period. Long-dated U.S. investment-grade corporate bonds once again yield more than 6 percent. And so, the question of when higher yields begin to matter may be less about when businesses stop borrowing or consumers stop spending. And be more about when investors decide that bonds offer better value than stocks. So far, Morgan Stanley Research is not seeing clear evidence of that shift. Fund flow data and market correlations do not suggest a significant reallocation away from equities, and strong earnings growth is helping support the equity valuation case. But these are metrics that we'll be watching. In the meantime, we think that rising U.S. debt and Treasury market intervention may weaken the U.S. dollar, especially against a high-yielding currency with much, much lower debt levels – the Australian dollar. Thank you as always for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

On Episode 666 of Spittin' Chiclets, the boys are joined by Big Cat to talk about the new PMT book that released and Blue jays Star Ernie Clement Drops in for an exclusive interview. All this and more on this week's episode. You won't want to miss it. 00:00:00 - START 00:00:31 - Chiclets Updates 00:04:09 - NHL News 00:06:56 - Red Sox Game 00:12:59 - Biz's Neighbor 00:25:33 - G's Haircut 00:32:09 - NCAA Talk 00:57:13 - Big Cat Interview 01:42:32 - Ernie Clement Interview 01:59:14 - ETC. Support the Show: PINK WHITNEY: Go get a bottle of Pink Whitney. Pinkies UP! RHOBACK: Head to Rhoback.com — R-H-O-B-A-C-K dot com — use code SPITTIN for 20% off your first order. Best fit, best feel. Rhoback. LUCY: LUCY is the only pouch that delivers long lasting, on demand flavor. Get 20% off your first order when you buy online at lucy.co/CHICLETS with code CHICLETS And here comes the fine print: Warning, this product contains nicotine. Nicotine is an addictive chemical. DRAFTKINGS: GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, 800-327-5050/visit gamblinghelplinema.org (MA). Call 888-789-7777/visit ccpg.org (CT), mdgamblinghelp.org (MD), 800-981-0023 (PR). Wagering offered by DK Sportsbook: 21+. Present in most states. (18+ DC/NH/PR/WY). Void in CAN. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. Event Trading offered by DraftKings Predictions, CFTC-registered: 18+. Trading involves risk of loss. Market availability varies. General: 1 per new DraftKings customer. $5+ deposit req. Trade $5 get $200 Prediction Dollars (1-year expiry) or bet $5 get $200 in Bonus Bets (7-day expiry and stake removed from payout). Rewards issued in $50 increments every 7 days via click-to-claim for 21 days. Click-to-claims expire 7 days after issuance. Rewards are non-withdrawable. 7 days = 168hrs. Predictions offer void in NY. Terms: dkng.co/offer. Ends 9/20/26 at 11:59 PM ET. Sponsored by DK.You can find every episode of this show on Apple Podcasts, Spotify or Netflix. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/schiclets