Podcasts about Seabury

"Technology isn't the hard part. People and process are."In this powerful conversation, Mike Brewer sits down with Dusti Wofford, https://www.linkedin.com/in/dusti-wofford-19016817/, a seasoned leader at the intersection of PropTech, strategy, and operations at Trammell Crow and Seabury.As we look ahead to RETCON 2026 https://retconference.com/ , Dusti shares deeply insightful perspectives on:Why AI is only as strong as your dataThe real blockers to digital transformation (hint: it's not the tech)The massive opportunity in automating legacy processes like underwritingHow customer experience—internal and external—is about to evolveShe also unpacks a key truth for today's workforce:“You don't need to fear automation if you're constantly upskilling.”From redefining the role of technology teams to bridging the business-tech gap, this episode is packed with practical insights for leaders who are ready to shape—not resist—the future of multifamily and commercial real estate.Plus: why in-person events like RETCON https://retconference.com/ matter more now than ever.Don't miss this one. Subscribe, listen, and level up.Blog: https://www.multifamilycollective.comSupport comes from: https://www.365connect.com/?utm_campaign=mmnHosted by: https://www.multifamilymedianetwork.com

Cannibal pirates!Grab a copy of Uncertain Sons by Thomas Ha.Support the show and gain access to over three dozen bonus episodes by becoming a patron on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rate and review the show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to help us reach more readers and listeners.Not enough science-fiction and fantasy in your life? Join us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Gene Wolfe Literary Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Love Star Trek? Come find us on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lower Decks⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Neil Gaiman fan? Love comics? Join us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hanging Out With the Dream King: A Neil Gaiman Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Check out Glenn's medieval history podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Agnus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Find out how you can commission a special bonus episode ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Join the conversation on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Claytemple Forum⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Follow Claytemple Media on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Follow Glenn on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Check out Glenn's weird fiction story ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Goodbye to All That" on the Tales to Terrify Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Next time: Music: http://www.purple-planet.com

Hello everyone and welcome to another episode of the Performance Psychcast. Today we are very fortunate to be speaking with Dr Tom Seabury.  Dr Tom Seabury is a psychologist and coach who has heavily focused on racket sports in recent years. He has supported athletes of all ages and levels to sharpen their decision-making and problem-solving under pressure to unlock consistent performance when it matters most. Tom combines a blend of psychological insight and practical coaching to support athletes in turning preparation into performance on the court. Tom's Linkedin: https://www.linkedin.com/in/dr-tom-seabury-4552131a0/ Tom's Insta: https://www.instagram.com/coach_seabury?igsh=MWhucHU0Z3R2ZmhqNw== Greg: www.arcope.co.uk  George: www.focuperform.co.uk    #focusperform #arcope #sport #performance #pressure #psychology #stress #anxiety #motivation #confidence #coaching #podcast #podcastsofinsta #business #performance #ThePerformancePsychcast #support #toughconversations #mind #sportingbounce  #appliedpractitioner #science #sport #flow  #football #coaching #academy #mentalhealth #environment #trauma #PTSD #stress #coping #challenge #threat 

In a compelling virtual roundtable hosted by Steve Gurney on the Positive Aging Community platform, three seasoned Aging Life Care Managers (ALCMs) shared their expertise and personal journeys on September 10, 2025. Featuring Samantha McDaniel of Aging Individualized (Maryland), Leslie Mason of Seabury Care Management (DC metro area), and Annette Murphy of Spring Point at Home (New Jersey), the discussion offered a deep dive into the holistic role of ALCMs, addressing real-world challenges like dementia care, emergency preparedness, and family dynamics. Spanning 14 pages of transcribed insights, this session provided actionable strategies for families and professionals alike.The panelists' diverse backgrounds underscored the adaptability of ALCMs. Samantha McDaniel, a solo practitioner with over 10 years in senior living, founded Aging Individualized to deliver personalized care across Maryland and virtually. Her shift from community roles to home-based support was driven by a desire to "impact change" directly where clients live. Leslie Mason, a clinical manager at Seabury since 2004, transitioned from teaching and pediatric social work after a chance hospital encounter with a care manager, now serving older and disabled adults in the DC region. Annette Murphy, leading Spring Point's home division, brought a geriatrics-focused career from therapy and social work, joining the field after mentorship from a national ALCM, seeking freedom to follow clients' needs.Annette Murphy clarified the ALCM role, noting that the term “Aging Life Care” is trademarked by the Aging Life Care Association (ALCA), requiring vetted members to adhere to a strict code of ethics. With backgrounds in social work, nursing, gerontology, or recreation therapy, ALCMs assess the “whole person”—physical, emotional, social, and environmental needs—crafting tailored care plans. Gurney likened them to “wedding planners,” “quarterbacks,” or “wing people” for aging, emphasizing their role in resource navigation and mediation. Leslie Mason added that ALCMs are “big thinkers” who dive into details to enhance quality of life, while the ALCA's eight knowledge areas (e.g., health, housing, legal) guide their practice. Families can find local ALCMs via the ALCA website by zip code.Dementia Care and Initiating Change (Samantha McDaniel): McDaniel noted a rise in calls from families struggling to start conversations with loved ones with dementia. In one case, a woman with mid-stage dementia, isolated and calling ambulances frequently, shifted to assisted living after McDaniel's questions about quality of life—“What do you wake up for?”—led to a self-initiated respite stay where she thrived. She emphasized ALCMs as mediators, helping families navigate resistance objectively.Young Onset Dementia and Dual Needs (Leslie Mason): Mason highlighted the growing challenge of young onset dementia (e.g., Alzheimer's under 65), where resources for older or middle-aged adults fall short. Seabury's information line addresses this “heartbreaking” gap, while she also supports parents of adult children with disabilities facing physical limits, requiring dual-age management.Emergency Preparedness as a Gift (Annette Murphy): Murphy introduced a crisis planning kit, mandated for Spring Point clients, covering evacuation plans, water shutoffs, and “go bags” with emergency contacts. Inspired by her FEMA experience, she framed it as a “roadmap” for solo elders and out-of-state families, addressing power outages and snowstorms. This initiative, expandable to all ALCMs, offers peace of mind.Handling Complex Family Dynamics (Tina's Case): Tina's question about a verbally threatening mother, despite a social worker's involvement, led to suggestions: home-visiting physicians for documentation, psychiatric crisis intervention if needed, and building a professional network. The panel urged assessing competence and risk, offering post-call consultations.

Also not directed by Stephen Spielberg.Support the show and gain access to over three dozen bonus episodes by becoming a patron on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rate and review the show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to help us reach more readers and listeners.Not enough science-fiction and fantasy in your life? Join us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Gene Wolfe Literary Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Love Star Trek? Come find us on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lower Decks⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Neil Gaiman fan? Love comics? Join us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hanging Out With the Dream King: A Neil Gaiman Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Check out Glenn's medieval history podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Agnus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Find out how you can commission a special bonus episode ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Join the conversation on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Claytemple Forum⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Follow Claytemple Media on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Follow Glenn on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Check out Glenn's weird fiction story ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Goodbye to All That" on the Tales to Terrify Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Next time: Music: http://www.purple-planet.com

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"

"The House of Horror," despite its pulp sensibilities, clearly resonates with the Poe-esque tradition of detective fiction intertwined with the macabre and the sensation novel. Like Poe's tales, Quinn's story utilises a combination of rational investigation and visceral horror to create a sense of dread and suspense. De Grandin, though more flamboyant than Poe's Dupin, embodies the detective figure who seeks to unravel a dark mystery through observation and deduction. The story shares Poe's fascination with the grotesque and the psychologically disturbed, as exemplified by the character of Dr. Marston and his horrifying experiments. While Quinn's style is less atmospheric and more reliant on plot-driven thrills than Poe's, "The House of Horror" nonetheless shares a common lineage in its blend of mystery, horror, and a fascination with the darker aspects of human nature. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Following Pete's thoughts about the devastation from Hurricane Helene, University of South Carolina Adjunct Percussion Instructor and Drumline Director Bailey Seabury stops by to talk about his job at USC, the football gameday experience, getting ready to march the Macy's Parade in November, freelancing, and the geography of the state (04:30), growing up near Birmingham, AL, having a father who was a band director, his sports background, and participating in mathletes (26:20), his undergrad years at Troy University (AL), playing at PASIC in 2012, and wearing out his first car (49:00), attending the University of Central Arkansas, their marching band and long bus trips, and his enjoyment of the city of Conway (01:07:25), his doctoral years at USC and his research on the marimba music of Kevin Bobo (01:18:40), and finishing with the Random Ass Questions, including discussions of starting percussionists on snare drum, his Alabama football fandom, his love of cycling and exercise, and playing The Planets (01:31:25).Finishing with a Rave on Billy Joel and Sting live in concert in St. Louis (02:02:40).Contributions to Hurricane Relief:The American Red CrossThe World Central KitchenAmericaresUnited WayBailey Seabury links:Bailey Seabury's websiteBailey Seabury's USC pagePrevious Podcast Guests Mentioned:Scott Herring in 2022Colleen Clark in 2023Alissa Castro-Evans in 2021Megan Arns in 2017Omar Carmenates in 2018Tracy Wiggins in 2017Brian Nozny in 2018Matthew Jordan in 2022Kevin Bobo in 2017Other Links:Aiken Symphony OrchestraSouth Carolina PhilharmonicJensen ThomassieMichael BurrittT. Adam Blackstock“Awesome God” - Rich MullinsRobert Trent Jones Golf TrailSt. Andrews Golf CourseSusan PowellRobert W. SmithBlake TysonUCA football field (Estes)Neal FlumIan MahaffeyJesse Willis“The Odyssey, According to Penelope” - Kevin BoboOcean's Eleven trailerThe Italian Job trailerIron Man trailerSpider-Man trailerThe Dark Knight trailerTop Gun trailerTop Gun: Maverick trailerThe Bee Movie trailerThe Inner Game of Tennis - Timothy GallwayGolf My Way - Jack NicklausDreamland BBQRacing and Cycling NewsThe Planets - Gustav HolstRaves:Billy Joel's website

In this episode of HUNTR Podcast, we're excited to bring on Dr. Chris Seabury, Texas A&M Professor of Vet Medicine, to talk a little bit about Chronic Wasting Deisease (CWD) in whitetail deer and what kind of research and practices are being led to do so. There has been a lot of discussion around CWD and money spent to try and influence a healthier deer herd, but sometimes the answers can be hard to find. What better guy to ask than Dr. Seabury. We hope you guys enjoy this podcast as much as we did. Sit back, relax, and enjoy the show. New episodes of HUNTR Podcast drop every Tuesday 6PM EST SUBSCRIBE TO THE CHANNEL HERE: https://www.youtube.com/c/HUNTRTUBE HUNTR Podcast is presented by: Hoyt Archery: https://hoyt.com (USE CODE HUNTR FOR 20% OFF APPAREL) DeerGro: https://www.deergro.com (USE CODE HUNTR15 FOR 15% OFF) RackHub: https://www.rack-hub.com/huntr (USE CODE HUNTR10 FOR 10% OFF) Pure Wildlife Blends: https://www.purewildlifeblends.com (USE CODE HUNTR10 FOR 10% OFF) Lone Wolf Custom Gear: https://www.lonewolfcustomgear.com/ (USE CODE HUNTR FOR 7% OFF) Quest Hunt Co: https://questhuntco.com/ (USE CODE HUNTR15 FOR 15% OFF) Sevr: https://www.sevrbroadheads.com Easton Archery: https://eastonarchery.com

As an outdoor industry leader for nearly 30 years, Gordon has committed his career to building brands that practice a triple bottom line (people, planet and profit) approach to business.Gordon launched Toad&Co, a responsible lifestyle apparel brand in 1996. Now headquartered in Santa Barbara, CA, he remains the CEO of the growing global brand. He also co-founded Planet Access 27 years ago, a social enterprise committed to providing life skills, vocational training and travel experiences for people with disabilities. Gordon spent 17 years on the Outdoor Industry Association Board including a 6-year stint as Chairman and Vice Chairman. He is currently a Board member for the Adventure Travel Conservation Fund, the Santa Barbara Film Festival and Chairs the advisory board of the Eco-Entrepreneurship Advisory Council at the Bren School Environmental Solutions graduate program at UCSB. He also serves as advisor to several early-stage responsible business start-ups. He received a BA in Psychology from Hamilton College and an MBA in Entrepreneurial Management from Wharton School of Business. Married with two 20 something daughters, between family and work Gordon enjoys just about anything the outdoors has to offer, especially if it is in the ocean, on a river or in the mountains near his family cabin in June Lake in the Eastern Sierras. Travel, film and birds are some of his other passions.In This Conversation We Discuss:[00:46] Intro[01:58] Thriving with responsible consumers[03:47] Handling first collection without ecommerce in '96[05:08] Pivoting business strategy after 9/11 crisis[06:25] Building best in class before expanding[08:34] Balancing retail and ecommerce strategies[10:08] Promoting brand awareness through various channels[12:26] Adapting brand for Gen Z and millennials[13:59] StoreTester: done-for-you conversion rate optimization[15:16] learning from fast-changing Ecommerce trends[17:36] Adapting to changing buyer behavior[19:18] Managing evolving market dynamics[20:43] Aiming for lasting positive impact[22:16] Inspiring ethical entrepreneurship[24:04] Authenticity in brand commitment[25:29] Staying committed to your passion[26:27] Balancing gut feeling and analytics in business[27:30] Surviving and thriving in niches[28:11] Sustainable, organic, & eco-friendly clothingResources:Subscribe to Honest Ecommerce on YoutubeSustainable, organic, & eco-friendly clothing toadandco.com/Follow Gordon Seabury linkedin.com/in/gordon-seabury-3597a03/Done-for-you conversion rate optimization service storetester.com/If you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

How do aircraft manufacturers consider new aircraft development?This latest Time on Wing podcast welcomes Andy Shankland, Managing Director and Partner at Seabury Aviation Partners.  Andy's former roles included time at British Aerospace and Airbus, which brings a bounty of experience for  him to call on during the podcast.

Thank you so much, Dearest Listeners for taking the time to tune into the library of episodes, where I endeavor to offer something that provides a bit of insight,  and perhaps gives you something to reflect upon.As you look at the title of this episode, just maybe the "Art of Selfishness" is the part that jumps out.   In most episodes, I talk about the astrological cosmic weather, meaning how the planets and signs line up.   As I pondered how to begin talking about this reallypowerful council of planets,  all moving into the sign of Aquarius, and what this means for each of us,  suddenly the "Art of Selfishness" downloaded into my awareness.Here's a bit of background.  The "Art of Selfishness" is the title of a book written by psychologist, Dr. David Seabury.   Like you, I inquired of the "Cosmic downloaders", why this book?  Well, the best that I can discern is  that it's a very Aquarian book.Dr.  Seabury's writing  was based  on client cases of the 1930s; the book was first published in 1937, and would go on to have numerous reprints.  His counseling  approach for helping people, was one of supporting them to become aware of their own unique core being.   His book in many ways was "radical, innovative and ahead of it's time.  These are all descriptive attributes about the sign of Aquarius.  Thus, in this part one episode, my topic is about finding the houses where you have the sign of Aquarius, and also its co- guiding planets, Uranus and Saturn.  In addition, it is really important to give attention to where the planet Pluto is taking up residence in your chart.   The essential question is what area of your life do you deserve to "reinvent your vision,"  the true essence of who you are?  By way of example, do you have Aquarius positioned on your 4th house?  In keeping with the traditional attributes of this Moon guided house, you have been a "nurturer and motherer" of everyone and everything that has knocked on your door. But now,  Pluto in Aquarius is going to move through your 4th.  More than likely, Uranus in whatever sign, is going to have something to say also.The question for your 4th house self, might be something like why haven't you taken care of yourself?  What is the new vision that you need to nurture for you?  How might you apply the visionary principle, guided by the "Art of Selfishness" to your own life?  What's Your Aquarian Vision?I am proud to announce my new offering as a Certified Creative Depth Coach. As a Creative Depth Coach, I provide guidance, support and soul insights on how to discover, explore and navigate your life by recognizing your magnificent "Creative Genius". By learning to walk in your own "Light" you become able to move through your life with deep awareness, greater ease and success.Some of my modalities and Soul tools are "Art as Process" EFT Tapping, Sound and Music for Inner Journeying , using the wisdom of Astrology, Tarot, Oracle and Numerology. Schedule a personal conversation with me. I look forward to seeing you.https://www.soulsoundinsights.com/light-reading.html Enjoy Full Moon Lunar Eclipse in Taurus Drumming Video:https://vimeo.com/769123538/b344b2b541 "Calling The Wild", Original Music by MaeRuth McCants

Sometimes a giant snake isn't a giant snake. If you would like to purchase a nomination or a bonus episode of your own, email the show at ClaytempleMedia.@gmail.com. Support the show and gain access to over three dozen bonus episodes by becoming a patron on Patreon. Rate and review the show to help us reach more readers and listeners. Not enough science-fiction and fantasy in your life? Join us on The Gene Wolfe Literary Podcast! Love Star Trek? Come find us on the Lower Decks! Neil Gaiman fan? Love comics? Join us on Hanging Out With the Dream King: A Neil Gaiman Podcast. Check out Glenn's medieval history podcast Agnus! Find out how you can commission a special bonus episode here. Join the conversation on the Claytemple Forum. Follow Claytemple Media on Facebook and Twitter, and sign up for our newsletter. Follow Glenn on Facebook and Twitter. Check out Glenn's weird fiction story "Goodbye to All That" on the Tales to Terrify Podcast. Next time:  Music: http://www.purple-planet.com

Senate Committee on Indian Affairs Oversight Hearing titled, “Fentanyl in Native Communities: Native Perspectives on Addressing the Growing Crisis” Date: November 8, 2023 Time: 2:30pm Location: Dirksen Room: 628 Witnesses The Honorable Tony Hillaire Chairman Lummi Nation Bellingham, WA The Honorable Jamie S. Azure Chairman Turtle Mountain Band of Chippewa Indians of North Dakota Belcourt, ND The Honorable Bryce Kirk Councilman Assiniboine and Sioux Tribes of the Fort Peck Reservation Poplar, MT Dr. A. Aukahi Austin Seabury, Ph.D. Executive Director & Licensed Clinical Psychologist I Ola Lāhui, Inc. Honolulu, HI Mr. Eric M. Gettis Senior Vice President of Behavioral Health Southeast Alaska Regional Health Consortium Juneau, AK - Accompanied by Dr. Corey P. Cox, MD, Clinical Director for Addiction Services, Southeast Alaska Regional Health Consortium, Juneau, AK Dr. Claradina Soto, Ph.D. Associate Professor Department of Population and Public Health Sciences, Keck School of Medicine, University of Southern California Los Angeles, CA Committee Notice: https://www.indian.senate.gov/hearings/oversight-hearing-titled-fentanyl-in-native-communities-native-perspectives-on-addressing-the-growing-crisis/

Hello everyone.  Welcome to another exciting episode of VR in Education, where we dive deep into the world of virtual reality for teaching and learning.  Today we have the pleasure of talking to Craig Scott and David Sime.  Craig has been teaching welding for nearly a decade following over twenty years of experience in industry. He is an advocate of utilizing virtual reality in education and has worked with many companies including Lincoln Electric and Seabury.  David is the CTO and Co-Director of Riiot Digital and a top voice in the field of XR.  I have been following David's post on LinkedIn about XR for years and consider him an influencer in this field.  David and Craig are currently working on a Hydrogen Safety virtual reality app called ‘Hydroverse'. 

Bar Talk (our recommendations):Jessica is reading The Echo Wife by Sarah Gailey; drinking King's County Peated Bourbon.Damien is reading The Handyman Method by Nick Cutter and Andrew F Sullivan; drinking a spicy ancho marg (zarpado, ancho reyes, simple, lime).Ryan is reading Lonesome Dove by Larry McMurtry; drinking Remy Martin VSOP.If you liked this week's story, watch – or call! – Ghostbusters (1984; dir. Ivan Reitman).Up next: The Searcher of the End House by William Hope Hodgson.Special thank you to Dr Blake Brandes for our Whiskey and the Weird music! Like, rate, and follow! Check us out on Instagram, Twitter, Facebook, and at whiskeyandtheweird.com

Kaimana Brummel has long been a bridge builder, but in the aftermath of the Maui wildfires, that role took on a new life as she helped connect organizations and displaced residents with life-sustaining resources. Brummel has also been working with the People's Fund of Maui, a fund started by Oprah Winfrey and Dwayne “The Rock” Johnson that provides direct support to impacted Lahaina and Kula residents. Winfrey and Johnson together contributed $10 million. Brummel is part of a group of community members helping to convey what residents need. Brummel is the director of advancement at Seabury Hall, her alma mater where she helps students, alumni, parents and staff connect with the greater community and vice versa. Her community focus stems from being part of the first ‘Aha Pūnana Leo cohort on Maui. “So then we had friends who were from Ke‘anae, so we could go to Ke‘anae and be immersed in ‘āina there. We had friends who were hula practitioners, so then we could join hālau. We had friends who were experts in botany, and, you know, it became our community, they became our neighbors.”

But what's in the sub-basement? If you would like to purchase a nomination or a bonus episode of your own, email the show at ClaytempleMedia.@gmail.com. Support the show and gain access to over three dozen bonus episodes by becoming a patron on Patreon. Rate and review the show to help us reach more readers and listeners. Not enough science-fiction and fantasy in your life? Join us on The Gene Wolfe Literary Podcast! Love Star Trek? Come find us on the Lower Decks! Neil Gaiman fan? Love comics? Join us on Hanging Out With the Dream King: A Neil Gaiman Podcast. Check out Glenn's medieval history podcast Agnus! Find out how you can commission a special bonus episode here. Join the conversation on the Claytemple Forum. Follow Claytemple Media on Facebook and Twitter, and sign up for our newsletter. Follow Glenn on Facebook and Twitter. Check out Glenn's weird fiction story "Goodbye to All That" on the Tales to Terrify Podcast. Next time:  Music: http://www.purple-planet.com

Daniel Assetta is as determined as he is talented as he is ready to put in the work. It's not surprising he landed his dream role of Samuel Seabury in the Original Australian company of Hamilton. That story is full circle, starting and ending in New York City. From performing for his family starting at a very young age, to performing all over the world in various roles, Daniel always knew exactly what he wanted to do and he never once apologized for it. And yeah, going viral on TikTok with incredible dance videos from when he was 12 years old is a fun little detour. This week, Daniel reflects on the journey and contemplates what comes next. Daniel Assetta Daniel Assetta on TikTok Daniel Assetta on Instagram Tobias Madden Semperoper Dresden Gillian on Twitter Gillian on Instagram The Hamilcast on Twitter The Hamilcast on Instagram Join the Patreon Peeps

Daniel Assetta was the original Samuel Seabury in Australia (with the fun bonus of covering King George III), and in this episode you get to hear the story of how that happened. It started in New York City in 2016, took a turn in Australia in 2019, and then stopped cold in 2020 (ugh pandemic). It was a tumultuous time for countless reasons but it has a happy ending: not only did Daniel book Hamilton, but the Australia company was the first one back after lockdown. Daniel is telling me this from his apartment in New York City, so his Hamilton story is truly full circle. Daniel Assetta Daniel Assetta on TikTok Daniel Assetta on Instagram Gillian on Twitter Gillian on Instagram The Hamilcast on Twitter The Hamilcast on Instagram Join the Patreon Peeps

Welcome to the first of three episodes with Daniel Assetta, the original Samuel Seabury (and u/s King George III) in Hamilton's Australian company.  There's a good chance you've seen Daniel before, either on stage around the world in one of his many roles, or… going viral on TikTok. Does the term "Cotton Eyed Joe Kid" mean anything to you? Daniel has millions of likes and views on his videos of old footage of him dancing as a child. Additionally, Daniel talks about how his lifelong love of performing, starting with putting on shows with his superstar sister Chiara, combined with his unapologetic determination and some of the most supportive family on Earth, led him to where he is today.  Daniel Assetta Daniel Assetta on TikTok Daniel Assetta on Instagram Siblingship Chiara Assetta on TikTok Chiara Assetta on Instagram Gillian on Twitter Gillian on Instagram The Hamilcast on Twitter The Hamilcast on Instagram Join the Patreon Peeps

Series 17 2023 2022-2023 episodes “THE PEOPLE OF THE MONOLITH”/HPLHH Call of Cthulhu PHILLIPS, WARD/Dunwich Horror(1970) PICKMAN, RICHARD UPTON/Alien PNAKOTIC FRAGMENTS/Hellboy (2004)  PNAKOTUS/Cabin in the Woods QUACHIL UTTAUS/The Thing Form Out Space/The Thing/Who goes there REVELATIONS OF GLAAKI/Night of the Living Dead(OG) RHAN-TEGOTH/Texas Chain Saw Massacre(OG) R'lyeh/The Evil Dead(OG) SARKOMAND/Fire Walk with Me SARNATH/Hellraiser(OG) SATAMPRA ZEIROS/Silent Hill(OG) SENTINEL HILL/Noroi SHAGGAI/Maribeto SHOGGOTH/Possession (1981 SHANTAKS/ The Gate SHINING TRAPEZOHEDRON/Jacob's ladder Shub-Niggurath/Angel's Egg Shudde-M'ell/Dune(1984) The Silver Key/Bubba Ho Tep Silver Twilight/JDatE Star Vampires/Lifeforce Starkweather-More Expedition/Exorcist 3 Starry Wisdom Cult/It Follows     Sponsored by: Copper Cow Coffee Vietnamese Pour Over Coffee Donner Musical Instuments Student Instruments  Glarry Guitars Inexpensive Guitars  Golden Goat CBD CBD & Delta 8 Edibles    Share a Sale Get your podcast or website Sponsored Taza Stone Ground Chocolate Podbean Amazon Apple Stitcher Facebook Our Patreon

Series 17 2023 2022-2023 episodes “THE PEOPLE OF THE MONOLITH”/HPLHH Call of Cthulhu PHILLIPS, WARD/Dunwich Horror(1970) PICKMAN, RICHARD UPTON/Alien PNAKOTIC FRAGMENTS/Hellboy (2004)  PNAKOTUS/Cabin in the Woods QUACHIL UTTAUS/The Thing Form Out Space/The Thing/Who goes there REVELATIONS OF GLAAKI/Night of the Living Dead(OG) RHAN-TEGOTH/Texas Chain Saw Massacre(OG) R'lyeh/The Evil Dead(OG) SARKOMAND/Fire Walk with Me SARNATH/Hellraiser(OG) SATAMPRA ZEIROS/Silent Hill(OG) SENTINEL HILL/Noroi SHAGGAI/Maribeto SHOGGOTH/Possession (1981 SHANTAKS/ The Gate SHINING TRAPEZOHEDRON/Jacob's ladder Shub-Niggurath/Angel's Egg Shudde-M'ell/Dune(1984) The Silver Key/Bubba Ho Tep Silver Twilight/JDatE Star Vampires/Lifeforce Starkweather-More Expedition/Exorcist 3 Starry Wisdom Cult/It Follows     Sponsored by: Copper Cow Coffee Vietnamese Pour Over Coffee Donner Musical Instuments Student Instruments  Glarry Guitars Inexpensive Guitars  Golden Goat CBD CBD & Delta 8 Edibles    Share a Sale Get your podcast or website Sponsored Taza Stone Ground Chocolate Podbean Amazon Apple Stitcher Facebook Our Patreon

El último hombre es un relato fantástico del escritor norteamericano Seabury Quinn (1889-1969), publicado en la edición de mayo de 1950 en la revista Weird Tales. El último hombre, narra la historia de Roger Mycroft, un veterano de guerra que visita a monsieur Toussaint, un espiritista que, según él, es capaz de hablar con los muertos. Años atrás, todos los hombres de la compañía se enamoraron de una mujer, Juanita, la cual prometió entregarse al último hombre que quedara con vida. Roger Mycroft es el último, y probablemente el único capaz de hacer cumplir aquella promesa aún cuando la muchacha esté muerta. Análisis de: El Espejo Gótico http://elespejogotico.blogspot.com/2009/11/el-ultimo-hombre-seabury-quinn.html Texto del relato extraído de: http://elespejogotico.blogspot.com/2009/11/el-ultimo-hombre-seabury-quinn.html Musicas: - 01. Mind Tricks - Experia (Epidemic) - 02. When Everyone Else Is Gone - Christian Andersen (Epidemic) - 03. Born to Dare - Arylide Fields (Epidemic) Nota: Este audio no se realiza con fines comerciales ni lucrativos. Es de difusión enteramente gratuita e intenta dar a conocer tanto a los escritores de los relatos y cuentos como a los autores de las músicas. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Seabury Resources For Aging Community Relations Manager Jennifer Brown joined Raquel and Ryan on The Senior Soup Podcast to discuss geriatric care management, which is also known as Aging Life Care Management.  Founded in 1924 in Washington, D.C., Searbuy Resources began as a women's retirement home with deep roots in the faith-based community. Next April, Seabury will celebrate its 100th birthday - and yes, they are throwing a big party!  At the beginning of the podcast, Jennifer discussed her background in the healthcare industry and her role as Seabury's community relations manager. Jennifer discussed the care management services that Seabury offers older adults, and she shared the appropriate time for someone to reach out to a care manager for help with their aging loved ones.  The care management field is relatively new, Jennifer explained. It started locally about 30 years ago and is a specialty area of licensed social workers who are available to assist older adults and their families with various care needs, social needs, and housing needs. Care managers are hired to provide the same care and support that a next of kin would do for an older adult with no next of kin or a family far away. Care managers develop care plans to connect older adults and their families with home care agencies, primary care physicians, specialists, therapists, elder law attorneys, daily money managers, house cleaning services, and so many other resources.  Aging life care managers also advocate for older adults, ensuring that their needs and safety are considered. They help mediate and arbitrate between family members who may have different opinions about the best course of action for an older adult.  Families can contact aging life care managers when an older adult's situation declines or if the extended family is having difficulty managing their loved one's care. Care managers' hourly rates run between $150 to $170. Call Seabury Resources for Aging today at (202) 364-0020 if you or a loved one could benefit from the services an aging life care manager can provide. 

Kristen (Christian) Seabury joins me, Sully, to discuss our failed podcast, her Olympic aspirations, our video from 30 years ago, and who has the bigger calves. All that and  so much more packed into Part Deux! EnjoySupport the show https://www.buzzsprout.com/1143668/supportIG- chattinwithgeorgenoonanTwitter- @WithNoonanE-Mail- chattinwgn@gmail.comThanks for listening!

Did you know your child should visit a pediatric dentist? Did you know that people with CF generally have better dental health than the rest of the general population? Are you familiar with a toothbrush that connects to your phone and will let you know if you're brushing your teeth correctly?  Did you know if your CF child has reflux (very common in CF kids) this can impact their dental health?In this podcast Laura Bonnell will talk with Holli Seabury, the Executive Director of  the Delta Dental Foundation.  Ms. Seabury has a wealth of information about dental care.  No one likes to go to the dentist, but Holli gives us so much information and you will find yourself wanting to learn more!  Did you know if your child has CF (or a chronic illness) they can get 4 teeth cleanings a year, even if your employor/insurance says they don't cover it.  Holli will explain how this works.  Hollie Seabury, EdD, is the executive director of the Delta Dental Foundation.  She is committed to oral health equity and advancing dental science through education and research. The Bonnell Foundation: thebonnellfoundation.orgEmail us: thebonnellfoundation@gmail.comColgate Hum toothbrush on avg. is $14.00.  There is also a Colgate Hun toothbrush for adults. Its about $68.00 There at Target, Here are some choices on Amazon, or just search on google. https://www.amazon.com/s?k=colgate+hum&crid=3CZRRCF44509B&sprefix=colgate+hum%2Caps%2C90&ref=nb_sb_noss_1Delta Dental Website: https://www.deltadental.foundation/about-delta-dental-foundationDelta Dental All Smiles Shine App: https://www.deltadental.foundation/all-smiles-shine-appDelta Dental Foundation FB:https://www.facebook.com/DeltaDentalFoundationLinkedin: https://www.linkedin.com/company/delta-dental-foundation/  Twitter: https://twitter.com/DDFGivesBackThanks to our sponsors:Vertex: https://www.vrtx.comGenentech: https://www.gene.com/Viatris:  https://www.viatris.com/en

Learn more about Jeffrey Pfeffer and where you can buy or listen to his books: https://JeffreyPfeffer.com/   SHOW NOTES: Meet Sadiq Gillani, a Senior Advisor for travel at Attestor Capital, where he is Chairman The Advisory Board for Condor, the second largest airline in Germany. We discuss how he used his association with Lufthansa to leverage his career, his career philosophy, how he spots new opportunities, personal brand building within a corporation, and surviving the departures of people who hired him at Lufthansa and Emirates.  In this episode, we discuss: Using ideas of power to leverage knowledge and experience toward becoming more successful His series of career moves created by proactively managing his career Using power as an amplification of performance Leveraging platforms and identifying opportunities as they appear What put him in the ecosystem of travel startups His experience lecturing at Stanford for six years How internal and external activities simultaneously reinforce company and personal brands Aligning his interests with the company's for mutual benefit Repositioning himself as an expert on innovation within the travel industry The questions he asks to spot new opportunities His transition entirely to a portfolio career, sitting on boards, and advisory work A word of caution on personal brand building within a corporation The connection, interdependence, and interplay between the external and internal Why looking ahead to future implications of current work can pay big dividends The importance of staying relevant to your network The trade-off between risk and return within a career The importance of getting more operating experience to broaden out Looking broadly into your role within your company Surviving the departures of the people who hired him at Lufthansa and Emirates The value of having mentors and friends within your organization Cultivating internally diversified relationships GUEST BIO: Sadiq is a Senior Advisor for travel at Attestor Capital, where he is Chairman of the Advisory Board for Condor, the second-largest airline in Germany. He sits on the board of eTraveli, an online travel agency owned by CVC Partners, and the World Economic Forum's Global Future Council for Travel. Sadiq is also an Executive Coach and is creating a self-development program based on the work of Carl Jung. He started an MBA course at Stanford on the Travel & Airline industry and was a lecturer there from 2014-2020. He previously headed up the in-house consulting and transformation team of Emirates Group, reporting to Sir Tim Clark. He spent seven years with Lufthansa Group, where he was the Chief Strategy & Innovation officer, reporting to the CEO, and was Head of Network & Fleet at Eurowings. He began his career as a strategy consultant with Bain & Co. and was a partner at Seabury, a boutique airline consulting firm (now part of Accenture). He completed his M.B.A. at Harvard Business School and holds a B.A. and M.Phil in Management Studies from Cambridge University. He was included in the Financial Times' Top 100 leaders list, the World Economic Forum´s Young Global Leaders, and Capital Magazine's Top 40 under 40. SOCIAL MEDIA: Website www.sadiqgillani.com Instagram @sadiq.gillani LinkedIn: http://linkedin.com/in/sgillani Produced by The www.MunnAvenuePress.com  

Conversation w/ Kirstan Fuller, Social Innovation Manager, Seabury Resources for Aging, about consequences of social stigma and prejudice against LGBTQ older adults, problems seeking services and housing, and resources to help live long and healthy lives.

View our full collection of podcasts at our website: https://www.solgoodmedia.com or YouTube channel: https://www.solgood.org/subscribe

The work that Melissa Turvey Seabury does is absolutely amazing! In this episode, she helps us to understand that our emotions are not something to fear—they're something to simple understand and have awareness around. She helps us to see the patterns that may be coming up in your life and how to use the many healing modalities available to help us to heal. We need more women like her in the world and I'm thrilled to share her with you today! Melissa Turvey Seabury is a Licensed Mental Health Counselor in the state of Florida and Connecticut. She's worked with children, adolescents and adults presenting with a variety of personal challenges. During her sessions, she identifies negative beliefs that have created barriers to the goals that each client have a desire to achieve in their lives. Together, they work as a team, to tackle these systems. She believes in creating a warm, therapeutic environment which allows people to unearth pain, doubt and sometimes past traumas that have defined their personal narrative. She is an advocate for the strength and resiliency of her clients. She believes emotion have a purpose and after identifying their purpose, she works to consolidate all parts of her client so they can have the best human experience possible. In this episode, we discuss: ✨ How the body is effected by trauma. ✨ How dance has helped her personally to heal trauma. ✨ The difference between talk therapy and trauma-based therapy. ✨ Rewiring the "thinking mind" to go layers deeper into the subconscious mind to heal ✨ The tools (EMDR, Brainspotting, and more!) that she uses with her clients to go into the limbic system to create healing. ✨ How to navigate the intense emotions that we feel and why they're not something to fear. Connect with Melissa: https://www.psychologytoday.com/us/therapists/melissa-sue-turvey-seabury-naples-fl/318690 or Email: therapytreatment.turvey@gmail.com Connect with Jess at www.loveyourwoo.com or on Instagram @loveyourwoo

XXV. The Merchant's House Museum is one of New York City's most important and cherished historic house museums.  Built in 1832 and still intact to this day, the house was home to patriarch Seabury Tredwell and his family for just about 100 years before opening to the public as a museum in 1933.  Nowhere can one see the antebellum world of Old New York quite as clearly one can see here with much of the family's original furniture and belongings still in place. Hidden in the Tredwell family tree is Effingham Nichols, the husband of Seabury's eldest daughter.  Born into old Knickerbocker New York, Effingham rose in wealth and stature to become a true player in the Gilded Age that ended the century brushing up against Astors and Vanderbilts.  Join me and my guest, Merchant's House historian Anne Haddad for a look at his life, what he did and where he was, to gather a very personal and extraordinary picture of the life of a long forgotten, but very real, gilded gentleman and just how that life and the life of others like him,  came to be. Credits: The Gilded Gentleman is produced by Kieran Gannon and is a production of Bowery Boys Media.

Welcome back everyone to another episode of the Yanagida Podcast. We have returned back with one of our own coaches, Alana Seabury! Tune in an enjoy! Listen to the podcast on multiple platforms: Anchor: https://anchor.fm/justinyanagidaSpotify: https://open.spotify.com/show/5K8CdUX... Breaker: https://www.breaker.audio/yanagida-podcastGoogle Podcast: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8xY2MxZGI4Yy9wb2RjYXN0L3Jzcw== RadioPublic: https://radiopublic.com/yanagida-podcast-Wkwvxl We love answering your questions, so if you have any stories, questions, or people that you want featured on next week's podcast, contact us: Email: yanagidapodcast@gmail.com IG: @JustinYanagida on Instagram! If you like what you see, like, comment, and subscribe. Thanks for tuning in! --- Support this podcast: https://anchor.fm/justinyanagida/support

I'll start this by saying that I didn't know Mrs. Seabury on a personal level, but a few years back she was kind enough to let me come in and record her Kindergarten class doing the Pledge

We sit down with hot sauce entrepreneur and record label impresario Steve Seabury! This is a really fun episode as we get to hear all sort of stories about Steve's work both in the world of hot sauce with his company High River Sauces as well as his work with MNRK and Metal Alliance. Getting deep with a guy whose been living it for so long is always exciting. This is definitely a fun episode to sink your teeth into! See what Steve is up too on Instagram: https://www.instagram.com/highriversauces/?hl=en Check out our label Blacklight Media: http://blacklightmediarecords.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode continues with our “industry spotlight series” where we focus on specific trends and opportunities in middle-market M&A transactions. Our previous episodes have covered four industries in which Colonnade has played a significant role as an M&A advisor to both buy-side and sell-side clients. We add F&I Agencies & Payment Plan Providers as industries where we deeply know the dynamics and players so as to provide exceptional service to clients who hire us to assist them in a transaction. Colonnade has studied the F&I Agencies and Payment Plan Provider markets for the last 20+ years. We have worked on nearly 30 M&A transactions on the buy-side and the sell-side. We have gotten to know the industry players and the buyers. We've identified some high-opportunity M&A plays that could help to drive even more value, scale, and customer satisfaction in the industry. Spotlight on F&I Agencies (1:00) In this first part of our episode, we answer the following questions: Where do F&I agencies sit in the F&I ecosystem? (1:00) What does a typical F&I agency look like? (7:00) What is going on in terms of M&A and what are the value drivers in the industry? (9:00) What is driving M&A transactions right now and what are some potential M&A plays? (12:00) Where do F&I agencies sit in the F&I ecosystem and what value do they provide? (1:00) Gina: Between the F&I administrators and the F&I office and the dealership, there are F&I agencies. They are independent agencies with independent agents. They are like insurance agents. They bring together the product administrators and the dealers.  Gina:  The agents have deep knowledge about the products they represent. They can train the F&I office on those products and how to sell the products. They also act as the middle man or the interface with the administrator. They are one distribution arm for the administrators, which makes them critical in the ecosystem. They are a valuable component of the overall F&I ecosystem. Jeff: The F&I agency is a particular point in the value chain. It's a differentiator. Some administrators sell to dealers through a direct sales force, others use F&I agents.  Gina: There are administrators who go direct to dealers, but most administrators also use independent agents. They may have a direct sales force, but they have independent agents also. The only sector where that seems to not always be the case is selling into independent dealerships. You tend to see more direct agents that are employed by the administrators selling into the independent dealerships. Gina: An important component of what the agents do is help the dealership with reinsurance. Reinsurance is an important component of a dealership owner's profits. For every contract, every F&I product that is sold, there is a reserve set aside for future claims. F&I agents are usually very fluid and educated in talking about reinsurance and making sure that the dealership has the right reinsurance programs. So they deal with reinsurance, they do training on products, they do training on how to sell products. They sometimes help with staffing in the F&I office, and they'll help with some of the technology that is between the F&I office and the administrator. Gina: F&I represents a third of a dealership's profits. Everybody within the organization and affiliated with the organization is going to make sure that F&I runs smoothly. What does a typical F&I agency look like? (7:00) Gina: There are well over 100 independent agencies, and approximately 75%-80% of F&I agencies are less than 10 employees. There are very few large agencies. There are a few that are scaling, but there really aren't many. There is only one national agency that comes to mind and that's Vanguard (owned by Spectrum Automotive). Vanguard has been very acquisitive in building out its agent network. We also see Brown & Brown, which is a P&C insurance brokerage. They've been acquiring F&I agencies over the last few years. I don't know if they have a national footprint yet, but they're probably getting pretty close. And then you have acquired a lot of small agencies. ​​Jeff: The Brown & Brown example is an interesting one that we've watched over the last five to six years as they've entered the industry. We've always thought their participation in the F&I agency world makes a lot of sense, given the parallels to the P&C distribution market. What is going on in terms of M&A and what are the value drivers in the industry? (9:00) Gina: We think that the M&A market for F&I agencies will continue to be hot in 2022. (See Gina's cover article in Agent Entrepreneur, 2022 M&A Predictions for F&I Agents) Agent value is driven by a couple of different factors. One is diversification. One of the challenges for these small agencies, just like any small company, is having all of their eggs in one basket. An F&I agency may have one dealership group that represents 40% of sales. That is a gating factor to trading and getting the highest possible value. Agencies that have significant concentration, which I call greater than 15%, trade at a lower multiple than agencies that have little concentration. Another value driver is size. We look at the number of W-2 employees (as well as financials). Jeff:  Important when you go to sell these companies: Who owns the dealer relationships? And what's the risk of attrition in a transaction? Gina: A lot of diligence needs to be done in these transactions to really understand the nitty-gritty of who, not just on paper but in practice, owns the relationships. What is driving the M&A transactions right now and what are some potential M&A plays? (12:00) Jeff: It sounds like an industry that could be rolled up further. Following the playbook of the P&C insurance distribution market, you got a lot of mom and pops out there and a few large players.  Gina: Both Brown & Brown and Vanguard Dealer Services (Spectrum Automotive) are rolling up agencies. The rest of M&A activity we see is not a roll up, but administrators buying agencies. National Autocare and Portfolio Group have been very inquisitive. There are many other administrators who bought one, two, three agencies, as they attempt to lock in their distribution channels.  Gina:  There should be another roll up of F&I agencies. There should be a private equity firm that's coming in here saying, “I'm going to put a hundred, $150 million to work and we're going to leverage it. And we're going to buy up 20 F&I agencies. We're going to make a super-agency with national coverage.” That could be uber-successful for everybody involved. It just hasn't happened yet. Jeff: The folks that are acquiring are paying pretty high multiples, and that's a challenge. Any new entrant would have to go in and go big pretty quickly. They'd have to find a platform that they can scale and put a lot of capital to work while holding their nose as they pay big prices upfront. Gina: A lot of the M&A activity we have seen is with an older generation that is retiring. There's also some leakage happening where the younger, talented, hungrier F&I agents are like, “I get it, I can do this.” They leave and go start their own agency. I think we'll see that next-generation starting to trade in about a year or two. Gina: I have one last point I want to cover about F&I agency M&A: what's driving the activity. First of all, there's a lot of money looking for deals. There are private equity firms backing administrators that need to grow inorganically. But we also see a lot of M&A activity at the dealership level. They're getting bigger. Big dealership groups are buying up other dealers, independent shops, and dealership groups.  Every time one of those transactions happens, the agent that represents the target dealership is at risk of losing that client. Dealership M&A is driving F&I agency M&A. I think that this is the question that keeps a lot of agents up at night: Are they one or several M&A transactions away from losing a significant portion of their relationships and their livelihood? Spotlight on Payment Plan Providers (18:00) In this second part of our episode, we answer the following questions: How do payment plan providers add value to the auto F&I sector? (18:00) How big is the industry and who are the biggest players? (23:00) Why are payment plan providers a favorite industry of Colonnade? (25:00) What is going on in terms of M&A and what are the value drivers in the industry? (29:00) How do payment plan providers add value to the auto F&I sector? (18:00) Jeff: Payment plan companies came out of the ground around 20 years ago. They started as an offshoot of the insurance premium finance market, which we've talked about in a previous podcast. Fundamentally, this market is designed to help consumers purchase F&I products cost-effectively. Whether you're in a dealership (point of sale) and the F&I person says, “This VSC is going to cost you $3,000” or whether you get a piece of mail about an extended auto warranty (aftermarket), once you get sold on buying the coverage, the questions is always: Do you want to write a check for three grand or do you want to finance it over two or three years?  In most cases, the VSC/extended auto warranty gets financed. That's where these payment plan companies come in. Jeff: At the dealership (point of sale), the payment for an F&I product typically gets rolled into the auto loan. It's just one of the line items in the auto loan, and you (as the consumer) pay it off as you go. There are some payment plan providers that focus on point of sale at the dealership, allowing a consumer to finance the product outside the auto loan. In the aftermarket, which is really where we see these payment plans flourish, it's a different dynamic. If you're on the phone with a direct marketer and you agree to buy the coverage, you can put 10% down and pay over 18 or 36 months, depending on the payment plan. Interestingly, they're interest-free and cancelable at any time. And as you continue to drive your car and assess the usefulness of the product, you can cancel it at any time. If you cancel it, all you do is call up the seller or the administrator and say, “I want to cancel my payment plan.”  In that case, you get a portion of your money back (the unearned premium). It works in a similar way to the insurance premium finance market. The contract is earned over the life of the product. If it's a five-year product and you're one year into it, you might get 80% of the money back. The payment plan company is indifferent because it will just get their pro rata share back from the administrator and seller. The seller will sell the product to the consumer, and if they attach financing to it, the seller will collect the 10 or 15% down payment. The payment plan company will insert themselves and front the rest of the money to the administrator and to the seller. The administrator has to front some money to the CLIP (1) provider, but the revenue to the seller and the admin fee gets fronted by the payment plan company. Jeff: Our Industry Report on this sector goes into much more detail about the industry. How big is the industry and who are the biggest players (23:00) Jeff: We estimate this is about a $5 billion a year originations market. There's not good data. We've done a number of studies over the years and think that's the size of the market. It grows with auto sales and the adoption of products. It's grown considerably over the last several years. There are probably 10 independent players in the market. There are just a small handful of large players. The biggest players are PayLink, which is owned by Fortress and Milestone. Walco is the next biggest, and they're growing nicely. This is the Walder team that previously ran Mepco and Omnisure, and they've started up a new finance company that's growing quite rapidly. Mepco is a large player, they're top three, that's owned by Seabury. There are other smaller players like Budco, Line 5. Service Payment Plan is a big company in the dealer space, again different dynamics but similar product offering. PayLink, Omnisure, and Mepco really dominate the aftermarket space. Folks like Service Payment Plan dominate the dealer (point of sale) channel. Why are payment plan providers a favorite industry of Colonnade? (25:00) Gina: I love the payment plan business because it is so low-risk. What the payment plan companies do is hold a cash reserve on each funding in case the underlying consumer cancels. And that happens. There are a lot of cancellations in the direct consumer marketing of vehicle service contracts. As we've discussed before, it's not because the contracts are bad contracts, but it's because consumers actually have transparency. In the case of vehicle service contracts rolled into an auto loan, consumers don't get a breakout every month of the components of their auto loan that they're paying. They don't see that 80% of your auto loan payment is for the car, 10% is for the vehicle service contract, et cetera, cetera. But when a consumer is financing or using a payment plan for a vehicle service contract in the aftermarket, they have complete transparency as to what that cost is for. And if they decide as a household, they no longer need that product (they need to redeploy that payment to something else like their mortgage), they can cancel. The payment plan businesses have a cash reserve for this. So it is a very low risk business and has great returns. Jeff: Some of these companies have several hundred million dollars of portfolio and each contract starts out at $3,000 and burns down. These are very granular portfolios. You're not going to take a big loss on any particular contract. Unlike the insurance premium finance industry, the incidence or likelihood of fraud is negligible, and the risk here is quite low given the granularity. We like the short duration of these assets. We like the low loss rates. Generally, these transactions are priced at a 15% to 20% unlevered return. They're very high-yield. There's no credit risk. We're not doing anything with consumer credit risk.  We really don't care. We're just managing relationships with sellers and administrators. All those dynamics are favorable to this lending universe. I love this business. It's a niche industry, $5 billion is not the $50 billion commercial P&C market, but it's meaningful and growing. What is going on in terms of M&A and what are the value drivers in the industry? (29:00) Jeff: There really hasn't been much activity as there's a limited universe of players. Some of the administrators are vertically integrating and getting into the payment plan industry. We worked on the initial sale of Mepco to Independent Bank almost 20 years ago. We sold PayLink (which used to be called Warranty Finance Company) to Oxford Financial. It's now owned by Milestone and Fortress. Omnisure: Ed and Paul Walder started up that business from scratch and grew it to a couple hundred million dollars of receivables. We advised on the sale to Fortress.  PayLink and Omnisure merged in 2017 and put together two leading players in the industry. The other important transaction to mention is Seabury's acquisition of Mepco out of Independent Bank in 2017.  Most recently Walco has come out of the ground. Walco was started in early 2020 by Ed and Paul Walder again, starting up another competitor in the sector. They've grown considerably in recent years and are doing a great job building out that business. We don't see a ton of M&A activity per se, but it's a really interesting market. Part of the challenge from an M&A perspective is that there has not traditionally been a deep bank buyer universe of this product and that confounds me a bit. For all the reasons we mentioned, this is a really interesting, dynamic asset class. It's very similar to insurance premium finance, which has a number of large banks in the sector and a number that want to get into it.  The collateral structure looks very similar, except that payment plan providers have higher yields, higher return on assets, and even lower losses. And there's no fraud. I think there's a real opportunity for forward-thinking banks to embrace this asset class and do quite well with very little risk. (1) A CLIP is a commercial liability insurance product that covers the contractual obligations of the insured. A full reimbursement CLIP would indemnify the insured commercial entity for all monies it expends to fulfill a contractual commitment.   About the hosts Gina Cocking serves as the Chief Executive Officer of Colonnade Advisors. Gina began her career in investment banking at Kidder Peabody, was an analyst at Madison Dearborn Partners and an associate at J.P. Morgan & Co. She was the Chief Financial Officer of Cobalt Finance, a specialty finance company. She went on to become the Chief Financial Officer of Healthcare Laundry Systems, a private equity-backed company for which she oversaw the successful sale to a strategic acquirer. Gina served as the Line of Business CFO – Consumer Banking and Lending at Discover Financial Services. Gina serves on the Board of Directors of CIB Marine Bancshares, Inc. Gina received her BA in Economics and an MBA from the University of Chicago. Jeff Guylay is a Managing Director of Colonnade Advisors. Prior to joining Colonnade in 2000, Jeff was an investment banker at J.P. Morgan in the firm's Mergers & Acquisitions and Fixed Income Capital Markets groups in New York. He also spent several years in J.P. Morgan's Chicago office. Jeff has over 20 years of M&A and investment banking experience and has served as lead execution partner on over 25 M&A and financing transactions at Colonnade. Jeff received an MBA from Northwestern University's Kellogg Graduate School of Management and a Master of Engineering Management from the University's McCormick School of Engineering. Jeff received a BA from Dartmouth College and a BE from Dartmouth's Thayer School of Engineering.

Ah some music...yay! Teri Smolens and Seabury Gould join me all the way from Northern California to sing original songs from their album, Newsicals, written during Covidtime. One of a kind!!BIO: Teri Smolens, the singer - songwriter, has a lifelong connection to folk music and a background in musical theater. Growing up in the 1960s and 70s, she also had exposure to classic rock, jazz, blues, and the topical music made popular by the many rallies and protests of the era. Forced into early retirement from her catering business of 25 years by the 2020 lockdown's, she was left with lots of time to research (another passion) and write, shifting her shifting her creative outlet from food to songs. "Newsicals" was created to make the news, in some small way, music to the ears - perhaps easier to take in and digest via melodies and humor.BIO: Seabury Gould is an eclectic musician, multi- instrumentalist, singer, recording artist, music teacher & storyteller. He is perhaps especially known for his singing & playing of guitar, bamboo flute & Irish bouzouki.  He plays solo & with other musicians in a variety of styles including traditional Irish/Celtic music, original songs, folk songs, blues, music of India, & Beatles songs. One of Seabury's main inspirations was folk musician & activist Pete Seeger who coined the phrase "Think Globally, Sing Locally".  He is originally from the Philadelphia area where he started playing guitar at age 11. He has lived on the 'Redwood coast' in Humboldt county for 18 years. Seabury is a composer, songwriter & arranger. He leads singalongs with an emphasis on "Hope-ful songs". In his extensive diverse work for adults & children, he facilitates musical wholeness through exploring how the ear, heart, hands & intelligence can be cultivated.Support the show (https://www.patreon.com/bePatron?u=36141534)

In this episode we talk with Sammy Seabury about her XC season, her comeback from injury to run fast at nationals, and what she wants to do in her last season of high school track.

This week: Ginger Hughes, Managing Director, Seabury Securities; Airlines business impact from Russia's war on Ukraine; A 30 day mask extension; United/SkyWest plan to drop service to 29 cities; Aeroflot's isolation; Pilot listener question: Will the A220 put Regionals out of business? Plus shout-outs.

We're talking Chipotle fails, big breaks, Love Monkeys,  pitch sizzles, and the importance of choosing the right show titles with the EVP of Drama Development at CBS Studios. Give it up for the one and only Mr. Bryan Seabury.  (Cue the applause!)

View our full collection of podcasts at our website: https://www.solgood.org/ or YouTube channel: www.solgood.org/subscribe

View our full collection of podcasts at our website: https://www.solgood.org/ or YouTube channel: www.solgood.org/subscribe

This weeks sermon is titled "Kingdom Service" and is the second of a 3 part series called "Kingdom Culture". This week's sermon is shared by A.V. Seabury, a member of our missionary team. Follow us on Instagram @TroyChiAlpha Find us online troychialpha.com Email us at troychialpha@gmail.com

This weeks sermon is titled "Kingdom First" and is the first of a 3 part series called "Kingdom Culture". This week's sermon is shared by A.V. Seabury, a member of our missionary team. Follow us on Instagram @TroyChiAlpha Find us online troychialpha.com Email us at troychialpha@gmail.com

A retired semi-pro football player, Ben Seabury has been managing and owning food and beverage operations for over a decade. He's scaled a cupcake concept, served as Executive Chef, GM, Direct of Operations, and Founder. Seabury's current title is President of the 1100 Group. The 1100 Group consist of 4 unique concepts, event management, catering, and a consulting division. On top of this Ben also owns Wheelhouse construction, a commercial construction company specializing in restaurants and commercial kitchens. Show notes… Favorite success quote or mantra: "A ship in the harbor is safe, but that is not what ships are built for."  In This episode with Benjamin Seabury, we discuss: How you can get the equivalent of a degree in business, by just going to work for the best.  Leveraging technology to get dialed in on labor expenses.  The importance of taking the high road when departing a business for new opportunities.  What Seabury learned about respect; treat your employees as an equal.  Why it is so important to respect your body and health.  Some hidden challenges of operation a food truck.   Some hidden challenges that come with operating a commissary kitchen.  If you're going to do it, make sure you are the best at it.  Find partners who are strong where you are weak and sharing equity to attract the right people.  Advice on how to scale a restaurant group.   Before accepting a lease on a space, make sure the space will support the volume you'd need in order to afford the space.  When your head chef shows up on day one drunk... don't let them back for day two.   Knowing what you know and sticking to what you know.   Why our industry need to experience change.  Today's sponsor: Gusto offers modern, easy payroll, benefits, and HR to small businesses across the country — they were even named best online payroll by PCMag. And as a listener, you'll get three months free when you run your first payroll. Sign up and give it a try at Gusto.com/unstoppable.  BentoBox helps restaurants grow their business through a connected suite of tools, offering them an integrated website to connect with their guests and drive revenue online. Restaurant owners and operators are able to easily update menus, promote specials, take catering and event inquiries, sell merchandise, gift cards and more. Revel Systems integrates front of house and back of house operations into a single dashboard. Designed to increase security, stability, ease of use, and speed of service, Revel's streamlined ecosystem provides businesses with the right tools to grow. Learn more at revelsystems.com/unstoppable. Knowledge bombs Which "it factor" habit, trait, or characteristic you believe most contributes to your success? Transparence and active leadership.  What is your biggest weakness?  Overextending himself.  What's one question you ask or thing you look for during an interview? Hire from your gut.  What's a current challenge? How are you dealing with it? Being able to take risk and not think twice about it.  Share one code of conduct or behavior you teach your team. expect trouble and be ready to respond to it.  What is one uncommon standard of service you teach your staff? Be uniquely you.  What's one book we must read to become a better person or restaurant owner? GET THIS BOOK FOR FREE AT AUDIBLE.COM  Kitchen Confidential: Adventures in the Culinary Underbelly  Principles: Life and Work What's the one thing you feel restaurateurs don't know well enough or do often enough? They treat their employees like people often enough.  What's one piece of technology you've adopted within your four walls restaurant and how has it influence operations? Revel Systems  If you got the news that you'd be leaving this world tomorrow and all memories of you, your work, and your restaurants would be lost with your departure with the exception of 3 pieces of wisdom you could leave behind for the good of humanity, what would they be? Be kind. If you're going to do something, be the best at it.  Spend time with family.  Contact info: 1100group.com Thanks for listening! Thanks so much for joining today! Have some feedback you'd like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the top of the post. Also, please leave an honest review for the Restaurant Unstoppable Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don't forget to subscribe to the show on iTunes to get automatic updates. Huge thanks to Ben Seabury for joining me for another awesome episode. Until next time!   Restaurant Unstoppable is a free podcast. One of the ways I'm able to make it free is by earning a commission when sharing certain products with you. I've made it a core value to only share tools, resources, and services my guest mentors have recommend, first. If you're finding value in my podcast, please use my links!