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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1759: Robert Farrington lays out a smart, strategic roadmap for escaping a job you hate without wrecking your finances. Learn how to reduce money stress, explore income alternatives, and create an exit plan that puts you back in control of your life and career. Read along with the original article(s) here: https://thecollegeinvestor.com/22170/quit-a-job-you-hate/ Quotes to ponder: "Being stuck in a job you hate can be exhausting, stressful, and downright miserable." "Start building an escape plan now, before things get worse." "You should never quit your job without a plan or at least some idea of how you'll make money once you leave." Learn more about your ad choices. Visit megaphone.fm/adchoices
Czabe rides solo today and celebrates the incomparable story arc and life of one John Michael Osbourne. RIP, Ozzy! Why he became a mainstream pop culture icon. NFL players are running into the paywall as camps open up. Why the franchise tag continues to be the worst thing that ever happened to the union. The odds of "Redskins" making a return have never been higher, but are they actually high to begin with? College coaches are sniping each other and it's not even August! Czabe awaits his Masters lottery fate. The Stephen Colbert cope is off the charts. South Park creators hit the motherlode. MORE....Our Sponsors:* Check out Hims: https://hims.com/CZABE* Check out Indeed: https:// indeed.com/CZABEAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Justin Tress, Michigan Football's Director of Strength and Conditioning, joins us this week to reflect on some changes from last season, detail the program's important strength and conditioning protocols, and discuss some players who have stood out in the weight room this offseason.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Many of us went to college "back in the day," but how have things changed and is it still a good idea? The short answer is no. Covered lots of aspects of this in today's episode.Membership Specials https://swolenormousx.com/membershipsDownload The Swolenormous App https://swolenormousx.com/swolenormousappMERCH - https://papaswolio.com/Watch the full episodes here: https://rumble.com/thedailyswoleSubmit A Question For The Show: https://swolenormousx.com/apsGet On Papa Swolio's Email List: https://swolenormousx.com/emailDownload The 7 Pillars Ebook: https://swolenormousx.com/7-Pillars-EbookTry A Swolega Class From Inside Swolenormous X: https://www.swolenormousx.com/swolegaGet Your Free $10 In Bitcoin: https://www.swanbitcoin.com/papaswolio/ Questions? Email Us: Support@Swolenormous.com
After Dark with Hosts Rob & Andrew – Antisemitism is rising sharply in the US, with a record number of incidents since the October 7, 2023, Hamas attack on Israel. College campuses see the fastest growth in antisemitic acts, especially in New York and California. I call for greater action from leaders to protect Jewish students and raise awareness about this troubling trend...
We've got a LOADED Wednesday night show! College football can't stop calling out the SEC - are they right?! Plus, a WILD report on Kentucky's spending on football and basketball - is the UK administration giving up on being competitive in football? Finally, even MORE Nico Iamaleava drama! College football coaches CALL out the SEC - are they right (2:00): Torres opens the show by discussing a pair of college football coaches who CALLED out the SEC on Tuesday. With the SEC coming off back-to-back disappointing seasons - are those coaches right?! Is Kentucky about to sacrifice football to be great at basketball (20:00): Next up, Torres discusses two different reports about the future of Kentucky athletics. One said that Kentucky will spend significantly more on basketball than any other school - what does that mean for the future of the school's football team? Nico Iamaleava's dad is BACK in the news (41:00): Finally, Torres discusses how Nico Iamaleava's dad is BACK in the news - for all the wrong reasons! What's the latest from the very confusing path of the former Tennessee quarterback?! Fioboc is giving listeners of the Aaron Torres Pod 20% on their next purchase - for their FULL STORE of beautiful new clothes: Check out their entire store here Also, thank you to Caulipuffs, the healthy, yet delicious snack that is taking over your grocery isle! For more details - visit CauliPuffs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jessica Simpson stops by to catch up and talk about her new music, fashion empire, and more. Also, Jessica sticks around to share some of her favorite looks and outfits to help you boost your summer style. Plus, Ina Garten cooks a delicious summer recipe for tomato feta salad with salmon. And, lifestyle expert Meredith Sinclair shares a few must-haves for your college-bound kid's new dorm room.
We're on FM; Remembering Ozzy; B1G Ten media days; Hot & Dumb; Isaac is a cat dad; What Dame said; In The News; College football suits keep fighting; Dark horse CFB candidates; Suke & Buck's college bet; Mariners pitcher doesn't know where Seattle is; The Club Hour
COPCK: The Dungeons & Dragons Edition! Also Megyn Kelly has some thought about Jennifer Lopez and why GenZ doesn't know how to answer the phone.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's YOUR time to #EdUpStay ahead of the conversation in higher ed. Get early, ad-free access & exclusive leadership content by supporting Elvin & Joe for only $5.99 a month or $44.99 a year. YOU can also donate or gift a subscription at edupexperience.comIn this episode, YOUR guest is Elliot Felix, Partner, Buro Happold, & Author of The Connected College: Leadership Strategies for Student Success YOUR host is Dr. Joe Sallustio How can higher education leaders break down silos to create more connected institutions? What is the Program Design Canvas & how can it align academic & enrollment strategies? How should colleges approach digital sprawl & technology decision-making? Topics include:Making bold decisions vs. seeking consensus in higher education leadership Bridging the divide between student affairs & academic affairs functions Leveraging AI & emerging technologies as breakthrough ideas for campus transformation Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - Elvin Freytes & Dr. Joe Sallustio● Join YOUR EdUp community at The EdUp ExperienceWe make education YOUR business!P.S. Support the podcast trusted by higher ed leaders. Get early, ad-free access & exclusive leadership content by supporting Elvin & Joe for only $5.99 a month or $44.99 a year. YOU can also donate or gift a subscription at edupexperience.com
Things get unhinged this week. We open with a moment of silence (and beer) for Ozzy Osbourne, then dive headfirst into the chaos of the Coldplay Kiss Cam scandal—true love is dead and it's Coldplay's fault. College football hype videos have us ready to run through drywall, and Brandon launches a full-scale assault on breweries. The episode ends in carnage as we rank pizza toppings and nearly throw hands over pineapple. It's beer-fueled blasphemy from start to finish. Tap in or tap out.
Recalling the life and legacy of All the Traditions host Robert Resnik, who passed away this week at the age of 72. Plus, Sen. Sanders says he'll work with senate colleagues to try and mitigate the cuts made to various health care services in the recently passed federal budget bill, an asylum seeker living in Colchester was allowed to return to his Vermont home after checking in with ICE officials but must meet with them again in the fall, St. Michael's College uses grant money to create a new emergency service program, and a new book chronicles the unique devotion some fans lavish on jam bands like Vermont's own Phish.
The Roundtable Panel: a daily open discussion of issues in the news and beyond. Today's panelists are Dean of the College of Emergency Preparedness, Homeland Security and Cybersecurity at the University at Albany Robert Griffin, Professional speaker, speaking coach and Albany County legislator Mark Grimm, and Associate Professor in the department of sociology at Vassar College and her research is on health, wellness, and medical knowledge Catherine Tan.
What does it take to design an institution around students who work full-time, raise kids, serve in the military, or all of the above? In this conversation, National University President Dr. Mark Milliron shares how NU has been built from the ground up to meet the needs of today's learners—and why that's not a side hustle, it's the whole hustle. With a laser focus on access, flexibility, and outcomes, Mark lays out a compelling vision for student success that's as rigorous as it is human-centered.Guest Name: Dr. Mark D. Milliron, President, National UniversityGuest Social: LinkedInGuest Bio: Dr. Mark David Milliron is an award-winning leader, author, speaker, and consultant who works with universities, community colleges, K-12 schools, foundations, corporations, associations, and government agencies across the country and around the world.He serves as President and CEO of National University (NU), one of the largest private, nonprofit universities in the United States. NU is designated as a Hispanic-Serving Institution (HSI) and has a 50-year history of innovating around the needs of military, working, and nontraditional students.In addition to his work with NU, Dr. Milliron helps catalyze positive change in education through his service on the boards and advisory councils of leading-edge education organizations, including the Trellis Foundation; Bennett College; the Global Online Academy; Civitas Learning; the Mastery Transcript Consortium; and ISKME/Open Education Resource Commons. He also holds an appointment as a Professor of Practice in the College of Education at The University of Texas at Austin. - - - -Connect With Our Host:Dustin Ramsdellhttps://www.linkedin.com/in/dustinramsdell/About The Enrollify Podcast Network:The Higher Ed Geek is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com.
KYMN’s Logan Wells recaps last night’s Northfield City Council meeting. Topics include a $4 million Bond Sale to cover the costs of road construction, moving the Archery Range to Meadows Park, and whether Northfield City Hall should remain an Early Voting location in 2016.
In this recap episode, Peter and Alli reflect on the powerful insights shared by recent grads Abby Caudill and Lindsay McDonald in Episode 392. They dive deep into the real-world implications of college, why Gen Z is pulling back the curtain on traditional education, and how educators can better connect learning to purpose. From career counselors who never show up to the real reason students feel lost post-grad, this episode is a wake-up call. If you're a parent, educator, college leader, or employer wondering why today's young adults are pushing back against the system—we break it all down here.Check out www.disrupteducationpodcast.com for more!Connect with Alli and PeterPeter HostrawserLI: https://www.linkedin.com/in/peterhostrawser/IG: https://www.instagram.com/peterhostrawser/FB: https://www.facebook.com/disrupteducation1/X: x.com/PeterHostrawserWebsite: https://www.peterhostrawser.comAlli DahlLinkedIn: https://www.linkedin.com/in/allidahl/Instagram: https://www.instagram.com/theallidahl/Facebook: https://www.facebook.com/theallidahl
National College of Ireland will once again be hosting the NASA International Space Apps Challenge. After serving as the Dublin Mission Control Centre in 2023 and 2024, NCI is proud to have once again been chosen to host the world's largest annual hackathon. This year's Dublin event will take place on October 4th and 5th, 2025. You can register directly with NASA Space Apps Dublin Mission Control here. "Being Nasa's Dublin Mission Control once again for this hackathon that welcomes participants from all ages and areas of study is extremely exciting. At National College of Ireland, we strive to change lives through education by consistently recognising the impact of lifelong learning. We look forward to being a hub for innovation, creativity, and teamwork once again in 2025. It will be wonderful to welcome this year's participants to Mayor Square." ~ Professor Paul Stynes, Dean of NCI's School of Computing. NASA International Space Apps Challenge returns to Ireland Last year's theme, "The Sun Touches Everything," invited participants to tackle one of 21 Challenges using space data and information. The challenges allowed participants to explore a wide range of topics from astrobiology to space music, and the design of games for astronauts. The Space Apps Challenge is open to everyone, not just scientists, coders, and engineers. Participants work in teams, and the inclusivity of this hackathon allows for fantastic connections to be made and for a wide range of skills to be celebrated. It is often the non-technical skills that become the key to creating winning projects. In Dublin, the participants will be supported by mentors who will help them develop their projects to the highest standard. This year's theme is "LEARN, LAUNCH, LEAD!" The 2025 theme highlights what we hope participants will do during the hackathon as this event will encourage them to learn more about the skills they need to pursue STEM in the future. Not a techie? Teams also require communicators, designers and entrepreneurs! This hackathon is an excellent event that is suited to all interests and skillsets, as all participants will learn how to apply their unique skills to real world challenges. We hope that the creative, collaborative environment will give participants the confidence needed to speak up and be unafraid to launch their ideas. Their ideas, passion, creativity, and their projects may go on to transform NASA's open data into actionable tools, as well as launching their own future career paths and further study areas. Past participants have often spoken about how the skills they developed during the hackathon still serve them well years later in various fields. Alongside learning, building confidence, and connecting with peers and mentors, we hope that the participants will walk away from this year's hackathon feeling proud that they are part of a broad team of researchers and students who are leading communities in driving innovation. "The NASA Space Apps Challenge Dublin is proud to continue its collaboration with National College of Ireland. As our chosen hub for the third consecutive year, NCI stands out as an academic centre of excellence and creativity. NCI is home to a diverse group of students from Ireland and spanning internationally, highlighting an impressive international network of accomplished alumni. The College's ethos is 'changing lives through education,' which is why NCI represents the perfect ecosystem to host Dublin participants in the largest annual global hackathon. The NASA Space Apps Challenge is an innovation playground for participants of all ages who are interested in exploring our planet and the universe through the creative use of science and technology. Everyone is welcome, and all skillsets are embraced and encouraged." ~ Paola Vercesi, Dublin Local Lead, NASA International Space Apps Challenge. Last year, over ninety-three thousand participants registered to take part in the 2024 Space Apps Challenge from over 163 ...
00:00-15:07 Intro/ Last 72 15:08-20:42 Army Phasing Out Ceremonial Horses 20:43-24:46 Hunter Biden Dropping Names 24:47-35:00 Task Force Muleskinner Memorandum 35:01-43:09 Harvard American Service Fellowship 43:10-49:15 How To Determine College Rooting Interests 49:16-01:01:48 Post Show DiscussionYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/ZeroBlog30
Click Here for the Show Notes In this episode, Melissa shares a personal story that flips the script on traditional college savings. What started as a $15,000 investment in a single rental property turned into a fully funded college education for her daughter—and then some. If you're a parent, grandparent, or just someone looking for smarter, more flexible ways to invest, this episode is a must-listen. Melissa breaks down the exact strategy, real numbers, and four powerful exit options that offer way more freedom than any 529 plan ever could. Ready to explore how you can use real estate to build wealth and fund big goals like college?
Flint native and incoming Michigan freshman Trey McKenney is our guest this week on Defend the Block. McKenney discusses the importance of his family background, his journey to the University of Michigan, his work so far this offseason, and the opportunity to play for his favorite team.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today's Sports Daily covers Jerry Jones' annual debacle at his opening press conference happened again, college football's Week 1 schedule is loaded, and what to make of Barstool joining forces with Fox and FS1. Music written by Bill Conti & Allee Willis (Casablanca Records/Universal Music Group)
Full Text of ReadingsMonday of the Sixteenth Week in Ordinary Time Lectionary: 395The Saint of the day is Saint Lawrence of BrindisiSaint Lawrence of Brindisi’s Story At first glance, perhaps the most remarkable quality of Lawrence of Brindisi is his outstanding gift of languages. In addition to a thorough knowledge of his native Italian, he had complete reading and speaking ability in Latin, Hebrew, Greek, German, Bohemian, Spanish, and French. Lawrence was born on July 22, 1559, and died exactly 60 years later on his birthday in 1619. His parents William and Elizabeth Russo gave him the name of Julius Caesar, Caesare in Italian. After the early death of his parents, he was educated by his uncle at the College of St. Mark in Venice. When he was just 16, he entered the Capuchin Franciscan Order in Venice and received the name of Lawrence. He completed his studies of philosophy and theology at the University of Padua and was ordained a priest at 23. With his facility for languages Lawrence was able to study the Bible in its original texts. At the request of Pope Clement VIII, he spent much time preaching to the Jews in Italy. So excellent was his knowledge of Hebrew, the rabbis felt sure he was a Jew who had become a Christian. Lawrence's sensitivity to the needs of people—a character trait perhaps unexpected in such a talented scholar—began to surface. He was elected major superior of the Capuchin Franciscan province of Tuscany at the age of 31. He had the combination of brilliance, human compassion, and administrative skill needed to carry out his duties. In rapid succession he was promoted by his fellow Capuchins and was elected minister general of the Capuchins in 1602. In this position he was responsible for great growth and geographical expansion of the Order. Lawrence was appointed papal emissary and peacemaker, a job which took him to a number of foreign countries. An effort to achieve peace in his native kingdom of Naples took him on a journey to Lisbon to visit the king of Spain. Serious illness in Lisbon took his life in 1619. In 1956, the Capuchins completed a 15-volume edition of Lawrence’s writings. Eleven of these 15 contain his sermons, each of which relies chiefly on scriptural quotations to illustrate his teaching. Reflection His constant devotion to Scripture, coupled with great sensitivity to the needs of people, present a lifestyle which appeals to Christians today. Lawrence had a balance in his life that blended self-discipline with a keen appreciation for the needs of those whom he was called to serve. A Franciscan Look at the Catholic Sacraments Saint of the Day, Copyright Franciscan Media
In this episode of Breaking Math, Autumn explores the complex world of AI ethics, focusing on its implications in education, the accuracy of AI systems, the biases inherent in algorithms, and the challenges of data privacy. The discussion emphasizes the importance of ethical considerations in mathematics and computer science, advocating for transparency and accountability in AI systems. Autumn also highlights the role of mathematicians in addressing these ethical dilemmas and the need for society to engage critically with AI technologies.Takeaways AI systems can misinterpret student behavior, leading to false accusations. Bias in AI reflects historical prejudices encoded in data. Predictive analytics can help identify at-risk students but may alter their outcomes. Anonymization of data is often ineffective in protecting privacy. Differential privacy offers a way to share data while safeguarding individual identities. Ethics should be a core component of algorithm design. The impact of biased algorithms can accumulate over time. Mathematicians must understand both technical and human aspects of AI. Society must question the values embedded in AI systems. Small changes in initial conditions can lead to vastly different outcomes.Chapters 00:00 Introduction to AI Ethics 02:14 The Accuracy and Implications of AI in Education 04:14 Bias in AI and Its Consequences 05:45 Data Privacy Challenges in AI 06:37 Mathematical Solutions for Ethical AI 08:04 The Role of Mathematicians in AI Ethics 09:42 The Future of AI and Ethical ConsiderationsSubscribe to Breaking Math wherever you get your podcasts.Become a patron of Breaking Math for as little as a buck a monthFollow Breaking Math on Twitter, Instagram, LinkedIn, Website, YouTube, TikTokFollow Autumn on Twitter and InstagramBecome a guest hereemail: breakingmathpodcast@gmail.com
COPCK: The Coldplay Edition! Plus we know when Mariah Carey's next album will be released and a Stranger Things edition of Dungeons & Dragons is on the way.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
BOSSes, Anne Ganguzza and Tom Dheere dive into a lively and often debated topic for voiceover professionals: industry awards. Prompted by Anne's multiple Award nominations, they explore whether these accolades are simply vanity projects or powerful marketing tools. This episode delves into evolving perspectives on awards, the true meaning of a nomination, and practical strategies for leveraging any recognition to propel your voiceover business forward. They emphasize understanding the subjective nature of awards and how to use them for credibility, even beyond winning. 00:40 - Anne (Host) Hey everyone, welcome to the VO Boss Podcast. I'm your host, Anne Ganguzza, and I'm here with real boss, Tom Dheere. Woo-hoo, hi, Tom Dheere. I feel like there's pomp and circumstance for you, Tom Dheere, because it's that season again. Do you know what season it is? Deer season. 01:00 - Tom (Guest) Get it Tom Dheere, Deer season oh my God, that is really funny actually. That was terrible. It was not funny. 01:04 - Anne (Host) Well, okay, in addition to being deer season, right, it's award season. Woo-hoo, that's right it is award season. And I know there's always there's always always discussions about awards, and I've had discussions about awards before. I think we've probably talked about them before, but let's talk about them again, shall we? Because I think it's an ever-evolving thing and there are some people who are really for awards and some people who really detest awards. 01:32 - Tom (Guest) Yes, the reason why we're having this conversation, Anne, is because you got nominated for how many One Voice Awards. 01:41 - Anne (Host) Five why,thank you. 01:43 - Tom (Guest) Yes. 01:43 - Anne (Host) Why, thank you. 01:46 - Tom (Guest) I'm very excited about that. Wow, this is exciting and it's for all of the amazing work that you have gotten out of your students. 01:54 - Anne (Host) Yeah, for demos. 01:55 - Tom (Guest) That's amazing. Congratulations to you and all of your students. I'm very excited. 01:59 - Anne (Host) Yes, thank you, thank you. I like awards. I am one of those people that I actually endorse awards and I know some people think they're a vanity thing and in reality, for me it's always been about the marketing aspect. Tom, what are your thoughts? 02:15 - Tom (Guest) I used to be part of the anti-awards crew. I thought it was an exercise in vanity. I thought it was a money grab by the voiceover organizations that were hosting the awards, and my thoughts have evolved on the subject. Okay, I'd love to hear that. Well, I really do see now that it is truly a marketing tool and that is okay. All awards in all industries, from the Oscars all the way down to, you know, dog Catcher of the Year, these are all marketing. It's all about marketing. Is it about recognition? Yes. Is it a celebration of the industry in question? Yes. Is it to shine a spotlight on excellence, either from an individual or a group of individuals or a company, or whatever? Yes, is it to shine a spotlight on excellence either from an individual or a group of individuals or a company, or whatever? Yes, all of that is good and it should be supported. Is it an exercise of vanity? Yeah, sure, it's okay. There's nothing wrong with wanting to get dressed up and have people applaud you. There's nothing wrong with that, it's totally cool, it's totally cool. 03:22 - Anne (Host) Any excuse to get dressed up. 03:24 - Tom (Guest) Well, especially as voice actors who are stuck in closets in our pajamas all day, 03:27 - Anne (Host) Exactly exactly. 03:28 For me, it's always been marketing. First, because we have this whole conversation that awards are subjective. Right, I watch the awards, I watch the music awards, I watch the Emmys, the Oscars, I watch them all. Some people just they have so much to say about the awards, but honestly, I enjoy them if there's entertainment involved and I actually feel like it's wonderful when people get recognition that I feel deserve recognition. But of course, there's always the times where you're like I don't know how that person won or I don't know how that person didn't win, and so it is so very subjective and I think, first and foremost, we all need to remember that that is a fact. Right, it is very subjective and if you do not win an award, it has no bearing whatsoever on your worth or your quality at all, absolutely. 04:17 - Tom (Guest) It's interesting because the prism that most people look through all awards through is the Oscars. Right, and it's like Billy Crystal said it's an evening for three hours where millionaires are handing each other gold statues, which is pretty funny and accurate. But here's the thing I just realized about all this is that if you are a member of the Academy the Film Academy and you get your screeners, you know that Daniel Day-Lewis is up for best actor and you're watching the movie, or whatever excerpts of the movie that they sent you for you to cast your vote for him or somebody else. 04:50 - Anne (Host) Right or anybody else in any other category, or if you're not a voter right, you're a person going. Oh, hmm, somebody thinks that movie's credible, maybe I'll go see it. Guess what that resulted in Purchasing right, purchasing right, purchasing a ticket to go see that movie. So marketing, it worked, so marketing. 05:05 - Tom (Guest) But here's the interesting Anne that I just realized when it comes to the One Voice Awards which we both got, I got nominated for a little one, just one, yay, congratulations. 05:13 - Anne (Host) Tom Dheere. 05:13 - Tom (Guest) The commercial category. 05:14 - Anne (Host) Oh, that's right. That's right, Tom, that's awesome. 05:25 - Tom (Guest) So for your performance, but it's really nice. It's just being like, hey. But here's the thing about it is that when you submit, it's my understanding that when they listen to these demos that you help produce or these voiceovers that I did, they don't know who they're listening to. 05:41 - Anne (Host) Yeah, theoretically. 05:43 - Tom (Guest) So it's theoretically, I mean. 05:44 - Anne (Host) In a closed industry. Sometimes, like I know Tom De're listening to yeah, theoretically, so it's theoretically, I mean In a closed industry. Sometimes, like I know Tom Dheere voice. 05:48 - Tom (Guest) Well, that's exactly what I was about to say. I would like if there were three or four or five, if there were five people who were listening to these, I think that maybe two or three of them would probably be like that's Tom. 05:58 - Anne (Host) Yeah, yeah, yeah, but they don't talk to one another. 06:01 - Tom (Guest) But they don't talk to one other so it's generally anonymous and it's generally done in isolation. 06:06 - Anne (Host) I can say that for certain because I've been a judge prior. 06:09 - Tom (Guest) Right, oh, okay, so. 06:10 - Anne (Host) I can say for certain that it is closed and that you do not know who the entry is. You don't know who submitted it, right, and it's isolated. 06:18 - Tom (Guest) So for the five lovely voice actors whose demos were nominated that you produced. They didn't know who they were and they didn't know that necessarily that it was you that produced it. I mean, after a while, if you listen to enough demos, you can be like that's a Chuck Duran demo, that's a Nancy Wolfson demo because there's just like styles, there's styles you know what I mean, but for the most part they're not going to know who these voice actors are, who are nominated for any of these or for the demo. 06:43 So I think it's more of a pure. There's a level of purity in it that there isn't in the Oscars, for example. 06:48 - Anne (Host) Yeah, there's a combination for that particular category of not just the demo but the performance in the demo and hopefully, if you have created that demo and produced that demo, that has lent itself to a wonderful performance. And just being nominated, I want to say to anybody out there, just being nominated is a win. It doesn't matter, honestly, if I win, and I've been entering awards for years now. There's been many, many years where I didn't win and so I have to like always talk to myself and talk to my students to make sure that if I don't win it doesn't mean that I'm not worthy, it doesn't mean that that nomination wasn't really a win, because you can still believe it or not, you can market a nomination just like a win. 07:28 - Tom (Guest) Absolutely, and the Oscars— it sounds pretty darn similar. The Oscars do it all the time. 07:32 - Anne (Host) Mm-hmm. Award-nominated versus award-winning. 07:35 - Tom (Guest) Right. Did you ever watch the Secret Life of Walter Mitty? 07:38 - Anne (Host) That's the one that Ben Affleck wrote, and directed and starred in. 07:42 - Tom (Guest) I thought that movie was exceptional and I swore I was going to get all these nominations. It didn't get a one. 07:48 - Anne (Host) And. 07:49 - Tom (Guest) I don't know if it's because they didn't think it was off to snuff, if it was too past the deadline, or if they just chose not to submit it, because that's the other thing. We choose to submit ourselves for these awards. Now for actors in Broadway and television and film. They have their production companies or networks or whatever deciding to do these. Oh, we think these people have the best chance and they still have to pay submission fees as well, application fees for the nominations, just like any other nomination, which I think is-. 08:16 - Anne (Host) Well, there's a cost to running an award show. There's a cost to having people judge the awards. There's a cost for people's time, absolutely. So paying to enter yourself into an awards is. I don't find anything necessarily wrong about that. 08:33 - Speaker 2 (Announcement) No. 08:33 - Tom (Guest) Maybe how much you pay, I don't know I mean if it's a for-profit scheme, then you know, okay, I mean people who organize awards. Should they or do they deserve to make a profit, Like I don't know if, like the Oscars, if that's a nonprofit situation where they don't make any money off of it, they just want to celebrate the industry and recognize people for it, and they don't make a dime. And they make the fees just enough to cover the cost to produce the show and print and, you know, make the gold statues. 08:59 - Anne (Host) Well, it becomes a marketing effort for the venue. It becomes a marketing effort for the people who put stuff in the swag bags. It becomes a marketing effort for so many things really. And it's like it's not always obvious, but in reality it really does lend itself to marketing quite a bit. 09:17 - Tom (Guest) One of the other questions. One of the anti-award swath of the voiceover industry says winning award isn't going to book you more work. And for the Oscars? We know that's not true, because when actors or actresses win an Oscar, they get a lot more scripts on their desk. They've all said that they just get more acting opportunities. So in that context it's 100% true. Is it true for voice actors? I'd say it probably isn't, because your typical explainer video production company has never heard of the One Voice Awards. But that's not the reason that you do it. But yeah. 09:52 - Anne (Host) However, let's just go beyond it, because if you market yourself as an award-nominated voice actor or an award-winning voice actor, right, if somebody happens to find you or find your website, right, it lends some credibility. I believe it lends some credibility to who you are. So if I'm a person and I don't know the voices and I have two equal voices that I like if I see that one has won an award or has a history of winning awards or being nominated for awards, I'm going to feel like, oh, maybe they've been in business a little bit longer, maybe they're considered by others to be top of their field, and so I would maybe sway toward an award nominated or award winning. And again, it really depends on how people, given equal circumstances, award winning, award nominated versus maybe not. 10:42 - Tom (Guest) I think that's a very fair point. Now, where my mind was going where Tom Dheere, the VO strategist, business and marketing guy, was going is what's the SEO value of? 10:53 - Anne (Host) the terms award-winning. 10:55 - Speaker 2 (Announcement) Like how is that what's the? 10:56 - Tom (Guest) score. Yeah, what's the keyword score? You know what I mean. So actually, I want to make a note of that. I want to look that up when we get off of this. 11:03 - Anne (Host) I'll tell you, when I look for a company to purchase from right, what's the criteria? I want to make sure that that company's been in business for a while. I want to make sure that they put out a quality product and I want to know that there's testimonials of other people who have used that product that are actually saying yes, it helped me, it was wonderful, it was quick and painless. And think about that. This could be right. Anybody who might have won an award and has testimonials on their website. Right, If you've award winning, then that gives it a little bit of credibility that maybe other people have listened to this person. They're definitely a professional in the industry, right? You don't submit for an award unless you're a professional, so sometimes you just don't know who you're working with. It can help people, I think, to get to know you a little bit better, or really, I think, put that credibility forward first when people are making a buying decision. 11:58 - Tom (Guest) Yeah, I mean, and now that I'm thinking about it as we're talking about it, what's a better testimonial than an award nomination? Right, yeah, I mean, and now that I'm thinking about it as we're talking about it, what's a better testimonial than an award nomination? 12:04 - Anne (Host) Right, yeah, I mean really. 12:06 - Tom (Guest) Right, what's a better endorsement? 12:07 - Anne (Host) That was kind of my point right, it's a wonderful way. So if I buy because of they've been in business, they're not going to just go out of business and take my money and steal it. They're credible, right? They have a good product, right? Well, if they're award nominated, award-winning, that lends me to think that when I look for a beauty product, hello, I'm going to go back to you know award-winning award-winning formulas. 12:28 If I have no knowledge whatsoever of the product, right, I'm going to tend to look there first and after I look there, right, I'm going to look for it. Actually, if I do my shopping on Amazon or I do shopping on anything, right, I'm looking for the number of stars, the ratings, right, A lot of times they go hand in hand. Right Ratings and reviews. 12:46 Ratings and reviews and so award nominated best beauty product of 2024 by Elle magazine, that kind of thing. That kind of means something to me. I'm like, well, somebody did their research right and so therefore, if it's talking about a voice talent that's award-nominated and award-winning, I would feel like, oh okay, maybe there's some credibility there. Now I can go ahead and listen. Let me listen to the voice and see if it's something that I want. 13:10 - Tom (Guest) Yeah, yeah. And of course the capitalist in me thinks oh and if you're an award-winning voice actor, maybe you can charge more. 13:18 - Anne (Host) Well, I right, that's very true, but I also know like if people come to me for a demo, right, they're like I want to win an award. I always try to say to them well, that shouldn't be like I really have people say that to me. 13:28 That shouldn't be the goal. However, they're like I want an award-winning demo. What are they saying to me? They're saying to me that they want the absolute best demo that is valued by the community or valued by others in the community. So they want a valuable product. That's what they're saying to me and I'll kind of say, well, okay, I don't design demos to win an award. However, I want to design a demo to get you work right and if it wins an award, that's a great bonus. And they're like yeah, I know, but I still want an award winning right? People will say that to me, so it's kind of human nature, I think, to want to lean toward a product that is award-winning. 14:05 - Tom (Guest) Right, Because nobody says I want to eat something that's been not approved by the FDA. Yeah right, Exactly, I will never. I will eat at no restaurant that's ever won a Michelin star. I refuse, it's like no, that's ridiculous. 14:17 - Anne (Host) Because it's not just the recognition, it's what the recognition represents. Yeah, absolutely, absolutely so. For me that's where the awards have always sat and I did have issues for years until I explained to my students who I said I think you should enter this into the awards. I will always say, hey look, I think it's an award worthy product, right. And so they're like oh really, and that gives them like a sense of worth or a sense of like pride. Hopefully I wouldn't say it if I didn't think it had a chance of getting some recognition. 14:52 So if I say that to someone, then I've given them a sense of accomplishment, I'm giving them confidence in their product so that they can then represent themselves and sell it better, and that's basically how that'll work. But I will always explain to them look, if you do not win, remember awards are very, very subjective. There have been some amazing, just like there have been some amazing movies that didn't win the best picture of the year. There have been some amazing actors that have not won best actor or best actress, and so you know, you have to really make yourself aware, even though in your heart you might be disappointed if you don't win right or don't get nominated. But you do have to realize that it is very, very subjective especially if you've got an award show that it doesn't cost anything to enter. Nothing ventured, nothing gained. You're not losing out on anything really by submitting. 15:46 - Tom (Guest) I mean, take a chance. It's like playing the lottery, right. Take a chance, Absolutely. So, with all that in mind, what do you do from a marketing stance? And I've got my own ideas too, about how we could tell VO bosses. You've got a thing, whether it's a spot that I did for a college or if there's a demo that you produce with a student. 15:59 - Anne (Host) What are the? 16:00 - Tom (Guest) steps to use it, to use the award, nomination and hopefully the win, as a marketing tool. 16:05 - Anne (Host) Well, absolutely put it on your website right. 16:08 Absolutely throw it on YouTube, put it on your website. Label it as being award nominated, award winning, like. Make sure the text is in there, because that's SEO value. Make sure that it's on your website, make sure that it's on every single profile, make sure that it's in every single description, make sure that it's literally like SEO optimized. And then make sure that wherever you're describing it as an award nominated, right, award winning entry or whatever that might be, make sure that you're also giving information about the industry that you're in best performance voice actor, corporate narration, right or whatever, or best performance demo, reel, animation so it then allocates the other words that are important. So when people are searching for animation, voice, right and then all of a sudden, this will come up, as I'm so excited that my award-winning entry or award-nominated entry or whatever if something comes up or shows up in their search, that's going to lend its credibility and also hopefully lead to your website so that they can then inquire further or get an audition from you or find out more and contact you. 17:14 - Tom (Guest) Yes, I'll layer on top of that, like, for example, when I found out I got my One Voice nomination, I wrote a blog about it. 17:22 - Anne (Host) Yep, that's wonderful. 17:24 - Tom (Guest) So what that does is a number of things. Every time that you write a blog, you publish a blog, it adds another page to your website and All of the content on that particular website is saying voice over, this voice acting, that voice talent, this voice artist, that. So it's got all of the keywords that would further enrich the search engine optimization of your website, to make it more searchable and for it to rank higher. So just writing about it is extremely important on a technical SEO level. However, you don't want to turn it into a self-aggrandizing. Oh, look at me. It could be about a number of things. 18:05 - Anne (Host) It could be about the company that created the one voice in this situation, or about the company that you voiced for. 18:11 - Tom (Guest) Or about the company that you voiced for exactly. So a couple years ago I got a one voice nomination for a public service announcement I did for the Humane Society. Remember those 4,000 beagles were rescued from a lab in Virginia. A few years ago. 18:25 And then the American Humane Society got all 4,000 beagles adopted. So I auditioned and booked the voiceover for the public service announcement announcing that all 4,000 beagles were adopted. So when I blogged a few years ago back then about hey, I got this award nomination, it wasn't about the award, it wasn't about the nomination, it wasn't about me, it was about bringing awareness, it was about the beagle puppies. That's what it was about. I made it about the puppies. 18:53 - Anne (Host) And that's wonderful, because what's a better draw than animals, your fur babies, right? 18:59 - Tom (Guest) Yes. 19:02 - Anne (Host) Which is I lead all my award nominations with my cats there you go. 19:04 But that's an actual great idea, like somehow, let's just say, my Bengal Manx mix Sebastian, who everybody's gotten to know because they have their own Facebook and Instagram and TikTok right. So we could just say, oh, they're in my studio listening and then all of a sudden you can silently incorporate or just in the back end, incorporate that performance or that particular working on a demo for blah blah, blah blah blah For me on my website, because I advertise that I do demo production. Under the demo page, the landing page, I have all the awards and nominations that I've ever done and received, and for the VO Boss, because we've won awards for the VO Boss podcast and nominations. I also have it on my VO Boss website as well, as well as writing a blog on VO Boss about it. So absolutely trying to garner an award-winning podcast. 19:49 - Tom (Guest) Yeah, the other thing that I do is I make sure that I reached out to the production company that cast me for it, so my nomination this time was for North Idaho. College just a real tiny, tiny little postage stamp-sized college in the Northwest of our country and that one got nominated and it's a great. It's a great ad. It's beautifully shot, the editing is just superb. The music is perfect. You know, I'm probably the worst thing about the whole thing. 20:16 - Anne (Host) I love how generous you are. I think that's the way you need to approach it. They could just break apart and say it's your voice, but in reality, when you're presenting a product or a piece for an award, it's the whole darn shebang. If you think about it, that helps with that presentation. It's the media, the music behind it, the voice. It's all like a beautiful symphony in reality. 20:36 And so paying it forward and having gratitude for the other parts of it that helped you to win that award or that nomination, I think is a wonderful way to not appear to make it like a vanity thing, because you're showing appreciation for all of the components that help make it happen. I mean, whenever I make an announcement by the way, the other thing that I do to market is on social media, right so I'm highlighting the demo clients of mine that their voice has been nominated, and I'm also giving thanks to my audio engineer and in reality, it's like I could not have done it without you, to be quite honest, and so that then lends it to be a little less vanity ridden or sounding, I should say. 21:16 - Tom (Guest) Right, I mean in the Oscar Awards, do they go up there, accept the award, thank themselves and then get off the stage? 21:21 - Anne (Host) No, they're always thanking the people that helped them make it possible, really Exactly Also just from a technical and SEO perspective. 21:28 - Tom (Guest) Another reason why I like to let the production company know is because now they have the opportunity to use this nomination as marketing fodder for their own campaigns on their website and social media and newsletters and things like that. 21:43 So it's just paying it forward also on a marketing level. So the production company just has because all the voice seekers are as desperate to come up with quality content to put on their website and social media and their communications as us voice actors are. So to give them saying, hey, here's a free nugget of marketing gold that you can go do something with it helps everybody. 22:05 - Anne (Host) Absolutely. I actually got a statue. I got one of the awards for one of my partners on the podcast and shipped it. When I won this podcast I'm trying to think a couple years ago I also ordered an award for the person that I interviewed on that show and I shipped it, and that was actually for Alex Srdjak from Respeecher, so I shipped it to. Ukraine. 22:27 So I literally and that's how grateful I was. And it was really cool because when he received it, of course, what did he do? He took a picture of it with him, right, and then he used it for his own marketing, which I thought was really wonderful. So it kind of was like it all works for everybody involved. 22:42 - Tom (Guest) See, haters. There are so many great things about a voiceover award nomination and a win. There's so many great things that you can do, not just for yourself, but for the people that made the nomination possible. 22:53 - Anne (Host) Absolutely. You know what do you say to the haters? I mean you don't have to enter and you don't have to watch. I mean you don't have to enter and you don't have to watch awards and you don't have to participate. If you don't agree with it, that's completely fine. It's completely fine in reality, but for those that do, there's value to it beyond the award. Really, it's beyond the award and, like I said, even if you don't get nominated, if your coach or somebody says you should submit that for an award, consider that a win. Really. If you have a colleague that listens to this and say, oh my God, that was amazing, you should submit that. Right, there is an award for confidence, for somebody believing in you and believing in your work and thinking that it is worthy of an award, and that, to me, is a win right there. 23:36 - Tom (Guest) Absolutely. 23:37 - Anne (Host) So good stuff. Tom Dheere, Congrats on your noms. 23:42 - Tom (Guest) Congrats on your noms. 23:43 - Anne (Host) Yeah, thank you. And bosses out there, utilize this for good, for marketing efforts. And even if you just want to submit your work to your colleague and say, what do you think right, consider that your award submission for a job well done. And if you don't win, don't let it affect you. It has nothing to do with your worthiness, with your performance. It basically is something that you know. What if you don't win, try, try again. What is it If you don't? 24:09 - Tom (Guest) If at first you don't succeed try, try again. 24:12 - Anne (Host) Well, yeah, well, if you don't win, try, try again. That's what I say. I always think there's something good in a little bit of competition, right? That keeps us motivated and keeps us inspired to want to be better and do better. So allow that to help you further your career. So, whether or not you win an award, allow it to inspire and motivate you. So good stuff. All right, Tom, thank you so much. I'm gonna give a great big shout out to our sponsor, ipdtl. You too can connect and be award-winning bosses. Find out more at IPDTLcom. Tom, thank you so much, and bosses have an amazing week. 24:54 - Speaker 2 (Announcement) We'll see you next time. Bye, join us next week for another edition of VO Boss with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at vobosscom and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast to coast connectivity via ipdtl.
Magician and speaker John Michael Hinton grew up full of energy. As a kid, he lived abroad and stood out for his high energy. His parents noticed early on that caffeine seemed to calm him down, a clue that something deeper might be going on.John Michael — who performs a few magic tricks in the episode! — talks with host Laura Key about how things fell apart academically in his freshman year of high school, leading to a 1.7 GPA. An ADHD diagnosis helped him get the support he needed. The biggest turning point came thanks to a mentor who encouraged him to stop living in “Ready, FIRE, Aim” mode and start thinking “Ready, AIM, Fire.” Now a husband and father of three (all with ADHD, too), John Michael explains how ADHD fuels his creativity, curiosity, and performance style.Related resourcesJohn Michael's website, www.johnmichaelhinton.comADHD and creativity ADHD and rejection sensitive dysphoria Timestamps(00:00) Intro(01:01) Growing up undiagnosed while moving around internationally, and being diagnosed in the states as a teenager(06:19) College, rejection sensitivity dysphoria, and creativity(09:01) Magic trick break #1(11:15) ADHD and performing magic on stage(13:15) Being remembered as the “weird kid” and using mentors to mature(16:12) “Ready, aim, fire” instead of “Ready, fire, aim” (17:50) Magic trick break #2 (19:15) Incorporating ADHD into his magic acts(21:13) Home life with an entire ADHD family(22:42) A message to all the other “spazzes” out there(25:19) Outro and creditsFor a transcript and more resources, visit the “ADHD Aha!” show page on Understood.org. We love hearing from our listeners! Email us at adhdaha@understood.org or record a message for us here. Understood.org is a nonprofit organization dedicated to empowering people with learning and thinking differences, like ADHD and dyslexia. If you want to help us continue this work, donate at understood.org/give
When you are about to become a single mom but are almost done with college and need money what do you do? If you think like Bethany you quit school despite being almost done, hustle your heart out and sell 47 homes in your first year! In this episode Matt talks to Bethany Brokaw, a top 1% Realtor in MI who got into real estate by accident and over the last 10 years has built the real estate business that all agents covet. She lives her life by design and offers true value to clients. She believes that it's not sales if you are helping people. Takeaways:Starting in real estate while raising young kidsReal estate rewards hard work and dedication, unlike many other careers.Building a referral-based business is crucial for long-term success.Creating memorable client experiences can lead to repeat business and referrals.Networking with other agents can significantly increase referral opportunities.Business-to-business referrals are a valuable source of leads.New agents must have grit and perseverance to succeed in real estate.Mentorship and being part of a team can accelerate an agent's growth.Agents should focus on where their leads are coming from to ensure sustainability.Connect with Bethany: https://www.brokawgroup.com/bethany-brokawThe Neighborhood Realtor is proudly sponsored by Treadstone Funding and Neighborhood Loans. For more tangible tips in real estate marketing, check out Matt's book, The Tangible Action Guide for Real Estate Marketing available on Amazon.
We have published 120 episodes since 2019. For this new season, we thought it would be a good idea to look back on some of the highlights of our conversations and select 20 episodes that resonated with veterans, service members, military families, and the civilians who support them.But first up, you'll hear from some of the folks at Home Base who wake up every day with the same mission in mind, no matter what they do at the Center of Excellence in the Navy Yard and beyond. For this episode, you will hear a brief conversation with Air Force Veteran and Regional Associate Director, Regional & Tribal Relations, of Home Base Arizona, Marcus Denetdale. Marcus has been instrumental in facilitating Home Base's partnership with ASU's College of Health Solutions to launch the Warrior Health & Fitness program for Arizona Veterans and their families. He has worked closely with tribal Nations and communities in various capacities. As a nonprofit administrator, he has developed college scholarship programs, recruited Native American college students, and secured research grants for higher education projects totaling over $2.4 million. Marcus has studied civil, environmental, & sustainable engineering within the sustainability specialty area. His research areas include tribal housing, infrastructure & commercial buildings for economic growth and opportunities. His latest project is partnered with ASU to provide safe water access on the Navajo Nation.Following my conversation with Marcus, you'll hear part two of an episode from 2023 with the Pulitzer Prize and Emmy winner Cartoonist, Garry Trudeau. Ron and Garry talk about gaining the trust from military leadership during wartime, with the opportunity to visit Kuwait during the Gulf War after getting the call directly from the battlefield, and how just like visiting Walter Reed, these are chances to Get it Right in order to follow him or her from service member to veteran and from deployment to home. They discuss how he's not really that guy who could ever really tell a joke, and where his humor seems to come from, about his love for putting on a show ever since he was a little kid, and how he shares the mission to support veterans with fellow cartoonist (among other things), Jake Tapper.Run To Home Base: Join Ron and his team and sign up individually or on another team at the 16th annual Run To Home Base on July 26th, 2025, at Fenway Park! Go to runtohomebase.orgPlease visit homebase.org for updates, programming, and resources if you or someone you know is struggling.Home Base Nation is the official podcast for the Home Base Program for Veterans and Military Families. Our team sees veterans, service members, and their families addressing the invisible wounds of war at no cost. This is all made possible thanks to a grateful nation. To learn more about how to help, visit us at www.homebase.org. If you or anyone you know would like to connect to care, you can also reach us at 617-724-5202.Follow Home Base on Twitter, Facebook, Instagram, LinkedInThe Home Base Nation Team is Steve Monaco, Army Veteran Kelly Field, Justin Scheinert, Chuck Clough, with COO Michael Allard, Brigadier General Jack Hammond, and Peter Smyth.Producer and Host: Dr. Ron HirschbergAssistant Producer, Editor: Chuck CloughChairman, Home Base Media Lab: Peter SmythThe views expressed by guests on the Home Base Nation podcast are their own, and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by guests are those of the guests and do not necessarily reflect the views of the Massachusetts General Hospital, Home Base, the Red Sox Foundation, or any of its officials.
On this episode of Trending in Education, Mike Palmer is joined by Elliot Felix, a returning guest, to discuss his new book, The Connected College: Leadership Strategies for Student Success. The book, releasing July 22nd, focuses on how higher education can become more agile, connected, and break down silos. Elliot Felix shares his mission of student success, drawing on his experience consulting with over 120 colleges and universities to improve student experiences through transformations in physical spaces, support services, and technology systems. He explains that his new book aims to provide an evidence-based playbook for higher education professionals to collaborate better for student success. Key Takeaways: Addressing Disconnections in Higher Ed: Felix identifies five key disconnections the book addresses, including a lack of belonging among students (only 65% feel they belong), the disconnect between courses and careers, and the prevalence of siloed structures within institutions. He illustrates this with an example of a university having both a "writing lab" and a "writing center" performing similar functions due to historical and structural reasons. The Connected College Vision: Felix envisions a future where colleges and universities are better connected, leading to students feeling a stronger connection to their institution, their coursework linking to careers, and increased collaboration both internally and with external partners like corporations and community groups. Defining Student Success: The conversation delves into the multifaceted definition of student success, acknowledging that it can be viewed through metrics like retention and graduation rates, student engagement and belonging, or the individual student's perspective of success. Felix suggests common ground for student success includes students finding their community, their academic and career path, their place, and a sense of purpose. Silo Busting Strategies: Felix highlights that silos are common in organizations, particularly in higher education, which is designed for durability. He attributes this to a lack of clear strategy beyond broad, anodyne statements, and legacy structures that simply have new functions "bolted on" rather than integrated. Tactics for breaking down silos include sharing data to create a common understanding of students. Forward-Thinking Universities: Examples of innovative approaches include university-industry partnerships driving economic and workforce development, such as Carnegie Mellon's robotics innovation center and Rowan University's expansion into health and wellness and advanced manufacturing. Other examples include Imperial College London's enterprise lab, the University of South Florida's focus on entrepreneurship, and Arizona State's "Work Plus Learn" program. Don't miss Elliot's new book, The Connected College: Leadership Strategies for Student Success, available July 22nd wherever you get your books. Subscribe to Trending in Ed so you never miss a conversation about leading the future of education in these transformative times. 00:00 Introduction and Guest Welcome 01:07 Elliot Felix's Background and Mission 02:26 The Connected College: Themes and Issues 06:28 Book Structure and Innovator Profiles 07:54 Defining Student Success 13:23 Silo Busting in Higher Education 17:14 AI and Future Trends in Higher Ed 20:36 The Importance of Combining Skills in Higher Education 21:06 Collaborative Spirit in Developing AI Policies 22:26 Navigating Political and Technological Disruptions 31:15 The Role of Higher Education in Economic Development 31:43 Innovative University-Industry Partnerships 33:08 Spotlighting Success Stories in Higher Education 35:49 Concluding Thoughts and Future Directions
HI Friends, Elizabeth here. I was so excited to have a chance to chat with Anna Mackay for our latest Sunny Side Up Nutrition Podcast Episode. In this episode, we offer supportive, non-diet guidance for students transitioning to college life or boarding school. Our conversation draws from both personal and clinical experience working with teens about to leave home. Transitioning from home to college (or boarding school) is a major life transition. And navigating food is a big part of that. How can students navigate dining halls, class schedules, and making sure they're meeting their nutritional needs?In our latest podcast episode, I'm joined by Anna Mackay, our 3rd host, to dive into simple, easy meal planning strategies designed specifically for college students on a meal plan. We chat about * How students can maintain regular meals amidst their new lives as college students* Easy snack ideas to keep in their dorm rooms* Simple meals students can cook in a dorm kitchen* How to confidently handle diet culture messages they'll inevitably encounterTune in to get practical advice that supports a realistic and flexible approach to nutrition for students living away from home.TranscriptElizabeth: Hi, Anna. I'm here with Anna Mackay. If you're a longtime listener of ours, you know that Anna was really the person who started the Sunny Side Up Nutrition podcast as part of a project when she was in grad school. She's a certified personal trainer and recently earned her RD degree in Australia. So I'm so excited to have you here, Anna.Elizabeth: We never record together anymore because Anna's been very, very busy and lives truly on the other side of the world from us, so it's hard to coordinate. We're excited that she's back here on the East Coast for a little bit.Anna: Yeah, that 14-hour time difference really complicates podcast scheduling. Today we're talking about teens, kids, and young adults who are moving away from home and might need support navigating nutrition and meal planning. This episode focuses primarily on those using a meal plan—college students and, less commonly, kids at boarding school. I have two kids in boarding school, so this is definitely relevant to me. We'll explore how parents can support kids who rely on a meal plan for most of their meals and snacks.Anna: So, Elizabeth, what do you think are some of the biggest food-related challenges these students face when living away from home for the first time?Elizabeth: It's a major transition, and I think we forget that sometimes. We often assume they'll automatically know how to navigate dining halls. One big challenge is managing their schedules and making sure they eat regularly—it's hard to catch up if they skip meals. Many students are still growing, especially younger teens in boarding school. Another issue is missing familiar foods from home, which makes it hard to find things they like. Scheduling also plays a role—sometimes students need to eat when they aren't hungry just because that's when they have time. And at home, parents typically handle the shopping and cooking, so students may be unprepared for that shift. Thankfully, a dining hall can ease that transition.Elizabeth: Also, sleep often gets disrupted, which impacts eating habits too.Anna: That's a really good point. And the food familiarity is something we might overlook—it's not just about the food itself but the whole environment. Students go from the comfort of eating at home to a bustling dining hall, which can be overwhelming, especially if they're sensitive to noise or smells.Elizabeth: Yes, and if a student has a hard time with that, they can often work with the university to arrange accommodations.Anna: What suggestions do you have for students when it comes to class schedules and planning meals and snacks?Elizabeth: When we talk about meal planning as non-diet dietitians, we mean flexible planning that sets people up for success—not rigid or prescriptive plans aimed at eating less or being "super healthy." I suggest looking at the student's class schedule and identifying times and places they can eat. If there are multiple dining options, figure out which ones they'll use. If they can't get to a dining hall, maybe they bring a sandwich, fruit, and chips. It's also important to think about weekends, when dining hall hours might be different. If the hall doesn't open until noon, early risers need something on hand. Parents can casually ask about this, like, "What's your schedule like? Where do you think you'll eat lunch or dinner?"Elizabeth: I also always remind students to have snacks available for late-night studying. Many are up until midnight or later, and if dinner was at 5:30, that's a long time to go without eating.Anna: That's a great point. What's your advice for students who want to plan meals and snacks without becoming rigid?Elizabeth: Remind them the plan is just a guide—it's meant to reduce decision fatigue, not dictate everything. Having things noted in a phone or calendar can help. But if they don't follow it exactly, that's OK. Plans can and should change.Anna: What staples can they keep in their rooms for quick meals and snacks?Elizabeth: Ask them what they want to keep stocked before they move in. Mac and cheese cups, ramen, snack bars, dry cereal, peanut butter, crackers, nuts, dried fruit, and yogurt are great options. If they have a fridge, even more is possible—cheese, fruit, hummus packs, etc. Just be mindful of any roommate allergies.Anna: Totally. I love those little Sabra hummus packs with pretzels. And classic granola bars—those Nature Valley ones in the green wrapper are great with peanut butter.Elizabeth: Yes! Peanut butter is an easy staple.Anna: What about small meals students can prepare themselves?Elizabeth: Quesadillas with canned beans and pre-cooked chicken, grilled cheese, boxed mac and cheese with frozen peas, toaster waffles, bagels, scrambled eggs, toast with fruit—all simple and doable. With a shared kitchen or microwave, they can also heat up frozen ravioli and toss it with sauce.Anna: Some students might not know how to do that. Should parents help with that ahead of time?Elizabeth: Absolutely. It's helpful if kids leave home knowing how to cook a few basics, but if they don't, that's not a failure. They can call home or look up cooking videos online. My kids still call me with questions, and that's totally normal.Anna: Cooking is a lifelong learning process—there's always something new to learn.Elizabeth: Definitely. That's what makes it so rewarding.Anna: Let's shift to the diet culture messaging students are bombarded with—on TikTok, Instagram, and even in the dining halls where calories are posted. What advice do you have for students and their parents?Elizabeth: Nearly all dining halls post calorie counts now, but I encourage students to ignore them. They're often inaccurate and distract from more important cues like hunger and satisfaction. Focus on what you're hungry for and what feels good in your body.Anna: That applies to diet content on social media too. Just tune it out.Elizabeth: Exactly. And regarding comments about weight gain—it's normal for bodies to change during transitions. Gaining weight is not a moral failing. It doesn't make someone less worthy.Anna: Students may not hear comments directed at them, but diet talk is still common. What should they say or do?Elizabeth: First, it's OK if you don't say anything. You can change the subject, say you'd rather not talk about dieting, or explain your perspective kindly. "We have different views—can we talk about something else?" can be effective. If said non-judgmentally, people are usually more receptive.Anna: My niece is confident, but I imagine she'd be more comfortable changing the subject, and that's perfectly fine. It's a great strategy.Elizabeth: Definitely. It works.Anna: What can students do if they're struggling with food or body image? And what can parents say if they notice something's off?Elizabeth: Point them toward resources—student health centers and counseling centers often have great support. I recommend walking them by those offices during orientation and making sure they know how to schedule appointments. They might roll their eyes, but it ensures they know where to go if needed.Anna: What's one thing you wish every student heading into a dining hall knew?Elizabeth: That sleep and regular meals are foundational. Think ahead about your schedule and plan some easy go-to meals and snacks for when you don't want to think about it. Put those ideas in your notes app or somewhere handy.Anna: It's not about perfect meals—it's about feeding yourself consistently.Elizabeth: Exactly.Anna: Before we go, want to share what foods you're enjoying lately?Elizabeth: Ice cream and pie—especially coconut cream and strawberry rhubarb. We visited a favorite pie shop on vacation recently, and it was amazing.Anna: Americans really do pies well. I'm currently loving pavlova—especially with berries and lemon curd. There are so many creative versions in Australia now, and I haven't had a bad one yet.Elizabeth: Pavlova is so satisfying to make, too. I love it.Anna: I made it once and found it so much work—but maybe I just need better kitchen tools!Elizabeth: A good mixer helps. Definitely one of the first things to invest in.Anna: Thanks so much for this conversation, Elizabeth.Elizabeth: Thank you, Anna. I loved talking with you.Links & Resources Mentioned in This Episode:* Pinney Davenport Nutrition, PLLC* Lutz, Alexander & Associates Nutrition Therapy* Sunny Side Up Nutrition This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit snutrition.substack.com
Was The Flexner Report really responsible for Homeopathy losing its place within the medical landscape? Strange Rare Peculiar is a weekly podcast with Denise Straiges and Alastair Gray discussing everything you REALLY need to know about homeopathy. We'll look at philosophy, practice, research, and education–all with a little bit of history. If you want to know why we still can't get enough homeopathy after a combined 50+ years of study and practice, we invite you to join the conversation! Please help us spread the word by sharing this with someone in your life who would like to learn more about homeopathy. If you'd like to study homeopathy, visit:https://academyofhomeopathyeducation.com/To support homeopathy research and help make homeopathy accessible to all, visit: https://hohmfoundation.org/For accessible homeopathy care, visit: https://homeopathyhelpnow.com/Denise Straiges MA, CCH, RSHom(NA), PCH is fiercely committed to raising the bar in academic and clinical training for all Homeopaths. She is the President and Clinical Director of The Academy of Homeopathy Education (AHE), and established HOHM Foundation, whose initiatives include the Homeopathy Help Network, a not-for-profit, research-based initiative focused on delivering high quality, affordable Homeopathy care to all. Under her leadership, AHE was named exclusive educational provider for the American Institute of Homeopathy (AIH), the oldest medical society in the US.Denise is a 2023 graduate of Johns Hopkins University School of Medicine. Her dissertation, Contingent Evolution: Homeopathy and 19th Century Biomedicine explores how the uptake of bacteriological discoveries into the canon of 19th century medical knowledge was an interdependent and non-linear process in both orthodox and heterodox spaces. In conjunction with HOHM Foundation, she has published numerous peer-reviewed articles on clinical outcomes and education in integrative medicine, and her dissertation was released as a book in 2023. She is completing a compendium of homeopathic case analysis with expected publication in 2024/25.Denise maintains a busy practice in classical homeopathy with a focus on complex neurological and autoimmune conditions and provides clinical supervision and mentorship to students and professional homeopaths around the world.Alastair Gray has a Ph.D. in Public Health. More specifically he is an expert in the field of Complementary Medicine education. Much of his research has a focus on technologies in the field of CM and learning technologies in the education of future practitioners. He teaches at and heads the academic, operations, and research at the Academy of Homeopathy Education. In addition, he holds various consulting roles: academic (College of Health and Homeopathy, NZ), educational (National Centre for Integrative Medicine, UK), as well as consulting to many organizations on homeopathic provings and e-learning worldwide. A regular seminar and conference presenter worldwide and having spent a decade in the higher education arena in Australia, he is the author of 23 books and numerous articles on primary research in natural medicine. Originally educated as a historian, he teaches the history of health, healing, and medicine at schools, colleges, and universities in multiple countries. Alastair has been in practice for more than 30 years.https://academyofhomeopathyeducation.com/professional-program/
Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us. Michael Hingson ** 01:21 Well, on a gracious hello to you, wherever you happen to be today, I am your host, Mike Hingson, and you are listening or watching unstoppable mindset today, our guest is Angela Lewis, and Angela is going to tell us a lot about basketball. That's because she played she played overseas, she has coached and just any number of things relating to basketball, but she's also helped athletes. She is an author, and I'm not going to say anymore. I'd rather she brag about herself. So Angela, welcome to unstoppable mindset. We're really glad you're here. Angela Lewis ** 02:00 Michael, thank you so much for having me. It's so excited to chat with you. Michael Hingson ** 02:05 Well, tell us a little bit about kind of the early Angela growing up and all that. Angela Lewis ** 02:11 Well, I am six foot one inches tall. I've been this tall since I was 12 years old. Michael Hingson ** 02:17 Hey, you stopped Angela Lewis ** 02:18 growing huh? I stopped I've been this tall for 30 years. I know it could have spread out a bit. I could have gotten a few inches a year over, you know, time, but no, I grew really fast and stopped. But at six foot, one and 12 years old, I was really uncomfortable and felt out of place most often. And one day, a coach saw me and asked me to come and play on the basketball team. And Michael, basketball found me. I wasn't looking to play. I wasn't looking for a team, hoping to get an nio deal like you know, my kids are doing these days, because it's available. No basketball found me, and it really helped transform me into the person I am today. Michael Hingson ** 03:03 How? How? So? Why was that Angela Lewis ** 03:07 I was really I was very insecure, very uncomfortable. I felt really out of place. And basketball gave me this tribe of people who there were other tall girls. I learned how to work really hard. And although I was tall, people thought I was really good or I should be good. So I learned how to work through like not being really good at something, to ultimately playing professionally. And so that really sticks with me today, and learning how to just persevere. Michael Hingson ** 03:40 Well you, you did really well at basketball. Obviously, I assume at least part of it had to do with height, but there had to be a whole lot more to it than that. You scored over 1000 points, lots of rebounds and so on. So it had to be more than height, though, right? 100% Angela Lewis ** 03:57 definitely more than height, because I wasn't being I wasn't very good. I wasn't good at all. I was new to the game when I started, and so I missed a ton of shots. I had to learn how to work hard, how to get back up after being knocked down, and really not feeling good the entire time I'm playing. But learning, you know, listening to coaches, all of that played a big role in my overall development and willingness to get up early and get to the gym when no one else was there. That stuff pays off and Michael Hingson ** 04:30 practice, yeah. Why is it that some people who score lots of points make really great shots are not necessarily good free throwers, Angela Lewis ** 04:42 free throws. Shooting great free throws requires a different level of concentration. Everyone everything is stopped, everyone's focused on you, and some of it is just repetition and practice. There are people like Shaq who did shoot great from the free throw line. But of course. Incredibly, incredibly dominant. Michael Hingson ** 05:02 Yeah. Well, he was one of the ones I was thinking of because it's, you know, I don't, needless to say, play basketball, but it just seems to me it ought to be reasonably easy for people who are great shooters to be able to do great free throwing as well. But that's not the case. And I kind of figured, and I think I've heard from a couple of other people, it's a whole different skill, and just because you're a wonderful shooter, it doesn't necessarily at all mean you'll be a good free thrower. Angela Lewis ** 05:31 No, no, it doesn't. It doesn't. And Shaq was just a unique human in terms of his size and the size of his hand. So Shaq didn't shoot a lot of jump shots. He was often dunking on people or shooting layups or something a bit closer to the basket, where the percentages are even higher than at the free throw line. So it made it a little a little different in his case, Michael Hingson ** 05:52 well, and you also and then had other people like wilt, Chamberlain, Kareem, Abdul, Jabbar and so many other people. And now what I really love is that we're starting to see that women are being appreciated. I mean, Caitlin Clark and so many other people are and Paige Becker, right? Who you mentioned earlier, Becker, and that is great to see, and I'm glad that that we're starting to see women come into their own, and I hope that that will include, as time goes on, better compensation, so that salaries are similar with male counterparts, because the people who are excellent at the game on from either Sex deserve it, Angela Lewis ** 06:40 agreed, and it is. It's incredible, Michael, as you said, to see so much visibility and so much attention on women's sports, I think we hit a perfect storm for the women's game with three things, social media. So now you have these young women who have all these followings, who have all these followers, and it just makes sense for brands to align with them, to sell more products, but then also the n, i, L deal is the perfect storm. Now the players can get paid off their name, image and likeness, and it's going to end. The end the controversy with Caitlin Clark and Angel Reese and the national championship a few years ago that just created so much of a media frenzy that it really has helped increase the visibility of women's basketball and other women's sports and for that Michael Hingson ** 07:29 matter, yeah. Now are women will women's basketball, or is women's basketball in the Olympics? Angela Lewis ** 07:36 Yes, yes, won the gold this year, Yes, yep. Has won the gold. The USA team is one to go. Yeah, consistently, Michael Hingson ** 07:45 as it should be, we're we're not prejudice, are we? Angela Lewis ** 07:49 No, not at all. No, not at all, at all. No, definitely not bias. Well, Michael Hingson ** 07:55 right? Well, tell me, um, so you were tall at a very young age, as it were, but obviously you had, you had insecurities, but you dealt with them. Was it all because of the basketball or what? What really made you comfortable in your skin? Angela Lewis ** 08:14 I think what made me comfortable is there were, there's who I was on the court, and then there's who I was off the court. My family, I'm so grateful to come from a family that's incredibly supportive. I had older brothers who played so although they would push me, you know, to be tougher, because I wasn't very tough. Michael, I'm the kid that looked at the butterflies and the squirrels. I was like forced to be aggressive and competitive. But my parents, my mom and dad, are both from Mississippi, and they grew up in a really challenging time, and so I think what helped shaped me was the humility and love from family Michael Hingson ** 08:58 and comparing notes today. Who's the better basketball player, you or your brothers Angela Lewis ** 09:05 me, by far. Okay, they may say something different, but if you know, if we just look at the stats, statistically speaking, you know what? Definitely win that one. What do they do today? One of them is, one of them is works at both of them work in education. One is like the associate superintendent of a school district in the St Louis area. The other one is a college professor. So they do, they do, well, I'm proud of them. Michael Hingson ** 09:37 That's cool. Well, you know, but, but you, you, you did have supportive parents, and that's so important. I mean, I know, for for me, my parents rejected all the comments that doctors and others made when they discovered that I was blind and said, I ought to just be sent to a home. And my parents said, Absolutely not. And I totally i. Hmm, thank my parents for their attitudes, because it it really helped shape who I am today and why I'm able to function. So I, I agree with you, and I I'm glad that you had really good, supportive parents, because it had to be unusual for them to see a six foot one girl at the age of 12, Angela Lewis ** 10:22 it was very unusual. My mom used to have to take my birth certificate with me to tournaments because people didn't believe that I was as young as I was. In addition, you know, I think Michael playing sports and anything that you're involved in doesn't just impact you and impacts your family as well, for those families who who choose to support their kids through whatever. So my family didn't travel at all, and we went to Memphis, Tennessee and Mount Bayou, Mississippi, because we have family members that live there. But it wasn't until I started playing sports where we started going other places. And so things opened up for not only myself, but for my family as well. Michael Hingson ** 11:06 Well, it's always nice to have the opportunity to stretch and grow and experience new things Angela Lewis ** 11:13 100% and it's not always comfortable, but it definitely helps us and shapes us differently Michael Hingson ** 11:23 well, so you were an NCAA division one. You scored a lot of points. You clearly accomplished a great deal. What did you do that helped create the mindset that made that happen? Angela Lewis ** 11:40 Environment makes a big difference who you choose to listen to. I feel like, when in any organization, whether it's a sports team or a business or even community organization, what created the mindset is listening to those coaches and those people who have already been through it, but also on like, when things are really hard, when there's preseason conditioning, or there's a report that's due, being willing to say, Okay, I know I don't feel like it, but I'm going to do it anyway. And knowing that when you make mistakes, I remember missing the shot to win a game against Cincinnati and being really down about it, but having a coach come to me and say, It's okay, you got to move on to the next game, the next play, being willing to keep going in spite of making mistakes, that creates that unstoppable mindset. It's not just you, it's the people in your circle as well who can help foster that for you. Michael Hingson ** 12:36 So that's easy for a coach to say, but how did you internalize it and make that really a part of your psyche? Angela Lewis ** 12:45 One of the ways that I internalized it, that's such a good question. Michael is visualizing like running through the play in my mind? Think watching the game film, because some of it, so much of growth happens. We can reflect on what didn't go right, what went right, and then be able to make those changes for the future. Michael Hingson ** 13:10 Well, yeah, and I think introspection and internalization is such an important thing, and all too, many of us just don't, don't take that step back to analyze and think about what we're doing and why we're doing it and and how we're doing it, and what can we do better? And clearly, that's something that you did a fair amount of, and you got answers that worked for you. Angela Lewis ** 13:38 It's essential in sport. I think that's one of the things that I carry over, is we were forced. I can't sit up here and act like I was introspective before, yeah, but by no means, it's you. You learn and train on what what works, and that's one of the things that really works. And introspection is is critical. Michael Hingson ** 13:57 How would you take that beyond sports? I mean, clearly that helps you in sports, but I would assume that you would say it helps you in life in general, wouldn't you, Angela Lewis ** 14:09 absolutely, especially when there's conflict. So for example, I had a situation in my family where I will where I essentially just broke down from giving so much, and I realized that, oh, once I once, I was able to step away from the situation and reflect, I was able to see how I could have communicated better. Oh, I could have created some better boundaries, or maybe I could have planned better. So, so there will always be tension. There's always the potential for conflict, but being able to reflect on it to make sure that you get better in the future is kind of how you can apply those apply that same process to life, Michael Hingson ** 14:53 yeah, so on the basketball court and so on leaving this. Stats out of it. Do you think that people considered you a leader in terms of just being a team leader, as part of the team, but taking the lead? Or did you even think about that? Angela Lewis ** 15:16 Oh, leadership is one of those, really, it's layered. So I think I was a leader, definitely a leader in terms of how hard I worked and I and I can say that my teammates respected how hard I worked at this age. Looking back at my, you know, 20 year old self, there are some other ways that I think I could have been a better leader in terms of communication, in terms of accountability, holding others accountable more, holding myself accountable more in some areas. So yes, I would say in terms of just the willingness to put in the work, I think I would definitely been considered a leader, despite the number of points that I scored, but scoring the points helped, Michael Hingson ** 16:00 if you could go back and talk to your 20 year old self, what? What kinds of things would you tell her? Angela Lewis ** 16:06 I would tell her. I would tell her three things. First, I would say, show yourself some grace. You already work hard like it's okay, it's okay to make mistakes. You are going to make mistakes. I took mistakes really hard. I would also say, get to know as many people as possible at your university and on your team and in the athletic department. What we know later is that relationships are everything, the relationships that you have, so be more intentional about relationships. And then I would also say, give yourself credit, because as an athlete, and you know, when you're pursuing something, you're never good enough, you're always pushing for the next thing. So I would have celebrated some of the wins a bit more. Michael Hingson ** 16:52 Yeah, the the only thing to to be aware of, though, is to be careful and not let that, as you would say, go to your head and become egotistical about it. It's important to do. But there's, it's like the fastest gun in the West. There's always somebody faster, Angela Lewis ** 17:10 yes, 100% Michael Hingson ** 17:14 now, where did you go to? College? Angela Lewis ** 17:16 St Louis University. Oh, okay, Billikens. So what made you go there? I went to St Louis University because it was close to home. That was part of it. There were a Nike school. I'm also like the brand of Nike, and it was a great institution. Academically, still is what is your family to be able communication? Michael Hingson ** 17:39 Okay, that worked out. Well, yes, since being in office, 17:45 exactly so Michael Hingson ** 17:49 you did you go beyond your bachelor's degree? Angela Lewis ** 17:52 I did masters at St Louis University as well. Michael Hingson ** 17:57 Okay, communication, Angela Lewis ** 17:58 so, yes, okay, Michael Hingson ** 18:00 and then what did you do after college? Angela Lewis ** 18:04 After college, went to Germany and played basketball professionally. It was my first time traveling internationally and living abroad, which really changed the core of me. Michael Hingson ** 18:16 Well, why did you decide to go professional for basketball. That's a little different than a degree in communications, but maybe not so much. But why did you, why did you decide to Go Pro? As it were, Angela Lewis ** 18:30 it's a rare opportunity, very rare opportunity, to play professionally and to have the opportunity as something I dreamed of once I got to college, and then, honestly, Michael, I would have gone anywhere to play basketball. I love the game so much I would have gone anywhere, so I'm grateful that I had the opportunity. Michael Hingson ** 18:51 How did the opportunity to go to Germany and play there come about? Were you approached? What happened? Angela Lewis ** 18:56 It came about because I was looking for an agent, and one of my college coaches, my college the head coach, Jill pazzi, knew someone who had an agent in Germany, and we sent her my game film. We sent the agent my game film, and she said she wanted to represent me, and she had a team there that wanted me to come out and be on the team. And so after I graduated, it was kind of it was very much a waiting game to win it to a person. And so I was really excited when I found out about the opportunity. Michael Hingson ** 19:37 That's cool. And how did you do compared to to other people on the team and so on? Were you still a high score? Were you still a leader or or not? Angela Lewis ** 19:52 Michael Germany was really unique, because everyone on my team didn't speak English, so I did well. I. I did well. I scored double digits. Can't remember the exact average, but it was like around 15 or 16 points per game, and I did really well, and was a leader in that way. But it was completely it was a complete cultural shift because of the people from different parts of the world. So it took a different level of navigating than playing. Here. Michael Hingson ** 20:21 Did you learn German? Angela Lewis ** 20:24 I Yes, and no little bit yes and no a little bit, Michael, we were part of the contract. Was German classes, and I will never forget, I was in the German class with a woman from Russia who was on my team and a woman from Hungary who was on my team and I, the teacher, asked us to pronounce a word. I can't remember the word. All I remember is I attempted to pronounce the word, and everyone started laughing at me. And it was the first time in my life that I gained the sensitivity for people who attempt to speak another language, because it is really hard. I was so embarrassed, and I was like, Okay, I get it now. So my German is very minimal Michael Hingson ** 21:11 well, and like a lot of things, if you had started to learn German or any language at a much younger age, you would have probably been a lot better off and more malleable and and learned how to adapt and have that second language, but you weren't learning it after college. So it was a different situation, Angela Lewis ** 21:33 completely different. You're absolutely right. I did this basketball clinic in monies Columbia a few years ago, and although it was a little different than German, I was able to pick up on Spanish a bit more, and lived in Medellin, Colombia for a few years. But being immersed makes a difference for sure. Michael Hingson ** 21:54 Yeah, immersion makes a makes a huge difference, because you're you're put in a position where you know you have to learn enough to be able to get by, and you Angela Lewis ** 22:05 do, yes, well, you said that, I recommend it. Michael Hingson ** 22:09 You said that going to Germany really changed your total core. How was that? Angela Lewis ** 22:15 I knew that I would be okay anywhere I was in Germany before there was WhatsApp and zoom, and I was in Germany during the dial up days and the calling card days, yeah. And so being able to navigate the world at a time where you didn't have Google Translate really helped me be comfortable being in uncomfortable settings, because I went to university in the same place that I grew up, so it was my first time away from home in another country, and having to figure it out, and to do that at such a young age, really shifted who I was in relation to where I came from. Yeah, Michael Hingson ** 23:02 so what did it what did it do to you? Ultimately, Angela Lewis ** 23:07 ultimately, it allowed me to learn how to rely on others, people that I don't know, because I needed help just navigating how to get from one place to another. It created a sense of curiosity of other people, and a food and culture that didn't exist before, and a level of resilience. There were so many things that went wrong, like losing my bags, getting on the wrong train, getting almost being locked up. I mean, so many things that that went left in that experience that has taught me some resilience of having to continue to push through. Michael Hingson ** 23:45 Yeah, I went to Israel for accessibe Two years ago, this coming August, and was at the corporate headquarters, and then a cab one day took me back to the hotel, but didn't drop me off at the front of the hotel. And so it was a totally strange area. And I remember even questioning, did they really drop me off at the hotel? But I realized that if I calm down, I can analyze this and figure it out, and I figured out what eventually happened. They didn't drop me off at the front of the hotel. They dropped me off at the entrance of the parking lot, which was on the well underground parking garage, which was on the side of the hotel. But the reality is that that we can do a lot of things if we just focus and don't panic. Angela Lewis ** 24:38 Yes, ah, that's good advice. Yes, Michael Hingson ** 24:44 go ahead. Angela Lewis ** 24:46 Oh no, I was just gonna say being able to relax and control your emotional state really helps you make better decisions. Michael Hingson ** 24:53 It does, and that's what it's really all about, which is also part of what. So being introspective and thinking about what you're doing is so important at night or whenever you can find the time to do it. And should find the time every day people should. But by doing that, you really look at yourself, and you look at how you react to different situations, and you you figure out, Oh, I could have done this. Or if I just did a little bit more of that, I would have been a better situation. We can teach ourselves so many things if we would choose to do that. 25:29 Yes, yes. 100% Michael Hingson ** 25:33 well, so how long did you play basketball in Germany? I Angela Lewis ** 25:38 played basketball in Germany for one season, and then came back to St Louis and got married, which is another that's another podcast, that's another interview, yeah, Michael Hingson ** 25:50 well, I hope that the marriage is working out. Angela Lewis ** 25:53 No, it didn't. Oh, but I learned some No, it's okay. I brought it up. No, no, it's okay. I brought it up. But I learned so much from that experience as well. So I came back, got married, and started coaching, and I'm coached in high school and college about NCAA division one, and it was just an incredible experience to stay around the game and post the game and then teach and mentor. Michael Hingson ** 26:19 Well, you clearly bring a pretty strong personality to the whole thing. And I'm, you know, I'm sure there are a lot of guys who wouldn't cope with that very well either Angela Lewis ** 26:30 you're right. That's fair. Well, you know, since I saw every story, but no, I'm grateful for that experience in so so many ways. Michael Hingson ** 26:38 Yeah, well, yeah, there's always lots to learn. So, so you coached high school, you coached College Division One, which is cool. So are you still doing some of that? Or what do you do now? Angela Lewis ** 26:54 Now I'm not coaching on the court anymore, but I work with a company called Speaker hub, and I am head of operations, and so I lead a team of 24 incredible, incredible professionals who live around the world and help more people get on stages and share their messages. So I'm still coaching, but just not on the court. Michael Hingson ** 27:19 It's not on the court well, but you learned a great skill. Angela Lewis ** 27:25 Yes, basketball teaches so many, so many Michael Hingson ** 27:27 skills, and do you still play basketball occasionally? Angela Lewis ** 27:31 Every now and then I get out there and I get shots up, I don't play five on five anymore. Yes, I don't train to play and I just don't want to get hurt like a big fear of mine. So I'll still go out there and shoot, and I love it. I'll play course against anybody. Michael Hingson ** 27:48 Well, yeah, there's, yeah there. There's a whole lot to it. And you're not working on being well in tip top training, in that way like you used to be, which is okay, but you know what you're doing, and that's what really matters. Well, you've coached a lot of people. What lessons did you learn from doing that? And what lessons did you learn from some of the people you coached? Angela Lewis ** 28:13 From coaching, I've learned that you have to listen. Listening is the most important part of actually coaching, because different people need to be coached in a different way. Everyone gets held accountable, but some people may need more one on one attention. Some people may need more direct communication. Other people may just need you to listen to them and and guide them a bit more. So that's that's what I've learned about coaching, what I've learned from people that I've coached, I would say the there's someone I work with now, Maria. She's our head designer, and she she needs direct feedback about the work that she's doing, more than maybe some other people, feedback is important, but depending on who a person is, they need more feedback and guidance. And so Maria is someone who really loves that direct feedback, whereas some others are are able to work a bit differently. So knowing how to give feedback is something that I've worked on, and that, you know, Michael is learning coaching, coaching. It's always learning. Not only are you helping others, but you're learning from them and their expertise as well. Michael Hingson ** 29:33 Do you find that there are some people who really ought to get feedback, who just refuse to accept it or refuse to listen to it at all, even though they probably really should. Angela Lewis ** 29:45 There are some. There are some. When I, when I was coaching college basketball, there were definitely players who just didn't want to hear it, or they thought they had it all figured out. Yeah, so that part is hard in the workplace is a little different because, you know, there's. Compensation associated with performance. But back then, when I coached, it was a little Yeah, there were definitely some kids with egos, Michael Hingson ** 30:08 yeah, and even with compensation and so on, feedback can help people improve, if they would, but listen, Angela Lewis ** 30:17 true, very, very true. Thankfully, we have a great team. Everyone's pretty open. Michael Hingson ** 30:22 That's good. Tell me more about speaker hub? Angela Lewis ** 30:26 Sure, sure. So we have, we are a speakers bureau where everyone reaches out and pitches to different organizations on their own. So we have a membership where people will get access to over 4 million contacts. We have conferences associations. We have podcasts as well as media outlets where people can pitch and really reach out to share their expertise and about their businesses and grow their business through using public speaking to grow their business. Mm, so we we have a platform that we update literally every week that has the contacts and are able to reach out to search and reach out to people directly inside of our platform. Michael Hingson ** 31:20 What do you think about this whole concept, since we're on the subject of speaking, of public speaking is one of the biggest fears that people have in this country and probably all over the world. How do we deal with getting rid of that fear? Why do we have it in the first place? I've never had it. I've never been afraid to speak, and sometimes I may not be the first person to speak, but I've never been afraid to speak my mind or to go out and speak. In fact, one of my favorite stories is that after September 11, my first official speech, if you will, came about because a pastor of a church called in New Jersey, and he said, we're going to be doing a service for all the people from New Jersey who were lost on September 11. Would you come and take about five or six minutes and tell your story? And I said, Sure, I'd be happy to, because we were living in New Jersey still at the time. And then I asked, how many people are going to be coming to the to the service, he said, oh, about 6000 so that was my first official public speech. As such, I was used to speaking in a variety of environments, because I had spoken to anything from company boards to IT professionals, and also did speaking at church and so on. But still, 6000 would intimidate a lot of people. It did bother me a bit to do that. Angela Lewis ** 32:45 That says a lot about about you and your willingness to to share. I think some people are more comfortable, naturally comfortable to your point, others are. It's afraid of judgment. Fear of judgment is real. Fear of having everyone looking at you and hearing you and questioning your your your abilities, is something that people are are really afraid of. Michael Hingson ** 33:13 So I think it's no go ahead. Angela Lewis ** 33:17 I think it's something that people can develop more comfortable with with practice that can help, and also getting feedback and practicing in settings that are less than 6000 and gradually working their way up. Yeah, Michael Hingson ** 33:33 I think, I think, though, least in my opinion, unless you're just a really scroungy individual and so on. Audiences, when you go to speak somewhere, want you to succeed. They want to hear what you have to say, and unless you just can't relate at all, audiences want you to be successful. And I've always had that belief. So that's probably another reason that I have never really been afraid to go out and speak, but after that 6000 person event, I still wasn't thinking of becoming a public speaker, but we started getting so many phone calls, as my wife and I both love to start to say, selling life and philosophy is a whole lot more fun than selling computer hardware and managing a hardware sales team. So by the beginning of 2002 it was clear that that a different window was opening and another door was closing, and it was time to go do something different. And so I've been speaking ever since, and it's it is so much fun to go to places. I've been to to places where event managers have hired me. People within the company have hired me to come and speak. And it turns out, as we talk more when I'm there, they're they were just so nervous, oh, is it going to go well? Is he going to be successful? Is this whole thing going to go well? And one of the things that several of those people have done is they've assumed. Interested me when we sell books afterward, I always like to have somebody who can handle the credit card machine, because I sign books and I brought my little credit card thing. So other people actually do that. And so some of the event, people have just stayed with me. And people come up and they say, what a wonderful talk. It's the best talk we ever heard. So it makes people feel comfortable. But those event people are often times much more nervous than I am, because, because I just feel nervous. Angela Lewis ** 35:29 I love what you said, Michael, you believe that they want you to do well. And belief is such a powerful part of our lives. What what we believe, makes such a difference. And so the fact that you believe it and and you've done it so much, it brings ease, I'm sure, to some of the event planners over time, because they know that you're going to do well. One Michael Hingson ** 35:51 of the things that I've learned is that I don't do well at reading speeches for a lot of reasons. The the main one is I like I've found that I do better when I customize the talk, and I'm able to use customization sometimes even right up to in the in the beginning of a speech, customizing it to get the audience to react as I expect them to and when. And I can tell when an audience is reacting positively or is is liking what they're hearing, just by the the subtle movements and the subtle noises that I hear around the the room, and if I'm not hearing some of those things that I expect to hear, then I will change something to address the issue, because I believe that when I go to speak, my job is to relate to the audience, to talk with the audience, not to the audience, and to do everything that I can to draw them in. And so one of the things that that I now tell people is being involved with the World Trade Center, and now we have a whole generation that that has had no experience with it. My job is to take them into the building with me and take them down the stairs with me and get them out with me, as if they were there. And people come up and say, later, we were with you all the way down the stairs, which is so cool. Angela Lewis ** 37:16 That is That is really cool too. It sounds like you really care about your audience, which is something that makes a difference in terms of someone's comfort, if they think, Oh, this is a this speech is and I'm talking about, Oh, me, but you're carrying people along with you and actually helping them through your storytelling, which makes a difference. Michael Hingson ** 37:39 Oh, it does make a difference. But I and you said something very, very relevant. It is all about telling stories. And I wish more people would tell stories. I believe, and I believe for years, having gotten a master's degree in physics, that one of the big problems with physics textbooks is they're so dry, they just do all the math and all that sort of stuff. If the authors, who are oftentimes very famous physicists would include a few stories in their books. There would be much better textbooks, and they would attract much more interest from people. But getting people to tell stories is just so hard. Angela Lewis ** 38:13 Why do you think that is Michael Hingson ** 38:16 they don't know how they don't necessarily realize that telling stories is a very powerful way to teach. It's just not what they're used to, and they're not enough of us talking about it probably Angela Lewis ** 38:29 agree. 100% 100% we've we've been talking our whole lives, but telling stories and communicating in a way that connects with others isn't something that comes naturally for most. It takes practice. It Michael Hingson ** 38:43 takes practice. So it does I believe that the best salespeople in the world are people who tell stories, because when you're talking about a product, but let's say it's a it's a product that a customer really should have, if you can relate to them and with them by telling stories of successes with other companies, or how other companies have used it, or other things that you can determine are the kinds of things that would be interesting to whoever you're selling to, you have a much better chance to actually be successful and Make make the sale that you want to make. Angela Lewis ** 39:22 Yes, absolutely, we've all heard Yeah, Oh, nope, sorry, you go Michael Hingson ** 39:27 ahead. No, it's just insane, which is another way of saying, sales is all about storytelling. But go ahead. Angela Lewis ** 39:34 I was just gonna agree. I'm just agreeing with you on that. If we can get people to really understand and put themselves in in the situation, it makes a difference in their ability to to feel like you understand them and that you can connect and relate, Michael Hingson ** 39:51 right? And that's what you got to do, and it can be a very positive tool if you do. It right? And not everybody will tell stories in exactly the same way, but that's okay, but you still can learn how to tell stories so that whoever you're talking with can relate to it, and that's what it's about. Angela Lewis ** 40:13 It absolutely, yeah, absolutely is. Michael Hingson ** 40:17 Well, so how did you get involved with Speaker hub? Angela Lewis ** 40:21 I got involved with Speaker hub because I had a PR agency a few years ago, and I was our agency was helping people get on stages, but we were kind of but an agency where we did the pitching for our customers, and we and I built a team and hired people and put systems and processes in place, and the owner of speaker hub asked if our team could basically merge with the company. We weren't speaker hub before the company was called Pitch dB, and we and I built an agency using the software of pitch dB, and our agency was asked to basically merge, because we have the team, we have the operations, and he was great at marketing, is great at marketing and sales. And so our team rolled into this other company. So and then we purchased speaker hub, about eight months later, and so speaker hub, so our team helped grow speaker hub, Michael Hingson ** 41:27 and how many clients does speaker hub have today? Angela Lewis ** 41:32 We have over 60,000 people that use our platform. And so speaker hub asked, when we acquired speaker hub, there was Speaker hub was only a speaker page. So for example, Michael like LinkedIn, you can sign up, you can create a profile, and it has all of your information around your speaking topics, your background, your bio. And then we added the this software that allows people to reach out to different organizations, conferences and associations and media outlets. And so over 60,000 profiles are on speaker, hub of speakers from around the world. Wow. Michael Hingson ** 42:14 And people find it useful, and it's been very successful for them to find engagements and speak. Angela Lewis ** 42:21 Yes. Yes. There are two amazing things that have happened today. We have customer calls every single day at noon Eastern where people can hop on and learn. We had someone who is an event organizer who came on the call today to let us know about an event that he has coming up, that he's looking for speakers. So there's the organizer side, where organizers are looking and then there's the other side where people are actually pitching and reaching out. So people are getting books. Someone told us today that she got booked for a conference in Kenya, and they're going to all expenses paid to Kenya for her to come out and speak at this conference. So it's wonderful to see people Michael Hingson ** 43:05 opportunities. Yeah, that's exciting to see that kind of thing happening. Well, you have also written books. Tell me about Tell me about your books. Angela Lewis ** 43:17 My first book is called The Game Changing assist simple ways to choose success. This book uses the framework of the six vs for success, having a vision, choosing your voices that you listen to, understanding the values to get to that vision, how to make it out of the valley, reaching the point of victory and volunteering. And so that book really takes is for young women to take them on a journey through my experiences, to learn about how to accomplish their goals in life using those six principles. Michael Hingson ** 43:55 And even though it was written with young women in in mind, just on principle, out of curiosity, do you find that men read it as Angela Lewis ** 44:03 well? Yes, it's applicable for everyone. At that the time I wrote the book, I was doing a lot of coaching and training young women and running girls groups. So that's why that that group of people was the target. But absolutely, those principles can transfer to anyone. Michael Hingson ** 44:23 That's cool. So when did you write that one? When was that one? Angela Lewis ** 44:27 It was released in 2013 Michael Hingson ** 44:29 Oh, okay, then what? Angela Lewis ** 44:32 Then? Post moves the female athlete's guide to dominate life after college. That book is about mentoring, a lot of success in life for everyone, and is really built on mentoring and having great mentors. When I was a college athlete, the only professionals I knew were my coaches and my professors, and so that book, in that book, I. Interviewed 15 women who all play college sports, who are all doing various things professionally, and the goal was for them to be able to learn about different careers, professions and leadership from women who weren't in their shoes. So that book was really powerful, because it wasn't just my story, it was others as well, which Michael Hingson ** 45:21 is great. When did that book come out? 2016 okay? And then, Angela Lewis ** 45:27 yes. And then there, there's a workbook that goes along with my first book, The Game Changing assist. And so that's, that's where we are right now with publications. But I'm working on some I'm working on another one right now, kind of the lessons I've learned over the past decade from from those books. Mm, Michael Hingson ** 45:48 so very excited about that. When will that one be out? Angela Lewis ** 45:50 It'll be out this summer. The release date isn't set yet, but it'll be this summer cool. Michael Hingson ** 45:58 And so you're to talk about all the lessons that you've learned and all the things that have happened and, oh, boy, I'll bet you'll have a lot to say about the pandemic in that one. Angela Lewis ** 46:06 Oh, the pandemic changed so much for all of us. Yes, that that book is called, tentatively named, um, keep bouncing forward. How to stay confident when life knocks you off your game? Mm, what I've learned the past decade life will knock you off your game, and things don't always turn out the way that you think they will, and you get thrown some curveballs. So try to help my younger self and some and other other people learn. You know, how do you keep going in the midst of challenging times? Yeah, well, Michael Hingson ** 46:41 there, there are a lot of times that we get thrown curveballs, and we didn't have any control over the curve balls coming necessarily, but it's like anything else. How do we deal with them? And that's what's really important. Do we do we analyze them? Do we find out whether it's a really valuable curveball that we can still hit out of the park if we're going to use another sports analogy, or or what, but we we do need to recognize that things happen, and it's always going to be a question of how we deal with it, Angela Lewis ** 47:14 always, and it's the only thing we can control. We can't control other people. We can't control the overall situation that we can't control the weather. I mean, there's so many things that we just must most that we can't control. So navigating that and understanding that you still have a choice of a response in the midst of is the overall theme, if we can learn. It's really three parts. It's about learning in the midst of the challenge growing, which comes out of the learning of new things and being stretched and then giving. How do we give to others after we've gone through and and have gained wisdom from it? Michael Hingson ** 47:58 Well, yeah, one of the things I've said ever since September 11, basically, is that we need to not worry about the things that we can't control. We had no control over September 11 happening, and I've never seen evidence to prove to me that that we could have figured it out, even if all the various departments in the United States government were cooperating with each other. I think that the reality is that the lesson we should learn about teamwork is that a team of 19 terrorists kept their mouth shut and made happen what we all experienced. So we didn't have control over that, but we absolutely have control over how we respond to it and how we deal with it internally, for us, Angela Lewis ** 48:40 yes, 100% I mean, that was definitely, I mean, forever memorable and very tragic, and that's all we that's all we can control. And the environments that we're around. Who do we listen to in the most difficult times? How do we get back centered when we go through those difficult situations and continue to move forward, because we can't stop. I think, you know, Michael, when difficult things happen, oftentimes we want to, like, shut it all down, but you just can't stop forever. Have to keep going Michael Hingson ** 49:12 well, and a corollary to that is that we need to always keep learning. I think the people, I think you mentioned it earlier, who say, Well, I already know all this. I don't need to learn anymore. They're the they're the scariest of all, because those are the people that are going to always be left by the wayside. Angela Lewis ** 49:30 And given this rate of change of technology and the rate of change of things, learning has to be our top priority, because things are always changing. You don't want to be left behind. What do you think of Michael Hingson ** 49:45 the the the things that we keep hearing in in schools with the advent of AI and chat GPT, the whole issue of students using chat GPT to write their papers and so on, and. What a bad thing that is. As Angela Lewis ** 50:01 a non parent, I always preface this with anything that has to do with schools and kids. Always say, as a non parent, as an auntie, well, in the business where we use chat GPT all the time, we use it as a tool, yep. And so I think if we don't allow kids to use the tools, then they're going to be left behind. But we can teach them how to use tools wisely and how to fact check to make sure that what they're saying is that the tools are used in their voice and and used in a way that helps them become better at whatever they're doing. But we can't not use it. So I don't have the exact answer, but I think not using it is dangerous as well. Can be dangerous as well. Well, we've talked about this is not, yeah, go ahead. No, I was just going to say it's not going anywhere. Michael Hingson ** 50:57 We've talked about fear of public speaking and so on. One of the things that I've advocated ever since I first learned about chat GPT and how teachers are complaining that too many students are just letting chat GPT write their papers. My position is, let them let chat GPT do it. The teachers need to adapt and that, I don't mean that in a cold hearted way, but the best thing to do is you can really find out how well students have learned the material or not by if you assign a paper and everybody writes a paper and then turns it in, then take a class period and let everyone have one minute, or a minute and a half to come up and defend their paper, turn the paper in, and defend and then defend the paper, because you're going to see very quickly who just let some system write their paper, or who maybe use the system, but really still wrote the paper themselves and really understands the concepts, and that's what it's really about. And I know that I've seen that even much earlier than chat GPT, I had a physics professor who was in charge of developing the PhD qualifying exam for classical mechanics one year for those people who wanted to become and get get PhDs in physics, and more people failed his exam than anyone else had ever experienced. And the powers that be called him in and were chastising him, and he said, Wait a minute. You don't get it. He said, Look at this paper. This is the exam I give to all of my freshmen in classical mechanics. And here's the exam that we use for the PhD qualifying exam. The only difference between the two was that both had 16 questions that were conceptual, not mathematical in nature, but the PhD qualifying exam had four questions that were clearly solving mathematical equations, Lagrangian dynamics and so on. And the thing that people messed up on were not the four mathematical things, but all the concepts, because physics people spend so much time dealing with the math rather than focusing on the concepts that people never really got them. And the result was that people messed up on the concepts, although they got the math part his test was the same one that his freshman students got. It really kind of quieted them all down. Quieted all the powers down, because they realized, oh, maybe he's not the problem, which is so true. Angela Lewis ** 53:45 You know you're Oh, nope, no, go ahead. No, I think you're right. I think educators will have to find a way to to ensure that students are still learning while using the technology that exists, yeah, I think that Michael Hingson ** 54:07 it's a paradigm shift, and chat GPT is creating this paradigm shift, and now what we need to do is to recognize the value of of what it brings. I've written articles, and I use chat GPT when I write articles, but I will look at the ideas that it provides and it and it comes up with things I hadn't thought of, which is fine, and I will include them, but I'm still the one that ultimately writes the articles, and it needs to be that way. And I don't care how good chat GPT gets, it can be the most perfect thing, but it still isn't me, and it never will be, Angela Lewis ** 54:43 and that ties back into the storytelling. Chat GPT can't tell our stories of our lives. It can't create the experiences that we've had. It can't recreate our experiences. So even in using chat GPT or any any AI software to help write. And we still have to be able to speak authentically to our lived experience, and it can never replace that. It can never replace you. It can never replace our experiences and the impact those experiences can have for others. Michael Hingson ** 55:14 And that is so true. So for you, we're doing this podcast called unstoppable mindset. What does unstoppable mindset mean to you, and how do you bring it out and make it a part of everything that you do in every day and in your whole life? Angela Lewis ** 55:32 Unstoppable mindset, to me, means getting knocked down and being willing to get back up and get knocked down again, and being willing to get back up, and more importantly, believing that you can get back up. You're going to miss, to use the sports analogies, you're going to miss shots. You're going to not win every you're not going to win every game, and you're not going to play well every night, every day. Won't be perfect, but if you're willing to keep moving forward and keep pushing forward, then you still have an opportunity to one inspire others, but also to get to your goals, whatever they may be. Michael Hingson ** 56:08 And the reality is, the more of it you do, the better you'll become. And maybe it'll get to the point where you won't miss any shots and you'll just be perfect, and that's okay, too, as long as you recognize where it came from and why you've been able to attain so well. Angela Lewis ** 56:26 Yes, yes. And sometimes, Michael, you know, our mindset, looking at others journeys, can help us as well. And it can. It's like, okay, if they can do it, I can do it if, if my parents can. You know, my mom grew up in Mississippi and literally picked cotton. I mean, my mom's 83 years old, and so to be able to see what she's gone through, and for her to have the mindset, to be able to push through and to continue to have faith, well, then I can too. Yeah, Michael Hingson ** 56:57 and that's and that's as it should be. Angela Lewis ** 57:01 Yes, we can lean on those stories of mentors or others who've been through challenging situations and use that to crystallize an unstoppable mindset within us as well. Michael Hingson ** 57:13 And I think that's as good as it gets. And so with that, we've been doing this just about an hour. I think it's time to go off and let you go off. And I don't know whether you've had dinner yet or not, but I haven't, and I know dinner is going to be coming. But more important than that, we've been talking for a while. I don't want to bore people, but I want to thank you for being here, and I want to really tell you how much I appreciate all the the words of wisdom that you have given us and all the things that you've had to say, it's been wonderful, and I want to thank all of you for being with us today. I hope that you've come away with a better commitment to a better understanding of and a better resolve to be more unstoppable than you thought you were. So thank you for all of you for being here and being a part of this. Love to hear what you think, Angela, if people want to reach out to you, how do they do that? Angela Lewis ** 58:09 If you want to reach out to me, you can find me on LinkedIn, Angela R Lewis on LinkedIn, or you can reach out to me on Instagram. The Angela R Lewis, Michael, thank you so much. I really enjoyed our conversation. Michael Hingson ** 58:23 Well, it's been fun, and I again, want to thank you all, and I'd love to hear from you. Please feel free to email me at Michael H i@accessibe.com that's Michael M, I, C, H, A, E, L, H, I at, A, C, C, E, S, S, i, b, e.com, or go to our podcast page, www dot Michael hingson.com/podcast, Michael hingson is m, I C, H, A, E, L, H, I N, G, s, o, n, so Thanks all for for being here. Please give us a five star rating wherever you're watching or hearing our podcast today. We love it. If you know anyone else who ought to be a guest on our podcast, Angela for you as well. Please introduce us. We're always looking for people to come on and tell their stories, because I think everyone has a story, and my goal is to give people the opportunity to tell them and inspire the rest of us. So please come on and don't hesitate any of you to introduce us to people who we ought to have on. So again. Angela, I want to thank you for being here. This has been a lot of fun. Thank you, Michael. You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.
Anne Pauley is a technical program manager at Google, implementing world-class manufacturing processes for the Google Pixel smartphone. In this episode, Anne shares her expansive experience in additive manufacturing, industrial art, and engineering design, as well as a mission to bring more diversity to the hands-on fabrication space.In this episode, Anne shares her journey from Penn State to leading innovative projects at Google. She discusses her dual interests in mechanical engineering and music technology, her experiences at Penn State, and her professional journey through various companies including Disney, Meta, and Google. Through her work creating massive art pieces with the Flaming Lotus Girls art collective and her personal art studio, Cognitive Flow Design, she aims to disrupt the industrial design industry. Toward the end of the episode, Penn State rising senior Irena Potochny joins the conversation. Irena and Anne discuss the challenges and opportunities for women in engineering, and Anne offers advice for future engineers.Episode Chapters0:00 - 3:58 Growing up in State College3:58 - 8:03 Pursuing engineering and music at Penn State8:03 - 9:09 Participating in the Humanitarian Engineering and Social Entrepreneurship (HESE) program at Penn State9:09 - 12:02 Understanding additive manufacturing12:02 - 13:17 Experience in the Blue Band13:17 - 16:47 Pursuing a Master's Degree at Penn State in mechanical engineering16:47 - 18:20 Building animatronics at Disney; learning about different types of companies18:20 - 19:26 Working at Meta's Reality Labs, becoming a technical program manager19:26 - 23:21 Innovating the Google Pixel phone, the complexities of designing consumer products23:21 - 24:12 Achieving sustainability in manufacturing through 3D printing24:12 - 29:39 Creating large-scale art installations for Burning Man with Flaming Lotus Girls29:39 - 31:17 Creating innovative light art projects through her studio Creative Flow Design31:17 - 40:08 Student section21:17 -34:38 More efficiently using recycled materials for art34:38 - 36:15 Advice for women entering the engineering field36:15 - 37:07 Selecting materials for art projects37:07 - 39:30 What classes Anne would want to come back to Penn State to takeAbout Anne PauleyAnne is a technical program manager at Google. Anne graduated from the Penn State Schreyer Honors College with dual bachelor's degrees in mechanical engineering (College of Engineering) and music technology (College of Arts and Architecture) before pursuing a master's degree with a focus on mechanical design, mechatronics and additive manufacturing. About Irena PotochnyIrena is a rising fourth-year materials science and engineering student with a minor in sustainability leadership. She is a past participant of the Idea TestLab program at Happy Valley LaunchBox powered by PNC Bank. Irena created an upcycled fashion show as a capstone project, and she is in the process of starting a small business to sell upcycled products. Post-graduation, she plans to pursue a master's degree in textile engineering. The Dare to Disrupt podcast is made possible by the generous support of the Penn State Smeal College of Business.
Oliver Casillas, owner of West Wind Tattoo, discusses his career history and opening a new tattoo parlor in Northfield.
Martha Larson, owner of Hot Spot Music, talks about the history of Hot Spot, current projects, and upcoming events.
Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment. The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply. Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states. Resources: Follow Hannah on Instagram Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education. Speaker 1 0:27 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income. Keith Weinhold 3:29 Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now. Keith Weinhold 10:21 Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down. Keith Weinhold 11:23 Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace. Keith Weinhold 16:30 And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing. Keith Weinhold 20:29 How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional. Keith Weinhold 22:02 I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners. Keith Weinhold 23:51 coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it. Keith Weinhold 24:31 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy? Keith Weinhold 25:03 Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866 Caeli Ridge 26:13 this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream. Keith Weinhold 26:31 Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat Hannah Hammond 26:48 you too. It's been so great to get to know you on this ship, and it's been a lot of fun, Keith Weinhold 26:51 and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that. Hannah Hammond 27:19 Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt. Keith Weinhold 27:44 That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that. Hannah Hammond 28:03 Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up Keith Weinhold 29:08 income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be. Hannah Hammond 29:23 So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore. Keith Weinhold 30:36 That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans Hannah Hammond 31:11 Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset. Keith Weinhold 32:26 So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here. Hannah Hammond 32:37 exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets. Keith Weinhold 32:56 Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you? Hannah Hammond 33:04 I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil. Keith Weinhold 33:04 This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that? Hannah Hammond 33:42 At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market. Keith Weinhold 34:27 Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you. Keith Weinhold 34:40 Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream. Speaker 3 35:33 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 35:56 You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866, Keith Weinhold 37:12 The preceding program was brought to you by your home for wealth, building, getricheducation.com.
Hey team! Our guest today is Dr. Otito Iwuchukwu, who is here to talk about the emotional and psychological aspects of belonging and how it impacts our day-to-day lives. Dr. Iwuchukwu has a Master of Arts in Organizational Psychology from the College of Psychology and Counseling, a Ph.D. in Pharmaceutical Sciences, with a specialization in Drug Metabolism and Pharmacokinetics, from Temple University, and is currently an Associate Professor at Fairleigh Dickinson University. Her scholarly contributions appear in a range of peer-reviewed and indexed publications and have been presented at numerous research meetings and symposia across the world. Additionally, Dr. Iwuchukwu has recently written The Belonging Paradox, a book that presents a new way to understand belonging as an adaptive journey rather than a static destination. In this episode, we talk about why belonging is a dynamic, ongoing process, not a fixed state, and how we can create more inclusive environments for ourselves and others. We'll also discuss how masking impacts our sense of belonging, the role boundaries play in maintaining our authenticity, and the importance of giving ourselves and others grace. If you've ever struggled with finding your place, especially in social settings or work environments, you'll find practical tools in this conversation for navigating those tough moments. The Belonging Paradox - https://www.otitoiwuchukwu.com/new-book/ Dr. Otito Iwuchukwu on LinkedIn - https://www.linkedin.com/in/otitoiwuchukwu/ If you'd life to follow along on the show notes page you can find that at https://HackingYourADHD.com/232 https://tinyurl.com/y835cnrk - YouTube https://www.patreon.com/HackingYourADHD - Patreon This Episode's Top Tips 1. Belonging isn't a fixed state, but an ongoing process that changes with both your internal state and the external environment. Recognizing this can help you manage expectations and frustrations when your sense of belonging fluctuates. 2. Recognize that you don't have to belong to every group, and not all groups are meant for a deep, personal connection. Don't force yourself to belong in every situation; if a group or environment doesn't feel right, it's okay to step back. 3. You don't have to be liked by everyone. Instead, it's important for us to focus on finding spaces where we can truly belong. It's about finding authentic connections, not chasing superficial acceptance.
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: Mark discusses three aspects of the new tax bill and how it will impact students and colleges and universities-Part 1 of 2; Chris Teare is interviewed on a range of topics related to college admissions. Preview of part 3 of 4 v Chris talks about how he counsels students when it comes to deciding whether to applying Early Decision v Chris answers the question, how do you advise a family when they ask if you can trust a college's finances v Chris talks about the International nature of the school he worked on when he left Drew v Chris talks about the lessons he learned from doing admissions at Drew that he now applies to helping and counseling students v Chris gives a great tip for students working on their personal statements v Chris talks about some essays that he read too many times while at Drew v Chris gives advice how parents can find the right balance between supporting their student but not crippling their independence Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: On X for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: Check out the college websites Mark recommends: If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: If you want a college consultation with Mark or Lisa or Lynda, just text Mark at 404-664-4340 or email Lisa at or Lynda at Lynda@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
In this episode of the Directed IRA Podcast, attorneys Mat Sorensen and Mark J. Kohler unveil a powerful and often overlooked strategy for funding your child's college education without relying solely on a 529 plan. They break down how to combine a Coverdell ESA and a Roth IRA for your children, integrate those with self-directed investments, and potentially achieve tax free growth and distributions.This episode is for business owners, parents, and investors looking for a smarter tax efficient way to save for education. Whether you're new to self directing or already using these tools for retirement, this strategy could reshape how you approach college planning and family wealth building.Chapters00:00 – Introduction to College Funding Secret01:17 - Self- Directed Accounts for College Savings03:35 - Kids Roth IRA Strategy 08:14 - Tax-Deductible Methods for Funding 12:17 - Legitimacy and Next StepsDirected IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other:Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com
COPCK: The Late Show Edition. Donna also watched the new Billy Joel docuseries on HBO Max and how you can get campfire smell out of your clothes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This is a timeless episode from a time when a then 5-year old Asiyah asked Ashley "What do you want to be when you grow up?" Ashley was not pleased! Codie, Melanie, and Ashley are talking about what it means to be "just" a mother - and more. The Mamas also explore what it means to truly be living in your purpose and supporting your kids' decisions despite what you may want for them!So, Mama's Den Village, are you fulfilling your childhood dreams or did you figure out your purpose later in life? Let us know your point of view over at podcasts@blacklove.com OR you can always submit a DM on IG at @themamasdenpodcast.Make sure you connect with our Mamas:Ashley - @watermeloneggrollsCodie - @codiecoMelanie - @melaniefiona
On today's Midrats, we have returning guest Craig Whiteside and his co-author Ian C. Rice joining us to discuss one of the nightmares we all have in the new book coming out this month. He co-authored it with Ian Rice, Non-state Special Operations: Capabilities and Effects.From the abstract:Building on previous research on Islamic State special operations, the book develops a theoretical framework surrounding a typology of VNSA (militants, proxies, criminal/cults, and mercenaries) to explore variations of non-state special operations, with multiple cases for each category of actor. Understanding when and why VNSA use special operations provides insights into the inner workings of such groups and how they campaign, and also has implications for the proliferation of special operation forces around the globe and its influence on non-state behaviour. This volume contributes to research on the recent trend of non-state actors surprising, and in some cases humiliating, their state opponents.Craig is Professor of National Security Affairs at the US Naval War College resident program at the Naval Postgraduate School, Monterey, California. He is the co-author of The ISIS Reader: Milestone Texts of the Islamic State Movement (2020). He has a PhD in Political Science from Washington State University and is a former U.S. Army infantry officer.His coauthor Ian is an adjunct Senior Lecturer in the Department of Defense Analysis, Naval Postgraduate School, adjunct faculty member with the College of Distance Education, USMC University, and a guest lecturer with the Royal Danish Defence College. He is a retired U.S. Army officer who served with special operations forces.Show LinksNon-state Special Operations: Capabilities and Effects, by Craig Whiteside and Ian Rice.Operation ChariotDefeat Into Victory: Battling Japan in Burma and India, 1942-1945, Field-Marshal Viscount William SlimSummaryIn this episode of Midrats, hosts discuss the complexities of non-state special operations with authors Craig Whiteside and Ian Rice. They delve into the historical context, defining characteristics, and implications of special operations conducted by non-state actors. The conversation highlights the importance of understanding the motivations and strategies of these actors, as well as the challenges they pose to state actors. The authors share insights from their new book, exploring the evolution of non-state operations and the need for a nuanced approach to countering them.TakeawaysSpecial operations are defined as tactical actions designed to achieve outsized effects.Historical examples illustrate the long-standing use of special operations by non-state actors.Understanding the typology of non-state actors is crucial for effective analysis and response.Prison breakouts are a common tactic used by non-state actors to regain manpower.Cults and criminal groups can also engage in special operations, often driven by self-interest.Not all terrorist acts qualify as special operations; criteria must be applied to distinguish them.The opportunity cost of special operations can be significant for both state and non-state actors.Mercenaries have a unique role in conducting special operations, particularly in coups.Chapters00:00: Introduction to Non-State Special Operations02:15: Genesis of the Book and Collaboration05:49: Defining Special Operations08:43: Historical Context of Non-State Actors11:36: Analyzing Non-State Actors18:13: Understanding the Typology of Non-State Actors23:42: Criteria for Special Operations28:45: Prison Breakouts as a Tactic32:13: Cults and Criminal Groups in Special Operations36:53: Distinguishing Terrorism from Special Operations43:26: The Cost of Special Operations49:13: Mercenaries and Coups52:08: Mindset of Special Operations58:47: Implications for Future Operations
The Greatest Leadership Myth in the world today: INDIVIDUALSaccomplish great things.Nothing of SIGNIFICANCE has ever been achieved by an INDIVIDUALacting alone.Below the surface, what seem like SOLO ACTS, are always TEAMEFFORTS.MYTH: INDIVIDUALS accomplish great things.TRUTH: TEAMS accomplish great things.“It takes 10 hands to score a basket.”—John WoodenYou can't accomplish anything of SIGNIFICANCE without a TEAM.Luke 6:12-13 One of those days Jesus went out to a mountainside to pray, andspent the night praying to God. When morning came, he called his disciples tohim and chose twelve of them, whom he also designated apostles:3 Leadership Lessons From Jesus On Teamwork1. Very few things are as IMPORTANT as the TEAM you SURROUNDYOURSELF with.Vision Caster, Theologian, Teacher/Communicator, Manager, Teambuilder,Creative, Writer, Recruiter, Conflict Arbitrator, Musician, Counselor, FinancialExpert, Construction, Real Estate, Audio/Visual, Graphic Design, (knoweverything about) Kids, Students, College, Adults, Special Needs, Seniors, FoodService, Funerals, Weddings, Social Media, Marketing, Crisis Management,Human Resources, Legal, Web Design, Development, SecurityGod's DREAM for you will be determined by the STRENGTH of the TEAMaround you.2. When choosing a team, prioritize TEAMWORK over TALENT every time.Luke 6:14-16 Simon (whom he named Peter), his brother Andrew, James, John,Philip, Bartholomew, Matthew, Thomas, James son of Alphaeus, Simon who wascalled the Zealot, Judas son of James, and Judas Iscariot, who became a traitor.Acts 4:13 When they saw the courage of Peter and John and realized that theywere unschooled, ordinary men…“Talent wins games, teamwork wins championships.”—Michael JordanActs 4:13 When they saw the courage of Peter and John and realized that they wereunschooled, ordinary men, they were astonished and they took note that these menhad been with Jesus.3. Jesus prioritized INVESTING IN and EMPOWERING His team.Matthew 10:1 Jesus called his twelve disciples together and gave them authorityto cast out evil spirits and to heal every kind of disease and illness.AUTHORITY—the power or right to make decisions.If you want things done RIGHT, you have to do it YOURSELF“It is amazing what you can accomplish if you don't care who gets thecredit.”—Harry TrumanYou can't accomplish anything of significance without a TEAM.Do you have the RIGHT TEAM around you?
Welcome to Watch Club, a bi-weekly group discussion and review where the hosts of the what do you say anime podcast, nominate and vote on shows either that we haven't seen or shows that will hopefully lead to a great discussion. On todays episode, we will be reviewing the 2018 anime, Grand BlueSocials/Discord - https://linktr.ee/whatdoyousayanime0:00 - Intro3:01 - First impressions8:34 - Miles's appreciation of the ending11:34 - Issues with the show14:21 - Japanese college life in anime19:35 - Favorite bits28:31 - College stories35:00 - Favorite bits part 240:23 - Aging up the characters and how alcohol affects ratings43:28 - Thoughts on the cast50:07 - Grand Blue's OP52:35 - Final thoughts and scores1:04:57 - What we're watching next
Our newest episode features Meredith Oppenheim ‘95, founder of Vitality Society and now a strategic advisor in the senior housing space. Oppenheim, who graduated from the College of Arts & Sciences, worked for 25 years in senior housing and care before starting Vitality Society, a platform offering programming and communuity for people 60 and older. During the podcast, she talks about the trajectory of her career and offers some advice for others whose careers span several lanes.
Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series covering the One Big Beautiful Bill impact on student loans. In this episode we have seven major topics we're addressing: SAVE forbearance zero-interest ending Updates for current veterinary students those starting and returning to vet school Pre-veterinary students applying for 2026/2027 year 2025 veterinary graduates whose grace period is ending RAP (Repayment Assistance Program) Phase out of existing programs Where things stand with PSLF (Public Service Loan Forgiveness) As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation. GUEST BIOS: Dr. Tony Bartels Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he's not staring holes into his colleagues' student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie. Dr. Rebecca Mears Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia's College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. LINKS AND INFORMATION: Check your current student loan servicers and other loan details -- VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans Loan Repayment Simulator: https://vinfoundation.org/loansim VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/ VIN Foundation get updates: https://vinfoundation.org/updates/ VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give VIN Foundation Blog, Related Student Debt Blog posts: Changes to federal student loans come into focus: https://vinfoundation.org/changes-federal-student-loans-come-into-focus/ Student Loan Repayment: Trying to leave the SAVE forbearance? Choose PAYE: https://vinfoundation.org/student-loan-repayment-trying-to-leave-the-save-forbearance-choose-paye/ Student Loans in SAVE Plan Will Start Accruing Interest August 1st: https://vinfoundation.org/student-loans-in-save-plan-will-start-accruing-interest-august-1st/ Application for Federal Income-Driven Repayment Plans Reactivated: https://vinfoundation.org/application-for-income-driven-repayment-plans-reactivated/ Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/ One-time Forgiveness Count Adjustment https://studentaid.gov/announcements-events/idr-account-adjustment Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60 Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/ Email VIN Foundation: studentdebt@vinfoundation.org Get updates to stay tuned for the VIN Foundation webinars on student debt. You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn. If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we'd love to hear it!
A new report has found that 19 of Ontario's 24 publicly-funded colleges have cut more than 8,000 jobs since January 2024, when the new limits on international students came into effect. It's the fullest picture yet of the consequences of the government's changing immigration policy. Joe Friesen covers post-secondary education in Canada. He explains the details of the report, the reputational damage this sector has suffered and how colleges became so reliant on international student fees. Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com
Welcome, Catholic Pilgrims. Okay, today we begin reading the first of three separate letters written to the Teacher's College in Rome. I went to look up this college on the internet and here is some information that I found: “Mother Cabrini established a Teacher's College in Rome as part of her broader educational and missionary work. This college aimed to train teachers who would not only impart knowledge but also shape character and morals, reflecting her belief that education should reform manners and educate the heart.” Today, we will read Part One of the letter, starting on page 297 and ending for the day on 302. Let's go ahead and begin.
College of William & Mary lecturer Amy Stallings discussed the history of the 1607 Jamestown fort and settlement in Virginia, and how Americans have tried to preserve and remember the first permanent English settlement in the Americas. The College of William & Mary is located in Williamsburg, Virginia Learn more about your ad choices. Visit megaphone.fm/adchoices
In this throwback episode, Alex (@AlexHormozi) dissects the college vs. career debate with the kind of raw clarity most people are too afraid to offer. He breaks down the stats, the debt traps, and the socioeconomic illusions wrapped in a diploma.Welcome to The Game w/Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast, you'll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned and will learn on his path from $100M to $1B in net worth.Wanna scale your business? Click here.Follow Alex Hormozi's Socials:LinkedIn | Instagram | Facebook | YouTube | Twitter | AcquisitionMentioned in this episode:Get access to the free $100M Scaling Roadmap at www.acquisition.com/roadmap