Podcasts about social security

I'm 68 and was planning on waiting until 70 for Social Security, but I am concerned about the shortfall and the potential for means testing. Should I take it now? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Financial planning is of particular value to those who are approaching retirement age, especially during this time of the uncertainty surrounding policies coming out of Washington.

The United States dropping bombs in Iran seems to fly in the face of Donald Trump's 'American first' policies ... But not so fast. Here's more takes from Tara Servatius at WORD Radio, Vineeta Sawker at WCCO Radio, CBS business analyst Jill Schlesinger, a Tulane University professor, Newell Normand at WWL in New Orleans and more.

The United States dropping bombs in Iran seems to fly in the face of Donald Trump's 'American first' policies ... But not so fast. Here's more takes from Tara Servatius at WORD Radio, Vineeta Sawker at WCCO Radio, CBS business analyst Jill Schlesinger, a Tulane University professor, Newell Normand at WWL in New Orleans and more.

“For everything there is a season, and a time for every matter under heaven…” – Ecclesiastes 3:1God has designed life to unfold in seasons, and with each one comes new challenges, opportunities, and sometimes, new finish lines. Today, Cody Hobelmann joins us to talk about why it's not only okay to adjust your financial finish line—it's often the wise and faithful thing to do.Cody Hobelmann is a Certified Financial Professional (CFP®), a Certified Kingdom Advisor (CKA®), and a Wealth Advisor at Wealth Squared. He and his brother, Kealan, founded the Finish Line Pledge and also co-host the Finish Line Podcast, where they discuss the intersection of faith, generosity, and personal finance.What Is a Financial Finish Line?A financial finish line is simply an answer to the question, How much is enough? It helps us define what we need for our lifestyle so that everything beyond that can be redirected toward building God's Kingdom.There are two kinds of finish lines:Lifestyle (or Spending) Finish Line – The amount needed to fund your personal lifestyle.Accumulation (or Net Worth) Finish Line – The total assets needed to sustain that lifestyle for the rest of your life.These lines aren't rigid—they're tools to help us hold God's money with open hands, growing in both contentment and generosity.However, there's often a lot of pressure to get it exactly right, but what matters more is having a starting point. You'll grow and refine it as your life and faith journey progress.We recommend revisiting your finish line at least annually—or sooner if significant life changes occur, such as a new dependent, a move to a more expensive area, or a shift in health.The Four Buckets of MoneyTo help clients visualize their financial decisions, Cody teaches a simple framework that divides money into four “buckets”:Personal Spending – Covering day-to-day lifestyle costs.Future Planning – Savings and investments for future needs.Taxes – Obligations to the government.Kingdom Giving – Resources designated for generosity.A lifestyle finish line determines what belongs in the first two buckets, freeing the rest for eternal purposes.The Net Worth Finish Line: How Much Is Enough to Save?A net worth finish line is the amount we believe is appropriate to accumulate over a lifetime. The parable deeply informs us of the rich fool in Luke 12—the man who tore down barns to build bigger ones but failed to consider the brevity of life and the weight of eternal priorities.To set a net worth finish line, Cody walks clients through three core considerations:Lifestyle Needs – How much do you need each year?Wealth Transfer Goals – What will you leave to heirs or ministries?Conservative Margin – A buffer for life's unknowns—but not a replacement for trust in God.What Happens When You Cross the Finish Line?If you find yourself exceeding your finish line—accumulating more than necessary—we encourage asking yourself one essential question:“Why am I holding on to these resources in the first place?”God may have given you more not for personal security, but to fund the “good works He prepared in advance for you” (Ephesians 2:10). In that light, generosity becomes more than a response—it becomes a calling.Rather than letting a higher income raise our standard of living, it becomes an opportunity to increase our standard of giving.Not sure where to start? Try setting a finish line for 90 days. Just set a lifestyle finish line for three months and see what you learn.That short-term experiment opens the door to deeper financial freedom, greater contentment, and a stronger sense of purpose.A Finish Line That Leads to WorshipWe also should remember that at the end of the day, it's not just about money—it's about worship. 2 Corinthians 9:8 reminds us:“And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work”To set a financial finish line, we must first recognize that everything belongs to God. It's not about figuring out how much of our money to give to Him—it's about learning to steward His money faithfully.Your finish line isn't a limit—it's an invitation to freedom, joy, and a deeper life of generosity.Want to Learn More?Ready to take the next step? Visit FinishLinePledge.com to access helpful tools, real-life stories, and free resources that will guide you in defining what “enough” looks like in your financial journey.You can also read Cody's full article, “A Spending Finish Line Is Just the Beginning,” in the latest issue of Faithful Steward magazine. To receive the magazine at your doorstep each quarter, become a FaithFi Partner with a monthly gift of $35 or an annual gift of $400. Learn more at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:My father-in-law passed away in March. Next week, we have an appointment with Social Security, and we want to ensure we come prepared, along with my mother-in-law, who will turn 65 next year. She wants to take over his Social Security.I heard about a government program that allows you to consolidate your credit card debt and repay it with no interest, but I'm not sure how to access it. My debt is about $25,000.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Finish Line PledgeChristian Credit CounselorsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Let's talk about Trump ending Social Security through inaction....

Jim and Chris begin with three PSAs on Social Security experiences, then answer questions on fixed indexed annuities with market value adjustments, SPIA payout options for the Minimum Dignity Floor™, and the tax aggregation rule for MYGAs.(11:30) In this PSA Georgette clarifies that her husband, born February 1, received January benefits at full age 70, […] The post Social Security PSAs, FIAs, SPIAs, and MYGAs: Q&A #2525 appeared first on The Retirement and IRA Show.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, LIVE from the 2025 Dentist Money Summit in Park City, UT, Matt and Rabih unpack recent economic developments—including the Fed's decision to hold interest rates steady. They also talk about Warren Buffett's retirement from Berkshire Hathaway and the long-term challenges facing Social Security. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode: Moving on from the scarring of the 2008 financial crisis. Where is your comfort zone with cash, and what should that account be used for? Retirement laws are constantly changing. How do you stay ahead? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Lots to dig into in today's Red Meat episode, including Trump's victories over Gavin Newsom in California, the latest with Iran and Israel, troubles in Social Security, and an upbeat look at law enforcement heroes.

This week, we're bringing back your favorite co-host, Kathryn Tuggle(!), and diving into a Mailbag filled with your most pressing (and most personal) money questions we've heard in a while.  Jean and Kathryn tackle the complex crossroads of navigating identity theft and divorce, when to take Social Security (and when not to), and whether putting all your retirement savings into an annuity is ever the right move, and more! Plus: Jean shares her must-dos if you think your identity has been compromised, including the single most important move to protect your credit right now. … Does more financial confidence sound good to you, then you might want to try: 

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Today's Post - https://bahnsen.co/3FKivXl What Happens If We Do Nothing About National Debt? In this week's episode of Dividend Cafe, the host revisits the topic of national debt and explores what might happen if no actions are taken to address it. The discussion moves from hypothetical solutions proposed in a previous episode to real-life economic implications of inaction. With national debt at around $37 trillion, annual deficits continue to grow, adding to economic instability. David outlines various potential outcomes, including financial repression, higher taxes, recalibration of Social Security and Medicare benefits, and federal asset sales, emphasizing that painful solutions are inevitable. The episode stresses a decline in growth due to excessive governmental debt and advocates for an investment approach focused on quality amidst these challenges. 00:00 Introduction and Recap of Dave Land 01:38 The Reality of National Debt 03:34 Uncertainty and Economic Predictions 08:40 Potential Responses to National Debt 09:56 Financial Repression and Debt Monetization 11:31 Debt Default and Social Security Recalibration 13:36 Higher Taxes and Federal Asset Sales 17:20 Conclusion and Investment Philosophy Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

The Supreme Court this week said Tennessee may continue to enforce its law banning most types of gender-affirming care for minors. The ruling is likely to greenlight similar laws in two dozen states. Meanwhile, the Senate is preparing to vote on a budget reconciliation bill that includes even deeper Medicaid cuts than the bill that barely passed the House in May. Alice Miranda Ollstein of Politico, Sandhya Raman of CQ Roll Call, and Victoria Knight of Axios join KFF Health News' Julie Rovner to discuss these stories and more. Plus, for “extra credit” the panelists suggest health policy stories they read this week that they think you should read, too: Julie Rovner: The New York Times' “The Bureaucrat and the Billionaire: Inside DOGE's Chaotic Takeover of Social Security,” by Alexandra Berzon, Nicholas Nehamas, and Tara Siegel Bernard. Alice Miranda Ollstein: Wired's “What Tear Gas and Rubber Bullets Do to the Human Body,” by Emily Mullin. Victoria Knight: The New York Times' “They Asked an A.I. Chatbot Questions. The Answers Sent Them Spiraling,” by Kashmir Hill. Sandhya Raman: North Carolina Health News' “Ambulance Companies Collect Millions by Seizing Wages, State Tax Refunds,” by Michelle Crouch and Charlotte Ledger. Hosted on Acast. See acast.com/privacy for more information.

In today's episode, we're diving into the latest press release from the Social Security Board of Trustees. The numbers this year look worse than last year—and that has real implications for your retirement. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #456. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.      

Lots to dig into in today's Red Meat episode, including Trump's victories over Gavin Newsom in California, the latest with Iran and Israel, troubles in Social Security, and an upbeat look at law enforcement heroes.

Tara and Lee dive into the coming collapse of Social Security, now projected to go bust by 2034. With biting sarcasm and sobering facts, they expose how Congress raided the so-called “lockbox,” replacing real money with IOUs and creating a $6 trillion shortfall. The discussion unpacks how privatization—once proposed by George W. Bush and Paul Ryan—could have yielded five times the returns for Americans if enacted. Tara connects the crisis to broader systemic failures, including illegal immigration's impact on unpaid taxes and the misuse of Medicaid. Plus, a breakdown of Trump's “Big Beautiful Bill,” featuring 100% factory expensing and the potential for a blue-collar boom. A must-hear warning and call to action on America's financial future.

In this explosive back-to-back breakdown, Tara tackles two of America's most urgent threats: the looming insolvency of Social Security and the escalating standoff with Iran. First, she exposes how decades of bad policy, IOUs, and congressional theft have turned Social Security into a raw deal for Americans—costing retirees real freedom and financial security. Then, the spotlight shifts to Trump's high-risk “two-week” delay in the Israeli-Iranian conflict. Is it brilliant disinformation or a countdown to war? Featuring sharp military insight and geopolitical warnings, Tara lays out how Iran's weakened regime, nuclear ambitions, and assassination plots against Trump pose a clear and present danger. This is a raw look at how bad leadership—both domestic and foreign—has put America on the edge.

Did you hear about the guy who tried to pay his taxes with a smile? Unfortunately for him, the IRS still prefers cash.All jokes aside, failing to file your taxes for several years is no small matter—but it's not the end of the road, either. Kevin Cross joins us today with practical steps to help you get back on track.Kevin Cross is a Certified Public Accountant (CPA) who has headed CPA firms in Florida and now Georgia. He has studied the tax code extensively and specializes in representing taxpayers before the Internal Revenue Service (IRS).Start With the Present, Not the PastThe further you fall behind, the more difficult it is to catch up. But rather than beginning with the year you first missed, he recommends filing your most recent return first—say, 2024—and working backward as needed. This shows the IRS that you're attempting to come into compliance, not ignoring your obligations.Falling behind on taxes is more common than most people think. Life events like divorce, disability, job loss, or even the rise of gig work can trigger tax complications. For example, many gig workers receive a 1099 for the first time, try to file using online software, and are shocked to discover they owe thousands. Rather than seek help, they freeze—and the following year's return also goes unfiled.Of course, COVID didn't help as many people have been struggling since then to get back on track.Do You Always Have to File?A common misunderstanding is that you must always file. If you're not going to owe anything, you don't have to file. That includes many senior citizens who live solely on Social Security.However, if you're due a refund, you have up to three years to file and claim it. Miss that window, and the refund is forfeited.Importantly, there's a difference between not filing and not paying. Sometimes you don't know what you owe—or if you owe—until you file.Even if you don't owe taxes on the sale of a primary residence, for example, the IRS won't know that unless you file. If you don't, you might receive a letter saying you owe thousands in capital gains tax—money you could've avoided paying.How to Begin the ProcessIf you're unsure how many years you've missed, a good first step is to request a Wage and Income Transcript from the IRS. This document shows all your reported income—W-2s, 1099s, Social Security, retirement distributions, and more. You can request it through the IRS website by searching for “IRS wage and income transcript.”Even with transcripts in hand, deciphering them can be complicated. That's why we strongly recommend seeking help from a CPA or tax professional familiar with IRS representation. You may not know what to do with what you find. You can find a Certified Kingdom Advisor (CKA) in your area who specializes in tax planning and preparation by going to FaithFi.com and clicking “Find a Professional”. Also, it's helpful to know that the IRS's own handbook, the Internal Revenue Manual, usually requires only the last six years of returns to be filed. That's a helpful limit for those unsure where to begin.The IRS Will Work With YouDon't let fear keep you stuck. The IRS can work with you. Options include payment plans or even an offer in compromise, which may reduce your total tax liability.Filing late taxes doesn't have to be terrifying. With the right help and a step-by-step plan, you can get back on track—and even experience peace of mind. The IRS just wants to see you trying. Start with today, and take it one step at a time.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We want to pay off this card, but we're making no progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Kevin Cross (CPA)Internal Revenue Service (IRS.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us fan responses! The invisible line between who you truly are and who "they" say you are determines everything about your financial freedom, legal standing, and generational wealth. In this eye-opening session, Don Kilam pulls back the curtain on how your name has been transformed into a business entity—specifically a "special purpose vehicle"—that pledges your assets against the national debt without your informed consent."Your name is the business," Kilam emphasizes repeatedly, revealing how the amalgamation of your birth certificate, identification documents, and Social Security information creates a separate legal entity that the government profits from. More importantly, he outlines the practical steps to reclaim control through private family structures like trusts, ministries, and legacy accounts.The distinction between the "natural you" that works for natural resources and the "corporate you" that chases paper money forms the foundation of this discussion. Kilam doesn't just identify the problem—he offers solutions, from establishing private contracts the government cannot interfere with to creating tax-exempt entities that preserve family assets across generations.What sets this teaching apart is Kilam's emphasis on implementation over theory. He breaks down complex concepts like the Alter Ego Doctrine, special purpose vehicles, and bankruptcy law into actionable insights. His advice ranges from practical land ownership strategies to establishing peace treaties between your private family and public institutions.Ready to transform your understanding of wealth, sovereignty, and generational legacy? Text PRIVATELIFE to 702-200-4900 or visit skool.com/donkilam to begin your journey into private family structures that stand the test of time.In "United States Of Pimpin'," Don Kilam shares his perceptions from his street culture to explain the corporate world in a way that may feel uncomfortable yet brutally honest. He outlines ten rules from the "pimp game" alongside ten principles that apply to society and governance. https://www.amazon.com/dp/B0F9QHGRGS FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Million-Dollars-Worth-Game-Kilam/dp/B09HQZNRB9 https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQSupport the showhttps://donkilam.com

The key to unlocking Medicare and Social Security benefits for immigrants is gaining access to a Social Security number. 

Jeff Stoffer, Director of the American Legion's Media and Communications Division, joined the America's Work Force Union Podcast to discuss the Legion's century-long involvement in youth baseball, the consequences of a broken immigration system and the importance of America's global leadership. Lisa Cutler, Communications Director for the Alliance for Retired Americans, joined the America's Work Force Union Podcast to discuss the future of Social Security, potential Medicaid cuts in Congress and the ripple effects of healthcare policy changes on private insurance premiums.

This week's blogpost - https://bahnsen.co/4jYgcxO In this episode of the 'Thoughts On Money' podcast, co-host Blaine Carver and guest Darren Lightfoot delve into the intricacies of Roth conversions and the potential tax traps associated with them. Blaine shares personal anecdotes and explains why Roth conversions, despite their popularity, require careful consideration of several factors that go beyond simple tax bracket comparisons. They discuss how adjustments in adjusted gross income (AGI) and modified AGI (MAGI) can affect various aspects such as Social Security taxation, Medicare premiums, capital gains taxes, and eligibility for tax credits. Key insights are provided on navigating these hidden pitfalls and the importance of consulting with financial professionals for tailored advice. 00:00 Introduction and Host Welcome 00:38 Beach Story and Weather Analogy 02:50 Introduction to Roth Conversions 04:34 Detailed Tax Traps in Roth Conversions 08:18 Impact on Social Security and Medicare 12:12 Qualified Charitable Distributions (QCD) 14:50 Dividends, Capital Gains, and Tax Credits 18:20 Final Thoughts and Advice 24:01 Podcast Conclusion and Disclaimers Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

Janett Liriano, Venture-Backed founder with a political mindset and co-founder of INARU, joins to discuss the treasury releasing social security and Medicare Trustees Report.

Chuck Zodda and Mike Armstrong discuss the US preparing action to target allies chip plants in China. Social Security's finances erode further, risking benefits cuts. Auto tariffs could raise the price of vehicles up by nealy $2,000 per. Waymo wants to bring its Robotaxis to New York City. Rice prices skyrocket in May. Paul LaMonica, Barron's, joins the show to chat about Capital One and the rising fees on credit cards.

Lots to dig into in today's Red Meat episode, including Trump's victories over Gavin Newsom in California, the latest with Iran and Israel, troubles in Social Security, and an upbeat look at law enforcement heroes.

Lots to dig into in today's Red Meat episode, including Trump's victories over Gavin Newsom in California, the latest with Iran and Israel, troubles in Social Security, and an upbeat look at law enforcement heroes.

In this week's Rise UP! Rise Up's Terri Kallsen, Grimes and Company Principal and Wealth Manager Emily Wood, and Research Director and Portfolio Manager Ben Wallace analyze the week's big stories and their effects on markets. From the conflict between Israel and Iran to the Fed decision on interest rates to the passing of the Genius Act and its potential effect on stablecoin investing. Plus, the truth behind the report on the threat of Social Security funding being depleted, and what you can do if it does come to pass. Get Emily and Ben's great insights one-on-one with a free review of your portfolio. Go to https://www.wealthion.com/free and select Grimes & Company on the form. Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Chapters 3:12 - Markets and the Fed Decision 4:47 - The Fed and Stagflation Concerns & Powell's 19x “uncertainty” 7:04 - Lower Interest Rates Coming? But Should You Make a Big Purchase or Hold? 8:34 - Israel, Iran, US Potential Involvement and Markets 11:45 - How to Prepare For Potential Market Volatility, Depending on Your Needs 13:37 - The Genius Act, Stablecoins, and Their Potential Impact on Treasuries 17:04 - Do Stablecoins Fit in Your Portfolio? 18:23 - Social Security at Risk? Managing Your Retirement Plan 19:20 - What Percentage of Your Retirement Income Should Come From Social Security 21:30 - What You Can Do Right Now to Protect Your Future If Social Security is Cut 25:10 - Monte Carlo Scenarios For Your Retirement and What Number is Best for You 29:37 - What to Watch Next Week Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #Geopolitics #Tariffs #FederalReserve #Stablecoins #RetirementPlanning #SocialSecurity #MarketVolatility #InterestRates #IsraelIran #CryptoPolicy #EconomicOutlook ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lots to dig into in today's Red Meat episode, including Trump's victories over Gavin Newsom in California, the latest with Iran and Israel, troubles in Social Security, and an upbeat look at law enforcement heroes.

6/20/25: MTA Pres Max Page: More support needed for educ from Gov. Rep Lindsay Sabadosa on marijuana. Prof Austin Sarat: political violence, social security, & No Kings. FCCPR's Susan Triolo reports on recent & upcoming protests, e.g. Tristate Overpasses for Democracy. Donnabelle Casis w/ Ex Dir Britt Ruhe of Comm Murals on "Paint the Town" fundraiser.

The latest developments in the Israel-Iran conflict, and the evolution of President Trump's thinking on whether to involve the US. Plus, the Social Security trust fund is expected to run out of cash in eight years, unless Congress acts before then.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter. Today's episode of Up First was edited by Roberta Rampton, Alex Leff, Jane Greenhalgh, Janaya Williams and Alice Woelfle. It was produced by Ziad Buchh, Claire Murashima and Christopher Thomas. We get engineering support from Stacey Abbott. And our technical director is Carleigh Strange. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The Supreme Court is staying busy with decisions. The High Court issued a 6-3 ruling on Wednesday in United States v. Skrmetti, upholding a Tennessee law that banned gender-affirming care for transgender minors. Leah Litman joins us to unpack what affect the court's ruling will have on Tennessee and a slew of other states across the country. Litman is the author of the recent NYT Best Seller "LAWLESS: How the Supreme Court Runs on Conservative Grievance, Fringe Theories, & Bad Vibes" and a host of Crooked Media's "Strict Scrutiny".And in headlines: Democrats refused to participate in a Senate Judiciary Committee hearing that looked into the mental fitness of former President Joe Biden, Medicare and Social Security's trust funds are running out of money, and President Trump is still deciding if the US will insert itself into the Israel-Iran conflict.Show Notes:Check out Leah's book – https://tinyurl.com/fz4yshmjCheck out Strict Scrutiny – https://www.crooked.com/podcast-series/strict-scrutiny/Subscribe to the What A Day Newsletter – https://tinyurl.com/3kk4nyz8What A Day – YouTube – https://www.youtube.com/@whatadaypodcastFollow us on Instagram – https://www.instagram.com/crookedmedia/For a transcript of this episode, please visit crooked.com/whataday

Growing anxiety among retirees over potential Social Security cuts and economic instability is prompting many to scale back spending and reconsider their retirement plans as policymakers debate the program's future. Today's Stocks & Topics: PRI - Primerica Inc., Market Wrap, IOT - Samsara Inc., APA - APA Corp., Retirees Fear for the Future of Social Security Amid Policy and Economic Uncertainty, T - AT&T Inc., GOOG - Alphabet Inc. Cl C, Retail Investors, Retirement Saving Plans, CFFN - Capitol Federal Financial Inc., 401k Rollover, Stablecoins.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

If you want to earn a yield on your gold, check out https://www.monetary-metals.com/gammon/Whiteboard explaining monetary metals https://youtu.be/lw9crPfbAyI✅Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/pro✅Rebel capitalist merchandise https://www.rebelcapitaliststore.com

President Donald Trump is weighing U.S. actions amid Israel and Iran's ongoing strikes. Plus, MAGA infighting grows on the issue. And there are risks for Trump of 'regime change' in Iran: Just ask George W. Bush.USA TODAY Supreme Court Correspondent Maureen Groppe breaks down the high court's move to uphold Tennessee's ban on transgender minors using puberty blockers and hormone therapy.The Social Security crisis is coming a year earlier than we thought.Karen Read has been acquitted of murder in the death of her police officer boyfriend.The FDA approves a new twice-yearly HIV shot.USA TODAY Chief Political Correspondent Phillip M. Bailey discusses the importance of Juneteenth and how some communities are marking the day.Let us know what you think of this episode by sending an email to podcasts@usatoday.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

President Trump turns up the heat on Iran with what he's calling the "ultimate ultimatum," as the U.S. reportedly considers military strikes. Plus, a financial alarm bell—new projections show the Social Security retirement trust fund could be depleted in less than a decade, putting future benefits at risk. And in a major shakeup in the sports world, could the Buss family really be selling the Lakers? Reports say Dodgers owner Mark Walter is eyeing a $10 billion deal. Sports broadcasting legend Fred Roggin joins us to break it all down.

Iran bombs hospital in Israel. Social Security insolvency moving up to 2033. Mike Tobin from Fox News joins Tony from Israel. Jasmine Crockett Masterpiece TheatreSee omnystudio.com/listener for privacy information.

Iran bombs hospital in Israel. Social Security insolvency moving up to 2033. Mike Tobin from Fox News joins Tony from Israel. Jasmine Crockett Masterpiece Theatre. Listeria outbreak linked to Kroger. CNN’s Harry Enten polling regarding the Big Beautiful Bill. Fed holding interest rates. Press asks Trump about raising the minimum raise. More national guard troops to LA. Karoline Leavitt: President Trump will make his decision on Iran in the next two weeks. Itai Biran Consul for Political and Economic Affairs in the Consulate. Joining Karoline Leavitt presser in progress. It’s not what Trump says, it’s what he does. Carlson vs Cruz. Newsom saying Trump is hurting them from fighting forest fires. WashPo’s Jonathan Capehart lies about Sen Padilla. XX XY’s Jennifer Say doesn’t want to have an HR dept at her company. Cynthia Nixon’s son is on a hunger strike in support for Gaza.See omnystudio.com/listener for privacy information.

Latest on Israel vs. Iran..."Three Things You Need to Know"....Social Security in trouble again...ex-USCG officer does something that warrants investigation.See omnystudio.com/listener for privacy information.

Thank you so much for listening to the Bob Harden Show, celebrating nearly 14 years broadcasting on the internet. On Thursday's show, we discuss the ill-conceived “artificial intelligence” exception to the Big Beautiful Bill with Co-Founder and CEO of the Florida Citizens Alliance Keith Flaugh. We visit with Cato Institute Director of Healthcare Policy Michael Cannon about the much-needed redesign of Medicare and Medicaid programs. We visit with Competitive Enterprise Institute Senior Economist Ryan Young about the Fed, jobs, wages and the financial peril of Social Security. We also visit with the former Mayor of Naples Bill Barnett. We have terrific guests scheduled for Friday's show including Senior Legal Fellow with the Pacific Legal Foundation William Yeatman, FEE.org's Producer Maggie Anders, Landmark legal Foundation Vice President Michael O'Neill, and Professor Larry Bell. Access this or past shows at your convenience on my web site, social media platforms or podcast platforms.

SEND ME A TEXT MESSAGE NOWMore madness as Israel and Iran exchange direct military strikes, with Donald Trump recklessly demanding Iran's "unconditional surrender" while hinting at U.S. military assistance. The real danger? A regional conflagration that could draw in multiple Middle Eastern powers and destabilize global oil markets. We need cooler heads and less ego from world leaders before this volatile situation explodes.Domestic troubles abound too. Utah Senator Mike Lee showed his true colors with shocking social media posts!Meanwhile, Social Security faces insolvency faster than thought. The warning signs are clear, yet partisan gridlock prevents solutions.Even disaster response is becoming politicized, with FEMA Administrator Kristi Noem creating dangerous bottlenecks by requiring all emergency funding to route thru her office.Question for you the Wolf Pack Listener.What would America feel if it were a person today? Call our voicemail at 833-399-9653 or email:aworldgonemadpodcast@gmail.com to share your perspective. Together, we can navigate these challenging times and work toward preserving our democracy despite the madness surrounding us.AWorldGoneMadPodcast@gmail.com

After nearly eight weeks of testimony, the jury in Karen Read's murder trial reached a verdict that made a crowd go wild outside the courthouse. President Donald Trump says he's still weighing his options on helping Israel strike Iran. Specialized services for LGBTQ+ youth in crisis will soon go away. Revenue to cover Social Security benefits is on shaky financial ground. Plus, a major breakthrough in the fight against HIV. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This mid-week episode is the recording of a session done with the smart women of the WE (Women Empowered) Wealth Collective, titled: What Every Woman Should Know About Minimizing Taxes in Retirement. ‘Catching Up to FI' co-host and author of ‘F.I.R.E for Dummies', Jackie Cummings Koski, CFP®, AFC®, continues through an easy to follow checklist of tax considerations in retirement. She demo-drives 72(t) and RMD calculators, live-shops the ACA site to score premium tax credits, and shows how Medicare surcharges work.  Topics for the series include: Age-band tax checklist (pre-55, 55-65, 65-75, 75+) Separating "macro" worry (markets, policy) from micro action (what you control) Early withdrawal strategies  (Rule of 55/50, 72(t) / Equal Payments, HSAs, Affordable Care Act/Tax Credits, Brokerage Accounts, ect) Tax Minimizing tips during normal retirement (Social Security, Medicare Surcharge, Increased Standard Deduction, Balancing account types) Later in life considerations (RMDs, Qualified Charitable Distribution, Inheritances, ect)   This is the second part of a two-part series and part 1 aired last Wednesday. This session references visuals from a presentation that is better viewed on youtube or you can follow along using this slide deck.   Disclaimer for this session: The intent of this session is open discussion about money topics that makes us all a little smarter. The content is for general education and information purposes only, and is not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.  

“The wicked borrow but do not pay back, but the righteous is generous and gives.” – Psalm 37:21When someone owes you money and doesn't repay it, emotions can run high—frustration, hurt, and even resentment. Whether it's a friend, family member, or fellow believer, unpaid debt can strain even the strongest relationships. So, how should we respond when repayment never comes? Let's explore that together.Start with CompassionIt's natural to assume the worst when someone avoids repaying a debt. But Scripture calls us to pause and lead with understanding.“Whoever is slow to anger has great understanding, but he who has a hasty temper exalts folly.” – Proverbs 14:29The person who owes you might be experiencing genuine hardship, such as job loss, medical emergencies, or family struggles. Begin by asking how they're doing. Show empathy. Offer flexibility, if possible, such as a revised payment plan. This can foster honest dialogue and reflect Christ's love in action.Before confronting the situation, pray. Ask God for wisdom, peace, and soft hearts on both sides. When you enter the conversation with prayerful humility, your response becomes a witness, not just a reaction.Follow Biblical Steps for ConflictIf the debtor is a fellow believer and continues to avoid the issue, Jesus outlines a redemptive process in Matthew 18:Speak privately to them.If unresolved, bring one or two others.If the issue remains unresolved, involve the church leadership.The goal isn't shame—it's restoration. Seek truth and preserve the relationship, creating a path forward instead of building a wall.Should Christians Ever Take Legal Action?In 1 Corinthians 6, Paul warns believers not to sue one another over civil matters, saying, “Why not rather be wronged?” Unity and love matter more than financial recovery. However, this doesn't mean legal action is never appropriate.If fraud, abuse, or serious legal injustice is involved, Romans 13 affirms that civil authorities exist to uphold justice. Seeking legal recourse in these situations may be necessary, especially if livelihoods are at stake. Just be sure your motivation is fairness, not revenge.The Bigger PictureRegardless of the outcome, Jesus commands us to forgive:“Whenever you stand praying, forgive, if you have anything against anyone…” – Mark 11:25Forgiveness doesn't ignore the debt—it chooses not to hold bitterness. Sometimes it leads to repentance; other times, it simply frees your heart.Unpaid debt is frustrating—but temporary. Relationships, witness, and Christlike character endure. Ask not only, “How can I get this money back?” but “How can I reflect Jesus in this moment?” Generosity and forgiveness point to a Savior who forgave us when we had nothing to repay.Want to Go Deeper?This topic is explored further in our Faithful Steward magazine. You can receive each quarterly issue by becoming a FaithFi Partner—just $35/month or $400/year at FaithFi.com/Give. Your support helps equip more believers for faithful stewardship.On Today's Program, Rob Answers Listener Questions:I'm in my 50s and want to buy a house. I have money saved for a down payment, but I'm unsure about two things. First, should I continue saving for a larger down payment or buy now with the money I have? Second, I want a mortgage, but I would like to know whether I should choose a shorter or longer mortgage term. I'm 54 years old, so I'm thinking about my timeline for paying off the mortgage.My brother and sister had a trust together with three houses. My sister has since passed away, and my brother is still alive. The trust already has money in it, and my brother is thinking about selling one of the houses. I would like to know: Does the money from the house sale have to be returned to the trust, or can my brother keep it?I'm about to start Social Security at my full retirement age in two months. My wife is considering taking Social Security at age 62. My question is about what happens if I pass away before her. If she's already receiving a reduced spousal benefit, will she then get 100% of my benefit at the new reduced amount, or will she be stuck with the same reduced percentage?My wife and I have a local revocable trust with property and investments. We're considering relocating to an Illinois senior living facility. I'm concerned: Will the state have any way to access our money and property?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Blaming the poor while the rich sneak off with the welfare. Donald Trump viciously threatens Iran as if taking America to war. Musk and DOGE's Social Security lies are exposed.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

The Supreme Court allowed the 20-somethings at DOGE to access your Social Security information. What's the worst that could happen?If you're not a 5-4 Premium member, you're not hearing every episode! To hear this and other Premium-only episodes, access to our Slack community, and more, join at fivefourpod.com/support.5-4 is presented by Prologue Projects. This episode was produced by Dustin DeSoto. Leon Neyfakh provides editorial support. Our researcher is Jonathan DeBruin, and our website was designed by Peter Murphy. Our artwork is by Teddy Blanks at Chips NY, and our theme song is by Spatial Relations. Transcriptions of each episode are available at fivefourpod.com Follow the show at @fivefourpod on most platforms. On BlueSky, find Peter @notalawyer.bsky.social, Michael @fleerultra.bsky.social, and Rhiannon @aywarhiannon.bsky.social. Hosted on Acast. See acast.com/privacy for more information.

Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she should use her 403(b) money to pay off her mortgage. And Lucas plans to spend from his brokerage, then his 401(k), then his Social Security and pension when he retires in 20 years. What do Joe and Big Al think of his strategy? Find out today on Your Money, Your Wealth® podcast 534. Free financial resources & episode transcript: https://bit.ly/ymyw-534 DOWNLOAD the Key Financial Data Guide DOWNLOAD The Retirement Readiness Guide Watch Is There a Formula for Retirement? on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:55 - We're 63 and 58 With $4.6M Saved. Should We Do Roth Conversions? Can We Avoid IRMAA? (Ralph & Alice, Monument, CO - voice) 11:51 - Watch Is There a Formula for Retirement? on YMYW TV, Download The Retirement Readiness Guide for free 12:59 - Should I Use My 403(b) Pay Off My Mortgage? (Mary Jo, Escondido) 16:48 - Brokerage to 401(k) to Social Security and Pension: Good Income Strategy for Retirement in 20 Years? (Lucas) 26:33 - YMYW Podcast Outro

Don and Tom tackle the behavioral trap of “home bias” in investing—why U.S. investors tend to overinvest domestically and why it's dangerous. They compare global fund allocations across countries, poke fun at nationalist investing instincts, and explain why international diversification is essential. Listener calls cover early Social Security regret, 72(t) withdrawals, covered calls on Palantir, and what happens to target date funds after they “expire.” 1:52 Home bias explained: Americans (and Australians) overweight U.S. stocks 2:58 U.S. vs global stock market value debate 3:42 Fund companies pander to investor bias 4:14 Vanguard Australia fund: 42% Aussie stocks?! 5:25 Why home bias hurts—Australia's 25% bank exposure 6:26 Dimensional and Avantis global tilt: 70% U.S. 7:52 Long-term global diversification reduces volatility 8:17 The 2000s: Global funds outperformed U.S. funds 9:21 Call: Donna in AZ – Regret over early Social Security filing 11:29 Don confesses he took his at 69: “I'm weak” 12:02 Donna's still in great shape—no panic needed 13:04 Timing Social Security: Only critical if it's most of your income 14:45 Emotional investing vs logic—why home bias persists 15:51 Japan: Home bias disaster, zero returns since 1990 16:07 Call: Kyle in TX – 72(t) withdrawals and bond reluctance 18:21 Tom explains why bonds matter when pulling from a shrinking stock portfolio 19:51 Call: Jason the Tesla Bull – Covered calls on Palantir 21:15 Covered call mechanics explained 23:14 Don's 1980s crash story: When covered calls fail 24:14 Covered calls appeal to greed, often backfire 25:20 Palantir's PE ratio? Try 1,058—yikes 26:30 Meme stocks vs megacaps: Palantir's government dependency 27:05 Call: John in OH – Fidelity fee confusion update 28:16 John's advisor can't see the same statements—sus? 30:32 Make sure to bring statements and get written answers 31:29 Don's birthday, Father's Day gripes, and Twain wisdom 32:22 Call: Elizabeth in SC – What happens to a 2010 target date fund? 33:37 Vanguard 2010 funds merge into 70/30 “retirement income” fund 35:14 Performance? ~5% annualized—above inflation Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're one of the 1.9 million people who still get a paper tax refund check from the federal government, you will need to make a change in the coming months. It's the same for those who still count on Social Security checks in the mail rather than electronic direct deposit. A presidential executive order requires those and other transactions by the federal government to go completely electronic by September 30. The White House claims paperless transactions will save taxpayers as much as $657 million. At the same time, it poses a significant challenge for the high percentage of Native Americans who choose not to utilize conventional banks.