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Don and Tom take on the latest attempt to reinvent retirement investing: the claim that retirees should hold 90% stocks and just 10% bonds. They explain why focusing on recent stock returns ignores both history and human behavior, discuss the role bonds play in managing risk and retirement income, and remind listeners that successful investing is about meeting your goals—not maximizing returns at any cost. They also answer a listener question about claiming Social Security early versus waiting until age 70 and revisit the importance of maintaining exposure to emerging markets despite their volatility.0:12 The newest retirement “better mousetrap”: 90% stocks, 10% bonds1:48 Bob Pozen's argument for aggressive retirement portfolios3:01 Why 10-year return data can be misleading4:16 The psychology of large portfolio losses5:42 Bonds are not stocks: understanding the difference7:37 How fixed income supports retirement withdrawals8:22 Why retirees should know their actual asset allocation10:04 Taking only the risk you need to take12:25 Remembering how investors felt in 2000, 2008, and 202213:33 Using the Talking Real Money risk quiz14:27 Summer request for listener questions15:31 Listener Scott asks about claiming Social Security early17:07 Why delaying Social Security can still make sense18:32 The value of Social Security's guaranteed increase20:11 Risks of assuming stock market returns will cooperate21:55 Why contrarian retirement advice attracts attention22:25 The overlooked role of emerging markets23:50 Why emerging markets belong in diversified portfolios24:30 The risks and rewards of global diversificationQuestions? Comments? Click!
The Joe Piscopo Show 6-17-26 Today is Joe Piscopo's birthday!!! 34:02- Jim McLaughlin, pollster for President Donald Trump, strategic consultant, and CEO and Partner of McLaughlin & Associates Topic: Latest primary results 48:08- Hogan Gidley, Former National Press Secretary for the Trump campaign and former White House Deputy Press Secretary Topic: Iran deal; President Trump at the G7 summit 1:00:00- Laura Sheaffer, General Manager of AM 570 The Mission and AM 970 The Answer Topic: Wishing Joe Piscopo a Happy Birthday 1:06:28- Stephen Moore, "Joe Piscopo Show" Resident Scholar of Economics, Chairman of FreedomWorks Task Force on Economic Revival, former Trump economic adviser and the author of "The Trump Economic Miracle: And the Plan to Unleash Prosperity Again" Topic: Let young workers out of Social Security; Oil prices amid Iran deal 1:19:54- Nicole Parker, Special Agent with the FBI from 2010 through October 2022, Fox News contributor, and the author of "The Two FBIs: The Bravery and Betrayal I Saw in My Time at the Bureau" Topic: UFC terror plot investigation 1:42:24- Lt. Col. Robert Maginnis, a retired U.S. Army officer and an experienced military analyst with on-the-ground experience inside Russia and Ukraine and the author of "Preparing for World War III" Topic: Latest in the U.S.-Iran deal 2:03:21- Pastor Dave Watson, Senior Pastor of Calvary Chapel on Staten Island, Founder and President of the New York Institute of Biblical Studies, and the host of "God in Our City" on WMCA Topic: Father's Day and the biblical significance of fathers; Joe Piscopo's birthdaySee omnystudio.com/listener for privacy information.
Social Security crowds out private savings, the tax code penalizes investment, and Trump accounts can leave families worse off than a plain brokerage account. Cato's Romina Boccia and Adam Michel break down what's wrong with Trump accounts and why universal savings accounts are the fix. Hosted on Acast. See acast.com/privacy for more information.
Schedule a free financial assessment with an experienced professional at Pure Financial Advsiors: https://purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep586-description-free-assessment“Walter and Skyler” in Iowa ask if they're on track to retire early, or if they're just "cooking up overconfidence?" And how aggressively should they convert their retirement savings to tax-free Roth money before the pension and Social Security kick in? California Dreamin' has it down to one decision: convert to the top of the 22 percent tax bracket, or push into the 24? “Mike and Carol” in Florida ask, when you're weighing a conversion, should you be looking at your tax bracket, or your actual effective tax rate? Finally, is it worth the cost for “Westley and Buttercup” to use the brand new option to turn a big employer contribution into Roth money? Joe Anderson, CFP® and Big Al Clopine, CPA from Pure Financial Advisors spitball on all of these questions, today on YMYW podcast 586.Free Financial Resources in This Episode: https://bit.ly/ymyw-586 (full show notes & episode transcript)10 Common Roth IRA Mistakes That Can Cost You $50,000 (or More!) - YMYW TV:https://purefinancial.com/white-papers/roth-ira-white-paper/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-guide-to-roth-iras&utm_content=ymyw-pod-ep586-description-whitepaperThe Ultimate Guide to Roth IRAs - free download:https://purefinancial.com/ymyw/episodes/10-common-roth-ira-mistakes-that-can-cost-you-50000-or-more/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep586-description-tv-s12e04Financial Blueprint (self-guided):https://bit.ly/PureFinancialBlueprintREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:10 - Early Retirement Overconfidence? Aggressive Roth Conversions? (Walter & Skyler, Iowa)13:25 - Roth Conversion Bracket Call: 22% or 24%? (CA Dreamin', Central Coast)22:27 - Tax Bracket vs. Effective Rate: The Roth Math Most People Get Wrong (Mike & Carol, FL)32:16 - Should the NEC Go to the Roth? The 401(k) Decision (Westley & Buttercup, TX)42:28 - Outro: Next Week on the YMYW Podcast
(June 16, 2026) In Orange County, six figure salaries now qualify as low income. The social security trust fund will run dry in 2032… what does that mean? California schools are emptying out. Experts say it’s going to get worse. Science suggests cringe-worthy dad jokes may serve an actual purpose.See omnystudio.com/listener for privacy information.
The guest host for today's show is Brad Bannon. Brad runs Bannon Communications Research, a polling, message development and media firm which helps labor unions, progressive issue groups and Democratic candidates win public affairs and political campaigns. His show, 'Deadline D.C. with Brad Bannon,' airs every Monday from 3-4pm ET. Brad is first joined by Alex Lawson, Executive Director of 'Social Security Works.' The pair discusses GOP House Speaker Mike Johnson's comments that Republicans will cut Social Security, Medicare and Medicaid in 2027. Alex also shares how Minority Leader Hakeem Jeffries, and Democratic members of the House, plan to schedule a vote to expand Social Security, if they win back the House in the November midterms. Finally, he also recaps his exciting visit to Netroots Nation 2026 that just took place in Philadelphia, and he previews '7 Days in DC: A Week of Democracy in Action.' (Find out more here: 7daysindc.com/#about) Then, Brad is joined by Sarah Jones, Editor-in-Chief for PoliticusUSA. The two discuss what details are known thus far of Trump's Iran peace deal, including reporting that the deal has no agreements about Iran's nuclear program, which is why the President told the country he started this war. Next, they explain why Trump's UFC cage fight on the White House Lawn for his 80th birthday wasn't just a fantastic waste of taxpayer money, it was yet another stain he's left on the image of the White House, and the country. Lastly, Sarah shares how Trump's name being removed from the Kennedy Center, following his loss in court on the matter, symbolizes the end of his power in a very important and motivating way. Alex Lawson's handle on Blue Sky is @alaw202.bsky.social. The website for Social Security Works is www.socialsecurityworks.org. You can read Sarah's work at www.thedailypoliticususa.com. Follow her on BlueSky, where her handle is @politicussarah.bsky.social. The handle for PoliticusUSA is @politicususa.com.
Navigating financial progress can feel overwhelming, but sometimes you're already doing better than you think. This episode is a motivating conversation about recognizing your wins, big and small, as you build financial security and personal growth. Listeners are shown how to spot five key signs they're “killing it” and how to celebrate meaningful progress along the way.Key Moments & HighlightsAcknowledging Your Wins: We explore why people don't give themselves enough credit and introduce the idea of celebrating progress, not just perfection 01:17.Emergency Fund Success: A key theme that emerged was the power of maintaining an untouched emergency fund and how it enables better decision-making in tough times 04:28.Smart Debt Management: There is immense value in not paying interest on debts and using credit wisely. We also share helpful credit card strategies 11:04.Consistent Retirement Savings: It is vital to make it automatic and consistent when saving for retirement and set realistic expectations for Social Security 15:01.Learning from Mistakes: Learning from our financial missteps ensures we grow. We discuss our tough landlord experiences as an example. These times can be a source of strength and help us make better choices 19:08.Increasing Net Worth: Tracking your net worth year over year is a simple and powerful measure of real financial progress 26:22.Celebrate & Reflect: Never forget to pause, appreciate milestones, and understand that personal growth is part of the journey 30:31.Who Should ListenThis episode is for anyone feeling stuck or uncertain about their financial journey. Couples, individuals, and anyone working toward financial goals who need a reminder that progress, not perfection, is what matters should definitely listen in.Why Tune InTune in for genuine encouragement, real-world experiences, and practical tips that will help you see and celebrate your own financial wins. Whether you're just starting out or further along, this episode will leave you feeling empowered and motivated to keep going strong. This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorthOur website: www.forbetterandworth.comGet Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlightConnect with us:Instagram: @forbetterandworthYouTube: @forbetterandworthEricka: @erickayoungofficialChris: @1cbyoung
Most people spend decades preparing financially for retirement. They contribute to retirement accounts, pay down debt, evaluate Social Security strategies, and work with advisors to make sure their savings can support the next chapter of life. By the time retirement arrives, many have a well-developed financial plan that answers the most important question: "Can I afford to retire?" This week I spoke with retirement lifestyle coach Toni Petrillo about a different question—one that often surfaces only after retirement begins: "Now what?" Learn about what Toni calls the “in-between chapter” and how to navigate from a meaningful career to a purposeful retirement in this week's episode of “Retire Today.” For disclosures and conflicts visit keilfp.com/disclosures.
What happens when you spend a decade building a company, achieve a life-changing exit, and suddenly no longer need to work? In this episode, Matt Feret sits down with entrepreneur Andrew Hulbert, who built Pareto FM from a startup into a nine-figure business before retiring at age 37. Andrew shares the realities of extreme ambition, the sacrifices entrepreneurship can demand, and how he navigated the transition from relentless work to a life centered on family, purpose, and presence. Together, they explore identity, success, retirement, financial freedom, relationships, and why true fulfillment often comes from the simplest moments rather than the biggest achievements. My website with more Medicare resources, books, courses, and more: https://prepareformedicare.comI recommend my wife's Medicare insurance agency, but there's never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.comThe Matt Feret Show is about thriving in midlife, retirement, and beyond. Each week, Matt shares smart conversations on Medicare, Social Security, retirement planning, health, wealth, wellness, caregiving, and life after 50.Explore more episodes and sign up for The Matt Feret Newsletter: TheMattFeretShow.comNeed Medicare help? Book a no-obligation consultation: BrickhouseAgency.comWatch full episodes on YouTube: The Matt Feret ShowSubscribe on Apple, Spotify, or YouTube for more insights on wealth, wisdom, and wellness in retirement. Hosted on Acast. See acast.com/privacy for more information.
On this week's episode of The FratChat Podcast, we dive into our “Top 10 Hottest Players to Watch” list ahead of the World Cup, and things immediately go off the rails in classic FratChat fashion. The whole premise gets derailed almost instantly when we realize we didn't even define the topic the same way! Carlos thinking “hottest” meant players who are absolutely on fire with form, skill, and momentum heading into the tournament, while C-Mo interpreted it as, well… the sexiest players on the pitch. What starts as a shared idea quickly splits into two completely different lists, turning the segment into a hilarious running debate instead of a classic countdown. Carlos still breaks down elite talent like Cristiano Ronaldo, now 41 and somehow still chasing one last iconic World Cup run, along with global standouts like Son Heung-min and the ever-present Lionel Messi, focusing on who's actually shaping the tournament on the field. Meanwhile, C-Mo is coming at it from a very different angle, highlighting players based on pure “hotness” in the most literal sense, which sends the entire conversation spiraling between serious football analysis and absolute hilarious chaos. Outside the pitch, the episode is packed with the usual chaos fans expect from FratChat. “Emails from the Listeners” brings in Sarah from New Jersey, sparking a wild conversation about internet activism, “pick me” behavior, and whether certain online movements are getting more extreme than people realize. The news segment takes a sharp turn into serious territory with a whistleblower story alleging plans involving Social Security records and millions of Americans being misclassified, leading to a broader discussion about government accountability and political dysfunction. And in “Not the Drag Queens,” the guys tackle a messy swirl of political fallout tied to Epstein-related reporting, internal administration tensions, and media spin. Blending real headlines with their signature unfiltered commentary. It's funny, uncomfortable, and unhinged in the way only FratChat can manage, balancing sports hype with internet culture and hard-hitting chaos all in one episode. Got a question, comment or topic for us to cover? Let us know! Send us an email at fratchatpodcast@gmail.com or follow us on all social media: Instagram: http://Instagram.com/FratChatPodcast Facebook: http://Facebook.com/FratChatPodcast Twitter: http://Twitter.com/FratChatPodcast YouTube: http://YouTube.com/@fratchatpodcast Follow Carlos and CMO on social media! Carlos: IG: http://Instagram.com/CarlosDoesTheWorld YouTube: http://YouTube.com/@carlosdoestheworld TikTok: http://TikTok.com/@carlosdoestheworld Twitter: http://Twitter.com/CarlosDoesWorld Threads: http://threads.net/carlosdoestheworld Website: http://carlosgarciacomedy.com Chris ‘CMO' Moore: IG: http://Instagram.com/Chris.Moore.Comedy TikTok: http://TikTok.com/@chris.moore.comedy Twitter: http://Twitter.com/cmoorecomedy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In Part 2 of this Live listener Q&A episode, Wade Pfau and Alex Murguia tackle several retirement planning topics, including Social Security claiming strategies for spouses with age differences, how younger workers should think about Social Security's long-term solvency, whether to assume future benefit cuts in retirement projections, the impact of the "widow's penalty" on tax planning and Roth conversions, evaluating an older variable annuity with high fees, tax considerations when selling investments in a taxable account, and how to think about maintaining portfolio discipline during retirement. Throughout the discussion, they emphasize balancing planning conservatism with practicality, avoiding unnecessary forecasting, and making decisions that support long-term retirement goals rather than reacting to headlines or uncertainty. Takeaways When spouses have similar Social Security benefits, but one spouse is significantly older, the older spouse often has the strongest case for delaying benefits until age 70 because that higher benefit is more likely to become the survivor benefit. Younger workers may not need to heavily discount future Social Security estimates because projected wage growth could offset a significant portion of any future benefit reductions. For retirees already near claiming age, assuming a 25% reduction in future Social Security benefits can be a reasonably conservative planning assumption. The eventual Social Security reform package is unlikely to rely solely on benefit cuts and will more likely include a combination of tax increases and benefit adjustments. The "widow's penalty" can significantly increase taxes for a surviving spouse because income often remains similar while tax brackets and Medicare thresholds become less favorable. Potential future tax increases and the widow's penalty are both compelling reasons to consider Roth conversions even when current projections suggest little immediate tax benefit. High-fee variable annuities should be evaluated carefully, especially to determine whether valuable income guarantees justify the ongoing costs. If guaranteed income sources such as pensions and Social Security already cover essential expenses, a variable annuity can potentially serve as a bridge strategy to delay Social Security benefits. When selling investments from a taxable account, maintaining the portfolio's target asset allocation is generally more important than trying to predict which investments will perform best or worst next. Tax-efficient selling decisions often come down to managing capital gains by choosing whether to realize gains from low-basis or high-basis shares depending on the investor's broader tax situation. Chapters 00:00 Social Security Strategies for Couples 06:28 Concerns About Social Security Reliability 10:16 Planning for Future Social Security Benefits 13:20 Roth Conversions and Tax Planning 18:18 Evaluating Variable Annuities 22:24 Taxable Account Management Strategies 25:05 Maintaining Asset Allocation Discipline 27:53 Tax Considerations in Asset Sales Links
Happy Father's Day! Adam walks through the money lessons a lot of us picked up from our dads and grandfathers. The advice came from a good place and from real experience. The trouble is that the world they lived in looked almost nothing like the one we are retiring into now. Pensions are mostly gone, people are living longer, healthcare costs keep climbing, and the tax code is more complicated than it has ever been. Adam goes through the old rules one at a time. Cash is king. All debt is bad. Never touch the principal. Social Security has you covered. The stock market is a casino. He explains what still holds up, what quietly works against you today, and where a fiduciary actually earns their keep. There is plenty here for everyday savers and a few good reminders for advisors too. It is a warm, honest conversation, and a pretty fitting tribute to Dad. Episode Timestamps 00:00 – Why following outdated money advice can quietly cost you 01:00 – Father's Day setup and how Dad's financial era was different 02:00 – "Cash is king" and the hidden cost of inflation 02:40 – Why hating all debt can work against you 03:30 – "Never touch the principal" and modern income planning 04:30 – What Social Security was really designed to do 05:30 – The market scar that became a family money philosophy 06:30 – Why retirement doesn't reward improvising 07:30 – Honoring Dad by getting your own house in order Key Takeaways
Voters head to the polls today in four states and DC; The FBI says it foiled an attack on this weekend's White House event; Food access challenges push partnerships in a Pennsylvania nutrition summit; AARP Nevada calls on Congress to rescue Social Security; and Colorado's 'elk hunting capital' is now open for drilling.
Kruser has the number from the SpaceX IPO sales, the approaching deadline for Social Security benefits, and the slow separation of Dr. Demetrus Liggins and the FCPS schoolboard. See omnystudio.com/listener for privacy information.
Are hidden tax traps quietly impacting your retirement income? In this episode, Frankie Guida breaks down five common tax pitfalls retirees may face. The discussion covers how Social Security can be taxed, the impact of required minimum distributions, Medicare surcharges, and the role of withdrawal timing across different accounts. He also explores how income levels and account types can influence tax exposure over time, highlighting why understanding these factors can play a key role in structuring a retirement strategy. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.
When should you actually claim Social Security—and what could that decision mean for your retirement income? In this episode, Brandon Bowen explores the timing choices retirees face and why many claim earlier than expected. He discusses common concerns about potential changes to the system, key factors like retirement timing and income needs, and how different filing options—such as spousal and survivor benefits—can impact the bigger picture. The conversation also highlights common pitfalls, including scams and misunderstood rules, while emphasizing how Social Security fits into a broader income strategy. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
What does it really take to replace your paycheck in retirement—and why might the old 4% rule fall short? This episode explores the rising cost of retirement, estimated at $5,300 per month, and the critical role of guaranteed income sources like Social Security and pensions. Kevin Madden discusses building reliable cash flow using alternative strategies, from fixed annuities to diversified income planning, while addressing risks like inflation, market volatility, and overreliance on 401(k)s. The conversation highlights how tailored income strategies—not arbitrary savings targets—shape long-term financial stability. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.
In part two of Red Eye Radio with Gary McNamara and Eric Harley, Elon Musk has become the first person to cross the trillionaire threshold, at least on paper, after SpaceX priced its blockbuster initial public offering at $135 a share and its stock soared in its stock market debut. At its closing price of $160.95 on Friday, Musk's net worth reached roughly $1.14 trillion. Also the Kevin Warsh era begins at the Federal Reserve / lawmakers scramble to form a bi-partisan commission to restructure Social Security benefits beyond 2032. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Welcome to Last Call, a look at the biggest stories Jim and Greg covered over the past week on the 3 Martini Lunch. This week they discuss Texas Democratic Senate candidate James Talarico's reversal on transgender surgeries for minors, a congressional report showing Minnesota Gov. Tim Walz repeatedly failed or refused to stop rampant fraud, […]
Phillip Ramsey of Uncommon Wealth Partners challenges the conventional approach to retirement planning, emphasizing the importance of cash flow over a fixed "retirement number." Exploring the pitfalls of solely relying on a nest egg, Phillip illustrates with examples the significance of understanding monthly income needs and leveraging guaranteed income sources like Social Security and pensions. This episode of the Uncommon Wealth Podcast offers insights into building a customized retirement strategy, encouraging a shift from traditional metrics to more personalized financial planning methods. Learn how to gain control and confidence in your retirement vision.
Chairman Jason Smith of the House Ways and Means Committee joins the Try That In A Small Town podcast from CMA Fest in Nashville. He breaks down what the powerful Ways and Means Committee actually does and how it touches every American's life through taxes, trade, Social Security, Medicare, and more. Jason opens up about his small-town Missouri roots, being a fourth-generation farmer, raising white buffalo, and why he still lives in the same rural community he represents. He explains how he took the Ways and Means Committee on the road to 32 states to listen to working families, small businesses, and farmers before writing what he calls the “Big Beautiful Bill” – the largest tax cut in U.S. history, including no tax on tips and overtime. The conversation gets candid on Social Security's future, election integrity and slow vote counts in places like California, and what happens when people lose trust in the system. Jason also shares behind-the-scenes stories of working closely with President Trump – from grilling him for three hours on every line of a 103-title tax bill in the Oval Office to the now-famous “red button” that just orders Diet Coke. Along the way, they talk CMA Fest, Jason's obsession with Reba, the Chiefs, Mahomes vs. Brady, cleaning up Washington, D.C., and why he believes the founding fathers' values are really small-town values. Jason closes with a powerful story of a single mom whose $10,000 tax refund changed her life – and why that's why he still fights for small towns and working families. Timed highlights 2:00 Who is Chairman Jason Smith and what is the Ways and Means Committee? 5:13 CMA Fest, first concerts, and Jason's country music roots 7:11 The Ozarks, one of America's poorest districts, and small-town values 8:14 Reba superfan stories and being starstruck in DC 10:02 How the guys first met Jason at the South Dakota Governor's Hunt 11:49 Nashville's Bluebird Café, songwriting, and music in DC 13:06 Jason's priorities: working families, small businesses, and farmers 14:19 White buffalo, donkeys named Bill, Hillary, Chelsea, and Hunter 15:29 Growing up poor in a trailer, farm life, and why that shapes his politics 19:15 Taking Ways and Means to 32 states and writing the “Big Beautiful Bill” 20:20 No tax on tips, no tax on overtime, and tax ideas from real Americans 22:06 Social Security history, FDR, and why both parties will keep it 23:35 Will Social Security ever go away? Jason's answer and insolvency warning 26:49 How Jason became the youngest Ways and Means chair since before the Civil War 29:01 Inside the steering committee and what it takes to win the gavel 32:31 Life on call with President Trump and 5:30 a.m. texts 33:00 Three-hour Oval Office grilling on the “Big Beautiful Bill” 35:07 The Diet Coke button story and a handwritten note after Jason's dad passed 37:34 Elections, slow vote counts in California, and voter trust 40:31 Why “every vote counts”: Jason's one-vote victory story 43:03 Chiefs fandom, Mahomes vs. Brady, and elite QB mindset 48:19 How Trump cleaned up Washington, D.C. and made it feel safe again 51:39 What do you buy a president for Christmas and Trump's generosity with guests 52:14 Jason presents a Congressional Record honoring “Try That In A Small Town” 54:57 Why the song struck a nerve in small-town America 56:24 The waitress, a $10,000 refund, and how tax policy changes real lives 59:19 Jason's schedule, gym routine, and juggling DC with life back on the farm 1:01:21 Final thoughts on serving small towns and inviting listeners to DC ______________________________________________________________________________________________SPONSORS: The Try That in a Small Town Podcast is powered by e|spaces!Redefining Coworking - Exceptional Office Space for Every BusinessBook a tour today at espaces.comFrom the Patriot Mobile studios:Don't get fooled by other cellular providers pretending to share your values or have the same coverage. They don't and they can't!Go to PATRIOTMOBILE.COM/SMALLTOWN or call 972-PATRIOTRight now, get a FREE MONTH when you use the offer code SMALLTOWN.Original Brands - Our original sponsor since the beginning!!Original brands is starting a new era and American domestic premium beer, American made, American owned, Original glory.Join the movement at www.drinkoriginalbrands.comPeacemaker Coffee CompanyFounded by retired police officer/chief Chris Morris, Peacemaker delivers clean, low-acidity coffee while supporting police, firefighters, EMS, military, veterans, teachers, dispatchers, and medical personnel through donations and programs.https://www.peacemakercoffeecompany.com/________________________________________________________________________________________________Follow/Rate/Share at www.trythatinasmalltown.com -For advertising inquiries, email info@trythatinasmalltown.comProduced by Jim McCarthy and www.ItsYourShow.coSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
June is Men's Health Month, but today is Mostly Medicare (and maybe Morgan Freeman). Doctor Mark and Larry talk about bucket lists and what's beyond! Where are the behavioral trends heading? Why is there so much anxiety? And just in case you don't have enough anxiety, we'll get in-depth about how Medicare premiums work with lots of gruesome details from Social Security! It's another informative and entertaining look at the world behind health care now! And watch your pockets, IRMAA's back in town!See omnystudio.com/listener for privacy information.
June is Men's Health Month, but today is Mostly Medicare (and maybe Morgan Freeman). Doctor Mark and Larry talk about bucket lists and what's beyond! Where are the behavioral trends heading? Why is there so much anxiety? And just in case you don't have enough anxiety, we'll get in-depth about how Medicare premiums work with lots of gruesome details from Social Security! It's another informative and entertaining look at the world behind health care now! And watch your pockets, IRMAA's back in town!See omnystudio.com/listener for privacy information.
Thank you so much for listening to the Bob Harden Show, celebrating nearly 15 years broadcasting on the internet. On Monday's show, we visit with the Leader of the Regulatory Studies program at GW William Yeatman about proposed legislation on Capitol Hill as well as the fragile financial state of Social Security. Author of Subtack column, “Against the Left” Patrick Carroll and I discuss the public distain for data centers. AIER,org Senior Editor Jon Miltimore and I discuss the little-known but intriguing relationship between Alexander Hamilton and George Washington. We also visit with author Jim McTague about his expectation for the increased use of artificial intelligence in politics. We have terrific guests for tomorrow's show, including Marc Schulman, Founder and Publisher of HistoryCentral.com, Young Voices Content Creator Maggie Anders, and Linda Harden. Access this and past shows at your convenience on my web site, social media platforms or podcast platforms.
Monday, June 9th, 2025 Trump and Kegseth mobilize the National Guard against peaceful protesters in Los Angeles County; Abrego Garcia is back on US soil after being hit with trumped up criminal charges over a 2022 traffic stop in Tennessee; San Antonio police walk back their statements about the murder of Jonathan Joss not being a hate crime; the Trump regime scrambles to rehire wrongfully terminated federal employees; the Supreme Court has rejected a Republican bid to throw out provisional ballots in Pennsylvania; the high court has also left in place a ban on high capacity firearms in DC; a West Virginia prosecutor is warning that women who experience miscarriages could be criminally charged; the Boulder Colorado suspect who is already facing nearly 120 criminal charges appeared in court for a federal hate crime charge; Tesla is seeking to block the city of Austin from releasing records on the robotaxi trial; the Supreme Court has allowed DOGE access to our Social Security data and has allowed DOGE to keep records private; 13 House Republicans urge their colleagues in the Senate to block some climate cuts in the Billionaire Bailout Bill that they voted for; and Allison and Dana deliver your Good News. MSW Media, Blue Wave California Victory Fund | ActBlue Check out Dana's social media campaign highlighting LGBTQ+ heroes every day during Pride Month - Dana Goldberg (@dgcomedy.bsky.social) Guest: @JenaFriedman - Twitter @jenafriedman - Instagram @jenafriedman - TikTok Not Funny | Book by Jena Friedman | Official Publisher Page | Simon & Schuster On tour TOUR - JENA FRIEDMAN Special Event: Jena Friedman - Philadelphia - July 31 Motherf*cker by Jena Friedman - Union Hall Brooklyn - Aug 5, 6 Stories Trump administration races to fix a big mistake: DOGE fired too many people | The Washington Post Tesla seeks to block city of Austin from releasing records on robotaxi trial | Reuters The National Guard in Los Angeles | Lawfare National Guard troops arrive in Los Angeles as immigration enforcement tensions escalate | CBS News Colorado attack suspect, already facing nearly 120 state charges, appears in court on federal hate crime charge | CNN 13 House Republicans urge Senate to scale back clean energy cuts in bill they voted for | NBC News Good Trouble Video: West Virginia prosecutor warns women about possibly facing charges over miscarriages | CNN Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security.
RNT: Iran, Trump, Venezuela, oil reserves, social security, and a surprise
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security.
Welcome to the third episode of Group Dentistry Now & Black Talon Security's Dental Cyber Watch Live. As dental groups rush to adopt artificial intelligence, many are spending on tools no one uses and feeding patient data into platforms no one controls. The result is wasted budget, hidden liability, and growing security exposure. In this episode of Dental Cyber Watch Live, Bill Neumann (CEO, Group Dentistry Now) sat down with Gary Salman (Co-founder and CEO, Black Talon Security) and Matthew McGaw (founder, DSO Compass; co-founder, Relay) to unpack the promise and peril of AI in dentistry. The clear message for DSOs of every size: AI is transformative, but only when paired with governance, training, and due diligence. Here are the key takeaways. Shadow AI: The Risk You Can't See Shadow AI is the unmonitored use of large language models — ChatGPT, Gemini, Claude — by employees without policy, oversight, or controls. Staff turn to these tools to work faster. The problem is that no one is watching what data goes in. Salman described the scope at a recent DSO event with roughly 20 leaders, representing practices from 10 to 200-plus locations. Most reported a mix of LLMs already in use across their teams. Few had standard operating procedures governing what could be entered. Fewer still had any technology to monitor that activity. The exposure is real. Information uploaded to a free model may be anonymized, but it can resurface when others ask similar questions. "When the product's free, you're the product. They're not doing you a favor." — Gary Salman, Black Talon Security For an organization handling protected health information, that is a compliance event waiting to happen. The fix doesn't require shutting AI down — it requires structure: enable privacy settings so platforms don't train on your data, write SOPs that define what can and cannot be entered, and train staff on why it matters. The AI Graveyard: Paying for Tools No One Uses The "AI graveyard" is where promising technology goes to die. It's the software a DSO bought with enthusiasm, then abandoned because of poor implementation, failed training, low adoption, or clunky integration — while the subscription keeps billing. McGaw pointed to two familiar culprits: "shiny object syndrome" and the "Hawaiian shirt guy effect," where a charismatic salesperson wins the room and the product never fits the problem. Neumann offered a grounded example. Some automations at Group Dentistry Now worked well. Others proved clunky and were better handled manually. A buried tool isn't just a wasted subscription. It drains training hours, erodes staff confidence in future rollouts, and makes the next investment harder to champion. The escape route is unglamorous but reliable: plan, implement, and train before you scale. Roll out to a small group, confirm adoption, refine the workflow, then expand. Design Backward, Build Forward The smartest framing of the conversation came from a concept Salman credited to Andy Farina of Destination DSO: design backward, build forward. Understand the problem you're solving first, then align products to it — never the reverse. Most purchasing runs backward. A leader sees an exciting tool, then invents a reason to need it. McGaw captured the trap: "Sometimes the problem that they think they have to solve isn't always the problem that is really the problem." Salman's advice for separating substance from hype was blunt: "Stay away from the shiny penny and buy the gold." Before any AI purchase, leaders should define the problem, set clear criteria for success, evaluate fit against those criteria, and only then buy. Vendor Due Diligence — and Who's Really Liable Many DSO leaders misunderstand a critical point: under HIPAA, breach liability sits with the healthcare entity — the DSO — not the software or technology provider. Assuming the vendor carries that risk is a dangerous shortcut. That makes cyber due diligence non-negotiable. Before signing with any AI vendor, ask: How do they access, store, and share data? Who, specifically, has access to it? What security measures protect it? Salman's larger point: security should be the first question in any technology evaluation, not the last. Too often it's raised only after the contract is signed and the data is already flowing. Building AI Securely The throughline of the discussion was AI governance, risk, and compliance treated as a foundation, not an afterthought. For organizations handling patient data, that distinction separates innovation from exposure. Leaders should expect real safeguards from any tool touching PHI: scrubbing confidential data like dates of birth, Social Security numbers, and patient health information on upload; annotating sources so answers can be traced; flagging possible hallucinations; and hashing files to protect their integrity. Pair those safeguards with disciplined implementation, and today's investment doesn't become tomorrow's graveyard occupant. Protecting What You've Built AI is a genuine opportunity for DSOs willing to pair ambition with discipline. The risk isn't the technology — it's deploying it without control. Three steps to start now: Audit current AI usage to learn which tools your team uses and what data flows into them. Establish AI governance and SOPs before the next tool goes live. Make vendor security due diligence standard, with security as the opening question. Is your DSO adopting AI faster than it can secure it? Get these fundamentals in place, and AI stops being a liability waiting to surface — and becomes the advantage it promised to be for your practice and your patients. Get the MAX Surgical Specialty Management Case Study: https://dso.pub/4v8OwfP
Chris Markowski, known as the Watchdog of Wall Street, discusses the harsh realities of the financial world, particularly focusing on the Social Security system, the failures of Obamacare, and the importance of true wealth beyond material possessions. He emphasizes the need for personal responsibility in financial planning and critiques the political landscape's handling of these issues. Morkowski also touches on the spending habits of young athletes and the immigration system's impact on the labor market, advocating for a revamp of education to support skilled labor.
Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation
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This week: Inflation hit its highest rate in three years thanks to skyrocketing energy prices. Felix Salmon, Elizabeth Spiers, and Emily Peck, parse through what the various inflation numbers mean and discuss the Fed's and Donald Trump's blasé reaction to the situation. Then, with the trustees warning of its depletion by 2032, the hosts talk about the possible consequences of losing Social Security. And finally, they look at the natural experiment that revealed the unexpected connection between the iPhone and lower birth rates. In the Slate Plus episode: Is Anthropic vs OpenAI the new Coke vs Pepsi?Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli. Hosted on Acast. See acast.com/privacy for more information.
Tax rates are as low as they've been in decades. Yet due to ballooning government deficits and increasingly underfunded entitlements, it's reasonable to have a hedge against higher tax rates in the future. One way to protect your retirement from higher taxes is to have at least some money in Roth accounts. With the Roth, contributions aren't tax-deductible, but withdrawals are tax-free… but only if you follow the rules, which can be complicated. Robert Brokamp explains what you need to heed.Also in this episode:-The Social Security time bomb ticks louder with the recent release of the latest trustees report-Americans are keeping their cars longer than ever, which is saving them money -- and changing the automotive industry-The earnings of companies in the S&P 500 are soaring, but some of that impressive growth is not actually due to business operations-Healthier people tend to be wealthier, and a recent study finds that riding a bike can provide all kinds of physical and psychological benefitsHost: Robert Brokamp, CFP®, EAEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security.
Welcome to Last Call, a look at the biggest stories Jim and Greg covered over the past week on the 3 Martini Lunch.This week they discuss Texas Democratic Senate candidate James Talarico's reversal on transgender surgeries for minors, a congressional report showing Minnesota Gov. Tim Walz repeatedly failed or refused to stop rampant fraud, Social Security running dry by 2032, and the Congressional Baseball Game.First, Jim and Greg examine the hypocrisy of James Talarico, who now suddenly opposes gender reassignment surgery for minors. In 2023, he argued against a bill that would ban “medical and surgical procedures” for minors with gender dysphoria. They also address recent reports that Talarico dated two of his staffers.Next, they review a House Oversight Committee report that alleges Gov. Walz and his administration ignored repeated warnings from whistleblowers about massive fraud and, in some cases, retaliated against those who raised concerns. Next, they cover the looming threat of the Social Security trust fund running dry by 2032. Despite a national debt of $39 trillion, cuts to entitlements remain deeply unpopular with voters, preventing any political solution. But soon politicians will not have a choice.Finally, they highlight Wednesday's Congressional Baseball Game, and how the media rarely mention the 2017 shooting at a GOP practice that nearly killed Rep. Steve Scalise. Please visit our great sponsors:IncogniTake control of your digital footprint today. Use code 3ML at the link below and get 60% off an annual plan: https://incogni.com/3ML Noble GoldDownload the free investor kit. No pressure. No obligation. Just the information. https://noblegoldinvestments.com/3mlFast Growing TreesBetter plants, better growing, and an extra 20% off with code MARTINI at https://FastGrowingTrees.com/Martini for a limited time; terms and conditions may apply.New episodes every weekday.
This week: Inflation hit its highest rate in three years thanks to skyrocketing energy prices. Felix Salmon, Elizabeth Spiers, and Emily Peck, parse through what the various inflation numbers mean and discuss the Fed's and Donald Trump's blasé reaction to the situation. Then, with the trustees warning of its depletion by 2032, the hosts talk about the possible consequences of losing Social Security. And finally, they look at the natural experiment that revealed the unexpected connection between the iPhone and lower birth rates. In the Slate Plus episode: Is Anthropic vs OpenAI the new Coke vs Pepsi?Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli. Hosted on Acast. See acast.com/privacy for more information.
Most retirement advice isn't wrong. It's incomplete. And following incomplete advice for 30 years is how people end up financially ready for retirement but completely unprepared to live it.I've seen it hundreds of times. Someone hits their number and feels nothing. So they keep working, keep deferring, keep waiting. By the time they stop, the years they actually wanted are already gone.This is the podcast I wish I could send to everyone in their 50s before those decisions get made.We're going to cover:- why David had $4 million at 61 and still couldn't give himself permission to retire- the three distinct phases inside every retirement, and why spreading your spending evenly across them is a mistake- what most Social Security calculators are missing that can quietly devastate your plan- a scenario where two retirees had identical portfolios and wildly different outcomes, without changing a single number- the risk I see ruin more retirements than running out of money ever does- five questions worth sitting with before you make any major retirement transition--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!
This week: Inflation hit its highest rate in three years thanks to skyrocketing energy prices. Felix Salmon, Elizabeth Spiers, and Emily Peck, parse through what the various inflation numbers mean and discuss the Fed's and Donald Trump's blasé reaction to the situation. Then, with the trustees warning of its depletion by 2032, the hosts talk about the possible consequences of losing Social Security. And finally, they look at the natural experiment that revealed the unexpected connection between the iPhone and lower birth rates. In the Slate Plus episode: Is Anthropic vs OpenAI the new Coke vs Pepsi?Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli. Hosted on Acast. See acast.com/privacy for more information.
The Hidden Lightness with Jimmy Hinton – For decades, Americans have been told that Social Security would be there when they needed it. Workers have watched payroll taxes disappear from every paycheck with the expectation that those contributions would provide financial security later in life. Yet the latest report reveals a system under enormous strain, raising serious questions about...
Jim and Chris discuss listener emails on Social Security earnings limits, and two emails relating to using annuities for LTC planning. (13:00) — A listener asks whether income from selling NSO stock counts as earned income for Social Security, potentially triggering the earnings limit before full retirement age. (21:00) — George asks about using a 1035 exchange to move variable annuities with guaranteed living benefits into a product offering long-term care benefits, and wants help weighing the tradeoffs of this approach. (49:45) — The guys help a listener think through annuity planning to fund future long-term care costs for in-laws, including whether to use one joint annuity or two individual annuities and where to find SPIA quotes. The post Social Security, Annuities for LTC Planning: Q&A #2624 appeared first on The Retirement and IRA Show.
This week on The Rizzuto Show, the gang dives headfirst into another ridiculous collection of stories that prove reality continues to outperform comedy writers.A Long Island woman thought she was buying tickets to a World Cup match and somehow ended up purchasing an $8,100 parking pass instead. Naturally, StubHub initially told her, "Sounds like a you problem," until the news got involved and the situation magically fixed itself. The crew breaks down outrageous ticket prices, the insanity of modern concerts, and why seeing your favorite artist now requires either a second mortgage or a willingness to stare at the back of a stage from three zip codes away.Meanwhile, King Scott officially learns he's becoming a girl dad—but not before delivering what may go down as the worst gender reveal in radio history. After accidentally revealing the baby's gender on-air, the backup plan involving an airsoft gun somehow went even worse. Congratulations, Scott. Your daughter hasn't even arrived yet and already has a better success rate than your reveal strategy.Rafe returns with another legendary E-Memoriam, honoring some of the week's biggest moments. The show discovers that none of the hosts can locate important documents proving they're actual functioning adults. Birth certificates? Missing. Diplomas? Missing. Social Security cards? Possibly fictional. If civilization depended on this crew producing paperwork, we'd all be living in caves by next Tuesday.The gang also discusses a bizarre report about high-end escorts reportedly extracting Silicon Valley trade secrets from lonely tech billionaires. Apparently years of cybersecurity training can be defeated by someone simply pretending to care about cloud infrastructure. Who knew the biggest threat to corporate America wasn't AI—but attention?And then Rafe takes aim at radio legend John Ulett ahead of his 50-year celebration, delivering a roast that somehow turns into a heartfelt tribute. Equal parts sarcasm, admiration, and complete nonsense, it's exactly the kind of emotional confusion you've come to expect from this show.If you love weird news, hilarious fails, celebrity-adjacent chaos, questionable life choices, and a group of grown adults somehow making everything worse, you've found your people.This daily comedy show continues proving that the truth is stranger, funnier, and significantly less organized than fiction. From parking pass disasters to accidental baby reveals, every segment feels like a challenge issued directly to common sense.Thanks for making The Rizzuto Show part of your routine. Whether you're listening at work, in traffic, or while searching for your own missing diploma, we're glad you're here for another daily comedy show packed with laughs, sarcasm, and complete nonsense.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
One minute you're buying tickets to see a massive international soccer match. The next minute you're staring at an $8,100 charge for a parking pass and wondering if your car now comes with its own butler. That's where this episode starts, and somehow things only get weirder from there.The crew breaks down one of the wildest ticketing stories we've ever seen after a Long Island mom accidentally purchased an outrageously expensive parking pass while trying to score seats for a big match. The conversation quickly spirals into the state of modern ticket prices, resale madness, and why seeing your favorite artist live now requires either a second mortgage or a suspiciously successful cryptocurrency portfolio.Meanwhile, the gang discovers a troubling truth about adulthood: none of us seem capable of locating important documents. Birth certificates are missing. Diplomas have vanished. Social Security cards are apparently living in another dimension. If civilization depended on us proving we graduated high school, humanity might be finished.Then there's King Scott.What should have been a sweet and memorable gender reveal somehow becomes a hilarious lesson in why live radio and carefully planned family moments don't always cooperate. The result is equal parts heartwarming, awkward, and exactly the kind of unpredictable mess listeners have come to expect.Rafe delivers another unforgettable E-Memorium, the crew debates life, responsibility, and whether anyone on the show can legally prove they exist, and somehow every conversation finds a way to become funnier than the last.This daily comedy show has everything: outrageous news stories, parenting debates, accidental financial disasters, and enough sarcasm to power the electrical grid. Whether you're listening on the drive to work, hiding from your responsibilities, or trying to avoid buying an $8,100 parking pass yourself, this episode delivers the laughs.The crew also dives into the economics of concerts, the changing world of live entertainment, and why families are increasingly forced to choose between making memories and protecting their budgets. Along the way you'll hear stories about dream vacations, listener reactions, and the kind of brutally honest conversations that make the show feel like hanging out with your funniest friends.If you're looking for a daily comedy show packed with ridiculous moments, unexpected detours, and conversations that somehow make less sense the longer they continue, you've found your people.Thanks for making this daily comedy show part of your routine. We appreciate every listener who joins us for another round of organized nonsense, questionable logic, and unforgettable stories.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.Riders rescued after being stuck 120 feet in the air on a ride at Six Flags St. LouisSame man charged with vandalism at Gin Room, Steve's Hot Dogs‘Tanfluencers' Push ‘Tanmaxxing' Social Media Trend. Here Are Skin RisksMom tried to buy World Cup tickets for her son — and ended up with an $8,000 parking passThink Before You ClickSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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This week, Farnoosh answers listener questions about rolling over an old 401(k), managing $100,000 in savings for a 68-year-old on Social Security, and how couples should discuss and merge finances. She highlights a New York Times story on how weak job markets can scar young graduates long-term and a piece in the Wall Street Journal about “Trump accounts,” including unclear eligibility rules and potential state tax differences versus 529 plans, advising caution until IRS guidance arrives. Learn more about her October 9 Book to Brand event. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.
Prior to the 1930s, old age in America often meant poverty. But thanks to Social Security, Medicare, medical advances, and rising asset prices, over the past 90 years, older Americans have become one of the wealthiest and most politically powerful groups in the country. In his new book, 'Gerontocracy in America,' Samuel Moyn argues that this success has created a dangerous imbalance. He says America isn't just facing oligarchy, or rule by the rich, but "Old-igarchy": a system in which wealth and power are increasingly concentrated among older generations, often at the expense of younger Americans. Today, Derek talks with Moyn about the rise of gerontocracy in America, whether elderly power has become a problem, what reforms could rebalance the scales between generations, and whether this argument is a serious critique of American politics or simply ageist nonsense. Subscribe to our YouTube channel here:https://www.youtube.com/@PlainEnglishwithDerekThompson If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuest: Samuel MoynProducer: Devon BaroldiAdditional Production Support: Ben Glicksman Learn more about your ad choices. Visit podcastchoices.com/adchoices
Seattle is expanding its program that reimburses businesses dealing with crime and vandalism, but the city is still missing one key piece of the puzzle. A Seattle restaurant is worried about paid parking coming to its neighborhood. Social Security recipients are being required to enroll for electronic payments as the agency ditches paper checks. // LongForm: GUEST: Chief Legal Officer for Flock Safety on if the technology is keeping us safe or creating a surveillance state. // Quick Hit: Bob Ferguson says he will not suspend the gas tax.
What if your Social Security benefit is worth far more than you realize, and the decision of when to claim it could be one of the biggest financial choices you'll ever make? As part of our "By the Numbers" series, topics covered in this episode include: Why Social Security should be viewed as an asset, not just monthly income How claiming at 62 vs. 67 vs. 70 impacts lifetime value The role inflation, taxes, and longevity play in your decision Common misconceptions about Social Security "running out" Practical steps to begin analyzing your own benefits today Today's article is from the Mr. Money Mustache blog titled The Shockingly Simple Math Behind Social Security. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/570
Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com