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Get ready for another insightful Q&A episode featuring your questions! Curious about hormone health and its impact on your well-being? Ever wondered why testosterone cream might cause pesky side effects like acne or hair growth? We discuss potential solutions and alternatives to consider. Struggling with weight gain or stubborn weight loss during menopause? Discover how hormone fluctuations might be playing a role and what steps you can take to regain control. We also delve into the nuances of estradiol therapy post-hysterectomy and the vital importance of monitoring your hormone levels for overall health. Concerned about hormone therapy's role in Alzheimer's risk management, especially if you have the APOE4 gene? We explore personalized strategies that combine diet, exercise, and hormone adjustments. Don't miss out on understanding how accurate hormone testing can enhance your health journey! In this episode, we uncover: How to manage common testosterone cream side effects like acne and hair growth. Why weight gain during menopause might be linked to hormone fluctuations. How estradiol and progesterone creams can alleviate menopause symptoms. Why individualized hormone strategies are crucial for Alzheimer's risk management. How different hormone testing methods provide insights into your health. Unlock valuable knowledge about hormone health by checking out this episode now. Whether you're navigating menopause or curious about HRT, there's something here for everyone! Sponsors Use coupon code HORMONE for 20% off your order. Try the NEW Lemonade LMNT!! Order your LMNT electrolytes today and get a FREE 8 pack of samples! Plus try it risk free, they have a no-questions-asked refund policy – you don't even have to send it back! Timeline is offering 20% off your first order of Mitopure. Go to timeline.com/HORMONE20 and use coupon HORMONE20 and get 20% off your order. Episode Mentions Urine Metabolite Testing for Hormones & What it Tells You, Who It is for & Why It is The Gold Standard of Testing with Karen Martel & Cohost Dr. Amie Hornaman Everything You Need to Know About Hormone Testing Are you in peri or post menopause and looking to optimize your hormones and health? At Hormone Solutions, we offer telemedicine services and can prescribe in every U.S. state, as well as in British Columbia, Alberta, and Ontario in Canada. Visit karenmartel.com to explore our comprehensive programs: Bioidentical Hormone Replacement Therapy Individualized Weight Loss Programs Peptide Therapy for weight loss Interested in our NEW Peptide Weight Loss Program? Join today and get all the details here. Join our Women's Peri and Post Menopause Group Coaching Program, OnTrack, TODAY! To our nursing audience members, our podcasts qualify for nursing CE @ RNegade.pro. Provide # CEP17654. Your host: Karen Martel Certified Hormone Specialist, Transformational Nutrition Coach, & Weight Loss Expert Karen's Facebook Karen's Instagram
BIG NEWS! I just finished writing CANADA IS AWESOME: A Little Book About A Big Country. This podcast is me reading the whole book! The book is about all the weird, wonderful, beautiful things that make Canada ... Canada. Did you ever notice Canadians speak in the collective? “What do you think of the weather we're having?” “Shall we grab a Tims before the meeting?” “Think we have a shot at the playoffs?” We, we, we. We use the word we so much. Why do we feel like such a collective? I don't think it's complicated. I think it's because we are one. We all toss around half of everything we make into a big glass jar and use it to pay for everyone's health care, education, and services. Sure, the system's never perfect, but if you shatter your ankle in an icy Canadian Tire parking lot, need a dozen years of free school for five kids in Kamloops, or want to drive on freshly snowplowed roads from Comox to Cornwall to Cape Spear, well ... we got you. We got you. We got everyone. So today I'm releasing the audio version of my first new book in three years. For free! With no ads! It's a gift. The Canadian way. I'm sharing the audiobook for free on the 3 Books podcast feed and on YouTube and then on Canada Day (July 1st) I'll be publishing the full text and a beautifully formatted PDF for free download on my blog (www.neil.blog) and also selling paper books—both black and white paperbacks and full-color hardcovers—at cost, starting July 1st. It's a different type of book than I've done before—a 78-page, bright red, self-published love letter to my home country. And it was designed by a Canadian in Ottawa (Steve St. Pierre), audio and video edited by a Canadian in Toronto (Dave Boire), and even the t-shirt I'm wearing in the YouTube video was designed and manufactured by a Canadian in Toronto (Daniel Torjman). If you're Canadian I hope you feel pride in who we are. If you're not Canadian, I hope this helps you see Canada a little clearer. Maybe it will inspire you to visit ... or to move here! Flip this on for your long road trip and let's let ourselves get inspired by what's possible when grit, determination, and kindness come together across culture and language. Let's reflect on shared goals of spending time with loved ones, hitting best-in-world education rates, and, of course, kicking back by the lake with a Moosehead and a bowl of ketchup chips. This is a piece of writing close to my heart and something I have been working on for over a decade. It began as a 1000 word blog post on '1000 Awesome Things' (2012), turned into a 5000 word Audible Original audiobook (2017), and now, today, in 2025, has become a 10,000 word physical book and audiobook that I offer here as my gift to you—and to us. I hope you like it. Neil
Break out your glitter and stick some stars on your face, we're going full-on glam this week as author, artist and performer Robert Dayton (Cold Glitter: The Untold Story Of Canadian Glam) brings us Vancouver, Canada's Sweeney Todd and their 1975 self-titled debut. The band had a revolving door of members throughout the years - including a 16 year old Bryan Adams at one point - but this version with singer Nick Gilder and guitarist Jim McCulloch is the one that started it all... Songs discussed in this episode: Roxy Roller - Nick Gilder; Free Love - Bobby Conn; Which Way You Goin' Billy - The Poppy Family; Julia Get Up - The Stampeders; Hey You Woman, Sexe Fiction - Aut'Chose; Roxy Roller (w/Bryan Adams), Roxy Roller - Sweeney Todd; Telegram Sam - T.Rex; Amateur Hour - Sparks; Hot Child In The City - Nick Gilder; Broadway Bougie - Sweeney Todd; All The Way - Kiss; Juicy Loose - Sweeney Todd; Juicy, Juicy, Juice - Royal Trux; Tantalize, Short Distance Long Journey, The Kilt - Sweeney Todd; Breakdown - The Sweet; Rock 'N' Roll Story - Sweeney Todd; Ballroom Blitz - The Sweet; Sweeney Todd Folder - Sweeney Todd; C'mon C'mon - Fludd; See What We're Doing Now, Daydreams, Going For A Star, Rue De Chance, Let's Do It All Again - Sweeney Todd; Roxy Roller - Cherie Currie
In this episode of I Am Refocused Radio, we explore how to make smart real estate moves with expert broker Jessica Di Re. Based in the Montreal suburbs, Jessica blends strategy, soul, and marketing savvy to help clients make confident, intentional decisions about their homes. We discuss:Key things to know before buying or selling in today's marketHow to decide if you should renovate or sellSmart ways to maximize your lifestyle and your investmentThe mindset shift behind smart real estate choicesWhy emotional intelligence matters in real estateWhether you're buying your first home, thinking about a move, or planning long-term wealth through property — Jessica brings clarity, insight, and practical tips you can use right now.
In 1973, two seemingly unrelated murders in Toronto leave families shattered and the public searching for answers. Detectives chase every lead, but the case goes cold. Decades later, Detective Sergeant Steve reopens the investigation, armed with advanced DNA technology. But solving this case isn't just about science—it requires earning the trust of a remote Indigenous community and holding onto the hope that justice can finally be served. Detective Sergeant Steve is a seasoned investigator with 28 years of service in the Toronto Police Service, where he currently leads the Homicide Cold Case Unit—home to the largest caseload of unsolved cases in Canada. In addition to overseeing the Cold Case Unit, Steve also manages the Forensic Video Unit and played a key role in the establishment of the Missing Persons Unit, guiding its development from the ground up.Throughout his distinguished career, Steve has held various positions in specialized units, including the Drug Squad, Major Crime Unit, Major Projects, ROPE (Repeat Offender Parole Enforcement) Squad, and the Hold Up Squad. Notably, while in the Hold Up Squad, he was instrumental in solving the high-profile multi-national bank robbery series known as the "Vaulter Bandit." A graduate of Brock University, Steve holds a major in Political Science and a minor in Business Entrepreneurship. His early career interests in law enforcement were sparked by his work with the Canada Border Services Agency during his time at university. For bonus episodes, behind-the-scenes shenanigans, join the SuperFam community at smalltowndicks.com/superfam
Support Our Sponsors! | RocketMoney - Cancel Your Unwanted Subscriptions! Go To https://www.rocketmoney.com/LIGHTSOUT | HungryRoot - Get 40% OFF Your First Hungryroot box + Get A FREE Item In Every Box FOR LIFE! - Use Code: LIGHTSOUT - Go To https://www.hungryroot.com/lightsout | Romanma's Website: https://www.thekingdomofcanada.ca/ Blog: https://www.blogger.com/profile/17607050982503496860 Lights Out Merch: https://milehighermerch.com/ Higher Hope Foundation: https://higherhope.org Follow & Subscribe To The Show! Spotify: https://open.spotify.com/show/3SfSNbkVrfz3ceXmNr0lZ4 Apple Podcasts: https://podcasts.apple.com/us/podcast/lights-out/id1505843600 Social Links: TikTok: https://www.tiktok.com/@lightsoutcast Twitter: http://twitter.com/lightsoutcast Instagram: http://instagram.com/lightsoutcast Suggestions/Comments: lop@milehigher.com Merch: https://lightsoutcast.shop/ Request A Topic Form: https://docs.google.com/forms/d/e/1FAIpQLSeOikdybNMOzpHIjLy0My2fYF0LXgN3NXDC0BQNFNNSXjetpg/viewform?usp=sharing Podcast sponsor inquires: adops@audioboom.com Host: Josh Twitter: http://twitter.com/milehigherjosh Instagram: http://instagram.com/milehigherjosh Writer/Co-host: Austin Instagram: https://www.instagram.com/austin_leee_/ Editor/Producer: Daniel Instagram: https://www.instagram.com/horrororeo Creator hosts a documentary series for educational purposes (EDSA). These include authoritative sources such as interviews, newspaper articles and TV news reporting meant to educate and memorialize notable cases in our history. Videos come with editorial context added bolstering educational and artistic value. Please review at your leisure. Sources: https://pastebin.com/YMkwCj5t
Christians look to the day of the Lord with great anticipation. But Christ's return will bring unspeakable horror to those whose faith is only a hypocritical show. Today, R.C. Sproul calls us to heed a sober warning from the book of Amos. Request R.C. Sproul's book Hard Sayings, plus lifetime digital access to his four teaching series on the hard sayings of Scripture, with your donation of any amount: https://gift.renewingyourmind.org/4094/donate Live outside the U.S. and Canada? Request the ebook edition of Hard Sayings and digital access to all four teaching series with your donation of any amount: https://www.renewingyourmind.org/global Gather with Christians around God's Word at one of Ligonier's upcoming events: https://www.ligonier.org/events Meet Today's Teacher: R.C. Sproul (1939–2017) was founder of Ligonier Ministries, first minister of preaching and teaching at Saint Andrew's Chapel, first president of Reformation Bible College, and executive editor of Tabletalk magazine. Meet the Host: Nathan W. Bingham is vice president of ministry engagement for Ligonier Ministries, executive producer and host of Renewing Your Mind, and host of the Ask Ligonier podcast. Renewing Your Mind is a donor-supported outreach of Ligonier Ministries. Explore all of our podcasts: https://www.ligonier.org/podcasts
PREVIEW CANADA: Colleague Conrad Black reports that Canada is hurrying to rebuild its defenses. More. 1875
CANADA: BLESSED LAND, WITH A BUSY NEW PM. CONRAD BLACK.
If you love immersive, detailed, and responsible true crime storytelling... you might like Canadian True Crime—Canada's top indie podcast.Join host Kristi Lee for a deep dive into some of the most thought-provoking true crime cases in Canada.Where to start:The Shedden Bandido Massacre (series)The Richardson Family Murders (series)The Maple Syrup Heist of 2011The Alberta Naked KidnappingsFind Canadian True Crime wherever you listen to podcasts:Including Apple Podcasts, Spotify, and Amazon Music.Learn more at www.canadiantruecrime.ca.Support this show http://supporter.acast.com/theywalkamongus. Hosted on Acast. See acast.com/privacy for more information.
Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, for Friday's Headline Brief. Today's episode delivers rapid-fire coverage of the top global and domestic developments shaping America and the world. FBI Monitors Iranian Sleeper Cells as War with Israel Escalates The FBI increases surveillance of suspected Hezbollah operatives inside the U.S., fearing possible terror plots as Israel continues strikes on Iranian nuclear facilities. The false report of a hit on Iran's Bushehr plant sparked regional panic, though other key nuclear sites have been damaged. Israel Eyes Fordow Strike as U.S. Prepares Stealth Bomber Option Israeli commandos may attempt a daring assault on the heavily fortified Fordow nuclear facility. Meanwhile, the U.S. considers launching B-2 stealth bombers from Diego Garcia. The base's new lease with China-friendly Mauritius complicates disclosure requirements, raising diplomatic concerns. Peace Talks Stall as Trump Warns Iran and Public Opinion Backs Action Trump's updated peace offer was rejected by Iran. Polling shows 75% of Americans support preventing Iran from getting a nuclear weapon, even if force is necessary. However, some polls show less support for direct U.S. involvement. Trump Withdraws More U.S. Troops from Syria American forces are being consolidated to a single base, with local allies stepping in to fill the gap. The reduction reflects Trump's goal of letting regional players secure their own territory. Panama Sides with China on Canal Ports A Chinese state-owned consortium will take over port operations on both ends of the Panama Canal, rejecting a U.S.-backed bid. The White House is expected to respond next week to this strategic setback. Trump Extends TikTok Sale Deadline in Violation of Law Despite a congressional mandate, Trump grants another 90-day extension for ByteDance to sell TikTok. Legal challenges are expected, though both parties are hesitant to anger young voters. Democrat Governors Cut Off Healthcare for Illegal Immigrants Budget overruns in California, Illinois, and Minnesota are forcing Democrat leaders to scale back health coverage for undocumented migrants. The cuts reveal higher-than-expected migrant numbers and usage, raising questions about official immigration estimates. Portland Decline Mirrors Leftist Unrest Antifa violence continues in Portland, with attacks on ICE facilities and widespread downtown decay. Court documents cite homeless encampments and drug use inside landmark buildings like the U.S. Bancorp Tower, now for sale at an 80% loss. Poll: Democrats Losing Christian Voters Nationwide A new poll shows Christians across denominations overwhelmingly reject the Democratic Party. While Black Christians remain a core base, overall trust is eroding fast, especially in light of cultural and moral concerns. Trade War Hits Canada, Spares Mexico U.S.-Canada trade fell by 10.5% in May, while Mexico saw only a 2.8% drop. Analysts point to Mexico's more diplomatic tone with Trump compared to Canada's confrontational approach. New U.S. Battery Could End Dependence on China A Boston firm, Pure Lithium, is developing a battery that avoids Chinese-dominated minerals and uses lithium from Arkansas. The company could receive $300 million in federal backing to scale production. "And you shall know the truth, and the truth shall make you free." – John 8:32 Take your personal data back with Incogni! Use code TWR using the link or at check-out and get 60% off an annual plan: Incogni.com/TWR
In Keep Canada Weird Jordan and Aaron Airport explore the weird and offbeat Canadian news stories from the past week. In this episode your hosts discuss; Drake vs. Jagmeet Singh the ‘modern man does research' art installation the SLIDE TO HELL the 84 year old woman and the escort she left her fortune to Series Links Keep Canada Weird Series: https://www.nighttimepodcast.com/keep-canada-weird Send a voice memo: https://www.nighttimepodcast.com/contact Join the Keep Canada Weird Discussion Group: https://www.facebook.com/groups/keepcanadaweird Provide feedback and comments on the episode: nighttimepodcast.com/contact Subscribe to the show: nighttimepodcast.com/subscribe Contact: Website: https://www.nighttimepodcast.com Facebook: https://www.facebook.com/NightTimePod Instagram: https://www.instagram.com/nighttimepod Support the show: https://www.patreon.com/nighttimepodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
On this week's Full Time Focus, Jillian Sakovits is joined by The Athletic's Meg Linehan to break down the latest USWNT roster that was announced for the upcoming friendlies against the Republic of Ireland and Canada. How is Emma Hayes managing her players' workload this summer? Who are the new faces on the team? And, what does Rose Lavelle's return mean?After that, Producer Theo caught up with Houston Dash goalkeeper Abby Smith to talk about what Juneteenth means to her and the Black Women's Player Collective's work in the Black soccer community and beyond. PLUS: Megan Feringa hops onto the podcast from Snowdon mountain in Wales, where the Welsh Women's National Team announced their squad for Euro 2025 from 3,500 feet. Jillian then closes out the show with her 1-2-3 of things to watch in the NWSL this weekend._______________Referenced on the show:Emma Hayes and Mauricio Pochettino face different challenges with their U.S. teamsAs others go silent, NWSL group doubles down over supporting Black players on Juneteenth and beyondHead coach Rhian Wilkinson climbs Wales' highest mountain to announce historic Euro 2025 squad_______________HOST: Jillian SakovitsGUESTS: Meg Linehan, Abby Smith, Megan FeringaPRODUCER: Theo Lloyd-HughesVIDEO PRODUCER: Lia GriffinEXECUTIVE PRODUCER: Emily Olsen_______________Get in touch: fulltime@theathletic.comFollow on Instagram and TikTok: @tafulltimeSubscribe to the Full Time newsletter hereVisit the Yahoo Women's Sports hub here Hosted on Acast. See acast.com/privacy for more information.
The guys sample Labatt Blue in the very town that it's brewed. Founded in 1847, Labatt Brewing Company is the largest brewer in Canada. This episode was recorded Feb 25th 2025 at The Great Hall in Toronto.Labatt Blue is available in select stores. Hosted on Acast. See acast.com/privacy for more information.
Join us in another episode of Hot Topics as we dive into the latest in crypto. This week we discuss crypto pump and dump schemes revealed by a University College London study, the progress and controversies surrounding the Genius Act stablecoin legislation, and the evolving state of crypto regulation in Canada. Plus we have a special guest Jill Friedman, COO of Symbiotic, shares insights on staking and how Symbiotic is transforming the game. Don't miss out on a deep dive into these critical crypto conversations!Support us through our Sponsors! ☕
In this week's episode, both of our storytellers use a scientific lens to examine their worst relationships. Part 1: Carlos Maza uses the plague to analyze his brutal breakup. Part 2: Panagiota Vogdou refuses to see her boyfriend as toxic until a stranger on the bus tells her to go to therapy. Carlos Maza is a video journalist focusing on misinformation, media bias, and propaganda. He is the Director of Video at Media Matters for America. He has spent too much of his adult life writing about fascism and hate speech. He would much rather you tell him about you Dungeons & Dragons character. Panagiota was born in Kozani, Greece, and moved to Toronto, Canada, in 2015. She's a Greek teacher and a flight attendant, but her true passion lies in acting—and, of course, storytelling. Though she's based in Toronto, she's always ready to fly anywhere to share her stories. Panagiota has performed in community theatre both in Greece and in Toronto. In 2020, she discovered her love for storytelling, and since then, she's been sharing her stories onstage at shows like Replay Storytelling, The Story Collider, Tales Told Live, and But That's Another Story in Toronto—as well as Confabulation in Montreal. Learn more about your ad choices. Visit megaphone.fm/adchoices
Ex-FBI Chief SHOCKED by Travis Decker's Psychology: 'The Warning Signs Every Mother Missed' In his most candid interview yet, former FBI Behavioral Analysis Chief Robin Dreeke admits even he was shocked by the psychological complexity of Travis Decker - the father who murdered his three daughters during a routine custody visit. Now, as authorities close in near Highway 97, Dreeke urgently shares what every mother needs to know about the warning signs we all missed. The dual diagnosis of borderline personality disorder and military PTSD created what Dreeke calls "a psychological time bomb." BPD sufferers have 40 times higher suicide risk, but when combined with combat trauma and custody loss, the result was catastrophic. Dreeke walks through the missed opportunities for intervention: the court's failure to recognize homelessness as a critical risk factor, the significance of "off-grid" isolation periods, and why weekend visitation without overnight stays wasn't enough protection. Most shocking: Decker's calculated preparation. His Google searches about relocating to Canada weren't escape fantasies - they were part of what Dreeke identifies as "terminal planning." The 72-hour window before the murders showed classic pre-familicide behavior that trained professionals should have caught. But this isn't about blame - it's about prevention. Dreeke provides his FBI framework for threat assessment that mothers can use immediately. Learn why certain word choices in texts signal escalation, which behaviors indicate someone has "nothing left to lose," and when supervised visitation becomes non-negotiable. As Dreeke emphasizes: "Your gut instinct plus behavioral science equals saved lives." Hashtags: #TravisDecker #RobinDreeke #FBIanalysis #PsychologyOfMurder #BorderlinePersonality #PTSD #FamilicideWarnings #BehavioralRedFlags #CustodyDanger #MothersIntuition #CrimePsychology #MentalHealthCrisis #PreventionSavesLives #DeckerManhunt #TrueCrimePsychology #ChildProtection #DangerousExPartner #WarningSignsMissed #FBIprofiling #SaveOurChildren Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872
Carly, Brad from Canada, Coach Dave and Chad share some of their favorite post apocalyptic movies and discuss what they watched this week! https://linktr.ee/sceneinvaderspodcast?utm_source=linktree_profile_share
Hidden Killers With Tony Brueski | True Crime News & Commentary
Ex-FBI Chief SHOCKED by Travis Decker's Psychology: 'The Warning Signs Every Mother Missed' In his most candid interview yet, former FBI Behavioral Analysis Chief Robin Dreeke admits even he was shocked by the psychological complexity of Travis Decker - the father who murdered his three daughters during a routine custody visit. Now, as authorities close in near Highway 97, Dreeke urgently shares what every mother needs to know about the warning signs we all missed. The dual diagnosis of borderline personality disorder and military PTSD created what Dreeke calls "a psychological time bomb." BPD sufferers have 40 times higher suicide risk, but when combined with combat trauma and custody loss, the result was catastrophic. Dreeke walks through the missed opportunities for intervention: the court's failure to recognize homelessness as a critical risk factor, the significance of "off-grid" isolation periods, and why weekend visitation without overnight stays wasn't enough protection. Most shocking: Decker's calculated preparation. His Google searches about relocating to Canada weren't escape fantasies - they were part of what Dreeke identifies as "terminal planning." The 72-hour window before the murders showed classic pre-familicide behavior that trained professionals should have caught. But this isn't about blame - it's about prevention. Dreeke provides his FBI framework for threat assessment that mothers can use immediately. Learn why certain word choices in texts signal escalation, which behaviors indicate someone has "nothing left to lose," and when supervised visitation becomes non-negotiable. As Dreeke emphasizes: "Your gut instinct plus behavioral science equals saved lives." Hashtags: #TravisDecker #RobinDreeke #FBIanalysis #PsychologyOfMurder #BorderlinePersonality #PTSD #FamilicideWarnings #BehavioralRedFlags #CustodyDanger #MothersIntuition #CrimePsychology #MentalHealthCrisis #PreventionSavesLives #DeckerManhunt #TrueCrimePsychology #ChildProtection #DangerousExPartner #WarningSignsMissed #FBIprofiling #SaveOurChildren Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872
This week on Because News with Gavin Crawford, the G7 meets and one leader bolts early (wonder which one?) Meanwhile, back in Canada, Drake finds out Jagmeet Singh was at a Kendrick concert and slides into his DMs. Is Drake ok? Also: what will be the song of the summer? Can The Smurfs soundtrack compete with Mariah's high notes? Join our panel with Ashley Botting, Andrew Phung, and Tom Hearn to find out with host Gavin Crawford.
Now in their 50th year, Crispi has a long history of crafting mountain boots with cutting edge technology and time-tested craftsmanship. No matter where you hunt or what you hunt, there's a Crispi hunting boot designed to serve your needs. In this episode, Matt Ericksen of Crispi USA, takes us through all the new and updated models for the 2025 season, the balancing act between tradition and innovation, and shares some insights on how Crispi - and many other boot brands - design the key components that allow a boot to perform in mountainous terrain and conditions. NOTABLE QUOTES: “Crispi's ownership in Italy is seated deep in tradition but also keep their eyes forward to innovation and staying ahead of the curve.” @crispihunting --------------------------- DEALS & OFFERS: Get FREE SHIPPING from Spartan Precision Equipment with code BTK25 and be sure to check out their new Springbok line of products. OnX Maps is now available in Canada! Get your FREE trial today. And if you're already a member, check out the exclusive offers and perks available when you upgrade to an Elite Member. Tired of gut rotting instant coffee? Check out This Is Coffee and get yourself some great instant coffee for when you're in the backcountry or on the road. --------------------------- SUPPORT WILD SHEEP: Go to Wild Sheep Foundation to find a membership option that suits your budget and commitment to wild sheep. SUPPORT MOUNTAIN GOATS: Go to Rocky Mountain Goat Alliance to find a membership option that suits your budget and commitment to conserving mountain goats and their habitat.
Looking for unique and authentic F1 merchandise? Check out www.racingexclusives.com! Check out The RaceWknd magazine here! Title music created by J.T. the Human: https://www.jtthehuman.com/ Contact & Feedback: Find us on Apple Podcasts, Spotify or wherever you enjoy podcasts Email: scuderiaf1pod@gmail.com X: @ScuderiaF1Pod Episode Show Notes: June 19th, 2025 Welcome back to the Scuderia F1 Podcast! We've got a packed rundown of the biggest stories for you this week. A shock resignation has thrown one team's future into doubt, the 2026 driver market is already kicking off with a huge rumor, and F1 continues its global expansion with a multi-billion dollar bid for a new race. Here are the details you need to know: SHAKE-UP AT ALPINE: Renault's CEO is out! 1 Luca de Meo's shock resignation puts the F1 team's long-term future in doubt. 2 RUSSELL TO ASTON?: The 2026 silly season may have already begun, with reports that Aston Martin is targeting George Russell. But Russell himself says he's not talking with any other team and remains loyal to Mercedes. ROSBERG'S WARNING: After a costly crash in Canada, 2016 champion Nico Rosberg warns Lando Norris of the "dark mental spiral" that can follow repeated high-pressure mistakes. F1 EXPANDS: The Canadian Grand Prix is locked in until 2035, and Thailand has officially tabled a massive $1.2 billion bid to bring a street race to Bangkok. HAMILTON'S HISTORIC SLUMP: For the first time in his career, Lewis Hamilton has gone 10 races into a season without a podium finish. 3 LIGHTS, CAMERA, ACTION!: The new F1 movie drops next week. 4 Initial reviews are strong with an 84% on Rotten Tomatoes and an "AMAZING" haptic trailer. 5 QUICK HITS: Robert Kubica was victorious at the Le Mans 24 hours 6 and Abbi Pulling is set to join the Nissan Formula E Team as a rookie driver. 7 So there you have it—a week of major shake-ups, from the management suites to the driver market. The pressure is on for Norris, Hamilton is chasing that elusive podium, and the grid of the future is already taking shape. Up next, we'll break down what all this means as we look ahead to the next race weekend. Stick with us. Join the conversation! Follow us on X @ScuderiaF1Pod Subscribe to the Scuderia F1 Podcast wherever you get your podcasts. Please leave us a rating and review if you enjoyed the show! Thanks for tuning in! Learn more about your ad choices. Visit megaphone.fm/adchoices
Canadian journalist Nora Loreto reads the latest headlines for Friday, June 20, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Sign up for our newsletterLike us on FacebookFollow us on TwitterDonate to support this podcast
She's one of Canada's most decorated journalists, having won a Pulitzer Prize, a Peabody and a Columbia-Dupont Prize for her podcast series, Stolen: Surviving St. Michael's. Yet Connie Walker had been reluctant to feature stories about her family in her journalism. Until she realized her family's survival in residential schools embodies the defining reality for virtually all Indigenous Peoples in Canada. *This episode originally aired on Dec. 2, 2024.
We are building a new apartment building in Ottawa Canada that is focused on meeting the housing needs in one of the hottest areas of Canada's capital. Projects in Canada are largely insulated from the uncertainty associated with the current US trade war. There is a window to participate in this exciting investment opportunity for accredited investors. This includes investors who reside in the United States. This is not a solicitation for investment. Any investment would be by prospectus only and in compliance with securities regulations. To find out more, visit Y Street Capital where you can learn more about this investment opportunity along with other opportunities in our development pipeline. Click HERE to learn more. If you don't have an account, then register to gain access to the resources on all of our projects. On today's show we are looking at the development of LNG facilities and how this is impacting demand for real estate along the Gulf Coast of the US. We are going to look at two main areas on today's show. We need to put these investments into perspective. Each of them measures in the 10's of billions of dollars. --------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1) iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613) Website: [www.victorjm.com](http://www.victorjm.com) LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce) YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734) Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso) Email: [podcast@victorjm.com](mailto:podcast@victorjm.com) **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com) Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital) Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)
Acts 24:1-16, 25:1-12 / June 20-24, 2025 Tune in to hear Pastor Chuck Swindoll share how Paul dealt with accusations and critics in the trials found in Acts 24 and 25. From the Series: Paul: A Man of Grace and Grit read more
Acts 24:1-16, 25:1-12 / June 20-24, 2025 Tune in to hear Pastor Chuck Swindoll share how Paul dealt with accusations and critics in the trials found in Acts 24 and 25. From the Series: Paul: A Man of Grace and Grit read more
The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com
The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com
Still struggling with IBS symptoms, even after trying everything? It might not be “just IBS.” In the first episode of The Gut Show, Season 8, Dr. Mark Pimentel breaks down the connection between SIBO, IMO, ISO, and IBS, and what patients need to know about testing, treatment, and what's actually causing your symptoms. We talked about breath tests, stool tests, probiotics, antibiotics (like Rifaximin + Neomycin), the meds that cause SIBO, and more. Covered in this episode: Introducing Dr. Pimentel, MD [2:18] What is SIBO, ISO and IMO? [3:18] Should everyone with IBS do breath testing? [7:14] New guidelines that have come out [9:50] How should a patient navigate testing? [11:11] What about stool testing? [13:16] Negative test + symptoms or positive test without symptoms [16:50] What does normal mean? [18:44] Who does all 3 [20:39] Glucose vs Lactulose for the test [21:05] What causes these overgrowths? [21:52] The medication that WILL make you have SIBO [23:53] MAST cells, IBD, endometriosis [24:34] Treatment [32:07] Rifaximin [34:19] Any Statin or seaweed based treatment updates? [37:51] Neomycin [39:25] Elemental diet [41:23] What Dr. Pimentel wants for his patients [45:17] Probiotics [46:40] The role of metabolic disorders [48:22] Rapid fire questions [50:59] Mentioned in this episode: MASTER Method Membership Take the quiz: What's your poop personality? Sponsors of The Gut Show: FODZYME is the world's first enzyme supplement specialized to target FODMAPs. When sprinkled on or mixed with high-FODMAP meals, FODZYME's novel patent-pending enzyme blend breaks down fructan, GOS and lactose before they can trigger bloating, gas and other digestive issues. With FODZYME, enjoy garlic, onion, wheat, Brussels sprouts, beans, dairy and more — worry free! Discover the power of FODZYME's digestive enzyme blend and eat the foods you love and miss. Visit fodzyme.com and save 20% off your first order with code THEGUTSHOW. One use per customer. Gemelli Biotech offers trusted, science-backed at-home tests for conditions like SIBO, IMO, ISO, and post-infectious IBS. Their Trio-Smart breath test measures all three key gases: hydrogen, methane, and hydrogen sulfide to detect different forms of microbial overgrowth. And for those with IBS symptoms, IBS-Smart is a simple blood test that can confirm post-infectious IBS with clinical accuracy. You simply order the test, complete it at home, send it back, and get clinically backed results in about a week that you can take to your provider! Find out which tests are right for you at getgutanswers.com and use code ERINJUDGE25 to save $25 on your order! About our speaker: Mark Pimentel, MD, FRCP(C), is a Professor of Medicine at Cedars-Sinai and Professor of Medicine and of Gastroenterology through Geffen School of Medicine. Dr. Pimentel is also the Executive Director of the Medically Associated Science and Technology (MAST) program at Cedars-Sinai, an enterprise of physicians and researchers dedicated to the study of the gut microbiome in order to develop effective diagnostic tools and therapies to improve patient care. As a physician and researcher, Dr. Pimentel has served as a principal investigator or co-investigator for numerous basic science, translational and clinical investigations of irritable bowel syndrome (IBS) and the relationship between gut flora composition and human disease. This research led to the first ever blood tests for IBS, ibs-smart™, the only licensed and patented serologic diagnostic for irritable bowel syndrome. The test measures the levels of two validated IBS biomarkers, anti-CdtB and anti-vinculin. A pioneering expert in IBS, Dr. Pimentel's work has been published in the New England Journal of Medicine, Annals of Internal Medicine, American Journal of Physiology, American Journal of Medicine, American Journal of Gastroenterology and Digestive Diseases and Sciences, among others. Dr. Pimentel has presented at national and international medical conferences and advisory boards. He is a diplomate of the American Board of Internal Medicine (Gastroenterology,) a fellow of the Royal College of Physicians and Surgeons of Canada and a member of the American Gastroenterological Association, the American College of Gastroenterology, and the American Neurogastroenterology and Motility Society. Dr. Pimentel completed 3 years of an undergraduate degree in honors microbiology and biochemistry at the University of Manitoba, Canada. This was followed by his medical degree, and his BSc (Med) from the University of Manitoba Health Sciences Center in Winnipeg, Manitoba, Canada, where he also completed a residency in internal medicine. His medical training includes a fellowship in gastroenterology at the UCLA Affiliated Training Program. Connect with Erin Judge, RD: IG: https://www.instagram.com/erinjudge.rd TikTok: https://www.tiktok.com/@erinjudge.rd Work with Gutivate: https://gutivate.com/services
You know how when you have a good idea, you get a little lightbulb over your head? What if you had a bad idea, and a million cubic feet of rock collapsed on you.On today's episode: why the tourist bureau for today's story drink so much; how the people in today's episode work with equipment that would rattle an melt your skull off and sometimes want to cry and eat each other; and why the phrase “well, I'm glad that's all over” is rarely misapplied this badly.And because you are listening to this as a Patreon supporter, you get to enjoy an additional 10 minutes where we discuss: the hodge podge of brutalized bones and missing appendages that have sailed over the Falls; you'd hear about the increasingly ill-conceived and sketchy reasons people have tried their luck over the Falls on purpose; you would hear the tales of two waterways widely described as “inhospitable to human survival; and you would learn about the only unintentional subaquatic river trolley in the world.Niagara Falls has always been a magnet for honeymooners, daredevils, stunt performers and industrialists, but there is no place more ready to delete you from your travel itinerary in so many permanent and awful ways. It's also been a magnet for nature-inspired calamity. This is our second episode from this exotic location, and I could do an entire episode on just the daredevils alone. I really wanted to record this episode at Niagara Falls, but I also wanted to get it out in the first half of 2025, so no dice. That said, you can't do an episode about Niagara Falls without talking about the numbers of people who “take that vertical swim” on purpose.If you or someone you know sounds like they'd like to visit the Falls so-to-speak, please don't hesitate to reach out. There are people ready to help.In Canada, Talk Suicide Canada at 1-833-456-4566 (Available 24/7) or text 45645, or visit www.crisisservicescanada.ca. For youth and young adults, there is also Kids Help Phone at 1-800-668-6868 or text CONNECT to 686868.In the United States, you can call the 988 Suicide & Crisis Lifeline: just dial 988 (Available 24/7) or you can text HOME to 741741In the UK, you can reach the Samaratins at 116 123.Obviously, this kind of thing that can be hard to talk about, but this is a show filled with things that can be hard to listen to. You're already brave. Use that bravery to pick up a phone and please take care of yourself. All older episodes can be found on any of your favorite channelsApple : https://tinyurl.com/5fnbumdw Spotify : https://tinyurl.com/73tb3uuw IHeartRadio : https://tinyurl.com/vwczpv5j Podchaser : https://tinyurl.com/263kda6w Stitcher : https://tinyurl.com/mcyxt6vw Google : https://tinyurl.com/3fjfxatt Spreaker : https://tinyurl.com/fm5y22su Podchaser : https://tinyurl.com/263kda6w RadioPublic : https://tinyurl.com/w67b4kec PocketCasts. : https://pca.st/ef1165v3 CastBox : https://tinyurl.com/4xjpptdr Breaker. : https://tinyurl.com/4cbpfayt Deezer. : https://tinyurl.com/5nmexvwt Follow us on the socials for moreFacebook : www.facebook.com/doomsdaypodcast Instagram : www.instagram.com/doomsdaypodcast Twitter : www.twitter.com/doomsdaypodcast TikTok : https://www.tiktok.com/@doomsday.the.podcast If you like the idea of your podcast hosts wearing more than duct tape and bits of old Halloween costumes for clothes and can spare a buck or two, you can now buy me a coffee at www.buymeacoffee.com/doomsday or join the patreon at www.funeralkazoo.com/doomsday
Zerina Derveni is a distinguished Life Coach who specializes in empowering high-performing women and organizations to unlock their full potential. Specializing in guiding women who feel lost, stuck, or simply curious to level up, Zerina helps them embrace their inner strength, overcome obstacles, and create lasting transformation in both their personal and professional lives.With a rich executive background in strategic consulting and client engagement with Fortune 500 brands for more than a decade, Zerina brings a unique blend of expertise in personal growth, professional development and transformational coaching. Her tailored coaching approach is designed for those who seek transformative results, and the clarity needed to thrive. Whether pursuing greater personal fulfillment, enhancing relationships or navigating career shifts, Zerina provides the high-level guidance and actionable strategies that lead to lasting success. Invest in yourself and achieve your highest aspirations with Zerina's bespoke coaching services.She holds a Bachelor of Arts in Law and Society with Honours, an MBA Executive Certificate in Business Management from the prestigious Schulich School of Business, and a Post Graduate degree in Corporate Communication and Public Relations with Honours. In addition to her academic background, Zerina has completed advanced training in Negotiation Mastery from Harvard Business School, equipping her with the skills to navigate complex situations. Combining her professional certifications and academic achievements, Zerina delivers high-impact coaching that fosters lasting change and success for her clients.In this episode, we discuss:· Overcoming Self-Doubt: how women can build confidence and break free from negative self-talk and reclaim inner strength.· Navigating Self-Discovery: how to overcome overthinking and tap into your authentic self.· Transforming Anxiety into Inner Peace: master techniques for transforming anxiety into calmness and effective approaches for managing stress and self-doubt.· From Overwhelm to Clarity: how women can prioritize personal growth and career goals without losing themselves and make life decisions that are in alignment with their core values.· Building Stronger Relationships: effective communication, intimacy, and conflict resolution in romantic partnerships.Zerina joined us from Toronto, Canada. She shared a fun fact: She represented Ontario in the Miss Universe Canada competition! She offers her coaching in person and online. Zerina offers a free introductory call for potential clients.Learn more:https://www.zerinalifecoach.com/https://www.linkedin.com/in/zerina-derveni-64687386/https://www.instagram.com/zerinalifecoach/
In this long-form episode of the Mining Stock Daily podcast, host Trevor Hall interviews Josh Crumb, founder of Abaxx Technologies, a commodity exchange based in Singapore. They discuss Abaxx's recent launch of a gold exchange and its focus on physical delivery in contrast to the heavily financialized derivatives market. Crumb, a mining engineer and former Goldman Sachs associate, explains that Abaxx aims to bridge the gap between financial and physical commodity markets by building new, physically-settled futures platforms, drawing parallels to traditional exchanges like NYMEX. The conversation also touches upon the ongoing digitization of commodities, the role of blockchain technology, the impact of geopolitics on supply chains, and the development of carbon markets.This episode of Mining Stock Daily is brought to you by... Revival Gold is a pure gold, mine developer operating in the western United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at revival-dash-gold.comVizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at https://vizslasilvercorp.com/Calibre Mining is a Canadian-listed, Americas focused, growing mid-tier gold producer with a strong pipeline of development and exploration opportunities across Newfoundland & Labrador in Canada, Nevada and Washington in the USA, and Nicaragua. With a strong balance sheet, a proven management team, strong operating cash flow, accretive development projects and district-scale exploration opportunities Calibre will unlock significant value.https://www.calibremining.com/Integra is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com
As a property manager, have you ever worked with foreign investors? If not, what is stopping you? Is it because you don't know another language or because you don't know where to find foreign investors? What if there were a service that handled that piece for you? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with the founder of HomeAbroad and Ziffy to talk about how property managers can connect with investors living outside of the United States. You'll Learn [01:49] Building a Platform that Helps Foreign Investors Find Properties [08:21] Helping Investors in the U.S. Find Investment Properties [14:46] How HomeAbroad and Ziffy Can Benefit Property Managers [25:23] Using Real Estate Investing and Property Management to Move to the U.S. Quotables “No one wants to be a landlord… They're looking for a good way to maximize return on their investment or return on their cash.” “If you are a smart investor, if you are running this as a business, right, you got to have property management.” “You can't build a portfolio of a hundred properties by managing each property yourself.” “You grow together. It's a small industry, you know, we got to help each other and we grow as a business together.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Client finds the property through a platform. We do the mortgage financing, so we will introduce the property manager at the right time and say, "Hey, by the way, you can find the right property manager to help you manage this property, so, we'll kind of introduce you in the right point in that journey to make sure that you have a high conversion as well. [00:00:20] All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. We are like Bar Rescue for property managers. We have rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. [00:01:06] And if you are wanting help with any of that stuff, then reach out to us at DoorGrow. So we believe at DoorGrow that good property managers can change the world, and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. [00:01:28] We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. [00:01:38] Now let's get into the show. All right, so my guest today, I am hanging out with Amresh Singh, welcome to the DoorGrow Show. [00:01:46] Thanks, Jason. Thanks for having me. Appreciate it. [00:01:49] It's good to have you. So I would love to get into your background so people understand, like who are they listening to or viewing on this, and tell us a little bit about your journey into entrepreneurism and how you kind of got started and that will lead us into your business. [00:02:04] Awesome. So my background has been at the intersection of mortgages and technology. I used to work for a leading international bank before I started HomeAbroad. And originally I'm from India, so I moved to the US 10 years back, working for this big bank who moved me from India to the US to work closer to the headquarters over here. [00:02:25] I managed their international customer acquisition. And you know, in that journey, you know, I realized that two things that we have. Or I should say two really fascinating things about the US real estate market, which is, you know, 30 year fixed state mortgages, which we, in the US you know, we tend to ignore and we take it for granted. [00:02:45] It does not exist in most places around the world. It's a superpower, 30 year fixed state mortgages. Right? Yeah. Plus combine that with, you know, higher rental leads in the US market. You know, you're really looking at a true wealth building too. Right? So that realization coming from, you know, an international market into the US market, seeing the superpower of the, you know, how real estate in the US can really help you build generational wealth. You know, gave me the idea to start HomeAbroad, you know, which was a company that was focused on global investors investing in USD asset market, right? You know, and taking the advantages of, you know, some of these superpowers, I will speak later in your podcast. [00:03:24] Right? But that's how the journey started. And then, you know, as part of that journey, we realized, you know, some similar gaps exist in the domestic market as well that led to formation of Ziffy, which I'll talk about as well as we progress in the podcast. So that's kind of in nutshell, my know, my entrepreneur journey, my background, so. [00:03:40] Very cool. I've noticed, you know, every now and then I get clients that they've got some special connection to an international market. You know, I've got a client from Israel and he's able to pull in Israeli investors and they're wanting to get into the US market, and he helps them handle all of that. [00:03:56] I had a client that same thing with China you know, and other different foreign countries, you know, and so that's a competitive advantage that each of these property management business owners have, but it's not one that every property manager can just create because they don't know a different language. [00:04:14] They don't have a network or connections overseas, and so that could be a challenge. But I see how that could be a competitive advantage for building up your own portfolio if you could access international investors. And I didn't really realize that, but I just grew up in this bubble of the US but 30 year fixed rate mortgages sounds so normal. You know? Yes. So, okay. So cool. So, so tell us a little bit about what you've got going on. [00:04:40] Yeah, so, you know, as I mentioned, you know, we operate two brands. HomeAbroad is where we started, right? And that's a shop, that's a PropTech and FinTech shop that's focused on helping global investors invest in the US real estate market. [00:04:52] Right? If you think about, you know, real estate, right? It's kind of, you know, wealth building tool or is a mode of, you know, building generational wealth around the world. People invest in real estate for stability, right? For, you know, that that ease of mind, okay my investment is going to grow, right? [00:05:08] But you know, in most places around the world when you're investing in real estate, you're not doing that with leverage. You know, you are buying that in cash and you are, you know, mode for return on that investment is really banking on the capital appreciation on that property, right? What changes in the US market is because of 30 year fixed rate mortgages, there's no payment shock. [00:05:28] The rate is fixed for the term of the loan. That's 30 years. Since it's amortized for a 30 year period, your monthly payments are lower, right? Rental liens are higher. So what ends up happening in the US market is rent covers mortgage in majority of the scenario. [00:05:44] Yeah. It cash flows day one. Absolutely right. And that is something. So think about it, right? So you are generating cash flow from day one with leverage. I'll repeat that with leverage, right? So 20-25% of your money is able to help you buy a hundred percent of the property with cash flow or passive income from day one. [00:06:05] It just does not happen in most places around the world. Now imagine this: you explain this to someone who has no idea about the US state market, right? And then you tell them, Hey, not only you know the value prop, but as a company HomeAbroad, we are going to give you mortgage financing with no US state history. [00:06:25] Right. And we are going to underwrite you not based on your personal income or assets from your home country. We are going to look at the property's income, right? And we're going to underwrite based on that, right? Suddenly someone who has no affiliation with the US, you know, market or financial market is able to invest or buy US real estate for the obvious benefits I mentioned, right? [00:06:49] Cash flow with leverage, but also you're putting your money in the largest economy in the world. USD is still the reserve currency, right? So you're shielding yourself from currency risk that's might exist in your home country, right? And suddenly when you explain this to a global investor, it's an aha moment for them, right? [00:07:04] Because this is something that does not exist in their home market. You know, they want to, you know, kind of diversify their assets and dip into what US has to offer this kind of opening American dream to the world. Yeah. Without them having to live or work in the US. You can live and work in your home country and dip into what America or American dream has to offer, you know, while you sit in your home country. Right. And that's kind of what was a game changing phenomena for us. Great traction, great, you know, reserves. But what we saw, Jason, you know, these people were coming in and we're like, okay, great. I want to invest in USA asset market. But I don't know where to invest. [00:07:40] Right. I don't know the US market, I don't know which city to invest in. Right. And my team, you know, we found ourselves going onto Zillow doing investment analysis and coming back to them and saying, "okay, this is a good place to invest." And then we said, "okay, wait a minute. Let's just build a tech platform, and that's what led the evolution of Ziffy, which is kind of, you know, Zillow for investment properties, ziffy.ai, where you know, as an investor you can kind of just say, okay, this is my investment objective. [00:08:05] I want to generate X dollar cash flow every month. I want to generate Y percent in rental. I want to find all the rent properties. And the algorithm mines everything that is listed on MLS right now from an investment perspective gives you detailed investment analysis and helps you take the data driven recommendation. [00:08:21] And then we realized only 8% of Americans own investment properties. If it's such a good thing that global investors want to put their money in the USA market, why Americans are not building generational wealth by investing in real estate. Right? Because people don't want to be a landlord, right? [00:08:37] Right. But once you put this data in front of them, suddenly the perspective changes. And that's what we are right now. We are launching ziffy.ai where it's going to be the Zillow for investment properties to really help more Americans buy and invest in US real estate. [00:08:50] Okay, great. And what's that tool called? [00:08:52] It's Ziffy, Z-I-F-F-Y, dot A-I. [00:08:56] ziffy.ai. Okay. And you mentioned the big other z name Zillow, you're like, you're trying to take their lunch, I guess. Right? We'll see how... [00:09:06] not really. Thing about it, zillow is focused on primary market, right? Yeah. It's a much bigger market. Right. And, you know, investment, of course, 16% of the transactions are investment properties. [00:09:17] Right. But having said that, it's a huge market and there's lot of, you know, scope for growth because a lot of Americans still, you know, what they don't know about is there are specialized loan products that exist, you know, that can underwrite based on the rental income of the property. [00:09:32] So if I have a mortgage, I have a car loan, I think, okay, there's no way I can buy investment property. No one's going to give me a loan. I'm going to walk in my local bank or my local branch, and they're going to say, "okay, Jason, you know, what's your current mortgage? What's your car loan? Oh, you don't qualify based on your debt to income ratio." [00:09:49] They don't know that this specialized loan product called DSCR loan, which is debt service coverage ratio loan, where I'm qualifying you for the mortgage based on the rental income of that property versus your personal income. Right. So suddenly now you can build portfolio of hundred of investment properties because each property qualifies based on its own merit. [00:10:11] You buy one investment property, right? Rent covers mortgage from day one generates you cash flow. You wait three, four years, you gain equity in the property, do a cash out refinance, take that money to put down payment on other property. That property is cash positive from day one and the cycle repeats. [00:10:27] So if you're a smart investor can really help that first investment property, help you build a portfolio of investment property over 10 to 15 year period and build that generational wealth for you and your family. And people just don't know about it. And that's what we're trying to democratize. [00:10:41] All right. [00:10:41] I love the idea. You know, we've leveraged a DSCR loan and it's nice because you don't have to give them all your personal info. You know, it doesn't matter how much debt you already have leveraged with properties you already have. So the rates are a little bit higher. [00:10:55] Right. But if you're able to cash flow it effectively, then I guess it doesn't matter. [00:11:01] It doesn't matter. But also, I'll tell you, Jason, it's not that much higher either. No. If you think about an investment property loan from Freddie Mac or Fannie Mae conventional loans the rates are going to be higher than what you're going to pay for a 30 year fix it mortgage for a primary home. [00:11:14] Right. If you compare an investment property loan from an, from the jcs versus a DSCR loan, the rate difference you're talking about is 0.25%, or, you know, like, so it's not, it's very competitive. [00:11:28] So. A lot of the people listening run property management companies. They've got a pool of investors. [00:11:33] These are their clients. How do they leverage [00:11:37] HomeAbroad or Ziffy? That's a great question. Right? So we are also opening a marketplace for property managers, right? Because think about these foreign clients that are coming over to us, right? Think about domestic clients, right? A lot of these clients, you know, no one wants to be a landlord, as I mentioned earlier, right? [00:11:52] They're looking for a good way to maximize return on their investment or return on their cash. Right. And they don't want to take the day-to-day hassle of being a landlord. Right. Right. That's where property management comes in. Right. And if you are a smart investor, if you are running this as a business, right, you got to have property management. That's what we tell our clients. You can't build a portfolio of a hundred properties by managing each property yourself. You got to get property management in, right? Yeah. And what we are doing is we are trying to, you know, open up a marketplace where, you know, foreign investors, of course, they have no idea about whom to work at in the US so they can connect to property managers in the US through a platform. [00:12:31] Right. But in addition. If you're a property manager and if you have clients who are looking for next investment and so forth, you can white label our Ziffy platform for your clients. Right, okay. To give them as your own tool. And if they come back to us, you know, for a mortgage, we give you a referral fee. [00:12:50] You know X, we give up to 40 to 50 basis point on the loan amount as their referral fee. So that could be not only you're servicing your clients, you're giving them tools to help them find their next investment, which by the way, you will end up managing as well. But you're also increasing your value prop by helping your client find the next investment and adding additional revenue stream to your overall portfolio, right? [00:13:12] So it's a win-win situation for everyone. [00:13:15] So becomes absolutely profit center. Okay, so. And they can white label Ziffy. What about is the Ziffy and HomeAbroad databases, are these linked? Like, are these properties, because you know, I think a lot of property managers listening are like, "how can I get access to these foreign investors because I don't have that capability?" [00:13:32] They're linked. It's just the branding, right? Because for foreign investors, you know, we go with the brand name HomeAbroad, okay? And for domestic, of course, you know, HomeAbroad will not resonate with the US based customers, right? So that's where Ziffy comes in. And we are kind of actually actively going through a rebranding exercise where HomeAbroad will become powered by ziffy.ai. [00:13:52] You know, so at the end of the day, Ziffy is the overall umbrella brand, right? Ziffy.ai is our AI powered investment property search platform and HomeAbroad is the portion of Ziffy that's focused exclusively on foreign investors. But if you're part of our network, you get access to both clients, you get access to foreign investors, you get access to local investors. [00:14:13] Okay, perfect. So it sounds like property managers, if they're listed in this marketplace, it sounds like 1. You might be feeding them some free business from. Absolutely. HomeAbroad brand. Yep. They wouldn't be able to access otherwise. And they're able to support boots on the ground helping with the property locally. [00:14:32] Yep. [00:14:33] And then they can also leverage Ziffy and do a white label thing for their existing clients and help get them and facilitate getting them into more property. [00:14:41] Absolutely. Yep. [00:14:42] Awesome. Okay, cool. Yeah that's very cool. So how does a property manager get into this marketplace? [00:14:49] What are your qualifications? [00:14:51] So we of course, want to make sure that our clients are taken care of, you know, so we do initial vetting, just to understand, you know, you have the I would say capabilities and infrastructure to help service our clients. So everyone has a good positive experience, right? And then once we kind of have that initial meeting to vet you out, you will become part of our network. [00:15:10] We'll sign a good partnership agreement. You'll be part of the network and then, you know, you'll be listed prominently. If the customer is looking in that particular area, you know, you'll be listed prominently within that ecosystem. Now, good news is we are vertically integrated shop, right? [00:15:24] So client finds the property through a platform. We do the mortgage financing, right? And you know, we know exactly when the customer, you know, is closing that transaction, right? So we will introduce the property manager at the right time. There's no point introducing a property manager right when they're starting their journey to find an investment property, right? [00:15:42] But as soon as they close on that transaction, we'll introduce the property manager. We will expose our, you know, marketplace to them and say, "Hey, by the way, you can find the right property manager to help you manage this property from our vacant property management, based in say, Phoenix, Arizona, or say, you know, Dallas, Texas, like wherever the client is, you know, closing that transaction. [00:16:03] Right. So, we'll kind of introduce you in the right you know, point in that journey to make sure that, you know, you have a high conversion as well. [00:16:11] So how do you, at Ziffy and HomeAbroad, how do you determine which markets you want to be in and focus on? [00:16:21] So the cool thing, Jason, you know, like as the customer decides for us, right? [00:16:24] We are operating in 43 states, right out of 50 states in the US right now, right there are of course hot markets, right? But you know, we let our algorithm, because now, it's data, right? We know the data. We know what's the expected rent, which is our for algorithm to calculate the expected rent across every plus property listed on the MLS right now for sale. What's your monthly mortgage payment is going to be? We are the mortgage shop. So we know what the monthly mortgage payment is going to be. Yeah. Rent minus mortgage is your cashflow. Right? So you can basically punch in those numbers and you say, okay, I want to generate $500 in cashflow every month. [00:16:59] Show me properties in entire us. Show me properties in Midwest us. Show me properties in California. Show me properties in Texas. Right? Whatever is your appetite, right? But you can kind of, you know, find that right investment property with right investment objective, you know, and I would say market agnostic. [00:17:16] Right? Yeah. Find that property and then say, okay, yeah, this makes sense, this doesn't make sense. And what we are adding to our AI layer. You can ask AI question, show me population growth trend in this area in the last five years. Show me rent you know, growth in this area in the last five years. [00:17:30] Show me you know, is this a landlord friendly state? You know, like our AI will help you basically California, evaluate that property. [00:17:36] So basically, California's out. Florida and Texas are in, or? [00:17:40] Yep. Yep. And that's what we see. That's what we see. You know, Florida and Texas are two hot markets. Yeah. [00:17:45] Midwest is really picking up, you know, because the property prices are lower, taxes are lower, rents are higher, right? So Midwest US is the new hot market from a rental standpoint Okay. Is what we are seeing a lot of fixed and player opportunities as well. But Florida and Texas continue to be two hot states, you know, from a rental property standpoint. [00:18:03] Got it. Okay. Now, these people that are, you know that they're global investors. They're around, you know, around the world. They're watching the news, they're seeing all this stuff that's going on in the us. I don't know what their perception is, but when they're watching all this, I'm sure that factors into their decision making in which states they want to be in. [00:18:23] Absolutely a hundred percent. [00:18:25] So they're like, it does, I don't want to be in California. They look like they're crazy there and they're watching the news and they're seeing these, you know, sanctuary cities with homeless people everywhere. And then they're like looking at like areas where it's more conservative and there's like more freedom and more options. [00:18:41] Then they're like, maybe, maybe there. So perception, I would imagine affects where they're choosing to invest as well. [00:18:49] Yeah, it totally does. Right? And what we tell our clients, you know, you got to think of real estate as a long-term investment game, right? For example, you know, the rhetoric around current administration, right? [00:19:00] From global investor standpoint, you know, like, do I really want to put my money in the US at this point? You know, what happens if like X happens? Y happens, right? And what we tell our investor, right? The basics why US, you know, is a good market for real estate investment has not changed, will not change, right? [00:19:15] It's going to be still remain a good market for US estate investment. The question is, where do you invest, right? And what are your objectives, right? You want to invest in a landlord friendly state, right? You want to invest in, in states with, you know, job growth, population growth, right? And you want to invest in state you know, in a market where you're getting good ROI on your cash investor, right? [00:19:36] And that's a function of, you know, appreciation and function of cash flow, right? That you're generating. Right. So until you have those data points figured out, right, you know, in long term it's going to be a viable investment. Right. And you're going to make money, right? Is what we tell our investors, right? [00:19:51] And when we explain them from that perspective, from that lens, you know, I have not seen someone that has said, okay, USDS investment is off my list. Right? Is something that just still motivates and drives them. [00:20:04] Very cool. All right. I like it. And the best property managers, they're DoorGrow clients, like we help them figure out how to actually do a good job. [00:20:10] Most property managers suck in most markets. This is... absolutely, yeah. The admission of property managers, they're like, I get a room of property managers. I'm like, how many of you believe all your competitors suck or most of them do? And everyone's hands go up. And everybody that comes to me and says, "Hey, I'm thinking of starting a property management business." [00:20:27] I say, cool. And they tell me their story. It's they have investment properties and they tried property managers and most of them were terrible and they decided to finally start a good company. And so there's this issue. So yeah, maybe we should get all the DoorGrow clients getting into your marketplace. [00:20:43] So [00:20:43] A hundred percent, you know. Let's talk about that a hundred percent. [00:20:46] Alright, cool. Have you heard a Blanket, have you heard of these guys? Not really. So I think I should connect you to Lior over at Blanket. They've got a really cool platform as well, and I think there's some synergy. [00:20:59] They're basically like a retention platform. Okay. For property managers. They were one of our sponsors at DoorGrow live. And they've created a platform that allows their clients to see all of... they're basically a white label portal for all their clients to have their portfolios. And it allows them to keep the properties in their portfolio by helping them find and access other owners when that owner wants to sell. [00:21:25] Awesome. Okay. I think there'd be some awesome synergy between these two tools. Yeah. And I'm always making connections. You guys don't see this, those that are watching the podcast behind the scenes, I'm always trying to connect different vendors to each other when I see some synergy. So, but I think that might be a cool connection. [00:21:40] So, because I think what you're doing would work really nicely with that and it'd be a really cool synergistic thing. So we'll just get HomeAbroad, Ziffy, Blanket, DoorGrow, and then some other vendors, we'll just start stacking, we'll create Voltron. Yep. This ultimate, you know, superpower to help. [00:21:57] This very exciting. [00:21:58] Hey you grow together. You know, that's how I've always believed. You know, you grow together. It's a small industry, you know, we got to help each other and we grow as a business together. [00:22:06] Yeah, absolutely. So, well, I like what you're doing. What's the easiest way for a property manager to reach out? [00:22:14] Which of the websites should they go to? How do they start getting vetted so they can get into this marketplace? And is this like a free thing because they're providing value or do they pay to become part of the marketplace or how does that work? [00:22:27] It's a free thing, right? They will be listed on a platform for free. [00:22:31] So it's a two way street, as I mentioned here, right? So we are going to pay a referral fee to our property manager partners, when they refer clients over to us, we're going to give them free tools to help facilitate that process and vice versa. You know, we'll collect a referral fee if our existing client signs up with them as well. [00:22:47] You know, it's a revenue stream for us too. [00:22:48] So if let's say I have one of those clients that has, a bunch of connections in a particular country like Israel or China or something like this, would there be an advantage to them to leveraging HomeAbroad to facilitate that rather than having to figure out all this work themselves? [00:23:05] Absolutely. Absolutely. Because we are, as I said, you know, we are one stop shop, right? So say for example, you have an Israeli client that is just thinking about investing in US real estate, right? So what we do, we start. From setting up the LLC, right? If you are US based, you know, setting up an LLC, receiving an EIN is pretty easy, straightforward process, right? [00:23:23] If you're a foreign national who has doesn't have an SSN or an IT number, just getting an EIN number from a IRS, you know, you're talking about faxing, you're talking about mailing, you're talking about six months, six to eight weeks to get, you know, your number in mail. Now, you know, we kind of have developed that expertise in this segment so we can get an EIN and with an analysis set for a foreign national not living in the US within a week. Right. Wow. We can help them open a US bank account while they're in their home country. Right. Of course, you know, we'll need the US Bank account as part of the mortgage process, but also they will need a US bank account to manage their property, right. [00:23:58] When they invest in the US market, right? We can, of course, financing for Foreign National, which is our bread and butter, right? So we help them with 75% LTV or 75% leverage to purchase an investment property in the US. So they only need to put 25% down payment on that investment property, as I mentioned, we don't look for any US history. [00:24:18] We don't look for trade lines or create history from their home country as well. It's a pretty straightforward process for foreign nationals. You know, all we are looking for is, you know, they have enough assets to close, which is 25% down payment plus closing costs. Right? And if the appraisal comes in right where we want it to be, right. [00:24:36] So whether they meet the ratio or the DSCR ratio where rent covers mortgage, right? Even if it does not, we have a sub ratio DSCR program for them. So one way or the other. You know, we'll be able to do the loan just based on the property's income versus considering their personal income or assets in their home country. [00:24:52] Right? So we covered them right from helping setting up an LLC you know, opening US bank account mortgage financing, connecting them with a local realtor, which is not just any realtor, but a realtor with CIPS, which is certified International Property Specialty Designation by now. Right. So they have gone through specialized training to work with foreign national, global investors, right? [00:25:13] And then property management connections, you know, through a marketplace, right? So we are kind of one stop shop for everything that foreign national would need to do to invest in the US real estate. [00:25:23] Interesting. So here's another random idea that comes up. And I don't know if this even relates, maybe this is just completely out of left field, but occasionally I get clients that they've come from a foreign country to the US. [00:25:36] And in order to, you know, to immigrate and to become integrated in the US, they have to start a business. And so they will buy a franchise sometimes, which usually in this industry, buying a property major franchise, I'm pretty outspoken about that. I think it's generally a bad idea. I get a lot of franchisees coming to me that have struggled like, you know, a gal that came, bought into a franchise, she's already invested $100k into this and the franchise gave her poor strategy and she only has one unit under management and she's $100k in and over half a year in invested into this. And she's like, you know, concerned and freaking out. I've got another client, he's immigrated from the uk. [00:26:16] He's built a property management business. They both built their business in Florida, by the way. Nice. So the land of freedom and humidity. So is there some sort of advantage for some of these people that are overseas also? They're like, "you know what? I like the idea of investing in, you know, the US but I want to be in the US." [00:26:37] Is there a way that they could build a business leveraging this and could that be something that is facilitated as well? [00:26:45] Yeah, that's a great question, Jason. You know, and something like a lot of, you know, foreign clients ask us, right? So I'll give you a two part answer to this question, right? [00:26:52] One, if you are part of E3D countries, right? So US has a E3D, you know, with I think UK, Japan you know, Australia, Canada, and the few other countries on that list, right? Yeah. So if you're part of one of these countries where the, where you have a E3D you know, with the US you get a visa called E2 Visa. [00:27:12] E2 Visa, where, you know, where you can start a business in the us, get that visa to come manage the business. And a lot of our clients in from these countries would start up LLC to manage two to three properties. Show that okay, they're managing a real estate business. Right. To kind of get that E2 visa, right? [00:27:29] And so it's a great way for them to not only build you know, a profitable business in the US right? And kind of benefit from the US estate investment, but then also, you know, try get a residency visa, you know, based on this business. Property management kind of falls under the same aspect as well. [00:27:46] Okay? Then other countries which are not part of the E3D, where you have something called an EV5 Visa, which is you know, which were one of the key differences is that you have to show that you generate 10 employments and invested at least around a million dollars in the US to generate those employments. [00:28:03] Now that is where, you know, it becomes a little bit trickier, right? Because you know, you have to show that you brought that money in, you putting that money in real estate qualifies. Right. But the the important aspect is creation of 10 jobs. You have to show that you've created 10 jobs through that investment, you know, for that purposes. [00:28:21] If you buy, you know, like 10 properties or buy a multifamily unit and you know, you have a property management around it that employs 10 people to take care of it, technically it qualifies. Right. You can also you know, buy a hotel, you know, buy 2 commercial property that employs, you know, 10 people to kind of, you know, to qualify on the, that, that visa rule. [00:28:44] Right? But again, you know, you're talking about a million dollar investment. You know, from your end, you know, which is not, you know, applicable for everyone, right? Yeah. So there are a couple of ways, right? But for E2 Visa, you know, it becomes really easy, right? Because that job requirement criteria is not there. [00:28:59] You have to show that it's a functional business. It's an active business, which could be a real estate business, right? And it becomes, the qualification becomes a little bit easier on from that perspective. [00:29:09] Got it. Okay. Interesting. If you run into these people, we should totally be homies and... [00:29:15] absolutely. [00:29:15] If you run these people one of the things we're really brilliant at DoorGrow is helping people avoid all the mistakes they make when they get their business started. We help them clean. We're like bar rescue for property managers, as I said in the intro. And for startups, we're ideal. [00:29:29] We help them avoid all the pitfalls of the franchises. We help them come up with their own brand, their own website. We help them build out their hiring process. We help them make sure they get good people, like we help optimize the business and get the right systems and installed. And so we really are like the ultimate franchise alternative. [00:29:46] And I've just gotten tired of seeing the franchises hurting people. And so my mission. Is to get people to sign up with DoorGrow instead of going to these franchises and set ourselves up as a franchise alternative because we can help them get going with a lot less cash involved and a lot more help. [00:30:05] And and then we can help them give them real strategies for growing their portfolios. And it sounds like this might be a really nice addition to any of my client's strategies for growth is to leverage HomeAbroad because they would love to have people that are hands off. Yeah. In another country trusting you to just take care of stuff that, that's a easy, no-brainer type of client they would love to have. [00:30:25] Yeah, absolutely. Jason, and we should talk after this podcast. We'll talk, you know, this. I think there's a lot of synergies. [00:30:31] Okay. Very cool. So, well, what else should property managers or investors listen to the show know about HomeAbroad or Ziffy that we haven't covered? Or what questions do people tend to ask that they're concerned about? [00:30:45] Yeah, I think, you know, one of the things, you know, that we also advise our clients, right? You know, it's not about, you know, property management eating into my cash flow, right? Because that's something that we see, you know, people concerned about, or people you know, like want to kind of, you know, want to do it by themselves because they want to make sure they maximize their cash flow, right? [00:31:05] But what we tell our clients, you know, at the end of the day, you got to think of it as a business, right? And what's your net return and how do you value your time? Right. What's the hourly rate that you assign to yourself, right? And what would else you'd be doing if you're not managing five properties on your own? [00:31:21] Right? That's an opportunity cost, right? So think about this more from an opportunity cost standpoint versus, you know, okay, it's eating into my cashflow because that opportunity cost can help you buy five more properties, right? That can, you know, overall amplify your return on your cash invested versus nickel and diming, you know, the money that you're trying to save, right? [00:31:42] And you know, when we kind of, you know, talk to them about your, their ROI return cash, we want them to kind of consider this as an expense that goes into it. Because at the end of the day, even though we are not the property management providers, right, we partner with your clients, so to speak, Jason, right? [00:31:58] We are trying to do what's in best interest of that client in order to build that real estate investment portfolio. Right. So that's something that, you know, just want to reiterate to you, to the listeners of your podcast. Right. Why partner with us? You know, because that's something that we inherently, you know, advise our clients, you know, and we position property management as one of the pillars, they need to really succeed to build a successful real estate investment portfolio. [00:32:22] So you kind of insulate, because I know there's some property managers listening and they're like, man, some of these foreign investors are such cheapos. They're like so cheap and they complain about everything and they're really difficult. You kind of insulate them from that. Yep. With your organization and you know, and property management really, yeah. It is a no brainer. I mean, there's a lot of properties that a lot of these investors on their own probably wouldn't even accurately raise rent. And so if they didn't raise rent over the last two to three years, for example, they're probably 10% below market rate anyway. And so if the property manager just kept rent where it actually is in the marketplace, the property management basically is free. [00:33:01] Yeah, it pays for itself. Hundred percent. It's a no brainer. And so, yeah, I think the biggest mistake investors can make period, if you're an investor listening to the show, is to not use a property manager, a good one. Because there are bad ones. But if you can find a good one, that is the biggest game changer because it takes all the work off your plate and you make just as much money. [00:33:22] Absolutely. And another thing for your listeners, Jason, right. You'd be surprised how few people know about the specialized loan products for DSCA investor, right? So if your client is with you managing one property and is thinking in my head, oh, I already have a mortgage in my primary, I have another investment property here. [00:33:38] No way in the world I can buy another investment property. It's an education gap. It's a knowledge gap, right? Yeah. So they can help educate and that's where like and HomeAbroad comes in. because we will educate them on your behalf. You know, you retain the relationship, you retain your brand, right? We'll white label it, but like not only show them properties that will give them their next cashflow investment. [00:33:58] But also educating them, okay, for this loan to qualify, I don't need to see your debt to income ratio. I'm going to qualify based on that property's income. And you know, the only upfront cost is an appraisal cost, right? But us being the mortgage shop, you know, vetting that, okay, this property gives you cash flow, or from a conservative standpoint, it's good for you at the end of the day because you know, you won't invest if the property is not cashflow policy from day one, right? [00:34:24] So something that people don't know, you know, and there's a gap there. [00:34:27] Yeah, we've had some lenders on talking about DSCR loans in the past, and yeah, a lot of people just aren't aware of it as an option. Yeah. So property managers, if they can have a partner like yourself to, you know, educate them on these alternate sources of funding and methods of getting cash to invest in real estate. [00:34:46] Yeah, it's going to open up the door. Not only that, but I like the idea of those because it kind of creates this veil of protection. So it's not an asset in your name if there ever is a liability with the rental property. Absolutely. They don't even know who the owner is. It's an entity and there's kind of a shield there of protection. [00:35:05] And so there's some additional advantages to going that route as well. [00:35:09] So, absolutely. And like majority of our clients request the title in an LLC. What's the reason that you just mentioned you always need to have that, you know, protection around you in a litigation rich country, so. [00:35:21] Got it. Cool. [00:35:22] Well, hey, I think this is a really awesome idea Amresh. It's great to have you on the DoorGrow Show. Any parting words or how can people get in touch and how can they find out more? [00:35:32] Sure. You know, so if you're a property management company, you can get them in touch with us at partner@homeabroadinc.com or partner@ziffy.ai. [00:35:42] You know, my personal email address is amresh.singh@homeabroadinc.com. You can shoot me an email as well. Website is HomeAbroadinc.com for HomeAbroad and Ziffy.ai for our Ziffy brand. Okay. [00:35:56] Awesome. Alright, thanks so much for coming to the show. So those of you listening, if you've ever felt stuck or stagnant, you want to take your property management business to the next level, reach out to us at doorgrow.com. [00:36:07] Also, be sure to join our free community just for property management business owners at doorgrowclub.com. We reject 60 to 70% of the people that apply to join that group. And if you found this even a little bit helpful, don't forget to subscribe. Leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it all alone, so let's grow together. [00:36:30] Bye everyone.
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Proverbs 22:6Chuck Swindoll did not discover from his parents who he is. Knowing who you are as a child, through your parent's eyes, gives you security and confidence.
In this Mini Episode, Steve has set up a ridiculous trivia game with Izzy representing the US of A... against the Wartime General of Canadia himself, Jason from the For Screen & Country Podcast!!! Who will know the other country better? Who is a covert Canadian operative working in Hollywood or even your own chimney? Which country is brave enough to build that wall?!? Let's find out!!! So kick back, grab a few brews, viva Quebec, and enjoy!!! This episode is proudly sponsored by Untidy Venus, your one-stop shop for incredible art & gift ideas at UntidyVenus.Etsy.com and be sure to follow her on Twitter, Facebook, Instagram & Patreon at @UntidyVenus for all of her awesomeness!!! Try it today!!! Twitter - www.twitter.com/eilfmovies Facebook - www.facebook.com/eilfmovies Etsy - www.untidyvenus.etsy.com TeePublic - www.teepublic.com/user/untidyvenus Learn more about your ad choices. Visit megaphone.fm/adchoices
Gilad Cohen is an acclaimed composer, performer and theorist in concert music, rock and theater. He plays piano, bass guitar and guitar. In the last year alone his music has been performed in over 40 concerts around the world including in France, Spain, Austria, Lithuania, Canada, Japan and the U.S. He's won multiple competitions. And he's a Pink Floyd SuperFan!My featured song is my reimagined version of The Who's “I Can't Explain” recorded live in concert at the Nisville Jazz Festival. Spotify link.---------------------------------------------The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries!Click here for All Episodes Click here for Guest List Click here for Guest Groupings Click here for Guest TestimonialsClick here to Subscribe Click here to receive our Email UpdatesClick here to Rate and Review the podcast—----------------------------------------CONNECT WITH GILAD:www.giladcohen.com________________________ROBERT'S RECENT SINGLES:“THE CUT OF THE KNIFE” is Robert's latest single. An homage to jazz legend Dave Brubeck and his hit “Take Five”. It features Guest Artist Kerry Marx, Musical Director of The Grand Ole Opry band, on guitar solo. Called “Elegant”, “Beautiful” and “A Wonder”! CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—----------------------------“DAY AT THE RACES” is Robert's newest single.It captures the thrills, chills and pageantry of horse racing's Triple Crown. Called “Fun, Upbeat, Exciting!”CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS___________________“MOON SHOT” reflects my Jazz Rock Fusion roots. The track features Special Guest Mark Lettieri, 5x Grammy winning guitarist who plays with Snarky Puppy and The Fearless Flyers. The track has been called “Firey, Passionate and Smokin!”CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS____________________“ROUGH RIDER” has got a Cool, ‘60s, “Spaghetti Western”, Guitar-driven, Tremolo sounding, Ventures/Link Wray kind of vibe!CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—--------------------------------“LOVELY GIRLIE” is a fun, Old School, rock/pop tune with 3-part harmony. It's been called “Supremely excellent!”, “Another Homerun for Robert!”, and “Love that Lovely Girlie!”Click HERE for All Links—----------------------------------“THE RICH ONES ALL STARS” is Robert's single featuring the following 8 World Class musicians: Billy Cobham (Drums), Randy Brecker (Flugelhorn), John Helliwell (Sax), Pat Coil (Piano), Peter Tiehuis (Guitar), Antonio Farao (Keys), Elliott Randall (Guitar) and David Amram (Pennywhistle).Click HERE for the Official VideoClick HERE for All Links—----------------------------------------Audio production:Jimmy RavenscroftKymera Films Connect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comEmail Robert - robert@followyourdreampodcast.com Follow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.comYouTubeSpotify MusicApple MusicEmail - pgs@projectgrandslam.com
live radio show replay with social critique, news commentary, satire and free speech marinated in comedy - by the marble mouthed Neoborn Caveman with the great music of Inoxidables, Sami Chohfi, Sarah Herrera, Big Bus Dream, Broken Colours, Replaces by Robots, pMad Support us and grab Canada's Mirage (https://www.amazon.com/dp/B0DRYV6VJJ) or The Digital Trap (https://www.amazon.com/dp/B0DYWKLK2R/) and become a member: https://www.patreon.com/TheNeobornCavemanShowFree speech marinated in comedy.Supporting Purple Rabbits!........Humanity centered satirical takes on the world & news + music - with a marble mouthed host.Free speech marinated in comedy.Supporting Purple Rabbits. Hosted on Acast. See acast.com/privacy for more information.
This podcast is sponsored by Antech Diagnostics Michelle Evason, BSc, DVM, DACVIM (SAIM), MRCVS, serves as Global Director, Veterinary Clinical Education for Antech Diagnostics (MARS). She has worked in general practice, academia, specialty clinical practice, and in the animal health industry. Michelle has published on numerous infectious diseases, antimicrobial stewardship, nutrition, spectrum of care, veterinary- and pet-owner education related topics. She keeps busy (and humble!) with 2 teenage daughters, 1 husband, multiple 4-legged creatures, and numerous imperfect projects in various stages of completion on her farm in PEI, Canada.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your dream vacation property is actually delaying your path to early retirement?You're hustling to build wealth, investing in real estate, running your business, and maybe even fantasizing about a peaceful cabin escape. But here's the question: are your current financial moves bringing you closer to freedom—or quietly costing you years of progress? In this episode, Kyle and Jon unpack a real conversation with a Canadian business owner who seems on track—until the numbers tell a different story.You'll discover:Why real estate investments that “feel good” can still be cash flow trapsHow to avoid mistaking net worth for true financial freedomA framework for evaluating whether your lifestyle goals and investment strategies are actually alignedHit play now to learn how to clarify your wealth vision, optimize for cash flow, and build a roadmap that gets you where you really want to go.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving aggressively—it demands clear vision planning, strategic investment strategies, and a deep understanding of corporate wealth planning. Whether you're navigating real estate investing in Canada, weighing salary vs dividends, or optimizing your RRSP room, the right Canadian wealth plan blends financial buckets, capital gains strategy, and tax-efficient investing. For business owners, aligning your corporate structure with your long-term financial independence goals is crucial. From property management decisions to balancing personal vs corporate tax planning, building cash flow through diversified assets and passive income planning supports both your modest lifestyle wealth today anReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Last week, Front Burner spent a few days in Three Hills, Alberta, a small town northeast of Calgary. We attended an event about Alberta independence, and spoke to a wide array of people about separation from Canada, and the possibility of an upcoming referendum on the issue. CBC Calgary's Jason Markusoff came with us.Why Three Hills? Because while separatist sentiment does exist in the province's cities, it runs deeper in rural small towns, where people tend to feel more disconnected and frustrated with the federal government.People in Three Hills will also be voting in a provincial byelection this Monday, where a separatist party – the Alberta Republican Party – is running a candidate. So in a way, separatism is already on the ballot.For transcripts of Front Burner, please visit: https://www.cbc.ca/radio/frontburner/transcripts
Welcome back to another electrifying episode of Tank Talks! Matt Cohen is joined once again by John Ruffolo to unpack the latest economic and technological headlines. From Canada's growing role in global AI and energy discussions to the latest shifts in public-private partnerships, this episode is packed with high-stakes insights and forward-thinking analysis.Is Canada ready to lead the charge in AI and quantum technology? Can the nation address its looming energy challenges and secure a sustainable economic future? Tune in for an exploration of these questions and more!G7 Summit & Canada's Global Position: A Race for AI Leadership (00:14)The G7 Summit in Alberta saw world leaders make bold commitments to AI and quantum technology, with Canada front and center. But how realistic are these promises? Matt and John dive into the challenges and opportunities ahead as Canada seeks to secure its place as a global leader in innovation and technology.AI Investment and Quantum Computing: Is Canada Ready to Step Up? (00:40)The G7 has pledged $185 million towards AI and quantum growth, but John has concerns about the scale and execution of these investments. Will this funding truly move the needle, or is it just more talk without follow-through? John discusses whether Canada has the right strategy to dominate in these transformative technologies.Energy Challenges: Canada's Struggle for Economic Resilience (03:30)Energy remains Canada's Achilles' heel. As global markets shift and environmental concerns grow, John breaks down Canada's struggle to address its energy needs while maintaining environmental responsibility. How can Canada secure its energy future in a politically and environmentally charged landscape? The conversation digs into what needs to change for the country to thrive.Open Banking: Canada's Slow Progress and Risk of Falling Behind (06:05)Despite promises, Canada is still stumbling on the road to open banking. With no concrete timeline in place, John and Matt discuss the latest developments and why Canada risks falling behind other fintech hubs like the U.S. and the UK. Is Canada's fintech future in peril, or is there hope for change on the horizon?Public-Private Partnerships in AI: A Game-Changer for Canada's Economy? (08:47)Cohere's new partnership with the Canadian and UK governments is raising the stakes for AI innovation in the public sector. As AI gains ground in government services, Matt and John examine how this public-private collaboration could shape Canada's economic future. Are these partnerships the key to unlocking Canada's AI potential?Meta's AI Bet: Is Zuckerberg Playing Catch-Up or Leading the Charge? (14:32)Mark Zuckerberg is throwing down big bets in AI, offering hefty signing bonuses and investing $14 billion into Scale AI. But is this a desperate attempt to catch up with rivals like OpenAI, or a strategic move to solidify Meta's position at the forefront of AI? Matt and John analyze the implications of Zuckerberg's moves and what they mean for Meta's future.Investment Shifts: VC Fund Performance and What It Means for the Tech Landscape (20:01)The latest data on VC fund performance reveals some stark realities. While TVPI (Total Value to Paid-in Capital) shows some life, DPI (Distributions to Paid-in Capital) is still scarce. John and Matt dive into the numbers and discuss what this means for investors, founders, and the future of venture capitalAs global dynamics shift, Canada's role in AI, energy, and investment will be tested like never before. Can the country capitalize on its technological opportunities, or will it get left behind? This episode is a must-listen for anyone interested in understanding how these shifts will shape the future of business, technology, and global leadership.Connect with John Ruffolo on LinkedIn: https://ca.linkedin.com/in/joruffoloConnect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com
We're back to the David Fincher series with Movie #4: PANIC ROOM with Jodie Foster, Kristen Stewart (in her first featured role), Jared Leto, and Forest Whitaker. From IMDB: A divorced woman and her diabetic daughter take refuge in their newly-purchased house's safe room when three men break-in, searching for a missing fortune. ENJOY! Love and Rockets, Corey, Freddy, and Joseph ------------------ If you'd like to show your support for members of WGA, SAG, IATSE, as well as other workers in the entertainment industry, please take a look at the link below and maybe make a donation: Entertainment Community Fund https://entertainmentcommunity.org/support-our-work ------------------ As always, and maybe even more than ever, here are some mental health resources for North America: United States https://www.mentalhealth.gov/get-help/immediate-help https://suicidepreventionlifeline.org/ The Suicide Hotline phone number has been changed. Now, just text or call 988. Canada https://www.ccmhs-ccsms.ca/mental-health-resources-1 1 (833) 456-4566 Even though we don't say it in this episode, more NOW than ever before: PLEASE PLEASE PLEASE take care of yourselves and those around you. Be mindful of your surroundings. Karate in the Garage Linkages
On this week's Defense & Aerospace Report Washington Roundtable, Dr. Patrick Cronin of the Hudson Institute think tank, Michael Herson of American Defense International, former Pentagon Europe chief Jim Townsend of the Center for a New American Security, former Pentagon comptroller Dr. Dov Zakheim of the Center for Strategic and International Studies join Defense & Aerospace Report Editor Vago Muradian to discuss Reconciliation and Senate rescissions as Defense Secretary Pete Hegseth testified before the Senate Armed Services Committee; two Minnesota lawmakers and their spouses were shot and two are killed; Israel and Iran continue to trade attacks as Jerusalem presses ahead its drive to destroy Tehran's nuclear capabilities through air attacks and troops on the ground; after initially demanding Iran's “unconditional surrender,” President Trump has said he's given Iranian leaders an “ultimate ultimatum” to give up its nuclear aspirations while still weighing whether US forces should join Israel in strike; America is the only nation with the capabilities to bomb Iran's deeply buried sites, but doing so might cause nuclear contamination; at the G7 meeting in Canada, Trump again sided with Russia as leaders prepare to converge on The Hague for what will be an abbreviated NATO summit during which the US president is expected to announce the withdrawal of some American troops from Europe; the US Indo-Pacific Command raises its threat level as two Chinese aircraft carriers operate together in the South China Sea; as Britain's HMS Prince of Wales also is operating in the region; and the president cleaned the acquisition of US Steel by Nippon Steel after demanding the US government hold a “golden share” in the new entity.
Claire and Rachel caught up with Regent alums Andrés Pérez Gonzálz , Corey Janz, and Jonathan Lipps, also known as the Anachronists, to talk about their beautiful new indie-folk EP Confessions, based on Augustine's famous work of the same name. In this special podcast episode, we hear excerpts from the songs, their process of writing and reflecting on the Confessions over Zoom during COVID, and we get the chance to hear the world premier of “All of Our Decayed Parts.” They also reflect on the importance of artistic reflection in our interpretation of, and engagement with, theology. It's a beautiful, Regent-y conversation. Enjoy!(Post-production for this episode by Jonathan Lipps)BiographyThe Anachronists are Andrés Pérez Gonzálz , Corey Janz, and Jonathan Lipps, all accomplished musicians and songwriters in their own right. Hailing from three different countries (Mexico, Canada, and the US, respectively), they met as theology students here at Regent College. Having already collaborated for some time on music for College events, and faced with the lockdown environment of the early Covid-19 pandemic in 2020, the three friends decided to work on this project together. Fueled by a shared love for deep theological reflection as well as intelligent and soulful songwriting, Anachronists were formed as a way to introduce their colleagues and contemporaries to a new mode of engaging with ancient thinkers; they set out to write music that would satisfy the mind and the discerning music aficionado's ear, as well as the heart. Today, we will be talking with them about their album Confessions, based on St. Augustine's writings of the same name.Find all the information about the EP and the Anachronists here.Summer Listener SurveyPlease fill out our Listener Survey before the end of July for the opportunity to win a $100 Regent College Bookstore Gift Card.Regent College Podcast Thanks for listening. Please like, rate and review us on your podcast platform of choice and share this episode with a friend. Follow Us on Social Media Facebook Instagram Youtube Keep in Touch Regent College Summer Programs Regent College Newsletter
In this monologue, Kushal shares his views on the recently concluded G7 summit in Canada where the Canadian Pm Mark Carney had invited the Indian PM Narendra Modi. Many developments have taken place as far as India and Canada are concerned. This monologue will analyse those developments and look at the possible road ahead. Registration link for United Against Extremism (UAE) Conference: https://tafsik.com/event/conference/ Sunday // June 29th // 2025 10:00am-5:00pm PARAMOUNT EVENT SPACE 222 Rowntree Dairy Rd. Woodbridge, Ontario, L4L 9T2 #g7summit #pmmodi #canada #markcarney #narendramodi #khalistan #nijjar #israel #iran #israelvsiran #operationsindoor ------------------------------------------------------------ Listen to the podcasts on: SoundCloud: https://soundcloud.com/kushal-mehra-99891819 Spotify: https://open.spotify.com/show/1rVcDV3upgVurMVW1wwoBp Apple Podcasts: https://podcasts.apple.com/us/podcast/the-c%C4%81rv%C4%81ka-podcast/id1445348369 Stitcher: https://www.stitcher.com/show/the-carvaka-podcast ------------------------------------------------------------ Support The Cārvāka Podcast: Buy Kushal's Book: https://amzn.in/d/58cY4dU Become a Member on YouTube: https://www.youtube.com/channel/UCKPx... Become a Member on Patreon: https://www.patreon.com/carvaka UPI: kushalmehra@icici Interac Canada: kushalmehra81@gmail.com To buy The Carvaka Podcast Exclusive Merch please visit: http://kushalmehra.com/shop ------------------------------------------------------------ Follow Kushal: Twitter: https://twitter.com/kushal_mehra?ref_... Facebook: https://www.facebook.com/KushalMehraO... Instagram: https://www.instagram.com/thecarvakap... Koo: https://www.kooapp.com/profile/kushal... Inquiries: https://kushalmehra.com/ Feedback: kushalmehra81@gmail.com
Up until last week, it seemed unthinkable for a UN member state to strike a nuclear site. But Israel did just that when it launched its attack on Iran, hitting military and atomic sites, and killing key figures of the Islamic Revolutionary Guard Corps. It also seemed unthinkable for missiles to penetrate Israel's Iron Dome and destroy infrastructure in cities such as Haifa and Tel Aviv. Yet again, civilians are paying the heaviest price. More than 240 people have been killed in Iran so far. In Israel, at least 24 people have been killed in retaliatory strikes. One week on, the war shows no signs of abating, with the US hinting it might get involved, too. A sense of unease has gripped the region, with neighbouring states fearing further escalation. A group of 20 countries including Gulf states, Jordan and Egypt has called for an end to hostilities. In a worst-case scenario, the repercussions could be catastrophic for them, too. In this episode of Beyond the Headlines, host Nada AlTaher looks at the consequences of the war on the Middle East and asks what will happen to the region if Tehran were to fall? She speaks to Hasan AlHasan, senior fellow for Middle East policy at the International Institute for Strategic Studies, and Thomas Juneau, Middle East researcher and a professor at University of Ottawa, Canada. Editor's Note: We want to hear from you! Help us improve our podcasts by taking our 2-minute listener survey. Click here.