Podcasts about Money

Why do your fingers and toes sometimes feel freezing cold when the rest of you feels perfectly comfortable? It's actually your body doing something very deliberate to protect you. Listen and discover what's going on — and why warming those fingers and toes back up can be so difficult. https://health.clevelandclinic.org/why-are-my-hands-and-feet-always-cold-and-should-i-worry Are you getting enough sleep? Is it good-quality sleep? Why did you wake up at 3 a.m.? For a lot of people, sleep has become something to measure, manage and worry about. But all that effort may actually be making sleep worse. Sleep physiologist Stephanie Romiszewski says one of the best things you can do for your sleep may be to stop trying so hard. She has worked in sleep research at Harvard Medical School and is author of Think Less, Sleep More: From Panic & Perfectionism to Stress-Free Sleep (https://amzn.to/3SOGsmM). Listen as she explains why sleep is more resilient than you think — and how worrying about it can become the real problem. There is something almost irresistible about “new.” A new phone, new car, new clothes, new gadgets — new things grab our attention and promise that life will somehow be a little better once we have them. And today, getting something new is easier than ever. But all that novelty comes at a price in money, time and attention. Eric Athas, an editor at The New York Times, explores why we are so attracted to new things, why the feeling wears off so quickly and what we may gain by resisting the urge to constantly upgrade. He is author of Saying No to New: Why New Things Are Stealing Your Time, Money, and Happiness―And How to Take Back Your Life(https://amzn.to/4iTUs9c). Goosebumps are strange when you think about them. They appear when you're cold, scared or even moved by music — yet they don't seem to accomplish much. Turns out they once served a very useful purpose. Listen and discover why humans still get goosebumps even though we no longer have much use for them. https://humanorigins.si.edu/education/fun-facts/why-do-we-get-goose-bumps PLEASE SUPPORT OUR SPONSORS MONARCH: Write your own money story with Monarch! Use promo code SYSK at ⁠⁠⁠https://Monarch.com⁠⁠⁠ to get your 1st year of Monarch Core half off at just $50 TREES.COM: Right now, ⁠⁠⁠https://Trees.com ⁠⁠⁠have great deals on planting essentials, up to half off on select plants. And listeners to our show get 20% OFF their purchase when using the promo code SYSK at checkout. VINTED: Ready to clean out your closet and make some extra money?Download the Vinted app for free and start listing! With no seller fees, you keep every dollar you earn and for a limited time, enjoy free shipping in the US on Vinted. WAYFAIR: Ready to upgrade your home for way less? Head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Wayfair.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ right now to shop all things home and get your space ready for less.  QUINCE: Find your next Fall favorites at Quince! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Quince.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365-day returns. Now available in Canada, too! DELL: Built for those who want better. The Dell XPS, built for you! PLANET VISIONARIES: In partnership with The Rolex Perpetual Planet Initiative, this is Planet Visionaries. Listen or watch wherever you get your podcasts! KA'CHAVA: Ka'Chava's new Salted Caramel is the perfect balance of mouthwatering flavor and benefits. Embrace your salty side. Go to ⁠⁠https://kachava.com⁠⁠ and use promo code SYSK to get 15% off your first order! INDEED: Get a $75 Sponsored Job credit to help get your job the premium status it deserves at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Indeed.com/PODCAST⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian and Bo react to some of the most unbelievable personal finance advice, money mistakes, and investing decisions on the internet. From inflation and future home prices to buying too much house, spending while in debt, retirement withdrawal strategies, sequence of returns risk, and extreme frugality, they break down what smart money management actually looks like. Whether you're trying to build wealth, save for retirement, get out of debt, buy a home, or reach financial independence, these real-world examples reveal why creating margin, investing consistently, and following the Financial Order of Operations can matter more than flashy financial shortcuts. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Finney. Back to the show to discuss building long-term financial security, retirement readiness, debt management, wealth preservation, and the importance of working with trusted financial professionals. The conversation focused on helping individuals and families make informed money decisions while avoiding costly financial mistakes and scams. Key Takeaways 1. It's Never Too Late to Start Building Wealth Laura emphasized that regardless of age, people can begin improving their financial future. While many people spend their 20s and 30s focused on careers and lifestyle goals, financial planning can begin at any stage of life. Lesson: The best time to start planning was yesterday. The second-best time is today. 2. Beware of Social Media Financial Advice One of Laura's strongest warnings centered on unqualified financial influencers and online personalities offering generic financial advice. Lesson: Financial strategies should be tailored to your unique situation, not based on a 30-second social media clip. 3. Financial Planning Requires the Complete Picture Laura explained that quality financial advice cannot be given without understanding a person's entire financial life, including income, expenses, debt, savings, investments, retirement goals, and family responsibilities. Lesson: Real financial planning is personalized, not one-size-fits-all. 4. Emergency Funds Come Before Aggressive Debt Payoff Many people want to eliminate debt as quickly as possible, but Laura cautioned against doing so without creating an emergency reserve. Lesson: Without savings, an unexpected expense can send you right back into debt. 5. Consistency Beats Perfection Whether saving $10 or $1,000 per month, Laura believes the habit of regularly paying yourself first is more important than waiting for the perfect time to save. Lesson: Wealth is built through consistency and discipline. 6. Young Adults Have a Powerful Opportunity Using Rushion's daughter as an example, Laura discussed how younger professionals who own homes, avoid unnecessary debt, and save early can dramatically improve their financial futures. Lesson: The earlier you begin investing and planning, the greater the long-term rewards. 7. Retirement Planning Is About More Than Money Retirement readiness is not simply about reaching a target number. It involves planning for healthcare, housing, independence, lifestyle goals, and long-term care needs. Lesson: Retirement planning is really life planning. 8. The Sandwich Generation Faces Unique Challenges Laura discussed the growing number of adults simultaneously supporting aging parents and children, creating significant financial pressure. Lesson: Family obligations should be factored into financial planning long before they become emergencies. 9. Saving for Retirement Should Remain a Priority While helping children and caring for parents are important goals, Laura encouraged people not to sacrifice their own financial future to support others. Lesson: You can borrow money for college, but you cannot borrow money for retirement. 10. Planning Eliminates Financial Surprises Laura stressed the importance of discussing difficult topics such as elder care, long-term healthcare, retirement income, and family support needs before a crisis occurs. Lesson: Financial freedom begins with honest conversations and intentional planning. 11. A Fiduciary Puts Clients First Laura explained that being a fiduciary means putting the client's interests ahead of all other considerations and helping them make informed decisions based on their goals. Lesson: Work with advisors who are committed to serving your best interests. 12. Financial Coaching Creates Accountability One of the most valuable benefits of working with a financial professional is having someone who can provide guidance, accountability, and objective advice during major life decisions. Lesson: Financial success is easier when you have a trusted advisor in your corner. Memorable Quotes On Getting Started "You can start anywhere at any age." On Financial Education "There are more resources available for people to learn what they should be doing." On Financial Influencers "These people don't know your entire financial situation." On Emergency Savings "The more you pay off debt without having that emergency fund secured, the more likely you are to go back into debt." On Saving "Consistency pays." On Retirement Planning "You have to look at the long-term planning of what your retirement life is going to look like." On Family Financial Obligations "You have to decide what's most important to you." On Aging Parents "The parents have to be included in the entire financial plan." On Truth and Financial Advice "I believe the truth sets you free." On Her Professional Approach "I'm not going to sugarcoat everything." On Being a Fiduciary "I have to put my client's needs first." On Financial Understanding "It's so important to me that people understand the products that they have." Final Thoughts Laura Finney delivered a powerful and practical message about financial responsibility, long-term planning, and protecting your future. Her approach combines financial expertise with honesty, accountability, and genuine concern for the people she serves. She challenges individuals to stop relying on shortcuts and social media sound bites and instead focus on creating a personalized plan that reflects their goals, responsibilities, and lifestyle. From paying off debt and building emergency savings to preparing for retirement and caring for family members, Laura's advice reinforces one important reality: financial success doesn't happen by accident. It requires planning, discipline, consistency, and the willingness to have difficult conversations before problems arise. Her message was clear: Learn the truth about your finances, create a plan, stay consistent, and keep winning. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

We're recently married and already looking forward to retirement. When will we have enough money?Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

"How do I know it's time to fire my advisor?" That question came up over and over at a recent retreat, enough that Joe knew it needed its own episode. Today he and OG walk through five real, specific red flags, not vague warnings about fees, but concrete signs that your advisor might be coasting, out of their depth, or simply not built for where your life is headed. If you've ever sat in a meeting with your advisor and wondered whether you're getting real value or just really good small talk, this one's for you.What You'll Walk Away WithWhy an advisor who knows your portfolio better than they know your actual life is a warning sign, not a complimentThe real reason a "free" advisor should make you more suspicious, not lessWhy an advisor working with literally anyone, instead of a defined type of client, often means shallower expertiseHow to tell the difference between a collaborative advisor relationship and one where you're quietly doing all the drivingWhy outgrowing your advisor isn't always about more money, sometimes it's about more complexity, and that's worth a real conversationA simple question to ask about fees that costs you nothing and might save you real moneyThe single clearest red flag of all: an advisor who leads with products instead of questionsWhy This Matters NowMost people have no natural way to judge whether their financial advice is actually good, since the whole reason you hired someone was that you didn't have the expertise to evaluate it yourself in the first place. That's not a flaw in you, it's exactly why concrete, observable signs matter more than a vague gut feeling. Knowing what a good advisor relationship actually looks like, real collaboration, a defined specialty, clear communication about fees and process, gives you a way to check in on that relationship without needing a finance degree to do it.From the BasementAn Earth, Wind & Fire trivia detour uncovers the real, long-hidden meaning behind "the 21st night of September," and a listener question from someone getting her first-ever 401k at 50 sparks a genuinely useful conversation about target-date funds, Roth versus pre-tax decisions, and the often-overlooked Rule of 55.Resources MentionedStacking Benjamins Field Kit — the all-in-one budgeting, privacy, credit and net worth tracking toolStacking Benjamins Benjamins After Dark meetups — local in-person Stacker meetup groupsYell Down the Stairs — submit a question for a future OG and Anna episodeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Finney. Back to the show to discuss building long-term financial security, retirement readiness, debt management, wealth preservation, and the importance of working with trusted financial professionals. The conversation focused on helping individuals and families make informed money decisions while avoiding costly financial mistakes and scams. Key Takeaways 1. It's Never Too Late to Start Building Wealth Laura emphasized that regardless of age, people can begin improving their financial future. While many people spend their 20s and 30s focused on careers and lifestyle goals, financial planning can begin at any stage of life. Lesson: The best time to start planning was yesterday. The second-best time is today. 2. Beware of Social Media Financial Advice One of Laura's strongest warnings centered on unqualified financial influencers and online personalities offering generic financial advice. Lesson: Financial strategies should be tailored to your unique situation, not based on a 30-second social media clip. 3. Financial Planning Requires the Complete Picture Laura explained that quality financial advice cannot be given without understanding a person's entire financial life, including income, expenses, debt, savings, investments, retirement goals, and family responsibilities. Lesson: Real financial planning is personalized, not one-size-fits-all. 4. Emergency Funds Come Before Aggressive Debt Payoff Many people want to eliminate debt as quickly as possible, but Laura cautioned against doing so without creating an emergency reserve. Lesson: Without savings, an unexpected expense can send you right back into debt. 5. Consistency Beats Perfection Whether saving $10 or $1,000 per month, Laura believes the habit of regularly paying yourself first is more important than waiting for the perfect time to save. Lesson: Wealth is built through consistency and discipline. 6. Young Adults Have a Powerful Opportunity Using Rushion's daughter as an example, Laura discussed how younger professionals who own homes, avoid unnecessary debt, and save early can dramatically improve their financial futures. Lesson: The earlier you begin investing and planning, the greater the long-term rewards. 7. Retirement Planning Is About More Than Money Retirement readiness is not simply about reaching a target number. It involves planning for healthcare, housing, independence, lifestyle goals, and long-term care needs. Lesson: Retirement planning is really life planning. 8. The Sandwich Generation Faces Unique Challenges Laura discussed the growing number of adults simultaneously supporting aging parents and children, creating significant financial pressure. Lesson: Family obligations should be factored into financial planning long before they become emergencies. 9. Saving for Retirement Should Remain a Priority While helping children and caring for parents are important goals, Laura encouraged people not to sacrifice their own financial future to support others. Lesson: You can borrow money for college, but you cannot borrow money for retirement. 10. Planning Eliminates Financial Surprises Laura stressed the importance of discussing difficult topics such as elder care, long-term healthcare, retirement income, and family support needs before a crisis occurs. Lesson: Financial freedom begins with honest conversations and intentional planning. 11. A Fiduciary Puts Clients First Laura explained that being a fiduciary means putting the client's interests ahead of all other considerations and helping them make informed decisions based on their goals. Lesson: Work with advisors who are committed to serving your best interests. 12. Financial Coaching Creates Accountability One of the most valuable benefits of working with a financial professional is having someone who can provide guidance, accountability, and objective advice during major life decisions. Lesson: Financial success is easier when you have a trusted advisor in your corner. Memorable Quotes On Getting Started "You can start anywhere at any age." On Financial Education "There are more resources available for people to learn what they should be doing." On Financial Influencers "These people don't know your entire financial situation." On Emergency Savings "The more you pay off debt without having that emergency fund secured, the more likely you are to go back into debt." On Saving "Consistency pays." On Retirement Planning "You have to look at the long-term planning of what your retirement life is going to look like." On Family Financial Obligations "You have to decide what's most important to you." On Aging Parents "The parents have to be included in the entire financial plan." On Truth and Financial Advice "I believe the truth sets you free." On Her Professional Approach "I'm not going to sugarcoat everything." On Being a Fiduciary "I have to put my client's needs first." On Financial Understanding "It's so important to me that people understand the products that they have." Final Thoughts Laura Finney delivered a powerful and practical message about financial responsibility, long-term planning, and protecting your future. Her approach combines financial expertise with honesty, accountability, and genuine concern for the people she serves. She challenges individuals to stop relying on shortcuts and social media sound bites and instead focus on creating a personalized plan that reflects their goals, responsibilities, and lifestyle. From paying off debt and building emergency savings to preparing for retirement and caring for family members, Laura's advice reinforces one important reality: financial success doesn't happen by accident. It requires planning, discipline, consistency, and the willingness to have difficult conversations before problems arise. Her message was clear: Learn the truth about your finances, create a plan, stay consistent, and keep winning. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

A quiet millionaire is an entrepreneur with a full bank account and a rich life OFFLINE. And today's podcast episode is about how the very thing everyone's panicking over, AI, is quietly handing you the opening to become one. Kelly introduces the concept of the activation era, and why right now people are moving their money, time, and attention back toward analog experiences, real relationships, and human-first businesses. She backs it with the data, and then lays out 8 specific ways to grow simpler, faster, and with less time online by leveraging that recoil. What's inside: The activation era and the recoil effect of AI, explained Why relationships are now your most strategic competitive advantage The 8 ways to grow while spending less time online Why the middle market got outsourced to AI, and the swing that's coming Timestamps 00:00 — The quiet millionaire: a full bank account and a rich life offline 01:01 — Introducing the activation era 02:22 — Where the money is moving: analog experiences and flip phones 04:00 — Your most strategic advantage in the age of AI 04:16 — The data behind the shift  05:09 — The recoil effect of AI 06:28 — #1: Conscious creation (and why long-form wins) 07:35 — #2: Depth of relationships (and the Miracle Hour to multiply LTV) 08:52 — #3: Intimate rooms and the 62% higher close rate 09:58 — #4: Nuanced deep consultancy, and the swing back that's coming 12:38 — #5: Long-form content (84% of premium buyers prefer it) 14:21 — #6: Analog interface (being offline as a status symbol) 15:40 — #7: Depth of activation over activity 16:36 — #8: Community-led growth 17:25 — Why the activation era is the opportunity of our time 18:32 — Two things to do right now, and closing Resources & Mentions The Miracle Hour: Kelly's best-selling book that breaks down her smple, one-hour-a-day sales system (the 20-second sale, extending lifetime value, Miracle Hour Mastery): https://a.co/d/0ik1Q7h9  Register for our upcoming workshop and learn our Email + SMS sales strategy for just $37: https://www.virtualbusinessschool.com/sept28th  Virtual Business School (VBS):  where Kelly teaches these activation-era strategies, Miracle Hour Mastery, and trust-building offers. Join the Membership: https://www.virtualbusinessschool.com/virtual-business-school  Subscrbe to Kelly's substack: https://kellyroachofficial.substack.com/

In this episode, Jake and Gino sit down with special guest Sterling Seizert—former US Army Special Forces Intelligence Sergeant turned real estate operator and author of Buy Your Freedom. Sterling shares how his military training in complex, ambiguous environments prepared him for real estate investing, self-storage portfolio growth, and entrepreneurial success.The conversation dives deep into the "Mindset, Money, and Strategy" framework, unpacking how to expand your financial context, overcome limiting money behaviors, and apply effect-based targeting to wealth building. Sterling also shares the story of turning a distressed, underperforming self-storage property into a thriving $4M+ asset and offers actionable advice on raising kids with strong standards and a growth mindset.

Gina London discusses how to hone in on your presence and purpose to distinguish your communication. — YOU'LL LEARN — 1) The one communication skill AI still can't replace or replicate 2) How to train your brain for more confidence3) The habits that undermine your credibility and presenceSubscribe or visit AwesomeAtYourJob.com/ep1182 for the full transcript! — ABOUT GINA — From Farmland, Indiana, to boardrooms around the world, Gina London has spent her career helping people find their voice. Founder and CEO of Language of Leadership, Ltd., Gina is an American entrepreneur based in Ireland, a dual U.S.-Irish citizen, and a trusted advisor to leaders across nearly 60 countries.A former CNN correspondent and Emmy-winning journalist, she now coaches executives, government leaders, and high-performing teams on communication, leadership, and influence.Gina is an adjunct professor at University College Cork, a columnist for The Irish Independent, and author of Amplify You: How to Power Up Your Connections in an AI World. As AI gets smarter, human connection is the essential skill that sets us apart.• Book: Amplify You: How to Connect More Powerfully in an AI World• Instagram: theginalondon• LinkedIn: Gina London• TikTok: @theginalondon• Website: GinaLondon.com— RESOURCES MENTIONED IN THE SHOW — • App: How We Feel• Book: Fierce Conversations: Achieving Success at Work and in Life One Conversation at a Time by Susan Scott• Book: The Coaching Habit: Say Less, Ask More & Change the Way You Lead Forever by Michael Bungay Stanier• Past episode: 487: Communicating Powerfully, Succinctly, and Clearly with Erica Mandy• Past episode: 700: How to Make Your Anxiety Work For You with Wendy Suzuki— THANK YOU SPONSORS! — • Shopify. Sign up for your free trial at Shopify.com/awesomepodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us Fan MailWill AI Replace Traders? Don't fall for the AI trading traps.Friendly Bear Conference 7Early Bird ticket for Friendly Bear Conference 7 ft. Tom Hougaard on 10/12/26 Book - Short Selling MasterPreorder David Capablanca's book - Short Selling Master Friendly Bear UniversityGet Profitable & Master Your Trading - Memberships & Courses Now AvailableCobra TradingClick the link and get 33% off commissions for life as well as one month of free DAS Trader PlatformDavid's InstagramSubscribe for behind the scenes trading related contentDavid's X ProfileFollow David Capablanca on X!Flash ResearchUse coupon code FB15 for 15% off Premium. Find your edge with the best stock analyzer AskEdgarUse Code friendlybear for 25% off for AskEdgar, the new standard for researching SEC filingsStock Analysis ProGet unlimited access to all financial data and tools.EdgeToTradeUse coupon code FRIENDLYBEAR15 for 15% off EdgeToTrade, the financial research platform for tradersDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

As the 2026 midterm elections approach, prediction markets are showing a dramatic shift in the battle for control of Congress. Founder of Mehlman Consulting and author of The Age of Disruption Substack, Bruce Mehlman, breaks down why the Senate is increasingly in play and how the "Four Ms"—Maps, Money, Mood, and Matchups—are shaping the political landscape. The intersection of artificial intelligence, law enforcement, and national security is becoming a larger component of the conversation about the emerging technology. Former FBI Supervisory Special Agent Rob Chadwick joins the Rundown to discuss what this integration may look like and how AI is being leveraged to thwart potential deadly attacks, but also how it may help coordinate them. PLUS, commentary by Dr. Ben Carson, retired neurosurgeon and former 2016 Republican presidential candidate. PHOTO CREDIT: AP IMAGES Learn more about your ad choices. Visit podcastchoices.com/adchoices

https://bit.ly/BuildABusinessWorthHaving_rboWhy More Revenue Won't Fix Your BurnoutYou're doing $1 million, maybe $2 million a year.You've got a crew. Your trucks are wrapped. People in town know your name.And somehow, you're more exhausted than when you were running the business solo.In this episode, Tom breaks down why contractor burnout isn't always the result of working too hard.It's what happens when you keep working hard without making real progress.More revenue. More employees. More leads. More responsibility.But you're still selling the jobs, solving customer problems, making every important decision and putting out fires every week.On paper, the business has grown.In reality, it still depends on you.Taking a vacation doesn't fix that. Hustling harder doesn't fix it either.The solution is building a business that can operate without everything running through you.In this episode:• Why hard work alone isn't what burns contractors out• How more revenue can still leave you running in place• Why your business should depend less on you as it grows• How constantly saving the day keeps the business from progressing• Why taking time off doesn't fix the underlying problem• The importance of building a sales process that doesn't live in your head• Why your crew needs standards they can execute without you• How training people to make decisions gives you back your time• Why better visibility into your numbers matters• Why a growing business should eventually become easier to runYour challenge:Look at your business and identify where it still depends on you like it did in year one.Sales.Production.Customer problems.Money.Day-to-day decisions.If everything still has to go through you, more revenue isn't going to solve the problem.You have to build a business that needs less of you in the right places.Take the free Build a Business Worth Having Scorecard to see what needs your attention and identify the bottlenecks keeping you from getting ahead:https://bit.ly/BuildABusinessWorthHaving_rboYou've already proven you can hustle.The next level isn't more of you.It's building a business that can grow without everything depending on you.

An elder told Edgar Villanueva that the medicine that had chosen him was money. One sentence — and it turned an angry, burned-out program officer into the person rewriting how philanthropy thinks about wealth.Edgar is the founder and CEO of the Decolonizing Wealth Project and the author of Decolonizing Wealth, now in its second edition. His work has helped move nearly $1 billion toward the communities that need it most.

Welcome back to the Building Your Money Machine Show! In this episode, I'm pulling back the curtain on a truth nobody else is talking about: most people aren't as rich as you think, and the ones who actually are don't show it off. I see it every day as a CPA—there's a mind-blowing difference between looking rich and actually living rich.Let's break the cycle of chasing appearances and get real about what's actually sitting under the hood financially (hint: it's not what's sitting in the driveway). I'll share the exact questions I give my clients to spark real wealth, why earning more means nothing if you don't know where it's going, and how to dodge the performance tax that quietly robs you of a life of freedom.This is a no-fluff conversation—just the brutal, edgy truth about building a rich life that stands up when life gets tough. Stop comparing your life to someone else's highlight reel; start building something that lasts.IN TODAY'S EPISODE, I GET INTO:Why real wealth is invisible (and why the fanciest car on the block means absolutely nothing)The true cost of looking rich—and the two price tags every flashy purchase carriesHow chasing appearances traps you in check-to-check living, even with a big salaryThe filter I use with my clients before every major financial decisionThe 4-part affluent life paradigm that lets you define rich on your own termsReady to ditch the comparison game and master your money? Hit play, and let's start building your Money Machine for real.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™:Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

Podcast Movement 2026 Reflections + Lessons from Two People Who Run Podcast EventsI just got back from Podcast Movement, and a lot of you have been asking whether it was still worth going now that it's under new ownership, in a new location, with a whole new format. Short answer: I'm definitely going back.In this episode I walk through what changed, what I loved, what I'd tweak, and what Tom Webster's data says about where podcasting really stands. Then I sit down with two guys who have actually done it, Marc Ronick of Empowered Podcasting and Dr. Brad Miller of Pod Indy, to get the behind-the-scenes story of running a podcast event. If you've ever had that little voice in your head saying "maybe I should start my own meetup or conference," this one is for you.Podcast Movement 2026: Was It Worth It?I went down the list, old Podcast Movement versus new.The hotel and the cost. It used to be at Gaylord hotels, which run $1,000 a night, where the burgers are $30 apiece and you never leave the building. This year was BYOH: bring your own hotel. I stayed two nights at a Holiday Inn Express for $400 a night. Still pricey, but nowhere near the Gaylord. Tickets were also much cheaper because they weren't paying for that hotel arrangement. Point to the new Podcast Movement.The venue. Picture a small theater (think House of Blues) that had a baby with a cruise ship: three floors, and you can look down at the main stage from the top. The rooms were narrower, so the back row was farther from the stage than I was used to. I also learned I need new glasses, because the giant screen was split in two and I couldn't read the slides. Sessions ran with silent-disco-style headphones: turn the dial to yellow or green and you hear that stage. The strange part is that people talk while someone is presenting a few feet away. It went against everything in my body, but it works, and I could network the whole time. My one suggestion: turn on the house lights during networking breaks. When you have 40 minutes to meet people and can't see who's in the room, it's a problem (unless it's Rob Greenley, who is six foot six inches).Networking and the parties. PodPage hosted a small meetup, and I walked over to the Buzzsprout meetup too. Both were places where you could actually talk, with no blaring music. I've talked to Dan Franks, who helps plan Podcast Movement, and he says they tell every sponsor that people want to talk, not have their ears bleed. Nice to see it work.New York City. I'll miss Dallas and Chicago, but it's supposedly staying in New York to make it easier for international attendees. The food was a win, and I never felt unsafe walking around Hell's Kitchen. I ate at Cubbies and at McGee's, which I didn't realize until halfway through is tied to How I Met Your Mother.A smarter schedule. Monday and Tuesday were geared toward the business and advertising side, and Thursday and Friday were for indie podcasters. That means indie folks can save on the hotel bill.The talks are going online. They're putting the presentations on the Podcast Movement YouTube channel for free. I'm looking forward to catching the ones I missed, including Lou Mangiello and Rob Walch's talk about video.What I Learned from Tom WebsterIf you only see one talk at a conference, make it Tom Webster's. Here's what stuck with me:Podcasting has gone flat. It used to grow at least 3 to 5% a year, occasionally 7%. This past year it barely moved. It's still growing, but by a very small amount.Where people listen. In a survey of roughly 5,000 podcast consumers, the top three places were YouTube, Spotify, and Netflix. Not Apple, Pocket Casts, or Overcast.Where I disagree. YouTube and Spotify are open to anyone, so I get why people call them podcasts. Netflix isn't open. They have to choose you, and there's no RSS feed. For me, a podcast is an RSS feed with audio or video in it.Tom's Walmart analogy. Look at the CD section: a tiny collection of only the biggest hits (Back in Black, Rumors), nothing like a dedicated record store. His suggestion was that we should promote podcast-specific apps. My favorite is Pocket Casts: it plays audio and video, it has bookmarks (that's how I grab the clips I play on the show), and it has a web version.Podcast Standards Project: PodRoll Is ComingI sat in on my first Podcast Standards Project meeting. PodRoll, from the Podcasting 2.0 spec, is the modern version of a blogroll: a list of shows you personally recommend, living in your feed. Because feeds are public, anyone can see who's recommended most. That's human recommendations, not an algorithm you try to trick. Ask your media host if they support it (if not move ton one that does). The group is also looking at adding location, so you could find podcasts in your area.Video: Do You Have To?Some people insist you have to do video. Others said not only do you not have to, but the shows that added it didn't see much benefit beyond more work, cost, and time. In Apple's video spotlight, the shows featured were already big. I'm looking forward to Rob Walch's full presentation, because that's exactly the kind of "what's working and what's not" you go to a conference to learn.Small Events vs. Big OnesPodcast Movement had probably over 1,000 people. Empowered Podcasting had a little over 100 (about 150 this year), and Pod Indy will land somewhere between 50 and 100. Podfest usually draws a couple thousand. My favorite kind of event is single-track: everyone hears the same content, so when you step into the hallway you all have something to talk about.Interview: Running a Podcast Event with Marc Ronick and Dr. Brad MillerWhy they started. Brad spent 43 years as a pastor and was a Christian concert promoter, so he'd seen the power of live events. After connecting with his local podcasting group in Indianapolis, he launched Pod Indy in 2023 (I keynoted the first one), and the fourth is coming up. Mark had been podcasting as long as I have, and didn't step into a conference until about five years ago. He felt a little out of place at the big ones, so he built a place where he'd feel comfortable.Small is a feature. Mark went in wanting Empowered Podcasting to become the next Podcast Movement. After the first one (2024, under 100 people) he noticed magic in a smaller, more intimate room, where people were learning from each other outside the sessions. He'd cap it around 200. Brad goes deep on one track, one day.The biggest surprises:You can't do it alone. Mark thought he could run it almost by himself. He carried the financial and emotional load, burned out after year two, and nearly canceled three times. Jason and Rich stepped in to save it, and he made them business partners.Ticket sales come late. In Mark's second year, only about 20 tickets sold before the final month. Brad says two-thirds of tickets arrive in the last month. This year's sales were smoother for both, and both say credibility builds over time.Bring enough lead time. Brad's first event had only three months, and he bit off more than he could chew. He also lost money using a business center, so he moved it to his church, where he has a studio, and kept it to one day with no hotel block.Hotel blocks. If you don't fill the rooms, you pay anyway. Mark's went fine this year because speakers and a good share of attendees needed rooms.Money, honestly. Brad started by deciding what he could afford to lose (he did lose some the first year, and calls it an investment). Mark admits he wasn't careful with money in the first two years and took on some debt. Both credit their wives, Debbie and Amy, for keeping them grounded and for believing in the vision.Advice if you're thinking about it:Mark: Be okay with however many people show up. Start with a few who believe in your message. If they have a good experience, they come back and become your advocates.Brad: Build transformative relationships one on one, then a few together. Have coffee or lunch with someone, or start online, before deciding whether to do a formal event.Both: Virtual is great, but nothing replaces being around like-minded people in person.Choosing speakers. Mark's pet peeve is speaker submissions that are obviously written entirely by AI: "I love using AI, but that's a lazy move, and I don't know that I want a lazy speaker on one of my stages." (My favorite line on this: if you can't take the time to write it, produce it, or record it, why should I take the time to consume it?) Brad recruits speakers through personal relationships instead of an application process. Themes so far: podcasting as a business, AI, and this year taking your podcast (and your life) to the next level with keynote speaker Cliff Ravenscraft.Pod Indy: November 7, 2026When and where: November 7, 2026, in Whiteland, Indiana (suburban Indianapolis), 9 a.m. to 4 p.m.Tickets: $37 in person, $27 live stream.Discount: use code SOP for $5 off.On the lineup: Cliff Ravenscraft (keynote), John Lee Dumas (video), Craig on AI, and me.My TakeawayIf you try to start with 1,000 people, you'll burn...

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kim McNair. Summary of the Kim McNair Interview with Rushion McDonald An entrepreneur, business strategist, author, and founder of the Women on the Move Summit. The discussion centers on entrepreneurship, overcoming adversity, women's leadership, personal branding, networking, resilience, and the principles behind her book Knowledge, Money, Power. Drawing from her journey from model to business owner, Dr. McNair shares how she built a successful business with just $500, overcame challenges related to colorism and self-confidence, and dedicated her career to helping women advance in business and leadership. Purpose of the Interview The interview was designed to: Highlight Dr. McNair's entrepreneurial journey. Discuss the importance of mentorship, leadership, and networking. Explore how women, particularly Black women, can navigate business challenges. Introduce the concepts from her book Knowledge, Money, Power. Inspire aspiring entrepreneurs to recognize the value of their skills and experiences. Encourage business professionals to turn knowledge into opportunity and financial success. Key Takeaways 1. Knowledge Is the Foundation of Success One of the central themes of the interview is that knowledge is an individual's most valuable asset. Dr. McNair argues that: Skills and experience are forms of currency. Many people underestimate the value of what they know. Expertise can be transformed into income, influence, and opportunity. She emphasizes that lasting success starts with learning and applying knowledge effectively. 2. Entrepreneurship Begins with Believing in Yourself Dr. McNair launched her business with only $500 and a vision. Her story demonstrates that: Significant capital is not always required to start. Confidence and determination are often more important than resources. Success comes from taking action despite uncertainty. 3. Mentorship Accelerates Growth Dr. McNair credits key mentors for helping her learn the business world. She notes that: Real-world experience often teaches more than formal education. Learning directly from successful people shortens the path to success. Entrepreneurs should actively seek guidance from people who have already achieved what they want. 4. Resilience Is Essential Throughout the conversation, both McDonald and McNair discuss facing rejection and criticism. Their message is clear: Expect obstacles. Ignore naysayers. Continue moving forward despite setbacks. Treat rejection as part of the process rather than the end of the journey. 5. Your Environment and Exposure Matter Dr. McNair intentionally created the Women on the Move Summit to put aspiring women leaders in direct contact with executives, entrepreneurs, and decision makers. Her philosophy is that: Success often comes through relationships. Access creates opportunity. People grow when they are exposed to those operating at a higher level. 6. Collaboration Beats Competition Rather than encouraging women to compete against one another, McNair promotes: Collaboration Connection Community building She believes meaningful relationships create opportunities that individuals cannot achieve alone. 7. Transform Adversity into Strength Dr. McNair openly discusses being teased as a child because of her dark skin complexion. Instead of allowing that experience to limit her: She developed confidence. She embraced her identity. She used adversity as motivation. She credits her grandmother's encouragement as a key factor in developing self-esteem. 8. Create Value and Opportunity Will Follow A recurring theme is the importance of becoming indispensable. Dr. McNair teaches that people should: Focus on solving problems. Develop expertise. Create value wherever they work. When people recognize your value, opportunities naturally follow. 9. Entrepreneurship Requires Continuous Growth The conversation highlights that success is rarely immediate. The Women on the Move Summit evolved over years through experimentation, learning, and refinement. Entrepreneurs must: Test ideas. Learn from mistakes. Improve continuously. Adapt when necessary. 10. You Are Never Starting Over One of the most empowering messages from the interview is that career changes, layoffs, or business pivots are not starting from zero. Instead: You begin with your accumulated skills. You carry experience forward. Your knowledge remains an asset. Dr. McNair encourages people to see themselves as progressing rather than restarting. Discussion of "Knowledge, Money, Power" The book's framework follows a simple progression: Knowledge The foundation. Education Experience Skills Expertise Relationships Knowledge creates value. Money The vehicle. Money fuels movement and opportunity. Financial resources allow expansion and growth. People must learn to monetize their expertise. Power The outcome. Confidence Influence Leadership Access Decision-making ability According to McNair, knowledge leads to money, and money creates the power to make a broader impact. Memorable Quotes On entrepreneurship "I took $500 and a dream." On helping other women "I want to make sure they don't have to go through the things I went through." On networking "Collaborate, connect, and create." On overcoming criticism "You have to be resilient and continue to move forward." On personal value "Your knowledge is your currency." On attracting opportunity "Your value, your intentionality, and your clarity will attract opportunity." On self-confidence "Stop shrinking in rooms. You were built to lead." On leadership and presence "I'm supposed to be here." On career transitions "You're never starting over. You're starting from experience." On perseverance "Keep making progress." Overall Message The interview delivers a powerful lesson about transforming personal knowledge into business success. Dr. Kim McNair argues that confidence, expertise, intentional networking, and resilience are the true drivers of entrepreneurship. By embracing one's value, seeking mentorship, building meaningful relationships, and refusing to be limited by adversity, individuals can create financial opportunity and ultimately achieve greater influence and impact. At its core, the conversation is about empowering people to recognize that they already possess valuable knowledge and can leverage it to build wealth, leadership, and lasting success. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Finney. Back to the show to discuss building long-term financial security, retirement readiness, debt management, wealth preservation, and the importance of working with trusted financial professionals. The conversation focused on helping individuals and families make informed money decisions while avoiding costly financial mistakes and scams. Key Takeaways 1. It's Never Too Late to Start Building Wealth Laura emphasized that regardless of age, people can begin improving their financial future. While many people spend their 20s and 30s focused on careers and lifestyle goals, financial planning can begin at any stage of life. Lesson: The best time to start planning was yesterday. The second-best time is today. 2. Beware of Social Media Financial Advice One of Laura's strongest warnings centered on unqualified financial influencers and online personalities offering generic financial advice. Lesson: Financial strategies should be tailored to your unique situation, not based on a 30-second social media clip. 3. Financial Planning Requires the Complete Picture Laura explained that quality financial advice cannot be given without understanding a person's entire financial life, including income, expenses, debt, savings, investments, retirement goals, and family responsibilities. Lesson: Real financial planning is personalized, not one-size-fits-all. 4. Emergency Funds Come Before Aggressive Debt Payoff Many people want to eliminate debt as quickly as possible, but Laura cautioned against doing so without creating an emergency reserve. Lesson: Without savings, an unexpected expense can send you right back into debt. 5. Consistency Beats Perfection Whether saving $10 or $1,000 per month, Laura believes the habit of regularly paying yourself first is more important than waiting for the perfect time to save. Lesson: Wealth is built through consistency and discipline. 6. Young Adults Have a Powerful Opportunity Using Rushion's daughter as an example, Laura discussed how younger professionals who own homes, avoid unnecessary debt, and save early can dramatically improve their financial futures. Lesson: The earlier you begin investing and planning, the greater the long-term rewards. 7. Retirement Planning Is About More Than Money Retirement readiness is not simply about reaching a target number. It involves planning for healthcare, housing, independence, lifestyle goals, and long-term care needs. Lesson: Retirement planning is really life planning. 8. The Sandwich Generation Faces Unique Challenges Laura discussed the growing number of adults simultaneously supporting aging parents and children, creating significant financial pressure. Lesson: Family obligations should be factored into financial planning long before they become emergencies. 9. Saving for Retirement Should Remain a Priority While helping children and caring for parents are important goals, Laura encouraged people not to sacrifice their own financial future to support others. Lesson: You can borrow money for college, but you cannot borrow money for retirement. 10. Planning Eliminates Financial Surprises Laura stressed the importance of discussing difficult topics such as elder care, long-term healthcare, retirement income, and family support needs before a crisis occurs. Lesson: Financial freedom begins with honest conversations and intentional planning. 11. A Fiduciary Puts Clients First Laura explained that being a fiduciary means putting the client's interests ahead of all other considerations and helping them make informed decisions based on their goals. Lesson: Work with advisors who are committed to serving your best interests. 12. Financial Coaching Creates Accountability One of the most valuable benefits of working with a financial professional is having someone who can provide guidance, accountability, and objective advice during major life decisions. Lesson: Financial success is easier when you have a trusted advisor in your corner. Memorable Quotes On Getting Started "You can start anywhere at any age." On Financial Education "There are more resources available for people to learn what they should be doing." On Financial Influencers "These people don't know your entire financial situation." On Emergency Savings "The more you pay off debt without having that emergency fund secured, the more likely you are to go back into debt." On Saving "Consistency pays." On Retirement Planning "You have to look at the long-term planning of what your retirement life is going to look like." On Family Financial Obligations "You have to decide what's most important to you." On Aging Parents "The parents have to be included in the entire financial plan." On Truth and Financial Advice "I believe the truth sets you free." On Her Professional Approach "I'm not going to sugarcoat everything." On Being a Fiduciary "I have to put my client's needs first." On Financial Understanding "It's so important to me that people understand the products that they have." Final Thoughts Laura Finney delivered a powerful and practical message about financial responsibility, long-term planning, and protecting your future. Her approach combines financial expertise with honesty, accountability, and genuine concern for the people she serves. She challenges individuals to stop relying on shortcuts and social media sound bites and instead focus on creating a personalized plan that reflects their goals, responsibilities, and lifestyle. From paying off debt and building emergency savings to preparing for retirement and caring for family members, Laura's advice reinforces one important reality: financial success doesn't happen by accident. It requires planning, discipline, consistency, and the willingness to have difficult conversations before problems arise. Her message was clear: Learn the truth about your finances, create a plan, stay consistent, and keep winning. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode, Peter breaks down exactly where to keep money that has a deadline attached to it, using a real conversation with his own parents as the framework. He walks through why a normal checking account quietly costs you thousands a year, and lays out the actual tiers of options based on how fast you might need the cash, from high-yield savings accounts to T-bills to no-penalty CDs. If you're sitting on proceeds from a home sale, a practice buyout, or a down payment with an uncertain timeline, this episode tells you exactly what to do with it and what to avoid entirely. Tune in! Interested in PIMDCON Virtual? Know more by clicking here. Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as Passive Income Docs and Passive Income MD.

Find out how far off The Money Guys Show actually is about The Infinite Banking Concept and how they should "stay in their lane" when it comes to Whole Life Insurance and how one practices IBC. Take a look inside the world of Infinite Banking at https://thewealthwarehousepodcast.com/JOIN our FREE Skool community https://www.skool.com/ibc-community-7282 Interested in a private, vetted group of people who have a passion for business ownership/operations? visit https://cospark.us/ 0:00 — Intro and setup4:17 — Getting into the clip and framing the discussion10:00 — Reading R. Nelson Nash and process vs product14:18 — Premium, death benefit, and cash value20:32 — Infinite banking as a process24:03 — Term vs whole life cost comparison31:14 — Rates of return are the wrong metric36:05 — Guarantees, risk, and insurance companies39:15 — Guarantees and term insurance contextWhat's your biggest challenge with understanding life insurance? Drop it in the comments!Subscribe for weekly insights on financial strategies and wealth building!DISCLAIMER: Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized adviceMusic licensed through Soundstripe. Code: NP5QSACSTKYVSXYJ, OXP6KE0ALCHZJ1CE

Crypto News: Bitcoin printed its highest weekly close in 4 months and reclaimed the 50-week MA for the first time since Nov 2025. XRP on the brink of a golden cross as focus switches to altcoins. Ava Labs president says NYSE spent a year testing Avalanche Avax technology for tokenization plans.

WWE spent this week pushing toward Money in the Bank, while the main-event scene got messier — Roman remains firmly on top of Raw, while Sami/Punk/Owens has suddenly become the biggest story on SmackDownRoman Reigns survived Penta on Raw in Mexico City, retaining the World Heavyweight Championship after a very competitive main event.Money in the Bank qualifying kicked into gear: Je'Von Evans and Lola Vice qualified on Raw, while Trick Williams and Jacy Jayne punched their tickets on SmackDown.Chad Gable retained the Intercontinental Championship over Dragon Lee, actually showing some respect afterward — a notable wrinkle in Gable's character.Judgment Day stayed heavily involved on Raw, attacking Stephanie Vaquer, El Grande Americano and Rey Mysterio after the mixed-tag match involving Liv Morgan and Dominik.Sami Zayn's WWE Championship reign survived its first major test. He defeated Kevin Owens on SmackDown — but only after CM Punk interfered and blasted Owens with the title. Punk then dropped both Owens and Sami with GTSs afterward. That feels like the biggest angle of the week.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-wwe-podcast--2187791/support.

A widow. An empty jar. A prophet who asks her not what she needs, but what she already has. It's an odd place to start a conversation about money — but it's exactly where this week's message begins.For three weeks, FIRST has asked whether God is actually first in our lives. This week, Chris Nichols walks into the room most of us avoid the longest — our finances — and makes the case that tithing was never really about money. It's about trust. Along the way, Lead Pastor Ted Coniaris shares a short video, "Simple Math," that makes the concept about as clear as it gets: the first, not the leftover. The message closes with an invitation to a 90-Day Tithing Challenge, with a simple guarantee behind it: if God doesn't show up, you get every dollar back.Scripture: 2 Kings 4:1–7; Malachi 3:6–12; Proverbs 3:9–10; Romans 11:36; Deuteronomy 8:18; Leviticus 27:30; Matthew 23:23; Matthew 6:21Subscribe to follow along with the full FIRST series.

As the 2026 midterm elections approach, prediction markets are showing a dramatic shift in the battle for control of Congress. Founder of Mehlman Consulting and author of The Age of Disruption Substack, Bruce Mehlman, breaks down why the Senate is increasingly in play and how the "Four Ms"—Maps, Money, Mood, and Matchups—are shaping the political landscape. The intersection of artificial intelligence, law enforcement, and national security is becoming a larger component of the conversation about the emerging technology. Former FBI Supervisory Special Agent Rob Chadwick joins the Rundown to discuss what this integration may look like and how AI is being leveraged to thwart potential deadly attacks, but also how it may help coordinate them. PLUS, commentary by Dr. Ben Carson, retired neurosurgeon and former 2016 Republican presidential candidate. PHOTO CREDIT: AP IMAGES Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Lord has spoken: It is more blessed to love than to live in luxury! More blessed now, and forever.

Philosopher Stefan Molyneux takes on a father asking if he abandoned his son after divorce, custody fights, long work hours and a letter the boy was told to write claiming fear of him. He talks about seeing it from the child's side, pressure to forgive, money and Bitcoin, and choosing hope after a debate on God.Support philosophy! https://freedomain.com/donate/GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/FREEDOMAIN2026

We need to begin seriously considering what would happen if diesel reaches eight, nine, or even ten dollars per gallon. That is not a prediction. It is not clickbait, nor is it fearmongering. This is scenario planning - because it's getting real. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Want to understand what this data (and so much more) means for your portfolio? Learn how the Eurodollar system really works in the next 30 days so you can better prepare for the risks and opportunities ahead. Book a call using this link. https://eurodollar-university.com/edu-apply-page-page----------------------------------------------------------------------------------https://www.youtube.com/watch?v=zp35KGWxkUwhttps://www.federalreserve.gov/live-broadcast.htmhttps://www.youtube.com/watch?v=dj5-BcxfSmchttps://www.youtube.com/watch?v=gi2Xt50beoQhttps://www.youtube.com/watch?v=bRcxUFtg8dIhttps://www.facebook.com/VoteBobBrooks/videos/a-friend-sent-me-this-viral-video-coming-out-of-florida-a-trucker-spent-over-100/2318818452220376/https://www.youtube.com/shorts/_uU2ejSj2MEhttps://www.youtube.com/watch?v=o5EIX1MGxqQhttps://www.youtube.com/watch?v=X1j8_tWP70shttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

In this clip from Travis Chappell's appearance on the Optimal Self Conversations podcast, Travis breaks down how entrepreneurs can become more productive by focusing their time on the things they do disproportionately well. He shares how his competitive nature shaped his approach to business, why he believes success comes from constantly improving rather than simply being “talented,” and how mentorship helped him accelerate his learning. Travis also explains how setting boundaries, delegating effectively, and prioritizing his family have allowed him to spend more time in his zone of genius while building a business and raising a family. On this episode we talk about Where Travis's competitive drive comes from and how it has evolved over time The difference between competing against others and competing against who you were yesterday Why a little bit of competition can be a useful source of motivation How Travis learned to prioritize the highest-leverage activities in his life Why entrepreneurs need to learn when to say yes and when to say no What a “zone of genius” is and how to identify yours Why doing everything yourself can prevent a business from scaling How hiring and delegating allowed Travis to focus on his highest-value work Building clear boundaries around work, family, and personal time Why productivity is about being productive, not simply being busy The importance of identifying your “big three” priorities each day Why your zone of genius isn't necessarily something you're born knowing How taking on different jobs and responsibilities can help you discover what you're good at The relationship between talent, hard work, and developing a skill Why mentorship can dramatically shorten your learning curve How books, podcasts, and relationships can serve as forms of mentorship Why time is more valuable than money when it comes to learning How discipline, habit stacking, and identity work together Creating the identity you want through consistent action Top 3 Takeaways Find your zone of genius and spend more time there.Your zone of genius is the work you're disproportionately good at and enjoy to some degree. Once you identify those activities, your goal should be to spend the majority of your time on them while finding other people who are better suited to handle the tasks outside your strengths. You discover your strengths by doing the work.Travis doesn't believe your zone of genius simply appears out of nowhere. You have to try things, work hard, develop skills, and pay attention to what you're naturally good at and enjoy. His experience in sales showed him that an initial advantage only becomes valuable when it's paired with continuous learning and effort. Use discipline to build habits that become your identity.Rather than relying on willpower every day, Travis recommends creating habits and systems that reduce the number of decisions you have to make. Over time, those habits become part of your identity, making the behaviors you once had to force yourself to do feel like a natural part of who you are. Notable Quotes “Happiness and fulfillment have little to do with your status compared to other people and a lot more to do with your status compared to who you were yesterday.” “You should not be spending a ton of time outside of your zone of genius.” “Figure out the thing that you are disproportionately good at and spend the majority of your time doing that thing.” “You don't have to reinvent the wheel. I think too many people discount themselves mentally if they don't figure it out.” “Time is the ultimate asset that we have in life. Money is by definition replenishable. Time is not.” “Discipline is freedom.” “Once your habits become your identity, then that's formed in you.” “The life that you want to live is on the other side of discipline.” Connect with Travis Chappell Website: TravisChappell.com Social Media: Available through TravisChappell.com A Word from Our Sponsors:- The most successful business owners don't do it all themselves — they delegate. Upwork lets you build a team of highly skilled specialists for every function your business needs, so you can focus on what you do best and let experts handle the rest. Visit Upwork.com right now and post your job for free! Learn more about your ad choices. Visit megaphone.fm/adchoices

--{ "News is the Most Perfected Form of Fiction"}-- The scientific brotherhood - The dialectic - Rising fuel and food costs - Regulating AI - The cost of the war on Iran - Cold temperatures, global warming The Great Reset, perpetual war - Centralized bank lending to government - Money creates stars that you follow - Wealth; Phoenicians, Slavs, Slaves; coins - Education and the leisure class, very basic education for factory workers - Mystery Schools, Egypt, India, Levant, Persia - Professional hit squads - David Kelly, biological weapons; Silent Weapons for Quiet Wars - Tangible Evil - Austerity; basic survival - Please remember to DONATE and ORDER from www.cuttingthroughthematrix.com - TV Series, Dad's Army; Emergency Powers - Fear immobilizes you; "Don't Panic" as Jonesy would say in Dad's Army - Gates, WHO, Immunity Passports - James Bond, private, shadowy organizations; Sherlock Holmes, Moriarty and his network of spies - What is the CIA? - Intelligence agencies - OSS - NSA - mRNA - Canadian behind Moderna - Weaponized television, propaganda - Newt Gingrich censored by Fox News - Everything is compartmentalized; inner and outer groups, RIIA (Chatham House) - Carroll Quigley - Bolsheviks, trained by Standard Oil - Francis Bacon, New Atlantis - Magic, spells, change, chemistry, alchemy, mRNA - Novus Ordo Seclorum, an earthly order - Donald Trump and Iran - Tony Blair - Late 1960s British television episode, The News-Benders, Donald Pleasance, "The news is the most perfected form of fiction."

Dr Boyce speaks with Ray'chel Wilson, CEO and founder of For our last names, and also Dr Alicia Watkins, head of The Black Financial Therapy Department in The Black Business School.

Examining our deathbed regrets is the ultimate framework for reverse-engineering how we spend our time and money today. We unpack the difference between resume virtues and eulogy virtues, challenging the common instinct to hoard resources for a distant retirement when our peak energy and time with family are happening right now. We explore the power of life-stage time buckets, why buying back time during the messy parenting years beats waiting for traditional retirement, and how to find the middle ground between daily stability and big adventures. Building true wealth means aligning our finances with what we want to be remembered for, ensuring we look back on our choices with deep fulfillment rather than regret.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/181-avoiding-deathbed-regrets/

Join our community: https://www.skool.com/apparel-success-mastermindTry the best Ai design platform: https://www.design.com/rob88AI is completely changing how I run my clothing brands — and I don't think most entrepreneurs realize how far this has already gone. In this video, I show you how I'm using ChatGPT and AI to automate work that used to take me hours or even days: organizing thousands of files, generating realistic ad creative, editing videos, creating voiceovers, resizing content, optimizing Meta ads, and even making changes to my Shopify website. I also walk you through exactly how I'm using tools like Higgsfield and ElevenLabs with ChatGPT to create full advertising campaigns for my brand TherapyWear — without needing to manually shoot, edit, organize, and produce every piece of content myself. If you run a clothing brand, ecommerce business, or basically any online business, this is the biggest shift I've seen in the 10 years I've been doing this.

This episode of Going In Raw is sponsored by Hims! Start your free online visit for personalized treatment options for hair loss, ED, weight loss and more today at http://www.hims.com/goinginraw

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3705: Craig Stephens explains how a former manager's flat reaction to a major business loss reshaped the way he thinks about unexpected expenses. He describes the back-to-back home repairs at his parents' house that convinced him his own liquid reserves were too thin, and how he plans to segment his savings so that emergency money sits apart from the cash he wants to be investing. He closes on the reminder that no amount of money management matters more than health, relationships, and the experiences that bring you happiness. Read along with the original article(s) here: https://www.retirebeforedad.com/its-only-money/ Quotes to ponder: "But as hurtful and stressful as a big expense may be, it's only money." "I see money as a tool to build the life you want. Not as a way to impress people, acquire fancy stuff, or go to fancy places." "Smart money decisions are a result of knowledge. Knowledge is gained through reading and thinking." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Unleashed! The Political News Hour with Mayor Deb – With the stealth-like tenacity of a Colombian drug cartel, Shapiro continues to push for the manufacturing, distribution, and uptake of more vaccines. Pennsylvania is nicknamed “The Keystone State” due to its central role in the original 13 colonies. Perhaps now the state of Pennsylvania is well on its way to becoming “The Vaccine State,”

Sep 18, 2026 – Financial Sense Wealth Management's Jim Puplava examines the dramatic rise in interest rates and the “refinancing shock” facing the US, as trillions in government debt must be renewed at significantly higher yields. He explores how...

In this Crypto Water Cooler episode, Tony and Amanda discuss the CLARITY Act failing to advance in the Senate after all Democrats voted no, new crypto guidance from the SEC and CFTC, Coinbase increasing stablecoin rewards, and continued TradFi adoption as Deutsche Bank launches crypto custody and S&P Global acquires OpenZeppelin.⭐️ Trade crypto perps with a free $25 bonus on Kalshi. You can trade on crypto up or down with up to 6x leverage, meaning you can put down $100 and control a $600 position. It's the first CFTC-regulated perps exchange in the country, which means no VPN and no offshore nonsense to deal with. To claim your $25 bonus, all you do is make your first $50 trade through my link - https://kalshi.com/p/thinkingcrypto 

- Eddie Gonzalez, Cousins with Tracy McGrady & Vince Carter - Sam Warren, The Athletic - Kyle Madson, The Jump, Candlestick Chronicles & Niners Wire - Jack Dann, The State Hornet

PWTorch editor Wade Keller is joined by PWTorch's Eric Corbridge to review WWE Smackdown with live chat and caller interactions throughout reacting to Sami Zayn making it past day seven with this WWE Title reign, although it came with blatant interference from CM Pun that seemed to go against what Punk usually stands for. Is WWE overdoing it with interference and distraction finishes or is it justified not only a case-by-case basis, but a lack of pragmatic alternatives without even bigger negatives? Also, dissecting Cody Rhodes's sit-down promo with Michael Cole where he made his case that he's been successful doing things his way, but were there hints he's second-guessing the approach he's justifying? Also, Money in the Bank qualifiers, Tiffany Stratton reacts to Danhausen, Damien Priest's heel promo, and more with live caller and chat interactions throughout.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-post-shows--3275545/support.

What if one of the fastest ways to feel wealthier is to stop counting what you lack and start counting the wealth already surrounding you?In this episode of Magnetic Habits, James shares the Count Your Way to More Money Habit—a simple daily practice of noticing what you already have, what you receive, what you earn, what you save, and what your money makes possible.You'll learn how to stop focusing only on what money costs you and start recognizing the value it brings into your life. The goal isn't to pretend you're rich. It's to train your brain to notice real evidence of abundance, update old money beliefs, and begin feeling wealthy while becoming wealthier. Learn More at: GetLuckyLife.com

Jack Mallers breaks down why money emerged, how it solved the limits of barter, and what allows billions of strangers to trade with each other. From seashells and gold to fiat and Bitcoin, the test is the same: can it move value across space and preserve it across time?Discover why Jack sees Bitcoin as the breakthrough that combines a global ledger with the properties of a bearer asset.Join the Revolution: https://strike.me/Timestamps:0:00 — Where Does Money Come From?0:56 — Barter and the Birth of Money6:48 — Scaling Trade to Billions of People16:08 — What Makes Good Money?20:01 — Moving Value Across Space and Time25:03 — Money's Two Forms: Lists and Things28:45 — Money Is a Technology32:55 — Gold vs. Fiat vs. Bitcoin35:52 — Satoshi's Breakthrough

(SPOILER) Your Daily Roundup covers a crazy next couple weeks on TV, Drew's big decision on Big Brother last night was one he HAD to make, more on Taylor Frankie Paul, & Mikayla puts her money where her mouth is.Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI)Ads:Factor Meals - 50% off your first box PLUS 1 free breakfast item per box for 1 year at https://factormeals.com/realitysteve50off Promo Code: realitysteve50offRo – https://ro.co/RealitySteve to see if you're eligible for the new GLP-1 pill on Ro.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Should Christian families accept government subsidies if the help is already available—or should we be worried about the strings attached? Today I'm answering that, plus when theological differences are serious enough to leave a church, loving an adult child who disagrees with you, baptism, tithing while in debt, teens working Sundays, discerning when “God told me” is really God, and helping a homeschool graduate find direction. Plus, a sobering look at why Americans are more dissatisfied than ever with our education system.Sponsor: BJU Press Homeschool — Biblically grounded, academically strong homeschool curriculum with flexible options for your family. Learn more at http://BJUPressHomeschool.com .Shop MyFreedomCart for trusted, American-made products that support your values.http://myfreedomcart.com/heidiShow mentions: http://heidistjohn.com/mentionsWebsite | http://heidistjohn.comSupport the show! | http://donorbox.org/donation-827Rumble | rumble.com/user/HeidiStJohnYoutube |    / @‌heidistjohnpodcast  Instagram | @‌heidistjohnFacebook | Heidi St. JohnX | @‌heidistjohnFaith That Speaks Online CommunitySubmit your questions for Fan Mail Friday | http://heidistjohn.com/fanmailfriday

Our country has the strongest economy in the world. Is it the happiest country? No. It didn’t even make the top 10. It didn’t make the top 20! Money is not the key to happiness. So...what is? Well, Pastor Greg Laurie addresses that pressing question today on A NEW BEGINNING. The Bible isn’t silent on the subject . . . in fact, Jesus Himself addressed the issue in a memorable way. If happiness seems to be in short supply these days, you’ve tuned in for the right study. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.

Where do wealthy people put their money, and what money habits can you copy to build wealth yourself? Brian and Bo break down what the top 10% and millionaires actually own—from stocks, 401(k)s, real estate, businesses, and homes to the surprising ways wealthy people spend on time, health, and cars. You'll learn how consistent investing, low-cost index funds, tax-advantaged retirement accounts, HSAs, smart homeownership, and responsible spending fit into long-term wealth building. If you've wondered how rich people invest, what millionaires do with their money, or how to build wealth without looking rich, this episode breaks down the data. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Dave LaGreca and Bully Ray are joined by NXT's Mason Rook in his first interview on Busted Open. Plus, they breakdown the stakes and the path of LA Knight now that his shot for Roman Reigns' World Heavyweight Title is official for Money in the Bank. To visit our partners at Chewy, click here. The Master's Class is now available on its own podcast feed! SUBSCRIBE NOW to hear over 50 episodes of Dave, Bully, Mark, and Tommy taking you behind the scenes like only they can, plus BRAND NEW episodes every week. Subscribe to SiriusXM Podcasts+ to listen to new episodes of Busted Open ad-free and get exclusive access to bonus episodes. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

My husband and I are wondering what the best strategy is to pay for my doctorate tuition?Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

You've done everything right. Emergency fund, employer match, maxed-out retirement account, boring diversified index funds quietly compounding in the background. And now some part of you is wondering: is there a next level? Financial educator Brian Feroldi joins Paula Pant and Jesse Cramer for a genuinely useful gut-check on whether picking individual stocks is a smart next step, a fun hobby, or a trap dressed up as ambition, and how to tell the difference before you put real money on the line.What You'll Walk Away WithThe single question that determines whether you're actually ready to buy individual stocks: do you have real interest in the process, not just the potential payoffWhy working in an industry doesn't automatically make you qualified to invest in itThe real statistics behind stock picking: roughly two-thirds of individual stocks underperform the market averageWhy losing money on your first few stock picks might be the best possible outcome, and why winning right away can be dangerousA clear framework for position sizing, so a stock-picking hobby never puts your actual financial plan at riskThe real opportunity cost of stock picking as a "side hustle," and why it competes with your time as much as your moneyWhy a great company and a great stock investment are often two completely different thingsWhy This Matters NowThere's a point in a lot of people's financial journeys where the basics start to feel almost too simple, and that itch to do something more advanced is worth taking seriously, not dismissing. But "more advanced" doesn't automatically mean "individual stocks," and jumping in without genuine interest or a clear framework can turn a healthy curiosity into an expensive mistake. Knowing honestly whether you're drawn to the actual process of researching and following businesses, not just the idea of beating the market, is the difference between a rewarding new hobby and a costly detour from a plan that was already working.From the BasementA tight, competitive trivia round on Bank of America's 1958 "Fresno Drop," the unsolicited mass credit card mailing that eventually led to the creation of Visa, shakes up the year-long standings in a genuinely dramatic way.Resources MentionedStock Simplifier — Brian Feroldi's AI-powered stock research toolWhy Does The Stock Market Go Up? by Brian Feroldi — Brian's bestselling book on how the market worksAfford Anything podcast — Paula Pant's showPersonal Finance for Long-Term Investors podcast — Jesse Cramer's showSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.