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Rick Morse is a Senior Financial Advisor along with being a Senior Vice President at Merrill Lynch Wealth Management in Long Island, NY. In this episode Rick talks about music, your money, and planning your future! Rick graduated from Ithaca College in 1978 with a Bachelor of Science degree in accounting. He earned his Certified Investment Management Analyst® designation at The Wharton School, University of Pennsylvania, the CERTIFIED FINANCIAL PLANNER® certification and the Sports & Entertainment Accredited Wealth Management Advisor™ designation. He is a member of Investment Management Consultants Association, CFP Board of Standards and the Institute for Preparing Heirs. Rick grew up navigating two worlds with complimentary sets of values. One culture focused on achieving success while the other focused on enjoying success. His focus includes multi-generational wealth planning, business succession strategies and tax aware investment management. He advises high net worth families, corporate executives, foundations and profit sharing plans. His goal is to help clients bridge the gap between building wealth and preserving it and has his clients make thoughtful, unhurried decisions. Rick has the knowledge, experience, and access to fully capitalize on the extensive resources and global reach of Merrill Lynch Wealth Management. Website https://advisor.ml.com/sites/ny/melville-ny/morse-group Listed as Richard Morse on the website Location Melville, NY About Music Matters with Darrell Craig Harris The Music Matters Podcast is hosted by Darrell Craig Harris, a globally published music journalist, professional musician, and Getty Images photographer. Music Matters is now available on Spotify, iTunes, Podbean, and more. Each week, Darrell interviews renowned artists, musicians, music journalists, and insiders from the music industry. Visit us at: www.MusicMattersPodcast.comFollow us on Twitter: www.Twitter.com/musicmattersdh For inquiries, contact: musicmatterspodcastshow@gmail.com Support our mission via PayPal: www.paypal.me/payDarrell voice over intro by Nigel J. Farmer
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Apple shook up its device family with new models this past year, but not all the changes were obvious. If you missed these pair of episodes, find out what actually made the 2025 Apple Watch and iPhone lineup different—and why picking the wrong one could mean missing out on must-have features (or overpaying for ones you'll never use). Host: Mikah Sargent Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Apple shook up its device family with new models this past year, but not all the changes were obvious. If you missed these pair of episodes, find out what actually made the 2025 Apple Watch and iPhone lineup different—and why picking the wrong one could mean missing out on must-have features (or overpaying for ones you'll never use). Host: Mikah Sargent Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
In this episode we answer emails from Tyler, Michael and Jon. We discuss managing an inherited Roth across a 10-year window and related questions, compare VXUS to targeted international tilts, tax and asset location considerations for traditional and Roth IRAs, and talk about some of the basic ideas for achieving higher safe withdrawal rates.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterGolden Ratio Portfolio Article: Beautiful Constants and the Golden Ratio Portfolio – Portfolio ChartsAfford Anything Podcast #618: They Ran Out of Money. I Didn't. Here's Why.Slide Deck: Afford Anything Episode 618 RPR Basics Slide Deck.pdf - Google DriveVideo Summary: Afford Anything Episode 618 Video Summary.mp4 - Google DriveAfford Anything Risk Parity Portfolio Blueprint: Afford Anything frank-vasquez-risk-parity-portfolio-BluePrint.pdf - Google DriveBigger Pockets Money Podcast: The Secret to a 5% Safe Withdrawal Rate | Frank VasquezSlide Deck: BP Money Interview Slide Deck.pdf - Google DriveVideo Summary: BP Money 5 Pct Withdrawals (F. Vasquez).mp4 - Google DriveBreathless Unedited AI-Bot Summary:A surprise inheritance, a strict 10-year clock, and a plan that has to work through whatever the market throws at it—this conversation tackles the decisions that actually move the needle. We break down a practical approach to managing an inherited Roth IRA, why delaying withdrawals can preserve tax-free growth, and how to separate speculation from your core allocation so one risky bet doesn't hijack your entire plan. Along the way, we show how risk parity portfolios lower sequence-of-returns risk and why the best “edge” is often calm structure, not prediction.We dig into tax location with real-world transitions in mind. During your working years, most of the portfolio belongs in equities; the puzzle appears when you move toward retirement and spread assets across bonds and diversifiers. That's where location shines: place ordinary-income-heavy assets in traditional accounts, keep the highest-growth assets in Roth, and avoid turning your taxable account into a tax drag. We also talk about securities-backed lines of credit and why reducing portfolio volatility can materially lower margin stress when you're funding future purchases like rentals.If international stocks feel like a copy of your U.S. exposure, they probably are. We explain how currency drives much of the U.S. vs ex-U.S. gap and why targeted tilts—international large cap growth and small cap value—can be a more effective pairing than broad VXUS. Then we tackle illiquid plays and limited partnerships: categorize by the underlying asset, respect rebalancing limits, and treat truly illiquid positions as separate businesses with independent cash flows.Support the show
Crypto News: Bitcoin and Altcoins continue to struggle with mo major rally in Q4 but will January see a major crypto rally?Brought to you by
Happy New Year! We share an alternative energy to move into 2026 with. Let's move into the fast paced year of 2026 with a lot of intention, play, and gentleness.
You've probably heard, "Money is a terrible master, but a great slave."Ever wondered about that? Join Coach Meiling as she explains the neuropsychology behind why elite performers - including the best traders - don't focus on the money first, and learn what they DO focus on. Join my Weekly Email Series, that sends you value-packed emails stright to your inbox so that you can Grow Your Account HERE. Interested in finding out more? Check out Coach Meiling's webpage: https://meilingawcoaching.com/
In which we enter a Constant Money Timezone, turn bioluminescent, slap your thighs, and consider wind chimes in a new light.Full show notes are at https://offgrid.tlmb.net/Some General Knowledge, a mini-quiz, and some fun trivia we didn't necessarily know until just now.Before each recording, the hosts & their guest solve a cryptic crossword. In the podcast, we riff on words in the grid or clues (spoilers!), telling each other things we find funny or interesting about them. We'll also pick a favourite clue each, and explain how it works to the listener, and have a mini-quiz, also inspired by the puzzle. You don't have to solve or understand cryptic crosswords yourself to enjoy this podcast, but hopefully we might intrigue and tempt you to dip your toes in the water. Hosted on Acast. See acast.com/privacy for more information.
THE PROSECUTION OF VERRES Colleague Josiah Osgood. Cicero takes on the corruption trial of Gaius Verres, the governor of Sicily who looted art and money from the province. Although Cicero usually defended clients to earn favors, he prosecuted Verres to align with political shifts demanding reform. Verres was backed by the Senateestablishment and Sulla's followers, making Cicero's move a bold attack by an outsider against a "crooked establishment" to cleanse the government. NUMBER 2 1464 YOUNG CICERO
Marty sits down with Dr. Ahmad Ammous to discuss how fiat money has corrupted modern medicine, the pharmaceutical industry's capture of healthcare through medical guidelines and centralized control, and how adopting a Bitcoin standard alongside lifestyle changes could restore health sovereignty for both doctors and patients.
Repo fails, a measure of collateral flow throughout the entire financial system, soared to more than $300 billion as of the middle of December. It was the highest for any non-quarter end week going back to June 2023. At the same time, borrowing from the Fed's repo facility is way up again as investors refuse to buy the spin from private credit that their portfolios are just fine and from central bankers who say the same thing about the economy. Eurodollar University's Money & Macro Analysis------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------EDU's After-Christmas SALEGet $1,000 off an annual subscription to our DDA+ or 40% off an annual membership. Complete details and checkout at our website link below:https://www.eurodollar.university/holiday-offer---------------------------------------------------------------------------------WSJ The Private-Credit Party Turns Ugly for Individual Investorshttps://www.wsj.com/finance/investing/the-private-credit-party-turns-ugly-for-individual-investors-287356f9https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
In this episode, host Travis Chappell and producer Eric run through ten rapid‑fire “two‑minute” money scenarios—from surprise IRS letters to flooded houses and hidden luxury spending—to reveal how Travis actually thinks under pressure. The conversation blends practical frameworks, blackjack metaphors, and relationship dynamics to show how to make saner decisions when cash gets tight or emotions run high. On this episode we talk about: What Travis would really do if he found $1,000 on the street How he'd handle a surprise $15,000 IRS back‑tax bill What happens if a relative leaves him a $50,000 windfall The first expenses he'd cut if his income went to zero overnight How he'd respond to a business cash crunch (without immediately raising money) Spotting obvious crypto scams that promise “30% monthly guaranteed” Whether he'd ever buy a luxury watch and how he'd think about resale value Why he prefers funding individuals in need over big, bloated charities What he'd do if rent was due with no emergency fund How he'd handle discovering $5,000 of unplanned luxury spending in the family budget Top 3 Takeaways Have a default plan for every major category. Knowing in advance how you'll handle windfalls, tax surprises, medical bills, and income loss keeps you from reacting emotionally and blowing up your long‑term goals. Speculation is fine—if it is truly play money. Whether it is blackjack or alt‑coins, any high‑risk bet should be money you are fully prepared to lose, not rent or retirement funds. Money and relationships are tightly linked. From lending to family to surprise spending, clear communication, shared visibility (via tools like budgeting apps), and firm boundaries matter as much as the dollars themselves. Notable Quotes “The boring answer is I'd probably just put it in the bank. The fun answer is I'd probably go play blackjack.” “You haven't discovered the secret 30‑percent‑a‑month investment. If it were real, every hedge fund on the planet would already be in it.” “I'll take care of what needs to be taken care of. Anything extra you want, you need to learn how to earn.” ✖️✖️✖️✖️
In this hour of Follow The Money, hosts Mitch Moss and Pauly Howard play Is It Real or Fugazi around NFL and NBA storylines. Also on the show, a preview of NFL Week 17 and bets in pocket coming up for the weekend.`Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN Pro. Grab your first month for only $9.99 or take over 15% off an annual subscription when you use promo code: POD25. Click here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hey friend!!! Ever feel like adulting is just so hard? It's stressful deciding on priorities, trying to be productive, managing money, and also getting enough sleep! Idk, I've just been feeling that lately, and I know in college a lot of people feel that way — especially when you're broke or trying to figure out how to pay for school without going into debt. So today, I want to cut down on that loooooong list, and help you be more effective and efficient when applying for scholarships! If you have no money but want to go to college, this episode is for you. I'll share 3 hacks to help you GET. THAT. SCHOLARSHIP — and move toward a more debt free future. This is all about practical financial advice for students who want financial freedom, want to avoid student loans, and are aiming for zero debt after college (or as close as possible). ALSO, would you like me to find you scholarship opportunities, so that you can spend your precious time applying to ones that you know already work for you using these hacks, instead of wasting hours searching? You're in luck! Through my business, I help students find between $10,000–$30,000 in scholarships for college, university, grad school, law school, and more. I can't guarantee you'll receive the scholarships (you do need to apply yourself), but I can provide high-quality opportunities that align with your goals — especially if money is tight. Interested? Sign up for a FREE call with me to learn more --> calendly.com/moneyandmentalpeace LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --> info@moneyandmentalpeace.com **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.
Brian Noe, Rich Ohrnberger, and Jared Smith talk about Michigan finding their new head coach in Kyle Whittingham, preview a full slate of college football games, a look at some Saturday NFL action, and a look ahead to the next round of the College Football Playoff! Plus, Parlay Platter, Follow the Money with Seamus Magee, Prop It Up, and Rapid Fire!See omnystudio.com/listener for privacy information.
Dr Alicia speaks about the psychology of money and how it links to metaphysics.
We press the case for saying “fuck the streets,” separate people from a destructive code, and lay out real alternatives that change outcomes. We close the year with a blueprint for men under 25: identity, solitude, money systems, and leadership that starts with tough conversations.• “Fuck the streets” means rejecting a harmful mentality, not abandoning people• Survivorship bias in rap and street culture challenged• Who gets to decide what helps the community questioned• Information gap versus intelligence in youth explained• Trade schools, Pell Grants, and$80K outcomes highlighted• Streaming's appeal and limits for young creators noted• Year-end reflections on intentionality over rote consistency• Faith, setbacks, and grace reframed as normal growth• Live alone first to build boundaries and peace• Discipline via routines, early mornings, and self-trust• Hard conversations as core leadership skill• Money system with separate accounts and HYSA outlined• Sales and communication as high-value, portable skills• Keep one passion unmonetized to protect joy• Mental health through therapy, journaling, and brotherhood• Lead conflict repair by crossing the gun line• Proactive child support to regain control and plan• Stay single under 25 to lock in goalsJoin our Patreon Community Buy some merch and ebooks IG: @terryroseland & @amansperspective_
Happy Birthday to Favour Obasi-ike. He shares a personal message of gratitude while celebrating a birthday. He reflects on the show's prolific output, noting that over 140 out of 600+ episodes were produced in the current year alone. As the show prepares to enter its twelfth season in 2026, listeners are encouraged to explore the extensive archives via a searchable website to find specific marketing and business topics via wedontplaypodcast.comThis brief update serves as a direct connection with the audience to offer appreciation for their consistent loyalty. Finally, the creator concludes the message by looking forward to future content and heading off to a commemorative dinner.-------------------------------------------------------------------------Next Steps for Booking A Discovery Call | Digital Marketing + SEO Services:>> Need SEO Services? Book a Complimentary SEO Discovery Call with Favour Obasi-Ike here>> Visit our Work and PLAY Entertainment website to learn about our digital marketing services.>> Visit our Official website for the best digital marketing, SEO, and AI strategies today!>> Join our exclusive SEO Marketing community>> Read SEO Articles>> Need SEO Services? Book a Complimentary SEO Discovery Call with Favour Obasi-Ike>> Subscribe to the We Don't PLAY Podcast-------------------------------------------------------------------------See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness ⭐️⭐️In this special episode, Fiona revisits a deeply personal episode from 2020 about her late father, recorded less than a year after his passing. Six years on from his death, she reflects on how his wisdom continues to guide her business decisions—especially during challenging times.You'll learn:The one powerful question her dad always asked that changed how she approaches worry and uncertainty in businessWhy commitment through the ups and downs is essential for any long-term business successHow to assess whether your worries are actually worth your energy—and what to do insteadThe difference between dwelling on problems you can't control versus taking action on what you canWhy maintaining optimism isn't about ignoring challenges, but about choosing how you respond to themA practical exercise to identify your current worries and determine which ones deserve your attentionHow to shift from a spiral of worry to a mindset of possibility and forward momentumThis episode was originally recorded during the 2020 lockdown and has been updated with new reflections for 2024. It's a reminder that we've weathered hard times before—and we can do it again. Sponsored by Vanta AI: vanta.com/mydailybusiness Sign the Not a Date to Celebrate petition hereConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.
This week's show takes a look back at 2025 and noted how the markets have broadened heading into 2026. We explore decisions high net worth people face, as well as considerations when selling assets. One team interview explores “money guilt” – the uncomfortable feeling of second-guessing spending decisions. We also interview Chellee Siewert from Capture Sports Management, who helps athletes and entertainers find their “why.” Finally, we take a look at what you might consider as you enter retirement: what are your first steps?
The end of the year is fast approaching, and so is the deadline for the tax moves that can lower your 2025 tax bill. In this video, Peter with RIchon Planning and Erin Kennedy break down the top five simple steps to help keep more money in your pocket, including: 1. Max Out Your 401(k) 2. Contribute to Your HSA 3. Max Out Your Roth IRA 4. Harvest Your Investment Losses 5. Donate to Charity This easy checklist can make a big difference come tax time. And keep in mind, it's never too late (or too early) to start thinking about how you can earn more and save more next year. And if you'd like to have a conversation with Peter about how to save more in taxes over the course of your lifetime (not just the filing year), please give him a call at (919) 300-5886 or visit www.RichonPlanning.com
Now on Spotify Video! After decades leading AI research at NASA, Google, and Stanford, Peter Norvig has watched artificial intelligence advance at an incredible pace, often without enough consideration for the people it's meant to serve. While the systems grew better at optimizing algorithms, far less focus was placed on fairness, human agency, and real-world impact. That realization led Peter to champion a more human-centered approach to AI. In this final episode of the AI Vault series, Peter breaks down how to design and use AI in ways that elevate human abilities, support better decision-making, and promote fairness across business, education, and leadership. In this episode, Hala and Peter will discuss: (00:00) Introduction (02:28) His Transition From Academia to Corporate (06:05) The Evolution of Google Search Technology (12:59) How Artificial Intelligence Has Changed Over Time (17:53) Human Intelligence vs. AI Capabilities (23:38) What Is Human-Centered AI? (29:42) AI-Powered Learning and Workplace Training (35:47) AI for Entrepreneurs: The New Advantage (39:10) Artificial Intelligence and Income Inequality (41:19) The Risks and Rewards of Artificial Intelligence Peter Norvig is a computer scientist, AI pioneer, and former Director of Research at Google, where he led significant advancements in search and machine learning. He is the co-author of Artificial Intelligence, the leading AI textbook used in more than 1,500 universities worldwide. Today, as a Fellow at Stanford's Human-Centered AI Institute, Peter focuses on building AI systems that are fair, inclusive, and aligned with human values. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING Shopify - Start your $1/month trial at Shopify.com/profiting. Revolve - Head to REVOLVE.com/PROFITING and take 15% off your first order with code PROFITING DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Airbnb - Find yourself a cohost at airbnb.com/host Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/design and use code PROFITING Intuit QuickBooks - Bring your money and your books together in one platform at QuickBooks.com/money Resources Mentioned: Peter's Website: norvig.com Peter's LinkedIn: linkedin.com/in/pnorvig Peter's Book, Artificial Intelligence: bit.ly/ArtficialIntelligence Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, ChatGPT, AI Marketing, Prompt, AI in Action, AI in Business, Generative AI, Future of Work, AI Podcast
Dave Ramsey lays out why debt is the greatest enemy of financial freedom and how Baby Step Two — the debt snowball — breaks its grip. With humor and blunt truth, he explains how debt steals your income, normalizes broke behavior, and delays generosity, wealth, and peace. Freedom begins when payments end.JOIN QOD CLUB. Ready to find your people? Join QOD Club and connect with a community of likeminded QOD listeners. Get weekly Monday Mentorship calls, Wednesday Book Club discussions, ad-free QOD episodes, and access to Money Mind Academy. Plus, online business trainings — marketing, social media, podcasting, and more — coming in January. Start your 30-day trial today for only $9!GET MY TOP 28 BOOK RECOMMENDATIONS: Click here to get your free copy of “28 Books That Will Rewire Your Mindset for Success and Self-Mastery” curated by yours truly!Source: Financial Peace (
We're closing out the year by revisiting one of our most loved and impactful episodes of 2025. Especially during our end-of-year Return to Magic Challenge, this conversation on manifestation tests feels more relevant than ever.Jessica and Lacy break down the seven most common types of manifestation tests, from scarcity and ego to boundaries and core wounds. They offer clear insight into how to recognize these tests, reframe your perspective, and move through them with greater self-trust. This replay is a powerful reminder that every challenge is an invitation to step deeper into your most magnetic, authentic self.Whether this is your first listen or a return visit, it's an episode you'll come back to again and again on your manifestation journey.And if you're feeling called, it's not too late to join the Return to Magic Challenge. A season of nurturing, creativity, and magnetism awaits! Find the complete show notes here -> https://tobemagnetic.com/expanded-podcast Resources: New Year Sale!Take advantage of this miracle portal and join The Pathway to manifest your dream life in 2026! First month just $12 – lock in the sale price for the rest of the year at 30% off! Sale closes January 5th at midnight EST Return to Magic - 15 Day Manifestation ChallengeA 15-day guided journey to reparent your inner child, reconnect with your magic, and step into this new year as your most confident, regulated, and magnetic self yet. Join our membership to access! (It's not too late to join in, start any time!) The Pathway Membership gives you unlimited access to all of our manifestation workshops—including How to Manifest, Unblocking Your Inner Child, Shadow, Love, Money, Rock Bottoms, Ruts, and Energetic Updates —plus 70+ self-hypnosis tracks designed to unlock your full potential.LEARN MORE HERE Get the latest from TBMJoin the Pathway now - Return to Magic Challenge available now!Take advantage of our New Year Sale! First month just $12 – lock in the sale price for the rest of the year at 30% off! New to TBM? Free Offerings to Get You StartedLearn the Process! Expanded Podcast - How to Manifest Anything You Desire Get Expanded! The Motivation - Testimonial LibraryReady to find out what's holding you back? Try our Free Clarity Exercise Be an EXPANDER! Share Your Manifestation StorySubmit to Be a Process GuestWhat did you manifest during the Money Challenge? Share a voice note of your question, block, or Process to be featured in an episode! This Episode is brought to you by: Bon Charge - 25% off through 31st December 2025Infrared PEMF MatHead to boncharge.com and your 25% off code will be automatically added to your order. The BON CHARGE Infrared PEMF Mat is my absolute go-to product! I use it almost daily to ground my nervous system, drop in deeper into my meditations & help my body recover after big hikes. The highest quality and most biohacking stacked mat I've seen on the market! Use code MAGNETIC at checkout for 15% off. us.boncharge.com/MAGNETIC In this episode we talk about:How tests arise immediately after setting goals or intentionsThe importance of reframing challenges as tests from the universeHow each test reveals subconscious blocks or low self-worthThe connection between authenticity and magnetismSeven core test typesWhat passing a test really looks like (and why failure is never final)Tools and DIs (Deep Imaginings) to navigate each test typeHow to stop attracting the same dynamics by raising your self-worthUsing pattern reading and emotional integration for breakthroughsReal-time examples from Lacy and Jessica's livesWhy tests make you more magnetic and bring your manifestations closer Mentioned In the Episode: Expanded x Ep. 384 - How to Feel Safe, Trust, and Have Healthy Boundaries: Inner Child Healing Part 1Expanded x Ep. 383 - The Return to Magic: How to Cut Through the Noise and Get Your Spark BackLearn more about the To Be Magnetic Manifestation process! HOW TO MANIFEST by Lacy Phillips (with exercises by Jessica Gill)Find our Return to Magic Challenge plus all our workshops and all workshops mentioned inside our Pathway Membership! (Including the Shadow DI, Safe DI, and Purpose & Soul's Essence DI) HOW TO MANIFEST by Lacy Phillips (with exercises by Jessica Gill)Available now! The Expanded Podcast, from To Be Magnetic™ (TBM), is the leading manifestation podcast rooted in neuroscience, psychology, and energetics. Hosted by TBM's Chief Content Officer Jessica Gill, with monthly appearances from founder Lacy Phillips, Expanded is where science and the mystical meet to help you manifest in the most grounded, practical, and life-changing way.At TBM, we've redefined manifestation through Neural Manifestation™—our proven, science-backed method developed with neuroscientist Dr. Tara Swart. This process helps you reprogram limiting beliefs at the subconscious level so you can create the life most aligned with your authenticity.Each week, we take you inside the TBM practice to help you expand your subconscious to believe what you desire is possible. Through expert interviews, thought leader conversations, TBM teachings, and real member success stories, you'll learn how to: – Rewire your subconscious mind and step into your worth – Heal your inner child and integrate shadow work – Set boundaries, strengthen intuition, and reclaim self-worth – Manifest relationships, careers, abundance, and experiences that align with your true selfWith over than 40 million downloads and a global community in over 100 countries, Expanded has become the gold standard in manifestation content. Think of it as your weekly practice for expanding your mind, believing what you want is possible, and manifesting the life you're meant to live.Past guests include leading voices such as Mel Robbins, Lewis Howes, Jenna Zoe, Martha Beck, Dr. Joe Dispenza, Dr. Gabor Maté, Mark Groves, and Brianna Wiest. Where To Find Us!@tobemagnetic (IG)@LacyannephillipsLacy Launched a Substack! - By Candlelight - Join Here@Jessicaashleygill@tobemagnetic (youtube)@expandedpodcast
Add to your reading list with our hosts Angela Rye, Tiffany Cross, and Andrew Gillum. They share some of their favorite fiction and nonfiction, and chat about reading strategies for the aspiring and veteran bookworms. This episode is a rerun that originally aired on 07-04-25. THE READING LIST Angela: Just Permanent Interests by William L. Clay Critical Race Theory - the key writings that formed the movement Medical Apartheid by Dr. Harriet Washington The Life and Times of Ron Brown: A Memoir by Tracey L. Brown Assata: An Autobiography My Grandmother’s Hands by Resmaa Menakem Andrew: Four Hundred Souls edited by Ibram Kendi and Keisha Blain The Sum of Us by Heather McGhee The Art of War by Sun Tzu The Analects of Confucius The Obstacle is the Way by Ryan Holiday Tiffany: How to Say Babylon: A Memoir by Safiya Sinclair Black AF History by Michael Harriot The Love Songs of W.E.B. DuBois by Fanonne Jeffers The Poisonwood Bible by Barbara Kingsolver Ghana Must Go by Taiye Selasi The Devil You Know by Charles Blow The Color of Money by Mehrsa Baradaran If you’d like to submit a question, check out our tutorial video: www.instagram.com/reel/C5j_oBXLIg0/ Welcome home y’all! —--------- We want to hear from you! Send us a video @nativelandpod and we may feature you on the podcast. Instagram X/Twitter Facebook NativeLandPod.com Subscribe and listen to new episodes of Native Land Pod every Thursday wherever you get your podcasts: iHeartPodcasts Apple Podcasts Spotify Native Land Pod is brought to you by Reasoned Choice Media. Thank you to the Native Land Pod team: Angela Rye as host, executive producer, and cofounder of Reasoned Choice Media; Tiffany Cross as host and producer, Andrew Gillum as host and producer, and Lauren Hansen as executive producer; Loren Mychael is our research producer, and Nikolas Harter is our editor and producer. Thank you to Mark Cantin, Dylan Ungar, and the iHeart Video team. Special thanks to Chris Morrow and Lenard McKelvey, co-founders of Reasoned Choice Media. Theme music created by Daniel Laurent.See omnystudio.com/listener for privacy information.
Given that I've earned very little in 2025, I'm wondering if this gives me a unique opportunity to do a Roth conversion? Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
ProjectME with Tiffany Carter – Entrepreneurship & Millionaire Mindset
If things start to improve but you still feel the urge to rush, overwork, or tighten control, this episode explains why — and how to stop repeating that cycle. In part three of The Money Reset, Tiffany Carter explores why ease can feel uncomfortable after long periods of stress, why people unconsciously recreate urgency, and how to let money support your life without guilt, self-sabotage, or over-responsibility. RESOURCES MENTIONED: !!LAST CHANCE!! to apply this year: My Exclusive 2-Month Private Business Coaching Program APPLY HERE (*serious applicants only please) **Holiday Abundance Sale** Make More Work Less: The Money Relationship Healing & Manifestation Program GET THIS LIMITED TIME OFFER HERE Join the famous ProjectME Posse Business & Money Coaching Membership HERE {FREE GIFT-LIMITED TIME} Walk into Your Wealthiest Season walking manifestation series + Guided Wealth Journal GET IT HERE CONNECT WITH TIFF: Tiffany on Instagram @projectme_with_tiffany Tiffany on TikTok @projectme_with_tiffany Tiffany on YouTube: ProjectME TV Tiffany's FREE Abundance Email Community: JOIN HERE > The Secret Posse Digest • Why calm and ease can feel unsafe to a stressed nervous system • How urgency becomes familiar even when it creates burnout • The psychology behind recreating pressure after success • Why worth often gets tied to struggle and responsibility • How to receive money, rest, and support without guilt • Letting success feel sustainable instead of loaded • Integrating ease, ambition, and safety into your identity About The Money Reset: The Money Reset is a three-part podcast conversation focused on healing the relationship between money, safety, and ease. • Part One: Why money feels hard and where money stress actually comes from • Part Two: How to rebuild trust, safety, and ease with money without forcing positivity • Part Three: How to receive without guilt and stop recreating pressure once things improve This series is designed for entrepreneurs, business owners, and ambitious people who want money to feel supportive again — not stressful, punishing, or overwhelming.
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint and Logan talk through this junior question about where to invest and what options to consider. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
Despite inflation cooling, many Americans are still struggling with high prices and feeling like they're falling behind. Carol Roth, a former investment banker and the author of ‘You Will Own Nothing,' explains what lawmakers can do to help people feel financially secure, and what individuals can do to get more out of their money in 2026. Then, we revisit one of our most impactful interviews from the past year, when Special guest host, FOX News Anchor Dana Perino, spoke with Rabbi Angela Buchdahl about the scourge of antisemitism and why it was important for Americans to unplug from technology. Plus, commentary by Jason Chaffetz, FOX News contributor and the host of the Jason In The House podcast on FOX News Radio. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.
You don't need to drain your bank account to buy a business. In fact, many of the best deals are done with very little personal capital. In this episode, Greg breaks down how buyers structure acquisitions using financing instead of their own money. There are two buckets of money you can draw from when buying a business: your own personal funds and external financing. One of the most powerful external financing tools Greg highlights is seller financing. This approach allows you to structure deals where the seller essentially lends you the money, often interest-free, and can be combined with earnouts to maximize your buying power without draining your personal savings. Debt isn't always the enemy, either. Greg shares how it can be a friend when structured correctly, but he also warns about the dangers of over-leveraging and how too much debt can make a business fragile. Whether you're stepping into acquisitions for the first time or are a seasoned entrepreneur, this episode is packed with practical strategies and insights for buying a business with limited upfront capital. Topics Discussed in this episode: Financing the deal with your personal money vs external financing (03:43) Debt is your friend when buying a business (08:05) Seller financing and earnouts (12:04) Combining traditional funding with seller financing and earnouts (18:14) The more debt you put on a business, the more fragile it becomes (22:28) How brokers can help you get the best deal (25:32) Mentions: Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to buy a business without emptying your pockets!
The day after Christmas can feel quiet… and a little heavy.In this episode, I'm sharing the story of why Christmas Day is often one of the busiest days on my website and what it reveals about how many of us really feel about money once the gifts are opened and the excitement settles.We talk about why that post-holiday “wake-up call” doesn't mean you failed, why January is the perfect time for a reset, and how a simple plan can bring calm and clarity after a busy season.If you're ready to start January feeling steadier, I invite you to join my free, on-demand 45-minute class where I walk you through a simple money reset you can actually follow.Join the free class here: http://inspiredbudget.com/2026-podcast You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
This episode features host Travis Chappell and producer Eric having a rapid-fire, hilarious, and surprisingly deep “Would You Rather” session built entirely around money, investing, and lifestyle tradeoffs. Using a list of AI-generated prompts, they unpack how real people should think about risk, retirement, lifestyle creep, and building wealth with their actual constraints in mind. On this episode we talk about: Whether to take $10 million today or $1 million a year for life Swinging for a 10x moonshot vs. locking in an 8% return forever Being “early to the next Apple” versus compounding slower, safer returns Choosing between keeping your investments or keeping your business Building one $100M company that burns you out vs. multiple smaller businesses you love Working 80-hour weeks for a few years to make work optional vs. coasting forever Unlimited VC money with no control vs. slow, bootstrapped freedom Fame with no privacy vs. quiet wealth no one sees Driving a paid-off Toyota with rentals vs. renting a house with a Lambo Taking a $250K job you hate vs. $75K doing work you love Top 3 Takeaways Safe, consistent returns beat reckless moonshots—especially early on. Travis leans toward guaranteed growth and stacking cash first, then taking bigger swings once a solid base is built. Your best wealth-building lever at first is income, not investments. Until your portfolio can support you, your business and skills are the engine that funds long-term wealth. Money decisions are really lifestyle decisions. Tradeoffs like privacy vs. fame, burnout vs. freedom, and hating a high-paying job vs. loving a lower-paying one matter more than raw dollar amounts. Notable Quotes “Get to a hundred grand, then put as much money as you can into the safe thing before you go start playing around.” “The goal isn't retirement; the goal is to make work optional.” “There's a massive difference between having to work to eat and choosing to work because you love what you do.” ✖️✖️✖️✖️
In this hour of Follow The Money, hosts Matt Brown and Geoff Schwartz continue to provide live game updates from the Lions vs. Vikings game and preview the NFL Week 17 slate.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN Pro. Grab your first month for only $9.99 or take over 15% off an annual subscription when you use promo code: POD25. Click here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this hour of Follow The Money, hosts Mitch Moss and Pauly Howard preview NFL Week 17 and recap NBA on Christmas. Also on the show, ESPN Radio Jaguars reporter Mia O'Brien joins the show to preview Sunday's game at the Colts, and the guys update the college football bowl games.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN Pro. Grab your first month for only $9.99 or take over 15% off an annual subscription when you use promo code: POD25. Click here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this hour of Follow The Money, hosts Mitch Moss and Pauly Howard are joined by pro sports bettor John Accorsi to chat still being alive in Circa Survivor. Also on the show, betting preview and trends for NFL Week 17 before college football handicapper Brad Powers hops on for his thoughts on this weekend's bowl games and the College Football Playoff quarterfinals.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN Pro. Grab your first month for only $9.99 or take over 15% off an annual subscription when you use promo code: POD25. Click here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
After a recent visit to the US House of Representatives, John has been thinking a lot about the business of youth sports and how we can fix the many issues plaguing it. In this replay of episode 293, John has a discussion with Linda Flanagan a freelance journalist, researcher, and former cross-country and track coach. A founding board member of the NYC chapter of the Positive Coaching Alliance and 2020-21 Advisory Group member for the Aspen Institute's Reimagining Sports initiative, her writing on sports has appeared in The Atlantic, Runner's World, and NPR's education site Mind/Shift, where she is a regular contributor. Previously Flanagan was a national security analyst at the NationalSecurity Program, Harvard University. She is also a mother of three and lifelong athlete. Linda and John discuss her book Take Back the Game: How Money and Mania Are Ruining Kids' Sports, and Why it Matters. We cover how sport has become a business, how much pressure is on parents to do more and more at younger ages, how the fact that sports help kids get into and pay for college is driving much of the mania, and so much more. She has compiled the latest research on the economic and social impacts of sport, as well as research post-COVID. It is a really fun conversation. You can grab Take Back the game here. You can connect with Linda @LindaFlanagan2 BOOK A SPEAKER: Interested in having John or one of our speaking team come to your school, club or coaching event? We are booking November and December 2025 and Winter/Spring 2026 events, please email us to set up an introductory call John@ChangingTheGameProject.com PUT IN YOUR BULK BOOK ORDERS FOR OUR BESTSELLING BOOKS, AND JOIN 2025 CHAMPIONSHIP TEAMS FROM SYRACUSE MENS LAX, UNC AND NAVY WOMENS LAX, AND MCLAREN F1! These are just the most recent championship teams using THE CHAMPION TEAMMATE book with their athletes and support teams. Many of these coaches are also getting THE CHAMPION SPORTS PARENT so their team parents can be part of a successful culture. Schools and clubs are using EVERY MOMENT MATTERS for staff development and book clubs. Are you? We have been fulfilling numerous bulk orders for some of the top high school and collegiate sports programs in the country, will your team be next? Click here to visit John's author page on Amazon Click here to visit Jerry's author page on Amazon Please email John@ChangingTheGameProject.com if you want discounted pricing on 10 or more books on any of our books. Thanks everyone. This week's podcast is brought to you by our friends at Sprocket Sports. Sprocket Sports is a new software platform for youth sports clubs. Yeah, there are a lot of these systems out there, but Sprocket provides the full enchilada. They give you all the cool front-end stuff to make your club look good– like websites and marketing tools – AND all the back-end transactions and services to run your business better so you can focus on what really matters – your players and your teams. Sprocket is built for those clubs looking to thrive, not just survive, in the competitive world of youth sports clubs. So if you've been looking for a true business partner – not just another app – check them out today at https://sprocketsports.me/CTG. BECOME A PREMIUM MEMBER OF CHANGING THE GAME PROJECT TO SUPPORT THE PODCAST If you or your club/school is looking for all of our best content, from online courses to blog posts to interviews organized for coaches, parents and athletes, then become a premium member of Changing the Game Project today. For over a decade we have been creating materials to help change the game. and it has become a bit overwhelming to find old podcasts, blog posts and more. Now, we have organized it all for you, with areas for coaches, parents and even athletes to find materials to help compete better, and put some more play back in playing ball. Clubs please email John@ChangingTheGameProject.com for pricing. Become a Podcast Champion! This weeks podcast is also sponsored by our Patreon Podcast Champions. Help Support the Podcast and get FREE access to our Premium Membership, with well over $1000 of courses and materials. If you love the podcast, we would love for you to become a Podcast Champion, (https://www.patreon.com/wayofchampions) for as little as a cup of coffee per month (OK, its a Venti Mocha), to help us up the ante and provide even better interviews, better sound, and an overall enhanced experience. Plus, as a $10 per month Podcast Super-Champion, you will be granted a Premium Changing the Game Project Membership, where you will have access to every course, interview and blog post we have created organized by topic from coaches to parents to athletes. Thank you for all your support these past eight years, and a special big thank you to all of you who become part of our inner circle, our patrons, who will enable us to take our podcast to the next level. https://www.patreon.com/wayofchampions
NEVILLE GODDARD COURSE: Law of Assumption Mastery LAW OF ATTRACTION COURSE: Law of Attraction Mastery PRIVATE 1:1 COACHING W/ JOSH: joshuatongol.com/coaching
NEVILLE GODDARD COURSE: Law of Assumption Mastery LAW OF ATTRACTION COURSE: Law of Attraction Mastery PRIVATE 1:1 COACHING W/ JOSH: joshuatongol.com/coaching
Hey Friend Today I want to talk about a kind of wealth most of us never grew up hearing about. Not financial wealth… Not the kind you measure with a bank account… But the kind you feel in your soul. The kind of wealth that shows up as peace, space, rest, and the ability to breathe. What if true wealth isn't about money at all… but about margin? Margin in your schedule, your mind, your home, and your spirit. And what if the life you're longing for isn't waiting on a raise, or a better job, or a perfect season… but simply on creating room for joy again? Let's talk about that today. Most moms today aren't struggling with financial poverty, though some absolutely are. But almost every mom I talk to is struggling with overwhelm poverty. Everyone is stressed out. No time. No energy. No quiet. No space to think. No space to breathe. And when there's no margin, even the simple parts of life feel heavy. Dinner feels like a mountain. Laundry feels impossible. Relationships feel squeezed. God feels distant, not because He moved, but because the noise drowned Him out. This is the poverty the world doesn't talk about. And this is the poverty Jesus came to lift us out of. When you look at Jesus' life, He never rushed & He didn't keep a tight schedule. He walked everywhere. He paused for people. He rested. He withdrew to quiet places. He said no to crowds so He could say yes to the Father. He lived with margin. If the Savior of the world wasn't in a hurry, maybe the pressure we feel to fill every minute isn't coming from God. Maybe it's coming from expectations we were never meant to carry. Margin is something you create, not something you find. And the beautiful thing? You can build it right where you are, starting small. Margin looks like: • one simple system that gives you your evenings back • meals prepped in two hours once a week so dinner is never an emergency • choosing fewer commitments so you can be fully present • building rhythms instead of living in reaction mode Every bit of margin you create is like depositing peace into a bank account. Bit by bit, your life starts feeling lighter, calmer, more intentional. That's wealth. When your home gets simpler, your heart gets quieter. And in the quiet, you can hear God again. When dinner is already made, you're not cooking in survival mode, you have space for conversation, connection, prayer, laughter. This is where the real riches start showing up: peace in your home, joy in your relationships, clarity in your calling, and a deeper awareness of God's presence in the middle of everyday life. That is abundance. And no paycheck can buy it. I want to give you one small, doable step to start practicing margin: Pick one area of your week where you're always stressed… and create a simple system for it. Just one. If meals are the stress? Try cooking once and eating all week. If mornings are chaotic? Create a 10-minute evening reset to prepare for tomorrow. If your calendar feels loud? Choose one thing to say no to this month. Small changes multiply and every bit of margin you create shifts your life toward peace. Friend, you deserve to live a life you actually enjoy. A Jesus-centered, peaceful, simple life isn't a luxury, it's part of the abundant life He promised. And it starts with margin. Not perfection. Not performance. Just space. Space to breathe. Space to hear God. Space to live. Here is the link to the FREE NO spend challenge! See you inside! https://stan.store/ClaimingSimplicity ~Monica
0.02 Timmy, one of the moderators of the /r/CryptoCurrency subreddit and member of the Polygon marketing team, joined me to discuss crypto on social platforms the latest with Polygon.Topics:- Reddit vs other social platforms for Crypto- Power of Reddit - GME and AMC- Reddit NFT integrations - Polygon latest and greatestBrought to you by
#905. What's actually worth your money when it comes to injectables, lasers, and skincare… and what's just hype?Kaitlyn sits down with her trusted injector and go-to skincare expert, Elisabeth Smith, for a no-BS beauty chat that answers the questions everyone is quietly Googling. From Botox myths that refuse to die, to how to actually find a good injector in the age of social media, they break down what works, what doesn't, and what can seriously go wrong if you're not informed. Kaitlyn also walks through a treatment she's doing that day, why it makes sense for her skin, and how to think about timing, safety, and expectations.They get into the treatments people love to hate, what delivers the biggest return on investment, budget skincare that's genuinely worth it, and the beauty advice online that makes professionals cringe. If you've ever wondered where to spend, where to save, or whether you should do anything at all—this episode is your guide.If you're LOVING this podcast, please follow and leave a rating and review below! PLUS, FOLLOW OUR PODCAST INSTAGRAM HERE!Thank you to our Sponsors! Check out these deals!Macy's: If you're still checking off your list, hop online or pop into Macy's, grab those last-minute gifts with same day pick up, where they have something for everyone. Only at Macys.com. Real Real: Get $25 off your first purchase when you go to TheRealReal.com/vineEPISODE HIGHLIGHTS: (8:20) — How to actually find a good injector (and why social media can't be trusted)(21:00) — The “danger zones” of filler that can lead to blindness