Podcasts about morningstar

Morgan Housel's book Same As Ever has got Mark thinking - he runs through three underappreciated benefits of cash.You can find the full article here.Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

In this insightful podcast, Warren Ingram speaks to Ryan Murphy, Global Head of Behavioral Insights from Morningstar, on how behavioral science impacts investment decisions, especially during times of market uncertainty. Learn practical strategies to manage emotional biases, stay disciplined, and achieve long-term financial goals.TakeawaysThe Role of Behavior in Investment OutcomesInsights from Behavioral Science and Practical InterventionsDevelopments in Behavioral Finance and Tools for Better DecisionsManaging Anxiety During Global UncertaintyUnderstanding Market Cycles and Long-Term TrendsThe Importance of a Long-Term Perspective in InvestingDealing with Market Recessions and VolatilityThe Impact of Frequent Portfolio ChecksThe Role of Technology and Social Media in Investment BehaviorThe Value of a Consistent Investment StrategyRebalancing and Staying the CourseAccepting Uncertainty and Staying InvestedFind the Whitepaper from Morningstar on "How Financial Advisers Can Support Clients Through Market Volatility" here. Learn more about how Curate Investments can help you here.Send a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Emerging markets are back in focus in 2026 — not just as a cyclical trade, but as investors reassess performance leadership, diversification, and where growth is showing up in a shifting global paradigm. After a long stretch of disappointing returns, emerging markets have started the year strongly, alongside record interest from global investors. But the case for EM today is less about a single story — and more about dispersion across countries, sectors, and themes.In this episode of The Bid, host Oscar Pulido is joined by Alex Brazier, Global Head of Investment and Portfolio Solutions, and Sam Vecht, Portfolio Manager on BlackRock's Global Emerging Markets Equities team. Alex shares what he's hearing from investors across the U.S. and Europe, including the role of flows, sentiment, and portfolio positioning. Sam brings a bottom-up perspective on how emerging markets have evolved over the past two decades — and why market pricing hasn't always reflected economic progress.Together, they explore why emerging markets may play a different role in portfolios today: providing exposure to distinct parts of the AI buildout, offering potentially different valuation and earnings dynamics than developed markets, and responding differently to U.S. dollar moves. The conversation also highlights where opportunities may be emerging beneath the surface — from under-owned regions like Latin America and parts of the Middle East, to shifting sentiment around India — while underscoring the reality that EM remains volatile, cyclical, and highly heterogeneous.Key moments in this episode:00:00 Introduction01:56 Why emerging markets are drawing renewed investor attention in 202604:58 Two Decades of Underperformance06:16 Explaining The Diversification Mirage10:31 Where emerging markets can broaden portfolios — and where correlations still matter13:00 How Investors Can Get Exposure To Emerging Markets16:55 How dispersion across regions is driving more selective, active approaches19:09 Conclusions and Next EpisodeSources: BlackRock, data based on 1,245 EMEA survey submissions in February 3rd rapid response client call; BlackRock calculated using Aladdin data; “World Economic Outlook, Global Economy in Flux, Prospects Remain Dim”, IMF, October 2025; Bloomberg as at Dec 2025; BlackRock, Global Business Intelligence, as at 20 Feb 2026; BlackRock, Morningstar, Aladdin. Portfolio average allocation based on 166 Europe-domiciled Morningstar moderate-risk multi-asset FoF portfolios, positioning as of 31 December 2025. Global index refers to MSCI All Country World Index.Emerging markets, Emerging markets investing, Capital markets, Global diversification, AI investing, U.S. dollar, Latin America equities, India markets, Middle East markets, Global portfolio strategyThis content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Shoot us a Text.Episode #1291: An activist investor pushes CarMax to overhaul its digital game, Carvana accelerates same-day delivery into Los Angeles, and Lucid rolls out CarPlay and Android Auto updates while resetting its software strategy. Activist investor Starboard Value is turning up the heat on CarMax's incoming CEO, arguing the used-car giant has plenty of untapped potential, and they've got a $350 million stake to back up that opinion.Starboard sent a letter to CEO-elect Keith Barr calling out CarMax for falling short, and pushing for a streamlined online trade-in process and better digital conversion rates.The firm wants SG&A expenses capped at 70–75% of gross profit, and believes modest price cuts of $100–$300 per vehicle could restore competitiveness.Starboard is also nominating two board members, including its own CEO Jeffrey Smith, signaling this is more than a suggestion.Analysts at Truist agree there's room to improve, but warn that gaining ground on Carvana while cutting costs at the same time won't be easy."If CarMax can get its flywheel moving again as Starboard talked about, then I think the stock would be drastically higher than it is today," said Morningstar analyst David Whiston.Carvana is taking its same-day delivery service to the City of Angels, and if you thought they were already moving fast, Los Angeles is about to find out what that really means.Carvana has rolled out same-day vehicle delivery to the Los Angeles metro area, letting eligible customers go from online checkout to driveway delivery in a matter of hours.Customers looking to sell can also get same-day pickup or drop-off after completing an online appraisal — making the whole transaction, buy or sell, a same-day affair.LA joins Sacramento and San Diego, making California one of the more saturated same-day markets, with Carvana now operating the service across 20 states nationwide.Lucid Motors is delivering some good news to Gravity SUV owners just in time for its investor day. After a rough few months of software headaches, it's a welcome update.Lucid is pushing a software update to North American Gravity SUV owners Thursday that enables Apple CarPlay and Android Auto, with European and Middle East owners getting it in late March.The features have been available on the Lucid Air sedan for some time, but the Gravity has had a rocky software rollout, significant enough that Lucid's interim CEO issued a public apology to owners.Lucid recently parted ways with several top software leaders and last month laid off 12% of its workforce.Today's show is brought to you by iPacket Value. From accurate MSRP validation to smarter merchandJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Our guests on the podcast today are Jamie Hopkins and Bonnie Treichel, who are co-authors of a new book, Your Retirement Sketchbook. Jamie is the CEO of Bryn Mawr Trust Advisors, Chief Wealth Officer of WSFS Bank, and founder of the FinServ Foundation. He's a professor of practice at Creighton University and the American College of Financial Services. He's also a contributor to Forbes and has been elected to the Fellows of the American Bar Foundation. Bonnie is the founder and Chief Solutions Officer of Endeavor Retirement, a consulting firm dedicated to solving problems for plan sponsors, advisors, and service providers in the retirement plan industry. She also serves as treasurer for the FinServ Foundation. Episode Highlights 00:00:00 The FinServ Foundation and Your Retirement Sketchbook 00:10:06 Understanding “Rewirement,” Mindset Shifts, and Behavioral Biases in Retirement 00:18:15 Why In‑Plan Annuities Are Emerging Inside 401(k) Plans 00:20:57 Retirement Bucket, Private Assets, and Reducing Sequence‑of‑Returns Risk 00:31:21 Risks to Social Security Benefits 00:33:17 Advisor-Client Dynamics in Retirement Planning 00:38:03 Retirement Planning Books and Podcasts Retirement Resources Mentioned Your Retirement Sketchbook Retirement Planning Guidebook Safety-First Retirement Planning Ikigai: The Japanese Secret to a Long and Happy Life Retiring Minds Podcast More From Morningstar Retirement Withdrawal Sequencing Rules of the Road Here's How You Can Spend More During Retirement Jamie Hopkins: A Framework for Financial Freedom If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Broadcast live from RetireMeet in Bellevue, Don announces that after nearly four decades of Saturday radio shows, Talking Real Money will end its live radio run on March 28 and continue exclusively as a podcast. The episode features conversations with Joe Saul-Sehy of Stacking Benjamins and Morningstar's Christine Benz about how people should approach retirement. The central theme is flipping the traditional process: design the life first and the money second. Guests emphasize “play-testing” retirement activities before leaving work, gradually transitioning into retirement rather than stopping abruptly, maintaining strong social connections, and keeping purposeful work or learning in later life. The discussion closes with Benz's practical financial steps for retirement planning, including tracking spending, accounting for Social Security and pensions, and using flexible withdrawal strategies supported by fiduciary advice. 0:04 Live broadcast from RetireMeet in Bellevue and show introduction 2:58 Don announces the end of the Saturday live radio show after nearly 40 years 3:59 Transition to a podcast-only format beginning in April 4:43 How listeners can switch to listening via podcast apps or the website 6:41 Introduction of Stacking Benjamins host Joe Saul-Sehy 8:09 Discussion of Stacking Benjamins community meetup groups 9:25 Trivia detour about the $500 bill featuring William McKinley 9:36 Joe's retirement philosophy: design the life first, then the financial plan 10:56 “Begin with the end in mind” when planning retirement 11:23 The concept of “play-testing” retirement activities before retiring 13:51 Warning about AI impersonation podcasts and fake financial shows 15:20 Joe Saul-Sehy's career change after selling his advisory firm 16:37 Discovering a passion for teaching about money through media 17:33 Continuing meaningful work rather than fully retiring 18:07 Humor about a future podcast called “Two Old White Guys Waiting to Die” 18:48 Core message: experiment with retirement interests now 19:38 Christine Benz of Morningstar joins the conversation 21:04 Retirement as more than leisure—importance of purpose 21:59 Gradually transitioning into retirement during your 50s 22:58 Shaping work to emphasize what you enjoy most 24:21 Christine's approach to scaling back work travel 26:22 Lifelong learning through podcasting and interviews 27:49 Whether it's okay not to retire if you enjoy your work 28:27 Relationships and social connection as the key to retirement happiness 29:40 Introverts and maintaining meaningful friendships 30:05 Research on aging, happiness, and social environments 31:28 Discussion about the future of retirement communities 33:56 Christine's three key financial steps before retirement 34:42 Calculating retirement spending and non-portfolio income 35:22 Safe withdrawal rates: 3.9% fixed vs flexible strategies near ~5.7% 36:09 The value of fiduciary financial advisors in retirement planning Learn more about your ad choices. Visit megaphone.fm/adchoices

Read any paper to the right of The Guardian and you'll see furious condemnation of “tax raids” on “grieving families”, and a Labour plot to destroy the Middle Class and farmers via the “hated” inheritance tax “trap”. Yet IHT makes up only 0.7% of Government revenue and fewer than 5% of people leave enough to be subject to it. Why is Britain neurotic about a tax that so few pay? And with huge inheritances and the Bank of Mum and Dad creating a two-tier society of those with family wealth and those without, should we want to increase IHT not cut it?  Senior fund manager Dan Kemp looked after $350bn in assets at the finance giant Morningstar, and now runs a new company, Portfolio Thinking. He tells Andrew Harrison why even he thinks simply cutting inheritance tax is a bad idea.  www.patreon.com/bunkercast  Written and presented by Andrew Harrison. Producer: Liam Tait. Audio production: Simon Williams. Music by Kenny Dickinson. Artwork by James Parrett. Managing Editor: Jacob Jarvis. Group Editor: Andrew Harrison. THE BUNKER is a Podmasters Production. www.podmasters.co.uk  Learn more about your ad choices. Visit podcastchoices.com/adchoices

This is a very special episode for a number of reasons. It is Jimmy's 250th episode AND it is David's 5th appearance as a guest on the podcast! David is here to discuss his newest series from Oni Press titled Estuary. Estuary is written by David and Tim Daniel, with stunning, haunting artwork from Maan House. FOC is 3/16/26 and issue 1 will be out April 8th. Jimmy and David talk about the meaning of west coast horror, how growing up a California kid shaped David's writing, mixing faith and a haunted Mission and a ghost story, Jimmy's thalassophobia, which one of David's other characters would we want by our side investigating a mystery, and how most hauntings are probably just cats. This is a fun episode about a spooky comic. So many milestones to celebrate with this one. Be sure to listen and tell your LCS you want a copy of Estuary. Check out a preview of Estuary on Comic Book Yeti Follow David on Bluesky Go to Oni Press' website From the Publisher: OUT OF THE BLOODSTAINED PAST OF OLD CALIFORNIA . . . A DIFFERENT KIND OF DEVIL IS RISING WITH THE TIDE! From rising stars Tim Daniel & David “D.B.” Andry (Crush Depth, Morning Star) and modern horror virtuoso Maan House (Mine is a Long Lonesome Grave) comes a chilling tale of secrets buried deep beneath the surf of the idyllic California coast . . . Atop a rocky cliff overlooking the Pacific Ocean sits the Mission at Arbués Point, a 400-year-old Spanish mission made infamous as one of California's oldest and most haunted historical sites. But beneath its crumbling, tourist-trap facade, a reclusive nun has spent decades within the Mission's walls, honing her prayers and practice in pursuit of a secret long-buried beneath the majesty of the chapel, and under the dark waves of the tidal estuary below. When marine archaeologist Maris Cristobal accepts the nun's offer to begun excavating a fabled shipwreck lying in wait beneath the Mission's turbulent waters, she'll soon discover that the sins of past and present are about to wash together into a harrowing surge of a vengeance that can no longer be contained . . . Follow Comic Book Yeti

Have scoliosis or know someone who does? In this episode, Dr. Mark Morningstar discusses scoliosis as a complex whole-body condition influenced by genetics, neurobiology, bone health, and lifestyle. He explains why active stability, movement, nutrition, and nervous system regulation are crucial, shares practical prevention tips, and highlights modern, multimodal approaches to help children and adults manage and reduce progression.   Timestamps: (0:04) Welcome to Mind Movement Health Podcast (2:16) Scoliosis Insights with Dr. Mark Morningstar (2:42) Daily Health Changes (2:52) Understanding Scoliosis and Chiropractic Care (8:01) The Role of Nutrition in Scoliosis (13:50) Managing Scoliosis in Different Life Stages (20:45) The Genetic Factors of Scoliosis (27:26) Promoting Movement for Spinal Health (33:10) Misconceptions About Back Pain (36:55) The Brain's Role in Spinal Curvature (47:29) Future Directions in Scoliosis Treatment (49:53) Taking Action for Scoliosis Care (52:21) Connecting with Dr. Morningstar   More about Dr. Mark Morningstar: Dr. Mark Morningstar is a world-renowned chiropractic physician, clinical researcher, and the founder of Back Genius. With over 20 years of experience and more than 60 peer-reviewed publications, Dr. Morningstar has dedicated his career to proving that scoliosis is far more than just a "curve in the spine"—it is a complex, whole-body condition rooted in genetics, neurobiology, and metabolic health. His groundbreaking research was the first to link scoliosis progression to neurotransmitter imbalances, leading to innovative nutritional protocols that help "re-train" the brain to hold the spine in a straighter position. Dr. Morningstar holds diplomate status in Spine Medicine, Integrative Medicine, and Clinical Nutrition. He is the developer of the Scoliosis Activity Suit, a core training suit specifically engineered to create dynamic corrective forces during daily movement to improve scoliosis curvatures. Finally, he is the host of the Scoliosis World podcast, where he breaks down the latest research on spinal flexibility, patient management, predictive scoliosis modeling, and functional medicine strategies specific to scoliosis patients.    Connect with Dr. Mark Morningstar: Website: https://www.backgenius.com/, https://scoliosispractice.com/ YouTube: https://www.youtube.com/@ScoliosisWorld Podcast: https://www.podbean.com/podcast-detail/hx3dd-1bb9e8/Scoliosis-World-w-Dr-Morningstar-Podcast   Want to try Breathwork? My Regulate and Restore Breathwork classes are a 4-week guided breathwork series designed to calm your nervous system and help you feel grounded, balanced and safe in your body. If you're feeling anxious, overwhelmed, low on energy or constantly on edge, this series uses gentle, intentional breathing to shift you out of stress and into true rest and regulation. You'll learn practical tools to calm your mind, restore your energy and build lasting nervous system resilience. Join us for one class or all 4 classes.  Can't make it live? That's ok, a replay will be emailed to you. Use the code 'PODCAST' at checkout to get 50% off your first class! Check it out and join here.     Sign up to our weekly newsletter and become an M&M Insider! You'll receive special discounts, bundles, behind the scenes podcast insights and simple tips to help you improve your health. Don't miss out!  Join here: https://www.mindmovementhealth.com.au/subscribe/   Connect with Kate: Website: MindMovementHealth.com.au Facebook: facebook.com/MindMovementHealth Instagram: instagram.com/MindMovementHealth Haven't subscribed to the podcast yet? Be sure to subscribe and leave us a review at: Apple Podcasts

A dieci giorni dall'allargamento del conflitto tra Stati Uniti, Israele e Iran, cresce la preoccupazione internazionale per le conseguenze economiche. Il commissario europeo all'Economia Valdis Dombrovskis avverte che se il conflitto resterà circoscritto a poche settimane gli effetti saranno limitati, ma una durata maggiore o problemi sul passaggio nello Stretto di Hormuz potrebbero generare uno shock di stagflazione: energia più cara, inflazione in rialzo, peggioramento della fiducia e irrigidimento delle condizioni finanziarie. I mercati obbligazionari stanno già reagendo: l'indice MOVE è salito sensibilmente e lungo tutta la curva dei rendimenti si osservano rialzi sia sulle scadenze brevi sia su quelle lunghe. Negli Stati Uniti il Treasury a due anni è tornato al 3,6%, mentre in Europa il Bund tedesco a due anni è salito al 2,35%, sopra il tasso BCE. Questo segnala che i mercati iniziano a prezzare un possibile rinvio dei tagli dei tassi o addirittura nuovi rialzi. Anche i rendimenti decennali restano elevati, riflettendo timori su inflazione e sostenibilità fiscale. Si riaffaccia così lo scenario di crescita debole e prezzi in aumento, tipico delle fasi di stagflazione. Il commento è di Franco Bruni, presidente dell'Istituto per gli Studi di Politica Internazionale e professore emerito del dipartimento di Economia dell'Università Bocconi.Fertilizzanti ed energia, in agricoltura doppio allarmeLa guerra in Medio Oriente sta aggravando non solo il fronte energetico ma anche quello dei fertilizzanti, con possibili effetti a catena sull'agricoltura mondiale, sui prezzi alimentari e sulla sicurezza alimentare. Il Golfo Persico è infatti un nodo strategico anche per le materie prime agricole: dallo Stretto di Hormuz passa il 35% dell'export mondiale di urea e il 45% dello zolfo utilizzato per la produzione di fertilizzanti fosfatici. Le tensioni hanno già provocato forti rincari: l'urea granulare in Medio Oriente è salita da 485 a 650 dollari per tonnellata, mentre l'ammoniaca importata in Europa ha raggiunto 750 dollari, ai massimi da tre anni. Il rischio è particolarmente delicato perché si entra nella fase primaverile di maggiore domanda agricola nell'emisfero nord: chi non ha già fatto scorte potrebbe trovarsi a fronteggiare costi molto più alti o difficoltà di approvvigionamento. Se il conflitto dovesse protrarsi, secondo Morningstar i fertilizzanti azotati potrebbero raddoppiare di prezzo e i fosfati aumentare del 50%, replicando quanto già visto dopo l'invasione russa dell'Ucraina. Nei Paesi più fragili questo potrebbe ridurre l'uso dei fertilizzanti, abbassare le rese agricole e aumentare il rischio di fame, mentre nei Paesi avanzati i rincari agricoli si sommerebbero a quelli energetici, alimentando nuova pressione inflazionistica. Interviene Sissi Bellomo, Il Sole 24 OreAccise mobili e piano casa fuori dal Cdm. L Ecofin frena: Intervento con situazione più stabileNel Consiglio dei ministri non entrano per ora né il tema delle accise mobili sui carburanti né il piano casa sostenuto da Matteo Salvini, nonostante il rialzo dei prezzi petroliferi causato dalla crisi in Medio Oriente. Salvini assicura comunque che il governo sta lavorando a un intervento e punta il dito contro le compagnie petrolifere, accusate di trasferire rapidamente gli aumenti ai distributori ma di non ridurre i prezzi con la stessa velocità quando le tensioni si attenuano. Sul piano europeo però prevale prudenza: all'Ecofin, sotto presidenza cipriota, non emerge al momento disponibilità a strumenti straordinari immediati come quelli adottati nel 2022 dopo l'invasione russa dell'Ucraina. Il ministro delle Finanze di Cipro Makis Keravnos sottolinea che il tema energia è stato discusso ma senza decisioni specifiche su nuovi strumenti, rinviando eventuali interventi a una fase di maggiore stabilizzazione del quadro internazionale. Ne parliamo con Gianni Trovati, Il Sole 24 Ore

Sheryl Rowling positions income tax returns as diagnostic tools — not merely a compliance document — and outlines four common red flags that suggest a client failed to take advantage of proactive tax strategies. Here are "4 Tax Return Red Flags That Signal Poor Tax Planning": Very Low or Zero Taxable Income Charitable Giving After Age 70½ Without Using QCDs Donating Cash Instead of Appreciated Securities Holding Municipal Bonds in Low Tax Brackets For our listener question: "I'm in a job I hate and would love to scale back to something that could pay less but be more enjoyable -- how can I evaluate if that is possible?". Most people think the first question is: "How much do I have saved?", but that's actually backwards. I share a calculation for cash burn that matters more than your portfolio balance. And to wrap up the show in our "Retire to Something" segment, I'll share Jerry's story that shows us how retirement isn't about winding down — it's about doubling down on growth, adventure, and intentionally building an active, meaningful life.    Resource: Article by Sheryl Rowling on Morningstar: 4 Tax Return Red Flags That Signal Poor Tax Planning   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

In 1973, science fiction author Al Nussbaum wrote about a farmer on Mars whose daughter looks up at a twinkling star – Earth.

Segment 1: Paul Nolte, Senior Wealth Advisor and Market Strategist, Murphy & Sylvest, joins John to talk about why he’s still bullish on the stock market, the economy being okay overall, the expectation that the war in Iran being relatively short, how inflation is impacting consumers, what the next move by the Fed will be, and […]

Nick Kunze from Sanlam Private Wealth breaks down the latest US jobs data, the move in oil, and Grindrod's latest results. Keith McLachlan of Element Investment Managers unpacks how food inflation hits retailers versus producers. Morningstar's Ryan Murphy joins us to discuss how investors can recognise – and manage – the behavioural biases that quietly shape investment decisions.

Journalism has a responsibility to distinguish between documentation and propaganda, between verified evidence and politically motivated claims. The Morning Star used this photograph to accompany its article. Reinforcing the western psyops narrative, it depicts women protesters in Paris demanding ‘freedom' for Iran and for Iranian women in particular – one of the preferred ‘leftist' narratives for justifying support for imperialist regime-change aggression. We note that the protesters' signs are written in English, although the protest took place in France, suggesting a staged photo aimed at American audiences. Subscribe! Donate! Join us in building a bright future for humanity! www.thecommunists.org www.lalkar.org www.redyouth.org Telegram: t.me/thecommunists Twitter: twitter.com/cpgbml Soundcloud: @proletarianradio Rumble: rumble.com/c/theCommunists Odysee: odysee.com/@proletariantv:2 Facebook: www.facebook.com/cpgbml Online Shop: https://shop.thecommunists.org/ Education Program: https://thecommunists.org/education-programme/ Each one teach one! www.londonworker.org/education-programme/ Join the struggle www.thecommunists.org/join/ Donate: www.thecommunists.org/donate/

Mark and Shani runs through what it would take for the typical Aussie to replace their salary with passive income. You can find the full article here.Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Join us as we continue our "Anchors of Retirement Confidence" series, where we discuss four areas of retirement uncertainty plus strategies to replace your anxiety with clarity and control. In part 3, we explore why the biggest threat to your retirement isn't always market volatility, but the taxes you didn't see coming until it was too late.  In this episode, you'll learn:  How tax concentration quietly limits income flexibility The three core tax buckets every retiree should understand How Roth accounts help create control in an unpredictable tax system Real-life case studies showing why "textbook" strategies don't always work Today's article is from Morningstar titled, 8 Tips to Stop Worrying About Running Out of Money in Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/552

Tax day is quickly approaching, and it's time to get organized. New tax rules might make it worth your while to itemize rather than take the standard deduction this year. And don't just file away your 1099 forms—they can offer valuable insight into your portfolio's tax efficiency. Christine Benz, Morningstar's director of personal finance and retirement planning, discusses what you need to consider before, and after, you file. Morningstar's Tax-Planning and IRA Resources for 2026 On this episode: 00:00:00 Welcome 00:01:15 The "Procrastination Penalty" of Last-Minute IRA and HSA Contributions 00:02:35 How to Decide Whether to Itemize or Claim the Standard Deduction 00:04:18 Tips for Itemizing 00:05:37 Other Deductions You May Qualify For 00:07:45 Insights from Your 1099 Forms: Dividends  00:10:40 Insights from Your 1099 Forms: Capital Gains 00:09:39 Insights from Your 1099 Forms: Tax-Exempt Interest 00:12:35 How to Avoid Overpaying Your Taxes   Watch more from Morningstar: Avoid This IRA Distribution Error to Protect Your Retirement Cash  Elevate Your 60/40 Portfolio With These Simple Tweaks Why REIT ETFs Still Work as Real Estate Slumps   Follow Morningstar on social: Facebook https://www.facebook.com/MorningstarInc/ X https://x.com/MorningstarInc Instagram https://www.instagram.com/morningstarinc/?hl=en LinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you bought and held a mutual fund or ETF, what return should you earn—and why do some investors earn less? In this episode, we unpack the fascinating findings from Morningstar's Mind the Gap study and explore the difference between total returns and actual investor returns. You'll learn what the "investor return gap" is, why it exists, and how timing decisions, emotional reactions, and behavioral biases quietly erode performance over time. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resources and more at: https://tinyurl.com/bdd2tz84

Topics to include: Insured Retirement Institute (IRI) wants Congress to mandate lifetime income in 401k (really bro?), a deep look at 408b2 & 404a5, Fi360 (now Broadridge) vs RPAG vs Morningstar, How much money are Recordkeepers and Advisors making? a review of PLANADVISER's Adviser Value Survey, Fintok, Texas Tips and more....

Morningstar's William Kerwin has a five-star rating on Marvell (MRVL) off what he calls "great" earnings and "even better" guidance. However, William believes Marvell remains a small fish in an "excessively large pond." Stephen Sopko says Marvell is positioning itself to be similar to Nvidia's (NVDA) hypergrowth story from the first half of the 2020s. He sees the company capitalizing on a "tight niche" through hyperscaler customers.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Costco (COST) posted a strong earnings report, though Morningstar's Brett Husslein believes the stock is overvalued. He talks about potential disruptions to the business which he sees impacting profitability. Brett does expect customer retention and loyalty to continue, something he expects to offer a strong foundation for value. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

SOS - Dreams - Invitation to IntimacyFile Size: 41454 kbFile Type: mp3Download File [...]

AI hype is colliding with financial reality. Don and Tom examine Elon Musk's suggestion that artificial intelligence could create such abundance that retirement savings might become unnecessary. They unpack the economics behind universal basic income, including the staggering cost—even a modest payment would require trillions in new revenue—and explain why most Americans aren't betting their futures on Silicon Valley promises. The episode also answers listener questions about confusing target-date fund holdings, what to do with an overfunded 529 plan, and how to reduce taxable investment distributions by placing assets in the right accounts. Along the way they revisit lessons from past technological revolutions, discuss the importance of work beyond income, and continue their campaign against the scourge of gas-powered leaf blowers. 0:04 AI panic and Elon Musk's claim that AI could make retirement savings unnecessary. 1:52 Musk's vision of AI-driven abundance and universal income replacing traditional retirement planning. 3:36 The practical question: who actually pays for universal income checks? 5:30 Historical tax rates in the 1960s vs. today's marginal tax structure. 6:21 Survey shows 94% of readers still plan to save despite AI predictions. 7:17 Boston College researchers warn Musk's comments send a dangerous retirement message. 8:23 Why universal basic income would require major government policy and taxes. 8:45 Past technology revolutions didn't distribute wealth evenly. 9:27 Why humans need work for purpose, not just income. 10:33 The math problem: even $1,000/month UBI would require about $3.1 trillion annually. 11:54 Historical comparison to the Luddite era and displaced workers. 13:18 Listener question: What “short-term debt and net other assets” mean in a Fidelity target-date fund. 17:38 Listener question: Overfunding a 529 plan and potential Roth rollover strategies. 20:45 Listener question: Using Vanguard Tax-Managed Balanced Fund to reduce taxable distributions. 23:28 Asset location strategy: placing bonds in IRAs and stocks in taxable accounts. 24:49 Where to easily find mutual fund returns using Morningstar. 25:46 Tom's Scottsdale advisory meetings announcement. 26:45 The crusade against gas-powered leaf blowers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most retirement plans assume your spending will stay flat, or that you will need about 80 percent of your pre-retirement income. But retirement does not actually work that way. In this episode, Tyler Emrick, CFP®, CFA®, explains what the research shows about how retirement spending changes over time and why relying on outdated rules like the 80 percent rule can lead to over-saving and under-living or under-planning altogether. Drawing on research from David Blanchett's Retirement Spending Smile, Morningstar data, and EBRI studies, Tyler covers: Why retirement spending is not a straight line How spending often declines in mid-retirement and rises again later The Go Go, Slow Go, and No Go phases of retirement How fear of running out of money causes many retirees to under-spend A practical way to estimate your real retirement spending needs   Have questions? Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals. http://bit.ly/calltruewealth

Send a textPower dazzles when it climbs fast, but Scripture keeps asking what holds it up. We open with a gut-check on loyalty—pray for the nation, yes, but don't mistake it for home—and name the modern pull to worship politicians and celebrate celebrity as if either could save us. From there we step into Job, listening as Zophar sketches the wicked whose glory seems to touch the clouds, only to vanish in a breath. It's a portrait we recognize today: talent crowned as virtue, charisma confused for calling, and success read as proof of righteousness.We then hold that image next to Isaiah 14, where the taunt against the king of Tyre exposes the lie of self-exaltation. This is where we slow down, open the text, and confront a widespread assumption: the lone appearance of the term “Lucifer” addresses a human ruler, not Satan. That correction isn't just trivia; it's a call to be careful readers who refuse to trade Scripture for slogans. When we get sloppy with the easy stuff, we grow vulnerable to anyone who speaks confidently while saying little that is true.With that lens, we track how counterfeit light works. Satan masquerades as an angel of light, and our age makes it easy to mistake the glow of attention for the grace of God. We talk about Babel as a blueprint for self-worship, about friends who arrive as helpers but feed on someone's fall, and about the way Job's friends use half-true wisdom to press a false verdict. The thread through it all is simple and searching: no height is secure unless it is built by righteousness, and no critique is safe unless it bows to God's sovereignty.What sets us free is the confession Job anchors everything to: “I know that my Redeemer lives.” The true Morning Star does not posture; He descends, serves, and raises the humble. That is the light children of light follow—steady when fame flickers, strong when headlines shout. If this episode sharpened your thinking or nudged you back to the text, share it with a friend, subscribe for more, and leave a review with one belief you're ready to fact-check against Scripture.RISE RADIOEach week we discuss some of the most important issues we face in our society today.Listen on: Apple Podcasts SpotifySupport the showBE PROVOKED AND BE PERSUADED!

This week is part one with Liz Cameron, survivor of South Korean religious sect Jesus Morning Star (aka JMS, aka Providence), and author of Cult Bride: How I Was Brainwashed – and How I Broke Free. She explains how her entry into JMS began with being approached by a woman in a bookstore for a harmless survey, and how that survey turned into a bible study group full of women who gained her trust and introduced her to their new and exciting Christian church.Liz shares how the group began encouraging her to spend more and more time together and get up earlier and earlier, and how they painted her old church, community, and even family as people who weren’t dedicated enough to Jesus–all as they slowly introduced the idea of an incredibly spiritually devoted man they called Pastor Joshua.Next week: we’ll get into how they began to reveal who Pastor Joshua really was (hint: his name was Jung Myung-seok), his criminal history, and how a god on earth could be sitting in a prison in Korea. SOURCES Cult BrideSee omnystudio.com/listener for privacy information.

Konstanza Morning Star is a spiritual medium and intuitive known for offering guidance through what she describes as communication with the spirit world. Her work focuses on helping individuals find comfort, clarity, and personal insight through intuitive perception and spiritual awareness. Morning Star emphasizes compassion, emotional understanding, and the idea that spiritual connection can support healing, reflection, and personal growth.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.Please note that all XZBN radio and/or television shows are Copyright © REL-MAR McConnell Meda Company, Niagara, Ontario, Canada – www.rel-mar.com. For more Episodes of this show and all shows produced, broadcasted and syndicated from REL-MAR McConell Media Company and The 'X' Zone Broadcast Network and the 'X' Zone TV Channell, visit www.xzbn.net. For programming, distribution, and syndication inquiries, email programming@xzbn.net.We are proud to announce the we have launched TWATNews.com, launched in August 2025.TWATNews.com is an independent online news platform dedicated to uncovering the truth about Donald Trump and his ongoing influence in politics, business, and society. Unlike mainstream outlets that often sanitize, soften, or ignore stories that challenge Trump and his allies, TWATNews digs deeper to deliver hard-hitting articles, investigative features, and sharp commentary that mainstream media won't touch.These are stories and articles that you will not read anywhere else.Our mission is simple: to expose corruption, lies, and authoritarian tendencies while giving voice to the perspectives and evidence that are often marginalized or buried by corporate-controlled media

Our guest on the podcast today is David Bach. David is the author of 12 national bestselling books, including The Latte Factor; Smart Women Finish Rich; Start Late, Finish Rich; and The Automatic Millionaire. He just released the 20th anniversary edition of The Automatic Millionaire. David was a longtime contributor to NBC's Today show and a featured guest on the Oprah Winfrey Show. He also produced and hosted two public television specials, Smart Women Finish Rich and The Automatic Millionaire. David started his career at Morgan Stanley where he was a senior vice president and partner of The Bach Group. Episode Highlights 00:00:00 Moving Abroad, Early Retirement, and the Shifting Media Landscape 00:11:46 The Importance of Sabbaticals and Health Expectancy 00:19:39 Saving to Spending, New Tax on IRA Withdrawals, and Long-Term Effect of Deficits 00:34:39 Key Updates to The Automatic Millionaire and Automatic Contributions 00:37:59 Why Everyone Needs Access to Being an Investor 00:42:02 How to Start Investing Young and How to Catch Up Later in Life 00:47:26 How Inflation Affects Retirement Goals and The Benefits of Homeownership More From Morningstar 6 Lessons From My 6-Week Mini-Retirement The Best Strategies for Consistent Retirement Spending 7 Steps to Estimating Your In-Retirement Cash Flow Needs If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, we continue our series, "Letters to the Church." Join us as we learn that the call to repentance is not indefinite.

Unity in Christ - Part IIFile Size: 50897 kbFile Type: mp3Download File [...]

Mark runs through how he decided to change his super and what he changed it to.You can find the full article here.Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Did you know there’s nearly $2.1 trillion in forgotten 401(k) and retirement accounts scattered across the United States? On this episode of The Financial Hour of The Tom Dupree Show, hosts Tom Dupree, Mike Johnson, and James Dupree tackle what they call America’s abandoned 401(k) crisis — and lay out a clear path for recovering lost retirement savings before it’s too late. With the average American staying at an employer for just 3.9 years, it’s no surprise that old 401(k) accounts get left behind. But those forgotten dollars represent real retirement income that could be working harder for you right now. Whether you’re in your thirties with scattered accounts or approaching retirement with assets spread across multiple former employers, the team at Dupree Financial Group explains why consolidating your retirement accounts into a personalized investment management strategy could be one of the most important financial decisions you make. Why Abandoned 401(k) Accounts Are Costing You More Than You Think The problem goes deeper than simply losing track of an old account. As Mike Johnson explained during the episode, there are two distinct sides to this crisis. The first is accounts that people genuinely forget about — they leave a job, move to a new city, and a 401(k) with a few thousand dollars slips through the cracks. The second, and far more common scenario, is when people know they have old accounts scattered around but never get around to consolidating them. “You have all these various pieces scattered around. You haven’t forgotten about them — they’ve just been sitting there. And there’s really no clear plan, no management, anything like that.” — Mike Johnson The costs of inaction add up quickly. Old employer plans charge administration fees and internal fund expenses that steadily eat away at your balance. Without active management, your investments may have been moved to money market funds or stable value options without your knowledge — meaning you’ve potentially lost years of compounding growth. Tom Dupree put it simply: “Money that’s together is better managed.” The Hidden Costs of Scattered Retirement Accounts Beyond the obvious risk of forgetting an account entirely, keeping retirement savings spread across multiple former employers creates a series of compounding problems. Fees erode your balance. Plan administration costs and internal fund fees are deducted from accounts whether you’re contributing or not. Over time, a dormant account can lose significant value to expenses alone. Opportunity cost is real. An old 401(k) sitting in a bond fund or money market account for 20 years has missed potentially decades of growth. As Mike Johnson noted: “How much did you leave on the table by just leaving it on autopilot?” Logistics become a nightmare at retirement. Multiple accounts mean multiple logins, multiple statements, and multiple required minimum distributions to calculate and manage once you reach age 73. No cohesive investment strategy. Without consolidation, there’s no way to ensure your overall allocation reflects where you are in life — whether that’s aggressive growth in your thirties or income-focused positioning as you approach retirement. Plan changes happen without you. Third-party administrators regularly swap out fund options within employer plans. If you’re not watching, your money may end up in an investment that no longer fits your goals. How to Find Your Lost 401(k) Accounts If you think you may have retirement money sitting somewhere you’ve forgotten about, there are several ways to track it down. Mike Johnson walked listeners through the key resources available. Contact your former employer. This is the most direct route. Many companies can tell you whether you still have a balance in their retirement plan and connect you with the plan administrator. Use the federal government’s search tool. In 2024, the Department of Labor launched lostfound.dol.gov, a searchable database specifically for private, non-governmental employer plans. You can search by Social Security number to locate plans connected to your work history. Check state unclaimed property databases. Some abandoned retirement assets may have been turned over to your state’s unclaimed property division, which maintains searchable records. The statistic is striking: 54% of savers don’t know where their old 401k is, and 61% don’t know their login credentials. If that sounds familiar, you’re far from alone — and the solution is more straightforward than most people realize. Your Four Options for an Old 401(k) (And Which One Actually Makes Sense) Once you’ve located an old retirement account, you have four choices. Mike Johnson broke them down clearly during the episode. Option 1: Leave it where it is. This is the easiest path — and almost always the worst one. The account sits unmanaged, accumulating fees with no investment strategy behind it. As Mike put it, this makes sense “0.00001% of the time.” Option 2: Roll it into your new employer’s 401(k). Better than leaving it behind, but still limiting. Most employer plans offer only 20 to 30 investment options, with many being target-date or broad index funds that may not fit your specific situation. Option 3: Cash it out. If you’re under 59½, you’ll face penalties and taxes. Even above that age, cashing out means losing the tax-advantaged compounding that makes retirement accounts so powerful. This should generally be a last resort. Option 4: Roll it into a professionally managed IRA. This is the approach the Dupree Financial Group team recommends for most people. An IRA gives you access to individual securities, ETFs, mutual funds, and a fully customized investment philosophy tailored to your goals and timeline. There are no tax consequences for a direct rollover, and you gain the ability to build a cohesive plan across all your retirement assets. The Power of Roth Conversions for Younger Savers One of the episode’s most actionable takeaways was Mike Johnson’s advice for younger workers with small, stranded 401(k) accounts. “If you’re in your twenties or thirties and you have some small legacy 401(k) stranded accounts, you can move that to an IRA and it would probably make sense to convert that to a Roth while you’re in a lower tax bracket.” — Mike Johnson The math is compelling. Pay a small tax bill now on a relatively modest balance, and that money compounds tax-free for the next 30 or more years. The team also discussed how Roth conversions were particularly powerful during the 2008–2009 financial crisis, when account values were depressed — converting low balances meant paying taxes on less and then watching all the recovery growth accumulate tax-free. For those closer to retirement, gradual Roth conversions can still make sense. The strategy involves filling up your current tax bracket with conversions each year, reducing future required minimum distributions and creating tax-free income in retirement. Tools like Morningstar’s retirement planning resources can help you model how different conversion amounts affect your long-term tax picture. In-Service Rollovers: A Strategy for Workers Over 59½ If you’re still working but have reached age 59½, you may have an option many people don’t know about: the in-service rollover. Most employer plans allow participants who are 59½ or older to move existing assets out of the 401(k) and into an IRA — while continuing to make contributions and collect any employer match in the plan. This means you can begin building an income-focused portfolio years before you actually retire. “At 59 and a half, you roll it to an IRA and then you’re preparing for retirement… you get that income stream rolling so that machine is now working.” — Mike Johnson The Dupree Financial Group team structures these rollovers around their dividend-focused investment approach, building portfolios of quality companies that generate consistent income. By the time you retire, the transition is seamless — your portfolio is already generating dividends, your relationship with your advisor is established, and linking your IRA to your checking account for retirement income is as simple as flipping a switch. Why Compounding Favors Those Who Start Now James Dupree brought a generational perspective to the conversation, noting that while younger workers may understand the concept of compounding better than previous generations, many still haven’t taken action on it. Tom Dupree shared a perspective from his 47 years in the investment business: “Everybody who’s got a large account — it started with a small one. That’s how it works.” The team emphasized that the size of your starting balance matters far less than getting that money working for you under professional management. A few thousand dollars left in an old 401(k), properly invested and compounded over 20 or 30 years, could grow into a meaningful piece of your retirement income. James illustrated the point with a personal example — calculating how much his girlfriend could accumulate by investing the daily savings from making espresso at home instead of buying Starbucks. The numbers were eye-opening, and the principle applies directly to abandoned retirement accounts sitting idle. Key Takeaways From This Episode Nearly $2.1 trillion in retirement savings is sitting in forgotten or unmanaged accounts across the U.S. Dormant 401(k) accounts lose value through hidden fees, opportunity costs, and unmonitored investment changes. The federal government’s lostfound.dol.gov database can help you locate old employer plans. Rolling old 401(k) accounts into a professionally managed IRA provides more investment options, lower fees, and a cohesive retirement strategy. Roth conversions on small, stranded accounts can be especially powerful for younger workers in lower tax brackets. In-service rollovers at age 59½ let you begin building retirement income while still working and collecting your employer match. Consolidating scattered retirement assets into one managed portfolio allows for coordinated tax planning, income generation, and a smoother transition into retirement. Frequently Asked Questions How do I find out if I have an old 401(k) from a previous job? Start by contacting former employers directly. You can also search the Department of Labor’s database at lostfound.dol.gov, which was launched in 2024 specifically for locating private employer retirement plans. State unclaimed property databases are another resource worth checking. Is there a tax penalty for rolling over a 401k to an IRA? No. A direct rollover from a pre-tax 401(k) to a traditional IRA has no tax consequences. Similarly, Roth 401(k) assets can roll to a Roth IRA without triggering taxes. The key is ensuring the rollover is done directly — trustee to trustee — rather than taking a distribution and redepositing. The IRS rollover chart outlines exactly which account types can transfer into which. What is an in-service rollover? An in-service rollover allows employees who are 59½ or older to transfer assets from their current employer’s 401(k) into an IRA while still working and contributing to the plan. This lets you begin building a managed retirement portfolio before you actually retire. Why shouldn’t I just leave my old 401(k) where it is? Dormant accounts accumulate plan administration fees and internal fund costs without any active management. Investment options may change without your knowledge, and the money isn’t aligned with your current financial goals or retirement timeline. What’s the difference between a 401(k) and an IRA for investment options? A 401(k) typically offers 20 to 30 investment choices selected by your employer’s plan administrator, usually mutual funds and target-date funds. An IRA gives you access to individual stocks, bonds, ETFs, mutual funds, and other securities — allowing for a fully customized investment strategy. Should I convert my old 401(k) to a Roth IRA? It depends on your current tax bracket versus your expected bracket in retirement. If you’re in a lower bracket now — especially if you’re younger — converting to a Roth allows all future growth to compound tax-free. The team at Dupree Financial Group can help you evaluate whether a conversion fits your specific situation. Schedule Your Complimentary Portfolio Review Have you worked for multiple employers over the years? You may have retirement money sitting in old 401(k) accounts that could be working harder for you. The team at Dupree Financial Group can help you locate scattered retirement assets, evaluate your options, and build a consolidated, income-focused portfolio designed for where you are in life right now. No obligation. No products to sell. Just an honest look at your situation. Call (859) 233-0400 or visit dupreefinancial.com/book to schedule your complimentary consultation. Listen to more episodes of The Financial Hour → Dupree Financial Group is a registered investment advisor. All investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. This content is for informational purposes only and should not be considered personalized investment advice. Please consult with a qualified financial professional before making any investment decisions. The post The 2 Trillion Dollar Problem: How to Find and Recover Your Abandoned 401k Accounts appeared first on Dupree Financial.

A distribution from your traditional IRA could cost you if you're not aware of your responsibilities. Many investors are saving up for their retirement in workplace accounts like 401(k)s. Those administrators handle tasks that IRA custodians don't. And it's up to you to take charge and keep track of your hard-earned money, so you're not taxed twice. Denise Appleby is known as “The IRA Whisperer.” The Morningstar contributor has written about how to protect your IRA from costly mistakes. Don't Pay Taxes Twice: Here's How to Save Thousands on IRA Distributions https://www.morningstar.com/personal-finance/dont-pay-taxes-twice-heres-how-save-thousands-ira-distributions On this episode: 00:00:00 Welcome 00:01:28 What is a Traditional IRA and How It's Funded 00:02:29 How IRA Withdrawals Are Taxed When Accounts Hold Taxable and Tax-Free Dollars 00:05:36 What IRA Custodians Don't Track and Why Investors Should  00:09:05 What to Check on Form 1099‑R and Why Form 8606 Matters 00:12:02 How to Fix IRA Mistakes 00:13:44 What Records to Keep Track of to Avoid Double Taxation   Watch more from Morningstar: Elevate Your 60/40 Portfolio With These Simple Tweaks Why REIT ETFs Still Work as Real Estate Slumps How to Make the Most of Your IRA in 2026   Follow Morningstar on social: Facebook https://www.facebook.com/MorningstarInc/ X https://x.com/MorningstarInc Instagram https://www.instagram.com/morningstarinc/?hl=en LinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

February 2026 Sustainable Stock and ETF Picks. Includes an article on the most sustainable companies by sustainable revenues, and more. By Ron Robins, MBA Transcript & Links, Episode 164, February 27, 2026 Hello, Ron Robins here. Welcome to my podcast episode 164, published on February 27, 2026, titled "February 2026 Sustainable Stock and ETF Picks." This podcast is presented by Investing for the Soul. Investingforthesoul.com is your go-to site for vital global, ethical, and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript and links to content, including stock symbols and bonus material, on this episode's podcast page at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, and I don't receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal any investments I have in the investments mentioned herein. I have a huge crop of 20 articles for you in this podcast! Note: Some companies are covered more than once. Now with so many articles to potentially cover, I've chosen 3 to quote from. The other 17 can be found on the webpage for this podcast edition, along with their titles and links. ------------------------------------------------------------- Clean200 companies hit $2.8 trillion in sustainable revenues I'm starting this episode with one of my favourite rankings. It's titled the Clean200 companies hit $2.8 trillion in sustainable revenues on corporateknights.com. The introduction is by CK Staff. Here are some quotes from the introduction. "Since 2016, the shareholder-advocacy non-profit As You Sow and Corporate Knights have zeroed in on total sustainable revenues at public companies worldwide in order to show both the share and scale of sustainable revenues in absolute terms. 'The Clean200 follows revenues, not rhetoric,' Toby Heaps, CEO of Corporate Knights and report co-author, said in a statement. 'Even when politics turns hostile, markets continue to reward companies that are supplying what the global economy is structurally demanding – clean power, electrification, efficiency, and resilient infrastructure'… On average, more than half the revenue (53.7%) at Clean200 companies is sustainable… whereas companies in the MSCI All Country World Index (ACWI) generate only 16.7% of their revenue from sustainable activities… From July 1, 2016, to January 26, 2026, the Clean200 portfolio returned 282.9%, compared with 221.3% for the MSCI ACWI. The fossil fuel benchmark, meanwhile, returned a much slimmer 111%... Methodology The Clean 200 is selected from 8,229 eligible companies, of which 103 were excluded. The list employs a wide range of negative screens to exclude: for example, fossil-fired utilities or big banks and insurers financing fossil fuel companies, as well as for-profit prisons, weapons makers and others… The United States and China have 69 companies on the list between them, 41 and 28 respectively. Five years ago, the United States had 46 companies on the list, and China had 17, which suggests a subtle but marked rebalancing trend. About half the list consists of 'middle power' countries: Japan (15), France (12), Canada (11), Germany (11), Spain (8), Brazil (8), South Korea (7), Denmark (7), United Kingdom (5), Sweden (5) and India (5). Sixteen other countries share the remaining 14.5% of the list, underscoring how widely distributed the clean‑economy opportunity has become." End quotes. The top five companies are Apple Inc. (AAPL), Amazon.com Inc. (AMZM), Microsoft Corp. (MSFT), Tesla Inc. (TSLA), and Contemporary Amperex Technology Co. Ltd. (C7A0.DU ). However, I suggest investors also look at the 'pure-play' companies, those with the highest sustainable revenue ratio! ------------------------------------------------------------- The Best Sustainable Funds and ETFs to Buy This second article is from one of the top investment sites and is titled The Best Sustainable Funds and ETFs to Buy on morningstar.com. It's by a well-respected analyst and writer, Leslie P. Norton. She compiled some comments from two analysts. Here are some quotes from her article. "We screened for the lowest-cost primary share classes with a Medalist Rating of Gold and 100% analyst coverage. All the funds on the list carry the ESG Intentional Investment tag and have at least $100 million in assets. All data is as of Feb. 3. Because the screen was created with the lowest-cost share class for each fund, some may be listed with share classes that are not accessible to individual investors outside of retirement plans, or they may be aimed at institutional investors and require large minimum investments. The individual investor versions of those funds may carry higher fees, reducing returns to shareholders. Medalist Ratings may differ among the share classes of a fund. Morningstar expects the highly rated sustainable funds on this list to outperform their peers over a full market cycle. But though all these funds fall under the same theme, they may practice different strategies and behave differently. Investors need to do their homework to understand exactly what a particular fund invests in before buying. 1) Boston Trust SMID Cap Fund (BTSMX) by Eric Schultz, analyst Fund Size: $746.4 million Morningstar Category: US Fund Mid-Cap Blend Morningstar Medalist Rating: Gold Prospectus Net Expense Ratio: 0.75% Morningstar assigns… a High rating to its parent company, Boston Trust Walden… The $746.4 million fund has gained 0.49% over the past year, while the average fund in its category is up 9.56%. The fund, launched in November 2011, has climbed 5.60% over the past three years and 7.63% over the past five. The managers focus on identifying strong small- and mid-cap businesses with durable and predictable earnings profiles that also have reasonable valuations… The strategy has recently trailed the Russell 2500 benchmark as the rally after early April 2025 was led by lower-quality businesses that the strategy typically avoids, as they tend to underperform higher-quality businesses over longer periods. Read Morningstar's full report on the Boston Trust SMID Cap Fund. 2) Boston Trust Walden Small Cap Fund (BOSOX) by Eric Schultz, analyst Fund Size: $1.1 billion Morningstar Category: US Fund Small Blend Morningstar Medalist Rating: Gold Prospectus Net Expense Ratio: 1.00% This $1.1 billion fund has lost 1.88% over the past year, while the average fund in its category is up 11.16%. The Boston Trust Walden fund, launched in December 2005, has climbed 4.01% over the past three years and 7.01% over the past five. The strategy (which has an impact mandate) focuses on identifying strong small-cap businesses with durable and predictable earnings profiles that also have reasonable valuations… The strategy's long-term performance was impressive. From the mutual fund's December 2005 inception through July 2025, total and risk-adjusted returns on its sole share class beat the category average and Russell 2000 Index by wide margins. Read Morningstar's full report on the Boston Trust Walden Small Cap Fund. 3) PIMCO Enhanced Short Maturity Active ESG Exchange-Traded Fund (EMNT) by Paul Olmsted, senior analyst Fund Size: $211.1 million Morningstar Category: US Fund Ultrashort Bond Morningstar Medalist Rating: Gold Prospectus Net Expense Ratio: 0.24% Morningstar assigns a High rating to the PIMCO Enhanced Short Maturity Active ESG Exchange-Traded Fund management team and an Above Average rating to its parent company, PIMCO… The $211.1 million fund has gained 4.65% over the past year, while the average fund in its category is up 4.72%. The PIMCO fund, launched in December 2019, has climbed 5.27% over the past three years and 3.22% over the past five. Veteran leadership, specialized short-term expertise, effective collaboration, and a time-tested process makes Pimco Enhanced Short Maturity Active ESG ETF a best-in-class selection among ultrashort bond peers… While the ETF extensively uses derivatives, Pimco has consistently proved its ability to manage these instruments effectively. Read Morningstar's full report on the PIMCO Enhanced Short Maturity Active ESG Exchange-Traded Fund." End quotes. ------------------------------------------------------------- Green ETFs to Watch as Global Energy Transition Investment Crosses $2T My third article is titled Green ETFs to Watch as Global Energy Transition Investment Crosses $2T on theglobeandmail.com. It's by Zacks Investment Research. "1. iShares Global Clean Energy ETF (ICLN) This fund, with net assets worth $2.17 billion, offers exposure to 102 companies that produce energy from solar, wind, and other renewable sources. Its top three holdings include: Bloom Energy (BE) (10.91%), a fuel cell technology proprietor, Nextpower (NXT) (9.63%), a smart solar tracker manufacturer, and First Solar (FSLR), a prominent solar panel producer.  iShares Global Clean Energy ETF has surged 66.8% over the past year. The fund charges 39 basis points (bps) as fees. 2. ALPS Clean Energy ETF (ACES) This fund, with net assets worth $122.9 million, offers exposure to a diverse set of U.S. and Canadian companies involved in the clean energy sector, including renewables and clean technology. Its top three holdings include Albemarle Corp. (ALB) (6.60%), a supplier of critical lithium compounds used in energy storage batteries; Nextpower (NXT) (5.94%); and Enphase Energy (ENPH) (5.80%), a leading manufacturer of solar microinverters that also provides energy storage management solutions. ALPS Clean Energy ETF has soared 44.3% over the past year. The fund charges 55 bps as fees. 3. Invesco WilderHill Clean Energy ETF (PBW) This fund, with a market value worth $784.4 million, offers exposure to 63 stocks of companies that are publicly traded in the United States and engaged in the business of advancing cleaner energy and conservation. Its top three holdings include Bloom Energy (BE)(2.41%), Lithium Argentina (LAR) (2.22%), a significant developer and producer of lithium projects, and Lifezone Metals LZM (2.11%), which uses its proprietary Hydromet Technology to produce lower-carbon metals. Invesco WilderHill Clean Energy ETF has rallied 82.8% over the past year. The fund charges 64 bps as fees. 4. SPDR S&P Kensho Clean Power ETF (CNRG) This fund, with assets under management (AUM) worth $215.3 million, offers exposure to 43 companies whose products and services are driving innovation behind the clean energy sector, which includes the areas of solar, wind, geothermal, and hydroelectric power. Its top three holdings include: Bloom Energy (BE) (4.08%), T1 Energy (TE) (3.85%), an energy solutions provider, and Nextpower (NXT) (3.35%).  SPDR S&P Kensho Clean Power ETF has rallied 67.3% over the past year. The fund charges 45 bps as fees." End quotes. ------------------------------------------------------------- More articles from around the world with Sustainable Investment Picks for February 2026. 1. Title: Top Wind Energy Stocks Worth Investing Now For Solid Returns on nasdaq.com. By Avisekh Bhattacharjee for Zacks. 2. Title: This Overlooked AI Infrastructure Stock Could Transform $1,000 Into Life-Changing Wealth on nasdaq.com. By Manali Pradhan. 3. Title: AI Energy Demand Stock Plays: BE, TE, CWEN, AMPX, BW on marketbeat.com. By Ryan Hasson, reviewed by Shannon Tokheim. 4. Title: Afraid the AI Boom Is Overheated? This Infrastructure Play Is Your Safety Net on finance.yahoo.com. By Stefon Walters, The Motley Fool. 5. Title: 3 of the most popular ethical/ESG ASX ETFs in 2026 on fool.com.au. By Aaron Bell. 6. Title: How OpenAI's Revenue Growth Could Make These 3 AI Infrastructure Stocks Winners in 2026 on fool.com. By Adam Levy. 7. Title: The Secret AI Infrastructure Stock That Could Turn $1,000 Into a Fortune on nasdaq.com. By Manali Pradhan for The Motley Fool. 8. Title: The $1.4 Trillion AI Infrastructure Boom: 3 Stocks to Buy This Year on fool.com. By James Hires. 9. Title: Top Four AI Beneficiary Stocks to Buy Now on intellectia.ai. By Emily J. Thompson. Continuing 10. Title: Ten companies leading Latin America's energy transition on corporateknights.com. By CK Staff. 11. Title: Equinix a Top Socially Responsible Dividend Stock With 2.2% Yield (EQIX)on nasdaq.com. By BNK Invest. 12. Title: 3 Alternative Energy Stocks to Watch Despite Rising Cost Pressure on finance.yahoo.com. By Tanvi Sarawagi. 13. Title: Are Renewable Energy Stocks a Buy in 2026? on global.morningstar.com. By Valerio Baselli. 14. Title: 11 Best Alternative Energy Stocks to Invest In According to Analysts on insidermonkey.com. By Abdul Rahman in Hedge Funds, News. 15. Title: 3 AI Infrastructure Stocks Set to Win From $500 Billion in Capex This Year on fool.com. By Reuben Gregg Brewer. 16. Title: 5 alternative energy stocks riding the AI power crunch on msn.com. By Ryan Hasson at Marketbeat. 17. Title: Top Tech Companies Leading The Way In Climate Solutions on thedetroitbureau.com. By The Detroit Bureau. ------------------------------------------------------------- Ending Comment These are my top news stories with their stock and fund tips for this podcast, "February 2026 Sustainable Stock and ETF Picks." Please click the like and subscribe buttons wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these tumultuous times! Contact me if you have any questions. Thank you for listening. My next podcast will be on March 27th. See you then. Bye for now.   © 2025 Ron Robins, Investing for the Soul

Ed O'Gorman, chief executive and chief investment officer at River Wealth Advisors, says that despite headline risks, investors need to "participate, without being overexposed" to market forces, balancing risks and approaches. He notes that recent action indicates that the market is broadening out, highlighting that an equal-weighted approach recently has delivered better results and lower returns, a sign that it's a good time to diversify and rebalance portfolios into the face of the news cycle. Bob Powell, retirement columnist at TheStreet.com and the co-founder of FinStream TV, dives into new research showing that household spending tends to decline modestly over the course of retirement, typically by small annual amounts that turn into big money over the decades of retirement. He has created a "Retirement Reality Check" that lets investors see for themselves how spending reductions -- the standard pattern, even if not conventional wisdom -- change the trajectories of retirement savings and spending. With the "ETF of the Week,"Todd Rosenbluth, head of research at VettaFi, focuses on a large-cap value fund that in its three-plus year history has accumulated what may be the most accolades and honors of any fund, getting perfect marks from both Morningstar and Lipper, with a structure and management discipline that should lead to continued future success. Plus, Emily Fanous discusses survey work she did for Credible.com study which found that 77% of Americans engaged last year in risky financial activities.

Today's guest on The Long View is Hilary Wiek. Hilary is a principal analyst at PitchBook, where she leads PitchBook's coverage of fund strategies and performance, publishing primary research on the alternative space. Hilary also leads PitchBook's coverage of the ESG and impact investing space. Hilary has over 20 years of experience in asset owner, manager, and advisory roles. Prior to joining PitchBook, she was the director of investments at the Saint Paul & Minnesota Foundations, where she handled portfolio management, impact and ESG investment, investment due diligence and monitoring, and investment operations. Before that, she worked in senior positions at Segal Rogerscasey, the South Carolina Retirement Systems Investment Commission, Buckingham Financial Group, Dayton Power & Light, and KeyCorp. Wiek received a master's degree in finance and economics from Case Western Reserve University and a bachelor's degree in business leadership and finance from the University of Puget Sound. She is based in PitchBook's Seattle office. PitchBook is a Morningstar company. Episode Highlights 00:00:00 Background in the Private Markets and Joining PitchBook 00:04:49 Drivers of Private Market Slowdown in 2026 and Pockets of Outperformance 00:14:15 Key Lessons for Investing in Private Market Funds 00:18:12 Private Market Fees, Hidden Volatility, and Valuations 00:20:38 Evergreen Investment Growth, Interval Funds, and Questions Investors Should Ask 00:32:26 Is It Worth It to Invest in Private Markets? 00:36:50 ESG, Impacting Investing, and Key Themes for 2026 00:41:05 Private Market Exposure in 401(k)s PitchBook Reports Discussed Benchmarking and Returns: Why Are There So Many Numbers? Evergreen Funds: We Have Questions The Evergreen Evolution The New Face of Private Markets in Your 401(k) US Evergreen Fund Landscape 2025 Impact Investing Update If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Todays' guest is Mark Morningstar, a man with a passion for music. He's done it all, from school marching bands to Air Force Drum and Bugle Corps, to drumming in a rock band, to teaching music to high schoolers. He's also a liver cancer survivor, due to the miracle of the living liver donor program. The liver is the one organ that can regenerate and can, therefore, be donated by someone still living. Truly a miracle of modern medicine.We talk all about the living donor program and process, becoming an advocate for organ donation, healing and taking care of your health, staying positive, and so much more.If you're interested in being an organ donor, living or after death, check out the link below or register with your local DMV.Resources:Mark's Facebook: https://www.facebook.com/mark.a.morningstarMark's Instagram: https://www.instagram.com/mark.a.morningstar/Center for Organ Recovery and Education (CORE): https://core.org/Liver Education Advocates: https://liveradvocates.org/Follow:Follow me: https://www.instagram.com/melissagrosboll/My website: https://melissagrosboll.comEmail me: drmelissagrosboll@gmail.com

Sheryl Rowling from Morningstar argues that the greatest danger in retirement isn't the stock market — it's the constant fear of running out of money. We will walk through her eight "anchors" from the article posted on Morningstar. Anchor 1: Confirm Your Sustainable Spending Level Anchor 2: Embrace Flexibility in Down Markets Anchor 3: Recognize That Spending Often Declines With Age Anchor 4: Create a Recession Buffer Anchor 5: Reduce Future Tax Uncertainty Anchor 6: Maximize Guaranteed Income Anchor 7: Protect Against Long-Term Care Costs Anchor 8: View Home Equity as a Backstop For our listener question: I've said before that accumulation is the easy part - and distribution is harder. But Kevin wrote in to say "wait a second… don't prices move around when you're buying or selling? So what's the real difference?" We're going to unpack why dollar-cost averaging on the way in is not the same thing as sequence risk on the way out — and why that distinction matters once you're living off the portfolio. And to wrap up the show, we'll hear from Bernie about how he is blending service & fun for an even better retirement.  Resource: Article by Sheryl Rowling in Morningstar: 8 Tips to Stop Worrying About Running Out of Money in Retirement   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

Onze analist van dienst stond al met zijn neus bij de etalage voor een paar aandeeltjes Klarna, toen deze op $30 noteerde. Als een kindje dat pruimen zag hangen, o, als appelen zo groot! Maar wat kan hij in zijn handjes wrijven, want de bodem was voor Klarna nog lang niet in zicht. Na de beursgang in september verloor de Zweedse fintech 70% van haar marktwaarde. Terecht, of is Klarna de kans van de eeuw? En Trump stort beleggers wereldwijd weer in de onzekerheid met zijn heffingenheisa. Goed nieuws voor Azië, waar de nieuwe heffingen lager uitpakken dan de vorige. In het VK zullen ze daarentegen minder staan te springen. Wat is er dit weekend nou precies gebeurd, en wat betekent dat voor jou? Ook daar is genoeg om uit te pakken. Verder in deze show: Box-3 voer voor hoofdredactie Washington Post Netflix bestuurslid moet ONMIDDELIJK ontslagen worden van Trump, terwijl ze middenin de overnamestrijd rond Warner Bros zitten McDonalds is het nieuwe goud Waarom de Zuid-Koreanen dol zijn op hefboompjes VEB wil dat de AFM onderzoek gaat doen naar handel met voorkennis in aandelen van InPost Te gast: Justin Blekemolen van online broker Lynx BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij BNR Zakendoen en de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie. Van Musk tot Microsoft en van Ahold tot ASML. Wij vertellen je wat beleggers bezighoudt, wie de markten in beweging zet en wat dat betekent voor jouw beleggingsportefeuille.See omnystudio.com/listener for privacy information.

Mr. Taxman, Adrian Raftery, listed 101 tax rules - Mark and Shani run through the ones that jumped out at Shani when she read the book.You can find the full article here.Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Join us as we continue our "Anchors of Retirement Confidence" series, where we discuss four areas of retirement uncertainty plus strategies to replace your anxiety with clarity and control. In part 2, we explore what really puts retirements at risk during market downturns — and how to build a plan that's designed to withstand them.  In this episode, you'll learn:  Why market volatility isn't the real danger in retirement How a recession buffer creates emotional and financial stability How to separate "living money" from "growth money" Why using time-based buckets can help you gain confidence and clarity Today's article is from Morningstar titled, 8 Tips to Stop Worrying About Running Out of Money in Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/550

The 60/40 portfolio has proven it's here to stay, but it can benefit from a refresh like other classics. The total portfolio approach refines the 60/40. It takes a closer look at the components of the plain-vanilla portfolio and considers how risky they are. The goal is to help investors stay disciplined as market conditions change for the better or worse. Jason Kephart has written about the total portfolio approach. He's a senior principal of multi-asset  manager research for Morningstar. How a Total Portfolio Approach Can Improve the 60/40 Portfolio  Morningstar's Tax-Planning and IRA Resources for 2026 On this episode:  00:00:00 Welcome 00:01:20 Total Portfolio Approach vs 60/40 Portfolio 00:01:52 How Growth and Stability Work 00:03:30 Why High-Yield Bonds Wouldn't Go into Stability 00:04:30 Stocks That Might Be Better Suited for Stability than Growth 00:06:52 Challenges of the Total Portfolio Approach 00:08:49 How Investors Can Use This Strategy Watch more from Morningstar: Why REIT ETFs Still Work as Real Estate Slumps How to Make the Most of Your IRA in 2026 3 Winners and 3 Losers from Emerging-Market Funds' Big Rally   Follow Morningstar on social: Facebook https://www.facebook.com/MorningstarInc/ X https://x.com/MorningstarInc Instagram https://www.instagram.com/morningstarinc/?hl=en LinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Morningstar's Brett Husslein calls Walmart's (WMT) earnings beat “modest” and notes that while its guidance is conservative, it has a pattern of increasing its expectations for the year as it progresses. He walks through his highlights from the report, including global ad revenue growth and overall margins. However, he has a $62 fair value estimate, a steep drop from current levels. Brett argues that the market expects a lot from Walmart going forward compared to its historical valuation.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

If you would rather not listen to the guys’ banter about Jacob's upcoming move to Iowa, Jim’s garden planning, and a listener correction about the word “imbibe” you can skip ahead to (33:30). Chris's SummaryJim and I are joined by Jacob Vonloh as we discuss using Buffered ETFs prompted by a Morningstar article titled “Buffer ETFs Are Not for Everyone.” We explain how defined outcome ETFs use options to provide an explicit amount of loss protection over a given period while limiting potential gains, and we outline why these products are generally suboptimal for long-term investors. We then connect this to investment positioning, focusing on risk capacity, distribution planning, and why dollars assigned to delay-period Minimum Dignity Floor and Go-Go spending may require a degree of principal protection. Jim's “Pithy” SummaryChris and I are joined by Jacob Vonloh as we take a listener-submitted Morningstar article—“Buffer ETFs are not for Everyone”—and use it to kick off what is going to be a series on principal protection. Morningstar does a very good job in this article laying out what it likes about buffered products, and it also makes some excellent points on where these types of products would fit and where they don't fit. They're not for everybody, but they could be of interest in certain cases, in a certain application, and we're going to share how we use them. What I want to do in this series is broaden the conversation. Buffered ETFs are just one type of principal protected product. There are multiple tools in that category, and we're going to walk through where they fit into distribution planning. As you transition from accumulation into what I call the Venn diagram phase, and ultimately into distribution, you have to stop thinking of your portfolio as one big portfolio and start thinking in terms of smaller portfolios—investment positions—based on assigned spending. Dollars earmarked for a legacy position can be invested aggressively. Dollars earmarked for immediate spending—like the Go-Go reserve or the reserve for your MDF—need a degree of principal protection. This ties directly into the Secure Retirement Income Process and the See Through Portfolio and how we navigate asset positioning in retirement. Show Notes: Morningstar Buffered ETFs article The post Using Buffered ETFs: EDU #2607 appeared first on The Retirement and IRA Show.

Our guest on the podcast today is Jim O'Shaughnessy. Jim founded O'Shaughnessy Asset Management, a quantitative investment management firm in 1993. Franklin Templeton acquired the firm in 2021. Jim is also an author of several books, including Invest Like the Best and What Works on Wall Street. His latest book, Two Thoughts: A Timeless Collection of Infinite Wisdom, is a compilation of quotations from famous artists, writers and thinkers. Jim also hosts his own podcast called Infinite Loops. In addition, Jim is the founder and CEO of O'Shaughnessy Ventures, which provides financial backing and other support to individuals and projects.Episode Highlights00:00:00 Building a New Way to Analyze the Stock Market00:07:18 How Stock Brokers Sold Stories Before Quants00:12:19 Stock Price vs. Narrative and How Quants Avoid Stock Investing Pitfalls00:20:05 Long-Term Investing, Bonds, and Keeping Emotions Out of Your Portfolio00:29:50 Pre-Seed Investments, Finding the Right Founders, and Valuations Today00:40:08 The Making of Two Thoughts: A Timeless Collection of Infinite Wisdom00:47:29 Voices on the Infinite Loops Podcast00:53:12 “Statis is Death” and Lifelong LearningMore From The Long ViewNick Maggiulli: Climbing the Wealth LadderLawrence Lam: ‘The Types of Companies That Attract Me Are Founder-Led and Profitable'More From MorningstarHow to Determine What a Stock Is WorthHow to Build a Portfolio to Reach Your Financial Goals5 Ways Emotions Sabotage Your Investment SuccessFOMO Can Lead to Lower Returns. Don't Fall For ItIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Don and Tom dissect a Morningstar article naming the “best core stock funds” for 2026, noting the sharp decline in recommended actively managed funds and the dominance of low-cost index funds. While they applaud the shift away from expensive stock pickers, they argue Morningstar's “core” approach still leads to unnecessary complexity and heavy large-cap (especially S&P 500) concentration, with little exposure to small-cap, value, and emerging markets. They advocate instead for simple, globally diversified, factor-tilted funds like DFAW, AVGE, or AVGV. Listener questions cover switching from AVGE to AVGV inside an IRA (risk tolerance matters), improving a 32-year-old's 401(k) allocation (use a Roth IRA to add small/value exposure), and a sharp analogy comparing passive investing to driving with traffic rather than weaving aggressively for no gain. 0:04 Investing in a “wonderful world” by ignoring noise 1:14 AI audio tools that may replace editors (and shorten meetings) 5:06 Morningstar's 2026 “Best Core Funds” list shifts toward indexing 6:39 Why “core” still means large-cap heavy and incomplete diversification 9:50 The problem with piling into multiple S&P 500 funds 12:14 Why Dimensional and Avantis are missing from the list 13:26 One-fund global solutions: DFAW, AVGE, AVGV 17:44 Listener analogy: aggressive driving vs. active investing 19:08 IRA question: Switching from AVGE to AVGV and risk tolerance 20:34 32-year-old's 401(k) allocation and using a Roth IRA to add small/value 28:40 Retirement workshop plug and who should attend 30:21 Free fiduciary advice vs. actually hiring an advisor Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are wild peyote populations shrinking, and what can be done about it? In this episode, we explore the sacred medicine of peyote and efforts to conserve it with Leonardo Mercado. We discuss restrictive U.S. laws, unregulated harvesting, ongoing debates, conservation work led by some Native communities, wild vs. greenhouse cultivation and more.For 40 years, Leo has been dedicated to preserving peyote and its seed sources to create a sustainable future for the medicine. He's now Cultivation Director at Seedling Sanctuary in Tucson – a proof of concept program demonstrating an efficient model for the ethical stewardship of peyote. It operates under the Morning Star Conservancy (MSC), a non-profit organization founded by members of the Native American Church (NAC). So what's working, what needs improvement and what support is needed? Take a listen!If you'd like to support the nonprofit Modern Spirit and our podcast, you can make a donation HERE.For more information about Leo and Morning Star Conservancy, and to support conservation efforts: MSC's Website Leo's Instagram They are looking for a permanent home base for the seedlings (preferably in Southern Arizona) - if you have any connections who could help with this, please get in touch with MSC or Leo. Timestamps: (00:00) Opening and Welcome(02:50) Growing Up Around Reservations & Introduction to Cacti(03:47) The Accidental ‘Death/Rebirth'(05:23) Finding an Elder and Vision Quest (07:22) Philosophical Conflict and Protecting Sacred Tradition(09:19) Why Peyote Is Scarcer Than Ever: Supply, Ethics, and Habitat Loss(15:21) Learning with the Wixárika in Mexico(18:04) From Picket Line Roots to Conservation(22:30) Peyote Paradox: Legal Abroad, Restricted Where Needed(27:17) Morning Star in Arizona: Seed Bank, Germination, Proof of Concept(32:13) Seed-to-Ceremony: Donations and Scaling Up(40:31) Natural Culture & How to Help: Land, Funding, and the Future 

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Today's guest on The Long View is Sara Devereaux. Sara is the Chief Investment Officer of Vanguard Capital Management and Global Head of Fixed Income. She oversees the investment professionals responsible for portfolio management, trading, and research for Vanguard's internally managed fixed-income funds and ETFs, including actively managed bond and money market portfolios and bond index portfolios. Before joining Vanguard in 2019, Sara was a partner at Goldman Sachs, where she spent over 20 years in mortgage-backed securities and structured products trading and sales. Earlier in her career, she worked at HSBC, in risk management advisory and interest rate derivative structuring. She started her career as an actuary at AXA Equitable Life Insurance. Barron has named Sara to its annual list of the 100 Most Influential Women in US Finance every year since 2022.Episode Highlights00:00:00 Vanguard's Investing Philosophy and New Innovations00:06:20 Active Fixed-Income Strategy and the Alpha Waterfall00:13:34 ETF's Explosion, Active Management, and Private Credit Risk00:23:10 How Technology Is Reshaping the Bond Market00:29:51 Bond Market Performance 2025, Bonds as Ballasts, and Term Premiums00:37:27 Bond Market Risks in 202600:42:51 Shifting Policy Crosswinds, Cracks in Credit, and AI Capex Risks00:50:18 Technical Signals to Watch in 2026Books MentionedStay the Course: The Story of Vanguard and the Index RevolutionMore From MorningstarVanguard's Sara Devereux: Why It's a ‘Terrific Environment' for Bond IncomeSalim Ramji: The Industry Uses Complexity As a Mask to Charge MoreMorningstar's Guide to Fixed-Income InvestingIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.