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In this episode we go over every aspect of the new Idaho general nonresident draw. If you are considering hunting the Idaho general as a nonresident, you need to listen to this podcast. We also get to hear about John's Nevada Mule deer experience. John spent over 20 days in the Nevada desert and was able to make it happen on a great buck, with a little last day magic.
Jalen and Josh are back for season 3 and a brand new NBA season. Make sure you subscribe so you never miss an episode.Make it legendary with BetMGM. Download the app today and use bonus code ROOMMATES to get up to a $1500 First Bet Offer on your first wager with BetMGM! https://betmgm.com/roommatesFull episode: https://youtu.be/h36Iu4xOuN8Head to https://tommyjohn.com/ROOMIES for 30% off sitewide.See https://BetMGM.com for Terms. 21+ only. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Gambling problem? Call 1-800-GAMBLER (Available in the US). 877-8-HOPENY or text HOPENY (467369) (NY). 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. TT: https://www.tiktok.com/@roommatesshowIG: https://www.instagram.com/theroommatesshowX/TW: https://twitter.com/roommates__show#NBAFreeAgency #DamianLillard #LukaDoncic #MikalBridges #BallIsLife #NBAUpdates #HoopsTalk #NBAHumor #HoopDreams #NBAComedy #BasketballPodcast #NBABanter #NBAStories #NBAInsight #ProBasketball #NBAFans #AllStarTalk #BasketballCulture #NBA2025 #NBAFreeAgencyNews #JalenAndJosh #GettingPaid #LillardStatue #RoastingKarlAnthonyTowns #KATroast #MikalAndLuka #PlayerOpinions #FunnyHoops #HoopsComedy #PlayerTalk #BasketballAnalysis #InsideTheNBA #NextLevelHoops #NBALegends #CourtTalk #PodcastHighlights #PodcastSnippet #TributeTalk #StatueDebate #PlayerChat #FanTalk #NBAHeatCheck #BallersBanters #HotTakes #BehindTheBanter #PodcastMoment #PodcastClips #KTLove #LillardLove #PlayerChat #BehindTheBanter #TheRoommatesPodcast #NewYork #Knicks #Basketball #NBA #NBAPlayers #nbaoffseason #offseason Hosted on Acast. See acast.com/privacy for more information.
Retired CBSLA investigative reporter David Goldstein checked in, sharing how life after the newsroom is going and reflecting on the high cost and intense pressure that come with investigative journalism. Many in the city still miss reporters of his caliber. A deeply troubling trend is emerging: more cases of sons killing their parents, raising serious concern among authorities and communities. On a lighter note, Tim Cates from AM 570 Sports stopped by on his way to Disneyland for the company holiday party. And officials confirmed that the 5.9 Nevada earthquake alert was a false alarm, causing confusion but thankfully no real danger.See omnystudio.com/listener for privacy information.
===== MDJ Script/ Top Stories for December 5th Publish Date: December 5th Commercial: From the BG AD Group Studio, Welcome to the Marietta Daily Journal Podcast. Today is Friday, December 5th and Happy Birthday to Walt Disney I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal Daniel Gaddis elected to Marietta City Council Proposed Atlanta Road apartments delayed amid safety, school capacity concerns Honorees announced for 41st annual Tribute to Women of Achievement Plus, Leah McGrath from Ingles Markets on carrots All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe! BREAK: INGLES 4 STORY 1: Daniel Gaddis elected to Marietta City Council City planner Daniel Gaddis clinched the Ward 3 Marietta City Council seat Tuesday night, defeating life coach Nora Gaudet in the runoff election. With all precincts reporting, Gaddis secured 698 votes (64.15%) to Gaudet’s 390 (35.85%). The results will be certified Dec. 8. “It’s been a long road, but we worked hard and had incredible support,” Gaddis said, reflecting on a campaign that reached over 3,500 voters. Still, he admitted the race wasn’t without challenges, particularly the push to label him politically. “Parks, sidewalks, public safety—these aren’t partisan issues,” he said. Gaudet, who moved to Georgia five years ago, acknowledged the uphill battle of being a “wild card” candidate. “I didn’t have deep connections here,” she said, adding that campaigning through the holidays was exhausting. “People are tired by a runoff—they just want it over.” Both candidates highlighted inequities in Marietta, from neglected neighborhoods to housing affordability. Gaddis spoke of the need to preserve Marietta’s charm while addressing real issues like homelessness and unsafe streets. Gaudet, meanwhile, emphasized the voices of overlooked residents. “We’ve done great work,” Gaudet said. “And I hope those quiet voices finally get heard.” STORY 2: Proposed Atlanta Road apartments delayed amid safety, school capacity concerns After hearing concerns about traffic and overcrowding, the Cobb County Planning Commission hit pause Tuesday on a proposed 249-unit apartment complex at Atlanta Road and I-285. The decision? Delayed until February. Flournoy Development Group wants to rezone 3.79 acres to build the rental apartments—mostly one-bedrooms—but the project’s sparked pushback. Locals worry about traffic, U-turn safety, and overcrowding at Nickajack Elementary, which is already 269 students over capacity. Attorney Kevin Moore, representing Flournoy, said the plan has been revised: fewer units (down from 274), shorter building height along Atlanta Road, and a parking deck tucked into the five-story section near the interstate. But traffic remains a sticking point. Residents like Nat Milburn, from Olde Ivy at Vinings, raised alarms about U-turns, claiming the project could add 500 daily U-turns and spike accidents by 800%. Moore dismissed the data as “opinion,” but Planning Chair Nadia Faucette wasn’t sold. “I’m for the project, but safety’s a big concern,” she said. The commission will revisit the case Feb. 3, giving Flournoy time to address traffic, signage, and other community concerns. STORY 3: Honorees announced for 41st annual Tribute to Women of Achievement LiveSafe Resources, a Marietta-based shelter for domestic violence survivors, has revealed the honorees for its 41st annual Tribute to Women of Achievement. Every year, the organization celebrates 15 women who’ve made waves—personally, professionally, and through volunteer work. One will be crowned 2026 Woman of the Year at the awards gala on March 20 at the Atlanta Marriott Northwest. This year’s honorees include leaders like Cobb Solicitor General Makia Metzger, Braves exec DeRetta Rhodes, and Judge Jaret Usher. The gala will feature dinner, auctions, and awards like the Pat Head Dignity Award for public safety and the Kim Gresh Survivor’s Award, honoring a survivor whose story inspires. Tickets are available now. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info. We’ll be right back. Break: INGLES 4 STORY 4: Carlyle Kent reelected to Marietta City Council Councilman Carlyle Kent is staying put in Ward 5, clinching reelection with a commanding 80.49% of the vote over challenger and former Councilman Reggie Copeland, who pulled in just 19.51%. Unofficial results show Kent received 495 votes to Copeland’s 120, with all precincts reporting. The results will be certified Dec. 8. This race felt like déjà vu—Kent unseated Copeland back in 2021. “My neighbors pushed me to run four years ago because they felt the ward wasn’t being represented well,” Kent said Tuesday, surrounded by family, friends, and supporters who cheered as the final numbers came in. Kent credited his team’s hard work—canvassing, phone banking, and connecting with newly redistricted voters—for the win. “I’m always optimistic, but it’s humbling to see that support,” he said, adding, “I give thanks to the Lord for putting the right people in my life.” Looking ahead, Kent said his focus remains on improving Ward 5. “I want to leave it better than I found it.” STORY 5: Wheeler to host big-name programs in Tournament of Champions SPORTS UPDATE Wheeler’s boys basketball team will host the Tournament of Champions Holiday Classic on Saturday, featuring 16 top teams from Georgia and beyond. Games start at 10 a.m. and run every 90 minutes, with $22 tickets covering all eight matchups. Highlights include Kell, led by BJ Love and Kamari Kilgore, facing Meadowcreek at 11:30 a.m., and Wheeler, ranked No. 1 in Georgia and No. 4 nationally, taking on Nevada’s Coronado at 8:30 p.m. Wheeler boasts five Division I recruits, including Colben Landrew (UConn) and Amare James (Clemson). Coronado’s Munir Greig, Nevada’s top player, will also take the court. SOCCER: The U.S. Men’s National Team will face top-tier competition in its final pre-World Cup tune-ups, with Atlanta’s Mercedes-Benz Stadium hosting two marquee matchups. On March 28, the U.S. takes on No. 8 Belgium at 3:30 p.m., followed by a clash with No. 6 Portugal on March 31 at 7 p.m. Both games will air on TNT, HBO Max, and more. As the new home of U.S. Soccer, Atlanta gets the spotlight, offering fans a front-row seat to world-class soccer as the team preps for the 2026 World Cup on home soil. And now here is Leah McGrath from Ingles Markets on carrots We’ll have closing comments after this. Break: INGLES 4 Signoff- Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com See omnystudio.com/listener for privacy information.
Mining Stock Daily welcomes back Jay Martin, CEO of Cambridge House and host of the Vancouver Resource Investment Conference (VRIC). Martin describes the current gold market as a "most textbook bull market", noting the methodical trickle of capital from hard assets to large-cap equities and now toward funded developers and early-stage companies with world-class assets. The conversation delves into the macro drivers, particularly the fact that the United States government took in record tariff revenue in October but still ran the highest October budget deficit on record, underscoring a continuous spending problem.In the second segment, MSD Correspondent Michael McCrae sits down with David Garofalo, CEO of Gold Royalty. Garofalo details how Gold Royalty has rapidly expanded from 18 royalties at its inception to over 250 today, highlighting its superior growth profile in the royalty universe and focus on low-risk jurisdictions like Nevada, Quebec, and Ontario. The conversation addresses the landmark transaction where the stablecoin company Tether bought an 8% stake in Gold Royalty, which Garofalo views as bringing a new pool of capital into the sector, seeking diversification from U.S. treasuries into hard assets. He also offers insights into the gold sector's future, calling gold a currency driven by the debasement of fiat currencies and predicting continued M&A among producers due to a decade-long decline in reserves. This episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at revival-dash-gold.comVizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at https://vizslasilvercorp.com/Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at equinoxgold.com Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com
We asked the question on Facebook:“What ideas would you bring to the ATA if you were in charge?”The response?Over 220 comments from shooters all across the world!In Part 1 of this multi-episode series, Zach, Ricky, Jon, and guest Joey Charnigo dive into the first set of major themes that came straight from the shooters themselves. This is a positive, forward-looking conversation built on what the community actually wants to see in the future of the ATA.We cover topics like:• Making major shoots more exciting and rewarding• Improving transparency, competition structure, and fairness• Strengthening youth programs and long-term membership• Helping new shooters feel welcome and confident• The future of tech, scoring, and the ATA's digital presence• How clubs like Nevada and Stockdale are leading by example• Why shooters are asking for more fun, more community, and more valueThis episode is not about complaining — it's about opportunity.The ATA has a rich history, a strong community, and a bright future if we listen to the shooters who care deeply about the sport.Part 2 is coming next week! Where we go even deeper into the remaining big themes with Jason Barnett from the ATA Executive Committee! If you're passionate about trapshooting and where the sport is headed, this conversation is the start of something big.Follow & Subscribe to Trap Talk! It really helps the show! YouTube - https://www.youtube.com/@traptalk27 Instagram - https://www.instagram.com/traptalkfromthebackfence/ Facebook - https://www.facebook.com/traptalk27 TikTok - https://www.tiktok.com/@trap.talk.podcast *** Email us your listener questions to askus@traptalkpodcast.com *** *** Visit TrapTalkPodcast.com for all our links! ***
National parks across the country, including the Grand Canyon and Death Valley, right in Las Vegas's backyard, will soon be charging international visitors an additional $100 per person entry fee. So how does this impact tourism-dependent Las Vegas? Co-host Dayvid Figler, along with Nevada Current editor April Corbin Girnus, and Battle Born Progress press secretary Jacob Solis, discuss. Plus, a price surge for those on ACA healthcare plans is on the way, so what's the political fallout for purple Nevada? And to round things out, we celebrate the triumphant return of Bingo to the Strip! Learn more about the sponsors of this December 5th episode: Opportunity Village Want to get in touch? Follow us @CityCastVegas on Instagram, or email us at lasvegas@citycast.fm. You can also call or text us at 702-514-0719. For more Las Vegas news, make sure to sign up for our morning newsletter, Hey Las Vegas. Learn more about becoming a City Cast Las Vegas Neighbor at membership.citycast.fm. Looking to advertise on City Cast Las Vegas? Check out our options for podcast and newsletter ads at citycast.fm/advertise.
The discourse presented in this podcast episode encompasses a myriad of critical weather updates, reflecting a proactive approach to disseminating pertinent information regarding severe winter conditions. As winter storms loom over the Rockies and northern territories, the audience is apprised of the imminent dangers posed by heavy snow and blizzard conditions, particularly in Alaska and Colorado. The National Weather Service's warnings are clear, urging individuals to exercise caution and prepare adequately for the onslaught of adverse weather that could disrupt daily life and travel plans.Additionally, the episode sheds light on the implications of weather phenomena on broader environmental and societal frameworks. The erroneous earthquake alert serves as a case study in the complexities surrounding disaster preparedness and the potential for misinformation to exacerbate public fear. This incident prompts a discussion on the efficacy of current alert systems and the need for continuous improvement to ensure public safety. By addressing both immediate weather concerns and long-term systemic issues, the podcast effectively engages listeners in a dialogue about the multifaceted nature of weather-related challenges and the importance of remaining vigilant and informed in the face of nature's unpredictability.Takeaways:* The National Weather Service has issued multiple winter storm warnings across various states, indicating severe weather conditions. * In Alaska, blizzard warnings have been announced, predicting dangerous wind chills and whiteout conditions. * California's USGS confirmed that the reported earthquake near Carson City was a false alert, emphasizing the importance of accurate reporting. * Travel conditions in Colorado are expected to deteriorate significantly due to winter storm warnings, urging caution for travelers in mountainous regions. * Flood warnings persist in Louisiana, highlighting the need for awareness of local weather advisories and potential hazards. * The ongoing winter storm warnings across the Western states necessitate preparedness for extreme weather and travel disruptions. Sources[NWS Fairbanks AFD | https://www.weather.gov/arh/fire_afd][NWS Paxson/Cantwell hazard page | https://forecast.weather.gov/MapClick.php?lat=63.3756&lon=-145.4190][USGS false alert via Reuters | https://www.reuters.com/business/environment/usgs-says-report-nevada-earthquake-was-false-detection-by-automatic-system-2025-12-04/][NWS Bay Area/LOX marine statements | https://www.weather.gov/wwamap/wwatxtget.php?cwa=lox&wwa=all][NWS Warning text | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter+storm+warning][NWS detail – Elkhead/Park | https://forecast.weather.gov/showsigwx.php?product1=Winter+Storm+Warning&warnzone=COZ004][NWS Missoula/ID warning roundup | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter+storm+warning][NWS Pocatello alert (via LocalNews8 relay) | https://localnews8.com/weather/alerts-weather/2025/12/05/winter-storm-warning-issued-december-5-at-253am-mst-until-december-6-at-500am-mst-by-nws-pocatello-id/][NWS Lake Charles Flood Warning | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=flood+warning][NWS Missoula/Billings warnings | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter+storm+warning][Reuters (USGS) | https://www.reuters.com/business/environment/usgs-says-report-nevada-earthquake-was-false-detection-by-automatic-system-2025-12-04/][ABC10/Nevada Seismological Lab confirmation | https://www.abc10.com/article/weather/earthquakes/false-shakealert-sacramento-nevada-confirmation/103-c2c6f8da-8f11-436b-b32b-47ad48dcedc2][NWS Portland hazards page | https://www.weather.gov/pqr/][NWS Seattle hazards page | https://www.weather.gov/sew/][NWS Cheyenne warning text (state roundup) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter+storm+warning] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
Despite more than two years of intense negotiations, the Veterans Day deadline to agree on the allotment of reduced water supplies under the Colorado River Compact passed without a consensus. If the seven states divided into the upper and lower basins of the river cannot put forward a joint proposal by February 14, the federal government will institute its own plan—which will likely result in appeals to the Supreme Court. Since the first federal shortage declaration in 2021, Arizona has volunteered to accept the largest cuts in shares of Colorado River water. Given that a third of its overall water demand has relied on the river's supply, leaders in the state are anxious to conclude the current negotiations so that their long-term planning for alternatives can proceed. The Central Arizona Project (CAP) is a 330-mile manmade canal built to transport Arizona's portion of Colorado River water across the state. Approved for federal funding by President Lyndon Johnson in 1968, CAP is an outstanding example of the infrastructural might that has often been required for cities in the Ten Across region to thrive. The urban boom that began in Phoenix and Tucson in the 1980s and 90s would not have been possible without CAP water. In this episode Duke Reiter and Terry Goddard, CAP Board president and former Phoenix mayor, discuss how the state has weathered uncertainties surrounding growth and water security in the past, and how leaders need to step up to meet the present moment...and the future. Relevant Articles and Resources “Former Phoenix mayor: Embrace bad news” (AZ Central, April 2015) “40 Years of Central Arizona Project Water Use” (Kyl Center for Water Policy, December 2025) “'Dream' of desalinating water to boost Arizona's supplies moves ahead with vote” (AZ Central, November 2025) “The Peirce Report, Revisited: Greater Phoenix Grows Up” (Greater Phoenix Leadership) 1987 interview with Neal Peirce on PBS Horizon Relevant Ten Across Conversations Podcasts Latest Deadpool Projections Inject New Urgency into Colorado River Negotiations Understanding Groundwater Risks in the Southwest with Jay Famiglietti Checking in on Tense Colorado River Negotiations with Anne Castle and John Fleck CreditsHost: Duke ReiterProducer and editor: Taylor GriffithMusic by: Gavin Luke and Pearce RoswellResearch and support provided by: Kate Carefoot, Rae Ulrich, and Sabine Butler About our guest Terry Goddard served as Arizona attorney general from 2003 to 2010, addressing major issues, including the fallout from the mortgage crisis, border security, and consumer and environmental protections. While mayor of Phoenix from 1984 to 1990, Terry conceived and presided over the Phoenix Futures Forum, the largest city visioning process in the U.S., measured by the number of citizen participants and scope. He was also elected president of the National League of Cities in 1988. Today, Terry is serving his third term as president of the Central Arizona Water Conservation District Board, which oversees the Central Arizona Project.
Bill went 3-1 and Paul went 2-2. They talk about the weeks games as well as crazy people in public, the scene in New Orleans, and Lane Kiffin's move. *First Bet Offer $1500*1. Download the BetMGM Sportsbook app on iOS or Android, or visit betmgm.com. Use the promo code BURR2. Sign up and deposit at least ten dollars ($10.00) into your BetMGM Sportsbook account.3. Place your first wager and receive up to $1,500 back in Bonus Bets if the bet loses.4. If the bet does lose, your Bonus Bets will be available once your initial wager is settled. *First Touchdown*Place a pre-game, straight First Touchdown Scorer bet in any NFL game.If your player scores the first touchdown in the game, win your wager as normal. If your player scores the second touchdown in the game, you’ll get your stake back in cash. (Only straight bets apply to Second Chance. Any wager using a bonus bet, bonus or other reward token is ineligible for the campaign.) Gambling problem? Call 1-800-GAMBLER (Available in the US). Call 877-8-HOPENY or text HOPENY (467369) (NY). Call 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. 21+ only. US promotional offers not available in New York, Nevada, Ontario, or Puerto Rico.
Today Jalen and Josh welcome Monica McNutt. Together they talk going viral, Knicks and NYC, plus the growth of the WNBA. Make sure you subscribe so you never miss an episode.Make it legendary with BetMGM. Download the app today and grab a $100 bonus for each friend who joins the action at BetMGM at betmgm.com/roommatesCheck out the brand new Roommates merch! http://roommatesmerch.com/ Head to tommyjohn.com/ROOMIES for 30% off sitewide.Conquer the Jungle with the Ford Bronco. Visit your local Ford Store for a test drive today.AT&T. Connecting changes everything.Every time a player drops 50 points, use promo code NBA50 the next day to get 50% off on DoorDash with DashPass. DashPass members only. 50% off up to $10 the day after a 50pt game with promo code. Terms apply.Rewrite your routine with BODYARMOR. Choose Better.Let Macy's be your guide to gifting this holiday season. Shop macys.com or head to your local Macy's today.TT: https://www.tiktok.com/@roommatesshow IG: https://www.instagram.com/theroommatesshow X/TW: https://twitter.com/roommates__show00:00 - Intro02:00 - Monica goes Viral07:20 - "Visibility"12:22 - Sticking to Radio13:16 - AAU Basketball14:44 - Playing AAU19:51 - Georgetown Graduate Project with Josh22:35 - Tri-State Ford Ad23:22 - DoorDash Ad24:41 - Growth of WNBA34:17 - Unrivaled Basketball37:07 - BodyArmor Ad37:29 - Picks of The Week (BetMGM)38:35 - BetMGM Ad39:31 - NFC East41:13 - Commander Fandom42:13 - Knicks and NYC44:15 - Worst all-time personal loss48:29 - Fan Questions For Monica51:57 - Macy's Holiday Traditions57:55 - Macy's Ad58:51 - Outro for Monica59:03 - Fan Connections (AT&T)1:04:35 - AT&T Ad1:05:35 - Sports Headlines (Tommy John)1:09:46 - Tommy John Ad1:10:49 - OutroSee BetMGM.com for Terms. 21+ only. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Gambling problem? Call 1-800-GAMBLER (Available in the US). 877-8-HOPENY or text HOPENY (467369) (NY). 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel.#NBAFreeAgency #DamianLillard #LukaDoncic #MikalBridges #BallIsLife #NBAUpdates #HoopsTalk #NBAHumor #HoopDreams #NBAComedy #BasketballPodcast #NBABanter #NBAStories #NBAInsight #ProBasketball #NBAFans #AllStarTalk #BasketballCulture #NBA2025 #NBAFreeAgencyNews #JalenAndJosh #GettingPaid #LillardStatue #RoastingKarlAnthonyTowns #KATroast #MikalAndLuka #PlayerOpinions #FunnyHoops #HoopsComedy #PlayerTalk #BasketballAnalysis #InsideTheNBA #NextLevelHoops #NBALegends #CourtTalk #PodcastHighlights #PodcastSnippet #TributeTalk #StatueDebate #PlayerChat #FanTalk #NBAHeatCheck #BallersBanters #HotTakes #BehindTheBanter #PodcastMoment #PodcastClips #KTLove #LillardLove #PlayerChat #BehindTheBanter #TheRoommatesPodcast #NewYork #Knicks #Basketball #NBA #NBAPlayers #nbaoffseason #offseason Hosted on Acast. See acast.com/privacy for more information.
Jalen and Josh are back for season 3 and a brand new NBA season. Make sure you subscribe so you never miss an episode.Make it legendary with BetMGM. Download the app today and use bonus code ROOMMATES to get up to a $1500 First Bet Offer on your first wager with BetMGM! https://betmgm.com/roommatesFull episode: https://youtu.be/16vShXesp-ADON'T WAIT — SHOP TOMMY JOHN'S BIGGEST SAVINGS EVER AND GET 50% OFF SITEWIDE AT HTTPS://TOMMYJOHN.COM/ROOMIES See https://BetMGM.com for Terms. 21+ only. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Gambling problem? Call 1-800-GAMBLER (Available in the US). 877-8-HOPENY or text HOPENY (467369) (NY). 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. TT: https://www.tiktok.com/@roommatesshowIG: https://www.instagram.com/theroommatesshowX/TW: https://twitter.com/roommates__show#NBAFreeAgency #DamianLillard #LukaDoncic #MikalBridges #BallIsLife #NBAUpdates #HoopsTalk #NBAHumor #HoopDreams #NBAComedy #BasketballPodcast #NBABanter #NBAStories #NBAInsight #ProBasketball #NBAFans #AllStarTalk #BasketballCulture #NBA2025 #NBAFreeAgencyNews #JalenAndJosh #GettingPaid #LillardStatue #RoastingKarlAnthonyTowns #KATroast #MikalAndLuka #PlayerOpinions #FunnyHoops #HoopsComedy #PlayerTalk #BasketballAnalysis #InsideTheNBA #NextLevelHoops #NBALegends #CourtTalk #PodcastHighlights #PodcastSnippet #TributeTalk #StatueDebate #PlayerChat #FanTalk #NBAHeatCheck #BallersBanters #HotTakes #BehindTheBanter #PodcastMoment #PodcastClips #KTLove #LillardLove #PlayerChat #BehindTheBanter #TheRoommatesPodcast #NewYork #Knicks #Basketball #NBA #NBAPlayers #nbaoffseason #offseason Hosted on Acast. See acast.com/privacy for more information.
Gunnison Copper says Rio Tinto has successfully produced the first copper from the Johnson Camp mine in Arizona using its Nuton® Technology. Kingfisher Metals announced the signing of a three-year property option agreement to acquire the Forrest Kerr Project in the Golden Triangle. New drill results from Freegold Ventures and McEwen Inc. Coppernico has commences magnetic and ground gravity surveys at Sombrero. This episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at revival-dash-gold.comVizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at https://vizslasilvercorp.com/Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at equinoxgold.com Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com
Connor Bedard is so hot right now Mugatu is going to be after him soon. Wedgewood is hurt and it could ruin the team Canada dream. And Jordan Binnington is having such a hard time he could lose his Olympic spot too. The Great Wall of St Paul is trying to show everyone he's the best goalie in the league. The ice in Milan is too small. We need more no bucket warmies. The professors are back and literally cannot stop giving winners. And Pucked has returned and is raunchier than ever. Don't miss a game of What's The Connection! NEW EPISODES EVERY TUESDAY & THURSDAY! Watch full episodes, shorts, and clips on YouTube. Listen to the podcast on Spotify or anywhere you get your pods. Subscribe & follow Empty Netters everywhere: YouTube: / @emptynetters Instagram: @EmptyNetters TikTok: @EmptyNetters X: @EmptyNetters PRESENTED by BetMGM. Download the BETMGM app and use code “NETTERS” and enjoy up to $1500 in bonus bets if you lose your first wager! Thanks to our Sponsors! BetMGM: Use bonus code NETTERS when signing up to receive up to $1500 in bonus bets if your first bet loses. Aura Frames: Exclusive $35 off Carver Mat at https://on.auraframes.com/EMPTYNETTERS. Promo Code EMPTYNETTERS CHUBBIES: Your Holiday wardrobe awaits! Get 20% off @chubbies with the code NETTERS at https://www.chubbiesshorts.com/NETTERS #chubbiespod Bauer: Make your holidays stress‑free with curated gifts, savings, and custom gear at https://Bauer.com Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nevada may love the newly anointed state cocktail, the Picon Punch, but good luck finding it south of Reno. So co-host Dayvid Figler and newsletter editor Rob Kachelreiss asked two top local bartenders: What should be the official cocktail of Las Vegas? Jonah Gibbs from Petite Boheme and Jennifer Yim from the Cosmopolitan, along with the City Cast Las Vegas team, create five drink contenders blending history, nostalgia, and pure Vegas spectacle. Now it's your turn to weigh in — and maybe even order one off a secret menu yourself. Learn more about the sponsors of this December 4th episode: Opportunity Village Want to get in touch? Follow us @CityCastVegas on Instagram, or email us at lasvegas@citycast.fm. You can also call or text us at 702-514-0719. For more Las Vegas news, make sure to sign up for our morning newsletter, Hey Las Vegas. Learn more about becoming a City Cast Las Vegas Neighbor at membership.citycast.fm. Looking to advertise on City Cast Las Vegas? Check out our options for podcast and newsletter ads at citycast.fm/advertise.
Episode 511 ~ December 4, 2025 Podcast Info / Topics If you are heading to Nevada there are 7 places to paddle that are good for beginner and seasoned paddlers A canoeing couple solved a 100 year old mystery in Canada’s northern Barren Lands The Khayelitsha Canoeing Club in Cape Town are being hampered by […]
Interview with George Bee, President and CEO, US Gold CorpOur previous interview: https://www.cruxinvestor.com/posts/us-gold-corp-nasdaqusau-permitted-gold-copper-project-targets-january-dfs-with-17moz-reserve-8558Recording date: 2nd December 2025US Gold Corp is positioning itself as one of the few fully permitted gold development projects in the United States as it prepares to release a feasibility study for its CK Gold Project in Wyoming. President and CEO George Bee, speaking at the Resourcing Tomorrow conference in London, outlined the company's timeline for transitioning from developer to producer while maintaining significant exploration upside in Nevada.The feasibility study, expected in January 2026, incorporates advanced Jameson cell flotation technology that delivers improved recovery rates with lower capital and operating costs compared to conventional processing methods. The company has also optimized its tailings management system, switching to continuous belt filtration for enhanced efficiency. While inflation will impact some cost estimates, Bee emphasized that rising gold, copper, and silver prices more than offset these increases.The CK Gold Project benefits from exceptional infrastructure, located just 90 minutes from Denver International Airport via interstate highways. This strategic positioning enables a daily commuting workforce, eliminating remote camp costs while providing access to established mining services. The local utility will provide power infrastructure through a substation connection, with the company paying only demand charges rather than capitalizing construction costs.Development activities have commenced with access road construction beginning December 2025 using existing treasury funds. Following financing completion in the first half of 2026, heavy earthworks will progress through 2027, with major equipment installation occurring year-end 2027. Commissioning is scheduled for late 2027, positioning the project for commercial production in 2028.The operation will produce approximately 110,000 gold equivalent ounces annually over an initial 10-year mine life, generating a clean copper-gold concentrate attractive to smelters. Once CK generates cash flow, management plans to self-fund exploration at the Keystone project in Nevada, located 11 miles from Barrick's Cortez complex in the same geological environment as world-class Carlin-type deposits. This strategy allows US Gold to pursue district-scale discovery potential without shareholder dilution while maintaining its near-term focus on construction execution.Learn more: https://www.cruxinvestor.com/companies/us-gold-corpSign up for Crux Investor: https://cruxinvestor.com
Episode 511 ~ December 4, 2025 Podcast Info / Topics If you are heading to Nevada there are 7 places to paddle that are good for beginner and seasoned paddlers A canoeing couple solved a 100 year old mystery in Canada’s northern Barren Lands The Khayelitsha Canoeing Club in Cape Town are being hampered by […]
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] is pushing their agenda across the country and world. They are now pushing their Universal Basic Income in Illinois, this will fail. US production is picking up. SEC is cracking down on ETF’s. Trump has now nominated Kevin Hassett to take over the position of Powell. This restructuring will begin soon and the alternative currency will show it. The [DS] knows they are running out of time and they are losing control over Zelensky, this is why they are now pushing a war with Russia. They do not want peace. Trump is exposing the corruption and pushing for elections to remove Zelensky. Trump has null and voided everything Biden/Obama have done over the last 4 years. It’s like everything they did doesn’t exist. The [DS] is boxed in, there is no escape. Economy https://twitter.com/MJTruthUltra/status/1996238986650464720?s=20 government, and I’m here to help,”. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/AwakenedOutlaw/status/1996060994892955661?s=20 logs, program letters, etc. weekly or be limited to 3-months of SNAP benefits in a 3-year period. US Industrial Production Sees Biggest Annual Gain In 3 Years Despite Slowing Capacity Utilization Industrial Production rose just 0.1% MoM (as expected) up from the downwardly revised 0.3% MoM decline in August. On a YoY basis, production rose 1.62% – its best since Nov 2022… US Manufacturing output was unchanged in September (slowing from the 0.1% MoM rise in August), but, like IP, that supported a 1.5% YoY rise in output, its highest level since April 2022… Source: zerohedge.com https://twitter.com/KobeissiLetter/status/1996217766366400884?s=20 registration of ETFs that seek to provide more than 200% (2x) leveraged exposure to underlying indices or securities,” the SEC wrote. Leverage is clearly out of control. Bessent says White House may ‘veto’ Federal Reserve presidents Treasury Secretary Scott Bessent said Wednesday he would push a new requirement that the Federal Reserve’s regional bank presidents live in their districts for at least three years before taking office, a move that could give the White House more power over the independent agency. Bessent said that “there is a disconnect with the framing of the Federal Reserve” and added that, “unless someone has lived in their district for three years, we’re going to veto them.” Source: msn.com https://twitter.com/KobeissiLetter/status/1995954684859941373?s=20 In a July 2025 interview, Hassett highlighted the Fed’s origins under the gold standard in 1913 to critique current practices: “When the Federal Reserve was created, we were under the Gold Standard—and the idea that the Fed could print money and then spend $2.5B on a building… I think that we’ve got a real problem of oversight and excess spending.” This aligns with sound money ideals, where gold symbolizes disciplined, non-inflationary currency, but he stops short of calling for reinstatement. Monetary economist Judy Shelton (author of Good as Gold) praised Hassett in July 2025 for referencing the gold standard, noting it as a reminder that “Fed has a lot to answer for” in deviating from that era’s stability. Hassett views Bitcoin as “digital gold” for its scarcity and hedge qualities—echoing sound money without physical backing. Political/Rights https://twitter.com/amuse/status/1996252623209373754?s=20 created sweeping exemptions covering Afghans who worked for the Taliban during the first regime (1996-2001) and again after August 2021, enabling hundreds of individuals normally barred under terrorism laws to enter the U.S. TRIG waivers skyrocketed to 6,848 in FY 2024, the vast majority for refugees, including 374 Taliban civil servants and more than 3,000 individuals who provided “limited” support to Tier 1 or 2 terror groups. Now, after the ambush killing of a West Virginia National Guard soldier by Afghan national Rahmanullah Lakanwal, critics say Biden knowingly imported massive security risks into American neighborhoods. OUTRAGE: Minneapolis Police Chief Urges Somali Community to Dial 911 on Masked ICE Agents — Promises Cops Will “Intervene” Against Federal Arrests Minneapolis Police Chief Brian O'Hara speaks at a press conference alongside city officials as he urges Somali residents to call 911 on masked individuals Police leadership in Minneapolis is urging the city's Somali community, and other immigrant residents, to call 911 if they spot masked individuals detaining people in their neighborhoods. He urged community members to call 911 if they were unsure whether those enforcing arrests were legitimate law enforcement — and pledged MPD would investigate and log every such call. He did not stop at documentation, however. “If there is anything that is … a violation of someone's human rights or civil rights, excessive force or anything like that, they absolutely have a duty to intervene as police officers,” O'Hara declared. https://twitter.com/libsoftiktok/status/1995956308902879320?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995956308902879320%7Ctwgr%5E19002c76c52297fc2dd58664d00870448c39f149%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Foutrage-minneapolis-police-chief-urges-somali-community-dial%2F Source: thegatewaypundit.com UNREAL: Mayor Jacob Frey Declares He Won't Cooperate With ICE… and Suddenly Starts Speaking Somali to His Audience Mid-Speech Minneapolis far-left Mayor Jacob Frey abruptly shifted a public address into Somali, all while promising that city police will refuse to cooperate with federal immigration enforcement. At a press conference held on Tuesday, Frey stood alongside St. Paul Mayor Melvin Carter, Ward 6 Council Member Jamal Osman, Police Chief Brian O'Hara, and other city leaders, reacting to reports that the federal government is preparing a targeted immigration enforcement operation in Minnesota's Twin Cities. This is not the first time the far-left mayor has drawn backlash from conservatives for switching into Somali during public remarks. Source: thegatewaypundit.com https://twitter.com/DHSgov/status/1995991450530553880?s=20 https://twitter.com/RapidResponse47/status/1995920756203516224?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995920756203516224%7Ctwgr%5E7752673c29b3a4de82187485d2de8512019722ba%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F02%2Ftim-walz-gets-skewered-by-kristi-noem-over-visa-fraud-warns-minnesota-is-about-to-feel-the-wrath-of-ice-n2196746 https://twitter.com/townhallcom/status/1995918101200703814?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995918101200703814%7Ctwgr%5E6e01980749bee6d0aabd2036c6c2b51da5cb194a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fkatie-jerkovich%2F2025%2F12%2F02%2Fpam-bondi-proves-trumps-flipped-script-on-crime-in-us-n2196748 https://twitter.com/DiligentDenizen/status/1996268038895907125?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1996268038895907125%7Ctwgr%5Efc686f6c13365f75910a196f3fa3620a5f168083%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fbreaking-house-oversight-committee-dems-release-never-before%2F https://twitter.com/JoeLang51440671/status/1996022839250461041?s=20 DOGE Geopolitical https://twitter.com/disclosetv/status/1996173544884154529?s=20 https://twitter.com/CynicalPublius/status/1996233719469035734?s=20 https://twitter.com/JimFergusonUK/status/1996175636352700892?s=20 , and even Hezbollah have a presence in South America — and their anchor presence is inside Venezuela.” Let that sink in. 8 million Venezuelans displaced Spillover into Colombia, Brazil, the U.S. Cartels, trafficking networks, and Iranian intelligence embedded in the region Rubio isn't speaking hypothetically — he's confirming what U.S. intel has known for years: Venezuela is no longer just a failed socialist state. It's a forward operating base for Iran and Hezbollah in the Western Hemisphere. This is why the situation is escalating. This is why Trump's ultimatum matters. This is why Maduro's regime cannot be ignored or “managed.” The threat isn't local — it's global. War/Peace https://twitter.com/sentdefender/status/1995724042285056018?s=20 that was left in unsecured parking lot in an industrial area near Burg in Saxony-Anhalt, according to the German Ministry of Defense. https://twitter.com/EricLDaugh/status/1996226688363979160?s=20 the beginning of the war for fossil fuels. Now we’re down to €1.5 billion per month…we aim to bring it down to ZERO.” “This is a good day for Europe and for our independence from Russian fossil fuels — this is how we make Europe resilient.” “The European Union agreed on Wednesday to phase out Russian gas imports by late 2027 as part of an effort to end the bloc’s decade-long dependency on Russian energy.” – Reuters https://twitter.com/MyLordBebo/status/1996207752134488284?s=20 https://twitter.com/MarioNawfal/status/1996197728167043438?s=20 text does not address our concerns.” Meaning: No legal cover, no political suicide. The plan was simple on paper – use immobilized Russian funds as collateral for loans to keep Ukraine afloat. But Belgium is the custodian of the largest chunk of those assets. If something goes wrong, they're the ones holding the radioactive bag. This isn't some bureaucratic squabble. It's the EU's financing strategy cracking in real time. Prévot's pushback signals the core fear: If Europe touches Russian state money without watertight legal armor, Moscow retaliates – economically, diplomatically, and possibly through countersanctions on European firms. And here's the thing: the Commission thought it had majority backing. Belgium saying “nope” on the morning of rollout is a political body-slam. Happening next? The EU will scramble to rewrite the legal plumbing. Germany and France will pressure Belgium quietly – nobody wants to admit the plan is wobbling. Russia will weaponize the hesitation as proof the West can't agree on how to bankroll Ukraine. And Kyiv? Still waiting for the money that was supposed to be “already there.” Another example of Europe discovering that seizing assets is easy. Using them? That's where the real war begins. Ursula von der Leyen did not state that she received “permission” from the US to seize Russian assets. In a recent appearance at the GLOBSEC forum, she said that she informed the incoming Trump administration (specifically mentioning a conversation with Treasury Secretary nominee Scott Bessent) about the EU’s proposal to use frozen Russian assets as collateral for a “reparations loan” to Ukraine, and that “it was positively received.” https://twitter.com/briefing_block_/status/1996241939931201801?s=20 https://twitter.com/Dubinsky_pro/status/1996242036417028176?s=20 regime. Now the system is falling apart. Yermak is out. The crackdown is collapsing. Ukraine must release all political prisoners. I call on everyone involved in peace talks to demand this from Zelensky. These people committed no crimes. They were jailed for their faith, political views and demanding peace. Zelensky built a dictatorship – and filled prisons with dissent. I know what I'm talking about: I spent 24 months behind bars under this system. https://twitter.com/MarioNawfal/status/1996231792752287822?s=20 to Brussels to meet Zelensky, the team returned to Washington. No official reason was given, but the message is clear: there's no deal, yet. Putin's warning didn't help. He said Russia is “ready” for war in Europe and claimed any future conflict would be so fierce that “nobody will be left to negotiate with.” This setback casts doubt on whether a negotiated end to the war is possible anytime soon. It also suggests Kyiv isn't ready to engage on Moscow's terms. What's next: Watch for how Ukraine positions itself diplomatically in the coming weeks, and whether Trump's team will try again with a revised proposal. https://twitter.com/MJTruthUltra/status/1996059724173754525?s=20 situation may quickly arise where there is no one left for us to negotiate with” https://twitter.com/Panchenko_X/status/1996192741508645286?s=20 been given the black mark and is seen globally as corrupt. Many Ukrainian politicians are already quietly fleeing to Moscow in an attempt to negotiate. They hope that the Russians and Americans will come and shower everyone with money for the elections. It won’t happen that way. According to my information, the US and Russia are already discussing possible candidates for the position of President. I cannot make the names public. https://twitter.com/TimOnPoint/status/1995949121929138184?s=20 targets is the rule, not the exception. The physical status of possible survivors is not part of the consideration with stand-off weapons. This has been the norm under both Republican and Democrat administrations since the first Hellfire was mounted on a Predator years ago. Anyone who tells you otherwise, is lying or ignorant. The method is ugly, no doubt about it, but there's nothing new here except politics. https://twitter.com/WarClandestine/status/1996006625333727410?s=20 Medical/False Flags https://twitter.com/JoeLang51440671/status/1996048243516456967?s=20 Man in TSA Sues Feds for Not Allowing Him to “Pat Down” Women A man who says he is a woman is suing the federal government over restrictions in his job at the Transportation Security Administration that do not allow him to “pat down” female travelers. That restriction followed an executive order from President Donald Trump against recognizing transgenderism claims in the federal government. The claim being made by Mittereder is that the policy violates federal civil rights law. According to the report on the recently filed lawsuit, Mittereder began working at the TSA in 2024 and now is stationed at Dulles International Airport in Virginia. He claims because he is not allowed to pat down women, his job prospects are being hurt. Source: thelibertydaily.com [DS] Agenda https://twitter.com/TheLastRefuge2/status/1996069477197451483?s=20 questioning people (McCord, Wolfe, Jones, Warner and various staff), not merely discussing them. Rather than talk about what XXX is doing, or what motivates XXX, they would simply be going to XXX asking questions (on/off camera) and then reporting on what XXX responds with. Instead, what we are getting is a screenplay, that the ‘journalists’ (battle for influence) sell through various platforms. From here on out when I see it, I will draw attention to it. After a few examples it will become obvious. https://twitter.com/LauraLoomer/status/1996183770790048092?s=20 1, 2025, Maxine's California residence remains in default with a redemption amount still due totaling $21,302.95, despite her recent payment of $19,033.94 on August 13, 2025. Maxine also is incurring a monthly penalty of $301.45. Maxine is not competent to serve as the ranking member on the House Financial Services Committee when she cannot even keep her own house in order. https://twitter.com/SBA_Kelly/status/1995846331202457607?s=20 executives implicated in these schemes. Despite Governor Walz's best efforts to obstruct, SBA continues to work to expose abuse and hold perpetrators accountable, full stop. https://twitter.com/GOPoversight/status/1996237594514915451?s=20 https://twitter.com/TonySeruga/status/1996226960393957435?s=20 https://twitter.com/IlhanMN/status/1995957774510162165?s=20 https://twitter.com/almostjingo/status/1996051371251155359?s=20 https://twitter.com/elonmusk/status/1996222235783401610?s=20 So all of these people were installed. https://twitter.com/amuse/status/1996195848087384084?s=20 https://twitter.com/disclosetv/status/1995934359569007036?s=20 President Trump's Plan https://twitter.com/StateDept/status/1996218048458490302?s=20 imminent threat to the world and to the broader West, but especially the United States who they identify as the chief source of evil on the planet.” https://twitter.com/elonmusk/status/1996213829802307948?s=20 that received benefits more than twice – multiple people received benefits in 6 states – In February, for the first time ever, the Federal Government asked for alls rates to turn over their data to root out the fraud. —— 29 Red states said yes —— 21 Blue states said no “So as of next week, we have begun and will begin to stop moving federal funds into those states until they comply. California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, New York, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, Washington https://twitter.com/MediasLies/status/1996279507079008317?s=20 states already share the data with zero privacy disasters. – USDA's own audits show $10–15 billion a year in improper payments and fraud. – The “court order” she keeps citing is a preliminary injunction, not a final ruling. Refusing basic federal oversight of a fully federally funded program isn't about privacy. It's about protecting bloated rolls and hiding waste. BREAKING: In Stunning Development, President Trump Issues Full and Unconditional Pardon to Texas Democrat Rep. Henry Cuellar Biden's DOJ charged Cuellar, a nine-term Democrat Texas lawmaker who represents an area along the US-Mexico border, after he lashed out at both Joe Biden and Kamala Harris for allowing illegal aliens to pour over the border. the TRUTH. It is unAmerican and, as I previously stated, the Radical Left Democrats are a complete and total threat to Democracy! They will attack, rob, lie, cheat, destroy, and decimate anyone who dares to oppose their Far Left Agenda, an Agenda that, if left unchecked, will obliterate our magnificent Country. Because of these facts, and others, I am hereby announcing my full and unconditional PARDON of beloved Texas Congressman Henry Cuellar, and Imelda. Henry, I don't know you, but you can sleep well tonight — Your nightmare is finally over! Source: thegatewaypundit.com https://twitter.com/MarioNawfal/status/1996053923820351745?s=20 despite recent disagreements: Senator Paul: “I know we have been at odds recently but in ur first term you signed an executive order to legalize Association Health Plans (that allow individuals to buy collectively health insurance via Costco, Amazon, or Sam’s Club). This collaboration brought us together and still holds the promise of lowering insurance premiums.” Paul noted the plan failed because Democrat AGs fought it in court, but it could now pass through Congress. Here’s why this matters: the current system forces individuals to buy insurance alone, giving them zero bargaining power against massive insurance companies. Association Health Plans let people band together through retailers or organizations to negotiate as a group, the same way large corporations do for their employees. More buyers in a pool means more leverage. More leverage means lower premiums. It costs nothing to implement and simply changes labor law. Competition works. Let Americans shop for insurance the same way they shop for everything else. https://twitter.com/EliseStefanik/status/1995856738994565416?s=20 Raskin against Trump Republicans to block this provision to protect the deep state. This is an easy one. This bill is DOA unless this provision gets added in as it was passed out of committee https://twitter.com/FBIDDBongino/status/1996205447917781326?s=20 -The Director and I made a long series of important personnel changes. The new leadership team has produced dramatic results which we will produce for you, in detail, as the year wraps up. They will include a historic drop in the homicide rate, along with record disruptions, arrests and drug interdictions. Many of these personnel changes have upset a group of Comey-Wray era disgruntled former agents who prefer the old ways of operating. We are not going back -We have been working on an AI project to assist our investigators and analysts in the national security space. I received an update yesterday and I am happy to report that the product looks promising. More coming on this. – We are in the end stages of a redesign of the FBI crisis management process. The redesign is intended to make information more accessible and transparent in a crisis to enable quick and effective decision making. The project should be complete by the end of the calendar year. -We saved the taxpayers billions of dollars by scrapping the plan for an expensive new FBI headquarters building. We will be moving to the existing Reagan building after decades of fruitless haggling as the current FBI headquarters building crumbles. -We relocated over a thousand headquarters based personnel out of the Washington DC area and into the field to focus on violent crime, crimes against children, and terrorism. Those agents are now working on the mission in those regional offices. -In recognition of the growing threat, and in conjunction with the President's Executive Order, we designed, launched and completed the FBI's first-ever counter-drone school last month. Special thanks to Sebastian Gorka and DDCOS Regan for their help on the project. -The work force apprehended 4 of the FBI's 10 most wanted fugitives, and we are hunting down the rest. -We produced unprecedented disclosures, and took action on documents related to January 6, Crossfire Hurricane, Arctic Frost, and more. -The new leadership team, and the work force, made a series of ANTIFA related arrests in multiple states and assisted in record numbers of deportations and apprehensions. -Some of the culture changes we implemented include eliminating DEI, reforming the physical fitness test, making promotions contingent on real world results, severing ties with the SPLC and ADL, and implementing a new training curriculum to reflect current mission requirements. We dedicated significant personnel and financial assets to streamlining FOIA reform to ensure responsiveness. -We shut down multiple open air drug markets nationwide and, in conjunction with the White House, had 12 fentanyl precursors from China listed. -We created CIO and CTO positions to work with the CFO to find efficiencies and implement new technologies to assist in our mission. We conduct bi-weekly meetings and we have found and eliminated tens of millions of dollars in duplicative contracts, unnecessary real estate, and outdated technology. These are real savings to the taxpayer and each budget dollar allocated is intensely scrutinized for value. -We vastly expanded the overseas biometrics program to stop bad actors before they board a plane or vessel to the US. This gives us the ability to expand the border outwards and prevent the problems from coming here. -We are in the end stages of a reform project on our intelligence analysis positions to make them more responsive to current mission needs. We have been working with the field on this and we're happy with the progress. -We implemented a technology working group to ensure our technology tools evolve with the mission. Thank you, and God bless America and all those who defend Her. https://twitter.com/WhiteHouse/status/1995992366553981026?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
Thank you to our sponsor, Uniswap! Class action lawsuits targeting crypto firms are on the rise. While observers often brush off the cases as opportunistic, they may be more of an existential threat than many think. In this episode of DEX in the City, hosts Jessi Brooks of Ribbit Capital, Katherine Kirkpatrick Bos of StarkWare, and Vy Le of Veda unpack what class action suits are and why they may be more of a threat to crypto than enforcement actions. Katherine breaks down the derivative case against Coinbase while Jessi explains why Binance has “bad facts” in the Hamas case. Meanwhile, Vy explains why the tussle over prediction markets like Kalshi by state gambling regulators could make it to the Supreme Court. Plus, China's crypto crackdown and the CME's outage. Hosts: Jessi Brooks, General Counsel at Ribbit Capital Katherine Kirkpatrick Bos, General Counsel at StarkWare TuongVy Le, General Counsel at Veda Links: Unchained: DEX in the City: Insider Trading and Crypto: What the Law Actually Says DEX in the City: Are Prediction Markets Gambling, and Who Should Regulate Them? Why Crypto Market Structure May Not Pass Until 2027: DEX in the City Mistrial Declared After ‘MEV Brothers' Accused of $25 Million Exploit Timestamps:
Turn online alignment into an offline community — join us at TheWayFwrd.com to connect with like-minded people near you.She found aluminum and other metals in her rainwater, uncovered a decades-long cloud-seeding program running over her county without public notice, and then drove to the airport to confront the pilots — and you'll hear her full conversation.In this episode, I sit down with Kathryn “Mellow Kat” Saari, a former flight attendant turned homesteader who started noticing grid patterns and flight clusters during storms in her part of California. Her curiosity led her into rainwater testing, public records digging, and decades of cloud-seeding programs that no one in her community had ever been told about.Mellow Kat walks me through what she uncovered: silver-iodide cloud seeding, adulticide spraying, organophosphate insecticides, genetically modified mosquito proposals, and the contracts counties hold with Weather Modification Inc. She also shares the night she followed the aircraft to their airport and spoke with the pilots face-to-face.If you've been curious about weather modification, cloud seeding, geoengineering, or how these programs are actually run on the local level, this conversation brings the details into full view without hype or guesswork.You'll Learn:[00:00:00] Introduction[00:21:06] Why Mellow Kat believes her son's neurological issues stem from vaccines, and the aluminum levels that shocked her[00:35:00] The moment she first noticed grid patterns in the sky[00:39:32] What Mellow Kat found in her rainwater samples after tracking cloud seeding flights[00:42:20] Discovering a 30+ year cloud seeding operation happening directly over her county without public notice[00:55:17] How $6.6 million from Bill Gates led to trees being cut down and trucked to Nevada to be buried underground[00:59:27] Confronting the adulticide spray pilot who admitted he's releasing a nerve agent over neighborhoods to kill mosquitoes[01:16:34] The full unedited audio: driving to an airport in the middle of the night to confront the cloud seeding pilots face-to-face[01:52:21] How Mellow Kat and 5,400 people stopped a biotech company from releasing genetically modified mosquitoes in California[01:56:27] What an arborist found at wildfire sites that suggests energy weapons—trees burned from the inside out while leaves stayed intact[02:05:26] Why Mellow Kat is no longer afraid of death and how that freed her to speak without holding backResources Mentioned:Alfacast episode #262 The Atmospheric End Game w/ Mellow Kat | Spotify or Apple or DeezerThe Way Forward episode #183 Geoengineering: How Weather Is Manipulated, And How We Reclaim It with Dr. Rob Williams | YouTubeI finally confront the pilots who have been geoengineering Tuolumne's skies | ArticleHarms of Cloud seeding: It's not "just silver iodide." | ArticleSanta Barbara County and Twitchell Reservoir Cloud Seeding Program | PDFWritten instructions on identifying aircraft, testing rain samples, and PRA requests | ArticleAriana Masters | SubstackIf you want to learn more from Mellow Kat, visit her Substack.Find more from Alec:Alec Zeck | InstagramAlec Zeck | XThe Way Forward | InstagramThe Way Forward is Sponsored By:Create a cleaner energetic space, go to AiresTech.com and use code TWF25 at checkout for 25% off your entire order.Sleep Deeper with BiOptimizers MagnesiumStruggling with restless nights? Magnesium deficiency may be the reason.Try Magnesium Breakthrough use code ALEC10 for 10% off.RMDY Academy & Collective: Homeopathy Made AccessibleHigh-quality remedies and training to support natural healing. Enroll hereExplore hereNew Biology Clinic: Redefine Health from the Ground UpExperience tailored terrain-based health services with consults, livestreams, movement classes, and more. Visit www.NewBiologyClinic.com and use code TheWayForward for $50 off activation. Members get the $150 fee waived
December 3, 2025Download the app HEREwww.TheDailyMojo.com"Ep 120325: Christmas Past | The Daily MoJo"In 2025, Matt Van Epps wins a race in Tennessee, sparking humorous discussions about Michael Dell's wife and a $6.25 billion investment in children's accounts. A lighting ceremony for a 53-foot silver bell tree in Nevada features a fourth grader's essay contest win. The dialogue covers political engagement, health checkups, and skepticism about vaccines. The New Century Global Center in Chengdu is highlighted, along with aviation issues and societal reflections.Phil Bell's Morning Update - Great job, Tennessee! HEREOur affiliate partners:EMP Shield - Figuring out the odds of a devastating EMP attack on the United States is impossible, but as with any disaster, the chances are NOT ZERO, and could happen any day. This decade has proven that the weird and unexpected is right around the corner. Be prepared - protect your home, vehicle, even your generator - with EMP Shield. You'll save money and protect what's important at the same time!ProtectMyMoJo.com Be prepared! Not scared. Need some Ivermection? Some Hydroxychloroquine? Don't have a doctor who fancies your crazy ideas? We have good news - Dr. Stella Immanuel has teamed up with The Daily MoJo to keep you healthy and happy all year long! Not only can she provide you with those necessary prophylactics, but StellasMoJo.com has plenty of other things to keep you and your body in tip-top shape. Use Promo Code: DailyMoJo to save $$Take care of your body - it's the only one you'll get and it's your temple! We've partnered with Sugar Creek Goods to help you care for yourself in an all-natural way. And in this case, "all natural" doesn't mean it doesn't work! Save 15% on your order with promo code "DailyMojo" at SmellMyMoJo.comCBD is almost everywhere you look these days, so the answer isn't so much where can you get it, it's more about - where can you get the CBD products that actually work!? Certainly, NOT at the gas station! Patriots Relief says it all in the name, and you can save an incredible 40% with the promo code "DailyMojo" at GetMoJoCBD.com!Romika Designs is an awesome American small business that specializes in creating laser-engraved gifts and awards for you, your family, and your employees. Want something special for someone special? Find exactly what you want at MoJoLaserPros.com There have been a lot of imitators, but there's only OG – American Pride Roasters Coffee. It was first and remains the best roaster of fine coffee beans from around the world. You like coffee? You'll love American Pride – from the heart of the heartland – Des Moines, Iowa. AmericanPrideRoasters.com Find great deals on American-made products at MoJoMyPillow.com. Mike Lindell – a true patriot in our eyes – puts his money where his mouth (and products) is/are. Find tremendous deals at MoJoMyPillow.com – Promo Code: MoJo50 Life gets messy – sometimes really messy. Be ready for the next mess with survival food and tools from My Patriot Supply. A 25 year shelf life and fantastic variety are just the beginning of the long list of reasons to get your emergency rations at PrepareWithMoJo50.comStay ConnectedWATCH The Daily Mojo LIVE 7-9a CT: www.TheDailyMojo.com Rumble: HEREOr just LISTEN:The Daily MoJo ChannelBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-daily-mojo-with-brad-staggs--3085897/support.
In Part 1, Chad sits down with Dave Stanley to talk about hunting, family, and how much the landscape has changed since they first started doing this together. They touch on the new rules and realities of hunting in Canada, getting youth involved the right way, hunting with family, and what it means to pass on knowledge instead of just chasing birds. Dave also reflects on how his life looks now with grandkids in the blind, family moving back home, and the next generation stepping into leadership. This one is grounded and full of perspective from someone who's lived the outdoor lifestyle his entire life. This episode is brought to you by Travel Nevada, Benelli shotguns, Hi Viz sights, Rob Roberts Custom Gunworks, and Banded Brands
Jalen and Josh are back for season 3 and a brand new NBA season. Make sure you subscribe so you never miss an episode.Make it legendary with BetMGM. Download the app today and use bonus code ROOMMATES to get up to a $1500 First Bet Offer on your first wager with BetMGM! https://betmgm.com/roommatesFull episode: https://youtu.be/16vShXesp-AEvery time a player drops 50 points, use promo code NBA50 the next day to get 50% off on DoorDash with DashPass. DashPass members only. 50% off up to $10 the day after a 50pt game with promo code. Terms apply.See https://BetMGM.com for Terms. 21+ only. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Gambling problem? Call 1-800-GAMBLER (Available in the US). 877-8-HOPENY or text HOPENY (467369) (NY). 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. TT: https://www.tiktok.com/@roommatesshowIG: https://www.instagram.com/theroommatesshowX/TW: https://twitter.com/roommates__show#NBAFreeAgency #DamianLillard #LukaDoncic #MikalBridges #BallIsLife #NBAUpdates #HoopsTalk #NBAHumor #HoopDreams #NBAComedy #BasketballPodcast #NBABanter #NBAStories #NBAInsight #ProBasketball #NBAFans #AllStarTalk #BasketballCulture #NBA2025 #NBAFreeAgencyNews #JalenAndJosh #GettingPaid #LillardStatue #RoastingKarlAnthonyTowns #KATroast #MikalAndLuka #PlayerOpinions #FunnyHoops #HoopsComedy #PlayerTalk #BasketballAnalysis #InsideTheNBA #NextLevelHoops #NBALegends #CourtTalk #PodcastHighlights #PodcastSnippet #TributeTalk #StatueDebate #PlayerChat #FanTalk #NBAHeatCheck #BallersBanters #HotTakes #BehindTheBanter #PodcastMoment #PodcastClips #KTLove #LillardLove #PlayerChat #BehindTheBanter #TheRoommatesPodcast #NewYork #Knicks #Basketball #NBA #NBAPlayers #nbaoffseason #offseason Hosted on Acast. See acast.com/privacy for more information.
Ben & Woods kick off the 7am hour talking a little college hoops as UCSD took their 1st loss of the season last night at Nevada, and San Diego State gets back to business tonight against Utah Valley. Then we get to "Don't (And DO) Do This" before the guys talk about some interesting front office moves made by the Colorado Rockies, and we spin the Topic Wheel a little earlier than usual this morning! Listen here!
Collective Mining announced assay results for three orthogonal diamond drill holes designed to continue expanding the high-grade Ramp Zone along strike northwards and depth. We report other drill results out this morning from Onyx Gold, Q2 Metals and Cassiar Gold. Australia's Predictive Discovery has received a superior merger agreement from Perseus Mining. This episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at revival-dash-gold.comVizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at https://vizslasilvercorp.com/Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at equinoxgold.com Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com
Discover how Kate Wik, CMO of Las Vegas, drives bold innovation and storytelling to transform the city into a global destination brand. Episode TranscriptPlease note, this transcript may contain minor inconsistencies compared to the episode audio. Damian Fowler (00:00):I'm Damian Fowler.Ilyse Liffreing (00:01):And I'm Ilyse Liffreing.Damian Fowler (00:02):And welcome to this edition of The Big Impression.Ilyse Liffreing (00:09):Today we're joined by Kate Wik, chief Marketing Officer at the Las Vegas Convention and Visitors Authority. The team behind the city's newest brand campaign, which launched in September,Damian Fowler (00:20):Las Vegas, is known around the world for its energy, its entertainment, and its edge. But this ladies' campaign takes a closer look at what the city means today beyond the casinos and into its growing identity as a cultural and sports destination.Ilyse Liffreing (00:34):We'll talk with Kate about the ideas behind the campaign, how Vegas is connecting with new audiences, and what it takes to evolve one of the most recognizable brands in the world. Q,Damian Fowler (00:45):Frank Sinatra. It's okay. You have an unusual role in that you represent a city as an iconic one, but could you tell us about the role?Kate Wik (00:56):That's exactly right. So I work for the Las Vegas Convention and Visitors Authority. Nobody knows what that is or what that means. So really, I shorthand it and I say I am the CMO of four Las Vegas. Las Vegas is my product, which is very unique. It is a city, it's a destination. It's unbelievably dynamic. And what's so unique and thrilling for a CMO of Las Vegas is that our product is always changing, always evolving. If you think back, we were known as the gaming destination. We've evolved into, we're the number one hospitality destination in the US with more hotel rooms than any other destination. And we are the entertainment capital of the world. You've got the world's best artists coming and performing on stages across destination every single night. And we've worked really hard to evolve ourselves into the sports destination as well through a lot of recent things. So really the exciting thing for me in this role is no one day is ever the same. Our product is constantly iterating and evolving, and that is a marketer's dream come true.Damian Fowler (02:10):Just on that point about the evolution of the city and the perception of it, how fast has that happened in the last, say, five, 10 years?Kate Wik (02:20):Yeah, absolutely. Incredibly fast. And so today we are known as the sports and entertainment capital of the world, but less than 10 years ago, we did not have any sports teams. Yes, sports has kind of always been in our DNA. We'd host major boxing matches in the eighties, NFR we've had for decades. NBA, we hosted their in-season tournament, NBA Summer League, but really it was through infrastructure development that really led to the explosion of sports today. So what I mean by that is we had T-Mobile Arena, which was a joint venture between MGM resorts and a EG that enabled NHL to come to town with the Vegas Golden Knights in 20 17, 20 18, we purchased the WNBA team, which we renamed the Las Vegas ACEs. And so now we've got A-W-N-B-A team. And then in 2020, of course with Allegiant Stadium, we welcome the Raiders. And so now we've got the Las Vegas Raiders, and we are, so actually in four years, we went from having zero professional sports teams to having three, and we're actively working to bring our fourth to town, which is the major league baseball. We're welcoming the Las Vegas a,Damian Fowler (03:34):Not to mention Formula One.Kate Wik (03:36):Yes, exactly. And Formula One now an annual event on our calendar. So it's a lot. It's a lot. And it creates new reasons to come to Las Vegas for our visitors. And what we found through research actually, is that the sports traveler, number one, we know sports tourism has just exploded the sports traveler. Through our research, we found that it creates a new reason to come to Las Vegas for those that haven't been here before. It creates a reason to explore the destination, see it, consider it, and then ultimately come. And then most importantly, we find that they spend more money than the average leisure traveler. So it's a really rich new audience for Las Vegas. And F1 has definitely exploded that for us too.Ilyse Liffreing (04:24):Do you know by just how much more do they spend?Kate Wik (04:27):It's usually anywhere from 500 to 800 more per trip.Ilyse Liffreing (04:31):Wow, that's a lot. And the rest on gambling,Kate Wik (04:36):AnythingIlyse Liffreing (04:36):Extra? It'sKate Wik (04:37):Funny. Gambling hasn't been, revenue from gaming hasn't been the primary source of how consumers are spending their budget while they're in town. Hasn't been that for over a decade.Ilyse Liffreing (04:51):AndKate Wik (04:51):I think it speaks to the diversification of the experience in Las Vegas. And when I say we're the entertainment capital of the world, we absolutely are. People come here to see shows, to see comedians, to experience not just like a touring show, but unbelievable residencies where our property resorts will build these amazing theaters where Lady Gaga performs, Bruno Mars performs, Adele performs, they'll create these residencies, which is unlike nowhere else in the US or world.Damian Fowler (05:26):I mean, I've been aware of that. I mean, obviously it goes right back to the Rat Pack, but more recently, like Sting had a residency there. I've been aware, IKate Wik (05:34):Just saw Backstreet Boys at the Spear, which was probably mind blowing, which was mind blowing. That's a whole nother level to the entertainment experience where it's just completely immersive that has changed the game for live music.Damian Fowler (05:48):The perception of Vegas has changed or is changing, and maybe that teases up to talk a little bit now about the new brand campaign and why this is the right moment to do it.Kate Wik (06:00):Yeah, absolutely. So we just launched a new campaign September of this year, so just a couple of weeks ago really. And the intent behind it is this notion that there are so many different reasons to come to Vegas, but there are also so many different vacation options. What we wanted to do was break through the noise and make sure that people understood that Vegas is the ultimate destination regardless of the experience you're looking for. We have it all, the breadth and depth that exists within our destination iss, it's uncomparable to any other destination. So we needed to get out there and get that message out there in big form. And why now what we found was through a lack of big brand messaging over the summer, we actually took a hit with a lot of negative headlines. And so we needed to get in front of that. And I think one of the big takeaways for marketers out there is that if you're not actively talking about your brand day in and day out, you create room for others to create their own narrative. And so after we launched the campaign, it's been about a month in market, we've seen a lot of that negativity drop because now everybody's covering, oh, here's the new elements, here are the new promotions they're doing, here are the new experiences that you can find. So it's really about driving the narrative that you want for your brand.Ilyse Liffreing (07:29):Very cool. And could you tell us a little bit about the campaign itself, maybe the creative, and then what channels are you leaning into?Kate Wik (07:36):Yeah, absolutely. In looking at how we were going to develop the work around this new brand campaign, what we wanted first and foremost was to be really authentic about Las Vegas and be very unique to a message that only Las Vegas can deliver. And so we took inspiration from our iconic welcome to Fabulous Las Vegas sign. So it's the sign that exists literally on Las Vegas Boulevard as you drive into town. And that sign, it's 65 years old today, but it is more iconic. And the awareness on that is it puts it as one of the highest elements assets within our portfolio. So you think Las Vegas, you think of Bellagio, you think of Wynn, even Luxor or all these amazing resorts. When we show that sign, the amount of awareness of what that is and where it is and what it's for just exceeds every other asset that we have out there. So we took inspiration from that. We took the neon, the lights, the really, the notion of setting the example of fabulous Las Vegas. That's the experience that our visitors can come to expect when they come to Las Vegas. So it truly has been our brand promise for over 65 years. So that's the inspiration behind the campaign.Damian Fowler (08:57):Yeah, I can see that sign now.Ilyse Liffreing (08:59):Yes,Kate Wik (08:59):That's right.Ilyse Liffreing (09:00):Yeah, that's right. Do you have a sense of the audience that you're trying to reach and through, I guess, which channels are you trying to reach them?Kate Wik (09:10):Yeah, so we have a really diverse audience set, which is very unique for a marketer, which usually has a single product or they've got a very specific audience for that product. Vegas is really the 21 and older adult playground. And so if you look at just an average audience, it's like a 45-year-old split, 50 50 male, female, et cetera. But what we offer is an unbelievable unbeatable experience at every single price point. So we absolutely cater to that high-end luxury market, that luxury traveler, all the way down to the entry level budget conscious traveler. And so we've got products from a circus circus all the way up to a win Las Vegas. And so for us, our audience is very broad, but generally it's adult travelers, people that have traveled in the past year looking to travel again,Ilyse Liffreing (10:11):We just had Marriott on the podcast and we were talking about how more travelers now are singles and single people. And I would think that might be particularly true for Vegas. For some reason, people are coming for a new experience and to get away.Kate Wik (10:28):I think that's exactly right. Not necessarily single travelers, but the idea of it's a getaway, it's a new experience. What we find from our visitors is number one, it's really high repeat visitation because every time they come, they're finding something new. So we usually get at least 80% repeat visitation from our visitors and really high satisfaction rate, but it's that mindset of wanting to try something new. For sure. Yeah.Damian Fowler (10:56):One thing that just occurs to me as we are talking is how the awareness of Las Vegas has been so kind of embodied in so many movies and TV shows. I was just thinking, I watched the studio recently, the Seth RoganKate Wik (11:09):Show,Damian Fowler (11:09):Which I think that has a combination in Vegas whileKate Wik (11:12):I actually haven't seen it yet. So no spoilers on my list.Damian Fowler (11:16):I mean, I was thinking about Oceans 11, you can go back and back. I have to see it. But that is all kind of part of the kind of braided cultural iconography as it were of the city, I guess.Kate Wik (11:27):Yeah, I think movies represent, you almost have to think of it as a channel for marketing. It represents an amazing opportunity to penetrate culture, reach new audiences that you wouldn't normally get to talk to. And so we have a history of iconic movies. Actually this past summer, you might've seen it, but the F1 movie, that was a partnership that we did with them to make sure that they filmed in Las Vegas and the Las Vegas Grand Prix circuit. That was really important. But again, reaching new audiences, keeping us sort of at the pinnacle and sort of leading culture. Also really awesome to have Brad Pitt lead in that. I'm not going to lie. That was pretty awesome. But a ton of movies. And it's kind of interesting to think of it as almost like a marketing channel, not a traditionalIlyse Liffreing (12:17):One, but yes. Yeah, like free marketing too sometimes, because a lot of things are based in Vegas,Kate Wik (12:22):Right? On the marketing channel front, I know you had sort of asked about how do we launch the campaign, and it was very much an integrated multi-channel approach. We did everything from brand marketing, product marketing, I call it value, but it's really promotional as well as experiential. So of course, from a brand marketing point of view, TV or movies are wonderful, but there's also tv. And we launched the campaign actually with NFL kickoff, so September 4th. We know that when people tune into tv, they're tuning in really into an NFL game. That's where the most eyeballs are at any single time. So from a marketing point of view, it's great return on your investment there. So we launched with a 62nd ad on September 4th on kickoff, but really it was about making sure that this is not just a TV campaign, but it's a platform that reaches the consumer at every different touch point throughout their travel journey or through their daily life.(13:27):And so we maximized the viewership by making sure that, yes, we had a TV spot, but we partnered with the Raiders to actually take over the tunnel walk. And so when players arrive at the stadium, any stadium across the us, it's usually sort of this gray back of house space. And what we did was we installed neon all over the wall as the backdrop. And so it gave our players the sense of pride as they're walking in where they see this huge fabulous Las Vegas neon sign, and then they get a bit of a swagger. And then we partnered with GQ to cover sort of the fit that the players are wearing because that's a whole thing, this sort of new cultural moment where you've got the intersection of professional sports and these athletes in fashion. And so GQ wants to cover that. And so now the backdrop for all of this is the fabulous Las Vegas neon sign that we installed.(14:22):And so then CVS and ESPN want to cover it because they're like, oh, what's going on with the Vegas tunnel walk? And so every time Vegas shows up, we want to make sure that we're sort of breaking through the clutter. We're doing something very unique, bold and different, and whatever we do, it's sort of Vegas worthy. So I guess another channel is outdoor. We don't just buy outdoor. We worked with media partners to find these super high impact spectacular units that just command attention. So around the corner, in Times Square, we have this huge 3D board where you've got a 3D view of the iconic welcome to Las Vegas sign that rotates and dice come out, chips come out, an F1 race car comes out, right? It's a showstopper. And when you walk into Times Square, you see people taking pictures of advertising and that blows your mind.(15:21):And then on the other side of the country, we've got an actual neon installation on Sunset Boulevard. So we took, quite frankly, one of the ideas behind the campaign is let's take the neon and export it. Let's take our Neon National. And so we've got these big neon relics all across the us and so this one on Sunset Boulevard is spectacular. And then you walk across any of our resorts in Las Vegas and you see our Neon Signs Launch week. We took over all of our, well in our top 10 markets, we took over our digital outdoor boards and we had a roadblock for the whole week of launch. So just doing these big spectacular moments to capture the attention of our viewers. Wow,Damian Fowler (16:08):That's a lot that you're doing a tremendous amount, but on the other side of it, how are you kind of measuring and tracking all of these moments that you've created?Kate Wik (16:18):Yeah, I think measurement is incredibly important for any brand. We are actually consistently in market every single week with a research tracker, a brand health tracker. We've been doing it for decades. Making sure that we're keeping a finger on the pulse of our consumer is really important to us. So before we launched the campaign, obviously we tested it to see, number one, does it break through? Does it resonate? Does it deliver on the message of escape? Does it make people want to go to Las Vegas? It actually tested stronger than any other campaign that we've tested, and we test all of our campaigns. So that was pretty exciting. And then post-launch, again, we're in the market every single week. We found that we continue to uptick in terms of likability of the campaign, the campaign that makes you want to travel to Las Vegas. Those metrics are really important to us, intent to travel, and so it's continued to climb every single week since we've been in market. That's really strong. I think outside of traditional campaign testing, something that we consistently do is social listening, and so understanding what the current conversation is on social, I had mentioned this summer was a little bit rough. There was a lot of negativity out there for us. What we found was we had peaked in terms of negativity online in, gosh, in August. We launched Campaign in September, and that number has dramatically reduced, which is fantastic. It goes back to this point of you have to constantly be talking and driving your own narrative.(18:01):Otherwise if there's a void, others are going to fill it for you. That's was aIlyse Liffreing (18:05):Quick turnaround time too fromKate Wik (18:07):InIlyse Liffreing (18:07):August to launching inKate Wik (18:08):September. Absolutely. So a couple weeks. So I would say early August was peak and then Campaign formally launched September 4th, but working with our property partners to seed components of the campaign before, that was a big part of it as well. And then I think a very tactical measurement is we launched actually the first ever destination wide sale, so we called it the Fabulous Five Day Sale. Our campaign is Welcome to Fabulous, so fabulous five day sale. We wanted to make sure that we were putting a spotlight on the value that exists across the destination. And what we found was we drove four times the amount of website volume that we normally do to visit las vegas.com and that we actually were driving more referrals, so people were coming in to see what these deals were, what the sale was, this first ever limited sale, and then the traffic, the referral traffic that we were sending out to the booking engines of each of our property partners. That was 120 times the normal weekly average that we have in terms of, oh my gosh, yeah, referral, wait. So really unbelievable. It was kind of mind blowing for us in terms of the results of that. Nice.Ilyse Liffreing (19:28):And what was the reception from businesses in Las Vegas too, because that involved all of them?Kate Wik (19:34):Absolutely. Yeah. We don't launch a campaign without the support of our property partners. The reception was fabulous to use a cliche, incredibly fabulous. They leaned into it, you'll see part of the campaign. We created these neon elements and literally handed over this toolkit to our property partners so they can push out on all of their digital signage, on all of their marketing elements, sort of reflections of the campaign work as well and tie into it.Damian Fowler (20:05):Great. Just out of curiosity, is the campaign driven from the ground up by businesses or does it come top down as it were, from what your office, what's the kind of interaction?Kate Wik (20:19):Yeah. Well, the interaction is we are the DMO, the destination marketing organization for Las Vegas. So what we do is we work closely with our property partners to understand what's the business needs, what are the trends they're seeing. We do research and provide them top level trends, and then we work with them on what do we need the advertising to accomplish, and then we develop the campaigns. We're funded by them. We're actually funded by a room tax, which is paid by our visitors. And so there is complete coordination with our property partners, and we really do all of the upper funnel marketing for them. That's kind of the role we play for them.Damian Fowler (21:00):Interesting. Yeah. Yeah. I want to ask you, actually, I guess this is a big picture question. Are there other big cities that kind of have similar outreach or similar marketing campaigns, or are you unique in lots of ways?Kate Wik (21:15):I think the big destinations like New York, la, they will have a tourism authority within their destination that we'll do it for them. I think what's unique about Las Vegas is how we're funded. Again, it is through this room tax. And so generally, I'm not out there every day trying to drum up membership funds or anything. Our job is to go market the destination 365 days a year. That is why we exist. And so I think other destinations have something similar, but not quite the structure or the support behind it. And I think what is unique for Las Vegas is tourism is the number one economic driver for southern Nevada, and so we're the engine behind that. We have to make sure we're continuing to fuel that. Tourism represents 55 million or 55 billion, excuse me, in direct economic impact. That's visitors coming, spending fueling the local economy. And so the role we play matters. The advertising that we do matters because it fuels the entire ecosystem and the economic climate for Southern Nevada. Wow.Damian Fowler (22:33):Another quick question, follow up question there because you keep making me think of things. You have a lot of international visitors. Do you have a sense of where the majority of them are comingKate Wik (22:42):From? Yeah. Yeah. So international visitors are really important to us. Interesting. Canada's typically is our number one market. We have seen a decrease this year from our Canadian visitors. That's true for the US overall. We love our neighbors to the north and we welcome them back. But Canada is generally number one. Mexico is number two. Mexico is still going strong. They've actually seen growth year over year. UK is our number three market. We love our UK visitors and our partnership with F1 continues to grow that, which is phenomenal. And then interesting, our fourth market is actually Australia, and we don't have a direct flight there today, but it's an easy stopover from la. But the Australians and the Aussies, they love coming to Las Vegas. Great cultural alignment, but in general, we love all of our international visitors, and it's about anywhere from 10 to 15% of our overall visitor mix,Damian Fowler (23:46):So Cool.Ilyse Liffreing (23:47):Well, so along with just how many changes Las Vegas has seen, how would you, I guess, describe the expectations around hospitality and how that has changed over the years?Kate Wik (23:59):Gosh, hospitality, not unlike marketing, it's really fueled by tech innovation. Everything from keyless check-in, you can check in on your phone, you can use your phone as your key. All of these things have been unbelievable accelerants to a great experience, but that's across the board in every city, across the world. Technology has fueled that. I think what's unique for Las Vegas is actually doubling down on the core of who we are. And that's about service, and that's about kind of going back to the brand promise of the campaign where the welcome to fabulous Las Vegas isn't just a sign. It is the brand promise of the experience you're going to have here. And before we launched the campaign, we actually went around to all the CEOs and all the presidents of all our resort property partners to say and to remind them, we're going to launch this campaign, we're going to go back to the roots of Las Vegas. And the roots of that is hospitality, and it's about making every individual feel like somebody special that is so uniquely Las Vegas. You can walk into a circus, circus, an Excalibur, and have this mind blowing unbelievable experience. You could also walk into a Bellagio, an aria, a fountain blue, and have a mind blowing unbelievable experience. It's not based on your economic value or your financial worth. It's based on who you are as a visitor coming. We're going to deliver that unbelievable experience, and that is service related, hospitality related for us.Ilyse Liffreing (25:39):Very cool. So what's next then? How are you planning to build on the success?Kate Wik (25:44):I think for us, welcome to Fabulous is not just like an A Flash in the Pan ad campaign. What we intended to do was create a marketing platform that will just stand the test of time that will continue to iterate off of it. We have three big announcements, not yet announced, but still coming out later this year that just continue to build on this platform. So it's a platform for us as the DMO, but it's also a platform for our property partners to continue to iterate because it is so unique to us.Damian Fowler (26:20):Now we've got some kind of quickfire questions now we've looked at that bigKate Wik (26:24):Picture.Damian Fowler (26:25):What are you obsessed with figuring out right now?Kate Wik (26:29):I am obsessed with figuring out how you hack the social algorithms. And I think what's super interesting is something that can go viral that isn't necessarily representative of the brand or the experience that you have. And so really making sure that for us, it's fueling a ton of content out there to make sure that we're dominating what that narrative is. And that's not just from brand voice, it's influencers or whatever, but that social algorithms I think is really important forDamian Fowler (27:05):Brands. Yeah, absolutely. I would love to figure that out too. It seems like a kind of a magic unlock.Ilyse Liffreing (27:11):Yes. Right.Damian Fowler (27:14):Okay.Ilyse Liffreing (27:15):This year you are included on the Forbes list of 50 Fierce Global leaders.Kate Wik (27:20):Yes.Ilyse Liffreing (27:20):Congratulations. Thank you. What is one piece of wisdom you'd pass on to other marketers?Kate Wik (27:27):Oh gosh. Constant learning, constant iteration. Nothing is ever done, right? You put something out in the world, there's always a chance to continue to iterate and learn and get feedback and continue to push it further. Yeah.Damian Fowler (27:44):Another is ai, a marketer's friend.Kate Wik (27:46):Yeah, absolutely. But actually, let's be careful with that. It's a friend, but it's like a starting point, right? I think using it as information, as research, as sort of an input but not a final output is really important.Damian Fowler (28:01):I like that. That distinction is important.Ilyse Liffreing (28:03):One last fun one for you, maybe outside of the Brad Pitt movie from the summer. What's your favorite movie set in LasKate Wik (28:12):Vegas? Oh, gosh. I love Oceans 11. I mean, how can you not? I mean, it's still Brad Pitt, butDamian Fowler (28:20):Oh, yeah.Kate Wik (28:20):But it's an icon. He can be at anything, everything.Ilyse Liffreing (28:27):And that'sDamian Fowler (28:27):It for this edition of The Big Impression.Ilyse Liffreing (28:29):This show is produced by Molten Hart. Our theme is by Love and caliber, and our associate producer is Sydney Cairns.Damian Fowler (28:36):And remember,Kate Wik (28:37):If you're not actively talking about your brand day in and day out, you create room for others to create their own narrative.Damian Fowler (28:45):I'm Damian, and I'm Ilyse, and we'll see you next time. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
When 19-year-old Brianna Denison vanished from her friend's home in the early hours of January 20, 2008, the city of Reno, Nevada was on high alert, rallying to help find her and bring her home. As police worked with minimal evidence to find Brianna's abductor, they followed the DNA trail to the University of Nevada, Reno Campus, uncovering a predator who had been targeting students for months. Connect with us on Social Media!You can find us at:Instagram: @bookofthedeadpodX: @bkofthedeadpodFacebook: The Book of the Dead PodcastTikTok: BookofthedeadpodOr visit our website at www.botdpod.comABC News. (2008a, January 22). FBI joins search for “Abducted” teen. https://abcnews.go.com/US/Story?id=4172264&page=2ABC News. (2008b, February 19). Body found in Reno is missing student. https://abcnews.go.com/TheLaw/story?id=4301456&page=1Being Brianna's Brother. (2018, January 28). Reno Gazette Journal, 7A.Bellisle, M. (2009, January 9). Four aggravating conditions cited for capital punishment. Reno Gazette Journal, 1A-7A.Bellisle, M., & Mullen, F. X., Jr. (2008, November 27). Biela had trouble with women, law. RGJ. https://ceadstorage.blob.core.windows.net/cead-images/NewsReportreBiela.pdfBiela gets life prison on top of death row. (2010, July 31). Nevada Appeal. https://www.nevadaappeal.com/news/2010/jul/31/biela-gets-life-prison-on-top-of-death-row/Biela v. State, 381 P.3d 594 | Nev., Judgment, Law, casemine.com. (n.d.). https://www.casemine.com. https://www.casemine.com/judgement/us/5975bc9eadd7b04349680535Crime Desk. (2025, July 11). Stolen in the Night: The Brianna Denison murder that changed Nevada forever. Medium. https://medium.com/@crimedesk/stolen-in-the-night-the-brianna-denison-murder-that-changed-nevada-forever-96c89c54a49bFort Bragg Advocate-News. (2018, August 23). Brianna Denison: Former Mendocino youth missing. Fort Bragg Advocate-News. https://www.advocate-news.com/2008/01/24/brianna-denison-former-mendocino-youth-missing/IrishExaminer.com. (2020, May 19). US serial rapist sentenced to death. Irish Examiner. https://www.irishexaminer.com/world/arid-30460203.htmlJames Biela petitions court for retrial in rape, murder of 19-year-old Brianna Denison. (2016, July 12). KRXI. https://foxreno.com/news/local/james-biela-returns-to-court-for-rape-and-murder-of-19-year-old-reno-womanJournal, M. B. R. G. (2018, January 26). From May 2010: Testimony details discovery of body, Brianna Denison death. Reno Gazette Journal. https://www.rgj.com/story/news/crime/2018/01/26/may-2010-testimony-details-discovery-body-brianna-denison-death/1067359001/Jul 28, 2008, page 4 - Reno Gazette-Journal at Newspapers.comTM. (n.d.). Newspapers.com. https://www.newspapers.com/image/149445981/?match=1&terms=brianna%20denisonKing, G. C. (n.d.). The murder of Brianna Denison — snatched in the Dead of Night — Crime Library. https://www.crimelibrary.org/notorious_murders/classics/brianna_denison/1.htmlKrikorian, T. (2008, March 29). Family invites communty to mark Denison birthday. Reno Gazette Journal, 1A-8A.McCandrew, S. (2008, November 28). Blue ribbons selling out at local stores. Reno Gazette Journal, 3A.Miller, C. (2010, June 3). BRIaNna Denison's killer, James Biela, gets death; mom says “He messed with the wrong family.” CBS News. https://www.cbsnews.com/news/brianna-denisons-killer-james-biela-gets-death-mom-says-he-messed-with-the-wrong-family/Nov 27, 2008, page 5 - Reno Gazette-Journal at Newspapers.comTM. (n.d.). Newspapers.com. https://www.newspapers.com/image/149622758/?match=1&terms=brianna%20denisonO'Malley, J. (2008a, February 22). Police: Suspect not a serial killer, yet. Reno Gazette Journal, 3A.O'Malley, J. (2008b, November 26). Police: DNA links Denison murder suspect to crimes. RGJ. https://archive.ph/20130201071613/http://www.rgj.com/article/20081126/NEWS18/81126016O'Malley, J. (2008c, November 28). Family calls tipster “incredibly brave.” Reno Gazette Journal, 4A.O'Malley, J. (2008d, November 28). Family to fight for tougher laws. Reno Gazette Journal, 3A.Oram, C. (2019a). Order of affirmance. In SUPREME COURT OF NEVADA. https://www.supremecourt.gov/DocketPDF/19/19-6204/117740/20191002123643407_Appendix%20Exhibits.pdfOram, C. (2019b). Petition for Writ of Certiorari - James Biela v. The State of Nevada. In Supreme Court of the United States. https://www.supremecourt.gov/DocketPDF/19/19-6204/117740/20191002123312032_Cert%20Petition.pdfORAM, C. R., NOBLE, J. P., & Washoe County District Attorney. (2019). RESPONDENT'S BRIEF IN OPPOSITION. In SUPREME COURT OF THE UNITED STATES [Legal brief]. https://www.supremecourt.gov/DocketPDF/19/19-6204/121720/20191107121019017_BIELA_BRIEF%20IN%20OPP_PET%20CERTIORARI.pdfProducer, B. R. M. N. G. (n.d.). Tip line played key role in cracking cold case - CNN.com. https://www.cnn.com/2008/CRIME/12/02/cold.case.arrest/index.htmlReports, W. (2008, February 23). Former Mendocino resident remembered at candlelight vigil. The Press Democrat. https://www.pressdemocrat.com/2008/02/23/former-mendocino-resident-remembered-at-candlelight-vigil/Search - Supreme Court of the United States. (n.d.). https://www.supremecourt.gov/search.aspx?filename=/docket/docketfiles/html/public/19-6204.htmlStaff. (2017, March 1). Suspect in Denison slaying fit the profile. Las Vegas Review-Journal. https://www.reviewjournal.com/news/suspect-in-denison-slaying-fit-the-profile/The Reno Gazette Journal & Lyon County News Leader. (2008, February 21). Brianna Denison Obituary. Legacy. https://www.legacy.com/us/obituaries/rgj/name/brianna-denison-obituary?id=27318198If you enjoyed the episode, consider leaving a review or rating! It helps more than you know! If you have a case suggestion, or want attention brought to a loved one's case, email me at bookofthedeadpod@gmail.com with Case Suggestion in the subject line.Stay safe, stay curious, and stay vigilant.
Plus: SNHD launches a dashboard tracking respiratory illnesses; a mama bear and her cub test Tahoe's patience; and what to see, hear, and do in Nevada. That and more in the latest episode of KNPR's State of Nevada.
Joseph Naso spent more than fifty years living a quiet life as a photographer, drifting from California to Nevada and blending into every neighborhood he entered. But behind the camera, he was documenting something far darker. Hidden in his home were thousands of photographs of women, mannequins posed like victims, and a handwritten “top 10” list that pointed investigators toward cold cases stretching back decades.A routine probation check in 2010 blew his secrets open. Detectives discovered journals detailing attacks, coded entries about women he called “projects,” and a disturbing pattern connecting him to the murders of women with matching double initials. His meticulous note taking and trophy keeping revealed the mind of a killer who treated murder like a lifelong hobby.Even today, from death row, Naso's secrets are still helping investigators identify victims and reopen long unresolved mysteries. The evidence he left behind continues to answer old questions while raising new ones.How many victims did Joseph Naso really have, and how many are still waiting to be identified?
In this episode, the conversation begins with news of a significant archaeological announcement from Egypt, believed to be associated with new findings in the Great Pyramid of Giza. Next, they discuss new findings about the Silk Road that help better understand the many unknown cities related to this essential early trade route. The team then welcomes Wyoming State Archaeologist Spencer Pelton and Professor Emeritus Robert Kelly, University of Wyoming, to discuss the details of the Native American Graves Protection and Repatriation Act (NAGPRA). Spencer Pelton became the Wyoming State Archaeologist in November 2019. Spencer has maintained a varied career in government, private, and academic sectors, working in Tennessee, North Carolina, California, Nevada, Colorado, Wyoming, and the Khovsgol Province of northern Mongolia. As a faculty member of the University of Wyoming Department of Anthropology, Spencer places an emphasis on training well-rounded students with a diverse set of knowledge and skills, offering educational opportunities in Plains and Rocky Mountain prehistory, global human dispersal, cultural resource management, archaeological excavation, and evolutionary perspectives in anthropology. Robert L. Kelly is professor emeritus and past department head of anthropology at the University of Wyoming, director of the Frison Institute, president of the Society for American Archaeology, and secretary of the Archaeology Division of the American Anthropological Association. He has authored over 100 articles, reviews, and books, including two archaeology textbooks and The Lifeways of Hunter-Gatherers (Cambridge University Press, 2013). He specializes in the ethnology and archaeology of hunter-gatherers. Since 1973, he has conducted research throughout the western U.S. and Madagascar, and he has lectured in Europe, Asia, and South America. Kelly currently researches caves and high altitude adaptations in Wyoming, as well as the archaeology of ice patches in Glacier National Park. Seven Ages Official Site Seven Ages Official Merchandise Instagram Facebook Patreon Seven Ages YouTube
Jalen and Josh are back for season 3 and a brand new NBA season. Make sure you subscribe so you never miss an episode.Make it legendary with BetMGM. Download the app today and use bonus code ROOMMATES to get up to a $1500 First Bet Offer on your first wager with BetMGM! https://betmgm.com/roommatesFull episode: https://youtu.be/16vShXesp-ALet Macy's be your guide to gifting this holiday season. Shop macys.com or head to your local Macy's today.See https://BetMGM.com for Terms. 21+ only. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Gambling problem? Call 1-800-GAMBLER (Available in the US). 877-8-HOPENY or text HOPENY (467369) (NY). 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. TT: https://www.tiktok.com/@roommatesshowIG: https://www.instagram.com/theroommatesshowX/TW: https://twitter.com/roommates__show#NBAFreeAgency #DamianLillard #LukaDoncic #MikalBridges #BallIsLife #NBAUpdates #HoopsTalk #NBAHumor #HoopDreams #NBAComedy #BasketballPodcast #NBABanter #NBAStories #NBAInsight #ProBasketball #NBAFans #AllStarTalk #BasketballCulture #NBA2025 #NBAFreeAgencyNews #JalenAndJosh #GettingPaid #LillardStatue #RoastingKarlAnthonyTowns #KATroast #MikalAndLuka #PlayerOpinions #FunnyHoops #HoopsComedy #PlayerTalk #BasketballAnalysis #InsideTheNBA #NextLevelHoops #NBALegends #CourtTalk #PodcastHighlights #PodcastSnippet #TributeTalk #StatueDebate #PlayerChat #FanTalk #NBAHeatCheck #BallersBanters #HotTakes #BehindTheBanter #PodcastMoment #PodcastClips #KTLove #LillardLove #PlayerChat #BehindTheBanter #TheRoommatesPodcast #NewYork #Knicks #Basketball #NBA #NBAPlayers #nbaoffseason #offseason Hosted on Acast. See acast.com/privacy for more information.
We have a fresh round of drill results out this morning from Cartier Resources, Orla Mining, Trifecta Gold, and Blackrock Silver. Kenorland see encouraging exploration work in Western Wabigoon and Flora. District Metals is adding more licenses in Sweden. DPM published their mineral resource estimates for the Dumitru Potok, Rakita North and Frasen prospects in eastern Serbia. This episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at revival-dash-gold.comVizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at https://vizslasilvercorp.com/Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at equinoxgold.com Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com
Send us a text#359 - Rob Sembiante has attempted and finished race distances that many of us wouldn't even think about starting. He counts Antarctica, the Dolomites and 300 miles through the Utah wildlands as three of his toughest. He joins mem this week to talk about them, as well as the established race he's taking over next year, the Bootleg Boogie. He'll talk about why he's starting this new challenge and what changes are being made. It's a great race and Rob will only make it better. The show website is going away in January. All information will be available on the website until then, but from January, 2026 forward, show links and necessary information will be available through this link: https://www.buzzsprout.com/248027Fit, Healthy & Happy Podcast Welcome to the Fit, Healthy and Happy Podcast hosted by Josh and Kyle from Colossus...Listen on: Apple Podcasts SpotifySupport the showMartha Runs the World websitehttps://www.martharunstheworld.com/Email:martharunstheworld@gmail.comInstagram:https://www.instagram.com/martharunstheworld/#
Tampa Bay is the best team in the east and we don't know why we ever questioned it. Maybe it's time for the clown noses again. Palmeri and Fox go down with big injuries and it's crushing for both NY teams. The Canadian Goodbye is the greatest invention since sliced bread. Netters College Puck Drop is fired up for the battle of Michigan. And the beer league hotline and blind ranking always bring the heat. NEW EPISODES EVERY TUESDAY & THURSDAY! Watch full episodes, shorts, and clips on YouTube. Listen to the podcast on Spotify or anywhere you get your pods. Subscribe & follow Empty Netters everywhere: YouTube: / @emptynetters Instagram: @EmptyNetters TikTok: @EmptyNetters X: @EmptyNetters PRESENTED by BetMGM. Download the BETMGM app and use code “NETTERS” and enjoy up to $1500 in bonus bets if you lose your first wager! Thanks to our Sponsors! BetMGM: Use bonus code NETTERS when signing up to receive up to $1500 in bonus bets if your first bet loses. SKIMS: if you're looking for the perfect gifts this season - the SKIMS Holiday Shop is now open. https://www.skims.com/netters Aura Frames: Exclusive $35 off Carver Mat at https://on.auraframes.com/EMPTYNETTERS. Promo Code EMPTYNETTERS LUCY: Order your LUCY Today by going to https://www.lucy.co/Friday and use promo code FRIDAY for 20% off your first order. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Learn more about your ad choices. Visit megaphone.fm/adchoices
The primary focus of this podcast episode is the comprehensive analysis of the winter weather conditions affecting various regions of the United States on December 2, 2025. I elucidate the impact of a significant winter storm that has engendered widespread warnings and advisories across the northern Mid Atlantic and interior Northeast. Furthermore, I address the adverse weather phenomena occurring in the Florida Panhandle, where morning storms present a marginal risk of damaging winds and the potential for brief tornadoes. As I traverse through the states, I highlight the freeze warnings that prevail in parts of California, Nevada, and Arizona, alongside the winter storm warnings in Alaska and New Hampshire, which are indicative of hazardous travel conditions. This episode serves as a crucial briefing to ensure that our listeners remain informed and prepared amidst these challenging weather developments.Takeaways:* A significant winter storm is currently affecting the northern Mid Atlantic and Northeast regions. * The Florida Panhandle is experiencing morning storms, with potential for severe weather conditions. * California is under freeze warnings due to a cold, dry air mass affecting various locations. * Winter weather advisories are issued across several states, including Pennsylvania and New Jersey. * Accumulating snow is expected in parts of New York, impacting travel conditions throughout the region. * Coastal areas face increased risks of flooding and hazardous conditions due to high tides and strong winds. Sources[NWS Winter Storm Warning (national text feed) | https://www.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter%20storm%20warning][NWS Phoenix | https://www.weather.gov/psr/][NWS Los Angeles/Oxnard | https://www.weather.gov/lox/][NWS San Francisco Bay Area | https://www.weather.gov/mtr/][NWS New York, NY (OKX) | https://www.weather.gov/okx/][NWS Mt. Holly Briefing | https://www.weather.gov/phi/marine][NWS Tallahassee | https://www.weather.gov/tae/][SPC Day 1 Outlook | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NWS Tallahassee Marine | https://www.weather.gov/tae/marine][NWS Honolulu Advisories | https://www.weather.gov/hfo/watchwarn][NWS Honolulu Surf Forecast | https://www.weather.gov/hfo/SRF][NWS Gray/Portland | https://www.weather.gov/gyx/][NWS Baltimore/Washington Weather Story | https://www.weather.gov/lwx/weatherstory][NWS Baltimore/Washington (Advisories page) | https://www.weather.gov/lwx/][NWS Boston/Norton | https://www.weather.gov/box/][NWS Gaylord | https://www.weather.gov/apx/][NWS Las Vegas | https://www.weather.gov/vef/][NWS Gray/Portland NH Page | https://www.weather.gov/gyx/domainNH][NWS Mt. Holly Briefing | https://www.weather.gov/phi/marine][NWS Albany | https://www.weather.gov/aly/][NWS New York, NY | https://www.weather.gov/okx/][NWS Cleveland Advisory/Outlook | https://www.weather.gov/cle/][NWS CLE “Forecast Cold Outbreak” | https://www.weather.gov/cle/Forecast_Cold_Outbreak][NWS State College Area Forecast Discussion (Advisorieslisted) | https://www.weather.gov/ctp/AreaForecastDiscussion][NWS Pittsburgh DSS/Advisory page | https://www.weather.gov/pbz/weatherbriefingpage][NWS Burlington “Winter Storm Warnings and Advisories forTuesday” | https://www.weather.gov/btv/][NWS Baltimore/Washington Weather Story | https://www.weather.gov/lwx/weatherstory] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
My guest today on the Online for Authors podcast is Patrick Naughton, Jr, author of the book Born from War. Originally from Hawaii, Patrick is a United States (US) Army officer and a Military Historian. He is currently teaching at the Command and General Staff College at Fort Leavenworth, KS. He received the Army's General Douglas MacArthur Leadership Award in 2012. He has had unique opportunities to serve as an Interagency Fellow with the Department of Labor, a Legislative Liaison to the US Senate, and a Congressional Partnership Program Fellow with the Partnership for a Secure America - all in Washington, D.C. He also served as a Senior Leadership Fellow with the Center for Junior Officers at West Point. He holds a Master of Military Arts and Science degree in History from the US Army Command and General Staff College, where he was an Art of War Scholar. He also holds a Master of Science in Crisis and Emergency Management and a Bachelor of Arts degree in History both from the University of Nevada, Las Vegas where he was an Army ROTC Distinguished Military Graduate. He has published in several venues, but his first book “Born From War: A Soldier's Quest to Understand Vietnam, Iraq, and the Generational Impact of Conflict” was released in April 2025. The views expressed in those publications and this website are his own and not of the Department of the Army, the Department of Defense, or any agency of the US Government. He is forever thankful for the support of his lovely wife, Sheila and their beautiful son, Tommy. In my book review, I stated Born from War is an incredible memoir that looks at the author's time in Iraq compared to his father's time in Vietnam. Despite the decades between the wars and the many differing circumstances, Patrick found astounding similarities. These similarities helped him to understand his father and 'his father's war' in ways he never thought possible. I found it very interesting that without identifiers giving me the what or when, many of the author's recollections could have been swapped with his father's. It makes me wonder if the same would be true for those who fought in WWII or Korea or any modern conflict - and if so, what do we need to learn as a people about war and what it does to soldiers and to civilians living with the consequences. Despite 'lessons learned' from Vietnam, it appears some things do not change. Can they? Should they? And how do we get those in charge to understand what is actually happening on the front lines? I enjoyed this book and feel like I know a bit more about Vietnam, Iraq, and the soldiers who are willing to fight for their country - even when the goals are nebulous. Subscribe to Online for Authors to learn about more great books! https://www.youtube.com/@onlineforauthors?sub_confirmation=1 Join the Novels N Latte Book Club community to discuss this and other books with like-minded readers: https://www.facebook.com/groups/3576519880426290 You can follow Author Patrick Naughton, Jr Website: https://www.patnaughton.com/ X: @PatrickMilHis FB: @patrick.naughton.37 IG: @patricknaugh LinkedIn: Patrick Naughton Purchase Born from War on Amazon: Paperback: https://amzn.to/4nfooeZ Ebook: https://amzn.to/3JNP7kn Teri M Brown, Author and Podcast Host: https://www.terimbrown.com FB: @TeriMBrownAuthor IG: @terimbrown_author X: @terimbrown1 Want to be a guest on Online for Authors? Send Teri M Brown a message on PodMatch, here: https://www.podmatch.com/member/onlineforauthors #patricknaughtonjr #bornfromwar #memoir #terimbrownauthor #authorpodcast #onlineforauthors #characterdriven #researchjunkie #awardwinningauthor #podcasthost #podcast #readerpodcast #bookpodcast #writerpodcast #author #books #goodreads #bookclub #fiction #writer #bookreview *As an Amazon Associate I earn from qualifying purchases.
As Nevada City prepares for Victorian Christmas and an onslaught of tourists this holiday season, the historic properties lining downtown's Broad Street are gearing up to be put on display. However, a worn down, long-empty address at 311 Broad Street wasn't quite living up to what a recent New York Times article called one of the “best-preserved Gold Rush-era towns in California.” So the Nevada City Chamber of Commerce, City of Nevada City and Nevada County Contractor's Association hatched a plan.As part of KVMR News' quest this December to keep you informed on festive winter activities in our area - we sat down with Nevada Union High School Choir Director Connor Jamison to talk about the impending annual NU Choir Holiday Concert.
What happens when inheritance collides with family tension? Abe Ashton dives into the delicate question of keeping your wealth safe from unwanted hands—like a son-in-law you’d rather not include. Through real-life scenarios and clear strategies, Abe explores how trusts and estate planning can protect your assets while letting you enjoy them during your lifetime. If you’re facing tricky family dynamics or simply planning ahead, this episode breaks down the essentials without the legal jargon. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.
Keith discusses seven ways to get a lower mortgage rate, emphasizing the historical impact of the 1940s GI Bill on homeownership and wealth creation. Caeli Ridge, founder of Ridge Lending Group, digs into smart tactics like adjustable rate mortgages, DSCR loans, and down payment options, plus insider tips on boosting your creditworthiness, timing your rate lock, and planning ahead so you can maximize your returns. They also explore trends like 50-year mortgages and portable mortgages, and the benefits of FHA and VA loans for first-time buyers. Resources: Want expert guidance on your next real estate investment or mortgage? Reach out to Ridge Lending Group for personalized support and a full range of loan options—whether you're a first-time buyer or seasoned investor. Visit ridgelendinggroup.com or call 855-74-RIDGE to take your next step! Episode Page: GetRichEducation.com/582 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, seven ways you can get a lower mortgage interest rate. We'll break them down loan types available to you that you never heard of, and learn how the 1940s GI Bill shaped the mortgage that you get today on get rich education Speaker 1 0:22 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:07 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith, Keith Weinhold 1:23 welcome to GRE from the Romanian Black Sea to the Egyptian Red Sea and across 188 nations worldwide. I'm Keith Weinhold, and this is the indefatigable get rich education before we discuss the seven ways that you can get a lower mortgage rate and more in the 1940s before my dad was born, the GI Bill gave veterans returning from World War Two access to cheap home loans, and that single policy decision might have done more to shape the modern American Housing landscape than Anything else in the last 100 years. Think about it, millions of young men, almost kids, really had just spent the better part of their early adulthood in Europe or the Pacific. They came home, married their sweethearts, started families, and suddenly America had this booming demand for housing, but demand alone doesn't build homes. You also need money. You need access to credit, and that's where the GI Bill stepped in. It didn't just thank returning service members for their sacrifice. It handed them something way more powerful, the ability to buy a home with little money down a low interest rate and underwriting standards that would frankly look like a fantasy today, that access to credit sparked one of the biggest housing booms in American history. You had these entire suburbs that sprang up overnight, Levittown in New York, Lakewood in California. These were master planned communities, and they really became a blueprint for Post War America. We had the booming 50s, and this had a lot to do with it. Here's the part that most people don't understand. This wasn't just about housing. This was about wealth creation, because for better or worse, home ownership has been the primary wealth building vehicle for the American middle class these past 100 years, when you give millions of people a subsidized path into property ownership, you're not just giving them a roof. You're giving them equity appreciation, leverage, tax benefits. You're giving them the engine, this flywheel that spins up generational wealth in a lot of ways. The GI Bill is the earliest institutional example of what I at least tell you here on the show, real estate pays five ways. Now they didn't call it that in 1947 but that's exactly what it was. Veterans earned appreciation as suburbs grew. They had amortization working for them, they collected tax advantages. Inflation slowly eroded their fixed rate mortgage balances too. And here's the thing, these weren't even speculative investments. They were homes that they lived in. Now, of course, the GI bill wasn't perfect. It expanded opportunity for millions of people, but it excluded a lot of people too. Lenders and local governments often blocked black veterans and other minorities from accessing the same benefits. That's a whole story unto itself, but the takeaway for today is, when you combine demographic momentum with favorable financing, you can remake a nation, and that's why housing policy still matters today, which we'll get. Two shortly, when you change access to credit or just tweak it, you change the trajectory of families and markets for generations, and the GI Bill proved that. So when we talk about interest rates, affordability, supply shortages, or any of the high frequency housing data that we cover here, remember that the stories aren't just about numbers. They really are about people. They're about giving ordinary Americans the chance to build wealth the same way that those World War Two veterans did through ownership, stability and the quiet compound leverage, not compound interest. Compound leverage that real estate delivers over time. Keith Weinhold 5:49 I'm bringing you today's show from, I suppose, a somewhat exotic location. I am inside Caesar's Palace, which is right near the very middle of the famed Las Vegas Strip, that's where I'm at. The hotel staff is always accommodative of the show setup. This might seem a little strange to you, because I'm not a gambler. The reason I'm here is that my brother lives 25 minutes away, and I've been with him during Thanksgiving. Next week, I'll bring you the show from Buffalo, New York, and then two weeks from now, I have something heart warming to tell you about that, and it is a real estate story. I'll be broadcasting the show from upstate Pennsylvania. I'll be there to visit my parents. My brother's also coming in from Nevada to be there. That's where the four of us, mom, dad, my brother and I will sit around the same dining room table in the same kitchen of the same home that my parents have lived in since the 1970s nothing has changed, and all four of us know our spots at the table. And actually, it's not even called the dining room table. It is the supper table, as my parents call it so, from flashy Caesar's Palace today to Buffalo and then to Appalachian simplicity in Pennsylvania, the stability and continuity of my parents living in the same home and four wine holds sitting around the table during the holidays, it is so rare. I imagine less than one or 2% of people can do this. I'm just profoundly grateful and proud of Kurt and Penny Weinhold for being the best, most stable parents I could have asked for. It's almost too much to ask, and if you don't have that in your life. Ah, you can do something about that. You can provide the same decency and stability for your children. Keith Weinhold 7:50 Let's talk about seven proven ways you can get a lower mortgage rate with this week's terrific guest. Though, we'll focus on investment properties. A lot of this applies to primary residences as well. Keith Weinhold 8:07 We are joined by the founder of the lender that's created more financial freedom for real estate investors than any other mortgage originator in the nation, the eponymous Ridge lending group. And though that sounds impressive, my gosh, she didn't even need that introduction for you the listener, because she's one of the most recurrent guests in show history. Welcome back to GRE Caeli Ridge, Caeli Ridge 8:30 I am delighted to be here as always, Keith, thank you for your support and acknowledgement. I love what you do, and I'm hoping that I can bring more value today to your listeners in what it is that we do, educating the masses, right? Keith Weinhold 8:42 You've been doing that here for about 10 years. And yes, we're talking about a woman with a reputation for writing emails in all caps, yet still maintains a great relationship with everybody. I mean, congrats, shaile. I couldn't possibly pull that off myself. Caeli Ridge 8:58 Thank you, Keith. And you know, I'm going to stay by my all caps, man, it's a speed thing. It all boils down to the number of seconds in the day that I can just move quickly through an email. Yeah, I love my all caps. Keith Weinhold 9:09 Apparently recipients are still replying, well, you can get a lower mortgage rate in at least seven ways. You can get an adjustable rate mortgage, do a midweek lock in, negotiate seller credits. Have a high credit score. Do a two one buy now, which is kind of old school, but some home builders are using it boost your DTI or buy now, not later. Those are some of the strategies for lowering your mortgage rate. What are your thoughts with regard to that? Caeli Ridge 9:39 I think all of those are viable. I would just say on the adjust for a mortgage. The pushback I would give there is, is that for residential property, specifically, single family, up to four units, we are not finding that spread between the arm and a 30 year fix. We've been the industry as a whole, secondary specifically been on the inverted yield. Now this gets a little tough. Nickel, and I won't go down that rabbit hole, but 08, 09, the housing and lending crash created an environment within secondary markets where an inverted yield has made a 30 year fixed mortgage more favorable in the rate department. Now that's not always going to be the case. I am a huge fan of the adjustable, but what would work right now is an adjustable with the all in one not to take too much time on that topic, but that would be an adjust rate mortgage that I think would save interest or reduce the rate of which interest is accruing, Keith Weinhold 10:30 the all in one loan, which we discussed extensively back at the beginning of this year here on the show. Long term, though, I have seen adjustable rate mortgages work for a lot of people, because really, the compelling proposition of the arm is that it guarantees that you get a lower rate in the near term, and yet there's only a chance that you're going to have a higher rate in the long term Caeli Ridge 10:53 and further. Let's I mean, let's dissect that a little bit. I am a huge proponent. I love an adjustable rate mortgage when the arm is pricing a half or a full percentage point plus over a fixed especially for non owner occupied and the reason for that is, and this is statistically speaking, feel free to look this up, guys, the average shelf life of a mortgage for an investment property is about five years. Great point, right? And we know that if that's the case, right, we're refinancing to harvest equity. We're refinancing maybe to reduce an interest rate from where the market was before, et cetera, et cetera. So that would be the first thing I would say. And then also remember, you guys the first 10 years of an amortized mortgage, 30 year fixed, amortized mortgage, how much of that payment is going to the principal? Because people will often push back by saying, well, either an interest only, or an adjustable and what happens if it changes or it goes up? Most of your payment is going to the interest anyway, and that reset to harvest equity. Borrowed funds are non taxable. We always say that, right? I think it's fully justified. So I love an arm, I just don't know, in comparison to a 30 year fixed today, like a five year ARM versus a 30 year fixed we are in a place that it makes sense, but normally, to your point, absolutely. Fan Keith Weinhold 12:06 that spread needs to widen for the arm to make more sense. What about doing a mid week rate lock in? Is that a thing? Caeli Ridge 12:13 Yeah. And you know, I don't have any empirical evidence here. Okay, I don't have any data points that actually prove this, except for 25 years in the business and locking loans every day of my life. There's something about a Monday and a Friday. And I have some conspiracy theories. I don't know that. I it's necessary to share them here, but midweek locks tend to be more favorable in both points and interest rate than you'll find on a Friday and a Monday. I think largely it has to do with, you know, the stock exchanges shutting down for the weekend, right? You got a Friday, you got two days in between. You got foreign markets, and all the things that can explode and happen during that amount of time. So I think they hedge a little bit. So on Friday, going into the weekend, I think that there's something about that and why interest rates are a little less favorable. And then Monday, of course, coming off the weekend, similarly, maybe there's some truth to that too. Keith Weinhold 13:02 Now, negotiating seller credits has really been a trend to help with affordability. Tell us about specifically what you're seeing there, what's common. Caeli Ridge 13:11 So we're talking to investors. I can tell you that the loan products you guys are going to have access to are going to cap you, okay, you're going to cap at, per guideline, 2% of the purchase price. Okay, remember that your points that you're paying when you get into locking an interest rate are going to be calculated on the loan size, all right. So the first thing to know is seller paid closing costs, maximum is going to be 2% per underwriting guidelines. That 2% is based on your purchase price. Anything that you're paying points for is going to be on the loan balance, the loan size, so there's going to be a little extra there for you that can contribute or can pay for some other closing costs, right, depending on the numbers. Now, if you're smart enough, or lucky enough, or whatever, the market is viable enough that you can negotiate more than 2% from the seller to pay towards closing costs, you're going to be limited on what you can do on the loan side. But let's say that you go and you've negotiated 4% seller will pay 4% towards your closing costs. Then in that case, you can reduce, you got the two points that you're allowed per guideline. And then you can reduce the purchase price by the difference you don't want to leave that money on the table. Keith Weinhold 14:15 That's how it's done. And then there's just simply having a higher credit score. What's the highest credit score that really helps you get the lowest mortgage rate for both primary residences and non owner occupied properties. Loan product Caeli Ridge 14:29 type dependent. But I would say overall, 760 and above is kind of that threshold. There are products that go 780 maybe even on the rare occasion, 800 and above. If I had to pick a number as the absolute pinnacle, I'm going to go 780 Keith Weinhold 14:41 All right, so having a credit score above those thresholds really doesn't help get you a lower interest rate. It's really just a little flex that you've got an 811, credit score, or whatever it is. Now the two, one buy down. That's something that we used to see long ago. A few home builders are bringing it back. And what that does it allow? Homebuyers to pay a lower interest rate for the first two years with the seller covering the difference, and that allows the seller to get their price. They don't have to lower the price of the home at all. But the two one buy down, and you see that written, two, one that has been employed more recently. Tell us about that. Caeli Ridge 15:18 Well, the builders are struggling in some cases, right? The affordability buzzword is all over the place. So they've had to get creative and find ways in which they can move their inventory. So I think they've done a good job at kind of shaving off some of their margins to satisfy or improve the terms for the consumer. So I like the two. One, if you can get it Keith Weinhold 15:37 now, one can boost their DTI as well their debt to income ratio and Taylor. When we've talked about that before, we've usually talked about reducing your debts in order to improve your DTI. However, a lot of people don't think about the fact that, oh, well, you can increase your income that lowers your DTI to help you qualify. So tell us what is the max DTI that you can have Caeli Ridge 16:00 maximum debt to income ratio, in most cases on a full dock loan is going to be 50% now, depending on the type of income that you earn or that you've demonstrated, how you calculate that can get a little bit tricky. But if you're just a straight w2 wage earner, we don't have, you know, commissions or bonuses or anything that we consider variable income, then you just take your gross income times 50% whatever that number is, all of your liabilities on the credit report, we do not count ordinary living expenses like food and gas and utilities and cell phone bills. It's the minimum payments on the credit report. As long as whatever that add up is fits within that 50% you're good to go. Keith Weinhold 16:37 Now, when it comes to improving our DTI to get a lower mortgage rate, I tend to think it's easier to knock out some debts to improve your DTI. But what about the other side of it? What about increasing your income to improve your DTI, lower your mortgage rate and qualify? Can you talk about some of the strategies for increasing your income with respect to DTI? Caeli Ridge 17:02 Absolutely. And the biggest one, I think that we probably want to focus on most is going to be on a schedule E, right? That's the one that you're going to have more control over. So when we talk about rental income and how we might be able to boost that first, it might be important to share that there are two ways in underwriting that we will calculate or quantify rental income. The first way is called the acquisition year formula. I'll give you that in just a second. It's very easy, but the way I think we focus on here, because acquisition year is going to be what it is, you're going to have very little ability to manipulate or change that once our rental properties fall on our tax return, specifically the Schedule E of a federal tax return, you as the taxpayer or the borrower are going to have some access to maximize or increase the income, or, let's actually get a little bit more granular there to maximize the gain or minimize the loss, by means of depreciation, maybe a cost seg, maybe we make sure that one time, extraordinary expenses are demonstrated on the tax return in the appropriate way so that underwriting can add those things back. So I know that this sounds technical, but the scheduling is the way that I would say is the easiest for an investor to maximize income, reduce debt to income ratio. And I will close by saying that ridge lending, I think one of our most valued value adds is the ability to help our clients look at their draft tax returns on an annual basis and present them with, Hey, listen, Mr. Jones, if you file this way, this draft tax return, if it files this way, this is what it means to your debt to income ratio. Here's my advice, right? We go into a lot of depth there with our clients. Keith Weinhold 18:39 That is a smart, long term planning piece that most mortgage companies are not going to give you. They're not going to be forward looking, looking out for your next three years of growing your income property portfolio. And shortly, we'll talk about a way for you to qualify loans where you don't have to show tax returns or W twos or pay stubs. But while we're talking about how to get a lower mortgage rate and some creative ways to do that, I brought up, buy now, not later. And what do I mean by that? What I mean is say, properties appreciate even 3% over time. Buying now, I mean that is going to net you more equity if you buy now rather than waiting, than it would in the savings from a rate drop, when you look at the appreciation run up, however, if rates go up, then you get both the lower price and the lower rate by buying now, not later. Caeli Ridge 19:32 And I would add to that, we have to remember that in addition to a very modest 3% in the home appreciation, we should be appreciating our rents at even a modest 2% a year, right? Depending on where you are, et cetera. I know that there's exceptions to the rule. And then finally, we got to add in that tax benefit, what you're going to get in your deductions, et cetera, et cetera. Keith Weinhold 19:51 Yeah, great point. Well, I brought up seven ways that you can get a lower mortgage rate. Can you share a few more with us? Some common ones? Because I know. That almost everyone that calls in there wants to inquire about mortgage rate as well. Caeli Ridge 20:03 Everybody wants, yep, everybody wants to talk about the rate, despite my vervet opposition to say, do the math. Do the math. Do the math. You know, the easiest one there would be buying down the rate. I'm going to try and formulate an example. Let's say you've got a really high wage earner and in the thick of their earning years, and they're trying to prepare for retirement down the road. It's a longer term burn. They desperately need tax deductions, and the deal that they're looking at, yeah, it's okay, but they want some extra expenses on the Schedule E, maybe they buy the rate down by three even 4% because points on an investment loan transaction are tax deductible, so that might be something, and they obviously benefit from the lower interest rate. Now I may push back on this, and I think again, I know I sound like a broken record here, but we really need to do the math. What are we getting versus what are we giving up to get a 6% or five and a half percent interest rate? What does that mean in real, tangible cost, and what's that? Break even? It's actually a fairly simple calculation. When you just divide the difference in what you're getting versus what you're paying for, and that'll give you the number of months that it takes to recapture the incentive versus the expense. But that would be the easiest one. Keith, I would say buying down points, using paying additional points to get that lower interest rate, Keith Weinhold 21:20 buying down your rate. It could feel good in the short term, but it's often not the best long term or even intermediate term move when you do the math, as you always like to say, well, you the listener here, you know that you can qualify for mortgage loans, for rental properties without needing a w2 without needing a pay stub and without even needing to show tax returns, because you need all those things for a conventional loan, but for a DSCR loan, debt service coverage ratio, you don't. So talk to us about the pros and cons of a DSCR loan versus a conventional Caeli Ridge 21:53 loan. Okay? And I've got a hook here too, because I think the listeners are gonna be very, very pleased to hear at the end of this statement, what's happening with DSCR in conjunction or comparison, rather to the conventional so DSCR everybody means debt service, coverage ratio. It's a very simple formula. We are going to take the gross rents and divide it by the principal and interest and taxes and insurance and association. If it applies, that's it. Keith Weinhold 22:18 $1,000 in gross rents, $800 in p i, t i, that yields a DSCR of 1.25 Correct? Caeli Ridge 22:25 Yes, you're absolutely right. The one that I use as I, just to keep it simple, is 1000 rents, 1000 piti. That's a 1.0 right? As long as the gross rents are equal or greater than the p i, t i, you're going to be in a position to get the more favorable rates. Now that's not to say that we can't go below a 1.0 ratio. You can actually have a property, we have products that will allow the DSCR to be a point seven five. That would mean, in this scenario, if you had rents, gross rents of 750, and the piti was 1000 you can actually get that loan done. That is allowed. The rate gets a little bit hairy. So more often than not, we're at the 1.0 and above. So this is just a really great way for investors who are either recently self employed, maybe they're adjusted gross, they just write everything off for reasons that you can imagine. Why? Right? They don't want to pay the taxes. It could be 100 different reasons. The DSCR option is such a great solution to provide a 30 year fixed mortgage same same similar leverage, if not sometimes even better than a Fannie Freddie, than a conventional loan, you can usually leverage a little bit more, in some cases, on a DSCR like a two to four, for example, two to four unit residential property, Fannie Freddie, they kind of cut those loan to values a little bit, and the DSCR loans don't care about that. So you can get the same leverage as a single family would in a DSCR. The only other primary difference is these DSCR loans are going to come with prepayment penalties. Typically, the standard is about three years, but we're usually not refinancing in the first 36 months. Anyway, if you know that that's applicable to you, then you'd have to buy the prepay down or out, which you can do otherwise. DSCR is amazing. Oh, and I'll give you the little hook here. So something I have observed this is maybe very recent 4550 ish days, the margin for interest rate difference between conventional and DSCR is really starting to narrow. DSCR products are really performing well, and that interest rate improvements that we've been seeing for those products is not far off from what the Fannie Freddie's are, and I've even seen examples where DSCR beats a 30 year fixed Fannie Freddie rate. Now those are for the higher loan amounts. I can explain if you want, but otherwise, that's good news. Keith Weinhold 24:36 Okay, this is really good news. It's a time in the cycle where dscrs could very well make sense for you without that huge documentation Shakedown that you need with W twos and pay stubs and everything else. There are a lot of nascent trends in the mortgage industry, and we're trying to separate some of them from being rumors, from being something that can truly happen. We're talking about 50 year mortgages and poor. Affordable mortgages. More on that. When we come back, you're listening to get rich education. Our guest is Ridge lending Group President, Chaley Ridge Keith Weinhold 25:07 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom. Coach, directly, again. 1-937-795-8989, Keith Weinhold 26:18 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President Chaley Ridge personally, while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com Dana Dunford 26:50 this is hemlanes co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 26:58 welcome back to get rich education. We're talking with Ridge lending Group President and Founder, Chaley Ridge about how you can get lower mortgage rates, and also about some trends in the industry, separating what's really a rumor in what could really happen squaring on 50 year mortgages and portable mortgages, those are both things only being discussed by the administration to help with affordability. FHFA Director Bill Pulte created some jarring news recently when he publicized this. What are your thoughts on the 50 year mortgage? Caeli Ridge 27:39 You know, on a primary residence basis, I'm not so sure I need to maybe put some more thought into that. But for an investment property, I love it. Man, anything to keep that payment down so that, because, remember, we talked about earlier in the show here the percentage of mortgages, let's just use our 30 year fixed for a second that for a rental property that start on day one and then stroke a check 360 times later to pay that to zero. Is a fraction of a percent right? We are refinancing these things. We are selling them and doing 1031 exchanges. So anything that can keep my cash flow higher and my payment lower, I am all for it. Now, the people that push back and say, Well, I want to pay off my mortgage in 15 years. I don't want to pay extra interest, you are welcome to do that. So there's a second piece to this that I think is equally as important as maximizing cash flow, and that is your qualification. All right, if this comes to pass, and right now, it could just be noise, okay, and I'm speaking specifically for investment property, but if this is available to us, the debt to income ratio component, because think about it like this. So I'm going to keep using my 15 year and my 30 year, because that's kind of what we understand. The payment difference between a 30 year 360 month and a 15 year 180 month can be substantial depending on the loan size. I mean, it can be hundreds and hundreds of dollars for the individual that is dead set and say, I don't want to pay the higher interest. I want to pay these things off. We may have arguments about that whole strategy to begin with, but overall, if they still want to do that and that's their decision, Fine, take the 30 year fixed payment. Take the 30 year fixed mortgage. Apply the difference. You can figure out that payment difference very easily. Apply it religiously. Every month. You will cross the finish line in about 15.4 years. Download an amortization calculator online. You can find them everywhere. Plug in your numbers, and you'll see what I'm talking about. If you were to do this, let's say the difference is 200 bucks a month, and you send it in every month with your 30 year fixed mortgage payment, you will cross the finish line to pay that thing off in about 15.4 years. So yes, you'll pay a few extra months of interest. But what have you done to your qualifications, right, your payment now on your debt to income ratio, when we're looking at this thing for a future optimization, never take the shorter term amortization, ever, ever, ever, you won't pay the higher interest that the 30 year or the 50 Year will probably come with because you've accelerated the payoff so long, if that's your choice. Now for everybody else that really wants. To maximize that cash flow. And they get that, they're going to be refinancing this every five, six, whatever it is, years take it, man, I am all for the longer term amortization on a rental. Keith Weinhold 30:10 I agree with you. I even like the 50 year on a primary residence, but yeah, Chaley, right here on the show, several weeks before Bill Pulte made the announcement, I actually talked about the 50 year mortgage and compared it to the 30 and the reasons that I like it because I knew there was a chance it could be coming, since this administration is trying to do so much to help out with affordability, people buy based on a payment, not a price that lowers the payment. A 50 year mortgage helps you benefit from inflation, and there are a lot of other advantages that have to do with that, although you probably are going to pay a higher interest rate on a 50 than you would a 30. And you know, Chaley, when the 30 year mortgage had its Advent just after World War Two, I'm going to guess 75 years ago, people were having this same conversation like, oh, 30 years, my gosh, you're never going to pay off the home. And really, that's not what it's about. Caeli Ridge 31:01 Not at all, not at all. And remember, you guys, I would encourage everybody listening to this to actually go get that amortization table and see how much interest is baked in and how it is applied and paid. It is the back end of any of these amortized mortgages where the principal actually starts to get applied in a meaningful way. The 50 year mortgage, or the longer term amortization is a huge advantage. I'm speaking for investors. Mostly. I love it. Keith Weinhold 31:26 Some people say, are you nuts? Look at how much more interest you're paying over the life of the loan on a 50 year mortgage versus a 30 year mortgage. We already touched on that you're not going to keep that loan for the life of it, and if you just take the difference from the lower payment that a 50 Year gives you, and invest that in 8% return, you are going to crush 2x to 3x oftentimes, what the paltry interest savings are over several decades, Caeli Ridge 31:26 and somebody else is making that payment right. We have tenants that are responsible Keith Weinhold 31:47 100% and then there's something that I don't know if portable mortgages would fly. And what this means is that when borrowers move, they could keep the rate, keep their term and keep their lender, presumably for the new home you might have seen it in the news. You the listener that Fannie May remove the minimum credit score requirements from desktop underwriting. And Chaley, I think you let me know elsewhere that those changes don't affect non owner occupied, but of course, it could affect the broader housing market in pricing. What are your thoughts about lowering the credit score requirement Caeli Ridge 32:28 so similar to the portable stuff, until it really reaches mainstream and it affects the non owner occupied I'm not deep diving into those things. The basis of it, though, is, is that, yeah, they're removing that minimum credit score requirement from a du underwrite that stands for desktop underwriter, as you said, that is Fannie Mae's sophisticated, automated underwriting system, and I think it's just going to give more eligibility to lower income households and people trying to become homeowners that have found the barrier for entry very restrictive because They have credit issues. Keith Weinhold 33:00 Well, let's talk about FHA and VA loans, something that we have rarely, if ever touched on. Our listeners know that I started out making my first ever property of any kind, an FHA loan with three and a half percent down on a fourplex, living in one unit, renting out the other three. Tell us about some trends there in FHA and VA loans Caeli Ridge 33:21 we actually just did house hack campaign. We did a webinar on it, co living, all those different ways in which, you know, the younger generation, especially, and this is true for anyone. I don't want to pigeonhole it, can get themselves into home ownership and propel them into the real estate investing as an asset class. I am such a big fan of this model, in this strategy, for anybody that's interested and willing to kind of coal mingle or habitat, like you did a four Plex at three and a half percent down, you've got three tenants that are making your mortgage payment. VA, likewise, any of the Gubby loans, which include VA, FHA, USDA, you can get high, high leverage and up to four units. So I'm a huge fan of that. And then the CO living is another thing that I think is not quite mainstream, but I think it's gaining steam Keith Weinhold 34:09 for those that don't know what we're talking about, you can use an FHA loan with a three and a half percent down payment, as long as you live in one of the units, your credit score can even be pretty low, and you can do that with a single family home, duplex, triplex or fourplex. You can get those same benefits with a VA loan and zero down Caeli Ridge 34:29 USDA also zero down if you're in the right zip code. How does one qualify for a USDA loan? You know, there's a website I would have you check out. We don't do a ton of those. We have the ability, of course, but there's income restrictions and all of this. They've got, actually, a pretty slick website where you can go online, type in the zip code, make sure it's in a rural area, what your income is. There's all these inputs, and it'll tell you if you'd be a candidate for it. But yeah, it's good. Rates zero down. I like the product. Keith Weinhold 34:56 Well, there have been a lot of newsy items when it comes. Comes to mortgages. Caeli and I think we should drop back before we're done here and talk about the basics. Just basically, what does it take to get a non owner occupied loan for residential income property? Caeli Ridge 35:12 You know, there's so many options for investors today that I would say that if you have access to and even with what we just said, house hack. I mean, listen, if you've got 3% down, three and a half percent down, you can probably assure yourself you can get into a property. And if you can't qualify from a income debt to income ratio perspective, you've got three or four other models, which include DSCR, bank statement loans, asset depletion loans, overall, I would say that this is an individual conversation. Chances are you could probably qualify today, and if you can't, one of the things that I love about Ridge lending is, is that we're going to help you plant the seeds and show you how to qualify. If it takes you three months or six months or a year, that's what we do. Keith Weinhold 35:56 Yeah, we've definitely noticed the difference here and that you do help that investor with long term planning? I do my own loans at ridge, and my assistant here at GRE she recently got the ball rolling with you in there at Ridge as well. Caeli Ridge 36:11 Brenda, yes, yes, that was fantastic. We are very looking forward to helping her. Keith Weinhold 36:16 Well, you know, chili, I've come here with a lot of questions that I had. What's the question No one's asking you, but you wish that they would. Caeli Ridge 36:25 I think it probably would be for me, planning. You know, we get a lot of questions about interest rates. That's kind of top of mind for everybody. More about planning, having people that are interested in real estate as an asset class and an investment have the conversations to say, this is where I'm at today. This is where I'd like to be in five years. Tell me how to get there, and we can have those high level conversations that really sort of reverse engineer it and say, Okay, this is where you stand today from an underwriting perspective. This is where you need to be, and here's how we're going to get you there. It's always about planting seeds and creating those roadmaps, as I like to say so I would say that that would be top of my list. Keith Weinhold 37:02 That's exactly what you do in there, and that's really what sets you apart. Well, remind our audience how they can get a hold of ridge. Caeli Ridge 37:11 Yes, there's a couple ways. Of course, our website, Ridge lending group.com Please email us info at Ridge lending group.com and then call us toll free. 855-747-4343, 855-74-RIDGE is an easy way to remember. Keith Weinhold 37:25 It's really been valuable this time. Chaley, thanks so much for coming back onto the show. Caeli Ridge 37:29 Appreciate you. Keith. Keith Weinhold 37:36 Oh yeah, good pointed info from Chaley over at Ridge, I think that the important things for you to remember from our conversation is that, gosh, isn't it so glaring like in your face that you have options. All these options when you engage with a lender, you're going to learn that there are probably loan programs that you've never even heard of, some that you might fit into and even if you aren't adding more property, if you're not in that phase, there are ways that you can take your existing loans and consolidate them or refinance them, or use them to produce a tax free windfall for yourself and the US is often the envy of other world nations with the flexibility that we have here in our mortgage market. I've never known anyone that does this better than Chaley and her team. I mean, they are real difference makers. If you learn something on today's show, hey, Don't hoard the good stuff. Engage in the nicest kind of wealth redistribution. Tap the Share button right now and share this on social, or text this episode to one friend who'd appreciate it. That would mean the world to me. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 2 38:57 Nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively Keith Weinhold 39:25 The preceding program was brought to you by your home for wealth building, getricheducation.com
Tom Lavin is a therapist, an educator, and a close friend for over fifty years. He's dedicated both his life and his career to helping people find effective solutions to the problems that come with being human. Tom recently delivered this talk on “stress” to a group of public-service attorneys in Reno, Nevada. He believes we often try to “cope with stress” rather than seek its causes that often lie below the surface of our lives. As the Big Book reminds us, “our liquor was but a symptom.” With holidays fast approaching, I thought Tom's message is one that can benefit us all. So, relax, listen, learn, and enjoy! Show notes:Handouts: Living a Meaningful Life – Bluebird
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Thesis Gold announced the results from its prefeasibility study for the Lawyers-Ranch Project in the Toodoggone Mining District of British Columbia. New drill results from Highlander Silver and Q2 Metals. Minera Alamos published a corporate update. Barrick is exploring an IPO of their North American assets.This episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at revival-dash-gold.comVizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at https://vizslasilvercorp.com/Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at equinoxgold.com Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com
The U.S. Capitol Christmas Tree is now being prepared for its lighting December Second after arriving in Washington DC after its journey from its home state of Nevada.
Send us a textA Tahoe childhood can shape an athlete for life—and Noah McMahan proves it. At 19, he's a Gonzaga steeplechaser who keeps his easy runs on dirt, wins Broken Arrow 11K off a Hayward Field PR, and carries hard-earned lessons from the World Mountain Running Championships in Spain. We talk about the quiet confidence it takes to recover from injuries, the patience to build fitness through a long collegiate season, and the racecraft to navigate tight European singletrack when the start line explodes.We dig into what it means to balance D1 expectations with trail ambitions: coach buy-in, smart training blocks, and the reality of fitting a “fourth season” into a college calendar. Noah opens up about recruitment from a small Nevada school, why team culture sold him on Gonzaga, and how a kinesiology major helps him stay healthy. He breaks down the Worlds course—road surge, singletrack congestion, switchback duels—and the two changes he'd make next time: more hill-specific work and earlier positioning to avoid bottlenecks.Gear talk includes Nike Ultrafly on race day, a rotation that's open to Saucony for daily miles, and curiosity about adding poles for steeper 23K goals. We share inspiration from Max King, Kilian Jornet, Jim Walmsley, Ruth Croft, and the next wave of hybrid athletes bridging track, road, and mountain disciplines. If you're a young runner considering a future in trail running—or a fan who loves the sport's evolving pathways—you'll hear a clear blueprint for turning college structure into a sustainable pro trajectory.If this story resonates, follow the show, share it with a teammate, and leave a quick review on your favorite app. Your support helps us bring more emerging voices and big trail dreams to the mic.Follow Noah on IG - @noah_mcmahan_Follow James on IG - @jameslauriello Follow the Steep Stuff Podcast on IG - @steepstuff_pod Use code steepstuffpod for 25% off your cart at UltimateDirection.com!
#CircuspreneurPodcast #NevadaLeadership #PublicService #NevadaFuture #NevadaCommunitiesIn this episode of The Circuspreneur Podcast, hosted by Shenea Stiletto, we sit down with Washoe County Commissioner Alexis Hill — elected in 2020, Sparks native, public policy expert, and current candidate in Nevada's upcoming governor's race.With over a decade of experience in city planning, community development, and nonprofit leadership, Alexis shares her vision for a healthier, more connected Nevada. From conservation and smart growth to strengthening local communities, she brings both expertise and heart to the conversation.Tune in for a thoughtful, inspiring dialogue about Nevada's future, leadership grounded in service, and what it means to build communities where people can truly thrive.
This week we talk about Lovelock Cave in Nevada
Bill and Paul are back for Week 13. Between making their picks, they debate the women behind men, Campbell's Soup. and Paul at the Alamo. *First Bet Offer $1500*1. Download the BetMGM Sportsbook app on iOS or Android, or visit betmgm.com. Use the promo code BURR2. Sign up and deposit at least ten dollars ($10.00) into your BetMGM Sportsbook account.3. Place your first wager and receive up to $1,500 back in Bonus Bets if the bet loses.4. If the bet does lose, your Bonus Bets will be available once your initial wager is settled. *First Touchdown*Place a pre-game, straight First Touchdown Scorer bet in any NFL game.If your player scores the first touchdown in the game, win your wager as normal. If your player scores the second touchdown in the game, you’ll get your stake back in cash. (Only straight bets apply to Second Chance. Any wager using a bonus bet, bonus or other reward token is ineligible for the campaign.) Gambling problem? Call 1-800-GAMBLER (Available in the US). Call 877-8-HOPENY or text HOPENY (467369) (NY). Call 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. 21+ only. US promotional offers not available in New York, Nevada, Ontario, or Puerto Rico.
Steve is joined by his illustrious wife Kristin as they BS about all the miscellaneous hassles and business going on at the Broken Skull Ranch 2.0. Hear all about Steve's experiences with Nevada wildlife, putting a trailer hitch on his new Corvette, police ride-alongs and flank steak recipes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.