Podcasts about Cons

Wendy and Joe in Colorado ran the numbers, and their financial planning software says they'll have over $10 million when they pass. Wendy's wondering if they should continue converting to Roth while working, despite their high tax bracket. But has the software lulled them into a false sense of security? That's today on Your Money, Your Wealth® podcast number 548 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, which is smarter for "Kurt and Courtney" in New York: aggressively paying down their mortgage, or putting their extra money to work in the market before Kurt retires early in 20 years? Finally, when does it stop making sense for high-earners "Tim and Faith" in Boston to contribute to their Roth? The fellas duke it out on this one (and we figure out, based on our earliest musical interests, which era we're each children of.) Free Financial Resources in This Episode: https://bit.ly/ymyw-548  (full show notes & episode transcript) Pay Off the Mortgage? - YouTube playlist - Spotify playlist DOWNLOAD The Retirement Readiness Guide WATCH 4 Hard Truths About Retirement You Need to Face on YMYW TV Financial Blueprint (free, self-guided) Financial Assessment (free, meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:11 - Financial Software Says We'll Have $10M. Should We Continue Converting to Roth While Working, Despite Our High Tax Bracket? (Wendy, Loveland, CO) 16:35 - Watch 4 Hard Truths About Retirement You Need to Face on YMYW TV, Download the Retirement Readiness Guide 17:37 - What Are the Pros and Cons of Paying Off Our Home Before I Retire Early? (Kurt & Courtney, NY) 31:54 - Pay Off the Mortgage: YMYW Podcast Playlists on YouTube and Spotify, Calculate your free Financial Blueprint 32:51 - We're Late 40s With $3M + $2M RSUs. Continue Contributing to Tax-Deferred? Are We On Track for Retirement at 55 or 60? (Tim & Faith, MA) 46:15 - Next Week on the YMYW Podcast 46:37 - YMYW Podcast Outro

This time, we are back on the Farm for opening night of Knott's Scary Farm!

In this episode, Pastor Dan Burrell cranks out some thoughts on the pros and cons surrounding apologetics, which has been a long time hot topic and activity amongst Christians internationally.

Today Clark talks about the new Robinhood experience. A pioneer of free stock trading,  Robinhood is looking to build real relationships with investors. Clark discusses how Robinhood Gold works, with incentives aligned to savings. Later in this episode - when was the last time you went to a movie theater? The world's largest movie chain is doing membership off-peak pricing on certain weekdays. Just be aware of the price perils within the theater!  Robinhood Investing: Segment 1 Ask Clark: Segment 2 At The Movies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is Robinhood Gold Worth It? UGMA/UTMA 529 Plan: Definition, Pros & Cons vs. Traditional 529 Best 529 College Savings Plans By State My Neighbor's Dead Tree Is About To Fall on My House. What Do I Do? AMC's 50% discounts are here. Will it help revive the movie industry? When Should You Pay Off Your Mortgage Instead of Investing? Early Mortgage Payoff Calculator Vanguard Personal Advisor Review Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

What to do & what NOT to do at Magic Con!Access to exclusive content & more on Patreon! https://patreon.com/edhrecastGet new cards on Cardsphere! https://www.cardsphere.com/welcome?referrer=edhrecastProud partners with DragonShield: https://www.dragonshield.com/?ref=edhrecastOur decklists: https://archidekt.com/edhrecastGo to GUM.FM/EDHREC to fill out our audience survey!ComicConTheCruise.com/EDHREC Follow the cast on social media:@EDHRECast@JosephMSchultz@danaroach@mathimus55See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dies ist ein Update zur aktuellen Lage im Stayforeverland, Stand Mitte September 2025. Wo wir stehen… und wie es weiter geht ist unser regelmäßiges Rechenschaftsformat, in welchem wir den Vorhang ein bisschen zur Seite ziehen für einen Blick hinter die Kulissen des Projekts. In dieser Folge sprechen wir über unsere Pläne für Youtube, unternehmen einen Rückblick auf die Convention in Hannover (und sagen was zu den Cons für 2026).

Emmanuel Macron prend aujourd'hui la parole devant l'Assemblée Générale des Nations unies. Il actera ce soir la reconnaissance officielle par la France de l'État de Palestine. Un geste solennel important. Mais est-ce un simple coup d'épée dans l'eau ? L'invité de Pierre-Hugues Dubois est le Général Dominique TRINQUAND, ancien chef de la mission militaire française auprès de l'ONU, spécialiste des relations internationales, auteur "D'un monde à l'autre" (Robert Laffont).Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

This time, we're back with two topics. First, we travel to Temecula for a celebration of art at Cartoon-A Paloozah. Then, we head into the darkness of San Diego's Howl-O-Scream.

Ecoutez 2 minutes pour comprendre avec Gauthier Delhon-Bugard du 20 septembre 2025.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Ecoutez 2 minutes pour comprendre avec Gauthier Delhon-Bugard du 20 septembre 2025.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Ecoutez 2 minutes pour comprendre avec Gauthier Delhon-Bugard du 20 septembre 2025.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this week's Fraud Friday, Laci is joined by Patrick Hinds (True Crime Obsessed Network) & Gillian Pensavalle (The Hamilcast) to discuss Sean Kirkham, a lifelong hustler who took advantage of U.S. nightclubs and the families of murdered and missing women in Canada. Plus, an ex-con uses identity theft to raise money for his boyfriend's bail bond. Stay Schemin'! (Originally Released 12/06/2021) CONgregation, catch Laci's TV Show, Scam Goddess, now on Freeform and Hulu!Did you miss out on a custom signed Scam Goddess: Lessons from a Life of Cons, Grifts and Schemes book? Look no more, nab your copy here on PODSWAG Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaciPatrick Hinds: @patrickhinds_Gillian Pensavalle: @gillianwithag  Research By Kaelyn Brandt  SOURCES:https://www.cbc.ca/news/canada/british-columbia/city-to-finish-women-s-memorial-after-non-profit-folds-1.2126363https://www.cbc.ca/news/canada/british-columbia/missing-women-memorial-leaves-trail-of-unpaid-debts-1.2101743https://law.justia.com/cases/federal/appellate-courts/F3/195/126/556532/https://nationalpost.com/news/canada/founder-of-memorial-to-vancouvers-missing-and-murdered-women-sues-city-for-defamationhttps://www.cbc.ca/news/canada/british-columbia/missing-women-memorial-leaves-trail-of-unpaid-debts-1.2101743https://abc13.com/houston-crime-con-artist-wanted-davion-sandifer-man-accused-of-scamming/11168054/ Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We see new brands pop up all the time, but what happens when your idea is so novel that it essentially births an entire sport and industry? That was the case when Thor Tingey and his mom, Sheri, started Alpacka Raft.So today, Thor and Luke Koppa discuss the unique challenges and advantages this scenario presented; how and why Thor and Sheri were able to craft these ultralight rafts themselves; the ways in which the packrafting industry has evolved and grown over the years; Alpacka's manufacturing operation in the United States and how that's changed with the recent shakeups to worldwide trade; and a whole lot more. This is an origin story unlike most in the outdoor gear world, and Thor does a great job telling it.RELATED LINKS:Get Yourself Covered: BLISTER+Alpacka RaftTOPICS & TIMES:Thor's Unique Upbringing (3:33)When & Why Did Packrafts First Come About? (6:02)Making a Better Packraft (13:39)From Homemade to Commercial Products (17:34)Who Are Pack Rafts For? (21:20)Whitewater Demand & Evolution (33:39)Notable Advancements Over the Years (35:43)Making Gear for a New Sport: Pros & Cons (37:08)Alpacka's U.S. Manufacturing Today (41:03)Predictions: Future of Packrafting (54:36)Info for Packraft-Curious People (57:03)Evolution of Packrafting Gear vs. Mtn Biking, Skiing, & Surfing (58:22)CHECK OUT OUR OTHER PODCASTS:Blister CinematicCRAFTEDBikes & Big IdeasBlister Podcast Hosted on Acast. See acast.com/privacy for more information.

La santé est un bien universel… mais aussi une question de gros moyens. Depuis plusieurs années, le financement des systèmes de santé en Afrique se fragilise : baisse des financements publics, crises budgétaires, conséquences durables du Covid-19. Début 2025, le retour au pouvoir de Donald Trump a marqué un tournant brutal avec une réduction des subventions américaines notamment à travers l'USAID. Un coup dur pour de nombreux pays dans leur lutte contre le VIH, le paludisme ou encore financer le planning familial. Mais face à ce contexte défavorable, d'autres acteurs notamment privés inventent de nouveaux leviers de financement. Nos invités Erick Maville – président de Santé en Entreprise, président de la Commission Santé du CIAN (conseil français des investisseurs en Afrique) Amina Abou Khalil – administratrice générale de la Fondation Orange Guinée Ingrid Etoke – experte en financement de la santé, actuellement employée par la fondation Bill & Melinda Gates Ali Attié – directeur général du groupe de courtage en assurances santé GGA Groupe en Côte d'Ivoire. Thématiques de l'émission 1. L'impact des coupes budgétaires Retrait partiel de l'USAID et diminution de l'aide européenne. Conséquences directes sur la lutte contre le VIH, le paludisme et le système hospitalier. 2. Nouvelles sources de financement Partage des financements entre public et privé. Rôle croissant des assurances, partenariats public-privé et mécanismes communautaires. Mobilisation de la diaspora et fiscalité locale. 3. Accès aux soins et inégalités Quels modèles de couverture universelle en Afrique ? Développement des assurances santé en Côte d'Ivoire. Projet Caravane Santé 3è âge de la Fondation Orange en Guinée : dépistage et prévention du diabète et de l'hypertension. Reportage signé du correspondant de RFI Tangi Bihan : 4. Investissements stratégiques Recherche médicale et production locale de médicaments (réduction des importations). Formation et maintien du personnel de santé pour limiter l'exode des cerveaux médicaux. Place de la digitalisation : télémédecine, e-santé, optimisation des coûts. 5. Vers une souveraineté sanitaire africaine ? Moins de dépendance à l'aide extérieure ? Nécessité d'un équilibre entre financements publics, privés et philanthropiques. Défis d'équité sociale face à la privatisation progressive du secteur.

There's hundreds of agents.

This time, we're excited to be back to celebrate our 1,000th episode with some of the best people in the world — you, and all the listeners who've fueled this show for more than 11 years. We're so appreciative that you've joined us for this incredible journey! Huge thanks to everyone who listens, and extra gratitude to those who sent in messages: Adam, Angie, Brad, Chad, Dan, Jen, Ken, Kerry, Larissa, Manny, Mark, Matt, Meghan, Michael, Mike, Noah, Santiago, Sara, Susan, Ted, and Tim.

We wanted to celebrate the work of Robert Redford. He provided so many wonderful films and opportunities for new filmmakers to showcase their talents, with the Sundance Film Festival. We watched two of his spy-centric films in Three Days of the Condor (1975) and Sneakers (1992). But also check out his role in Spy Game (2001). He was a legend and will be missed.

The Tennis Tribe join Brenner for a doubles roundup, including a look back on the US Open mixed version. If you use this link to create an account, you will get a $ bonus. Enjoy Want to create live streams like this? Check out StreamYard: https://streamyard.com/pal/d/45794234...

Ever wonder who wrangles the weird and has a lifetime of the unusual? This episode takes you deep into the world of high strangeness—where cryptids lurk, hauntings hit hard, and the unexplained is just part of the job. Lee Kirkland has spent decades chasing the unknown, co-creating one of the biggest cryptid conventions in the country and diving headfirst into the weirdest corners of the paranormal.  Buckle up with hosts Jeni Monroe and Tressa Slater…it's about to get creepy. Cryptids, Phantoms, & Cons - Monsters Lounge Podcast Lee Kirkland's links: https://www.cryptidcon.com/guests https://www.creepytalent.com Guests — Cryptid Con https://www.youtube.com/@soateamchannel Find all Monsters Lounge info and links here: https://www.monstersloungepodcast.com/ https://linktr.ee/monsterslounge (and while you're there, RATE, REVIEW, SUBSCRIBE AND FOLLOW) Pathways to Spirit with Sarah LemosIt's time to uncover your gifts and abilities.register now at https://www.mediumsarahlemos.com/Join us, and spread the word about the Cryptid Womens Society!https://cryptidwomenssociety.com/cws-tressa/ PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW LEAN - Save 25% on Everything Sitewide by using code Laborday25 at check out www.BrickHouseNutrition.com Happiness Experiment -https://bit.ly/HappinessExperimentP60 Factor Meals - Get 50% off your first order & Free Shipping at ⁠⁠www.FactorMeals.com/p6050off⁠⁠ & use code: P6050off at checkout Mint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to ⁠⁠www.MintMobile.com/P60⁠⁠ Shadow Zine - ⁠⁠https://shadowzine.com/ ⁠⁠Love & Lotus Tarot -  ⁠⁠http://lovelotustarot.com/⁠⁠ -Credit and a warm thank you to Jay Juliano for original theme music: Enter The Monster's Lounge-Special thanks to Dave Schrader and The Paranormal 60 Network Learn more about your ad choices. Visit megaphone.fm/adchoices

Notion te regala 3 meses del plan Business + IA ilimitada

durée : 00:20:07 - Lectures du soir - Le drame de Lebrac se raconte, se déforme et se répète. Il faut absolument que Marie, son amoureuse, ait connaissance de ses exploits guerriers.

Hello my big music lover fans! Welcome back to another episode of Black Artist Spotlight. The segment where we talk to upcoming Black artists and share their journeys in music and get exposure!Today's Black Artist Spotlight features Malik! He is a 28 year old proud Texas native who has a decade of experience in music and acting. His music can be a mix of hip-hop and pop music and he eventually wants to engage in rock music. In April of this year, he released his first single for his upcoming album entitled Art Heaux. Listen as he talks about how he created his first music festival, his experiences in theatre and the legacy he wants to leave behind. Listen to Malik on:Spotify: https://open.spotify.com/artist/6EKYKp55uBrqGsDvEqbGfe?si=gMNIzoWpS7qXmp9LiGBHGQApple Music: https://music.apple.com/us/artist/malik/1466043804Malik's Socials:Instagram: https://www.instagram.com/officialmalikmusic/Facebook: https://www.facebook.com/OfficialMalikMusic/TikTok: https://www.tiktok.com/@officialmalikmusic?_d=secCgwIARCbDRjEFSACKAESPgo8QSB7BXIwt020vaAfiktnPpmp2e7MkZEr0KrGZ62A5NCgdaXhrZRbYc2IvWyHuorosZEoVkT3nukWSE%2BqGgA%3D&checksum=9ad053667561782041b0850e026444dbd737f69f29a5a685cf38cc8d64e79c6b&language=en&sec_uidYouTube: https://youtube.com/@malikworld?si=0EPzBEMZOFdHpBZBThe Liberation of Black Music Podcast Socials:Email: theliberationofblackmusicpodcast@outlook.comInstagram: https://www.instagram.com/theliberationofblackmusicpod?igsh=MTVwcHRrcnA4NnN5aw%3D%3D&utm_source=qrYouTube: https://youtube.com/@theliberationofblackmusicpod?si=YrtjTKEHdCeD2oAiKevaun's Socials:IG: https://www.instagram.com/kevaunthesunflower?igsh=dzIzcDFicHBldHljTwitter: https://x.com/kevaundasunflwrTikTok: https://www.tiktok.com/@kevaunthesunflowerr?_t=8q6X2h1CZ9K&_r=1YouTube: https://youtube.com/@kevaunthesunflower?si=A_zR1EXUNndAsMo_SoundCloud: https://on.soundcloud.com/YRhFbAx1ne2XMEu68Timestamps:0:00 Song: Carmen Sandiego- Malik (from Rated M, 2018)3:20 Malik Welcomes You to The Show3:29 Intro Song: The Struggle4:20 The Introduction of Malik8:19 How Malik Got His Stage Name9:04 Duration of Creating Music9:40 Early Life of Malik14:00 Malik's First Exposure to Music16:32 The Moment Malik Wanted to Contributed to Music18:43 Malik's First Song20:19 A Day in the Studio for Malik21:41 Malik's Experience with Producing and Playing Instruments 24:37 Malik's Process of Songwriting 26:46 The Inspiration Behind the Song Carmen Sandiego28:47 The Inspiration Behind the Song Expectations30:42 The Inspiration Behind the Song To All the People I Once Knew31:51 Malik Tells You to Listen to To All the People I Once Knew 31:55 Song: To All the People I Once Knew- Malik (from Malik, 2023)35:21 Malik's Favorite Songs from His Discography 37:09 Malik's One Word to Describe His Music39:09 Malik's First Performance 41:41 Malik's First Collaboration 45:32 Malik's Experiences in Theatre53:03 How the MalikWorld Music Festival was Created1:02:53 Malik's Pros and Cons about Being An Artist1:06:28 How Malik Motivates Himself to Keep Making Music 1:08:49 Malik's Milestones1:12:59 Malik's Dream Collaborations1:18:00 A Message to Lil Malik1:19:00 The Legacy Malik Wants to Leave Behind1:21:53 Malik's Upcoming Projects1:24:36 The Inspiration Behind the Newest Single, Art Heaux1:26:24 Malik Tells You to Listen to His Latest Single, Art Heaux! 1:26:28 Song: Art Heaux- Malik (from Art Heaux- Single, 2025)1:29:52 This or That? Game: Malik Edition1:33:05 Final Thoughts 1:34:57 Outro: F.U.B.U.- Solange (ft. BJ the Chicago Kid and The-Dream)A podcast FOR US BY US. ©️ 2025 Sunflowertown Productions

00:00: ☀️ Bom dia Tech!00:26:

Can Turkey act as a stabilising force in Syria and Iraq, or are its policies driven by short-term security concerns? As Ankara seeks to navigate the shifting geopolitical landscape of the Middle East, its approach to Syria and Iraq has become a key test of its regional influence. In this episode of Global Security Briefing, Neil Melvin is joined by Burcu Ozcelik, Senior Research Fellow, RUSI, Dr Serhat Erkmen, RUSI associate fellow and founder of the geopolitical risk consultancy, Pros and Cons, and Dr Oytun Orhan, Coordinator of Levant Studies at the Centre for Middle Eastern Studies (ORSAM), to examine Turkey's policies. The discussion explores the impact of domestic pressures, regional rivalries, security threats, and great power relations, asking whether Ankara can translate tactical gains into a sustainable regional role.  

On today's episode we are joined by T-Bob Hebert and Captain Cons for a draft of the greatest movie franchises of all time.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk

Are you staying at your job because you love it or because you don't believe there's anything better out there right now? If you're in the latter camp, you're not alone. An unprecedented number of workers recently reported they'll be staying at their jobs for the next six months, not due to overwhelming fulfillment but to the treacherous nature of the job market.In today's episode, I break down the rising trend known as “job hugging” and what uninspired workers and their managers can do to deal with this indifference. Spoiler alert: it's not necessarily a negative!Feeling frustrated about the job market? Tune in for a fresh take on  job-hugging, including:The lowdown on the stats that started this trend;Where else you can find fulfillment if your job doesn't provide it;How to maximize results when you're managing a team of job huggers.Related Links:Fortune, Great Resignation shows no signs of slowing down: 40% of U.S. workers are considering quitting their jobs—here's where they're going - https://fortune.com/2022/07/21/great-resignation-40-percent-want-to-quit-where-are-they-going/PR Newswire, Eagle Hill Consulting Employee Retention Index Signals Trend for Employees Staying In Their Jobs Will Continue Over Next Six Months - https://www.prnewswire.com/news-releases/eagle-hill-consulting-employee-retention-index-signals-trend-for-employees-staying-in-their-jobs-will-continue-over-next-six-months-302513564.htmlGlassdoor, Worklife Trends 2025 - https://www.glassdoor.com/blog/worklife-trends-2025/The Wall Street Journal, American Companies Had Lowest Job Growth in Eight Months - https://www.wsj.com/economy/jobs/american-companies-hit-the-brakes-on-hiring-a76cff6fEpisode 31, How to Give Effective Feedback - https://www.bossedup.org/podcast/episode31Episode 368, The Pros and Cons of Quiet Quitting and What it Means for Your Career - https://www.bossedup.org/podcast/episode368Episode 376 - How to Make Performance Reviews More Effective as a Manager - https://www.bossedup.org/podcast/episode376Episode 403 - How First-Time Managers Can Embrace Coaching - https://www.bossedup.org/podcast/episode403Episode 474, How to Cultivate a Culture of Growth Within Your Organization - https://www.bossedup.org/podcast/episode474Episode 498, The Case for the “Good Enough” Job - https://www.bossedup.org/podcast/episode498Episode 516, The Power Pause: Rebranding the Stay-at-Home Mom - https://www.bossedup.org/podcast/episode516HIRED: a job search accelerator video course - https://www.bossedup.org/hired/Bossed Up Courage Community - https://www.facebook.com/groups/927776673968737/Bossed Up LinkedIn Group - https://www.linkedin.com/groups/7071888/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This time, we're back with two festive Halloween events! In this episode, we chat about Pirates Dinner Adventure's Vampirates and Creep It Real OC, 2025.

Send us a textIn this episode of Quilting on the Side, Andi and Tori discuss effective holiday planning strategies for small businesses, particularly in the quilting industry. They explore the pros and cons of participating in Black Friday sales, emphasizing the importance of planning ahead to maximize profits while maintaining a balance between business and personal life. The conversation highlights the significance of community engagement, sustainable marketing practices, and the necessity of preparing for the new year to ensure ongoing success.Chapters00:00 Holiday Planning for Success03:55 Pros and Cons of Black Friday Sales10:27 Strategies for Effective Sales17:22 Creating a Sustainable Sales System23:57 Focusing on Community and Engagement27:22 Planning Ahead for the New YearDon't miss an episode! Like, comment, and subscribe for more quilting stories, tips, and industry insights.Want More Quilting Content?

In this episode, you'll hear the stories of people who finally got their budget under control, but are still staring at tens of thousands in old debt they can't shake.Debt advisor David Siegel explains the tough options left on the table: lowering interest through programs, negotiating settlements, or, when nothing else works, starting fresh with bankruptcy.Contact David at DJS.Siegel@gmail.com ✬ SPONSORS OF EPISODE 99 ✬► TWILLORY – Premium men's wear that works hard and looks even better. Use promo code CHAI20 at https://Twillory.com/KosherMoney for 20% off your first order.► BITBEAN – Got big ideas but clunky systems holding you back? BitBean is the go-to team for custom software that actually works for your business. Whether you're in healthcare, finance, or retail, they've built powerful platforms that scale smart. Dive into real case studies and connect with their expert team here: https://bitbean.link/4edg53► ZStander – Beautiful Judaica and home pieces for everyday life and special occassions. From wine fountains to candlesticks, honey dishes to bentchers, ZStander makes gorgeous items that are built to last and can even be personalized. Use promo code KOSHER at https://zstander.com/discount/KOSHER for 10% off.► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever. Every dollar makes a difference at https://colelchabad.org/koshermoney/CHAPTERS:00:00 Intro01:21 Has America Lost Its Mind on Debt?04:28 Are Credit Card Companies Setting You Up?06:35 Who David Actually Advises08:09 The Shame People Feel Around Debt09:57 Making Sense of Debt in Simple Terms11:57 Why Budgeting Is the Key to Freedom14:01 How Money Problems Hurt Marriages16:31 Twillory Clothing Is Being Spotted Worldwide17:33 Bitbean + AI Innovation18:48 3 Practical Solutions for Debt19:35 How to Lower Your Interest Rate25:45 The Real Problems With DMPs29:00 Should You Consolidate Your Credit Cards?30:08 Going to a Gemach for Help32:12 Where the Money Really Is in DMPs33:19 More Ways to Cut Down Your Interest Rate34:35 Using a Home Equity Line of Credit (HELOC)37:33 Pros and Cons of a HELOC Explained40:12 Don't Let Bills Control Your Life41:42 The Risks of Borrowing From Family43:49 Unique & Beautiful Judaica Items from ZStander45:43 Colel Chabad: Feeding Thousands of Families46:53 The Dangers of Debt Settlements52:38 Why You Should Start With a DMP54:12 What Bankruptcy Really Means55:28 Who Actually Qualifies for Bankruptcy57:57 Why You Shouldn't Rush Into Bankruptcy58:22 Legal Steps When Filing for Bankruptcy1:00:17 Reasons Not to File for Bankruptcy1:02:32 Bankruptcy Issues in Orthodox Communities1:05:58 The Stigma: Bankruptcy vs. Settlement1:06:54 Why Using Credit Responsibly Matters1:07:39 How Shmittah Connects to Bankruptcy1:08:28 Don't Run Away From Financial Problems1:09:00 The Living Smarter Jewish Resource1:09:52 How to Handle Medical Debt1:10:36 What's Changing With Student Loans1:12:08 Fun Facts About David1:12:35 Where You Can Find David1:13:57 Outro: Final Thoughts + Prizes • GET LIFE INSURANCE! ⟶ Project 120's site: https://www.theproject120.com/• GET A WILL! ⟶ https://youtu.be/bHdpPuvKGVM✬ Support the show! Help us create more episodes like this: https://www.livinglchaim.com/donate

This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, digs into the mindset of “just making it to retirement (Amazon Affiliate).” For many officers, the countdown becomes a mantra—yet the years between can feel like being held hostage. From financial obligations to fractured relationships, we examine the reality behind retirement obsession and how to reclaim your career and identity before the clock runs out.   Check out Scott Medlin's The 10 Code Mindset.  Pros of the Retirement Countdown Mindset: Clear Goalpost – Provides a sense of direction and something to work toward. Financial Security – Builds hope for stability in the future. Motivation to Stay the Course – Helps push through rough patches. Sense of Pride in Longevity – A badge of honor to reach full retirement. Opportunity to Plan Ahead – Encourages focus on life after the job. Cons of the Retirement Countdown Mindset: Living for the Future Only – Creates disengagement from the present. Resentment Builds – Toward the job, leadership, or system. Strained Relationships – Ex-wives or financial obligations tied to pensions before retirement even starts. Emotional Hostage State – Every shift feels like survival until the clock runs out. Risk of Identity Crisis – When retirement arrives, purpose and structure vanish. Why officers measure time in “years to retirement.” The emotional toll of feeling trapped by the pension. The financial reality—alimony, divorce, and obligations before retirement even begins. Healthy ways to find meaning and fulfillment in the now, not just the future. Preparing emotionally and financially for retirement without letting it dominate your present life.  

Erin West joins Dr. Sandie Morgan as they uncover why that random text asking "Can you come for ribs?" might be the opening move in a $5 billion crime operation targeting vulnerable people through sophisticated romance and investment scams known as pig butchering. Erin West Erin West is a globally recognized expert in transnational organized crime and the founder and president of Operation Shamrock, a nonprofit uniting law enforcement, industry, and everyday citizens to disrupt pig butchering scams—the world's fastest-growing form of transnational organized crime. After 26 years as a prosecutor, including eight years on the REACT High-Tech Task Force where she became known for her relentless pursuit of cryptocurrency-enabled criminals, Erin retired to launch this cross-border fight to expose the scam economy and protect both victims and the trafficked workers forced to run these schemes. She is also the host of "Stolen," a podcast that takes listeners inside the darkest corners of the scamdemic, where love is weaponized and billions are laundered. As a sought-after international speaker and educator, Erin continues to equip audiences worldwide to use their skills and platforms to fight back against these sophisticated criminal enterprises. Key Points Pig butchering scams are long cons that can last up to four months, involving four hours of daily texting to build the relationship victims have always wanted before stealing their life savings. Chinese organized criminals created this crime model by repurposing casino towers in Southeast Asia during COVID, literally translating "pig butchering" as fattening up victims with love bombing before cutting their throats financially. The scams begin with seemingly innocent outreach through wrong number texts, LinkedIn connections, or social media befriending, then quickly move to encrypted platforms like WhatsApp to conduct criminal activity without oversight. Hundreds of thousands of people from Africa, Bangladesh, and Pakistan are being trafficked to Southeast Asia under false job promises, then forced to work 16 hours a day running these scams under threat of violence. Victims of forced criminality face arrest and detention when compounds are raided because they're treated as criminals rather than trafficking victims, creating a massive repatriation crisis. The scale of this crime is unprecedented, with victims reporting losses of $4.9 billion in 2024 alone, representing a generation's worth of stolen wealth from retirement and college savings accounts. End-to-end encryption, while protective for legitimate users, is weaponized by criminals to conduct relationships and transactions away from law enforcement visibility. Effective response requires unprecedented cross-sector collaboration between banking, law enforcement, cryptocurrency platforms, diplomacy, victim assistance, and NGOs working together rather than in silos. Resources 351 – Hidden Crimes: Fraud and its Impact on Vulnerable Communities Operation Shamrock Stolen Podcast Transcript [00:00:00] Sandie Morgan: Welcome to the Ending Human Trafficking Podcast here at Vanguard University's Global Center for Women and Justice in Orange County, California. I'm Dr. Sandie Morgan, and this is the show where we empower you to study the issue, be a voice, and make a difference in ending human trafficking. [00:00:23] today. We'll discover why that random text asking Can you come for ribs? Might be the opening move in a $5 billion crime operation [00:00:36] I'm joined today by Aaron West, founder and president of Operation Shamrock, and former prosecutor who spent 26 and a half years. Fighting high tech crimes And now here's our interview. [00:00:53] [00:00:54] Sandie Morgan: welcome to the podcast Erin West. I am so delighted to meet you. [00:01:02] Erin West: Thank you so much for having me on the podcast. I'm delighted to be here.

This time, we're back with three fun topics! First, we chat about our return to a Rainforest Café after a long hiatus. Next, we cover the latest iteration of the Hollywood Show. Finally, we spend an evening with the talented crew of Force of Nature Productions at Fallen Saints: Tales of Blaze City.

Você já pensou em usar o consórcio para comprar seu carro, casa ou até mesmo um serviço, mas sem os juros do financiamento?Neste episódio especial e ao vivo do "Fale com o Meu Assessor", o apresentador João Silva conversa com a especialista Luciana Monsanto, Coordenadora de Seguros e Consórcio da Genial Investimentos. Juntos, eles vão desvendar as melhores estratégias para usar o consórcio de forma inteligente, ajudando você a reduzir o custo de aquisição dos seus bens e a alcançar seus objetivos financeiros de forma mais eficiente.

  Woke By Accident- Sambaza Podcast Collaboration Episode Details Guests: Sambaza (Host, Sambaza Podcast)-  To educate listeners on how to identify and avoid common internet scams—particularly phishing emails, suspicious text messages, and social media scams—while giving them practical tools and examples to stay safe online. Sambaza's Content https://podcasts.apple.com/us/podcast/sambaza/id1520678096 https://www.instagram.com/sambazapodcast/ Sambaza Affirmation I don't need all the answers to remain grounded in this moment. The African proverb  “When a trader gives you advice, half of the advice is for him.”. Podcast Information Website: www.wokebyaccident.net Streaming Platforms: Available on all your favorite streaming platforms Sponsors Poddecks: https://www.poddecks.com?sca_ref=1435240.q14fIixEGL Affiliates Buddys Pet Referral Link: 30% discount https://buddyspet.net/?ref=JENSBUDDY Opus Clips: https://www.opus.pro/?via=79b446 StreamYard: https://streamyard.com/pal/d/5989489347657728 Curtsy: Use code JEND87 for $10 off first order of $20 or more https://heycurtsy.com/BLN7Be4kUzb Whatnot: https://whatnot.com/invite/jendub Poshmark: https://posh.mk/bDYu5ZMwbTb (Receive $10 to shop using this code) Benable:Benable is an app to share your favorite things, and earn from 40,000 brands. Skip the waitlist with my link: https://benable.com/i/P7PKR Music Soul Searching · Causmic Last Night's Dream — Tryezz Funkadelic Euphony- Monz  

In this week's Fraud Friday, Laci is joined by Amanda Seales (Insecure) to discuss Kyle Sandler, a man who posed as a rich Google executive, opening up a business incubator called the Round House in Opelika, Alabama, ultimately scamming investors out of $1.9 million. Plus, a fortune teller was arrested for fraud and scamming one victim out of $50,000. Stay Schemin'! (Originally Released 11/15/2021) CONgregation, catch Laci's TV Show, Scam Goddess, now on Freeform and Hulu!Did you miss out on a custom signed Scam Goddess: Lessons from a Life of Cons, Grifts and Schemes book? Look no more, nab your copy here on PODSWAG Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaci Research by Kaelyn Brandt SOURCES:https://www.al.com/news/2021/05/kyle-sandler-explains-how-he-conned-opelika-out-of-19-million-on-hbos-generation-hustle.htmlhttps://www.al.com/news/2018/08/auburn_man_pleads_guilty_to_de.htmlhttps://www.al.com/news/2019/02/how-an-alabama-city-fell-for-a-massive-19-million-scam.htmlhttps://www.al.com/news/birmingham/2021/04/kyle-sandler-john-mcafee-associate-who-scammed-alabama-town-out-of-19-million-featured-on-hbos-generation-hustle.htmlhttps://www.montgomeryadvertiser.com/story/news/crime/2019/03/26/lee-county-roundhouse-founder-kyle-sandler-sentenced-prison/3279308002/https://www.foxla.com/news/fortune-teller-arrested-for-fraud-riverside-police-find-snake-voodoo-doll-satanic-items Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans, How to Invest in the Bond Market, Dividend Reinvestment Plan, Retirement Accounts, Gains and Taxes, Financial Ratios.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, takes a closer look at the unexpected perks of being a police officer (Amazon Affiliate) when you're off duty. From helping a neighbor in crisis to stepping in at the right moment, we explore how the badge carries influence and responsibility—even when you're not wearing it.   Here's my USCCA referral link that I mentioned in our show today.  Pros of Being an Off-Duty Cop: Immediate Trust in Emergencies – Neighbors and community members turn to you with confidence. Preparedness & Training – Ability to act quickly and provide guidance before official responders arrive. Community Role Model – Sets a tone of service and safety outside of the job. Stronger Neighborhood Bonds – Helping builds trust and relationships with those around you. Personal Fulfillment – Brings pride knowing your skills can directly impact lives beyond the shift. Cons of Being an Off-Duty Cop: Never Fully “Off” – Always being called on can make it hard to relax. High Expectations – Neighbors assume you'll always know what to do, even if it's outside police work. Risk of Liability – Getting involved off duty carries legal and safety risks. Emotional Burnout – Constant readiness can weigh heavily over time. Boundary Issues – Difficult to maintain personal privacy when your role spills into daily life. Why it feels like you're never truly off duty. The pride and purpose that comes with helping those around you. How to manage expectations without becoming the “neighborhood cop.” Navigating the balance between privacy and responsibility. Stories of meaningful off-duty moments that show the good side of wearing the badge.  

Fundé Startupeable para contar las ideas del mundo startup en español. Es una forma de acercar Silicon Valley a quienes no viven aquí Pero no es la única! Por eso me emociona apoyar la iniciativa de mi amigo Gadi Borovich: Puentes. Puentes es la experiencia que conecta a los mejores ingenieros de Latinoamérica con Silicon Valley. Durante una semana intensiva en San Francisco, los seleccionados vivirán en una casa junto a otros talentos, compartirán cenas privadas con fundadores de startups como Rappi, Vercel, Replit y Slash, y tendrán acceso a compañías que buscan contratar talento top. El programa cubre alojamiento, comidas y apoyo en visas y vuelos, para que el foco esté en lo esencial: crecer como ingeniero y abrirse paso en el ecosistema más competitivo del mundo. ¿A quién buscamos? Ingenieros que ya están construyendo cosas interesantes, con excelencia técnica demostrada y ganas de aprender y crecer. 

Send us a textShownotes can be found at https://www.profitwithlaw.com/498.What if scaling your law firm wasn't about grinding harder—but about thinking like an investor?This episode of Profit with Law is repurposed from Moshe Amsel's exclusive Law Firm Growth Summit talk—content normally reserved for summit attendees, now available to you on the podcast.Moshe breaks down the investor's mindset for growth, showing how to set big financial goals, reverse-engineer your client targets, and invest in marketing with clarity instead of guesswork. You'll discover why acquisitions can be a “cheat code” to growth, how to leverage recurring revenue for predictability, and what metrics actually matter when evaluating your marketing spend.Chapters:[00:00] Law Firm Acquisitions: Clients, Team & Systems[05:30] The 4 Client Types Every Firm Must Market Differently To[09:02] Variable vs. Recurring Revenue: Pros & Cons[11:48] Building Predictable, Repeatable Revenue Streams[14:57] When Buying a Law Firm Maximizes Growth[16:02] The Biggest Marketing Mistakes to Avoid[19:10] Reverse Engineering Revenue Goals That Work[22:32] Budgeting to Fund Next-Level Marketing[26:30] Why a Fractional CMO Changes the Game[29:29] Measuring What Matters in MarketingResources mentioned:Book your FREE strategy session today!: profitwithlaw.com/strategysessionTake the Law Firm Growth Assessment and find out how you rate as a law firm owner! Check out our Profit with Law YouTube channel!Learn more about the Profit with Law Elite Coaching Program hereJoin our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook - https://www.facebook.com/moshe.amselLinkedIn - https://www.linkedin.com/in/mosheamsel/

This time, we are back with two haunting topics. First, we share a quick look at this year's Roger's Gardens' pop-up, Midnight Market. Then, we go all-in on the return of Creep I.E. Aftermath at the Ontario Convention Center!  

Mi sistema de Contenido en Notion

Discover the five essential strategies for mastering multiple-POV novels without confusing your readers.Have you ever wondered if you could write a multi-POV story like The Girl on the Train? Or how about The Six of Crows?The kind that pulls you into multiple characters' worlds so completely that you feel like you know each one personally?Writing a multiple-POV novel can create incredible depth and complexity when done correctly. But it can also turn your story into a confusing mess if you don't know the essential multi-POV techniques.Whether you're considering writing your first multiple POV story or you're curious about what makes some multi-perspective novels so captivating (while others fall flat), this episode will spill it all.Tune in to discover:[02:50] The truth about how many POV characters your story actually needs.[04:35] The easiest way to make each character's voice so different that readers never get confused about who's speaking.[06:40] Why 'head-hopping' is the fastest way to lose readers, and the simple rule that prevents it every time.[08:00] The one question that reveals whether showing the same scene twice will captivate readers or kill your pacing.[09:00] The secret to balancing page time so that readers stay equally invested in every character's journey.Whether you're trying to decide if multiple POVs are right for your story or you're already knee-deep in a multi-POV manuscript and feeling overwhelmed, this episode will give you everything you need to approach it with confidence.⭐ Follow & ReviewIf you loved this episode, please take a moment to follow the show and leave a review on Apple Podcasts! Your review will help other writers find this podcast and get the insights they need to finish their books. Thanks for tuning in to The Fiction Writing Made Easy Podcast! See you next week!

-Some Gym Owners program their own workouts, others choose to use someone else's programming.-What are the Pros & Cons of these two different approaches?-Pat & Adrian discuss this topic.

We're back at HHN for another epic opening night! From terrifying mazes to chilling scare zones, hear our first impressions of Universal Studios Hollywood's Halloween Horror Nights 2025.

Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it's not about whether to take it early or late; it's about how to coordinate Social Security with your pension, TSP, survivor benefits, and taxes. In this episode, Micah and advisor John share real-life client experiences and dive into: The Pros and Cons of Claiming at 62 vs. Waiting Until 70 Survivor benefits and why early decisions matter. How Social Security interacts with your overall retirement cash flow. What pending legislation could mean for your FERS supplement. Practical strategies to avoid common mistakes. Listen now and get the clarity you need to make Social Security a strong part of your retirement plan. https://zurl.co/cmYMV

We give our "Pros and Cons", and Kevin deals with some eBay drama??!!

In this week's Fraud Friday, Laci is joined by Dave Schilling (Galaxy Brains) to discuss how a fake high school named Bishop Sycamore ended up playing against an elite football team on ESPN to their own dismay. Plus, a total of 15 former NFL players pleaded guilty to healthcare fraud. Stay Schemin'! (Originally Released 11/08/2021) CONgregation, catch Laci's TV Show, Scam Goddess, now on Freeform and Hulu!Did you miss out on a custom signed Scam Goddess: Lessons from a Life of Cons, Grifts and Schemes book? Look no more, nab your copy here on PODSWAG Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaciDave Schilling:@dwschilling Research by Kaelyn Brandt SOURCES:https://www.usatoday.com/story/sports/highschool/2021/09/10/bishop-sycamore-football-whats-next-questionable-ohio-school/5774700001/https://www.complex.com/sports/bishop-sycamore-lies-espn-play-on-national-tvhttps://www.complex.com/sports/bishop-sycamore-lies-espn-play-on-national-tv?utm_campaign=sportstw&utm_source=twitter.com&utm_medium=socialhttps://awfulannouncing.com/espn/we-learned-more-about-how-bishop-sycamore-ended-up-playing-on-espn-and-its-only-getting-shadier.html?utm_source=dlvr.it&utm_medium=twitterhttps://awfulannouncing.com/high-school/bishop-sycamore-head-coach-we-are-not-a-school-but-a-post-grad-football-academy.htmlhttps://awfulannouncing.com/high-school/prep-gridiron-logistics-bishop-sycamore-message-boards.htmlhttps://awfulannouncing.com/high-school/bishop-sycamore-scandal-2021-football-opponents-canceled-game.htmlhttps://www.wpxi.com/sports/high-school-football/ohio-football-team-allegedly-lied-its-way-onto-espn-played-sto-rox-days-earlier/DO4MFXBN6RFAJIYX2MSA3UUDSU/ Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

In this week's Fraud Friday, Laci is joined by Adam Conover (Adam Ruins Everything) to discuss amateur British archeologist Charles Dawson, who committed one of the greatest frauds in all of archaeological history. Plus, “Yellowstone” actress Q'orianka Kilcher has been charged with two felony counts of workers' compensation fraud. Stay Schemin'! (Originally Released 09/19/2022) CONgregation, catch Laci's TV Show, Scam Goddess, now on Freeform and Hulu!Did you miss out on a custom signed Scam Goddess: Lessons from a Life of Cons, Grifts and Schemes book? Look no more, nab your copy here on PODSWAG Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaciAdam Conover: @adamconover Research by Kaelyn Brandt SOURCES:https://www.livescience.com/56327-piltdown-man-hoax.htmlhttps://www.theguardian.com/science/2012/feb/05/piltdown-man-archaeologys-greatest-hoaxhttps://people.com/tv/qorianka-kilcher-insurance-fraud-case-everything-to-know/ Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.