Podcasts about California

Throwbacks are where I re-release old episodes from the archives. So don't worry if you have heard it already, as 'New episodes' will continue to come out on Sundays. To get some of the old episodes heard.~~~We start off tonight with Blas from California in the United States, with an encounter of a black diamond-shaped UFO hovering over her back deck. Then, for a second guest, we speak with Daniel in Budapest, Hungary, about his UFO and paranormal experiences.More information on this episode on the podcast website:https://ufochroniclespodcast.com/ep-201-black-diamond-hungarian-ufos/Skywatchers Budapesthttps://www.facebook.com/groups/888908475818393Want to share your encounter on the show?Email: UFOChronicles@gmail.comOr Fill out Guest Form:https://forms.gle/uGQ8PTVRkcjy4nxS7Podcast Merchandise:https://www.teepublic.com/user/ufo-chronicles-podcastHelp Support UFO CHRONICLES by becoming a Patron:https://patreon.com/UFOChroniclespodcastX: https://twitter.com/UFOchronpodcastThank you for listening!Like share and subscribe it really helps me when people share the show on social media, it means we can reach more people and more witnesses and without your amazing support, it wouldn't be possible.Become a supporter of this podcast: https://www.spreaker.com/podcast/ufo-chronicles-podcast--3395068/support.

Imagine all your dreams coming true at the age of 18. It's a real possibility for snowboarder Hanna Percy. The athlete from Truckee, California, is the youngest member of the U.S. female snowboard cross team. Typically, elite snowboarders earn a place on the U.S. Development Team before moving to the Pro Team and then onto an Olympic Team. Hanna's results were so good that she skipped the development level and went straight to the pro team. Now, at 18, she has a shot at representing Team USA at the 2026 Milan-Cortina Olympics. Hanna says, "We have six girls competing for three spots right now." Hanna's parents were pro snowboarders in the 1990s. Their daughter's talent and need for speed showed up early.  Her mother, Kim Percy, remembers "she was probably 10 when she passed me on the hill. It's like her board is a connection to her feet." Hanna left Northern California when she was 16 and enrolled at the prestigious Gould Academy, where her snowboarding results soared. The small co-ed academy in Western Maine is a favorite for winter sports athletes with Olympic ambitions. The move paid off. The environment allowed her to finish high school while launching her pro career. In person, Hanna is incredibly likable and friendly. But on the snow she's known for a grit and fierce need to win that's propelling her career at record speed. "I just like, kind of have to win," Hanna admits. But there a playful side too.  And, it's evident in every start gate where she Macarenas to loosen up and lessen the stress! On this Dying to Ask - The Road to Milan-Cortina: How to fuel your own competitive spirit How an 18 year old rose so quickly in snowboard cross and who taught this Gen Zer to Macarena?  How Hanna stays grounded when life and it's possibilities seem endless right now And my favorite attribute: grit. Where Hanna's comes from and the mentor who taught her how to dig in

This episode features a full length Bible study taught by Pastor Jack Abeelen of Morningstar Christian Chapel in Whittier, California.If today you prayed with Pastor Jack to receive the Lord, we'd love to hear about it and get you started on the right foot. Visit us online at: https://morningstarcc.org/born-again/To see more of Pastor Jack's Bible studies, visit our Morningstar Christian Chapel channel at https://www.youtube.com/@morningstarcc.To subscribe to our Podcast newsletter go to http://eepurl.com/iGzsP6.If you would like to support our electronic ministry, you may do so by going to our donations page at https://morningstarcc.churchcenter.com/giving/to/podcast.Visit our church website at https://morningstarcc.org.

Episode 84 - Heal it with Farm to Body Superfoods - Vladi Delsoglio, founder of EDERRA, shares his journey from Torino to California and from creative executive to wellness entrepreneur, blending nature, science and functional nutrition. Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

Today, former Sacramento County Sheriff, Scott Jones, fills in for John. He shares his grievances with California gas taxes and fuel supply and highway construction projects.

Let me start with a disclaimer—this isn't a political editorial. It's a conversation about ideas. Lessons from business, design, culture, and philosophy that might help us grow—individually and collectively. And if you disagree, email me at ConvoByDesign@Outlook.com. I welcome the debate. As this year closes, I'm feeling a mix of frustration and optimism. This moment feels chaotic—as does most of life lately—which is why I often end the show with, “rise above the chaos.” We can't eliminate it, but we can manage what's within our control. The Stoics told us that long ago: focus on what you can control, release what you can't, act with virtue, and let obstacles sharpen resilience. This essay is about taking back even a small amount of control through the work we do and the spaces we shape. The Problem with Trend-Driven Design This year, phrases and hashtags flew faster than ever—Quiet Luxury, Brat Green, Fridgescaping, Millennial Grey. Much like the “big, beautiful bill” language we've all heard tossed around in political discourse, design's buzzwords can distract from what actually matters. They generate attention, not meaning. They look good on social media, not necessarily in the lived experience of a home, workplace, or public square. So instead of centering our design conversations around fleeting edits, let's pivot toward the global innovations that are transforming the built world in ways that truly matter. Designer Resources Pacific Sales Kitchen and Home. Where excellence meets expertise. Design Hardware – A stunning and vast collection of jewelry for the home! TimberTech – Real wood beauty without the upkeep Real Innovation Worth Talking About Across the globe, designers, architects, and researchers are developing ideas that transcend buzz. These are the concepts with longevity—the ones shaping smart, resilient, human-centered spaces: Biophilic Design, rooted in the work of Edward O. Wilson, Erich Fromm, and Japanese shinrin-yoku, continues to reframe our relationship with nature. Net-Zero Architecture, pioneered in Canada, Germany, and Australia, redefines building performance through projects like Seattle's Bullitt Center and Colorado's RMI Innovation Center. Smart Homes and Invisible Tech, building on early Asian innovation, hiding circuitry and functionality behind seamless design powered by Apple, Google, and Amazon ecosystems. Prefab and Modular Construction, originally exemplified by structures like the Crystal Palace and the Sydney Opera House, now reimagined by firms such as Plant Prefab. Passive House Design, born in Germany but rapidly shaping U.S. projects in California, New York, and the Pacific Northwest. And the list goes on: Self-Healing Concrete by Hendrik Marius Jonkers Guggenheim Abu Dhabi by Frank Gehry Bët-bi Museum in Senegal by Mariam Issoufou Powerhouse Parramatta in Australia Pujiang Viewing Platform in China by MVRDV Landscape and biophilic approaches—Wabi-Sabi gardening, edimental gardens, climate-adaptive landscapes, and indoor biophilia—are redefining how we engage with natural systems in daily life. Even infrastructure has become a site of innovation: CopenHill/Amager Bakke, Denmark's waste-to-energy plant with a ski slope Urban Sequoias by SOM—skyscrapers designed as carbon sinks 3D-printed timber in Germany, Finland, and France This is the work that deserves our attention—not the color of the week on TikTok. Rethinking the Shelter Space For years I described architecture as a language, design as a dialect, and landscape as the narrative. Mies van der Rohe famously introduced the concept of architecture as language. It caught on, and then the bandwagon effect took over. But today, the metaphor feels insufficient—especially for the shelter space, where people spend their lives, raise families, work, heal, and age. The shelter space isn't like a retail store or restaurant, where design is often intended for those who pass through briefly while the people who labor there navigate the leftover space. The shelter space must serve those who inhabit it deeply and continuously. And that shifts the conversation. Design begins with the usual questions—purpose, function, users, goals, budget. But these questions don't define design. They only outline it. There is no universal purpose of architecture or design, no single philosophy, no singular “right” answer. The shelter space varies as widely as the people living within it. So instead of treating architecture and design as technical processes, we should approach them philosophically. A Philosophical Framework for Design Stoicism offers clarity: Accept that budget overruns and changes will occur. Respect the expertise of the designer you hired. Invest in authenticity rather than dupes. Create environments that support health—clean air, clean water, noise reduction, resilience. Utilitarianism reminds us that choices have consequences. If the design decisions you make are based on influencer content instead of expertise, the result is no surprise. And now, a new framework is emerging that could transform our shared spaces entirely. Sensorial Urbanism: Designing the City We Actually Feel One of the most compelling movements emerging globally is Sensorial Urbanism—a shift from focusing on how the city looks to how it feels. It's neuroscience, phenomenology, and inclusive design rolled into a multi-sensory toolkit. Five Key Sensory Principles Soundscaping Water features masking traffic. Acoustic pavilions. Designed sound gardens. Paris' Le Cylindre Sonore. Soundscape parks in Barcelona and Berlin. Smellscaping Native flowers, herbs, and aromatic trees restoring identity—especially critical after disasters like wildfires. Kate McLean's smellwalks map a city's olfactory signature. Tactile Design Materials that invite touch and respond to temperature—stone, wood, water—connecting inhabitants to place. Visual Quietness Reducing signage and visual clutter, as seen in Drachten, Netherlands, creates calmer, more intuitive environments. Multisensory Inclusivity Design that accommodates neurodiversity, PTSD, aging, and accessibility through tactile paving, sound buffers, and scent markers. Why It Matters Because cities didn't always feel this overwhelming. Because design wasn't always rushed. Because quality of life shouldn't be compromised for aesthetics. Sensorial Urbanism reconnects us with spaces that are restorative, intuitive, and emotionally resonant. A city is not just a picture—it is an experience. The Takeaway for 2026 Rising Above the Chaos: Lessons from 2025 for a Smarter 2026 HED (3-sentence summary): As 2025 closes, the design and architecture world has experienced unprecedented chaos and rapid trend cycles. In this episode, Soundman reflects on lessons from business, culture, and global innovation, emphasizing resilience, purposeful design, and human-centered spaces. From Stoic philosophy to sensorial urbanism, this conversation offers guidance for navigating the next year with clarity and intentionality. DEK (Expanded description): Twenty twenty-five tested the design industry's patience, creativity, and adaptability. In this reflective episode, we explore the pitfalls of trend-driven design, the enduring value of service, and the innovations shaping architecture globally — from net-zero buildings to multisensory urbanism. With examples ranging from TimberTech decking to Pacific Sales' trade programs, we examine how designers can reclaim control, prioritize meaningful work, and create spaces that heal, inspire, and endure. A philosophical lens, practical insights, and actionable guidance make this a must-listen for professionals and enthusiasts alike. Outline of Show Topics: Introduction & Context Reflection on the chaotic year of 2025 in design and architecture. Disclaimer: this is a philosophical conversation, not a political editorial. Invitation for audience engagement via email. Trends vs. Meaningful Design Critique of buzzwords like “quiet luxury” and “millennial gray bookshelf wealth.” Emphasis on global innovation over social media-driven trends. The gap between American design influence and international innovation. Global Innovations in Architecture & Design Biophilic design and its philosophical roots. Net-zero buildings: Bullitt Center (Seattle), RMI Innovation Center (Colorado). Smart homes, modular construction, and passive house adoption in the U.S. vs. abroad. Focus on Service & Professional Support Pacific Sales Kitchen & Home: Pro Rewards program and exceptional service. TimberTech: innovation in sustainable synthetic decking. Importance of performance, durability, and client-focused solutions. Philosophical Approach to Design Architecture as experience, not just a visual language. Stoicism, utilitarianism, and mindfulness applied to design. Sensorial urbanism: engaging all five senses in public and private spaces. Emerging Global Examples of Innovation Self-healing concrete (Henrik Marius Junkers), Copenhill (Denmark). 3D printed timber in Germany, Finland, France. Climate-adaptive landscapes, Wabi-sabi gardening, inclusive urban design. Moving Beyond Social Media Trends Rejecting influencer-driven design priorities. Returning to performance, resilience, and quality of life. Practical guidance for designers in all regions, including overlooked U.S. markets. Closing Reflections & New Year Outlook Encouragement to rise above chaos and focus on what can be controlled. Goals for 2026: intentional, human-centered, and innovative design. Call to action: share, subscribe, and engage with Convo by Design. Sponsor Mentions & Callouts Pacific Sales Kitchen & Home TimberTech Design Hardware If you enjoyed this long-form essay, share it with a friend. Subscribe to Convo By Design, follow @convoxdesign on Instagram, and send your thoughts to ConvoByDesign@Outlook.com. Thank you to TimberTech, The AZEK Company, Pacific Sales, Best Buy, and Design Hardware for supporting over 650 episodes and making Convo By Design the longest running podcast of it's kind!

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureGermany has followed the [CB]/[WEF] green new scam and now the manufacturing jobs imploding. Germany will struggle in 2026. The debt in the US is made up of fraud, its most likely in the trillions. There a silver storm approaching and the gap between gold and silver will close as the [CB] loses control. Sound money is the only way. The [DS] is now panicking, their money laundering scheme is being exposed, the people now know that they funnel money via NGO’s and shell companies. This is bigger than anyone could ever imagine. We are in the exposure and investigative phase, Next is the cleanup, then justice. To bring down the entire corrupt system, it must be done right, it must carry weight, we must follow the rule of law, good thinks sometimes take time. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Half of Germany's Manufacturing Sectors Anticipate Significant Layoffs and Job Losses in 2026   Germany is the epicenter of the European Union's overall goal to chase the green energy agenda. For the past several years Germany has been deconstructing their fossil fuel energy production and replacing it with far more expensive alternatives.  This has led to large increases in overall energy prices, and downstream increases in manufacturing costs. The consequences have been snowballing throughout 2025, while cheap competitive alternatives coming into the EU from China have compounded their problem.  Recently a survey of major industries was conducted in Germany to determine the forecast for 2026, the results are not good. Approximately half of the industrial sectors in Germany are anticipating job losses, cuts or layoffs this year. 22 out of 46 business associations are preparing to downsize their labor force.  Only 9 of the 46 are expected to increase hiring.   Job losses are expected in auto manufacturing, the textile sector, wood and paper fabrication.  Job gains are expected in aerospace, shipbuilding and defense production – i.e. the war machinery. When the largest and most developed industrial economy in Europe is pinning its economic survival on war machinery, a particular momentum is created.  It is never a good outcome for Europe when Germany becomes reliant on war to maintain employment. Source: theconservativetreehouse.com https://twitter.com/stats_feed/status/2005654716462538992?s=20 2009 – $12T 2010 – $13.6T 2011 – $14.8T 2012 – $16.1T 2013 – $16.7T 2014 – $17.8T 2015 – $18.2T 2016 – $19.6T 2017 – $20.2T 2018 – $21.5T 2019 – $22.7T 2020 – $27T 2021 – $28.4T 2022 – $30.9T 2023 – $33.2T 2024 – $35.3T 2025 – $38.5T https://twitter.com/StephenM/status/2005494075793735925?s=20  self-loathing, self-denigration and the redistribution of our national resources to the states and peoples of the undeveloped world. https://twitter.com/profstonge/status/2005633652852437451?s=20 Political/Rights Trump-Kennedy Center Hits Jazz Star with $1M Lawsuit For Backing Out Of Christmas Eve Show Redd, a drummer and vibraphone player who has performed with legends including Dizzy Gillespie and Ray Brown, had hosted the Christmas Eve Jazz Jam at the Kennedy Center since 2006. He took over the tradition from bassist William “Keter” Betts and maintained it for nearly two decades. This year marked an abrupt departure from that longstanding commitment. “When I saw the name change on the Kennedy Center website and then hours later on the building, I chose to cancel our concert,” Redd told The Associated Press. The Trump-Kennedy Center is pursuing a $1 million lawsuit against jazz musician Chuck Redd after he withdrew from his annual Christmas Eve concert at the last minute, citing the recent addition of President Trump’s name to the venue.  Source: zerohedge.com https://twitter.com/libsoftiktok/status/2005398115030024201?s=20 DOGE Geopolitical Trump Administration Slashes UN “Humanitarian” Funding Pledge  The United States announced a $2 billion pledge for United Nations humanitarian aid programs on Monday, marking a sharp reduction from previous years as the Trump administration pushes for major reforms in global aid spending. This pledge represents a fraction of historical U.S. contributions, which have reached up to $17 billion in recent years, with voluntary funding often in the $8-10 billion range. Administration officials describe the amount as sufficient to keep America as the world's top humanitarian donor while demanding greater efficiency from UN agencies. The funding will flow through an umbrella mechanism controlled by the UN's Office for the Coordination of Humanitarian Affairs (OCHA), allowing targeted distribution to specific crises and countries. Initial priorities include 17 nations such as Bangladesh, Congo, Haiti, Syria, and Ukraine. Notably absent from the list are Afghanistan and the Palestinian territories, with officials stating Gaza aid will tie into ongoing peace efforts. Source: discernreport.com  War/Peace Did US Land Strikes On Venezuela Begin Last Week & No One Knew It? President Trump on Friday in a radio interview disclosed something which missed the attention of the US and global media. He let slip that a large land site had been knocked out by a strike from US forces in the Caribbean – however without specifying which country was hit (whether Venezuela or perhaps Colombia). o  According to the full remarks in context, the president said: “But every time I knock out a boat, we save 25,000 American lives. It’s very simple. And what’s happening is they’re having a hard time employment-wise, they can’t get anybody. And we just talked out, I don’t know if you read or you saw, they [Venezuela] have a big plant or a big facility where the ships come from. Two nights ago, we knocked that out. So we hit them very hard. But drugs are down over 97 percent. Can you believe it?” Some unnamed American officials suggested to the New York Times that the Commander-in-Chief was referring to a drug facility in Venezuela: Trump did not name the location of the facility, though American officials told the New York Times that the president was referring to a drug facility in Venezuela that was eliminated. The president's comment is the only report of such an attack. No other Latin American government, including Venezuela, has disclosed a strike of this sort. : Source: zerohedge.com  Zelensky Wants 50-Year(!) Security Guarantee From Trump A major point of disagreement remains security guarantees. Ukraine has been pushing maximalist demands for something akin to NATO Article 5 protections. It would be like getting all the benefits of being in NATO but without being a formal member of the Western military alliance. The Ukrainian side has revealed that President Trump had offered security guarantees for 15 years following a peaceful settlement, but Zelensky considered this much too short to protect from future potential Russian aggression. But in classic Zelensky fashion, he wants way more than this. Also, maximalist demands are something that European leaders have backed him on all along – and they may have even put him up to. According to The Wall Street Journal: Kyiv had asked for security guarantees to last up to 50 years after the end of the conflict during weekend discussions. In the documents currently being discussed, the U.S. offered a 15-year guarantee with the possibility of extension, Zelensky said in audio messages to journalists on Monday.   Source: zerohedge.com  Russia accuses Ukraine of military attack on Putin’s residence: ‘state terrorism’   Russia is promising retaliation against Ukraine for an alleged military attack on President Vladimir Putin’s residence in the northern Russia area of Novgorod, which Ukrainian President Volodymyr Zelensky deemed a lie intended to undermine peace talks, Reuters reports. . Russian Foreign Minister Sergei Lavrov said Monday that Russian air defenses destroyed all 91 long-range drones targeting Putin’s residence and that no one was injured and no damage reported. “Such reckless actions,” which Lavrov deemed “state terrorism,” will be answered with retaliatory strikes on targets in Ukraine, he said. Ukrainian President Zelensky says it’s a false claim intended to undermine peace talks  . Source: justthenews.com https://twitter.com/AutistDivision/status/2005463473006801341?s=20  geo-political territories forever. And lets be honest, they couldn’t get them back under any circumstances again. Medical/False Flags [DS] Agenda https://twitter.com/amuse/status/2005334470799565113?s=20   LAFD Battalion Chief Kenneth Cook rejected the final Palisades fire report after LAFD leadership removed critical findings tied to preparation failures before Jan. 7. Drafts obtained through public records show staffing violations, delayed assignments & ignored wind warnings were scrubbed from the final version. The report meant to save lives became a political shield. As a side note, New York City is setting themselves up for the same problem... https://twitter.com/amuse/status/2005608785990262859?s=20 https://twitter.com/EricLDaugh/status/2005622039999062219?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005622039999062219%7Ctwgr%5E11dcdb289244b9644ea68d25359a18f753233f5d%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fsomali-fraud-scandal-expands-as-lawyer-exposes-damning%2F   pushing for that in every single state!” “The state will, as long as the doctor has approved it, continue to pay you. It could be for 10 hours, 12 hours, up to 24 when it’s critical care.” “So you could sit at home without caring for an elderly parent who really doesn’t need it, make about $75,000 to $90,000 a year. Now you add two parents, that’s $180,000. Now you add your in-laws $250,000.” “You continue to add this and you wonder what are the services being provided? So a lot of providers came and said fraud is occurring because we said we weren’t going to rubber stamp this paperwork.” “So they went to other providers, their home health care networks saying we’ll make it worth your while. Well, sounds like a kickback to me.” “So we really need to investigate the Medicaid system and how much it’s increased since the Somalian population came and who really needs critical care because that’s meant for our disabled, our elderly and people who really need it, not to just live off our system.” “And that’s what’s happening in Ohio. I think it’s ridiculous. I think it’s despicable, but authorities are now looking at it from the Attorney General’s office to the U.S. Attorney’s office.” “I flagged them all because this is Ohio tax dollars and we have to take it seriously. I’m tired of people telling me, well, this is the way it’s always been. It’s subjective and we can’t really check. No, you can.” https://twitter.com/ArthurMacwaters/status/2005324862756127166?s=20   this not instant jail?! Like this is electoral fraud on top of Medicare fraud How is this not front page of every newspaper?! https://twitter.com/elonmusk/status/2005535693918138533?s=20 https://twitter.com/amuse/status/2005657030111932568?s=20   was unanimously convicted by a jury only to have Judge Sarah West vacate the verdict. In two separate cases to other judges dismissed the cases against his wife and his brother. $7.2 million is gone and no one is being held accountable. This story is being repeated across Minnesota to the tune of more than $8 billion so far. Somali criminals in Minnesota have stolen more than Somalia’s GDP from American taxpayers. Why won’t Democrat judges hold them accountable? https://twitter.com/elonmusk/status/2005496793279439182?s=20 https://twitter.com/JoeLang51440671/status/2005476678261461399?s=20   broke to being worth up to $30 million in just a year — as a massive, up to $9 billion fraud scheme involving the Somali community in her district unfolded right under her nose in Minnesota.” $9 billion in fraud happened in her district? Can I ask the question? How many Somali daycares did Ilhan Omar own? “Close to 90 people have been charged so far, including at least three with direct ties to the lefty Squad member, though she has not been charged.” https://nypost.com/2025/12/27/us-news/ilhan-omars-hubbys-30m-firm-quietly-scrubs-names-from-website-as-squad-member-faces-mounting-questions-on-sudden-wealth-amid-minnesota-welfare-fraud/ That's going to change. Have we looked into the wealth of the brother she married? I wonder if he owns some Somali daycares in Minnesota? Tick Tock!! https://twitter.com/libsoftiktok/status/2005657804301013272?s=20  , the Google business listing for this center showed the phone number 651-201-3400, which is the official public contact line for the Office of Governor Tim Walz and Lt. Governor Peggy Flanagan    https://twitter.com/JoeLang51440671/status/2005329284785647715?s=20   significant investments in pre-K for four-year-olds as well as other early learning programs serving children and families birth-to-school entry. This year he focused on the country's youngest children and their families' need for high-quality child care.” The Obama administration was a gigantic money laundering operation. “The President explained the need in last Tuesday's address stating, “In today's economy, when having both parents in the workforce is an economic necessity for many families, we need affordable, high quality childcare more than ever.” “But the child care tax credit isn't all the President proposed.” “He would also significantly expand the Child Care and Development Fund(CCDF), a child care subsidy for low- and moderate-income families authorized under the Child Care Block Development Grant (CCDBG) Act. (CCDBG was reauthorized last year after 18 years.) By 2025, the proposed expansion would increase the reach of CCDF to an additional one million children, under four-years-old.” Taxpayers subsidies and grants for “childcare.” “The last part of the President's proposal, in typical Obama Administration-style, is a competitive grant that would promote innovation in the child care system. The proposed grants– totaling $100 million– would allow states to create pilot programs to determine the best ways to provide child care to vulnerable populations, including children with disabilities, parents who work non-traditional hours, and families who have difficulty finding high-quality child care.” https://newamerica.org/education-policy/edcentral/presidents-child-care-plan/ Taxpayers “grants” totaling $100 million (for starters) to be given to “vulnerable populations.” Can you say “Somali?” Taxpayers funding of “childcare,” was a “necessity” for the funding of the democrat party. The Somali community was always a hub of this “childcare” theft of taxpayers money. It was set up this way on purpose. A Somali community, governed by Somali's and protected by the democrat party. The Somali's were being brought into this country starting with the George W. Bush's presidency. But Obama began accelerating the number of refugees from Somalia along with other Muslim countries. Here's just the last year under Obama. “A total of 38,901 Muslim refugees entered the U.S. in fiscal year 2016, making up almost half (46%) of the nearly 85,000 refugees who entered the country in that period, according to a Pew Research Center analysis of data from the State Department's Refugee Processing Center. That means the U.S. has admitted the highest number of Muslim refugees of any year since data on self-reported religious affiliations first became publicly available in 2002.” “Just two countries – Syria (12,486) and Somalia (9,012) – were the source of more than half of fiscal 2016's Muslim refugees. The rest are from Iraq (7,853), Burma (Myanmar) (3,145), Afghanistan (2,664) and other countries (3,741).” https://pewresearch.org/short-reads/2016/10/05/u-s-admits-record-number-of-muslim-refugees-in-2016/ Obama was an installed puppet of Prince Alwaleed and was doing his bidding. Obama filled his administration with people tied to the Muslim Brotherhood, who were implementing their “civilization jihad.” These communities began electing corrupt representatives like Ilhan Omar. Infiltration not invasion. Taxpayers money was funneled into these communities through “childcare grants” and other “welfare programs,” in order to fund the democrat party. Minnesota is just the “doorway” into a much larger nationwide fraud scheme to fund the democrat party. A magnifying glass is about to be put on ALL state welfare programs that are receiving “federal funding.” These grants and benefits handed out to these crooks, are now the doorway to expose and bring them all to an end. BOOMERANG! https://twitter.com/everytime_11/status/2004718928686350461?s=20 https://twitter.com/EndWokeness/status/2005651406985036272?s=20 Tim Walz's Office Responds with an Outrageous Falsehood After Journalist Nick Shirley Exposes Fraud of the Century in Minnesota “The governor has worked for years to crack down on fraud and ask the state legislature for more authority to take aggressive action,” a spokesperson for Walz told Fox News. “He has strengthened oversight – including launching investigations into these specific facilities, one of which was already closed,” the spokesperson added. “(He) hired an outside firm to audit payments to high-risk programs, shut down the Housing Stabilization Services program entirely, announced a new statewide program integrity director, and supported criminal prosecutions.” Walz previously called Shirley and others who have questioned his handling of the scandal “white supremacists.” Walz's team wants the public to believe that not only does the governor have no involvement in the scandal, but he has also been a leading advocate against this corruption. They must think that every day Americans have the same >IQ as Somali citizens.   Source: thegatewaypundit.com https://twitter.com/ElectionWiz/status/2005427571861909629?s=20 https://twitter.com/KevinKileyCA/status/2005329670083145745?s=20 Back on June 24, 2025. about 31% of applications to California’s 116 community colleges were deemed likely fraudulent by the chancellor’s office—equating to over 1.2 million fake applications. These were mostly detected and blocked before enrollment or aid disbursement, but some fraud succeeded, costing millions in stolen financial aid (around $11 million total in 2024, a small fraction of the billions distributed overall).The piece discusses ongoing efforts to combat the issue, like improved detection tools, identity verification, and a proposed $10 application fee to deter bots and scammers targeting the free-application, open-access system.  https://twitter.com/CynicalPublius/status/2005388876807057913?s=20 President Trump's Plan https://twitter.com/stats_feed/status/2005654716462538992?s=20 2009 – $12T 2010 – $13.6T 2011 – $14.8T 2012 – $16.1T 2013 – $16.7T 2014 – $17.8T 2015 – $18.2T 2016 – $19.6T 2017 – $20.2T 2018 – $21.5T 2019 – $22.7T 2020 – $27T 2021 – $28.4T 2022 – $30.9T 2023 – $33.2T 2024 – $35.3T 2025 – $38.5T https://twitter.com/4nt1p4tt3rn/status/2005345471674388575?s=20  deniability to the federal and state governments, and allow them to funnel money into the NGOs to do what the governments either don’t want to (due to optics) or can’t (due to legal constraints) do. They are quite literally dismantling the United States of America, and they’re doing it with YOUR money. Quite literally money taken out of your pockets. Food taken out of your children’s mouths. They’re directly or indirectly responsible for: * the massive invasion of this country by illegals * the high cost of healthcare * the shortage and high price of homes * the shortage and high price of unimproved land * the high cost of food and other goods * the high taxes you’re forced to pay * the skyrocketing national debt * the skyrocketing federal deficit * DEI and the elimination of qualified American workers from jobs * deaths of Americans on our roadways * the broken “justice” system In other words, literally everything everyone’s complaining about. https://twitter.com/911NewsBreaks/status/2005660846848958944?s=20   planning to livestream a racially motivated extremist attack with pipe b-mbs and g-ns. https://twitter.com/HarmeetKDhillon/status/2005444604624028029?s=20   year later as special counsel in November … statute runs on his obvious shenanigans late 2027 * Democrats in Congress and those in the states colluding with Biden WH hide their behavior, some of which STILLL HASN'T come to light! Statute runs on this five years after their concealed behavior is known to the government. This means the statute could run in the next administration. STOP POSTING CLICKBAIT BS!!! You are being used! https://twitter.com/HarmeetKDhillon/status/2005446072634872033?s=20 https://twitter.com/grok/status/2005427970681217334?s=20   to Jan. 6, 2021/2026. Specific cases vary by act. ‘Ten-year stain:' Bondi asks prosecutors to probe Obama-Biden lawfare as criminal conspiracy FBI Director Kash Patel penned a memo predicating an investigation looking at the weaponization of intelligence and law-enforcement powers dating to the Russia collusion case as an ongoing conspiracy. Attorney General Pam Bondi   asked the prosecutors to investigate the Obama-Biden era of lawfare as an ongoing election-meddling conspiracy that protected Democrats from criminal investigation and infringed the civil rights of Republicans like President Donald Trump and his supporters. An “ongoing conspiracy” and the statute of limitations Such an approach allows prosecutors to charge defendants with alleged crimes outside the statute of limitations because they were connected to an ongoing conspiracy, much like those cases brought against the mafia and drug cartels. “At my direction, our U.S. Attorneys and federal agents are actively investigating instances of government weaponization nationwide,” Bondi said. “This is a ten-year stain on the country committed by high-ranking officials against the American people. Source: justthenews.com https://twitter.com/WarClandestine/status/2005434508124782615?s=20   to be deported. They opposed the One Big Beautiful Bill because it funds ICE/US MIL, and they know Trump is going to invoke the Insurrection Act to deploy troops to their cities to assist ICE in deporting the illegals. If the Dems can't cheat in elections, they lose access to our tax dollars, and thus they lose all their power. They never cared about diversity, equality, equity, inclusion, immigration or any of that shit. It was all just a transaction. Everything they say and do is just a means to justify their treasonous scheme to steal our tax dollars. That's why it's so important to nuke the filibuster, pass the Save Act, invoke the Insurrection Act, deport all the illegals, and arrest everyone involved. If we don't, the Dems will take complete control, we will become a one-party State, and they will eventually phase us out via mass immigration. That's why the Dems have been trying to destroy, obstruct, and kill Trump, ever since he came down the escalator. Because they knew that he knew about all this, and is on a mission to stop it. The American People are being replaced, and the Democrats are directly responsible for it. This is the battle for the Republic. 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When Claudia Maupin moved to Davis, California, she's determined to find the man of her dreams. Sure enough, she falls in love with and marries Chip Northup, and together they merge their families. Life seemed happy and safe, full of love. So when the couple does not show up at church one morning, their family is worried. But they never expect that Chip and Claudia had been the victims of a double homicide inside their home. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Not many of us would accept a job that risked life and limb, but for a brief moment in time, young men did just that - just to carry the mail. It may have only been in operation for 18 months, but the legacy of the Pony Express has lasted generations. A 2,000 mile horseback ride from Missouri to California posed risks of all kinds, but with no telegraph wires or trains connecting the coasts, brave men and their trusty steeds stepped up and battled the elements, warring nations and each other to keep the nation connected. Banff Film Festival Tickets  The Pony Express Re-Ride / Letters! For a full list of our sources, visit http://npadpodcast.com/episodes For the latest NPAD updates, group travel details, merch and more, follow us on npadpodcast.com and our socials at: Instagram: @‌nationalparkafterdark TikTok: @‌nationalparkafterdark Support the show by becoming an Outsider and receive ad free listening, bonus content and more on Patreon or Apple Podcasts. Want to see our faces? Catch full episodes on our YouTube Page! Thank you to the week's partners! Ka'Chava: Go to https://kachava.com and use code NPAD. New customers get twenty dollars off an order of two bags or more, January 1st through 31st!

California wants to tax billionaires 5% of their net worth, including unrealized gains, starting in 2026. The PBD Podcast breaks down the ballot initiative, union backing, why critics call it asset seizure, and how this policy could drive job creators and capital out of the state for good.

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Monday Headline Brief of The Wright Report, Bryan covers a massive FBI investigation into Somali fraud networks in Minnesota, the Trump administration's accelerating deportation and surveillance strategy, the growing political fight over prices and the Senate filibuster, improving drought conditions in the western United States, and major global developments from Africa, Latin America, China, and Australia. FBI Expands Probe into Somali Fraud Networks: FBI Director Kash Patel surged agents and resources into Minnesota following evidence of roughly nine billion dollars in suspected fraud tied to Somali-run daycare centers, Medicaid programs, food banks, and autism services. Investigators are now examining whether state officials and Democratic politicians enabled the schemes by shutting down early warnings. Bryan explains how viral footage showed dozens of fake daycare centers with no children enrolled, yet receiving massive public funds. Political Fallout and Questions for Democrats: Reports indicate that some Somali donors involved in the fraud also contributed to Democratic campaigns across multiple states. Governor Tim Walz previously halted fraud investigations after activists claimed discrimination. Bryan raises questions about whether these networks were used to generate political donations and votes, calling the potential scale of abuse "almost unimaginable." Trump Escalates Immigration Enforcement: ICE expanded highway operations targeting illegal migrant truck drivers in multiple states, while also arresting migrants at court check-ins who then skipped hearings, making them automatically deportable. The administration is deploying advanced tools, including facial recognition, license plate readers, and data from the IRS and Social Security Administration, to locate illegal migrants. Trump also increased the voluntary self-deportation bonus to $3,000, with airfare included, if migrants leave by December 31. Surveillance Tools Target Extremists: The same tracking systems are now being used to identify Antifa members and left-wing agitators under investigation for violence. DOJ officials say the effort responds to intelligence showing left-wing terrorism is now more prevalent than right-wing violence in the United States. Prices and the Filibuster Fight: President Trump warned that inflation and pricing will decide the 2026 midterms. With another government shutdown looming in January, he urged Senate Republicans to eliminate the filibuster to pass healthcare reform. A new GAO audit found widespread Obamacare fraud, including subsidies paid to deceased individuals and duplicate Social Security numbers. Western Drought Conditions Improve: California's drought has eased significantly, boosting agricultural water supplies. Lake Mead rose by three feet following recent storms, adding roughly seventy-two billion gallons of water, more than southern Nevada's projected annual usage. U.S. Strikes ISIS in Nigeria: The Pentagon launched missile strikes on ISIS training camps in northern Nigeria in coordination with the Nigerian government. Democrats criticized the strikes, while the White House rejected claims of racial motivation. Bryan warns that Islamist groups are attempting to establish a caliphate across central Africa. Trump Expands Influence in Latin America: The United States will reopen a strategic base in Manta, Ecuador, to counter narcotics trafficking and monitor Chinese influence. Conservative allies backed by Trump also won elections in Honduras, strengthening U.S. leverage across the region. China Signals Military Threats: Photos released by Chinese media show ballistic missiles concealed in cargo ship containers, a tactic that could be used to attack U.S. forces or ports during a conflict. Bryan says the images were deliberately leaked and amplified by Chinese bots as a warning to the West. Australia Downplays Islamist Attack: Australian officials claimed a recent ISIS-inspired attack on Jews was not religiously motivated, drawing sharp criticism. Bryan argues that refusing to acknowledge the crisis within Islam mirrors decades of Western denial and will lead to more violence. Listener Questions Close the Episode: Bryan answers questions on Ukraine's mineral deals, fuel supply risks tied to California refinery closures, and whether the American republic still exists. He argues the United States now functions more like a parliamentary democracy and explains why the filibuster debate reflects that deeper shift.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: FBI Somali fraud Minnesota, Kash Patel investigation, Tim Walz daycare Medicaid scandal, ICE deportation surveillance tools, self deportation bonus Trump, Antifa terrorism DOJ tracking, Obamacare fraud GAO audit, Lake Mead drought recovery, U.S. Nigeria ISIS airstrikes, Ecuador Manta base Trump, Honduras election Asfura, China cargo ship missiles, Australia ISIS attack denial, filibuster healthcare reform debate

Original Air Date: 6/9/25 Trump's deployment of the National Guard to California is not just about immigration and Los Angeles - it is a damning step in his long-lasting effort to to exploit and deploy the U.S. military to act as his own personal police force. Miles Taylor, former DHS Chief of Staff who endured persecution for his criticisms of the Trump administration, joins Norm Ornstein and David Rothkopf to discuss the disastrous implications of Los Angeles and explain why “people should be more worried about this than anything they've seen so far in the second Trump administration.” Tune in here. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can have liver damage for decades without any signs of liver failure. Spotting these 7 early signs of liver disease could save your life. Find out about the signs your liver is dying so you can act before it's too late.0:00 Introduction: 7 signs your liver is dying0:32 The real cause of liver damage 1:14 7 liver dying symptoms3:05 Right shoulder pain4:06 Itchy skin and liver disease 5:16 Swollen abdomen and liver problems6:57 Reversing liver damage 8:22 How to improve liver health quickly Your liver is the hardest-working organ in your body, and the only major organ that can completely regenerate.Here are 7 liver warning signs that may indicate liver damage before the issue becomes too severe.1. Waking up between 2 and 3 a.m. A dysfunctional liver causes excessive blood sugar swings at night. A steep drop in blood sugar while you're sleeping spikes adrenaline, which will wake you up.2. Right shoulder painWhen the liver is damaged, bile production slows down, leading to sluggish and clogged bile ducts. This can cause referred pain in the right shoulder. 3. Bruise easilyThe liver makes clotting factors, so if it's damaged, you may find that you bruise more easily. 4. ItchingItching at night, particularly on the bottom of the feet and other parts of the body, can be caused by excess bile that backs up in the liver. 5. Low tolerance to alcoholPeople with liver problems can not efficiently break down alcohol, which causes more toxicity in the body.6. Fat belly/skinny legs A protruding belly is usually caused by an advanced form of liver damage called ascites, where fluid begins to build up in the abdomen. This is often associated with legs that are skinny due to muscle loss. 7. Brain irritationWhen the liver is damaged, you can't effectively break down protein, which causes a backup of ammonia. This affects cognitive function and personality, leading to irritability, temper issues, brain fog, and difficulty focusing.You can go from a severely damaged liver to a healthy liver within weeks by avoiding hidden sugars in your diet!Try these 7 tips to improve liver health and reverse liver damage:1. Stop snacking2. Eliminate sugar, starch, and seed oils 3. Eat more high-quality meat and vegetables4. Go to sleep earlier5. Choose organic foods6. Consume cruciferous vegetables7. Take TUDCA supplementsDr. Eric Berg DC Bio:Dr. Berg, age 60, is a chiropractor who specializes in Healthy Ketosis & Intermittent Fasting. He is the Director of Dr. Berg Nutritionals and author of the best-selling book The Healthy Keto Plan. He no longer practices, but focuses on health education through social media.Disclaimer: Dr. Eric Berg received his Doctor of Chiropractic degree from Palmer College of Chiropractic in 1988. His use of “doctor” or “Dr.” in relation to himself solely refers to that degree. Dr. Berg is a licensed chiropractor in Virginia, California, and Louisiana, but he no longer practices chiropractic in any state and does not see patients, so he can focus on educating people as a full-time activity, yet he maintains an active license. This video is for general informational purposes only. It should not be used to self-diagnose, and it is not a substitute for a medical exam, cure, treatment, diagnosis, prescription, or recommendation. It does not create a doctor-patient relationship between Dr. Berg and you. You should not make any change in your health regimen or diet before first consulting a physician and obtaining a medical exam, diagnosis, and recommendation. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition.

Dani Beckstrom reports on a new winter storm taking aim at the Midwest and Northeast as millions are set to travel, thousands of flights already delayed or cancelled, our weather times it all out including the deadly flooding in southern California; Morgan Norwood with the latest on a deadly mid-air helicopter collision in New Jersey; Selina Wang is with President Trump as he meets with Ukrainian president Zelenskyy to discuss ending Russia's war; and more on tonight's broadcast of World News Tonight with David Muir. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Live Work with Madeleine I'm Helpless! Part 1 of 3 Today, we are pleased to present one of our favorite podcast topics—live work with a real human being who is suffering. We will be working with Madeleine, a woman who read a disturbing article while at the hairdresser and freaked out, sensing that one of her daughters might be in mortal danger. This live and unedited session was first presented as part of a free webinar on September 11, 2025. There was no preparation or role-playing—everything was absolutely real and spontaneous, exactly as it evolved in real time. We present Part 1 as our final Feeling Good Podcast for our 2025 season. This is our most powerful and popular type of podcast, and we hope you enjoy it. We also give a big thanks to our courageous "patient," Madeleine. My co-therapist will be Dr. Jill Levitt, a clinical psychologist and Director of Training at the Feeling Good Institute in Mountain View, California. Jill and I greatly enjoy working together as co-therapists when we teach and we typically see our "patient" for an extended, two-hour session. We find that this is the most effective format for teaching, and that way, we can frequently complete a course of therapy in a single session. However, you do not need more than one therapist to do effective TEAM CBT, and you can do it in conventional 50 minute sessions as well. But often, you can do vastly more in a double session. We will not be engaged in an ongoing therapeutic relationship with Madeleine. When we work with therapists, they are doing personal work as a part of their training. We feel that this experience is vital for every therapist who hopes to do world-class TEAM CBT with their own patients / clients. More than 2,000 individuals registered for this workshop. Although the workshop was open to everyone, only 13% of the participants identified as general public, while 87% identified as mental health professionals.  In Part 1, which we present today, we focused on T = Testing and E = Empathy phases of the TEAM session. In Part 2, which you will hear next week, we will focus on A = Paradoxical Agenda Setting and M = Methods. We will also show you the changes in her scores on the Daily Mood Log (DML) and Brief Mood Survey (BMS) from the start to the end of the session, as well as Madeleine's scores on the Evaluation of Therapy Session (EOTS) at the end, including what she liked the most and least about the session. That way, we can see clearly how much improvement there was (or wasn't) during the session, and how Jill and I did in terms of empathy, helpfulness, and other scales that evaluate the patient's view of the session. In Part 3, which you will hear in two weeks, we did more Externalization of Voices along with Cognitive Exposure, since we had some loose ends we wanted to tie up before completing our work with Madeleine. This follow-up session occurred many weeks after the initial session at the workshop, and will also serve as a follow-up to see how Madeleine did in the days following the live work. Part 1 of 3 Our "patient," Madeleine, is a courageous woman who experienced sheer panic after being triggered at the hair salon while reading an article about a young woman who was abducted. Since Madeleine's oldest daughter's is away at college, taking a year abroad, Madeleine realized she could not protect her from predators and freaked out, thinking about all the horrible things that could happen to her. In addition, Madeleine had many self-critical thoughts about ways she thought she had failed her daughter when her daughter was growing up, and worried about her daughter's judgement: She hasn't always made the best decisions about guys she's gone out with, and she's shared everything with me. She says, 'Don't worry mom. I've learned from this.'" At the start of the session, we reviewed Madeleine's scores on the Brief Mood Survey (BMS). This indicated only minimal depression (5/20), with no suicidal urges or anger, but her anxiety was still extremely elevated (18/20). In addition, her Positive Feelings score was only 20 out of 40, with 0 meaning no positive feelings at all, and 40 being the highest possible feelings. However, her Relationship Satisfaction score with her husband was 25 out of 30, which indicates strong satisfaction, with just a little room for improvement. We will ask Madeleine to complete the BMS again, along with the EOTS, so we can see precisely what changed, and by how much, during the session. Our goal, of course, with TEAM CBT, is nearly always to cause a near-complete, or complete, elimination of symptoms during a single, extended therapy session. In addition, we want every patient to have a crystal clear understanding of how and why they got upset, along with how to use the tools that were the most helpful to them in the session. That way, they'll be armed to deal with future relapses, which are inevitable for all human beings. And here's the big point. Our goal in sharing this session with you is so you can feel inspired, and see that rapid recovery really IS possible. And if you're a therapist, we hope that you will feel motivated to learn TEAM CBT so you can significantly improve your outcomes with your own patients. You can see the Daily Mood Log Madeleine prepared just prior to the session if you Click Here The upsetting situation was reading the article about the young abducted woman in the hair salon. On the Emotions table  she indicated that she was feeling sad, down, and unhappy (85%), anxious, frightened and panicky (100%), inadequate (100%), frustrated (90%), and angry and upset (100%). These extremely high ratings tells us that Madeleine's negative feelings were about as intense as a human being can experience. Although your life is undoubtedly very different from Madeleine's, perhaps you, too, have felt panic and helplessness when you thought the life of a loved one might be in danger. Madeleine generated several additional negative Thoughts during the empathy phase of the session, including, I'm totally responsible for how she's turned out. 95% I was not present enough for her. 95% She may not trust that I'm there for her. 60% She's anxious and insecure and a people-pleasure, and she's also perfectionistic, and it's all my fault. 75% I should have been more sensitive when she was growing up. I expected too much. 100% Again, if you're a parent, you may have had similar negative thoughts about your own parenting. I know that I have! During the Empathy phase, Madeleine described her horrors when reading the article at the hairdresser's, with thoughts of Natalie Hollaway's brutal murder as well as other women who were abducted and murdered. Madeleine explained that she and her husband both married late, and felt somewhat insecure as parents: "It wasn't easy having children late in life. . . .  When our first baby was born, the milk was not coming down. My daughter would look deep into my eyes, and I had the thought, 'I'm letting my daughter down.'" She said she had a rough time when she was growing up and her parents got divorced: "My heart was broken, and I had to learn to be strong. I had to learn not to let so much emotion through. I had to learn how to keep guys at arm's length. I had to protect myself from getting hurt." She said that wanted her daughters to grow up being strong and independent, but as she reflects back, she thinks she may have failed them and not provided enough warmth and support. Our goal during E = Empathy is not to help or even try change anything, but simply to go with our patients to the gates of hell, so they can vent, cry, and express their deepest and most private feelings. At the end of the Empathy portion of the session, we asked Madeleine to grade us on the three key elements of empathy, using letter grades: How accurately did we understand how you were thinking? How accurately did we understand how you were feeling inside? To what extent did we convey the spirit of trust, warmth, and acceptance? She gave us 3 A's, indicating it was time to move on to A = Paradoxical Agenda Setting, which you will hear next week. We will want to find out what Madeleine might want help with. We will also try to melt away her resistance to change using the Miracle Cure Question, the Magic Button, Positive Reframing, and the Magic Dial.    Why would we anticipate resistance? After all, Madeleine is asking for help. But remember, the desire for change cannot always be take for granted in anyone. Nearly all of us have mixed feelings about change. After all, a loving and concerned mother might NOT want to stop worrying about a beloved daughter who seems to be in grave danger! But if you deal with this resistance in a compassionate way, you may open the door to the possibility of rapid healing when you come to the M = Methods portion of the session. We can check it out at the exciting conclusion of the work with Madeleine next week!

Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

Another year ends, and once more, it's time to reflect on our creative goals. I hope you can take the time to review your goals and you're welcome to leave a comment below about how the year went. Did you achieve everything you wanted to? Let me know in the comments. It's always interesting looking back at my goals from a year ago, because I don't even look at them in the months between, so sometimes it's a real surprise how much they've changed! You can read my 2025 goals here and I go through how things went below. In the intro, Written Word Media 2025 Indie Author Survey Results, TikTok deal goes through [BBC]; 2025 review [Wish I'd Known Then; Two Authors], Kickstarter year in review; Plus, Anthropic settlement, the continued rise of AI-narrated audiobooks, and thinking/reasoning models (plus my 2019 AI disruption episode). My Bones of the Deep thriller, pics here, and Business for Authors webinars, coming soon. If you'd like to join my community and support the show every month, you'll get access to my growing list of Patron videos and audio on all aspects of the author business — for the price of a black coffee (or two) a month. Join us at Patreon.com/thecreativepenn. Joanna Penn writes non-fiction for authors and is an award-winning, New York Times and USA Today bestselling thriller author as J.F. Penn. She's also an award-winning podcaster, creative entrepreneur, and international professional speaker. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. J.F. Penn books — Death Valley, The Buried and the Drowned, Blood Vintage Joanna Penn books — Successful Self-Publishing, 4th Edition The Creative Penn Podcast and my community on Patreon/thecreativepenn Unexpected addition: Masters in Death, Religion and Culture at the University of Winchester Book marketing. Not quite a fail but definitely lacklustre. Reflections on my 50th year Double down on being human. Travel and health. You can find all my books as J.F. Penn and Joanna Penn on your favourite online store in all the usual formats, or order from your local library or bookstore. You can also buy direct from me at CreativePennBooks.com and JFPennBooks.com. I'm not really active on social media, but you can always see my photos at Instagram @jfpennauthor. J.F. Penn — Death Valley. A Thriller. This was my ‘desert' book, partially inspired by visiting Death Valley, California in 2024. It's a stand-alone, high stakes survival thriller, with no supernatural elements, although there are ancient bones and a hidden crypt, as it wouldn't be me otherwise! The Kickstarter campaign in April had 231 Backers pledging £10,794 (~US$14,400) and the hardback is a gorgeous foiled edition with custom end papers and research photos as well as a ribbon. As an AI-Assisted Artisan Author, I used AI tools to help with the creative and business processes, including the background image of the cover design, the custom end papers, and the Death Valley book trailer, which I made with Midjourney and Runway ML. The audiobook is also narrated by my J.F. Penn voice clone, which took a while to get used to, but now I love it! You can listen to a sample here. I published Death Valley wide a few months later over the summer, so it is now out on all platforms. J.F. Penn — Blood Vintage. A Folk Horror Novel, and Catacomb audiobook I did a Kickstarter for the hardback edition of Blood Vintage in late 2024, and then in 2025, worked with a US agent to see if we could get a deal for it. That didn't happen, and although there were some nice rejections, mostly it was silence, and the waiting around really was a pain in the proverbial. So, after a year on submission, I published Blood Vintage wide, so it's available everywhere now. My voice clone narrated the audiobook, listen to a sample here. I also finally produced the audiobook for Catacomb, which is a stand-alone thriller inspired by the movie Taken and the legend of Beowulf set in the catacombs under Edinburgh. I used a male voice from ElevenLabs, and you can listen to a sample here. The book is also available everywhere in all formats. J.F. Penn — The Buried and the Drowned Short Story Collection One of my goals for 2025 was to get my existing short stories into print, mainly because they exist only as digital ebook and audiobook files, which in a way, feels like they almost don't exist! Plus, I wanted to write an extra two exclusive stories and launch the special edition collection on Kickstarter Collection and then publish wide. I wrote the two stories, The Black Church, inspired by my Iceland trip in March, and also Between Two Breaths, inspired by an experience scuba diving at the Poor Knights Islands in New Zealand almost two decades ago. There are personal author's notes accompanying every story, so it's part-short story fiction, part-memoir, and I human-narrated the audiobook. I achieved this goal with a Kickstarter in September, 2025, with 206 Backers pledging almost £8000 (~US$10,600) for the various editions. I also did my first patterned sprayed edges and I love the hardback. It has head and tail bands which make the hardback really strong, gorgeous paper, foiling, a ribbon, colour photos, and custom end papers. The Buried and the Drowned is now out everywhere in all editions. As ever, if you enjoy the stories, a review would be much appreciated! Joanna Penn Books for Authors Early in the year, How to Write Non-Fiction Second Edition launched wide as I only sold it through my store in 2024, so it's available everywhere in all formats including a special hardback and workbook at CreativePennBooks.com. While I didn't write it in 2025, I made the money on it this year, which is important! I also unexpectedly wrote the Fourth Edition of Successful Self-Publishing, mainly because I saw so much misinformation and hype around selling direct, and I also wanted to write about how many options there are for indie authors now. The ebook and audiobook (narrated by human me) are free on my store, CreativePennBooks.com and also available in print, in all the usual places. If you haven't revisited options for indie authors for a while, please have a read/listen, as the industry moves fast! All my fiction and non-fiction audiobooks are now on YouTube After an inspiring episode with Derek Slaton, I put all my audiobooks and short stories on YouTube. Firstly, my non-fiction channel is monetised so I get some income from that. It's not much, but it's something. More importantly, it's marketing for my books, and many audiobook listeners go on to buy other editions especially non-fiction listeners who will often buy print as well. I'm one of those listeners! It's also doubling down on being human, since I human narrate most of my audiobooks, including almost all of my non-fiction, as well as the memoir, and short stories. This helps bring people into my ecosystem and they may listen to the podcast as well and end up buying other books or joining the Patreon. Finally, in an age of generative AI assisted search recommendations, I want my books and content inside Gemini, which is Google's AI. I want my books surfaced in recommendations and YouTube is owned by Google, and their AI overviews often point to videos. Only you can decide what you want to do with your audiobooks, but if you want to listen to mine, they are on YouTube @thecreativepenn for non-fiction or YouTube @jfpennauthor for fiction and memoir. The Creative Penn Podcast and my Patreon Community It's been another full year of The Creative Penn Podcast and this is episode 842, which is kind of crazy. If you don't know the back story, I started podcasting in March 2009 on a sporadic schedule and then went to weekly about a decade ago in 2015 when I committed to making it a core part of my author business. Thanks to our wonderful corporate sponsors for the year, all services I personally use and recommend — ProWritingAid, Draft2Digital, Kobo Writing Life, Bookfunnel, Written Word Media, Publisher Rocket and Atticus. It's also been a fantastic year inside my Patreon Community at patreon.com/thecreativepenn so thanks to all Patrons! I love the community we have as I am able to share my unfiltered thoughts in a way that I have stopped doing in the wider community. Even a tiny paywall makes a big difference in keeping out the haters. I've done monthly audio Q&As which are extra solo shows answering patron questions. I've also done several live office hours on video, and shared content every week on AI tools, writing and author business tips. Patrons also get discounts on my webinars. I did two webinars on The AI-Assisted Artisan Author, which I am planning to run again sometime in 2026 as they were a lot of fun and so much continues to change. If you get value from the show and you want more, come on over and join us at patreon.com/thecreativepenn We have almost 1400 paying members now which is wonderful. Thanks for being part of the Community! Unexpected goal of the year: Masters in Death, Religion and Culture at the University of Winchester During the summer as I did my gothic research, I realised that I was feeling quite jaded about the publishing world and sick of the drama in the author community over AI. My top 5 Clifton Strengths are Learner, Intellection, Strategic, Input, and Futuristic — and I needed more Input and Learning. I usually get that from travel and book research, but I wasn't getting enough of that since Jonathan is busy finishing his MBA. So I decided to lean into the learning and asked ChatGPT to research some courses I could do that would suit me. It found the Masters in Death, Religion and Culture at the University of Winchester, which I could do full-time and online. It would be a year of reading quite different things, writing academic essays which is something I haven't done for decades, and hanging out with a new group of people who were just as fascinated with macabre topics as I am. I started in September and have now finished the first term, tackling topics around thanatology and death studies, hell and the afterlife in the Christian tradition, and the ethics of using human remains to inspire fiction, amongst other interesting things. It was a challenge to get back into the style of academic essay writing, but I'm enjoying the rigour of the research and the citations, which is something that the indie author community needs more of, a topic I will revisit in 2026. I have found the topics fascinating, and the degree is a great way to expand my mind in a new direction, and distract me from the dramas of the author community. I'll be back into it in mid-January and will finish in September 2026. Book marketing. Not quite a fail but definitely lacklustre. I said I would “Do a monthly book marketing plan and organise paid ad campaigns per month for revolving first books in series and my main earners.” I didn't do this! I also said I would organise my Shopify stores, CreativePennBooks.com and JFPennBooks.com into more collections to make it easier for readers to find things they might want to buy. While I did change the theme of CreativePennBooks.com over to Impulse to make it easier to find collections, I haven't done much to reorganise or add new pathways through the books. I'm rolling this part of the goal into 2026. I said I would reinvigorate my content marketing for JFPenn, and make more of BooksAndTravel.page with links back to my stores, and do fiction specific content marketing with the aim of surfacing more in the LLMs as generative search expands. I did a number of episodes on Books and Travel in 2025, but once I started the Masters, I had to leave that aside, and although I have started some extra content on JFPennBooks.com, I am not overly enthusiastic about it! I also said I would “Leverage AI tools to achieve more as a one-person business.” I use AI tools (mainly ChatGPT, Claude, and Gemini) every day for different things but as ever, I am pretty scatter gun about what I do. I lean into intuition and I love research so I am more likely to ask the AI tools to do a deep research report on south Pacific merfolk mythology, or how gothic architecture impacted sacred music, or geology and deep time, rather than asking for marketing hooks. I intended to use more AI for book marketing, but as ever, I was too optimistic about the timeline of what might be possible. There's lots you can do with prompting, finessing things and then posting on various platforms, but I'm not interested in spending time doing that. My gold standard for an AI assistant is to feed it the finished book and then say, “Here's a budget. Go market this,” and not have to connect lots of things together into some Frankenstein-workflow. That's not available yet. Maybe in 2026 … Of course, I still do book marketing. I have to in order to sell any books and make money from book sales. We all have to do some kind of book marketing! I have my Kickstarter launches which I put effort into, as well as consistent backlist sales fed by the podcast, and my email newsletter (my combined list is around 60K). I have auto campaigns running on Amazon Ads, and I have used Written Word Media campaigns as well as BookBub throughout the year. This is basically the minimum, so as usual, must do better! I'm pretty sure I'm not the only author saying this! However, my business has multiple streams of income, and I have the podcast sponsorship revenue as well as the Patreon, plus sporadic webinars, which add to my bottom line and don't require paid advertising at all. Reflections on my 50th year I woke up on my 50th birthday in March in Iceland, by the Black Church of Budir out on the Skaefellsnes peninsula. As seals played in the sea and we walked in the snow over the ancient lava field under the gaze of the volcano that inspired Jules Verne Journey to the Centre of the Earth, and my short story, The Black Church, which you can find in my collection, The Buried and the Drowned. On that trip, we also saw the northern lights and had a memorable trip that marked a real shift for me. I've been told by lots of people that 50 is a ‘proper' birthday, as in one of those that makes you stop and reconsider things, and it has indeed been that, although I have also found the last few years of perimenopause to be a large part of the change as well. A big shift is around priorities and not caring so much what other people think, which is a relief in many ways. Also, I don't have the patience to do things that I don't think are worth doing for the longer term, and I am appreciating a quieter life. I'd rather lie in a sunbeam and read with Cashew and Noisette next to me then create marketing assets or spend time on social media. I'd rather go for a walk with Jonathan than go to a conference or networking event. In my Pilgrimage memoir, I quote an anonymous source, “Pilgrim, pass by that which you do not love.” It's a powerful message, and I take it to mean, stop listening to people who tell you what is important. Listen to yourself more and only pay attention to that which you feel drawn to explore. On pilgrimage, it might be turning away from the supposedly important shrine of a saint to go and sit in nature and feel closer to God that way. In our author lives, it might be turning away from the things that just feel wrong for us, and leaning into what is enjoyable, that which feels worthwhile, that which we want to keep doing for the long term. Let's face it, as always, that is the writing, the thinking, the imagination. As ever, I have this mantra on my wall: “Measure your life by what you create.” It's the creation side of things that we love and that's what we need to remember when everything else gets a little much. Many authors left social media in 2025, and while I haven't left it altogether, I don't use it much. I post pictures proving I am human on Instagram @jfpennauthor which automatically post to Facebook. I barely check my pages on Facebook though. I'm also still on X with a carefully curated feed that I mainly use to learn new cool AI things which I share with my Patreon Community. Double down on being human. Travel and health. Yes, I am a human author, and yes, I continue to age! When you've been publishing a while, you need to update your author photos periodically and I finally had a photoshoot I loved with Betty Bhandari Photography, which means I can add the new pics to my websites and the back of my books. Are you up to date with your author photos? (or at least within a decade of the last photoshoot?!) Here are a few of the pictures on Instagram @jfpennauthor. Healthwise, I gave up calisthenics as it was too much on top of the powerlifting and the amount of walking I do. I did another British Powerlifting competition in September in the M2 category (based on age) and 63kgs category (based on weight). Deadlift: 95kgs. Squat: 60kgs. BenchPress: 37.5kgs. While this is less overall than last year, I also weigh less, so I'm actually stronger based on lift to body weight percentage. I have also done a few pull-ups in the last week with no band, which I am thrilled with! On the travel side, Iceland was the big trip, and I also had a weekend in Berlin for the film festival, where I met up with a producer and a director around an adaptation of my Day of the Vikings thriller. That didn't pan out, as most of these things don't, but I certainly learned a lot about the industry — and why it doesn't suit me! Once again, I dipped my toe into screenwriting and then ran away, as has happened multiple times over the years. When will I learn? … Over the summer of 2025, I visited lots of gothic cathedrals including Lichfield, Rochester, Durham, York, and revisiting Canterbury, as part of my book research for the Gothic Cathedral book. I have tens of thousands of words on this project, but it isn't ready yet, so this is carried over into 2026 as it might happen then, depending on the Masters. I spoke at Author Nation in Las Vegas in November 2025, and before it started, I visited (Lower) Antelope Canyon, one of the places on my bucket list, and it did not disappoint. What a special place and no doubt it will appear in a story at some point! How did your 2025 go? I hope your 2025 had some wonderful times as well as no doubt some challenges — and that you have time for reflection as the year turns once more. Let me know in the comments whether you achieved your creative goals and any other reflections you'd like to share.The post Review Of My 2025 Creative And Business Goals With Joanna Penn first appeared on The Creative Penn.

In this deeply moving episode of The Addicted Mind, host Duane Osterlind sits down with Burton Fischler, author of The Gift: Trauma to Triumph. Burton shares a harrowing personal journey marked by unimaginable loss—the murder of his wife, Barbara, at the hands of her son who struggled with severe mental illness and addiction.Burton discusses how he navigated the dark abyss of PTSD and grief, eventually finding a path toward healing through writing, nature, and service. Now a substance addiction counselor, Burton explains the intersection of trauma and addiction and offers a message of profound hope for anyone feeling lost in the darkness.Key HighlightsA Tragic Turning Point: Burton recounts the heartbreaking events leading up to his wife's death and the systemic failures that preceded the tragedy.The Weight of Trauma: Moving beyond "talk therapy" to understand how trauma lives in the body and the reality of living with PTSD.The Power of Writing: How documenting his journey for eight hours a day became a lifeline and a tool for self-discovery.Gratitude vs. Joy: The shift from waiting for joy to practicing gratitude as a foundational step toward recovery.Neuroplasticity and Choice: Understanding that while we cannot "think" our way into right action, we can act our way into right thinking by rewiring the brain through healthy habits.The Wisdom of Trauma: Why Burton chose to become a substance abuse counselor and how his own pain allows him to connect deeply with his clients.During the conversation, Burton emphasizes the importance of replacing negative feedback loops with positive ones. This process leverages the brain's natural ability to change.Breaking Isolation: Moving from secrecy and shame to human connection.Nature and Awe: Finding symbols of resilience in the natural world (like a flower growing through concrete).Holistic Practice: Incorporating meditation, nutrition, and movement to support the "rewiring" of the mind.Notable Quotes"It is not joyfulness that makes us grateful. It's gratitude that makes us joyful." — Burton Fischler (referencing Brother David Steindl-Rast)"If children after they fell did not get up and try again, we would have a world of people on their knees." — Burton Fischler"There are two ways to look at life: one is that nothing is a miracle, and the other is that everything is." — Burton Fischler (referencing Albert Einstein)Resources MentionedBook: The Gift: Trauma to Triumph by Burton FischlerPoetry: T.S. EliotReferences: Viktor Frankl (Man's Search for Meaning), Gabor Maté, and Bill Wilson (AA).Connect with Burton FischlerWebsite: traumatotriumph.clubCoaching: coachburton.comSocial Media: Follow @BurtonFischler on Instagram, TikTok, and Facebook.If you live in California and are looking for counseling or therapy please check out Novus Mindful Life Counseling and Recovery CenterNovusMindfulLife.comWe want to hear from you. Leave us a message or ask us a question: https://www.speakpipe.com/addictedmindDisclaimerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I sit down with Josh to unpack what's really happening with men today, why so many feel disconnected, and how culture, economics, and identity play into the decline we're seeing. We get into whether men are being blamed, why institutions repel them, and how service can restore purpose, direction, and confidence.I also ask Josh what he fears most for the next generation and what responsibility, excellence, and manhood should look like in today's world. This one will challenge you, and I hope it pushes you to think, act, and share it forward.SHOW HIGHLIGHTS00:00 Welcome and opening question03:10 Crisis of connection08:25 Are men being seen as the problem12:40 Economics, purpose, and identity18:05 Why institutions repel young men23:30 Why California launched this program28:55 The role of service33:10 Mentoring, coaching, and responsibility39:20 Modern politics and polarization45:05 How men build friendships50:10 Skills, jobs, and opportunity56:30 What Josh fears for his sons01:00:45 Redefining responsibility and excellence01:05:20 Closing thoughts and how to get involved***Tired of feeling like you're never enough? Build your self-worth with help from this free guide: https://training.mantalks.com/self-worthPick up my book, Men's Work: A Practical Guide To Face Your Darkness, End Self-Sabotage, And Find Freedom: https://mantalks.com/mens-work-book/Heard about attachment but don't know where to start? Try the FREE Ultimate Guide To AttachmentCheck out some other free resources: How To Quit Porn | Anger Meditation | How To Lead In Your RelationshipBuild brotherhood with a powerful group of like-minded men from around the world. Check out The Alliance. Enjoy the podcast? Leave a review on Apple Podcasts, Stitcher, or Podchaser. It helps us get into the ears of new listeners, expand the ManTalks Community, and help others find the tools and training they're looking for. And don't forget to subscribe on Apple Podcasts | Google Podcasts | SpotifyFor more, visit us at ManTalks.com | Facebook | Instagram

Let's be real; nobody actually wants to work the week between Christmas and New Year's. That's why Kennedy and FOX's Jimmy Failla are back in the same outfits as last week. With 2025 wrapping up, they're tossing out their boldest predictions for the new year, getting hyped for America's 250th birthday, and, of course, taking a look at why California is a constant dumpster fire. Kennedy Now Available on YouTube: ⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@KennedySavestheWorld⁠⁠⁠ Follow on TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@kennedy_foxnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Kennedy for Happy Hour on Fridays! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/playlist?list=PLWlNiiSXX4BNUbXM5X8KkYbDepFgUIVZj⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Gangland Wire, Gary Jenkins sits down with Bob Cooley, the once–well-connected Chicago lawyer who lived at the center of the city's most notorious corruption machine. After years out of the public eye, Cooley recently resurfaced to revisit his explosive memoir, When Corruption Was King—and this conversation offers a rare, firsthand look at how organized crime, politics, and the court system intersected in Chicago for decades. Cooley traces his journey from growing up in a police family to serving as a Chicago police officer and ultimately becoming a criminal defense attorney whose real job was quietly fixing cases for the Chicago Outfit. His deep understanding of the judicial system made him indispensable to mob-connected power brokers like Pat Marcy, a political fixer with direct access to judges, prosecutors, and court clerks. Inside the Chicago Corruption Machine Cooley explains how verdicts were bought, cases were steered, and justice was manipulated—what insiders called the “Chicago Method.” He describes his relationships with key figures in organized crime, including gambling bosses like Marco D'Amico and violent enforcers such as Harry Aleman and Tony Spilotro, painting a chilling picture of life inside a world where loyalty was enforced by fear.   As his role deepened, so did the psychological toll. Cooley recounts living under constant threat, including a contract placed on his life after he refused to betray a fellow associate—an event that forced him to confront the cost of the life he was leading. Turning Point: Becoming a Federal Witness The episode covers Cooley's pivotal decision in 1986 to cooperate with federal authorities, a move that helped dismantle powerful corruption networks through FBI Operation Gambat. Cooley breaks down how political connections—not just street-level violence—allowed the Outfit to operate with near-total impunity for so long.   Along the way, Cooley reflects on the moral reckoning that led him to turn on the system that had enriched and protected him, framing his story as one not just of crime and betrayal, but of reckoning and redemption. What Listeners Will Hear How Bob Cooley became the Outfit's go-to case fixer The role of Pat Marcy and political corruption in Chicago courts Firsthand stories involving Marco D'Amico, Harry Aleman, and Tony Spilotro The emotional and psychological strain of living among violent criminals The decision to cooperate and the impact of Operation Gambat Why Cooley believes Chicago's corruption endured for generations Why This Episode Matters Bob Cooley is one of the few people who saw the Chicago Outfit from inside the courtroom and the back rooms of power. His story reveals how deeply organized crime embedded itself into the institutions meant to uphold the law—and what it cost those who tried to escape it.   This episode sets the stage for a deeper follow-up conversation, where Gary and Cooley will continue unpacking the most dangerous and revealing moments of his life. Resources   Book: When Corruption Was King by Bob Cooley Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. 0:03 Prelude to Bob Cooley’s Story 1:57 Bob Cooley’s Background 5:24 The Chicago Outfit Connection 8:24 The Turning Point 15:20 The Rise of a Mob Lawyer 23:54 A Life of Crime and Consequences 26:03 The Incident at the Police Station 50:27 The Count and His Influence 1:19:51 The Murder of a Friend 1:35:26 Contracts and Betrayal 1:40:36 Conclusion and Future Stories Transcript [0:00] Well, hey guys, this is a little prelude to my next story. Bob Cooley was a Chicago lawyer and an outfit associate who had been in, who has been in hiding for many years. I contacted him about six or seven years ago when I first started a podcast, I was able to get a phone number on him and, and got him on the phone. He was, I think it was out in the desert in Las Vegas area at the time. And at the time he was trying to sell his book when corruption was king to a movie producer And he really didn’t want to overexpose himself, and they didn’t really want him to do anything. And eventually, COVID hit, and the movie production was canceled. And it was just all over. There were several movie productions were canceled during COVID, if I remember right. A couple people who I have interviewed and had a movie deal going. Well, Bob recently remembered me, and he contacted me. He just called me out of the clear blue, and he wanted to revive his book and his story. He’s been, you know, way out of the limelight for a long time. And so I thought, well, I always wanted to interview this guy because he’s got a real insider’s knowledge to Chicago Outfit, the one that very few people have. [1:08] You know, here’s what he knows about. And he provides valuable insight into the inner workings of the Outfit. And I don’t mean, you know, scheming up how to kill people and how to do robberies and burglars and all that. But the Chicago court system and Chicago politics, that’s a, that’s a, the, the mob, a mafia family can’t exist unless they have connections into the political system and especially the court system. Otherwise, what good are they? You know, I mean, they, they just take your money where they give you back. They can’t protect you from anybody. [1:42] So I need to give you a little more of the backstory before we go on to the actual interview with Bob, because he kind of rambles a little bit and goes off and comes back and drops [1:54] names that we don’t have time to go into explanation. So here’s a little bit of what he talked about. He went from being, as I said before, Chicago Outfit’s trusted fixer in the court system, and he eventually became the government star witness against them. He’s born, he’s about my age. He was born in 1943. He was an Irish-American police family and came from the Chicago South side. He was a cop himself for a short period of time, but he was going to law school while he was a policeman. And once he started practicing law, he moved right into criminal law and into first ward politics and the judicial world downtown. [2:36] And that’s where the outfit and the old democratic machine intersected. He was in a restaurant called Counselor’s Row, which was right down. Bob had an office downtown. Well, he’s inside that system, and he uses his insider’s knowledge to fix cases. Once an outfit started noticing him that he could fix a case if he wanted to, he immediately became connected to the first ward power broker and outfit political conduit, a guy named Pat Marcy. Pat Marcy knew all the judges He knew all the court clerks And all the police officers And Bob was getting to know him too During this time But Bob was a guy who was out in He was a lawyer And he was working inside the court system Marcy was just a downtown fixer. [3:22] But Bob got to where he could guarantee acquittals or light sentences for whoever came to him with the right amount of money, whether it be a mobster or a bookmaker or a juice loan guy or a crap politician, whoever it was, Bob could fix the case. [3:36] One of the main guys tied to his work he was kind of attached to a crew everybody’s owned by somebody he was attached to the Elmwood Park crew and Marco D’Amico who was under John DeFranco and I can’t remember who was before DeFranco, was kind of his boss and he was a gambling boss and Bob was a huge gambler I mean a huge gambler and Bob will help fix cases for some notorious people Really, one of the most important stories that we’ll go into in the second episode of this is Harry the Hook Aleman. And he also helped fix the case for Tony Spolatro and several others. He’s always paid him in cash. And he lived large. As you’ll see, he lived large. And he moved comfortably between mobsters and politicians and judges. And he was one of the insiders back in the 70s, 60s or 70s mainly. He was an insider. But by the 80s, he’s burned out. He’s disgusted with himself. He sees some things that he doesn’t like. They put a contract out on him once because he wouldn’t give somebody up as an informant, and he tipped one of his clients off that he was going to come out that he was an informant, and the guy was able to escape, I believe. Well, I have to go back and listen to my own story. [4:53] Finally in 1986 he walked unannounced they didn’t have a case on him and he walked unannounced in the U.S. Courthouse and offered himself up to take down this whole Pat Marcy and the whole mobster political clique in Chicago and he wore a wire for FBI an operation called Operation Gambat which is a gambling attorney because he was a huge gambler [5:17] huge huge gambler and they did a sweeping probe and indicted tons of people over this. So let’s go ahead and listen to Robert Cooley. [5:31] Uh, he, he, like I said, he’s a little bit rambling and a little bit hard to follow sometimes, but some of these names and, and, uh, and in the first episode, we’ll really talk about his history and, uh, where he came from and how he came up. He’ll mention somebody called the count and I’ll do that whole count story and a whole nother thing. So when he talks about the count, just disregard that it’ll be a short or something. And I got to tell that count story. It’s an interesting story. Uh, he, he gets involved with the only own, uh, association, uh, and, uh, and the, uh, Chinese Tong gang in, uh, Chicago and Chicago’s Chinatown. Uh, some of the other people he’ll talk about are Marco D’Amico, as I said, and D’Amico’s top aide, Rick Glantini, uh, another, uh, connected guy and worked for the city of Chicago is Robert Abinati. He was a truck driver. [6:25] He was also related to D’Amico and D’Amico’s cousin, former Chicago police officer Ricky Borelli. Those are some of the names that he’ll mention in this. So let’s settle back and listen to Bob Cooley. Hey, all you wiretappers. Good to be back here in studio gangland wire. This is Gary Jenkins, retired Kansas City Police Intelligence Unit detective. And, you know, we we deal with the mob here once a week, sometimes twice a week on the podcast. And I have a special guest that hadn’t been heard from for a while. And, you know, to be honest, guys, I’ve kind of gotten away from the outfit. I’ve been doing a lot of New York stuff and Springfield, Massachusetts and all around the country. And I kind of got away from Chicago. And we’re going back to Chicago today. And I’m honored that Bob Cooley got hold of me. Now, you may not know who Bob Cooley was, but Bob Cooley was a guy. He was a mob lawyer in Chicago, and he really probably, he heard him as much as anybody’s ever heard him, and he did it all of his own accord. He was more like an undercover agent that just wasn’t officially designated an FBI agent rather than an informant. But anyhow, welcome, Bob. [7:37] Hello. Nice meeting you. Nice to meet you. And I’ve talked to you before. And you were busy before a few years ago. And you were getting ready to make some movies and stuff. And then COVID hit and a lot of that fell through. And that happened to several people I’ve talked to. You got a lot in common with me. I was a Kansas City policeman. And I ended up becoming a lawyer after I left the police department. And you were a Chicago copper. And then you left the police department a little bit earlier than I did and became a lawyer. And, and Bob, you’re from a Chicago police family, if I remember right. Is that correct? Oh, police, absolute police background, the whole family. Yes. Yeah. Your grandfather, your grandfather was killed in the line of duty. Is that right? [8:25] Both of my grandfathers were killed in the line of duty. Wow. In fact, that’s one of the reasons why I eventually did what I did. I was very, very close with my dad. Yeah, and your dad was a copper. [8:38] He was a policeman, yeah. And in fact, you use that term. I, for many, many years, wouldn’t use that word. It just aggravated me when people would use the word copper. To me, it would show disrespect. Oh, really? I said to us in Kansas City, that’s what we call each other, you know, among coppers. Oh, I know. I know. But I know. But, you know, I just, for whatever reason, one of the things that aggravated me the most, in fact, when I was being cross-examined by this piece of shit, Eddie Jensen, the one I wrote about in my book that was, you know, getting a lot of people killed and whatever. And he made some comment about my father. and I got furious and I had to, you know, my father was unbelievably honest as a policeman. [9:29] Everybody loved him because they didn’t have to share, uh, you know, but he was a detective. He had been written up many times in true and magazines and these magazines for making arrests. He was involved in the cartage detail. He was involved in all kinds of other things, but honest as the day is long. And, and, um, but, uh, again, the, uh, my father’s father was, uh, was a policeman and he was killed by a member of the Capone gang. And, uh, and when he was killed, after he was killed. [10:05] The, uh, well, after he got shot, he got shot during a robbery after he got shot, he was in the hospital for a while. And then he went, then he went back home. He went back home to his, uh, you know, to his house, uh, cause he had seven kids. He had a big family too. And, uh, stayed with his, you know, with his wife and, and, and eventually died. And when he died they had a very mediocre funeral for him. They had a bigger, much bigger funeral when Al Capone’s brother died. But during that time when I was a kid when I was about 13, 12, 13 years old, I worked among other places at a grocery store where I delivered to my grandmother. My grandmother lived in South Park which later became Mark Luther King Drive. She lived a very, very meager life because she basically had nothing. [11:09] What they gave them for the, at that time, what they gave them for the police department was a portion of the husband’s salary when they died, whatever. It was never a big deal like it is now, you know, like it is now when policemen get killed in the line of duty. and I’m thinking at the same time I’m thinking down the road, You know, about certain things from my past did come back to affect me. [11:38] Doing what I was doing, when I got involved, and I got involved absolutely with all these different people. My father hated these people. I didn’t, you know, I didn’t realize how much. I didn’t realize much when I was growing, you know, when I was growing up and whatever. And even when I was practicing law and when I opened up Pratt-Mose, I would have my father and mother come along with other people. And the place was all full of mobsters. I mean, we’re talking about, you know, a lot of Capone’s whole crew. A lot of the gunmen were still alive. In fact, the ones that ran the first award were all gunmen from Capone’s mob. And never said a word, never said a word about it. You know, he met my partner, Johnny Diaco, who was part of the mob, the senator, and whatever colitis could be. My dad, when my dad was dying. [12:38] When my dad was dying, he had what they didn’t call it, but it had to be Alzheimer’s because my dad was a unbelievably, he was a big, strong man, but he was never a fighter, sweet as could be to anybody and everybody. When he started getting bad, he started being mean to my mother and doing certain things. So we finally had to put him into a nursing home. When I went to see him in the nursing, and I had a close relationship with my dad because he saved my life many times when I was a kid. I was involved with stolen cars at school. I should have been thrown out of school. It was Mount Carmel, but he had been a Carmelite, almost a Carmelite priest. [13:25] And whatever, and that’s what kept me from being kicked out of school at Marquette when they were going to throw me out there because I was, again, involved in a lot of fights, and I also had an apartment that we had across the hall from the shorter hall where I was supposed to stay when I was a freshman, and we were throwing huge parties, and they wanted to throw me out of school. My dad came, my dad came and instead of throwing me out, they let me resign and whatever he had done so much, you know, for me. Yeah. [14:00] Now when I, when I meet, when I meet him up in the hospital, I, I came in the first time and it was about maybe 25 miles outside, you know, from where my office was downtown. And when I went in to see him, they had him strapped in a bed because apparently when he initially had two people in the room and when somebody would come in to try to talk to him and whatever, he would be nasty. And one time he punched one of the nurses who was, you know, because he was going in the bed and they wouldn’t, and he wouldn’t let him take him out. You know, I was furious and I had to go, I had to go through all that. And now, just before he died, it was about two or three days before he died, he didn’t recognize anybody except me. Didn’t recognize my mother. Didn’t recognize anybody. Yet when I would come into the room, son, that’s what he always called me, son, when I would come in. So he knew who I basically was. And he would even say, son, don’t let him do this to me when he had to go through or they took out something and he had to wear one. Of those, you know, those decatheters or whatever. Oh, yeah. [15:15] Just before he died, he said to me, he said, son, he said, those are the people that killed my father. He said, and his case was fixed. After, I had never known that. In fact, his father, Star, was there at 11th and State, and I would see it when everyone went in there. Star was up there on the board as if there’s a policeman or a policeman killed in the line of duty. When he told me that it really and I talked to my brother who knew all about all that that’s what happened, the gunman killed him on 22nd street when that happened the case went to trial and he was found not guilty apparently the case was fixed I tell you what talk about poetic justice there your grandson is now in that system of fixing cases. I can’t even imagine what you must have felt like when you learned that at that point in your life. Man, that would be a grief. That would be tough. That’s what eventually made me one day decide that I had to do something to put an end to all that was going on there. [16:25] I’m curious, what neighborhood did you grow up in? Neighborhood identity is pretty strong in Chicago. So what neighborhood do you claim? I grew up in the hood. First place I grew up, my first place when I was born, I was at 7428 South Vernon. Which is the south side, southeast side of the city. I was there until I was in sixth grade. That was St. Columbanus Parish. When I was in sixth grade, we had to move because that’s when they were doing all the blockbusting there in Chicago. That’s when the blacks were coming in. And when the blacks were coming in, and I truly recall, We’ve talked about this many times elsewhere. I remember knocking on the door and ringing the doorbell all hours of the day and night. A black family just moved in down the street. You’ve got to sell now. If you don’t, the values will all go down. And we would not move. My father’s philosophy, we wouldn’t move until somebody got killed in the area. Because he couldn’t afford it. He had nine kids. he’s an honest policeman making less than $5,000 a year. [17:45] Working two, three jobs so we could all survive when he finished up, When he finished up with, when we finally moved, we finally moved, he went to 7646 South Langley. That was, again, further south, further south, and the area was all white at that time. [18:09] We were there for like four years, and about maybe two or three years, and then the blacks started moving in again. The first one moved in, and it was the same pattern all over again. Yeah, same story in Kansas City and every other major city in the United States. They did that blockbusting and those real estate developers. Oh, yeah, blockbusters. They would call and tell you that the values wouldn’t go down. When I was 20, I joined the police department. Okay. That’s who paid my way through college and law school. All right. I joined the police department, and I became a policeman when I was 20. [18:49] As soon as I could. My father was in recruit processing and I became a policeman. During the riots, I had an excuse not to go. They thought I was working. I was in the bar meeting my pals before I went to work. That’s why I couldn’t go to school at that time. But anyhow, I took some time off. I took some time off to, you know, to study, uh, because, you know, I had all C’s in one D in my first, in my first semester. And if you didn’t have a B, if you didn’t have a C average, you couldn’t, you kicked out of school at the end of a quarter. This is law school. You’re going to law school while you’re still an active policeman. Oh yeah, sure. That’s okay. So you work full time and went to law school. You worked full-time and went to law school at the same time. When I was 20, I joined the police department. Okay. That’s who paid my way through college and law school. All right. I joined the police department, and I became a policeman when I was 20, as soon as I could. My father was in recruit processing, and I became a policeman. Yeah, yeah. But anyhow, I went to confession that night. [20:10] And when I went to confession, there was a girl, one of the few white people in the neighborhood, there was a girl who had gone before me into the confessional. And I knew the priest. I knew him because I used to go gambling with him. I knew the priest there at St. Felicis who heard the confessions. And this is the first time I had gone to confession with him even though I knew him. [20:36] And I wanted to get some help from the big guy upstairs. And anyhow, when I leave, I leave about maybe 10 minutes later, and she had been saying her grace, you know, when I left. And when I walked out, I saw she was right across the street from my house, and there’s an alley right there. And she was a bit away from it, and there were about maybe 13, 14, 15 kids. when I say kids, they were anywhere from the age of probably about 15, 16 to about 18, 19. And they’re dragging her. They’re trying to drag her into the alley. And when I see that, when I see that, I head over there. When I get over there, I have my gun out. I have the gun out. And, you know, what the hell is going on? And, you know, and I told her, I told her her car was parked over there. I told her, you know, get out of here. And I’ve got my gun. I’ve got my gun in my hand. And I don’t know what I’m going to do now in terms of doing anything because I’m not going to shoot them. They’re standing there looking at me. And after a little while, I hear sirens going on. [22:00] The Barton family lived across the street in an apartment building, and they saw what was going on. They saw me out there. It was about probably about seven o’clock at night. It was early at night and they put a call in 10-1 and call in 10-1. Assist the officer. Is that a assist the officer? It’s 1031. Police been in trouble. Yeah. And the squad’s from everywhere. Oh yeah. Oh yeah. So you can hear, you can hear them coming. And now one of them says to me, and I know they’re pretty close. One of them says to me, you know, put away your gun and we’ll see how tough you are. And I did. [22:42] Because you know they’re close. And I’m busy fighting with a couple of them. And they start running and I grab onto two of them. I’m holding onto them. I could only hold two. I couldn’t hold anymore. And the next thing I know, I wake up in the hospital about four days later. Wow. What had happened was they pushed me. Somebody, there was another one behind who pushed me right in front of a squad car coming down the street. Oh, shit. Yeah, man. And the car ran completely over me. They pulled me off from under the, just under the back wheels, I was told were right next to, were onto me, blood all over the place. Everybody thought I was dead. Right. Because my brothers, my one brother who was a police kid that, you know, heard all the noise and the family came in. I tried to prostrate my house and they all thought I was dead. But anyhow, I wake up in the hospital about three days later. When I wake up in the hospital, I’m like. [23:54] Every bone of my body was broken. I’m up there like a mummy. And the mayor came to see me. All kinds of people came to see me. They made me into an even bigger star in my neighborhood. The Count lives down the street and is seeing all this stuff about me and whatever. Jumping quickly to another thing, which got me furious. Willie Grimes was the cop that was driving this quad. He was a racist. We had some blacks in the job. He was a total racist. When my brother and when some others were doing their best to try to find these people, he was protecting them. Some of them, if they caught, he was protecting them. [24:48] I was off the job for like nine months when I came back to work. I never came to the hospital to see me. I mean, everybody came. Every day, my hospital went. Because one of the nurses that I was dating, in fact, she was one of those killed. That’s when Richard Speck wound up killing her and some of the others at the same time. It was at the South Chicago Hospital. Holy darn. What they did for me, I had buckets in my womb with ice. We were bringing beer and pizzas and whatever. Every day was like a party in there. When I finally came back to work, it was 11 o’clock at night. I worked out in South Chicago, and I’m sitting in the parking lot, and the media is there. The media, they had all kinds of cameras there. Robert Cooley’s coming back to work after like nine months. They wouldn’t let me go back. [25:51] I’m walking by the squads. And Willie was a big guy. He was probably about 220, a big one of these big muscle builders and all that nonsense. [26:04] He’s sitting in the first car. The cars are all lined up because when we would change, when we would change at like 11 30 uh you know the cars would all be waiting we jumped into the cars and off we go as i’m walking by the car i hear aren’t you afraid to walk in front of my car. [26:26] I look over and he had a distinctive voice i walk over to the car and i reach in and i start punching them, and I’m trying to drag them out of the car. The cameras, the cameras are, you know, they’re all basically inside. They’re all inside. You know, as you walk in there, they’re all inside there. When I do, I eventually walk up there. But the other police came, and they dragged me. They dragged me away, and they brought me in, and whatever. We got transferred out the next day out of the district. And the first policeman I meet is Rick, Rick Dorelli, who’s connected with, who’s a monster. He’s connected with them. And, and he’s the one who told me, he said to me, you know, we played cards and he realized I was a gambler, but I had never dealt with bookmakers. And he said, he says, yeah, you want to make some money? You want to make some easy money? Well, yeah, sure. You know, uh, you know, and thinking that’s, you know, working security or something like that, like I had done back in Chicago, you know, like I had done on the south side. And he said, I want you to make some bets for me with somebody who said. [27:43] And I remember him using the term. He said, I want you to be my face. He said, and I want you to make some bets for me. He said, and he said, and if you, if you’ll do it, I’ll give you a hundred dollars a week just to make the bets for me. And then, you know, and then meet with these people and pay these people off. And I said, sure. You know, I said, you know, why? He says, because I can’t play with these. people he said i’m connected with him he said and i’m not allowed to gamble myself he said but he told me he said i’ve got a couple people i take bets from i’ve got my own side deal going so i want you to do it i want you to do it and i’ll give i’ll give you to them as a customer, and you’re gonna be a customer and he’s and he tells people now that i got this other police He’s in law school. He comes from a real wealthy family, and he’s looking for a place to bet. He’s in Gambia. He’s looking for a place to bet. [28:47] So I call this number, and I talk to this guy. He gives me a number. When you bet, you call, and you do this, and you do that. And I’m going to get $100 at the end of the week. Now, I’m making $5,200 a year, and they’re taking money out of my chest. I’m going to double my salary. I’m going to double my salary immediately. Why wouldn’t you do it? That’s fantastic money at the time. So I start doing it. And the first week I’m doing it, it was baseball season. [29:19] And I’m making these bets. He’s betting $500 a game on a number of games. And he’s winning some, he’s losing some. But now, when I’m checking my numbers with the guy there, he owes, at the end of the week, he owes $3,500. [29:38] And now, it’s getting bigger and bigger, he’s losing. I’m getting worried. What have I got myself into? Yeah, because it’s not him losing, it’s you losing to the bookie. That’s what I’m thinking. I’m thinking, holy, holy, Christopher, I’m thinking. But, you know, I’ve already jumped off the building. So anyhow. I’d be thinking, you better come up with a jack, dude. It’s time to pay up, man. Anyhow, so when I come to work the next day, I’m supposed to meet this guy at one of the clubs out there in the western suburbs. [30:21] I’m supposed to meet the bookmaker out there. And Ricky meets me that morning, and he gives me the money. It’s like $3,400, and here’s $100 for you. Bingo. That’s great. So, okay. When I go to make the payment to him, it’s a nightclub, and I got some money in my pocket. Somebody, one of the guys, some guy walks up. I’m sitting at the bar and, you know, I hear you’re a copper. I said, pardon me? He says, I hear you’re a copper. He was a big guy. Yeah. I hear you’re a copper. Because at that time, I still only weighed maybe like, well, maybe 60, 65 pounds. I mean, I was in fantastic shape, but I wasn’t real big. And I said, I’m a policeman. I don’t like policemen. I said, go fuck yourself. or something like that. And before he could do anything, I labeled him. That was my first of about a half a dozen fights in those different bars out there. [31:32] And the fights only lasted a few minutes because I would knock the person down. And if the person was real big, at times I’d get on top and just keep pounding before they could do anything. So I started with a reputation with those people at that time now as I’m, going through my world with these people oh no let’s stay with that one area now after the second week he loses again, this time not as much but he loses again and I’m thinking wow, He’s betting, and I’m contacted by a couple of people there. Yeah. Because these are all bookmakers there, and they see me paying off. So I’m going to be, listen, if you want another place to play, and I say, well, yeah. So my thought is, with baseball, it’s a game where you’re laying a price, laying 160, laying 170, laying 180. So if you lose $500, if you lose, you pay $850, and if you win, you only get $500. [32:52] I’ve got a couple of people now, and they’ve got different lines. And what I can do now is I check with their lines. I check with Ricky’s guy and see what his line is. And I start moving his money elsewhere where I’ve got a 30, 40, sometimes 50 cent difference in the price. So I’d set it up where no matter what, I’m going to make some money, No matter what happens, I’ll make some money. But what I’m also doing is I’m making my own bets in there that will be covered. And as I start early winning, maybe for that week I win maybe $1,000, $1,500. And then as I meet other people and I’m making payments, within about four or five months, I’ve got 10 different bookmakers I’m dealing with. Who I’m dealing with. And it’s become like a business. I’m getting all the business from him, 500 a game, whatever. And I’ve got other people that are betting, you know, are betting big, who are betting through me. And I’m making all kinds of money at that time. [34:14] But anyhow, now I mentioned a number of people, A number of people are, I’ve been with a number of people that got killed after dinner. One of the first ones was Tony Borsellino, a bookmaker. Tony was connected with the Northside people, with DeVarco, the one they called DeVarco. And we had gone to a we had gone to a I knew he was a hit man, we had gone to a basketball game over at DePaul because he had become a good friend of mine he liked hanging with me, because I was because at that time now I’m representing the main madams in Chicago too and they loved being around me they liked going wherever I was going to go so I always had all kinds of We left the ladies around. And we went to the basketball game. Afterwards, we went to a restaurant, a steakhouse on Chicago Avenue. [35:26] Gee, why can’t I think of a name right now? We went to a steakhouse, and we had dinner. And when we finished up, it came over there. And when we finished up, I’d been there probably half a dozen times with him. And he was there with his girlfriend. We had dinner and about, I’d say it was maybe 10, 30, 11 o’clock, he says, you know, Bob, can you do me a favor? What’s that? Can you drop her off? He said, I have to go meet some friends. I have to go meet some friends of ours. And, you know, okay, sure, Tony, not a problem. And, you know, I took her home. [36:09] The next day I wake up, Tony Barcellino was found dead. They killed him. He was found with some bullets in the back of his head. They killed him. Holy Christopher. And that’s my first—I found that I had been killed before that. But, you know, wow, that was—, prior to that, when I was betting, there was i paid off a bookmaker a guy named uh ritten shirt, rittenger yeah john rittenger yeah yeah yeah he was a personal friend yeah was he a personal friend of yours yeah they offed him too well i in fact i he i was paying him i met him to pay him I owed him around $4,500, and I met him at Greco’s at my restaurant he wanted to meet me out there because he wanted to talk to me about something else he had a problem some kind of a problem I can’t remember what that was. [37:19] But he wanted to meet me at the restaurant so I met him at Greco’s, And I paid him the money. We talked for a while. And then he says, you know, I got to go. I got to go meet somebody. I got to go meet somebody else. I got to go straight now with somebody else. And he said, I’ll give you a call. He said, I’ll give you a call later. He said, because, you know, I want to talk to you about a problem that I have. He says, I want to talk to you about a problem that I have. I said, okay, sure. He goes to a pizza place. Up there in the Taylor Street area. That’s where he met Butchie and Harry. In fact, at the time, I knew both of them. Yeah, guys, that’s Butch Petrucelli and Harry Alem and a couple of really well-known mob outfit hitmen. Yeah, and they’re the ones that kill them. I’m thinking afterwards, I mean, But, you know, I wish I hadn’t, I wish I hadn’t, you know, I wish I could save him. I just gave him. Man, you’re cold, man. [38:34] You could have walked with that money. That’s what I’m saying. So now, another situation. Let me cut in here a minute, guys. As I remember this Reitlinger hit, Joe Ferriola was a crew boss, and he was trying to line up all the bookies, as he called it. He wanted to line them up like Al Capone lined up all the speaks, that all the bookies had to fall in line and kick something into the outfit, and Reitlinger wouldn’t do it. He refused to do it no matter. They kept coming to him and asking him his way. I understand that. Is that what you remember? I knew him very well. Yeah. He was not the boss. Oh, the Ferriola? Yeah, he wasn’t the boss, but he was kind of the, he had a crew. He was the boss of the Cicero crew. Right. I saw Joe all the time at the racetrack. In fact, I’m the one who, I’m the one, by the time when I started wearing a wire, I was bringing undercover agents over. I was responsible for all that family secret stuff that happened down the road. Oh, really? You set the stage for all that? I’m the one who put them all in jail. All of them. [39:52] So anyhow, we’re kind of getting ahead of ourselves. Reitlinger’s been killed. Joe Borelli or Ricky Borelli’s been killed. These guys are dropping around you, and you’re getting drawn into it deeper and deeper, it sounds to me like. Now, is this when you – what happens? How do you get drawn into this Chicago outfit even more and more as a bookie? Were you kicking up, too? Well, it started, it started, so many things happened that it just fell into place. It started, like I say, with building a reputation like I had. But the final situation in terms of with all the mobsters thinking that I’m not just a tough guy, I’m a bad guy. [40:35] When I get a call, when Joey Cosella, Joey Cosella was a big, tough Italian kid. And he was involved heavily in bookmaking, and we became real close friends. Joey and I became real close friends. He raised Dobermans, and he’s the one who had the lion over at the car dealership. I get a call from Joey. He says, you’ve got to come over. I said, what’s up? He says, some guys came in, and they’re going to kill the count. They want to kill the count. And I said, And I said, what? This is before the Pewter thing. I said, what do you mean? And so I drive over there, and he says, Sammy Annarino and Pete Cucci. And Pete Cucci came in here, and they came in with shotguns, and they were going to kill them. I said, this was Chicago at the time. It’s hard to believe, but this was Chicago. And I said, who are they? I didn’t know who they were. I said, who are they? I mean, I didn’t know them by name. It turns out I did know them, but I didn’t know them by name. They were people that were always in Greco’s, and everybody in Greco knew me because I’m the owner. [41:49] But anyhow, so I get a hold of Marco, and I said, Marco, and I told him what happened. I said, these guys, a couple of guys come in there looking for the talent. That are going to kill him because apparently he extorted somebody out of his business. And I said, who were they with? And he said, they were with Jimmy the bomber. They were with Jimmy Couture. [42:15] I said, oh, they’re for legit then? I said, yeah. I said, can you call? I said, call Jimmy. I knew who he was. He was at the restaurant all the time. He was at Threatfuls all the time with a lot of these other people. And I met him, but I had no interest in him. He didn’t seem like a very friendly sort of anyone. I could care less about him. I represented a lot of guys that worked for him, that were involved with problems, but never really had a conversation with him other than I. [42:53] I’m the owner. So I met with him. I wrote about that in the book. I met with them and got that straightened out where the count’s going to pay $25,000 and you’ll get a contract to the… He ripped off some guy out of a parlor, one of those massage parlors, not massage parlor, but one of those adult bookstores that were big money deals. Oh, yeah. So when I go to meet these guys, I’m told, go meet them and straighten this thing out. So I took Colin with me over to a motel right down the street from the racetrack, right down from the racetrack, and I met with him. I met with Pete Gucci. He was the boss of, you know, this sort of loop. When I get finished talking with him, I come back, and here’s the count and Sammy, and Sammy’s picking a fork with his finger and saying, you know, I rip out eyes with these. [43:56] And the count says, I rip out eyes with these. And I said, what the fuck is going on here? I said, Pete, I said, you know, get him the fuck out of here. And you all at the count said, what’s the matter with you? You know, these guys are going to kill him. And now the moment I get involved in it, he knows he’s not going to have a problem. You know, he’s pulling this nonsense. [44:23] So anyhow, this is how I meet Pete Gucci and Sammy Annarino. After a while, I stopped hanging around with the count because he was starting to go off the deep end. Yeah. Yeah. [44:39] And we were at a party, a bear party with, I remember Willie Holman was there, and they were mostly black, the black guys up there on the south side. And I had just met this girl a day or two before, and the count says, you know, let’s go up to a party, a bear’s party up there on Lakeshore Drive. If we go up there, we go to this party, it’s going to be about maybe 35, 40 people in there, one or two whites, other than the players. And other than that, we’re the only white people there. When we walk into the place, there’s a couple of guys out there with shotguns. It was in a motel. And you walk through like an area where you go in there, and there’s a couple of guys standing there with shotguns. We go in and we go upstairs and, hey, how are you? And we’re talking with people. And I go in one room. I’m in one room. [45:45] There were two rooms there. I’m in one room with a bunch of people and, you know, just talking and having a good old time. And the count was in the second room. And I hear Spade. He always called me Spade. Spade, Spade, you know. And I go in there, and he’s talking with Willie Holman. I remember it was one of them. He was the tackle, I think, with the Bears and a couple of others. And this whole room, all these black guys. And he goes, that’s Spade Cooley. He says, him and I will take on every one of you. Oh, yeah. Yeah. Yeah. And we’re in a room, and he goes, that’s what he says. You know, him and I will take it on every one of you. And Willie did that. He calmed down. He’s telling him, calmed down. What the fuck? It was about a week or so after this. And because I had been out with the county, he’s calling me two or three times a week to go out. And we’re going, a lot of times it was these areas in the south side with a lot of blood. He liked being around Blacks. [47:00] That’s when I met Gail Sayers, and I met some of these others through him. But a lot of the parties and stuff were in the South Side out there, mostly Blacks and all. But we had gone someplace for dinner, and we’re heading back home. We’re heading back to my place, and we’re in his car. He had a brown Cadillac convertible. On the side of it, it had these, you know, the Count Dante press. And he always ran around. He ran around most of the time in these goofy, you know, these goofy outfits with capes and things like that. I’m driving and when we’re talking and I’m like distracted looking at him. And I’m waiting at a stoplight over there right off of Chicago Avenue. And as we’re there. [47:48] I barely touched the car in front of us, you know, as I’m drifting a little bit and barely touch it. There were four guys in the car and, you know, and the one guy jumps out first, one guy jumps out first and then second one, and they start screaming. And when the count gets out, the guy starts calling you, you faggot or something like that, you know, whatever. And as the other one gets out, I get out of the car. And the next thing I know, they jump back in the car, and they run through a red light, and they disappear. Somebody must have recognized them. One of the other people there must have realized who this is that they’re about to get into a little battle with. In fact, they ran the red light. They just ran the red light and disappeared. They come, no, no, no, no, no. And we go off to my apartment and I’m here with this girl, another girl I had just met a day or so before, because I was constantly meeting new people, uh, running around and, uh, we’re sitting on the couch. I’m sitting in the couch next to her and the count, the count was over there. And he suddenly says to her, he says, he says, this is one of the toughest people I’ve ever met. He said, and he says, tell her how tough you are. Tell her how tough you are. [49:10] I said, you know, I said, you know, you know, and he says, tell them how tough you are. And I said, John, you know, and he walks over, And he makes a motion like this towards me. And he barely touched my chin. But I thought he broke it. He then steps back and he goes, I got to cut this hand off. He says, you saved my life. He said, you saved my life. He said, the only two friends I’ve had in the world were my father and you. He says, I wasn’t even that crazy about my mother. That’s when I said then he goes and he stands and I’m looking at it now he stands up against the window I looked up on the 29th floor, he stands by the window he says get your gun he says and I want you to aim it at me, and say now before you pull the trigger and I’ll stop the bullet, I’ll stop the bullet this guy was nuts and I said I said, what? [50:28] He says, before you pull the trigger. [50:36] Tell me before you pull the trigger and I’ll stop the bullet. He wanted me to shoot him. He stopped the bullet. When I got him out of there, Now when he’s calling me, I’m busy. I’m busy. Once in a while, I’d meet him someplace. No more driving or whatever. That was smart. I hadn’t seen him in probably five or six months. And this is, again, after the situation when I had met with Anna Randall and Gooch and the others. I’m up in my office and I get a I get a call from the county, and he said and I hadn’t probably seen him even maybe in a month or two at all and he said, can I come over and talk to you and I was playing cards in fact I had card games up in my office and, we called him Commissioner. [51:41] O’Malley Ray O’Malley, he was the head of the police department at night. On midnights, he got there at 4 to 12. He started at 4 to 12 until midnights. He was the head of them. He was the commissioner. He was in charge of the whole department. He used to play cards up in my office. We had big card games up in my office. And when he’d come up there, we’d have the blue goose parked out in front. We’d have his bodyguard sitting out there by my door. When he was playing in the games. This went on for a couple of years. [52:15] I was at the office, but, you know, I’m at the office playing cards. [52:20] And I had a, it was a big suite. We had, you know, my office was a big office in this suite. We had about six other, you know, big, big suites in there. And so he comes over, he comes over to meet with me. And so I figure he’s in trouble. He’s arrested. He says, I’ve got a situation going. He says, well, you can get a million dollars. And he said, but if I tell you what it is, he says, and you’re in, he said, you got to be in. I’ll tell you what it is. I said, John, if I need money, I said, you get $2 million, then you can loan me if you want, but I don’t want to know what it is. I said, I just don’t want to know what it is. [52:59] It was about a week or two later. It was a pure later, basically. It was a pure later caper. Yeah, guys, this was like the huge, huge. And the one he set it up with was Pete Gucci, the guy that was going to kill him. That was the one who set it up. I knew that. I thought I remembered that name from somewhere. I don’t remember. They ended up getting popped, but everybody got caught, and most of the money got returned. No, no. No bit that the outfit kept, I understand, if I remember right. What was the deal on that? There was more to it than that. Just before that happened, I go up, and Jerry Workman was another lawyer. Actually, he was attorney up in the office, post-rending bank. When I’m going up into the office, I see Pete Gucci there. This is probably a week or so after the situation with the count. Or maybe even a little bit longer than that. I said, Pete, what are you doing? I said, what are you doing here? Jerry Workston’s my lawyer. Oh, okay. [53:55] Okay. He said, I didn’t know you were off here. I said, yeah. I said, Jerry’s a good friend of mine. Okay. And as I’m walking away, he says, you tell your friend the count to stop calling me at two, three in the morning. He says, I got a wife and kids and whatever. And I said to him, I said, Pete, you got no business dealing. I don’t know what it is. I said, but you guys got no business dealing involved in anything. You got no business being involved with him. And I walked away. I see him and I see him as he’s leaving. I see him as he’s leaving and say goodbye to him. Jerry was going to be playing cards. [54:39] It was card night too. Jerry was going to be playing cards in my office because the people would come in usually about 9 o’clock, 9.30 is when the game would usually start. I talked with Jerry. He had been in there for a while. He was arrested a day or two later. The fbi comes in there because he had stashed about 35 000 in jerry’s couch oh really that was his bond money he got that was his bond money if he got to get bailed out to get him bailed out that was his bond money that was there that’s how bizarre so i got involved in so many situations like this but anyhow anyhow now sammy uh, So it’s about maybe a week or two later after this, when I’m in the car driving, I hear they robbed a purulator. The purulator was about a block and a half from my last police station. It was right down the street from the 18th district. That was the place that they robbed. And not long after that, word came out that supposedly a million dollars was dropped off in front of Jimmy the bomber, in front of his place. With Jimmy the bomber, both Sammy Ann Arino and Pete Gucci were under him. They were gunmen from his group. Now I get a call from, I get a count was never, you never heard the count’s name mentioned in there with anybody. [56:07] The guy from Boston, you know, who they indicated, you know, came in to set it up. The count knew him from Boston. The count had some schools in Boston. And this was one of his students. And that’s how he knew this guy from Boston that got caught trying to take a, trying to leave the country with, you know, with a couple thousand, a couple million dollars of the money. Yeah, I read that. It was going down to the Caribbean somewhere and they caught him. And Sammy Ann Arino didn’t get involved in that. He wasn’t involved in that because I think he was back in the prison at the time. [56:44] Now, when he’s out of prison, probably no more than about maybe three or four months after all that toilet stuff had died down, I get a call from Sam, and he wants me to represent him because he was arrested. What happened was he was shot in a car. He was in a car, and he had gotten shot. And when they shot him, he kicked out the window and somehow fought the guys off. When they found him there in the car and in his trunk, they found a hit kit. They said it was a hit kit. How could they know? It was a box that had core form in it, a ski mask, a ski mask, a gun, a gun with tape wrapped around it and the rest of it. Yeah. And he’s an extra time. Mask and tape or little bits of rope and shit like that. I’d say no. So he was charged with it, and he was charged with it in his case, and he had a case coming up. I met him the first time I met him. He came by my office, and he said, you know, and I said, no, that’s not a problem. And he says, but I’ve got to use Eddie Jensen, too. [57:52] And I said, I said, what do you mean? I said, you don’t need Eddie. And he says, I was told I have to use him. Jimmy Couture, his boy, he said, I have to use him. I know why, because Eddie lets these mobsters know whenever anybody’s an informant, or if he’s mad at somebody, he can tell him he’s an informant, they get killed. And so I said, you know, that piece of shit. I said, you know, I want nothing to do with him. I had some interesting run-ins with him before, and I said, I want nothing to do with that worthless piece of shit. You know, he’s a jagoff. And I said, you know, I says, no. He said, please. I said, no. I said, Sammy, you know, you don’t need me. He knows the judge like I know the judge, Sardini. I said, you know, you’re not going to have a problem in there. I get a call from him again, maybe four or five days after that. He’s out of my restaurant and he says, Bob, please. He said, You know, he says, please, can I meet you? He says, I got a problem. I go out to the meeting. And so I thought, there’s something new. I want you to represent me. I want you to represent me, you know, on the case. And I says, did you get rid of that fence? He says, no, I have to use him. But I says, look, I’m not going to, I want, no, Sammy, no, I’m not going to do it. He leaves the restaurant. He gets about a mile and a half away. He gets shotgunned and he gets killed. In fact, I read about that a couple of days ago. [59:22] I know it’s bullshit. They said he was leaving the restaurant. It was Marabelli’s. It was Marabelli’s Furniture Store. They said he was leaving the furniture store. What they did was they stopped traffic out there. They had people on the one side of the street, the other side of the street, and they followed, they chased him. When he got out of his car and was going to the furniture store, They blasted him with shotguns. They made sure he was killed this time. After that happened, it’s about maybe three or four days after that, I’m up in my office and I get a call. All right, when I come out, I always parked in front of City Hall. That was my parking spot. Mike and CM saved my spot. I parked there, or I parked in the bus stop, or in the mayor’s spot. Those were my spots. They saved it for me. I mean, that was it, for three, four, five years. That’s how it was. I didn’t want to wait in line in the parking lot. So my car is parked right in front of the parking lot. And as I go to get in my car, just fast, fast, so walking, because he was at 134 right down the street from my office and he parks like everybody else in the parking lot so he can wait 20 minutes to get his car. [1:00:40] And, and, and Bob, Bob, and, you know, and when I meet up with him, I’m both standing and we’re both standing right there in front of the, in front of the, uh, the parking lot. And he was a big guy. He weighed probably about 280, 290, maybe more. You know, mushy, mushy type, not in good shape at all. In fact, he walked with a gimp or whatever. And he says, you better be careful, he says. Jimmy Couture is furious. He heard what you’ve been saying about me. [1:01:17] You’ve been saying about me. and something’s liable to happen. And I went reserved. I grabbed him, and I threw him up on the wall, and I says, you motherfuckers. I said, my friends are killing your friends. [1:01:34] I said, my friends, because he represented a number of these groups, but I’m with the most powerful group of all. And when I say I’m with him, I’m with him day and night, not like him just as their lawyer. Most of them hated him, too, because most of them knew what he was doing. Yeah most of these and most of these guys hated him and i said you know but i and and i just like you’re kissing his pants and i don’t know if he crapped in his pants too and uh you know because i just turned around i left that same night jimmy katura winds up getting six in the back of the head maybe three miles from where that took place yeah he was uh some kind of trouble been going on for a while. He was a guy who was like in that cop shop racket, and he had been killing some people involved with that. He was kind of like out away from the main crew closer to downtown, is my understanding. Like, you were in who were you in? Who was I talking about? Jimmy Couture? Jimmy Couture, yeah. He was no, Jimmy Couture was Jimmy Couture, in fact, all these killers, we’ll try and stay with this a little bit first. Jimmy Couture was a boss and he had probably about maybe a dozen, maybe more in his crew and, He didn’t get the message, I’m sure. [1:03:01] Eddie Jensen firmly believes, obviously, because it’s the same day and same night when I tell him that my friends are killing your friends. [1:03:14] He’s telling everybody that I had him kill, I’m sure. Yeah, yeah. Because it was about another few days after that when I’m out in Evanston going to a courthouse. And there you had to park down the street because there was no parking lot. Here I hear Eddie, you know, stay. I’m going to say Bob, Bob. And when he gets up, he says, Bob, he says, when I told you, I think you misunderstood. When I told you it was Jimmy Cattrone. it was it was jimmy katron was a lawyer that you know worked in out of his office close friend of mine too he was a good friend of mine it was jimmy it was jimmy katron that you know not because he obviously thought he believed so he’s got all these mobsters too bosses and all the rest thinking that i was involved in that when i when i wasn’t uh when i was when i wasn’t actually But it’s so amazing, Gary. And that’s one of a dozen stories of the same sort. I met unbelievable people. I mean, we’re talking about in New Orleans. We’re talking about in Boston. Now, if you were to say, who were you with? Always somebody’s with somebody. Were you with any particular crew or any particular crew. [1:04:41] Buzz, were you totally independent? [1:04:46] Everybody knew me to be with the Elmwood Park crew. And that was Jackie Cerrone before Michael, I mean, before Johnny DeFranco. That was Jackie Cerrone. Okay. That was Giancana. That was Mo Giancana. Mo was moving at the clubhouse all the time. That was the major people. [1:05:13] And where was their clubhouse? What did they call their clubhouse? Was that the Survivors Clubhouse, or what was the name of their operation? Every group had one, sometimes more clubhouses. Right. That was where they would have card games in there. They’d have all kinds of other things going. the place was full of like in Marcos I call it Marcos but it was actually Jackie Sharon’s when I first got involved Jackie Sharon was the boss who became a good friend of mine, Jackie Sharon was the boss and Johnny DeFranco was, right under him and then a number of others as we go down, our group alone we had. [1:06:04] Minimum, I’d say, a thousand or more people in our group alone. And who knows how many others, because we had control of the sheriff’s office, of the police department, of the sheriff, of the attorney general. We had control of all that through the elections. We controlled all that. So you had 1,000 people. You’re talking about all these different people who we would maybe call associates. It would be in and out of our club all the time. Okay. Yeah. We’re talking a number of policemen, a number of policemen, a number of different politicians of all sorts that we had. I knew dozens of people with no-show jobs there. We had control of all the departments, streets and sanitation, of absolutely urbanizing. We controlled all the way up to the Supreme Court. What about the first ward, Pat Marcy, and the first ward now? Was your crew and Jackie Cerrone’s crew, did that fall into the first ward, or were they totally there? How did that relate, the Pat Marcy and the politicians? And I found out all this over a period of time. [1:07:28] Everything had changed right about the time I first got involved with these people. All these people you’ve read about, no one knows they were still alive. I met just about all of them when I got connected over there with the first word. A lot of the, we were talking about the gunmen themselves. All the Jackie not just Jackie but I’m talking about Milwaukee Phil Milwaukee Phil and all the rest of them they were over there at Councilors Row all the time because when they were to meet Pat Marcy, what they had there in the first war and, It just so happened, when I started in my office, it was with Alan Ackerman, who was at 100 North, where all their offices were upstairs. The first ward office was upstairs. [1:08:22] And below the office, two floors below, I found out on this when I got involved with them, we had an office. looked like it was a vacant office because the windows were all blackened out. That’s where he had all the meetings with people. When Arcado or Yupa, anybody else, any of the other people came in, this is where he met them. When the people from out of town came in, we’re talking about when, what do you think? [1:08:58] But when Alpha, when Fitzgerald, when all these people would come in, this is where they would have their meetings. Or these are the ones who would be out with us on these casino rides. When these people came in, this is where they would do the real talking because we’d go to different restaurants that weren’t bugged. If this office was checked every day, the one that they had down below, and nobody, nobody, their office was, I think it was on the 28th floor, the first ward office. You had the first ward office, and right next to it, you had the insurance office when everybody had to buy their insurance. Obviously at upper rates big office connected to the first ward office when the back there’s a door that goes right into into theirs but the people were told you never get off or you get off you get off at the office floor but then you you walk you you get off it and i’m sorry you get off it at the. [1:10:11] You don’t get off at the first ward office you get off at one of the other offices one of the other offices or the other floors and when you come in there, then you’ll be taken someplace else after that a double shop that’s where they would go and in fact when I had to talk to Petter Cary messages or whatever people like Marco couldn’t talk to Marcy. [1:10:41] Only a few people could. Only people at the very top level could. Marco, he was a major boss. He could not talk to Marco. If he needed, you know, whatever. Marco D’Amico. Marco was, you had, Marco was the one right under Johnny DeFonza. Yeah. Marco’s the one that was in charge. He was the one who was in charge of all the gambling. Not just in Chicago, but around all those areas in Cook County. We had not just Chicago. They were also the ones that were in charge of all the street tax, collecting all the street tax. That’s where the big, big money was also. Everybody paid. What happened was in the 70s, right as I got involved

It's been another interesting year in the world of personal finance and macroeconomics. As we look ahead to 2026… well, who really knows what's coming? I'll be sharing my own take—and making a few predictions—in an upcoming episode. What's hard to ignore is just how unusual this moment in history is. We're coming off COVID. We went through a rapid rise in interest rates, and now a pullback. Tariffs are back in the conversation. There are a lot of moving parts, and as usual, the consensus hasn't exactly nailed it. Almost every expert was convinced tariffs would push inflation higher. I expected at least a temporary bump—some transient inflation while markets adjusted. Then the CPI report came out at 2.7%. That's a lot closer to the Fed's 2% target, and nearly half a percentage point lower than expectations. Clearly, something else is going on. At the same time, GDP came in at around 4.3% growth. That's real strength. Inflation is coming down, growth is strong, and while the labor market is still a little murky, there's no question there's underlying momentum in the system. Investors haven't quite felt it yet. It's been a sticky environment. But my sense is that we're getting closer to a shift—more liquidity, more money in the system, and markets that may start moving meaningfully again. Of course, we'll see how it all plays out. For this episode, my producer Phil pulled together some of the highlights from the show in 2025—a look back at the conversations and ideas that stood out in a year when the data kept surprising just about everyone. I hope you enjoy it. And again, happy holidays. Merry Christmas, and Happy New Year. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with D Wealth Formula Podcast, coming to you from Montecito, California and, uh, want to wish you, first of all, a happy holidays. Merry Christmas, happy new Year, all that. And, uh, yeah, it’s been, uh, it’s been another, uh, another interesting year in the world of personal finance and macroeconomics is what, what we talk about on the show. And as we look forward to 2026, gosh, who knows what’s gonna happen, right? Uh, well I’ll give you my take in, uh, show coming up where I’m gonna make some predictions. However, you know, it’s just, it, it, it’s just such an unusual time in, in history. Um, as we kind of look at. Coming off of COVID and having those high interest rates and then coming, uh, coming down and then having Trump elected and now the tariffs and well, gosh, who knows? Right? I mean, just for example, you know, almost every expert was pretty much guaranteeing that inflation would go up because of the tariffs. I mean, even if it was transient, which frankly I thought it was gonna be transient, meaning that there was gonna be a bump in inflation. For a period of time until there was a readjustment after tariffs. Well, TPI comes up most recent CPI is actually 2.7. You know, that’s much closer to the fed target of 2%. And, um, 2.7 was, you know, I think, uh, almost a half, half percentage point less than the expected, uh, CPI, uh, report. So that, that’s obviously something else is going on there. And then. GDP numbers came out and we had a four handle. It was like 4.3, I believe, GDP. So we’ve got incredible growth. We’ve got decreasing inflation. The labor market is still, I know, a little unclear, but it seems like there’s a lot of strength in this market. Of course, it’s really sticky investors. We haven’t quite felt that strength yet, but I do think you need to start anticipating. That markets are gonna come back pretty heavy, uh, with increased liquidity, uh, and a lot of money in the system. But we shall see, uh, this show. What we’re gonna do here is, uh, my, uh, producer Phil put this together, but it’s basically some of the highlights of, uh, the show in, in 2025. So hopefully you enjoy it. Uh, and again, happy holidays. Merry Christmas, new Year. And we’ll be back right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. How do you approach the process of identifying stocks that are maybe best suited for consis consistent cash flow? Or do you just pick the stocks that you like and, and create the cash flow? Or are, you know, fundamental metrics that maybe you prioritize? Yeah, the, the, the first thing to determine. I think real estate investors understand this is if I were to invest in real estate, I’m gonna determine whether I’m gonna be a flipper, or I’m gonna try and buy low forced depreciation, sell high. Or if I’m gonna be a cashflow investor where I might invest in syndication, or I am, I’m gonna have tenants in property management. And the same is true with stocks. Most people start off by thinking about price rather than cash flow. They think about buy low, sell high, like a house slipper, and that’s, that’s less tenable in stocks because in real estate, if I buy low and sell high, I can do things to force appreciation. I can renovate, I can get new management, I can put in new appliances. I, there’s things I can do to force appreciation. But once a person buys a stock, there’s absolutely nothing you can do to make the stock price go up. But if you take a a, if you think of it like a real estate investor. You think about it like owning a business where the priority, as you mentioned these metrics, the priority is, Hey, what kind of cashflow will this produce be in terms of dividends and in my case, option premiums. And so some of the key metrics is, you know, if I, I’m basically buying a financial statement, same as real estate. You know, I, I, I, it is just a little different numbers in real estate. I wanna know what the net operating income is. In stocks, I might wanna know what the EBITDA is ’cause they’re essentially looking at the same types of things in real estate. I wanna know what the cap rate is in stocks. I wanna know what the PE ratio is, which is just the same number inverted. They just put the price on the top instead of the bottom. To me, I don’t see a difference between real estate and stocks, uh, in that they’re both a business or they charge someone for a good or a service. And there’s either cashflow there at the end of it or not. If people take a cash flow approach, they can begin to build on their passive income. And that contributes to that blueprint we mentioned earlier to get ’em outta the route race. So if you take a Warren Buffet approach, the most important number in that business is operational cash flow or earnings. Meaning does what they do, their operation. You know, you walk in there, a nice operation you got going here, you know, trucks are moving and you know, products are being built and shipped and, and nice operation. If they’re earning money, that means that’s the life flood of the business. That means it’s got a good moat. That means it’s pretty protected and that allows them to do two things for me. Number one is a dividend, which is exactly the same thing as a distribution in real estate. Uh, there is no difference, uh, in a syndication. I have a whole bunch of investors I’ve joined with where you have a share of this project and when the earnings come out, they distribute the, the distributions among the share shareholders. Same is true with stocks. They take the earnings, uh, we call it a payout ratio, and they take a, a, a significant amount of that money and they pay it in a dividend, same as a distribution. But what I do that’s a little bit unique buck is, uh, is I also have the options market on my side. Where I can use options to control risk, uh, to get guarantees where I can buy and sell, but even more importantly, I can offer, uh, and get paid for making promises to people. This is very much a Warren Buffet deal where it, it brings a significant increase to my monthly cash flow beyond the dividend, up to three, two and three times. Uh, the amount of money, two to 300% more cash flow. By being involved in the options market and that’s, that’s a nice secret sauce. The yield max Tesla option income, ETF, which is TSLY. And basically what it does is. Is it just does a series of longs and shorts and, and then generates what looks like to be kind of a, a ridiculous amount of, uh, dividend, uh, per, per month. So what are we missing here? What, what’s, well, you’re, you’re basically hiring those guys to mow your grass. It’s just like any other mutual fund or any other. They’re doing something you could absolutely do by yourself and not pay them a fee. There’s two cultures. There’s the advice culture and there’s the education culture and the advice culture. People say, look, I don’t wanna learn anything. Just gimme the advice. Well, you’ll pay for that in fees. And the problem with doing that is if you really listen to Warren Buffett, which 1% is enormous. Because in the wealth blueprint that we do for people, we use compounding. We use the compounding calculator to see what we’re gonna need. You drop that 1%, you give up 1% of your compounding powers as an investor over your life, it, it wouldn’t seem like 1%, but Buffet knows the truth. It’s enormous. So yeah, absolutely there are ETFs and there are funds that will do exactly what I do or what I teach people to do, but we have some advantages in doing it yourself because risk is about control. I trust myself more than I trust those guys any day of the week. And like I say, I’m doing this by month, so yeah. But it’s legit. How do you even make predictions? And second of all, I mean presumably you still have some forecasts over the next, uh, 12 to 24 months, and maybe you could tell us a little bit about that. Our methodology lends itself to times of uncertainty like this, and that’s the benefit of really relying on the leading indicators that we have. Now. We do have to take a little bit of a different approach. We have to look at data in a lot higher frequency today. You know, a lot of the data you get from government sources or quarterly data, monthly data, but we’re having to track weekly trends with the ever-changing environment that we find ourselves in. So we’re not surprised by the time any monthly or quarterly data comes out. The level of uncertainty that we’re dealing with is certainly unprecedented. I share an index each day, um, and we are three times more uncertain today than we were at the height of the pandemic. You know, put that in perspective, right? Yeah. So we do have to adjust, um. The, the way that we’re looking at data with higher frequencies, we also have to rerun a lot of these correlation analysis. Every single time we get a new data point to see are these lead times becoming more condensed? Do we have to make adjustments in our models as a result to maybe data reacting quicker than it might have in the past? So those are some of the ways that we’re, we’re continuing to evolve in these interesting times we live in. This relates to our forecast. Our team expected some weakness in the first part of this year, and, and we knew that coming in with the, with the tariffs that were proposed during President Trump’s campaign, we did have a weak first quarter GDP number forecast. Our team was 0.1% off of nailing that first quarter GDP number, so they were right on the money there. Uh, we were very impressed with that, but we do expect a sluggish first half of the year. We call it the recovery phase of the cycle. What we mean by that is our growth rates are still building momentum, but are still negative year over year. You know, ITR. Really known for its emphasis on leading indicators. So which of the leading indicators you guys rely on the most when and, and I guess which are flashing red or green right now? I’ll give you one of each. Uh, yeah. The one we’re in right now, we look at the purchasing managers, index isms, purchasing managers index. Now we look at at on a one 12 basis. What I mean by that is we compare the most recent month, the same month one year ago. The reason we look at it on that basis is it gives us 12 month lead time into the future when you correlate it to the economy. That index was recently rising until we got the most recent month of data, and then it dropped back down. So that is giving us the mixed signal of, hey, we need to be a little bit more concerned about the prospect for growth moving forward. Now the opposite is true when we look at an indicator called capacity utilization. What Capacity utilization measures, it’s about an eight month lead time to the economy. So still a nice view into the future, but what it measures is output over capacity, and that actually continues to improve meaning. And again, really all that means on a simple level is we’re utilizing more of our existing capacity, so we’re getting busier. If we look at the consumer side of inflation that the Fed’s more concerned about in terms of setting policy, we have inflation essentially flat this year from where we are today. Now, if you look at the CPI, it’s at 2.8%. Our projection for the end of the year is 2.8%. We don’t see inflation coming down much at all. As a result of that, that’s why you’re seeing Chairman Powell back off being able to cut rates and is holding these rates steady because he sees these higher inflation risks as well. And so from our perspective, it’s very unlikely you see any meaningful interest rate decline this year. Yeah. Now again, the second quarter, GDP number can have an impact on that. We do see a very weak second quarter chairman Powell alluded just a couple of days ago to some slack in the labor market. Maybe you can get a quarter point if we have a really weak second quarter, quarter point cut, but it just seems very unlikely given how persistent inflation has been. And so we tell all of our clients, prepare for interest rates to be relatively flat this year, and prepare for interest rates to rise through the balance of the second half of the decade. It’s not just tariffs, it’s employment costs, it’s electricity costs, it’s material costs. There’s a lot more driving higher inflation than just tariffs. What macroeconomic trends are you watching right now with regards to how they’re shaping the markets today? I think there’s really three things right over the long run. They’re gonna debase the currency, that’s gonna be a persistent tailwind for all liquid, uh, assets, including stocks. Bitcoin gold and bonds. And then I think that you also are going to have a, uh, very interesting dynamic around all these tariffs, uh, and kind of the administration’s economic policies. And then the third thing is that there is a whole technology, uh, trend to, uh, pay attention to. Uh, obviously innovation is very deflationary. Uh, we’ve got, you know, things from humanoid robots to rockets to gene editing, to uh, to crypto and everything in between. And so I think those three things really tell the story of where, uh, markets potentially go in the future. When I grew up, um. S and P 500 was the benchmark. There’s a risk-free rate in bonds. I believe that my generation and younger sees Bitcoin as the benchmark. And so, uh, it’s very simple. If you can’t beat it, you gotta buy it. And I think that there’s institutions around the country who are realizing they can’t beat the benchmark and therefore they will end up buying it. And really, to me, that is, uh, maybe the most interesting. Part of the entire conversation is that Bitcoin obviously has risen significantly on a percentage basis in appreciation. Bitcoin has kind of infiltrated every corner of finance, but most importantly is it has transitioned from a high risk, you know, kind of asymmetric type asset to now it’s becoming the hurdle rate uhhuh. And if you’re the hurdle rate, you suck up a lot of capital. Yeah. Because there’s not a lot of people who can beat you. And I think that that is a very powerful position for Bitcoin to be in. And that’s how you infiltrate into, uh, the institutional portfolios. Bitcoin will stop going up. When they stop printing money. I don’t think they’re gonna stop printing money, so I don’t think Bitcoin’s gonna stop going up. That’s kind of one huge component of this. The second thing is that Bitcoin is very unique in that the higher the price goes, the less risky it is deemed by the largest pools of capital. Mm-hmm. And so usually, you know, if NVIDIA’s at a $4 trillion market cap, people like, oh, it might be overvalued there. A lot of debate. Right. Bitcoin if it was at a $4 trillion market cap would be way less risky than it when’s at 2 trillion. And so there is a lot of structural advantages, both from the legacy world but also from the Bitcoin market that I think will continue to lead to these large institutional capital pools. Uh, allocating some percentage. And the beauty is right now we have very small adoption in that world. Uh, it’s only gonna get bigger. It’s only gonna get more normalized. And I think that one of the parts people really underestimate when it comes to Bitcoin is how important time passing is. You know, if you think back, uh, there is not anyone under the age of 16 that has lived their life without Bitcoin existing. If you’re keeping large chunks of money in savings account, paying less than 1% or any percent less than inflation, you’re bleeding wealth every single day. It feels safe. It looks safe, right? ’cause the numbers may not be moving nominally but it, but it’s not safe. It’s a bucket with a hole in the bottom and you don’t even notice until it’s almost empty. That’s why the wealthy don’t hoard cash. They own assets. They own assets that inflate with inflation. If you can’t beat ’em, join them. They buy things that grow in value as dollars shrink because they understand the system. They don’t fight it, they ride it. So you’ve said many times that the current monetary system is broken and headed for reckoning. So from your perspective, what are the core flaws in the system right now and how do we get here? Well, probably the largest and most obvious underlying flaw in the monetary system is the fact that the federal government just can’t balance its budget. And so they have to take on debt to cover the deficit that they run and that deficit. Well, you know, over the course of the last 20 years, it’s gone up and down. More recently, it’s gone mostly up and, uh. We just came through a period where, you know, it was reemphasized to everybody. Just what a problem this is. Because as you’ll recall, when Trump was first elected, they were talking about those, the Department of Government Efficiency and cutting expenses and you know, maybe 2 trillion or 1 trillion. Of course, then Elon got frustrated and left and the numbers have come down and you know, Trump and the Freedom Caucus was saying they were gonna try and balance the budget or at least cut expenses. And of course, what we know is that they just passed this big beautiful bill. Which really increases the deficits and they bump the debt, uh, ceiling up by another $5 trillion. So sadly, what do many of us have seen and been saying, which is to say they just can’t stop, kind of continue. Seems to be continuing. And, um, you know, the reason why that, just to close the full circle, the reason why that matters is they, they do this debt, they issue debt to cover these deficits, and then the debt requires interest payments and, you know, there’s not enough money to make the interest payments. And so. They more or less have to print the money, you know, and inflate the money supply to keep the system going. And that’s why it’s so important to hard assets. You know, we need to grow the economy at, you know, 4, 5, 6, 7% a year, which, which we’ve never really done on real terms. Well, I think that is kind of what they’re projecting it might be, but it, it’s gonna be harder than hell to achieve. I mean, it just, where you can’t just snap your fingers and create that growth. Now, don’t get me wrong, if you start to, if you ramp up inflation. If you have 10% inflation, well then the GDP number’s gonna get bigger, fast. And so really the model they’ve used, they call it the R Star model, is that they’ve got to have faster growth. Growth rate has to be higher than interest rates, or else you’re in a debt spiral. And so what’s been happening is, by the way, that’s why Trump wants to take interest rates down so much. You know, he is called for a 300 basis point cut. Imagine right now with inflation running at three plus percent, if they cut rates to one point a half percent or one point a quarter percent, I mean, it would be good for the economy. People would refi their houses. You know, there were all kinds of, you know, growth, right? Huge. But in turn it would be inflationary, very inflationary. That’s the trap. They’re really kind of caught in. It’s a seventies kind of stagflation sort of environment. You know, if they don’t keep rates low, they’re not gonna have any growth. If they want to get growth, they’ve gotta keep rates low. That’s gonna lead to monetary creation, which is gonna lead to inflation. Look how it all resolves is very complicated and none of us know. Yeah, sure. But what I do know with very high certainty, with a lot of confidence is this is going to be an inflationary decade. It’s already been an inflationary decade, and because of the way the math is today is very highly likely to continue to be an inflationary decade until we fix this monetary system. Well, we have less than 3% adoption. Three goes to six fairly easily. You know, human beings underestimate how long change really requires, and then we really underestimate how much change actually occurs. Think the internet like we are moving into a digital planet, right? Robots are not going to use credit cards, man. They’re not gonna use, they don’t need visa. We don’t need middlemen. The cool thing about Bitcoin, unlike the Rolls Royce, is you don’t have to buy the whole Rolls Royce. You can buy a fraction of it. You know, you don’t, maybe you guys partner with each other to do apartment buildings. Well, you’re already doing fractured deals on apartment buildings, so Sure. It’s not really that different. 2%, 3% goes to six. I mean, it does go to six. You have the largest ETF in the history of ETFs, okay? This supersedes the goal. ETF by orders of magnitude. I study markets very, very well, price. Really gets people’s attention. I think price is, uh, 90% of Bitcoin. Like I am truly a supply and demand guy. Oh wow. 21 million. And you guys have lost four. You lost 4 million coins. Oh, how’d you lose the 4 million? You lost the 4 million. I know how you lost it. You mispriced it. Bitcoin has been mispriced every day. Its entire history. Dude. 19 million coins have been issued. The addressable market is 8 billion people. You don’t need ’em all. Yep. You just need a small function of those 8 billion to go, Ooh. 21 million units and and four have been lost. It’s already mispriced. Okay. They’re pricing Bitcoin at one 15 Today, assuming there’s 21 million units, we know there’s not. There’s 17, so the supply shrunk. The market caps at 2 trillion. Hello. The standard deduction for a household is now, uh, what in a low 32,000 range. And it turns out that 60% of the households in the United States cannot take advantage of itemized deductions. That is when they take their mortgage interest, property taxes, charitable deductions, they don’t get that number. And so there’s not as much benefit to home ownership as there used to be in the United States. With our big institutional players, nobody wants their appraised values to be quickly marked down to market, because if your competitors don’t do the same thing and they’re part of the index and benchmark that you compete against, you’re going to underperform. And so we’ve traditionally had a lot. Appraised values for real estate among the institutional players, especially. You don’t get this out of the private market, but you get this from the nare players, the institutional type players, and, um, and everybody’s, uh, uh, fearful of underperforming that index. I would prefer as a private investor just to go ahead, bite the bullet and mark it down. Now take the pain if in fact you’ve seen it go down. Some markets have seen property values go down 30, 35% even in multifamily, but they’ve bottomed out in the transaction market and, and absolutely the, uh, the appraisers are gonna have to bring it down and the owners are gonna have to ease up that pressure and say, yes, I want a realistic appraisal. But, um, but there is that fear of underperforming the index and that’s. What’s holding up the American appraisal firms in 2008, 9, 10, 11, we saw a lot of deep distress. The the smart money was ready for it. Now, there’s a lot of people with dry powder, as we say. Ready to p on the market hoping for some distress from those who cannot refinance now, whose, whose CMBS loan or other money is, is rolling. A couple points there. One is, I think you’re going to see more loan modifications this cycle than last time because they realize it’s temporary and they realize that not all properties are in trouble. And these tend to be the higher leverage properties. The smart private wealth investors tended to use conservative leverage over the last several years knowing we’d hit a cycle and, and they probably are 65% or less. Leverage some of the, um, greener newer investment managers might have gone up to 80% and might have even used variable rate debt when they shouldn’t have. They’re the ones getting nailed. They’re losing all their equity and that property is distressed. So there’s not that much of it out there. But there’s a little bit, and I would certainly pounce on it if you can find it. There are often a lot of sort of hidden costs associated with buying versus renting. Can you talk about trying to weed through some of that? Sure some of the highest costs that we don’t think about when we own, although we do take cut down on risk. And also I think that’s come back to consumption. I, I is the fact that there’s the opportunity cost. So think about having 50%, a hundred percent of your home paid for. This, it’s the opportunity cost. You’ve actually taken capital out of play at higher returns to put it into something that perhaps, yes, you see it as a form of an investment, but it’s also partly consumption. And I think that’s why many people end up paying for their homes when they can, because there’s an old saying, and that is, you can’t go broke if you don’t owe money on it. Right? So if you, it’s hard for the lender to come get your home and you don’t really care, right? You wanna be able to. Have no debt on your home. It doesn’t make the typical financial sense if we argue at it from leverage and returns and maximization of returns. I think most people this high end level are looking at, you know, I, I, I, I have high net worth. I’m looking at both consumption and the investment side of the component. But very often the consumption wins and the investment is I can be safe and I can own this house. Outright in many states too. Your homeowner, the home that you live in, you are actually, if you’ve homesteaded the home, you’re actually protected against lawsuits and other things that are out there. Divorce cases will protect your position in, in terms of a homestead, so you can protect a significant portion of wealth by having a paid for home. What are some of those markets that are really overpriced versus. I guess underpriced right now. So when we look at the top 10 most overpriced markets in America right now, we look at their prices, where they are and compare them to where they should be statistically modeling them. We’re seeing the most overpriced markets are Detroit at 33.5% and then falling, falling, descending. Order of Cleveland, Ohio. New Haven, Connecticut, Akron, Ohio, Worcester, Massachusetts, Las Vegas, Nevada, Hartford, Connecticut. Rochester, New York, Knoxville, Tennessee, Toledo, Ohio. You’ll notice. And these are overpriced. These are overpriced. These, the overpriced mark. That’s so, that’s sort of counterintuitive, isn’t it? Ab absolutely. But yes. Wow. Okay. And then h how about the, uh, underpriced markets? I’m curious on that too. Sure. So when we then go to the opposite end of the spectrum, and usually now with underpriced comes risk and there’s risk in both of these markets, what you wanna do, both overpriced and underpriced, what you wanna be long term in a housing market. Uh, ’cause you want to be really close to that trend and not have these dramatic swings. It’s just like stock price. We don’t like volatility. Housing, it’s, it’s dangerous for performance. The most underpriced markets. We only have four markets in America right now that are trading at a discount relative to their long-term pricing trend. In other words, statistically, where they historically prices say prices should be today only four cities are underperforming. That that’s Austin, Texas at 3.1% below where they should be, or a discount of 3.1%. San Francisco at a discount of 6.5%. Wow. New Orleans, Louisiana at a discount of 8.7 and Honolulu, Hawaii at a discount of 10.3. Notice I’m not saying these markets are inexpensive. They’re just below where they’ve historically been. These are the best buys right now because they’re below their long-term trend. One of our other indices, we call it our price to rent ratio. It’s really a PE ratio for rents versus home ownership. And then so we can look at that. So if you’re in our a hundred markets, we know the average price, right? So it’s gonna be priced, divided by the annual average rent. So it’s gonna be how many dollars in price do you pay for every $1 and annual rent? And that gives us the relative difference between owning and renting. The higher that ratio. The, the more you should on in general be leaning towards renting, the lower that ratio, the more you should be leaning towards owning. And we used to do an old buy versus rent index for 23 cities. We now do it for 100 cities. And this price to rent ratio produces almost the same exact answer. So when we look at the average price to rent ratio in an area and we just compare, are they above or currently are you above the price to rent ratio? Uh, for Los Angeles, California. Are you below it? If you’re above that average for say the last 10 years, you’re gonna be rent friendly. If you’re below it, you’re gonna be bio friendly. I can do this very quickly. Pick a California market you’d like to know about. Why don’t we try Dallas, Texas. Okay. Dallas, Texas. That one’s in the top 100 in terms of population. So Dallas, Texas, uh, their price to rent ratio is at about a, just below a 6% premium. In other words, that trade off between renting and owning is about 6% above where it should be, so it slightly favors renting. I’ll jump to the next index. If we look at actual prices in Dallas, there’s a slight premium. So it’s, it’s, it’s telling me, Hey, that my price to rent ratio’s high, slightly favoring ownership, but it’s probably because prices are a little high and they might change. Uh, Dallas has had a bit of a. Premium right now. So I will now go look at Dallas rents. My gut feeling is they’re gonna be below average and they are. They’re at about a 4.5% discount. So that’s just market dynamics in motion right there. And we can do that for a hundred cities pretty quickly. Mm-hmm. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Good news. If you need to catch up on retirement, check out a program. M put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it and uh, once again. Thanks again for listening. Uh, I truly appreciate your support. I hope, uh, I hope it’s been entertaining for you and that you’ll learn something along the way and, um, you know, always appreciate your feedback. Shoot me an email, bucket wealth formula.com. Let me know if there’s things that you want me to do. Let me know if there’s things you wanna hear more about. Uh, but hopefully it’s gonna be a good year and we’re gonna keep plugging away talking about the, you know, try to get educated myself and pass along information to you on Wealth Formula Podcast. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.

Which state is the fraud capital of America? California or Minnesota? That’s the question today as two deep-blue states race to the bottom in a competition no one should want to win. We start in California, where the state auditor just dropped a devastating report, flagging eight major state agencies as “high risk” for waste, fraud, abuse, and outright mismanagement. Billions of taxpayer dollars, little accountability, and a system that seems engineered to fail while politicians pat themselves on the back and ask for more money. Then we turn to Minnesota, where investigative journalist Nick Shirley exposes another blue-state disaster—fraud schemes so blatant they look almost cartoonish. From taxpayer-funded programs turned into personal piggy banks to officials asleep at the wheel, Minnesota is making a serious run at stealing California’s crown. Two states. Same ideology. Same results.Exploding budgets. Vanishing money. No consequences. Today we break down how California and Minnesota are competing for the title of worst-run, most fraud-ridden state in America, and why this isn’t bad luck—it’s the predictable outcome of one-party rule and zero accountability. TheMaverickSystem.comhttps://GrantLovesGold.comwww.EnergizedHealth.com/Grantwww.PatriotMobile.com/Granthttps://Twc.Health/Grant — use code Grant for 10% off See omnystudio.com/listener for privacy information.

If you want solar power in your home, you usually need to be a homeowner with a good roof and a decent amount of cash to pay up front. But some Bay Area residents are trying out plug-in solar, which can hang from an apartment balcony, out a window, or be tented in the backyard. This episode originally aired on August 13, 2025. Links: Forget Rooftops — Bay Area Residents Are Plugging Solar Into the Wall Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 12 - Megan Bowers + Wendy Tucker: The Shulgin Legacy In the ever shifting landscape of psychedelic culture it's important now, more than ever, to protect and expand on the legacies of those who came before us. This episode does exactly that - Megan and Wendy take us through the important work that The Shulgin Foundation is doing in not just honoring the legacies of Ann and Sasha but in also helping to educate a new generation of psychonauts. Through programs online and in person at the Shulgin Farm in California, Megan and Wendy are forging new heights for what's possible in the future of psychedelic education, harm reduction and chemistry. Megan Bowers is the Interim Executive Director of The Shulgin Foundation and is a transformational coach, credentialed by the International Coaching Federation in Executive and Organizational Development Coaching. Wendy Tucker is Ann Shulgin's daughter. She worked for many years with Sasha Shulgin, doing research, working with him in the office and in the lab. She owns Transform Press, the publishing company that the Shulgins created, and she manages a chiropractic office. Wendy has spearheaded the effort to preserve the Shulgin farm, the home of Sasha and Ann and the location of the historic lab. She created The Shulgin Foundation in 2023, a nonprofit dedicated to this preservation effort. She is the Board Chair of the Shulgin Foundation.  For more information: shulginfoundation.org

Crime Talk Store: https://scottreisch.com/crime-talk-store/ Two cases, two courtrooms, and one theme: the system under a microscope. We break down Ashlee Buzzard's not guilty plea in the murder of her 9-year-old daughter Melodee, and why prosecutors are already positioning for life without parole. Then we turn to the Reiner double homicide: what does California law really say about insanity defenses, and how bad are the odds for Nick Reiner? Scott walks through the facts, timelines, and legal strategies the cameras aren't explaining. Stay to the end for the legal analysis you won't get from a headline. #TrueCrime, #CrimeTalk, #MelodeeBuzzard, #NickReiner, #LegalAnalysis, #CourtWatch

It's that magical time of year once again — highlightapalooza! Stick around for one top bit from each episode we recorded this year, including:Kyle Fish explaining how Anthropic's AI Claude descends into spiritual woo when left to talk to itselfIan Dunt on why the unelected House of Lords is by far the best part of the British governmentSam Bowman's strategy to get NIMBYs to love it when things get built next to their housesBuck Shlegeris on how to get an AI model that wants to seize control to accidentally help you foil its plans…as well as 18 other top observations and arguments from the past year of the show.Links to learn more, video, and full transcript: https://80k.info/best25It's been another year of living through history, whether we asked for it or not. Luisa and Rob will be back in 2026 to help you make sense of whatever comes next — as Earth continues its indifferent journey through the cosmos, now accompanied by AI systems that can summarise our meetings and generate adequate birthday messages for colleagues we barely know.Chapters:Cold open (00:00:00)Rob's intro (00:02:35)Helen Toner on whether we're racing China to build AGI (00:03:43)Hugh White on what he'd say to Americans (00:06:09)Buck Shlegeris on convincing AI models they've already escaped (00:12:09)Paul Scharre on a personal experience in Afghanistan that influenced his views on autonomous weapons (00:15:10)Ian Dunt on how unelected septuagenarians are the heroes of UK governance (00:19:06)Beth Barnes on AI companies being locally reasonable, but globally reckless (00:24:27)Tyler Whitmer on one thing the California and Delaware attorneys general forced on the OpenAI for-profit as part of their restructure (00:28:02)Toby Ord on whether rich people will get access to AGI first (00:30:13)Andrew Snyder-Beattie on how the worst biorisks are defence dominant (00:34:24)Eileen Yam on the most eye-watering gaps in opinions about AI between experts and the US public (00:39:41)Will MacAskill on what a century of history crammed into a decade might feel like (00:44:07)Kyle Fish on what happens when two instances of Claude are left to interact with each other (00:49:08)Sam Bowman on where the Not In My Back Yard movement actually has a point (00:56:29)Neel Nanda on how mechanistic interpretability is trying to be the biology of AI (01:03:12)Tom Davidson on the potential to install secret AI loyalties at a very early stage (01:07:19)Luisa and Rob discussing how medicine doesn't take the health burden of pregnancy seriously enough (01:10:53)Marius Hobbhahn on why scheming is a very natural path for AI models — and people (01:16:23)Holden Karnofsky on lessons for AI regulation drawn from successful farm animal welfare advocacy (01:21:29)Allan Dafoe on how AGI is an inescapable idea but one we have to define well (01:26:19)Ryan Greenblatt on the most likely ways for AI to take over (01:29:35)Updates Daniel Kokotajlo has made to his forecasts since writing and publishing the AI 2027 scenario (01:32:47)Dean Ball on why regulation invites path dependency, and that's a major problem (01:37:21)Video and audio editing: Dominic Armstrong, Milo McGuire, Luke Monsour, and Simon MonsourMusic: CORBITCoordination, transcripts, and web: Katy Moore

Before discussing today's show, I'd like to provide some updates on what to expect from the podcast in 2026. First of all, there will be no more Behind the Sessions episodes. There could also be changes in the frequency of episodes at some point, but we'll see how that goes. Life shifts and different needs arise that are pulling me in other directions. Everyone has times when shifts are needed to make space for pressing needs, and that's what I'm experiencing in my life. I'm still excited about the show and the ten-year milestone that we'll reach in 2026. Remember, the archive of episodes (almost 500!) is always available through our website.  Today's episode brings important information about how parenthood changes everything, including your sex life. There are new complexities to intimacy and sex after having a child, and parents need to be prepared so they can protect their connection. Our expert guest answers questions about why passion fades, the sexual-emotional cycle that couples get stuck in, and the path back to each other in your relationship. Join us to learn more! Dr. Rebecca Howard Eudy is an AASECT-certified sex therapist and the author of Parents in Love: A Guide to Great Sex After Kids. Certified in Emotionally Focused Therapy, she helps couples navigate sex, desire, and connection in the whirlwind of parenting, even when life and kids make it feel impossible.  Show Highlights: Understanding the role of a sex therapist, what sex therapy entails, and Rebecca's journey to be a sex therapist Identity shifts and body changes that come with having a baby can greatly affect your sex life. There is much shame and stigma around talking about sex and sexuality. The need to be flexible and curious with your partner Factors that impact a couple's ability to connect and be intimate: time, hormones, exhaustion, and resentment Focusing on the “micromoments” to show your connection to your partner Common themes in sex therapy for new parents Reinvesting in the partnership and understanding each other's intimacy needs The need for disconnection and solitude (Everyone needs alone time!) The difficult mental shift from “Mommy mode” to adult partner Dealing with mismatched levels of desire, which could become more pronounced after kids Dr. Rebecca's tips for finding your way back to your partner: Become comfortable talking about sex. Be flexible during the early-parent years. Be open to other intimacies besides intercourse. Consider scheduling sexual activity. Make sure your partner feels seen, appreciated, and desired. Find ways to protect your time for intimacy. The importance of pleasure in all forms of intimacy (“Nobody wants bad sex!”) Resources: Connect with Dr. Rebecca Howard Eudy: Website, Instagram, and Parents in Love: A Guide to Great Sex After Kids Call the National Maternal Mental Health Hotline at 1-833-TLC-MAMA or visitcdph.ca.gov. Please find resources in English and Spanish at Postpartum Support International, or by phone/text at 1-800-944-4773.  There are many free resources, like online support groups, peer mentors, a specialist provider directory, and perinatal mental health training for therapists, physicians, nurses, doulas, and anyone who wants to be more supportive in offering services. You can also follow PSI on social media: Instagram, Facebook, and most other platforms. Visit www.postpartum.net/professionals/certificate-trainings/for information on the grief course.  Visit my website, www.wellmindperinatal.com, for more information, resources, and courses you can take today!  If you are a California resident seeking a therapist in perinatal mental health, please email me about openings for private pay clients. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Karuk Tribe in Northern California is crafting an environmental policy that unites traditional knowledge with more contemporary environmental sciences--pushing back against years of bias dismissing tribal knowledge of the Karuk's ancestral lands. A federal judge in the Bay Area has halted ICE from making arrests at immigration courthouses in the region. California's Minimum Wage is increasing next year. A new law means that the state's minimum wage is jumping by $0.40. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time to build your family's future on a foundation of true health and freedom. Join us at Future Foundations—because your future generations deserve the best start to the mission that will outlive us… Check it out here. Use code FREEDOM25 for 25% off!    Whether you're looking for tinctures, topicals or teas or a deeper connection to your INNATE healing capacity, Noble Task Homestead is here to serve you. Join the movement. Visit NobleTaskHomestead.com/noblestan today and enjoy a 10% discount on your order.   San Diego area residents, take advantage of our special New Patient offer exclusively for podcast listeners here. We can't wait to experience miracles with you!   Welcome to a new episode of the Future Generations Podcast! Join us with Dr. Bob Sears, a pediatrician of nearly 30 years from Dana Point, CA and author of The Vaccine Book. Once a conventional, CDC‑trusting doctor, Dr. Sears shares how his perspective shifted as he encountered vaccine injuries and dug into the actual data behind risks and benefits. They explore what truly makes a "good pediatrician" today—one who honors informed consent, partners with parents regardless of their vaccine choices, and understands natural and holistic options for children's health. The discussion dives into the recent ACIP move on the hepatitis B shot at birth, how states like California may resist those changes, and the growing legal and constitutional battles around mandates and religious exemptions. Highlights: "My mission is to ensure that parents all over the world have access to objective, truthful, undoctored advice and informed consent on vaccines."   "A good pediatrician is one that listens to the parents… I'm here to serve you and help you in your journey, not to tell you what to do."    "We're vaccinating everyone for a disease that might infect one in 7 million kids."    "Doctors normalize reactions like encephalitis because they're happening so often. It's become expected, and that's terrifying."    Timestamps: 00:00 Introduction 01:29 Dr. Sears' Mission & Background 03:41 What Is a "Good" Pediatrician? 06:14 ACIP & Removing Hep B at Birth 07:43 States vs. CDC – Two-Tier Vaccine Policies 11:34 Religious Exemptions & the Courts 15:29 Actual Hep B Risk Numbers 26:50 Bob's Own Parenting & Vaccine Wake‑Up 33:05 Vaccine Injury, Encephalitis & Normalization 57:12 The Future: Pharma‑Free Families & Independent Docs Resources:   Remember to Rate, Review, and Subscribe on iTunes and Follow us on Spotify!   Learn more about Dr. Stanton Hom on:   Instagram: https://www.instagram.com/drstantonhom  Website: https://futuregenerationssd.com/    Podcast Website: https://thefuturegen.com Twitter: https://twitter.com/drstantonhom  LinkedIn: https://www.linkedin.com/in/stanhomdc  Stay Connected with the Future Generations Podcast:   Instagram:  https://www.instagram.com/futuregenpodcast  Facebook: https://www.facebook.com/futuregenpodcast/    Links:    https://www.thehivemethod.co/ https://www.instagram.com/thehivemethod.co   About Dr. Bob Sears Dr. Bob Sears is a pediatrician, father of three, grandfather of two, author of The Vaccine Book (newly revised 2019 plus an added Covid chapter) and seven other books, and creator of The Vaccine Consult Video at DrBobSears.com. His latest book is One Doctor vs The Medical Board. Dr. Bob earned his medical degree at Georgetown University School of Medicine in 1995 and did his pediatric internship and residency at Children's Hospital Los Angeles. He continues to practice pediatrics at his office in Dana Point, CA, where he provides a combination of alternative and traditional medical care. With the new threat of mandatory vaccination laws, Dr. Bob's new mission is to insure that all families worldwide receive complete, objective, and un-doctored informed consent before they choose vaccination and that people everywhere retain the freedom to make healthcare decisions for themselves and their children.   Stay Connected with Dr. Bob: https://www.instagram.com/drbobsears/?hl=en  The desire to go off grid and have the ability to grow your own food has never been stronger than before. No matter the size of your property, Food Forest Abundance can help you design a regenerative layout that utilizes your resources in the most synergistic and sustainable manner. If you are interested in breaking free from the system, please visit www.foodforestabundance.com and use code "thefuturegen" to receive a discount on their incredible services.   Show your eyes some love with a pair of daylight or sunset (or both!) blue-light blocking glasses from Ra Optics. They have graciously offered Future Generations podcast listeners 10% off any purchase. Use code FGPOD or click here to access this discount, and let us know how your glasses are treating you!   One of the single best companies whose clean products have supported the optimal wellness of our family is Earthley Wellness. Long before there was a 2020, Kate Tetje and her team have stood for TRUTH, HEALTH and FREEDOM in ways that paved the way for so many of us. In collaboration with this incredible team, we are proud to offer you 10% off of your first purchase by shopping here.   Are you concerned about food supply insecurity? Our family has rigorously sourced our foods for over a decade and one of our favorite sources is Farm Match and specifically for San Diego locals, "Real Food Club PMA". My kids are literally made from their maple breakfast sausage and the amazing carnitas we make from their pasture raised pork. We are thrilled to share 10% off your first order when you shop at this link.   Another important way to bolster food security is by supporting local ranchers. Our favorite local regenerative ranch is Perennial Pastures. They have the best nutrient-dense meats that are 100% grass-fed and pasture-raised. You can get $10 off of your first purchase when you use the code: "FUTUREGENERATIONS" at checkout. Start shopping here.  

This episode features a full length Bible study taught by Pastor Jack Abeelen of Morningstar Christian Chapel in Whittier, California.If today you prayed with Pastor Jack to receive the Lord, we'd love to hear about it and get you started on the right foot. Visit us online at: https://morningstarcc.org/born-again/To see more of Pastor Jack's Bible studies, visit our Morningstar Christian Chapel channel at https://www.youtube.com/@morningstarcc.To subscribe to our Podcast newsletter go to http://eepurl.com/iGzsP6.If you would like to support our electronic ministry, you may do so by going to our donations page at https://morningstarcc.churchcenter.com/giving/to/podcast.Visit our church website at https://morningstarcc.org.

This episode is one of Pastor Jack Abeelen's recent radio broadcasts. Pastor Jack's teachings are broadcast every weekday on over 400 radio stations across the country.The Growing Thru Grace radio broadcast is an outreach of Morningstar Christian Chapel in Whittier, California.To see more of Pastor Jack's Bible studies, visit our Morningstar Christian Chapel channel at https://www.youtube.com/@morningstarcc.To subscribe to our Podcast newsletter go to http://eepurl.com/iGzsP6.If you would like to support our electronic ministry, you may do so by going to our donations page at https://morningstarcc.churchcenter.com/giving/to/podcast.Visit our church website at https://morningstarcc.org.

Dr. Jack Trieber preached a message entitled “Is There Room in Your Heart for Jesus?" during the Wednesday Evening service on December 24, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org.

In a yearly tradition, Adam, Joanna, and Zach are joined by members of the VinePair staff to share some of their favorite and most memorable drinking experiences in 2025. Please remember to subscribe to, rate, and review The VinePair Podcast on Apple Podcasts, Spotify, or wherever you get your episodes, and send any questions, comments, critiques, or suggestions to podcast@vinepair.com. Thanks for listening, and cheers!Join us for a live podcast recording at the Unified Wine & Grape Symposium inSacramento, California on Wednesday, January 28, 2026Instagram: @adamteeter, @jcsciarrino, @zgeballe, @vinepair Hosted on Acast. See acast.com/privacy for more information.

On September 20, 1988, nineteen-year-old Terra Leigh Calico set out on her morning bike ride along Highway 47 in Valencia County, New Mexico. She never came home. In the nearly 37 years since her disappearance, this case has become one of America's most haunting unsolved mysteries, defined by a chilling Polaroid photograph discovered in a Florida parking lot and decades of whispered accusations that have never led to justice. But the story most people know is only part of the truth. In this episode of The Redacted Report, we pull back the curtain on the facts that never made it into the official narrative. We examine evidence that was lost, destroyed, or never properly collected, including a suitcase containing telephone wire found during a drug investigation at a nearby motel and later destroyed by a detective.We explore persistent rumors of a pink bicycle and underwear with Terra's initials that were allegedly found but never logged as evidence, and we reveal the shocking truth about the Walkman and cassette tape pieces that were analyzed and determined not to belong to Terra at all. This episode takes a hard look at witnesses who were overlooked or ignored, including a pivotal eyewitness who reported seeing a group of four or five young men and one woman waiting in Terra's path on the morning she vanished. That witness is now dead, their full account lost to time. We also examine the story of a man named Ishmael who came forward, was placed under hypnosis, identified a suspect from a photo lineup, and then was abandoned by the detective who was supposed to follow up with him. We explore the chilling connection to David Parker Ray, the Toy Box Killer, who was born in Belen and whose family had a ranch near where Terra disappeared. Ray closely resembled the composite sketch of the man seen following Terra, but FBI investigators ruled him out based on his meticulous record-keeping, which contained no mention of Terra Calico. With Ray eliminated as a suspect, investigators turned their attention to local young men who allegedly knew Terra and had been harassing her for months before she vanished.The episode delves deep into the mysteries surrounding the Polaroid photographs, including the famous Port Saint Joe image and two additional photographs found in California and on an Amtrak train. We examine the phone number written on the spine of the V.C. Andrews novel in the photograph, which yielded 300 possible combinations and 57 valid phone numbers, none of which produced any leads. We discuss the beach sighting of a young woman matching the photograph being given verbal orders by several men, and we address Marilyn Manson's claim that he used to drop similar staged photographs in Florida as pranks. We reveal the threatening notes that were left on Terra's car for months before her disappearance, notes that were dismissed as high school antics and have since disappeared from the evidence record. We examine the case of Debra Lansdell, a 29-year-old woman from nearby Peralta who vanished on September 21, 1985, almost exactly three years before Terra and nearly to the exact day.The episode covers the breakthrough that came in October 2020 when the Rocky Mountain Information Network completed a two-year analysis of the case and recommended pursuing loose ends that had never been fully explored. We discuss the sealed search warrant executed in September 2021 and the June 2023 announcement that law enforcement believes there is sufficient evidence to submit the case to the District Attorney's Office for potential charges. We examine the statute of limitations problems that complicate prosecution and the ongoing search efforts, including the September 2025 mine shaft investigation that employed fly traps designed to attract insects that feed on human remains.This is a story about more than just one missing woman. It is a story about systemic failures, about evidence that was mishandled or destroyed, about witnesses who were ignored, about a community that may have known the truth for decades and chosen to remain silent. It is a story about families who waited their entire lives for answers and died without ever receiving them.The FBI reward of $20,000 remains in place. Anyone with information about this case is encouraged to contact the Valencia County Sheriff's Office at 505-866-2400 or submit tips online at tips.fbi.gov.After 37 years, the truth is still out there. Someone knows what happened on Highway 47 that September morning. This episode is a call to finally break the silence.

We hope you had a very Merry Christmas as we enter the last week of 2025 here at the Sean Spicer Show. 2026 is going to be a crucial year for President Trump and his policies and there is no one better to give us a gauge on where we are than Seth Keshel. Seth joins me on today's show to discuss all things midterms 2026. Seth broke down his end of the year analysis on some of the key battleground states from the 2024 election and where they stand headed into 2026. Arizona is poised to be the next Florida with Republicans at plus 7.5% even with a Democratic Governor. As Michael Whatley gets ready to go up against Roy Cooper in the North Carolina Senate, can Republicans turn the state red from the slim hold Democrats have over it? Indiana could have added 2 seats to the slim Republican majority but failed to answer the president's call. Will Florida's new map give Republicans the push they need or will Democratic held California and Virginia give the Democrats the upper hand they need? Featuring: Seth Keshel Captain K's Corner | Substack https://www.captaink.us/ Today's show is sponsored by: Delta Rescue Delta Rescue is one the largest no-kill animal sanctuaries. Leo Grillo is on a mission to help all abandoned, malnourished, hurt or suffering animals. He relies solely on contributions from people like you and me. If you want to help Leo to continue his mission of running one of the best care-for-life animal sanctuaries in the country please visit Delta Rescue at: https://deltarescue.org/ Masa Chips You're probably watching the Sean Spicer Show right now and thinking “hmm, I wish I had something healthy and satisfying to snack on…” Well Masa Chips are exactly what you are looking for. Big corporations use cheap nasty seed oils that can cause inflammation and health issues. Masa cut out all the bad stuff and created a tortilla chip with just 3 ingredients: organic nixtamalized corn, sea salt, and 100 percent grass-fed beef tallow. Snacking on MASA chips feels different—you feel satisfied, light, and energetic, with no crash, bloat, or sluggishness. So head to https://MASAChips.com/SEAN to get 25% off your first order. ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ 5️⃣ Follow The Sean Spicer Show on social media: Facebook: https://facebook.com/seanspicershow Twitter: https://twitter.com/seanspicershow Instagram: https://instagram.com/seanspicershow Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump talks to the youths ahead of Santa's arrival. ICE agents break into a women's bathroom and order a woman off the toilet. New York is in an affordability crisis. A California wealth tax faces staunch opposition from the golden boy of liberal. The Brown University shooter was found using Flock cameras. And economic growth is no longer linked to carbon emissions. Happy New Year, friends! Thanks for listening!   https://www.theguardian.com/environment/2025/dec/11/economic-growth-no-longer-linked-to-carbon-emissions-in-most-of-the-world-study-finds    https://www.timesunion.com/capitol/article/new-york-affordability-crisis-debt-savings-21246442.php    https://www.reuters.com/world/us/new-white-house-plaques-attack-trumps-democratic-predecessors-bush-2025-12-17/   https://apnews.com/article/brown-university-shooting-investigation-5b0b254442dd77d9056111bad902de33    https://dailyvoice.com/ny/albany/asm-gibbs-made-explicit-assembly-floor-remarks-committee/   https://newrepublic.com/post/204732/ice-agents-break-in-women-bathroom-pull-pants-up   https://www.cnn.com/2025/12/24/politics/trump-santa-norad-calls?cid=ios_app   https://www.nytimes.com/2025/12/26/technology/california-wealth-tax-page-thiel.html?smid=nytcore-ios-share

A celebrity of the rock climbing world may be a violent, serial predator.  A survey posted in several outdoor magazines and the special agents of the National Park Service put together a case that showed  just because you can climb so high, doesn't mean you wont go down HARD.Support the show!For bonus content join our Patreon!patreon.com/CrimeOfftheGridFor a one time donation:https://www.buymeacoffee.com/cotgFor more information about the podcast, check outhttps://crimeoffthegrid.com/Check out our Merch!!  https://in-wild-places.square.site/s/shopFollow us on Instagram https://www.instagram.com/crimeoffthegridpodcast/ and  (1) FacebookGET HELPNational Sexual Assault Hotline1-800-656-4673https://www.rainn.org/ National Domestic Violence Hotline800-799-7233https://www.thehotline.org/?utm_source=youtube&utm_medium=organic&utm_campaign=domestic_violence  Sources:#SafeOutside SurveyUS District Court, Eastern District of California, United States V Charles Barrett, 1:22-cr-00213-ADA-BAM-1, 7-13-23https://www.justice.gov/usao-edca/pr/professional-rock-climber-convicted-sexual-assaults-yosemite-national-parkhttps://www.outsideonline.com/outdoor-adventure/climbing/climber-charles-barrett-assault-trial/?scope=anonhttps://www.climbing.com/gym-climbing/sexual-assault/

The 2017 slaughterhouse escape of six steers turned "The St. Louis Six" into animal rescue celebrities and inspired an expansion of the California-based nonprofit Gentle Barn to Missouri. But the sanctuary's abrupt closure in October 2024 left its former volunteers and staff feeling abandoned. In this encore edition of a St. Louis on the Air episode that first aired March 6, producer Danny Wicentowski goes inside the final days of the sanctuary's existence and the aftermath of its closure. The investigation confirms the deaths of five former residents of Missouri's Gentle Barn. We also hear from Gentle Barn co-founder Ellie Laks, who defends the decision to close and addresses the animal deaths at the nonprofit's Tennessee sanctuary.

Text a Message to the ShowA special guest host interviews Chaplain Altic to recap the year!  Police Major Joe Grasela joins Jared to give us a recap of their favorite moments from the 2025 Hey Chaplain episodes.  Listen in to find out what were the most noteworthy episodes of the year; also included are the top ten listener countries and cities. And don't miss a sneak peek of what's coming in 2026 and beyond!Episodes directly referenced in the show:Dana Gouge was on episodes 110 and 110.5Tim Eggebraaten was on episodes 114 and 114.5Todd Hixson was on episodes 107 and 107.5Rick James was on episode 120Jim Dudley's Halloween episode was Bonus Ep 46My solo episode on grief was Bonus Ep 44Shenee Davis and Gregg Dorsett were on episodes 126 and 126.5Jamison White was on episode 128Jake the International Security Specialist Guy was on episode 117Music is by DJ WilliamsHey Chaplain Podcast Episode 130Tags: Podcasting, Bagpipes, Career, Chaplains, Copline,  DEA, Detectives, Encouragement, Funerals, History, Imposter Syndrome, Listeners, Microphones, Music, Police, RCMP, Recording, Serial Killers, Support, Kansas City, San Francisco, Wichita, California, Kansas, CanadaSupport the showThanks for Listening! And, as always, pray for peace in our city.Subscribe/Follow here: Apple Podcasts: https://podcasts.apple.com/us/podcast/hey-chaplain/id1570155168 Spotify: https://open.spotify.com/show/2CGK9A3BmbFEUEnx3fYZOY Email us at: heychaplain44@gmail.comYou can help keep the show ad-free by buying me a virtual coffee!https://www.buymeacoffee.com/heychaplain

Gina and I became friends over social media a few years back. Then we became good friends when she started regularly texting me photos of Northern Cardinals. I live in California, you see, and those red beauties rarely make it out past the Rocky Mountains. What a gift!It was only then that I picked up Gina's book: Dorothy & Jack: The Transforming Friendship of Dorothy L. Sayers and C.S. Lewis. and discovered that she is not only a generous cardinal photo-sender, but she's a phenomenal writer as well. I learned so much from this book about two authors I'd admired for years but hadn't known very deeply.Join Gina and me for a conversation about these two saints of the evangelical church, the power of friendship, and why cardinals just might be the world's best birds. Plus, check out her fantastic SubStack, Dear, Strange Things and her fun blog about Charles Dickens. Get full access to Keep Looking Up at courtneyellis.substack.com/subscribe

The latest episode of Hawaiʻi Football Final, a Hawaiʻi Sports 2Night production, looked back at one of the most memorable moments in University of Hawaiʻi football history, a comeback for the ages in the 22nd Hawaiʻi Bowl.KHON2 Sports Director Rob DeMello was joined by Rainbow Warriors senior offensive lineman and co-captain Zhen Sotelo as the show revisited Hawaiʻi's 35-31 victory over California on Christmas Eve, a nationally televised thriller that capped an unforgettable season in Mānoa.Hawaiʻi trailed 21-0 in the first half before digging deep across all three phases to mount a stunning rally. Freshman quarterback Micah Alejado, named Mountain West Freshman of the Year, played through heavy contact to throw for 274 yards and three touchdowns. Hawaiʻi Bowl MVP Pofele Ashlock hauled in 14 receptions for 123 yards and two scores as the Warriors outscored the Golden Bears 35-10 down the stretch.The defining moment came with 15 seconds remaining. Trailing by three, Hawaiʻi faced sudden adversity when Alejado was knocked out of the game after a late hit. Backup quarterback Luke Weaver was called upon to deliver in the game's biggest moment, and did just that, dropping a 22-yard go-ahead touchdown pass to senior receiver Nick Cenacle.The play, quickly etched into Hawaiʻi football lore, sealed the Warriors' first Hawaiʻi Bowl victory since 2010 and completed a comeback that will be remembered among the program's greatest moments.Head coach Timmy Chang, in his fourth season, closed out a 9-4 campaign that saw Hawaiʻi bookend the year with wins over ACC opponents Stanford and California, further signaling the program's resurgence under his leadership.On Hawaiʻi Football Final, DeMello and Sotelo reflected on the emotional weight of the victory, the belief inside the locker room while trailing by three touchdowns, and the confidence the team had in Weaver when he stepped into the huddle for the final play.The episode also featured the “HFF Mailbox” segment, answering viewer-submitted questions, and looked ahead to what's next for the Rainbow Warriors following a season that reignited excitement around Hawaiʻi football.Hawaiʻi Football Final premieres every Sunday at 7 p.m. on the KHON+ app, available on Apple TV, Roku and Firestick. A television rebroadcast airs Tuesdays at 9:30 p.m. on KHON2.

Join A Couple Of Park Hoppers as we take you along on for PART TWO of our first-ever trip to Disneyland in California!

In this epsiode, honoring World Labyrinth Day, we explore how walking a labyrinth can become a powerful energetic practice for global harmony, self-alignment, and communion with Earth. We explore a profound method of using the labyrinth as a portal to balance energy centers and amplify positive vibrations like gentleness, self-love, and peace, not by force or control, but through alignment and intentional witnessing.   What is a Labyrinth?

Ever notice how the best artists don't just make noise—they guard their peace? We bring Teddy into the booth to talk about what it takes to create with intention when the world keeps pulling your focus. He unpacks the shift from reacting to responding, and why that one choice protects your energy, sharpens your decisions, and lets your music breathe.Teddy's path reads like a mixtape: born in Germany, raised across military bases, soaking up cultures from Kansas to Alaska to California before dropping anchor in Chicago. That movement shaped an ear that loves variety—family record crates, a grandmother who DJ'd in Chicago, and early moments of discovery that made hip-hop feel both personal and global. We dive into how context unlocks sound, why cadence matters as much as content, and how local scenes forge identity before the world catches on.We trace the grind from ciphers and hallway battles to a makeshift studio powered by a tape deck, PS2, and MTV Music Generator—then into Magix, Ableton, and Maschine. Along the way, we compare California and Chicago show ecosystems, the role of open mics in building an artist's voice, and the pride a city takes when its sound travels. We also face the industry head-on: streaming's reach vs. revenue, the early pioneers who took the heat for brand-building, and whether AI can polish a track yet still miss the human connection that turns songs into moments. We close with life lessons that carry into the studio: a healthy relationship as a place of growth, safety, and accountability—and a few laughs about love, loyalty, and even impossible deodorant.Pull up for craft, perspective, and a warm invite to Kitty's Cocktail Lounge Sunday Service in Blue Island. If you're into live music, community energy, and artists who put heart first, you'll feel at home. If this conversation moved you, subscribe, rate, and share it with a friend who needs a creative spark. Your support helps the culture grow.Subscribe to our YouTube Channel: The SHITTS Podcast. Follow us on Spotify, Apple Podcasts, and iHeart Radio. Subscribe and comment.

In this episode, we are joined by Dr. Andrea Gelabert-Mora, who attended medical school in Puerto Rico and then matched into a dermatology residency in the mainland United States. Dr. Gelabert-Mora shares her unique path, offering insights into what it's like to transition from a Puerto Rican medical school to a U.S. residency program, and the challenges and opportunities along the way.She also reflects on her experiences during a research year in California and shares advice for students from diverse backgrounds who are interested in competitive specialties. We hope you enjoy!Connect with Dr. Gelabert-MoraInstagram: @andygelabert---DIGA Instagram: @⁠⁠derminterest⁠⁠Today's Host, Austin: @⁠⁠austin_black---For questions, comments, or future episode suggestions, please reach out to us via email at ⁠⁠derminterestpod@gmail.com⁠⁠ ---District Four by Kevin MacLeodLink: ⁠⁠https://incompetech.filmmusic.io/song/3662-district-fourLicense: https://filmmusic.io/standard-license

The iPhone 4 was one of the best iPhones ever — and definitely the most dramatic iPhone ever. It was lost in a bar in California, sold to Gizmodo, and published for the world to see months before its launch. The phone itself had a bunch of important new features, and one that spawned Antennagate. In this episode, David Pierce, Nilay Patel, and longtime tech columnist Walt Mossberg tell the whole story of the phone, its legacy, and its place in tech blog history. If you like the show, ⁠⁠subscribe to the Version History feed⁠⁠ to make sure you get every new episode. ⁠Subscribe to The Verge⁠ for unlimited access to ⁠theverge.com⁠, subscriber-exclusive newsletters, and our ⁠ad-free podcast feed⁠. We love hearing from you! Email your questions and thoughts to ⁠vergecast@theverge.com⁠ or call us at 866-VERGE11. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we break down the full timeline and key evidence in the Melodee Buzzard case, from her disappearance to the arrest of her mother, Ashlee Buzzard, on first-degree murder charges.Melodee Buzzard was reported missing in October after a school administrator alerted police to her prolonged absence. Investigators soon uncovered a suspicious multi-state road trip involving rental cars, wigs, license plate changes, and misleading statements about Melodee's whereabouts. Surveillance footage placed Melodee alive for the last time near the Utah–Colorado border, where investigators believe she was killed shortly afterward.As the investigation unfolded, law enforcement executed multiple search warrants, recovered ballistic evidence, and identified disturbing behavior and statements made by Ashlee in the weeks following Melodee's disappearance. A key witness later reported being falsely imprisoned, leading to Ashlee's initial arrest and further scrutiny by investigators.In December, Melodee's remains were discovered in a remote area of Utah. DNA testing confirmed her identity, and forensic evidence linked the crime back to the rental vehicle and Ashlee's residence. Ashlee Buzzard was arrested and formally charged with first-degree murder with special allegations. Prosecutors have announced they will seek life without parole.This episode also examines Ashlee Buzzard's background, prior mental health concerns, family court history, and the difficult questions surrounding mental illness, premeditation, and criminal responsibility.⚠️ Viewer discretion advised: This episode discusses the death of a child.Brian Entin's channel - audio from the incident with Tyler. - https://www.youtube.com/watch?v=H-wVV5RK1Qg Criminally obsessed https://www.youtube.com/watch?v=O6q544MVGDsALL MERCH 10% off with code Sherlock10 at checkout  - NEW STYLES Donate: (Thank you for your support! Couldn't do what I love without all y'all) PayPal - paypal.com/paypalme/prettyliesandalibisVenmo - @prettyliesalibisBuy Me A Coffee - https://www.buymeacoffee.com/prettyliesrCash App- PrettyliesandalibisAll links: https://linktr.ee/prettyliesandalibisMerch: prettyliesandalibis.myshopify.comPatreon: https://www.patreon.com/PrettyLiesAndAlibis(Weekly lives and private message board)Become a supporter of this podcast: https://www.spreaker.com/podcast/pretty-lies-and-alibis--4447192/support.

This is a clip from Raised By Giants! Get access to the full episode and all thier content on all podcast platforms or click the link below!Full episode here!https://www.spreaker.com/episode/california-s-deadliest-radiation-fog--69205832Get access to every Raised by Giants episode! Podcasthttps://spreaker.page.link/Q1qN1M4A9Ve8QqaX8Forbidden Knowledge Network https://forbiddenknowledge.news/Become a supporter of this podcast: https://www.spreaker.com/podcast/forbidden-knowledge-news--3589233/support.

1. Welfare System Fraud and Structural Issues Based on an op-ed by Phil Gramm and John Early in The Wall Street Journal titled “The Biggest Fraud in Welfare”. Key points: U.S. welfare spending has skyrocketed 765% since the mid-1970s, now totaling $1.4 trillion annually. If distributed evenly among the 19.8 million families classified as poor, each would receive $71,000 per year. The government fails to count non-cash benefits (Medicaid, housing subsidies, food stamps) as income, creating a distorted picture of poverty. Example: A single parent earning $11,000 annually can receive benefits worth $53,128, bringing total resources to $64,128, well above the poverty threshold. Criticism of the system: It traps people in dependency instead of promoting self-sufficiency, contrasting with Trump-era welfare reform that moved 7 million people off food stamps into the workforce. 2. Massive Fraud in Minnesota’s Medicaid and Welfare Programs Federal prosecutors allege up to $9 billion in fraud since 2018, possibly 50% of the $18 billion spent on 14 programs. Fraud described as “industrial scale”, involving fake companies and individuals exploiting housing and autism assistance programs. Some funds allegedly funneled to Al Shabab, a Somali terrorist organization. Criticism of Minnesota’s Democratic leadership for lack of oversight and alleged vote-buying incentives. Prediction: Similar fraud likely exists in California, New York, and Illinois. Media accused of downplaying the scandal; local CBS reports highlighted the severity. 3. Strong U.S. Economic Performance Under Trump Latest GDP report shows 4.3% growth in Q3, the strongest in two years, beating expectations of 3.2%. Growth driven by consumer spending, healthcare, tech, and AI-related investments. Inflation reportedly down to 1.6%, signaling economic stability. Commentary contrasts media narratives predicting economic collapse with reality of strong holiday spending and trade policy success. Trump’s supply-side policies (tax cuts, deregulation) and trade strategies credited for economic boom. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.