Podcasts about BTM

We are now recording an audio version of written posts that we will upload to Apple, Spotify, and YouTube, which you can listen to by clicking the button the play button above.As the Strait of Hormuz (SoH) Crisis completes its third month and on-again/off-again peace talks drag on, we are starting to see the outlines of various structural themes emerging, and, as importantly, some that are not. Thematically we see the following:* Power Surge! Our Power Surge! super-cycle theme has not only not been knocked off track by the SoH Crisis, but has likely been enhanced based on “the four Ds” of pragmatic energy policy orientation we discuss below. Recently completed 1Q 2026 earnings season shows the AI (artificial intelligence) and broader digital transformation theme is as strong as ever.* Geopolitical Super Vol. Geopolitical Super Vol remains our commodity macro framework, in particular for crude oil prices. Since Russia-Ukraine and through SoH-to-date, we have resisted crude oil super-cycle framings while also, importantly, rejecting perma bear doom-and-gloom. The unforgiving math of global oil demand being forced down to circa 95 million b/d of supply from around 105 million b/d pre-crisis suggests recession is the most likely clearing mechanism rather than a structural increase in long-dated oil prices in the event a significant disruption to flows persists. To be clear, we do see scope for a modest increase in long-end oil on the order of $10/bbl to account for both cost inflation and an increased geopolitical risk premium.* Molecules to markets. In our view, getting molecules to markets is the more pressing strategic imperative for countries than simply trying to find the molecules in the first place. In traditional energy, this puts a premium on well-positioned midstream and downstream assets. In the upstream business, there is always an opportunity to find acreage that is well positioned on the future cost curve. Having a midstream or downstream solution (e.g., LNG) may be an increasing success factor for larger E&P (exploration and production) companies.* New business models > pure-play (for larger companies). The era of extreme pure-play specialization we think will fade, or at least will no longer be the dominant ask of investors. Business model evolution is likely to continue to separate leaders from laggards. Examples we find intriguing include pressure pumpers and midstream companies diversifying into behind-the-meter (BTM) power, US shale gas producers expanding into midstream and potentially LNG, refiners that have grown midstream capabilities, midstream companies that have grown export opportunities, and the expanded commercial trading opportunities that larger companies have pursued. The list is growing.* Brownfield > greenfield (usually). The advantage of doing more from existing assets is something both countries and companies have in common. Brownfield almost always beats greenfield on profitability and speed-to-market, though a best-in-class greenfield project like Guyana oil is the type of exception that exists to the general rule.From an energy policy perspective, the Strait of Hormuz Crisis reveals what we are now calling the four Ds of country-level energy policy aspiration:* Do as much Domestic production as possible;* Diversify energy sources and technologies;* Do more from existing assets; and* embrace Digital transformation and AI.Subscribe to Super-Spiked to receive all content via email. Also available on https://veriten.com.The Four Ds of Pragmatic Energy PolicyThe four Ds are the pragmatic policy implication of country leaders recognizing energy's natural hierarchy of needs (Exhibit 1). On the right side of Exhibit 1, we rank (higher on list is better) resource rich countries and resource challenged areas in terms of federal policy orientation that recognizes energy's natural hierarchy of needs and implementation of the four Ds relative to a given country's strengths and weaknesses.Saudi Arabia and United Arab Emirates among resource rich regions and China among resource challenged areas we see as having favorable federal energy policy orientations. Laggards are not surprising: Western Europe, California, Canada, and Australia. What KSA, UAE, and China have in common are national leadership that emphasizes the ideas of “all of the above,” maximum (or optimal) output of what you can control, and unapologetic “their own country first” mentalities.Super-Spiked subscribers know we have a very favorable view of Canada's oil and gas potential and the leading companies in the province of Alberta. We had an unfavorable view of the federal energy policies pursued by the prior Trudeau regime, with the jury out on the current Carney administration. On the latter, we appreciate that the rhetoric has improved off a low starting point. The proof will be in the policy implementation pudding.No country should aspire to follow the path of California or Western Europe and their “climate first” ideology (dishonorable mention goes to many states in the US northeast). Sadly, poor energy policy choices made in those areas are going to mean that less fortunate consumers and businesses in developing Asia suffer from being outbid for needed energy like LNG, jet fuel, and diesel during times of stress, as we last saw in the early days of Russia-Ukraine. It has been some time since we have done a deep dive on Australia; our sense would be that it is in the Canada category of having substantial oil and gas resources that the world would massively benefit from, but is being held back by ill-advised climate-first ideology by its national leaders.Exhibit 1: A Hierarchy of Energy Needs & Country Policy Objectives and OrientationSource: Veriten.Doing More From Existing AssetsIn previous issues of Super-Spiked, we have discussed three of the Ds: do as much domestic production as possible, diversify energy sources and technology, and embrace digital transformation and AI. Therefore, in this post we will expand on the “do more from existing assets” theme.* A major advantage the developed world has over China, India, and other developing areas is a large installed base of assets and infrastructure. Prematurely retiring old power plants in the name of “energy transition” and “The Climate Crisis” is the type of 2020-2023 mistake that has hurt competitiveness and affordability in the United States and Western Europe. In power generation, we are intrigued with trying to answer the question of how much new generation from legacy sources (e.g., natural gas, BTM, and traditional nuclear) is needed versus how much new generation technology is needed (e.g., fuel cells, enhanced geothermal, advanced nuclear) versus how much can existing grid utilization be improved via flexible loads and various grid enhancing technologies. How much more can we get from existing is important to how much we need from the other two options.* In crude oil markets, we do not believe there is the urgency to figure out “what's next” from a resource perspective as there was in the 2004-2014 super-cycle. To be clear, this comment is intended at the macro level; individual companies are almost always in need of figuring out what's next. Exploration and capital spending is likely to grow but we do not believe the kind of re-rating that happened during China/BRICs is warranted now. Rather we are most intrigued with what companies are doing to extend asset life (i.e., resource to production ratio) via a combination of technology application, business development, and midstream/downstream investment that can ensure molecules get moved to markets and turned into usable end products. Ironically, the Middle East looks like a compelling upstream opportunity for western oil and gas firms, given improved fiscal terms in certain areas. We have long held a favorable view of Canada (our concerns about its federal energy policies notwithstanding) and Alaska. Recent developments in many Latin American countries warrant a fresh look at the region for western players.* The largest areas that seem ripe to “do more from existing” include US shale oil, US shale gas, Middle East oil, Canada's oil sands, Venezuela oil, and developed market power grids.Growth and opportunityThe five areas of energy where we are most confident in growth include:* US and global power generation* Midstream and downstream infrastructure for crude oil and various metals and minerals* Grid enhancing technologies* US and global natural gas* Renewables and storageThe long-term opportunity to grow nuclear power is going to prove to be compelling for many countries, justifying the required patience in terms of time to development. Nuclear is the ultimate baseload, domestic, clean energy source.We remain open-minded about emerging and new energy technologies. We are seeing current growth in fuel cells and optimism about enhanced geothermal on the power generation side of the business. The SoH Crisis will accelerate adoption of electric vehicles and LNG trucks in particular in oil importing countries for diversification and affordability reasons.The success of new business models should diminish investor and activist demand for pure-playsThere is a misperception that investors prefer pure-plays or that investors only want more dividends and stock buybacks. Investors prefer companies that generate superior profitability with differentiated growth. Both are needed to sustainably outperform: profitability AND growth.The challenge in mature, cyclical sectors is that corporate over-enthusiasm for growth usually erodes profitability to the point where investors demand a disavowal of growth in favor of profitability and returning capital to shareholders. To be sure, if structural demand growth for a given commodity is something like 1%-2% per year, the expected growth rates for the largest companies within that sector is unlikely to be any more than +/- 1%-2% of the broader demand trajectory.As businesses mature and growth slows, the demand by investors to focus on sub-parts of the business often increases in order to enhance the combination of per share growth and profitability for a particular business segment. The post-2014 oil super-cycle bust and growth in U.S. shale turbocharged the demand for pure-plays, especially within the traditional oil & gas value chains. Certain pure-play shale oil producers, midstream companies, and refiners in fact performed exceptionally well.Power is clearly in a super-cycle and traditional oil and gas is operating with a Geopolitical Super Vol macro backdrop (a dramatic improvement from the post super-cycle bust phase of 2015-2020) and business opportunities abounding in the different product lines and geographies.SoH Crisis FAQQuestion 1: Has an oil super-cycle begun?Answer: No. Our core view remains Geopolitical Super Vol, not super-cycle.Q2: Have the odds of “peak oil demand” increased?A: No, we don't think so. However, we are concerned that if the Strait remains significantly disrupted that the painful adjustment down in global oil demand could mean that we spend a good part of the remainder of this decade recovering back to pre-crisis demand levels as incremental supply is brought online. In our view, the timing of a more permanent peak in oil demand is unknowable so long as the other seven billion people on Earth continue to use only a fraction of the energy The Lucky 1 Billion of Us take for granted.Q3: Isn't AI and the resulting power demand growth forecasts a bubble waiting to pop?A: No or, perhaps more accurately, not at this time. The fact that numerous stock markets like the U.S. (S&P 500), Japan (NIKKEI), and South Korea (KOSPI) are at or near all-time highs may indeed reflect complacency with the risk of global recession due to the ongoing SoH Crisis. We would differentiate stock market complacency with an AI bubble. We see it in the areas where we spend a lot of time: digital transformation and the application of AI is a game changer for numerous businesses. The stock market may well experience a major correction if the world tips into recession. Whatever short-term setback that might mean for near-term power generation we think would be akin to the Great Financial Crisis hit to oil demand in the middle of the China/BRICs super-cycle of 2004-2014, i.e., it was temporary.Q4: Don't investors prefer “pure-plays” over diversified companies? A: That view is missing our point. Investors prefer companies with competitive profitability and differentiated growth opportunities. The demand for “pure-plays” typically is the result of a mature sector experiencing a structural downcycle and investors being disappointed on both profitability and growth. And for sure, some companies should remain as pure-plays. The larger a company's market capitalization and overall size, the less we think a pure-play business model makes sense, be it basin or geography or asset type or business line. For small-caps and new technologies, the pure-play business model is often logical.Q5: So E&Ps will merge with refiners?A: No, we aren't expecting that type of integration or diversification. A future “integrated E&P” likely means some combination of midstream and commercial exposure as opposed to a historical upstream-refining mix, as an example.⚡️On A Personal Note: Work Hard. Golf Hard.It's been a great three-week stretch of Spring golf ramp-up. 8 rounds in 5 days in and around Troon, Scotland the first week of May and then our NJ club's flagship member-member Governor's Trophy tournament over Memorial Day weekend featuring 45 holes of match play over 2 days. Day 2 of Governor's featured a good Scottish cold snap of low 50s weather and a light drizzle. Glad my rain pants got more work in and happy to be in sunny Houston as I finish writing this.At Governor's you can always see the short-game comfort from the returning Florida crowd versus those that stayed north over what is typically a 4-5 month winter hiatus. I failed to take advantage of part-time Houston residency this past winter and my partner and I didn't win our flight for the first time since 2021. Five 3 puts—FIVE!!!—from yours truly in Round 2 and two more missed make-able putts in Round 3 were seven half-point giveaways we did not overcome. Based on my accounting, my partner cost us only 2 points versus my 3.5, so the disappointing performance is on me. I'll need a stricter winter routine next year.I will say the Scotland golf intensity helped stamina at Governor's. The intensity and deliberate pace of hole-by-hole match play is usually mentally and physically draining. I didn't feel that this year. For future reference: I need to play 36 more often! It forces an easier swing. It improves mental resilience. Seems better than a cold plunge.Does a high level of golf intensity make you a better energy equity analyst, advisor, or board member? For sure it does. There is no question about this. Are we advising our companies to settle for mediocrity? That an 8% return on capital is good enough? That sector average TSR is fine? Of course not.Work Hard. Golf Hard.A Lot of Great Golf In Scotland: Western Gailes Near The Top Of My ListSource: Super-Spiked selfie.The Calm Before The Governor's Trophy StormSource: Super-Spiked.⚖️ DisclaimerI certify that these are my personal, strongly held views at the time of this post. My views are my own and not attributable to any affiliation, past or present. This is not an investment newsletter and there is no financial advice explicitly or implicitly provided here. My views can and will change in the future as warranted by updated analyses and developments. Some of my comments are made in jest for entertainment purposes; I sincerely mean no offense to anyone that takes issue.Subscribe to Super-Spiked to receive all content via email. Also available on https://veriten.com. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit arjunmurti.substack.com

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Diese Woche live vom BTM-Event 2026 aus der Ottakringer Brauerei. Florian Gschwandtner & Martin Kaswurm widmen sich einem der meist diskutierten Themen überhaupt: How To Get Rich und vor allem: How To Feel Rich. Die beiden sprechen darüber, warum finanzieller Erfolg nur eine Seite der Medaille ist, und stellen die fünf zentralen Säulen vor, die bestimmen, ob wir uns im Leben wirklich reich fühlen. Außerdem: ein Ask us anything mit Fragen aus dem Publikum und vieles mehr.  Florian Gschwandtner & Martin Kaswurm sprechen über:   00:02:45 How To Get Rich  00:12:11 How To Feel Rich – Die 5 Säulen  00:35: 20 Ask us anything: Fragen aus dem Publikum    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Werbepartner:  ⁠⁠hello again⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ OZONOS ristl.IT⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠btm_podcastcom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠btm_podcastcom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   Links zum Nachlesen:   BTM x AhoiKapptn! – Die AI Masterclass    Buch-Tipp: The Top Five Regrets of the Dying – Bronnie Ware   Feedback & Hörerfragen immer gerne an ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@btm-podcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Behind the Mitten is Michigan's premier travel radio show and podcastEpisode 749Spring time in Michigan brings out all kinds of fun festivals and excitement for another Pure Michigan summer. Check out this episode, which aired April 25-26, 2026.Segment 1: We open the show with Adam Vibber, president of the Alma Highland Festival (May 22-24), who talks about what people can expect, including a Highland dance competition, whiskey tasting, an opening parade and those famous heavyweight games of strength. Learn more at almahighlandfestival.com.Segment 2: We are joined by Mary Ann Hayes, who with her husband Steve is co-president of the 85th Vermontville Maple Syrup Festival. The festival took place April 24-26, but if you missed it this year, Mary Ann tells us all the reasons why you want to add it to your list next year. Learn more at syrupfest.org.Segment 3: Amy and Gonzo talk to Barry Owens and Brian Smith of Treetops Resort in Gaylord about the 8th annual Grill on the Hill. They learn how this event has become a popular event on the BBQ competition circuit, and includes live music, a petting zoo for kids and beer and wine festival. Grill on the Hill is May 2. For VIP tickets and more details, go to treetops.com.Segment 4: Amy and Gonzo recap other events throughout Michigan.Follow all of BTM's travels on their Substack page, which you can access at amyandgonzo.com.

The BTM crew is going to take a short hiatus while we recharge our batteries. We chat this week about some of the media we consume, and can suggest to you while we are away.Featuring: Craig, Vanessa, Brett JOIN OUR PATREON: ⁠⁠⁠⁠patreon.com/BeyondTheMouse⁠⁠⁠⁠__________________________________________Named one of the top 50 Disney Podcasts by Feedspot!⁠⁠blog.feedspot.com/disney_podcasts⁠⁠⁠

Behind the Mitten is Michigan's premier radio show and podcast.Episode 745It's spring time, Michigan! And many of us are headed to a tropical climate or at least somewhere without snow, as our friends in Northen lower peninsula or the Upper Peninsula are experiencing right now.On this episode, BTM co-hosts John Gonzalez and Amy Sherman take you all across Michigan to discover the diverse attractions that make Michigan a fantastic spring break destination.Segment 1: Jamie Furbush from the Frankenmuth Chamber of Commerce and Convention & Visitors Bureau shares the best of Frankenmuth's festive attractions, culinary delights (and not just chicken dinners), hidden gems, plus cool waterparks.Segment 2: McKenna Dole of Discover Kalamazoo highlights the city's vibrant art scene and family-friendly activities that make it a top spring break destination. She also highlights the very popular Air Zoo, known as a world-class, Smithsonian-affiliated aerospace and science museum with over 100 air and space artifacts.Segment 3: Brigid Avery from Aquinas College, Amy's alma mater, discusses the unique experiences and cultural offerings students at Aquinas discovered on a multi-day trip to metro Detroit. Learn more about Brigid and her role at Aquinas College HERE.Segment 4: Paul Knapp, executive director of St. Joe Today, reveals the scenic beauty and local events in the St. Joseph and Benton Harbor area, perfect for a spring getaway.Follow Behind the Mitten adventures on our new Substack page at amyandgonzo.com.

This week on Beyond the Mouse, Craig, Vanessa, and Brett face off in a fast-paced game of black or white, this or that! From Disney Parks favorites to classic Walt Disney Animation Studios moments and beloved Pixar films, the trio must choose a side—no middle ground allowed. Which picks will spark debate, which will be unanimous, and which choices might surprise you? Tune in and play along as the BTM crew makes some tough Disney decisions!Featuring: Craig McFarland, Brett Rutherford and Vanessa Ferguson

On this special edition podcast, we are joined by our great friend Christy Walcott, Vice President of all things FUN at the Gaylord Michigan Tourism Bureau.Christy is actually the Director of Marketing and Communications for the Bureau, which really does mean that her job involves taking visitors out to show them the very best that Gaylord has to offer. It's why we try to have her on as much as we can, because she not only lives in Gaylord, she gets on out there and experiences all the things that this fun Northern Michigan town has to offer. She's been on the show before, sharing everything from summer sink hole lakes for swimming to best places to paddle board.One thing she always has in spades is local restaurant recommendations, and more often than not, very specific DISH recommendations from said restaurants. Christy not only wants you to visit, she wants to make sure you try the best things on the menu. On this episode of Behind the Mitten, Christy gets extra specific for this 2026 winter season, which is turning out to be a bang up one for the Gaylord region, with oodles of snow piling up all over, creating amazing conditions for all the outdoor winter activities you can imagine. Gaylord is a mecca for snowmobilers, who can use the town as their base, and then explore all of northern Michigan via sled. Christy shares a fun itinerary for a, now get this, snowmobile foodie tour.Very cool, right? Christy takes us to places in town like Big Buck Brewery and Benethums, as well as places outside town, like The Thirsty Sturgeon and Paul's Pub, which is located just off Trail #403.You certainly don't have to travel via sled to experience all the great places that Christy suggests, you can also hop in your car and drive. But there is something both magical and downright wild about snowmobiling, so if you can give it a go, we highly recommend. There are places where you can rent snowmobiles, and all the gear too, in the Gaylord area. We've done this before and had an absolute blast. Let's just say that NEW snowmobiles are nothing like OLD 1980's snowmobiles, and we very much like the heated seat and handles.We also really recommend the Gaylord Tourism website, all the information that you need to explore this area can be found here.

Behind the Mitten - Michigan's premier radio show and podcastSeason 11 of BTM continues from Michigan's "All Outdoors" capital - Gaylord. Yes, Gonzo and Amy spend a lot of time in Gaylord, but on this episode they take you to a few new places. Plus, they show you how to embace a Michigan winter.Segment 1-Paul Beachnau, executive director of the Gaylord Tourism Bureau, and Christy Walcott, director of marketing and communications, meet Gonzo and Amy at Big Buck Brewery to talk about the area's best features, including two great downhill skiiing opportunities and plenty of outdoor options. In addition, Paul talks about how Big Buck owners Shawn and Kathy Smalley have resurrected one of the first craft breweries in Michigan.Segment 2-Jim Keysor, metereologist in charge at the National Weather Service in Gaylord, drops some knowledge on Gonzo and Amy as to why the Gaylord area generates the most snowfall in the lower peninsula. Learn more at weather.gov/gaylord.Segment 3-Ann Wagar, director of Forbush Corner in Frederic, just south of Gaylord off I-75, tells us all about what makes this Nordic Cross Country Ski trails one of the best in the midwest. Chewck out the trails, webcams, events (including those for snowshoers) at forbushcorner.com.Segment 4-Paul Beachnau and Christy Walcott of the Gaylord Tourism Bureau return to tell us more about the area, including the popularity of winter rafting and how the area has become a hotspot for snowmobilers. In fact, Christy is a bit of a foodie herself (like Amy and Gonzo) and has created an exclusive "Snowbile Foodie Excursion" you can take throughout the Gaylord area.Learn more about the Gaylord area at gaylordmichigan.net.Also, Gonzo and Amy just launched a Substack page. Check it out at behindthemitten.substack.com. 

Amy Sherman previews this weekend's show from Gun Lake Casino - where it's always a balmy 80 degrees at the Wawyé Oasis!Amy previews the show on WPHM in Port Huron, one of Behind the Mitten's 20-plus radio affiliates across the state.You can listen to BTM at noon Saturdays and 8 a.m. Sundays on WPHM-AM (1380).Learn more about WPHM at wphm.net.Learn more about Wawyé Oasis at Gun Lake Casino Resort in Wayland at gunlakecasino.com.Learn more about Behind the Mitten and list of radio affiliates at amyandgonzo.com.

Behind the Mitten Preview-Dec. 11, 2025Amy Sherman previews this weekend's show where she and Gonzo spend trime at the Wawyé Oasis at Gun Lake Casino Resort in Wayland.Amy previews the show with Mike Austin on "The WILS Morning Wake Up Show" in Lansing.More on Wawyé OasisIn the palm of West Michigan, the Wawyé Oasis is a destination unlike any other in the Midwest. A beautiful glass atrium will house over 32,000 square feet of paradise with live palm trees, tropical flora and other features kept at a sublime 80°. This venue will feature two distinctive pools, a 21+ VIP Pool and a fun-filled Family Pool. Guests can lounge in the private cabanas, take a trip to the snack bar or swim-up bar and enjoy a leisurely play beneath the bright, natural light.The energy shifts after sunset as spotlights and shimmering LEDs transform the resort into a state-of-the-art concert venue. The tropical scenery takes on new life as the performers take the stage, inviting you to move to the music and embrace the moment. The Wawyé Oasis is an experience that promises to bring you back again and again.A special showOn Friday, Dec. 12, 2025, Gun Lake Casino Resort in Wayland, Michigan (south of Grand Rapids and right off U.S. 131), will feature Rok Brigade (Def Leppard) & Completely Unchained (Van Halen), two popular tribute bands who will rock the stage inside Wawyé Oasis. The show is completely FREE. It begins at 8 p.m. Doors open at 7 p.m. Def Leppard opens the show, followed by Van Halen. More details at gunlakecasino.com.We hope you tune in to BTM this weekend, which is all about Gun Lake Casino Resort. Get a list of all of our affiliates at amyandgonzo.com.

Behind the Mitten Special PodcastAmy Sherman and John Gonzalez sit down with Brian Decorah, the general manager at Gun Lake Casino Resort, to talk about "Two epic tribute bands. One unforgettable night."On Friday, Dec. 12, 2025, Gun Lake Casino Resort in Wayland, Michigan (south of Grand Rapids and right off U.S. 131), will feature Rok Brigade (Def Leppard) & Completely Unchained (Van Halen), two popular tribute bands who will rock the stage inside Wawyé Oasis. The show is completely FREE. It begins at 8 p.m. Doors open at 7 p.m."They'll play all the hits," Brian said. "They sound like them, and look like them."Def Leppard opens the show, followed by Van Halen.More details at gunlakecasino.com.By the way, this weekend's BTM show is all about Gun Lake Casino Resort. We hope you tune in. Get a list of all of our affiliates at amyandgonzo.com.

Amy Sherman previews this weekend's Behind the Mitten radio show, which is all about Original Murdick's Fudge and life in wintertime on Mackinac Island.In fact, you can pre-order your holiday gifts and send an unforgettable taste of Mackinac Island to friends, family and clients - NOW! Choose from crunchy caramel corn, old-fashioned salt water taffy or buttery brittle — including the seasonal favorite, Holiday Brittle, which is loaded with Michigan sweet cherries, fresh peanuts, cashews, and pecans. CLICK HERE to save for orders before Dec. 3.Amy shares BTM's adventures on the WILS Morning Wake Up Show in Lansing with host Mike Austin, who created Amy's verry own theme song.Listen to Behind the Mitten this weekend on 22 radio affiliates across the state at amyandgonzo.com.

Amy Sherman of "Behind The Mitten" (Saturdays at 8 a.m. on 1320 WILS in Lansing) shares all of the good trouble she and Gonzo will be getting into this Thanksgiving week and beyond including Amish roll butter, MI gifts, maple bourbon fudge, Grand Traverse Pie Company, BTM bloopers, and more. Bury me in sugar!!Amy shares appears every Thursday at 7:40 a.m. on the WILS Morning Wake Up Show in Lansing with host Mike Austin, who created Amy's verry own theme song.Listen to Behind the Mitten this weekend on 22 radio affiliates across the state at amyandgonzo.com.

Amy Sherman previews this weekend's Behind the Mitten radio show, which is all about great gift ideas from Northern MichiganAmy shares BTM's adventures on the Paul Miller Show on WPHM in Port Huron, which airs Behind the Mitten" at noon on Saturdays and 8 a.m. Sundays.Listen to Behind the Mitten this weekend on 22 radio affiliates across the state at amyandgonzo.com.

Amy Sherman previews this weekend's Behind the Mitten radio show, which takes them to Michigan's Thumb Coast for the vibrant holiday season. The show highlights events in Lexington, Marine City, St. Clair, Port Huron and other communities known for their local traditions. The show airs on Nov. 15-16, 2025.Amy shares BTM's adventures on the Paul Miller Show on WPHM in Port Huron.Listen to Behind the Mitten this weekend on 22 radio affiliates across the state at amyandgonzo.com.

Amy Sherman previews this weekend's Behind the Mitten radio show, which takes them to stops in St. Clair, Imlay City and Davison as they navigate I-69 from Port Huron to Flint. They have breakfast at a Coney Island, a cheeseburger in an surprise stop, wings at a place they have not been to in 7 years and seafood at a historic restaurant.Amy shares BTM's adventures on the WILS Morning Wake Up Show in Lansing with host Mike Austin, who created Amy's verry own theme song.Listen to Behind the Mitten this weekend on 22 radio affiliates across the state at amyandgonzo.com.

John Gonzalez previews this weekend's Behind the Mitten radio show, which takes them to stops in St. Clair, Imlay City and Davison as they navigate I-69 from Port Huron to Flint.They have breakfast at a Ted's Coney Island in St. Clair for saganaki - OPE!A cheeseburger in an surprise stop at Steveo's Bar & Grill in Imlay City.Wings at MoJoe's Wings in Davison, a place we have not visited for 7 years.And seafood at Whitey's, an historic restaurant in Davison celebrating 70 years in business.Gonzo shares BTM's adventures on the Paul Miller Show on WPHM in Port Huron.Listen to Behind the Mitten this weekend on 22 radio affiliates across the state at amyandgonzo.com.

The Stroom Network presents an interesting proposition: staking your bitcoin on the Lightning network, and earning yield from the transaction fees that routing nodes are collecting. To better explain how this system works, Slava and Ros join the show! Time stamps: 00:01:17 - Introduction to Bitcoin Takeover Podcast Season 16 Episode 54 00:01:23 - Welcoming Slava Zhygulin and Ros from Stroom Network 00:01:52 - Overview of Stroom Network: Liquid staking on Lightning Network 00:02:38 - How Stroom works: Depositing BTC for yield via transaction routing 00:03:55 - Liquid token as receipt for deposited BTC 00:04:21 - Addressing Bitcoin purists' concerns about staking and yield 00:05:32 - Token issuance on Ethereum, redeemable 1:1 with BTC 00:06:37 - Custodian role: Fortuna Custody for secure setup 00:06:49 - User process: Staking BTC, receiving ST BTC token 00:09:06 - Stroom's Lightning node on 1ml.com: 180 BTC capacity, top rankings 00:10:06 - Background: Work with Lightning since 2016, ex-Bitfury team 00:11:15 - Lightning Network capacity: ~5,000 BTC total 00:12:18 - Bullish on Lightning: 4x payment volume growth per River Finance reports 00:14:33 - Lightning's infinite scalability vs. blockchains like Solana 00:16:20 - Node metrics: 127 BTC routed, 65,000 transactions in two months 00:18:00 - Yield source: Real economic activity from routing fees 00:19:06 - Unique BTC yield without proof-of-stake risks 00:19:48 - Comparison to other Bitcoin L2s like Citrea and Alpen Labs 00:22:57 - Custodian details: Fortuna, EU-compliant in Ireland 00:23:37 - Fee structure: 5-10% retained, rest to stakers (bootstrapped at 20%) 00:24:53 - Revenue share model based on routed volumes 00:25:43 - Timeline: Two years of development, challenges with Taproot channels 00:29:04 - Bitcoin covenants: Unlikely to eliminate custodians 00:30:36 - Competitors: Kraken (1% yield), Starkware (2%), Babylon 00:33:06 - Stroom's edge: Yield from real Lightning activity, no token incentives 00:35:24 - Node stats: 65,000 transactions, ~$15M volume 00:36:59 - Average fees: ~0.1%, varies by channel and size 00:38:15 - Profitability estimates: $7,000/month example calculation 00:41:35 - Block (Jack Dorsey's company): 10% APY on $10M node 00:43:32 - Node age impact: Older nodes like Alex Bosworth's attract more traffic 00:45:33 - Encouraging channels: Reliability and high liquidity 00:46:53 - Boosting Lightning adoption: Stablecoins via Taproot Assets, RGB, Lightspark 00:50:27 - Sponsors: Layer 2 Labs, Sideshift.ai, NoOnes.com, Bitcoin.com News 00:53:13 - Node connections: NiceHash, OKX, Kraken, Binance, Wallet of Satoshi 00:56:45 - Fee policy: Dynamic algorithms, 0.1-2 basis points 00:59:36 - Future if Lightning replaced: Bitcoin L2s, BTVM, crosschain swaps 01:00:07 - Long-term vision: Proof-of-stake L2s like Botanics, BTM operators 01:03:07 - Team: Nick Sterningard as advisor 01:03:54 - Challenges in Lightning businesses: LSPs like Phoenix, Breez 01:05:43 - Lightning quirks: Buggy experience, on-chain alternatives 01:08:07 - Personal Lightning nodes: Rings of fire, Tor issues 01:09:58 - Stablecoins vs. Bitcoin: Tether article in Bitcoin Magazine 01:11:28 - Dollar dominance: 85% global payments, slow shift to Bitcoin 01:13:14 - Adoption decline: Past merchants like Dell, Microsoft vs. today 01:15:43 - Yield transparency: Real activity vs. BlockFi/Celsius rehypothecation 01:17:36 - Decentralized future: Federation for BTC management 01:18:53 - Ultimate purpose: Support Bitcoin economy beyond holding 01:19:59 - Community: 10,000 followers, 8-person tech team, 50/50 retail/funds 01:22:17 - 10-year vision: Largest BTC liquidity management community 01:23:53 - Personal payments: Bitcoin/Lightning preferred, stablecoins common 01:25:31 - Magic wand: Faster Bitcoin blocks (1-minute intervals) 01:27:54 - Tokenizing BTC: WBTC on Ethereum (100k+ BTC) vs. Lightning 01:29:43 - Paths forward: Improve Bitcoin or bridge to other networks like drivechains 01:30:59 - Learn more: Stroom.net, Twitter, Telegram, Discord 01:32:51 - Closing thoughts: Bright Bitcoin future, open financial inclusion 01:36:07 - Thanks and sign-off

This episode of Behind the Mitten finds us back in our second "home" of Gaylord Michigan, along with our co-host, and director of the Gaylord Tourism Bureau, Paul Beachnau. A regular on the show, and one of our best buddies, Paul takes around Gaylord, to spots both brand new, and old favorites. Come along as we go all outdoors, and a little bit inside, in Gaylord Michigan.Did you know that you can see elk literally right downtown Gaylord? It's a true story, and they've just built an awesome new viewing platform that you can get incredible vistas of these majestic animals that is located just minutes from I-75. Paul takes us on a tour, and record on-site. The elk herd in Gaylord is about 60 strong....and these animals, which can weigh upwards of 800 pounds and stand six feet tall, are particulary engaging.....or alarming....in the fall, when the bugling and rutting reaches a peak. Perfect time to stop by, or to do a deeper dive viewing the elk at the nearby Pigeon River State Forest. Where to find all the amazing elk in Gaylord Michigan, and how to view them best.Next, we hit the local disco where we find sparkling gems to dance the night away to. OK, that might be a stretch, but what we encountered was equally awesome...and sparkly. We catch up with regular Mark Copeland from Jay's Sporting Goods  who always knows the coolest equipment, the best seasonal wear, and just what Michiganders need each season. We learn about the fascinating Yooperlites, those crazy glo-in-the-dark rocks that are causing obsessions around the state. Jay's has some super cool gear to help you find them, plus tons more for all your fall adventures. Next, another BTM regular, and great friend, Jordan Awrey comes back to chat about all things Snowbelt Brewing, where he is officially their marketing manager, and unofficially the "mayor" of Gaylord. Please don't be offended actual Mayor Todd, it's just that Jordan is such a great cheerleader of Gaylord, and turns that passion into action, in the form of their summer concert series and so much more. We always love to hear what Jordan has planned next, because it's honestly always amazing.Finally, a visit to Gaylord would NOT be complete without a visit to Michigan's Most Spectacular Resort, Treetops. We love using Treetops as a base for exploring Northern Michigan, we love joining friends at the resort for pizza in the pub, or for skiing or EXTREME tubing during the season.The fall, they are offering a series of Fall Progressive Dinners at Treetops that we would be beyond happy to attend. Book your tickets now, and you will be delighted not just by the seasonal menu, but also by the incredible autumnal views that you'll get to take in via your very own golf cart tour as you cruise the award-winning courses at Treetops while enjoying a cocktail and snacks. No need to swing your club this time, just drive along with a guide who will give you the deets on this incredible spot. Then, converge at the top of the hill at Legends restaurant for a mulit-course meal. Barry Ownes, GM of Treetops gives us all the tips on bookjng this experience. https://www.facebook.com/behindthemittenhttps://www.instagram.com/behindthemitten_/https://twitter.com/BehindTheMitten#BTM #amyandgonzo #BehindtheMitten And you can find all sorts of things on our website, https://www.amyandgonzo.com/

 Discover how to turn business transformation chaos into strategic advantage with BTM², the revolutionary methodology reshaping leadership and digital change. This episode unpacks the nine critical disciplines—from strategy and risk to organisational change and IT alignment—that help leaders and consultants drive successful transformations. Learn how to avoid common pitfalls, enhance employee engagement, and deliver measurable value. Perfect for corporate managers seeking actionable insights on AI transformation, innovation, and business strategy. Tune in now .

This episode we head back to our beloved Mackinac State Historic Parks to learn what's new, and what's old, and how they plan to celebrate a pretty big birthday this season. We kick off the show with our great friend, and the director of MSHP's, Steve Brisson. With seven different locations scattered throughout the Straights area, on both Mackinac Island and the mainland, the Parks are a very busy place during the summer season. In 2025, Mackinac State Historic Parks will be 150 years young. President Ulysses Grant named Mackinac Island as the second National Park in the country after Yellowstone in 1875. The act set the stage for the Island that we love today. Steven takes us through this fascinating history, which was all new to us. Craig Wilson, the chief curator at Mackinac State Historic Parks, joins us and gives us a sneak peek on how the parks are going to celebrate the United States Semiquincentennial (which according to Wiki could also be called the Bisesquicentennial, the Sestercentennial, America250 or the Quarter Millennium). In other wordsw, it's the 250th anniversary of the United States Declaration of Independence, and there will be awesome events throughout the year to honor this anniversary.Madi Hansen, Marketing and Group Travel Coordinator, stops by to share how anyone can host an event at the Parks. With so many different locations, and different options within each location, the Parks are perfect for everything for an incredible wedding ceremony to uniquely historical venues for meetings and more. Madi walks us through all the choices, and we are pretty sure that getting married on the island is a great idea.And last, but never least, our buddy and regular BTM guest, Chief of Marketing Dominck Miller joins us. We'll be honest, we spend a little bit of time reminiscing about the last ten years of sharing the airwaves with him on Behind the Mitten, and we are beyond grateful for the support we've gotten, and our friendship. Anytime at Mackinac State Historic Parks is a gift in our books, and we are so happy to have had an insider's seat over the last few years with everyone here.....and to be able to share these stories with you.

In this episode of Machine Shop Mastery, I sit down with Kyra Tillman, third-generation owner of BTM Industries. When Kyra returned to the family shop, she inherited more than just machines—she inherited decades of “this is how we've always done it.”  What she's done since is nothing short of a transformation. With grit, grace, and a serious knack for finding and using resources, Kyra has turned a quiet, closed-door machine shop into a vibrant, collaborative, culture-driven powerhouse—one where growth and fun coexist, Nerf guns included. We dig deep into how she transitioned the shop from old-school processes and undocumented tribal knowledge into a modern, ISO-certified job shop with an eye toward continued growth. Kyra shares candidly about the challenges of taking over from her father, navigating culture change, building an apprenticeship program, and leveraging MEP grants and peer groups to grow her business and team. This conversation is a roadmap for any shop owner who's been putting off change, underestimating the power of collaboration, or unsure where to start when it comes to scaling smarter—not just bigger.  Kyra's journey proves that transformation doesn't require perfection—it requires community, commitment, and a willingness to be both humble and hungry. Whether you're a next-gen leader or seasoned veteran, this episode is full of the kind of real talk and actionable advice that'll get you thinking differently.  You will want to hear this episode if you are interested in... (0:00) Goofballs with grit: The culture inside BTM Industries (0:31) Stay tuned for registration information about Top Shops 2025 (1:31) Introducing Kyra Tillman: Queen of resources and collaboration (3:46) Shop snapshot: BTM's low-volume, high-variety machining work (5:30) The origin story: From grandfather's founding to Kyra's return (9:12) Doubling revenue with the same headcount (11:28) Email campaigns and grant-funded lead gen (15:21) Collaborating with MEPs and why you should too (18:00) The power of industry groups like NTMA and peer networks (28:23) Culture change: From isolation to cross-training and teamwork (30:18) Grow your top and bottom-line with CLA (32:55) The family buyout and post-transition challenges (36:30) ERP systems, ISO certification, and lessons from poor fits (40:00) Hiring for character, training for skill (43:36) Tracking metrics and fostering team transparency (45:41) Getting comfortable with growth and being the face of the business (47:05) Culture wins: T-shirt design contests, Nerf wars, and tacos (49:48) Strategic decisions: Standardizing machines and tools (52:23) Advice for successors and new shop owners: Find your support system (53:52) Kyra's opinion on the trajectory of manufacturing (56:14) Why you need to listen to the Lights Out podcast Resources & People Mentioned Stay tuned for registration information about Top Shops 2025 NTMA 10,000 Small Businesses Vistage Grow your top and bottom-line with CLA Manufacturing Pathways Consortium Connect with Kyra Tillman Connect on LinkedIn BTM Industries Connect With Machine Shop Mastery The website LinkedIn YouTube Instagram Subscribe to Machine Shop Mastery on Apple, Spotify Audio Production and Show Notes by - PODCAST FAST TRACK

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews three RISKWORLD attendees at RISKWORLD 2025. They are first, Audrey Trim of Thomson Rivers University, second, Lucy Straker of Beazley, and third, François Beaume of Sonepar and AMRAE.   Audrey Trim shares information about her career and her experiences at RISKWORLD and on the Board at BC RIMS. She introduces the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada and tells how student teams can compete.   Lucy Straker describes the growing risk of political violence and active assailant events, and what insurance products are needed on top of general liability. She offers strategies for preventing and mitigating violent events.   François Beaume presents the 17th Annual AMRAE RMIS Panorama, a survey of vendors and risk managers, with insights into the software and technology available to corporate risk teams. The Panorama and data sets are freely available online in French and English at the link below. Listen in for a glimpse of the variety of education at RISKWORLD. Be sure to save the dates May 3rd through the 6th for RISKWORLD 2026 in Philadelphia.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast, coming to you live from RISKWORLD 2025 in Chicago. There are so many topics and perspectives to cover! [:40] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program, which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [:59] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:14] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:31] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:42] We're at RISKWORLD this week, but preparations are already underway for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 20th. [2:00] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:16] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. [2:26] Of course, mark your calendars for November 17th and 18th, and I'll be sure to alert you when registration opens. [2:34] RISKWORLD 2025 was one of the highlights of the 75th Anniversary of RIMS. We had a fantastic time here at McCormick Place in Chicago. We've got a lot of perspectives that we're going to cover! [2:47] Our first guest is the Responsible Use of Space Coordinator in the Risk Management Department of Thomson Rivers University in British Columbia and a Board Member of BC RIMS. She is making her RISKWORLD and RIMScast debut. [3:04] Audrey Trim is here to tell us about her experience as a first-time attendee and the 2025 Coast-to-Coast Risk Management Legacy Challenge, which was a big draw among the students at RIMS Canada 2024, and we expect that to possibly outdo itself in 2025. [3:24] You could sense the energy on the exhibit room floor on Day 1 of RISKWORLD. Let's get to it! [3:32] Interviews! Audrey Trim, welcome to RIMScast! [3:38] On RISKWORLD Day 1, Audrey enjoyed the Matha Stewart opening keynote. It was a great, inspirational show. Audrey has taken in some great sessions. She's looking forward to some educational seminars. This is Audrey's first RISKWORLD; it will not be her last! [4:57] Audrey explains her job title, Responsible Use of Space Coordinator. She oversees the non-academic space, among other things, on the Thomson Rivers University campus. She focuses on the best use of the space in a responsible way. [6:07] In earlier roles, Audrey worked on the 2014 Tim Hortons Brier in Kamloops and was an Event Coordinator for the City of Kamloops. She also coordinated a Buskers Festival. Then she fell into risk management, and she's loving it. [6:28] Audrey joined the Risk Group at Thomson Rivers three years ago. She became a BC RIMS member and now serves on the chapter board. Audrey is on the organizing committee of the Coast to Coast Risk Management Legacy Challenge, working with the SA RIMS Chapter. [7:01] This is the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada. They will try to outdo the premier year. The Challenge involves students in teams of four from universities across Canada. [7:31] The teams get a case study and compete for the top two spots. The top two teams will get a chance to present their findings at the 2025 RIMS Canada Conference, which will be in Calgary, Alberta, from September 14th through 17th. [7:50] This year, Ken Letander, Case Study Champion, owner and Founder of Strat First Inc., a Canadian risk management firm, has chosen the case study topic: Reporting, Set Aside, Spend: Indigenous business joint venture, ethical dilemmas, and program integrity benefits. [8:15] It's going to be a big draw. Audrey hopes lots of teams apply. Ken Letander and others will judge the entries. [8:45] Audrey describes the passion and thought that went into the submissions to the 2024 Coast to Coast Challenge. The winning submission developed a tool to measure health equity across the province. The tool was given to the Fraser Health Authority to use day-to-day.  [9:35] The Coast to Coast Challenge is open to students across Canada. One of the members of the winning team last year changed her direction from business to risk management, because she had such a great experience at the conference and during the case study. [10:38] Apply to join the Coast to Coast Risk Management Legacy Challenge by May 24th. The case study will be assigned on May 30th. Each team submits a 10-page report. The judges will pick the top two teams to present at the RIMS Canada Conference 2025. [10:55] A link to the submissions page and contact information is in this episode's show notes. [11:16] Audrey's advice to anyone considering attending RISKWORLD 2026: “Know where you're going and how to get around the conference. Also, curate your sessions. There are a lot of options here. Pick out the ones that will have an impact on you and teach you something great.” [11:35] “There are so many networking opportunities. Take advantage of those. Get out there. Don't be afraid to try new things!” [11:39] RIMS Canada 2025 will be held from September 14th through 17th in Calgary. Registration will open soon. Audrey says, “Do it! The RIMS Canada Conference was a great opportunity to meet people and network!” [12:20] Plug Time! RIMS Webinars! We are back on May 22nd, with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [12:36] On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [12:47] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. This session was rescheduled from May. If you were already registered, you do not need to take any action. [13:03] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [13:15] Spencer Educational Foundation's Grants program is starting soon. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [13:34] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [13:55] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [14:05] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey, for their Annual Charity Golf/Pickleball Event. [14:18] Registration is open, and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel, Happy Gilmore 2. For more information and to register, please NewJersey.RIMS.org. [14:42] My next guest was a panelist on several RIMS webinars. I was delighted to see her, so we could record this special segment live at RISKWORLD 2025. She is Lucy Straker. She is the focus group leader for U.S. Political Violence & Deadly Weapons Protection at Beazley. [15:00] We will talk about the trends she's seeing in her area of practice. [15:06] Lucy Straker, welcome to RIMScast!  [15:29] In 2016, Beazley looked at the landscape as it relates to terrorism and active assailant events and realized that traditional insurance options weren't providing sufficient solutions for its clients. Beazley created a product and a marketplace around active armed assailant events. [16:02] Lucy says what you see in the media is a fraction of what's happening. The media report the biggest and worst events. The risk is far higher than what is reported in the media. [16:31] Violence and shootings have increased. People are now more aware of the risk and are trying to respond to it through insurance products and legislation such as California's SB-553, with much more focus on preventing these events from occurring. [16:54] We want to avoid workplace violence before it becomes something. A lot of clients think they already have coverage for workplace violence in their traditional general liability insurance. [17:19] Recently, general liability carriers have put exclusions on their products for AMB, firearms, weapons, or the expected or intended injury exclusion found in a traditional ISA form. [17:38] Lucy says clients need to be aware that there is a potential coverage gap. A misconception among clients is that none of them think they will have a shooting. They're in denial. When there's a shooting, you hear, “I never thought it would happen to me!” [18:03] We're at a stage where gun violence is so prevalent in the U.S. that you can't argue you didn't think something was going to happen. You have to plan and prepare for the worst-case scenario. [18:28] Lucy advises risk leaders to buy coverage to help them cover the gap. They do not have to be alone. With most shootings, there is a warning sign. There is a trail. There are things to do to prevent it. [18:52] As a company, protocols have to be embedded from top-down and bottom-up. The company has to communicate every plan and procedure to its employees. Employees have to be trained and retrained. This is not something they're going to be thinking about every day. [19:09] You have to engage with your security team. You have to screen people. You have to screen the company. You have to create a culture of reporting. People are not going to report something unless they feel comfortable reporting it. You need to have anonymous reporting. [19:24] You need to instill a culture in your company of “See something, say something, report it.” It could be someone coming in and acting funny, or someone posting on social media, “I'm going to go carry out a shooting.” [19:46] More often than not, if someone's going down a path to violence, there are signs. They don't just wake up one morning and say they're going to go carry out a shooting. There are warning signs, and we want to catch them before it becomes something more material. [20:13] There are different lines of coverage and ways that coverage can respond, such as active assailant forms. Think about your business and other areas of your business you might not have thought about. Lucy mentions the United Health Care CEO being shot off the premises. [20:38] It was a targeted event. Were there warning signs online by Luigi, the perpetrator? How can you identify those threats? Make sure you have risk management and preventive measures in place. Think of the litigious landscape. We're now seeing more nuclear verdicts. [21:02] People always want someone to blame. You've got to make sure that, if something happens, you're doing right by the people to try and eliminate and reduce that liability on the back end. [21:15] RIMS Plug! The first of hopefully many RIMS Texas Regional Conferences will be held in San Antonio from August 4th through the 6th, 2025. This groundbreaking event is set to unite the Texas RIMS Chapters and welcome risk management professionals from around the world. [21:35] Guess what, folks! Registration is now open! The advance rate is available through May 16th. A link is in this episode's show notes. You can also visit the Events page of RIMS.org to register. We look forward to seeing you in Texas! [21:51] Let's Move to My Final Guest, François Beaume, The SVP for Risks and Insurance at Sonepar and the VP of AMRAE (The Association for Corporate Risk and Insurance Management)! [22:16] François Beaume is here to discuss the findings of the 17th Edition of the RMIS Panorama that AMRAE produces in association with and with the support of several groups, including RIMS. [22:36] François Beaume, welcome back to RIMScast! [23:02] AMRAE has the 17th Annual Edition of the RMIS Panorama available. In 17 years, the most significant evolution in risk management information system offerings has been the integration of advanced technologies like AI, automation, and data visualization. [23:57] These add-ons transform the software from a pure data management tool to a much more sophisticated platform that provides productive analyses and real-time risk monitoring to enhance decision-making capabilities and processes in a wider scope of topics. [24:40] Panorama is a collection of surveys. One survey focuses on vendors and one survey focuses on risk managers. François says there is still room for improvement in this solution. Progress has been made on flexibility and integration capability, with changes to come. [25:12] François sees a need to guarantee the success of such solutions, train users, and provide support to users to streamline how they use the system. Vendors receive feedback to provide customizable solutions, enhanced integration capability, training, user clubs, and more. [26:07] Interconnection is a key area of these tools. With APIs, modular architecture, and code-based solutions, more and more, these tools can connect with other risk management information systems. Some corporations have several risk management systems. [26:45] There are more and more interconnected features in these systems, to allow the risk manager and all the teams involved in the use of the risk management programatics to extract the most important benefits from the use of the tool. [27:04] ESG is a key area where this matters more and more. In Europe, there is a strong push for ESG compliance that requires corporations to gather and manage a huge volume of data that, when organized, is helpful to fuel the risk management processes. [27:33] The report evaluates 52 solutions in four functional categories, covering 17 functional modules and 14 technical modules to allow you to compare and assess the value of the solutions and if they are compatible with your company's technology for audit, risk, and more. [28:22] AMRAE is looking at the functional scope and the depth of the features that are offered. Is the scope well-covered? They are looking at technical capabilities; is it easy to integrate a solution? Is it scalable? How is the user interface? What can the admin customize? [28:45] AMRAE also gathers user feedback and testimonials from using a given tool in real life. That feedback provides robust data capabilities, seamless integration capabilities, and more user-friendly interfaces that will benefit the users of the tool. [29:36] RMIS vendors use AI in predictive analytics of historical data. Risk management is gathering and dealing with historical data linked to risk management topics to anticipate future risks. [29:59] Vendors use AI to automate workflows and streamline data from the field and validation from the stakeholders, reducing manual intervention and increasing confidence in the data quality. All data will be analyzed more easily with AI and integrated into interactive dashboards. [30:34] Dashboarding has improved over the past year to provide more interactive dashboards for better risk insights and risk decision-making processes. [31:10] François has advice for risk managers looking for RMIS software. His most valuable advice is to use the RMIS Panorama. It's freely available to anyone. You can get it in French or English. Besides the Panorama PDF, there is an online platform that allows customization. [31:48] The entire data set from the vendor and risk manager surveys is freely available online. You can customize your analytics of the data based on your use case. [32:32] François speaks of captives and the evolving reinsurance market. The market today is favorable toward captives, a powerful tool for improving corporate risk management and the way corporations are living with ESG. There is a strong push in Europe for captives. [33:22] François has seen the creation of about 20 captives in France. Corporations need captives in the risk management process and risk financing optimization. [34:00] Special thanks again to all of our guests and all of the RISKWORLD attendees who made this year's RISKWORLD Conference so very special. Links to RISKWORLD coverage are in this episode's show notes. [34:13] Mark your calendars for May 3rd through the 6th, and join us at RISKWORLD 2026 in Philadelphia. [34:20] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:49] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [35:06] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [35:24] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:40] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:54] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [36:01] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 20) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates RISKWORLD 2025 — Show Daily! [Bottom of page] 2025 Coast-To-Coast Risk Management Challenge — Applications Open Through May 23 AMRAE RMIS Panorama 2025 New Jersey RIMS Spencer Golf/Pickleball Outing — Oct. 7 Global Trio of Risk Leaders Inducted Into RIMS Risk Management Hall of Fame RIMS Webinars: RIMS.org/Webinars “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto” “Live From RISKWORLD 2024!” “The Rise of RMIS with AMRAE's VP, François Beaume” (2019)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Audrey Trim, BTM, Responsible Use of Space Coordinator, Risk Management, Risk and Safety Services, Thomson Rivers University BC RIMS Board Member   Lucy Straker, Focus Group Leader U.S. Political Violence & Deadly Weapons Protection, Beazley   François Beaume, SVP Risks and Insurance, Sonepar, VP AMRAE, [Association for Corporate Risk and Insurance Management]   Production and engineering provided by Podfly.  

Struggling to turn digital ambition into real-world value? In this episode, we reveal a 10-step strategic framework to help corporate leaders, managers, and consultants master enterprise-scale digital transformation. From assessing digital capabilities to mapping transformation roadmaps and building compelling business cases, you'll learn how to lead with clarity and confidence. Gain practical insights and tools rooted in the Digital Capability Framework (DCF) and BTM² methodology. 

The construction industry stands at a critical crossroads. In this episode, we explore how forward-thinking leaders are bridging the digital divide—not just by adopting new technologies, but by aligning digital initiatives with long-term business strategy. Discover how frameworks like BTM² enable scalable, structured transformation, and learn how leadership vision, digital maturity, and data-driven decision-making drive real value. Whether you're navigating your first AI-driven project or scaling enterprise-wide change, this episode offers actionable insight into transforming construction through strategic digital leadership. 

On the WILS Morning Wake-up Show today (March 20, 2025), John Gonzalez of Behind the Mitten shares the birth of BTM, tribal food and culture, CMU events, and what is Bell's doing with Oberon Day. And he also entertain's WILS host Mike Austin's idea for a new feature... Mike's Bites.Learn more about Behind the Mitten at amyandgonzo.com.Learn more about Mike Austin's show The Morning Wake-up at 1320wils.com.

Amy Sherman of Behind the Mitten previews this weekend's Behind the Mitten show, which airs across the state on 21 radio stations across 14 markets. The podcast and radio show is celebrating 10 years. This segment aired on WGHN-FM (92.1) in Grand Haven. BTM airs at 9 a.m. Saturdays on WGHN.To see what time the show airs on your favorite radio stations across the state, go to amyandgonzo.com.

"Behind the Mitten" co-host, Amy Sherman talks about the life of Michigan restaurant owners on 1320 WILS and the Mike Austin Morning Show. This weekend's BTM show is all about the restaurant scene in Corktown.Tune in to this weekend's show on all of our stations throughout Michigan to hear about our travels. In Lansing the show airs at 8 a.m. Saturdays on WILS-AM (1320).For a complete list of stations and times, go to amyandgonzo.com.

Want a preview of this weekend's "Behind the Mitten" show? John Gonzalez talks to Mike Austin on the WILS Morning Wake-Up Show. Gonzo talks about Iron Fish Distillery, Long Road Distillers and Valentine Distillers.Hosted by Amy and Gonzo, "Behind the Mitten" is Michigan's premier travel radio show, airing across 21 stations in 14 markets. Each week, Amy and Gonzo take listeners on a journey through the Great Lakes State, sharing insider tips on the best places to eat, drink, and explore. Whether you're a local or planning your next Michigan adventure, Behind the Mitten is your go-to guide for discovering hidden gems and iconic destinations.Tune in to the full show this weekend.Saturdays:8 a.m. – WBRN (1460 AM / 107.7 FM / 96.5 FM) – Big Rapids8 a.m. – Kalamazoo Talk Radio 1360 WKMI – Kalamazoo8 a.m. – WILS (1320 AM) – Lansing9 a.m. – 92.1 FM WGHN – Grand Haven10 a.m. – News/Talk/Sports 94.9 WSJM – Benton HarborNoon – News, Talk and Sports 1380 AM WPHM – Port Huron4 p.m. – WIOS "The Bay's Best!" (1480 AM / 106.9 FM) – Tawas / East TawasSundays:7 a.m. – Black Diamond Broadcasting stations:WCFX - CFX Today's Hits (95.3) – Mt. PleasantWGFN - Classic Rock The Bear (98.1 & 95.3) – Traverse CityWMRX - Sunny 97.7 – MidlandWUPS - The Classic Hits Station (98.5) – Houghton LakeWWMK - 1063 MAC FM – Cheboygan8 a.m. – News, Talk and Sports 1380 AM WPHM – Port Huron1 p.m. – WSGW-AM (790) & FM (100.5) – Saginaw6 p.m. – 95.3 WBCK-FM – Battle Creek6 p.m. – WOOD-AM (1300) & FM (106.9) – Grand RapidsTune in for the best of Michigan, one adventure at a time!Learn more about BTM as they celebrate their 10-year anniversary. Go to amyandgonzo.com.

As we get ready for another Behind the Mitten show this weekend, co-host Amy Sherman checks in with our affiliates throughout the state to tell them what we have going on.Today she calls in to the Breakfast Flakes on 95.3 WCFX in Mt. Pleasant. Check out BTM this weekend as we celebrate our 10-year anniversary. For times and stations, go to amyandgonzo.com.

As we get ready for another Behind the Mitten show this weekend, co-host Amy Sherman checks in with our affiliates throughout the state to tell them what we have going on.Today she calls in to Mary Ellen Murphy on Grand Haven's Finest WGHN-FM (92.1). Check out BTM this weekend as we celebrate our 10-year anniversary. For times and stations, go to amyandgonzo.com.

As we get ready for another Behind the Mitten show this weekend, co-host Amy Sherman checks in with our affiliates throughout the state to tell them what we have going on.Today she calls in to Paul Miller of WPHM-AM (1380) in Port Huron. Check out BTM this weekend as we celebrate our 10-year anniversary. For times and stations, go to amyandgonzo.com.

Don't miss this week's episode of Behind the Mitten, Michigan's premiere travel radio show and podcast. Join co-hosts Amy Sherman and John Gonzalez as they broadcast from Stormcloud Brewery in the charming Lake Michigan shoreline town of Frankfort, Michigan.This episode features:Stormcloud Brewery: A Belgian-inspired craft brewery that has won multiple national and international awards. Co-owner and co-founder Rick Schmitt shares the story of how Stormcloud became a favorite destination for craft beer enthusiasts.Winter Fun in Frankfort: Learn about curling on Stormcloud's patio, the popularity of curling leagues, and how the sport is growing across the state with insights from Kate Sterken, Executive Director of the Traverse City Curling Club.The Garden Theatre: Executive Director Katie Jones discusses the history and community role of this 800-seat theater, which hosts annual film festivals, family-friendly movies, and unique collaborations with Stormcloud Brewery.Michigan Craft Beer Spotlight: In celebration of Behind the Mitten's 10th anniversary, Amy and John bring back a fan-favorite segment highlighting the state's vibrant craft beer scene.Catch Behind the Mitten on-air:Saturdays8 a.m.WBRN (Big Rapids) 1460 AM | 107.7 & 96.5 FMWKMI (Kalamazoo) 1360 AMWILS (Lansing) 1320 AM9 a.m.WGHN (Grand Haven) 92.1 FM10 a.m.WSJM (Benton Harbor) 94.9 FMNoonWPHM (Port Huron) 1380 AM4 p.m.WIOS (Tawas/East Tawas) 1480 AM | 106.9 FMSundays7 a.m.Black Diamond Broadcasting stations: WCFX-95.3 (Mt. Pleasant), WGFN-98.1 & 95.3 (Traverse City), WMRX-97.7 (Midland), WUPS-98.5 (Houghton Lake), and WWMK-106.3 (Cheboygan).8 a.m.1380 AM WPHM in Port Huron.1 p.m.WSGW-AM (790) & FM (100.5) in Saginaw.6 p.m.WBCK-FM (95.3) in Battle Creek and WOOD-AM (1300) & FM (106.9) in Grand Rapids.Check out all of our 670+ episodes at Spreaker.com as we celebrate BTM's 10-year anniversary.Learn more about Behind the Mitten at amyandgonzo.com.

Of course Helen and Dave have a fully functioning, very real Time Machine. But if you can't wait your turn (the line is ridiculously long), check out "documentary papyri." These scraps of ancient writing — letters, legal documents, shopping lists — offer a firsthand glimpse into everyday life in the 1st century CE. Even better, scholars like our guest Christina Kreinecker use clues from these ancient everyday texts to illuminate thorny passages of the New Testament. Check out Christina's book (co-edited with John S. Kloppenborg and James R. Harrison) Everyday Life in Graeco-Roman Times: Documentary Papyri and the New Testament.SUBSCRIBE AND GET A FREE MUG!Dave's mom has another holiday gift for BTM listeners! The first 5 people to subscribe to the Time Travelers Club will receive a handsome Biblical Time Machine mug courtesy of Arlene Roos. Subscribe today!SUPPORT BIBLICAL TIME MACHINEIf you enjoy the podcast, please consider supporting the show through the Time Travelers Club, our Patreon. We love making the show, but since we don't run ads we rely on listener contributions to cover our costs. Please help us continue to showcase high-quality biblical scholarship with a $5/month subscription.DOWNLOAD OUR STUDY GUIDE: MARK AS ANCIENT BIOGRAPHYCheck out our 4-part audio study guide called "The Gospel of Mark as an Ancient Biography." While you're there, get yourself a Biblical Time Machine mug or a cool sticker for your water bottle.Support the showTheme music written and performed by Dave Roos

The prophet Isaiah lived in the 8th century BCE, yet his writings are quoted throughout the New Testament and especially around Christmas. Who was the historical Isaiah? And who (or what) was he writing about when he prophesied the birth of a king 700 years before Jesus? For this special holiday episode, Helen and Dave are joined by Daniel Stulac, a Christian scholar of the Hebrew Bible who approaches the book(s) of Isaiah in both their historical and theological contexts.  SUBSCRIBE AND GET A FREE MUG!Dave's mom has another holiday gift for BTM listeners! The first 5 people to subscribe to the Time Travelers Club will receive a handsome Biblical Time Machine mug courtesy of Arlene Roos. Subscribe today! SUPPORT BIBLICAL TIME MACHINEIf you enjoy the podcast, please consider supporting the show through the Time Travelers Club, our Patreon. We love making the show, but since we don't run ads we rely on listener contributions to cover our costs. Please help us continue to showcase high-quality biblical scholarship with a $5/month subscription.DOWNLOAD OUR STUDY GUIDE: MARK AS ANCIENT BIOGRAPHYCheck out our 4-part audio study guide called "The Gospel of Mark as an Ancient Biography." While you're there, get yourself a Biblical Time Machine mug or a cool sticker for your water bottle.Support the showTheme music written and performed by Dave Roos

Future Eagles Hall of Famer Fletcher Cox drops by the BTM lounge to talk about his toughest on field battles, the best d-linemen in the game, & being honored as an SEC Legend! Subscribe To Our Podcast: https://www.thebtmpodcast.com/home Get Your BTM City Hats: https://resid3ncy.com/collections/atlanta Donate to our National Scholarship Fund, Beyond the Boroughs: http://www.beyondtheboroughs.org/ FOLLOW US: INSTAGRAM: https://www.instagram.com/thebtmpodcast/ TWITTER: https://twitter.com/thebtmpodcast FACEBOOK: https://www.facebook.com/thebtmpodcast/ TIKTOK: https://www.tiktok.com/@thebtmpodcast Creator, Host & Executive Producer: Takeo Spikes Creator, Co-Host & Executive Producer: Tutan Reyes Produced by Behind the Mask Media, LLC Videography: Simone Kilgore Audio Engineer: Anthony Majors Sounds Powered by DJ JWATTZ Artwork: Creo Social (c) 2024 The Behind The Mask Podcast

Folge 13: Die Staatsanwaltschaft hat eine Abteilung, in der es nur um Drogen geht. Die Betäubungsmittelabteilung. In dieser Folge geht es um Ermittlungsmethoden, kleine Fische und große Drogenringe und Kryptowährungen im Drogenhandel.

On this week's episode of On the Daily, Danielle explains the difference between making decisions from a place of fear, and making decisions from your intuition. Division stems from fear, and those who are in fear, are the most controllable. This is everything Danielle teaches, and the basis of the launch of  upcoming course, Break the Matrix ™. You cannot be in your highest frequency, unless you have done the deconditioning work to break free of what is expected of you, a.k.a. the matrix. This episode is perfect for anyone who is feeling the internal shift to something greater.BTM waitlist link:Https://daniellemccleerey.com/breakthematrixAnd Black Friday HTTPS://daniellemccleerey.com/black-friday--Connect with Danielle and learn how to work with her!on IG @danielle_onthedailyPodcast: @onthedailypodPlease subscribe, rate, and review our podcast.  As always, thank you for supporting us!On The Daily Podcast

In this conversation, Dr. Paul Paul Pettit and Jason Epps discuss the themes of disability and community within the church, focusing on the challenges faced by individuals with disabilities, both physical and social. They emphasize the importance of building genuine friendships, advocating for inclusivity, and the need for a mindset shift in how churches approach disability. The discussion also highlights the five-step plan for fostering relationships with individuals with disabilities, aiming to create a more inclusive and understanding community.To watch this interview, visit: www.YouTube.com/@BibleAndTheologyMattersTake Aways-Disability is often viewed through the lens of physical barriers, but social barriers can be even more significant.-Building genuine friendships with individuals with disabilities is crucial for inclusion.-Awareness of physical barriers can lead to better accessibility in churches and communities.-Advocacy is essential in helping individuals with disabilities navigate social situations. -The concept of 'temporarily able-bodied' reminds us that anyone can face disability at any time.-Engaging with individuals with disabilities requires a mindset shift from pity to partnership. -The five-step plan includes noticing, engaging, researching, incorporating, and advocating for individuals with disabilities.-Churches should focus on genuine relationships rather than checking off boxes for service.-Education and exposure to disabilities can foster understanding and compassion in communities.

What did the early church fathers believe about the Antichrist? What did they believe about the rapture and the timing of it? These questions and more will be answered in this third, of a three-part podcast series with Dr. Svigel. We continue to discuss the contents of his book Fathers on the Future: A 2nd Century Eschatology for the 21st Century Church.

Dr. Svigel returns to the BTM podcast to discuss what the early church fathers (Apostolic Fathers) have to say about the End Times. We disuss the writings of Irenaeus, Shepherd of Hermas, Epistle of Barnabas, Papias, Justin Martyr, and the Didache have to say about the tribulation, Anti-Christ, judgment of the wicked, resurrection of the saints, and the coming 1,000 year reign of Christ on the earth. You won't want to miss this discussion. We also discuss when and how the church changed so drastically from its earliest teaching on the end times.

What is the secret to human flourishing? This is one of the many topics that we discuss in this week's BTM podcast. In this episode, Detective J. Warner Wallace, former cold-case homicide detective, returns to the BTM podcast to discuss the contents of his new book - Truth in True Crime: What Investigating Death Teaches Us About the Meaning of Life. 

Dr. Woodward returns to the BTM podcast to discuss the rapid spreading of the intelligent design movement, and discuss other incredible discoveries that have silenced the critics. He will also provide advice as we seek to share the arguments of intelligent design with others, you won't want to miss it.

Rockshow Episode 200 Part 2 Interview with Audreana Janelle lead vocalist and Sean Elliott Harris lead guitarist. BTM is an East Village based blues rock outfit, actively writing and performing original material with the occasional obscure cover song. Ladies and gentlemen, rock 'n' roll enthusiasts, welcome to a monumental milestone—Episode 200 of Rockshow! I'm your host, RockerMike, and as always, I'm joined by the ever-knowledgeable and charismatic Rob Rossi. That's right, Mike! Two hundred episodes of pure rock magic, deep dives into the greatest albums, and unforgettable stories from the legends themselves. We've got a special show lined up for you today, packed with surprises and some of our favorite moments from the past. So sit back, crank up the volume, and let's get this rock 'n' roll celebration started! Whether you've been with us from the beginning or you're tuning in for the first time, we thank you for your support. Now, let's dive into some classic rock history and celebrate the music that brings us all together. Welcome to Rockshow Episode 200! Area 140 First Bar 140 1st Ave., New York, NY 10009 https://www.area140first.com https://www.facebook.com/brokentimemachine?mibextid=LQQJ4d https://evgrieve.com/2024/01/a-look-at-area-140-first-on-1st-avenue.html?m=1 https://www.instagram.com/area140first?igsh=MTV3NWk0Ync0Z2V2aQ== https://www.facebook.com/share/7RXvk3NEjQLcrL2b/?mibextid=LQQJ4d #Rockshow200 #RocknRoll #ClassicRock #PodcastMilestone #RockerMike #RobRossi #MusicPodcast #RockLegends #Celebration #RockOn #PodcastLife #MusicHistory #RockPodcast #Episode200 #BarLife #Cheers #CocktailHour #HappyHour #DrinkUp #Mixology #BarVibes #NightOut #BartenderLife #CraftCocktails #LiveMusic #GoodTimes #BarScene #WineAndDine #DrinkSpecials Please follow us on Youtube,Facebook,Instagram,Twitter,Patreon and at www.gettinglumpedup.com https://linktr.ee/RobRossi Get your T-shirt at https://www.prowrestlingtees.com/gettinglumpedup And https://www.bonfire.com/store/getting-lumped-up/ Subscribe to the channel and hit the like button This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/rob-rossi/support https://www.patreon.com/Gettinglumpedup

Dr. Thomas Woodward talks through the incredible details of Creation and God's Intelligent Design.

Welcome to the chilling 121st episode of The ATRD Podcast! Today, we will step into the shadowy corners of reality, where everyday life takes an eerie twist & ordinary people experience the extraordinary. Today we will be diving into stories about The horrors of driving, attending parties, some terrifying paranormal encounters and some bizarre parallel universe stories. So, turn down the lights, tune in, and let the haunting tales of everyday people take you down that dark and creepy road. Remember, these aren't just stories... these are true experiences that remind us that our world can truly be scarier than fiction. Have a Story To Submit? ➤ https://www.astheravendreams.com Or Post to the Subreddit ➤ https://reddit.com/r/TheRavensDream Support the channel for Early Access AND more! Patreon ➤ https://patreon.com/AsTheRavenDreams Join ➤ https://www.youtube.com/channel/UCkW0ihdMHfBUjQrMKjRto6g/join Or Check out the Merch Store! ➤ https://teechip.com/stores/astheravendreams Thank you to all of the authors that have stories in today's Video... AussieCoffeeSnob07, whatisaprndl, Brilliant_Basis8016, Alexis laird, Destiny, Tanya Belt, Brilliant_Basis8016, Jack, ColossalFourEyes, MileLongSmile, SleepyJamie, TheThingsWeSee, BTM, ElijahW, Sophieeeeeeee, Mitch_S4, MonchichiSalt, ADM_2169, A Member of Tsimshian Nation, Ivan_The_8th, lillacmess, Auttii_e As Well As Any Author That Has Requested Anonymity. 'As The Raven Dreams' is a community where we explore the darker parts of human existence through true and harrowing stories. From sinister encounters with strangers and stalkers, to terrifying experiences that defy explanation and unsettling mysteries that linger in the shadows, I am here to tell you the most haunting narratives ever whispered. Much Love, and Sleep Well... ----- #TrueScaryStories #AsTheRavenDreams #RedditStories ➤ Stories include a content warning for language and sensitive/disturbing content. Viewer discretion is always advised. ➤ ALL Audio of this Podcast are copyright of AS THE RAVEN DREAMS / RAVEN ADAMS and may not be duplicated, in any format, without explicit permission ➤ If you like any of the following stories, consider subscribing! - Dark Web horror stories, creepy lets not meet stories, stalker stories, Glitch In The Matrix Stories, Unexplained Horror stories, Paranormal stories, cryptid encounter stories, Crazy ex lover stories, creepy neighbor stories, quantum immortality, true scary stories from reddit, or any other True horror Stories! ➤ And Remember; You are loved, you are important, and you are valid. Never let anyone tell you otherwise. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alex Roy just did a very interesting cross-country drive with his mom. We talk about the present world of automated driving; Arizona vs SF, the cones, what Waymo did right, etc.    Alex has a theory on why converting cars to EV could be a good thing for driver engagement.   Why there aren't cannonball records in Europe.   When will AI be put to a vote?   How did the market downturn effect the autonomous landscape?   Should you keep an ITR forever?   The right scarf for fall.Recorded August 29, 2023 http://humandriving.org/  Experience the difference for yourself, and check out Brooklinen's new fall collection. Visit in-store or online at https://www.Brooklinen.com, and use code TIRE for $20 off your online order of $100 or more. Go to https://www.PrizePicks.com/TIRE and use code TIRE for a first deposit match up to $100! Shift into a new way of getting out there with a Lectric eBike. Like their XP Lite starting at just $799. Visit lectricebikes.com to find the Lectric model for you. Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast  Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast  Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman GIVEAWAY UPDATE! EXPANDED ELIGIBILITY TO MEXICO AND CANADA AND PREVIOUS @bethematch SIGNUPS FROM ALL OF 2023 ACCEPTED! LETS GOOOOOO!THE PRIZE: 1-of-1, Prototype, Piece Unique @noduswatches CANYON in Dark Teal. The only one we will ever make, serial XXX/100. if you're a US, Canada, or Mexico resident, you will be flown to LA, put up in a nice hotel, fed Korean Tacos, and handed the watch personally by me at the watch delivery party for the Mint Greens at WCCS in December. I will then give you a tour of the canyons in any of my personal cars you choose. If you are international, we will ship you the watch at home. TO ENTER: No purchase necessary. 3 ways to enter: 1) sign up to be a stem cell donor with @bethematch . They send you a swab kit, and when you send it back, you get an email confirmation. Forward that confirmation to us. I am a donor myself and know what a real confirmation email looks like. If you have joined BTM in calendar year 2023, that is acceptable. 2) Donate blood or platelets at your local hospital or donation center. Get documentation for your donation including a receipt and photos of yourself donating. Send those to us. MULTIPLE DONATIONS = MULTIPLE ENTRIES 3) Donate $100 or more to @bethematch through their website and send me the email confirmation of your donation. Again, I have donated and know what a real email looks like (and will check with them to make sure your donation is real - as it is not a medical procedure there is no confidentiality attached to this option). THEN:Send your entry documents to PieceUnique@thesmokingtire.com If you attempt to fake any of these entries and I find out, I will publicly shame you repeatedly until the end of time. We're trying to do something good here. Don't fuck it up. Entries close at 11:59 PM PST on December 1, 2023. We will randomly choose the winner LIVE on the podcast that week.  

Matt Farah and Zack Klapman discuss the UAW strike; make a correction about hydrogen; give an update on the new storage facility and its upcoming events; take a deep-dive on their test of the 3-wheeled Polaris Slingshot R. Then they answer Patreon questions about tire selection; the fizziest car for someone who's driven a lot of fizz; where Hublot and Nixon land in the lineup; and more! Recorded September 15, 2023 Experience the difference for yourself, and check out Brooklinen's new fall collection. Visit in-store or online at https://www.Brooklinen.com, and use code TIRE for $20 off your online order of $100 or more. Go to https://www.PrizePicks.com/TIRE and use code TIRE for a first deposit match up to $100! Shift into a new way of getting out there with a Lectric eBike. Like their XP Lite starting at just $799. Visit lectricebikes.com to find the Lectric model for you. Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast  Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast  Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman GIVEAWAY UPDATE! EXPANDED ELIGIBILITY TO MEXICO AND CANADA AND PREVIOUS @bethematch SIGNUPS FROM ALL OF 2023 ACCEPTED! LETS GOOOOOO!THE PRIZE: 1-of-1, Prototype, Piece Unique @noduswatches CANYON in Dark Teal. The only one we will ever make, serial XXX/100. if you're a US, Canada, or Mexico resident, you will be flown to LA, put up in a nice hotel, fed Korean Tacos, and handed the watch personally by me at the watch delivery party for the Mint Greens at WCCS in December. I will then give you a tour of the canyons in any of my personal cars you choose. If you are international, we will ship you the watch at home. TO ENTER: No purchase necessary. 3 ways to enter: 1) sign up to be a stem cell donor with @bethematch . They send you a swab kit, and when you send it back, you get an email confirmation. Forward that confirmation to us. I am a donor myself and know what a real confirmation email looks like. If you have joined BTM in calendar year 2023, that is acceptable. 2) Donate blood or platelets at your local hospital or donation center. Get documentation for your donation including a receipt and photos of yourself donating. Send those to us. MULTIPLE DONATIONS = MULTIPLE ENTRIES 3) Donate $100 or more to @bethematch through their website and send me the email confirmation of your donation. Again, I have donated and know what a real email looks like (and will check with them to make sure your donation is real - as it is not a medical procedure there is no confidentiality attached to this option). THEN:Send your entry documents to PieceUnique@thesmokingtire.com If you attempt to fake any of these entries and I find out, I will publicly shame you repeatedly until the end of time. We're trying to do something good here. Don't fuck it up. Entries close at 11:59 PM PST on December 1, 2023. We will randomly choose the winner LIVE on the podcast that week.  

What cars are surprisingly heavy or light?The WCCS gets a car showThe rules of the Nodus watch giveawayMatt went sailingWhen you shouldn't replace your FST with an Integra Type SToyota's Century conceptCities with the worst driversAnd more!Recorded September 8, 2023Tune in to the NASCAR Cup Series Playoffs at Bristol on Saturday, September 16th at 7:30 PM Eastern on USA.It's time to bring your belt into the 21st century. Head to GrooveLife.com/TIRE for 20% off ALL Groove Life products!Experience the difference for yourself, and check out Brooklinen's new fall collection. Visit in-store or online at Brooklinen.com, and use code TIRE for $20 off your online order of $100 or more. GIVEAWAY UPDATE! EXPANDED ELIGIBILITY TO MEXICO AND CANADA AND PREVIOUS @bethematch SIGNUPS FROM ALL OF 2023 ACCEPTED! LETS GOOOOOO!THE PRIZE: 1-of-1, Prototype, Piece Unique @noduswatches CANYON in Dark Teal. The only one we will ever make, serial XXX/100. if you're a US, Canada, or Mexico resident, you will be flown to LA, put up in a nice hotel, fed Korean Tacos, and handed the watch personally by me at the watch delivery party for the Mint Greens at WCCS in December. I will then give you a tour of the canyons in any of my personal cars you choose. If you are international, we will ship you the watch at home.TO ENTER: No purchase necessary. 3 ways to enter:1) sign up to be a stem cell donor with @bethematch . They send you a swab kit, and when you send it back, you get an email confirmation. Forward that confirmation to us. I am a donor myself and know what a real confirmation email looks like. If you have joined BTM in calendar year 2023, that is acceptable.2) Donate blood or platelets at your local hospital or donation center. Get documentation for your donation including a receipt and photos of yourself donating. Send those to us. MULTIPLE DONATIONS = MULTIPLE ENTRIES3) Donate $100 or more to @bethematch through their website and send me the email confirmation of your donation. Again, I have donated and know what a real email looks like (and will check with them to make sure your donation is real - as it is not a medical procedure there is no confidentiality attached to this option).THEN:Send your entry documents to PieceUnique@thesmokingtire.comIf you attempt to fake any of these entries and I find out, I will publicly shame you repeatedly until the end of time. We're trying to do something good here. Don't fuck it up.Entries close at 11:59 PM PST on December 1, 2023. We will randomly choose the winner LIVE on the podcast that week. Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST.Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcastTweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapmanInstagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman