Podcast appearances and mentions of Chase Manhattan

Latin, Rock, Electronic, Pop, Hip Hop, Jazz, Disco, Powwow, Dub and Dance from members of the Shoshone, Inuit, Ojibwe, Sioux, Squamish, Shawnee, Wabanaki, Métis, Creek, Tuscarora, Cree and Choctaw Nations. Brought to you by Tunes From Turtle Island and Pantheon Podcasts. If you like the music you hear, go out and buy/stream some of it. :) All these artists need your support. Tracks on this week's show are: Taboo & Richaelio - Mexicana Wrenni - Multidimensional Dumpster Phoenix The Evening After & Natasha Fisher - Department Aisle RainbowStar - 125 Sekawnee - 4M3 Virtual Bird & Myles Bullen - Micropla$tic Mali Obomsawin - Sugarcane Joey Stylez & Chase Manhattan & YK the Mayor & Lawrence Paul - Projects Tony Enos - Step By Step Stella Standingbear - Pray 4 U (On The Radar Freestyle) Julian Taylor Band - Just A Lttle Bit More Live at TD Music Hall Warscout - Seasons Cree'tings Coflo & Tomahawk Bang & The BAANGBROTHERS & CEE - Persuade You Tomahawk Bang Mix Cav Eire & Marx Cassity - Outer Limits Toni Hickman - I Am Silkroad Ensemble & Rhianon Giddens & Pura Fe - Mahk Jchi All songs on this podcast are owned by the artist(s) and are used for educational purposes only. All songs can be found for purchase or streaming wherever you get your great music. Please pick up these amazing tracks and support these artists. More info on the show here.

Steen Jakobsen's career includes pivotal roles at institutions such as Chase Manhattan, UBS, Christiania Bank, and Saxo Bank where he is recognised for his expertise in markets and trading. Steen is renowned for his annual "Outrageous Predictions" report, which challenges conventional market wisdom and stimulates critical thinking about potential economic scenarios. Steen also serves at several boards including Flex LNG and Frontline. Christopher Vonheim is a Norwegian host focused on business, ocean industries, investing, and start-ups. I hope you enjoy this tailor made content, and help us make this channel the best way to consume ideas, models, and stories that can help fuel the next entrepreneurs, leaders and top performers.Disclaimer: All opinions expressed by Christopher Vonheim or his guests on this podcast are only their opinions and do not reflect the opinions of Vonheim. You should not treat any opinion expressed by Christopher Vonheim as a specific reason to invest or follow a particular strategy, but only as an expression of his opinion. This podcast is for informational purposes only. Hosted on Acast. See acast.com/privacy for more information.

O Shop2gether possui a melhor curadoria de moda e lifestyle, com as melhores marcas nacionais e internacionais reunidas em um só lugar. Com o cupom MARKETMAKERS15, você garante 15% OFF na sua primeira compra no site: https://www.shop2gether.com.br/masculino?utm_source=mktinfluencia&utm_medium=ig&utm_content=marketmakers&utm_campaign=junho_mktinfluencia_ig_marketmakersLISTA DE ESPERA DA COMUNIDADE MARKET MAKERS: https://lp.mmakers.com.br/comunidade-market-makers?xpromo=XE-ME-EMP-MMK-SUBMMK-20240620-EPISODIO105-NTVNL-XVocê sabia que a transformação de estagiários em sócios pode ser a chave para reter talentos na sua empresa? No episódio 105 do Market Makers, recebemos Ricardo Lacerda (Sócio Fundador e CEO do BR Partners) para falar sobre como a cultura de partnership pode revolucionar a retenção de talentos e transformar estagiários em sócios.Ricardo compartilhou sua trajetória impressionante, desde seu estágio na área de crédito do Chase Manhattan até a fundação do BR Partners. Ele revelou como os princípios de partnership e meritocracia aprendidos no Goldman Sachs influenciam a filosofia de sua empresa e a fez se tornar o 2º maior banco de investimento do Brasil.Entenda como a cultura de dono e a transparência nas regras do jogo são fundamentais para o sucesso a longo prazo e como o alinhamento de interesses entre sócios e executivos é essencial para evitar crises e garantir o crescimento sustentável. Ricardo também explicou os diversos segmentos do BR Partners e os principais desafios e vantagens competitivas do banco em relação aos seus concorrentes.Além disse, Ricardo Lacerda falou sobre: -as diferenças entre o investidor brasileiro e estrangeiro; -os benefícios de fazer um MBA; e -o momento do mercado brasileiro e a influência das decisões do governo na economia; Se gostou deste episódio, não esqueça de deixar seu like e se inscrever no nosso canal para mais episódios como este!Apresentação: Matheus Soares (@maatssoares) e Josué Guedes (@josueguedes__) Convidados: Ricardo Lacerda (Sócio Fundador e CEO do BR Partners) Edição: Bianca Barsotti e Lucas Zanardo Become a supporter of this podcast: https://www.spreaker.com/podcast/market-makers--5613725/support.

“No one has to be limited by age or infirmity,” says Vicki, a consultant in health care and education who's been giving speeches and seminars, nationally and internationally, for over 20 years. She's worked with IBM, ROLM, Hewlett Packard, Prudential, Chase Manhattan, and Apple Bank, improving employee motivation and work quality, corporate goals, customer service, and performance skills. “When there are fewer mistakes, it improves the bottom line and employee morale,” she explains. And if you or a loved one suffers from Alzheimer's, Vicki's programs can change your life. “A dementia or Alzheimer's person who asks the same question sixty times an hour will stop asking that question within five minutes of practicing multi-sensory modalities and improvisation,” says Vicki. --- Send in a voice message: https://podcasters.spotify.com/pod/show/momentsofgrace/message Support this podcast: https://podcasters.spotify.com/pod/show/momentsofgrace/support

Negotiation isn't about logic & reason. It's about emotional intelligence, explains former FBI hostage negotiator Chris Voss. Emotional intelligence and tactical empathy are key to successful negotiating, says former FBI hostage negotiator Chris Voss. He highlights the value of understanding and addressing the other party's emotional standpoint in both business and personal negotiations. By doing so, people can make better deals and foster long-term relationships. Voss emphasizes the importance of addressing people's fears and practicing tactical empathy through labeling. This approach involves identifying and acknowledging the emotions involved in the negotiation. By listening carefully and discerning the underlying motivations and concerns, negotiators can guide discussions more effectively and achieve mutually beneficial outcomes. Being nice to others can often lead to surprising results, proving the power of empathy and understanding in negotiations. chapters for better navigation:- 0:00 What drives people? 1:18 Negotiation is NOT about logic 2:14 1. Emotionally intelligent decisions 3:00 2. Mitigate loss aversion 4:48 3. Try “listener's judo” 5:54 Practice your negotiating skills ------------------------------------------------------------------ About Chris Voss: Chris Voss is the Founder and CEO of the Black Swan Group Ltd. He has used his many years of experience in international crisis and high stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. During his government career he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris's 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI, but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris currently teaches business negotiation in the MBA program as an adjunct professor at University of Southern California's Marshall School of Business and at Georgetown University's McDonough School of Business. He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. ---------------------------------------------------------------------- Get Smarter, Faster. With Episodes From The Worlds Greatest Thinkers. Follow Big think. Share The Episode If You Found It Beneficial. Elevate Your Physique With This "Ultimate ABS Guide, Complete Guide to a sculpted Greek God Like Core" --- Send in a voice message: https://podcasters.spotify.com/pod/show/bigthink/message Learn more about your ad choices. Visit megaphone.fm/adchoices

Fundador e presidente da Associação Parceiros da Educação e da Casa do Saber, Jair Ribeiro é nosso convidado na edição desta semana do nosso Podcast. Depois de ter ocupado posições de destaque no mercado financeiro, como executivo no Chase Manhattan e diretor no JP Morgan, Jair Ribeiro decidiu se envolver com educação. Na entrevista, além de falar sobre o que o motivou a se relacionar com esse tema, ele apresenta os pilares, a metodologia e a ambição da Parceiros da Educação, uma iniciativa que desde 2004 apoia a formação integral dos estudantes escolas públicas, fortalecendo sua aprendizagem.

Randal O'Toole, an American policy analyst, discusses his maverick career, non consensus views on urban planning, transportation, and housing in this interview. O'Toole runs the Thoreau Institute as well as the popular policy blog, The Antiplanner. He has written several books and hundreds of policy papers from a free market perspective on urban planning, government policy, housing, rail and other related land use topics. We explore his belief that urban planners often impose their preferences on the public, such as imposing restrictive land use planning codes to “force” people to live in apartments and use public transit, even though most people prefer single-family homes and driving. O'Toole also shares the impact of the pandemic on urban planning, reinforcing existing trends such as people moving to the suburbs and working from home. We discuss the potential of autonomous vehicles in replacing public transit in the future as well as his views on cycling. In this interview, O'Toole critiques the idea of planning itself and promotes the repeal of federal and state planning laws and the closure of state and local planning departments. He explores in detail why planning fails, through documentation of planning disasters, while giving context of his perspective on land use issues in Hawaii such as cycling, light rail, affording housing, and agricultural lands as well as providing solutions for environmental protection and stewardship.Topics / Time Stamps* (2:08) On Biking in Oahu* (12:33) Educational Background and Current Work* (16:05) Economics vs Planning* (20:31) The Iconoclastic Mindset* (24:25) Buses vs Light Rail* (26:55) Criticism of the Honolulu Light Rail System* (33:47) On New Urbanism* (43:45) Urban Planning and the Pandemic* (46:16) Solutions to non utilized urban cores / skyscrapers * (49:06) The Iron Triangle* (51:30) Autonomous vehicles as an alternative* (54:07) Houston as Model* (59:18) Incentive-based conservation* (1:04) The Grassroot Institute* (1:06) Hawaii Land Use Reforms Recommendations* (1:12) Vacancy Taxes as Symptom * (1:15) On Optimism* (1:17) Policy Briefs The Antiplanner: https://ti.org/antiplanner/Policy Briefs: https://ti.org/antiplanner/?page_id=16274The Education of an Iconoclast: https://ti.org/antiplanner/?page_id=16272Leafbox:Today I had the pleasure of speaking and learning from Randal O'Toole. He's an American policy analyst. He's written several books, hundreds of policy papers, and he provides solutions from a free market perspective to various problems. He runs a popular blog called The Antiplanner, and he's featured in several debates on urbanism, environmentalism, government policy. But today I was curious about exploring his biography and discussing his memoir, the Education of an Iconoclast. We discussed his shift from forestry to economics, his 50 year career, his thoughts on light rail and other transportation, housing solutions, bus, Hawaii, top down urban planning, Houston as a model for development and other topics. I hope you enjoy. Thanks for listening.Leafbox:Hi, good afternoon, Randal.Randal O'Toole:Can you hear me?Leafbox:Now I can. Perfect. Thank you for your punctuality and for rearranging the meeting. I know you're a busy man.Randal O'Toole:Great.Leafbox:Well, Randal, I just thank you so much for your time. I've been reading your blog on and off for years and this morning I was biking. I live in Oahu, so I think that's important visual wise.Randal O'Toole:Oh, I hate biking in Oahu. It is so awful.Leafbox:I bike every day about 10, 12 miles to drop off my daughter back and forth. I was listening to some of your debates you've had with people, mainly James Kunstler and obviously I love biking. I wanted to start with biking. There are many debates you have online about the pros and cons of government planning and light rail, but I really wanted to start with your relationship with cycling and how that influenced your political evolution because I read most of your excellent biography and memoirs and I just wanted to understand how that cycling framework has influenced your analysis of cities and urban planning and design and everything.Randal O'Toole:Well, it's funny. One of the very first transportation issues I got involved in, it wasn't the first, but it was early. It was about 1975. I was invited to attend meetings of the bicycle advisory committee for the city of Portland. And I was an ardent cyclist. I didn't even have a driver's license at the time and I worked in downtown Portland and I lived in the east side, which if you know Portland means you have to cross the river. And Portland has, I think 11 bridges now. Only nine of them are open to vehicles and only seven of them are open to bicycles. And the lanes tended to be pretty narrow and there was a lot of on and off ramps on some of those bridges. So I went to the advisory committee and I said, you need to put some curb cuts to make it easy for bicycles to use the sidewalks so that they aren't blocking your narrow lanes.A couple of the bridges, the lanes were only like 12 feet wide and there was no ability to pass because there were structures on both sides of the lanes. And so if you were bicycling, it was kind of scary to have cars pass you in this narrow lane if you were in the lane. Now there was a sidewalk, but you couldn't get up to the sidewalk without stopping and getting off your bike and lifting the bike onto the sidewalk and so on. So I said, put in curb cuts. And the city said, oh, we can't do that. It would be too dangerous when the bicycles come off, the cars wouldn't expect it. And they'd hit the bicyclists and two years later they put in all the curb cuts and all the places I recommended. So I stopped going to those advisory committee meetings, but they ended up doing what I recommended.Now it wasn't because I had recommended it, it was because that was the logical place to put it. Since then, I occasionally participated in bicycle proposals, but today what I'm seeing is that the bicycle community has been captured by the anti automobile community. Even though at the time I didn't have a driver's license, I wasn't anti automobile, I was a follower of John Forrester. John Forrester wrote a book called, what was it called? Anyway, he argued that bicycles were vehicles by law, they were treated as vehicles and so they should act like vehicles. They should assert themselves when they were in very narrow lanes and make sure that cars knew they were there, occupy the whole lane if necessary, but usually they should try to be a part of the flow of traffic and not expect any special lanes or anything like that. In fact, he argued that bicycle lanes actually made traffic more dangerous.What's happened since then is that we've had movements, pro bicycle movements that have made bicycle list feel like they are superior to other vehicles in traffic. There was a movement called critical mass where hundreds or thousands of bicyclists would go at rush hour one day a week and occupy some entire streets that were vital streets for people getting home and disrupt traffic as much as possible. And the bicyclists who were attending these critical mass events were told You were superior, cars are inferior, you should have the right of way over cars at all times. And what we saw happen was bicyclists then would go away from these critical mass meetings and be convinced that they were superior and they would insist on occupying right away and asserting right away when they didn't actually have it and they would get hit more frequently. And we've seen an increase in bicycle fatalities in recent years.And I think that's partly because critical mass has warped the perspective of bicyclists. And so we've had cities adopt plans that they claim are to make streets safer. They call them vision zero plan. And these vision zero plans often call for taking a four lane street, in other words, a major collector street that's moving a lot of traffic and take away one of the lanes from the automobiles and make it into bike lanes. So you'd have a 12 foot lane turned into two six foot lanes, one for bicyclists going one way and one for bicyclists going the other way. That leaves three lanes. One of the lanes would be used for left turns and the other two lanes would be for traffic in two different directions. Now that kind of project is designed to safeguard bicyclists from being hit from behind by cars. Well, on average, about 3% of bicycle fatalities consist of people being hit from behind by cars.Now I'm a cyclist. I know you're always nervous about getting hit from behind, but the cars see you, they know you're there, and so they watch out. They don't want to hit you any more than you want to be hit by them. So only 3% of fatalities are being hit by cars from behind. Half of all fatalities take place at intersections where the bike lanes disappear. So we're safeguarding against a very rare event and not doing anything about the kind of event that is responsible for half of all bicycle fatalities by putting in the bike lanes, we're sending a message to bicyclists that it's safe to ride on this busy street. So we get an increase in bicyclists riding on these busy streets, which means you're get an increase in bicyclists crossing busy intersections and getting hit. So we're making bicycling more dangerous by creating an illusion of bicycle safety that isn't real.I would've done something completely different. I would've taken local streets that are parallel to those busy streets and turned them into bicycle boulevards, which means you remove as many stop signs as you can so that you can have through bicycle traffic with minimal stops, but put in a few little concrete barriers to discourage cars from using those streets as through street. So you now have streets that are open to cars for local traffic and open to bicycles for through traffic. And I've used bicycle boulevards in Berkeley and Portland and other streets and they feel a lot safer. They are a lot safer and they don't cause the imposition on cars. It happens when you take lanes away from cars. So that's my attitudes towards cycling, which is that bicycles are vehicles, cars are vehicles. One should not be superior to the other. In certain situations, cars have the right of way and other situations, bicycles have the right of way. The safest thing we can do is separate them when we can by putting bicycles on bicycle boulevards instead of by asserting that bicycles are safe, by putting them into bike lanes when actually we're making it more dangerous.Leafbox:So Randal, you mentioned that you don't like biking in Oahu. What specifically do you not like about biking here?Randal O'Toole:Well, you've got a lot of busy streets. Their lanes are narrow. There's often not bike lanes where you do have bike lanes. They have strangely put two-way traffic in one bike lane. And so you have a risk of hitting other bicyclists, but you also have the risk that not only do you have bicyclists going with the flow of traffic, you have bicyclists going in the opposite flow from traffic. And so you're compounding the risk of not just having the risk of getting hit from behind, but having the risk of a head on collision. And I don't see that as particularly safe. I've bicycled, the last time I got hit by a truck was when I was bicycling in Maui on a bike lane and the truck was turning left into a driveway. I was bicycling at about 20 miles an hour. There was a lot of traffic and the truck didn't see me before it turned and I didn't see it until the last second and got hit by this truck. So again, it's another situation where bike lanes do not increase safety. It would've been better if there had been a local bicycle boulevard and I think you could probably put some bicycle boulevards in Oahu, but they haven't done that. Instead. Mostly bicycles are then for themselves and there are those few bike lanes downtown, which I didn't find particularly well designed.Leafbox:Randal, I should have asked first, but for people who aren't familiar with your work, I'm a fan of Antiplanner, but how do you describe yourself? What's a quick summary of your actual work and education and framework?Randal O'Toole:Well, the funny thing is my training is as a forester and I spent the first 20 years of my career as a forest policy analyst. I was analyzing government plans, Forest Service and Bureau of Land Management plans for mainly public lands, but also in some cases for private lands. That analysis carried over. I discovered that, well, what happened was is I was challenging the federal timber sale levels. They were selling a lot of timber, losing money at most of it, doing a lot of environmental damage. And in a nutshell:, we won federal timber sale levels declined by 85% between 1990 and 2000, and it was a great deal of that was due to my work. Part of it was due to the spotted owl, which I didn't really work on, but most of it was due to my work, which persuaded the forest service, that they were cutting too much timber and that they shouldn't be doing so much.And so now having won that battle, I looked around for other battles to fight and came across battles that were going on with land use and transportation in the city I lived in, which was the Portland urban area. And extended that to found out that I was dealing with a movement that was a national movement that was trying to force people to stop driving, trying to force more people to live in apartments instead of single family homes. And since 98% of the travel we do in cities is driving, and since 80% of Americans want to live in single family homes, it seems to me that even though I was a bicyclist, I have to realize that most people don't bicycle. Most people drive. And even though I have lived in apartments, I have to realize that most people want to live in single family homes.So I shouldn't be imposing my preferences on other people through some kind of planning process. So I began to challenge city plans, urban area plans, state plans, transportation plans, land use plans, and I discovered that there's a lot of similarities between forest planning and urban planning. Basically, forest planners think that there's these inanimate objects out in forest that they can make, do whatever they want. I actually found a forest plan that proposed they were going to grow trees to be 650 feet tall when the tallest trees in the world are less than 400 feet tall. Forest planners just thought they could imagine anything they want and it would happen. And urban planners think that there's these inanimate objects in cities that they can make, do whatever they want. And those inanimate objects are people and they think that, well, they can just force more people to live in apartments. They can just force more people to take transit or to bicycle instead of drive. And to me, those are very unappealing ideas and whether you're libertarian or not, you don't really like to think that somebody is trying to manipulate you to force you to use a much more expensive way of transportation or to live in a much less desirable home. That also happens to be more expensive than the single family home you might be living in. Now,Leafbox:When did that shift, I think in your memoirs, you started taking economics classes or was it when you were learning first computer modeling, when did that shift come in understanding reality versus imposed reality?Randal O'Toole:The funny thing was that when I was working on forest issues, I was making quite a name for myself. One Forest Service official told a reporter that Randal O'Toole has had more impact on the forest service than all the environmental groups combined. And so I would get speaking invitations and a professor at the University of Oregon Department of Urban Planning asked me to come and speak to his class, and I did at the time, I had a bachelor's degree in forestry and he said, you should go to graduate school, you should go to graduate school in our urban and regional planning department. And I said, well, I'm not really interested in urban planning. I'm interested in forest issues. He said, well, we also do regional planning, so they offered me funding support and things like that. So I said, okay, so I took the first terms worth of courses in urban planning and I looked around and I said, I shouldn't just take courses in one field.I should also learn some other fields. And there was a course in urban economics, it was also a graduate course, and what I discovered was the urban economists didn't make any assumptions about cities. Instead, they looked at the data and then they tried to build for how the city works, they compared the model against the data and if the model didn't produce the data that they knew was real, they modified the model and then they compared that against the data and they kept modifying it until they got a model that came out pretty close to how the cities actually were working. So then they were able to ask questions of the model like what happens if you draw an urban growth boundary around the city and force the density of the city to get higher force higher densities, force more people to live in apartments instead of single family homes?Will that result in more congestion or less? Well, the model clearly showed that although some people would respond to density by taking transit, most people would keep driving and the congestion would just get worse. Because you have more people driving per square mile of land because you'd have higher population densities? Well, in the urban planning courses, they asked the same question, and instead of building a model or looking at any data at all, they just said, well, I think if they were higher density people would ride transit more and so there'd be less congestion. And everybody in the class agreed. There were two urban planning professors in this class and they agreed and I said, no, the actual economic data show that the congestion would get worse. We went back and forth and finally one of the professors said, well, everybody's entitled to their opinion.And that was the day I knew I wasn't going to become a planner, I was going to become an economist. So I stopped taking urban planning courses and I started taking economics courses and took a whole slew of those courses and still spent most of my time working on forest issues. And so I ended up not earning any degrees, but I think more like an economist than a planner. In fact, I think more like an economist than a forester. Foresters have a way of thinking. Geographers have a way of thinking. Landscape architects have a way of thinking. Economists and planners have ways of thinking, and I think like an economist. And so sometimes I'll call myself an economist even though I don't have a degree in economics. Sometimes I call myself a policy analyst even though I don't have a degree in policy analysis. My degree is in forestry. All of these things are alike in the sense that these planners and basically what I've spent my career doing is critiquing government plans. These planners think that they can impose things on the land or impose things on people that people don't want to have imposed on them.Leafbox:Going back to where does that iconoclastic mindset emerge from? I'm curious and how do you keep defending it? Why don't you go with the flow of the consensus?Randal O'Toole:Well, it's funny, I've always been an iconoclast. I grew my hair down well below my shoulders when I was in high school, which made the high schools vice principals hate me. I would leave school to go to anti-Vietnam protest marches or civil rights protest marches. I would skip school to go to environmental events and eventually started an environmental group in my high school when Earth Day came along that persuaded me that I should work on environmental issues. So I went to a forestry school where they taught people how to grow trees so they could cut them down and cut them up into forest products. And here I was not being real obvious about it, but being somewhat obvious because I was spending my summers doing internships, working on how to stop the Forest Service and Bureau of Land Management and other agencies from cutting down trees.And so I was always out of step and that seems to have continued throughout my career. One interesting example lately has been bus rapid transit. I spent a lot of the last 30 years of my career critiquing urban transit systems and we'd see cities like Portland and Seattle spending billions of dollars on rail transit and Honolulu now spending billions of dollars on rail transit and I'd say, wait a minute, bus rapid transit can move more people faster, faster to more destinations than rail transit. So instead of rail transit, we should be looking at bus rapid transit, and now we're seeing cities say, okay, we'll do bus rapid transit, but we won't do the kind of bus rapid transit Randal O'Toole was talking about, which was running buses on ordinary city streets. But the buses only stop once per mile like a rail line, and so they're faster.They don't have to stop as frequently and they'll be more attractive to passengers both because they're faster and they're more frequent. Instead of just doing that, we're going to build special lanes for the buses. We're going to build fancy stops for all the buses, fancy stations for all the buses to stop at. And so instead of spending a million dollars a mile on bus rapid transit, we're going to spend $50 million a mile or a hundred million dollars a mile on bus rapid transit. We're going to make bus rapid transit as expensive as building rail transit. Well, I've lost interest in that, and so I'm now no longer enthusiastic behind bus rapid transit. Instead, the kind of transit I've been advocating is express buses, nonstop buses throughout urban areas that will take people from lots of origins to lots of different destinations with intervening 20 miles an hour, which is the average speed for bus rapid transit or 11 miles an hour, which is the average speed for local buses. They'll go at 50 miles or 55 miles an hour because they'll be going on freeways for most of their routes. Nobody else in the transit industry is thinking about this. So I guess I'm ahead of my time. I was talking about bus rapid transit before they were, and now I'm talking about express buses before anybody else. We'll see if they follow.Leafbox:Randal. These are like the buses, the Bolt bus in Los Angeles or San Francisco or the Chinatown buses in New York to Boston or DC or those type of private industry buses.Randal O'Toole:Those are intercity buses. And the interesting thing about the intercity bus industry is it used to be tied down by bus stations. You'd have these expensive bus stations in every city and they'd have baggage clerks and they'd have ticket salesmen and stuff like that. And the kind of buses you're mentioning, they've abandoned all that. They go from curbside to curbside, which means they don't have to pay for a station. They let the passengers load their own luggage, which means they don't have to pay for baggage handlers. You buy your tickets on the internet, which means they don't have to pay for ticket agents.And that led to a huge resurgence in inter city buses. intercity buses buses were on the decline for about 1960 to 2005, and you started seeing these infrastructure light buses, megabus and bolt bus and so on, and suddenly bus ridership, intercity buses bus ridership is increasing. So we look at the transit industry and instead of saying, let's see, we've got this great infrastructure out there, it's called roads and streets. Let's run our transit on roads and streets. Instead of saying that, they're saying, let's build a lot of infrastructure that's dedicated solely to urban transit, and it's going to be really expensive infrastructure. We can build a lane mile of road for half a million dollars, but we're going to spend a hundred million dollars building a mile of rail or $200 million. There are some rail projects now that are costing $500 million per mile of rail.That's a billion dollars a route mile because we have a mile of rail going in each direction. So we're spending phenomenal amounts of money for something that's only going to be used by a few transit riders because transit only carries half a percent of all passenger travel in this country. Before the pandemic, it was 1%, but now it's down to about a half a percent. Maybe it'll get us way back up to three-fourths of a percent. We're spending billions and billions of dollars on this tiny percentage of travelers with buses. We could attract the same number of people, move the same number of people, probably more people for a lot less money because the buses can go faster. Even New York City subways average less than 30 miles an hour, and buses on freeways can average 60 miles an hour.Leafbox:So Randal here in Hawaii about the new HART (Light Rail), I'd love to just a quick summary of your critiques of that system and why you think it was built.Randal O'Toole:Well, of course, when they first planned it, they said it was going to cost less than 3 billion. And in fact, the original proponents said that fares were going to pay not only all the operating costs, but they were going to pay part if not all of the capital costs. Well, the costs have exploded to well over $9 billion. The Federal Transit Administration thinks that by the time they're done, it's going to be $12 billion and they've run out of money. So they're saying we're not going to be able to finish it all the way immediately. Eventually we might get enough money to be able to finish it, but not right away. And the ridership numbers they were projecting were probably way too high. Certainly they're not getting anything close to what they were expecting with the part that's opened. That's partly because it's not finished and you look at it and all it really is a bus route.They could have done exactly the same thing with buses. They could have gone just as fast if not faster with buses. They persuaded people to go for it. They said it's going to relieve congestion. Well, it's not going to relieve congestion. In fact, their own data show the congestion is going to increase near the transit stops because people were going to be slowing down and stopping there to pick up and drop off rail riders instead of people walking to the rail stations that were going to drive to the rail stations and have somebody drive them and drop them off. So their own data showed it was going to increase congestion, but they convinced people it was going to reduce congestion. And the onion had a great story many years ago saying 98% of American commuters want other people to ride transit so that they can drive in less congested traffic.So transit agencies in Honolulu, in Los Angeles and San Diego and cities all over the country had convinced people to go for these extremely expensive transit projects by claiming that it was going to reduce congestion when in fact, on almost every case, it made congestion worse. And we made these critiques of the Honolulu Rail project before they began, before it began, the city council ignored us. They were heavily pressured by the unions that wanted jobs for constructing it. When the construction is done, there aren't going to be any jobs. The transit is automated, there aren't going to be jobs for drivers, there's going to be some maintenance jobs. There's going to be a tiny fraction, the jobs that they're getting for building. And so it was just basically unions and contractors wanted to build it. They threw money into the right campaign funds, and so politicians supported it.So we end up seeing, and we're seeing us all over the country, we're seeing it for high speed rail, we're seeing it for Amtrak. We're seeing this what's called the iron triangle, which is people who make money from tax dollars in one corner of the triangle, the bureaucracy that another corner of the triangle and the politicians at a third corner of the triangle, the politicians appropriate money to the bureaucracy, which then give it out to the contractors who spend it and then who then take some of that money and use it for campaign contributions to the politicians. Very hard to break that triangle. We have found that if a measure goes on the ballot and we can spend 10% as much money as a proponent spend, we can usually reach enough voters to convince 'em to vote it down. But if we only reach five, only spend 5% as much as the proponent spend, it usually passes because they drown us out with their claims that it's going to relieve congestion and is education.It's convincing people to be skeptical of government. We've got this huge movement now that's skeptical of capitalism and they don't realize that a lot of government is really crony capitalism where people take money from government to build up their companies. You've got companies that exclusively live off of government spending, and you see this in transportation. We've got all these engineering and consulting firms like Parsons Brinkerhoff, which has now got a new name WSR and HDR and a bunch of other companies, and they overtly lie. HDR has made a specialty of going to cities and saying, if you build rail transit, you're going to get billions of dollars of economic development. Look what happened in Portland. They built a light rail line and they got a billion dollars of economic development. They don't mention the fact that Portland got zero economic development after it built the light rail.So 10 years after it opened the line, it threw a billion dollars in subsidies to developers along the light rail line, and those developers then put in new developments and they said, look, we built the light rail line. We've got all this new development. Well, you didn't mention the billion dollars in subsidies: where you didn't put in the subsidies, you got no new development, or you did put in the subsidies and you didn't have light rail, you got new development. It was the subsidies, not the light rail that got new development. HDR lies to people and claims it's the rail transit that got the new development. They even hired a city counselor in Portland, the person who had originally proposed these subsidies, and he traveled around the country telling cities that they put in the rail lines and they got all this development. He never mentioned the subsidies that he himself had initiated on the Portland City Council.So you need to educate people and we need a skeptical public. We need people in the public who aren't going to automatically assume that government is good and that private operations, private companies are automatically bad. Private corporations aren't necessarily purely good, but given a choice between a public agency and a private corporation, I would rather have the private corporation because I can at least decide not to patronize that company if I don't like their products or what they do. Whereas when the government does something, I'm stuck with having to pay taxes for it whether I like it or not.Leafbox:What are your thoughts on New Urbanism? I think you've had debates with James Kunstler and have any of your thoughts changed or evolved orRandal O'Toole:Yes, they've evolved. I originally didn't like it and now I hate it. I originally thought new urbanism was a little misguided. Now I think they're delusional. Totally delusional. New urbanism is the idea that people will be happier if they live within walking distance of shops, of coffee shops, of stores of transit stops, maybe even within walking distance of work that people will be healthier if they're within walking distance. The way to do that is to build a lot more apartments because that's the way to get the density you need to get people living within walking distance. And so new urbanism effectively supported the urban planners who are trying to have urban growth boundaries around cities and densify the cities and increase the apartments. And if you look at the history of new urbanism, it basically came in the 1990s from a group of architects and planners who read a book that was published in about 1960 called The Death and Life of Great American Cities.The book was written by an architecture critic at the time named Jane Jacobs. She lived in Greenwich Village, New York City at the time, the urban planning profession believed that high density apartments were bad. Most of the big cities like New York and Chicago and Boston had a bunch of apartments that had been built before the turn of the 20th century. They were like four and five and six stories tall. They didn't have any elevators. You had to climb up all these staircases if you lived on an upper floor to get to your apartment. At the time they were built, elevators had just been invented or they hadn't even been invented yet. High speed electric elevators dated to 1891. So a lot of these were built before the elevators. They were built for people who couldn't afford to ride a street car to work. And so you had blocks of apartments that had like 5,000 people living per block, and they were within walking distance of blocks of factories that had like 3000, 4,000 people per block of factories.So people would walk, from the apartment for the factory. Well, after the turn of the 20th century, we got Henry Ford developed the moving assembly line for automobiles, and he made automobiles so cheap that everybody who was living in those apartments could afford to buy them. And the moving assembly line required so much land that all the factories moved out of downtowns into the suburbs. So the jobs moved to the suburbs, the people who bought cars that a lot of them moved to the suburbs, they could live in single family home instead of apartments. And after World War ii, we could see those apartments were not very desirable. And so in 1949, Congress passed a law that gave the cities money for urban renewal that was to be used to clear these apartments out and replaced them with something else. Well, the cities didn't want to replace 'em with single family homes because they didn't think they'd get as much tax revenue for the single family homes.So for the most part, the cities were replacing them with high rise apartments with elevators. In the 1930s, there was a crazy architect from Switzerland who called himself Le Corbusier , which I think means the crow, and he thought that everybody should live in high rise apartment. I don't know why he thought that, because he himself never lived in a high rise apartment. He lived in low-rise, but he thought cities should build highrise apartments. So the urban planning fad of the 1950s was to build high-rise apartments, not just in American cities, but all over the world. You go to South Korea and the cities, all of them have high rise apartments. You go to Japan, you go to China, you go to Russia, you go to Paris, you go to cities everywhere you find all these high-rise apartments. They were all inspired by this kooky architect named Lake Buer who thought people should live in a way that he himself didn't want to live.So here comes Jane Jacobs. They want to tear down her apartment building and put in a high-rise, and she says, urban planners don't understand how cities work. Well, she was right about that. Urban planners don't understand how cities, but then she went on to say something that was totally wrong, which was that she, Jane Jacobs understood how cities work, and the way she described an ideal city was you had five story apartment building and with all this density, the ground floor would be shops and people would entertain their guests out on the street. She didn't say this apartments were so small, there was no room for entertaining guests. So you'd entertain the guests out on the streets, so you'd have people playing out on the streets, they'd be barbecuing out on the streets, they'd be shopping out on the streets because the shops are out on the streets, so there wouldn't be any crime because everybody would be able to see everything that was going on because they'd all be down on the streets all the time.You'd have these lively streets, it'd be so exciting to live in them. It'd be a wonderful place to live. And that's what a real city was like. She didn't understand that what she was describing was an artifact from the 1880s that people were moving out of as rapidly as they could and that, despite her claims, they did have high crime rate. The people didn't want to live in buildings, so they had to climb up to five stories, four, four or five stories on stairs to get to their apartments that they're moving out. She herself didn't live in a five story building. She lived in a three story building. I don't know if she lived on the second floor or the third floor. I suspect her apartment was probably on both floors because she was welted due. Her husband had a good job, she got a good job.They lived in this three story building. There was a shop on the ground floor and they had to walk up, I think one floor to get to the main part of their apartment. So she didn't understand what it was like having to walk up three, four, and five flights of stairs to get to apartments on the fourth, fifth, and sixth floors. Doubly ironic, in 1968, her son decides to dodge the draft because he didn't believe in the war in Vietnam. So he moved to Canada. She decided to move to Canada with him, and she made so much money selling her book, the Death and Life of Great American Cities that she bought a single family home in Canada. She didn't live in a mid-rise apartment, and she moved to a single family home. And yet the urban planners who were young in the 1960s and becoming dominant in the 1990s who had read her book said, yes, we were wrong to try to force people to live in high rise apartments.We should instead try to force people to live in five story apartments like the apartments that she described in the Death and Life of Great American Cities, like the apartments in Greenwich Village. So instead of saying, alright, let's build some of these five story apartments in the inner cities in Portland and Denver and Seattle, they said, let's build these five story apartments everywhere. Let's build them in the suburbs. Let's build them in rural areas. Let's build 'em everywhere. All urbanites should live in these five story apartment buildings. And so we're seeing them spring up all over the place. Most of them are subsidized because as I say, 80% of Americans want to live in single family homes, not in apartments. We even had an urban planner write a paper that was very popular in the urban planning profession that said by the year 2025, and he wrote this in about 2002 or something. By the year 2025, people aren't going to want to live in single family homes anymore, and we're going to have a surplus of 22 million single family homes in the suburbs. The suburbs are going to turn into slums because everybody living in those suburbs are going to have moved into apartments in downtown. And so what urban planners should do today is get ahead of the situation by getting their cities to build more apartments, building more apartments in the suburbs, replace these icky single family homes that people won't want to live in so that we won't have a shortage of apartments when people want them. Well, of course, we're two years away from 2025. We have people moving away from cities as fast as they can before the pandemic where there were polls that showed that 40% of people who were living in dense cities wanted to move to suburbs or rural areas. And we had the same polls showed that more people wanted to live in suburbs that actually lived in them, and that was in 2018. And then the pandemic comes along and people just flee these dense cities, the populations of San Francisco and New York and others, Portland and Seattle, they're all declining and the populations of their suburbs, some cases are growing the populations of small towns. Boise, Idaho is the fastest growing city in the country.The guy was just totally wrong. And yet we have suffered for two decades under urban planners who have tried to force these ideas on cities by subsidizing, by taxing people, and then subsidizing these high density apartments that people don't really want to live in.Leafbox:Randal, talking about the pandemic, how has that changed or affected your outlook on urban planning or on where people want to live? Or do you have the same critiques of the subsidies of suburban living orRandal O'Toole:All the pandemic has done is reinforced the ideas I already had. A pandemic doesn't really change things. What it does is it reinforces trends that are already happening. We already had a trend where people were buying cars and stopping the use of transit. Transit ridership declined every year from 2014 to 2018. It recovered slightly in 2019, but not much. Most cities still declined. About 45% of our transit takes place in New York City. And what happened was it grew in New York City in 2019. It's still declined almost everywhere else, but the growth in New York City overcame the decline everywhere else, but basically people were still buying cars. Gas prices dropped in 2014 and that just killed transit everywhere except New York City.And then we have the trend to living in suburbs. We have the trend of wanting to live in single family homes as soon as people could afford to do so. They would buy a car and then they could live out in the suburbs where they didn't have to be in a lot of congestion or they didn't have to deal with crime or they didn't have to deal with pollution and things like that. And all the pandemic did is it reinforced all those things before the pandemic. You might've thought everybody who wanted to move to the suburbs had already done, but no, it turns out a lot more people wanted to move to the suburbs, but by the pandemic allowed more people to work at home and that led more people to say, okay, now I can move to the suburbs. Or before I couldn't because I was required to work in an office that was too far away from the place I wanted to live in the suburbs. So we now have people who maybe work in an office one day a week, but live a hundred miles away from that office and instead of driving 20 miles five days a week, they're driving a hundred miles one day a week each way and living far, far away from the density that urban planners had made for them.The pandemic didn't change my views, it just reinforced them.Leafbox:What is your solution for the urban cores that are the skyscrapers of New York and the developers that built up that infrastructure? What are they supposed to do with these remote work is a challenge for 'em?Randal O'Toole:I think the government shouldn't do anything. I think the developers are going to have to figure it out for themselves. The owners are going to have to figure out for themselves what to do with those offices. Solution number one is to find lower valued tenants. They have what they call Class A offices and class B offices and class A offices attract companies like Chase Manhattan and Wells Fargo and Class B attracts lower rung companies. Then you have Class C that attracts nonprofit groups and flea markets and antique stores and things like that. So the owners of these office buildings are going to have to accept a lower class of tenants. Now you hear proposals to convert office buildings to apartments, and I think the Biden administration just approved a bill that's going to offer money to developers to convert office buildings to apartments. The problem is you look at the way plumbing is set up in an apartment building, every single apartment has to have plumbing for kitchen and bathrooms.And you look at the way plumbing is set up in an office building, they put the plumbing in this core of the building where the restrooms are and the outer reach of the building have no plumbing at all. So it's going to be very expensive to change office buildings into apartment buildings. And really it's cheaper to build single family homes than it is to build apartments, and it's probably cheaper to build single family homes than it is to convert offices to apartment buildings. If you didn't have urban growth boundaries around cities, you're not going to convert offices to apartments because people aren't going to be willing to pay that extra cost of living in an apartment. If you live in a place that does have urban growth boundaries, you've driven up the cost of single family homes to be two to five times greater than it ought to be, then maybe you'll be able to justify converting offices to apartments economically justify. But that's only because you've distorted the housing market totally rid of those distortions.Leafbox:Like you said, it's still the triangle, the iron triangle, because the developers are getting subsidies for their losses instead of just taking the loss and finding Class C tenants.Randal O'Toole:Well, that's going to happen in some places, but even with the subsidies, I don't think you're going to see a lot of apartment conversions in Houston or Dallas or Atlanta or Omaha or Raleigh, places where you don't have urban growth boundaries. And so housing is still pretty affordable. Single family housing is still pretty affordable. The new urbanists like to ask people, would you rather live in an apartment where you're within walking distance of coffee shops and grocery stores and your work? Or would you rather live in a single family home or you have to drive everywhere you go? Everywhere you go. And a lot of people will say the apartment, but if you ask a question honestly, you'd say, would you rather live in a 1000 square foot apartment that costs $400,000 that's within walking distance of a limited selection, high priced grocery store and a coffee shop?Or would you rather live in a 2000 square foot single family home on a large lot that's with an easy driving distance of multiple grocery stores that are competing hard for your business, both on and on having a wide selection of goods to sell you. And there's not much congestion because you live in a low density area. Well, you asked a question that way. You mentioned that your 2000 square foot house only costs $200,000, whereas to 1000 square foot apartment costs $400,000, even without the cost, you're going to find a lot more people saying they want the single family home. And when you add in the cost, the preference for single family homes just zoomed upward. So in Houston, you're not going to see a lot of conversions. You'll probably see a bunch of conversions in San Francisco, but do people really want to live that way? I think people are being forced to live that way, and I don't like the fact that planners are getting away with forcing people to live in ways they don't want to live. WhatLeafbox:Are your thoughts? I think you're a proponent of autonomous vehicles as an alternative to public infrastructure and public transport. Could you expand on that?Randal O'Toole:Well, I'm not so much a proponent, as I see that's the wave of the future. So we see cities like Seattle spending gobs of money. I mean, Seattle's got spending like 90 billion on light rail when autonomous vehicles, once they're applied to Seattle are going to be just destroy light rail as a mode of transportation. Who's going to want to ride light rail when you're going to be susceptible to diseases that you can catch from other people on the train? There's going to be crime on the train, and it only goes when the rail is scheduled, not when you want to go, and it only goes where that we've spent billions of dollars building the rail lines and not where you want to go. Whereas you could call up an autonomous vehicle, have it come to your door, take you to your door, and it's going to cost you probably not much more, maybe even less than when you count all the subsidies.It's certainly going to cost less than the light rail. So it's going to happen. I mean, it's happened in San Francisco. Waymo has just announced that they're serving the entire Phoenix metropolitan area now just 550 square miles. Cruise is shut down in San Francisco temporarily in response to calls because there was one accident. But the data show that even as primitive as it is today, we've the autonomous vehicles that have traveled millions and millions of miles have only had about one fifth as many accidents per million miles. They travel as human-driven vehicles. The pressure is coming from the taxi drivers, the truck drivers, the people whose jobs are going to be lost when they're replaced by autonomous vehicle, and they're the ones who are putting pressure in California to try kill autonomous vehicles in San Francisco. But it's going to happen. And since it is going to happen, we shouldn't be spending money on these 19th century forms of rail transportation that are slow and expensive and don't go where people want to go.Leafbox:Talking about international frameworks, you travel, you went to Switzerland and you're going to Canada and you're a fan of rail. Where can Americans learn? Who's doing planning, right? Who's letting, is it Singapore, is it Tokyo? Where's the most ideal framework for development in your opinion, meeting the needs of this civilian, the government, and just where do you find that balance?Randal O'Toole:Houston. Houston is the closest I can come to the ideal. Houston has no zoning. Texas counties are not allowed to zone. And so Houston is surrounded by lots, some suburban cities that are incorporated. The biggest one is Pasadena. They don't have any zoning. Other Incorporated cities around Houston do have zoning, but what happens is the developments take place in unincorporated areas. The developers build houses that people want. They build homes for the market. They do build some multifamily, but they build mostly single family. And then these developed areas then get annexed into the suburbs and the suburbs then sometimes apply zoning. Sugar land is one example of that. Almost all of sugar land was built in unincorporated areas and then annexed into the city. Even the city hall was built when it was unincorporated, and then they annexed it into the incorporated area. So the zoning only came after it was built.And so the developers were able to build the kind of houses that people wanted. And one of the things that developers found is that if you're going to buy a single family home, you want to have some assurance that nobody's going to put in a gravel pit or a meat packing factory or a brick factory or something like that right next door to you. And so the developers did something that was like zoning. They put protective covenants on the properties. They said All the homes in this neighborhood have to be a certain size. All the homes in this neighborhood have to be a certain size or whatever, and the lots have to be a certain size and so on. And what happens is when you do that, if you're a developer, you don't get more money from your lots, but they sell a lot faster.It doesn't increase the cost. There's no cost of putting these covenants on, but they sell a lot faster. These covenants are actually developed decades before zoning, and they were so successful that zoning was invented by cities to apply to existing single family neighborhoods to increase home ownership. Home ownership rates went from about 15% in cities in 1890 to over 50% by 1960, because people had the assurance that if they bought a home, it wasn't going to be degraded in use because the next door neighbor decided to put in something that was incompatible, whether it was zoning or protective covenants. So Houston has protective covenants in all these suburban developments, and these covenants are flexible. If a developer says, look, your neighborhood has these covenants in and they're incompatible with the development I want to put in, but I think my development will sell really well, I'll pay you to change your covenants.And some neighborhoods have agreed to do that so that the developers can put in something that they think is more marketable than the kind of housing that's in that neighborhood and people's taste change. So these kinds of things do happen over time. Now, another thing that's happened is that some of the suburban counties around Houston have toll road authorities, and they are funded exclusively out of their tolls. They build roads rather economically. They build freeways that are cost about $5 million a lane mile, and they build these freeways to get from the suburban communities that are being built by developers who are using protective covenants to get from these suburban neighborhoods to downtown Houston. So Fort Bend County, for example, has several freeways that is built exclusively with toll roads that are paid for solely out of tolls. They don't get any gas taxes, they don't get any tax dollars, and I consider these to be very successful.Now nobody is perfect. Houston. After voting down light rail a couple of times, they managed to persuade them that voters that if they built light rail, it would relieve congestion. And so they ended up building some light rail lines That to me, have been total disasters. Transit ridership in Houston was growing before they started building a light rail is now lower than it was in the last couple of years before light rail opened. Because they spent so much money on the light rail, they ended up cutting back on their bus service and you lost more bus riders than you gained rail riders. That's a pattern we've seen in Los Angeles and St. Louis and Sacramento and cities all over the country that you build rail and you lose riders because you end up having fewer bus riders than you gain rail riders. But overall, despite that quirk, the light rail problem in Houston, I say Houston is the place you should go to if you want to find out how cities could work without a lot of government plansLeafbox:As an environmentalist, you have a model called Incentive-based conservation. Could you just summarize that for people and how you think market reactions can help secure environmental rights and whatnot?Randal O'Toole:Well, I developed those ideas back when I was working on forest issues and the Forest Service and other agencies were doing a lot of clearcutting that clear cutting damaged wildlife habitat. It reduced recreation values because recreationists to the most valuable recreation was recreation in areas that were wild and where you had some solitude from other people and from big cities and from roads and things like that. And so the forest service is eagerly building roads, cutting down trees, damaging watersheds, damaging fisheries, damaging wildlife habitats. The best fisheries in Oregon, for example, are an area that have no roads, that have had no logging, the best salmon fisheries. So I looked at after years of looking at Forest service data, something hit me one day, and that was that the reason why the Forest Service was doing this is because Congress had inadvertently designed their budget to reward the Forest Service for losing money on environmentally destructive activities and to literally penalize the forest Service for either making money or doing environmentally benign activities, activities that were not bad for the environment.And certainly they didn't reward them for doing environmentally good activities. And so the Forest Service was merely following its incentive. I wrote a whole book about this. It was called Reforming the Forest Service. It came out in 1988. In 1989, the Forest Service sold 11 billion Ford feet of timber started declining in 1990. By 2001, it had fallen to one and a half billion board feet of timber. It had fallen by 85%. And people in the Forest Service came to me and said, we read your book and we thought you were accusing us of being corrupt. And then this guy said, the guy told me, I suddenly realized last week I had signed off on a timber sale so I could get a bigger budget. And they stopped doing that. They stopped saying, they said, we don't want to be motivated by our budget to do these bad things anymore.And so they stop these environmentally destructive timber sale. I didn't think that was going to happen. I thought we would have to change their incentives. So I talked about incentive-based conservation. I said, we should charge recreation fees. We should charge fees, bigger fees for fishing and hunting. Right now, when you fish and hunt, technically under federal law or under US law, the animals you fish and hunt are owned by the states. But if you, on national forest, the land you're hunting on is owned by the federal government. So right now you pay a hunting fee to the state, but you don't pay anything to the federal government. I said, you should also have to pay a fee to the federal government to hunt on federal land or fish on federal land. If you did that, I pointed out then private landowners would also be able to charge fees, and you'd see both federal and private landowners modifying their activities so that they would enhance wildlife habitat, enhance fisheries, and enhance recreation opportunities.We'd have more recreation, not less if we were willing to pay fees. And so my solution to the forest problems was to charge recreation fees to balance the fees from timber cutting and grazing and mining. And the forest services own numbers showed that recreation was worth more than all the other activities combined. So they would make a pretty good balance. I got quite a few environmentalists supporting this. But then in the mid 1990s, the environmental movement kind of got taken over by people who believed in top down planning, they believed that the president should make all the decisions for every single timber sale. And if a timber sale didn't meet their approval, they literally went to the president of the United States and got him to call up the district, not him, but one of his age, to call up the district ranger and say, don't do that timber sale. It drove the Forest Service bureaucracy nuts because these people in the administration in the White House were overruling 'em. And so incentive-based conservation didn't get very far. Now we're seeing some people in the environmental movement going back and recognizing that this top down planning doesn't work very well, and they're beginning to look at these ideas again.Leafbox:Randal, as you had that interview with the Grassroots Initiative here in Hawaii discussing housing policy, what's your relationship with them? And my other question is, do you have an opinion on vacancy taxes for Hawaii or other places?Randal O'Toole:Alright, well, you're talking about the Grassroot Institute, not plural, but Grassroot Institute, and they're a state-based think tank in Hawaii. And I work with state-based think tanks all over the country. Recently, I've done work for state-based think tanks in North Carolina, Arizona, Oregon, Colorado, a lot of different states and Hawaii. And some of them have hired me to do some work. Some of them just asked me to comment in Zoom meetings or in podcasts or radio interviews or whatever. But the Grassroots Institute is one of a great network state-based think tanks that I'm happy to be working with and for as much as I can. Even when I worked for the Cato Institute, which is a national think tank in Washington dc, I really saw my job as being a liaison from Cato to these state-based think tanks because most people in Cato working on national or international issues, I was one of the few in Cato who was working on local issues like housing or transportation issues. And so I've always had a good relationship with the Grassroot Institute. The director and their staff are great people and they do good work on housing and a lot of other issues in Hawaii.Leafbox:And then what are your thoughts? I mean, you advocated for a voucher model, just to summarize that for meeting affordable housing and then if you have any thoughts on vacancy taxes. Many people want to apply vacancy tax in Hawaii for empty units or empty second homes or I'm just curious if you've studied that at all.Randal O'Toole:Well, Hawaii was the first state in the country to try to restrict the development of single family homes. And it's such an irony because in the 1950s, most of the land in Hawaii was owned by the five companies, Dole and so on, and the bishop estate. And if you wanted to own your own home in Hawaii, often you couldn't find land to own it on something like 99% of the land was owned by one of these six entities. So you would have to lease land from one of these entities and build your home on it. And the five companies were agricultural companies and they weren't interested in leasing land for homes. They wanted to grow pineapple and sugarcane and other crops on their land. And so you had this huge housing crisis in Hawaii in the late 1950s. And at the time, in the early 1950s, Hawaii's legislature, territorial legislature was run by Republicans and they were very sympathetic to the five companies, and they weren't sympathetic to the people who needed housing.Well, the late 1950s, the Democrats took over and they took over on a promise of land reform. They promised that they would force the five companies and the bishop estate perhaps to sell some of their land to use for housing so that people could find affordable housing. Well, the Democrats won and in 1961 they passed their land reform cap package and it did exactly the opposite of what they promised. Instead of requiring the companies to sell the land, they declared all the rural land in the state, most of which was owned by these five companies. They declared that land off limits to developments. They said the only land you could develop was urban land. This story is told by a great book called Land and Power in Hawaii. I recommended to all your listeners if they're from Hawaii. And what the Democrats discovered was that as legislators, they could make exceptions for themselves.And so if you're a developer and you wanted to develop some land, you went to a state legislator and you made that legislator a partner in your development, the partner would then get the state to override the rules that had been passed by the state in response to the law you passed so that you could have your land developed or your developer partners land development developed and you'd make all this money. And so it became quite a corrupt system, and that's a system that governs Hawaii. To this day, only about 14% of the land in Hawaii has been developed. There's lots of land even in Oahu. Most of the land is still undeveloped. It's rural land that could be developed. And the real irony is supposedly the 1961 law that reserved all these rural areas where supposed to protect the agricultural industry, and yet the farm industry has practically died in Hawaii.Why? Because the farmers can't afford to hire farm laborers and pay them enough money for those laborers to find housing and still produce pineapple and sugarcane and other produce that's competitive with farms in Costa Rica and Fuji and other places that haven't restricted housing. And so we've destroyed more than 80% of the farm industry in Hawaii just since 1982. It's been 80%. So since 1961, it's been more than 80%. In order to preserve the farmlands, we had to destroy the farms. That to me is a very sad commentary on what's happened in housing. Now, since housing has gotten expensive, we've come up with all these wacko ideas to make housing that's affordable. One wacko idea is build high density housing, build more apartments. Well, it turns out apartments cost twice as much per square foot to build as single family homes, maybe more than twice as much if it's really tall, partly because you have to put in elevators.If you're building taller than two or three stores, you have to put in elevators. They're really expensive, more steel, more concrete. It just makes housing a lot more expensive. So you're not building affordable housing when you build apartments. And yet we have all these subsidies that we're throwing at developers that are inefficiently building expensive housing, but it's subsidized housing. And so then they can rent it at lower rates. Then we come up with crazy ideas like, oh, Airbnb is using up all the housing. Well, if we didn't have these restrictions on housing, we could build more housing. There'd be enough housing for Airbnb, there'd be enough housing for vacation homes, and there'd be enough housing for year-round residents. It's only because of the land use law that restrict housing, restrict new development that's made housing expensive. So the number one priority of anybody who cares about affordable housing should be to abolish the state land use laws, not just modify them to increase the amount of urban land, but totally abolish them. We'd see a lot more development on Oahu. We'd see a tiny bit more development on the other islands. Not much. Most of the land that's rural and the other islands would stay rural. At least half the land on Oahu that's rural would stay rural. Probably half of Oahu would stay rural, but there'd be a lot more development and housing would get to be a lot more important.Leafbox:A

It's the bittersweet final day at FilmQuest, and Day 09 is upon us. The morning after the epic "In Love with the Process" house party, Lance and Mike are feeling the aftereffects of a night filled with beers, BBQ, Russian drinking games, and more. The festival spirit is alive and well! Joining the guys is the incredible Chase Manhattan, and to simply call Chase a producer would be a massive understatement. His journey in the industry has taken him from being a film & tv producer, Music Video Director, Commercial AD, singer, MC and Nightlife visionary. With a style that channels the legendary 1970s Burt Reynolds and a heart the size of a planet, Chase has an undying passion for people and storytelling. In this episode, they delve into Chase's origins in the business and hear some of the wild stories he's experienced with famous musicians and individuals from the nightlife scene. They discuss the power of being unafraid to strike up a conversation with anyone, and Chase generously shares his process of networking, which stems from a place of genuine altruism. "I just want to do good things for people, regardless of whether it comes back to me," he says. If you've ever wondered how some people make the right connections, get on the guest list at the hottest clubs, or figure out how to produce a film in a place without a film infrastructure, this episode is an absolute must-listen. Join us for the grand finale of the FilmQuest Film Festival series. It's a conversation that's sure to inspire and leave you with a sense of community, connection, and the power of doing good in the industry. Enjoy this last episode and savor the cinematic journey! --------------------------------- Go to inlovewiththeprocess.com to see trailers and clips! ►FilmQuest: www.filmquestfest.com/ ►Chase's Instagram: www.instagram.com/thechasemanhattan ►Lances's Instagram: www.instagram.com/golancego ►Mike Pecci's IG: instagram.com/mikepecci ►ILWP's IG: instagram.com/inlovewiththeprocesspod -------------> Featuring Music from: ►Mitch Murder ►Code Elektro ►Big Black Delta The Episode is Sponsored by ► bokehrentals.com/ ► Puget Systems: puget.systems/go/ILWTP ► Fotodiox: fotodioxpro.com/ ► FujiFilm: fujifilm-x.com/ ► FujiFilm Shop: bit.ly/3Q2zTHw ► FujiFilm Refurb: bit.ly/3I9NLh4 ► FujiFilmX-H2S: bit.ly/3i22hN5 ► Black Magic: www.blackmagicdesign.com/

The remarkable true story of author Ralph White's desperate effort to save the entire staff of the Saigon branch of Chase Manhattan bank and their families before the city fell to the North Vietnamese Army. In April 1975, Ralph White was asked by his boss to transfer from the Bangkok branch of the Chase Manhattan Bank to the Saigon Branch. He was tasked with closing the branch if and when it appeared that Saigon would fall to the North Vietnamese army and ensure the safety of the senior Vietnamese employees. But when he arrived, he realized the situation in Saigon was far more perilous than he had imagined. The senior staff members there urged him to evacuate the entire staff of the branch and their families, which was far more than he was authorized to do. Quickly he realized that no one would be safe when the city fell, and it was no longer a question of whether to evacuate but how. GETTING OUT OF SAIGON is the remarkable story of a city on the eve of destruction and the colorful characters who respond

The remarkable true story of author Ralph White's desperate effort to save the entire staff of the Saigon branch of Chase Manhattan bank and their families before the city fell to the North Vietnamese Army. In April 1975, Ralph White was asked by his boss to transfer from the Bangkok branch of the Chase Manhattan Bank to the Saigon Branch. He was tasked with closing the branch if and when it appeared that Saigon would fall to the North Vietnamese army and ensure the safety of the senior Vietnamese employees. But when he arrived, he realized the situation in Saigon was far more perilous than he had imagined. The senior staff members there urged him to evacuate the entire staff of the branch and their families, which was far more than he was authorized to do. Quickly he realized that no one would be safe when the city fell, and it was no longer a question of whether to evacuate but how. GETTING OUT OF SAIGON is the remarkable story of a city on the eve of destruction and the colorful characters who respond differently to impending doom. It's about one man's quest to save innocent lives not because it was ordered but because it was the right thing to do.

EPISODE 1411: In this KEEN ON show, Andrew talks to the author of GETTING OUT OF SAIGON, Ralph White, about how he - as a 27-year old American working for Chase Manhattan bank - saved 113 Vietnamese civilians from the North Vietnamese in 1975 In 1973, Ralph White joined the Chase Manhattan Bank and worked as a business development officer in Thailand and Hong Kong; during his tenure in Thailand, he was temporarily assigned to Vietnam to close the bank's Saigon branch as the city fell. Upon return to Chase's New York headquarters in 1981, he worked in the International Strategic Planning Division and was a Vice President when he left. Over the next twenty years, White worked as a business development officer with three foreign banks and earned an MBA at Columbia University. In 2009, he founded the Columbia Fiction Foundry, a writing workshop for alumni of Columbia University, as a shared interest group under the Office of Alumni and Development. Having served as the organization's president for its first decade, White now serves as its Chairman. He lives in New York City and Litchfield, Connecticut. He is the author of GETTING OUT OF SAIGON: How a 27-Year-Old Banker Saved 113 Vietnamese Civilians (2023) Named as one of the "100 most connected men" by GQ magazine, Andrew Keen is amongst the world's best known broadcasters and commentators. In addition to presenting KEEN ON, he is the host of the long-running How To Fix Democracy show. He is also the author of four prescient books about digital technology: CULT OF THE AMATEUR, DIGITAL VERTIGO, THE INTERNET IS NOT THE ANSWER and HOW TO FIX THE FUTURE. Andrew lives in San Francisco, is married to Cassandra Knight, Google's VP of Litigation & Discovery, and has two grown children. Learn more about your ad choices. Visit megaphone.fm/adchoices

Guests: Robert Bowes - Banker with Chase Manhattan and previously with Fannie Mae during the 2008-2010 banking crisis. Liz Harrington - Campaign Spokesperson for President Donald J. Trump Discussion includes banking policies, practices, FDIC Insurance regulations and individuals who benefited through personal connections to save their wealth in advance of the Silicon Valley Bank (SVB) shutdown. Also, cover the possible indictment of President Trump.See omnystudio.com/listener for privacy information.

Attica! Attica! Time talk about Dog Day Afternoon, the 1975 classic starring Al Pacino. Gaz and Mel dive into the incredible true story of the robbery of the Chase Manhattan bank in Brooklyn. Just how unprepared were the bank robbers? What does the actions of the police say about the politics of the 1970s, including Civil Rights and Gay Rights? And just what was Attica? We cover it all, along with the top grossing movies of 1975! Don't forget you can always stop by our website www.realmoviesfakehistory.com You can also subscribe to us on social media to keep up to date on future episodes Instagram  https://www.instagram.com/realmoviesfakehistory/

As 2022 comes to a close, we want to hit pause and share a couple of our favorite episodes from throughout the year. We hope you enjoy listening (or re-listening) to these as much as we do. Chris Voss is the author of “Never Split the Difference: Negotiating as if Your Life Depended on It” and the CEO and Founder of the Black Swan Group Ltd. Chris has used his years of experience in international crises and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. He was the lead international kidnapping negotiator for the Federal Bureau of Investigation and the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI's lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe, and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage-taking. During Chris's 24-year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He also received the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at the University of Southern California's Marshall School of Business and at Georgetown University's McDonough School of Business.  He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland, and The Goethe School of Business in Frankfurt, Germany. Learn more about Chris and his work at www.blackswanltd.com

In this episode of Money Tales, our guest is Julius Robinson. As Julius explains, he came from pretty meager beginnings, raised by a single mother of four kids, living in one of the traditionally low-income areas of Los Angeles. When he was a college student, Julius made a commitment to himself to shine a proverbial light over his shoulders so that others wouldn't stumble on the potholes and rocks in the path he was taking. As he continues through life, Julius has come to understand that the beacon of light he's creating needs to be amplified by the people following him. Doing so creates opportunities where people and communities can manifest themselves. Julius is Managing Director and Head of MUFG Union Bank's Corporate Social Responsibility (CSR) Group for the Americas. He is responsible for company-wide CSR strategy and programs in the United States, Latin America, and Canada, including charitable giving, community outreach, environmental, and Chief Community Reinvestment Act (CRA) compliance officer, directing resources and investments, Supplier Diversity and Environmental Stewardship Policy & Risk. Julius is an integral part of the bank's government relations & affairs activities; he Chair's the MUFG Union Bank Foundation, the nonprofit entity that acts as the agent for the bank's charitable contributions. He plays a key role in the bank's overall Community Development strategy in organizing the bank's cross-functional resources to benefit of low and moderate income and minority majority communities. Julius joined the bank in 1997 and has more than 43 years of banking experience. He has held position of management and progressive responsibilities with several major financial institutions including San Diego Trust & Savings Bank, Crocker Bank, Union Bank, Chase Manhattan, Home Savings of America, GMAC Mortgage prior to his 25-year career with MUFG Union Bank. Julius has comprehensive knowledge of Credit Analysis & Underwriting Risk, Residential Mortgage Origination, Commercial and Consumer Lending, Private Equity Investment, Community Reinvestment Act Compliance, Philanthropy, Supplier Diversity, Environmental & Social Risk Governance, Community Relations, and Governmental Affairs. Julius is well known for his community involvement as: Chairman of  the Board of Students Rising Above.org; Museum of African Diaspora (MoAD), Board Secretary; SF Jazz.org, Board of Trustees; Western Regional Minority Supplier Diversity Council (WRMSDC), Corporate Advisory Board;  Operation HOPE Regional Committee; California State University Monterey Bay School of Business, Corporate Advisory Board; USC Latino Alumni Assoc, Corporate Advisory Council; L.A. Latino Chamber, Corporate Advisory Board; and former Committee co-chair of the Bay Area Council's Workforce for the Future: Boys and Men of Color Initiative. Julius received his Bachelor of Arts degree in International Relations and Diplomacy with a minor in Economics from the United States International University, San Diego & Mexico. He completed the post-graduate program with Pacific Coast Banking School at University of Washington, Seattle. In addition, he holds a Certificate of Practice in Corporate Community Involvement from Boston College Carroll School of Management. Julius has received numerous awards and recognitions for his professional accomplishments and community work. These include Senatorial, Congressional, State and City proclamations, awards and recognitions from nonprofit, NGO, and professional organizations. Julius has two adult sons. He enjoys sports of all kinds but particularly basketball, football, and tennis.  He is an avid runner and enjoys general fitness including hiking in the East Bay Regional Park hills near his home. Other favorite pastimes include live music of various genres, and he is an avid art and wine collector. See all episodes >

In this episode of Money Tales, our guest is Julius Robinson. As Julius explains, he came from pretty meager beginnings, raised by a single mother of four kids, living in one of the traditionally low-income areas of Los Angeles. When he was a college student, Julius made a commitment to himself to shine a proverbial light over his shoulders so that others wouldn't stumble on the potholes and rocks in the path he was taking. As he continues through life, Julius has come to understand that the beacon of light he's creating needs to be amplified by the people following him. Doing so creates opportunities where people and communities can manifest themselves.Julius is Managing Director and Head of MUFG Union Bank's Corporate Social Responsibility (CSR) Group for the Americas. He is responsible for company-wide CSR strategy and programs in the United States, Latin America, and Canada, including charitable giving, community outreach, environmental, and Chief Community Reinvestment Act (CRA) compliance officer, directing resources and investments, Supplier Diversity and Environmental Stewardship Policy & Risk. Julius is an integral part of the bank's government relations & affairs activities; he Chair's the MUFG Union Bank Foundation, the nonprofit entity that acts as the agent for the bank's charitable contributions. He plays a key role in the bank's overall Community Development strategy in organizing the bank's cross-functional resources to benefit of low and moderate income and minority majority communities.Julius joined the bank in 1997 and has more than 43 years of banking experience. He has held position of management and progressive responsibilities with several major financial institutions including San Diego Trust & Savings Bank, Crocker Bank, Union Bank, Chase Manhattan, Home Savings of America, GMAC Mortgage prior to his 25-year career with MUFG Union Bank. Julius has comprehensive knowledge of Credit Analysis & Underwriting Risk, Residential Mortgage Origination, Commercial and Consumer Lending, Private Equity Investment, Community Reinvestment Act Compliance, Philanthropy, Supplier Diversity, Environmental & Social Risk Governance, Community Relations, and Governmental Affairs.  Julius is well known for his community involvement as: Chairman of  the Board of Students Rising Above.org; Museum of African Diaspora (MoAD), Board Secretary; SF Jazz.org, Board of Trustees; Western Regional Minority Supplier Diversity Council (WRMSDC), Corporate Advisory Board;  Operation HOPE Regional Committee; California State University Monterey Bay School of Business, Corporate Advisory Board; USC Latino Alumni Assoc, Corporate Advisory Council; L.A. Latino Chamber, Corporate Advisory Board; and former Committee co-chair of the Bay Area Council's Workforce for the Future: Boys and Men of Color Initiative.Julius received his Bachelor of Arts degree in International Relations and Diplomacy with a minor in Economics from the United States International University, San Diego & Mexico. He completed the post-graduate program with Pacific Coast Banking School at University of Washington, Seattle. In addition, he holds a Certificate of Practice in Corporate Community Involvement from Boston College Carroll School of Management.Julius has received numerous awards and recognitions for his professional accomplishments and community work. These include Senatorial, Congressional, State and City proclamations, awards and recognitions from nonprofit, NGO, and professional organizations.Julius has two adult sons. He enjoys sports of all kinds but particularly basketball, football, and tennis.  He is an avid runner and enjoys general fitness including hiking in the East Bay Regional Park hills near his home. Other favorite pastimes include live music of various genres, and he is an avid art and wine collector.Learn more about Money Tale$ > Subscribe to the podcast

Chris Voss is the CEO & Founder of The Black Swan Group Ltd and Author of Never Split The Difference: Negotiating As If Your Life Depended On It©.He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world.Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking.During Chris's 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service.

It's 1983 and Chris Voss was hired at the FBI just before his 26th birthday. During his 24 years of service with the Bureau, Voss became a leading international kidnapping negotiator. He regularly engaged with some of the world's most dangerous criminals in extremely high-stakes scenarios. One of the moments that put Chris on the map was the time he successfully negotiated the release of hostages after a 1993 bank robbery at a Chase Manhattan bank in Brooklyn.I imagine Chris's life a little like a scene from one of my favorite TV shows, The Americans, a period drama about two KGB spies (portrayed by Keri Russell and Matthew Rhys) posing as Americans in suburban Washington, D.C., during the Reagan administration. Voss is currently the founder and head of the Black Swan Group, where he and his team are leveraging his deep knowledge and experience to train businesses and individuals to become highly effective negotiators. Here are a few things you might learn from Chris during this session:1. How to decipher your leverage and negotiate from strength [ "The enemy is not the person across the table; the adversary is the situation." ]In other words, don't make people the enemy--focus instead on the problem to be solved. Negotiation shouldn't be a zero-sum game if you're planning to be in business long-term. So how do we win without burning bridges? The best strategy according to Voss is to "come up with a better deal than both parties could have imagined. You're both faced with different aspects of the same problem. So by definition, you have to look out for the other person to get to the best deal you can get."2. How to figure out if you're the favorite or the fool...3. How to use tactical empathy...While many believe that business is war, Voss sees getting to wins as a collaboration with effort on both sides rooted in empathy. "Aim to magnify positive emotions. To try and take emotions out of negotiation is a fool's errand." So be kind. Be professional. Put yourself in your rival's shoes and figure out a way for you to both be happy. 4. How to use mirroring...And much more! Special thanks to our sponsors:This episode is brought to you by Eight Sleep. Good sleep is the ultimate game changer and the Eight Sleep Pod is the ultimate sleep machine. “For me, the three pillars of health are: Sleep. Nutrition. Exercise. Sleep, especially on a thermo-regulated bed at the right temperature customized for me, has been the key to feeling my best and performing at a high level. The Eight Sleep Pro Pod is a game-changer!”Go to https://eightsleep.com/BRY to start sleeping cool this summer and save (a lot with my special code). Eight Sleep currently ships within the USA, Canada, the UK, select countries in the EU, and Australia. I highly recommend it.This episode is also brought to by Vimeo…I've been a Pro User of Vimeo basically since I started my production company in 2010. Vimeo is for creative professions like me and I use it several different ways that have helped to build my business. I would suggest checking them out. Just go to Vimeo.com and see what's possible! 

Chris Voss is the author of “Never Split the Difference: Negotiating as if Your Life Depended on It” and the CEO and Founder of the Black Swan Group Ltd. Chris has used his years of experience in international crises and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. He was the lead international kidnapping negotiator for the Federal Bureau of Investigation and the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI's lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe, and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage-taking. During Chris's 24-year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He also received the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at the University of Southern California's Marshall School of Business and at Georgetown University's McDonough School of Business.  He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland, and The Goethe School of Business in Frankfurt, Germany. Learn more about Chris and his work at www.blackswanltd.com

The impact of inflation is all around us: at the pump, in the grocery store, on your favorite airline, and plastered across nearly every headline and — ahem — podcast. Gartner analyst Derek Stubbs draws on proprietary consumer research to illuminate perceptions of — and reactions to — rising prices. Yes, there are anxieties, but consumers of varying income levels experience inflation differently, and marketers and communicators need to build on strategies that don't always center on price.Derek Stubbs is a Senior Director Analyst with Gartner who provides research and insights on U.S. consumer behaviors with a specific focus on income groups (low-middle income through the affluent); economic issues affecting consumer spending and saving behaviors; and buying and tech platforms, with a specific emphasis on financial services.Stubbs has been with Gartner for more than 10 years. Before that, he spent 15 years in advertising and direct marketing with some of the biggest firms on Madison Avenue. There he has worked on brands in and outside of financial services, with clients as diverse as Hills Pet Nutrition, Chase Manhattan (now JPMorgan Chase), E*TRADE, American Express, the American Institute of Certified Public Accountants, Jaguar Cars and Mercedes Benz.

On August 22, 1972, at 2:58 pm, 3 men attempted to rob a branch of the Chase Manhattan bank in Brooklyn, New York..John Wojtowicz, a troubled Vietnam veteran, and two accomplices tried to stage a daring bank heist, hoping to snatch nearly 200,000 dollars in cash. Ill-advised, and poorly managed, the caper quickly went off the rails, leading to a tense hostage situation between police, the FBI, Wotojtwicz, and the bank employees stuck in the middle. On this episode we'll take a look at the 1975 film DOG DAY AFTERNOON, written by Frank Pierson, Directed by Sidney Lument, and starring Al Pachino.Stolen cash, hostage negotiations, tv cameras, chanting crowds and the desperate men that started it all - this is the story of John Wojtowicz and the failed bank heist on a hot summer day in New York that captured the nation's attention.

In this episode, Christian sits down with Christopher Voss, Founder & CEO of The Black Swan Group, the world's #1 negotiation coach, and bestselling author of Never Split the Difference. Chris has saved countless lives of hostages around the globe, some of which you will hear today, others remain top secret. With 24 years of experience at the Federal Bureau of Investigation, Chris was the former FBI lead international kidnapping negotiator. During his tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but also Scotland Yard and Harvard Law School. During his career, he was allowed the opportunity to represent the U.S. Government at the G8 as an expert in kidnapping. He has used his expertise in international crises and high-stakes negotiations to develop a unique program and team that applies these proven techniques to the business world. Chris was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on cases like TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman) and the TWA Flight 800 catastrophe; he also negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery. https://www.blackswanltd.com/home https://theantiarchitect.com/

Avoiding the “Yes but . . .” trap is the theme of today's episode with communication expert, Avish Parashar, author of, "Say 'Yes, And!': 2 Little Words That Will Transform Your Career, Organization, and Life!" This conversation helps to figure out where you have been saying, “Yes, but . . .” and how you can transform your results by switching to “Yes, and . . .”  ABOUT AVISH PARASHAR Avish Parashar fell so much in love with improv – improvisational theatre or comedy on the spot – while studying for his Bachelor Degree in computer science at University of Pennsylvania, that after graduating, apart from working as a computer programmer in Chase Manhattan bank for a time, he formed Polywumpus Improv Comedy, performing around Philadelphia for years. Avish progressed to speaking and workplace training, using improv comedy as a tool to teach business skills of creativity, innovation and adaptability. A past chapter President of National Speakers Association, Avish is author of 2 books, "Improvise to Success!" and "Say Yes And!”. Contact: https://avishparashar.com/ Email: avish@avishparashar.com ABOUT HOST, NINA SUNDAY CSP Contact: nina@ninasunday.com and info@brainpowertraining.com.au Invite Nina Sunday to Speak, Train or Facilitate Interactive Learning Experiences, live online for any timezone or face-to-face Australia. Founder of training company, Brainpower Training Pty Ltd, she leads a team of Facilitators delivering workplace training Australia-wide. Author of ‘Workplace Wisdom for 9 to thrive; the 12 soft skills everyone needs to know for workplace success', and with a Bachelor of Arts, Diploma in Education plus a career spanning education, sales and television, Nina is recognized by her corporate clients as the 'workplace maven' because of her team's ability to help people quickly develop breakthrough solutions Nina is a past chapter president of Professional Speakers Australia, a CSP (Certified Speaking Professional) and twice-certified CVP (Certified Virtual Presenter).   If Manage Self, Lead Others inspires you, book Nina as a virtual speaker for your conference globally, or in-person in Australia visit https://ninasunday.com .   Brainpower Training's face-to-face and online workshops in Productivity, Communication, Leadership or Change and will take your team to the next level. Visit: https://www.brainpowertraining.com.au/training-topics/   Nina hosts 30-Day Challenges in Priority Management https://www.brainpowertraining.com/challenge-priority-management online for any timezone, and coming soon, Business Writing and Customer Service challenges.   Follow Nina Sunday on LinkedIn: https://www.linkedin.com/in/ninasunday/   The Manage Self, Lead Others podcast is mainly for experienced and aspiring managers to explore ways to elevate and transform team culture. Each week, Nina Sunday speaks with key experts from Australia and across the globe who share their insights in self-leadership and leading others. Learn more about your ad choices. Visit megaphone.fm/adchoices

Steen Jakobsen joined #Saxo Bank in 2000 and serves as Chief Investment Officer. As #CIO he focuses on delivering asset allocation strategies and analysis of the macroeconomic and political landscape. Prior to joining Saxo Bank, he worked with Swiss Bank Corp, Citibank, Chase Manhattan, UBS and served as Global Head of Trading, FX and Options at Christiania (now Nordea).In this episode we discuss the outrageous predictions Saxo has made for 2022, and we touch upon previous calls as well. We talk about: Inflation, energy prices, investment strategies, cryptocurrencies, the art of conversation, career advice and so much more.SponsorQuartr is the new way of doing company research. Their first mission is to enable access to conference calls, investor presentations, transcripts and earnings reports as frictionless as possible – straight to your pocket. Their second mission is to create a completely new way for companies to reach their investors, and vice versa - to change the way people look at Investor Relations. Our initial core product is now available for both iOS and Android, and stay tuned for additional features during the coming year. Quartr is 100% free, include companies from 12 markets today, and plan to add more during the year. Download the app here: https://quartr.se and follow them on twitter here.Support us on PatreonOver the last years we have tried to give our community the best possible content on business, investing and entrepreneurship. If you have enjoyed this free content over time and find it valuable, it would be amazing if you want to support us in making more in the future. See acast.com/privacy for privacy and opt-out information.

Steen Jakobsen joined #Saxo Bank in 2000 and serves as Chief Investment Officer. As #CIO he focuses on delivering asset allocation strategies and analysis of the macroeconomic and political landscape. Prior to joining Saxo Bank, he worked with Swiss Bank Corp, Citibank, Chase Manhattan, UBS and served as Global Head of Trading, FX and Options at Christiania (now Nordea).In this episode we discuss the outrageous predictions Saxo has made for 2022, and we touch upon previous calls as well. We talk about: Inflation, energy prices, investment strategies, cryptocurrencies, the art of conversation, career advice and so much more. SponsorQuartr is the new way of doing company research. Their first mission is to enable access to conference calls, investor presentations, transcripts and earnings reports as frictionless as possible – straight to your pocket. Their second mission is to create a completely new way for companies to reach their investors, and vice versa - to change the way people look at Investor Relations. Our initial core product is now available for both iOS and Android, and stay tuned for additional features during the coming year. Quartr is 100% free, include companies from 12 markets today, and plan to add more during the year. Download the app here: https://quartr.se and follow them on twitter here.Support us on PatreonOver the last years we have tried to give our community the best possible content on business, investing and entrepreneurship. If you have enjoyed this free content over time and find it valuable, it would be amazing if you want to support us in making more in the future. See acast.com/privacy for privacy and opt-out information.

Allie Williams & Russell Lacey – The Truman Charities Podcast: A Community of Caring with Jamie Truman Episode 32 Allie Williams & Russell Lacey. President of Electric Advisors, Russell Lacey has been an active part of the business community for over 20 years. Before starting Electric Advisors, he managed the production offices for bank-owned mortgage operations for CitiBank, Chase Manhattan, and Washington Mutual.  During those years he was, and continues to be, involved in business community activity through various chambers of commerce and professional organizations related to his field of employment. Russell has a strong commitment to the growth of the company, the retention of the customer base, and the continuation of excellent customer service. With a strong commitment to the community as well, Russell is also active in his local Rotary Club and is the incoming President of the Greater Bethesda Chevy Chase Chamber of Commerce.  Allie Williams brings more than 20 years' experience as an association executive spending time at the helm of the Title VII Administrators Association, and Corporate Responsibility Association. He was the Director of Organizational Development at the Association of Chamber of Commerce Executives and Director of the Office of Chamber of Commerce Relations at the United States Chamber of Commerce. During his years in the Chamber of Commerce community, Allie developed and implemented first-class products and services related to membership structures, event management, leadership training, advocacy, and economic development. He built rapport and strong relationships with leaders from thousands of State, Metropolitan and Local Chambers across the United States and Canada. Listen to this uplifting Truman Charities episode with Allie Williams & Russell Lacey about the Greater Bethesda Chamber of Commerce and its contributions to the local community.  Here is what to expect on this week's show: Why Allie decided to become the Greater Bethesda Chamber of Commerce's President and CEO. Information on Allie's monthly Educational Seminar Series. Why Russell decided to become the Chair of the Greater Bethesda Chamber of Commerce. Information on Russell's Business After Hours Networking events this fall. Social Media Links: Website- https://www.greaterbethesdachamber.org Learn more about your ad choices. Visit megaphone.fm/adchoices

John Micklethwait is editor-in-chief of Bloomberg. Responsible for its editorial content across all global platforms, he leads its news, television and research services - with 2,700 staff in 120 countries. Beginning his career as a banker at Chase Manhattan in London, he switched to journalism in 1987, joining The Economist as financial correspondent, ultimately becoming editor-in-chief in 2006, and joined Bloomberg 9 years later. In this in-depth interview, John shares why he sees audio content as integral to their future growth, following the success of their recent podcasts; discusses how they use “restless energy” to compete against digital-only startups for scoops and stories; and sets out his prediction on how the global economy will recover from Covid-19 - and why the pandemic has “exposed the weakness of the West.”

Michael Hudson, American economist and author of Super Imperialism: The Economic Strategy of American Empire (1972) discusses the rentier economy that accounts for the growing disparity in wealth due to finance capitalism. Giving a history of the the polarisation of the US economy since the 1960s through the present, Hudson discusses how the high costs of education and housing have led to a growing problem of student debt, higher costs of living and increasing austerity. Noting how 80% of bank loans are made for real estate in the US, Hudson expounds upon how loans and exponentially growing debts outstrip profits from the economy proving disastrous for both the government and the people who are paying increasing amounts on housing with little to no money left to spend on goods and services. Hudson contends that finance capitalism is a “self-terminating” oligarchical system leaving workers traumatised, afraid to strike or react to working conditions, while they are pushed towards serfdom as US and Europe are heading towards a debt crisis on par with that of Argentina and Greece.TranscriptIntroduction: Welcome to Savage Minds. I'm your host, Julian Vigo. Today's show marks the launch of our second season with a very special guest: Michael Hudson. Michael Hudson is a financial analyst and president of the Institute for the Study of long term economic trends. He is a distinguished research professor of economics at the University of Missouri Kansas City, and the professor at the School of Marx studies, Peking University in China. He's also a research fellow at the Levy Institute of Bard College, and he has served as an economic adviser to the US Canadian, Mexican, and Latvian governments. He's also been a consultant to UNITAR, the Institute for Research on Public Policy and the Canadian Science Council, among other organisations. He holds a BA from the University of Chicago and an MA and PhD in economics from New York University. Professor Hudson is the author of Killing the Host: How Financial Parasites and Debt Bondage Destroy the Global Economy (2015), and most recently, J is for junk economics, a guide to reality in an age of deception. His super imperialism, the economic strategy of the American Empire has just been translated into German after its appearance in Chinese, Japanese and Spanish. He sits on the editorial board of lap times quarterly and has written for the Journal of International Affairs, Commonweal, International Economy, Financial Times, and Harper's, and he's a regular contributor to CounterPunch. I welcome Michael Hudson, to Savage Minds.Julian Vigo: Class analysis in the United States is rather subterfuge amidst all these other narratives of the American dream as it's framed—that being the right to own one's home. In the UK, that became part of the Trojan horse, that Thatcher built to win her election. It was a very smart move. She won that election—she won her elections—by the reforms in the “right to buy” scheme as I'm sure you know. I t was really clever and disastrous for human rights in the country. I've spent quite a bit of my life in the UK and to see that in 1979 was, I believe, 49% of all residential housing was council housing. And when I wrote a piece on this for the Morning Star about eight, nine years ago, that rate was reduced to under 11%. So we're seeing the haves- and have-nots. And this is where your work really struck a chord for me. And let's kick into the show at this point. I have written over the years, about rentier capitalism, a term that is increasingly used to describe economies dominated by rentier, rents and rent-generating assets. And you discuss this quite a bit in your work, more recently, your article from July, “Finance Capitalism versus Industrial Capitalism: The Rentier Resurgence and Takeover.” And in this article, you discuss how today the finance, insurance and real estate sectors have regained control of government creating a “neo-rentier” economy as you put it, while you note—and I quote you: “The aim of this postindustrial finance capitalism is the opposite of industrial capitalism as known to nineteenth-century economists: it seeks wealth primarily through the extraction of economic rent, not industrial capital formation.” Unquote. I was wondering if we might begin our talk by branching out from this piece you wrote in July. And if you could explain for our listeners why discerning rentier capitalism is essential for understanding the global push to privatise and financialise those sectors that formerly existed in the public domain such as—and we see this everywhere, including in the EU—transportation, health care, prisons, policing, education, the post office, etc.Michael Hudson: Well, most textbooks depict a sort of happy world that almost seems to exist in the 1950s. And this “happy world” is when wealthy people get money, they build factories and buy machinery and hire workers to produce more goods and services. But that's not what the credits created for today, it's the textbooks that pick the banks that take in people's deposits and lend them out to people who build industrial production, and you'll have a picture of workers with lunchboxes working in. But actually, banks only lend money against assets. And the main assets do not make a profit by employing people to produce things there. They simply are opportunities to extract rent, like real estate 80% of bank loans are made for real estate. And that means they're made against primarily buildings that are in land that are already there. And the effective more and more bank credit is to raise the price of real estate. And in the United States, in the last year, housing prices have gone up 20%. And typically, in America, if you go to a bank and take out a loan, the government is going to guarantee the bank that you will pay the loan up to the point where it absorbs 43% of your income.So here's a big chunk of American income going to pay simply for housing, those price increases, not because there's more housing, or better housing. But in fact, the housing is built worse and worse every year, by lowering the standards, but simply inflation. There are other forms of rent, other people pay, for instance, 18% of America's GDP is healthcare, much higher than the percentage in any other country for much lower quality of service. So you know, that's sort of taken out of people's budgets. If you're a worker in the United States, right away, you get your paycheque 15%—a little more, maybe 16% now—is deducted for Social Security and medical care for when you're older. They also need up to maybe 30%, for income tax, federal, state and local income tax before you have anything to spend. And then you have to spend for housing, you have to pay for transportation, you have to pay for your own medical insurance contributions, your own pension contributions. So there's very, very little that is left over in people's budgets to buy goods and services. Not only have real wages in the United States, gone down now for three decades, but the disposable income that people and families get after they meet their sort of monthly “nut,” what they can spend on goods and services is shrunk even more. So while they're getting squeezed, all this money is paid to rentiers as at the top. And because of the miracle of compound interest, the amount that the 1% of the economy has grows exponentially. Any rate of interest is a doubling time. And even though people know that there's only a 0.1% rate of interest, now for the banks, and for large wall firms, it's about 3% if you want to buy a mortgage. and so this, the 0.1% is lent out to large companies like Blackstone that are now buying up almost all of the housing that comes onto the market in the United States. So in 2008, 69% of homeowners of Americans own their own homes. Now it's fallen by more than 10%. It's fallen to about 51%. All this difference has been basically the financial sector funding a transformation away from home ownership into landlordship—into absentee ownership. And so the if you're part of the 1%, the way that you make money is by buying stocks or bonds, or corporate takeovers, or buying real estate and not building factories. And that's why the factories and the industry have been shifting outside of the United States over to China, and other countries. So, what we're having is a kind of…I won’t say its post-industrial capitalism, because people thought that the what was going to follow industrial capitalism was going to be socialism. They thought that there will be more and more government spending on providing basic needs that people had. And instead of socialism, and a more, egalitarian distribution of wealth and income, you've had a polarization of wealth and income, you've had the wealthy people making money financially, and by real estate, and by rent seeking, and by creating monopolies, but not by building factories, not by producing goods and services. And that is why the economy's polarizing, and so many people are unhappy with their conditions. Now, they're going further and further into debt and their student debt. Instead of education here being a public utility that's provided freely, it's become privatised at NYU, it's now $50,000 or $60,000 a year. There is no way in which the United States can compete industrially with other countries when they've loaded down new entrants into the labor force with huge housing costs, student debt, huge taxes have been shifted off the 1% onto the 99%. So in the United States, finance capitalism basically is self-terminating. It leads to a polarised economy, it leads to austerity. And it leaves countries looking like Greece looked after 2015, after its debt crisis, it looks like Argentina is trying to struggle to pay its foreign debts. And that seems to be the future in which the US and Europe are moving towards.Julian Vigo: I posted on my Facebook wall about this about maybe five weeks ago, that the rentier class, I'm not just including the likes of Blackstone, but the middle class that are multiple home dwellers. I noted that during the lockdown, I was reading through accounts on social media of people who were being threatened by landlords, landlords, who actually had no mortgage to pay. And I had to wonder at that point, what is the input of the rentier class by the landowning class who are not necessarily part of the 1%. These are people who, as some of these people came on my wall and said, “I worked hard to buy my second and third houses!” And I thought, “Well, let me pull out my violins.” One thing that really alerted me during lockdown was the lack of sympathy for renters. And I don't just mean in the US, in fact, I think the US had a kinder response to renting in some sectors such as New York state where there has been—and still—is a massive pushback against any form of relaxation of rent forgiveness, since lockdown in the EU and Italy and France. It's appalling the kind of treatment that renters received here. I spoke to people in Bologna, who were doing a rent strike, but fearful of having their name mentioned. I ended up not being able to run the piece because of that. And there are so many people who don't have money to pay their rent in the EU, in the UK, and yet, we're somehow focusing oftentimes on these meta-critical analyses of the bigger corporations, the 1%. But where does the middle class fit into this, Michael, because I do have to wonder if maybe we should be heading towards the model I hold in my mind and heart is St. Ives in Cornwall, which about eight years ago set a moratorium saying no second homes in this city. Now, they didn't do it because of any allegiance to Marxism or socialism. They did it in part because of that, and because of a left-leaning politics, but mostly because they didn't want to have a ghost town that when the summer was over, you had very few people living in town. What are the answers to the rentier class that is also composed of people who consider themselves hard-working people who just want someone else to pay for their house, as one person on Twitter, put it.Michael Hudson: This is exactly the problem that is plaguing left wing politics, from Europe to America in the last fifty years.Julian Vigo: Exactly. It's astounding because there was a lot of debate on Twitter around last summer, when one woman wrote, I just did the math, I'm almost 29 years old, and I paid and she listed the amount in rent, I have just bought my landlord a second house. And people are adding it up that we are back to understanding. And I think in terms of the medieval period, remember in high school in the US when you study history, and you learn about feudalism, and the serfs coming in from far afield having to tend to the Masters terrain. And I think, are we heading back to a kind of feudalism under a new name? Because what's dividing those who can afford rents and those who can, it's not only your eligibility to receive a bank loan in this climate, which is quite toxic in London. I know many architects, lawyers, physicians who cannot get bank loans. Ironically, the bar is being raised so high that more and more people in London are moving on to the canal system—they're renting or buying narrowboats. The same is happening in other parts of the world where people are being barred out of home ownership for one reason or another and at the same time, there's a class of people often who got loans in a period when it was quite easy in the 80s and early 90s, let's say and they hold a certain control over who's paying—43% of income of Americans goes on housing. And as you know, in New York City that can be even higher. How can we arrive at a society where there's more equality between these haves and have-nots? Because it seems that the middle class is playing a role in this. They're trying to come off as being the hard-working schmoes, who have just earned their right to own their second or third homes, and then the others who will never have a foot on that ladder, especially given the crash?Michael Hudson: Well, I think you've put your finger on it. Most people think of economies being all about industry. But as you've just pointed out, for most people, the economy is real estate. And if you want to understand how modern economies work, you really should begin by looking at real estate, which is symbiotic with with banking, because as you pointed out that in a house is worth whatever a bank will lend. And in order to buy a house, unless you have an enormous amount of savings, which hardly anyone has, you'll borrow from a bank and buy the house. And the idea is to use the rent to pay the interest to the bank. And then you end up hoping late hoping with a capital gain, which is really land price gain. You borrow from the bank hoping that the Federal Reserve and the central bank or the Bank of England is going to inflate the economy and inflate asset prices and bank credit is going to push prices further and further up. As the rich get richer, they recycle the money in the banks and banks lend it to real estate. So, the more the economy is polarised between the 1% and the 99%, the more expensive houses get the more absentee landlords are able to buy the houses and outbid the homebuyers, who as you pointed out, can't get loans because they're already loaned up. If they can't get loans in England to buy a house, it's because they already owe so much money for other things. In America, it would be because they own student debt or because they own other bank loans, and they're all loaned up. So the key is people are being squeezed more than anywhere else on housing. In America, it rents care too and on related sort of monopoly goods that yield rent. Now the problem is why isn't this at the centre of politics?Is it because— and it's ironic that although most people in every country, Europe and America are still homeowners, or so they only own their own home—they would like to be rocky as a miniature? They would like to live like the billionaires live off the rents. They would like to be able to have enough money without working to get a free lunch and the economy of getting a free lunch. And so somehow, they don't vote for what's good for the wage earners. They vote for well, if I were to get richer, then I would want to own a house and I would want to get rent. So I'm going to vote in favour of the landlord class. I'm going to vote in favour of banks lending money to increase housing prices. Because I'd like to borrow money from a bank to get on this treadmill, that's going to be an automatic free lunch. Now, I not only get rent, but I'll get the rising price of the houses that prices continue to rise. So somehow, the idea of class interest, they don't think of themselves as wave generators, they think of themselves as somehow wouldn't be rentiers in miniature without reaising that you can't do it in miniature. You really have to have an enormous amount of money to be successful rentier.So no class consciousness means that the large real estate owners, the big corporations like Blackstone, that own huge amounts can sort of trot out a strapped, homeowner and individual, and they will sort of hide behind it and say, “Look at this, poor family, they use their money to buy a house, the sort of rise in the world, and now the tenants have COVID, and they can't pay the rent. Let's not bail out these, these landlords.” So even though they're not getting rent, we have to aid them. And think of them as little people, but they're not little people. They're a trillion dollar, money managers. They're huge companies that are taking over. And people somehow personify the billionaires and the trillion dollar real estate management companies as being small people just like themselves. There's a confusion about the economic identity.Julian Vigo: Well, certainly in the United States, we are known to have what's called the “American dream.” And it's, it's quite interesting when you start to analyse what that dream has morphed into, from the 1960s to the present, and I even think through popular culture. Remember Alexis, in Dynasty, this was the go-to model for success. So we've got this idea that the super rich are Dallas and Dynasty in the 80s. But 20 years after that, we were facing economic downfalls. We had American graduates having to go to graduate school because they couldn't get a job as anything but a barista. And the model of getting scholarships or fellowships, any kind of bursary to do the Masters and PhD. When I was doing my graduate work, I was lucky enough to have this, but that was quickly disappearing. A lot of my colleagues didn't have it. And I imagine when you went to school, most of your colleagues had it. And today, and in recent years, when I was teaching in academia, most of my students doing advanced degrees had zero funding. So, we've got on the one hand, the student debt, hamster wheel rolling, we have what is, to me one of the biggest human rights issues of the domestic sphere in countries like the US or Great Britain, frankly, everywhere is the ability to live without having to be exploited for the payment of rent. And then we have this class of people, whether they're Blackstone, and huge corporations, making billions, or the middle class saying, “But I'm just living out the American dream.” How do we square the “American dream,” and an era where class consciousness is more invisible than ever has it been?Michael Hudson: I think the only way you can explain that is to show how different life was back in the 1960s, 1950s. When I went to school, and the college, NYU cost $500 a semester, instead of 50,000, that the price of college has gone up 100 times since I went to college—100 times. I rented a house in a block from NYU at $35 a month on Sullivan Street. And now that same small apartment would go for 100 times that much, $3,500 a month, which is a little below the average rent in Manhattan these days. So, you've had these enormous increases in the cost of getting an education, they cost of rent, and in a society where housing was a public utility, and education was a public utility, education would be provided freely. If the economy wanted to keep down housing prices, as they do in China for instance, then you would be able to work if the kind of wages that Americans are paid today and be able to save. The ideal of China or countries that want to compete industrially is to lower the cost of living so that you don't have to pay a very high wages to cover the inflated cost of housing, the cost of education.If you privatise education in America, and if you increase the housing prices, then either you're going to have to pay labor, much higher rates that will price it out of world markets, at least for industrial goods, or you'll have to squeeze budgets. So yes, people can pay for housing, and education, but they're not going to buy the goods and services they produce. And so and that's one of the reasons why America is not producing industrial manufacturers. It's importing it all abroad. So the result of this finance capitalism that we have the result of the rent squeeze, that you depict, and the result of voters not realising that this is economic suicide for them is that the economy is shrinking and leaving people basically out in the street. And of course, all of this is exacerbated by the COVID crisis right now. Where, right now you have, especially in New York City, many people are laid off, as in Europe, they're not getting an income. Well, if your job has been closed down as a result of COVID, in Germany, for instance, you're still given something like 80% of your normal salary, because they realise that they have to keep you solvent and living. In the United States, there's been a moratorium on rents, they realise that, well, if you've lost your job, you can't pay the rent. There's a moratorium on evictions, there's a moratorium on bank foreclosures on landlords that can't pay their mortgage to the bank, because their tenants are not paying rent. All of that is going to expire in February, that’s just in a few months.  So they're saying, “OK, in New York City, 50,000 tenants are going to be thrown out onto the street, thousands of homes are going to be foreclosed on.” All over the country, millions of Americans are going to be subject now to be evicted. You can see all of the Wall Street companies are raising private capital funds to say, “We're going to be waiting for all this housing to come onto the market. We're going to be waiting for all of these renovations to take place. We're going to swoop in and pick it up.” This is going to be the big grab bag that is going to shape the whole coming generation and do to America really what Margaret Thatcher did to England when she got rid of—when she shifted from housing, the council housing that you mentioned, was about half the population now dow to about 1/10 of the population today.Julian Vigo: This is what I wonder is not being circulated within the media more frequently. We know that major media is not...[laughts] They like to call themselves left-of-centre but they're neoliberal which I don't look at anything in the liberal, the neoliberal sphere, as “left.” I look at it as a sort of strain of conservatism, frankly. But when you were speaking about paying $35 a month for an apartment on Sullivan Street, get me a time machine! What year was that? Michael?Michael Hudson: That was 1962.Julian Vigo: 1962 And roughly, the minimum wage in New York was just over $1 an hour if I'm not mistaken.Michael Hudson: I don't remember. I was making I think my first job on Wall Street was 50 to $100. A year $100 a week.Julian Vigo: So yes, I looked it up because I was curious when you said 100 times certainly we see that. If the tuition at New York when and New York University when I left was $50,000 a year you were paying $500 a semester. This is incredible inflation.Michael Hudson: And I took out a student loan from the state because I wanted to buy economic books. I was studying the history of economic thought and so I borrowed, you know, I was able to take out a loan that I repaid in three years as I sort of moved up the ladder and got better paying jobs. But that was the Golden Age, the 1960s because in that generation there was the baby boom that just came online. There were jobs for everybody. There was a labor shortage. And everybody was trying to hire—anyone could get a job. I got to New York and I had $15 in my pocket in 1960. I'd shared a ride with someone, [I] didn't know what to do. We stayed in a sort of fleabag hotel on Bleecker Street that was torn down by the time you got there. But I,  took a walk around and who should I run into that Gerde's Folk City, but a friend of mine had stayed at my house in Chicago once and he let me stay at his apartment for a few weeks till I can look around, find a place to live and got the place for $35 a month,Julian Vigo: When there was that debate on Twitter—there were many debates actually about renting on Twitter—and there were a few landlords who took to Twitter angry that they learned that their renters had received subsidies in various countries to pay their rent. And instead of paying their rent, the people use this to up and buy a downpayment on a home. And they got very upset. And there was a bit of shadow on Friday there with people saying, “Well, it's exactly what you've done.” And I find this quite fascinating, because I've always said that the age of COVID has made a huge Xray of our society economically speaking. And it's also telling to me that in countries that I would assume to be more socialist leaning, if not socialist absolutely, in the EU, we saw very few movements against rent. Very few people or groups were calling for a moratorium on rent. It's ironic, but it was in the US where we saw more moratoria happen. What is happening where—and this reaches to larger issues, even outside of your specialty of economics and finance—but why on earth has it come to be that the left is looking a lot more like the right? And, don't shoot me, but you know, I've been watching some of Tucker Carlson over the past few years, someone who I could not stand after 9/11. And he has had more concern and more investigations of the poor and the working class than MSBC or Rachel Maddow in the biggest of hissy fits. What is going on politically that the valences of economic concern are shifting—and radically so?Michael Hudson: Well, the political situation in America is very different from every other country. In the Democratic Party, in order to run for a position, you have to spend most of your time raising money, and the party will support whatever candidates can raise the most money. And whoever raises the largest amount of money gets to be head of a congressional committee dealing with whatever it is their campaign donors give. So basically, the nomination of candidates in the United States, certainly in the Democratic Party, is based on how much money you can raise to finance your election campaign, because you're supposed to turn half of what you raised over to the party apparatus. Well, if you have to run for an office, and someone explained to me in in the sixties, if I wanted to go into politics, I had to find someone to back up my campaign. And they said, “Well, you have to go to the oil industry or the tobacco industry.”And you go to these people and say, “Will you back my campaign?” And they say, Well, sure, what's your position going to be on on smoking on oil and the the tax position on oil, go to the real estate interest, because all local politics and basically real estate promotion projects run by the local landlords and you go to the real estate people and you say, “Okay, I'm going to make sure that we have public improvements that will make your land more valuable, but you won't have to pay taxes on them.” So, if you have people running for office, proportional to the money they can make by the special interests, that means that all the politicians here are representing the special interests that pay them and their job as politicians is to deliver a constituency to their campaign contributors. And so the campaign contributors are going to say, “Well, here's somebody who could make it appear as if they're supporting their particular constituency.” And so ever since the 60s, certainly in America, the parties divided Americans into Irish Americans, Italian Americans, black Americans, Hispanic Americans. They will have all sorts of identity politics that they will run politicians on. But there's one identity that they don't have—and that's the identity of being a wage earner. That's the common identity that all these hyphenated Americans have in common. They all have to work for a living and get wages, they're all subject to, they have to get housing, they have to get more and more bank credit, if they want to buy housing so that all of the added income they get is paid to the banks as mortgage interest to get a home that used to be much less expensive for them. So basically, all of the increase in national income ends up being paid to the campaign contributors, the real estate contributors, the oil industry, the tobacco industry, the pharmaceuticals industry, that back the politicians. And essentially, you have politics for sale in the United States. So we're really not in a democracy anymore—we're in an oligarchy. And people don't realise that without changing this, this consciousness, you're not going to have anything like the left-wing party.And so you have most Americans out wanting to be friendly with other Americans, you know, why can't everybody just compromise and be in the centre? Well, there's no such thing as a centrist. Because you'll have an economy that's polarising, you have the 1% getting richer and richer and richer by getting the 99% further and further in debt. So the 99% are getting poorer and poor after paying their debts. And to be in the centre to say, and to be say, only changes should be marginal, that means—a centrist is someone who lets this continue. With that we're not going to make a structural change, that's radical, we're not going to change the dynamic that is polarising the economy, between creditors at the top and debtors is at the bottom, between landlords at the top and renters at the bottom between monopolists and the top and the consumers who have to pay monopoly prices for pharmaceuticals, for cable TV, for almost everything they get. And none of this is taught in the economics courses. Because you take an  economics course, they say, “There's no such thing as unearned income. Everybody earns whatever they can get.” And the American consciousness is shaped by this failure to distinguish between earned income and unearned income and a failure to see that dynamic is impoverishing them. It's like the proverbial frog that's been boiled slowly in water. So, with this false consciousness people have—if only they can save enough and borrow from a bank—they can become a rentier in Miniature. They're just tricked into a false dream.Intermission: You're listening to savage minds, and we hope you're enjoying the show. Please consider subscribing. We don't accept any money from corporate or commercial sponsors. And we depend upon listeners and readers just like you. Now back to our show.Julian Vigo: I don't know if you saw the movie called Queen of Versailles. It was about this very bizarre effort to construct a very ugly Las Vegas-style type of Versailles by a couple that was economically failing. And it spoke to me a lot about the failings of the quote unquote, “American dream.” And I don't mean that dream, per se. I mean, the aspiration to have the dream, because that is, as you just pointed out, unearned income, that is the elephant in the room. And it almost seems to be the elephant maybe to keep using that metaphor, that the blind Sufi tale: everyone's feeling a different part of it, but no one is naming it. And I find this really shocking, that we can't speak of unearned income and look at the differences as to which country's tax inheritance and which do not—this idea that one is entitled to wealth. Meanwhile, a lot of US institutions are academically, now formally, being captured by the identity lobbies and there are many lobbies out there—it's a gift to them. They don't have to work on the minimum wage, they don't have to work on public housing, they don't have to work on housing.They can just worry about, “Do we have enough pronoun badges printed out?” And I find this really daunting as someone who is firmly of the left and who has seen some kind of recognition have this problem bizarrely, from the right. We seem to have a blind spot where we're more caught up in how people see us, rather than the material reality upon which unearned and earned income is based. Why is it that today people are living far worse than their grandparents and parents especially?Michael Hudson: Well, I think we've been talking about that, because they have to pay expenses as their parents and grandparents didn't have to pay, they have to pay much higher rent. Everybody used to be able to afford to buy a house, that was the definition of “middle class” in America was to be a homeowner. And when I was growing up in the 50s and 60s, everybody on the salary they were getting could afford to buy their house. And that's why so many people bought the houses with working class sell rates. As I told you, I was getting $100 a week. At least if you were quiet you could do it. If you were black, you couldn't do it. The blacks were redlined. But the white people could buy the houses. And that's why today, the white population has so much more wealth than the black population, because the white families would leave the house to the children and housing prices have gone up 100 times. And because they've gone up 100 times, this is endowed with a whole white hereditary class of kids whose family own their own homes, send them to schools. But America was redlined. Now Chicago was redlined, blacks were redlined. In New York City, the banks would not lend money to black neighbourhoods or to black borrowers. I was at Chase Manhattan and they made it very clear: they will not make a loan to a mortgage if they're black people living in my block. And they told me that when I was on Second Street and Avenue B. I won't repeat the epithet racist epithets they used. But what has caused the racial disparity today is what we've been talking about: the fact that whites could buy their own homes, blacks could not.And the reason I'm bringing this up is that if—we're working toward a society where white people are now going to be reduced to the position that black people are in today: of not having their own homes, of not being able to get bank credit. One friend of mine at the Hudson Institute, a black economist, wanted to—we were thinking of cowriting a book, The Blackening of America. The state of, well, the future of the whites, is to become blacks if you don't solve this situation. And I've been unable to convince many black leaders about reparations—that the reparations, very hard to get reparations for slavery, which was to their grandparents, their reparations are due to the blacks today who do not have housing, their own homes, because of the redlining that they have been experiencing right down to today.So, you have this, you do have a separation in this country. But this is not the kind of hyphenated politics that the politicians talk about. Not even the black politicians, the fact that if you're going to hyphenated American, how did this hyphenisation affect the real opportunities for real estate, for homeownership, for education, and all of these other things. I think maybe if people begin to think as to how there is a convergence of what was diverging before—now you're having the middle class pushed down into its real identity which was a dependent wage-earning class all along—you're going to have a change of consciousness. But we're still not to that. People don't realise this difference.And at the top of the pyramid, at New York University, for instance, where we both went to school, I have professor friends there and there was recently an argument about getting more salaries for professors, because they're hiring adjunct professors at very low prices instead of appointing them full time. And one professor turned to my friend and said, “They’re treating us like wage earners.” And my friend said, “Yes, you are a wage earner. You’re dependent on the wage you get from New York University.” And he said, “But I’m a professor,” as if somehow being a professor doesn't mean that you're not a wage earner, you're not dependent on salary, you're not being exploited by your employer who's in it to make money at your expense.Julian Vigo: Oh, absolutely. We've got the push from NYU in the 1990s by adjunct professors to get health insurance, and to have a certain modicum of earnings that would allow them to pay rent in an extremely expensive city. I find it amazing how many of my students at the time had no idea how much I was being exploited at the time, I was at lunch after the graduation of two of my students, they invited me to lunch, and they were having a discussion about how well we must be paid. And I laughed. I didn't go into the details of my salary. But later in later years, they came to understand from other sources, how exploitation functions within the university where they were paying almost quarter of a million to go to school, and graduate school, and so forth. So it's quite shocking that even though we have the internet and all the information is there, anyone can see precisely how much NYU or Columbia cost today, or how much the cost of living is, as opposed to 1961, for instance, that people are still not putting together that when you have housing, that is like income. For most of us, if housing is affordable, the way one lives, the efficiency to live, the ease, the mental health, and physical health improves. And it's fascinating to me that during lockdown, people were told, just to bite the bullet, stay inside, and how many publications, how much of the media went out to discover the many people being locked down in extremely small hovels? Multiple families living in three bedroom houses, even smaller. And I just kept thinking throughout these past 20 months or so that the media has become complicit in everything you've discussed, we've seen an extra tack added on where the media is another arm of industry and the 1% they are able sell lockdown stories: stars singing, Spaniards singing, accordionists from Neapolitan balconies, everyone's happy. But that was a lie. And that was a lie being sold conveniently.I regularly post stories from CNN, where their recent yacht story—they love yachts—their recent yacht story from about five or six days ago was how the super-rich are “saving” the world's ecology. And it was a paid advertisement of a very expensive yacht that uses nuclear power, what you and I hope: that all the rich people are running around with little mini nuclear reactors on the seas. And I keep thinking: what has happened that you mentioned campaign financing? Remember what happened to Hillary Clinton when she suggested campaign finance reform? That went over like a lead balloon. And then we've got CNN, Forbes, all these major publications that run paid sponsored news articles as news. It's all paid for, they legally have to see it as but you have to find the fine print. And we're being sold the 1% as the class that's going to save the planet with this very bizarre looking yacht with a big ball on it. And another another CNN article about yacht owners was about how it's hard for them to pay for maintenance or something and  we're pulling out our tiny violins.And I keep wondering, why is the media pushing on this? We can see where MSNBC and CNN and USA today are heading in a lot of their coverage over class issues. They would much rather cover Felicity Huffman, and all those other stars’ children's cheating to get into a California University scandal which is itself its own scandal, of course. That gets so covered, but you rarely see class issues in any of these publications unless it refers to the favelas of Brazil or the shanty towns of Delhi. So, we're sold: poverty isn't here, it's over there. And over here, mask mandates, lock up, shut your doors stay inside do your part clap for the cares and class has been cleared. Cut out. Even in the UK, where class consciousness has a much more deeply ingrained fermentation, let's say within the culture, it's gone. Now the BBC. Similarly, nightly videos at the initial part of lockdown with people clapping for the cares. Little was said about the salaries that some of these carriers were getting, I don't mean just junior doctors there, but the people who are cleaning the hallways. So, our attention has been pushed by the media away from class, not just the politicians doing the dirty work, or not just the nasty finance campaign funding that is well known in the US. What are some of the responses to this, Michael, that we might advance some solutions here? Because my worry, as a person living on this planet is enough is enough: Why can't we just try a new system? Is it that the fall of the Berlin Wall left a permanent divide in terms of what we can experiment with? Or is there something else at play?Michael Hudson: Well, recently, Ukraine passed a law about oligarchs, and they define an oligarchy as not only owning a big company, but also owning one of the big media outlets. And the oligarchy in every country owns the media. So, of course, CNN, and The New York Times and The Washington Post, are owned by the billionaire class representing the real estate interests and the rentier interests. They're essentially the indoctrination agencies. And so of course, in the media, what you get is a combination of a fantasy world and Schadenfreude—Schadenfreude, when something goes wrong with people you don't like, like the scandal. But apart from that, it's promoting a fantasy, about a kind of parallel universe about how a nice world would work, if everybody earned the money that they had, and the wealth they had by being productive and helping society. All of a sudden, that's reversed and [they] say, “Well, they made a lot of fortune, they must have made it by being productive and helping society.” So, everybody deserves the celebrity, deserves the wealth they have. And if you don't have wealth, you're undeserving and you haven't made a productivity contribution. And all you need is to be more educated, managerial and intelligent, and you can do it. And it doesn't have anything to do with intelligence. As soon as you inherit a lot of money, your intelligence, your IQ drops 10%. As soon as you don't have to work for a living and just clip coupons, you write us down another 30%. The stupidest people I've met in my life are millionaires who don't want to think about how they get their money. They just, they're just greedy. And I was told 50 years ago, “You don't need to go to business school to learn how to do business. All you need is greed.” So what are all these business schools for? All they're doing is saying greed is good and giving you a patter talk to say, “Well, yeah, sure, I'm greedy. But that's why I'm productive.” And somehow they conflate all of these ideas.So, you have the media, and the educational system, all sort of combined into a fantasy, a fantasy world that is to displace your own consciousness about what's happening right around you. The idea of the media is that you don't look at your own position, you imagine other people's position in another world and see that you're somehow left out. So, you can say that the working class in America are very much like the teenage girls using Facebook, who use it and they have a bad self image once they use Facebook and think everybody else is doing better. That's the story in Congress this week. Well, you can say that the whole wage earning class once they actually see how awful the situation is they think, “Well, gee, other people are getting rich. Other people have yard spots, why don't I have my own house? Why am I struggling?” And they think that they're only struggling alone, and that everybody else is somehow surviving when other people are struggling just the way they are. That's what we call losing class consciousness.Julian Vigo: Yes, well, we're back to Crystal and Alexis wrestling and Dynasty’s fountain. Everyone wants to be like them. Everyone wants a car. You know, I'll never forget when I lived in Mexico City. One of the first things I learned when you jumped into one of those taxis were Volkswagen beetles,  Mexicans would call their driver “Jaime.” And I said to them, why are you guys calling the taxi drivers here “Jaime”? And they said, “We get it from you.” And I said, “What do you mean you get it from us? We don't call our taxi drivers Jaime.”And then I thought and I paused, I said,  “James!” Remember the Grey Poupon commercials? That's what we do—we have James as the driver in a lot of these films that we produced in the 1970s and 80s. And the idea became co-opted within Mexico as if everyone has a British driver named James.Now, what we have turned into from this serialised, filmic version of ourselves to the present is dystopic. Again, you talked about the percentage of rent that people are paying in the US, the way in which people are living quite worse than their parents. And this is related to student debt, bank debt, credit card debt, we've had scandals directly related to the housing market. We saw that when there were people to be bailed out, they had to be of the wealthy class and companies to be bailed out. There was no bailout for the poor, of course. I was in London during the Occupy Wall Street. In London, it was “occupy the London Stock Exchange” (Occupy LSX) right outside of not even the London Stock Exchange. It was outside of St. Paul's Cathedral. And there was a tent city, and people were fighting ideological warfare from within their tents. There wasn't much organising on the ground. It was disassembled months later. But I wonder why Americans, even with what is called Obamacare, are still not pushing for further measures, why Hillary Clinton's push for or suggestion merely of finance reform within the campaigning system, all of this has sort of been pushed aside.Are there actors who are able to advance these issues within our current political system in the United States? Or will it take people getting on the streets protesting, to get housing lowered to maybe have national rent controls, not just of the form that we have in New York, which, before I got to New York in the late 80s, everyone was telling me how great rent control was. Now it's all but disappeared? What is the answer? Is it the expropriation of houses? Is it the Cornwall style, no owning more than one house type of moratorium on homeownership? What are the solutions to this, Michael?Michael Hudson: There is no practical solution that I can suggest. Because the, you're not going to have universal medical care, as long as you have the pharmaceuticals. funding the campaign's of the leading politicians, as long as you have a political system that is funded by campaign contributors, you're going to have the wealthiest classes, and decide who gets nominated and who gets promoted. So, I don't see any line of reform, given the dysfunctional political system that the United States is in. If this were Europe, we could have a third party. And if we had an actual third party, the democratic party would sort of be like the social democratic parties in Europe, it would fall about 8% of the electorate, and a third party would completely take over. But in America, it's a two-party system, which is really one party with different constituencies for each wing of that party, and that one party, the same campaign contributors funds, both the Republicans and the Democrats. So it's possible that you can think of America as a failed state, as a failed economy. I don't see any means of practical going forward, just as you're seeing in the Congress today, when they're unwilling to pass an infrastructure act, there's a paralysis of change. I don't see any way in which a structural change can take place. And if you're having the dynamics that are polarising, only a structural change can reverse this trend. And nobody that I know, no politician that I know, sees any way of the trends being reversed.Julian Vigo: The funny thing is that scandal, quote-unquote, scandal over Ocasio Cortez's dress at the Met Gala was quite performative to me. It's typical that the media does. “Tax the rich,” as she sits at a function that I believe cost $35,000 to enter. And she socialised the entire night even if she allegedly did not pay either for her dress nor for the entrance. And I'm thinking, isn't this part of the problem: that we have so much of our socio-cultural discourse wrapped up in politics in the same way that Clinton's suggestion that campaign finance reform disappeared quite quickly? Is there any hope of getting campaign finance reform passed in the States?Michael Hudson: No. Because if you had campaign finance reform, that's how the wealthy people control politics. If you didn't, if you didn't have the wealthy, wealthy people deciding who gets nominated, you would have people get nominated by who wanted to do what the public ones, Bernie Sanders says, “Look, most of them are all the polls show that what democracy, if this were a democracy, we would have socialised medicine, we'd have public health care, we would have free education, we would have progressive taxation.” And yet no party is representing what the bulk of people have. So by definition, we're not a democracy. We're an oligarchy, and the oligarchy controls. I mean, you could say that the media play the role today that the church and religion played in the past to divert attention away from worldly issues towards other worldly issues. That's part of the problem.But not only the pharmaceutical industries are against public health care, but the whole corporate sector, the employer sector, are against socialised medicine, because right now workers are dependent for their health insurance on their employers. That means Alan Greenspan, the Federal Reserve Chairman said, this is causing a traumatised workers syndrome, the workers are afraid to quit, they're afraid to go on strike. They're afraid of getting fired because if they get fired, first of all, if they're a homeowner they lose their home because they can't pay their mortgage, but most importantly, they lose their health care. And if they get sick, it wipes them out. And they go broke and they lose their home and all the assets.Making workers depend on the employer, instead of on the government means you're locked into their job. They have to work for a living for an employer, just in order to survive in terms of health care alone. So the idea of the system is to degrade a dependent, wage-earning class and keeping privatising health care, privatising education, and moving towards absentee landlordship is the way to traumatise and keep a population on the road to serfdom. Get full access to Savage Minds at savageminds.substack.com/subscribe

Chris Voss is the former lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. Today, Chris Voss is the CEO & Founder of The Black Swan Group Ltd and best-selling author of Never Split the Difference. Voss has revolutionized negotiation tactics and greatly impacted how organizations and individuals globally understand and negotiate with one another. His book aims to provide a comprehensive guide to negotiating theory and strategy, giving you the tools you need to negotiate successfully. Voss’s thesis is that good negotiation happens on the emotional level of the brain, not the rational level. Your job as a negotiator, Voss argues, is to practice and display empathy toward your counterpart by understanding their emotions, learning to see the situation from their point of view—and, ultimately, getting them to feel comfortable enough with you to let their emotional guard down. During Chris’s 24 year tenure in the Bureau, he worked through approximately 150 kidnappings worldwide. ​He was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Taking emotional intelligence and intuition to the next level, Chis takes us through the negotiation skills that can give us the competitive edge in any discussion, especially as we attempt to drive collective buy-in to a clean energy future. Favourite quotes: "Negotiation is the art of creating possibilities" "Persuasion is not about how bright or smooth or forceful you are. It’s about the other party convincing themselves that the solution you want is their own idea. So don’t beat them with logic or brute force. Ask them questions that open paths to your goals. It’s not about you." Handy links: Chris's website Chris's book Chris Voss video interview Chris on Medium See omnystudio.com/listener for privacy information.

A former kidnapping negotiator with the Federal Bureau of Investigation (FBI) is the ideal person to write a book on negotiating. After all, what could be more challenging than negotiating the life of a hostage?  Chris Voss did just that, and used his many years of experience in international crises and high-stakes negotiations to launch Black Swan Consulting and publish Never Split The Difference: Negotiating As If Your Life Depended On It, a Wall Street Journal bestseller, with almost 20,000 five-star reviews on Amazon!  In this interview with Published Author host Josh Steimle, Chris discusses how he worked with one of the foremost ghostwriters, Tahl Raz, to write his book. He also explores how he marketed it.  Chris was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris's 24-year tenure in the FBI, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School.  Links:  Twitter  Instagram  LinkedIn  Black Swan Consulting 

Chris Voss is the CEO & Founder of The Black Swan Group LtdAuthor of Never Split The Difference: Negotiating As If Your Life Depended On It©.He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world.Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking.During Chris's 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service.Chris has taught business negotiation in the MBA program as an adjunct professor at University of Southern California's Marshall School of Business and at Georgetown University's McDonough School of Business. He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. CONNECT WITH CHRIS VOSS: Instagram - https://www.instagram.com/thefbinegotiator/ Facebook - https://www.facebook.com/ChrisVossNegotiation Twitter - https://twitter.com/vossnegotiation Website - https://www.blackswanltd.com/our-team/chris-voss Follow The Story Box on Social MediaINSTAGRAM ► - https://www.instagram.com/thestoryboxpodcast/ TWITTER ► - https://twitter.com/jay_fantom FACEBOOK ► - https://www.facebook.com/thestoryboxpodcast WEBSITE ► - https://thestoryboxpodcast.com/SUBSCRIBE FOR MORE! Apple Podcast ► - https://podcasts.apple.com/au/podcast/the-story-box/id1486295252 Spotify ► - https://open.spotify.com/show/7h8Qv3r2ZV29f7ktJOwmgM?si=FXxYC1JFSHesBv7_d1WtNQ WATCH HERE:YouTube ► - https://www.youtube.com/c/TheStoryBox If you enjoyed this episode please subscribe to YouTube & Apple Podcasts, and leave a 5-star positive rating and review over on Apple Podcasts. Share it around with your friends and family.Support this show http://supporter.acast.com/thestorybox. See acast.com/privacy for privacy and opt-out information.

S Dave Brown: men struggled with this from the very beginning with the first Adam in Genesis, sat by as Eve ate the fruit a life of passivity is void of courageous decisions The life of Jesus was an engaged, active life, marked by obedience, obedience to His father We know how Jesus turned over the money changer tables in the Temple and challenged the pharisees by healing and other activities He did on the Sabaath. We also see in Matt 10:34-35 "34 “Do not think that I came to bring peace on earth. I did not come to bring peace but a sword. 35 For I have come to ‘set a man against his father, a daughter against her mother, and a daughter-in-law against her mother-in-law';", but he wasn't a macho man or tough guy the way think of today and the way we glorify tough guys in the movies, like Rambo and John Wayne. Jesus was a servant.  He washed His disciples feet. He told His disciples to turn the other cheek if someone struck them. "Blessed are the peacemakers, For they shall be called sons of God." - Matt 5:9 "18 Now the fruit of righteousness is sown in peace by those who make peace." - James 3:18 Matthew 11:29 was the only time when Jesus talks about His heart, and He said His heart is gentle and meek So we don't fight against passivity by being violent but rather by being obedient, which means following God's Word, being Torah observant.  But we also should be ready to take a stand when necessary to stand for God and His Word and against the traditions of men which I would say is when Jesus showed the most passion   How many of you have gone tubing, where you just float down a river That's a fun thing to do on a relaxing summer day but it's a poor model for living the Christian life More than ever we need to be intentional if we're going to be obedient and be ready for the return of Yeshua. That's true of our personal relationship with our Father, and it's also true of our responsibilities He has entrusted with. As a husband, we are to follow Ephesians 5:25-28 "Husbands, love your wives, just as Christ also loved the church and gave Himself for her, 26 that He might sanctify and cleanse her with the washing of water by the word, 27 that He might present her to Himself a glorious church, not having spot or wrinkle or any such thing, but that she should be holy and without blemish. 28 So husbands ought to love their own wives as their own bodies; he who loves his wife loves himself. " As a father, we should follow Ephesians 6:4 "4 And you, fathers, do not provoke your children to wrath, but bring them up in the training and admonition of the Lord." A couple resources I'd like to mention are podcasts "Parenting Today's Teens" and "The Dad Whisperer" Our work, Ephesians 6:5-8 "5 Bondservants, be obedient to those who are your masters according to the flesh, with fear and trembling, in sincerity of heart, as to Christ; 6 not with eyeservice, as men-pleasers, but as bondservants of Christ, doing the will of God from the heart, 7 with goodwill doing service, as to the Lord, and not to men, 8 knowing that whatever good anyone does, he will receive the same from the Lord, whether he is a slave or free." and Colossians 3:23 "And whatever you do, do it heartily, as to the Lord and not to men," In all these roles and responsibilities we should be checking ourselves in several ways. One way is demonstrated in Psalm 139:23-24 "Search me, O God, and know my heart; Try me, and know my anxieties; 24 And see if there is any wicked way in me, And lead me in the way everlasting." Another is Galatians 5:22 "22 But the fruit of the Spirit is love, joy, peace, longsuffering, kindness, goodness, faithfulness, 23 gentleness, self-control. Against such there is no law."   Final thought on all this is that often we're passive not out of laziness but out of a sense or unworthiness. To respond to that I want to first share a couple verses and a brief devotional. The verses are familiar to all of us but we need to reminded of them and not become too familiar with them. Romans 8:1 says "There is therefore now no condemnation to those who are in Christ Jesus, who[a] do not walk according to the flesh, but according to the Spirit." Romans 8:37 says "Yet in all these things we are more than conquerors through Him who loved us" Philippians 4:13 says "I can do all things through [a]Christ who strengthens me." The devotion is called First Light, put out by Pastor Brian Biggers from The Lamb's Chapel in Burlington, this particular one was sent out on July 12th and was called "Rich in Poverty" Blessed be the God and Father of our Lord Jesus who has blessed us with every spiritual blessing in the heavenly places in Christ Jesus. Ephesians 1:3    Hettie Green is listed in the Guinness record book as the world's greatest miser. She lived in a one room rundown apartment in New York. She turned the radiator heat up just enough to stay alive. She ate cold oatmeal at every meal. She owned one black dress that she would take off and wash every few nights. Don't pity Ms. Green. She had millions of dollars on deposit with the Chase Manhattan bank. She chose to live in poverty although she certainly didn't have to. If this verse in Ephesians is true, then Hettie's life is a picture of the life of God's children. Living in poverty although Jesus has purchased for us "every spiritual blessing". What is included in this "Divine deposit" the lover of our soul has made for us? His Word is the catalog of all that is ours in Him. Our peace, contentment, love, joy, purpose and prosperity are just a few of the treasures He records in His Book. We will spend a lifetime and all of eternity discovering all that is ours in Him. The tragedy would be to live in any need if it was already mine. Let's get in His Word and find our inheritance and then lay hold of it by faith. If there is one moment of regret in heaven it will be to arrive poverty stricken and find that it wasn't necessary. Let Hettie scrape by if she wants to. I don't want Jesus sacrifice to go to waste.   Thank you for being a good Father. Open my eyes to the "riches of my inheritance in Christ Jesus". I pray for grace not to waste your sacrifice for my blessing.     E   L So we built the wall. And all the wall was joined together to half its height, for the people had a mind to work. Nehemiah 4:6 - https://www.biblegateway.com/passage?search=Nehemiah%204:6&version=ESV       A   Ben LaCorte To be prepared, know good Theology.  They started a podcast "Word on the Street", geared toward someone who doesn't know a lot of Theology already.  Some future topics include critical race theory, why is there human suffering in the world, what is the Christian's right role in politics, what does God say about social justice,  I don't have enough faith to be an atheist with Frank Turek (after checking it out)   H John Shirey To be set free you need to limit the distractions.  Don't let your phone create any sounds. When at home don't have it with you every second.

Max Sutherland, President & CEO of World Trade Center Atlanta, recognized at an early age that global businesses have influence and power to make positive change.  Rather than pursuing a diplomatic career as he planned, he rose in global positions at Citicorp, Chase Manhattan, KPMG, and more.  In his current role at the World Trade Center in Atlanta, he sees the opportunity to bring the fractured global business community together and offer training to new entrants.  His stories are fascinating.  Keep an eye on this guy!   Connect with Wendy - https://www.linkedin.com/in/wendypease/ Connect with Max - https://www.linkedin.com/in/maxsutherland/ Music: Fiddle-De-Dee by Shane Ivers - https://www.silvermansound.com

On this week's episode of the Stansberry Investor Hour, Dan invites arguably the #1 retirement expert in America onto the show... He began his career as an elite derivatives trader on Wall Street at Goldman Sachs...  He helped pioneer specialized options trading strategies for large banks like Chase Manhattan and Yamaichi, known as the Goldman Sachs of Japan...  But after over a decade on Wall Street, he grew disgusted with the culture of greed and left his Senior Vice President role to pursue a more fulfilling career practicing medicine.  Today, he shares the secrets he learned as an elite trader on Wall Street with thousands of everyday investors like you, through his franchise of retirement newsletters. Stansberry Research's own... Dr. David Eifrig. Or as he's known around the office, Doc. During their conversation, Dan and Doc discuss some of the absurd examples of excess in the markets today... the likelihood of inflation in the coming years and how much of an impact it can have on your savings... and Doc's favorite way to produce safe, reliable income for those already in retirement. He's even holding his own webinar for those who want to learn more about this unique strategy. You can find more info at www.MessageFromDoc.com  Doc has a way of explaining complex financial instruments in a way that's easy to understand that you've likely never heard before.   Plus, Dan gets Doc to finally open up and shares the story of what happened on Wall Street years ago that ultimately led him to get fed up with the system. The two have an enlightening conversation with tons of valuable insight for anyone nearing retirement age. If you've got any money in the markets and are nearing retirement, you won't want to miss it. Listen to Dan's conversation with Doc, and much more, on this week's episode.

On this week's episode of the Stansberry Investor Hour, Dan invites arguably the #1 retirement expert in America onto the show... He began his career as an elite derivatives trader on Wall Street at Goldman Sachs...  He helped pioneer specialized options trading strategies for large banks like Chase Manhattan and Yamaichi, known as the Goldman Sachs of Japan...  But after over a decade on Wall Street, he grew disgusted with the culture of greed and left his Senior Vice President role to pursue a more fulfilling career practicing medicine.  Today, he shares the secrets he learned as an elite trader on Wall Street with thousands of everyday investors like you, through his franchise of retirement newsletters. Stansberry Research's own... Dr. David Eifrig. Or as he's known around the office, Doc. During their conversation, Dan and Doc discuss some of the absurd examples of excess in the markets today... the likelihood of inflation in the coming years and how much of an impact it can have on your savings... and Doc's favorite way to produce safe, reliable income for those already in retirement. He's even holding his own webinar for those who want to learn more about this unique strategy. You can find more info at www.MessageFromDoc.com  Doc has a way of explaining complex financial instruments in a way that's easy to understand that you've likely never heard before.   Plus, Dan gets Doc to finally open up and shares the story of what happened on Wall Street years ago that ultimately led him to get fed up with the system. The two have an enlightening conversation with tons of valuable insight for anyone nearing retirement age. If you've got any money in the markets and are nearing retirement, you won't want to miss it. Listen to Dan's conversation with Doc, and much more, on this week's episode.

On this week's episode of Millennial's and Money, we are joined by our first Baby Boomer guest, New York Times bestselling Author, Financial Expert, and long-standing guest on the Oprah show Neale Godfrey shares her Money Story. Neal grew up in a much different time than us as Millennial's and she shares what it was like for a woman beginning a career in finance in the 1980s. She got her foot in the door as an executive with Chase Manhattan bank in 1982 where she was paid 40% less than the men in her same position were paid based on nothing other than her being a woman. After putting together the largest merger in the history of the United States she hit the glass ceiling at Chase and became the president of The First Woman's Bank, where she saw how dis-empowered women were at handling their own money. Seeing the need to educate children and women on money and not finding a resource she went out on her own and wrote a book “The Kids Money Book”. She went on to write the book “Money doesn't grow trees” and Oprah picked the book up and “Looooovveddd it” thanks to Oprah “Money Doesn't Grow On Trees” went on to sell millions of copies and became number one on the New York Times bestseller list. Today Neale still has the heart to educate and serve women and children around the world in 2021. Enjoy the show. Check out Neale's latest book “Be Money Smart in tough times for parents and grandparents” on Amazon.

President of Electric Advisors, Russell Lacey has been an active part of the business community for over 20 years. Before starting Electric Advisors, he managed the production offices for bank-owned mortgage operations for CitiBank, Chase Manhattan, and Washington Mutual. During those years he was and continues to be, involved in business community activity through various chambers of commerce and professional organizations related to his field of employment.   Russell has a strong commitment to the growth of the company, the retention of the customer base, and the continuation of excellent customer service. With a strong commitment to the community as well, Russell is also active in his local Rotary Club and is the incoming President of the Great Bethesda Chevy Chase Chamber of Commerce.   Listen to this uplifting Truman Charities episode with Russell Lacey about his presence and commitment to his community, while running his company Electric Advisors. Here is what to expect on this week's show: ●     Russell's introduction to community work and giving back from an early age in his Catholic parish. ●     Russell's work in the Chamber of Commerce and how to become a member within the chamber. (link provided) ●     The process of switching energy providers and the background of his company Electric Advisors and what they do/provide.   Connect with Russell: Guest Contact Info: Twitter- @rblacey Website- https://web.greaterbethesdachamber.org/ENERGYREDUCING-SERVICES/Electric-Advisors-286 Phone- (855) 398-7200  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I've had the privilege of interviewing negotiations expert and former FBI agent- Chris Voss. Chris is considered one of the top authorities in business, negotiation, and communication skills . In this episode, he takes us through key communication tips and strategies to help us listen, communicate and negotiate better! About the Guest: Chris has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris's 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at University of Southern California's Marshall School of Business and at Georgetown University's McDonough School of Business. He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. Connect with Chris: https://www.blackswanltd.com/our-team/chris-voss https://www.blackswanltd.com/our-team/chris-voss https://www.facebook.com/ChrisVossNegotiation https://www.linkedin.com/in/christophervoss/ https://twitter.com/vossnegotiation During the show, we discuss the importance of increasing your self-awareness and becoming clear about who you are. For you to achieve this, CRG encourages you to consider our powerful online course experience so you can live a life with more emotional intelligence and resilience: Why Aren't You More Like Me? (based on our book of the same name). We take you through a step-by-step process to help you clarify, confirm your personal style, strengths, opportunities to improve and so much more. To learn more and register, go to https://crgleader.com/why-arent-you-more-like-me/. If you want to take yourself to the next level, personally or professionally, consider our Professional Mastery & Assessment Certification virtual workshop. This three-day in-depth experience will transform your life. To find out more, go to: https://www.crgleader.com/certification. Thank you in advance for subscribing, sharing and posting a positive review and/or comment as we expand our impact to encourage and inspire others. Until next time, Keep Living On Purpose! Dr. Ken Keis

Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business. He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. https://www.blackswanltd.com/our-team/chris-voss Learn more about your ad choices. Visit megaphone.fm/adchoices

Uno de los más grandes retos que prácticamente todos enfrentamos en nuestra carrera profesional, independientemente de la profesión y oficio en la que nos desempeñamos, es aprender a ser buenos líderes, líderes que sirvan de manera auténtica y positiva a sus equipos de trabajo y que no solo permitan sino procuren la creación de un espacio seguro de trabajo en el que cada integrante del equipo pueda contribuir al éxito del mismo. Es entonces cuando el trabajo de increíbles coaches como mi invitada hoy hacen una tremenda diferencia en lo profesional y lo personal. Una coach fuera de serie con poco más de 30 años de experiencia durante los cuales ha creado, al menos tres increíbles carreras: Una en banca y finanzas en donde por más de una década trabajó para instituciones como Chase Manhattan y Goldman Sacks, otra en medios y marketing y ahora, y desde hace 10 años como fundadora de su propia firma de executive coaching en la que ha vertido décadas de experiencia como líder en una increíble práctica a la que llama Leadershift coaching. Una increíble líder a quien he tenido la fortuna de tener personalmente como coach en el pasado. Autora de The better boss blue print y host del The leadershift show podcast la extraordinaria Shani Magosky.Yo soy Efraín Mendicuti y he creado este espacio para conversar con algunos de los más destacados líderes de pensamiento, negocios, educación y cultura en el mundo, sobre su trayectoria, lecciones y mejores prácticas y compartir con todos nosotros su pensamiento, estrategias y recomendaciones para hacer en nuestras vidas de lo cotidiano algo extraordinario.

Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris's 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service.

Tunch Diptas is an accomplished executive & coach, a master of combining the discipline of the mind and body, turning the previously unobtainable goals into self-fulfillment and success stories. Post graduation, Tunch mastered in International Economics. He has cultivated advanced relationships with wealth advisors, private bankers, business bankers, insurance agents, trust specialists, advanced financial planners, and mortgage consultants, as a Certified Financial Planner. As a result of the long time interest, he set his heart on the consultancy. Tunch has worked with executives from Fortune 500 companies including, Wells Fargo, Northwestern Mutual, Chase Manhattan, KW Inc., guiding them to get outstanding results. So far, Tunch has worked with soccer teams to reach championship status; early career executives to obtain leadership roles; and successful professionals to accomplish their dreams. He is a Senior Leader with the Tony Robbins Leadership Academy, focusing on Business Results Training. He believes that “Leadership begins with an ability to persuade and connect. Engaging and captivating any audience from beginning to end for a powerful, lasting impact can be learned!” Tunch provides a rich set of practical and life-tested ideas, concepts, and frameworks that will help those who want to change; to be the best that they can be. His ambition is to make people better in their focus area, discover their purpose, make a strategic plan, and finally get measurable, quantitative results with a significant improvement in leadership and team building skills. With the ambition of inspiring people with impactful ways so that they can all have authentic and meaningful lives, Tunch is always glad to connect with new people!  Enjoy!   ***CORONA VIRUS EDITION***   In this episode Peter & Tunch discuss: :50-  Intro and welcome Tunch Diptas  1:26-  So what’s your story? 2:15-  What prompted you to get tested for ADHD? 3:22-  What were the medications the put you on first? How did that go? 6:10-  Tell us a little about how you took control of your happiness after your diagnosis? 7:20-  On defining purpose 8:45-  On focusing on what’s important and what’s working 9:25-  What do you advise on negotiating the downsides of change and embracing the positive? 12:20-  Let’s talk about emotional fitness; how do you deal with anger, anxiety and communicating with your partner/family/co-workers, etc? 14:50-  How do you find a middle ground/balance with your work and life? 16:20-  How can people find you? At www.TunchDiptas.com and @TunchDiptas on INSTA  Facebook and YouTube 16:54-  Thank you Tunch! And thank YOU for subscribing, reviewing and listening. Your reviews are working! Even if you’ve reviewed us before, would you please write even a short one for this episode? Each review that you post helps to ensure that word will continue to spread, and that we will all be able to reach & help more people! You can always reach me via peter@shankman.com or @petershankman on all of the socials. You can also find us at @FasterThanNormal on all of the socials. 17:26-  Faster Than Normal Podcast info & credits STAY HEALTHY - STAY SAFE - PLEASE WEAR YOUR MASK.. until next time! As always, leave us a comment below and please drop us a review on iTunes and of course, subscribe to the podcast if you haven’t already! As you know, the more reviews we get, the more people we can reach. Help us to show the world that ADHD is a gift, not a curse! Do you know of anyone you think should be on the FTN podcast? Shoot us a note, we’d love to hear! PS: If you're looking for that special gift this holiday season for someone in your life who has ADD, ADHD, or any kind of neurodiverse brain, how about a conversation with me? I've finally been convinced to join Cameo, where you can request videos, shout-outs, birthday greetings, even a one-on-one talk about how ADHD is a superpower! You can find me on Cameo here!​   TRANSCRIPT:  Hey guys, Peter Shankman... happy to have you here. As we enter the world of ADHD, ADD everything that are diverse, for another episode of Faster Than Normal, good stuff going on. We're gonna be talking to a coach today who I love his bio. The guy seems to have done everything. Um, his name is Tunch Diptas and I want it to tell us it tells us his background because it's, you're gonna find it fascinating, but I can give you the highlights. He mastered the International Economics. International Economics, right? He's worked with companies, Wells Fargo, Northwestern Mutual, Chase Manhattan. Um, he led soccer teams to championship status. So I want to hear about that. And then we're going to talk.. I want to focus a lot on managing stress change, conflict of crisis, which is his big thing. So welcome Tunch, good to have you.  Thank you. Thanks for having me. I'm excited.  Good. So yeah. Tell us, tell us your backstory, cause you're not from this country. Tell us where you came from, how you got here… and you said you weren't diagnosed with ADHD until you were in your thirties. So tell us that, that as well, start at the beginning. Sure. Uh, I'll be happy to. Um, so I actually grew up in Turkey and, um, when I was growing up, um, I didn't know anything about ADHD and my family didn't either. And, um, I grew up with so many challenges, um, family challenges and then also challenges at school. But, um, I was able to make it happen and I moved to the United States actually with no money, no English and no contacts.  So, um, that was my journey from Turkey to the States. And, um, I was able to overcome the challenges and  I'll be happy to talk about all of those.  Yeah. Tell us, so tell us when you, what, what prompted you to get diagnosed with ADHD?  So I, uh, after moving to the States and one of the things that I've done is I wanted to grow and learn the language and improve myself.  So that's why I start growing and then going to libraries. And, um, and then later I, um, I started working in corporate finance world because my background... education background was economics, and, um, I became successful.  Uh, I was so hyper-focused with success and, uh, I made it happen. And one of the meetings about six, seven years ago, um, one of my colleagues told me that you have ADHD. And I said, I don't think so. And he said, no, you're bored in every meeting. And, um, and then also you're easily distracted. So you got to go see a doctor. And I said, sure, because. I was successful, but I wasn't happy. So I was looking for answers.  That's actually, that's actually a trait, the concept of being tremendously successful in it, but still feeling like something's wrong and you haven't been able to accomplish a thing.  Exactly. And I didn't know what ADHD was because I grew up in Turkey and when I was growing up, it's still a developing country and nobody told me anything about it, but I was always feeling the symptoms. And like one of the stories that I remember from my childhood, that, um, I was always falling down. Always like, um, had wounds on me. And once I had an accident and I fell, I fell down and it just, um, I had a big wound on my face and my chin and, um, and then I went back to the, uh, the class and my teacher looked at me and, she said it's….  still developing countries,  so, uh, she said, why'd you do that? Why do you keep falling down? Why do you always, why are you so clumsy? So she looked at me and she said at in effect, she called my Mom, and my Mom came to the school because it had to, um, I had to go to a doctor for a stitch for stitching my chin and, um, my Mom looked at me, and she said the same thing. Why are you so clumsy? What's wrong with you? And that story is just, um, got stuck with me and I asked the same question all my life to myself. I said, what's wrong with me? And, but that was my primary question until I realized what I'm asking. I was asking myself and that's when as soon as I realized, that's when I stopped, I decided to change. And I went to doctor, uh, after, uh, hearing from my friend, and he said, uh, the doctor said you have high ADHD. Um, constant boredom was the highest thing that he said. And I said, okay. So they start giving me medication. And I used it may,  be short, maybe two, three months, and I decided that it’s not for me, and I made a choice. (4:51) What medication were you on? Um, Ritalin,  Conserta,  um, Adderall,  they tried everything and it was, it was interesting because I'm like, am I, why am I taking all of these things? Because I have more anxiety, I feel more depressed. I was feeling down and, um, and I was like, I was happier before. So, and that's when I decided that I need to come up with steps to make myself feel fulfilled and happy., and if you want, I can go through the my steps, no, that makes perfect sense, but tell, yeah, tell us a little bit about what you,  how do you, so when you decided to take control, you know, a lot of people say, God, I need to be able to feel happy through it. And then they can't put it into sort of actionable items. So in a nutshell, you know, in a minute or less, tell us what you did.  So, um, I looked at my background, my history, as I mentioned, I came to this country with no money, no English, no contacts. So how did I do it? How did I do it? Because I had a belief that I came to this world for a reason. And I knew that my purpose is to grow and discover myself and learn what's going on in this world, explore myself and explore everything else, so that was my purpose when I was, when I came to this country and that's what made me going. And then that's what I know now, if I am so clear with my purpose, that keeps me going. And then also, um, It makes me progress. That's what makes me happy. So that was the number one thing that I put it down. I said, I got to know my purpose, be clear with it, and, um, I need to align with every day. So that was my first thing.   I think, a lot of what happens, uh, when, when you, I mean, in general, but certainly when you have ADHD, you have this feeling like that if you're not moving forward, you're going backwards, right?   And so not having a purpose and not having really anything to keep striving for is probably the worst thing in the world for someone with ADD or ADHD. Absolutely because, um, I mean, I have worked with clients and then also the colleagues that I noticed when someone who has ADHD, they, um, it’s just easily get distracted and easily, um, critique themselves so much that they go into depression mode.  Instead, what I came up with, I said, I got to remind myself my purpose every day, and that will give me the juice to move forward, to get motivated. So that was the first thing, but the most important to that, I figured out about five, six years ago and cheesy enough, but easy to say it embraced who you really are. And, um, embracing is like loving yourself with who, who I am, and loving I am, and um, why is that so important, because I used to, as I mentioned my, in my story with my mom and my teacher, I came up with that question to myself every time I'm forgetful, I, I used to say to myself, um, why am I like this? What's wrong with me? Or every time I'm clumsy.   Well, that's always the question. What's wrong with me. Why aren't I like everyone else? Why am I getting in trouble? Why am I the one being picked on?  Right, exactly.   So, and then I made a choice. I said, I'm going to love myself as who I am, and I'm going to reframe... that's the third step.  Re-frame everything. So instead of saying I'm forgetful, I actually start telling people and myself first myself and telling people that look, I only remember what's important only. And, um, I can, I can hyper focus on what's important and I can make things work. Um, that way the other things, yes, I forget, but I remember what's important. The question you get to keep that to heart.    No question about it. In terms of, so, so one of the things that you, you focus on is managing stress and, and sort of change, you know, people want ADHD, we can do very, very well at change. If we have the tools to do that, you know, if not, if things like, for instance, when COVID started and, you know, all of a sudden I was home every day, instead of being on the road, you know, 300,000 miles a year, that was brutal for me, and that took a lot of changing, to get sort of under control and a lot of, a lot of work to make sure that I was okay because you know, all my creativity came from being on a plane and that was taken away from everyone, um, almost overnight. So in terms of a change, because 2021 is going to be just as insane, hopefully a little less, but you know it’s still going to be crazy.  What do you advise, especially someone with ADHD, you know, in a few minutes, tell us what they can do, and what anyone can do, to sort of negate um, the downsides of change and, and embrace sort of the positive side?  Yeah. Um, so we gotta stay in house. That's the challenge. That's what you're saying, right. Well, just not being able to travel, not be able to do what I normally do. All of a sudden they have to, you know, I'm a home, but my, my, it was a massive change for me to start being home versus to be on the road all the time. I had to change my entire system of how I lived.  Right. And that's one of the things that I was my fourth step is, um, team up, teaming up with people, um, who can help, who can compliment you to overcome stress, and in also to make you successful is so important. And that's why I took this time to build the daily habits, which will help me get motivated every day. And it kept, I kept doing the daily habits. Even though there's no routine because I have a chaotic brain, creative brain I say it instead of chaotic brain, I said creative brain. And, um, I have a creative brain, so, but I still need to remember my purpose and then keep doing the activities, which help me get going. And then the other thing is this time is perfect to connect with people at a deeper level and also, um, help, help, it will help you get going. If you find the right people to team up, like right now, I am teaming up with people who can help me with organizing, who can help me with details, who I'm a, why person I'm a visionary person. If I find the right team, right person to help me right now, it's even more important.  So, what I will say is connecting and then cultivating deeper relationship, deeper relationships will help us get going right now, get motivated, and in also coming up with the daily positive activities, which will align with your purpose,  That makes a lot of sense. Um, you know, if you have, if you have accountability buddies that were, that tends to, uh, that tends to help. So no question about it. Um, in terms of, um, uh, emotional fitness, right? A lot of time, we have a hard time expressing how we feel. I know that in my world, uh, and, and a lot of the guests you've had on the podcast, when you have ADHD, you need to feel heard and you need to feel validated. And if you're in an argument with someone that's not always the easiest thing to do. What do you suggest, in terms of dealing with anger and, and, and anxiety, um, either with a partner or on your own, what can you do to sort of, you know, top, top things to do to prevent that? Anxiety. And, um, what else do you, uh, anger of, you know, w with a partner or a friend or whatever.  Okay. so what I would suggest is again, um, the connecting with people at a deeper level, and then also as far as the anxiety, um, my suggestion is, is, um, taking time to, of course, to meditate and doing something, which will make me, that's what I do, which will make me get present. First. I get out of the state that I am in. Right now  it's so important to get out of the house, um, do something which will make you present again. For me, it's walking just to get out of the house and whenever I feel down, and then I start looking at where I, where do I focus?  Do I focus on what I have or what I don't have? Do I focus on, um, what I can control or what I can't control? Do I focus on, um, what's present and what can I do? What can I learn? Or what's what's in the past. So I look at where I'm focusing on and then also, um, also doing something to get me out of a comfort zone. Couple of weeks ago, I was, I wasn't feeling like top of my game. And I said, I got to do something to get me out of comfort zone, which I see your picture. I did go skydive to get out of my comfort zone. And right after that, what can I do to control my focus? That's what I think the two things getting out of the comfort zone by changing the state, and the second thing is where's my focus. And then also a third thing is how can I be optimistic about the future? Where do, what am I focusing on in the future, right.  Yeah. No, that makes perfect sense. Tell us, um, in terms of establishing a balance, you know, a lot of times, when you’re ADD/ADHD, we're really all or nothing, right?  We go in and do everything or we do nothing. How do you find that middle ground? Because middle ground is really, really hard for people with neurodiverse issues.  Actually, I don't. ha OK -  Here’s why. Um, I used to, um, try to, I used to try to do like, uh, how can I find the balance? How can I find the balance?  Now what I do is, okay, I found what I love doing, which is coaching. And when you do that, and I just get obsessed with what I do and I love it. And then people around me are integrated with it, so, um, it’s just, I believe that work life integration. And I just, do my work, and then people around me. I just integrated it in it.  Um, and that's, that's my solution to it. And it, because I love obsessing. What I love and what I love doing. And that's the, um, that's the formula to success. If you want to be successful in anything, you gotta be obsessed with it, which we have that, as ADHD people as a gift as that's what makes us unique. Great answer. And I think that's a great place to leave it right now. Definitely want to have you back on again, Tunch, thank you so much for taking time. How can people find you? Give us your website.  Um, it's um, I can find me on Facebook, LinkedIn, Instagram, and, um, it's Tunchdiptas.com. And they can find me, uh, with the same thing,  any, any social media.  Awesome. We'll put that all into the show notes. Tunch, thank you so much for taking the time to spend some time with us today on Faster than Normal, we truly appreciate it, guys, if you're listening and you've listened this far, leave us a review. Ah, reviews that show up on the, on the site and on Amazon or Amazon or Spotify, or wherever you download your podcasts, they do tend to help and they do tend to get more people interested and more people can then know that ADHD is a gift, not a curse, been saying that for going on four years now, so we appreciate that you've been listening, we appreciate that you've been here. Any guest ideas, feel free to shoot me a note. Peter@shankman.com. We would love to have them.  Thanks again to our guests and to all our guests, and guys, ADHD is a gift, not a curse. Stay safe, wear a mask, we'll see you next week. Credits: You've been listening to the Faster Than Normal podcast. We're available on iTunes, Stitcher and Google play and of course at www.FasterThanNormal.com I'm your host, Peter Shankman and you can find me at petershankman.com and @petershankman on all of the socials. If you like what you've heard, why not head over to your favorite podcast platform of choice and leave us a review, come more people who leave positive reviews, the more the podcast has shown, and the more people we can help understand that ADHD is a gift, not a curse. Opening and closing themes were performed by Steven Byrom and the opening introduction was recorded by Bernie Wagenblast. Thank you so much for listening. We'll see you next week. 

Contact info Black Swan (301)220-3540  info@blackswanltd.com Bio: He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business. He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shownotes John Fullerton is an unconventional economist, impact investor, writer and public speaker, and former Wall Street executive.  His passion is the systemic economic transformation underway at the dawn of the Integral Age. John Fullerton is the founder and president of Capital Institute, a collaborative working to illuminate how our economy and financial system can operate to promote a more just, regenerative, and thus sustainable way of living on this earth. He is the author of “Regenerative Capitalism: How Universal Principles and Patterns Will Shape the New Economy.” Through the work of Capital Institute, regular public speaking engagements, and university lectures, John has become a recognized thought leader, exploring the future of Capitalism. John is also a recognized “impact investment” practitioner as the principal of Level 3 Capital Advisors, LLC. Level 3’s direct investments are primarily focused on regenerative land use, food, and water issues. Through both Capital Institute and Level 3, John brings an integrated theory and practice approach to economic system transformation. Previously, John was a managing director of JPMorgan where he worked for over 18 years. At JPMorgan, John managed various capital markets and derivatives business around the globe, then shifted focus to private investments and was subsequently the Chief Investment Officer of LabMorgan through the merger with Chase Manhattan before retiring from the bank in 2001. Following JPMorgan, and after experiencing 9-11 first hand, John spent years embarked on more entrepreneurial ventures and as an impact investor while engaging in deep study of our multiple interconnected systemic crises that led to the founding of Capital Institute in 2010. John was a member of the Long Term Capital Oversight Committee that managed the $3.6 Billion rescue of the distressed hedge fund in 1998. He is a co-founder and director of holistic ranch management company Grasslands, LLC, and director of New Day Farms, Inc., and the Savory Institute, and an advisor to the UNEP Finance Inquiry, and Richard Branson’s Business Leader’s initiative (“B Team”). In spring 2014, John was humbled to receive a nomination to the Club of Rome; he is now a full member. John writes the “Future of Finance” blog, which is widely syndicated on platforms such as The Guardian, Huffington Post, CSRWire, EcoWatch’s blog, and the New York Society of Security Analysts’ Finance Professionals’ Post. He has appeared on Frontline, and been interviewed by the New York Times, Bloomberg, Wall Street Journal, Barrons, WOR radio, Real News Network, INET, Think Progress, The Laura Flanders Show on GRITtv, Thom Hartmann, and The Free Forum Show with Terrence NcNally. John received a BA in Economics from the University of Michigan, and an MBA from the Stern School of Business at NYU. He can be reached at jfullerton@capitalinstitute.org. John Fullerton's website John’s mission: “It has to do with reconnecting and integrating the traditional wisdom that we’ve let go of together with our modern scientific understanding of how the universe works, and applying that insight to our economic system design, in particular into the financial system that powers the economic system.” John’s one-line message to the world: “Place your faith and retain hope in this idea of the regenerative potential that exists for sure, even if we can’t quite see it.” Talking points from this episode 8 PRINCIPLES OF A REGENERATIVE ECONOMY Journey of the Universe by Brian Swimme and Mary Evelyn Tucker Exponential growth can’t go on Federal government can print money for crises similar to Depression era We need government money to transform systems quickly – like fossil fuels into renewables Stephanie Kelton and Randall Ray: Modern Monetary Theory - handling crises more important than balancing the budget. We can’t continually expand ecological footprint. The Green New Deal (GND) still in false idea we can grow ourselves...

Chris Voss, a former FBI hostage negotiator and founder of The Black Swan Group, has returned to the podcast to impart his knowledge on how to get through to those who don’t want to listen. In making sales, creating contacts, or consulting your clients, the ability to negotiate is paramount. And Chris’s foolproof method is by throwing out the snake oil salesmen pitch and embracing safety, trust, and need. Listen in as Heather and her mentees pick Chris’s brain on the importance of tactical empathy, deactivating negativity, and how to go from a hustler to a challenger. About The Guest:Chris Voss is the CEO & Founder of The Black Swan Group Ltd. He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world.Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking.During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service.Chris has taught business negotiation in the MBA program as an adjunct professor at University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business. He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice.Finding Chris Voss:Website: www.blackswanltd.comSubscribe to the newsletter by texting BLACK SWAN METHOD to 33777Buy his book: Never Split the DifferenceTwitter: @VossNegotiation To inquire about my coaching program opportunity visit https://mentorship.heathermonahan.com/ Review this podcast on Apple Podcast using this LINK and when you DM me the screen shot, I buy you my $299 video course as a thank you! My book Confidence Creator is available now! get it right

In Episode 32 on The Millionaire Student Show, Sashin Govender dissects the Pain (Past), Price (Journey) and Prize (Result) of Chris Voss. He has been featured in TIME, Business Insider, Entrepreneur, Inc., Fast Company, Fortune, The Washington Post, SUCCESS Magazine, Squawk Box, CNN, ABC News, to only name a few.   ABOUT CHRIS VOSS : Chris Voss is a former FBI hostage negotiator, the CEO of The Black Swan Group and author of a New York Times and Wall Street Journal Best seller, titled, Never Split the Difference. His career truly kicked off when he was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI's hostage negotiation representative for the National Security Council's Hostage Working Group. He was also the case agent on such cases as TERRSTOP, the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During his 24-year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General's Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service.   CLAIM YOUR FREE COPY OF SASHIN'S 97 STEPS TO EARNING YOUR NEXT MILLION E-BOOK (P.S I Wish They Taught Us This In School) ▶︎ www.67Steps.com   ORDER YOUR COPY OF SASHIN'S BECOMING THE MILLIONAIRE STUDENT E-BOOK ▶︎ https://www.WinWithSashin.com/EBook   ABOUT SASHIN GOVENDER & THE MILLIONAIRE STUDENT ▶︎ www.WinWithSashin.com/About   CLAIM YOUR FREE GIFT FROM SASHIN 4 PILLARS TO MASTERY AUDIO SERIES (VALUED AT $555) ▶︎ www.WinWithSashin.com   SUBSCRIBE FOR DAILY VIDEOS ▶︎ www.WinWithSashin.com/YouTube   CONNECT WITH SASHIN ON : ▶︎ INSTAGRAM → www.WinWithSashin.com/Instagram ▶︎ FACEBOOK → www.WinWithSashin.com/Facebook ▶︎ TWITTER → www.WinWithSashin.com/Twitter ▶︎ TIK TOK → www.WinWithSashin.com/TikTok

Esto es Benchtalks, entrevistas diferentes con referentes del mundo de los Recursos Humanos Hosts: Silvina Scheiner/Luciano Mangini Hoy hablamos con Maria Fernanda Amado, HR Director Región Plata en Nestlé desde hace casi 10 años (muy felices en sus palabras), además de sumar más de 30 años trabajando en Recursos Humanos Fernanda es abogada especializada en Derecho Laboral, tiene un MBA en IDEA, y es según su confesión una workaholic de manual! Nos habló de sus comienzos muy joven en Chase Manhattan, empresa dónde se enamoró de RRHH, y de su experiencia de más de 20 años en Pepsico, dónde llegó a ser Gerente de RRHH a los 24 años de edad. En esa empresa tuvo una experiencia en el área de ventas y negocios de Pepsico con base en México, hasta que volvió a elegir HR como Directora del Cluster Conosur dónde tuvo que instalarse en Chile. Y posteriormente por su capacidad de trabajo en un momento fue Directora de HR, Legales, Relaciones Públicas y Ventas de Argentina, todos los sombreros al mismo tiempo! Y a eso le sumamos una experiencia de 5 años como VP de HR en Brasil para Pepsico también, antes de comenzar su actual destino en Nestlé! Nos habló de sus éxitos y aprendizajes, de los consejos que le han dado y que nunca compartiría y de los mentores que tuvo. Por último, en el Bonustrack que sigue a este Episodio, nos detalló cómo trabajan dentro de Nestlé en el contexto de pandemia, dónde a pesar de ser una industria esencial, hoy tienen al 50% de su dotación trabajando desde sus casas (Salud, Bienestar y Seguridad de sus Colaboradores fueron los pilares). Fue una charla muy interesante, con una Fernanda súper generosa a la hora de compartir experiencias, así que esperamos disfruten mucho este episodio!! Para verla en Video: https://youtu.be/xgO-uuwgFXE

About the episode‍In this episode, we are joined by Chris Voss, the Author of Never Split The Difference: Negotiating As If Your Life Depended On It and we talk about all things flow and negotiations. In this episode, you will learn about:The right frame of mind to negotiate (04:10)Why the switch to a positive mindset is crucial (05:00)Chris’ practices to stay in a good frame of mind (05:45)Flow in relation to negotiation (09:10)How to navigate the paradox of outcome independence and clear goals (16:45)Forced empathy (23:10)How to get passed your cognitive biases (32:45)How to not feel bad about getting a good deal (37:25)Group flow for crisis situation (43:00)Training to be at your best and repetition (46:00)Emotional intelligence and conflict (46:50)Calling up the negative (55:30)High performance in the face of repeated patterns (1:01:00)‍About the guest‍Chris Voss is the CEO & Founder of the Black Swan Group and the Author of Never Split The Difference: Negotiating As If Your Life Depended On It. Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group.‍Chris Voss was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business.  He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Resources‍Web: Chris Voss at the Black Swan GroupBook: Chris Voss - Never Split the DifferenceVideo: Carol Dweck - Developing a Growth Mindset‍Like this episode?Please subscribe.

In this episode of the Million Dollar Mortgage Experience, Jon Maddux sits down with legendary negotiator, Chris Voss. Chris has been featured in TIME, Business Insider, Fortune, CNN, ABC news, and many others. Chris Voss is prominently known for taking his field-tested skills as the FBI’s former lead international kidnapping negotiator and putting them in his book Never Split The Difference. Jon talks to Chris about how to find out if you’re the favorite or the fool, how to bond with the person you’re negotiating with, why Orpah is one of the best negotiators of all time and much more. Chris Voss Bio Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage-taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at the University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business. He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University. The Million Dollar Mortgage Experience is the premier podcast for mortgage brokers and other real estate professionals aimed at giving away tricks, tips, and secrets to help you originate mortgage jumbo loans. Instagram: MillionDollarMortgage_Podcast Host: Jon Maddux - CEO/Co-Founder of FundLoans, Jon Maddux has been in the mortgage/finance industry for over several decades and has been featured in publications such as Forbes Names You Need to Know, The Wallstreet Journal, and more. There are few professionals that possess as much knowledge and experience in non-QM as Jon Maddux. Instagram: JonMaddux_ Facebook: Facebook.com/jonmadduxbiz FundLoans is a Jumbo/Super Jumbo wholesale mortgage lender that specializes in non-QM lending (in fact, it’s ALL we do). If you are a mortgage broker who is interested in learning more about our products, you may contact us at Info@FundLoans.com. Instagram: FundLoans Facebook: Facebook.com/FundLoans YouTube: YouTube.com/FundLoans *This podcast is intended to aid mortgage professionals only* FundLoans NMLS ID:1202262 If you are in the mortgage industry and are interested in learning more about FundLoans’ Jumbo and Super Jumbo Non-QM Mortgage Products, contact us at Info@FundLoans.com or call 866-234-6981.

Thank you for downloading the episode. Today we discuss the Dawes Act, Indian Reorganization Act, and Indian Termination Acts.Our next episode will be a Turtle Talk with some special guests you can find here: CROW Facebook CROW Twitter CROW Educational Sources United Soviet Socialist Podcasts: Check out the USSP Here is our patreon Here is our website Music By: NDNs From All Directions by A Tribe called Red Website Twitter Instagram Broken Promises ft. Chase Manhattan by Sten Joddi Take Action and help reverse the Dawes Act Indian Land Tenure Foundation Video 1.Dawes Act Original Document Native Partners "True Impact of the Dawes Act of 1887" Chronology of Land Allotment 2.Indian Reorganization Act Original Document Native Partnership's Analysis of the Indian Reorganization Act Native Voice's on IRA 3.Indian Termination Acts PWNA on Termination Era of 53-68 ICC Final Report PDF Kansas Act of 1940 Menominee Termination Policy Proles of the Round Table Episode 22 Indigeneity

INTRODUCTION is followed by GRANNY M & SUNY (A Skit), followed by the EPILOGUE. Read the entire transcript with active links at Resetting the World Stage.org Sample Paragraphs: Having minimum lags in comprehending is what we could say about bright people. This could be mistakenly perceived, however, as an affront to all people dissuading us from clarifying the importance of recognizing lags and lag rates especially in respect to persuading and advising what the most economical way of behaving ought to be relative to unity and self in Universe. Bright people, Bucky Fuller realized really do see things in quite a different way. He conveyed his thought about this brightness to E J Applewhite, Apr 8, 1975 comparing long-lag people of Wall Street and Chase Manhattan, both investment-speculation enterprises that seem remotest from every day lay folks, many of whom are bright as ever. But because of circumstances the bright ones are never heard of in the main stream’s most notable influence. Be that as it may, the clarification here concerns minimum lags relative to information gathering, information sorting, information experiences, local problem solving objectives and apprehending-to-comprehend the asymmetries that propagate the problems of consciousness evolution’s universal communications process. It can and must be in support of universal integrity.

One of the greatest relationship skills you’ll ever acquire is the ability to negotiate. But most of the tactics we’ve learned about negotiation don’t really work. Wouldn’t you agree? How did the last negotiation you were in turn-out? Even if it did work-out in your favor, the ability to accelerate in relationship communication is vital…and it could save your life. Our guest today knows negotiation on a level of intensity and pressure many of us will never have to experience. He is Chris Voss, the former lead international kidnapping negotiator for the Federal Bureau of Investigation. For over two decades, Chris Voss was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two international conferences sponsored by the G-8 as an expert in kidnapping. But prior to becoming the FBI lead international kidnapping negotiator, Chris served as the lead Crisis Negotiator for the New York City Division of the FBI and was a member of the New York City Joint Terrorist Task Force for 14 years. Suffice to say, he’s seen some things. How’s this for a resume? Chris was the case agent on TERRSTOP, the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. Needless to say, this is one bad dude. In today’s conversation, Chris is going to unpack negotiation secrets and strategies that will enable you to win at work and create more meaningful relationships at home. The skills you’re about to learn could very well be the difference-maker you need to form greater connection in every relational situation you face. You ready? Here’s the conversation with the FBI’s former lead hostage negotiator, Chris Voss. Buy Never Split the Difference: Negotiating as if Your Life Depended on It right here, right now. Review “Win Today” Click here to read the ratings, or even better, please leave me a rating and review on iTunes. Your rating will help the podcast get noticed and positioned on iTunes. What Listeners Are Saying… “So great to find a podcast that is both encouraging and challenging! It is professionally produced, yet still has an informal feel like I’m hanging out with Chris… And frankly, I’d love to hang out with him! I really appreciate his heart and have been able to apply many of his topics in my life to help me grow professionally, physically, and relationally. A+!”

Chris Voss is the author of Never Split the Difference: Negotiating As If Your Life Depended On It, CEO of Black Swan Group Ltd., and a former lead negotiator for the FBI. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris has taught business negotiation in the MBA program as an adjunct professor at University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business.  He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. In today’s episode, we discuss: Is real life FBI negotiating like what we see in the movies How we can use negotiating skills in our every day lives Strategies for dealing with customer service representatives How to be the smartest and most interesting person in the room Website: BlackSwanLtd.com/ Twitter: @VossNegotiation Facebook: www.facebook.com/BlackSwanLTD Click here for Black Swan Group's and Chris' YouTube page. Text "FBIempathy" to 22828 to get Chris' free newsletter. Highly recommend this weekly newsletter. Check out Chris' book "Never Split the Difference: Negotiating As If Your Life Depended On It." Articles of interest ... "Ask a Hostage Negotiator: What's the Best Way to Get a Raise?" (The Atlantic) "5 Tactics to Win a Negotiation" (Time.com) "3 Keys to Bargaining with Anyone" (Inc.com) Past "Success is a Choice" podcast episodes of interest . . . Brad Lea (CEO of Lightspeed VT & Sales Expert) - Episode 066 Larry Winget (The Pitbull of Personal Development) - Episode 054 Ed Decosta (John Maxwell Faculty Member & Sales Expert) - Episode 050 Lolly Daskal (Fortune 500 Business Coach)- Episode 044 Micheal Burt (Creator of the "Monster Producer" program) - Episode 022 Betsy Butterick (Communication Specialist) - Episode 013   Today’s podcast is brought to you by audible – get a FREE audiobook download and 30-day free trial (new subscribers only) at www.audibletrial.com/SuccessIsAChoice. Over 180,000 titles to choose from for your iPhone, Android, Kindle or mp3 player.  Our friends at audible are offering a free download of Chris' great book Never Split the Difference: Negotiating As If Your Life Depended On It. Take advantage of this great deal by visiting www.AudibleTrial.com/SuccessIsAChoice.  

Are you familiar with the term “virtual distance?” On this episode of Masters of Leadership I interview special guest Dr. Karen Sovel Lejesky. Together we explore this common challenge of the modern workplace that you’re likely very aware of, but don’t know by that name. With a quarter century of leadership experience at companies such as Chase Manhattan and many more, she now leads her own company, Virtual Distance International. She has written two books on the subject, “Leading the Virtual Workforce” and “Uniting the Virtual Workforce”. In this episode she shares how she discovered virtual distance, its effects on the modern workforce, and her recommendations for how to become a master at reducing virtual distance. What is Virtual Distance and how it is Affecting Your Team Karen was working in corporate America as technology made its way into the work place in the early 2000’s. She recognized that this shift came with unintended consequences that were causing social disfunction between those working together on teams. She left corporate America to Study this phenomenon and discovered the measurable effects of Virtual Distance. You’re going to hear her experience and expertise shine through as she shares what Virtual Distance is, the impact it has, and how we can combat it, on this episode. Virtual Distance: What is lost when human beings communicate through machines Virtual Distance effects can show up in any workplace whether a team is physically in the same space or working together from remote locations around the globe. The resulting disunity effects financial performance, innovation, problem solving, and team productivity. In one example, Karen shares how her company Virtual Distance International helped to increase the overall stock value of a merger company by decreasing virtual distance in one specific department. The process was simple and has immediate value for how to improve the productivity of your team. How Virtual Distance Applies to Your Cross Cultural and International Teams Research is being done to look at how virtual distance uniquely effects genders, generations and cultures. However right now much of that research contradicts itself. In our conversation, Karen shares how she is hesitant to look too much into cultural groups because it increases our reliance on stereotypes. Instead she recommends putting everyone into the same category: human beings. She says... “We are all human beings who spend most of our days at work we need to understand each other as human beings first.” Practical Tips for Reducing Virtual Distance and Increasing Your Teams Productivity During this conversation, I asked Karen for her key recommendations for you and your teams. Her answers were surprisingly counterintuitive. She covers in detail these tips and many more - as well as very practical steps for implementation. Make extra effort to create shared context Practice techno-dexterity to keep communication clear As a leader, regularly share about yourself What’s the main idea behind solving virtual distance to maximize top and bottom line impact? Again, Karen shares... “If there is one thing to walk away with it is that people are not just brains on a stick. They are a full human being just like you.” Outline of This Episode [1:40] Karen’s surprising definition of leadership [3:44] When Karen become interested in and discovered virtual distance [8:30] What one company did to increased stock value by decreasing virtual distance [12:00] How to reduce virtual distance by restoring shared context [15:48] The effects of virtual distance on gender, generations, and cultural groups [21:10] Tips on how to become a master of reducing virtual distance Resources & People Mentioned VirtualDistance.com BOOK: Leading the Virtual Workforce BOOK: Igniting the Virtual Workforce Connect with Erica Erica@cotentialgroup.com Linkedin.com/in/ericadhawan Twitter.com/edhawan Facebook.com/ericadhawan  

Robert spoke with John at the first Regenerative Futures Summitin Boulder Colorado about his work at the Capital Institute. John founded the organization in 2010 to explore and affect the economic transition to a more just, regenerative, and thus sustainable way of living on this earth through the transformation of finance. He is the author of “Regenerative Capitalism: How Universal Principles and Patterns Will Shape the New Economy.” Previously, John was a managing director of JPMorgan where he worked for 18 years overseeing various capital markets and derivatives business around the globe. After the merger with Chase Manhattan and witnessing 9/11 first hand, John retired from the bank in 2001.Producer: Anna SaldingerEngineer: Rohan Edwards See acast.com/privacy for privacy and opt-out information.

Chris Voss is the Founder and CEO of the Black Swan Group Ltd and author of Never Split The Difference: Negotiating As If Your Life Depended On It. He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking.   Connect with Chris: Twitter: @VossNegotiation Facebook: @ChrisVossNegotiation LinkedIn: @ChristopherVoss  Website: http://blackswanltd.com   Also, text "FBIEMPATHY", all one-word to 22828 to receive Chris' speaking engagement and workshop schedule.   PEAK PERFORMANCE NATION A community dedicated to raising your game to the next level by learning how to Execute at the highest level and eliminating the obstacles that keep you from being the leader you were born to be. Join group here:  https://www.facebook.com/groups/PeakPerformanceNation/   SPONSORS & FREE OFFERS Audible - Free Audio Book & 30 Day Trial  Blue Apron -  $30 Off Your First Order   Acuity Scheduling - Stop Wasting Time Setting Up Meetings   Peak Accountability - http://www.thorconklin.com/accountability/   Thank you once again for listening   Please follow us on:   Facebook: Thor Conklin      Twitter: @ThorConklin   Website: http://www.thorconklin.com   ThorConklin.com Thor Conklin Media Peak Performers Podcast Peak Performance Nation    #1 Podcast on how to get things done.  Learn from Peak Performers in all areas of life and Business.  Do you know what to do but can't figure out why you are not executing what you already know?   If so, this Podcast will give you the tools, strategies and psychology to not only break through the choke point but to truly become a Peak Performer.   Thor will be sharing his tools and strategies as well as interviewing inspiring Peak Performers that are Entrepreneur's, Professional Athletes, Business leaders, Military, Technology guru's, Health and Fitness masters, Relationships Experts as well as Music & Entertainment superstars.   Mission and Purpose - To engage, educate, entertain and inspire listeners to excel in any area of life through mastering the science of execution and Peak Performance.  You will learn the necessary road map, strategies, tools and psychology to win this game.

Chris Voss is the Founder and CEO of the Black Swan Group Ltd and author of Never Split The Difference: Negotiating As If Your Life Depended On It. He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking.   Connect with Chris: Twitter: @VossNegotiation Facebook: @ChrisVossNegotiation LinkedIn: @ChristopherVoss  Website: http://blackswanltd.com   Also, text "FBIEMPATHY", all one-word to 22828 to receive Chris' speaking engagement and workshop schedule.   PEAK PERFORMANCE NATION A community dedicated to raising your game to the next level by learning how to Execute at the highest level and eliminating the obstacles that keep you from being the leader you were born to be. Join group here:  https://www.facebook.com/groups/PeakPerformanceNation/   SPONSORS & FREE OFFERS Audible - Free Audio Book & 30 Day Trial  Blue Apron -  $30 Off Your First Order   Acuity Scheduling - Stop Wasting Time Setting Up Meetings   Peak Accountability - http://www.thorconklin.com/accountability/   Thank you once again for listening   Please follow us on:   Facebook: Thor Conklin      Twitter: @ThorConklin   Website: http://www.thorconklin.com   ThorConklin.com Thor Conklin Media Peak Performers Podcast Peak Performance Nation    #1 Podcast on how to get things done.  Learn from Peak Performers in all areas of life and Business.  Do you know what to do but can't figure out why you are not executing what you already know?   If so, this Podcast will give you the tools, strategies and psychology to not only break through the choke point but to truly become a Peak Performer.   Thor will be sharing his tools and strategies as well as interviewing inspiring Peak Performers that are Entrepreneur's, Professional Athletes, Business leaders, Military, Technology guru's, Health and Fitness masters, Relationships Experts as well as Music & Entertainment superstars.   Mission and Purpose - To engage, educate, entertain and inspire listeners to excel in any area of life through mastering the science of execution and Peak Performance.  You will learn the necessary road map, strategies, tools and psychology to win this game.

Chris Voss is the Founder and CEO of the Black Swan Group Ltd and author of Never Split The Difference: Negotiating As If Your Life Depended On It. He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Christopher served as the lead Crisis Negotiator for the New York City Division of the FBI. Christopher was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking.   Connect with Chris: Twitter: @VossNegotiation Facebook: @ChrisVossNegotiation LinkedIn: @ChristopherVoss  Website: http://blackswanltd.com   Also, text "FBIEMPATHY", all one-word to 22828 to receive Chris' speaking engagement and workshop schedule.   PEAK PERFORMANCE NATION A community dedicated to raising your game to the next level by learning how to Execute at the highest level and eliminating the obstacles that keep you from being the leader you were born to be. Join group here:  https://www.facebook.com/groups/PeakPerformanceNation/   SPONSORS & FREE OFFERS Audible - Free Audio Book & 30 Day Trial  Blue Apron -  $30 Off Your First Order   Acuity Scheduling - Stop Wasting Time Setting Up Meetings   Peak Accountability - http://www.thorconklin.com/accountability/   Thank you once again for listening   Please follow us on:   Facebook: Thor Conklin      Twitter: @ThorConklin   Website: http://www.thorconklin.com   ThorConklin.com Thor Conklin Media Peak Performers Podcast Peak Performance Nation    #1 Podcast on how to get things done.  Learn from Peak Performers in all areas of life and Business.  Do you know what to do but can't figure out why you are not executing what you already know?   If so, this Podcast will give you the tools, strategies and psychology to not only break through the choke point but to truly become a Peak Performer.   Thor will be sharing his tools and strategies as well as interviewing inspiring Peak Performers that are Entrepreneur's, Professional Athletes, Business leaders, Military, Technology guru's, Health and Fitness masters, Relationships Experts as well as Music & Entertainment superstars.   Mission and Purpose - To engage, educate, entertain and inspire listeners to excel in any area of life through mastering the science of execution and Peak Performance.  You will learn the necessary road map, strategies, tools and psychology to win this game.

The Washington State-based Alternative Rock band Night Argent is this week’s guest on Fresh is the Word. Band members Chase Manhattan (lead vocals, guitar), Shane Santanna (keys, guitar, drums), and Evan Taylor (bass) join K-Fresh to talk about their new EP The Fear, out now via Outerloop Records along with the history of the band. Afterward, Vstylez joins the podcast as we recap the big Mayweather vs McGregor fight. Note that Fresh is the Word will be going on a hiatus for a month or two after this episode and will be back in the Fall with new episodes. Subscribe: iTunes: https://itunes.apple.com/us/podcast/fresh-is-the-word/id1061710940?mt=2 Stitcher Radio: http://www.stitcher.com/podcast/fresh-is-the-word Mixcloud: mixcloud.com/freshisthepodcast/ Google Play: https://play.google.com/music/m/Iesemojarvkw7ytd6exgtuf2sra?t=Fresh_Is_The_Word TuneIn: http://tunein.com/radio/Fresh-Is-The-Word-p1002419/ Follow Night Argent: Web: www.nightargentofficial.com Facebook: facebook.com/NightAr --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/freshistheword/message

  My guest in this episode is Chris Voss. Chris is the Founder and CEO of the Black Swan Group Ltd and author of Never Split The Difference: Negotiating As If Your Life Depended On It. He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two (2) international conferences sponsored by the G-8 as an expert in kidnapping. Prior to becoming the FBI lead international kidnapping negotiator, Chris served as the lead Crisis Negotiator for the New York City Division of the FBI. Chris was a member of the New York City Joint Terrorist Task Force for 14 years.  He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris currently teaches business negotiation in the MBA program as an adjunct professor at University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business.  He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Chris has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. Interview Links: The Black Swan Group If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Please Support Us by Becoming A Patron on Patreon Open Your Goldmoney Account & Get A 5% Bonus Support Our Sponsors Gelt Inc.,  is committed to providing investors with quality, cash-flowing investment opportunities and is seeking to acquire multifamily, retail, and mobile home park properties in the Western United States with an emphasis in California, Utah, Nevada, Arizona, Colorado, and Oregon. www.geltinc.com The Real Asset Investor, create value for investors looking for higher yield returns from real estate ventures domestically and also internationally and other real asset classes such as ATM's. www.therealassetinvestor.com Joint Ops Properties, have designed a system to take any beginner to an experienced deal making investor in the least amount of time, offering opportunities from basic education, coaching, bridge investing to turn-key investments in the cash flowing market of St. Louis, MO. www.jointopsproperties.com Norada Real Estate helps take the guesswork out of real estate investing.  By researching top real estate growth markets and structuring complete turnkey real estate investments, we help you succeed by minimizing risk and maximizing profitability. www.noradarealestate.com Valhalla Wealth Financial, reclaim the banking function within your own life with the premier strategies of the Wealthy. www.valhallawealth.com Audible, download any audio book for FREE when you try Audible for 30 days www.cashflowninjabook.com Thanks so much for joining me again. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and Instagram, @cashflowninjapodcast. Until next time! Live a life of passion and purpose on YOUR terms, M.C. Laubscher

Chuck Bolena, President of Results From Thinking interviews Chris Voss. Chris Voss is the author of Never Split The Difference: Negotiating As If Your LifeDepended On It and CEO of the Black Swan Group Ltd., a firm that solves business negotiation challenges with hostage negotiation strategies. He has used his many years of experience in international crisis and high stakes negotiations as an FBI agent to develop a unique program and team that applies these globally proven techniques to the business world.  Prior to 2008, Chris was the was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. Prior to becoming the FBI lead international kidnapping negotiator, Chris served as the lead Crisis Negotiator for the New York City Division of the FBI. Chris was a member of the New York City Joint Terrorist Task Force for 14 years. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the FBI, he was trained in the art of negotiation by not only the FBI, but Scotland Yard and Harvard Law School. http://blackswanltd.com/    

Episode 165: Chris Voss - Negotiating As If Your Life Depended On It Chris Voss is the Founder and CEO of the Black Swan Group Ltd and author of Never Split The Difference: Negotiating As If Your Life Depended On It. He has used his many years of experience in international crisis and high-stakes negotiations to develop a unique program and team that applies these globally proven techniques to the business world. Prior to 2008, Chris was the lead international kidnapping negotiator for the Federal Bureau of Investigation, as well as the FBI’s hostage negotiation representative for the National Security Council’s Hostage Working Group. During his government career, he also represented the U.S. Government at two international conferences sponsored by the G-8 as an expert in kidnapping. He was the case agent on such cases as TERRSTOP (the Blind Sheikh Case – Sheikh Omar Abdel-Rahman), the TWA Flight 800 catastrophe and negotiated the surrender of the first hostage taker to give up in the Chase Manhattan bank robbery hostage taking. During Chris’s 24 year tenure in the Bureau, he was trained in the art of negotiation by not only the FBI but Scotland Yard and Harvard Law School. He is also a recipient of the Attorney General’s Award for Excellence in Law Enforcement and the FBI Agents Association Award for Distinguished and Exemplary Service. Chris currently teaches business negotiation in the MBA program as an adjunct professor at University of Southern California’s Marshall School of Business and at Georgetown University’s McDonough School of Business.  He has taught business negotiation at Harvard University, guest lectured at The Kellogg School of Management at Northwestern University, The IMD Business School in Lausanne, Switzerland and The Goethe School of Business in Frankfurt, Germany. Since 2009 Christopher has also worked with Insite Security as their Managing Director of the Kidnapping Resolution Practice. Episode 165: Chris Voss - Negotiating As If Your Life Depended On It Subscribe on iTunes  or Stitcher Radio The Learning Leader Show “Every single question you ask will trigger an emotional response on the other side." In This Episode, You Will Learn: "Active Listening" leads to being a great negotiator "In a 2 hour conversation, there will be solid gold" There is always a difference in the literal truth and the actual truth Why you cannot be scared to look stupid by not asking clarifying questions How spending 24 years in the FBI, and negotiating over 150 kidnappings have developed his incredible ability International kidnappings are bargaining... Commodities  "Leaders and Learners ask and they follow through" When closing a big business deal, terms and conditions are typically more important than the price: Try not to talk dollars until the very end.  Satisfaction and peace of mind is what closes most deals How to develop trust and peace of mind -- Predictability with trust "Be a mirror" -- How to quickly establish rapport: 1 to 3 words repeating with the other says Why Howard Stern is one of the best interviewers in the world... He gets people to share things they would never normally say How to negotiate better terms when discussing a job offer -- Thinking long term vs. short term -- Insist on being part of projects that help the long term success of the company. Create your value "What makes you ask?" What's the question behind the question? The Jeff Schilling kidnapping -- A $10m pricetage -- Using "That's right" to create a bonding moment and get Jeff back The D.C. Snipers - Chris shares his involvement with that negotiation How to spot liars... How to guarantee execution, what questions to use at what times Liars use more words (typically) than people telling the truth to justify their story (their lie) The 7-38-55 percent rule When should you use the other persons first name and when it's too much How to coach emotional intelligence skills "Leaders and Learners ask and they follow through" Continue Learning: Read Chris's Book: Never Split The Difference Follow Chris on Twitter: @VossNegotiation To Follow Me on Twitter: @RyanHawk12 You may also like these episodes: Episode 078: Kat Cole – From Hooters Waitress To President of Cinnabon Episode 071: Nate Boyer - Green Beret, Texas Football, The NFL Episode 073: Jay Bilas - World Class ESPN Basketball Broadcaster, Toughness, Fixing The NCAA Episode 107: Simon Sinek – Leadership: It Starts With Why Did you enjoy the podcast? If you enjoyed hearing Chris Voss on the show, please don’t hesitate to send me a note on Twitter or email me. Episode edited by the great J Scott Donnell The Learning Leader Show is supported by Daor Design - Daor Design will help you build your brand like nobody’s business. Most of their work falls into one of four categories: Logo Design, Print Design, Web Design or Digital Marketing. They pride themselves in being a trusted, valued resource for their growing family of clients.

Tone is joined by Chase Manhattan aka Mr. Hustle Tribe on Episode III of The SDE Podcast. Chase talks about the relentless grind of an independent artist, the success of his clothing line, as well as what's next on his agenda. (Follow T.O.N.Y and Chase Manhattan on IG/Twitter @TwinCityTone @MrHustleTribe) Contact: SportsDrugsAndEntertainment@gmail.com

Today I want to talk about ideas of the opportunities for you. People all talk about starting their own business, going at it. Let’s take a look at three different aspects. You can go and literally compete against the big boys (I’ll explain that it actually can be possible), you can also find a new way to compete (and I’ll go over that, in particular Gary Vaynerchuk and VaynerMedia), and then last I want to talk about just the individual businesses itself, and: Where do you find some of your advantages? Too often it is thought that a company must be big to succeed. As technology moves rapidly, the speed of change is creating change and new opportunities. First let me talk about competing against the big companies. What happened, actually, was quite accidental. I did this, I did it very successfully, but how did it happen and what happened? Because it wasn’t really planned out that way. What happened was I was working at Chase, head of automotive, and they were selling off all their industry research divisions for assets only. The deal was all closed, etc., they asked us to go around and talk to all the customers to make sure they were still happy with the bank. In that process, four companies said to me: “We really want you to start your own business. We’ll be clients.” It was still scary because there were some big names out there that were still going to be in the business, and the company that was buying them was another competitor. But I was urged, did some research at the library, and decided to do it. Got my non-compete signed off, and then all of a sudden, one week before they were closing down, the deal fell through so my competitors were Chase Manhattan, Merrill Lynch, McGraw-Hill, and Thompson Publishing. My company became the dominant company shortly thereafter, but how did it happen, what happened? Certainly, I didn’t have the deep pockets that they had, but what I did do is I realized that I could compete on quality, so I raised the status and stature of what I was doing in that way. In a sense, I’m finding a niche based on quality. Very different, a high-end product. There is the advertising industry, VaynerMedia, Gary Vaynerchuk. A wonderful story. Actually, sometime I actually told Gary I was going to do an episode that was actually going to dissect a lot of what he does and how he does it, etc. because really, I have tremendous respect for what the guy does, tremendous. He’s very perceptive. I’m not sure exactly whether he knows some of his good qualities, because he’s certainly not shy. Gary always was the entrepreneurial type, that was fine, and he had done Wine Library. What he saw was the opportunity in social media to go into a different direction, and to supply businesses with something that was new technological change. In essence, here he is competing against big name advertising agencies that supposedly nobody would be able to start a new company and compete against, but he used the new technology as the springboard and became probably one of the dominant, if not, the dominant company out there, starting from a new technology point. I don’t want to make this episode too much about going into that detail, because I’ll save that for another time. I want to get into the three, and then I want to talk a little bit about what you can do and what you should be doing. The third is you, yourself as one person, looking in and identifying that little niche someplace. It might be that you already own a store. Keep in mind what happened to travel agencies. They were little stores around. Now, what do you have? You have them online and they’re international. Back in 1996 when I was first brought into Microsoft training for the Microsoft University. At that time, in order to learn about their newest and latest developments in the internet/web development, I really found it very fascinating. When I went out to meet with companies, I was trying to tell and explain to them… Really, at that time,

Footprints in the Sand So last week, my family, we were on vacation and our church has a beautiful cottage in Ridgecrest, Rand Cottage, and over one of those beds, there is one of the most famous poems in the Christian experience. It's called "Footprints in the Sand." Have any of you ever seen that? All you have to do is walk into a Christian bookstore, and you'll see it. "Footprints in the Sand". It goes something like this, there are different versions, but it says this: One night I dreamed I was walking along the beach with the Lord. Many scenes from my life flashed across the sky. In each scene I noticed footprints in the sand. Sometimes there were two sets of footprints, other times there was one only. This bothered me because I noticed that during the low periods of my life, when I was suffering from anguish, sorrow or defeat, I could see only one set of footprints, so I said to the Lord, “You promised me Lord, that if I followed you, you would walk with me always. But I have noticed that during the most trying periods of my life there has only been one set of footprints in the sand. Why, when I needed you most, have you not been there for me?” The Lord replied, “The years when you have seen only one set of footprints, my child, is when I carried you.” Now, that image of the Lord carrying us through the hardest, the most bitter times of trial in our lives is extremely comforting and encouraging. And that, I think, explains the appeal of that poem and how much we yearn to have the Lord sustain us and carry us. I just don't think it goes far enough. I think there should just be one set of footprints all the time and they belong to Jesus, and He's carrying you all the time. Amen? It's not like, "God, I got this now, I'm good. Uh-oh, I've got some trouble now, please pick me up. Okay, I'm fine, you can put me back down again." We heard from John 15, what Daniel read to us, "I am the vine; you are the branches. If a man remains in me and I in him, he will bear much fruit; apart from me you can do nothing." We rely on Him for everything. As the Apostle Paul said in Acts 17, "In Him, we live and move and have our being." But yet the comforting aspect of that poem is taught in Isaiah 46. Isn't it marvelous? The idea of a God who carries you through life, who sustains you, who nourishes you, who protects you, who gives you everything you need, is taught in Isaiah 46. He is the God who carries us. As the hymn writer put it so beautifully, "I need thee every hour, most gracious Lord," not just some of the hours of my life, but I need Him. I think it's what happens during those trials, we are most aware of God carrying us, we're most aware. When we think we've got it, that's actually where we're probably in greatest danger of being tempted, because we can become arrogant and we think that we can have some kind of existence apart from Christ, and we really can't. The Main Idea: Idols are Crushing Burdens, The True God Carries His People So as we come to Isaiah 46, we're coming to a contrast between the true and living God of the Bible and how He has promised to carry us through our lives, versus the gods of the nations who must be carried. We have the gods of Babylon, Bel and Nebo, we're going to get introduced to them and get to know them briefly. You don't need to study much about Bel and Nebo because they're obsolete. We're going to talk about that, but they represent the gods of the nations, the idols of the nations who must be carried, and they are burdensome. They have to be carried. And so God is continuing here in this chapter, through Isaiah, His assault on the foolish wickedness of idols and idolatry. He directly contrast gods that you must carry, you've got to put them on a cart and they are burdensome to the oxen that dragged the cart, and they are burdensome to those that seek to carry them in their hearts, versus the God of the Bible who carries Israel and carries individuals, even to their old age and gray hairs. So, in Isaiah 46, just to get a bit of a context here, Isaiah the prophet lived about seven centuries before Christ was born. And he was a prophet, which means he had a special gift from God to be able to hear the Word of God and the messages of God, and those messages could cover any topic. They could cover things in the past, things in the present, things in the future. But it's especially God's ability to predict the future that he has been highlighting again and again, and again in this chapter too. He's the God who declares the end from the beginning. This God raised up in history, in space and time, a nation, the Jews. And He focused His redemptive plan on that nation. He called them out of a barren couple, Abraham and Sarah. Abraham 100 years old when the miracle baby was born, Isaac, and Sarah, who was barren her whole life and well beyond the years of bearing children, God gave them a miracle baby, and from that miracle baby, Isaac, came Jacob, and from Jacob came the 12 patriarchs, and from them, came the nation of Israel. And God raised up that nation and worked through them in a very powerful and sovereign way. He brought them out with a mighty hand and an outstretched arm out of Egypt, out of bondage and slavery. He endured their conduct for 40 years in the desert and brought them across the Jordan River through Joshua, to conquer the Promised Land and Canaan, in the very land He had told Abraham He was going to give to his descendants. But God warned them as they crossed that Jordan River that they were going there on condition that they keep His covenant. And if they didn't keep His covenant, if they especially worshipped the gods of the nations, if they followed the idols of the Canaanites, if they went after those false gods, God was going to evict them from the Promised Land. And sadly, they disobeyed. Though God warned them again and again through the prophets, they disobeyed. And so God had to evict the northern kingdom of the Jews, the 10 tribes, under the Assyrians and then a century-and-a-quarter later did the same with the rest of the Jews under Babylon. And so the Babylonians came in under Nebuchadnezzar, and they destroyed the temple, razed it and slaughtered just about everybody and a tiny group, a tiny remnant of Jews, about 4600 according to Jeremiah, went, a small remnant, went off into exile into Babylon. The rest died by the sword, famine, and plague. And so a large number of the Jewish nation were slaughtered at a time by the Babylonians. Now, Isaiah the prophet is writing Isaiah 46, before that has happened before the Babylonian invasion has even happened, it's far off, a century away. And so, he's warning them but not only that, he's saying beyond the Babylonian invasion, God is going to work out a retribution and a judgment on Babylon and he's going to destroy Babylon by Cyrus the Great, leading the Medo-Persian army. They're going to come in and they're going to destroy Babylon and a small remnant of Jews is going to be permitted to go back to the promised land and resume Jewish history there, rebuild the city of Jerusalem, rebuild the temple and continue redemptive history which eventually led to the coming of Christ, our Savior. And so God is working out this vast, this amazing plan, but He stops in the middle, here in Isaiah 46, to talk about the gods of the nations, and specifically the Babylonian gods. Now the way it worked back then in the ancient Near East, the way an invading army would think, is that they came in the power of their gods and they really did believe in this, they were polytheists and they thought that their gods would prove themselves to be more powerful than the gods of the nation they were defeating. And so Sennacherib, when he came with the Assyrians said that, "Who of all the gods of any of the nations that we've defeated has been able to stop us?" And so, they think this way. And so the military battle on earth, shows a greater battle in the heavens and it shows proof that their gods were more powerful than the other gods. Well that's true, I guess in the polytheistic way of thinking, if you believe in that, you just look at what's happening on the earth. But we know there is only one God, and God is orchestrating His purpose. And when Israel was defeated it wasn't because God was defeated by Bel and Nebo, the Babylonian gods. And so before any of that even happens, God says, there's going to come a time that Bel and Nebo, the gods of the Babylonians, are going to be destroyed. They themselves are going to go off into exile. Now, the word "Bel" is related to Baal, there's a similar mythology between Bel of the Babylonians and Baal of the Canaanites, they're similar. He's also called Marduk, sometimes, his son is Nebo in the mythology. You get "Bel" in the names like Belshazzar, and Belteshazzar in the Book of Daniel, you get Nebo in Nebuchadnezzar, his father Nabopolassar, these are the gods of the Babylonians. And so what God is saying here is that He is more powerful than any of the gods of the Babylonians, He's going to prove that in space and time, by orchestrating their defeat and their destruction. That's what He's saying, and He predicts it ahead of time, so that when it comes, they will say, "Okay this is the very thing you said was going to happen. But beyond that, He's looking at Bel and Nebo, these idols, these gods, as crushing burdens. Idols that crush us. And so what I'm going to do is I'm going to talk about that. I've already mentioned it in space and time, how the Babylonians worship these things, but I'm going to go and apply it to us as we've been doing to talk about our idols and our struggle with idolatry. And how Christ alone can set us free, so that's where we're going. I. The “gods” of Babylon a Crushing Burden, Crushed in the End (vs. 1-2) So let's look, verse by verse, and start up at this section here in Isaiah 46:1,2. The gods of Babylon are a crushing burden, and they are themselves crushed in the end. Look at verse 1 and 2, "Bel bows down, Nebo stoops low. Their idols are borne by beasts of burden. The images that are carried about are burdensome, they are burden for the weary. They stoop and bow down together, unable to rescue the burden, they themselves go off into captivity." So Bel and Nebo, these gods represented by their idols made of stone, probably covered with silver or gold, are depicted as crushing burdens for their weary worshipers. I think Isaiah sees a kind of procession here, maybe a religious procession or maybe it's just the Babylonians, fleeing for their lives, like refugees. And so they're going to put Bel and Nebo on a cart and that cart becomes very heavy with these idols. They're covered with very heavy, precious metals. Silver and gold are dense, they're heavy. And the idols are big and it's heavy, and so there's this procession. They're called burdensome, they're called a burden for the weary. And the weight of these idols is wearying to the beasts of burden, perhaps the oxen or other beasts of burden that are carrying these things out of Babylon. It's wearying work and isn't it amazing that their gods, the gods of Babylon, need to be carried at all? Our God is omnipresent. Wherever you go, He's already there and has been there since the beginning of time. There is no place where God is more than He is in another place, that's what the doctrine is of omnipresence. He is everywhere. I've likened it to... And He's not like an AM radio station. You guys probably, many of you don't even know what that is. When was the last time any of you listened to AM? But you know the signal's strong or weak, or you go under a bridge and it's gone, and then you come back out, forget it. But that's what AM used to be like, that's what it still is like. But the idea is, there's a stronger, weaker sense of the signal. That's not what God is like, God is equally strong everywhere, He is fully everywhere in the universe. And so He doesn't need to be transported, and so a number of these images, prophetic images of God show Him as, in Daniel 7, having a chariot with wheels. A chariot with fire, with wheels. Ezekiel even has wheels within wheels going in every direction, He moves, He is everywhere, and their gods need to be carried and even worse for their worshippers, their gods Bel and Nebo can't do anything to help them. They're completely discredited by this military defeat, by the crushing defeat of the Babylonian army and by the defeat of the walls of Babylon. Bel and Nebo are exposed as unable to save their people from Cyrus the Great and the Medo-Persian army, and so off they go into captivity, verse 2, whatever remnant is left of the Babylonians, will carry whatever idols of Bel and Nebo that are left after the conquest into captivity. Bel and Nebo could not save their people in the end. They couldn't save them at all, and like all idols in the end they fail their worshippers. Like all idols in the end they fail their worshippers. II. The Incomparable God Carries His People from Birth to Old Age (vs. 3- 5) The next section in verses 3-5, the incomparable God carries His people from birth, even to their old age. Look at verses 3-5, "Listen to me, O house of Jacob, all you who remain of the House of Israel, you whom I have upheld since you were conceived, and have carried since your birth, even to your old age and gray hairs, I am He, I am He who will sustain you, I have made you, and I will carry you, I will sustain you and I will rescue you. To whom will you compare Me or count Me equal? To whom will you liken Me that we may be compared?" So the prophet Isaiah here is calling across a century and a half, to the remnant of the Jews that will be alive at the time of Cyrus the Great's invasion. And he's calling to that remnant what's left of the house of Jacob, what remains of the House of Israel, He's calling to that remnant. The Jews, as I said, had been sent into exile by the punishment of God because they had worshipped idols, because they had followed the gods of the nations and they violated God's covenant, so He punished them and sent them. But this remnant was sent and He protected them, and He would not allow them to be assimilated into Babylonian culture, they maintained a Jewish identity like Daniel himself and Hananiah, Mishael, and Azariah, we know as Shadrach, Meshach and Abednego. They maintained their Jewish identity, protected them as a Jewish nation there. And He says that He is the God who upheld them since they were conceived, who carried them since their birth and who promises to continue to do this for them even to their old age and gray hairs. And so it was God that conceived the Jewish nation through Abraham and Sarah. When Abraham's body was as good as dead and Sarah's womb was dead, and God created a miracle baby Isaac and he raised up out of nothing a Jewish nation, He conceived them and He has been watching over the nation as a whole every day, and not only the big picture of the nation, but every individual member of it, every individual Jew, and we can extend that to us. It was God that knit you together in your mother's womb, that carefully put you together. And in Him, you live and move and have your being, it was God, it is God who has sustained your existence every day, you have no existence apart from God, whether you believe in Jesus or not, you have no existence apart from the God of Abraham, Isaac, and Jacob, apart from the God and Father of Jesus Christ. No existence apart from, He has been sustaining your existence. And He promises to continue to do that even to your old age and gray hairs. And for us, as believers in Christ, how precious is it to know that the same God who has not only caused you to be born but now through the gospel has caused you to be born again and He has given you a faith, and He will sustain that faith through all of your trials, even to your old age and gray hairs, He's going to watch over you and how marvelous is that? And He will rescue you even to the very end. So who then is like God? Who can you compare this God to? Certainly no idol, certainly not to Bel or Nebo, not at all. III. The Idols Cannot Move, Neither Can They Save (vs. 6-7) There is no one like him. Verses 6 and 7, The idols cannot move, neither can they save, it says there in verse 6-7. "Some pour out gold from their bags, they weigh out silver on the scales, they hire a goldsmith to make it into a god, and they bow down and worship it, they lift it to their shoulders and carry it, they set it up in its place, and there it stands. And from that spot, it cannot move. And though one cries out to it, it does not answer. It cannot save him from his troubles." So Isaiah 44, we've already seen the trip into the idol maker's shop, the workshop, you remember that guy, the guy who took the chunk of wood cut it in half; and half of it he used to cook his dinner and the other half he used to make a god and bowed down and said, "Save me, you're my god." So we get just a very brief trip into the craftsman's shop this time. Maybe a wealthy individual comes and says, "I'd like you to make me an idol," and some gold and silver are weighed out. And so, the idol maker crafts it. What's amazing to us in all of this is the Bible teaches it was God that crafted the craftsman. It was God that made that man, it was God that made the men and women that are worshipping these idols, and this god that has been contracted to be constructed, this god is a motionless god. Wherever you put him that's where he stays. And if you're running from your life as a Babylonian and you're going into exile, you better bring him with you because he's not coming unless you get him. He's a burden. Wherever he goes, he's a crushing burden, he's weighing you down. You got to carry him wherever you go. And though you cry out to Bel or Nebo they cannot save you, that's what he's saying. IV. Remember the God Who Plans and Orchestrates History (vs. 8-10) Now, in verses 8-10, God calls on His people to remember Him. He says, "Remember this, fix it in mind, take it to heart, you rebels. Remember the former things, those of long ago. I am God and there is no other. I am God and there is none like me, I make known the end from the beginning, from ancient times what is still to come. I say, My purpose will stand and I will do all that I please. Praise God. So this is a call on God's people. Not just that generation but every generation to remember God. To remember Him, and to repent. He calls on these rebels, He calls them rebels there in verse in verse 8, "Remember this, fix it in mind, take it to heart you rebels." Remember and repent. Our God is a God who has acted in history. Remember how He called Abram out of Ur of the Chaldees, remember how He gave him that baby, that miracle baby when he was 100 years old. Remember how he gave to Isaac, Jacob when his wife was also barren, Jacob and Esau, and He chose Jacob and remember how He gave Jacob the 12 patriarchs and remember how God caused the nation of the Jews to be greatly multiplied, even in bondage in Egypt to the point where there were several million people, they were as numerous as the stars in the sky, and as countless as the sand in the seashore, as God had promised Abraham they would be. And remember how God intervened through Moses, to bring them out of that nation with a powerful hand and an outstretched arm. Remember the plague on the Nile River, remember how God turned all the freshwater in Egypt into blood, even the water that was in the pitcher on the table, turned it into blood. And remember how He brought the plague of the frogs and the gnats and the flies, and all of that, the plague of hail and boils and darkness and all of these plagues, God brought, judging the gods of Egypt and working on Pharaoh's heart, so that God would do all 10 plagues, including the dreadful final plague, the plague on the firstborn, which the firstborn of the Jews were only spared by the blood of the Passover lamb, which had been painted on the doorpost. Remember all of that, don't you remember what God has done for you? And then how God led you by a pillar of fire and a pillar of cloud and how He brought you to the edge of the Red Sea and how Pharaoh came in his chariots and his soldiers, the most powerful military force on earth at the time, and how they trapped you against the Red Sea, and you cried out to the Lord; and the Lord said, "You don't need to do anything, just stand still, and see the salvation of your God." And so God went between the Pharaoh and his mighty army and these defenseless Jews with a pillar of cloud and fire and He gave light to the one side to the Jews, and darkness to the other all night; and they crossed and He opened up a way in the Red Sea, and they crossed as on dry ground. But when Pharaoh tried to follow, they couldn't, and they were destroyed by the same waters. Remember all of that, and remember how God endured your rebellion in the desert and remember how God descended in fire on Mount Sinai and God spoke to you, and you heard Him speak, you heard the voice of God. Not through a prophet, directly you heard Him speak the 10 Commandments and God gave you His covenant. And remember how 40 years later, after your rebellion God opened a way through the Jordan River and remember how you crossed that river, remember Jericho and the walls fell down, and God gave you the promised land. Remember that and all the things God's done since then. Remember these things. Fix it in your minds and hearts. Our God is a God who does these great works in history, the lifeless idols Bel and Nebo haven't done any of those things. But the Jews were rebels, he says, Who are lured by these idols, who are bowing down to them. God is the God who alone declares the end from the beginning, He's the one who predicts the future, He says what's going to happen. And He says in verse 10, "My purpose will stand and I will do all that I please." This dear friends is one of the greatest clearest statements of the sovereignty of God in the Bible. Look at it again, look at verse 10, at the end. "I say 'My purpose will stand and I will do all that I please.'" The sovereignty of God is a doctrine that God rules like a king over everything that happens on the face of the earth, He is sovereign over everything that happens on the face of the earth, and that's precisely why He can predict the future because He's ordained it from before the foundation of the world, and He is omnipotent, no one can stop Him from doing what He wants to do. And so what God pleases, what He thinks is best, what He thinks is wise, that He will do, and no one can stop Him. And what He pleases, is He pleases to save a remnant of people from every tribe and language and people and nation, out of their wickedness and their idolatry and their sin through the shed blood of his son Jesus Christ and through the resurrection of Christ and by the gift of the Holy Spirit to save them out of their wickedness and their rebellion into an eternal state of glory where they'll be in resurrection bodies in a beautiful, perfect world, worshipping Him clearly forever. That's what He pleases to do. And all of these details of history, they're just part of that grand overarching plan. God is going to achieve every detail. Look at Verse 10 again. I say my purpose will stand and I will do 70% of what I please. Is that what it says? I will do... I'm working up toward 90%, I'm hoping to get 90% down of my plans today. No, God does all that He pleases, 100% of it. And nothing can stop it. V. God’s Plan: Bringing Salvation Near to Those Far Away (vs. 11-13) And so in verse 11-13, we have God's wise plan, and that is bringing salvation near to those who are far away. Verse 11, He says, "From the East, I summon a bird of prey from a far-off land, a man to fulfill my purpose. What I have said, that will I bring about. What I have planned that will I do. Listen to me, you stubborn-hearted, you who are far from righteousness. I am bringing my salvation near, it is not far away. My salvation will not be delayed, I will grant salvation to Zion, my splendor to Israel." Now we look at that through the narrow lens of the immediate historical context. The bird of prey that's coming is Cyrus the Great. We've already met him earlier, he's coming from a distant land, and he's going to destroy Bel and Nebo, he's going to destroy Babylon. But look what He says, "From that distant land, from the East, I will summon this bird of prey." So you think about someone who trains a hawk or a falcon. You see them wearing like a leather glove. I've read about this, I've never seen it, but they take this bird of prey, and they put a hood on it. And they keep it from seeing and they feed it little bits of meat and they've got a leash on its talons and it's got its sharp talons and it's digging into the leather glove, not into the wrist of the falconer. And he's training it how to come back to him and what to do, and train little by little, and he is in charge of this bird of prey. And God is doing that with this great military conqueror the Cyrus the Great, He raises him up from nothing, trains and prepares him within his own nation and brings him against Babylon. You're like, "Can God do that?" Yes, He can, that's what He can do. He is the sovereign King of every nation. And from these, verse 11, He's going to summon this bird of prey to do His will, what He has purposed, that will He bring about, He says it very plainly. But the purpose of all of this isn't ultimately to do these little tricks in history, that's not it. What is He doing here? What is the purpose of all of this? It is salvation. He says it again and again, My purpose is to bring salvation. "Listen to me," He says, "You stubborn-hearted, you who are far from righteousness." Now just stop there just for a moment and understand what's being said that, you're far from Me, God is saying. I'm a righteous God and if you're far from righteousness, you're far from Me, and you're stubborn-hearted and you're rebellious and you're idolaters. So listen to Me, faith comes by hearing, I'm communicating to you. And you're far from righteousness, so I'm going to bring righteousness near to you. The Bible says in Romans 3, "There is no one righteous, not even one. There is no one who understands, no one who seeks God. All have become worthless. There is no one who does good, not even one." We were all naturally far from righteousness. And so what God is doing in history is bringing salvation near to us, who are far away, not just the Gentiles, but the Jews also, who are far from righteousness. And so by the birth of Jesus Christ and by the life of Christ and the death of Jesus Christ and His resurrection, He is bringing righteousness near to us, who are rebels. Righteousness close to us who are far away, and for what? So that He can shine, radiantly in Zion, that's what it says at the very end. Zion as that city where God will dwell together with His people. Physically Jerusalem over and over in the Old Testament, Zion equals Jerusalem. But bigger picture, it's the new Jerusalem, the city where God will dwell with His people forever. VI. Applications Alright, so that's the chapter. What applications can we take from this? Well, first I just want to ask, as you walked in here today, what did you drag in here with you? What idols are dragging behind you? What are you chained to that is dragging you down? And we've been looking at this for weeks now and I think it's still something each of us underestimates. What Bel and Nebo are you chained to? Now, you're like, Bel and Nebo who worships them? Nobody does. That's the point. All of the idols are going to be discredited in the end, all of them. Everything you live for. Any created thing, anything that captures your heart, that becomes the focus of your life, that isn't the God of the Bible is an idol. So it could be gods, could be the gods of the Hindus or the Buddhists, which are crafted from human imagination induced by satanic influences. The gods of the Hindus or the Buddhists, Allah of the Muslims. It's not the God of the Bible, it's not the true God, but it's more than that. We have our heart idols as we've been talking about. So, what's yours, what did you struggle in here with? Perhaps it's money, perhaps you're living for money. So it's a very powerful idol. You're living for a greater income, a more comfortable lifestyle? Staggering under the weight. I want you to picture yourself, you who struggle with the idolatry of money, swimming from a sinking ship, trying to make it to shore. And you've got a small box of gold coins. It's not huge, so it's manageable, so you think. And it's under one arm and you're swimming with one arm. But you're not making it, and you're getting tired and you're getting sunk by the weight of this idol. That's what it's like, it sinks you, these idols drown your soul. Paul specifically warned against the love of money. Says in 1 Timothy 6, "…godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that. People who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge men into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs." So because of a love of money, some of you may be working far too many hours in your job seeking to please your supervisor. Because you're not content with a simple lifestyle perhaps you have a high credit card debt and you're paying a good chunk of your money in interest to Chase Manhattan or to Discover, so you're working on their plantation, you're indentured servant to them and they're getting wealthy on you. And why? Because you couldn't be content with a simple lifestyle. Because you're not content with a simple house, you're tempted to overreach yourself on a mortgage and you're paying too much every month on a mortgage, it's weighing you down. Because you're not content with simple meals, you eat out too much and the root at the root of all of this discontent is idolatry. Perhaps your idol is work, it's achievement and accomplishment. You're a beast of burden to relentless ambition to achieve things. Maybe you're a workaholic you're a driven person and you're addicted to the good feeling that comes from the checklist, and getting all of those things checked off. Or maybe it's society's checklist or it's an institution, a university's checklist, and you get that checked off, you feel good about yourself. Maybe you're just a neat freak and you just like to have everything in perfect order. I'm not that way, I'm not totally the other way, but... But to some people, it just... Everything has to be perfect. And so, you derive your sense of worth from achievements and accomplishments. These are idols on a cart that you're dragging behind you. But there are others of you that are exactly the opposite way, you don't actually achieve a lot in your life. Your idol is pleasure, comfort, ease and perhaps sleep. The Bible describes the sluggard in the Book of Proverbs, and you just live for that, you live for ease and pleasure and comfort and you just enjoy that kind of lifestyle. You're the sluggard who can never sleep enough, you need to have somebody move your hand from the dish up to your mouth and help you eat like your mama did, it's held you back all your life because you love ease and comfort, the taking the path of least resistance. You're an under-achiever and you fail to meet the normal expectations of life because of this idolatry that in which you're preferring yourself and comfort and ease. A subset of that is just the love that we Americans have for food, it's just amazing how many restaurants there are in any city or any within... How many are there within five miles of this place? And they're growing popping up all the time. Now, again, there's nothing wrong with loving food or loving good food, the issue is, is it what you live for? Overeating, over-indulging. Perhaps your idol is power and control, you just enjoy dominating the people around you, or perhaps you live for the approval of other people, you just every day someone else has the keys of your heart and you have to please them and make them happy and you live for approval and you're frustrated when you don't get it. You'll do things, serving things, whatever, and if the people don't notice it, you get frustrated and angry and irritable, and prickly about it. Some people make an idol of their bodies, they live for physical fitness, alright, they go to the workout gym and achieve personal goals all the time. They have mirrors up on the walls. Have you seen it? The mirrors and people pose in front of them, I've been told. I've not been to a gym, I don't, I don't do the... I do more cardio stuff, but you can tell... Just never mind, I'm not going into all of that, but... "Yes, pastor, we know you're not into physical fitness." But no, they just live for being able to see their ribs or the washboard, the six-pack, something like that, or on the other side, just looking for, looking at physical beauty, the hair, the face, the makeup, the jewelry, the look, the fashion, all of that, and that's an idol, and you're dragging it behind you like a heavy weight all the time. And it gets even worse as you age, and some people will fight with cosmetic surgery or Botox or all that, but they're fighting the aging. The Scripture says, "Even to your old age and gray hairs… I will sustain you." But they're fighting that. Or perhaps your idol is something more secret, more shameful, something you haven't told anyone else about. There could be people here that are struggling with addictions to pornography or to alcohol or to drugs and these idols are like 100-pound weights and they're dragging your soul down, perhaps even toward hell. And you don't know how to be free from all these burdens that you dragged in here today. Christ can set you free. Praise God. Jesus says, "Everyone who sins is a slave to sin… But if the Son sets you free, you'll be free indeed." Hallelujah. Christ came to take the guilt for all of your idolatries, up to this very moment, and to the end of your life on Himself. He isn't a burden, He carries your burdens. He takes all of your guilt and your sin and your disease and suffering on Himself and He went to the cross, and He died in your place that you might have eternal life. So trust in Him. Put your trust fully in Christ. And for you who are already Christians, continue to trust in Christ crucified and resurrected for the severing of the chains of these idols you've been dragging your whole life, your whole life, trust in Him. And trust in Him for the rest of your lives. Look again at Verse 4, "Even to your old age and gray hairs, I am He. I am He who will sustain you, I have made you, and I will carry you, I will sustain you, and I will rescue you." Do not fear the future. God will carry you every day of your life, until at last, He takes you into glory. He's going to save you and rescue you. And when you are the most burdensome, when you are the most dead weight, when your corpse is in the grave, He will come to your grave and He will call you from the grave and you will come to life in a resurrection body and you will live forever. He will lift you up out of death and give you eternal life. As He said very, very plainly, and I love this, "My Father's will is that everyone who looks to the Son and believes in Him shall have eternal life, and I will raise him up at the last day." This past week Brittany Maynard took her life, you know that story about her, public suicide, and she was doing it in the name of death with dignity. Can I just submit to you that Christians alone know how to die with dignity. Because Jesus showed us how. The grave isn't the end, it is appointed to each one of us to die once and after that, to face judgment. We are freed from wrath and judgment. Amen, hallelujah. We're freed from that, and God is going to raise us up. We can get old age, gray hair, all of that with dignity because God is going to raise us up in a resurrection body so glorious we're going to shine like the sun forever and ever. Close with me in prayer.

Chris Cerrone gives an incredible review of his growth over his life and his insights into success and business as a successful entrepreneur. Chris made a logical calculation to start his path in life. Interestingly for him and me, we both were very successful in real estate. He made one choice while I made the other. Both were successful decisions. We explain how that can be. We talk about the ideas and needs for research before starting a business. Yes, action is important, but when do you pull the switch? We discuss when a decision is made and whether or when to pull the plug, i.e. not to fall in love with an idea. Chris beautifully describes the importance of looking into all the 'little things' when you are looking into or running a business. This topic brought us into an important discussion as to one major reason why so many businesses fail We discuss everything from the importance of location and why people don't delve into the detail before starting a business. Chris took a 5 year hiatus into corporate America and solidly learned why corporate America wasn't a good place for someone who drives for excellence. We discuss briefly my first move out of corporate America, finding myself starting a company that competed against, Merrill Lynch, Chase Manhattan, McGraw Hill and Thompson Publishing. A quick hint, it went very well for me, and we discuss why and how. Almost everyone has a story and Chris brought out an amazing point. Many people don't know really how significant part of their story is. People are surrounded by purpose. To contact Chris Cerrone and find more about him and his interests: Websit:  http://www.cerroneshow.com Book Recommendations: Think and Grow Rich – By Napolean Hill The War of Art: Break Through the Blocks and Win Your Inner Creative Battles – By Steven Pressfield The Power of Positive Thinking by Dr. Norman Vincent Peale