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In this episode we answer emails from Jeff, Chad and Matt. We discuss choices in 100% equity accumulation portfolios, distribution methodology for the sample portfolios, more on radio-personalities-cum-financial-advisors who try to punch down, the landscape of financial advisors and distinguishing the good, the bad, and the ugly, and our overall approach here, which is simply to match financial behaviors with financial goals. Because Personal Finance is FINANCE.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Best Equity Index ETFs: Best ETFs 2025 | Merriman Financial Education FoundationSarah Catherine Gutierrez Presentations: Interacting with the Financial Services Industry with SC GutierrezAfford Anything Podcast re RPR: They Ran Out of Money. I Didn't. Here's Why.Breathless Unedited AI-Bot Summary:What if your portfolio actually reflected your real goal—spend confidently while you're alive—or, if you prefer, maximize what you leave behind? We dig into that choice and show how to align behavior with outcomes, from accumulation tilts to retirement withdrawals, without getting trapped by complexity or fear.We start by tackling a common accumulator snag: limited 401(k) menus. When a plan doesn't offer the exact funds for a 50% large-cap growth and 50% small-cap value tilt, we show how to keep the core in a low-cost total market index and use outside accounts for precise small-cap value exposure. The final 10%? It's often a coin flip—simplicity and consistency usually win. We also compare small-cap value options and why funds with profitability screens (like AVUV) can sharpen the tilt.For retirees and near-retirees, we lay out a clean distribution method. Use cash generated by the portfolio first; if you must sell, trim the position most above target since the last rebalance. Prefer even fewer trades? Hold a modest cash sleeve and draw from it, replenishing during scheduled rebalances. The aim is to reduce friction while keeping allocations on track. Throughout, we push for strategies that raise safe withdrawal rates, not stories that only soothe nerves.We also hold a bright light on advisor incentives. AUM fees aren't “evil,” but they're misaligned with consumer interests and compound against your long-term outcomes. Fee-only, flat-fee, or hourly planning models provide clarity and control without the drag. Our stance is simple: demand the math, insist on base rates, and ask every product or tweak one question—does this increase sustainable spending power?The market check brings it all together: small-cap value is out front, gold remains a steady diversifier, and diversified sleeves like managed futures, REITs, and Treasuries contribute ballast. We walk through the eight sample portfolios, highlight performance since 2020 and 2024 inceptions, and note why mechanical year-end rebalancing can backfire when flows get weird. If you're a do-it-yourself investor who values low costs, clarity, and evidence over noise, you'll find practical steps you can use today.If this resonates, follow the show, leave a review, and share it with someone who needs more signal and less sales pitch.Support the show
We had 3 of the 4 member of the show in for the first traditional episode of 2026. Scott, Jakob, and Bella discussed the hottest issue to hit San Diego in 2026...BALBOA PARK PARKING FEES. Plus, they get into the crowds that swarmed the tide pools, RV parking at the beach, and a decision on the Midway District height limit.See omnystudio.com/listener for privacy information.
Credit card processing fees have become the latest source of frustration for business owners. In this episode, John Pajak breaks down why chasing fees and passing them directly to customers creates confusion, and why the most profitable companies simply price their services to absorb them. Learn how to stop fighting your software, clean up your pricing, and run your business with clarity and confidence. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast Equip Expo 2026 Tickets: https://plus.mcievents.com/EquipExpo2026?RefId=PAJAK Upcoming Events: Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/ Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout
What Most People Get Wrong About Public Speaking (And How to Do It Strategically) What's the secret to getting paid for your perspective? From virtual events to in-person stages, paid speaking is an incredible way to grow your authority, gain visibility, and win over new subscribers and customers. But how do you land a quality gig? In today's episode, I'm sitting down with Jess Ekstrom, bestselling author, professional keynote speaker, and founder of Mic Drop Workshop to talk about just that. Jess is sharing exactly how speaking works today, how to price yourself with confidence, and how to turn speaking into a powerful growth lever for your business. We talk about what event planners actually pay for, why your story matters more than your pitch, how women can close the pay gap in speaking, and the smartest ways to negotiate so every speaking gig creates momentum beyond the stage. HERE ARE THE 3 KEY TAKEAWAYS FROM THIS EPISODE: 1️⃣ Speaking Isn't About Selling Your Business, It's About Sharing the Lesson – People don't pay for an elevator pitch. They pay for the universal takeaway from your experience. Your business becomes the story that supports the lesson, not the headline of your talk. 2️⃣ Your Speaking Fee Is Based on Your Knowledge, Not the Size of the Stage – Audience size and talk length don't determine your rate. Your experience, expertise, and the value of your message do. Some of the highest-paying gigs happen in small rooms. 3️⃣ Every Speaking Gig Can Create Ongoing Business Growth – From bundling your course into your speaking fee to collecting leads with a simple QR code, speaking can fuel your email list, sales, and referrals long after you leave the stage. CHAPTERS: 08:49 – Why Paid Speaking Isn't About Big Stages 09:24 – How Speaking Fuels Business Growth Without Selling 13:16 – The Gender Gap in Paid Speaking 15:25 – What New Speakers Should Charge 17:20 – Why Audience Size Doesn't Affect Your Fee 24:17 – Speaking for Free vs. Getting Paid 27:04 – The Lighthouse vs. Spotlight Speaker Shift 33:46 – First Steps to Getting Booked 37:05 – Common Mistakes New Speakers Make 40:41 – How to Get Started with Speak On Stage RESOURCES MENTIONED IN THIS EPISODE: - Learn more about Jess Ekstrom and Mic Drop Workshop - Follow Jess on Instagram @jessekstrom - Watch Jess's TED Talk MORE FROM ME Follow me on Instagram @amyporterfield SUBSCRIBE & REVIEW If you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more entrepreneurs who need these insights.
Today's blockchain and crypto news Bitcoin is down slightly at $89,731 Ethereum is down slightly at $3,092 And XRP is down slightly at $2.07 Kalshi backs Public Integrity in Financial Prediction Markets Act of 2026 WLFI files to create a national trust bank Nike sells stake in RTFKT Wyoming launches Solana based stablecoin ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases. ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, I'm again breaking down the various types of passes available for national parks and other federal recreation areas, now updated with the new non-resident pass and non-resident fees. We have all of the details about how that will work for residents and non-residents alike. I'll explain the America the Beautiful Pass, the Senior Pass, the Access Pass, and the Military Pass, detailing their benefits and eligibility criteria. Learn which pass is right for you, how to obtain it, and how to maximize your visits to federal lands. Order your passes online here: https://store.usgs.gov/recreational-passes Get the Every Kid Outdoors 4th & 5th Grade Pass here: https://everykidoutdoors.gov/index.htm Find the Slinky Stove that's right for your next adventure at: https://www.slinkystove.com/?ref=PARKography Join the PARKography Facebook group to discuss this episode and more: https://www.facebook.com/groups/parkography Check out our other channels focused on RV travel: @RVMiles @RVMilesPodcast 00:00 Introduction to National Park Passes 00:26 Major Changes to Passes in 2026 01:00 Understanding Interagency Passes 02:08 Annual Pass Details 05:49 Non-Resident Fees and Passes 09:25 Digital vs. Physical Passes 13:10 Special Passes: Senior, Access, and Military 19:20 Purchasing and Using Passes 21:59 Common Questions and Tips 24:37 Conclusion
If you're looking for tips and ideas on how to leverage speaking opportunities, how to use speaking as your best for of visibility, or how to get booked to speak, you're in the right place. This is the best public speaking podcast for coaches, consultants, and service providers.Today's question comes from Brenda: She was asked to speak at a conference that is being held local to her. They are not paying their speakers and she's asking for advice on how to approach the situation because she is a paid speaker.***Listen to the Public Speaking Monetization podcast on Apple or SpotifyTo submit your question for a future Q&A episode go to: https://SpeakPipe.com/BID or DM me on LinkedIN or Instagram.~~~~~~~~~~~~~***Join IN Demand, the Membership at: https://SpeakAndStandOut.com/IND***Sign up for your own FREE Speaker Breakthrough Session at: https://SpeakAndStandOut.com/SBS *****Join the next Speaker Circle Community Call at https://SpeakAndStandOut.com/Speaker-Circle *****
What are the real-world secrets behind building a successful fee-for-service dental practice in New York City?In this inspiring episode, Dr. Arti Jagirdar reveals the unexpected path from aspiring physician to celebrated Manhattan dentist (one deeply shaped by her roots as the child of immigrants and entrepreneurs.) She opens up about how discovering art in high school transformed the way she approaches dentistry and why her own open heart surgery became a pivotal moment, fueling a new level of empathy for her patients. Dr. Jagirdar shares how these personal milestones helped her cultivate a uniquely patient-centric philosophy, pairing technical expertise with genuine, heartfelt care.Discover the behind-the-scenes journey of building a thriving fee-for-service practice amidst Manhattan's competitive landscape. Dr. Jagirdar walks us through the pivotal business decisions she made, from legal preparedness to strategic partnerships, and how she leverages both advanced dental technology and human connection to create an exceptional patient experience. Her candid stories (spanning trademark challenges, crafting strong referral networks, and the ongoing role of continuous education) offer powerful insights into what it takes to create a truly modern, holistic dental practice.What You'll Learn in This Episode:How deeply personal experiences can reshape your entire approach to patient careThe role of art and creativity in building a distinctive dental practiceEssential legal and financial strategies for opening a fee-for-service officeThe keys to finding trustworthy consultants, vendors, and IT partnersHow holistic, patient-focused care leads to loyal referrals in a crowded marketWays to navigate and overcome legal challenges, including trademark disputesTips for using social media and online reviews to boost your reputationWhy mentorship, community, and ongoing education are cornerstones of successInsight into advanced dental procedures like sleep apnea treatmentThe impact of empathy and thoroughness on business growth and patient trustListen now for a masterclass in blending technical excellence with heart, and discover what it truly takes to build patient trust and success in modern dentistry!(This episode originally aired on 2/29/24)Sponsors:Net32: Founded by a dentist, for dentists. Net32 is the leading online marketplace for dental supplies, helping dental and medical professionals save on high-quality products for over 25 years. Start saving today at: https://www.net32.com/dentalmarketerGuest: Dr. Arti JagirdarPractice Name: Flatiron DentalCheck out Arti's Media:Website: https://www.flatirondentalnyc.com/Instagram: https://www.instagram.com/flatirondental/Flatiron Dental Playlist: https://open.spotify.com/playlist/5qHLpjIikJHlEOVv3Y7dYY?si=5d09cbd507704653Host: Michael AriasJoin my newsletter: https://thedentalmarketer.lpages.co/newsletter/Join this podcast's Facebook Group: The Dental Marketer SocietyLove the Podcast? Let Us Know How We're Doing on Apple Podcasts!
Randy is joined by Phil Mauriello from the California Underground Podcast to talk about San Diego's latest plan to nickel and dime their citizens Check out the California Underground Podcast Here https://californiaunderground.live/See omnystudio.com/listener for privacy information.
Today's blockchain and crypto news Bitcoin is up slightly at $93,829 Ethereum is up slightly at $3,237 And XRP is down slightly $2.37 Eth staking flips to risk on PeckShield says attacker of Gnosis Safe has moved nearly $20M to Tornado Cash. Polymarket starts taker-only fee on 15-minute crypto NFT Paris cancels event. ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases. ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices
Airbnb's host fee changes have left many hosts wondering where, and how, to make adjustments without breaking their pricing strategy.In this Hosting Hotline episode, Sarah and Annette answer a question from Jenna Louise about whether management fee changes should be handled inside PriceLabs or directly through Airbnb or a PMS.They walk through why your base rate must remain stable, why there's no universal percentage that recaptures Airbnb's new host fee, and what hosts should be tracking right now as platforms continue to evolve. If you're trying to protect your margins without chasing hacks or distorting your data, this episode will help you make smarter, more controlled decisions.Resources mentioned: Thanks for Visiting Priced & Profitable Bootcamp
Kevin and Kieran take a look at how transfer fee payments work in practice, and find out whether any clubs have put clauses around league position into managers' contracts. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: questions@priceoffootball.com Join The Price of Football CLUB: https://priceoffootball.supportingcast.fm/ Check out the Price of Football merchandise store: https://the-price-of-football.backstreetmerch.com/ Visit the website: https://priceoffootball.com/ For sponsorship email - info@adelicious.fm The Price of Football is a Dap Dip production: https://dapdip.co.uk/ contact@dapdip.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices
Welcome to Season 5 of The 3 Stride Podcast!!!In this episode we cover:Molly, Julia + Laura are all back in the studio together! Welcome to Season 5! How did Molly's daughter, Reese, break her leg?!Showgrounds live has rolled out video fees i.e. users can now pay to not have their videos available to the public. Julia's BIG announcement!!!
This is the All Local morning update for January 6, 2026.
Thanks for watching and listening!One of the biggest challenges in growing your coaching business is figuring out how and when to start charging. This episode will help!Thanks again!
Thank you so much for listening to the Bob Harden Show, celebrating over 14 years broadcasting on the internet. On Tuesday's show, we visit with Florida State Senator Kathleen Passidomo about the start of the Florida legislative session starting in a week, and we discuss some of the implications of Maduro's capture. We visit with Boo Mortenson about surprising trends in 2025. FEE.org's Maggie Anders and I discuss her video commentary on her review of 2025. We also visit with Linda Harden about the surprising facts about the Las Vegas mass shooting in 2017. Please join us tomorrow when we visit with Cato Institute Chairman Emeritus Bob Levy and author and professor Andrew Joppa. Access this or past shows at your convenience on my web site, social media platforms or podcast platforms.
Bitcoin is down slightly at $92,811 Ethereum is down slightly at $3,168 And XRP is down slightly at $2.12 Strategy starts 2026 buying BTC Ledger sees partner security incident Cango mining up in DEC Japan's Finance Minister wants more digital asset options. ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases. ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mark Fee
Hey friend!!! Ever feel like adulting is just so hard? It's stressful deciding on priorities, trying to be productive, and also get enough sleep! Idk, I've just been feeling that lately, and I know in college a lot of people feel that way. So today, I want to cut down on that loooooong list, and help you be more effective and efficient when applying for scholarships! Struggling to pay those college fees? Well, let me share 5 hacks to help you GET. THAT. SCHOLARSHIP! ALSO, would you like me to find you scholarship opportunities, so that you can spend your precious time applying to ones that you know already work for you, via these hacks today, instead of using hours to find them? You're in luck! Through my business, I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities. Interested? Sign up for a FREE call with me to learn more --> calendly.com/moneyandmentalpeace LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! Episodes mentioned in this episode: 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 164 - My Cousin Earned $55,000 in College Scholarships From 4 Recycled Essays!! - P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --> info@moneyandmentalpeace.com **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.
Chris and property expert Simon King debate whether referral fees should be banned in estate agency. Simon calls them a red herring, arguing the real issue is how agents select partners and whether they value service over cash. He explains how referral fees can benefit agents when used responsibly. Should they stay or go?
EDITORIAL: ‘Fee-lippines' isn't a good look | Jan. 2, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribeVisit our website at [https://www.manilatimes.net](https://www.manilatimes.net/)Follow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#VoiceOfTheTimes Hosted on Acast. See acast.com/privacy for more information.
In this 2025 Year-End Investment Portfolio Review we cover the following topics:1. Asset Allocation a. Diversification / changes b. Rebalancing2. Simplification3. Beneficiaries4. Performance5. Tax Loss or Gain Harvesting6. Fees a. Fund fees b. Advisor fees7. Evaluate Your Performance a. Did you buy/sell anything b. What worried you during the yearJoin the Newsletter. It's Free:https://robberger.com/newsletter/?utm...
Clients often don't fully realize the depth of value their advisory team provides—unless that value is clearly articulated and demonstrated throughout the year. This episode explores how a thoughtfully designed client service calendar can both strengthen client retention and increase new client conversions by making financial planning and tax strategy more visible and tangible. Debra Taylor serves as Managing Partner of Carson Wealth Franklin Lakes, a practice within the RIA Carson Wealth that manages $500 million in AUM for 120 client households. Listen in as Debra shares how she built a seasonal client service calendar to clearly communicate her team's year-round value, from tax letters and Roth conversion planning to estate strategy and investment deep dives. You'll hear how placing tax and distribution planning at the center of the client experience has generated measurable savings for her clients, how video explanations and structured service delivery reduce pressure during meetings, and how the calendar itself strengthens retention by helping clients see exactly what they're paying for. For show notes and more visit: https://www.kitces.com/470
While pollock might be obscure saltwater fish, they have plenty of cold-braving devotees, one of which is my good friend Jim Fee, the editor of Cape Cod-based “On The Water” Magazine. So, if you're looking for a salty adventure this off-season, Fee lays out everything you need to know about these cousins of the cod that aren't short on rod-bending muscle. Hosted by Outdoor Life fishing editor Joe Cermele. Edited by Mike Pedersen / Eighty Five Audio. Learn more about your ad choices. Visit megaphone.fm/adchoices
Tipping is now included in the price as well as taxes and fees. They pay their waitstaff $40/hour.
Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.
Thank you so much for listening to the Bob Harden Show, celebrating over 14 years broadcasting on the internet. On Monday's show, we discuss current global events, including developments in Israel, Ukraine, China/ Taiwan, and Venezuela with Marc Schulman, Founder and Publisher of HistoryCentral.com. We visit with American Institute for Economic Research Senior Editor Jon Miltimore about a 1980's facial-scar experiment and how it illustrates the victim mentality and discrimination today. We also visit with author Jim McTague about DOGE and the Democrat party. We have terrific guests for tomorrow's show, including Florida State Senator Kathleen Passidomo, Maggie Anders from FEE.org, Boo Mortenson, and Linda Harden. Access this or past shows at your convenience on my web site, social media platforms or podcast platforms.
3806 – December 29, 2025 – The American Dream: An Immigration Fraudulent Scheme – There's a song from West Side Story… “Everything's Free In America… for a small Fee in America.” Apparently, the immigrants in America today prefer not to pay a dime, but filch by fraud the hard-earned moneys of Americans. Do we have a “systemic” swindling system in ... The post The American Dream: An Immigration Fraudulent Scheme appeared first on CSC Talk Radio.
Mark Fee
Unlocking the Mysteries of Property Law: A Deep Dive into Estates and Future InterestsThis conversation provides an in-depth exploration of property law, focusing on the complexities of estates, future interests, co-ownership, landlord-tenant relationships, and zoning regulations. The discussion emphasizes the precision required in property law and offers practical insights for law students preparing for exams. Key concepts such as the rule against perpetuities, adverse possession, and the evolution of landlord-tenant law are thoroughly examined, providing a comprehensive guide for understanding this challenging subject.Property law is often seen as one of the most daunting subjects in law school, with its roots deeply embedded in historical doctrines and complex terminologies. This blog post aims to demystify the intricate world of estates and future interests, providing a structured guide for students and enthusiasts alike.Understanding the Basics: At the heart of property law lies the concept of ownership and the various interests that can be held in property. The journey begins with possessory estates, where the duration of ownership is defined. The fee simple absolute, for instance, represents the pinnacle of ownership, granting the holder the power to use, abuse, and transfer the property freely.The Language of Estates: The precision required in property law is unparalleled. A single word can determine whether an estate lasts forever or terminates automatically. Understanding the language of estates, such as the difference between a possibility of reverter and a shifting executory interest, is crucial for success.Future Interests: Future interests are not mere hopes of ownership; they are present rights with future possession. The distinction between vested and contingent remainders is pivotal. A vested remainder is a sure thing, while a contingent remainder hangs by a thread, dependent on certain conditions being met.The Rule Against Perpetuities: The infamous Rule Against Perpetuities (RAP) is designed to prevent the control of property from beyond the grave. It ensures that interests vest within a certain time frame, maintaining the marketability of land.Mastering property law requires precision and classification. By understanding the historical roots and modern applications of these doctrines, students can navigate the complexities of property law with confidence. As you prepare for exams, remember that the key to success lies in the details.Subscribe now to stay updated with more insights into the world of law.TakeawaysProperty law is defined by brutal precision.Understanding the language of estates is crucial.Fee simple absolute is the highest form of ownership.Life estates are non-inheritable and measured by life.Joint tenancy includes the right of survivorship.Remainders must follow a prior estate without gaps.The rule against perpetuities prevents remote vesting.Adverse possession rewards long-term use of property.Landlord-tenant law has evolved to protect tenants.Zoning regulations can impact property value.property law, estates, future interests, landlord-tenant, co-ownership, easements, zoning, adverse possession, rule against perpetuities, legal concepts
Now that Christmas presents are unwrapped, many of you — you know who you are — will head to stores to return gifts and get what you actually want. But increasingly, retailers are charging for those returns. Then, a couple of months ago, more than 5 million shoppers embraced a boycott of three major retailers: Amazon, Home Depot, and Target. From "This Is Uncomfortable," we'll learn about the impact it had on shoppers.
Now that Christmas presents are unwrapped, many of you — you know who you are — will head to stores to return gifts and get what you actually want. But increasingly, retailers are charging for those returns. Then, a couple of months ago, more than 5 million shoppers embraced a boycott of three major retailers: Amazon, Home Depot, and Target. From "This Is Uncomfortable," we'll learn about the impact it had on shoppers.
Grab our breakdown of the 5 Low-Cost Businesses That Make $1 Million: https://www.franchiseempire.com/lowcost?utm_source=TJJan032025If you liked this video, but want to learn about franchises with higher profit margins check out this video next: https://youtu.be/voDIBiM58awThinking about investing in a Culver's franchise? In this breakdown, I cover startup costs, royalty fees, average sales, and why it might not be as profitable as it looks. We'll also talk about scalability, margins, and whether it's a smart move going into 2026. You'll also learn more about the brand's history and how it has grown so quickly in some parts of the US. Make sure you watch before you invest!------------------Considering Investing In A Franchise?
On this episode of the Jered William's show the hosts 9 strategies for rapidly growing a plumbing business. The first is implementing a simple membership program with benefits like discounts and priority scheduling. Next, they cover optimizing pricing and developing a comprehensive price book, focusing on margin-based pricing to hit desired profit targets. Leveraging business management software like ServiceTitan is highlighted as crucial for streamlining operations and gaining data-driven insights. Improving technicians' billable efficiency, utilizing upsells/downsells/cross-sells, and streamlining processes emerged as other key topics. Incentivizing technicians through commission structures, enhancing the customer experience, and continuously seeking improvement and guidance were also discussed as important drivers of fast, profitable growth. Overall, the conversation centered around optimizing the entire business model to maximize profitability rather than just chasing top-line revenue.
What if your practice is profitable on paper—but bleeding money behind the scenes? In this final episode of 2025, Dr. Len Tau welcomes Dana Moss, founder of PPO Dental Consulting, for a deep dive into the realities of dental insurance and PPO strategy. Dana breaks down how dental practices can increase profitability without sacrificing patient-centered care by negotiating smarter, streamlining fee schedules, and knowing when—and how—to strategically exit low-paying plans. Drawing from years of hands-on experience as a front office coordinator, insurance specialist, and practice administrator, Dana shares what most practices get wrong about insurance and how to fix it. You'll learn why billing office fees correctly is non-negotiable, how getting to the 80th percentile can dramatically change your negotiating power, and when outsourcing insurance coordination makes more sense than handling it in-house. Dana also explains umbrella plans, negotiation timelines, and why organization is the single biggest factor in PPO success. This episode is packed with actionable insights for startups, mid-career dentists, and practice owners preparing for growth—or an eventual sale. What You'll Learn The two non-negotiables practices must fix before negotiating PPO fees Why billing office fees changes your profitability picture How the 80th percentile impacts insurance negotiations When to renegotiate—and when not to The pros and cons of DIY vs outsourced PPO negotiation How smarter insurance systems lead to stronger cash flow Key Takeaways 00:44 Welcome, Sponsors & Final Episode of 2025 02:07 Meet Dana Moss & Her Background in Dental Insurance 03:40 Who Dana Helps Most: Startups, Growing Practices & Sellers 08:01 Preparing to Negotiate PPO Fees the Right Way 10:30 The Two Non-Negotiables: Billing Office Fees & Fee Balancing 14:30 PPO vs Fee-for-Service Philosophies Explained 15:29 How Often You Can Renegotiate Insurance Fees 16:20 DIY PPO Negotiation vs Outsourcing: Pros & Cons 18:07 Using Your Top Procedure Codes Strategically 20:40 Dropping Low-Paying Plans & Understanding Umbrella Networks 26:39 Training Insurance Coordinators for Clean Claims & Strong AR 29:13 AI, Remote Teams & the Future of Revenue Cycle Management 31:00 Life on the Road: Dana's Full-Time RV Lifestyle 33:20 Lightning Round Q&A with Dana 36:50 How to Work With Dana + DIY Negotiation Kit Offer 37:40 Closing Thoughts, Sponsors & Event Reminder Connect with Dana Dana Moss Founder, PPO Dental Consulting
What if your 401(k) isn't really your money? In this episode, we break down Willie Sutton's Law and expose how government-controlled retirement plans quietly limit your freedom, liquidity, and control over your wealth. Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 Get the book: https://www.farmingwithoutthebank.com/book/?utm_source=youtube&utm_medium=organic&utm_campaign=wtb-ep249&utm_term=desc-top In WTB Episode 249, we continue our Becoming Your Own Banker chapter review, diving deep into Willie Sutton's Law: "Wherever wealth is accumulated, someone will try to steal it." This episode challenges conventional thinking around 401(k)s, IRAs, Roth limits, and tax-deferred retirement plans. We unpack how taxation works, why qualified plans were created, and how government incentives quietly shape your financial behavior — often at your expense. We also discuss the historical role of churches vs. government welfare, the dangers of inaccessible retirement savings, and why many people feel "broke" while technically having money they can't touch. Key Takeaways: Why tax-deferred retirement plans come with hidden control and risk How Willie Sutton's Law applies directly to 401(k)s and IRAs The real reason Roth IRAs are limited and capped Why tax refunds are NOT a win How lack of liquidity keeps people financially stressed Why responsibility—not government—is the key to financial freedom Chapters: (00:00) – Is the Government Your Savings Account? (05:50) – Willie Sutton's Law & Government Taxation (10:37) – Qualified Plans & Changing the Rules (15:38) – Roth IRAs, 401(k)s, and Control (20:55) – Liquidity Problems & Opportunity Cost (25:07) – Tax Refunds Explained (30:08) – A Private Solution Outside Government Control Grab your copy of Becoming Your Own Banker and follow along with us https://www.withoutthebank.com/product/becoming-your-own-banker/?utm_source=youtube&utm_medium=organic&utm_campaign=wtb-ep249&utm_term=desc-bot1 Drop your questions or comments — we read them. Like, subscribe, and share if this episode made you rethink retirement Links Mentioned: Becoming Your Own Banker by Nelson Nash: https://www.withoutthebank.com/product/becoming-your-own-banker/?utm_source=youtube&utm_medium=organic&utm_campaign=wtb-ep249&utm_term=desc-bot2 Austrian Economics & Mises Institute: https://mises.org/austrian-school/austrian-economics-overview FEE.org (Foundation for Economic Education): https://fee.org/
Bowen Yang's abrupt exit from SNL left fans with lots of questions! Find out why the comedian really left! RHOSLC star Meredith Marks wants HOW MUCH to appear at an event for LGBTQ?! Plus, I went viral for not knowing about the Rosetta Stone, as the Internet drags me for being dumb. And it's Christmas Eve! Which means it's time for a new Christmas RANT! Give the gift of confidence this holiday season with Nutrafol. Get $10 off your first month's subscription plus free shipping when you go to https://nutrafol.com/ and use promo code NOFILTER. The best way to cook just got better. Go to https://www.HelloFresh.com/NOFILTER10FM now to Get 10 Free Meals + a Free breakfast for Life! Become a Member of No Filter: ALL ACCESS: https://allaccess.supercast.com/ Shop New Merch now: https://merchlabs.com/collections/zack-peter?srsltid=AfmBOoqqnV3kfsOYPubFFxCQdpCuGjVgssGIXZRXHcLPH9t4GjiKoaio Watch Disaster Daters: https://open.spotify.com/show/3L4GLnKwz9Uy5dT8Ey1VPi Book a personalized message on Cameo: https://v.cameo.com/e/QxWQhpd1TIbare
Law Firm Owners! Paying Another Attorney Isn't Fee Splitting. If you want more profit in your law firm with less chaos, grab my Law Firm Profit Playbook - https://bigbirdaccounting.com/playbook.
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Matt Brown sits down with Dr. Tom Orent (The Gems Guy) to discuss his journey from PPOs to a successful fee-for-service dental practice. Dr. Orent shares what sparked the transition, how to improve patient flow and case acceptance, and why clear communication and mindset are critical during change. A concise, practical conversation for dentists looking to build a more profitable and fulfilling practice.Click here to join our free study club! https://chat.whatsapp.com/H746zQhOps161RNOv5Meut?mode=hqrt3
A major storm is heading for SoCal sparking evacuation warnings near recent burn areas. Plus, roads are closing down, and sandbags are being handed out. We'll tell you how to prepare for the worst. And police are struggling to take on street racing and takeovers. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com
Dec. 23, 2025- A new fee from the state Thruway Authority that is scheduled for 2026 is getting pushback from the commercial interests that use New York's super-highway system. We talk about the charge with Darrin Roth, vice president of highway policy with the American Trucking Associations.
Nearly 100 million UNI votes already support Uniswap's UNIfication proposal ahead of the Christmas Day deadline. The plan activates protocol fees, launches a 100M UNI retroactive burn, and redirects Unichain sequencer revenue. Uniswap Labs and the Foundation would unify operations, shifting focus to protocol growth over interface monetization.~This episode is sponsored by BTCC~BTCC 10% Deposit Bonus! ➜ https://bit.ly/PBNBTCC00:00 intro00:05 Sponsor: BTCC00:43 We Called It01:20 Christmas Vote Deadline02:05 Odds of Passing02:19 Volume Skyrocketing02:33 $4 Trillion in volume02:49 Top ETH App03:21 Matt Hougan: Institutions Will Love $UNI04:25 Less Employees Than Coinbase05:01 Bank Onramp Into Uniswap05:58 Uniswap Fees vs Other Wallets06:17 Aerodrome vs Uniswap06:38 SOL, XRP, and ADA Coming to Uniswap06:54 Charles Hoskinson: Uniswap vs Cardano Apps07:12 Liquidity & Distribution is King07:28 Cathie Wood Can't Understand It07:40 Institutional Exposure To $UNI08:03 CLARITY Act will most benefit $UNI08:18 DeFi Season 2.0 Potential08:49 Uniswap a Buy?09:13 outro#Crypto #Ethereum #Uniswap~Uniswap Historic Vote & Burn in Two Days!!
Join Elevated GP: www.theelevatedgp.com Register for the live meeting: https://www.theelevatedgp.com/ElevationSummit Download the Injection Molding Guide: https://www.theelevatedgp.com/IMpdf In Part 2 of this powerful series, Dr. Melissa Seibert continues her in-depth conversation with cosmetic dentist and AACD leader Dr. David Eshom, exploring the deeper psychological, business, and interpersonal frameworks that underpin a thriving fee-for-service practice. Together, they unpack the realities of transitioning away from insurance dependence, the emotional traps dentists fall into, and the communication strategies that safeguard both the patient relationship and the dentist's peace of mind. Dr. Eshom offers decades of wisdom on how to recognize patient readiness, how to present comprehensive treatment without triggering defensiveness, and how to gracefully identify patients who may not be ideal candidates for complex care. He shares the subtle behavioral cues that differentiate collaborative patients from those who may become litigious, overly exacting, or misaligned with your practice philosophy—and how to exit these relationships ethically and respectfully when needed. The episode also tackles some of the profession's most pressing realities: Why the insurance model forces dentists into ethical and financial corners How to communicate a fee-for-service structure without alienating patients The psychology behind presenting conditions and consequences—not pressure and sales Why slowing down for deeper exams ultimately accelerates practice growth How to block your schedule, restructure hygiene exams, and build time for meaningful conversations The importance of discernment: knowing when a patient is truly a "yes," when they're a "not now," and when they're a "no" Dr. Eshom also walks through his workflow for large aesthetic cases—from shade decisions to motivational mock-ups and trial smiles—while highlighting how these tools improve clarity, set expectations, and reduce risk for both patient and provider. The conversation concludes with a reflective discussion about building a freedom-based business, attracting aligned patients, and creating a practice model that delivers exceptional dentistry without compromising your wellbeing, your values, or your clinical standards. If you've ever wondered how to elevate your practice beyond the constraints of insurance, identify ideal patients, or cultivate a career defined by autonomy and fulfillment, this episode is a masterclass in sustainable, relationship-driven dentistry.
Learn how to determine what your veterinary services are worth so you can set fees that adequately cover your financial costs. Read the full article at https://equimanagement.com/business-development/financial/setting-rational-fees-for-veterinary-care/.Mentioned in this episode:EquiManagement on Audio All the articles you have come to love in EquiManagement Magazine are now available in this podcast for free. Each article is released as its own separate episode to make them quick and easy to listen to. EquiManagement always has the latest insights on equine health, veterinary practice management, and veterinarian wellness.
The show kicks off with talk of a Rams watch party and whether the team is truly legit this season. There’s also a local heads-up for Cerritos residents about rising sewage fees, along with practical advice on which bills you should never skip—spoiler: pay your water bill. Michael Monks joins in with his unique take on downtown LA, offering a darkly humorous “weathervane” observation from Skid Row that signals the arrival of winter. The conversation also touches on Burbank’s decision not to pursue litigation over Warner Bros.’ sale to Netflix. Conway then shares memories of his former partner Doug Steckler, including why Steckler despised New Year’s and a hilarious story involving the “Husky section” at Montgomery Ward—one of many classic Steckler moments. The episode wraps with Eric Lisardo’s special “Conway Christmas” segment featuring the signature “Dinga DONGA,” updates from Nick Reiner, and commentary from a defense lawyer weighing in on who hired attorney Alan Jackson. See omnystudio.com/listener for privacy information.
End chaos in your firm—300+ peers use this framework. Free video here: https://www.businessofarchitecture.com/framework Fees start everything in an architecture firm: the work you take, the team you pay, and the life you live. In this episode, Enoch Sears and Rion Willard cut through "competitive pricing" and show why fee stress is rarely about the number on your proposal. They point to what low-fee fear is really signaling—and why it's hard to fix later. You'll hear how sales and marketing shape fees more than most architects admit, and why confidence is built from real inputs, not hype. They also preview an updated industry fee report and how you can use it to see your fees in context. It may change how you price next job. The hidden reason "I might lose this job" shows up right before you quote. The blind spot that makes smart architects think they can sell. The profit clue that warns something deeper is off—before you crash. Contribute your data and get access to the updated Architectural Fee Report at https://businessofarchitecture.com/fees
Las Vegas Venues, California Rail, and Disney's AI Investment: Colleague Jeff Bliss reports that Las Vegas's Allegiant Stadium is now a top-grossing venue while many resorts are dropping unpopular fees, discussing California's new rail line to Anaheim, mismanagement of the Pacific Palisades fire, and high gas prices, additionally covering Disney's investment in OpenAI and its new luxury community, Cotino. 1958
Episode 1854 - brought to you by our incredible sponsors: True Classic - Upgrade your wardrobe and save on @trueclassic at trueclassic.com/hardfactor #trueclassicpod RIDGE - Take advantage of Ridge's Biggest Sale of the Year and GET UP TO 47% Off by going to https://www.Ridge.com/HARDFACTOR #Ridgepod DaftKings - Download the DraftKings Casino app, sign up with code HARDFACTOR, and spin your favorite slots! The Crown is Yours - Gambling problem? Call one eight hundred GAMBLER Timestamps: 00:00:00 Story teases 00:04:04 What happened in 1854 00:06:21 Belarusian smuggler finally extradited to US to face trial immediately arrested by ICE for deportation 00:13:44 38% of Stanford students and other ivy league schools claim a learning disability 00:21:19 Royal Caribbean passenger, 33 years old, who died was served 33 drinks day of death 00:30:08 San Fran woman gives birth in Waymo 00:36:15 Australian social media ban Thank you for listening!! Go to patreon.com/hardfactor to join our community, get access to bonus pods, discord chat, and trivia with the hosts on Friday 12/12 - but most importantly: HAGFD Learn more about your ad choices. Visit megaphone.fm/adchoices