Podcasts about fees

Sunderland captain Luke O'Nien has built his career on resilience, determination, and an unwavering belief that hard work can outlast natural talent.. He joins Jake and Damian to reflect on the setbacks that shaped him, from being overlooked early in his career to leading his club back to the Premier League.Luke explains why he no longer relies on confidence to perform, how embracing discomfort became his greatest strength, and the simple mindset shifts that help him stay present under pressure. He also shares the habits and systems that have enabled him to keep improving throughout his career.This is an insight into why great performance is built on systems, not feelings, and why resilience is forged long before the biggest moments.Away from the pitch, Luke runs Elite XI, a mental performance programme for professional footballers. Head over to www.elitexiapply.com to find out more. AG1

Some of the greatest American heroes are people most of us have never heard of. In today's episode, Ryan talks with retired Brigadier General and military historian Ty Seidule about five remarkable Americans whose stories embody courage, sacrifice, service, and leadership. They also talk about why the people we choose to honor matter, what the renaming of military bases reveals about American history, and why telling the truth about the past does not mean giving up on greatness.Ty Seidule served in the U.S. Army for more than three decades, retiring as a brigadier general in 2020. He is a professor emeritus of history at West Point and served as vice chair of the Congressional Naming Commission, which was tasked with renaming Department of Defense assets that honored Confederates.Ty Seidule is the author of A Promise Delivered: Ten American Heroes and the Battle to Rename Our Nation's Military Bases and Robert E. Lee and Me: A Southerner's Reckoning with the Myth of the Lost Cause.

A San Francisco Bay Area rental listing recently sparked national controversy for requiring an additional $200 monthly fee for tenants who work from home. The property, a furnished cottage in Walnut Creek priced at $3,250 per month, drew significant backlash on social media platforms like Reddit for its unusual surcharge. While critics label the cost a "junk fee," some real estate experts argue it is a response to increased utility consumption and operational costs caused by remote workers staying home all day. This incident highlights an emerging trend where landlords experiment with usage-based pricing to recover expenses in an era of hybrid work. Although the specific listing eventually disappeared from the market, it has ignited a broader debate regarding fair housing costs and the future of residential lease agreements.

Val Cameron with the KSL Movie Show kicks off the hour with a look at movies that stink — and the wild 4DX theater experience that might actually save them. Then we’ve got our three thangs. Plus, KSL NewsRadio’s Cameron Elliot joins with the latest updates on the four-alarm apartment fire in Midvale. A Bay Area landlord is charging tenants an extra $200 a month on top of $3,250 rent just for working from home — would landlords be out of their minds to try this? We ask why you should stop trying to "live like a local" while traveling, KSL Reporter, Cameron Elliot joins for the latest Midvale fire update, and we close with your best First World Problems from Facebook — including a fridge full of food with nothing to eat and a physical book that won't define a word when you hold your finger on it. We also hear from a new sponsor, Mike's loose gravel.    KSL Brightside streams live weekdays 12–3 PM, with a YouTube-exclusive live stream from 12–1 PM and radio plus YouTube from 1–3 PM. Follow KSL Brightside on social media! YouTube: https://www.youtube.com/@KSLBrightside Facebook: https://www.facebook.com/KSLBrightside Instagram: https://www.instagram.com/KSL_Brightside TikTok: https://www.tiktok.com/@ksl.brightside

In this episode, we discuss POL and how it will be distributed, a potential upcoming Bitcoin fork, a Monero update, ADR29, ADR31, AI tooling, and much more.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:03:00 Marketing update00:04:00 Need to create a new support ticket module. Trezor support added!00:06:00 The three things needed to be listed on an index00:08:00 Using AI to find scam sites00:11:00 Chad starts — version 3.20 is being tested00:12:00 Chad B started a code change to add a new asset to THORChain without a churn00:14:00 Adding more chains leads to greater complexity00:16:00 How can we add a new chain without churning?00:17:00 How complex is it to add this capability?00:18:00 Does a churn affect the timing of adding a new asset?00:20:00 Audience question: How are new assets prioritized for THORChain?00:22:00 StarSquid wants to add many more chains00:23:00 AI compatibility with THORChain discussion00:27:00 Community coding competition to add AI utility?00:28:00 Dynamic fee discussion00:30:00 Results from ShapeShift00:31:00 COSMWASMMINBPS = 0 — arbitrage performance discussion00:34:00 POL question: What gets funded first?00:35:00 POL currently only purchases base gas assets00:37:00 Stablecoins require a node vote00:39:00 How will the protocol allocate funds — every churn or another method?00:42:00 Bitcoin may go through two forks — how do we handle them?00:44:00 Is it worth it? Sounds complicated!00:46:00 Should liquidity from a new Bitcoin fork go to the treasury or POL?00:52:00 There may be two separate Bitcoin forks!00:56:00 Huginn update — network monitoring01:00:00 New Huginn model01:03:00 Opus 5 outperforms Fable on some benchmarks — AI models are becoming much more sophisticated01:05:00 OpenAI and Anthropic may lose their moat as AI becomes a commodity01:08:00 THORChain does not run on hopium01:09:00 XMR discussion01:11:00 XMR nuance — funds cannot be spent for 20 minutes01:13:00 How does the 20-minute XMR delay affect high swap volume?01:16:00 XMR backlog discussion01:20:00 Hopefully only two more churns before XMR01:23:00 We will set the price for XMR01:26:00 ADR 29, TOR Anchors, and revenue sharing breakdown01:30:00 It's an experiment — we're not sure if it will work!

The Indonesian government has introduced new regulations raising the cost of changing citizenship, but a public policy expert says the policy is too narrow and fails to address the country's broader talent retention challenges. - Pemerintah Indonesia baru saja mengeluarkan Peraturan Pemerintah Nomor 30 Tahun 2026, tentang jenis dan tarif atas jenis penerimaan negara bukan pajak atau PNBP yang berlaku pada Kementerian Hukum, yang disahkan pada 2 Juli 2026. Secara singkat, peraturan pemerintah ini mengubah beberapa ketentuan, khususnya biaya untuk pindah kewarganegaraan.

Apple heeft een erg goed kwartaal achter de rug. De omzet steeg flink, naar meer 109 miljard dollar. Dat is beter dan waarop was gerekend. Het waren vooral de iPhones die het ‘m deden. De helft van de omzet komt van de telefoons. En ook de winst (net geen 30 miljard) zag er perfect uit. Al met al mooie cijfers voor afzwaaiend topman Tim Cook. Alleen wordt zijn laatste optreden overschaduwd door een pijnlijke waarschuwing. Hij verwacht namelijk dat de chiptekorten de omzet én winst gaan raken. Deze aflevering hebben we het over die tegenvaller. Beleggers reageren heftig op het nieuws, wij zoeken uit of die reactie terecht is. Beter gaat het bij Amazon. Dat aandeel schiet omhoog. Beleggers reageren helemaal happy op de resultaten én de investeringsplannen van de techreus. Ook Amazon blijft als een malle geld in AI investeren. 220 miljard dollar dit jaar, weer 20 miljard dan eerder begroot. Alleen afgelopen kwartaal gaf het al 53 miljard uit aan nieuwe datacenters. Hebben we het ook over Universal Music Group. Dat opende ook de boeken, maar daar werd dan weer extreem somber op gereageerd. In korte tijd ging er meer dan 20 procent van de beurswaarde door het putje. Verder deze aflevering: Kan ASML de Chinese copycat's aan? ING wordt een soort van Netflix Tesla wil Chinese divisie afstoten, voor fusie SpaceX Te gast: Jos Versteeg van InsingerGilissen BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Je hoort hem ook in de BNR-podcast Moerdijk: dorp van de rekening. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie.See omnystudio.com/listener for privacy information.

The Law Society of Ireland held a national criminal defence solicitors meeting today after a long running dispute over the legal aid flat rate fee. Yesterday, criminal defence solicitors in Dublin overwhelmingly agreed to continue into next month with their withdrawal of services over opposition to the payment model. Meanwhile, Tipperary is just down to one solicitor to take on free legal aid cases after 33 others in the county resigned.Maura Derivan, a member of the Tipperary Solicitors' Bar Association and former President of the Law Society joins Shane to discuss.

When federal immigration enforcement ramped up in Minneapolis earlier this year, many immigrant families went into hiding, afraid to leave home for work, school or even the store. Months later, some of those families are facing a new challenge: they're struggling to pay hundreds of dollars in fees to renew their DACA protections and work permits because they lost income during the surge. Chabeli Carrazana is an economy and childcare reporter for The 19th who recently reported on how these financial pressures are affecting some immigrant parents in Minneapolis. Carrazana shared more about the issue on Minnesota Now.

Seattle's socialist mayor Katie Wilson just dealt a devastating blow to the city's already-stalled housing pipeline. Wilson's office abruptly pulled support for a plan to cut developer fees by 80% — a two-year relief program designed to kickstart construction on dozens of projects waiting in the wings. The reversal came at the last minute, blindsiding builders who had planned around the discount and were ready to break ground.The fees at the center of this — Mandatory Housing Affordability charges — were supposed to fund affordable units, but the city is now watching MHA revenue collapse from $74 million down to $22 million while construction sits frozen. In place of action, Seattle is heading into another round of stakeholder working groups: the classic stall tactic that guarantees nothing gets built and nobody gets held accountable.This is the progressive housing trap playing out in real time. Democrats promise affordability, but every lever they pull makes it harder and more expensive to build. Block the fee discount because one ally blinks, float a junk-fee ban on landlords, launch a housing accelerator program that can't outrun the market — every move by city hall shrinks the supply and drives prices up. Seattle under Katie Wilson is a textbook case study in why socialist governance cannot deliver on its core promise.CHAPTERS0:00 Seattle's Socialist Mayor Can't Fix…0:52 Why Seattle Housing Costs Keep Rising2:16 Mayor Pauses Developer Fee Break4:35 You Can't Outbuild This Market5:50 Not Everyone Can Afford Seattle6:58 Thirty Projects Left in Limbo7:51 Seattle's Skyline Stops Growing9:25 Fee Holiday Would Drain Housing Fund11:30 Seattle Delays Housing Decision to Fall13:00 How Socialist Policy Fails Renters14:09 Mayor Wilson's Junk Fee Ban16:30 Federal Bill on Corporate Homebuying18:10 Junk Fee Ban Pushes Builders Away20:41 Why Developers Won't Build in SeattleSubscribe to @reasonablenews for daily commentary on Pacific Northwest politics, urban policy, and the stories the mainstream media won't tell you straight.#SanAntonio #MinimumWage #TexasPoliticsGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

Ireland's face-value ticket forum Toutless reopens to the public on Monday August 3rd after a scam attack forced it to shut its doors to the public. Toutless co-founder Gary Devitt is this week's guest on the podcast, and we talk about where the Irish music live ticketing industry is at in the face of increased pricing, extra deluxe and platinum tiers and an Americanisation of buying tickets. It's becoming a concert caste system. Toutless' face-value fan-to-fan resale is a fundamentally different worldview to what is developing in the industry. Song played during episode: POSER - Summerhill See the Nialler9 Podcast for the full notes.

A California resident has filed a proposed class-action lawsuit against Uber Eats, alleging that the company's priority delivery fee is a deceptive trade practice. The legal complaint characterizes the "direct to you" surcharge as a sham, claiming that couriers often make additional stops despite customers paying a premium for immediate service. The plaintiff argues that users have no way to verify if their orders are truly prioritized, leading to hundreds of millions of dollars in potentially fraudulent charges. This litigation surfaces as the Federal Trade Commission heightens its scrutiny of hidden fees and pricing transparency within the food delivery industry. Legal experts and industry observers suggest this case highlights a broader frustration with misleading wait times and delivery promises across various ride-sharing and logistics platforms.

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401k's are complex enough without the industry adding more complexity on top. Today we are discussing 401(k) fees and why they are becoming increasingly difficult to understand. We'll talk about how to find out what your 401(k) fees are, who is getting paid, and how. 

Die MTC Kasi Vibe-fees sal van 31 Julie tot 2 Augustus na die Brakwater-ontspanningspark terugkeer met 'n uitgebreide program. Vir die eerste keer sal mededingende sportgeleenthede ook ingesluit wees, benewens die musiek- en vermaaklikheidsprogram. Die geleentheid se organiseerder, Salmi Shigwedha, het aan Kosmos 94.1 Nuus gesê dat die fees 'n platform is wat ook sake, kultuur en gemeenskapsbetrokkenheid bevorder.

Content warning: This episode contains discussion of suicide. On this week’s Mad Men Men podcast, we dig into “Commissions and Fees.” A.K.A. the devastating penultimate episode of Season 5. Yes, it's the episode where Lane’s financial crisis reaches its breaking point. Meanwhile, Don rediscovers his appetite for the work, and Sally takes another painful step toward adulthood. If you’re new here, Mad Men Men covers Mad Men from three angles. First, we have a first-time watcher (Will Ashton). Then, we have a first-time rewatcher (Mike Overhulse). Finally, we have the guy (Jon Negroni) who watches Mad Men often enough to understand commissions. Though the fees remain a mystery... EXTRA CREDITS Matthew Weiner created Mad Men, which aired on AMC from 2007 to 2015. The show stars Jon Hamm, January Jones, Elisabeth Moss, Vincent Kartheiser, Christina Hendricks, John Slattery, Robert Morse, and many more. Our intro music is “Mad Men Men” by Tom Davidson, which is an original remix of the show’s opening theme “A Beautiful Mine” by RJD2. Podcast illustration is by Jon Negroni. Our podcast hosts include Jon Negroni (Podcast Editor of InBetweenDrafts), Will Ashton (cohost of the Thank God For Movies podcast), and Michael Overhulse (a guy who’s addicted to working at startups). We’ll be back soon to discuss Season 5 Episode 13, titled “The Phantom.” Subscribe to Mad Men Men on Apple Podcasts, Spotify, Google Podcasts, or wherever else podcasts are, ahem, advertised.See omnystudio.com/listener for privacy information.

Do you ever feel like you've reached an age where you're supposed to have your entire life figured out? In this episode, I sit down with jewelry designer Ann Chikahisa to talk about reinventing yourself at ANY age and becoming more of who you actually are. Ann shares how an unexpected divorce after 22 years of marriage led her to rediscover herself and create meaningful talismans for hope and healing. We also talk about breaking the rules around aging and personal style, embracing imperfection, and getting comfortable being uncomfortable. Get ready to trust who you're becoming and remember there's no expiration date on becoming the woman you want to be. Check out our Sponsors: Shopify - Try the ecommerce platform I trust for Glōci. Sign up for your $1/month trial period at http://Shopify.com/happy. Zazzle - Save 25% on your first order today at http://Zazzle.com with code EARN. Monarch Money -  Get your first year of Monarch Core for half off at http://Monarch.com with code EYH. Northwest Registered Agent - Visit northwestregisteredagent.com/EarnFree and start using free resources to build something amazing. Wealthfront - Join the million-plus people already building long-term wealth with confidence by heading to wealthfront.com/earn. Indeed - Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Momentous - If you want to try Momentous Signature Spec Creatine, head to livemomentous.com and use code EARN for up to 35% off your entire first order. HIGHLIGHTS 00:00 How to give yourself permission to become the woman you want to be. 03:00 Why wearing what makes you feel powerful can completely change how you show up. 06:30 Ann's styling secret for making the simplest outfit feel extraordinary. 10:00 Why reconnecting with your creativity can lead you to a completely new career path. 15:30 What is a talisman and how can it help you hold an intention? 22:30 The ritual Ann uses to embody strength before doing something that scares her. 27:00 What Wabi Sabi can teach you about embracing imperfection. 29:45 The 3 things Ann wishes she could give her younger self. 31:15 The intentions that helped Ann rebuild her identity after divorce. 35:00 How to stay grounded and flexible when you're navigating a major life transition. 37:00 How to turn an intention or feeling into something that reminds you who you want to be. 41:45 Where to find your best ideas when you need more creativity. 43:00 Why reinvention has no age and your best years can still be ahead of you. 47:30 The mindset that helps you keep growing even when it feels uncomfortable.  RESOURCES Get $25 off your Ann Chikahisa jewelry purchase with code MEANING at checkout HERE! Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Ann: @chikahisastudio Earn up to 4.30% APY with Wealthfront's high-yield cash account for a limited time: https://wealthfront.com/earnThis experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The host of Earn Your Happy podcast, Lori Harder (“Media Partner”), is not a client of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their podcast, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the three month 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage does not pay interest. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY.Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Fees & Eligibility requirements may apply to certain checking features. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Product images are for illustrative purposes and do not reflect individual experiences, account balances, or performance.

WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comChapters00:00:00 Intro00:00:27 Current economic trends affecting short-term rentals00:03:07 Impact of the World Cup on host city revenues00:05:01 Federal Reserve interest rate outlook and market implications00:16:14 Airbnb split fee model changes and host strategies00:26:44 AI risks, disintermediation, and market trust00:36:21 Guest preferences: Quality over luxury00:43:07 Fundamentals of hospitality: Cleanliness and communication00:46:28 Pricing strategies: Dynamic, launch, optimize, and maximize00:54:00 Using pricing as a marketing tool00:59:58 Wrapping up and next steps

Why do so many podiatrists hesitate to increase their fees, even when they know they provide exceptional care?In this solo episode, Tyson Franklin explores one of the biggest pricing myths in podiatry: the belief that charging appropriately will damage referral relationships with doctors and other health professionals.Drawing on a real conversation with a former patient, Tyson explains why undercharging has very little to do with money and everything to do with seeking approval. He discusses the hidden costs of pricing too low, how fear of judgement influences business decisions, and why the best referrers care far more about patient outcomes than your fee schedule.If you've ever questioned your pricing or worried about what others might think if you charged more, this episode will challenge your thinking and encourage you to value your expertise with confidence.In this episode, you'll discover:• Why fear of judgement influences pricing decisions • What professional referrers actually care about • The hidden costs of chronic undercharging • Why patients associate value with confidence, not low prices • How to price your services based on value instead of approvalAdditional Show Notes are available on the Podiatry Legends Podcast website. If you enjoyed this episode, please leave a REVIEW, subscribe and share it with another podiatrist.Do you want to make more money in podiatry?If you want to make more money from your podiatry business and have more time off with your family, please visit my website at tysonfranklin.com to learn how I can help you make this a reality. Otherwise, feel free to email me any questions you may have about your business at  tf@tysonfranklin.com.

United are looking at a £427m ace according to the Daily Star, I won't spoil the surprise for you here. Elsewhere, they're giving away a talented kid for peanuts.I'm pleased to share that I am making copies of my next book ‘Fergie: The Lost Tapes' available for pre-order, signed.Book information and order information below. Before reading on, please note the following :*This is an order form for UK only. If you live out of the UK and wish to order, please contact me on social media directly to arrange. (Orders placed from this page for orders outside of the UK will be refunded, sorry)Information here :https://waynebartonbooks.com/pre-order-signed-copies-of-fergie-the-lost-tapes/ Hosted on Acast. See acast.com/privacy for more information.

Jerry spoke to Commissioner Noeline Blackwell of the Irish Human Rights and Equality Commission which has raised major concerns about the disruption resulting from the dispute over free legal aid fees. The IHREC has raised major concerns about the impact of the current disruption to the criminal legal aid system on people’s access to justice, particularly those in situations of vulnerability and disadvantage.

Sign up to Revolut Business at https://www.revolut.com/business/james/pod/jul2/ before 31st December 2026 and add money to your account to receive a £200 welcome bonus. Fees, Promotion terms and Business T&Cs apply.Find out more from Areeb here: www.mensmedicalclinic.co.ukTry Entrepreneurs University 14 Day FREE Trial Here ►https://jamessinclair.net/entrepreneurs-university-free-trial/Sign up to my weekly newsletter 'The James Sinclair Letter' here:https://www.jamessinclair.net/the-letterFind out your Entrepreneurial DNA, take the '8 Traits of the Greats' quiz here ► https://jamessinclair.scoreapp.comGet your tickets to our next event here ► https://www.jamessinclair.net/eventsApply to be on my podcast here ►https://jamessinclair.net/podcasts/

Hi, Welcome to ValuationPodcast.com. I'm Melissa Gragg, a financial mediator and business valuation expert, and today I'm joined by Kelly Lise Murray, a lawyer, professor, legal scholar, and serial entrepreneur who brings a fascinating perspective to the intersection of litigation, business, and valuation.In this episode, Kelly and I dive into a remarkable federal case involving a president, a business opportunity, lost profits, and millions of dollars in litigation costs. The case, Zip By v. Parzich, gives us a front-row look at what can happen when a corporate executive pursues an opportunity that belonged to the company he was leading—and how the financial consequences can extend far beyond the original dispute.We explore how lost profits were calculated, why the valuation date matters, how COVID-19 affected the analysis, and why business projections must be tested against reality before they become the foundation of an expert opinion. We also discuss the importance of expert witnesses, what happens when one side fails to present its own damages expert, and how an apparently shaky expert opinion can become much more powerful when there is no competing number for the judge or jury to consider.Key Takeaways:Lost profits require a defensible foundation. Financial projections used to calculate lost profits should be tested against historical performance, available financial records, market conditions, and the assumptions underlying the forecast.The valuation date can dramatically change the analysis. In a damages case, experts generally must distinguish between information that was known or reasonably knowable at the relevant date and information that became available afterward. COVID-19 illustrates why timing can be critical.A defense expert can establish a critical alternative position. Even when the defense believes damages should be zero, failing to present an expert can leave the opposing expert's number as the only financial anchor available to the jury.Fee-shifting provisions can completely change litigation economics. Legal and expert fees can turn an apparently manageable dispute into a multimillion-dollar exposure. Contractual fee-shifting provisions should therefore be considered when evaluating litigation and settlement strategy.Litigation strategy should account for the cost of winning or losing. A judgment does not necessarily equal a financial victory. Parties should compare potential damages, attorney fees, expert costs, enforceability, and settlement alternatives before committing substantial resources to litigation.Q&As from episode:Q1: How are lost profits calculated in a business litigation case? A: Lost profits are generally calculated by estimating the profits a business or opportunity would reasonably have generated but for the wrongful conduct, while accounting for appropriate expenses, assumptions, causation, and available evidence. In complex cases, a business valuation or damages expert may be needed to establish and defend the calculation.Q2: Why is the valuation date important when calculating lost profits? A: The valuation date is important because a damages analysis typically focuses on what was known or reasonably knowable at the relevant time. Later events may provide useful evidence for testing a projection, but they should not automatically be treated as information that was available when the business decision or alleged loss occurred.Q3: Should a defendant hire a business valuation expert in a lost profits case? A: A defendant should carefully consider hiring a business valuation or damages expert, particularly when the plaintiff presents its own lost-profit calculation. A defense expert can challenge the assumptions, methodology, projections, causation, and damages amount while also establishing an alternative damages position or reasonable range.Q4: What is a fee-shifting provision in a business contract? A: A fee-shifting provision is a contractual term that can require one party to pay some or all of the other party's attorney fees and litigation expenses under specified circumstances. In business disputes, fee shifting can significantly change the financial risk and should be considered when evaluating litigation, settlement, and damages exposure.Q5: Why should businesses evaluate litigation costs before going to trial? A: Businesses should compare the potential damages, attorney fees, expert costs, contractual fee shifting, collection risks, and settlement alternatives before committing to a lengthy trial. A favorable judgment may still produce little or no net financial benefit if the cost of obtaining it approaches or exceeds the amount recovered.Kelly Lise Murrayhttps://divorcethishouse.com/https://vettingthehouse.com/faculty/https://www.linkedin.com/in/kellylisemurray/Melissa Gragghttps://www.valuationmediation.com/https://www.youtube.com/@BusinessValuationStLSupport the show

Could one missed reservation derail the Hawaii day you planned your whole trip around?Free Hawaii Reservation CheckerHawaii's most popular sites use different booking windows, release times, and entry rules, which can make planning confusing even when you start months ahead.

Extra case roundupMahdawi v. Trump, 2026 WL 2090981 (2d Cir. 2026) – habeas & § 237(a)(4)(C)Suri v. Trump, 2026 WL 2123557 (4th Cir. 2026) – habeas & § 237(a)(4)(C)Fuentes v. USCIS (4th Cir. July 24, 2026) – SIJ, statutory interpretation, and parental benefits Rana v. Blanche, No. 25-1862 (1st Cir. July 23, 2026)M-A-M-; mental health safeguards and credibility; indicia of incompetency; IJ affirmative duty; Maoists; Nepal Matter of H-L-S-M-, 29 I&N Dec. 767 (BIA 2026)no past torture; CAT; Mexico; Guatemala; Latin Kings; MS-13; clear error; expert testimony Matter of A-G-O-F-, 29 I&N Dec. 772 (BIA 2026)humanitarian asylum; particularity; Brazilian children; relocation; abandoned children; police reporting harm; police arresting perpetrators for other crimes; C-G-T- Matter of Y-S-P-T-, 29 I&N Dec. 776 (BIA 2026)exceptional and extremely unusual hardship for § 212(h) waiver; discretion with sexual crimes; extreme hardship Matter of Lopez Rico, 29 I&N Dec. 780 (BIA 2026)unlawful voting; INA § 237(a)(3)(D); 18 U.S.C. § 611(a); DHS burdens; pleading the Fifth; discretionMatter of L-F-R-, 29 I&N Dec. 787 (BIA 2026)annual asylum fee; abandonment of asylum; scheduling orders; enforcing filing deadlines; statutory interpretation; plain language of the statute; OBBBA Garcia Demetrio, et al. v. Blanche, No. 25-991 (9th Cir. July 20, 2026)age and immutability; particular social group; mother of adolescents; single mothers; nexus reviewed de novo; Mexico Diaz-Boyzo v. Blanche, No. 17-72894 (9th Cir. July 23, 2026)crime of child abuse, abandonment, or neglect divisibility; enhancement; Or. Rev. Stat. § 163.160(1)(a), (3)(c); criminal negligence Torres-Casas v. Blanche, No. 25-172 (9th Cir. July 22, 2026)qualifying relative age-out for non LPR cancellation of removal purposes; predictive findings; remanding non-LPR cancellation denials pending at the BIA; hardshipKurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.eimmigration"Immigration law software you'll love to use."get.eimmigration.com/IRP Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com Stafi"Remote staffing solutions for businesses of all sizes"Click me!Want to become a patron?Show the Podcast some loooovvveeeCONTACT INFORMATION:Email: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerSupport the show

The choice between insurance-based and fee-for-service healthcare can shape everything from patient flow and profitability to branding and long-term practice value. In this episode, Christy and Charles break down the risks and benefits of PPO and FFS models, including how PPO participation can support steady new patient flow while increasing network competition, while FFS practices may offer more pricing control, stronger margins, and a more personalized patient experience. They also discuss what buyers should evaluate during a practice transition, why seller goodwill and transferable contracts matter, and how owners can thoughtfully approach a shift from PPO to FFS over time.

Vessi Kapoulian spent fifteen years as a commercial lender. She underwrote more than a thousand deals and managed a credit portfolio north of a billion dollars before she ever bought a building for her own account. That order matters, and it is the whole reason this conversation is different from most multifamily interviews. Her framework has four parts, and she looks at them in a deliberate order: the operator, the market, the numbers, and last, the structure of the deal. Last. As she puts it, people pay back loans, not properties. The building is collateral and a secondary source of repayment. The person is the deal. The lender's opening question is the one most passive investors never ask: how do I lose money on this? Not what is the projected return. What is the downside, and where does it come from. She is direct about where LPs get hurt. The preferred return is not guaranteed, and a lot of investors believe it is. She walks through both waterfalls, the capital event and the cash flow, and what she wants to see about priority when a deal is stressed rather than when it performs. She has walked away from deals where the sponsor checked out and the numbers checked out but the structure did not align. She also talks about fraud, from both sides. She caught it as a lender. She was a victim of it as a passive investor. That is in the new book, and she does not soften it. Her latest, The Busy Professional's Guide to Passive Apartment Investing, is written for the doctor, lawyer, accountant, or executive working an eighty-hour week who wants real estate exposure without becoming an operator. Each chapter stands on its own so it works as a reference rather than a front-to-back read. Her first book, Mastering Multifamily Underwriting, is an Amazon bestseller and goes deep on the deal analysis itself. Both are on Amazon in all four formats. We also get into what changed in her 2026 underwriting on rates and insurance, why she wants insurance modeled well above the standard three percent, why she will not invest where the operator has no local infrastructure, and what a decade of watching LPs lose money taught her about protecting capital. Connect with Vessi Kapoulian: dbacapitalgroup.com masteringmultifamilyunderwriting.com LinkedIn Chapters 00:00 A lot of fraud, a lot of scams emerge in this part of the cycle 00:45 Welcome to Real Estate Underground 01:00 A returning guest: Vessi Kapoulian 01:30 Bulgaria, the Iron Curtain, and what it shaped 02:30 Fifteen years underwriting, then buying for her own account 04:00 Parallel paths: Clark St moves to the lending side 04:30 Why she wrote Mastering Multifamily Underwriting 07:00 The four areas, in order: operator, market, numbers, structure 08:00 People pay back loans, not properties 09:00 The Busy Professional's Guide to Passive Apartment Investing 11:00 Fraud, from both sides of the table 12:00 What a lender sees that a syndicator pitching LPs does not 14:00 Following the deck versus reading the documents 15:00 Both waterfalls, and why the preferred return is not guaranteed 17:00 Fees, alignment of incentives, and capital call conditions 18:00 Florida, Georgia, Tennessee, run from Los Angeles 19:00 Why she starts with local boots on the ground 20:00 Underwriting rates and insurance in 2026 22:00 Losing money, and why nobody has until they do 24:00 FOMO, and the deal you should regret more 27:00 Transparency after a loss, and the venture rule about cycled founders 29:00 The Final Five 29:30 Purpose: lasting positive impact 31:00 Best advice: you will get ready when the opportunity is presented 33:00 The decision she would take back, and God's timing 35:00 What is on the nightstand 36:30 Defining success: a life of significance 36:50 Life outside real estate: running, reading, family 37:30 How to reach Vessi Vessi's books: The Busy Professional's Guide to Passive Apartment Investing Mastering Multifamily Underwriting This week's books: The Family Office Handbook by Kirby Rosplock, and Raising Financially Fit Kids by Jolene Godfrey. Real Estate Underground with Ed Mathews. Find us wherever you get your podcasts, at clarkst.com/podcast or elevista.com/podcast Elevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors.

A recent fee hike has pushed Australia's partner visa cost to record high levels, leaving separated couples facing steep financial strains and prolonged waiting periods. - Sa Usap Tayo, tinalakay natin ang kamakailang pagtaas ng singil sa halaga ng partner visa sa Australia, na nagdudulot ng mabigat na gastusin at matagal na paghihintay sa mga magkapareha.

Cormac McGarry, Director for Maritime Security at Control Risks and Simon Marks, Chief Correspondent for Feature Story News

It's the toughest role reversal we face in life: stepping in to manage aging parents' finances. As parents get older, it's common for physical health to take priority while finances take a back seat.  Clark breaks down the vital lessons on elder-parent care. Waiting until a crisis or a parent's passing to look for wills, passwords, and bank accounts guarantees chaos later. Also, Clark tackles a growing budget buster for some homeowners: surging HOA and condo fees. What used to be a minor monthly expense has turned into a massive financial strain due to "amenities creep" and inflation. Clark warns that an HOA acts like its own taxing authority with the power to fine you or even foreclose on your home, making it vital to know exactly what you are signing up for before you buy. If you already live in a community where the board is running amuck, Clark shares his personal experience serving on three different boards and explains why organizing with your neighbors and running for a seat is the ultimate way to protect your wallet. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 27, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Oversight Beats Hindsight: Aging Parents: Segment 1 Ask Clark: Segment 2 HOA & Condo Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Checklist: What to discuss with aging parents about finances NYTimes: 5 Money Lessons From Readers in the Trenches of Elder-Parent Care How Two Clark-Approved Annuities Can Reduce Retirement Stress  Why Your HOA Fees Are Skyrocketing⁠ Should You Make Your Child an Authorized User on Your Credit Card? What Is a Secured Credit Card and How Does It Work? - Clark Howard The Biggest Investing Lesson From Trump Accounts Cheapest Way to Rent a Car: Expert Tips - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Ask George, Dr. George Hariri breaks down the pros, cons, and brutal truths of running a fee-for-service dental practice. While dropping insurance is a dream for many in dental practice ownership, George explains why going out-of-network is often like "swimming upstream". It becomes significantly harder to attract new patients and retain existing ones when they face higher out-of-pocket costs.However, if you are committed to this model, it can be incredibly rewarding when executed correctly. To achieve sustainable dental practice growth without relying on PPOs, you must deliver an experience that justifies the premium price tag.Here is your blueprint for operating a successful fee-for-service dental practice:Simulate the In-Network Experience: The best out-of-network offices are extremely insurance-friendly. You must submit claims on behalf of the patient and avoid charging extra for preventative care whenever possible to reduce friction.Leverage Rural Markets: The most predictable path to fee-for-service success is in rural or underserved areas. When there is a severe lack of access to care, patients have no choice but to tolerate out-of-network fees.Create a Unique Value Proposition: If you are operating in a highly competitive, urban market, your patient experience—from the doctor-patient relationship to the physical office environment—must be undeniably superior to the in-network clinic down the street.Transition Slowly: If you are acquiring an in-network clinic, do not abruptly transition into a fee-for-service dental practice. Build your patient base first, establish goodwill, and then gradually drop the lowest-paying plans one at a time.Ready to take the next step in your dental practice journey? Visit https://sharedpractices.com to learn more about our Buyer Representation and Coaching services, designed to help dentists buy, grow, and optimize profitable practices. You can also use our Free Look to evaluate dental practice opportunities with real data before making a decision. For daily Dental Moneyball insights, strategy tips, and updates, follow us across our social channels.

Rafaela Pimenta is one of football's most influential agents, representing some of the biggest names in the game, including Erling Haaland, Phil Foden and Gilberto Mora. She joins Damian to reveal what it really takes to protect, develop, and lead elite athletes at the very highest level.Rafaela explains why players should be treated as people; not assets, how Haaland has built an environment that allows him to perform at his best, and why the modern game is placing unprecedented demands on footballers. She also shares why setting boundaries, championing player welfare, and investing in women's football are essential to the future of the sport.This is a masterclass in modern leadership, high performance, and the ultimate responsibility of putting people before profit.Revolut Business

Learn how to decide if a travel card's annual fee is worth it and which card suits occasional flyers. What does it take for a travel credit card's annual fee to actually pay off? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola help listener Lacey understand whether annual fees would be worth her paying for premium travel credit cards, despite only flying home a few times a year. Sally French, travel credit card expert and co-host of the Smart Travel podcast, joins to walk through the cards Lacey already carries and explains what to consider before committing to any annual-fee card. She also discusses why transfer partners matter for cards like the Chase Sapphire Preferred and the single gut-check question to ask yourself before signing up for any annual-fee card. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Chase Sapphire Preferred Review: Strong Option for Travel Rewards Delta SkyMiles Gold AmEx Review: Pricey for What You Get Bank of America Customized Cash Rewards Review: Choose Your Own Bonus Category World of Hyatt Card Review: Lavish Benefits, Reasonable Cost American Express Gold Card Review: Friendly for Foodies, Families Apple Card Review: Extra Rewarding for Apple Fans Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header  Smart Money's YouTube Channel: https://youtube.com/@nerdwalletsmartmoney To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fat One kicks off LITTLE Show Memory Lane Week by taking it right off the track. There's nattering about the Old Gal and ice cream, a total downtown moment in the SSQD FUQ segment, an unexplained explanation about the Friiiiiiiday LITTLE show, some Big Brother nattering and more Shenanigans from Gayle and King. Happy … Continue reading BFO4817 – Tights and Fees

What happens when the F-1 "duration of status" rule disappears overnight — and how many employers are actually paying the new $100,000 H-1B fee? On this episode, host John Q. Khosravi talks with Anne Rowley, Esq. of Grossman Young & Hammond about her path into business immigration law, the newly finalized F-1 duration of status rule, the real-world impact of the $100,000 H-1B fee, and a behind-the-scenes look at planning the AILA California Chapters Conference (San Francisco, first week of November). Timestamps: 00:00 Intro 00:33 Intro 01:24 Sponsor: E-Immigration Hero Spotlight 02:17 ILT mentorship & courses 02:57 Disclaimer 03:04 Anne Rowley's Path Into Immigration Law – Wisconsin to LA to San Diego 05:10 Grossman Young & Hammond's national presence 05:48 Current immigration "insanity" & hot topics 06:09 F-1 duration of status rule explained 06:43 Advising students before the rule change 07:14 F-1/OPT/CPT nuances & DSO challenges 08:15 Community & sponsor reminders 09:37 More on the new F-1 rule (English limits, PhD students) 10:30 Firm growth – DC, Miami, San Diego expansion 11:07 Keeping corporate H-1B clients informed 11:54 The $100K H-1B fee: client experiences 12:58 AILA California Chapters Conference preview 14:11 Getting involved with AILA committees 15:40 Firm operations, KPIs & forecasting 16:55 Closing thoughts & CCC reminder 17:14 Outro Spotify | iTunes | YouTube Music | YouTube Follow eimmigration by Cerenade: Facebook | Instagram | LinkedIn Start your Business Immigration Practice! (US LAWYERS ONLY - SCREENING REQUIRED): E-2 Course EB-1A Course Get the Toolbox Magazine!  Join our community (Lawyers Only) Get Started in Immigration Law! The Marriage/Family-Based Green Card course is for you Our Website: ImmigrationLawyersToolbox.com Not legal advice. Consult with an Attorney. Attorney Advertisement. #podcaster #Lawyer #ImmigrationLawyer #Interview #Immigration #ImmigrationAttorney #USImmigration #ImmigrationLaw #ImmigrationLawyersToolbox  

Fresh from their trip to Bolton, Matt and Paddy are back to talk about anything but Bolton. So Iliman Ndiaye. Is he going? Is he staying? Should Everton sell? Could they replace him? We pull it all through the keyhole. We take a closer look at whether the recruitment setup is working as the Blues wait for a new right-back and midfielder to arrive. Are there too many cooks in the Everton transfer kitchen? To finish, we react to the news that Idrissa Gueye is set to leave the club. And Paddy has a clarification to make. ➕ BLUE ROOM EXTRA Get exclusive content and all of our podcasts ad-free when you sign up to Blue Room Extra: https://tinyurl.com/yc83x2zh ANDY JOHNSON AFTERNOON Full details for the event at the Bridewell: https://x.com/The_Bridewell/status/2081338592798912539?s=20

From 1 July 2026, the Resident Return Visa (RRV) fee rose from $490 to $1,475, roughly tripling in cost. The increase has shocked many Permanent Resident holders, including members of the Indonesian diaspora in Australia. - Mulai 1 Juli 2026, biaya Resident Return Visa (RRV) naik dari $490 menjadi $1.475, atau sekitar tiga kali lipat. Kenaikan ini mengejutkan banyak pemegang Permanent Resident, termasuk diaspora Indonesia di Australia.

Sunderland's tour of the USA started in Nashville, Tennessee this week as the club put on a show for our American support over in the Music City. It began with a positive test against Liverpool, as we were treated to an Enzo Le Fee special and the emergence of Timur Tutierov. What did we make or the game, and how has the tour been so far? To let us know, Graham, Dave and Pete are joined by long-time Sunderland supporting siblings Dawson and Maddie all the way from Nashville. Enjoyed the episode? Tough, we want you to unsubscribe immediately - or just follow us at @WTFSunlunPod, if you have to (You can subscribe via your favourite podcast app, if you really have to.) #SAFC #EPL

D&P Highlight: Work from home fee?! full 578 Fri, 24 Jul 2026 18:57:00 +0000 NjG2AJSChe8CzmdaHxPphQ6DzL7iZOkJ news The Dana & Parks Podcast news D&P Highlight: Work from home fee?! You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.com?feed-link=https%3A%2

If you've been feeling stuck, chances are you don't need another small habit or tiny tweak. You need a move that changes who you are. In this Quickie, I'm sharing why the biggest breakthroughs in business and life come from making bold decisions that stretch your identity, expand your capacity, and force you to become the person your future is asking you to be. From writing my first book and giving a TED Talk to hosting events and launching Million Dollar Guest, I'm pulling back the curtain on the moments that completely changed my life. If you're ready to stop playing small, trust your intuition, and create the kind of momentum that transforms your future, this is an episode you'll want to come back to again and again. Check out our Sponsors: Shopify - Try the ecommerce platform I trust for Glōci. Sign up for your $1/month trial period at http://Shopify.com/happy. Zazzle - Save 25% on your first order today at http://Zazzle.com with code EARN. Monarch Money -  Get your first year of Monarch Core for half off at http://Monarch.com with code EYH. Northwest Registered Agent - Visit northwestregisteredagent.com/EarnFree and start using free resources to build something amazing. Wealthfront - Join the million-plus people already building long-term wealth with confidence by heading to wealthfront.com/earn. Indeed - Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Momentous - If you want to try Momentous Signature Spec Creatine, head to livemomentous.com and use code EARN for up to 35% off your entire first order. HIGHLIGHTS Why small changes rarely create life-changing results. What a "quantum leap" really looks like in business and life. The identity shift required before your biggest breakthrough happens. The bold decisions that completely changed my career. Why your biggest opportunities usually feel uncomfortable at first. How to know when it's time to trust your intuition and go all in. The difference between staying busy and creating real transformation. RESOURCES Turn podcasts into sales! Get my FREE Million Dollar Guest Training: https://milliondollarguest.com/training Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Earn up to 4.30% APY with Wealthfront's high-yield cash account for a limited time: https://wealthfront.com/earnThis experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The host of Earn Your Happy podcast, Lori Harder (“Media Partner”), is not a client of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their podcast, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the three month 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage does not pay interest. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY.Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Fees & Eligibility requirements may apply to certain checking features. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Product images are for illustrative purposes and do not reflect individual experiences, account balances, or performance.

Get a $200 gift card after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Get 3 free months of Audible - https://milestomemories.com/audible-subscription-offer-2/ Both Hyatt cards have increased welcome offers, and we explain why the personal card's 75,000 point headline is a little misleading since a chunk of it is just base earning you would get anyway. Frequent Miler is reporting that Chase quietly added new terms to Chase Offers warning that abuse may get you excluded from future offers, which leads into a real conversation about where the line sits between an error in your favor and outright fraud. Bank of America is now handing out retention offers through its Erica chatbot, so you can click through your cards quickly without ever talking to a person, though accepting one offer appears to lock you out on the rest. United also has new targeted MilePlay promotions, some of them worth 20,000 plus bonus miles just for getting the credit card and opting into notifications. We close with a real problem on Bilt travel, where a hotel showing $279 a night turned into an $800 plus bill at checkout because resort fees were not disclosed up front, something Expedia's own site does correctly. Let us know in the comments what the craziest abuse story you have heard is. Episode Guide: 0:00 Welcome to MTM Travel  0:24 Hyatt's New 75K Personal Card Offer 3:07 The Hyatt Business Card: Who It's For 6:34 Chase Warns "Gamers" on Chase Offers 8:20 Where Gaming Becomes Fraud 11:01 BofA Retention Offers Via Chatbot 12:58 A Rough Citi Retention Call 14:26 United's New MilePlay Promotions 17:29 Bilt Travel's Pricing Problem 18:06 The $279 Room That Cost $800 23:38 Final Thoughts Links Hyatt business - https://milestomemories.com/world-of-hyatt-business-card-70k-offer/ Hyatt personal - https://milestomemories.com/75k-bonus-on-word-of-hyatt-card/ Chase Offers - https://milestomemories.com/chase-adding-abuse-warning-to-some-chase-offers/ BofA retention - https://milestomemories.com/check-for-bank-of-america-retention-offers/ MilePlay - https://milestomemories.com/united-airlines-mile-play-promotion/ ✈️ Track your travel credit cards for free

Nemerever Vineyards, Oakville AVA, Boutique winery, No Tasting Fees & interview with Bill Nemerever Vineyards in the Napa Valley. ON THE ROAD with MR CA WINE is about California's cool, aspirational lifestyle and awesome wines hosted by Chuck Cramer, a California native, living in London and is the Director of European & Asiansales & marketing, Terlato Wines. This is a wine journey covering the hottest topics in CA wine, chatting along the way with the experts who make it all happen. This week's episode includes an interview with Bill Nemerever, owner of Nemerever Vineyards in the Napa Valley. 

Sign up for my FREE Masterclass- How to Build a 7-Figure Group Practice and earn 1 CE Hour → https://mccancemethod.com/webinar-free-masterclass-from-solo-to-superteam/Want to watch this episode on video? Check it out here on YouTube: https://youtu.be/qotZE89J-AYIn this episode, I sit down with Maria, CEO of Mentaya, to discuss how therapists can increase their consult conversion rate without lowering their fees. We share practical ways to confidently communicate your value, address money objections and help private-pay clients understand their out-of-network insurance benefits.Make sure to bring your paper and pen because this episode is full of actionable tips!Here are some key points in this episode:[02:55] How to handle money objections.[04:13] Reducing sticker shock with insurance benefits.[07:15] Communicating value instead of defending your fee.[08:32] Avoiding negotiation after sharing your rate.[10:09] How out-of-network reimbursements work.[17:43] Preventing consult-call ghosting.Links From The Episode:Try Mentaya's benefits checker free for 30 days using the promo code MCCANCEMETHOD:https://www.mentaya.com/therapists/MCCANCEMETHOD?utm_source=Podcast&utm_medium=Influencer&utm_campaign=influencer_pilot_q2_2026&utm_content=nmccance_podcast_july&utm_term=x More about Maria:Maria is a founding team member and now CEO of Mentaya, where she helps private-practice therapists navigate out-of-network insurance billing, helping therapists build their practice without needing to take insurance. Born and raised in the Dominican Republic and a Psychology grad from Duke, she pairs deep empathy for providers with a builder's curiosity and growth mindset. Her mission: make quality mental health care easier to deliver and easier to access.Want to Connect with Mentaya? Website: https://www.mentaya.com/Instagram: https://www.instagram.com/joinmentaya/

Do you feel like you built a business for freedom, but somehow became the person everyone depends on for EVERYTHING? In this episode, I sit down with Ashley Thomas to talk about the leadership shifts that help you move from reactive chaos to sustainable success. We break down why discipline and clear expectations create more freedom, the ways poor retention and people-pleasing are costing your business, and why being the "cool boss" without structure creates confusion and resentment on your team. Ashley also shares her Leadership Compass framework for defining your North Star, turning your values into behaviors your team can actually follow, and creating a culture where accountability starts with you. Get ready to become a stronger leader, empower your team to take more ownership, and build the systems and culture that give you more freedom to focus on growing your business. Check out our Sponsors: Shopify - Try the ecommerce platform I trust for Glōci. Sign up for your $1/month trial period at http://Shopify.com/happy. Zazzle - Save 25% on your first order today at http://Zazzle.com with code EARN. Monarch Money -  Get your first year of Monarch Core for half off at http://Monarch.com with code EYH. Northwest Registered Agent - Visit northwestregisteredagent.com/EarnFree and start using free resources to build something amazing. Wealthfront - Join the million-plus people already building long-term wealth with confidence by heading to wealthfront.com/earn. Indeed - Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Momentous - If you want to try Momentous Signature Spec Creatine, head to livemomentous.com and use code EARN for up to 35% off your entire first order. HIGHLIGHTS 00:00 How to turn a reactive business into an intentional one.05:30 Why discipline and boundaries protect you from constant business fires. 09:15 Why business owners struggle to step into leadership. 12:00 The North Star framework for staying focused on what matters most. 15:15 Strategies for staying disciplined and focused on your bigger goals. 20:45 What your retention numbers reveal about your company culture. 25:00 Why a "no rules" culture can create confusion and resentment. 31:45 Tips for building a strong company culture as your business grows. 34:45 The people-pleasing trap that can hurt your team and leadership. 36:15 The leadership mistakes that could be creating your culture problems. 40:00 The framework for defining who you want to be as a leader. 43:45 Ways to turn your core values into behaviors your team can actually follow. 46:00 What's the difference between talking about your values and actually living them? 49:15 What is sustainable success? 52:00 Strategies for building a leadership team that can make decisions without you. 54:45 Advice for becoming the leader your business needs you to be. RESOURCES DM “GIFT” to Ashley @hbic.sixten on Instagram for a chance to win Ashley Thomas' Leadership Compass, valued at $999! Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Ashley: @hbic.sixten Earn up to 4.30% APY with Wealthfront's high-yield cash account for a limited time: https://wealthfront.com/earnThis experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The host of Earn Your Happy podcast, Lori Harder (“Media Partner”), is not a client of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their podcast, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the three month 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage does not pay interest. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY.Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Fees & Eligibility requirements may apply to certain checking features. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Product images are for illustrative purposes and do not reflect individual experiences, account balances, or performance.

Mattia Binotto has spent almost three decades at the heart of Formula One, helping shape Ferrari before taking on his biggest challenge yet as CEO and Team Principal of the Audi Revolut F1 Team. In partnership with Revolut Business, Mattia joins Jake ahead of Silverstone, to share what it really takes to build a winning team. He explains how you create a winning culture from the ground up, why great leadership starts with trust, and the lessons he learned from working alongside icons like Michael Schumacher and Jean Todt. Mattia also shares how partnering with Revolut helps the team move faster globally, and why he believes young talent and long-term thinking are the foundations of sustained success. This is a conversation about leadership, culture, and building an organisation that's designed to win.Revolut Business High-performing businesses need powerful financial tools. Get a £200 welcome bonus with Revolut Business when you sign up at revolutbusiness.onelink.me/jLOt/mattiabinottoyt and add money to your account by 30/09/2026. Fees, promotion terms and T&Cs apply. Hosted on Acast. See acast.com/privacy for more information.

Your next customers are already out there... you just haven't been showing up where they are. In this episode, Chris and I break down one of the most overlooked sales channels available today and why it has the potential to transform your business without relying on paid ads or chasing the social media algorithm. We share how building trust through long-form conversations creates faster conversions, why borrowing other people's audiences can accelerate your growth, and the mindset shift that helps you stop spreading your efforts across too many marketing strategies. If you're ready to build more authority, attract higher-quality leads, and create a business that grows through trust instead of constant content creation, this episode is for you. Check out our Sponsors: Shopify - Try the ecommerce platform I trust for Glōci. Sign up for your $1/month trial period at http://Shopify.com/happy. Zazzle - Save 25% on your first order today at http://Zazzle.com with code EARN. Monarch Money -  Get your first year of Monarch Core for half off at http://Monarch.com with code EYH. Northwest Registered Agent - Visit northwestregisteredagent.com/EarnFree and start using free resources to build something amazing. Wealthfront - Join the million-plus people already building long-term wealth with confidence by heading to wealthfront.com/earn. Indeed - Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Momentous - If you want to try Momentous Signature Spec Creatine, head to livemomentous.com and use code EARN for up to 35% off your entire first order. HIGHLIGHTS What a sales channel actually is and why every business needs one. The biggest mistake entrepreneurs make when trying to generate more sales. Why borrowing other people's audiences can outperform building your own. How the "trust transfer" effect helps convert listeners into customers faster. The 3 phases of turning podcast interviews into one of your highest-converting sales channels. Why long-form content builds authority faster than short-form content. How reaching hundreds of thousands of potential customers doesn't have to require a massive ad budget. RESOURCES Register for my FREE Million Dollar Guest Training: https://milliondollarguest.com/training Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Earn up to 4.30% APY with Wealthfront's high-yield cash account for a limited time: https://wealthfront.com/earnThis experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The host of Earn Your Happy podcast, Lori Harder (“Media Partner”), is not a client of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their podcast, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the three month 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage does not pay interest. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY.Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Fees & Eligibility requirements may apply to certain checking features. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Product images are for illustrative purposes and do not reflect individual experiences, account balances, or performance.

Do you ever wonder if the thing you're most passionate about could become the business you were meant to build? In this episode, I sit down with Pilates educator and Function Pilates founder Vanessa Kelly to talk about how Pilates can help you move with less pain, strengthen the muscles traditional workouts often miss, improve mobility while building lasting strength, and build a workout routine you'll actually look forward to. We also dive into the biggest misconceptions about Pilates, how to find a workout you'll actually stick with, why slowing down can accelerate your results, and the mindset shifts that helped Vanessa turn her passion into a thriving business. Get ready to rethink the way you move so you can feel stronger, healthier, and more resilient for years to come. Check out our Sponsors: Shopify - Try the ecommerce platform I trust for Glōci. Sign up for your $1/month trial period at http://Shopify.com/happy. Zazzle - Save 25% on your first order today at http://Zazzle.com with code EARN. Monarch Money -  Get your first year of Monarch Core for half off at http://Monarch.com with code EYH. Northwest Registered Agent - Visit northwestregisteredagent.com/EarnFree and start using free resources to build something amazing. Wealthfront - Join the million-plus people already building long-term wealth with confidence by heading to wealthfront.com/earn. Indeed - Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Momentous - If you want to try Momentous Signature Spec Creatine, head to livemomentous.com and use code EARN for up to 35% off your entire first order. HIGHLIGHTS 00:00 Meet Vanessa Kelly, founder of Function Pilates. 06:00 How do you know when it's time to bet on yourself? 09:30 Why Pilates was the only workout Vanessa actually looked forward to doing. 11:30 What's the difference between classical and contemporary Pilates? 13:30 Why your body was designed to move in more ways than you think. 19:00 Why Pilates is a lifelong investment in your health. 20:30 Why should you do Pilates? 23:00 What do people get wrong about Pilates? 26:00 The unconventional way Vanessa grew her studio with just one reformer. 29:00 The unexpected life event that forced Vanessa to go all in on her business. 31:15 Why your biggest opportunities often come from outgrowing your current role. 38:00 The type of Pilates instructors Vanessa loves to train. 40:30 How teaching others builds confidence you can't get any other way. 43:45 How Pilates retreats help women reconnect with themselves and each other.  48:15 How to train with Vanessa Kelly and become a certified Pilates instructor. RESOURCES Use code LORI100 for $100 OFF the Mallorca, Spain Pilates Retreat HERE! Learn more about Function Pilates HERE! Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Vanessa: @vanessakellypilates Follow Function Pilates: @functionpilates Earn up to 4.30% APY with Wealthfront's high-yield cash account for a limited time: https://wealthfront.com/earnThis experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The host of Earn Your Happy podcast, Lori Harder (“Media Partner”), is not a client of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their podcast, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the three month 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage does not pay interest. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY.Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Fees & Eligibility requirements may apply to certain checking features. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Product images are for illustrative purposes and do not reflect individual experiences, account balances, or performance.

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1. Strait of Hormuz and Iran Conflict Key points discussed include: Claims that military confrontations between the U.S. and Iran are ongoing. Concerns about threats to commercial shipping and global energy supplies. Discussion of a proposed U.S. transit fee for ships using the Strait of Hormuz, which the speaker says was later replaced with trade and investment agreements involving Gulf states. Assertions that the U.S. is maintaining a blockade on Iranian shipping while protecting international maritime traffic. Discussion of rising oil prices, shipping disruptions, and broader economic implications. U.S. actions are necessary to maintain freedom of navigation and prevent Iran from disrupting world trade and energy markets. 2. Inflation and the U.S. Economy Inflation has fallen significantly. Economic analysts and media outlets underestimated the improvement in inflation figures. Lower energy prices contributed heavily to the reported decline in inflation. The economic results support President Trump's policies and leadership. This is evidence that media organizations and economists have been overly pessimistic about the economy. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

It's Indicators of the Week (now on YouTube!). On today's episode: What happened to Trump's proposed Strait of Hormuz fee?; China's pollution takes a dip … and maybe solves a mystery?; IMAX is expensive. But BIG. (For our eyes and theater owners.) Fact checking by Julia Ritchey and Cooper Katz McKim. Your Next Listen —The curious rise of novelty popcorn bucketsConnect with The Indicator — Sign up for The Indicator's brand new newsletter — Find our socials, YouTube and more! — For sponsor-free episodes, subscribe to NPR+ See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy