Podcasts about social security

On this week's Ask Farnoosh, we tackle a fresh round of your money questions, including:Is whole life insurance ever worth it?What are the smartest (and most affordable) ways to invest in your health?How to job-hunt effectively with a PhD in hand and limited prospects.But first, Farnoosh recaps top stories in money news, from Trump's push to include crypto in 401(k)s, to the surprising rise in early Social Security claims, the falling dollar, and a rare bright spot: more Americans are finally hitting their retirement savings goals.Join the So Money Members Club.Download Farnoosh's free investing blueprint.Hang out with Farnoosh on Instagram.

Explore powerful, often-overlooked retirement tactics—like the Rule of 55 and the 62/70 Social Security strategy—and hear listener questions answered by Wes and Christa to help you build an effective, income-focused financial future.

People aged 50 and older have grown from about 10 percent of the homeless population to half. That's according to the most recent federal data.The increase is being driven by a number of factors including housing affordability and fixed incomes. It comes as social safety net programs like Medicaid are on the chopping block and fears grow over the future of Social Security under the Trump Administration.We talk about the reasons behind the dramatic increase in homelessness among seniors and how can they be protected.Want to support 1A? Give to your local public radio station and subscribe to this podcast. Have questions? Connect with us. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Despite the fallout between President Donald Trump and Elon Musk, it's important to note that while Musk was in charge of the efforts at the Department of Government Efficiency (DOGE), the initiative isn't dependent on whether Musk is part of it. Meaning, that even as Musk leaves his responsibilities in the administration, the DOGE project, aimed at reducing the size of the federal government, will continue without him.Along those lines, the U.S. Supreme Court delivered two significant victories for DOGE in two separate cases late last week. Let's go through these cases together.

Dr. Richard Schmidt is pastor of Union Grove Baptist Church, and founder of Prophecy Focus Ministries. He's the speaker on the weekly TV program, Prophecy Focus and the radio broadcast, Prophecy Unfolding. He spent 32 years in law enforcement until his retirement. He has authored several books including: Are You Going to a Better Place?, Daniel's Gap Paul's Mystery, Tribulation to Triumph: The Olivet Discourse, Globalism: The Great World Consumption and Artificial Intelligence: Transhumanism & the De-Evolution of Democracy. Imagine having a digital implant in your brain that would replace your smartphone, allowing you to place a phone call or bring up internet information just by thought. There's digital tattoos that can track your health or physical location. Then there's augmented reality glasses, glasses that also take the place of a smartphone. This is not science fiction. It's where we're headed as artificial intelligence continues to advance at a rapid pace. Some of the big names involved in this effort are the tech giants that include Mark Zuckerberg, Elon Musk, Bill Gates and Sam Altman. As Dr. Schmidt noted, these men have no guarantee of eternal life, therefore they feel man must become immortal. Biblically speaking, that won't happen but their attempts will have consequences. Review this broadcast as Jim and Dr. Schmidt discuss related topics such as AI and surveillance, China's cyber terrorism goals, digital Social Security cards, relationships with AI images and more.

Today's transcripts expose a deeply polarized America grappling with civil unrest, immigration crises, and political upheaval. From Trump's DOJ probing the financiers behind armored rioters in Los Angeles to mass ICE raids targeting cartel-linked operations, the narrative connects illegal immigration, government benefits, and electoral strategy. Elon Musk's apology to Trump underscores shifting alliances in elite circles, while Democrat leaders are accused of openly campaigning to a non-citizen “shadow nation.” With Medicaid cuts, Social Security fraud, and sanctuary cities under siege, the content frames current events as not just policy disputes—but a civil war over the identity, borders, and control of the United States

Missionary Amy Carmichael once expressed a powerful truth: “You can give without loving, but you cannot love without giving.”That quote reminds us that generosity isn't just something we do—it reflects who we are in Christ. So, how do we grow into more joyful, intentional givers? Today, we'll talk with Ron Blue about what he calls “living giving”— and how that mindset can bring real financial freedom.Ron Blue is the Co-Founder of Kingdom Advisors and the author of many books on biblical finance, most notably Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment.Giving Is a Spiritual DecisionGiving reflects our trust in God. When we give—and give first—we're saying, “Lord, You gave this to me, and I'm returning to You what's already Yours. I trust You to meet my needs.”It's a profound shift in perspective. Instead of centering our financial lives on ourselves, giving reorients our hearts toward God's purposes. It stretches our faith and loosens money's grip on our hearts. It doesn't shrink your life—it expands it.Ron Blue classically says, “Do your giving while you're living so you're knowing where it's going.” That's more than a catchy phrase. It's a philosophy rooted in joy. Too many people wait until death to make significant gifts, missing the delight of seeing God work through their generosity in real time.There's something deeply joyful about watching God use what you've given. It's not just about writing a will—it's about living with open hands.True Financial Freedom Starts With Open HandsThink of your money like a closed fist or an open hand. When your fist is closed, you're trying to control or keep what you think is yours. But when you open your hand, you're saying to God, “This is Yours. Use it as You will.”That's what true financial freedom looks like—not merely having enough, but being free from money's control altogether. God doesn't need our money, He wants our hearts. And He knows that money is one of the greatest competitors for our love.As you reflect on your own financial life, maybe it's time to stop asking, “How much do I have to give?” And start asking, “How can I use what I've been given to glorify God—right now?”You can find Ron's book Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment wherever books are sold.On Today's Program, Rob Answers Listener Questions:I use a donor-advised fund for charitable contributions and would like to contribute to a mission trip that my church is organizing. I'm wondering if it's legal from an IRS standpoint to contribute directly to an individual going on a mission trip, or do I give it to the mission fund?I'm paying off a credit card after my mom's death, which costs me $320 a month. I have two options: continue with my current plan or have my wife assist me in paying it off. I wanted to get advice on which approach would be the best to help pay it off.I sell items on eBay, and I'm confused about my tax reporting. When preparing my 2024 taxes, eBay flagged me about my 1099-K, stating that I didn't make enough to require the form. Do I need to add this to my Social Security? As I look online, I've just gotten more confused about different reporting requirements.I'm taking an early retirement, and I understand that I can only earn $24,300 before it impacts my Social Security. It looks like I'm going to go over that amount by just a bit. Do they tax anything over the $24,300, or do they tax the whole amount?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron BlueChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Knowing the best time to retire is tough to figure out because of all the details involved, but if you can answer 'YES' to these 5 questions, it might be time to start thinking about it!

Dr. Richard Schmidt is pastor of Union Grove Baptist Church, and founder of Prophecy Focus Ministries. He's the speaker on the weekly TV program, Prophecy Focus and the radio broadcast, Prophecy Unfolding. He spent 32 years in law enforcement until his retirement. He has authored several books including: Are You Going to a Better Place?, Daniel's Gap Paul's Mystery, Tribulation to Triumph: The Olivet Discourse, Globalism: The Great World Consumption and Artificial Intelligence: Transhumanism & the De-Evolution of Democracy. Imagine having a digital implant in your brain that would replace your smartphone, allowing you to place a phone call or bring up internet information just by thought. There's digital tattoos that can track your health or physical location. Then there's augmented reality glasses, glasses that also take the place of a smartphone. This is not science fiction. It's where we're headed as artificial intelligence continues to advance at a rapid pace. Some of the big names involved in this effort are the tech giants that include Mark Zuckerberg, Elon Musk, Bill Gates and Sam Altman. As Dr. Schmidt noted, these men have no guarantee of eternal life, therefore they feel man must become immortal. Biblically speaking, that won't happen but their attempts will have consequences. Review this broadcast as Jim and Dr. Schmidt discuss related topics such as AI and surveillance, China's cyber terrorism goals, digital Social Security cards, relationships with AI images and more.

Everything is normal in LA, except the presence of National Guard troops and Marines. We have a disinformed citizen problem as much as a Donald fascism problem. Donald's military escalation is unpopular. ICE agents and military have to identify themselves by law. Gavin Newsom is finally stepping out of the MAGA shadow. Let's play: What The Eff Is Tom Homan Mumbling About? World Bank forecasts lowest level of global growth since 2008. The Supreme Court is allowing DOGE to have your Social Security data. Enough with the distraction policing. Another You Were Warned segment. With Jody Hamilton, David Ferguson, music by Bill Toms and Hard Rain, Brief Nudity, and more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Elon‘s guys put a transmitter on top of the White House; what were they transmitting? Ben Dixon reports that Elon Musk's own AI warns his platform's policies are inciting anti-black violence—with a 50% risk of targeted attacks and 30% risk of mob violence. MAGA Influencers Revel in Terry Moran's Suspension for Calling Stephen Miller a ‘World Class Hater' — after the White House complains. Can news networks stop bending their knee to Trump and stand up like Gavin Newsom? Are you hearing this America? The GOP is lining up with excuses to cut Social Security. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If your goal is to spend $10,000 a month in retirement, how much do you really need saved? The answer isn't as simple—or as overwhelming—as it might seem.In this episode, I break down the key factors that influence your retirement number beyond the common 4% rule. We'll explore how Social Security can significantly reduce what you need to save, why account types like Roth vs. traditional IRAs make a major difference, and how your withdrawal strategy and retirement age can shift the numbers by hundreds of thousands of dollars. Using real planning software, I walk through examples that show how all these variables come together.Whether you plan to spend $5K or $15K a month, these principles apply. It's not about hitting a one-size-fits-all number—it's about understanding what works for your unique plan. - Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement. Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results. Any opinions expressed are as of the date of recording and are subject to change.The Retirement Planning Academy is an educational program offered by Root Financial Partners, LLC. Access to the Academy is provided through a one-time payment and does not establish an advisory relationship. The content is for general informational and educational purposes only and does not include personalized financial, investment, tax, or legal advice. Participation in the Academy does not make you a client of Root Financial Partners, LLC. Please consult a qualified professional for advice specific to your situation.Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

The left's lurch to violence can be traced back to the French Revolution. Plus, there is a viable off-ramp for Social Security, but whether either party will go for it remains the biggest question.

“I said in my heart, ‘Come now, I will test you with pleasure; enjoy yourself.' But behold, this also was vanity.” — Ecclesiastes 2:1What happens when someone has the power to indulge in every pleasure the world can offer? In Ecclesiastes, we find one of Scripture's boldest experiments: a search for lasting joy through earthly delights. The Preacher—often thought to be Solomon—pursues laughter, wine, work, wealth, sex, and success, all in an effort to answer one question: Can pleasure truly satisfy the human soul?A Culture Chasing the WindToday, we live in a world that echoes the Preacher's experiment. “Treat yourself.” “Follow your heart.” “Do what makes you happy.” These aren't just slogans—they're mantras for modern living. From the vacations we plan to the gadgets we unbox, we're told that happiness is just one more swipe, scroll, or splurge away.But Ecclesiastes challenges that narrative. It forces us to wrestle with a deeper question: What if pleasure doesn't lead where we think it does?The Preacher's pursuit wasn't careless. It was a deliberate, calculated test. He writes, “Whatever my eyes desired I did not keep from them” (Ecclesiastes 2:10). He built houses, planted vineyards, created lush gardens, hired singers, amassed wealth, surrounded himself with comfort—even concubines.This wasn't indulgence for indulgence's sake. It was a methodical pursuit of happiness. Today, we might say: “If it looked fun, I bought it. If it felt good, I did it.” The experiment was thorough, and the results were heartbreaking.“Behold, all was vanity and a striving after wind.” — Ecclesiastes 1:14The Thrill FadesTo picture this, imagine a bag of old receipts. Each one once captured a moment of excitement—a new purchase, a fancy dinner, a spontaneous trip. But now? They're just scraps. The joy is gone.That's exactly what the Preacher realized. Pleasure was never meant to carry the weight of our deepest needs. It promises fulfillment but delivers only fleeting escape. It's like trying to hold smoke in your hands—real for a moment, then gone.The Preacher's story finds a parallel in Jesus' parable of the prodigal son. The younger son squandered his inheritance chasing worldly pleasures, only to end up broke and broken. The twist? The Preacher had everything the prodigal son dreamed of—wealth, opportunity, indulgence—and yet he ended up just as empty.Different paths. Same conclusion.A Warning That Leads to FreedomHere's the grace in all this: We don't have to repeat the experiment. The Preacher's pain can be our wisdom. He's waving us down from the road ahead, saying, “There's nothing here. Don't waste your life chasing shadows.”That's a gift. It frees us to reflect:What am I turning to when I feel tired or discouraged?What “quick fixes” do I reach for without thinking?What would it look like to seek joy in God instead?God is not against pleasure. He is the Creator of joy and the Giver of every good and perfect gift (James 1:17). But those gifts were never meant to replace Him. When we look to pleasure as the destination rather than a signpost to the Giver, we miss the point—and our hearts remain restless.So next time you reach for something to lift your spirits, ask: Is this joy, or just escape? Is this feeding my soul, or simply distracting it?A Better Way to LiveEcclesiastes doesn't just warn—it redirects. It helps us tear down the idol of pleasure and place our hope in a Person, not a product. And that Person—our God—is the only source of joy that doesn't fade.At FaithFi, we want to help you explore this truth more deeply. That's why we created Wisdom Over Wealth, a Bible study on Ecclesiastes that unpacks themes like pleasure, wealth, and contentment from a biblical lens.This month, when you support FaithFi's ministry with a gift of $35 or more, we'd love to send you a copy as our way of saying thank you. Just visit FaithFi.com/wisdom to request your copy today.On Today's Program, Rob Answers Listener Questions:I'm wondering if it's better for my husband, who just retired, to take Social Security now or wait two more years, which would mean withdrawing about $96,000 from our 401(k) during those two years to cover our living expenses.I have a nonprofit property I want to sell, and I'm planning on giving the proceeds to another 501(c)(3) organization. Since I'm not very experienced with this process, are there any specific forms or steps I need to take at the closing of the sale? I recently made a claim for a new roof, and my insurance went up. Do insurance companies research when you've made a claim on the internet or through a database? I was told by two roofers I didn't need a new roof, but the insurance company insisted I did. I have some money in a credit union that I want to move somewhere to earn more interest. I just discovered I can use my Fidelity account for investing, and they're offering 4%.  I'm wondering about the difference between keeping my money in my Fidelity account or moving it to an online bank, and what the benefits might be.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Comprehensive Loss Underwriting Exchange (C.L.U.E.)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Tuesday – Which TV or Movie house would you like to live in? Rauce Thoughts on an embarrassing night as a scooter thief. We review a video about how trees communicate with each other for WYDTN. It's Only Money with Greg Roessler with Edgewater Family Wealth on Social Security and Medicare tips. Plus, JCS News, JCS Trivia & You Heard it Here First.

Monday, June 9th, 2025Today, Trump and Kegseth mobilize the National Guard against peaceful protesters in Los Angeles County; Abrego Garcia is back on US soil after being hit with trumped up criminal charges over a 2022 traffic stop in Tennessee; San Antonio police walk back their statements about the murder of Jonathan Joss not being a hate crime; the Trump regime scrambles to rehire wrongfully terminated federal employees; the Supreme Court has rejected a Republican bid to throw out provisional ballots in Pennsylvania; the high court has also left in place a ban on high capacity firearms in DC; a West Virginia prosecutor is warning that women who experience miscarriages could be criminally charged; the Boulder Colorado suspect who is already facing nearly 120 criminal charges appeared in court for a federal hate crime charge; Tesla is seeking to block the city of Austin from releasing records on the robotaxi trial; the Supreme Court has allowed DOGE access to our Social Security data and has allowed DOGE to keep records private; 13 House Republicans urge their colleagues in the Senate to block some climate cuts in the Billionaire Bailout Bill that they voted for; and Allison and Dana deliver your Good News.Thank You, IQBARText DAILYBEANS to 64000 to get 20% off all IQBAR products, plus FREE shipping. Message and data rates may apply. Thank You, PacagenFor an extra 25% off your order and a special gift, head to Pacagen.com/DAILYBEANS.MSW Media, Blue Wave California Victory Fund | ActBlueCheck out Dana's social media campaign highlighting LGBTQ+ heroes every day during Pride Month -  Dana Goldberg (@dgcomedy.bsky.social)Guest:@JenaFriedman - Twitter, @jenafriedman - Instagram, @jenafriedman - TikTokNot Funny | Book by Jena Friedman | Official Publisher Page | Simon & SchusterOn tourTOUR - JENA FRIEDMANSpecial Event: Jena Friedman - Philadelphia - July 31Motherf*cker by Jena Friedman - Union Hall Brooklyn - Aug 5, 6StoriesTrump administration races to fix a big mistake: DOGE fired too many people | The Washington PostTesla seeks to block city of Austin from releasing records on robotaxi trial | ReutersThe National Guard in Los Angeles | LawfareNational Guard troops arrive in Los Angeles as immigration enforcement tensions escalate | CBS NewsColorado attack suspect, already facing nearly 120 state charges, appears in court on federal hate crime charge | CNN13 House Republicans urge Senate to scale back clean energy cuts in bill they voted for | NBC NewsGood Trouble Video: West Virginia prosecutor warns women about possibly facing charges over miscarriages | CNNJess Piper: "West Virginia is warning that women who have a miscarriage could be charged with a crime unless they contact local police. Every woman in WV should call 911 every time they have a period. Gum up the system with malicious compliance" — BlueskyProton Mail: free email account with privacy and encryptionFind Upcoming Demonstrations And ActionsSat June 14 10am – 12pm PDT AG is hosting NO KINGS Waterfront Park, San DiegoDonation link - secure.actblue.com/donate/fuelthemovement250th Anniversary of the U.S. Army Grand Military Parade and Celebration50501 MovementJune 14th Nationwide Demonstrations - NoKings.orgIndivisible.orgFederal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Check out other MSW Media podcastsShows - MSW Media, Cleanup On Aisle 45 podSubscribe for free to MuellerSheWrote on SubstackThe BreakdownAllison Gill on Social Media Substack|Muellershewrote, BlueSky|@muellershewrote, Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, Twitter|@MuellerSheWroteDana Goldberg on Social Media BlueSky|@dgcomedy, IG|dgcomedy, facebook|dgcomedy, danagoldberg.com, Twitter|@DGComedyShare your Good News or Good TroubleMSW Good News and Good TroubleFrom The Good NewsShooting Stars by Rival Sons, White Flag by Joseph, Talk Talk by A Perfect Circle,Killing in the Name of by Rage Against the Machine, Uprising by Muse, Who Will Stand With us by Dropkick MurphysUnderhound RailroadReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Federal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen.Share your Good News or Good TroubleMSW Good News and Good Trouble Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, BlueSky|@muellershewrote , Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, Twitter|@MuellerSheWrote,Dana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

Today's Headlines: Protests erupted in Los Angeles after immigration raids led to 45 arrests, culminating in clashes, arrests, and Trump deploying the National Guard—without the governor's request—for the first time since 1965. Meanwhile, Attorney General Pam Bondi announced charges against Kilmar Abrego Garcia, a Salvadoran national accused of transporting undocumented migrants, while a DOJ prosecutor resigned the same day. Separately, ICE officers and deportees were found stranded in a metal container in Djibouti, dodging malaria and rockets, after a judge blocked a deportation flight. On the Trump-Musk front, Trump declared their bromance over and warned of "consequences" if Musk funds Democrats, while concerns grew over a possible White House security breach from an unmonitored Starlink installation. The Supreme Court handed two pro-DOGE rulings—allowing access to Social Security data and shielding internal records. Meanwhile, a 22-year-old Trump campaign alum was put in charge of distributing anti-terrorism funds. And finally, a salmonella outbreak linked to eggs has sickened 79 people across 7 states. Resources/Articles mentioned in this episode: AP News: Protests intensify in Los Angeles after Trump deploys hundreds of National Guard troops ABC News: Kilmar Abrego Garcia, newly returned to US, appears in court on charges of trafficking migrants The Guardian: Federal prosecutor reportedly quit over concern Ábrego García indictment was politically motivated – as it happened | Trump administration WaPo: ICE officers stuck in Djibouti shipping container with deported migrants NBC News: Trump says Elon Musk will face 'very serious consequences' if he funds Democratic candidates WAPo: White House security staff warned Musk's Starlink is a security risk  NYT: Justices Grant DOGE Access to Social Security Data and Let the Team Shield Records ProPublica: Thomas Fugate, the 22-Year-Old Leading Trump's Terrorism Prevention Hub  AP News: Salmonella outbreak tied to eggs sickens people in 7 states Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

You don't need $2 to $3 million to retire unless your lifestyle truly requires it. In this episode, we break down why your retirement number should be built around your personal spending needs, not a one-size-fits-all benchmark.With a well-diversified $1.5 million portfolio, many retirees can support $60,000 to $75,000 per year in spending, especially when using flexible withdrawal strategies that adjust with market conditions. We dive into how spending can adapt over time and how Social Security benefits can reduce the burden on your investments.We also explore a real-world retirement budget to show how far your money can go, including housing, healthcare, travel, and more. Plus, we discuss one of the most overlooked issues: retirees often underspend out of fear, even when their financial plan says they're in the clear.Whether you're years away or nearing the transition, this episode helps you shift from anxiety to clarity and reminds you that retirement isn't just a number, it's a strategy.- Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult your CPA or attorney regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

According to the Centers forDisease Control and Prevention, more than 1 in 4 adults (28.7percent) in the United States, or 70 million people, have some type ofdisability. 12.2 percent of U.S. adults have a mobility disability, whichincludes serious difficulty walking or climbing stairs. Devon Wieters is acollege graduate, writer, and podcaster who just happens to have cerebralpalsy. She is passionate about creating a better world for all! Additionally,she is a fierce advocate for the passage of the SSI Restoration Act, whichwould eliminate the Social Security/Medicaid “marriage penalty,” and the SSISavings Penalty Elimination Act, which would raise the salary and asset limitsfor Social Security and Medicaid. These changes would allow people withdisabilities to work and marry without losing vital disability benefits. She isalso advocating for a man named Crosley Green to be released from prison, whomshe believes was wrongfully convicted of murder in Florida in 1990.Furthermore, Devon is a super fan of the TV show Survivor and loves analyzing thestrategy of the game with the fan community. In fact, she learned interviewtechniques from watching host Jeff Probst!  For more information: https://wheelwithit.com/

In this special 15th anniversary episode of Winning at Life with Gregory Ricks, Gregory reflects on the journey of building a financial radio show and firm over the past 15 years. Packed with heartfelt stories, guest appearances from team members and advisors, and meaningful listener calls, the show celebrates the lives impacted through thoughtful financial advice and a commitment to service. Topics include the evolution of the show, tax updates, estate planning risks, business sale strategies, risk tolerance versus capacity, and the importance of a team-based approach to financial planning. Tune in for real stories,  financial insights, and a tribute to the people behind the mission of helping others win with their money.For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmOR For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management. We are Winning at Life with Gregory Ricks.

Thanks to Podmatch AGAIN for connnecting me with an amazing guest, Devon Wieters, on One Leg Up With Alex Garrettt! Devon is a college graduate, writer, and podcaster who just happens to have cerebral palsy. She is passionate about creating a better world for all! She is also fiercely advocating for the passage of the SSI Restoration Act, which would eliminate the Social Security/Medicaid “marriage penalty” and the SSI Savings Penalty Elimination Act, which would raise the salary and asset limits for Social Security and Medicaid. These changes would allow people with disabilities to work and marry without losing vital disability benefits. Devon can bring awareness to the myriad of issues people with disabilities still face and what changes need to be made at both federal and state levels to help people with disabilities and their families and caregivers thrive! She is also advocating for a man named Crosley Green to be released from prison, who she believes was wrongfully convicted of murder in Florida in 1990. Devon is also a super fan of the TV show Survivor and loves analyzing the strategy of the game with the fan community. In fact. she learned her interview techniques from watching host Jeff Probst!Pls. visit https://wheelwithit.com/! My Podmatch affiliate link is here: https://www.joinpodmatch.com/onelegupalex

Social safety nets have existed in one form or another since the Middle Ages, but no government entitlement program has touched more people or enjoyed more longevity than Social Security. On this edition of our MoneyTalk Moment in Financial History, Nathan takes us through the events that led to the unlikely passing of the Social Security program, and why itâs been so critical to the ongoing welfare of our nation. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 6/4/2025; Original Air Date: 8/9/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Modern retirement is facing a critical challenge. While baby boomers have largely avoided financial disaster, their success relies heavily on pensions – a benefit that's rapidly disappearing. You'll discover why the next generation of retirees faces a fundamentally different landscape. We dive into the stark numbers behind retirement funding. Pension plans hold $17 trillion compared to just $9 trillion in 401(k)s, despite covering far fewer people. You'll understand why this massive gap exists and what it means for your retirement security. The psychological barriers to spending retirement savings create another layer of complexity. You'll learn why retirees resist selling their accumulated assets but readily spend guaranteed income. We explore how this behavior impacts retirement satisfaction and peace of mind. Annuities emerge as the remaining option for guaranteed retirement income. With pensions disappearing and Social Security facing insolvency, you need to understand how annuities can fill this critical gap. We address common misconceptions while acknowledging past industry problems that created legitimate concerns. You'll gain insights into why guaranteed income plays such a vital role in retirement happiness. We explain how having predictable monthly payments reduces stress and allows you to enjoy retirement rather than worry about market fluctuations. The episode provides a balanced perspective on using annuities as part of your retirement strategy. _________________________ Ready to explore how guaranteed income could improve your retirement security? Contact us to discuss whether annuities make sense for your specific situation and learn how to create a retirement income plan that lets you sleep soundly at night.

Send us a textTax planning extends far beyond basic strategies, with sophisticated approaches typically reserved for the ultra-wealthy that can create substantial tax savings and wealth-building opportunities for business owners and investors.• Qualified Opportunity Zone Funds offering multiple benefits including capital gain deferral, material participation opportunities, and tax reduction• Solar panel investments for business properties providing tax credits, depreciation benefits, and long-term energy cost savings• 1031 exchanges into oil and gas investments for passive income with continued tax advantages• Self-insurance strategies creating deductible business expenses while maintaining control of funds and building wealth• Strategic employment of spouses to optimize QBI deductions and increase Social Security benefits• Premium tax planning services delivering exceptional ROI through comprehensive strategy developmentFor those interested in learning more about these advanced tax reduction strategies, visit taxplanningchecklist.com or prosperalcpa.com/apply to see if these approaches could benefit your specific situation.

The Nightcap discusses Elon Musk and President Trump's continuing feud that shows no signs of slowing down. Then, the Supreme Court rules in favor of DOGE gaining access to sensitive Social Security records. Plus, Kilmar Abrego Garcia returns to the U.S. to face criminal charges after being mistakenly deported to El Salvador by the Trump administration. And see who made this week's MVP list. Michael Steele, Stephen Cloobeck, Nayyera Haq, Brian Barrett and Mark Joseph Stern all join The 11th Hour. 

Kilmar Abrego Garcia has been returned to the U.S. He now faces human trafficking charges.USA TODAY White House Correspondent Swapna Venugopal Ramaswamy discusses some of the concerns from LGBTQ+ advocates this Pride Month over Trump administration actions.The Supreme Court blocks the disclosure of DOGE operations. Plus, the court lets DOGE access Social Security data.USA TODAY White House Correspondent Francesca Chambers talks about new Trump executive orders centered on flying cars and high speed air travel.Nonalcoholic beer is on track to become the world's second-largest beer category.Let us know what you think of this episode by sending an email to podcasts@usatoday.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jim and Chris answer questions on defined maturity bond ETFs, Social Security account linking and spousal offsets, 401k annuities vs IRA Annuities, and annuitization definitions.(14:30) Jacob joins the guys to explain how estimated net acquisition yield works for defined maturity bond ETFs, including how to interpret it and evaluate risk when holding through maturity.(38:30) A […] The post Bond ETFs, Social Security, 401k Annuities, and Annuitization: Q&A #2523 appeared first on The Retirement and IRA Show.

Even as the feud between Donald Trump and Elon Musk threatens untold chaos, the Supreme Court ruled in favor of DOGE in granting access to Americans' personal Social Security data. Jen Psaki, Ronan Farrow, Senator Elissa Slotkin, and Rep. Melanie Stansbury discuss the dangers and the level of concern among American voters.

In today's Five Question Friday video we cover these questions:1. Why has Bill Bengen gone from 4% to 5%?2. Is it ok to put Social Security bridge money in a money market fund?3. How do Fidelity's Zero Funds compare to Vanguard Index Funds?4. Should cash count towards your asset allocation?5. Should you convert Vanguard Mutual Funds to ETFs?Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

Are you confused about Social Security? You're not alone. In this episode of Wise Money, we're answering the top 10 most common Social Security questions—the ones we hear all the time from people planning for retirement. From "When should I start collecting benefits?" to "Will Social Security run out?" we're covering it all. Season 10, Episode 42 Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/X2khcnUeJao  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Welcome to another explosive episode where we dissect the absolute madness happening in American politics right now. If you thought 2025 was going to be boring, think again we're living through governmental reorganization via sledgehammer, and the fallout is everywhere. This comprehensive political news analysis covers Trump policies, immigration reform, government spending, and the unprecedented political drama unfolding in Washington DC. What We're Covering This Episode: Government in Chaos We dive deep into the Department of Homeland Security's epic fail with their "sanctuary cities" list that somehow included cities that literally sued AGAINST sanctuary laws. Plus, FBI Director Kash Patel's reign of chaos that has federal agents fleeing faster than passengers from a sinking ship. Trump Administration Immigration Policy & Border Security From Trump's new 12-country travel ban to the weaponization of a Boulder terror attack, we break down how immigration enforcement is becoming collective punishment. We'll tell you about the Wisconsin case where someone literally forged death threats to get an innocent dishwasher deported because apparently, witness intimidation has gone international. Get the latest on ICE operations, deportation policies, and asylum changes. HR 1 Congressional Bill Analysis: $2.4 Trillion Government Spending This is the big one, folks. Trump's "One Big Beautiful Bill" is over 1,000 pages of pure governmental chaos that affects federal budget, healthcare reform, student loans, and climate policy. We're talking: $150 billion for defense (including $5 billion just for icebreakers) $78 billion for border security with $1,000 asylum application fees Complete elimination of climate funding while mandating Arctic oil drilling Healthcare cuts that would make Thanos proud Student loan changes that could destroy higher education Elon Musk vs Donald Trump: Political Drama & Stock Market Impact Here's where it gets Netflix-level dramatic: Elon Musk, Trump's supposed efficiency czar, read the bill and absolutely lost it. He called it a "disgusting abomination" and started a Twitter rebellion. Trump's response? Threatening to cancel every government contract with Tesla and SpaceX, wiping out $150 billion in Tesla's stock value in one day. This billionaire feud has major implications for government contracts, electric vehicle policy, and the 2025 political landscape. Artificial Intelligence Regulation & Federal AI Policy Buried in this legislative monster is a 10-year federal preemption on states regulating AI. That's right no state can pass AI safety laws for an entire decade while the federal government throws $2 billion at AI projects, including $200 million for the Pentagon to use AI to figure out where all their money went. This has massive implications for AI governance, tech regulation, and state vs federal authority. Supreme Court Decisions 2025 & Data Privacy In a 6-3 decision that sounds like dystopian fiction, the Supreme Court gave Elon Musk's Department of Government Efficiency complete access to millions of Americans' personal data from the Social Security Administration. We're talking Social Security numbers, medical records, tax information everything. This SCOTUS ruling has major implications for privacy rights and government surveillance. Culture Wars & Higher Education Policy From renaming the USNS Harvey Milk during Pride Month to Harvard losing permission to host international students, we cover how the culture wars are reshaping institutions across America. This includes updates on diversity and inclusion policies, military culture changes, and university federal funding issues. The Comment Section Reality Check We tackle some tough conversations from our community about accountability, identity, and the uncomfortable truths we need to discuss about where we are as a society. Why This Political News Analysis Episode Matters This isn't just political theater these Trump administration policies will affect your taxes, your healthcare, your student loans, your ability to send money to family abroad, and even whether your state can protect you from AI discrimination. We're watching the most dramatic governmental transformation in decades, complete with billionaire feuds and constitutional crises that will impact American politics for years to come. Whether you're here for the political drama breakdown, the policy analysis, or just trying to understand current events and what's happening to the country, this episode delivers comprehensive coverage of the biggest political stories of 2025. Grab your favorite beverage and buckle up it's about to get wild. Keywords: Trump administration 2025, political news podcast, immigration policy, border security, congressional bill analysis, government spending, Elon Musk Twitter, Tesla stock, Supreme Court decisions, AI regulation, healthcare reform, student loan changes, political drama, current events analysis, federal budget breakdown Subscribe for weekly political news breakdowns, share with fellow political junkies, and let us know your thoughts in the comments. In times like these, staying informed about American politics isn't just important it's survival.https://linktr.ee/purplepoliticalbreakdown

On Thursday's Mark Levin Show, Tucker Carlson, AKA Chatsworth Osborne Jr, is a lunatic in Mark's opinion. He is a profit-driven opportunist who shifts positions for personal gain. Mark's visit to the White House was at President Trump's invitation and not about advocating for war with Iran which is absurd. Carlson's accusations are incoherent and desperate. Carlson aligns with Iranian interests and undermines Trump's policies.  Also, the big beautiful bill, which delivers substantial tax cuts for blue-collar workers, middle-class families, and Social Security recipients while securing funding for Border Patrol and the military, must pass. If the Republican coalition fails to pass the bill, Democrats will push for higher spending and no tax cuts, leading to a worse outcome. Congress needs to act practically rather than philosophically. A Convention of States offers a path to address these challenges effectively. Afterward, what's going on with Karine Jean-Pierre's sudden shift from Democrat to Independent? This is just another calculated move to promote her book, which is self-centered gossip rather than substantive ideas. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In our news wrap Friday, the Supreme Court allowed members of the Department of Government Efficiency to access Social Security systems that contain personal information on millions of Americans, the Trump administration is asking the court to allow its plans to dismantle the Department of Education to proceed and the U.S. economy added fewer jobs in May but the pace of hiring remained steady. PBS News is supported by - https://www.pbs.org/newshour/about/funders

In this Friday Q&A episode, Don answers a wide range of listener questions, covering everything from market timing behavior and condo pitfalls to portfolio simplification and strategic debt repayment. He offers heartfelt financial guidance with his usual mix of candor and compassion—including a personal confession about his own Social Security decision. Plus, he pleads (just a little) for positive Apple Podcast reviews to combat the crypto bros and insurance hawks. 0:04 Friday Q&A intro and how to submit voice questions 1:40 What do market-timing traders actually do with their cash during volatility? 4:25 Are condos and co-ops really “the devil”? Why Don's skeptical 9:46 Listener shares Don sparked his investing journey in the ‘90s 11:15 Should a friend drop her advisor for a robo-platform—or go DIY with VT/BND? 17:32 Why Don prefers AVGE over VTI for broader, smarter diversification 18:15 Tiny differences in fees can mean big long-term results 18:58 Active-duty military caller: Should I pay off debt using savings and ditch whole life? 24:08 Listener nearing 70: Should I freeze my Social Security or just enjoy it now? 26:46 Don's honest confession about his own SS filing decision 27:52 Why good reviews matter (and how to fight the crypto/insurance trolls) 29:43 Call live on Saturdays while Tom vacations… again Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us fan responses! Ever wondered why some families build wealth for generations while others struggle despite hard work? The answer lies in understanding the game of personhood most people never learn.Don Kilam pulls back the curtain on how the legal system classifies individuals through what he calls "amalgamation" - the merging of natural and legal personhood that happens when your name appears in all capital letters on official documents. This isn't random formatting but designates your name as a business entity, creating the foundation for how you're treated within commerce and taxation.While most of us operate with our Social Security numbers as our primary identifier, private families have long understood how to navigate around these limitations. They establish trusts that protect assets and transfer wealth tax-free across generations - explaining the origin of "trust fund babies." Meanwhile, public families unknowingly participate in what Kalam describes as "the public trust fund" through Social Security, subjecting themselves to taxation most could legally avoid with proper knowledge.The most profound revelation comes when Kalam explains that the United States is legally defined as a "federal corporation" (28 USC 3002, section 15A), making citizenship equivalent to participation in a business structure. This corporate framework explains why your last name represents more than just family lineage - it's intellectual property and a potential business asset when structured correctly.For those tired of living paycheck to paycheck while others seem to effortlessly preserve wealth, this episode provides the first glimpse into how informed families operate differently than uninformed ones. The difference isn't just about income but about structure - creating separate entities that receive money for your family rather than having individuals directly receive income.Ready to break free from financial limitations and learn how prosperity is your divine birthright? Join Don's private community at skool.com/donkilam to discover how to build your family's legacy through private trust structures and proper asset protection.In "United States Of Pimpin'," Don Kilam shares his perceptions from his street culture to explain the corporate world in a way that may feel uncomfortable yet brutally honest. He outlines ten rules from the "pimp game" alongside ten principles that apply to society and governance. https://www.amazon.com/dp/B0F9QHGRGS FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Million-Dollars-Worth-Game-Kilam/dp/B09HQZNRB9 https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQSupport the showhttps://donkilam.com

Should the new retirement age be 70? Richard Rosso explores the financial, social, and personal implications of delaying retirement. What does working longer mean for your retirement planning in 2025 and beyond? Is it a necessity—or a trap? Whether you're nearing retirement or decades away, understanding how changes to the retirement age could affect your benefits and financial independence is critical. Listen or watch to hear what raising the Social Security age could mean for you and why 70 might become the new 65. We introduce another of our Summer Interns, Parker McGill, from the University of Tennessee; the aftershocks of the Trump/Musk feud; retirement savings trends are improving; Denmark has raised its retirement age to 70; should the US take a cue? A preview of today's Government Jobs Report: Will bad news (lower employment) be good news (Fed incentive to cut rates)? SEG-1: Polymarkets Bets on Trump, Musk, & Recession SEG-2: Jobs Report Preview & Raising SS Retirement Age SEG-3: Saving for Retirement & Financial Independence SEG-4: Jobs Numbers: Bad News is Good News? Director of Financial Planning, Richard Rosso, CFP, w Summer Intern, Parker McGill (University of Tennessee) Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Z6DR5m8qL-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "S&P 7,000?" is here: https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rates Cuts Do Not Equal Inflation," https://www.youtube.com/watch?v=4BgEM6uejWc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=155s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementAge #SocialSecurity #RetirementPlanning #FinancialIndependence #WorkingLonger #DonaldTrump #ElonMusk #RetirementSavings #JobsNumbers #ADP #BLS #FederalReserve #InterestRates #InvestingAdvice #Money #Investing

Should the new retirement age be 70?  Richard Rosso explores the financial, social, and personal implications of delaying retirement. What does working longer mean for your retirement planning in 2025 and beyond? Is it a necessity—or a trap? Whether you're nearing retirement or decades away, understanding how changes to the retirement age could affect your benefits and financial independence is critical. Listen or watch to hear what raising the Social Security age could mean for you and why 70 might become the new 65. We introduce another of our Summer Interns, Parker McGill, from the University of Tennessee; the aftershocks of the Trump/Musk feud; retirement savings trends are improving; Denmark has raised its retirement age to 70; should the US take a cue? A preview of today's Government Jobs Report: Will bad news (lower employment) be good news (Fed incentive to cut rates)? SEG-1: Polymarkets Bets on Trump, Musk, & Recession SEG-2: Jobs Report Preview & Raising SS Retirement Age SEG-3: Saving for Retirement & Financial Independence SEG-4: Jobs Numbers: Bad News is Good News? Director of Financial Planning, Richard Rosso, CFP, w Summer Intern, Parker McGill (University of Tennessee) Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Z6DR5m8qL-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "S&P 7,000?" is here:  https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rates Cuts Do Not Equal Inflation," https://www.youtube.com/watch?v=4BgEM6uejWc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=155s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementAge #SocialSecurity #RetirementPlanning  #FinancialIndependence #WorkingLonger #DonaldTrump #ElonMusk #RetirementSavings #JobsNumbers #ADP #BLS #FederalReserve #InterestRates #InvestingAdvice #Money #Investing

Former police chief and convicted killer known as the "Devil of the Ozarks" captured after escaping Arkansas jail. Kilmar Abrego Garcia, the Maryland mistakenly deported to El Salvador, is returned to the US, charged with transporting people in the country illegally. Supreme Court sides with Trump administration, allowing DOGE team to access Social Security systems with data on millions of Americans. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Robots, chatbots and Artificial Intelligence are bringing in a new age of intense moral and spiritual darknessMassive unauthorized scanning of social media. Analysis of biometric, income, health, and Social Security data. Interception of telephone communications. Geolocation via mobile devices. Tracking of car journeys using license plate readers. Robots replacing factory workers, delivery workers and truck and taxi drivers. Donald Trump didn't invent or even start what's about to happen, but it will happen under his watch. Welcome to the Golden Age of end times deception.“But thou, O Daniel, shut up the words, and seal the book, even to the time of the end: many shall run to and fro, and knowledge shall be increased.” Daniel 12:4 (KJB)On this episode of the Prophecy News Podcast, the future is arriving and the news coming across the wire ranges from bad, very bad to apocalyptically bad, take your pick . The revolution is underway and the robots, chatbots, Alexa, Siri and Grok are coming in hot. You may be blissfully unaware of it all, but the entire fabric of our global society is being reworked, and the machines, actual and virtual, are taking over. If you're on social media, everything you see in your feed is put there by AI, telling you what to like and not like. In Washington, Donald Trump has tasked Palantir with creating a cross-referenced database on each and every American citizen that will usher in a time of massive techno-surveillance. The man elected in a landslide win on a platform of freedom is doing the unthinkable, and at lightning speed.

The AP's Jennifer King reports that the US high court has ruled in favor of DOGE access to sensitive federal files.

Why This Episode Is a Must-Listen Today's retirees face more uncertainty than ever: market swings, inflation, and the disappearance of traditional pensions. In this episode of Inspired Money, host Andy Wang brings together four of the leading voices in retirement planning for a candid, practical conversation—one that moves beyond “rules of thumb” to reveal actionable ways to create reliable income and lasting peace of mind for your retirement years. If you want clarity in your retirement income plan, ideas to maximize your savings, or strategies for a fulfilling next chapter, this episode is packed with the real-world wisdom you need. A Word From Our Sponsor If you're looking for a standing desk to improve your posture, comfort, and overall work setup, I highly recommend the Ergonofis Sway Desk—it's beautifully designed, incredibly sturdy, and sustainably made. Check it out at my affiliate link: inspiredmoney.fm/standingdesk (I may earn a commission if you make a purchase, at no extra cost to you.) Meet the Expert Panelists Jamie Hopkins, Esq., LLM, MBA, is the Chief Wealth Officer at WSFS Bank and Chief Executive Officer of Bryn Mawr Capital Management. A nationally recognized retirement planning expert, Jamie has dedicated his career to improving financial security for Americans through leadership roles in wealth management, financial education, and nonprofit advocacy. He is the founder and president of the FinServ Foundation, a nonprofit focused on expanding access to financial services careers. With a background in law, finance, and academia, Jamie brings a multidisciplinary approach to helping individuals and institutions build sound retirement income strategies. www.jamiehopkins.com www.bmt.com  Dana Anspach, CFP®, RMA®, is the founder and CEO of Sensible Money. She's dedicated her career to helping people create sustainable retirement income plans. She's the author of "Control Your Retirement Destiny" and "Social Security Sense." Dana's hands-on experience makes her a wealth of practical knowledge. https://www.sensiblemoney.com  Kerry Hannon is a nationally recognized workplace futurist, personal finance expert, and best-selling author who has spent over three decades guiding Americans—especially midlife professionals and women—through career transitions, entrepreneurship, and retirement planning. Her forthcoming book, Retirement Bites: A Gen X Guide to Securing Your Financial Future—now available for pre-order on Amazon—offers empowering, practical advice to help the overlooked generation take charge of their next chapter with confidence and purpose. https://kerryhannon.com   Roger Whitney, CFP®, CIMA®, CPWA®, AIF®, the "Retirement Answer Man," is a Certified Financial Planner with 27+ years in finance. Author of "Rock Retirement" and founder of the Rock Retirement Club, he's also the voice behind the popular Retirement Answer Man podcast that has over 8 million downloads. https://www.rogerwhitney.com Key Highlights: Retirement Isn't Just About Maximizing Returns—It's About Reliable Income and Peace of Mind Dana Anspach reminds us: “A good retirement plan shouldn't be tied to where that pogo stick is on its trajectory. It's one that focuses on stability of cash flows over time.” The panel discusses why shifting your mindset from maximizing account balances to managing sustainable cash flow is key to peace of mind. Work, Entrepreneurship, and Purpose Play Critical Roles in a Modern Retirement Kerry Hannon points out that working longer—whether through career extension, entrepreneurship, or passion projects—can boost both financial security and life satisfaction. “How can you continue to work longer? It's a dramatic way to give yourself some security in retirement if you can stay working longer.” The episode explores creative ways Gen X and boomers are redefining "retirement." There's No One-Size-Fits-All: Frameworks vs. Rules Roger Whitney insists that “the answer to almost every question...is ‘It depends'.” No single formula fits everyone; a personalized, evolving plan that balances what you want out of life with practical financial strategies is essential. The episode delves into why regular reviews and customized “guardrails” are more important than rigid withdrawal rules. Guardrails, Buckets, and Behavioral Coaching Are More Vital Than Ever Jamie Hopkins and Dana Anspach review popular strategies like bucket and guardrails approaches, emphasizing that tools and behavioral coaching work best when tailored to each retiree's unique needs and anxieties. Jamie also warns about new financial threats: “I think that fraud...is going to become rampant. It's the biggest concern out there...it's a big concern.” Call-to-Action If you've been feeling uncertain about your own retirement income plan, here's your assignment for the week: Take 30 minutes to map out your expected sources of income in retirement—pensions, Social Security, savings, investments—and identify any potential gaps. Just getting it on paper can give you clarity and a starting point to make smarter, more confident decisions.  Thanks for tuning in to Inspired Money. Keep learning, stay intentional, and as always—be inspired to take action.  Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

What if I told you that giving money to good causes won't necessarily change your heart?Many assume that if they invest their finances in the right places, their affections will follow. But what if the real issue isn't where our money goes, but what we treasure most?The Words of Jesus: Treasure and the HeartIn His Sermon on the Mount, Jesus offers one of the most profound insights into money and the human heart:"For where your treasure is, there your heart will be also." (Matthew 6:21)Many interpret this to mean that if we direct our money toward good causes, such as ministries or charities, our hearts will naturally follow. And often, generosity does strengthen our connection to what we support. However, if money itself remains our treasure, even generous giving can leave our hearts tied to wealth rather than to God.What if Jesus wasn't just telling us to redirect our money but inviting us to reexamine what we treasure most? The real challenge isn't simply choosing better causes; it's choosing a better treasure. If our hearts cling to money, even when giving it away, we remain captive. But if we treasure God above all, our money will naturally reflect that devotion.The Widow's Offering: A Heart Aligned with GodConsider Jesus' observation of the widow's offering in Mark 12:"And he sat down opposite the treasury and watched the people putting money into the offering box. Many rich people put in large sums. And a poor widow came and put in two small copper coins, which make a penny." (Mark 12:41–42)The wealthy gave much more than the widow, but their giving didn't free them from money's grip. Their treasure was still rooted in their wealth.Jesus exposes a similar heart issue when He rebukes the Pharisees in Matthew 23:"Woe to you, scribes and Pharisees, hypocrites! For you tithe mint and dill and cumin, and have neglected the weightier matters of the law: justice and mercy and faithfulness." (Matthew 23:23)The Pharisees gave meticulously, yet their hearts were enslaved to pride and status. Their giving wasn't born from a love for God, but from a desire to maintain religious appearances.True Freedom in Treasuring GodIn contrast, the widow's tiny offering flowed from deep trust and surrender to God. She gave not to be seen, but because her greatest treasure was the One standing before her. Jesus praised her, not for the amount she gave, but because her heart fully belonged to Him.If giving alone could free us from money's hold, the Pharisees would have been the most spiritually free people of their day. But they weren't. True freedom comes not from giving more but from treasuring God most.As Pastor John Piper puts it:“God is most glorified in us when we are most satisfied in Him.”How Do We Shift Our Hearts?So, if the issue isn't where we put our money but what we treasure, how do we shift our hearts?Recognize God as Your Greatest Treasure - Until God is our highest joy, we will always cling to lesser things.Seek First His Kingdom - When God's Kingdom is our priority, everything else—including money—falls into place.View Money As A Tool, Not A Treasure - If we treasure God, we will steward it wisely without being controlled by it.Store Up Treasures in Heaven - This means prioritizing what truly lasts—growing in Christ, loving others, and living generously.When our treasure is in God, our relationship with money changes. We give not to force our hearts to care, but because our desires are already aligned with what God cares about. We are freed from financial anxiety because our security is in God, not wealth (Matthew 6:25–34).If money is our treasure, our hearts will forever remain enslaved to it, no matter how generously we give. But if we treasure God, our hearts will be free, and our relationship with money will reflect that reality.The real question isn't, “Where is my money going?” but “What do I treasure most?” Because where your treasure is, there your heart will be also.Partner with FaithFiThat's the heart behind everything we do at FaithFi. We're here to help people not just manage money wisely, but treasure God above all else—because when He's our greatest treasure, everything changes.If you believe in that mission, would you consider becoming a FaithFi partner?With a gift of $35 a month or more or $400 a year, you'll help more Christians find freedom in Christ through biblical financial wisdom. As a thank you, you'll receive:Early access to all our studies and devotionalsA subscription to our quarterly Faithful Steward magazineAccess to the Pro Version of the FaithFi appYou can learn more and become a FaithFi Partner today at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I would like to know if I can cash in a CD and gift the money to a family member without incurring a penalty. Also, would you feel guilty about drawing out some money from my 401(k) to buy myself a little gift instead of going into debt?I've paid tithe on the gross amount my whole life. Now that I'm retired and drawing Social Security, pension, and business income, I'm wondering if I should continue to tithe. Some people say it's already been tithed, so why tithe it again?I want to sell my almost 70-year-old home and move into a senior residence that's handicap accessible. I'm on Social Security Disability, and I was told that selling a home is considered income and will stop my disability benefits. Is this true? I heard you talk about the $19,000 gift limit per person per year. I want to know if the same limitations apply if I give to a 501(c)(3) organization and I'm not planning to claim it on my taxes.I would like to leave our paid-off house to my children if both my wife and I have passed. Should I get a will, put them on the deed, or establish a trust and incur the associated expense? Can I just put them on a deed, and when we pass, it goes to them?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

If you would like to work with Christian on your Medicare Health Plan, we currently work with people in 45 states. Those are the states we currently are licensed in. Christian and Christian Brindle Insurance Services represents many of the top insurance companies in the Medicare industry. Contact us for more information:➡️Our Site: https://https://www.christianbrindleinsuranceservices.com/ ✅Call (801)-255-5340.

Dave Rubin of “The Rubin Report” talks about “The View's” Ana Navarro resorting to making up easily disprovable and fantastical lies about ICE agent's mass deportation raids; Hakeem Jeffries calling for a policy change that will put ICE agents participating in mass deportations and their families in extreme danger; Border Czar Tom Homan explaining to Fox News how long it will take to solve the illegal immigration migrant crisis started by the Biden administration; Donald Trump's perfect response to a reporter asking him about the phrase “taco” coming to mean Trump Always Chickens Out; Jordan Peterson and Megyn Kelly analyzing the Democratic Parties male voter problem and Tim Walz being chosen to represent masculinity; JPMorgan Chase CEO Jamie Dimon finally being brutally honest about how much damage the Biden administration did to the Democratic Party; and much more. WATCH the MEMBER-EXCLUSIVE segment of the show here: https://rubinreport.locals.com/ Check out the NEW RUBIN REPORT MERCH here: https://daverubin.store/ Today's Sponsors: Amac - Finally a principled, conservative alternative to AARP. AMAC is fighting for limited government, election integrity, fiscal responsibility, and yes—protecting Social Security for those who earned it. Go to http://amac.us/rubin and join today! GoldCo - Protect your money with gold and silver during these unstable times. Get UNLIMITED bonus silver on all qualified orders, just for getting started. You'll also get a complimentary 2025 Gold & Silver Kit to help you make a decision. Go to: http://davelikesgold.com/ Royo - ROYO breads are so good you'll forget they're healthier. Bread that's low in carbs and higher in fiber and protein. Go to http://eatroyo.com and use promo code RUBIN for 20% off!

Don and Tom unpack Morningstar's latest “5 of the Best” investing methods, praising the simplicity of balanced and target-date funds but warning against high-fee versions. They emphasize that no portfolio fits everyone and push for low-cost index solutions. Listeners call in with 401k rollover questions and political discomfort around financial firms—sparking a candid, occasionally funny chat about ethics, emotions, and retirement realities. The episode wraps with a challenge to fix Social Security and a request for more five-star Apple Podcast reviews before Don dies on the mic. 1:07 Morningstar's ‘5 of the Best' investing methods reviewed 1:48 Balanced funds and target-date funds: pros and cautions 2:48 Three-fund and custom-fit portfolios discussed 4:08 Critique of Morningstar's recommended balanced funds 6:19 Expense ratios of target-date funds and better alternatives 7:17 Morningstar's risky allocation advice near retirement 9:17 Why one-size-fits-all portfolios don't work 10:14 Caller Sally: Should we move from T. Rowe Price 401k? 12:56 T. Rowe Price vs. Vanguard fee comparison 14:03 How to roll over a 401k into an IRA 17:39 Custom portfolios vs. simplicity and human behavior 21:42 Caller Lynn: Political discomfort with Schwab as custodian 26:26 Keeping an advisor despite ideological concerns 28:38 Raising the retirement age: Denmark vs. U.S. 32:48 Fixing Social Security: remove the wage cap 35:29 Listener reviews, crypto hate, and ETF conspiracy theories Learn more about your ad choices. Visit megaphone.fm/adchoices

In the fifth episode of The Hundred Year Pivot, Demetri Kofinas and I sit down with economist Charles Calomiris for a probing exploration of America's fiscal future and the deeper societal forces shaping it. The conversation delves into the concept of fiscal dominance—the point at which mounting government debt and deficits compel inflationary policies, sidelining the intentions of central banks, with Charles warning that the US is edging closer to this scenario, driven by unsustainable deficits and a political system gridlocked by the self-interest of key voting blocs and an unwillingness to confront hard choices around entitlements like Social Security and Medicare. However, the discussion moves beyond the technicalities of economic policy as Charles contends that the roots of the crisis are as much moral and societal as they are financial, pointing to a broader decline in civic responsibility and shared values across generations. Drawing on historical parallels, he suggests that periods of crisis can also spark transformative leadership and a renewed search for social cohesion. This leads to a reflection on the possibility of hope—if individuals and communities can rediscover a sense of purpose and responsibility—as well as the importance of integrity and leadership at every level. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory, Shifts Happen and The Hundred Year Pivot, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com.  Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.

Donald Trump's crime, corruption, abuse of power, and abuse office hits us daily like a firehose. It can be hard to grab hold of and focus on any one corrupt act, which is precisely why he floods the zone with corruption.Glenn takes on a particularly offensive corrupt pardon to a guy who stole money from social security, Medicare and Medicaid. Paul Walczak pleaded guilty to his crimes, was sentenced to prison and ordered to pay $4.4 million in restitution. But after Paul's mother, Elizabeth Betsy Fago attended a one million dollar a plate Mara-a-Lago fundraiser, Trump pardoned her son, shortly before he was to report to prison to begin serving his term. Adding insult to injury, the pardon negated the court's order that Walczak pay restitution for the money he stole from Social Security - the money he stole from the American people. Glenn discusses the ways a singe Trump pardon exposes at least three lies Trump has repeatedly told the American people.If you're interested in supporting our all-volunteer efforts, you can become a Team Justice patron at: / glennkirschner If you'd like to support Glenn and buy Team Justice and Justice Matters merchandise visit:https://shop.spreadshirt.com/glennkir...Check out Glenn's website at https://glennkirschner.com/Follow Glenn on:Threads: https://www.threads.net/glennkirschner2Facebook: https://www.facebook.com/glennkirschner2Instagram: https://www.instagram.com/glennkirsch...Bluesky: https://bsky.app/profile/glennkirschn...TikTok: https://www.tiktok.com/glennkirschner2See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.