Podcasts about social security

On this Ask Suze & KT Anything episode, KT asks Suze your questions about paying off your mortgage, survivor Social Security benefits, why you need the full suite of Must-Have-Documents and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Try your hand at Can I Afford It on Suze’s YouTube Channel Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Vice President JD Vance sat down with USA TODAY for an exclusive interview Wednesday.Two children were killed in a Minneapolis church shooting.USA TODAY World Affairs Correspondent Kim Hjelmgaard discusses reports in Denmark about U.S. covert operations in Greenland.The White House fired CDC Director Susan Monarez after she refused to quit in a dispute with Health and Human Services Secretary Robert F. Kennedy Jr.The Social Security Administration's chief data officer said in a whistleblower complaint that DOGE put Social Security data of millions of Americans at risk.USA TODAY Senior Reporter Jessica Guynn talks about how some employees are defying return to office mandates.Please let us know what you think of this episode by sending a note to podcasts@usatoday.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A whistle-blower claims DOGE uploaded a sensitive Social Security database to a vulnerable cloud server. Allies push back against North Korean IT scams. ZipLine is a sophisticated phishing campaign targeting U.S.-based manufacturing. Researchers uncover a residential proxy network operating across at least 20 U.S. states. Flock Safety license plate readers face increased scrutiny. A new report chronicles DDoS through the first half of the year. LLM guard rails fail to defend against run-on sentences. A South American APT targets the Colombian government. Our guest is Harry Thomas, Founder and CTO at Frenos, on the benefits of curated and vetted AI training data. One man's fight against phantom jobs posts. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Our guest today is Harry Thomas, Founder and CTO at Frenos, talking about the benefits of curated and vetted AI training data.  Learn more about the Frenos and N2K Networks partnership to utilize industry validated intelligence to build the first AI native OT security posture management platform. Selected Reading DOGE Put Critical Social Security Data at Risk, Whistle-Blower Says (The New York Times) Governments, tech companies meet in Tokyo to share tips on fighting North Korea IT worker scheme (The Record) ZipLine Campaign: A Sophisticated Phishing Attack Targeting US Companies (Check Point Research) Phishing Campaign Targeting Companies via UpCrypter (FortiGuard Labs) Belarus-Linked DSLRoot Proxy Network Deploys Hardware in U.S. Residences, Including Military Homes (Infrawatch) CBP Had Access to More than 80,000 Flock AI Cameras Nationwide (404 Media) Evanston shuts down license plate cameras, terminates contract with Flock Safety (Evanston Round Table) Global DDoS attacks exceed 8M amid geopolitical tensions (Telecoms Tech News) One long sentence is all it takes to make LLMs misbehave (The Register) TAG-144's Persistent Grip on South American Organizations (Recorded Future) This tech worker was frustrated with ghost job ads. Now he's working to pass a national law banning them (CNBC) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tom Cock takes the reins while Don visits family, leading a live call-in show that covers liquidity risks in private investments and university endowments, skepticism over deferred income annuities, housing sale costs, Vanguard ETF gaps, the importance of diversification beyond the S&P 500, and why long-term investing discipline beats reacting to short-term volatility. Callers ask about annuities, real estate commissions, balanced ETFs, 100% stock allocations, and Wellington vs. total market strategies, with Tom stressing global diversification, risk awareness, and building portfolios for real life rather than chasing products or peer pressure. 0:04 Tom hosts solo, Don away visiting his mom 0:51 Liquidity lessons from elite college endowments and alternatives 2:56 Why liquidity matters for retirement and emergencies 6:21 Caller Rich: $2M assets, pension, Social Security, annuity concerns, Tom warns against deferred income annuities 11:46 Caller Will: real estate commissions after lawsuits, Tom says budget ~10% of sale price 15:09 Tom warns about too-good-to-be-true “8% guarantees” 16:26 Caller Catherine: asks why Vanguard lacks a balanced ETF; Tom suggests DIY mix or wait for rollout 21:40 Tom stresses ignoring TikTok “advice” and staying the course; examples of small-cap rebounds 25:31 Global small/value stocks outperform S&P this year—own them all 26:49 Caller Joe: 100% S&P 500 allocation in retirement accounts; Tom warns about concentration, suggests global diversification 32:56 Caller Alan: Wellington Fund vs. more equities; Tom favors index funds and broader global exposure 37:28 Risk quiz, portfolio planning, and building for your own needs vs. peer influence Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textMisclassifying workers is one of the biggest mistakes a business owner can make. It might seem cheaper to pay someone as a 1099 contractor, but if the IRS says they should be a W-2 employee, you're looking at back taxes, penalties, and possible audits that could cripple your business.In this episode, Mike breaks down the IRS framework for worker classification, the red flags that trigger audits, and the tax differences between employees and contractors. You'll learn how to protect your business, avoid costly penalties, and even find tax strategies that benefit both employers and contractors.

Synopsis-  A Call to Action: Veterans, Citizens, and Leaders Unite: Hear from veterans like Terrance Deuel, Congresswoman Alexandria Ocasio-Cortez, and UAW President Shawn Fain on why they're fighting for democracy and what you can do to get involved in your local community.Description: Can the Democratic party reinvent itself? In this exclusive one-on-one interview with Bernie Sanders, recorded during the Senator's “Fighting Oligarchy” tour, he sits down with Laura Flanders in Las Vegas to discuss what he hopes people will take away from his rallies, and how we can all push back against oligarchy. Sanders' message is especially resonating with Americans in this moment, as record-breaking crowds turn out for his tour — with many first-time activists in the audience. What is driving this phenomenon? Laura Flanders & Friends hit the road to find out, and traveled from Kenosha to Warren and Las Vegas. Along the tour, Flanders spoke with veterans, retirees and many concerned citizens. She also caught speeches from Congresswoman Alexandria Ocasio-Cortez, United Auto Workers President Shawn Fain, and sat in on a town hall meeting with Nevada Congresswoman Dina Titus. Will 2025 turn out to be the year that Americans remake democracy?“I did 28 years in the army. I maintained an apolitical front at all times . . . I think we're sliding into tyranny, and I took an oath to support and defend the constitution and I'm going to do that whether in or out of uniform.” - Terrance Deuel“We are at a point where the wealthiest people in the world, like Elon Musk and all the Republicans enabling him, are turning to loot what is left of Medicaid, Medicare, and social security to bankroll even deeper tax cuts and sweetheart contracts for themselves, their fellow billionaires and their corporations. And our political system right now is ill prepared for this abuse of power.” - Alexandria Ocasio-Cortez“I think the message of the moment is to understand that the vast majority of the American people do not think that we give tax breaks to the rich and cut social security or veterans programs. They don't. And our job is to work as hard as we can. Part of what this tour is about is to get them involved in their own local communities.” - Bernie SandersGuests:• Jacqueline Davania-Williamson: Resident, Las Vegas, Nevada• Terrence Deuel: Veteran, U.S. Army• Thomas Dyer & Pam West: Retirees• Dr. Abdul El-Sayed: Health Director, Wayne County, Michigan• Shawn Fain: President, United Auto Workers (UAW)• Danielle & Jordan Lovik: Residents, Salt Lake City, Utah • Sandra & Raymond Martinez: Applicant & Social Security Recipient• Donavan McKinney: U.S. Representative (MI-11)• Alexandria Ocasio-Cortez: U.S. Representative (NY-14)• Bernie Sanders: U.S. Senator (VT); Fighting Oligarchy Tour• Dina Titus: U.S. Representative (NV-1) Watch the broadcast episode cut for time at our YouTube channel and airing on PBS stations across the country Subscribe to episode notes via Patreon Music Credit:  “Live For You" by Thee Sacred Souls from their album Got a Story to Tell courtesy of Daptone Records..  "Steppin", "All The Ways" & "Electric Car" by Podington Bear. And original sound production and design by Jeannie Hopper. This show is made possible thanks our members! To become a sustaining member go to https://LauraFlanders.org/donate   Thank you for your continued support! RESOURCES:*Recommended book:“It's OK to Be Angry About Capitalism” by Bernie Sanders, *Get the Book(*Bookshop is an online bookstore with a mission to financially support local, independent bookstores. The LF Show is an affiliate of bookshop.org and will receive a small commission if you click through and make a purchase.)Related Laura Flanders Show Episodes:•  The People v. DOGE: Jamie Raskin's Strategy to Combat the Musk & Trump Power Grab: Watch  / Download the Podcast:  Episode and Full Conversation• AOC & Noam Chomsky: The Way Forward: Watch / Download the Podcast:  Episode and Full Conversation• Barbara Lee & Lateefah Simon: The Trailblazing Congresswomen of CA's 12th District: Watch / Download the Podcast: Episode and Full ConversationRelated Articles and Resources:•. As Thousands Attend His ‘Stop Oligarchy Tour' Rallies, Bernie Sanders Becomes a Face of the anti-Trump Resistance, by Steve Peoples, Associated Press•. Bernie Sanders Has Been Warning About Oligarchy for Years. People Are Finally Listening.  By Tim Murphy, March 25, 2025, Mother Jones•. Bernie Sanders rallies in Kenosha, calls for action against billionaire influence, by Heather Asiyanbi, March 8th, 2025, Racine County Eye Laura Flanders and Friends Crew: Laura Flanders, along with Sabrina Artel, Jeremiah Cothren, Veronica Delgado, Janet Hernandez, Jeannie Hopper, Gina Kim, Sarah Miller, Nat Needham, David Neuman, and Rory O'Conner. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

David Waldman and Greg Dworkin regroup here at the top of the week and help work out our next move. Taylor Swift and Travis Kelce got engaged on my birthday, thus making that date easier for everyone to remember. Pseudo-president Trump is crypto-president from now on. In happy news for crackers, the cracker barrel returns to Cracker Barrel. Could a one-week feint towards a clipart logo be a publicity stunt to replace their dying customer base with MAGA hardcore? If so, expect Red Lobster's rebrand as “Red State”. Cops: DC is really cleaning up the town as the interdepartmental queue forms behind each potential jaywalking bust. Anyhow, it's all the arresting that counts, not the crime. Maybe a nice train station to play with will keep them busy. OK, Doomer. ICEISIS may feel like it's around every corner (because that's the intent) but that doesn't mean that you have to give up. Democrats lead the U.S. House generic by 8 points, and in real-life very-red Iowa, Catelin Drey won by 11, in a district Trump carried by 11. It happened there, and it should be happening everywhere. The US might be involved with attempting to destabilize a sovereign democracy! Shocking, right? Greenland might be asking for it, but that doesn't mean it's giving Donald consent to grab it by the windfarms. European postal services are holding your mail. You'll need to stop by and pick it up. Delulu DOGE dropped skibidi Social Security numbers… AnD fanum tax bro! Kilmar Abrego Garcia has a decision to make. Either Trump's penis is tiny, and Kilmar goes to Uganda, or it is not tiny, and he goes to Costa Rica. All of the federal judges in Maryland avoid rendering a verdict on Trump's tiny penis… for now.

Jeremy Keil explains step 1 of the 5 step retirement plan: retirement spending. When it comes to retirement planning, one of the biggest questions people ask is: Where do I start? The truth is, before you think about investments, taxes, or even when to claim Social Security, you need to figure out one thing—how much you're going to spend in retirement. This is what I call Step One in creating your retirement master plan, which I've outlined in my book Retire Today. While many people assume retirement planning begins with assets and income, I believe it begins with spending. After all, if you don't know what you'll spend, how can you know how much income you'll need? Why Many Budgets Fail When I sit down with people, their first instinct is often to start building a retirement budget. They think they need to track every coffee, grocery run, and gas fill-up to get an accurate picture. But here's the problem—budgets are almost always wrong. People underestimate their spending, forget about irregular costs, and end up thousands of dollars off the mark. I've seen it happen time and again. Instead of building from the ground up, there's a simpler formula that works nearly every time: Income – Savings = Spending. Whatever comes from your paycheck into your checking account typically gets spent—unless you're intentionally saving it. By starting here, you can find your true monthly lifestyle amount without overcomplicating things. The Story of Thomas Take Thomas, for example. He had what I thought was the best budget I'd ever seen—two years of detailed expense tracking. Every expense logged, every penny accounted for. He proudly told me he spent $7,000 per month. When we broke it down, though, we realized he didn't need years of tracking to figure this out. His income was $104,000 per year. He saved $20,000 into investments. That left $84,000 for spending—or $7,000 per month. Exactly what his “perfect” budget said, but it took him two years to arrive at something the formula showed in minutes. Don't Confuse Saving with Growing One caution I often give people is not to confuse saving with growing. If you're putting $500 into savings every paycheck, but pulling it out later for property taxes or vacations, that's not saving—it's managing cash flow. True saving means money you set aside for the long-term, not just for short-term annual expenses. This distinction matters because when you're projecting retirement spending, you need to know what's truly ongoing versus what's temporary or irregular. The Costs People Forget Even when people nail down their monthly lifestyle amount, I often see them forget two of the biggest retirement costs: Health Insurance – Before 65, you'll likely pay much more out of pocket than once Medicare kicks in. A good rule of thumb is budgeting around $1,000 per person per month, but this varies widely. Taxes – Many retirees underestimate taxes, or treat them like a fixed bill. But taxes are flexible—you can plan, shift, and smooth them over time. That's why I recommend using tax planning software or working with a planner who can show you different strategies. Don't Forget the “Non-Lifetime” Expenses Your monthly lifestyle spending is the foundation, but retirement also comes with non-lifetime expenses—costs that won't last forever, but you should still plan for. These often include: Paying off a mortgage (which eventually goes away). Buying a new car (which will likely happen more than once if you retire in your 60s). Home renovations and repairs (you'll notice more when you're home full-time). Big trips and family events. If you don't plan for these, they'll sneak up and throw your retirement plan off track. Why Step One Matters Most Retirement is not about hitting a magic savings number—it's about matching your income to your lifestyle. Step one is figuring out your lifestyle amount: how much you nee...

Department of Government Efficiency members stored a copy of a massive Social Security Administration database in a “vulnerable” custom cloud environment, putting more than 300 million people's personal information at risk, the agency's chief data officer said in a new whistleblower complaint. The complaint, filed with Congress on Tuesday, revealed new concerns from CDO Charles Borges about “serious data security lapses” allegedly involving DOGE officials working at the SSA. According to the complaint, those officials, under the direction of SSA Chief Information Officer Aram Moghaddassi, granted themselves permission to copy Americans' Social Security information onto a cloud server with no verified oversight, violating agency protocols. The Government Accountability Project wrote on behalf of Borges in the complaint that the “vulnerable cloud environment is effectively a live copy of the entire country's Social Security information from the Numerical Identification System (NUMIDENT) database, that apparently lacks any security oversight from SSA or tracking to determine who is accessing or has accessed the copy of this data.” The NUMIDENT data includes all the information applicants use for a Social Security card, including their name, phone number, address, place and date of birth, parents' names and Social Security numbers along with other personal information. The complaint warned: “Should bad actors gain access to this cloud environment, Americans may be susceptible to widespread identity theft, may lose vital healthcare and food benefits, and the government may be responsible for re-issuing every American a new Social Security Number at great cost.” Adele Merritt is out as the top IT official at the National Institutes of Health after roughly eight months in the role, again changing up the leadership in the position. Merritt was first announced as the new chief information officer in December after most recently serving as CIO of the intelligence community. At the time she took on the position, the role hadn't had a permanent official in roughly two years. Merritt's departure comes as the Trump administration has sought to reduce the federal workforce and reshape federal agencies, including HHS. In March, Secretary Robert F. Kennedy announced plans to cut 10,000 workers from the agency on top of 10,000 who had already left via incentivized resignation and retirement offers from the administration. A recent ProPublica analysis of HHS's public directory found that the health agency has lost roughly 18% of its workforce since January. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Hello to you listening all over Whidbey Island and these United States!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Wednesdays on Whidbey and your host, Diane Wyzga.Traditionally, parades, picnics, and barbeques happen on Labor Day; but this year pack up the babies, grab the old ladies and everyone go to one of many mass mobilization protests that will be taking place from coast to coast.We are working people rising up to stop the tycoon takeover - not just through the ballot box or the courts, but by building a powerful, ever stronger mass mobilization movement. We the People are fighting for a country that is more fair, just, equitable, and free for all of us. Together on Labor Day we hope to exceed the estimated five million people who hit the streets at June's No Kings! rally.We march to stop the tycoon takeover and cruelly obscene corruption of the Trump administration, to protect and defend Medicaid, Social Security, and other programs for working people, to ensure fully funded schools, and healthcare and housing for all.Hear us when we say: We the People want no part of you and your lies. We won't back down. We will never stop fighting for our families, our rights, our freedoms!Click HERE to sign up and join us on Whidbey IslandDate: Monday 1st September 2025Time: 10 AM to 12 noonPlace: Coupeville intersection => HWY 20 & Main StreetBring: flags, signs, good trouble spirit & non-perishable food items to donate to Good Cheer PantryClick HERE to access the Indivisible Whidbey website for tools you can use.Click HERE to find the Workers Over Billionaires rally events happening in your city or region Thank you for listening, being one of us, and see you out on the streets this Labor Day!We're not watching history - we are making it - to save our Democracy!You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services I offer, arrange a no-sales Discovery Call, and stay current with me as "Wyzga on Words" on Substack.ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

Insurers pull Medicare Advantage plans as profit pressures mount: This from the "Medicare Advantage Minute" In the "Your Medicare Benefits 2025" we learn how Medicare is likely to cover Outpatient hospital services. Friend of the podcase, Steve sent an article addressing "Targeted Medicare Cuts" and how they can save money while reducing risk. How about a side trip to Social Security Land? Someone named Rusty has an advisory column and fielded a question from a reader about when the best time might be to start collecting Social Security benefits might be. Normally Democrats are on the opposite side of almost every possible subject from me but we now find ourselves connected like Siamese twins over support for the freedom from prior authorization in Original Medicare.                                        I am dazed and confused by my unexpected alliance! Finally, we have a new member of the podcast audience who hangs her hat in South Dakota ...er Nebraska sometimes. I expect her to join the ranks of my happy clients as well!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Plus: Trump's media company launches a new business to buy and hold niche crypto coin CRO. And new research shows AI is limiting some young Americans' job prospects. Julie Chang hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the greatest gift you leave your children isn't your money, but your wisdom?As stewards, we often focus on managing God's resources well during our lifetime—but what happens after we're gone? How do we equip the next generation to carry on a legacy of faithful stewardship? Today, Sharon Epps joins us to talk about that.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.Recognizing God's Design in Our ChildrenAt FaithFi, we frequently emphasize the importance of being faithful stewards of what God has entrusted to us. But there's a deeper question to consider: What about the next steward?Proverbs 13:22 tells us, “A good man leaves an inheritance to his children's children.” While an inheritance can be a blessing, without preparation, it can also lead to conflict. That's why we need to think carefully not just about passing on wealth, but also about passing on wisdom.One of the earliest ways to prepare the next steward is to recognize and nurture a child's God-given giftedness. God created us to work, and part of stewardship is discovering how He's uniquely wired us.Each child's journey is unique, and our role as parents is to walk alongside them, offer opportunities, and pray that God will reveal their strengths.Giving Hands-On Money Management OpportunitiesEvery parent knows how painful it is to watch their children make poor choices—especially when it comes to money. But it's so vital that we allow our kids to experience the natural consequences of their decisions.Wisdom grows when kids practice responsibility with real resources. That's why it's a good goal to aim for our children to manage a full spending plan before leaving home, whether that's for college or to move out on their own. Starting with a simple envelope system—give, save, and spend—you can gradually add more categories as the kids grow. By the time they become young adults, they will have managed nearly all of their expenses except housing and insurance. This hands-on approach will ensure that by the time they launch into independence, they will not be starting from scratch.Starting Late? Don't Lose HeartIf you feel behind in teaching your kids about stewardship, give yourself grace. None of us does this perfectly.Start with small steps—a dinner conversation about your own money journey, or letting your child help plan a family purchase. What matters is being intentional and inviting the Lord to guide the process.Preparing the next steward is not a one-time event—it's a journey. Begin with prayer, asking God for wisdom, and do not hesitate to seek help from trusted friends, mentors, or financial professionals.And remember: more is caught than taught. Our children are learning as much from how we live as from what we say. By modeling faithful stewardship in our own lives, we give them the greatest inheritance of all: a life that reflects God's wisdom and trust in His provision.If you're looking for support in preparing your children to be wise stewards, consider working with a Certified Kingdom Advisor (CKA)—someone who shares your values and can guide you on the journey. Visit FaithFi.com and click “Find a Professional” to get started.On Today's Program, Rob Answers Listener Questions:I left an employer five years ago and still have a pension with them. I also have an IRA. My wife and I are deciding whether to roll the pension into an IRA to earn more, or cash it out to pay off debt, such as our vehicles and student loans.I'm turning 62 soon, and my wife and I are both still working. We're debt-free except for our mortgage. Should I start taking Social Security benefits now to invest or pay down the mortgage, or is it wiser to wait?I have a single-family home with approximately $125,000 remaining on the mortgage and sufficient savings to pay it off, which would still leave me with $15,000 in the bank. Should I pay off the mortgage now, or keep the money in savings?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

AP correspondent Ed Donahue reports on a warning about Social Security data.

Social Security is one of those universal retirement topics that touches just about everyone, and as such, we like to give it its proper attention here on the MoneyTalk show. Nathan covers the information you need to know around Social Security rules, legislation, and the history of the programâs implementation. Also on MoneyTalk, changes to 401(k) catch-up contributions, when target date funds donât make sense for your portfolio, and more. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 8/22/2025; Original Air Date: 5/10/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Discover what the retirement age should be, according to surveys. My earlier podcast to calculate how much you need to retire is here. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

We're taking another look at one of retirement planning's sneakiest pitfalls — underestimating your own life expectancy. We explore why smart people make short-sighted Social Security decisions, how psychological biases can distort your thinking, and why planning to live a long time isn't pessimistic. Then, our listener question covers the nuts and bolts of how to apply for Social Security (online, phone or in-person), a critical heads-up for widows who want to claim survivor benefits without accidentally locking in reduced retirement benefits, and what happens when spousal benefits enter the mix after one spouse files before the other.  Resources: The (F)Law of Averages: Episode 412 Article by Rick Kahler of Advisor Perspectives: Underestimating Your Life Expectancy: Don't Let Your Brain Shrink Your Retirement Benefits Applying for Social Security benefits: ssa.gov Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

This week's show covers the evolving landscape in fixed income, international developed market stocks, delaying Social Security, and over 50 catch-up secrets for saving.

Hello to you listening all over Whidbey Island and these United States!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga.Traditionally, parades, picnics, and barbeques happen on Labor Day; but this year pack up the babies, grab the old ladies and everyone go to one of many mass mobilization protests that will be taking place from coast to coast.We are working people rising up to stop the tycoon takeover - not just through the ballot box or the courts, but by building a powerful, ever stronger mass mobilization movement. We the People are fighting for a country that is more fair, just, equitable, and free for all of us. Together on Labor Day we hope to exceed the estimated five million people who hit the streets at June's No Kings! rally.We march to stop the tycoon takeover and cruelly obscene corruption of the Trump administration, to protect and defend Medicaid, Social Security, and other programs for working people, to ensure fully funded schools, and healthcare and housing for all.Hear us when we say: We the People want no part of you and your lies. We won't back down. We will never stop fighting for our families, our rights, our freedoms!Click HERE to sign up and join us on Whidbey IslandDate: Monday 1st September 2025Time: 10 AM to 12 noonPlace: Coupeville intersection => HWY 20 & Main StreetBring: flags, signs, good trouble spirit & non-perishable food items to donate to Good Cheer PantryClick HERE to access the Indivisible Whidbey website for tools you can useClick HERE to find the Workers Over Billionaires rally events happening in your city or region Thank you for listening, being one of us, and see you out on the streets this Labor Day!We're not watching history - we are making it - to save our Democracy!You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services I offer, arrange a no-sales Discovery Call, and stay current with me as "Wyzga on Words" on Substack.ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

Welcome to a new week here on the Retirement Quick Tips Podcast! I'm your host, Ashley Micciche. This past weekend, I was camping in 100-degree heat with my kids, while my husband had the wisdom to stay home in the air conditioning with our youngest. I was busy packing and stuffing four bikes, three camping totes, two propane tanks, and—yes—basically a partridge in a pear tree into our minivan. So instead of the usual short daily episodes, I'm mixing things up this week and bringing you one longer episode. One of the realities of being a financial advisor is death. Clients die, and it usually happens at least a couple of times a year. When it does, and there's a surviving spouse, part of my job is to make the financial transition as seamless and stress-free as possible. Because when you're grieving the death of a spouse, the last thing you want to worry about is money—or worse, the power being shut off because you couldn't log in to pay the electric bill. Over the years, I've helped many widows and widowers through this transition, and I've developed a Widow's Financial Roadmap. The key is to have this roadmap in place before something happens—before you get sick, become incapacitated, or pass away. If you don't, your spouse may be left without the information they need to keep the household running smoothly, and the stress of grief will be compounded by financial confusion. If you're new to the podcast, a quick introduction: I'm the co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory firm managing over $450 million in assets. For 17 years, I've helped my clients retire with confidence. And here on the podcast, I take complex retirement topics and turn them into clear answers in just a few minutes each day—so you can spend less time stressing about money and more time living. If you know someone who would benefit from this week's topic, please share the show. And if you have a burning question about your own retirement, visit truenorthra.com where you can book a free 15-minute call with me. Now, let's talk about the roadmap. I'm going to lay this out in order—what to do first, and what comes next. Hopefully, you've already checked some of these items off, but there may be a few you haven't thought about. Step 1: Create a Financial Inventory I've talked about this on the podcast before, but it's worth repeating. A financial inventory is essentially a table of contents for your finances. It should include: Bank and investment accounts (with balances, account types, and where they're held). Insurance and annuity policies. Will or trust. Social Security information. Tax returns. Marriage certificate. And eventually, your death certificate. Without this inventory, assets can be forgotten or lost. For example, maybe you still have a 401(k) at a former employer that your spouse doesn't know about. Without documentation, that money could remain unclaimed. This inventory should also include a list of your key advisors and their contact information—your financial advisor, CPA, attorney, insurance agents, and even the phone number for the bank where your checking account is held. One mistake I often see, especially later in life, is not consolidating accounts. People keep money scattered across five different institutions, a handful of bank accounts, and maybe an online savings account. That's a recipe for disaster. The more accounts you have, the greater the chance your spouse won't be able to find or access them. Once you've created your financial inventory, maintaining it is easy. Just update it once a year—adjust balances, note any new or consolidated accounts, and make sure contact information is current. It usually takes less than an hour. This is the single most important step for the long-term financial health of your surviving spouse. Step 2: Ensure Cash Flow Needs Are Met The next step is making sure bills continue to get paid. Your spouse needs a list of all recurring bills with: The name of the bill (mortgage, utilities, insurance, etc.). The approximate amount. How it's paid (auto-draft, ACH, check). The due date and frequency. This isn't just a budget—it's a cash flow map for your surviving spouse. When paired with the financial inventory, it allows them to step in immediately and manage the household without the lights getting shut off or the mortgage falling behind. On the flip side, you'll also want to document income sources—Social Security, pension payments, portfolio withdrawals, or other income. That way, your spouse knows not just what bills are due, but also what money is coming in, from where, and when. Step 3: Set Up a Password Manager If you remember nothing else from this episode, remember this: set up a password manager. A password manager securely stores all of your logins, and you only need to remember one master password. Some of the top options include 1Password, NordPass, and Dashlane. This tool is invaluable while you're alive because it improves security and eliminates the need to remember dozens of passwords. But it's especially critical when someone dies. Nearly everything is digital now—bank accounts, investments, utilities, email, social media, even photo storage. Without access, your spouse may spend hours digging through old notebooks or trying to reset passwords—sometimes unsuccessfully. With a password manager, all of that information is organized and accessible. You and your spouse can share logins through the manager, making it easy to cancel subscriptions, manage accounts, or simply retrieve family photos stored in the cloud. It takes a little time to set up, but once it's running, the manager prompts you to save new logins automatically. Over time, it builds a complete record of your digital life—one that your spouse can access when needed most. Step 4: Write a Letter The final step is to write a personal letter to your spouse. This letter isn't legally binding, like a will or trust, but it can provide enormous comfort. Think of it as a cover letter to the roadmap. It should include: A reminder of where the financial documents are located. Words of love and reassurance. Encouragement not to make big financial or lifestyle changes right away. Grief clouds judgment. Many surviving spouses are tempted to sell the house, change investments, or make other major decisions in the first few months. In most cases, those decisions can wait. Your letter can serve as a gentle reminder to pause and breathe before making big changes. Keep copies of this letter with your roadmap—at home in a safe, in a safe deposit box, and with your trusted advisors. That way, it can be easily found when it's needed most. In the First Few Months After a Death So what happens immediately after a spouse passes away? Order multiple copies of the death certificate. You'll need these to handle accounts and claims. Notify key professionals—your financial advisor, attorney, CPA, and insurance companies. Start claims and transitions—life insurance, Social Security survivor benefits, and retitling accounts. Keep bills paid. If your spouse didn't handle finances before, enlist the help of a trusted child, friend, or advisor to make sure nothing slips through the cracks. Meet with a tax advisor. Your filing status will change, and that can have a big impact on your taxes. Longer-term changes—like adjusting investment withdrawals, selling the house, or revising estate plans—can wait until the fog of grief begins to lift, often 6–12 months down the road. At that point, you'll be in a clearer frame of mind to make big decisions. To recap, the Widow's Financial Roadmap includes four steps: Create a financial inventory. Ensure cash flow needs are met. Set up a password manager. Write a letter to your spouse. Do these now, while you're healthy, and you'll make life much easier for your loved ones later. That's all for this week's episode of the Retirement Quick Tips Podcast. Thanks for listening, and I'll be back next week with more!  

Ready to make the most of your taxes in 2025 and beyond? In this value-packed episode of Dollar & Sense, Joel and Kristin break down the latest game-changing updates to tax deductions, with a spotlight on the new senior deduction and major changes for charitable contributions. Discover how seniors can benefit from a $6,000 deduction—even if they're not yet on Social Security—and learn the income thresholds you need to know to qualify. The hosts also unravel the new opportunities for charitable giving, including a $1,000 deduction for everyone, the upcoming AGI floor of 0.5% for itemized deductions, and smart strategies to maximize your benefits before the rules shift in 2026. From increased state and local tax caps to permanent bonus depreciation for businesses, this episode is full of essential tips for making the most of your money at tax time. Tune in and get ahead of your financial game—your future self will thank you! 

On this week's episode of Inside West Virginia Politics, our guests join Rick Johnson to discuss the work of West Virginia delegates, Social Security's anniversary, tackling overdoses with the ONEBox and the Chamber of Commerce's Greenbrier event.

We've officially hit Peak 65, the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to. In this eye-opening episode of Your Money Map, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially.

On the Road with Laura Flanders: Join Us as We Dive into Sanders' Vision for America's Political Future and Meet the Citizens Sparking Change at Rallies Coast to Coast.Can the Democratic party reinvent itself? In this exclusive one-on-one interview with Bernie Sanders, recorded during the Senator's “Fighting Oligarchy” tour, he sits down with Laura Flanders in Las Vegas to discuss what he hopes people will take away from his rallies, and how we can all push back against oligarchy. Sanders' message is especially resonating with Americans in this moment, as record-breaking crowds turn out for his tour — with many first-time activists in the audience. What is driving this phenomenon? Laura Flanders & Friends hit the road to find out, and traveled from Kenosha to Warren and Las Vegas.  In the broadcast edition (released on YouTube April 4th 5pm ET; PBS stations April 6th, and community radio & podcast April 9th) hear interviews from the road and speeches from Senator Sanders, Congresswoman Alexandria Ocasio-Cortez, United Auto Workers President Shawn Fain, and more.GUEST:  Bernie Sanders: U.S. Senator (VT); Fighting Oligarchy Tour Full Conversation Release: While our weekly shows are edited to time for broadcast on Public TV and community radio, we offer to our members and podcast subscribers the full uncut conversation. These audio exclusives are made possible thanks to our member supporters. Become a supporting member at https://LauraFlanders.org/Donate RESOURCES:Watch the broadcast episode cut for time at our YouTube channel and airing on PBS stations across the country Full Episode Notes are located HERE.*Recommended book:“It's OK to Be Angry About Capitalism” by Bernie Sanders, *Get the Book(*Bookshop is an online bookstore with a mission to financially support local, independent bookstores. The LF Show is an affiliate of bookshop.org and will receive a small commission if you click through and make a purchase.)Related Laura Flanders Show Episodes:•  The People v. DOGE: Jamie Raskin's Strategy to Combat the Musk & Trump Power Grab: Watch  / Download the Podcast:  Episode and Full Conversation• AOC & Noam Chomsky: The Way Forward: Watch / Download the Podcast:  Episode and Full Conversation• Barbara Lee & Lateefah Simon: The Trailblazing Congresswomen of CA's 12th District: Watch / Download the Podcast: Episode and Full Conversation Laura Flanders and Friends Crew: Laura Flanders, along with Sabrina Artel, Jeremiah Cothren, Veronica Delgado, Janet Hernandez, Jeannie Hopper, Gina Kim, Sarah Miller, Nat Needham, David Neuman, and Rory O'Conner. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

Lucretia Ryan of FinancialFreedomforWomen.org walks you through the questions to ask to determine when to take Social Security. This is a recording of a 403bwise.org Event that occurred on August 19, 2025. FinancialFreedomforWomen.org Presentation Slides Most Americans Claim Social Security at the Wrong Time Podcast: Dirty Little Secrets of Medicare “Advantage” Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Daniel 8 paints a vivid picture of the ram and the goat — symbols of kingdoms and powers that rise and fall. These ancient visions don't just belong to history; they point ahead to events that echo through our world right now. As nations realign and global systems tighten their grip, the warnings in Daniel begin to sound more and more like headlines we see today. From the rise of powerful leaders to the foreshadowing of the Antichrist, these prophecies remind us that the stage is being set for what Scripture has already revealed. The message carries us straight into the heart of end times prophecy, weaving Daniel's vision together with Revelation 13, 2 Thessalonians 2, and Matthew 24. Signs of the rapture, the rise of a global system, and the call to remain watchful and faithful are all there. It's a wake-up call that what was written thousands of years ago is coming alive in our generation — and it points us to the urgency of clinging to faith as we await the return of Christ. --------------------------------------------------------------------------------------------------------------

In this slight twist to the "real" person episode format, Andy doesn't interview a real person but instead addresses the most common retirement planning questions he gets from "real" people. The questions addressed are:Do I have enough to retire?When can I retire?How much cash should I have?When should I start my Social Security?How do I get money out of my portfolio?How do I pay taxes?Should I do Roth conversions? If so, how much?Links in this episode:Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com

S&P reaffirms the U.S. credit rating, Jerome Powell takes the stage at Jackson Hole, and mortgage rates spark a refinancing boom. On today's episode of Simply Money presented by Allworth Financial, Bob and Brian explain what it all means for your money, why cashing out a 401(k) can wreck your retirement, and answer listener questions on Roth conversions, direct indexing, and Social Security.

Social Security is back in the headlines, and the news isn't exactly comforting. Words like shortfall and cuts are sparking real fear among retirees, near-retirees, and younger workers who wonder if the program will even be there for them. In this episode, Jean sits down with Michelle Singletary, nationally syndicated personal finance columnist for The Washington Post, to break it all down: What a potential 20–25% shortfall in 2033 could actually mean for retirees. Why your check won't disappear entirely  The surge in early claims: Should you take the money now, or wait? Why writing Social Security out of your retirement plan is a mistake for Gen X, millennials, and Gen Z. Michelle's must-do checklist for near-retirees: from eliminating your mortgage to building a realistic budget. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

When you think about making a Kingdom impact, your checking or savings account probably isn't the first thing that comes to mind. But what if it should be?Most of us view our bank account as a simple holding place for our money—a safe spot until we're ready to spend, give, or invest. However, the truth is that your money is never truly at rest. Banks utilize those deposits daily to fund loans, support business ventures, and invest in various projects. That's standard practice. But here's the exciting part: you can actually choose a banking institution that uses your money to support Kingdom work.Let's unpack how your everyday banking decisions could be part of something far bigger than you imagined.Banking That Builds the KingdomWhen you bank with a faith-based financial institution—one that's intentionally aligned with biblical stewardship—you allow your money to participate in Kingdom work, even when you're not actively spending or giving. Your checking account. Your savings. Even your emergency fund. All of it can be part of something bigger.Imagine this:A pastor receives a home loan.A new Christian school opens in an underserved community.A clean water project is funded overseas.And all of it is quietly supported by everyday people like you, simply choosing to bank where their values are reflected.That's the vision behind Christian Community Credit Union (CCCU)—a trusted partner of Faith & Finance. CCCU offers all the modern banking tools you'd expect: online access, mobile apps, competitive rates, and more. But their mission is different. It's rooted in biblical stewardship.When you open an account with CCCU, your deposits don't just sit—they serve. Since its founding, CCCU has helped fund:Church construction and renovationsMinistry and mission expansionsAffordable housing and clean water projectsLoans for pastors, missionaries, and Christian organizationsAnd they've donated more than $6.5 million to Kingdom causes around the world.Small Deposits, Big ImpactYou might be thinking, “That's great—but I don't have a lot in savings. Would it really make a difference?”Absolutely. In God's Kingdom, impact isn't measured by dollar amounts—it's measured by faithfulness.Remember the boy in John 6 who brought five loaves and two fish? It seemed small. But in the hands of Jesus, it fed more than 5,000. The same principle applies here: when you offer what you have—however modest—it becomes part of something miraculous. Banking with CCCU is a way to say, “Lord, use even this for your glory.”At Faith & Finance, we frequently discuss how we earn, give, and spend. But there's a space in between—where your money simply rests. And even that space matters.Because while your money is sitting, it's still doing something. The question is: what is it doing? Is it funding what you believe in—or what you don't? Aligning your bank account with your faith is a practical, quiet form of stewardship. It doesn't require financial expertise—just a desire to honor God in every area of your life.Ready to Take the Next Step?If you're looking for a simple yet meaningful way to bring your money into greater alignment with your faith, Christian Community Credit Union (CCCU) is a great place to start.They offer:Full-service bankingCompetitive productsA clear commitment to biblical valuesReal-world impact for the gospelTo learn more or open an account, visit: FaithFi.com/Banking. Your everyday banking can be more than routine. It can be redemptive.On Today's Program, Rob Answers Listener Questions:I'm retiring next year and want to know if I can still contribute to a Roth IRA, what income limits apply, and what taxes I'll owe when I start making withdrawals.I have significant credit card debt and want to know if debt relief programs align with biblical principles. Is there a way to get help paying off my debt without being unethical?I'm on disability and keep tapping my emergency fund for unexpected expenses. How can I actually build savings when something seems to come up every month?I have $4,000 in a Discover Bank savings account earning 3.5% interest. Should I move it to my Vanguard account? Also, what's the purpose of the settlement fund in Vanguard that doesn't seem to be doing anything?I receive my late husband's Social Security survivor benefits, and next year I'll begin receiving his pension. Will the pension reduce my Social Security benefit?I recently refinanced my home and paid off my credit cards. Is it better to make my mortgage payment once a month or split it into two payments each month?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Inflation is one of the biggest threats to retirement bug it's often overlooked. In this episode, Miguel Gonzalez, CRC, shares how rising costs impact retirees and how to protect your income with smart planning.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #retirementplanning #inflation #retirementincome #costofliving #financialplanning #retirementstrategy #healthcarecosts #purchasingpower #COLA #TIPS #retirementrisks #financialadvisor #SocialSecurity #longtermcare #dividendstocks #investingforretirement #CortburgSpeaksRetirement #MiguelXGonzalez #personalfinanceWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Wall Street is reportedly worried that President Trump will come after big banks the way he did big law firms and elite universities.On Today's Show:William Cohan, co-founder of Puck News and author of many books, including Power Failure: The Rise and Fall of an American Icon (Penguin Random House, 2022), talks about the many ways President Trump is interfering in big U.S. businesses 

Jon covers more fraud in MN, this time in the faulty wages of Union employees. Plus, the landmark Ramsey County Judge Ruling could upend all of the DFL 2024 legislative session work. Also, changes in Fair Parking and Trump on Social Security. 

Artificial intelligence isn't just a buzzword anymore. It's driving market highs, reshaping industries, and sparking debate about whether it's a bubble or a lasting revolution. In this week's Money Hour, Jeremiah and Nic talk about how AI could impact investments, jobs, and even wages. They explore where AI already outperforms humans and why emotional intelligence may be the skill that keeps you relevant in the workplace. The guys also unpack the latest updates on Social Security, clarifies common misconceptions about spousal and survivor benefits, and explains why relying on the SSA for advice could cost you. Plus, they highlight big changes coming out of the “Big Beautiful Bill,” including new opportunities with 529s, the rollout of “Trump Accounts” for kids, and tax code updates that could save retirees thousands.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Jeremiah Bates & Nic Daniels

What’s around the next curve in retirement? In this episode, Jackie Campbell breaks down the three pillars of retirement planning—risk, income, and taxes—and why the final five years before retirement are critical. Learn how portfolio risk, withdrawal strategies, and Social Security decisions can shape your future. Plus, hear a heartfelt tribute and backstage interview with country music legend Jeannie Seely, reflecting on her legacy at the Grand Ole Opry and advice for newcomers. It’s a blend of financial clarity and timeless wisdom. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

After getting drenched yesterday, it looks like we'll stay dry today, and for most of the rest of the week! In the news this morning, the wanted MN man was captured in Rochester, a Jackson County Sheriff's Sergeant has been charged with reckless injury, upgrades are coming to Carson Park in Eau Claire, Brad Pfaff introduces legislation to create a tax-free holiday for "Back To School" shopping, an update on Hurricane Erin, and Ozempic is lowering it's prices if you pay in cash. In sports, the Brewers blanked the Cubs in the first game of their doubleheader yesterday before being rained out in the 2nd game, the Bengals took care of the Commanders on MNF last night, a look at the final week of the NFL preseason, the Browns name a starting QB for the regular season, and the NASCAR Xfinity series is getting a new title sponsor in 2026. Elsewhere in sports, an Omaha basketball player drowns, Victor Robles threw his bat at a pitcher during a rehab start in the minors, and the Spike Lee/Colin Kaepernick docuseries will no longer air on ESPN. We let you know what's on TV today/tonight and also let you know what's new on DVD for New Release Tuesday. Plus, Grant Bilse from the Wisco Sports Show returned from his fishing trip to Montana and joined us just after 8am this morning. Today is "National Potato Day", so we looked at some of our favorite homemade potato dishes. Also, a recent survey asked people what motivates them…and it's pretty obvious that cash is King. Funny story about a peacock named "Kevin" on the loose. A dog that's been missing for six years was recently reunited with it's family. And a woman in Ohio launched the "Dad Letters Project" where people can request uplifting & encouraging letter from her dad. And in today's edition of "Bad News with Happy Music", we had stories about some raccoons that broke into a house in #Florida and had a party, a guy who stole a construction crane and creates some serious chaos, a DUI stop turned into a two-for-one, a #FloridaMom who packed a gun in her kid's backpack for school, and a couple that lived with the dead body of a romantic partner for almost two years to steal his Social Security money.See omnystudio.com/listener for privacy information.

European leaders to join Ukraine's Zelenskyy for White House meeting with Trump, Hurricane Erin forecast to create dangerous surf along US coast, and steps to collect the $5,108 max monthly Social Security check in retirement.

Cutting Through the Chaos with Wallace Garneau – If the United States falls, it will not be from foreign conquest or economic miscalculation, but because we abandoned those principles. The choice is between a managed decline into global serfdom or a rebirth of self-government built on liberty. The first step is honesty about Social Security, about immigration, and about the future we want to build...

Adam and Jeff discuss the uncertain future of Social Security, the real reason Trump took over the DC police, Gavin Newsom's plan to fight Texas gerrymandering, creepy tentacle rabbits, and so much more!Show notes: https://rebrand.ly/modgyxw

In this episode, Don and Tom confront the emotionally charged—and often financially tragic—decision to claim Social Security early. They debunk three common justifications: fear of system insolvency, false break-even math, and “I just want my money.” Don shares his own benefit numbers as a real-world example of the value of waiting, especially for married couples. They also address why many can't wait and explore whether alternatives like balanced portfolios or annuities make sense. Later, they roast misleading “hybrid pension” annuity schemes from KCIS, field smart ETF questions about AVGE and AVNM, and talk target-date funds, including why some belong only in tax-deferred accounts. The show ends on a lighter note with a detour into the surprising origin stories of Cocoa Beach, Florida—and a well-earned nod to Don's daughter for her killer disclaimer voiceover. 0:04 Tom's Goldilocks routine: too hot, too cold, never just right 1:05 Why early Social Security claims can be financially tragic 2:11 Top emotional excuses people use to claim early 3:19 The 2033 funding deadline and how Congress will likely delay action 4:16 Misconceptions about break-even math and spousal survivor benefits 5:01 Real example: Don's $49K vs. $58K annual benefit if he waits 6:55 The “just want my money” crowd: emotional logic at its worst 8:13 Average claiming age has improved, but still too early for most 9:38 Can you bridge the income gap to delay claiming? Not if you're broke 10:55 Permanent 30% cut if you claim at 62 vs. full retirement age 11:52 Why working longer might be the best—and only—solution 13:12 Retirement isn't a permavacation: the mental toll of early retirement 14:18 Emotion vs. planning: the real battle in financial decisions 14:41 Listener Q: KCIS hybrid pension pitch = pure annuity sales 16:17 Indexed annuities, tax-free income claims, and SEC loopholes 17:50 Listener Q: AVNM vs. AVGE – how to structure your global ETF allocation 18:50 AVGE = one fund; AVNM + AVUS = smarter two-fund DIY 19:59 Listener Q: iShares target-date ETFs and the risk of fund closure 21:17 Why target-date funds don't belong in taxable accounts 22:19 Why is Cocoa Beach called Cocoa? Three weird theories Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever felt a quiet sense of pride after giving, like you were just a little more faithful than others?It's a subtle temptation, but one we must take seriously. When our giving becomes a way to elevate ourselves rather than glorify God, we've missed the heart of generosity—and possibly much more.When Giving Becomes About UsSelf-righteous giving hides behind good behavior. It's giving to feel morally superior. Giving to prove we're spiritually ahead. Giving to show God—or others—that we've “got it right.”Jesus addressed this in Luke 18:“Two men went up to the temple to pray, one a Pharisee and the other a tax collector… The Pharisee… prayed: ‘God, I thank you that I am not like other people… I fast twice a week and give a tenth of all I get.' But the tax collector… said, ‘God, have mercy on me, a sinner.' I tell you that this man, rather than the other, went home justified before God.”The tithing, fasting Pharisee was not justified—not because his actions were wrong, but because he trusted in himself.The Heart CheckReligious acts, even impressive ones, can't save us. When we give to make ourselves look good, we risk trusting in our performance rather than Christ's finished work.There's nothing wrong with joy in giving—God loves a cheerful giver. But when joy turns to superiority, we've crossed the line. As Deuteronomy 8 reminds us:“Remember the Lord your God, for it is he who gives you the ability to produce wealth…”Everything we have—even the ability to give—comes from Him.Giving That Glorifies GodJesus warns in Matthew 6 not to give for the sake of being noticed. True generosity is humble, often quiet, and motivated by gratitude. It's giving that reflects Christ, not ourselves.John the Baptist put it best: “He must increase, but I must decrease.”So, if you notice pride in your giving:Confess it to the Lord. His grace cleanses and corrects.Refocus on gratitude. Remember how much you've been forgiven.Practice hidden generosity. Give anonymously or where no one will notice.Before each gift, pray: “Lord, may this reflect You, not me.” Because generosity is never about proving ourselves—it's about responding to the One who gave everything for us.On Today's Program, Rob Answers Listener Questions:I'm 52 and currently have about 71% of my 401(k) invested in company stock, which has been generating returns of 30–36%. When and how should I begin diversifying to protect my retirement savings while still benefiting from my company's potential growth?My husband (62) and I (58) are debating whether to start collecting Social Security now. We still run our own business and earn an income, but I'm concerned about how starting Social Security could affect our Medicare coverage. What's the best strategy for our situation?I own and rent out a three-unit apartment building and want to know if there are any advantages to placing the property in an LLC.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Wes Moss is a Certified Financial Planner practitioner and the author of “What the Happiest Retirees Know.” In Part 2 of this conversation with Robert Brokamp, Wes discusses the non-financial keys to a fulfilling retirement and whether more people should retire sooner. Also in this episode: -Chaos at the IRS -Credit card delinquencies are rising, and rates are sky-high -Tools to optimize your Social Security claiming strategy -How to determine whether your mutual fund is winning Host: Robert Brokamp Guest: Wes Moss Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Money Matters, Scott and Pat answer real-life questions about retirement planning strategies that every pre-retiree should hear. One caller asks whether it's better to build a cash bridge or continue Roth IRA contributions ahead of retirement—prompting a thoughtful breakdown of retirement planning strategies around income gaps, Social Security timing, and tax-smart withdrawals. You'll also hear about the role Roth conversions can play between retirement and age 70, how pensions and spousal benefits factor into planning, and why detailed income modeling is key. Scott and Pat also touch on risks tied to high-yield municipal bonds and illiquid assets, offering a broader context for smart portfolio construction. If you're planning to retire in the next few years, this episode delivers essential, real-world retirement planning strategies that can help you retire with clarity and confidence. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.        

The Rich Zeoli Show- Hour 1: 3:05pm- Earlier this week, President Donald Trump announced a 30-day federal takeover of Washington D.C.'s police department—while simultaneously deploying 800 National Guard troops—to fight violent crime in the nation's capital. At the White House press briefing, Trump announced Attorney General Pam Bondi will oversee the federal takeover—while Defense Secretary Pete Hegseth will provide military support “if needed.” Additionally, the administration will assign 120 F.B.I. agents to conduct nighttime patrols throughout Washington D.C. While progressive politicians have attacked the Trump Administration over the decision, even MSNBC is now conceding that there is a serious crime problem that needs to be addressed. Has President Trump forced progressives into defending crime? 3:30pm- It's Justin's birthday today! 3:35pm- On Thursday, President Donald Trump celebrated the 90th anniversary of Social Security where he addressed erroneous claims made by Senator Elizabeth Warren that the administration is destroying Social Security—“she's a mean, horrible human being” and has a history of lying. 3:40pm- While speaking with the press, President Donald Trump said that if Friday's meeting with Vladimir Putin does not go well and there is no clear sign of a peace agreement between Russia and Ukraine, Russia will face “very severe consequences” in the form of onerous sanctions. 3:50pm- Rich is scheduled to be on Fox News immediately after tomorrow's show in Cape May. Matt is helping out by crafting talking points—so, does that mean Justin has to do Rich's makeup? Plus, what's Rich's latest medical ailment? You'll never guess!

The Rich Zeoli Show- Full Show (08/14/2025): 3:05pm- Earlier this week, President Donald Trump announced a 30-day federal takeover of Washington D.C.'s police department—while simultaneously deploying 800 National Guard troops—to fight violent crime in the nation's capital. At the White House press briefing, Trump announced Attorney General Pam Bondi will oversee the federal takeover—while Defense Secretary Pete Hegseth will provide military support “if needed.” Additionally, the administration will assign 120 F.B.I. agents to conduct nighttime patrols throughout Washington D.C. While progressive politicians have attacked the Trump Administration over the decision, even MSNBC is now conceding that there is a serious crime problem that needs to be addressed. Has President Trump forced progressives into defending crime? 3:30pm- It's Justin's birthday today! 3:35pm- On Thursday, President Donald Trump celebrated the 90th anniversary of Social Security where he addressed erroneous claims made by Senator Elizabeth Warren that the administration is destroying Social Security—“she's a mean, horrible human being” and has a history of lying. 3:40pm- While speaking with the press, President Donald Trump said that if Friday's meeting with Vladimir Putin does not go well and there is no clear sign of a peace agreement between Russia and Ukraine, Russia will face “very severe consequences” in the form of onerous sanctions. 3:50pm- Rich is scheduled to be on Fox News immediately after tomorrow's show in Cape May. Matt is helping out by crafting talking points—so, does that mean Justin has to do Rich's makeup? Plus, what's Rich's latest medical ailment? You'll never guess! 4:05pm- Is “woke” permanently dead? Don't count it. Conservatives may have won the battle over Sydney Sweeny's jeans—but progressives will almost certainly rally around another social justice issue in the future. 4:15pm- While speaking with podcaster Aaron Parnas, Sen. Chuck Schumer insisted that crime is not a problem in Washington D.C.: “I walk around D.C. all the time…I feel perfectly safe.” But not everyone has bodyguards and a fleet of armed vehicles following them like the Senate Minority Leader! 4:35pm- Brooke Singman—Political Correspondent & Reporter for Fox News—joins The Rich Zeoli Show to discuss her latest report: “Clapper allegedly pushed to 'compromise' 'normal' steps to rush 2017 ICA, despite concerns from NSA director.” She writes: “Former Director of National Intelligence James Clapper allegedly directed officials to ‘compromise' ‘normal' procedures to rush a politicized 2017 Intelligence Community Assessment—despite concerns from then-Director of the National Security Agency Mike Rogers, who allegedly said his team did not have ‘enough time' to review the intelligence to be ‘absolutely confident' that Russia was involved in the 2016 election.” You can read the full article here: https://www.foxnews.com/politics/clapper-pushed-compromise-normal-steps-rush-2017-ica-despite-concerns-from-nsa-director. 5:05pm- George Bochetto—Former candidate for U.S. Senate, former Pennsylvania State Boxing Commissioner, and Attorney at Bochetto & Lentz, P.C.—joins The Rich Zeoli Show to discuss a statue of former Philadelphia Mayor Frank Rizzo being returned the group that originally donated it following a ruling by the Philadelphia Art Commission. 5:25pm- First Lady Melania Trump is threatening to sue Hunter Biden for $1 billion over false claims regarding Jeffrey Epstein. 5:30pm- Daniel Turner—Founder and Executive Director of Power The Future—joins The Rich Zeoli Show to preview tomorrow's meeting between Donald Trump and Vladimir Putin in Alaska. 6:05pm- While speaking with the press, President Donald Trump said that if Friday's meeting with Vladimir Putin does not go well and there is no clear sign of a peace agreement between Russia and Ukraine, Russia will face “very severe consequences” in the form of onerous sanctions. 6:30pm- Earlier this ...

Host Matt explores how Elon Musk's Department of Government Efficiency (Doge) continues to drive aggressive cost-cutting and anti-corruption efforts in government, even after Musk's departure. He covers the ongoing influence of Musk's original team, the billions saved, the controversial access to Social Security data, and the spread of Doge-inspired reforms to other states. Matt also shares a unique offer for listeners to join him in Vegas and learn his real estate business system. Tune in for a fast-paced look at government reform, tech culture, and big opportunities. BUT BEFORE THAT, hear about Trump's new moves, and big bets on OIL! Useful links: https://myescapebook.com/escape-2?video=0KDH7rzZZWk https://epicearnwhileyoulearn.com/yfd?video=0KDH7rzZZWk https://intensive2025.com/?video=0KDH7rzZZWk Learn more about your ad choices. Visit megaphone.fm/adchoices

8.14.2025 #RolandMartinUnfiltered: Texas Redistricting Battle Rages; Gov. Newsom's 'Election Rigging' Measure; Trump Pushes PragerU In Texas, the redistricting battle continues. Top state Republicans have announced they'll adjourn the current special legislative session early this Friday--only to immediately gavel in a brand new session that same day. We'll speak with several Texas state representatives about what's really going on and what's next. California Governor Gavin Newsom hosted a live press conference featuring multiple state officials to announce the launch of the Election Rigging Response Act--a proposed ballot measure aimed at countering Republican-led redistricting efforts in Texas. Also tonight, Prosecutors in Florida have announced they will not pursue charges against the sheriff's deputy involved in the controversial arrest of William McNeil Jr. We'll break down what this decision means. Plus, outrage is growing over Donald Trump's replacement for PBS--a controversial animated video produced by PragerU. The video features a cartoon Christopher Columbus claiming "slavery was no big deal." And as Social Security celebrates its 90th anniversary, President Trump has signed a proclamation from the Oval Office, promising to "always defend Social Security" while touting a new tax cut for seniors. Uh huh... we've got a few thoughts on that. BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjs (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

Brandi Kruse and Zach Abraham dive into all things Department of Government Efficiency and beyond in this weekly series. On this episode: Trump and Putin meet. DOGE gets green light to access personal data. Social Security is racing toward insolvency, should the U.S. lower benefits or increase taxes?

The July Consumer Price Index report is out, and the numbers are better than expected. Are Texas Democrats about to return to the Lone Star State? Support for Democrats has been falling for decades. The federal government is already cleaning up Washington, D.C. And they're singing in the streets again. U.S. Rep. Delia Ramirez (D-Ill.) thinks she's a victim of America. Rep. Sarah McBride (D-Del.) makes organic video, and it's so good. Department of Justice looking into New York Attorney General Letitia James and Senator Adam Schiff (D-Calif.). Meet a new NFL cheerleader. Hilary Kennedy joins us to discuss the new UFC/Paramount+ deal! Homeless treehouse in Los Angeles. Train derailment and toxic cloud outside Dallas. Social Security changes … sort of. 00:00 Pat Gray UNLEASHED! 02:18 CNN Talks July CPI Report 03:31 July CPI Report is Here 09:07 Democrats Aren't Popular 15:48 DEI DC Police Chief Doesn't Know the Chain of Command 16:32 Pam Bondi Meets with Bowser 19:10 Joe Scarborough Describes Life in Washington DC 21:56 DC Residents Speak Out 22:27 Singing Democrats Take to the Streets 25:24 School is Back in Session 31:39 Chewing the Fat 52:18 Delia Ramirez Explains what it Means to Be an American 55:42 Sarah (Tim) McBride Goes to Wawa 59:13 DOJ Investigating Letitia James & Adam Schiff 1:05:50 New Male Cheerleader for the Minnesota Vikings 1:12:07 Hilary Kennedy's UFC Update 1:25:54 Homeless Treehouse in LA 1:28:30 Rick Santelli on the US Economy 1:30:32 Train Derailment in Gordon, Texas 1:32:40 Social Security Reform? Learn more about your ad choices. Visit megaphone.fm/adchoices