Podcasts about finances

#289 Join Jeff Nelson (ADAPT Fitness) and I for a rare, unscripted look inside a coaching day with a 7-figure gym owner client. Recorded on the go, this candid conversation reveals what successful fitness entrepreneurs are thinking about when it comes to finances, growth, and freedom. The truth is there aren't any secrets although we think there are.  What You'll Hear in This Episode: What a day of high-level financial coaching actually looks like. The biggest lessons Jeff has learned How 7-figure gym owners think about profit, pay, and peace of mind. Real questions and answers about business growth from the front seat. Links and Resources: Schedule a call here.  ADAPT Fitness  

Finances are one of the top stressors in marriage—but they don't have to be. In this short conversation on the Relevant Radio show Morning Air , Jonathan Teixeira shares practical insights from his own marriage on how couples can handle money with peace and unity.He explains why money so often feels tense, how men and women may experience it differently, and why bringing Christ into your financial life transforms everything. Whether you're newly married or decades in, this quick conversation will encourage you to see money not as a source of division, but as a tool for building trust and freedom together.

2025-09-23 | Silicon Wafers 008 | DAILY UPDATES | Wafers daily is a round-up of news over the last 1-2 days, with a particular focus on the resurgence of authoritarian regimes in the 21st century, great power competition, democracy on the defensive, the Russian imperial project, and how Ukraine is leading the fightback for values and freedom. In this short video format, I hope to bring some light to dark times.Ukraine's $65 Billion Financing Gap and the War Economy - Ukraine is facing a painful truth: the scale of external financing it needs through 2027 is far beyond previous estimates. The International Monetary Fund has forecast a $65 billion financing gap, almost double what Ukraine had earlier estimated — $38 billion. (Reuters)----------Autumn Harvest: Silicon Curtain (Goal €22,000)This is super important. We'll be supporting troops in Pokrovsk, Kharkiv, and other regions where the trucks are needed the most. There are so many Battalions in Ukraine, fighting to defend our freedoms, but lack basics such as vehicles. These are destroyed on a regular basis, and lack of transport is costs lives, and Ukrainian territory. Once again Silicon Curtain has teamed up with Car4Ukraine and a group of wonderful creators to provide much-needed assistance: https://car4ukraine.com/campaigns/autumn-harvest-silicon-curtain----------SOURCES: Ukraine: The Latest by The Telegraph team ---https://open.spotify.com/show/6cnkk1J0I1UqtxTYVUL4Fe?si=fb9c151d2f21405a In Moscow's Shadows, hosted by Mark Galeotti ---https://open.spotify.com/show/1NKCazxYstY6o8vhpGQSjF?si=4215e2d786a44d64 Russian Roulette hosted by Max Bergmann and Dr. Maria Snegovaya ---https://podcasts.apple.com/tw/podcast/russian-roulette/id1112258664?l=en-GB Hosted by Michael Naki ---https://www.youtube.com/@MackNack Faygin Live channel ---https://www.youtube.com/@FeyginLive Hromadske channel ---https://www.youtube.com/@hromadske_ua Hosted by Vitaly Portnikov ---https://www.youtube.com/@portnikov Hosted by Vladimir Milov ---https://www.youtube.com/@Vladimir_Milov Sternenko channel ---https://www.youtube.com/@STERNENKO ----------SILICON CURTAIN FILM FUNDRAISERA project to make a documentary film in Ukraine, to raise awareness of Ukraine's struggle and in supporting a team running aid convoys to Ukraine's front-line towns.https://buymeacoffee.com/siliconcurtain/extras----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extrasWe need to scale up our support for Ukraine, and these events are designed to have a major impact. Your support in making it happen is greatly appreciated. All events will be recorded professionally and published for free on the Silicon Curtain channel. Where possible, we will also live-stream events.https://buymeacoffee.com/siliconcurtain/extras----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------CHAPTERS: 00:00 Introduction and Overview00:34 Ukraine's $65 Billion Financing Gap04:24 China's Cargo Ship in Occupied Crimea07:47 Trump and Zelenskyy Meet at the UN09:58 Moscow Under Drone Barrage12:26 Denmark and Norway Close Airports After Drone Sightings15:55 Moldova's Election Under Threat18:53 Escalation at NATO's Borders21:57 Conclusion and Strategic Observations----------

Chicago is facing record outmigration, failing schools, and rising taxes. In this debut episode, Paul Vallas—former Chicago Public Schools CEO and 2023 mayoral candidate—joins us to break down why families are leaving Chicago, how the Chicago Teachers Union controls city policymaking, the real state of crime and safety, and how things could have been different. Listen now and subscribe to the Illinois Policy Podcast for honest conversations about Illinois' future. 00:00 – Chicago's Crisis: Crime, Taxes, Schools 00:41 – Welcome to the Illinois Policy Podcast 01:07 – Introducing Guest: Paul Vallas 01:25 – What Could Have Been Different? 02:03 – Chicago's Public Safety Problem 03:17 – Housing & Development Failures 04:03 – Springfield: Missed Opportunities 06:00 – Teachers Union's Grip on Chicago 07:19 – CPS Staffing & Spending Issues 09:22 – Why Families Are Leaving Chicago 12:03 – How Schools Were Reformed in the Past 14:01 – Local Control and Magnet Schools 15:52 – Lowering Education Standards 18:22 – Attacks on Testing & Accountability 20:03 – Charter and School Choice Options 22:16 – Failing “Sustainable Community Schools” 24:19 – How Unions Block Real Options for Families 25:13 – Public Safety: The Reality vs. Rhetoric 27:18 – Schools, COVID, and the Crime Spike 28:39 – How Prosecutors Changed Crime Trends 29:39 – Domestic Violence on the Rise 30:39 – Why Crime is Underreported 33:30 – Chicago as a “Sanctuary City for Criminals” 35:09 – Police Staffing and Crime Correlation 37:14 – CTA Safety and Ridership Decline 39:11 – Chicago's Future Forecast 41:07 – The Three Financial Crises Facing the City 42:51 – Who Will Lead Chicago Next? 44:23 – Cook County Politics & Preckwinkle's Influence 45:46 – Closing Thoughts with Paul Vallas

Learn how to prepare your finances for fall and support aging parents who have limited retirement savings. How can you check in on your finances this fall? What's the best way to help parents with little savings retire? Hosts Sean Pyles and Elizabeth Ayoola explain how you can give yourself a fall financial check-in before they answer a listener's question about supporting aging parents. They begin with a discussion of fall planning and open enrollment season, with tips for using this year's health costs to choose next year's plan, reviewing IRA/401(k) contributions and allocations, and setting a realistic holiday budget while tracking travel prices. Then, NerdWallet lead writer Kate Ashford joins Sean and Elizabeth to discuss how a listener can support their aging parents who haven't saved much. They discuss how to start sensitive money talks, navigate Medicare vs. Medicare Advantage (plus SHIP and Medicaid resources), and practical ways to help, including how to cover specific bills, explore subsidized senior housing, and avoid raiding your own retirement fund in order to help. See the latest rates in NerdWallet's roundups of the best high-yield savings accounts: https://www.nerdwallet.com/m/banking/standout-online-savings-accounts-2  Read NerdWallet's 2024 Financially Assisting Aging Parents Report: https://www.nerdwallet.com/article/finance/2024-financially-assisting-aging-parents-report  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: open enrollment, Medicare vs Medicare Advantage, Social Security benefits, holiday budget, IRA contribution limits, 401(k) contribution limit, high-yield savings accounts, emergency fund, claiming parents as dependents, subsidized senior housing, State Health Insurance Assistance Program (SHIP), retirement planning checklist, talking to parents about money, healthcare plan comparison, out-of-pocket maximum, Summary of Benefits and Coverage, Roth IRA vs Traditional IRA, SSA account estimate, travel prices Thanksgiving, Christmas flight prices, budget for gifts, avoid 401(k) loans, elder law attorney, support aging parents financially, pay parents' bills vs cash, cost of Medicare Advantage networks, housing downsize for retirees, public benefits for seniors, SNAP for seniors, utility assistance programs, property tax relief seniors, high-yield savings rate 4 percent, set savings buckets, wedding budget overrun, and school-year child care costs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

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In this episode, host Kelly Mould and SVP Private Client Banking, Kathy Ciszewski focus on advice for the sandwich generation — those caught between caring for their aging parents and supporting their own children. They cover the financial, emotional and practical aspects of this group, including navigating conversations with parents about their finances and healthcare as well as modeling the behavior they want their children to adopt when they become caregivers. The conversation also touches on the need for the sandwich generation to prioritize their own well-being while being stretched in many directions. 

A Key ingredient for living an intentional life in Jesus Christ is One Thing. And doing that one thing works for all five of the essentials of intentional living: Faith, Family, Finances, Health, and Work. Sign up for Dr. Randy’s INTENTIONAL ONE THING CHALLENGE. Here’s an Intentional Living Blog for inspiration! The Power of ONE […]

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Send us a textJoin us on Average Joe Finances as our guest Dr. Axel Meierhoefer shares his remarkable journey from serving in the German Air Force to becoming a successful real estate investor and mentor. He discusses his transition to the United States through an exchange program with the US Air Force, his stint in the corporate world, and his eventual dive into real estate investing. Key insights include his approach to buying out-of-state investment properties, the importance of due diligence, and the value of mentorship in real estate.In this episode:Learn how shifting from pilot to investor highlights the power of embracing new opportunities.Discover why treating real estate as a business is key to long-term financial success.Understand how cash flow–focused strategies help weather financial crises and market downturns.Grasp the value of mentorship, mindset, and turnkey solutions in building a resilient portfolio.And so much more!Key Moments:00:00 Introduction and Welcome00:56 Meet Dr. Axel Meierhoefer01:38 Dr. Hofer's Journey from Germany to the US05:11 Discovering Real Estate Investing18:29 Navigating the 2008 Financial Crisis24:26 The Importance of Due Diligence in Real Estate Investing24:46 Challenges and Realizations in Early Investments26:12 Investing Out of State: A Strategic Approach28:06 Discovering Turnkey Real Estate Investing30:44 The Ideal Investor Show and Its Impact32:46 Final Round: Insights and Reflections43:57 Final Thoughts and Closing RemarksFind Axel MeierhoeferWebsite: https://tinyurl.com/iwg-strategyLinkedIn: https://www.linkedin.com/in/ameierhoefer/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

For nearly 15 years, Blue Trust has had the privilege of walking alongside Lora and Mark Batterson in their financial stewardship journey. The couple founded and leads National Community Church in Washington, D.C., and Mark is a speaker and New York Times bestselling author. Together, they have built their lives around four core family values: gratitude, humility, generosity, and courage.In this episode of “Wisdom for Wealth. For Life,” Blue Trust senior partner and senior private wealth advisor David Campaigne talked with the Battersons to explore how these values shape their approach to money, giving, and legacy. Their conversation offers valuable insights for anyone seeking to align their financial decisions with their faith.To learn more, visit http://www.BlueTrust.com LinkedIn: https://www.linkedin.com/company/bluetrustwealth Facebook: https://www.facebook.com/bluetrustfinancial Instagram: https://www.instagram.com/_bluetrust Twitter: https://twitter.com/_BlueTrust The information in these podcasts is provided for general educational purposes only. It is not intended as specific individual advice. The clients' experience may not be representative of the experience of other clients, and they are also not indicative of future performance or success. Opinions expressed may not be those of Blue Trust.Trust and investment management accounts and services offered by Blue Trust, Inc. are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, nor guaranteed by any bank or bank affiliate, and are subject to investment risk, including possible loss of the principal amount invested. 

In today's episode, we break down the biggest movie news headlines, from Fede Álvarez not returning to direct Alien: Romulus, to Superman reportedly netting $125 million in theaters. We also explore The Conjuring: Last Rites' record-breaking global opening, and David F. Sandberg's new Amityville project. Plus, a look at Scary Movie 6 with Anna Faris and Regina Hall returning. We cap it off with a glance at upcoming trailers: The Housemaid (Sydney Sweeney, Amanda Seyfried), Wake Up Dead Man: A Knives Out Mystery, Christy starring Sydney Sweeney, The Rip with Ben Affleck and Matt Damon, The Smashing Machine, and Anniversary starring Diane Lane, Kyle Chandler, and Dylan O'Brien.

First Class Series

As we continue our Stretched series, Mike gives us some Godly wisdom to help us navigate through times when our finances are stretched.

La France s'apprête à reconnaître l'État de Palestine lundi 22 septembre dans l'enceinte des Nations unies à New York. Un geste diplomatique salué par les Palestiniens, qui s'empressent souvent de dire qu'il devrait être accompagné de mesures fortes contre la colonisation. Celle-ci grignote, en effet, de plus en plus le territoire de la Cisjordanie occupée. Illustration de ce phénomène aux abords de la future colonie de Sa-Nur, dans le nord de ce territoire palestinien. Reportage de notre envoyée spéciale à Tarsala, future colonie de Sa-Nur, C'est une visite qui est encore sur toutes les lèvres : Bezalel Smotrich, ministre des Finances suprémaciste d'Israël, débarquant en personne dans le nord de la Cisjordanie occupée. Un peu plus d'un mois plus tard, les riverains palestiniens restent marqués par cette visite qui a drainé un déploiement massif de soldats dans leur localité. Ceux qui acceptent d'en parler veulent rester anonymes. « On a peur. On a peur d'être arrêté. » « Tant que l'armée est dans le coin, on a l'interdiction de parler ou de prendre des photos. Ils ont posé des caméras en haut. Ils voient ce qu'il se passe ici. » À lire aussiDix pays, dont la France, décidés à reconnaître l'État palestinien à l'ONU En haut : Sa-Nur, une ancienne colonie israélienne évacuée en 2005 et que Bezalel Smotrich entend désormais faire renaître de ses cendres. Une revanche sur l'histoire, 20 ans plus tard. Mais aussi un message clair passé à la France, qui s'apprête à reconnaître l'État de Palestine. Bezalel Smotrich : « Quiconque dans le monde tentera de reconnaître un État palestinien recevra une réponse de notre part, sur le terrain. Cette réalité finira par enterrer l'idée d'un État palestinien. Tout simplement parce qu'il n'y a rien à reconnaître et personne à reconnaître. » Ces déclarations tonitruantes du ministre d'extrême droite israélien commencent à lasser sur le terrain. Depuis son bureau, Ghassan Qararya, le maire de Sa-Nur – appelée Tarsala par les Palestiniens – a une vue plongeante sur la future colonie : « On voit tout d'ici. On voit l'armée. On voit l'avancée des travaux préliminaires. Il n'y a pas longtemps, il y avait des bulldozers. Ils sont en train de nettoyer le site. Ils disent qu'ils veulent construire 126 logements. Mais que je sache, la mère de ce Smotrich, elle n'a pas accouché de lui ici. Il faudrait que moi, je parte d'ici pour laisser cette terre à des gens qui débarquent d'Irlande, d'Ukraine, d'Allemagne, d'Éthiopie ou de je ne sais où ? On ne se laissera pas faire, ce pays est notre pays. Où voulez-vous qu'on aille ? Vous nous accepteriez en France, vous ? » Une seule issue, insiste le maire : la solution à deux États prônée et acceptée par l'Autorité palestinienne dont il dépend, mais qui semble de moins en moins crédible sur le terrain.  À lire aussiIsraël annonce la création de 22 nouvelles colonies illégales en Cisjordanie occupée

Roland Pérez explique les changements apportés par la nouvelle réglementation européenne sur les virements instantanés. Désormais, les banques et prestataires de services de paiement en Europe, y compris en France, sont tenus de proposer la réception et l'émission de virements instantanés sans frais supplémentaires. Cette évolution vise à encourager les paiements numériques, harmoniser les pratiques bancaires et favoriser la concurrence entre les prestataires. Découvrez les détails de cette nouvelle réglementation et ses objectifs.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Paul Jamison sits down with Tony Rudolph for the first half of their conversation on the book 'Level Up Your Money,' covering biblical money principles including giving to those in need and tips for better business financial health.

Snag Our Simplified Budget System!Today's episode is one of those stop what you're doing and listen moments.

Imagine driving a car with misaligned wheels; it takes more effort, burns more fuel, and wears down faster. The same goes for business: when your pricing isn't aligned with your growth, you're working harder than you need to. In today's episode, “Is Your Pricing Out of Sync with Your Growth?”, host Jacquette breaks down how to bring your pricing strategy into harmony with your evolving capacity, skills, and expertise. So, if you want to realign and move forward with clarity and confidence, tune in!Also check out: Pricing Made Human Experiencewww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/JacquetteSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

THIS IS A REPLAY - MILLION DOLLAR CEO CLOSES ON SEPTEMBER 26TH, 2025Book a sales call for Million Dollar CEO HERE 

Ce vendredi 19 septembre, l'adoption des députés allemands, avec des mois de retard, du budget 2025, et l'inquiétude concernant celui de 2026, ont été abordés par Annalisa Capellini dans sa chronique, dans l'émission Good Morning Business, présentée par Laure Closier, sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Do you ever wonder how to discern God's leading in your financial journey? Dave and Reb welcome Dianne and Ian Kerr to episode #447 of “Let's Talk Money with Dave and Reb” to discuss their process of hearing God's voice and learning His way within a sea of differing voices. The Kerrs share four basic principles you won't want to miss! To hear more about these principles, tune in to the show sponsored by Trinity Family Wealth Advisors, an integrated team of experts, helping you manage wealth, while preparing your legacy and blessing others for generations. To connect with Tim go to https://trinityfamilywealth.ca/ and he will help you gain clarity, contentment, and freedom on your family's journey. To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPySUgf62Ik9smNv5IQUJVSYBOXp4dhvsmfU3vzJivqJWwrvkTfyLe4uDWay18JChGQ1QWENY4FXHjdhLEkWMLQT8BHP9Lz18vRbIHFrvkyO6ocnHFx7rS2jtZ7WVzmIhw0U7cFRtGtRdvaw7gj3W2qigq_7EBTDZBOEfMVxxeuk405kn921-o-irE3XdWX2KrJ8e0G9W1usTiTi2j-EANx4MC_ygttzlzwj_1qmQC8MCk5LxF6jXTDr1ETe1v3O1q5o0rO4H2g.pybaC103ktXcDYR0puZtPXOBpswpMjPmU0vYc-KTAnc&dib_tag=se&keywords=cultivating+trust&qid=1732127878&sprefix=cultivating+trust%2Caps%2C117&sr=8-3 To listen to the audiobook please find it here: https://open.spotify.com/show/7FCzANDapS7Eni6YIdIWM5?si=6dc65d94c1c44a2c&nd=1&dlsi=377531a00c6940ef #morethanenough #finances #money #financialfitness #kingdomfinance #hearingGod #discipleship

How do you know that you are a Christian? Does your life reflect the fruit that comes with truly walking with and serving the Lord? Whether you are just beginning your faith journey, or if you've been walking with the Lord for a long time, there is a word here for you today. · · · At the Life of a Single Mom, our mission is to improve the lives of single mothers and their children by providing support groups, life skills, and projects that promote success in 3 core areas: Parenting, Finances, and Health & Wellness. Join us as we ensure that no single mom walks alone. CHECK OUT OUR WEBSITE FOR LOTS OF SINGLE MOM CONTENT! // https://thelifeofasinglemom.com/   JOIN A SINGLE MOM'S SUPPORT GROUP NEAR YOU! // https://thelifeofasinglemom.com/find-a-group/   REGISTER FOR SINGLE MOM UNIVERSITY FOR LIFE SKILLS CLASSES ON EVERYTHING CHRISTIAN SINGLE MOM RELATED // https://singlemomuniversity.com/  *Please note: For a limited time only, we are offering access to Single Mom University FREE FOR ONE YEAR! Visit https://singlemomuniversity.com/apply-for-scholarship and use coupon code PODCAST to redeem your free gift now! · · · CONNECT WITH US ON FACEBOOK! // https://www.facebook.com/thelifeofasinglemom   FOLLOW US ON INSTAGRAM! // https://www.instagram.com/thelifeofasinglemom/    ENJOY OUR FREE CONTENT? Help us make an impact in the lives of single moms today!  // https://thelifeofasinglemom.com/donate/    CHECK OUT OUR ONLINE STORE FOR REALLY COOL SINGLE MOM PRODUCTS. // https://shop.thelifeofasinglemom.com/  · · · All Rights Reserved. The Life of a Single Mom. We do not intend to give formal medical advice on this program. While every effort is made to thoroughly vet all guests on our show, please be advised that an invitation does not constitute full agreement on every subject matter, we recognize future content on websites, social media, and otherwise is beyond our control.

Turning a side hustle into a profitable business is exciting, but sloppy bookkeeping and unclear invoices can drain your energy—and your wallet. In this AI-enhanced revisit, Rob Broadhead and Michael Meloche share a practical playbook for mastering side hustle finances, from clean record-keeping to professional billing. Why Side Hustle Finances Matter from Day One A side hustle isn't “extra cash”—it's a business. Rob warns that ignoring taxes or mixing personal and business funds can lead to stressful bills or legal trouble. Famous entertainers have learned this the hard way, and so can new entrepreneurs. Treat every paid project like a true business. Without strong side hustle finances, you can't see profits, plan for taxes, or protect yourself legally. Michael adds that registering an LLC shields personal assets but also demands accurate books: “If you can't track your personal budget, learn fast for your business.” Building a Side Hustle Finances Foundation The first step in managing side hustle finances is to separate them. Open a dedicated business bank account and credit card to keep personal funds safe and simplify reporting. A credit card provides fraud protection and reward points if you pay it off monthly. Choose tools that fit your stage: Wave (free tier), QuickBooks Self-Employed, FreshBooks, or Google Sheets. Snap photos of receipts and store them digitally so every expense is documented. Pro Tip: Pay off the business credit card monthly. You'll earn rewards and maintain a clean paper trail without carrying debt. Professional Invoicing for Healthy Cash Flow Clear, professional invoices are a cornerstone of good side hustle finances. Include: Business and client contact info Project details and dates Explicit payment terms (Net 30, due on receipt, or milestone-based) Offer multiple payment methods—Stripe, PayPal, ACH—and embed a “Pay Now” button to speed up processing. Rob notes that many companies pay at the last possible moment, so set firm terms and late-fee policies from day one. Challenge: Review your current invoice template. Does it clearly state deadlines and late-fee penalties? Update it before your next project. Managing Cash Flow and Hidden Costs Large deposits can trigger bank holds, especially if you've rebranded or opened a new account. Plan ahead so you can cover payroll or expenses without tapping personal savings. Understand the real cost of every payment method. Credit-card and ACH fees can quietly chip away at profits, so build those numbers into your pricing. Contracts and Boundaries Before starting any project, define what “done” means and capture it in a written agreement. Even a simple contract from LegalZoom can protect your work and ensure you're paid. No contract, no work. Require deposits and pause projects if clients miss payments. Never deliver final source code until the check clears. Key Takeaways for Side Hustle Finances Treat your side hustle like a business from day one. Separate accounts and track every expense with reliable tools. Send professional invoices with firm terms and enforce them. Anticipate bank delays and processor fees to keep cash flowing. Use contracts and deposits to protect your time and income. By following this side hustle finances playbook, you'll not only stay organized and get paid on time—you'll also build the financial habits that turn a part-time gig into a thriving business. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Financial and Accounting Applications (Free and Low Cost) Accounting For The Entrepreneur Estimation Essentials: How to Nail Pricing for Development Projects From Side Hustle to Success The Developer Journey Videos – With Bonus Content

In this episode of Chatting with Betsy, host Betsy Wurzel sits down with journalist and author Edith Lynn Hornik-Beer to explore Why Women Took Control of Their Finances. From being denied credit cards and loans to fighting for independence, Edith shares the history, challenges, and resilience that shaped women's role in money management and investing. ✨ Inside this conversation:The spark that inspired Edith's book To Invest Successfully: Terms You Need At Your FingertipsBarriers women faced—credit card denials, workplace restrictions, and financial discrimination across countriesHow cultural milestones like The Pill and All in the Family highlighted women's struggles for financial equalityBetsy's personal stories of building her own credit and independenceEdith's experiences as a Swiss-born journalist navigating financial roadblocks across borders

What's the biggest challenge you're facing right now? Finances? A relationship? A health issue? You need strength and you need endurance. Chip suggests that there's one thing that will revolutionize your approach to this situation. Join him as he talks about God's wisdom.Introduction: What is the biggest challenge you're facing in your life right now?Defining the wisdom of God:“Wisdom, among other things, is the ability to devise perfect ends and to achieve those ends by the most perfect means. It sees the end from the beginning, so there can be no need to guess or conjecture… All God's acts are done in perfect wisdom, first for His own glory, and then for the highest good of the greatest number for the longest time…Not only could His acts not be better done: a better way to do them could not be imagined.” -A. W. Tozer, Knowledge of the HolyHow has God revealed His wisdom to us?Through CREATION -Psalm 19:1-7Through PROVIDENCE -Psalm 33:10-11Through REDEMPTION -1 Corinthians 2:6-10Through His SON -1 Corinthians 1:30How must we respond to the wisdom of God?We must LEARN to live wisely! -Ephesians 5:15-17HOW do we do that?We must REVERENCE God's ways. -Proverbs 1:7; Job 28:28We must RECEIVE His Word. -Psalm 119:97-100, 2 Timothy 3:15-17We must ASK for it specifically. -James 1:5; Colossians 1:9We must learn to TRUST Him completely… that all that comes our way is from the hand of a good and loving God who knowing all things actual and possible, is exerting His unlimited power to execute the best possible outcomes, by the best possible means, to fulfill the highest possible purposes.Broadcast ResourceThe Real God ResourcesMessage NotesAdditional Resource MentionsDaily DiscipleshipA.W. Tozer - The Knowledge of the HolyJ.I. Packer - Knowing GodConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003

McAlvany Rapture Kits Radio Show Package The Great Last Days Apostasy NBW Ministries website Newsletter Signup NBW Ministries store Spirit of the False Prophet Audiobook YouTube Rumble Podbean Spirit of the False Prophet Spirit of the Antichrist Volume One Spirit of the Antichrist Volume Two Economics, Money, Finances, Christian Living, Not By Works Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Losing a spouse is one of the most difficult transitions in life, emotionally and financially. We're sitting down with Tayler Rhoda CFP® to discuss the unique financial challenges widows and widowers face, especially in retirement. Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/BmnVJmeoEb4  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Question of the day

In today's economic climate, government surveillance and financial monitoring are more pervasive than ever. Every transaction you make, every dollar you move, is increasingly tracked and recorded. But what if you could take back control of your privacy and protect your cash from unnecessary oversight? In this episode of the Private Banking Strategies Podcast, hosts Vance … Continue reading Protect Your Finances from Government Surveillance | Episode 133 →

Kevin and Kieran find out why there seem to be more English players signing for European clubs in recent years, and look at the very latest situation with Barcelona's finances. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠questions@priceoffootball.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join The Price of Football CLUB: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://priceoffootball.supportingcast.fm/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Check out the Price of Football merchandise store: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://the-price-of-football.backstreetmerch.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Visit the website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://priceoffootball.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For sponsorship email - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@adelicious.fm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Price of Football is a Dap Dip production: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dapdip.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠contact@dapdip.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

#288 What separates those who struggle, those who succeed by chance, and those who consistently win? In this episode of Your Fitness Money Coach Podcast, I sit down with Chase Kough, owner of Performance360 and The G.O.A.T. Mind — who has coached Olympic and World Champion athletes across six different sports. With over 40,000 hours of experience, Chase has seen firsthand what it takes to turn dreams into reality. We dive into: The 3 types of people when it comes to success and which one you want to be. The 3 levels of desire and how they impact what you think is possible. Why the smallest words, thoughts, and actions compound into world-class results. How gym owners and entrepreneurs can apply the same frameworks used by elite athletes to win in business and life. This conversation will challenge you to rethink your mindset, elevate your daily habits, and remove the limitations holding you back. Links & Resources: Connect with Chase: The G.O.A.T. Mind Chase's IG Chase on FB Connect with me on Instagram

Today's episode is with Heather Zeitzwolfe. Heather is a woman in the middle entrepreneur who's a CPA, who really likes helping mid-life female solopreneurs get a handle on their numbers and bring more clarity and fun to financials!In this episode, you will learn:Why the concept of "fearless finances" can help your business as a midlife entrepreneur.Why adopting the attitude, "If you're not having fun, you're not doing it right" is a great motto in midlife.Why it's important to focus on what makes you happy, even in business as a midlife entrepreneur.Why it's important to appreciate that if you're too comfortable, you may not be stretching yourself, which is important in midlife because you'll be amazed as what you can achieve.Why it's important to be authentic because your unique voice and perspective are what differentiate you in the market.Connect with Heather at:https://www.zeitzwolfeaccounting.com/https://www.instagram.com/savvyfrugalvegan/https://www.youtube.com/@SavvyFrugalVeganhttps://www.linkedin.com/in/heatherzeitzwolfe/https://veganfoodtruck.buzzsprout.comConnect with Suzy:Women in the Middle® Entrepreneurs: Are you a 50+ woman business owner or entrepreneur who's dealing with navigating classic midlife issues that are affecting the way you run your business? We're looking to interview guests just like you from a wide variety of different businesses! Apply now: www.midlifeinterviews.com. LISTEN HERE for iTunes and HERE for Suzy's website.HAPPINESS BREAKTHROUGH COACHING SESSION: Imagine having a private 2-hour coaching call to get some solid clarity about what's holding you back and confident about your next steps forward! Time for a breakthrough! Limited spots are available. Book here.THE WOMEN IN THE MIDDLE® ACADEMY: The “Academy” is an exciting, life changing, 12-month, online group coaching program and community for midlife women. You will develop a roadmap to help you go from being unclear about what you want to be crystal clear about how to create a more fun, meaningful, and regret free next chapter! Head over to www.womeninthemiddleacademy.com and apply and book your free call. I can help you find what's missing so that you love your life after 50.WOMEN IN THE MIDDLE SHOP: https://suzyrosenstein.com/shop/BUY SUZY'S BOOK: 50 Ways to Celebrate Life After 50: Get Unstuck, Avoid Regrets, and Live Your Best Life: www.50waystocelebrate.com and

Are you turning 65 soon or starting to think seriously about healthcare in retirement? This week, I discuss the complicated world of Medicare—with a focus on the seven most costly mistakes people make when enrolling.  From missing crucial deadlines and underestimating penalties, to overlooking the true costs Medicare doesn't cover and getting tripped up by income-related surcharges, I give practical advice to help you avoid expensive pitfalls and make confident choices for your health and your wallet. Whether you're working past 65, exploring Medicare Advantage and Medigap, or just want to sidestep penalties, this episode unpacks the essentials so you can enter retirement feeling prepared and protected. Let's get into the key rules, deadlines, and decisions every retiring listener needs to know! You will want to hear this episode if you are interested in... [04:17] Medicare enrollment guidelines & penalties. [09:35] Understanding Medicare coverage gaps. [11:55] Medicare enrollment and switching plans. [17:15] Medicare premiums based on income. [19:50] Avoid high medicare costs. [23:16] How you can use HSA funds. [24:56] Medicare costs and supplemental plans. 7 Medicare Mistakes that Could Cost You Making the transition to Medicare at 65 is a big step for retirees. While the program does have plenty of benefits, it also comes with a few key complexities and deadlines that can trip up the unprepared.  1. Not Enrolling on Time Despite common belief, Medicare enrollment isn't always automatic when you turn 65. You're only auto-enrolled if you've begun collecting Social Security at least four months before your 65th birthday. Otherwise, you must actively sign up to avoid lifelong late enrollment penalties—10% annually for Medicare Part B and 1% per month for Part D, the prescription drug plan. Remember, if you're not covered by qualifying employer insurance (typically from a company with 20 or more employees), you must enroll during your Initial Enrollment Period (IEP), which starts three months before and ends three months after your 65th birthday month. 2. Misunderstanding Late Enrollment Penalties Enrollment deadlines carry not just inconvenience, but long-term financial consequences. For every year you delay Part B, a 10% penalty is added to your premium—for life. For Part D, missing timely enrollment adds a 1% penalty per month delayed. Even if you don't currently take prescription drugs, failing to enroll in Part D or lacking “creditable” drug coverage will trigger this penalty. Many people only find out about these charges after it's too late, so mark your calendar and stay ahead of these key windows. 3. Not Comparing Original Medicare and Medicare Advantage Original Medicare doesn't cover everything, leaving you responsible for 20% of costs and lacking extras like dental or vision. Medicare Advantage, on the other hand, often bundles additional services and may come with lower or even zero premiums, thanks to how the government pays private insurers. However, these plans have different provider networks and coverage rules, so compare carefully based on your health needs, preferred providers, and annual costs.  4. Waiting to Enroll in a Medigap Policy Failing to evaluate supplemental Medigap coverage during your initial eligibility window could lead to denial or much higher premiums later, especially if you develop health conditions. During the first six months after enrolling in Part B, you're guaranteed acceptance into any Medigap plan regardless of health. Afterward, insurers can impose restrictions or deny coverage. States like Connecticut, New York, and Massachusetts offer more flexibility, but most don't—making early action essential. 5. Ignoring IRMAA: Higher Premiums for Higher Incomes Many retirees are surprised by IRMAA—the Income-Related Monthly Adjustment Amount—which increases Part B and D premiums if your income exceeds certain thresholds. These adjustments are based on your tax returns from two years prior. Even a minor one-time income bump (like a large IRA withdrawal) could propel you into a higher bracket, doubling your premiums. Be proactive: monitor your adjusted gross income and consider strategies like Roth conversions, careful withdrawal timing, or appealing based on life-changing events like retirement.  6. Making HSA Contributions After Enrolling in Medicare Once you sign up for Medicare Part A or B, both you and your employer must stop making contributions to a Health Savings Account (HSA) six months before enrollment. Over-contributing subjects you to a 6% excise tax for every year the excess remains. However, you can continue to use existing HSA funds for eligible medical expenses tax-free throughout retirement. 7. Underestimating Out-of-Pocket Costs Even with Medicare, you'll face deductibles, co-pays, and services not covered (like long-term care, dental, and vision). Part A hospital stays have significant deductibles per benefit period, and Part B leaves you covering 20% of outpatient expenses. Medicare Advantage and Medigap plans can help limit these expenses, but each comes with specific limits, provider restrictions, and rules. Without a supplemental plan, your maximum out-of-pocket exposure could reach $9,350 (in-network) or higher, depending on your plan. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Let's talk about the nitty-gritty of money chats in relationships! We dive right into why having open conversations about finances is not just a good idea—it's essential. Whether you're in the early dating phase or getting serious, discussing what you want financially can set the stage for a more stable and secure future together. Our special guest, Jaricka Thomas, shares her insights on how these conversations can help ensure that both partners are on the same page, especially when it comes to planning for unexpected events like illness or loss. We also explore practical strategies for couples, from budgeting to bucket lists, and how to avoid the pitfalls of keeping financial secrets. So, grab a comfy seat and let's get ready to turn those awkward money talks into a breeze!Chapters:00:00 - Navigating Financial Conversations in Relationships06:11 - Navigating Financial Conversations with Family10:42 - Understanding Financial Literacy and Its Impact18:30 - Understanding Survivor Benefits and Financial Security27:30 - Navigating Financial Conversations31:22 - Navigating Financial Conversations in Relationships38:21 - The Importance of Open Money Conversations41:46 - Wealth and Its LessonsTakeaways: Having money conversations early in a relationship can set a solid foundation for financial support and understanding later on. Using budgeting apps and tracking spending can help couples visualize their finances, leading to more informed decisions about their money. Having a financial plan and involving your partner in it can enhance trust and cooperation, ultimately leading to a stronger relationship. More about Jaricka Thomas: https://savingsense.org/What are your social media handles?Instagram: @savingsensehqFacebook: @wearesavingsenseTikTok: @savingsensehqTHANK YOU FOR LISTENING!#AboutThatWalletJoin the About That Wallet Newsletter! https://aboutthatwallet.com/newsletterSupport the show by subscribing, sharing, and commenting on your favorite platforms. Your engagement helps others discover valuable financial insights.Follow Me:IG: https://instagram.com/aboutthatwalletTwitter: https://twitter.com/aboutthatwalletWebsite: https://aboutthatwallet.com⚠️ DISCLAIMER:This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.Episode 310

Send us a textIn a recent Podcast I discussed the relative merits of a Roth IRA.  Many factors determine whether or not Roth IRA contributions make sense. The account holder's age, tax bracket, net worth, risk tolerance, and available cash are important in establishing a Roth IRA.One of the most important factors to consider is age. As someone ages, it becomes less advantageous to contribute to a Roth IRA. There is a crossover point where the disadvantage of initially paying taxes outweighs the advantage of tax-free growth. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Losing your job can feel like the floor's been pulled out from under you—but there are steps you can take right away to steady your finances and protect your future. In this episode of the Get Out of Debt Guy Show, Steve Rhode (the original Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) break down what to do first when you're laid off, terminated, or facing a sudden loss of income.We also tackle a listener's question: If your loan is sold to a collection agency, does that mean you don't owe the debt anymore? Damon shares a wild personal story about fighting Citibank in court, and Steve explains why documentation and planning matter more than online myths.From managing credit cards and unemployment benefits, to side hustles like DoorDash and Instacart, this conversation is packed with real-world strategies to avoid common mistakes when income stops.

Blended families don't just merge households—they merge bank accounts, bills, and very different money expectations. And while stepfamilies are becoming more and more common, the financial playbook for them is far from simple. Every dollar spent can feel loaded: is it going to your kids, your spouse's kids, or the kids you're now raising together?My guest today, Cameron Normand, is one of the country's leading stepfamily experts and the founder of Stepfamily Solutions. She knows firsthand how money and emotional labor intersect in blended families, and she's built a career helping stepparents navigate the financial and emotional landmines that come with the role.In our conversation, Cameron breaks down why finances in stepfamilies are about so much more than dollars and cents, the “insider-outsider” syndrome that many stepparents face, and what it really takes to create a household where everyone feels seen, supported, and financially secure.Learn more about Cameron at stepfamilysolutions.com. And check out her 10 Essential Stepmom Scripts, which helps stepmoms with some of the most challenging conversations in blended family life. Hosted on Acast. See acast.com/privacy for more information.

Send us a textMoney stress is real, but it doesn't have to rule your life. In this episode of The LDS Mental Health Podcast, Rachel Coons shares 3 practical tips you can start TODAY to change your family's financial situation from the comfort of home.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here

This episode is an invitation to put the practice of surrender into action. Picking up where we left off, Tim and Josh lead us through a guided listening exercise designed to create a moment of stillness and connection with God.In this episode, we will:Quietly settle our hearts and minds, inviting God's presence into our space.Reflect on the areas where we are holding onto control—the very things that keep us from the peace we crave.Pray a simple prayer of release and surrender: "God, I give everything and everyone to you. I want what you want."We will then revisit the Five F's—Faith, Family, Finances, Fullness, and Fun—using them as a guide to identify what we have been unwilling to surrender. This is a time for honest reflection and open-handed release, declaring Jesus as King over every part of our lives.This episode is for you, whether you're a new listener or an alum of the One Year Journey. Let's make space to be still, listen to God's voice, and experience the freedom that comes with true surrender.

When I started my own practice, I thought success would be a straight line up. It wasn't. Running a chiropractic business is a roller coaster. One month you're crushing it, the next you're wondering if you'll make payroll. SEO rankings bounce. Patient numbers dip. Finances fluctuate. The problem isn't the ups and downs themselves — it's how we respond to them. In this episode of the Rocket Chiro Podcast, I talk about why paying attention to patterns matters more than reacting to every blip in your stats. I share real-world examples from my own practice days and from chiropractors I've helped over the years. You'll also hear practical tips on how to stay calm, make better decisions, and build a business that weathers the inevitable swings. Here's What I Cover in This Episode Why success in chiropractic practice isn't linear (and why that's okay) How I track numbers so I can see the real trends instead of guessing The difference between a dip that needs action and a dip that's just noise How plans, habits, and cause-and-effect thinking keep me grounded Why low overhead can help you survive the roller coaster When to stick with a plan and when to pivot How to get advice from the right people — not the peanut gallery   Resources Mentioned Free Website/SEO Review: https://rocketchiro.com/chiropractic-practice-assessment Best chiropractic websites: https://rocketchiro.com/best-chiropractic-websites Chiropractic SEO: https://rocketchiro.com/chiropractic-seo

On this episode, Darren sits down with Dr. Michael Cafferky (former Ruth McKee Chair for Entrepreneurship and Business Ethics at Southern Adventist University) to discuss how to reflect God's character in business. 

Our guest today is James Brown, the CEO/Founder of Business Accelerator Institute and Perseverance Squared. With a background in law and business, James launched his first successful business in 1994 and later transitioned to coaching, where he has driven significant growth for over 350 business owners nationwide. He's also the coauthor of the best-selling book Shift Happens and a recognized industry expert. Get ready for insights on strategic management, marketing, and building a thriving business.James is the CEO/Founder of Business Accelerator Institute and Perseverance Squared where he is a business consultant with a strong background in law. He launched his first business in 1994 and rapidly expanded to multiple top-performing locations reaching $8M in annual revenue. In 2014, James transitioned to coaching, guiding over 350 business owners to significant growth through strategic management and marketing. As a fractional CEO/SLFU Program Manager at How To Manage a Small Law Firm, he launched Small Law Firm University, growing it to $3 million in revenue within a year, and developed a CMO program that generated an additional $2 million annually. With a Business degree from Lindenwood University and a JD from St. Louis University, James is a recognized industry expert and co-author of the best-selling book Shift Happens. He has earned numerous accolades for his legal expertise and business acumen.CONTACT DETAILSEmail: jamesb@businessaccelerator.institute Business: Business Accelerator InstituteWebsite: https://businessaccelerator.institute Gift: https://businessaccelerator.institute/jmmb/ Social Media:LinkedIN -https://www.linkedin.com/company/businessacceleratorinstitute Facebook - https://www.facebook.com/businessacceleratorinstitute Instagram - https://www.instagram.com/business.accelerator.institute/ Tiktok - https://www.tiktok.com/@business.accelera Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can support you in getting more visibility on your products and services.Google Review Link https://g.page/r/CVKSq-IsFaY9EBM/review 

This week on Brown Ambition, Mandi sits down with powerhouse lawyer, author, and TV host Eboni K. Williams for an inspiring and transparent conversation about life, career, and motherhood. Eboni opens up about her journey to becoming a solo mom by choice, navigating a 45-hour labor, and the support system that helped her through postpartum. She also shares hard truths about the maternal health crisis for Black women, the realities of egg freezing and fertility treatments, and why she named her daughter Liberty. On the career side, Eboni breaks down how she runs her business like a CEO, why she’ll never take a W-2 job again, and how she leverages visibility from projects like The Real Housewives of New York to fuel her purpose-driven work. From resilience in dark seasons to practical money lessons about multiple streams of income, this episode is a blueprint for building life — and wealth — on your own terms. What You’ll Learn in This Episode Why Eboni chose solo motherhood and what her birth and postpartum journey looked like The realities of fertility treatments and egg freezing that most women don’t hear upfront How to navigate being a small business owner in media and beyond Why multiple streams of income are critical (no matter your salary level) The emotional cost and visibility gain of being the first Black Real Housewife of NYC How to reclaim cultural identity and patriotism on your own terms Resources & Links

Send us a textJoin us on Average Joe Finances as our guest Kevin Steuer, a seasoned investor with a passion for technical analysis and modern AI. Kevin shares his journey from early investing influenced by his grandmother, through various investment strategies, to ultimately purchasing and revamping a technical analysis website, stockta.com. The discussion delves into Kevin's disciplined approach to trading, the importance of lifelong learning, and the pitfalls of emotional decision-making in the stock market. Kevin offers insights into the tools and resources available on his site, emphasizing the need for a solid framework and informed risk-taking in trading. In this episode:Learn how data-driven tools like Stock TA empower everyday traders to compete with Wall Street.Discover why discipline and sticking to your process are key to long-term trading success.Understand the impact of AI and algorithms on modern equity markets and investor strategies.Grasp the value of community, education, and free resources in building confident, informed traders.And so much more!Key Moments:00:12 Kevin Steuer's Investing Journey01:24 Building and Rebuilding the Site04:20 Using the Site for Trading04:32 The Reality of Trading Against Algorithms07:59 Trend Scores and Confluence System14:00 Advice for New Traders20:26 The Turning Point: A Commitment to Financial Awareness20:39 Trading to Pay Off Student Loans21:00 The Risks of Trusting Financial Planners21:57 Market Reactions and Human Psychology22:57 The Importance of Staying Informed23:12 Navigating Political Impacts on the Market26:59 The Final Round: Insights and Lessons Learned27:15 Biggest Financial Mistake and Lessons Learned31:10 Tips for New Traders33:50 Favorite Books and Final Thoughts35:16 Where to Find More Information38:25 Final Thoughts and FarewellFind Kevin SteuerWebsite: https://stockta.com/Youtube: https://www.youtube.com/@StockTALinkedIn: https://www.linkedin.com/in/kevin-steuer-b65aa433b/Instagram: https://www.instagram.com/stocktacom/#Facebook: https://www.facebook.com/StockTAcom/Discord: https://discord.com/invite/suMH9PJHWMAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Economist Ed Dowd—former BlackRock hedge fund manager and founder of Phinance Technologies—rejoins the program to discuss the impending economic recession he sees on the horizon. Dowd lays out why he expects sharp declines in real estate and other asset prices, and why he believes a “massive rate reduction” under Trump is likely—not as a policy win, but as a response to a serious downturn. We walk through leading indicators, liquidity pressures, and how high-net-worth individuals and institutions are using Phinance's analysis to make informed decisions.Learn more at https://PhinanceTechnologies.com.

Debt isn't always the enemy, but it is chainsaw-dangerous. We walk you from beginner to mastery with the exact guardrails for cars, college, and housing, how to move from budgeting to cash-flow freedom, and the investing system that compounds for decades. You'll learn why 25% saving works, how target-date index funds keep it simple, and how to calculate your “number” for financial independence. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN.com/MONEYGUY⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's Spiritual Perspective, we explore what I call The Constantinople Effect—the tendency to give up too soon when the path forward feels “too hard,” and to rationalize it with phrases like, maybe it's just not meant to be.Drawing from the dramatic fall of Constantinople, we'll look at what happens when conventional efforts aren't enough—and why sometimes the only way through is to consider the “impossible.” Just as the Ottoman army hauled seventy massive warships over land to outflank the city's defenses, we, too, may need to challenge our assumptions about what's possible in order to reclaim neglected areas of our lives.The paradigm shift here is clear: difficulty is not a sign to quit—it's often proof you're on the right path. Spiritual growth isn't about waiting for the universe to fix things; it's about expanding your sense of possibility and aligning with the courageous actions that transformation demands.Recommended episodes to check out: The Spiritual Perspective on Going with the FlowThe Easy Life LifeJoin me for the upcoming Fall Meditation Workshop in Mexico City. More details here: mexico.beginmeditating.com.Send us a text message. We'd love to hear from you!

In a season of Stillness, but I'm still here. ❤️‍