Podcasts about finances

Megan J. Conner invites us to confront the fears and anxieties we often harbor around money and control. Drawing from her personal journey and key scriptures like Hebrews 13:5 and Philippians 4:19, she challenges us to shift our trust from financial security to God’s faithful provision. This devotional gently reminds us that money itself isn’t evil—our hearts and priorities matter most. Through surrender and faith, Megan shows how we can find peace and contentment even amid economic uncertainty. ✨ Highlights Why money is a tool, not the enemy, when used with the right heart How financial fear often signals a deeper trust issue with God Megan’s personal struggle with anxiety and the breakthrough found in surrender Scriptural promises to anchor your faith in God’s provision and care Practical step: physically “surrender” your financial worries through journaling and prayer

    Featured Event: SelfRelianceFestival.com Oct 4-5 Sponsor 1: TheWealthsteading Podcast Sponsor 2: DiscountMylarBags.com Tigger Polyface - modular and scalable Driving without getting hurt Pig gates: los tn translation Tractors ?2 cows? Grazing density discussion PawPaws are very close and likely this week or next Escaping Sheep and miscommunicating Rednecks Burnout Project: Roofing, Cheese Class Prep, and Broken AC, OH MY! This week's Lodge Visitor: Michelle from Trippy Acres (Elderberry, pears, and okra) Balancing projects and real time with real people - something will have to give or we need more stewards on site Water System Meltdown Eggless Ducks Fall seeds are in and the watering system is simplified Early morning dumpster work A disappointing shopping experience Finances: havent sold enough cheese tickets - give us a hand by telling a friend! Cheese Class Menu Retraining the sheep on electric Increasing mowability of fence lines at the Holler Homestead Finances: Facebook Funds LOL Make it a great week! GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce. It makes a great Christmas Gift! Community Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Advisory Board The Booze Whisperer The Tactical Redneck Chef Brett Samantha the Savings Ninja Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link  

La première partie de l'émission d'aujourd'hui sera consacrée à l'actualité. Nous commencerons par évoquer une rencontre très attendue entre les présidents russe et américain. La réunion aura lieu demain en Alaska, mais elle fait déjà beaucoup parler. Trump va-t-il se laisser manipuler par Poutine… une fois de plus ? Prend-il le risque de devenir un Neville Chamberlain face à un Poutine version Hitler ? Ensuite, direction le Moyen-Orient. À ce jour, 147 pays reconnaissent l'État de Palestine. Et pourtant, cette reconnaissance arrive bien trop tard, et reste largement insuffisante. Dans notre section science et technologie, nous évoquerons une étude alarmante sur le nombre croissant d'articles scientifiques frauduleux. Et pour conclure cette première partie de l'émission, nous analyserons une récente enquête de Gallup qui révèle une tendance mondiale encourageante : le bien-être est en hausse. Jamais autant de personnes ne se sont senties aussi épanouies dans leur vie. Sur 142 pays, la part de ceux qui se disent épanouis n'a cessé de croître ces dix dernières années, tandis que celle des personnes en souffrance est tombée à seulement 7 %.    Le reste de l'émission d'aujourd'hui sera consacré à la langue et à la culture françaises. La leçon de grammaire portera sur The imperfect tense - the verbs of the first group. Cette semaine nous parlerons du petit village de Coulonces en Normandie qui reçoit périodiquement une visite insolite : un chevalier en armure y apparaît et disparaît depuis deux ans. Nous terminerons avec l'expression Avoir le bras long. Elle nous permettra d'évoquer une page intéressante de l'histoire de France avec le destin contrarié de Nicolas Fouquet, le surintendant des Finances de Louis XIV. - Les relations entre Trump et Poutine : un remake du pacte Chamberlain/Hitler ? - Les intentions récentes de reconnaître la Palestine sont jugées insuffisantes - Une étude alerte sur le nombre énorme de fausses publications scientifiques - Le bien-être au niveau mondial est en hausse, sauf dans les pays occidentaux les plus riches - Un petit village de Normandie reçoit de nouveau la visite d'un chevalier en armure - L'histoire de Nicolas Fouquet, le ministre des Finances de Louis XIV

Snag Our Simplified Budget System!Hey budget besties — meet Michelle! Her husband is a police officer with a steady paycheck, while she's a hairstylist juggling inconsistent income, business expenses, and taxes (oh, and still trying to make her personal budget work). Sound familiar?In this coaching session, we dive deep into:How to budget when your business income changes every weekWhy separating business income, expenses, and supplies into different accounts creates financial calmThe key difference between bills and spending (hint: it will change how you set up your accounts!)Building a system for saving for taxes, supplies, and business costs — without the last-minute scrambleHow to “pay yourself” a consistent paycheck, even when your income isn't consistentWays to see the big picture of your family's finances (without overspending when you see extra in the account!)Michelle walked away with a clear roadmap: create an income account, separate business and personal money, and finally automate those transfers so her finances feel as steady as her husband's paycheck.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

What does it really mean to live generously? In this message, Pastor shares how living with open hands, through tithing, giving, and putting God first, can unlock joy, freedom, and blessing in your life.Drawing from Philippians, Malachi, Proverbs, and more, we'll explore how God's promises often come with an invitation to trust Him completely. You'll hear personal stories, biblical insight, and practical encouragement to honor God with your first fruits and see yourself not as a swamp that holds on, but as a river that lets His blessing flow through you.Generosity doesn't just change the lives of those you help, it changes you. Step into the overflow God designed for you.Show options…

In Today's Episode... In this conversation, Steve and Christine Van Diest share their transformative journey of redemption in their marriage, discussing the struggles they faced, the intensive counseling they underwent, and the personal growth that followed. They emphasize the importance of recognizing underlying issues, the need for open communication, and the significance of dreaming and personal fulfillment within a relationship. Their story serves as a powerful reminder of the complexities of marriage and the necessity of addressing deeper emotional wounds to foster a healthy partnership. In this conversation, Steve and Christine Van Diest share their insights on navigating relationships, communication, and personal growth. They discuss the importance of vulnerability, accountability, and community in fostering healthy relationships and overcoming challenges. They also touch on the significance of identity and self-worth, encouraging listeners to embrace their true selves and seek support in their journeys. Connect with Steve and Christine Christine's  Website Instagram Linkedin   Steve's Website Linkedin   About Steve and Christine Christine is passionate about living life to the fullest, loving her family, growing her faith in Jesus, laughing with friends, traveling, cooking, eating, speaking Spanish and empowering others to look and feel their best. Steve an entrepreneur and founder of 2 businesses in the fast-growing sleep space. The first is a franchised multi-state retail mattress concept that grew nationally to over 4 regions; the second is a B2B and B2C e-commerce natural pillow manufacturing business. He spent the first half of his career in non-profit leadership internationally with Cru that took him to live in Chile, Spain & Mexico.   Don't forget about this amazing free offer from Jordan. She put a lot of time and effort into this project to be able to offer it to you, absolutely free! Take advantage now while you can! eBook: Couples Guide to Getting on the Same Page About Money   Reminder: Subscribe, Rate & Review this podcast!   Whatever platform you are listening on, make sure to follow or subscribe & sign up for notifications for when weekly episodes drop every week! And if you feel called, please leave a rating and review. This helps us to reach more people!  JordanPendleton.com

George Kinder is an author, international thought leader, and founder of Kinder Institute of Life Planning with more than 35 years of experience as a financial planner and tax advisor. George is dedicated to guiding individuals in uncovering their deepest values and leading more fulfilling lives. His ultimate aim is to promote greater freedom in every aspect of existence. In this conversation we discuss:  The importance of living in the present moment and mastering one's life. George's three questions to help identify goals and priorities and how the answer to the "having 24 hrs left" question helps you realize what you've missed in life.  The balance between short-term pleasure and long-term financial planning.  How to find a trust-worthy financial planner who will help with your life plan George's approach to parenting is being a good listener & showing empathy, rather than being overly restrictive or reactive + more! Watch this episode on YouTube below or by clicking here. Other Links Mentioned in episode: Get George's book, The Three Domains of Freedom Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with George: Website: https://KinderInstitute.com Website: https://www.GeorgeKinder.com Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

In this conversation, Kirsten Flory discusses the critical importance of not only earning money, but also keeping it.  She emphasizes the need for careful financial planning, especially when receiving unexpected windfalls.  She advised against impulsive spending on depreciating assets, and encourages listeners to live below their means to build sustainable wealth.  Kirsten highlights the dangers of not planning for future financial stability and the importance of consistent effort in maintaining business momentum. Key Takeaways: How do you keep the money once you've earned it? Don't go out and buy a bunch of dumb stuff If you want to build true wealth, don't blow your money Your lack of planning WILL create emergency situations Plan for the windfall - even before it happens Live below your means - even two levels below The goal is to plan to keep and expand upon the money you earn Kirsten Flory is the President & CEO of Foundations Commercial Real Estate and host of The Small Business Mindset. www.kirstenflory.com 

Neal Shah didn't start out in life to change the healthcare system but after seeing the result of denied insurance claims in his own life, he set out to create a solution. Getting the coverage our premiums pay for shouldn't be an additional stressor added to the medical situation we are dealing with. Neal explains:How Consumers Can Use AI to Fight Claims - Insurance companies are weaponizing AI while doctors and patients are still using pen and paper. Neal outlines how patients can use tools available right now to appeal insurance claims and fight back.Your Healthcare Rights Playbook - Neal breaks down what patients and their advocates need to attain in simple layman's terms in order to best challenge insurance appeals.A Three-Layer Solution for American Healthcare - Neal shares his comprehensive approach for how healthcare can be improved in this country via universal catastrophic coverage, expanded HSAs and subscription-based healthcare models that can eliminate the insurance bureaucracy.Neal Shah is the CEO of CareYaya Health Technologies, a social enterprise and research lab advancing health equity for aging populations that was named one of America's Top 50 Startups in 2024. He also serves as Chairman of Counterforce Health, an AI platform for navigating insurance claim denials. His new book Insured to Death:How Health Insurance Screws Over Americans - And How We Take It Back is a searing exposé-meets-survival-guide, ripping the lid off America's denial-driven insurance machine that's bankrupting families and costing lives. Visit ConfidenceThroughHealth.com to find discounts to some of our favorite products.Follow me via All In Health and Wellness on Facebook or Instagram.Find my books on Amazon: No More Sugar Coating: Finding Your Happiness in a Crowded World and Confidence Through Health: Live the Healthy Lifestyle God DesignedProduction credit: Social Media Cowboys

#283 In this week's episode, I sat down with Joe Denner—executive coach, leadership consultant, and father of nine! Joe helps successful leaders who feel stuck or burned out reconnect with purpose, align their work with their faith, and step into a more meaningful next chapter. We talked about his journey from CFO/COO to coach, the power of starting with the end in mind, and practical ways to lead with integrity. Joe also shared how he and his wife Andrea get away every 90 days for a 2-day goal-setting and life-alignment retreat (you'll want to borrow this idea). We also covered: The 3 traits of effective leaders A simple rhythm to stay aligned as a couple and a team How to delegate and listen well Why integrity—doing what you say—might be your greatest leadership asset At the end, I even shared a personal story that got me a little choked up. This one hit home. Get Joe's free guide, “From Success to Significance: The Leader's 3-Step Guide to the Next Level” If you've built success but feel stuck or uncertain about what's next, this guide is for you. It'll help you reconnect with your purpose, clarify direction, and make confident, values-based decisions. ➡️ https://ef34-joe.systeme.io/yfmc-o Be sure to sign up for the Cash Growth Challenge starting August 18th! —> Details here.  

As much as we'd like to, none of us can see the future. But that hasn't stopped us from trying. Financial advisors attempt to forecast markets, meteorologists predict the weather, and sports fans try to call the final score.But when it comes to our finances—and our faith—there's an important distinction between wise planning and prideful presumption. So how do we tell the difference?The late civil rights leader Ralph Abernathy once said, “I don't know what the future may hold, but I know Who holds the future.” That's a comforting truth. God is sovereign—and that brings peace. But His sovereignty doesn't remove our responsibility to act wisely.Biblical Planning Is a Form of StewardshipScripture doesn't discourage planning—it commands it. In fact, wise planning is an essential part of faithful stewardship. God has entrusted us with time, money, relationships, and opportunities. Even though we can't predict tomorrow, we're still called to be faithful with today.Proverbs 6 paints a vivid picture of this wisdom:“Go to the ant… consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.”The ant doesn't know what's ahead, but it prepares. Likewise, Jesus tells us in Matthew 25 to live in a state of readiness. “Watch therefore, for you know neither the day nor the hour.” Though He's referring to His return, the principle holds: life is short, time is precious, and we are not in control.When Planning Becomes PresumptionPlanning becomes presumption when we assume control over outcomes that belong to God alone.To presume means “to assume something before you know the facts.” Biblically, presumption is often associated with pride—living as if we control the future and no longer need God's input. This attitude is precisely what Jesus warns against in the Parable of the Rich Fool (Luke 12).After a man harvests a bumper crop, he says to himself:“I will tear down my barns and build bigger ones…You have plenty of grain laid up for many years. Take life easy; eat, drink and be merry.”But God replies: “You fool! This very night your life will be demanded from you.”The man's mistake wasn't in planning or saving—it was planning without God. He assumed he had time, control, and security apart from his Creator.James 4 echoes this same warning:“Now listen, you who say, ‘Today or tomorrow we will go to this or that city...' Why, you do not even know what will happen tomorrow. What is your life? You are a mist that appears for a little while and then vanishes.”The Antidote: Humble, God-Dependent PlanningJames doesn't say “don't make plans.” Instead, he offers this wise alternative:“Instead, you ought to say, ‘If it is the Lord's will, we will live and do this or that.'”This kind of planning begins with God and continues with Him. It's rooted in trust, not control. We may set goals, but we do so with open hands, inviting God to direct our steps (Proverbs 16:9).This happens in the context of a relationship. As we grow in intimacy with the Lord—through prayer, Scripture, community, and obedience—our plans begin to reflect His heart and mission.If you're married, begin planning through prayer with your spouse. If you have kids, model this dependence on God in your family conversations. Let them see you trusting God not just for salvation, but also for your finances, schedule, and future.Wise counsel is key. Don't plan in isolation. Talk to a pastor, mentor, or a Certified Kingdom Advisor (CKA) who can help you apply biblical wisdom to your financial decisions.So yes, make plans. Just don't leave God out of them. Hold your goals loosely. And remember: success isn't defined by your ability to predict or control the future—it's defined by your willingness to seek and trust the One who holds it.Want to explore this topic further? Dive deeper into Jesus' warning about prideful planning in our study on The Parable of the Rich Fool, titled Rich Toward God. It will challenge and encourage you to plan with humility and live with wisdom. Visit FaithFi.com and click “Shop” to get your copy today.On Today's Program, Rob Answers Listener Questions:I have $52,000 in student loans, but my $350 monthly payment hardly makes a dent. What can I do to pay it off faster?After my father-in-law passed, my mother-in-law was left with about $11,000 in credit card debt. Should she consolidate or try negotiating directly with the credit card companies? Also, how will this affect her Social Security benefits?Thanks for the guidance! I was able to retire at 54 with the help of a Certified Kingdom Advisor (CKA). Now, I spend my time volunteering with Eight Days of Hope.If I make a Qualified Charitable Distribution from my IRA, can I still deduct that amount on my income taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode, Mardi Winder-Adams sits down with Kim Schreffler for a compassionate and practical conversation about the journey through divorce and the often-overlooked process of reclaiming one's identity afterward. Kim draws on her many years supporting others through major transitions, not only as a phone psychic but as a steady presence for those facing some of life's biggest hurdles. She discusses how divorce is not just a legal or logistical challenge, but truly the end of a chapter, what she calls “the death of a relationship and the life you thought you'd have.”Together, Mardi and Kim explore why it's essential to acknowledge and allow room for grief, rather than simply powering through. They touch on the all-too-common struggle of shouldering every responsibility alone, especially for women who may feel pressured to keep the household running smoothly, even as things fall apart. Kim gently encourages listeners to relinquish the idea of being “Superwoman” and instead accept help in both big and small ways, whether someone cooking a meal, folding laundry, or providing emotional support.Finances are a critical element of moving forward, and Kim shares her own story of financial surprises during her divorce. She stresses the need to organize assets and debts, establish a basic budget, and approach things step by step, always keeping the tasks manageable and allowing for breathing room.The conversation turns to regaining a sense of self after divorce. Kim recommends small daily acts of kindness, like enjoying a favorite meal on fine china or turning an everyday shower into a small relaxation ritual. Mardi and Kim discuss the value of creating new routines and traditions, particularly if children are involved, and the importance of allowing joy back into life through simple pleasures. They also offer a word of caution about oversharing online, emphasizing privacy and self-protection during this vulnerable time.Kim closes the conversation with the reminder that, while the light at the end of the tunnel can feel distant, it's not an illusion and, with time, the future may hold more than you imagined. Both Mardi and Kim provide reassurance and practical tips for anyone moving through divorce, highlighting the small steps and supportive communities that make recovery and renewal possible.About the Guest:Kim Schreffler is a passionate advocate for embracing life's transitions, having experienced firsthand the loss that comes with the end of a relationship and the dreams it represented. She understands that such endings carry real grief and trauma, and acknowledges the pain—recognizing that it "really does suck." Yet, Kim believes in honoring the grieving process and encourages others to not only breathe through the loss, but also to remain open to new beginnings. Through her journey, Kim inspires others to find hope and possibility on the other side of pain, reminding us that when we accept the end of one chapter, we create space for something potentially even better.To connect with Kim:Website: https://www.getwithkim.comAbout the Host: Mardi Winder-Adams is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce. Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".Connect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn:...

Expect the unexpected. I'm James Derrick. Today, we will explore specific actions you can take with our expert, Parker Thompson, to prepare for any unexpected transitions coming in your life.

Chad opens the show with details from a new survey about the number of Americans struggling with the cost of living today.

Welcome to RealAg Radio, brought to you by Nutrien eKonomics! Today, host Shaun Haney is joined by: Jim McCormick of AgMarket.net on the WASDE report and record corn; Lyle Cowell of Nutrien for a spotlight interview on eKonomics; Kyle Larkin of the Grain Growers of Canada on the annual summer field tour and canola tariffs;... Read More

Send us a textMr. and Mrs. Smith are "drowning" in a sea of cash!Because of this growing “problem”, Mr. and Mrs. Smith decided they want to provide financial gifts to their grandchildren who range in age from late teens to late 20s. Mr. Smith's questions focused on how to give these gifts in the best manner If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

In this empowering episode, Tina Tower takes on five of the most common money myths holding women back from creating more abundance in their businesses and lives. With warmth, honesty, and practical strategies, Tina explores how both beliefs and strategy impact wealth-building—and reveals how you can reframe limiting money stories to make way for a more prosperous reality. Key Topics Covered: Making Money Is Hard: Tina challenges the belief that making money requires endless hustle. She encourages listeners to seek ease, focus on value creation, and kick the right “soccer ball” through the goal—not just the heaviest or hardest one. Wanting More Money Is Greedy: Tina dispels the myth that desiring wealth is selfish, pointing out how women with wealth give back to their families and communities, and that having more is an act of service. You Have to Be Great at Math or Finances to Build Wealth: Not true! Tina shares her own modest math grades and reminds us that learning and tracking your numbers—even with simple tools or a bookkeeper—is what truly matters in business. Charging High Prices Is Selfish: Tina encourages listeners to see high prices as a reflection of value and impact. Committed clients invest more—and get better results—while strong pricing helps your business and your clients thrive. If I Just Work Harder, I'll Make More Money: Tina notes this is true only up to a point. After a certain stage, more hours won't yield more income. Focus on smarter strategy, leverage, better offers, and scalable systems. Your beliefs shape your success as much as strategy. Reframe limiting stories, track your numbers, and price confidently to reflect your impact. Money amplifies your values—choose empowering beliefs that drive growth and align with the freedom and opportunities you deserve. Resources: Book: Useful Not True by Derek Sivers Accounting Tool Recommendation: Xero Join Her Empire Builder https://www.herempirebuilder.com/secret Where to find Tina: Her Empire Builder: https://www.herempirebuilder.com/ Instagram: https://www.instagram.com/tina_tower/ YouTube: https://www.youtube.com/@herempirebuilder  

Welcome to RealAg Radio, brought to you by Nutrien eKonomics! Today, host Shaun Haney is joined by: Jim McCormick of AgMarket.net on the WASDE report and record corn; Lyle Cowell of Nutrien for a spotlight interview on eKonomics; Kyle Larkin of the Grain Growers of Canada on the annual summer field tour and canola tariffs;... Read More

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator

In today's #podcast episode, I interview Heather Day. I ask Heather about her book Money and Spirit. Heather also shares how what happens in our money is a spiritual symptom. Heather also talks about how your life will change when you align your faith and your finances.   Show Notes and Resources.

This episode of Dollars & Sense puts the spotlight on the economic headlines shaping your future. Get an insider's look at the landmark OBBB tax bill, including powerful updates like “Trump accounts,” zero tax on tips and overtime, and a fresh car loan deduction. Our experts break down the practical impact of these changes on everyday finances, revealing who stands to benefit and how. We also analyze the latest economic data, from surprising unemployment trends and Federal Reserve rate decisions to rising health insurance costs and how corporate America is navigating volatility. Understand the forces driving the markets, and pick up actionable tips to stay ahead through 2025's evolving financial landscape. If you want to know how new tax rules and market shifts could affect your money—and what you can do about it—don't miss this episode. Tune in now for thoughtful analysis, fearless forecasts, and the guidance you need to make smarter financial decisions with Dollars & Sense! 

Send us a textJoin us on Average Joe Finances as our guest Larry Kriesmer and Bernard Surovsky discuss their innovative approach to investment management. They delve into their investment strategy, which evolved from their experiences during market downturns in the late 1990s and 2008, leading to the creation of their trademark 'Synthetic Equity' and the launch of their ETF (SNTH). The discussion covers the technical aspects and advantages of using options and treasuries to manage risk while achieving high returns. The episode also features personal anecdotes, including their experience of ringing the bell at the New York Stock ExchangeIn this episode:Learn how Measured Risk Portfolios blend safe short-term treasuries with strategic options to balance protection and growth.Discover the concept of Synthetic Equity and how it replicates equity returns while cushioning against losses.Understand why mastering options can unlock powerful risk management and investment opportunities.Gain insights into building bold, informed strategies that challenge traditional investing norms.And so much more!Key Moments:00:59 Meet Larry and Bernard01:35 Growing Up in Different Worlds03:41 Investment Philosophy and Early Experiences06:13 The Measured Risk Portfolio Approach08:12 Managing Market Volatility21:40 Synthetic Equity Explained25:06 Risk Aversion and Investment Strategies26:41 Introduction to Synthetic Equity and ETF26:58 Launching the ETF and Ringing the Bell27:55 The Experience of Ringing the Bell33:25 Final Round: Financial Mistakes and Lessons Learned41:32 Final Thoughts and Advice for InvestorsFind Larry and BernardWebsite: https://www.measuredriskportfolios.com/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Are Finances Ruining Relationships in 2025? OpusClip is a generative AI video repurposing tool that turns your long videos into viral short videos. Use our affiliate link for OpusClips ➡︎ https://www.opus.pro/?via=RemarryThe tool that helps YouTube creators improve their channel, find ideas, & grow their audience https://vidiq.com/remarry Is Love Calling Again? Take the 5-Minute Remarriage Readiness Quiz!✓ Discover your emotional readiness✓ Get personalized insights✓ Receive expert relationship tips➡︎ https://scarytoremarry.com/Another Chance eBook: A Workbook for Finding Love After a Failed Relationship➡︎ https://scarytoremarry.com/products/The Long-Distance Love Toolkit ebook: Strategies to build lasting connections across distance ➡︎ https://scarytoremarry.com/product/th...Get your Love Fearlessly Intimacy Card Deck here ➡︎ https://scarytoremarry.com/products/Connect with Maurice here ➡︎ https://mauriceijones.com/Connect with our cohost Aqueela here ➡︎   / aqueelamaddox  =====================Connect With Us!=====================Fanbase ➡︎ https://www.fanbase.app/@scarytoremarryIG ➡︎   / scarytoremarry  ================================Subscribe & listen to the podcast HERE:================================Apple ➡︎ https://podcasts.apple.com/us/podcast...Spotify ➡︎ https://open.spotify.com/show/3CaG9aQ...Are Finances Ruining Relationships in 2025? Let's talk about it. In today's economy where inflation is high, debt is rising, and financial pressure is growing, money issues are becoming one of the leading causes of conflict in marriages and relationships.Whether you're dating, engaged, or married, this video offers real solutions to help you grow stronger, not further apart through financial challenges.

In this episode I talk to Penny Armbruster about how she supports and encourages her clients to feel empowered by their business finances so they can lose the shame often associated with money management. Introduction Penny Armbruster is a Fractional CFO and founder of 1610 Consulting, where she helps faith-driven business owners turn financial chaos into confident, strategic growth. With over 20 years in accounting and a heart for service, she goes beyond bookkeeping to build systems, uncover insights, and empower clients to lead with clarity. Penny is a homeschool mom, podcast host, and passionate advocate for business owners who want to build something that lasts—without losing their sanity (or Saturdays).   Resources mentioned in this episode Follow Penny: 1610 Website: HERE Penny's Coaching Website: HERE LinkedIn: HERE Facebook: HERE FREE-Cash Flow Guide: HERE   Thank you for listening. If you enjoyed this episode, please consider subscribing and leaving a review. Leave comment on what you enjoyed from the episode and if you have any suggestions for future episodes, I'd love to hear from you. Even better, share it with a friend or colleague and turn on the notifications so that you never miss an episode. It really helps the podcast gain more listeners so that we can grow our Lead From Within community. Thanks everyone! Keep reaching for your highest branch! Let's Connect Follow me on LinkedIn Here Visit my website Here Email: mthomson@curisconsulting.ca  Self-Care Guide on Amazon: Canada: HERE USA: HERE Leave me a voice note HERE and have it included on a future podcast! Just click on the "message" tab.  It is greatly appreciated!  

In this episode, our guest Becky Granden discusses crucial intersections between finance and health. As a crypto investor and health advocate, Becky shares insights on how digital assets like cryptocurrency can provide financial security amidst rising medical costs.-Becky's website:http://www.beckygranden.comFree Downloads! https://www.alopeciaangel.com/opt-in-page-for-free-downloads-Hair N' Heal Waitlist:https://www.alopeciaangel.com/hnh-waitlist-page-HELP IS WITHIN YOUR REACH!Alopecia Angel is dedicated to those seeking a holistic, natural, and safe approach to healing Alopecia from the inside out! The main force behind Alopecia Angel is a deep desire to help individuals achieve what I achieved with a natural treatment option, a well-rounded approach to health, wellness, and reversing Alopecia naturally without antibiotics, pharmaceuticals, cortisone shots to the head, or embarrassing creams.After seeing results with my multi-tiered natural Alopecia treatment, targeting mind, body, nutrition, environment, and other elements, I decided I wanted to share my findings and let others know that a natural, safe, and holistic method does in fact exist to regrow hair from alopecia. -Website: https://www.alopeciaangel.comYouTube Channel: https://www.youtube.com/alopeciaangelFacebook: https://www.facebook.com/alopeciaangelInstagram: http://instagram.com/alopecia_angel

We exist to make Gospel-centered disciples among all people for the glory of God. Stay ConnectedWebsite: https://www.christcommunity.com/Instagram: https://www.instagram.com/christcommunityclt/

CapeTalk’s Sara-Jayne Makwala King is joined on Weekend Breakfast by financial advisor Moalusi Matlakala Weekend Breakfast with Sara-Jayne Makwala King is the weekend breakfast show on CapeTalk. This 3-hour morning programme is the perfect (and perky!) way to kickstart your weekend. Author and journalist Sara-Jayne Makwala-King spends 3 hours interviewing a variety of guests about all things cultural and entertaining. The team keeps an eye on weekend news stories, but the focus remains on relaxation and restoration. Favourites include the weekly wellness check-in on Saturdays at 7:35am and heartfelt chats during the Sunday 9am profile interview. Listen live on Primedia+ Saturdays and Sundays between 07:00 and 10:00am (SA Time) to Weekend Breakfast with Sara-Jayne Makwala-King broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/AgPbZi9 or find all the catch-up podcasts here https://buff.ly/j1EhEkZ Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

The Senate Finance Committee launched an investigation into billionaire Leon Black's financial dealings with Jeffrey Epstein after it was revealed that Black had paid Epstein over $158 million for tax and estate planning services between 2012 and 2017—years after Epstein's conviction for sex crimes involving minors. Lawmakers expressed concern not just over the extraordinary size of the payments, but over whether they were legitimate business expenses or a cover for something more nefarious. The committee sought records to determine if Black used Epstein's offshore entities or connections to facilitate improper tax avoidance, and whether the transactions raised red flags related to money laundering or abuse of financial loopholes.The investigation intensified as Black's name continued to surface in civil litigation filed by Epstein survivors, some of whom accused him of rape and knowingly participating in Epstein's trafficking network. Senators questioned whether the payments to Epstein were part of a broader pattern of financial manipulation and whether Black had accurately disclosed these dealings to tax authorities and shareholders of Apollo Global Management, the private equity firm he co-founded. The inquiry underscored how deeply Epstein's shadow extended into the world of high finance—and how figures like Black, who claimed to have cut ties with Epstein, remained entangled long after public denials were issued.to contact me:bobbycapucci@protonmail.comsource:Lawmakers Question Bank of America About Leon Black's Payments to Epstein - The New York Times (nytimes.com)

The Senate Finance Committee launched an investigation into billionaire Leon Black's financial dealings with Jeffrey Epstein after it was revealed that Black had paid Epstein over $158 million for tax and estate planning services between 2012 and 2017—years after Epstein's conviction for sex crimes involving minors. Lawmakers expressed concern not just over the extraordinary size of the payments, but over whether they were legitimate business expenses or a cover for something more nefarious. The committee sought records to determine if Black used Epstein's offshore entities or connections to facilitate improper tax avoidance, and whether the transactions raised red flags related to money laundering or abuse of financial loopholes.The investigation intensified as Black's name continued to surface in civil litigation filed by Epstein survivors, some of whom accused him of rape and knowingly participating in Epstein's trafficking network. Senators questioned whether the payments to Epstein were part of a broader pattern of financial manipulation and whether Black had accurately disclosed these dealings to tax authorities and shareholders of Apollo Global Management, the private equity firm he co-founded. The inquiry underscored how deeply Epstein's shadow extended into the world of high finance—and how figures like Black, who claimed to have cut ties with Epstein, remained entangled long after public denials were issued.to contact me:bobbycapucci@protonmail.comsource:Lawmakers Question Bank of America About Leon Black's Payments to Epstein - The New York Times (nytimes.com)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Have you ever wondered what happens when you finally stop living for everyone else and start becoming who you're truly meant to be? Kelly Chase, fresh from celebrating her 40th birthday, takes us on a raw and revealing journey through self-discovery, personal power, and finding authentic purpose in this captivating conversation.Kelly opens up about her recent solo wellness retreat in Mexico, where she confronted important truths about her relationships, business, and spiritual journey. "For so long I didn't know who I really was," she admits, describing her 20s and early 30s as running on a hamster wheel in autopilot. This turning point led her to leave corporate life in 2017 to pursue coaching full-time, starting a personal development journey that transformed her relationship with herself.The conversation explores Kelly's evolving spiritual connection, including her recent purchase of her first Bible, and how she's learning to trust that everything is working out as it should. Ken shares wisdom from his years as a pastor, creating a beautiful dialogue about finding faith on your own terms. Their discussion on relationships reveals powerful insights about self-worth and choosing partners who fully show up, summarized perfectly when Kelly references the quote: "Your right fit person is not the person you have to beg to choose."Perhaps most compelling is their exploration of authenticity in business and online presence. Kelly candidly discusses her journey as a holistic health coach who transitioned to helping other female entrepreneurs with mindset and business strategy. She acknowledges the limiting beliefs that have sometimes held her back—fear of being seen, fear of success—while sharing practical advice for women wanting to make an impact: "Go live on Instagram or do something that scares the absolute hell out of you."The episode brilliantly demonstrates how our struggles often become our greatest teaching tools. As Kelly puts it, "Every person you meet is a gift and a lesson." Whether you're navigating relationships, building a business, or simply trying to show up more authentically in your life, this conversation offers wisdom, encouragement, and the permission to embrace your journey—messy parts and all.Welcome to the ATLG podcast I am your host Ken Joslin, former pastor turned coach & host of CREATE, the #1 Faith-based Entrepreneur conference in America. My mission is to help faith-based entrepreneurs become the best version of themselves by growing in our Core 5: Faith, Health, Relationships, Business & Finances. You can get more information as well as join our FREE Facebook group at https://www.facebook.com/groups/676347099851525

In this in-depth interview, South Carolina State Treasurer Curtis Loftus joins the show to discuss the financial health and security of the state — and how global threats like Nicolás Maduro's regime and transnational crime impact local economies. Treasurer Loftus sheds light on how taxpayer funds are managed, the importance of financial transparency, and the risks posed by criminal networks operating across borders. From inflation and spending to national security implications for state-level budgeting, Loftus provides a grounded yet urgent look at the intersection of public finance and global instability. A must-listen for anyone concerned about where their tax dollars go — and how state leaders are navigating an increasingly complex financial landscape.

#FenceFam Be prepared to change, change quickly, and get on this AI train... NOW! Listen to Ben with Hearth Finance explain how he thinks AI will change EVERYTHING!!!   Everything FenceTech Here: https://www.americanfenceassociation.com/fencetech/2026/   Cheers! Remember to like, share, comment and REVIEW!   The Fence Industry Podcast Links: IG @TheFenceIndustryPodcast FB @TheFenceIndustryPodcastWithDanWheeler TikTok @TheFenceIndustryPodcast YouTube @TheFenceIndustryPodcastWithDanWheeler Visit TheFenceIndustryPodcast.com Email TheFenceIndustryPodcast@gmail.com Mr. Fence Companies:    IG @MrFenceAcademy FB @MrFenceAcademy TikTok @MrFenceAcademy YouTube @MrFenceAcademy Mr. Fence Tools https://mrfencetools.com Mr. Fence Academy https://mrfenceacademy.com   Gopherwood & Expert Stain and Seal IG @stainandsealexperts  FB @ExpertProfessionalWoodCare YouTube @Stain&SealExperts  FB Group Stain and Seal Expert's Staining University  Visit RealGoodStain.com Visit Gopherwood.us   Log Cabin Fence IG @Log_Cabin_Fence FB @LogCabinFence Visit LogCabinFence.com   Elite Technique Visit getelitetechnique.com   Greenwood Fence Visit greenwoodfence.com   FenceNews Visit fencenews.com   Ozark Fence & Supply promo code: TFIP15 for 15% off! Visit ozfence.com   Benji with CleverFox for all your FENCE website needs! Visit cleverfox.online     Stockade Staple Guns Visit stockade.com   Bullet Fence Systems Visit bulletfence.com   ZPost Metal Fence Posts Visit metalfencepost.com

In Today's Episode... Sean Taylor, co-founder of Cornerstone Christian Counseling, discusses the intricate relationship between money and marriage, emphasizing the importance of emotional and psychological health in relationships. He shares his journey from industrial design to counseling, highlighting the challenges and lessons learned in his own marriage. The discussion delves into the process of personal growth, the significance of trust and vulnerability, and the complexities of codependency in relationships. Taylor emphasizes the need for couples to engage both their hearts and minds to foster a healthy partnership. They discuss how foundational beliefs can impact relationships, the nuances of narcissistic behavior, and the necessity of mutual growth for a healthy marriage. The conversation also delves into when divorce may be considered and emphasizes the importance of personal responsibility and growth in navigating relationship challenges. Connect with Sean Taylor Website Instagram Facebook   About Sean Taylor Sean Taylor is a Licensed Marriage and Family Therapist, Licensed Addiction Counselor, consultant, and co-founder and CEO of Cornerstone Christian Counseling, which he started with his wife, Angie, in 2009.  He specializes in helping couples find connection, helping individuals find healing and growth, and helps corporations and churches understand and improve their teams work together to serve their communities. Sean obtained his masters degree in Marriage and Family Therapy from Fuller Theological Seminary in 2005. He and Angie have two children and live in Denver Colorado.   Don't forget about this amazing free offer from Jordan. She put a lot of time and effort into this project to be able to offer it to you, absolutely free! Take advantage now while you can! eBook: Couples Guide to Getting on the Same Page About Money   Reminder: Subscribe, Rate & Review this podcast!   Whatever platform you are listening on, make sure to follow or subscribe & sign up for notifications for when weekly episodes drop every week! And if you feel called, please leave a rating and review. This helps us to reach more people!  JordanPendleton.com

We're joined by Dr. Joel Pash, co-founder of UpSize Clinic, to talk about the science and stigma around penile enhancement. He breaks down how dermal fillers work, clears up common myths, and explores the psychological reasons behind body modifications. From safety and effectiveness to why pills don't work and the marketing struggles of clinics like his, Dr. Pash brings honesty and insight to a topic many avoid. He even shares what it's like having kids who know what he does. A raw, smart, and surprisingly funny conversation you don't want to miss.⭐WEBSITE: www.upsizematters.com⭐IG: https://www.instagram.com/upsizeclinic/?hl=en

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1772: Michael Levitt explores practical strategies to enhance your business's financial health by focusing on smarter cash flow management. Learn how simple adjustments, like reevaluating expenses, tightening invoicing practices, and building reserves, can stabilize operations and fuel growth. Read along with the original article(s) here: https://www.breakfastleadership.com/blog/how-to-improve-your-businesses-finances-cash-flow Quotes to ponder: "One of the biggest areas where small businesses struggle is in managing their cash flow." "Have a cash reserve that you can tap into when times are lean." "Review all expenses and determine which ones are necessary and which ones can be reduced or eliminated." Episode references: FreshBooks: https://www.freshbooks.com QuickBooks: https://quickbooks.intuit.com Xero: https://www.xero.com Profit First by Mike Michalowicz: https://mikemichalowicz.com/profit-first Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you intimidated by your business numbers? You don't have to be!   Our next guest is Tana Kramer, a profitability strategist who empowers women entrepreneurs to embrace their financial data and transform it into a tool for success.   Join us as we explore: The importance of understanding your numbers as a CEO and how to feel empowered by them The concept of a "money story" and its impact on your mindset around profit and self-worth Practical steps to overcome the fear of looking at your financial data and how to view it simply as information The significance of aligning your business with your lifestyle goals for both financial and personal fulfillment Tips for creating a profitable business model that works for you, without sacrificing your well-being   If you've ever felt overwhelmed by your numbers or unsure about your financial goals, this episode is for you! Tana provides practical steps to help you get organized and empowered in your financial journey.   Resources mentioned in this episode: www.xero.com  www.quickbooks.com    Connect with Tana: Website: https://tanakramer.com/  LinkedIn: https://www.linkedin.com/in/tanakramer/    ✨ Join my Mompreneur Glow Up email list. It's your go-to source for all things life, leadHERship, and mindset.  

In this brutally honest and empowering episode of the PivotMe podcast, April dismantles the all-too-common fear that many small business owners face—looking at their own finances. April breaks down why we avoid the numbers, how delusion serves us early on but kills us at scale, and the mindset shift required to lead like a true CEO. She delivers real talk on separating self-worth from spreadsheets and how to stop letting shame run your business. Key Takeaways: - Avoidance of finances isn't about capability—it's about emotional fear. - Early-stage business needs delusion; scaling needs discipline. - Your numbers aren't a judgment, they're data. - A weekly “money date” ritual can transform your business outlook. - Facing finances leads to freedom and better decision-making. Actionable Items: - Reframe your mindset around numbers—they're not personal. - Start small: look at one report or even just your bank account. - Schedule a 30-minute weekly “money date” to review finances. Quotes: • “Your numbers are data, not damnation.” • “You are not your gross margin.” • “Avoiding the numbers doesn't stop the bleeding—it makes the wound worse.” Want the 6-step framework to review your finances without spiraling? Email info@theaprilgarcia.com to get the free one-pager that helps you lead like a real CEO. --------- Want to be part of a transformative experience for entrepreneurs and leaders?

"He hurt me! How can you ask me to forgive?" "You don't know what they did to me!" Mommas, we get it. It hurt and your feelings may be valid, but the truth is unforgiveness is bondage. It keeps you from walking in the true and complete freedom that was promised to you as a daughter of the King. It's what is holding you back in every area of your life. So today, choose forgiveness. Join us as we discuss why it's important to forgive and how to do it...even when it's hard. · · · At the Life of a Single Mom, our mission is to improve the lives of single mothers and their children by providing support groups, life skills, and projects that promote success in 3 core areas: Parenting, Finances, and Health & Wellness. Join us as we ensure that no single mom walks alone. CHECK OUT OUR WEBSITE FOR LOTS OF SINGLE MOM CONTENT! // https://thelifeofasinglemom.com/   JOIN A SINGLE MOM'S SUPPORT GROUP NEAR YOU! // https://thelifeofasinglemom.com/find-a-group/   REGISTER FOR SINGLE MOM UNIVERSITY FOR LIFE SKILLS CLASSES ON EVERYTHING CHRISTIAN SINGLE MOM RELATED // https://singlemomuniversity.com/  *Please note: For a limited time only, we are offering access to Single Mom University FREE FOR ONE YEAR! Visit https://singlemomuniversity.com/apply-for-scholarship and use coupon code PODCAST to redeem your free gift now! · · · CONNECT WITH US ON FACEBOOK! // https://www.facebook.com/thelifeofasinglemom   FOLLOW US ON INSTAGRAM! // https://www.instagram.com/thelifeofasinglemom/    ENJOY OUR FREE CONTENT? Help us make an impact in the lives of single moms today!  // https://thelifeofasinglemom.com/donate/    CHECK OUT OUR ONLINE STORE FOR REALLY COOL SINGLE MOM PRODUCTS. // https://shop.thelifeofasinglemom.com/  · · · All Rights Reserved. The Life of a Single Mom. We do not intend to give formal medical advice on this program. While every effort is made to thoroughly vet all guests on our show, please be advised that an invitation does not constitute full agreement on every subject matter, we recognize future content on websites, social media, and otherwise is beyond our control.

In today's episode on 7th August 2025, we dive into Swiggy's new bet — DeskEats, and if it could help the food delivery giant inch closer to profitability.

In this episode of Retirement Planning Simplified, Joe Curry speaks with Rachael Burns, Certified Financial Planner and founder of True Worth Financial Planning. Rachael specializes in helping women navigate their finances after divorce or the loss of a spouse. She shares practical steps to regain control, avoid emotional financial decisions, and feel empowered in retirement.  You'll hear about the biggest mistakes to avoid, why estate planning matters more than ever, and how to rebuild confidence when planning alone. Check out the show notes for EP153 HERE.

If you've been married for a few years (or more!) but never got around to figuring out whether (or how) to combine finances with your spouse, this episode is for you.The Newlywed Money Bootcamp is my 14 day program to help couples build their financial foundation together. Even if you've been married for a while, check it out at https://pacesetterplanning.com/bootcamp/To book a free breakthrough session with me, visit https://pacesetterplanning.com/contact

We all have those personality quirks: a car full of fast-food napkins, forgetting names mid-conversation, or insisting on carrying all the groceries in one trip. But what if those small, relatable habits say something deeper about how we handle money, risk, and retirement planning? In this episode, Eric brings humor and insight to the table as he explores how everyday behaviors often mirror our financial tendencies.   Here's some of what we discuss in this episode:

Financial Educator and CO-Founder & Director of Money School, Lacey Filipich discusses with Philip Clark how budgeting ahead of the end of a relationship can help you manage your life better. 

Buy Now, Pay Later is exploding among Gen Z—for Botox, groceries, and even concert tickets. But behind the easy payments lie missed bills, soaring debt, and financial traps. PBD breaks down the numbers, shares personal stories, and calls for financial literacy over impulse spending.

As an entrepreneur, it's normal to see how money comes and goes into your account. And when the amount becomes larger than usual, it feels strange, maybe even a little scary. That feeling is your "financial thermostat" or your comfort zone in money.Let us say that the number is around $10,000, but when your account dips below that, you panic and work hard to get it back up. When it rises above it, you get nervous and start spending to bring it back down to a "safe" level. You feel like you have to get rid of the extra money, so you don't. This pattern stops you from ever building wealth.In another Diamond Life Mentor Uncut episode, Balazs W Kardos is back with his Blueprint clients to answer a question about investing finances and creating generational wealth. His first tip is to adjust your financial thermostat. You need to get comfortable with a higher number, then invest the rest. Instead of your money just sitting in a bank, get an insurance policy. Transfer your savings into life insurance policies and overpay their premiums.For example, you might put in $40,000 a year. This money grows with interest, uninterrupted. When you need a large sum for something like a home, a car, or even taxes, you borrow against the policy. Your original $40,000 is still in the policy growing, and you use the borrowed money to pay your expenses.Balazs also wants you to be aware of your internet marketing and online advertising numbers. You need to know your cost per lead, cost per sale, return on ad spend (ROAS), and customer lifetime value, even if you're outsourcing to an ad agency.If you spend $3 for each lead and it takes 900 leads to make one sale, your cost per sale amounts to $900. If that sale earns you $6,000, you can see that you have a substantial return on your investment. Additionally, the customer lifetime value, which represents the total revenue generated from an individual customer throughout their journey with your business, should be much higher than your initial commission.Finally, it's important to have accountants who can help you manage your finances as you open up life insurance policies for your children as soon as they are born. By consistently contributing a set amount each year, they can reap the rewards from a very early age. This strategy builds generational wealth. "$20,000 might be your zero, and this is going to feel uncomfortable, but at the same time, it's going to give you peace of mind. That's the reason you want to increase this zero over time, because when an opportunity comes up, you know you'll get some money together." - Balazs W KardosCatch this episode to take control of your money by adjusting your financial thermostat, investing your money strategically, knowing your numbers, and having a professional team with you. Key Diamond Nuggets In This Episode:What are the common financial struggles of successful entrepreneurs when spending money?How can you leverage insurance policies to create generational wealth?What does it mean by a financial thermostat?Why should you learn about return on ad spend, cost per acquisition, cost per lead, and lifetime customer value?What books should you read about earning money?How can you set financial goals and structure wealth?Want a Personalized Plan for Business & Life Optimization?Book A FREE Call Connect with Balazs W Kardos:Website

Today's episode is another one that I have been WAITING FOR SO LONG to bring you! Please welcome Mike Michalowicz, the author of many best-selling books, one very formative one for me and which we talk quite a bit about today, Profit First.Mike specializes in helping entrepreneurs and creative people figure out their financial stuff in a way that is truly life changing. It's changed my life, and if you read Profit First you'll see how it changed Mike's. He's a great storyteller and a super inspiring person.You are going to love our conversation!Cheers! Thank you for being here with me.Kay* Subscribe to this newsletter so that it shows up in your inbox, instead of you having to go search for it :)Art Creativity & Wellbeing is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.SubscribedKay Lock Kolp is a coach, podcast host, writer, and artist who helps people achieve wholeness and well-being. After experiencing a health crisis in 2011 that limited her mobility, Kay embarked on a transformative journey of self-discovery.She now coaches clients to envision bold futures while taking manageable steps toward their goals, with a special focus on supporting leaders, creators, and first responders. Kay demonstrated her resilience by hiking England's Coast-to-Coast Path solo in 2023, an experience that embodies her philosophy of gentle, persistent self-actualization.As a host for Pathfinders For Good, Kay shares stories that amplify positive change, emphasizing that authentic self-care creates ripple effects that benefit others. Her approach blends vulnerability, compassion, and practical support to help clients create meaningful transformation in their lives and communities. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit kaylockkolp.substack.com/subscribe

#282 If you've been feeling stuck, stressed, or just want a boost to your gym's cash flow, I've got something for you. The Cash Growth Challenge is a 5-day, action-packed sprint designed to help gym owners like you bring in more cash fast without complicated funnels or gimmicks. You'll get: ✅ A short, focused video each morning ✅ A simple action step you can take that same day ✅ 2 live group coaching calls (Day 3 + Day 5) ✅ Optional community for accountability and encouragement This isn't a sales course. It's not a marketing program. It's a financial action plan that works with whatever coaching or systems you already have in place and it starts Monday, August 18.

Clay interviews Megan Gorman, the author of the excellent new book, All the President's Money: How the Men who Governed America Governed their Money. Gorman is a nationally respected money manager for some of the wealthiest Americans. She thought it would be interesting to explore the way American presidents have handled their finances, before, during, and after their time in office. Gerald Ford is a pivotal figure in this regard, because he left the presidency as a young man and had to find a way to make a living beyond the White House. But we spent most of our time talking about George Washington and Thomas Jefferson as bookends in this history: Washington was a brilliant money manager. In fact, says Gorman, he is the richest president if you equalize currency values. Jefferson was a deplorable money manager. He died helplessly in debt. In fact, his daughter Martha had to live on public charity after his death in 1826. And yet, no president was as publicly frugal as Jefferson. In this as in all things, Jefferson was a paradox. This episode was recorded on August 4, 2025.

Hi Mamas, This week, we're kicking things off with a quote that hits deep in the heart of every busy, high-achieving, working mom who's ever wondered if she's doing enough or being enough: