Podcasts about Budget

It's an episode about home design and we are joined by THE Bobby Berk himself – award-winning designer, formerly of Netflix's Queer Eye and currently starring in HGTV's Junk or Jackpot. We discuss the unconventional way Bobby figures out someone's personal design style (and how you can figure out your own) and where to start if you want to design your dream home, or even just a room. We discuss where to splurge and where to save, lighting dos and don'ts, furniture/storage hacks for small spaces, why you shouldn't follow trends, how much color is too much, and his thoughts on renovating a rental. We also discuss moving in with a partner and how to navigate merging your things and handling design decisions. Before Bobby joins us, we are talking about friendship (including the current state of ours), Rayna's review on Nantucket, and hotel room behavior with someone you're dating. Enjoy! Follow Bobby on Instagram @bobby, check out Junk or Jackpot on HGTV, and shop Bobby's product line at bobbyberk.com. Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for more. Thank you to our partners this week: Hinge: Download their audiobook No Ordinary Love for free on Spotify. BetterHelp: See reviews and decide if it's right for you at https://betterhelp.com/gge. Article: Get $50 off your first purchase of $100 or more at https//:article.com/gge. Dae: Get 20% off your first purchase at https://daehair.com with code GGE. Nutrafol: Get $10 off your first order and free shipping at https://nutrafol.com with code GGE10. Learn more about your ad choices. Visit megaphone.fm/adchoices

⁠

Your data is being sold right now. My sponsor Aura will find the brokers selling it and remove you automatically. Try 14 days for free: https://aura.com/hammer *I GO THROUGH HIS PHONE* and he's talking to a lottttttt of women, and sending very sketchy messages to them... Watch post show here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual)

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Check Out Katy's Podcast!Budget besties, life transitions have a way of bringing ALL the things at once.A move. A new baby. A job change. Kids going through a hard season. A surprise vet bill. A spouse retiring. A business changing.And somehow, while we're carrying all of that emotionally, we're also supposed to remember when the electric bill is due, how much is left for groceries, whether Christmas is funded, and where that random $500 expense is coming from.No thank you.

In this episode, Emily interviews Quinn Nguyen, a 4th-year PhD student in chemistry at UC Irvine. Quinn has been highly intentional with her finances during graduate school. She maintains a zero-based budget, uses targeted savings accounts for her cat and annual trips to Vietnam, keeps emergency savings, and pays herself first into a Roth IRA. She also lives in subsidized graduate student housing and drives an electric bike in addition to a car. Quinn and Emily discuss the advantages of these practices, specifically the Roth IRA, and how Quinn has developed confidence that she can make her finances work no matter what life throws at her post-graduate school.

The news has been nonstop for Madison recently. Today, Madison City Council President Sabrina Madison talks to host Bianca Martin about the biggest stories in the city right now — from new updates on the fatal police shooting of Corey Ruiz to the opening of the new men's shelter and the upcoming budget process. Plus, Madison's first new library in more than two decades is opening Sept. 25!

La próxima recesión va a llegar. La pregunta es: ¿estarán tus finanzas preparadas cuando suceda? En este episodio de Café on a Budget hablamos de cómo prepararte antes de una contracción económica: cuánto deberías tener en tu fondo de emergencia, por qué reducir tus deudas y crear margen es tan importante, cómo proteger tu fuente de ingreso y qué hacer con tus inversiones si el mercado comienza a caer. Porque no necesitas predecir cuándo llegará la próxima recesión. Necesitas estar preparado cuando llegue. Enlaces y anuncios: Nuevos espacios para llamadas de 15 minutos!!☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab Envianos tus preguntas y comentarios por email a info@cafeonabudget.com. Descarga la guía GRATIS con las 5 mejores cuentas de ahorro de alto rendimiento!https://www.cafeonabudget.com/hysa ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

To listen to more from the Reality Check podcast, go to spectator.com/reality-checkWith two months to go until Andy Burnham and John Healey's first Budget, speculation about tax rises is already beginning. But how much should we believe?Michael Simmons looks at five facts about Britain's tax system that should shape the debate – from a tax burden heading towards post-war highs to the surprising reality that taxes on the average worker remain relatively low. And with the wealthy already heavily squeezed, is there really anyone left to tax?This episode is brought to you by Artemis Fund Managers, for more information on our fund range please click here https://www.artemisfunds.com/Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

08/30/2026The Healthy Matters PodcastS06_E06 - Budget Matters...A Follow-up!With Special Guest:  Susie Emmert, Director of Advocacy and Public PolicyHennepin Healthcare was in the news cycle quite a bit earlier this year, and for important reasons!  The conversation around resources and how to fund one of Minnesota's most essential healthcare lifelines involved quite a bit of outside-the-box thinking that ultimately resulted in a short-term fix that keeps this essential piece of our healthcare puzzle in place for now.  But where does the legislation ultimately leave us?  What's changed and what stays the same?  And what does the future of this vital state-wide resource look like now?On our next episode, we'll be joined again by Susie Emmert to follow up on our conversation from this spring and to walk us through the ins and outs of this bill, where things are headed from here, and things we all can keep an eye out for to help support this institution in our upcoming elections.Although it seems like the work is never over, it is safe to say, the response from the public, lawmakers (on both sides!), healthcare experts, labor unions and faith groups was one of overwhelming support for the organization.  This bill helps a lot, but there's more work to be done to ensure this cornerstone of the state's healthcare is, in fact, Here for Good!  Join us!Got healthcare questions or ideas for future shows?Email - healthymatters@hcmed.orgCall - 612-873-TALK (8255)Get a preview of upcoming shows on social media and find out more about our show at www.healthymatters.org.

⁠

If you're one of the many lawyers who struggles to stick to a budget, I have a plan for you. Typically, one of three things is keeping you from staying on track. In this episode, let's talk about what these things are and how to fix them. Head to rhothomas.com/327 for the full episode show notes. Apply for help with your finances at rhothomas.com/apply.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!What happens when budgeting stops feeling like a constant guessing game and starts giving you actual confidence?In this episode, we're chatting with Nikki from Australia about what changed when she started using our Simplified Budget System.Before the system, Nikki was spending a ton of time tracking money, writing down what was coming up, checking bank balances, and trying different apps and spreadsheets — but she still felt like her family was constantly on the back foot.Her goal wasn't to magically solve every money problem overnight. She simply wanted to feel confident with money.And that's exactly what started to happen.Nikki shares how creating separate accounts, naming them intentionally, and following the system one step at a time helped her finally feel organized and prepared. Instead of trying to do everything at once, she focused on building the foundation first — bills, spending accounts, and then savings buckets.And those savings buckets? They've become one of her favorite parts.Since starting the system, life has still thrown plenty of curveballs: medical expenses, surgery, a broken freezer, car trouble, and other unexpected costs. But the biggest difference is that those situations no longer automatically come with financial panic.Nikki can see where her money is, adjust the plan when she needs to, and make decisions from a place of clarity instead of fear.One of the biggest moments she shares is being offered financial help from a family member — and realizing she could confidently say, “Thank you, but we can do this ourselves.”That is what financial confidence can look like, budget besties.We also talk about why a budget needs to grow and change with your life, why building your system one layer at a time matters, and how being prepared for things like Christmas, annual bills, car expenses, pets, and other future costs can remove so much mental pressure.This episode is such a good reminder that budgeting doesn't have to be complicated. You don't need another app that simply tracks where your money already went. You need a system that helps you decide where your money is going before life makes the decision for you.Whether you're building your own budget, using a personalized budget template, working through group coaching, or getting more hands-on support through a six-month coaching package, the goal is the same: clarity, confidence, and a money system that actually works in your real life.Because life will keep changing. Your budget can change with it.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Pres Trump is leading us to accountability and it's vexing the Left. https://justthenews.com/politics-policy/finance/74-federal-grant-spending-wasnt-trackable-local-level-fy24-report The Project On Government Oversight downloaded and analyzed data from USAspending.gov that the nonprofit group says in a report released on Tuesday shows over 74% – $712.6 billion – of $958.6 billion in domestic grant spending from fiscal 2024 couldn't be tracked to the local level. The Trump administration confirmed with Just the News that the lack of accountability shown in the report's findings is why new rules have been proposed for federal grantmaking, and they comport with those at the Office of Management and Budget. https://nypost.com/2026/07/21/us-news/rfk-jr-yanks-medicaid-funds-to-california-and-minnesota/ Health and Human Services Secretary Robert F. Kennedy Jr. said Tuesday he's stopping more than $1 billion in federal Medicaid payments to California and Minnesota over suspected fraud. “We are not sending Medicaid dollars out the door until we have confidence that they are being spent lawfully and appropriately,” Kennedy said at an announcement on Tuesday. Kennedy said if California Gov. Gavin Newsom (D) and Minnesota Gov. Tim Walz (D) want the money to fund low-income healthcare, “they need to provide documentation that these payments are legitimate.” https://nypost.com/2026/07/22/us-news/jayden-williams-the-youngest-ever-mayor-of-stockbridge-georgia-probed-over-alleged-spending-habits-reports/ A Georgia city's youngest-ever mayor was temporarily stripped of his duties and privileges amid an investigation over his alleged spending – less than a year after being elected on a campaign premised around accountability and transparency. Jayden Williams, the 22-year-old mayor of Stockbridge, Ga., was ordered to hand over his city-issued credit cards by Monday at noon due to his spending, but failed to meet the deadline, Atlanta News First reported. Stockbridge city council officials launched a probe into Williams after “information” was presented to finance officials and the city attorney, without divulging further. Kevin Jackson has been called, the "white-collar" Joe Rogan. Given their similar backgrounds in TV, comedy, and martial arts, it's easy to see why people enjoy Kevin's show so much. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you had £500,000 to enter the US with your MedTech product, where would you spend it first?For clinician founders looking to export a medical device to the US, the size of the opportunity can make it tempting to think big from day one. But entering the US MedTech market and scaling across it are two very different decisions. In this episode, Hakeem and international growth and commercialisation consultant Craig T. Ingram explore whether you should build a US sales team, appoint a distributor, raise more capital or prove your commercial model in one defined market segment first. In this episode you'll discover:Why treating the US as one enormous MedTech market can lead to expensive commercial and export decisions.How proving your commercial model in one defined US customer segment can help you understand acquisition costs, adoption pathways and whether your product can actually make money before you scale. Why hiring a sales team, appointing a distributor or raising more capital shouldn't substitute for first understanding exactly where, how and why your medical device will sell in the US. Listen now to discover how to approach US MedTech market entry, prove your commercial model and make your export budget work harder before committing significant capital to scaling.Book a 30min Healthcare Export Accelerator discovery callMessage me via DM on LinkedinThis podcast is for clinicians and solo founders feeling stuck in turning their medical devices into real businesses, with practical insight on go to market strategy, sales strategy, product launch, sales plans, business growth, exporting, selling internationally and how to scale up their international sales in MedTech.

Kate has good money habits. She's saving, she's investing, she's automated her high-yield savings account. So why does she still feel like she's behind? Today, Nicole sits down with a Money Rehab listener for a real-life financial intervention, digging into the exact questions so many 20-somethings are quietly Googling at 1am. Kate walks Nicole through her real numbers: what she earns, what she spends, and how she's splitting money between a Roth IRA, a brokerage account, and student loan payments. Nicole breaks down the actual mechanics she never learned, like why you need cash in the account before you can buy anything, how to think about a Roth versus a brokerage account, and whether it's smart to max out one before touching the other. They also get into the emotional side of money: the guilt Kate feels every time she spends, why her financial goals always seem to move further away the more she achieves, and how giving herself a real number for guilt-free spending changes everything. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Kate: 00:00 Are You Ready for Some Money Rehab? 02:28 Meet Kate: Her Money Goals 03:53 From Ice Cream Shop Paychecks to a 9-5 04:39 Breaking Down Kate's Budget 05:54 The High-Yield Savings Account Strategy 07:11 Using a HYSA as a "Don't Touch This" Account 08:01 Roth vs. Brokerage: Kate's Investing Confusion 09:25 Why No One Teaches You How to Actually Buy 11:06 Roth vs. Brokerage, Explained 13:28 Should You Max Out Your Roth First? 15:09 Why Kate Sticks to Index Funds 17:15 The Tax Truth About Brokerage Accounts 20:07 What Financial Freedom Actually Means to Kate 21:19 The Guilt Spiral of Spending 22:28 Why Sticking to the Plan Is the Hard Part 22:52 How Kate's Childhood Shaped Her Money Mindset 23:52 The Moving Goalpost Problem 25:25 Building (and Sticking to) a Budget 28:30 Solving Spending Guilt With a "Fun Money" Number 29:51 Where Kate Keeps Her Savings 31:05 Kate's 5 and 10 Year Money Goals 32:36 Is Money a Never-Ending Game? 34:41 How Kate Started Investing With Just $20 36:45 Nicole's Game Plan for Kate 45:05 Tip You Can Take Straight to the Bank Get started with a SoFi high yield savings account: SoFi.com/MNNBank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

⁠

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is all about taking charge of your money instead of letting someone else—or a chaotic system—make the decisions for you.We're sharing two real-life lessons from our coaching sessions that show just how powerful it can be to ask questions, understand the numbers, and create financial systems that actually work for your life.First, we're talking about a couple who had both whole life and term life insurance, including a whole life policy purchased through a family member. After digging into the details, they realized the policy hadn't been handled the way they thought it had—and at the same time, they were carrying massive credit card balances with interest rates around 28–29%.The numbers weren't working in their favor.After asking more questions and making their own decision, they pulled approximately $28,000 from the whole life policy and used it to knock out almost an entire high-interest credit card balance.The bigger lesson? We cannot outsource understanding our money.Even when we're working with an expert—or someone we love—we still need to know where our money is going, why we're making certain decisions, and whether those decisions are actually helping us move forward.Then we're talking about irregular income.One of our clients is a nurse with business income that changes from paycheck to paycheck. She was getting paid different amounts, transferring different amounts to herself, and dealing with bills that were heavily concentrated at the beginning of the month.It felt chaotic—but irregular income doesn't have to mean an irregular financial life.We can create systems around it.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Did you like this episode? Dislike it?

Send us Fan MailBefore you can invest, pay off debt, buy the house, or book the trip, you need to know one number: what it actually costs to be you every month. Most people have a vibe, not a number. This week Jessica and Brandon go back to basics on cash flow and budgeting so you can finally see where your money goes and give every dollar a job.

There's no perfect timeline for figuring out your life. But when everyone around you seems to be moving forward, it can be difficult to believe you're not falling behind.In this episode I sit down with film producer Jeremy Walton to explore why there is no normal path through life, and why starting a new chapter later than expected doesn't mean you've taken the wrong one.Jeremy came to filmmaking after a career in law, finance and venture capital. Rather than regretting the years he spent elsewhere, he believes those experiences helped prepare him for the work he eventually found himself doing.We talk about why there is no formula for building a career, how overwhelm can stop you from ever beginning, why making something imperfect can be more valuable than waiting until you're ready, and why success doesn't have to mean the same thing for everyone.But underneath the filmmaking, this conversation is about something much more universal: the pressure to know where your life is going, the fear that you should be further ahead, and what can happen when you stop measuring yourself against an imaginary timeline.Jeremy Walton is a film producer at Moo Studios, where he works across film and television development, finance and production. He describes filmmaking as his “second chapter” - one he says he wouldn't go back and start any earlier.Timestamps: (00:00) Introduction: No Normal Timeline(00:52) Jeremy's Career Pivot(02:59) Creativity and Film Community(05:01) EQ Matters on Set(06:42) Getting Your First Script Made(09:29) Know Your Audience(13:42) Originality vs Commercial Reality(16:23) Compromise in Filmmaking(21:18) Write for Budget and Practice(25:57) Overwhelm and Finding Producers(28:17) YouTube and Content Explosion(31:15) Buyers Market Reality(32:03) Budgets Race Down(32:29) Obsession Lessons(35:31) Defining Film Success(38:00) Career Paths in Film(40:30) No Normal Budget(42:07) Microbudget Proof(44:39) Actors Survival Tips(49:13) Ego Free Collaboration(51:45) Industry Future and AI(54:18) Advice to Younger Self(56:22) Where to Find MoreJoin the Move Your Mind Community:go.nickbracks.com/mymcommunityConnect with Nick:Instagram: https://instagram.com/nickbracksWebsite: http://nickbracks.comEmail: contact@nickbracks.comConnect with Jeremy:https://www.moostudios.com/ Hosted on Acast. See acast.com/privacy for more information.

What if the biggest threat to your wealth isn't how much you make—but what you were never taught about keeping, protecting, and multiplying it?Marvin Mitchell returns to Inside the Vault with Ash Cash to break down the wealth strategies most people never learn in school, at work, or from the traditional financial system.After more than 20 years as a financial advisor, Marvin says the biggest shift is not always learning something new—it's unlearning the financial habits that keep people retirement rich but cash poor.In this episode, Marvin breaks down the difference between a debtor, saver, and wealth creator; why your money can't grow beyond your mindset; how wealthy people use leverage instead of constantly liquidating assets; and why high earners can still struggle with lifestyle creep.He also opens up about receiving a $1.3 million tax bill and says that after investing in high-level tax expertise, he was able to reduce the bill to under $200,000. Then the conversation turns to AI.Marvin says his coaching business generated $12 million without a single U.S. employee—using AI and overseas team members to keep payroll low while scaling operations. He explains why entrepreneurs should learn tools like ChatGPT, Grok and Perplexity, and why AI should be treated as an amplifier for your knowledge instead of just a shortcut. Marvin and Ash also discuss mentorship, real estate tax strategies, trusts, estate planning, infinite banking, protecting wealth across generations, and why the answer to your next level may not be “how”—it may be “who.”Learn more from Marvin: Instagram: @marvinmitchellofficial TransformYourWealthChallenge.comInside the Vault: @insidethevault InsideTheVaultShow.comHost: @iamashcash IAmAshCash.comABUNDANCE IS YOUR BIRTHRIGHT.Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:TheAbundanceCommunity.comTIMESTAMPS00:00 – AI, leverage & the wealth rules nobody teaches 02:17 – Welcome to Inside the Vault 03:23 – Marvin returns after the viral infinite banking episode 04:50 – Who is Marvin Mitchell? 05:48 – What people need to unlearn about money 07:13 – Retirement rich but cash poor 09:01 – Debtor, saver or wealth creator? 10:06 – The 3 money identities 11:05 – Opportunity cost & making money work multiple times 12:06 – Lifestyle creep 12:30 – Budget vs. spending plan 13:14 – Foundation, core & speculative wealth 13:48 – Emergency funds, insurance & protection 14:17 – Building the “boring” core 15:02 – Why YOU are the best investment 16:21 – Can you inherit wealth and keep it? 17:01 – Your money cannot grow beyond your mindset 18:35 – “If you want more, be more” 19:27 – How the IRS can destroy wealth 20:18 – Marvin's $1.3M tax bill 21:41 – Cutting $1.3M to under $200K 22:17 – What schools and jobs don't teach you 23:30 – Why Marvin believes in investing in mentorship 24:00 – The $80 paycheck that changed his thinking 25:10 – $100K mentorships and million-dollar returns 26:03 – The parable of the talents 27:23 – Why the master was the real wealth creator 28:27 – The answer isn't “how”—it's “who” 29:18 – How to avoid fake gurus 30:29 – Look at the fruit AND the infrastructure 31:59 – Should you pay for mentorship? 33:00 – Marvin's mission to become the “Black Dave Ramsey” 33:58 – The Transform Your Wealth Challenge 34:13 – Wealthy people leverage instead of liquidate 34:34 – Real estate tax strategies & cost segregation 35:16 – How the 5-day challenge works 42:54 – Giraffes, turtles & protecting big dreams 44:24 – How to take advantage of the wealth transfer 44:32 – Learn AI 45:02 – Using AI as employees 45:20 – $12M business with no U.S. employees 45:43 – “AI is not here to take your job” 46:42 – AI is an amplifier 47:07 – Marvin's AI business-planning prompt 48:08 – Is becoming your own bank still relevant? 48:49 – Revocable vs. irrevocable trusts 50:11 – Spendthrift, special needs & charitable trusts 54:05 – Why Compass Retirement is becoming Compass Wealth 55:05 – “Abundance is your birthright” 55:55 – Connect with Marvin 56:23 – Join the Transform Your Wealth Challenge 57:04 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Have you ever stood in front of a junk drawer like it was a moral failing? You are not lazy, and you are not broken. You are out of decisions. In this episode of Clutter Free Academy, Kathi Lipp welcomes back her longtime friend and co-author Cheri Gregory to talk about the invisible reason decluttering feels so much harder than it should: decision fatigue. Every single item in your home is asking you a question — Am I worth keeping? What if you need me someday? But Aunt Carol gave me to you… — and your brain only has so much room in its daily budget to answer. Kathi and Cheri unpack why the "all-day, all-in" decluttering marathon leaves so many of us in a puddle of tears, and why 15 minutes at a time isn't a cop-out — it's actually how our brains are wired to make good decisions. Then Kathi walks listeners through a two-decision method simple enough to use on a junk drawer today. In this episode, listeners will discover: Why clutter drains you faster than almost anything else — and the three ways clutter creates extra decisions you never signed up for The two-decision method: Does it stay or does it go? And if it stays, where does it live? (If you can't answer both, that's your answer.) Pre-deciding rules that cut decisions in half before you ever open the drawer — expired means gone, one backup is enough, one donation bag, and "if it doesn't fit this container, it doesn't live here" Cheri's Post-it Note trick for the "maybe" pile — three dates and it's out Why 15 minutes is the sweet spot and how to pick one micro-section (the batteries, the lotions, the mail) instead of the whole house How to handle the emotional stuff — grief, guilt gifts, and other people's things stored in your space Kathi shares the story of the giant, not-quite-cute teddy bear her kids gave her decades ago — and what happened when she finally called them to ask about it. Cheri gets honest about the bedroom set in her office, the organizing bins that never worked, and the moment she decided her office was not a storage unit for other people's memories. The big takeaway? You are not solving your whole house today. You're reducing the number of decisions in your home so you can actually enjoy living there. Be gentle with yourself. Be gentle with your family. And stop waiting for the day you'll have enough energy to decide everything at once — because friend, that day isn't coming. Grab 15 minutes, pick one shelf, and press play.

Have you ever stood in front of a junk drawer like it was a moral failing? You are not lazy, and you are not broken. You are out of decisions. In this episode of Clutter Free Academy, Kathi Lipp welcomes back her longtime friend and co-author Cheri Gregory to talk about the invisible reason decluttering feels so much harder than it should: decision fatigue. Every single item in your home is asking you a question — Am I worth keeping? What if you need me someday? But Aunt Carol gave me to you… — and your brain only has so much room in its daily budget to answer. Kathi and Cheri unpack why the "all-day, all-in" decluttering marathon leaves so many of us in a puddle of tears, and why 15 minutes at a time isn't a cop-out — it's actually how our brains are wired to make good decisions. Then Kathi walks listeners through a two-decision method simple enough to use on a junk drawer today. In this episode, listeners will discover: Why clutter drains you faster than almost anything else — and the three ways clutter creates extra decisions you never signed up for The two-decision method: Does it stay or does it go? And if it stays, where does it live? (If you can't answer both, that's your answer.) Pre-deciding rules that cut decisions in half before you ever open the drawer — expired means gone, one backup is enough, one donation bag, and "if it doesn't fit this container, it doesn't live here" Cheri's Post-it Note trick for the "maybe" pile — three dates and it's out Why 15 minutes is the sweet spot and how to pick one micro-section (the batteries, the lotions, the mail) instead of the whole house How to handle the emotional stuff — grief, guilt gifts, and other people's things stored in your space Kathi shares the story of the giant, not-quite-cute teddy bear her kids gave her decades ago — and what happened when she finally called them to ask about it. Cheri gets honest about the bedroom set in her office, the organizing bins that never worked, and the moment she decided her office was not a storage unit for other people's memories. The big takeaway? You are not solving your whole house today. You're reducing the number of decisions in your home so you can actually enjoy living there. Be gentle with yourself. Be gentle with your family. And stop waiting for the day you'll have enough energy to decide everything at once — because friend, that day isn't coming. Grab 15 minutes, pick one shelf, and press play.

America's national debt has crossed a staggering $40 trillion — but what does that actually mean for you? Michael sits down with Michael A. Peterson, Chairman and CEO of the Peter G. Peterson Foundation, to explain how the country got here, why mounting debt affects everything from mortgages to Social Security, and what it would really take for Washington to change course. Plus, listeners weigh in on whether Americans and their elected leaders are willing to make the difficult choices required to tackle the problem. Original air date 25 August 2026. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Find us at www.crisisinvesting.com  Find Bill at https://substack.com/@cgpodcast  The U.S. Military Is a Trillion-Dollar Paper Tiger—Drones, Carriers, and Strategic Failure The hosts interview retired U.S. Army officer and military historian Bill Buppert, fellow at the Libertarian Institute and host of the Chasing Ghosts podcast, about U.S. military shortcomings and strategic failures since 1945. Buppert argues the Pentagon fields expensive "exquisite platforms" that are unfit for 21st-century peer conflict, citing lost influence in the Middle East and Africa and recurring defeats or stalemates in Iraq and Afghanistan. He critiques procurement and consolidation after the 1993 "Last Supper," and highlights troubled systems including the Zumwalt, Littoral Combat Ship, Ford-class EMALS, aircraft carriers, and the F-35's low readiness rates. He emphasizes the revolution of cheap FPV/UAV warfare, salvo competition in air defense, depleted munitions stockpiles (including Stingers), limited U.S. homeland missile defense, and vulnerabilities such as container-launched drones. The conversation also covers Ukraine's prospects against Russia, NATO red lines, Iran's terrain and history, and the importance of considering moral injury in war. 00:00 Meet Bill Buppert 01:52 Paper Tiger Pentagon 04:56 Iraq War Blowback 06:24 Rakes and Stupidity 10:22 Bureaucracy and Budgets 12:05 Navy Procurement Fails 14:05 Carrier and EMALS Risks 18:49 Drones Change Warfare 24:13 Defense Industry Monopoly 27:20 Salvo Competition IAMD 31:46 Carriers vs China Math 36:28 F-35 Readiness Disaster 39:56 Homeland Missile Defense Limits 42:58 Smuggled Nukes and Drones 44:22 Homeland Attack Scenarios 46:06 Civil Defense Blind Spot 47:12 Empire Mindset and 9/11 48:25 Bring Policy Home 51:14 Bureaucracy and Defense Waste 53:07 Drones Change Warfare 54:43 Why COIN Fails 56:58 Ukraine Forecast and NATO 59:57 Iran Nukes and Regional Power 01:08:09 Homeschooling and Trades 01:11:29 Iran Terrain and History 01:14:12 Moral Injury and Farewell

B2B marketer confidence jumped this year. But when researchers asked finance leaders the same questions, only 12% said marketing's financial impact holds up under pressure.This week, Elena and Rob talk with Daniel Sills of NewtonX and Dagmara Szulce of the ANA about their new Confident B2B Marketer study. They unpack why marketer confidence is rising, and why finance and revenue leaders aren't yet convinced. The group breaks down the vocabulary gap driving that disconnect, and how confident marketers grew brand investment in a year when most companies cut back.Topics covered: [03:00] Key findings from the Confident B2B Marketer study [04:00] What's driving marketer confidence up this year [09:00] The vocabulary gap between marketing and finance [12:00] How confident marketers grew brand budgets under pressure [18:00] Marketing to complex buying groups and AI search [22:00] Using AI without losing your data foundation [26:00] The one move to make before your next budget cycle To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter. Resources: 2025 ANA and NewtonX Confident B2B Marketer Study: https://www.newtonx.com/article/confident-b2b-marketer-2026/Daniel Sills' LinkedIn: https://www.linkedin.com/in/danielpsills/Dagmara Szulce's LinkedIn: https://www.linkedin.com/in/dagmaraszulce/NewtonX Website: https://www.newtonx.com/work-with-us/?utm_campaign=50131755-PER-PC-General-Podcast-Campaign-All-2026-01-01&utm_source=Podcast&utm_medium=Marketing%20ArchitectsANA Website: https://www.ana.net/ Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

Your budget tells the truth about your strategy. A firm can say it wants to develop next generation leaders, strengthen succession readiness, improve management capability, prepare its people for AI, and increase enterprise value. But if those priorities do not appear in the talent budget, the strategy may be more aspirational than operational. Ray Sclafani explores why the talent budget is one of the clearest ways for an advisory firm's leadership team to determine whether its stated priorities are actually being funded.In this episode, you'll learn how to build a simple talent budget scorecard that reveals where your firm is investing in its people and what those investments are expected to produce. You'll also discover how Association for Talent Development benchmarks can provide a useful reference point, why talent development should be treated as infrastructure rather than a discretionary expense, and how to connect investments in leadership, coaching, onboarding, and AI fluency to measurable business outcomes. By the end, you'll have a practical framework to evaluate your current talent budget and identify where your spending needs to align more closely with your firm's growth priorities.This framework is designed for advisory firm leaders who are thinking beyond today's staffing needs and building the capabilities required for future growth, succession, leadership depth, and AI readiness. The central question is simple: Does your budget reveal the firm you're building, or the firm you once were?WHAT YOU'LL LEARN IN THIS EPISODE Why your talent budget may reveal more about your actual strategy than your strategic plan  How to connect talent investments to measurable outcomes such as retention, succession readiness, manager capability, and AI adoption  Why talent development should be treated as infrastructure in a growth-oriented advisory firm  How to align talent spending with your firm's top three strategic priorities  Why the goal is not simply to spend more, but to build the capabilities your firm will need in the future THE TALENT BUDGET SCORECARD Total annual talent development spend  Talent development spend as a percentage of gross revenue  Leadership development spend  Coaching and professional development spend  New employee onboarding spend  AI fluency and tool adoption training spend  Measurable business outcomes tied to talent investment REFLECTION QUESTIONS FOR YOUR LEADERSHIP TEAM What does your current talent budget reveal about what your firm actually believes?  Where are you expecting future growth from the people you're underinvesting in today?  What measurable business outcome should your talent investment deliver over the next 12 months?  How would your budget change if talent development were treated as firm infrastructure?  What capability must your firm build now so it is not constrained three years from now? Building the Billion Dollar Business is hosted by Ray Sclafani, Founder and CEO of ClientWise, the financial services industry's leading executive coaching and team development firm for elite advisors and wealth management teams. Ray Sclafani is also a Wealthies CEO of the Year Finalist (2026) and Luminaries Thought Leader of the Year Finalist (2026).Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTube

Most nonprofit executive directors lose their strategic thinking time every week for a reason that has nothing to do with discipline: it is the only block on the calendar with no one waiting on the other end of it. In this micro-episode, Brooke Richie-Babbage explains why strategy loses to everything else on a CEO's week — every competing commitment carries a consequence for missing it, and unstructured thinking time carries none — and lays out three moves that make the strategic function structural instead of willpower-dependent. She also reframes executive fatigue as data rather than a character flaw: when a design cannot absorb organizational pressure, the leader absorbs it instead.Episode DescriptionThe finance committee meets on the fourteenth. Multiple active grants have reporting windows that don't line up. A program officer already has a call on the books. Every one of those has a person on the other end, and that — not its importance — is what makes it happen. Then there's the two hours blocked to think about the next three years. Nobody is waiting for that. So when something else needs the slot, it takes the slot.In this micro-episode, Brooke Richie-Babbage makes the case that this is a scoring problem, not a time management problem, and not a discipline problem either. Strategy is the only function in most growing nonprofits with no structure holding it up. Payroll has a calendar. Grants have portals and deadlines. Governance has bylaws. Strategy has the CEO — and that's the entire infrastructure. Listeners walk away understanding why guarding the block harder has already failed, and what to build instead.Key Questions AnsweredWhy does my strategic thinking time always get canceled?Is it a discipline problem if I can't protect time to think?Why do nonprofit executive directors struggle to do long-range planning?How do I make strategic time stick without relying on willpower?What is a Design Deficit in a nonprofit organization?Why does executive director burnout keep getting treated as a personal failing?What should a nonprofit CEO focus on during a week when they're already depleted?Is it key-person dependency if the whole strategy function runs through me?What You'll LearnWhy strategic time loses on the calendar every week — and why the mechanism is a missing consequence, not weak prioritization or poor time management.The three moves that make the strategic function structural — attaching thinking to a deadline that already exists, requiring one small written output per block, and clarifying decision rights so escalations stop eating the hours.A subtraction protocol for depleted weeks — how to identify the two or three decisions that actually change the shape of the next quarter, and what to do with everything else.Key TakeawaysStrategic time doesn't need more protection. It needs a consequence. Every strategic question a CEO is carrying sits upstream of a decision someone will eventually be waiting on. The work isn't to manufacture urgency — it's to find the deadline that already exists on the governance calendar and attach the thinking to it.Strategy is the only function in a growing nonprofit with no scaffolding. Payroll has a calendar, grants have portals, governance has bylaws, programs have staff and workplans. Clarity — the direction-setting, the deciding — runs on one person's unprotected calendar. That's a Design Deficit, and at $1M–$5M it's the most expensive one.Depletion is a reading on the gauge, not a verdict on the leader. Systems absorb pressure or people do. When a CEO is the absorber, exhaustion is telling them what the organization isn't carrying yet — which makes it diagnostic information, not evidence of inadequacy.The hours come back through decision rights, not willpower. Thinking time gets eaten by escalation: a director who copies the CEO to be safe, a small reallocation waiting on approval, a board chair calling about something the ops manager owns. As long as everything has a legitimate claim on those two hours, protecting them won't hold.Grinding through is how a structural problem stays a personal one. Pushing harder works, briefly. It also spends the one asset the organization can't replace — the CEO's judgment — and buys the design flaw another quarter of invisibility.FAQsWhat is a Design Deficit in a nonprofit organization?A Design Deficit is the gap between how an organization is structured and what its current size actually requires. Brooke uses the term for nonprofits whose systems were built for a smaller version of themselves and were never rebuilt as the budget, staff, and funder base grew.Why do nonprofit executive directors keep canceling their strategic thinking time?Because strategic time is the only block on the calendar with no one waiting on the other end. Brooke argues this is a scoring problem, not a discipline problem: every competing commitment carries a consequence for missing it, and unstructured thinking time carries none.How can a nonprofit CEO protect strategic time without relying on willpower?Attach the thinking to a deadline that already exists on the governance calendar, require each session to produce one small written output, and give that output a named recipient. Brooke adds that the hours only hold once decision rights are clarified so escalations stop claiming them.What is key-person dependency in a nonprofit, and how does it apply to strategy?Key-person dependency exists when a critical organizational function runs entirely through one individual. Brooke points out that boards flag this immediately when it applies to revenue, but rarely notice when the entire strategic function of a $2M organization depends on the CEO having one uninterrupted Thursday.What should a nonprofit leader do during a week when they are already depleted?Subtract rather than add. Brooke recommends identifying the two or three decisions that would change the shape of the next quarter if made badly or not at all, keeping only those, and assigning everything else a decision rule, a delegate, or a stated delay.Is executive director burnout a personal problem or a structural one?Brooke treats depletion as data rather than a character report. When a design cannot absorb organizational pressure, the leader absorbs it instead. The useful question is not how to push harder but what the depletion reveals the organization is not yet carrying on its own.Step-by-Step: Three Moves That Make the Strategic Function Strutural1. Attach it to a deadline that already exists. Strategic time needs a consequence, and the governance calendar is already full of them — the finance committee in six weeks, the renewal decision in October, the director-level hire that has to happen before the fiscal year turns. The block stops being "Thursday, nine to eleven, think" and becomes "Thursday, nine to eleven, the two funding scenarios for the finance committee on the fourteenth." It's the same hours, but now canceling costs something.2. Require one small output. Open-ended thinking time is easy to cancel because when it's skipped, nothing is visibly missing. Give every block one deliverable and keep it small: three options and what each one costs, or one decision written down with the reasoning underneath it. Not a forty-page plan — a page. This also does a second job. Institutional memory that currently lives entirely in the CEO's head starts moving into the organization, one written decision at a time.3. Give it an owner and an audience — then fix decision rights. Put a person on the other end: a deputy expecting the memo Friday, a board chair who knows the scenario is coming, a peer expecting the question that's been circling for months. Then address what actually eats the block, which is escalation. What can a director decide without the CEO, up to what threshold, and who do they go to instead? The hours come back through decision rights, not through discipline.For weeks when the tank is already empty: don't add anything — subtract by what's meaningful. Ask which two or three decisions this week, if made wrong or not at all, change the shape of the next quarter. Those get the CEO. Everything else gets a decision rule, a delegation, or an honest delay, stated out loud so it stops sitting as an open loop. Then name what the depletion is revealing in one sentence — I'm still the only person who can close a six-figure gift; my directors bring me problems, not recommendations — and treat that sentence as the redesign brief.Want to work together? Apply for the Next Level Nonprofit Mastermind, a high-touch coaching and training accelerator for established organizations with $1M+ budgets that are ready to design for impact sustained at scale.  Budget under $1M? Join Elevate and get proven step-by-step playbooks + coaching support to build each of the core elements of your nonprofit's operating system - strategic clarity, a fundraising engine, a high-performance team, and an active and engaged board!   Connect with me!LinkedInInstagramYouTube

⁠

Billionaires are easy to hate. And there are several efforts underway to get them to pay their “fair share.” In this episode, Max argues that focusing on taxing billionaires is the wrong discussion and distracts from attaining the tax policy we truly need. Instead of focusing on the individual billionaires, focus on preventing individuals from becoming billionaires. The real story is corporate taxes. Resources Legal Information Institute: Tax Cuts and Jobs Act of 2017 (TCJA) Center on Budget and Policy Priorities: The 2017 Trump Tax Law Was Skewed to the Rich, Expensive, and Failed to Deliver on Its Promises Tax Policy Center: What is the TCJA repatriation tax and how does it work? Board of Governors of the Federal Reserve System: U.S. Corporations’ Repatriation of Offshore Profits: Evidence from 2018 The White House: White House Office of Management and Budget’s Office of Information and Regulatory Affairs Releases End of Year Deregulatory Stats: Showing the Trump Administration Has Best Deregulation Year in History The Washington Times: Impact of Trump’s 646 deregulatory actions diluted by tariffs, executive orders Federal Reserve Bank of New York: Who Is Paying for the 2025 U.S. Tariffs? Elizabeth Warren: Warren Pushes Giant Corporations to Give Billions in Tariff Refunds Back to Consumers npr: Companies are getting tariff refunds of up to $2 billion from the Trump administration CNN: Corporate America got billions of dollars in tariff refunds. Where’s your cut? Congressional Budget Office: Monthly Budget Review: February 2026 Wall Street Journal: Tariff Revenue Exceeded Corporate Taxes as 2025 Ended npr: Proposed California wealth tax sparks debate: Will billionaires leave the state? The New York Times: Founders Wade Into the Wealth Tax Debate Democratic Socialists of America Democracy: A Journal of Ideas: Why Corporations Must Pay More UNFTR Resources Video: Why Taxing Billionaires Won’t Save Us. Essay: Don’t Tax the Rich. Cut Them Off. Episode: Updated Tax Evasion Figures. Video: On The Record 8-17-26 (The AI Bubble is About to Burst | Corporate Control of Trump.) 5 Non-Negotiables -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibilitySupport the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now! Budget besties, grab the pumpkin spice latte because September is almost here—and we are NOT bringing August's hot mess energy with us.

We continue our series of conversations with local state representatives about New York's 2026-2027 budget. This hour, we're joined by Assemblymember Demond Meeks. He shares his takeaways on legislation related to public safety -- including bills concerning 3D-printed ghost guns and domestic violence reduction -- housings, childcare, education, and more. He also answers your questions about state business. In studio:Assemblymember Demond Meeks, District 137 ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

Las mujeres viven más que los hombres, pero tienden a llegar al retiro con menos patrimonio. ¿Por qué? En este episodio de Café on a Budget compartimos 7 factos sobre las mujeres y el dinero que ayudan a explicar esa diferencia. Hablamos sobre el impacto financiero de salir de la fuerza laboral para cuidar hijos o familiares, la importancia de negociar mejores salarios, el acceso a planes de retiro, por qué las mujeres pueden ser excelentes inversionistas y por qué tu pareja nunca debe ser tu plan financiero. Enlaces y anuncios: Nuevos espacios para llamadas de 15 minutos!!☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab Envianos tus preguntas y comentarios por email a info@cafeonabudget.com. Descarga la guía GRATIS con las 5 mejores cuentas de ahorro de alto rendimiento!https://www.cafeonabudget.com/hysa ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

In this episode of PennyWise, host John Kiernan discusses how to save on streaming with guest Adam Zeis, Managing Editor of The Streamable, the leading authority on the cord-cutting revolution. The Streamable helps users navigate the maze of streaming services, live TV bundles, and related tech. John and Adam talk about the best ways to save on streaming, services that help you stream on a budget, the best credit cards for streaming savings and more.  More on this episode from WalletHub: Best Credit Cards for Streaming Services of 2026 What is the Best Credit Card for Hulu?  Which Credit Card Gives a Netflix Discount?  Subscription Manager: Keep Track of Recurring Bills  How Much to Budget for Entertainment  Budget Better With WalletHub  If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!    

In this episode of The Baseline NBA Podcast, we welcome Uriah Young from the BBall Now and Then Podcast for another edition of They Reminisce Over You. This time, we shine the spotlight on Detroit Pistons legend Isiah Thomas, exploring why “Zeke” remains one of the most underappreciated greats in NBA history.We revisit Thomas' greatness, legendary moments, competitive fire, and the very trait that helped make him great — while also becoming part of his complicated legacy. It's a celebration of one of the greatest guards to ever play the game.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-baseline-nba-podcast--3677698/support.Visit: https://prizepicks.onelink.me/LME0/CLNS and use code CLNS and get $50 in lineups.This show was sponsored in part by Raycon: Visit https://buyraycon.com/baseline for 20% off new buds!Get NBA League Pass: https://link.nba.com/LP19MG Looking to book a vacation? Our travel partner Exquiste Travel & Tours has you covered: Call 954-228-5479 or visit https://exquisitetravelandtours.com/Discover our favorite podcast gear & shop our studio must-haves on our Amazon Affiliate page! https://www.amazon.com/shop/19mediagroupWant to join the conversation or invite us to your platform? Budget-friendly collaborations welcome! https://bit.ly/19GuestFollow The Baseline on X: https://twitter.com/nbabaselineFollow The Baseline on IG: https://instagram.com/nba_baseline

⁠

Today's Poll Question at Smerconish.com: Would you accept both higher taxes on yourself and reduced Social Security and Medicare benefits in order to reduce the $40 trillion national debt? Michael confronts a problem Americans overwhelmingly say matters—but one Washington has repeatedly failed to solve. With the national debt now above $40 trillion and interest costs mounting, Michael revisits Pete Peterson's warnings and the 2010 Simpson-Bowles Commission, which sought shared sacrifice through higher revenue and reduced spending. Today's poll puts that tradeoff directly to voters: Are Americans willing to personally pay more and receive less if that's what serious debt reduction requires? Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Advanced Financial BasicsSuccess is boring. That's not a knock — it's the whole point. The best tennis players in the world don't win with highlight-reel shots; they win by making almost every easy shot and missing almost nothing. Wealth-building works the same way. This week, David Chudyk, CFP®, breaks down BASICS — a six-letter framework covering the unglamorous, "advanced" fundamentals that actually move the needle for people who are already building real wealth.What BASICS Actually Stands ForB — Budget. Not a lecture about canceling subscriptions. The real question isn't "can I afford this," it's "is this appropriate for my current situation." For some listeners — especially those with a solid nest egg — an appropriate spending plan means spending more, not less.A — Allocation. Where should your money actually live — checking, real estate, retirement accounts, an emergency fund, speculative positions? "Should I buy the hot new IPO?" is really an allocation question in disguise, and there's no universal right answer without knowing the full picture.S — Systems. We don't rise to the level of our goals, we fall to the level of our systems. This segment covers the financial habits — recurring money check-ins, subscription audits, auto-pay, systematic investing — that quietly determine whether goals actually happen.I — Insurance. Insurance isn't exciting, and David doesn't pretend otherwise — but its job is simple: it protects your money, nothing more, nothing less. Includes a breakdown of life insurance, liability coverage, and why finding a great local independent insurance agent is real advice, not a throwaway line.C — Caring. Tying back to David's core philosophy — how we handle our money should positively impact our lives and the lives of those around us — this segment covers generosity beyond the tax-deductible check, and a candid look at whether your spending actually reflects what you say you value.S — Support. Borrowing from Dr. Benjamin Hardy's Who Not How, David makes the case that the right question isn't "how do I figure this out myself," it's "who already knows how to do this." Financial advisors, CPAs, attorneys, fractional CFOs, and mastermind groups all make the list.Bonus Content: Allocation, Round TwoStick around after the outro for a bonus deep-dive on allocation: why the goal of investing isn't always the highest possible return, how David solves for the required rate of return needed to hit a goal, and why a 79-year-old getting a lucky 40% return doesn't mean their money was allocated correctly.Resources MentionedFree E-Book: The Rainmaker's Dilemma — for business owners stuck as the primary revenue driver in their own companyBook Referenced: Who Not How by Dr. Benjamin HardyRelated Episode: "The Richest Corpse in the Graveyard" (referenced in the Budget segment)Where Are You Strong? Where Are You Weak?Leave David a voicemail at weeklywealthpodcast.com and tell him which of the six basics you need to work on. Or skip straight to a conversation: Book your free Vision Call.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3671: Kumiko explains how three ordinary spending habits set people up to fail financially: shopping out of boredom, spending money that is not guaranteed yet, and buying things to impress other people. She shares the fixes that worked during her own climb out of $77,000 of debt, from unsubscribing from store emails to leaving the credit cards at home. Her point is that better money management usually starts with noticing the habit, not with more willpower. Read along with the original article(s) here: https://www.thebudgetmom.com/3-spending-habits-that-are-setting-you-up-for-failure/ Quotes to ponder: "What people don't realize is that we are often our own worst enemy when it comes to our financial circumstances." "Rely only on your income, and never spend more money than you make." "A generous heart, kindness, hard work, dedication, and true intentions are far more likely to impress someone than possessions." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nobody knew Paula was racing, not her inner circle, barely even Paula herself until she was already on the plane to Vancouver. Three weeks out from Kona, she lined up at T100 Vancouver against an elite international field with zero expectations and finished fourth. We get the full race recap: the ocean current swim, the Race Ranger chaos on the bike that had Eric firing off texts from the couch, why riding to the front was the only move that made sense, and what it felt like to run a controlled 3:45/km pace and feel totally fine doing it. Then we debut a new segment, Rate It, get into your questions, and have a conversations about what it's like to be the partner on the sideline.This week we discussed:Paula's surprise T100 Vancouver recap: the decision to race, the ocean current swim, Race Ranger draft zone chaos on the bike, and running to a fourth place finish on fresh-ish Ironman legsThe T100 format from an athlete's perspective: what it does brilliantly, why the fields keep coming back, and an honest conversation about whether the series is sustainable long-termNew segment, Rate It: having multiple bikes, open water swimming vs. pool, training and racing with a smartwatch, and local eventsThe best and hardest thing about watching your partner race — Eric on the joy, the grief, and the slow process of making peace with a changing athletic identityHow big is Paula's team, really? The case for keeping it small, why Eric doing bike mechanics at 10pm beats hiring anyone, and what Carmen Small couldn't believe when she came to 70.3 WorldsSwimrun gear on a budget: buoy size, paddle advice, whether you need trail shoes, and how the transition between swim and run actually works with paddles on your wristsSelf-confidence anxiety when training and racing with others — what it actually means when someone chooses you as their swim run partnerPaula and Eric are tentatively planning an Austin swimrun in November. The road to Qatar goes through Austin, Texas. Eric floats an idea. Everyone pretends it's not happening.A big thank you to our podcast supporters who keep the podcast alive. To submit a question and to become a podcast supporter, head over to ThatTriathlonLife.com/podcast

Today we're bouncing between some high-end horology and watches that are much easier on the wallet. We kick things off with the almost absurdly ambitious Henri Grandjean Magician Atrium Red... The post Scottish Watches Podcast #807 : All Budgets Great And Small appeared first on Scottish Watches.

The U.S. national debt has crossed $40 trillion. So who pays the bill? Michael breaks down how America got here, revisits past efforts to rein in the debt, and asks whether voters would accept higher taxes or reduced Social Security and Medicare benefits. Plus, listeners join the debate with solutions of their own. Original air date 20 August 2026. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Think London is too expensive for your travel budget? Think again. With the right strategy, you can experience this iconic European city without blowing your entire vacation budget. Carli Rasschaert from Adventures With Carli shares how to do London on a budget while still having an amazing trip. We're breaking down the biggest money mistakes travelers make in London, where to find better value on accommodations, how walkable the city really is, and how to enjoy some of London's best experiences for free. Connect with Carli Rasschaert Website: https://adventureswithcarli.com/ YouTube: https://www.youtube.com/@adventureswithcarli Instagram: @adventureswithcarliOther Episodes You'll Love Tips For Planning a Europe Trip For First-Timers - Episode 201Listen on Apple Podcasts Listen on Spotify Listen on Any Podcast Player Paris Travel Guide - Episode 205 Listen on Spotify Listen on Apple Podcasts Tell Me About YourselfHelp me improve the show with a short survey: https://thoughtcard.com/surveyConnect With Danielle Desir Corbett Website: www.thoughtcard.com Instagram: @thedaniellecorbettThreads: @thedaniellecorbettWork With Me:Email thethoughtcard@gmail.com for brand partnerships and business inquiries.Resources & Recommendations: ➡️ Find cheap flights from the U.S. and Canada with Thrifty Traveler Premium➡️ Sign up for a high-yield savings account with Ally Bank➡️ Sign up for Rakuten and earn $50 cash back on purchases➡️ Earn more points and miles from your credit card with CardPointersSupport the Show Directly:Support The Thought Card Podcast by leaving a rating and review in your favorite podcast app like Apple Podcasts or Spotify.Your feedback makes it easier for new listeners to discover our thoughtful conversations about travel, money, and building a life you love.If you enjoyed this episode, share it with a friend or family member.

⁠

Jess and Thom discuss the often-asked question about personnel costs in churches. Though there are guidelines, there is no simple answer. The post What Percent of a Church Budget Should Personnel Costs Be? appeared first on Church Answers.

Politicians, who cannot budget, need to come up with better excuses than parks and libraries to explain property tax increases. Mpls has a loan program to accommodate Sharia Law. Johnny Heidt with guitar news. Heard On The Show:Dead body found in Bde Maka Ska, Hennepin County officials investigatingMinneapolis Park police: Dead body found in woods near Mississippi RiverTrump orders Pentagon to scale back joint exercises with South KoreaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

⁠

Want to know what kind of reader you are? TAKE OUR QUIZ: https://www.currentlyreadingpodcast.com/quiz   In this episode of Currently Reading, Roxanna joins Kaytee while Meredith is out playing nurse to husband Johnnie. Roxanna and Kaytee discuss their current reads, a readerly deep dive into the authors that give us trust issues, and talk about something a little bookish before they go. Show notes are time-stamped below for your convenience. Read the transcript of the episode (this link only works on the main site).   0:00 Welcome to Currently Reading 1:45 Bookish Moments of the Week 13:43 Current Reads 13:47 Welcome to Glorious Tuga by Francesca Segal (Roxanna) 18:28 The Names by Florence Knapp (Kaytee) 24:32 Go Gentle by Maria Semple (Roxanna) 29:47 A Guardian and a Thief by Megha Majumdar (Kaytee) 39:47 The Notebook: A History of Thinking on Paper by Roland Allen (Roxanna) 45:33 Quietly Hostile by Samantha Irby (Kaytee) 48:22 Deep Dive: Reading Trust Issues 1:07:59 Before We Go 1:10:02 - The Art of Indexing Substack article by Priya Parker 1:12:09 Wrap-Up   #books #reading #currentlyreading #podcast #currentreads ❤️ Support Us: Become a Bookish Friend on Patreon | https://patreon.com/currentlyreadingpodcast  Grab Some Merch on Zazzle | http://www.zazzle.com/store/currentlyreading Shop Bookshop dot org | https://bookshop.org/shop/currentlyreading Bookish Friends Receive: The Indie Press List with a curated list of five books hand sold by the indie of the month. August's IPL is a special murderful edition brought to you by Fabled Bookshop in Waco, TX.  Love and Chili Peppers with Kaytee and Rebekah - romance lovers get their due with this special episode focused entirely on the best selling genre fiction in the business All Things Murderful with Meredith and Elizabeth - special content for the scary-lovers, brought to you with the behind-the-scenes insights of an independent bookseller From the Editor's Desk with Kaytee and Bunmi Ishola - a quarterly peek behind the curtain at the publishing industry The Bookish Friends Facebook Group - where you can build community with bookish friends from around the globe as well as our hosts Connect With Us: The Show:  Instagram | https://instagram.com/currentlyreadingpodcast Website | https://currentlyreadingpodcast.com/ Email | hello@currentlyreadingpodcast.com Substack | https://currentlyreadingpodcast.substack.com/ Youtube | https://www.youtube.com/@currentlyreadingpodcast Threads | https://www.threads.net/@currentlyreadingpodcast The Hosts and Regulars:  Meredith | https://instagram.com/meredithmondayschwartz Kaytee | https://instagram.com/notesonbookmarks Mary | https://instagram.com/maryreadsandsips Roxanna | https://instagram.com/roxannathereader Elizabeth | https://instagram.com/wacoreads Production and Editing:  Megan Phouthavong Evans | https://instagram.com/mostofmegansreads

Now that budget season is over, NYC Comptroller Mark Levine offers his view on the health of the city's finances, plus talks about his view on the housing affordability crisis, the city's pension fund and more. New York City Comptroller Mark Levine speaks during the annual New York State Financial Control Board meeting on August 12, 2026 in New York City. Levine was joined by New York Gov. Kathy Hochul, New York City Mayor Zohran Mamdani, State Comptroller Thomas Dinapoli and other board members as they discussed the state's budget. (Photo by Michael M. Santiago/Getty Images) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.