Podcasts about Budget

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Cheap flights transformed the way we travel, helping millions of people fly more often and opening up destinations that were once out of reach. But rising fuel costs, changing passenger habits and growing pressure on the low-cost airline model are forcing budget carriers to adapt. Rahul Tandon and Will Bain explore what's driving the turbulence and what it could mean for fares, competition and the future of air travel.Producer: Rebecca SmyllieYou can email the team: businessdaily@bbc.co.uk(Picture: easyJet aircraft at Berlin Brandenburg Airport, April 21, 2026. Credit: REUTERS/Lisi Niesner)

Planning a Disney Wedding in EPCOT's Morocco Pavilion | California Grill Reception | Ride Mix-In Tips Disney bride Megan shares every detail of her unforgettable Walt Disney World wedding, featuring a sunrise ceremony in EPCOT's Morocco Pavilion, a reception at California Grill, and a fireworks dessert party with a private ride mix-in on Living with the Land! In this episode, Megan explains how she and Brandon chose Morocco because it's where their love story began, why they scheduled their dessert party on a separate day from the wedding, and how they created an unforgettable guest experience with surprise appearances by Mickey & Minnie, a private fireworks party, and a ride mix-in through the Glittering Greenhouses holiday overlay. She also shares invaluable planning advice, including: • Why Port Orleans French Quarter was the perfect choice for their room block • The pros and cons of Disney Fine Art Photography vs. outside photographers • Why they switched to Root Photography before the wedding day • Tips for planning a sunrise Disney wedding ceremony • How they kept guests comfortable despite the early morning timeline • Their California Grill lunch reception menu and favorite dessert party treats • Why they chose Germany Promenade for their EPCOT fireworks dessert party • The vendors who helped make everything run smoothly • Budget priorities, DIY projects, and where they saved money • Advice for working with Disney Wedding Coordinators • Why Mickey & Minnie and a ride mix-in were worth every penny Whether you're dreaming of an EPCOT wedding, a California Grill reception, or simply looking for Disney Fairy Tale Weddings planning inspiration, this episode is packed with practical advice and creative ideas from a real Disney couple. View photos by Root Weddings and full details from this Disney wedding here: https://disneyweddingpodcast.com/megan-brandons-morocco-pavilion-wedding/ And click here to start planning your own Disney World wedding with the Fairytale Weddings Guide: https://fairytaleweddingsguide.com/shop/fairytale-weddings-guide/ #DisneyWedding #DisneyFairyTaleWeddings #EpcotWedding #MoroccoPavilion #CaliforniaGrillWedding #DisneyWeddingPlanning #DisneyBride #DisneyDessertParty #WaltDisneyWorldWedding #FairytaleWeddingsGuide

*I AUDIT HER RESUME IN THE POST SHOW* It was legit worse than Brint's hahaha it was the funnest crappiest things I've ever seen. watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) 50% OFF IS LIVE. Merry Christmas in July you financially naughty little freaks. Take the NEW AND IMPROVED Hammer Quiz to see if your finances are naughty or nice, then get half OFF the exact courses you need to finally unf*ck your money: https://hamr.link/xmasjuly

Senator Sheldon Whitehouse has spent the past two decades serving in the United States Senate, where he is currently the Ranking Member of the Senate Environment and Public Works Committee and is a senior member of the Judiciary, Budget, and Finance Committees. Senator Whitehouse joins Adam to share his journey and his best lessons and advice. Senator Whitehouse and Adam discuss a wide range of topics: leadership, career success, communication and persuasion, how to work with people you disagree with, and much more.

There's so much going on that we need to cover three topics at the top of this morning's edition — the looming budget resolution vote in the House, Defense Secretary Pete Hegseth's appearance before the Senate Appropriations Committee, and a deal on crypto legislation. Anna and Jake break it all down. Plus, could Michigan save the Senate GOP majority? And the latest in the wide-open South Carolina Senate GOP special.  Watch this episode on YouTube here! Punchbowl News is on YouTube⁠. ⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠ to our channel today to see all the new ways⁠⁠ ⁠⁠⁠we're investing in video.⁠⁠⁠⁠⁠⁠⁠⁠ Want more in-depth daily coverage from Congress?⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠ to our free Punchbowl News AM newsletter at ⁠⁠punchbowl.news.⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

What's your biggest worry when it comes to eating more plant-based? Is it the cost? Many people want to improve their health, and know that having more fruits and vegetables in their meals will help them get there…but don't know if they can afford it. You may be one of them.   And there's a key concern that you should and would need to buy everything organic if you switch to eating plant-based. Well, is this true?   Let's look at that together today. In this 3rd Episode of the Q & A Summer Series, find out if you need to buy the organic version of all your fresh produce and other plant-based food items. I hope this episode gives you clarity and more confidence in eating plant-powered. Let's go!     Related Links: Ep. 157: Plant-Based Fact or Myth: Buying Organic Fruits and Vegetables Will Always Be More Expensive https://podcasts.apple.com/us/podcast/157-plant-based-fact-or-myth-buying-organic-fruits/id1697444279?i=1000767350780   Join -> Plant-Powered Life Transformation Course: www.plantnourished.com/ppltcourse Contact -> healthnow@plantnourished.com Learn -> www.plantnourished.com Enjoy 1:1 Coaching Support -> https://www.plantnourished.com/coachingwaitlist Free Resource -> 7 Ways to Test-Drive a Plant-Based Diet: www.plantnourished.com/testdrive       Have a question about plant-based diets that you would like answered on the Plant Based Eating Made Easy Podcast? Send it by email (healthnow@plantnourished.com) or submit it by a voice message here: www.speakpipe.com/plantnourished [Plant Based Shopping, Plantbased, Smart Produce Hacks, Plant Based Diet, Money-Saving Supermarket Tips, Grocery Budget Tips, Smart Shopper Tips, Transition Tips, Plant-Based Eating on a Budget, Eat Healthy, Live Healthier, Reduce Disease]

Life is getting more expensive—but that doesn't mean you have to panic. In this episode, I'm sharing the practical changes I'm making in my own budget and seven ways you can adjust yours while staying focused on what matters most. If money feels tighter lately, this episode will help you make intentional decisions instead of stressful ones. 

How a tip from a voter led to an election audit in Louisville, Kentucky has a budget surplus despite predictions otherwise, Senate President Stivers on the importance of having SLC in Kentucky, and Gov. Beshear expands the state's pre-K pilot program.

Psychische Erkrankungen sind die häufigste Ursache für Krankschreibungen, doch die GKV-Reform bremst Psychotherapeuten künftig durch feste Budgets aus. POLITICO-Gesundheitsexperte Louis Westendarp erklärt, warum Patienten droht, noch länger auf freie Behandlungsplätze zu warten.
 Im 200-Sekunden-Interview übt die grüne Gesundheitspolitikerin und Ärztin Paula Piechotta Kritik an den Einsparungen. Sie fordert, Einsparpotenziale lieber bei den stark gestiegenen Pharmakosten anzusetzen statt bei der psychischen Gesundheit. Neuer Wind in Downing Street No. 10. Nach dem Wechsel an der Regierungsspitze übernimmt Andy Burnham das Amt des britischen Premierministers. Anne McElvoy analysiert aus London seinen Fokus auf das Inland und wie er sich zu Donald Trump positionieren will. Das Berlin Playbook als Podcast gibt es jeden Morgen ab 5 Uhr. Gordon Repinski und das POLITICO-Team liefern Politik zum Hören – kompakt, international, hintergründig. Für alle Hauptstadt-Profis: Der Berlin Playbook-Newsletter bietet jeden Morgen die wichtigsten Themen und Einordnungen. Jetzt kostenlos abonnieren. Mehr von Rixa Fürsen gibt es auch hier: Instagram: @rixafu | X: @rixa_fursen. POLITICO Deutschland – ein Angebot der Axel Springer Deutschland GmbH Axel-Springer-Straße 65, 10888 Berlin Tel: +49 (30) 2591 0 information@axelspringer.de Sitz: Amtsgericht Berlin-Charlottenburg, HRB 196159 B USt-IdNr: DE 214 852 390 Geschäftsführer: Carolin Hulshoff Pol, Mathias Sanchez Luna Learn more about your ad choices. Visit megaphone.fm/adchoices

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Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, budgeting does not have to mean rice, beans, and saying goodbye to every little thing that brings you joy.In this conversation, Shana and Vanessa break down what it really means to be “bougie on a budget”—and spoiler alert: it looks different for everyone. For one person, bougie might mean travel sports. For someone else, it might be vacations, horses, facials, massages, dining out, or getting their hair and nails done.The goal is not to copy someone else's budget. The goal is to build a budget that reflects your real life, your priorities, and the things that genuinely matter to you.We also talk about why so many women feel like they make good money but still have nothing to show for it. Often, the problem is not overspending. It is a lack of organization. When every bill, transfer, swipe, subscription, and expense comes out of one account, your money can feel like it disappears into a black hole.That is where the Budget Besties system comes in: simplify, separate, and automate.By separating bills from everyday spending, creating clear spending accounts, and planning ahead for expenses that happen throughout the year, you can stop doing mental math every time you swipe your card. You can see what is available, know what each dollar is for, and feel more confident about your choices.We also dig into the difference between a true emergency and an expense you simply forgot to plan for. Christmas, annual insurance premiums, car tags, pet visits, HOA fees, birthdays, and travel fees are not surprises. They may not happen every month, but they still belong in the budget.When we plan for those expenses in advance, we create a more consistent budget and reduce the financial roller coaster.This episode is a reminder that you are not bad with money. Most of us were never taught how to manage modern finances, and our financial lives are more complicated than ever. Between credit cards, subscriptions, payment apps, online shopping, and busy family schedules, it makes sense that things can feel messy.The solution is not shame. It is clarity, organization, and a system that supports your actual life.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingConnect with [GUEST GOES HERE]:Check out Peggy here!This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

WDAY First News anchors Lisa Budeau and Lydia Blume break down your regional news and weather for Monday, July 20. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.

State Rep. Marcia Morey of Durham County is one of the many experts who've expressed concerns about how the state budget debate played out.  While she's happy about raises that some teachers will get, she's concerned about those teachers and state employees who will receive a relative pittance. And as Morey also pointed out to Newline during an extended conversation this past week, there were a lot of other very important (and in some instances deeply concerning) provisions in the budget – some of which have only come to light in recent days as she and other lawmakers and advocates have finally gotten a chance to fully dissect the hurriedly enacted 600-plus page document. In Part Two of our discussion, we examined some other policy matters of importance as the legislature prepares to return to Raleigh in late July, including the recent and troubling spate of late-night teen takeovers in some communities that have raised discussion of issues like curfews and gun regulation, as well as ongoing Republican efforts to further alter state voting laws and election oversight for partisan purposes. Click here to listen to the full interview with Rep. Marcia Morey. 

The government hopes the measure which comes into effect today will support greater investment. Drew Banerjee, Vice Chair of VFX Ireland one of Ireland's largest visual effects studio.

This Day in Legal History: The Declaration of SentimentsOn July 20, 1848, at the close of the two-day Seneca Falls Convention in upstate New York, roughly a hundred people signed the Declaration of Sentiments—the founding document of the organized women's rights movement in the United States. Drafted principally by Elizabeth Cady Stanton, it was a deliberate and pointed act of legal argument: Stanton modeled it on the Declaration of Independence, echoing Jefferson's cadences but adding two words that changed everything—”that all men and women are created equal.”The genius of the document was to take the nation's own founding logic and turn it on the exclusion of half the population. It then catalogued, in the form of a bill of particulars against “man” rather than King George, the specific legal disabilities women lived under. Married women had no right to their own property or wages—under the common-law doctrine of coverture, a wife's legal identity was absorbed into her husband's. Women could not vote, were barred from most professions and higher education, had almost no rights to their own children in the event of separation, and were governed by laws they had no voice in making. The Declaration listed these as concrete legal grievances, not vague complaints, framing the denial of women's rights as a violation of the country's stated principles.The most controversial demand was the resolution calling for women's suffrage, which passed only narrowly and with the public support of Frederick Douglass, who attended the convention. The significance of July 20, 1848 is that it launched a legal and political campaign that would take seventy-two years to win the vote, with the Nineteenth Amendment in 1920, and far longer to dismantle coverture and the web of laws built on women's legal subordination. It's a reminder that constitutional principles are not self-executing—that “all men are created equal” had to be argued, expanded, and fought for by the people the original text left out.A federal appeals court has struck down New Jersey's ban on assault firearms and high-capacity magazines, the first time any federal appeals court has invalidated a state assault-weapons ban. Sitting en banc, the Philadelphia-based Third Circuit ruled 10-5 that the state's prohibition on semi-automatic rifles—not just AR-15s, but the whole category—violates the Second Amendment, as does its ban on magazines holding more than ten rounds. The reasoning flows from the Supreme Court's recent framework, which asks whether a gun regulation is consistent with the nation's historical tradition of firearms regulation; the majority concluded these bans are not. What makes this a genuinely big deal is the split it creates. Just last week, a different federal appeals court upheld Illinois's ban on semi-automatic weapons—so we now have appeals courts squarely disagreeing on whether these bans are constitutional. That kind of circuit split is precisely the condition that draws the Supreme Court in, and the Court is already poised to take up whether bans on semi-automatic rifles violate the Second Amendment. The significance is that a question affecting roughly a dozen states with similar laws is now barreling toward a definitive answer. For the moment, New Jersey's ban is unenforceable as to these weapons, but the durability of that outcome—and of assault-weapons bans nationwide—now depends on what the Supreme Court does next.US appeals court declares New Jersey's ban on assault rifles unconstitutional | ReutersA federal judge has ruled that the Trump administration cannot rely on a White House budget-office regulation to cancel billions of dollars in grants simply because those grants no longer match its priorities. U.S. District Judge Indira Talwani in Boston sided with a coalition of Democratic-led states, rejecting the administration's claim that a clause in Office of Management and Budget regulations gave it authority to revoke funding whenever an agency's focus shifts. Here's the underlying principle. When Congress appropriates money for a program and an agency awards grants under it, the government generally can't just take that money back on a whim—grant recipients have relied on it, and the terms for termination are limited. The administration's theory was that an OMB regulation let it terminate grants it deemed “inconsistent with agency priorities,” effectively a roving power to defund causes it disfavors. Judge Talwani found the regulation didn't authorize anything of the kind. The significance connects to a theme we keep returning to: the limits of executive power over money that Congress has already directed. The administration has repeatedly tried to redirect or withhold funds to reshape policy without going through Congress, and courts have repeatedly pushed back. This ruling reinforces that a president's control over federal spending, though real, is bounded—an agency can't retroactively pull grants just because political priorities changed.Trump administration cannot cancel grants for disfavored causes, US judge rules | ReutersA federal judge has declined to block Meta from laying off 26 employees who claim the company's AI tools singled them out for termination because they have disabilities or took medical leave. U.S. District Judge William Orrick in Oakland ruled that the workers hadn't shown the “irreparable harm” needed for an emergency order halting the layoffs, which are set to begin July 22, and that the merits of their novel claims will be decided in private arbitration. The allegations are striking. The plaintiffs—engineers, managers, researchers, and designers suing anonymously—say Meta used a suite of internal AI systems to score and rank employees onto a termination list, including an assistant called “Metamate,” an employee-trained “second brain” that tracked workers' communications, and a productivity score drawn from scanning keystrokes, screen content, emails, and browser history. Meta denies wrongdoing and insists humans, not algorithms, made the layoff decisions. This is a frontier legal question: when an employer uses AI to help decide who gets cut, and those tools allegedly disadvantage people with disabilities or on leave, is that illegal discrimination? The judge's refusal to block the layoffs was procedural—losing a job usually isn't “irreparable” because money damages can fix it—but he pointedly noted the case raises “serious questions” and said he might reconsider based on more evidence about how AI was actually used. The significance is that algorithmic management is colliding with anti-discrimination law, and courts are just beginning to work out who's accountable when the machine does the ranking.US judge won't block Meta from laying off workers who filed AI discrimination lawsuit | ReutersAnd finally, the IRS's top lawyer has been forced out after refusing White House demands that would have drawn him into tax audits of particular taxpayers. Ken Kies, who served as the agency's acting chief counsel and as Treasury's assistant secretary for tax policy, told administration officials their requests would violate a federal law that bars the president, the vice president, and other White House officials from ordering the IRS to conduct or terminate an audit of any specific taxpayer. That statute is a direct legacy of Watergate-era abuses, when presidents tried to sic the tax agency on their enemies, and tax professionals regard it as the single most important safeguard against weaponizing the tax code. Kies apparently stood on that law—and lost his job for it. The story connects directly to one we covered recently: the administration's $1.8 billion “anti-weaponization” settlement that would have given the president and his family immunity from IRS audits, which a federal judge struck down as a collusive arrangement with no basis in law. The significance is about the fragile independence of tax administration. The protections that keep audits free from political direction only work if the officials inside the agency are willing to enforce them—and when the person who says “no” to an unlawful demand is pushed out, it sends a chilling message to everyone who remains. Top US tax lawyer forced out after White House clash over tax audits | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

As lawmakers look toward the August recess, several of the year's biggest policy debates remain unresolved. Budget issues, pending nominees and early discussions about another reconciliation bill are all competing for attention on Capitol Hill. Here with an update on where things stand, is Loren Duggan, Deputy News Director for Bloomberg Government.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Vancouver resident Jim McConnell breaks down city budgets per capita across the West Coast, finding that Vancouver's $12,000 per-person budget surpasses Seattle's $11,000 and Los Angeles's $3,800. McConnell argues the trend reflects irrational progressive fiscal policy. https://www.clarkcountytoday.com/opinion/letter-how-rational-are-our-city-taxes/ #Vancouver #ClarkCounty #CityBudget #WashingtonState #Opinion #Taxes #GovernmentSpending #LocalPolitics #LetterToTheEditor #FiscalPolicy

The money to support the fund isn't keeping up with demand, and massive cuts could result. Former Congressman Tim Penny joined Susie Jones to discuss his work on this issue with the non partisan, Committee For A Responsible Budget.

Evil Dead Burn Review, Sam Neill, and The YHS F**K BUDGET!

Welcome to the Celestial Insights Podcast, the show that brings the stars down to Earth! Each week, astrologer, coach, and intuitive Celeste Brooks of Astrology by Celeste will be your guide. Her website is astrologybyceleste.com.  

Updates on water main breaks in West Hollywood and Venice. Long Beach budget woes force the city to pull from emergency reserves for the first time since 2021. L.A. Adolfo Guzman-Lopez talks to former LA Opera conductor James Conlon and his great-nephew Sebastian, who has been drafted by LA Galaxy. Plus, more. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Support the show: https://laist.com

Lindsey Olin Graham (July 9, 1955 – July 11, 2026) was an American politician, attorney, and Air Force officer who represented South Carolina in the U.S. Senate from 2003 until his death in 2026. He was one of the most influential Republican senators of his era, particularly on national security, judicial nominations, and foreign policy. Early Life Graham was born in Central, South Carolina, where his parents owned a restaurant, pool hall, and liquor store. He became the first member of his family to attend college, earning both a bachelor's degree and a law degree from the University of South Carolina. While in school, he suffered the loss of both parents within about 15 months and took responsibility for helping raise his younger sister. Military Service After law school, Graham joined the U.S. Air Force Judge Advocate General (JAG) Corps, serving as a military lawyer. He served on active duty from 1982 to 1989, including assignments in Germany, and later continued in the South Carolina Air National Guard and Air Force Reserve. During his military career he reached the rank of Colonel and retired in 2015 after 33 years of service. Entry into Politics Graham began his political career in the South Carolina House of Representatives, serving from 1993 to 1995. In 1994, he won election to the U.S. House of Representatives from South Carolina's 3rd Congressional District, becoming the first Republican elected from that district since Reconstruction. During his time in the House, he gained national attention as one of the House managers who prosecuted the impeachment case against President Bill Clinton in 1999. U.S. Senate Career Graham was elected to the U.S. Senate in 2002 and took office in January 2003. He won reelection in 2008, 2014, and 2020. Throughout his Senate career he served on several powerful committees, including Judiciary, Appropriations, Budget, and Environment and Public Works. He also chaired the Senate Judiciary Committee and later the Senate Budget Committee. Key Political Positions Graham became known for: Strong support for a robust U.S. military and interventionist foreign policy. Advocacy for American support of allies such as Ukraine and Israel. Leadership on judicial confirmations, including helping advance the confirmations of Supreme Court Justices Neil Gorsuch, Brett Kavanaugh, and Amy Coney Barrett. Relationship with Donald Trump One of the most notable aspects of Graham's career was his evolving relationship with Donald Trump. During the 2016 Republican presidential primary, Graham strongly criticized Trump, but after Trump's election, however, Graham became one of his closest allies in Congress and frequently advised him on foreign-policy and judicial matters. Legacy His supporters remember him as a skilled legislator, military veteran, and influential voice on national security. Critics often challenged his changing political alliances and hawkish foreign-policy positions. Nevertheless, he remained one of the most recognizable and consequential Republican senators of the early 21st century Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Ever wondered what really happens when you try moving your parent into a retirement community—with all your siblings in tow? Buckle up as Kyle and Matt take you behind the scenes of a family “caste system,” where old roles reappear just in time for the stress, laughter, and chaos of helping Mom settle into her new independent life. If you're in that sandwich generation, stuck between raising kids and corralling parents, this episode's got stories (and confessions) you'll instantly relate to.But that's just a taste—this week, the guys uncover some surprising facts about what retirement actually costs, why most of us were never taught to budget (even finance grads!), and how “hope is not a strategy” when it comes to your money. Plus, meet the show's youngest team members and hear the real reason retirees have the best seat in the coffee shop. Ready for some laughs, a little tough love, and the financial “aha” moments you didn't know you needed? Hit play and join us for the ride!Join Matthew Allgeyer and Kyle Jones as they dive into the crucial issues shaping your retirement. In this episode of Your Retirement Highway, our hosts discuss a key retirement topic, sharing expert advice, actionable strategies, and experiences that matter. From taxes and Social Security to long-term care and market volatility, they cover what you need to know to chart your retirement course with clarity and confidence.

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Oskar Eichler is the Founder & CEO of Songstats, the leading music analytics platform trusted by more than 10,000 artists, labels, and industry professionals to track real-time performance across 14 major streaming and social platforms. A serial entrepreneur and music producer, Oskar previously founded and sold Arcane, served as COO of 1001Tracklists, and built a YouTube channel with over one million subscribers. Today, he's helping creators leverage data, AI, and social insights to make smarter marketing decisions while building sustainable careers in music.In this episode, Oskar joins Michael Walker to explore how independent artists can use music data, social media analytics, and AI to make smarter marketing decisions, build stronger brands, and create authentic connections with fans.Key TakeawaysLearn how to use streaming and social media analytics to make smarter release, marketing, and audience growth decisions.Discover why authenticity, storytelling, and branding are becoming the biggest competitive advantages in an AI-driven music industry.Gain practical strategies for building a recognizable artist brand, growing your community, and turning data into long-term career growth.---→ Learn more about Oskar and Socialstats at: https://socialstats.com/Book an Artist Breakthrough Session with the Modern Musician team: https://apply.modernmusician.me/podcast

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, today we're talking about one of the least exciting—but most important—parts of budgeting: annual bills.Mary joined us to talk through a common sticking point. She had already automated her money, separated her spending accounts, and created savings buckets, but she still felt unsure about how much to save for expenses that only show up a few times a year.You know the ones: car registration, property taxes, memberships, quarterly bills, insurance premiums, and all those other “expected unexpected” expenses that somehow still manage to surprise us.In this episode, we help Mary simplify her system, separate annual bills from regular maintenance expenses, and create a plan that reduces stress without requiring her to constantly move money around.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

"I can't afford to eat healthy." Have you ever said that? I did, for years. And I want to gently tell you today that it is not true. In fact, it might be costing you far more than you think.Here is something wild. The most expensive food in your grocery cart is not the meat, and it is not the produce. It is the cheap, processed stuff you grab because it is easy and on sale. The stuff that never actually fills you up, so you keep reaching for more of it, and keep paying for it with your energy, your health, and honestly, your money.When I sent out my last survey, one question came up again and again. How do I do this when money is tight? So today, I am answering it. And I am bringing receipts, because long before Thinlicious, I spent years running a frugal living blog teaching women how to stretch a dollar. Saving money is in my bones.Inside, I am walking you through exactly how to feed yourself, and your whole family, real food that actually heals your body, for less than you are spending right now. No fancy health foods. No fourteen dollar smoothies. Just simple, cheap, real food, plus a few little tricks that make it work even for the people at your table who are not fully on board yet.If money has been the reason you keep putting yourself last, friend, this one is for you.Loved this episode? Take thirty seconds to subscribe and leave a review. It is the single biggest way you can help another woman who is exhausted, stuck, and searching for hope find this show.And when you are ready to go deeper, the Thin Adapted System will walk you through eating to heal your body without spending a fortune, step by step. Learn more at GetThinlicious.com/ThinAdaptedSystem.

The core structural shift identified is budget reallocation within technology spending, as funds are redirected from legacy software, hardware refreshes, and higher-cost labor toward AI infrastructure, automation, and junior-level hiring. This resource substitution is not additive but redistributive, with spending on AI solutions and related tools coming directly from reductions in traditional IT line items. IBM's $70 billion market valuation loss and delays in large deals signal that even established vendors are affected by this reallocation, with money leaving areas they once dominated. The primary evidence is IBM's issuance of its first profit warning since the early 2000s, attributed to missed large contracts and delayed deals, which triggered a 25% drop in share value, equating to $70 billion in market cap loss. According to Dave Sobel citing Semafor, this reduction was not due to an overall decrease in technology budgets but resulted from enterprise customers reallocating funds toward hardware and AI-related infrastructure. Omnia reported a 3.6% decline in global PC shipments during the second quarter, which was also attributed to rising hardware component costs driven by AI buildouts, causing delays and cancellations in endpoint refresh cycles. Supporting developments include Ramp and Revelio Labs research showing that organizations intensively adopting AI increased headcount by 10% and entry-level hiring by 12% over two years, while CompTIA found IT unemployment fell below 3% even as tech firms cut staff. Futurism cited further labor market reshuffling, with older workers in AI-exposed roles exiting the workforce and younger, cheaper hires being amplified by automation. ConnectWise's rollout of an AI-native platform and KPMG's survey highlighting the importance of leadership accountability in AI projects reinforce that resource allocation is shifting to tools and personnel accountable for AI operation and outcomes. Operationally, this reallocation puts pricing pressure on providers focused on legacy revenue lines such as per-seat licenses, break-fix, and hardware refresh, as these budget categories are shrinking. Evidence from Service Leadership's profitability report shows providers who adopted service desk automation earlier are now earning more per wage dollar, compounding their advantage. The practical implication for MSPs and IT service providers is to identify which client budget categories are “filling” and adjust offerings toward data readiness, AI deployment, and managed accountability, rather than defending legacy categories now facing structural decline. Failure to adapt exposes firms to revenue erosion and intensifies competitive risk from providers aligned with relocated client spend.   00:00 Watch the Money Move  04:37 AI Spend Is Funded by Substitution  07:19 Your Revenue Mix Is the Bet 10:24 Why Do We Care?  Supported by:  Guardz ScalePad 

Today from SDPB - the Sioux Falls School District is making changes as it finalizes its FY2027 budget, the South Dakota Republican Party sees a record high as the gubernatorial runoff approaches and more.

Beata Manthey, Head of European Equity Strategy at Citi, says markets are watching negotiations on the European Union's next seven-year budget for policies that will boost European autonomy. She spoke to Stephen Carroll and Caroline Hepker on Bloomberg Daybreak Europe.See omnystudio.com/listener for privacy information.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. President Trump releases a trove of previously redacted documents that he claims prove widespread voter fraud. Homeland Security Secretary Markwayne Mullin follows up President Trump's primetime address to the nation last night rehashing debunked election fraud claims. Two days of confirmation hearings held for Acting Attorney General Todd Blanche. The Office of Management and Budget proposes new rule giving political appointees control over federal research funding. ICE officer involved in this week's fatal shooting in Maine has history of violence and mental health issues according to family, court documents. A new measure goes on the ballot in Alameda that could see the minimum wage there raised to $30 an hour over the next 10 years. The post President Trump releases a trove of previously redacted documents that he claims prove widespread voter fraud – July 17, 2026 appeared first on KPFA.

Fran Spielman interviews Chicago Civic Federation president and former inspector general Joe Ferguson about the pending sale of Chicago Parking Meters LLC's remaining 57 years to Stone Peak Partners, which City Council must authorize by Sept. 30. Ferguson says the city has limited leverage and should negotiate marginal contract improvements—especially reducing “true-up” reimbursements—rather than reject the transfer and risk lawsuits, financial damages, and reputational harm. 

In this episode of Ask a Nutritionist, registered dietitian Alyssa Krejci shares practical strategies for eating well on a budget without sacrificing nutrition. Learn how to plan meals, reduce food waste, shop smarter, and make affordable, nutrient-dense ingredients stretch throughout the week. Alyssa also shares her favorite budget-friendly meals, grocery staples, and simple tips for lowering food costs while still serving balanced, satisfying meals your family will enjoy. If rising grocery prices have you feeling overwhelmed, this episode is full of realistic solutions you can start using today.

WELCOME TO THE KINGDOM! Is something in the air this summer? I'm feeling very blue. In this episode we talk about my summertime sadness, updates on my traditional wedding planning, and finally, a finance talk!I break down my philosophy on spending and saving, how I budget and keep track of things, where my money goes, how I paid off my credit card debt, and much more!Enjoy!

#304: Buying an engagement ring or wedding band is one of the biggest purchases most of us will ever make, so why does it feel like nobody teaches us how to do it? Josie is joined by her jeweler, Taylor Lanore, founder of Lanore Fine Jewelry and former lead diamond consultant at Ring Concierge, to answer every question you've ever had about diamonds, engagement rings, wedding bands, and fine jewelry, but didn't know who to ask or trust. Taylor break down what actually matters when buying a diamond, how to avoid expensive mistakes, how to find a jeweler you can trust, and the insider tips that can save you thousands of dollars. Taylor and Josie also chat about ambition, luck, manifestation, and becoming the kind of person who builds a bigger, fuller, happier life. If you've ever felt like wealth, luxury, or success belonged to "other people," this episode will leave you feeling inspired to step into the next version of yourself. Whether you're getting engaged next month, building your dream jewelry collection, or simply want to become a smarter, more confident consumer, this episode is packed with advice you'll use for years to come.You'll learn:The biggest engagement ring mistakes people makeThe truth about lab-grown vs. natural diamondsWhat actually matters when buying a diamond (and what doesn't)How to know if you're getting a good dealHow to find a jeweler you can genuinely trustThe insider secrets the jewelry industry doesn't always tell youTaylor's philosophy on luck, manifestation, and creating opportunitiesThe mindset shifts that can help you build wealth and confidenceUse the code "EVERYGIRL" for $28 off a first month of Nuuly!For Detailed Show Notes visit theeverygirlpodcast.com Hosted on Acast. See acast.com/privacy for more information.

If your custom fabrication facility looks like a cold, dusty, uninspired warehouse, you are actively losing high-ticket B2B architectural clients. Modern architects and design executives don't want to buy signs out of a catalog; they want to walk into a playground of spatial possibilities.In this episode of The AC Method, Aaron Clippinger sits down with Rob Stewart, a 37-year graphic industry veteran from Cincinnati's Harlan Graphics. Rob reveals how their 40,000 square foot architectural hub has been transformed into a physical "Willy Wonka's Chocolate Factory" where corporate clients touch materials, test custom prototypes, and conceptualize ideas right on the floor.They break down the extreme financial risk of underutilizing your high-end print equipment, the critical sales close that preserves margins during "value engineering" negotiations, and how keeping a physical, $500k in-stock swatch book closes emergency, short-turnaround deals.

Reflections from host Sarah Olivieri ... The Power Of Shared Infrastructure There is a quiet assumption baked into how most nonprofits operate. If you need something, you build it yourself. Need a fundraising event, plan one. Need HR, handle it in-house. Need systems, cobble them together. The nonprofit shared infrastructure that could carry all of this rarely enters the conversation, because the default is to go it alone. I understand where the instinct comes from. Nonprofits are scrappy by necessity. Budgets are tight, and doing it yourself feels like the responsible, frugal choice. But there is a hidden cost to building everything from scratch, and it shows up in the same place every time. Your team's time. Your leadership's attention. The liability nobody was watching. The event that ate six months of staff capacity to net twelve thousand dollars. When an organization tries to be its own event company, its own HR department, and its own back office all at once, it is running several businesses it never meant to start. And none of them get the focus they need to be excellent. I've been thinking about this lately I recently had a conversation about exactly this with Bob Burbridge, founder of the Battle Green Run Foundation and a longtime leader in the HR world. He built something that lets small nonprofits plug into infrastructure they could never build on their own, and that changes what is possible for them. Running An event is a business, not a fundraiser Here is the thing most nonprofits underestimate. A run, a walk, a gala, a conference. These are not fundraisers you tack onto your year. Each one is a whole business, with its own logistics, systems, vendors, permits, marketing, and expertise. Bob's foundation exists to run one road race well. Twelve board members. A website that handles all the fees. Relationships with sixty local restaurants. Decades of accumulated knowledge about how to actually pull it off. That is what it takes to do an event at a level where the numbers work. Now picture a small nonprofit deciding to launch its own 5K to raise money. Same permits. Same logistics. Same insurance. Same marketing. Except now it is being done by two staff members who already have full-time jobs, learning it all for the first time, for an event that might clear ten thousand dollars if everything goes right. The math rarely favors building your own event from zero. The work is enormous and the expertise is real, and both are invisible until you are standing in the middle of them. Before any organization takes on an event, it helps to ask a hard question. Are we prepared to run this like the business it actually is? If the honest answer is no, that is worth knowing before you commit a year of your team's life to it. Shared infrastructure changes the math This is where Bob's model gets interesting, because it solves the problem from a completely different direction. Instead of each nonprofit building its own event, one organization builds the event infrastructure once, and many nonprofits plug into it. A small nonprofit brings a team of runners. They raise money through a website that already exists, run by people who already know what they are doing, with fees already covered. When the race is over, the proceeds come to them. They got the full benefit of a professionally run event without having to become an event company to get it. He built the same thing in his professional life through the professional employer model, where small businesses pool together so they can access group health plans, HR expertise, and compliance support that no single small employer could afford alone. The logic is identical. Specialized infrastructure is expensive to build and cheap to share. When you pool it, small organizations get access to a level of capability that would otherwise be completely out of reach. One line from that conversation has stayed with me: "We become a platform for these nonprofits to raise money on their own. We pay all the fees, and then when the race is over and our bills are paid, we take all that's left and share it with all the teams." What I appreciate about this framing is that it explains the mechanism. The value is not that Bob's group is generous, though they are. The value is structural. One entity absorbs the fixed cost and the expertise, and many organizations draw on it. That is leverage, and it is available far more often than nonprofits assume, if they stop defaulting to building alone. Some things should never be built in-house The same principle applies to the least glamorous part of running an organization. Human resources. Bob spent decades in the HR world, and his advice was direct. For most small nonprofits with paid staff, HR is not something to handle yourself. The regulations span fifty states and the federal government. The liability is real. And the power imbalance, when something goes wrong, is enormous. I know this one personally. Years ago I had an employee in another state and I had done everything correctly. New York State decided otherwise and started sending me fines that climbed toward thirty thousand dollars. I had to hire a lawyer. I spent many hours on paperwork. In the end I was right, I had done nothing wrong, and it still cost me thousands of dollars and a mountain of time. The lawyers on the other side had resources my small organization simply did not. Being in the right was not enough to make it painless. That is the kind of risk that lives quietly inside "we'll just handle it ourselves." HR compliance is specialized work, and specialized work is exactly the kind of thing that benefits from shared infrastructure. When it starts eating too much of your time, or when the liability is more than you can responsibly carry, that is the signal to bring in people who do it for a living. Community is the return most events forget to count There is one more piece of Bob's model worth naming, because it reframes what an event is even for. When you make an event a real community experience, the money is not the only return. The nonprofits at Bob's race network with each other. Startups learn from organizations that have been around for decades. Runners come back year after year because it feels like something, not just a transaction. The Minutemen fire a volley. A buffet from sixty restaurants. Families showing up to help. That community is an asset, and it compounds in a way a check never will. The fortune in fundraising is in the follow up, and an event that builds real relationships gives you something to follow up about. I had such a good time with you. Would you like to come tour our facility. Those conversations are where major gifts and lasting support actually come from, and they only exist if the event was built to create connection, not just to collect donations. Giving days and one-click donations have their place. But an experience people participate in creates relationships, and relationships are the quiet engine underneath every organization that fundraises well. What this makes possible When a leader sees this clearly, the pressure to build everything shifts. The question stops being how do we pull off our own event, our own HR, our own everything, and becomes what infrastructure already exists that we could plug into instead. That question opens doors. It means a small organization can access a professionally run event without becoming an event company. It means HR risk can be shared instead of shouldered alone. It means leadership attention goes to the mission, not to running four accidental businesses at once. The work does not disappear. It gets focused. And focus, applied to the few things only your organization can do, is what separates the nonprofits that thrive from the ones that stay stuck doing everything themselves. The bottom line This is not about doing less. It is about not building alone what someone has already built. Nonprofits can run excellent events. They can protect themselves from risk they cannot afford. They can grow without becoming experts at everything. Not by shouldering every function themselves, but by plugging into the infrastructure that is already there. About the Guest Bob Burbridge is a lifelong Lexington resident, community leader, and accomplished business executive with decades of service in both the nonprofit and human resources sectors. He is the founder and former CEO of Genesis HR Solutions, which he led from 1991 to 2023, growing it into one of New England's largest accredited professional employer organizations. Deeply committed to his community, Bob has held numerous leadership roles, including Chair of the Lexington Housing Assistance Board, Director of the Battlegreen Run Foundation, and founder of the Genesis Community Fund. His extensive civic involvement spans local government, youth athletics, and charitable initiatives, earning him honors such as Lexington's White Tricorne Hat Award. Throughout his career, Bob has also been a prominent figure in the HR industry, serving as President of the National Association of Professional Employer Organizations and helping shape key legislation across New England.   Connect with Bob: Facebook:https://www.facebook.com/profile.php?id=100093515606579     Instagram:https://www.instagram.com/battlegreenrunfoundation/?hl=en Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.

Today, we sit down with Mike Baker. We'll review his craziest CIA experience, Government Eavesdropping Technology, Epstein's CIA Connection, and other interesting topics. Welcome to Camp!

We continue our series of conversations about the New York State budget with Assemblymember Andrea Bailey. She joins us in the studio to discuss the size of the budget, the process that led to the latest budget in two decades, and more. You can join the discussion and ask her your questions about state business. Our guest:Assemblymember Andrea Bailey, District 133---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

Recorded live at Cannes, this episode explores the shift from surface-level ad efficiency to true business effectiveness in a hyper-fragmented media landscape. VaynerX's Jon Morgenstern delivers a masterclass on navigating the creator economy, leveraging YouTube's cross-screen dominance, and using common-sense attribution to cut wasteful ad spend without harming the bottom line. Key Highlights

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1035. Host Laura Adams sits down with Plannie founder Annie Lee to expose the most common financial pitfalls couples make. Annie breaks down the "macro approach" to wedding design, explaining how to test-drive a planner and focus your budget for a luxury feel at a fraction of the cost. Key takeaways:Why overinvesting in a wedding venue is the most common budget mistake.How to focus on event expenses that are impactful and instantly set the mood for guests.Why locking in the lowest number of guests on catering and venue contracts is wise.Leave a buffer in your budget for overlooked expenses, such as administrative fees, taxes, and tips, which can drive your final bill up by 30%.How Plannie's hourly expert consultants can help tackle budget creation, contract reviews, day-of timeline coordination, and much more.Working with a Plannie consultant on one or two small hourly assignments (like a venue search or budget review) to test their communication, speed, and compatibility is wise before making a full commitment to work together.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Today on the podcast, Jared, Liam & Tydeman discuss the new Yeti LT and some recent tire puzzling and testing before getting into some classic listener questions ranging from preparing for a race to some tech talk and everything in between. Tune in! Yeti LT Ride Review - The Most Customizable Yeti Ever: https://worldwidecyclery.com/blogs/worldwide-cyclery-blog/yeti-lt-ride-review-the-most-customizable-yeti-ever-video Nepal Mustang Capra: 10 Days in the Himalayas with Worldwide Cyclery & Revel Bikes: https://worldwidecyclery.com/blogs/worldwide-cyclery-blog/nepal-mustang-trip Our YouTube channel: http://www.youtube.com/channel/UCczlFdoHUMcFJuHUeZf9b_Q Worldwide Cyclery YouTube Channel: http://www.youtube.com/channel/UCxZoC1sIG-vVtLsJDSbeYyw Worldwide Cyclery Instagram: http://www.instagram.com/worldwidecyclery/ MTB Podcast Instagram: http://www.instagram.com/mtbpodcast/ Submit any and all questions to podcast@worldwidecyclery.com

Wondering how to have fun this summer without spending a fortune? All you need is a little creativity. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — to your sunny days ahead. This episode originally aired Aug. 1, 2023.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitSee pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Lindsey Olin Graham (July 9, 1955 – July 11, 2026) was an American politician, attorney, and Air Force officer who represented South Carolina in the U.S. Senate from 2003 until his death in 2026. He was one of the most influential Republican senators of his era, particularly on national security, judicial nominations, and foreign policy. Early Life Graham was born in Central, South Carolina, where his parents owned a restaurant, pool hall, and liquor store. He became the first member of his family to attend college, earning both a bachelor's degree and a law degree from the University of South Carolina. While in school, he suffered the loss of both parents within about 15 months and took responsibility for helping raise his younger sister. Military Service After law school, Graham joined the U.S. Air Force Judge Advocate General (JAG) Corps, serving as a military lawyer. He served on active duty from 1982 to 1989, including assignments in Germany, and later continued in the South Carolina Air National Guard and Air Force Reserve. During his military career he reached the rank of Colonel and retired in 2015 after 33 years of service. Entry into Politics Graham began his political career in the South Carolina House of Representatives, serving from 1993 to 1995. In 1994, he won election to the U.S. House of Representatives from South Carolina's 3rd Congressional District, becoming the first Republican elected from that district since Reconstruction. During his time in the House, he gained national attention as one of the House managers who prosecuted the impeachment case against President Bill Clinton in 1999. U.S. Senate Career Graham was elected to the U.S. Senate in 2002 and took office in January 2003. He won reelection in 2008, 2014, and 2020. Throughout his Senate career he served on several powerful committees, including Judiciary, Appropriations, Budget, and Environment and Public Works. He also chaired the Senate Judiciary Committee and later the Senate Budget Committee. Key Political Positions Graham became known for: Strong support for a robust U.S. military and interventionist foreign policy. Advocacy for American support of allies such as Ukraine and Israel. Leadership on judicial confirmations, including helping advance the confirmations of Supreme Court Justices Neil Gorsuch, Brett Kavanaugh, and Amy Coney Barrett. Relationship with Donald Trump One of the most notable aspects of Graham's career was his evolving relationship with Donald Trump. During the 2016 Republican presidential primary, Graham strongly criticized Trump, but after Trump's election, however, Graham became one of his closest allies in Congress and frequently advised him on foreign-policy and judicial matters. Legacy His supporters remember him as a skilled legislator, military veteran, and influential voice on national security. Critics often challenged his changing political alliances and hawkish foreign-policy positions. Nevertheless, he remained one of the most recognizable and consequential Republican senators of the early 21st century Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

We are discussing the joys of girls trips but also answering some of the uncomfortable questions that come with them – What if everyone has different budgets? How do you navigate opposite travel styles? Do you share rooms (or beds) after the age of 30? What if one girl wants to stay separately from the group? How many plans are too many plans? Does the person who books the house get first choice of room? – and more! And we are also recapping our recent girls trip to France, debating our favorite countries, and chatting about how travel has changed over the last 10-20 years (for better or for worse). Enjoy! Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for more. Thank you to our partners this week: Rocket Money: Reach your financial goals faster at https://rocketmoney.com/gge. ZiBiotics: Get 15% off at https://zbiotics.com/gge with code GGE. FP Movement: Shop their full line of activewear at http://fpmovement.com/. NOCD: Book a free 15-minute call at https://learn.nocd.com/gge. Ride or Die: Watch the new series starting July 15 only on Prime Video. WhatNot: Get 20% off and free shipping on your first purchase when you download the app. Learn more about your ad choices. Visit megaphone.fm/adchoices

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