Podcasts about why let

Stop Being So Nice To Men, Here’s Why Let’s face it, women can often be too nice to men who treat them poorly, hoping that the relationship will turn into something more meaningful. By the way, men say the same thing, so this isn’t a one-sided thing. A friend once told me: being nice is […] The post Stop Being So Nice To Men, Here’s Why appeared first on Understand Men Now With Jonathon Aslay.

Today on the show, Christine got very naughty. Why? Let us tell you the ways... first, she admitted to shoplifting a belly button ring when she was a kid. And then, she said some very naughty things that may or may not have been taken out of context. And those things also may or may not have been isolated by Steve and edited together to sound very explicit. Also on the show, we heard a bunch of funny dares and peer pressure stories from the Click of Six for the Text Question of the Day, we got to tease Fish in a Connie and Fish rewind about Fish waving randomly at people, and we learned that Conan O'Brien was robbed. All of that and much more on today's show!

Welcome to Episode 12, please keep your hands and feet within the proximity of your chair at all times and enjoy the ride. This week's episode is nothing short of pure perfection. Something fun for everyone. TikTok news takes a ROUGH turn since Hallie had a precognitive dream regarding Jeffrey Epstein. *YIKES* Ghislaine Maxwell's deposition has FINALLY been released, our very solar system is changing right before our eyes, the MSM is yet again failing to report ANYTHING important, BRAVO. But let's be honest with ourselves, did we really expect anything less? Hallie is hitting us with the hOtTeSt theories spiraling around the insanely talented 2000's pop ICON... ITS BRITNEY BITCH! Our girl isn't well and arguably hasn't been since her 2008 head shaving incident... but WHY? Let's discuss. Christie is about to rock your universe, as it would APPEAR that one of Saturn's moons is possibly not even a moon at all...WHY IS NOBODY TALKING ABOUT THIS? We don't know. All that being said, strap in, grab the teacups, and remember...The Following Matters.

God made us because he wanted to live with us. He wanted us to do life with him. That’s what we see in the Garden of Eden. God and our first parents do life together. But sin entered and ruined that relationship. Adam and Eve ran away from God and hid from him. And that’s where the human race find itself today, isn’t it? We don’t want to live with God. We don’t know how to live with God. We don’t know if he wants to live with us. That’s why, immediately after giving Israel the law, he got them to build a living room for him. Why? “Let them make me a sanctuary, that I may dwell in their midst” (8). Let's visit God's living room and learn about living with GodNotesInstagraphics.Website.iTunes.Spotify.

Repetition is exceedingly important. Why? Let’s consider Luke 8. When the Bible uses repetition, we should stop and take notice. Are we seeking to be relevant or bring God glory? Tim Challies’ latest article on conspiracy theories. California’s Emperor Newsom will graciously allow Thanksgiving. BLM support has taken a nosedive. Download Now (right click and […] The post 10/20/2020 appeared first on Wretched.

You have the diagnosis of Hashimoto’s (Hypothyroidism) and you’re on meds but you don't feel better. Why? Let’s go over the MULTITUDE of reasons why you still don’t feel better and what you can do now to change it. Lab and Symptom checklist with optimal lab values: https://amie-hornaman.mykajabi.com/pl/123092Designs for Health: Berberinehttps://onenutrition.ehealthpro.com/products/berberine-synergyLET'S GET YOUR LIFE BACK:Want help? Book a discovery call today to see how I can help you: https://amiehornaman.com/book-a-call.htmlVisit me on my Facebook page at:https://www.facebook.com/amiehornamannutritionInstagram:https://www.instagram.com/amiehornaman/?igshid=16dzormdyvhnkAnd be sure to subscribe to my YouTube channel where you can grab a TON of info all in one place (no endless scrolling necessary): https://www.youtube.com/channel/UCHSBsf69l5v1iP97BaqSC0wMusic by: Evan Gorres at: evan.gorres@gmail.com

This week, we're building our very own Nicolas Cage/Sean Connery superteams! Why? Let us answer your question with a question of our own: WE DON'T KNOW? Please subscribe via Apple Podcasts, SoundCloud, Stitcher or pretty much anywhere fine podcasts are purveyed. Leave us a rating and review so we incorporate them into our weekly Shadowrun session! Follow us on Twitter: twitter.com/BodyCountCast Like us on Facebook: www.facebook.com/bodycountsandbeer/ Email us: bodycountsandbeer@gmail.com Let us know what you liked, what you hated, your favorite Cage, your least favorite Connery, what movie to watch next or ANYTHING AT ALL!

#50: Social Security is crucial to American retirement. 1 in 5 Americans and 1 in 4 families depend on it. That’s 65M people who will collect $1 trillion in Social Security benefits in 2020.I said, $1 trillion.With this massive of an entitlement program, it serves you well to understand how it works in gory detail so you can maximize your benefits. Sound good?(If you’re a youngster, don’t glaze your eyes over…you may think Social Security is not relevant to you anytime soon, but what you do now impacts how much you collect in the future. So listen up – your retired self will thank you….)This week, I invited Jim Blair to come share the goods on how Social Security works. Jim is a Social Security expert who spent 35 years at the Social Security Administration advising on benefits and claims, so he knows a thing or two about it.We discuss:How Social Security benefits are calculatedKey factors to consider when deciding what age to claimOptimal claiming strategies and tradeoffs of claiming younger vs. olderHow spousal, divorced, and survivor benefits work (and how they impact your claiming strategy)When Social Security is subject to taxes (and how much)What is likely to happen to Social Security when its assets go to zero (in

Jacob had a crush on Maria all the way back in high school. They happened to come across each other's profiles online and set up a date. He claims that it went well but she's gone. Why? Let's call Maria and find out... See omnystudio.com/policies/listener for privacy information.

Back in 2015, I accidentally fell into a health and wellness MLM … Very quickly, my team began to grow, as did my income. Some months I was making 5k + all working from home around my two kids. I was given leadership opportunities, speaking on stages all around Australia, was gifted free holidays, recognition, and provided the most incredible opportunities. And in 2018, I left that MLM company …. WHY? Let me tell you. It wasn't because I wasn't making money, it wasn't because it was too hard, it wasn't even because I was convinced otherwise? Want to know the real reason I quit my highly successful MLM business? Well, that's the exact question I answer in today's podcast episode… This particular episode has been a LONG time coming, almost three years. But after receiving dozens of comments or messages and even emails in response to my incredible MLM training videos I have left public on youtube, a lot of you keep asking, "WHY?"… "Why did you leave Shona?" And truth be told, I'm just downright exhausted of answering this question over and over again. So, I'm baring all, 100% truth, for those of you that want to know, and those of you who might be feeling the same way I did … here's the real reason why I left … In this episode I share Learn about my journey and how I got into MLM Uncover how I found out that MLM is just not good for my personality type and why it might not be suitable for your personality type either Reminisce with me while I touch on the incredible things I did take away from that experience and why even after everything I am still grateful And discover the truth behind why I left. Listen HERE >>> If this episode resonated with you or you think it would connect with a friend or family member, please share it far and wide. if you have your own experience to share, please email me at shona@sexyselfish.co or even hit me up on Instagram @sexy_selfish As you all know, the more engagement these podcasts receive, the more reviews, likes, shares, and comments ... this helps us create even more amazing free content for you every month. x Shona

WARNING: If you’re looking for the typical hope and optimism that you can find on Relationship Alive, then this might not be the episode for you! After 233 episodes focused on how to have an amazing relationship, it feels like it’s time to ask the obvious question: Why? Let’s turn things on their head for a moment. Perhaps getting into a relationship is actually a bad idea! In this week’s episode, I give myself permission to be a little jaded and cynical, and to talk about many of the ways that relationships can actually suck. And what you just might want to do instead. If you’re willing journey with me through the looking glass, there just might be something important revealed on the other side. As always, I’m looking forward to your thoughts on this episode and what revelations and questions it creates for you. Please join us in the Relationship Alive Community on Facebook to chat about it! Sponsors: Find a quality therapist, online, to support you and work on the places where you’re stuck. For 10% off your first month, visit Betterhelp.com/ALIVE to fill out the quick questionnaire and get paired with a therapist who’s right for you. Resources: Check out my Secrets of Relationship Communication COURSE for a masterclass in how to improve the communication and connection in your relationship. I want to know you better! Take the quick, anonymous, Relationship Alive survey FREE Guide to Neil’s Top 3 Relationship Communication Secrets Guide to Understanding Your Needs (and Your Partner’s Needs) in Relationship (ALSO FREE) Support the podcast (or text “SUPPORT” to 33444) Amazing intro and outro music provided courtesy of The Railsplitters Transcript: Neil Sattin: Hello and welcome to another episode of Relationship Alive. This is your host, Neil Sattin. Neil Sattin: I'm going to start today with a little disclaimer, a disclaimer because this episode might not be the best thing to listen to if you are having challenges in your relationship, or if you are desperately seeking some hope and optimism. Because even though almost every single episode that I've done for the past nearly five years has been full of hope and optimism and positive energy around relationships, today's episode is going to be a little different. Neil Sattin: Here I am in moments feeling kind of jaded about relationships, and so I wanted to create a safe space to have that conversation, to have the conversation that questions relationships, that questions why we do it, that questions the consequences of being in relationship, and honestly, to give myself some license here to just be a little negative. Now, I'm not going to be... This episode isn't just going to be me railing about relationship because the converse of being negative about relationships is being positive about the alternatives, so it's not going to be all gloom and doom here but I did want to give myself the permission to just be who I'm being right now. And I have my good moments and I have my less than good moments, and so because I've shared so much of my own personal journey with you here on the show, I thought I'd share this part of the journey, too. Interested in reading the transcript for the rest of this episode?  Click here to download the full transcript of this episode!

Laura went out with a man named Murdoch. You read that right. Surprisingly after what she claims was an amazing date, he's MIA. Why? Let's call him and find out! See omnystudio.com/policies/listener for privacy information.

March 15 2019 a young white nationalist went on a rampage at two Mosques in the town of Christchurch, NZ. It was live-streamed for the masses to see via internet message boards. 17 minutes later the day would live in infamy. Why? Let's delve into this story. Time Stamp Background 3:45 4chan 16:08 8chan 25:20 The Shooting 37:19 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/tracy-barkley/support

There are four main types of ETFs: passive, active, factor, and sector. In 2019—According to this article—there were 6,970 ETFs globally. With so many options to choose from, how do you determine which fits your investment mix? Or if you want to invest in an ETF at all? In this episode of Making Finance Fun, I explain the four different types of ETFs to give you the information you need to accomplish what you want with your investments. Outline of This Episode [1:28] The 4 main types of ETFS [2:06] Passive ETFs [5:38] Active ETFs [9:24] Single and multifactor ETFs [16:02] Sector ETFs What is a passive ETF?  According to Investopedia, a Passive ETF is a vehicle to track an entire index or sector with a single security. What does that mean for you? It simply tracks an index. Single security is just a fancy term for an investment. A passive ETF is simply trying to get the same performance as some sort of index. With one purchase you can get roughly the same performance. For example, the Dow Jones is comprised of 30 large US-based companies. So rather than trying to buy equal amounts of all 30 you can buy an ETF that tracks the Dow Jones. As the types of ETFs go, these will generally be the cheapest ETFs you will find to own and you’ll likely see a market-like performance.  The definition of an active ETF So what are Actively Managed ETFs? These types of ETFs have a manager or team making decisions on the underlying portfolio allocation, otherwise not adhering to a passive investment strategy. Generally speaking, they may be trying to beat the S&P 500. An actively managed ETF will likely be more expensive than a passive ETF as far as investment fees and expense ratios go. Why? Let me explain—let’s say the investment group is buying Coke and they're selling Pepsi on a daily, weekly, monthly, quarterly, and yearly basis. The reason an active ETF is more expensive is because it consists of a team of people making investment decisions on an ongoing basis. You've essentially hired people to do something for you—not just copy an index. So they’re the exact opposite of a passive fund. What’s the deal with single factor and multifactor ETFs? A Factor ETF takes a factor from an index and makes an ETF out of it. For example, they might take the S&P 500 and create an ETF of only the companies that pay dividends (the dividend would be the factor). A factor ETF could choose to extract the companies with the highest dividend amount in terms of dollar amount or yield. So a single factor ETF chooses companies from an index based on ONE factor—whether it be by dividend, the largest companies, growth rate, etc. After they’re chosen, they’re more passively managed.  A multifactor ETF is simply an ETF that’s created from two or more factors. For example, the ETF could be composed of the companies with the highest dividends AND the largest annual growth. Let’s use Vanguard as an example: Vanguard has a Mega Cap ETF that is a single factor ETF. Vanguard also has a multifactor ETF—the Mega Cap Value ETF. To hear more specific examples and explanations about these two types of ETFs, make sure you listen! Sector ETFs explained The fourth type of ETF is a Sector ETF (what I prefer to refer to as a specific ETF). According to Investopedia, these types of ETFs invest in the stocks and securities of a specific industry or sector, typically identified in the fund title. Examples might be Pepsi, Coke, Proctor & Gamble, Walmart, Costco, etc. They can be referred to as consumer staple companies. So the ETF consists of a company or companies that sell consumer staples. With these types of ETFs, you get a little bit better exposure and diversification versus simply purchasing the stock itself. Ultimately, the types of ETFs you choose to buy—or don’t buy—depends on what you’re looking for. If you want something more affordable, you can choose a passively managed ETF. If you want to invest in very specific companies or industries, a factor ETF may be the way to go. Hopefully, I’ve explained each of the types of ETFs so you have a better understanding of what will work the best for you and your investment portfolio. Listen to the whole episode for ALL the details!  Resources & People Mentioned SPDR® S&P 500® ETF Trust Vanguard Mega Cap Value ETF iShares MSCI Brazil ETF The Consumer Staples Select Sector SPDR® Fund The Number of Exchange Traded Funds Worldwide Connect With Rockie Website On Twitter: @AnxiousAdvisor On LinkedIn Subscribe to the show on the app of your choice Show notes by PODCAST FAST TRACK https://www.podcastfasttrack.com

Maria won't get back to Mike after 3 months of chatting back-and-forth. Now that things have opened back up, she's being weird. Why? Let's call her and find out!

Eric works with Trista. He built up the courage to finally ask her out during all of this craziness and she said yes. Ever since their last date, she been acting weird. Why? Let's call Trista and find out!

I spent some time on Father’s Day sitting at the graves of my grandparents….Grandpa Coolidge would’ve been 110 years old tomorrow. I just sat there, prayed the Our Father and paid attention to my thoughts. Several thunderstorms were building above the mountains, the temperature kept dropping and rising like a yo-yo, but the rain and lightning stayed away, and I focused hard on what I was thinking, perhaps what God was saying and perhaps what my loved ones were saying. What kept coming up in my mind were questions and they all started with, “Why?” When I really started paying attention to what I was thinking...I couldn’t help but laugh sometimes at the randomness of my thoughts and sometimes I felt like I could cry or throw a stick out of anger. It hit me that we all want to know “why” at some level.Why do bad things happen? Why is the world the way it is right now? Why is there hate? Why is there love when it can hurt, too? Why do people die? Why do we live? Why is that squirrel so spastic? Squirrel. Why do some trees provide shade and why do some provide no shade at all? Why do some people get sick? Why do some people not love? Why do some people lie? Why are some people shy? Why don’t some believe? Why do loved ones leave? Why can’t we get along? Why is there water? Why is there drought? Why are some hungry and why are some gluttens? Why is there sun and why is there none? Why God, why?Proverbs Chapter 3 1-8CONFIDENCE IN GOD LEADS TO PROSPERITY1 My son, do not forget* my teaching, take to heart my commands;2 For many days, and years of life, and peace, will they bring you.3 Do not let love and fidelity forsake you; bind them around your neck; write them on the tablet of your heart.4 Then will you win favor and esteem before God and human beings.5 Trust in the LORD with all your heart, on your own intelligence do not rely;6 In all your ways be mindful of him, and he will make straight your paths.7 Do not be wise in your own eyes, fear the LORD and turn away from evil;8 This will mean health for your flesh and vigor for your bones.So….that’s why. God has answers. The Church...she has answers. Clergy...they have answers. Your gut feelings...the Holy Spirit has answers. Do not be wise in your own eyes, fear the Lord and turn away from evil. Trust...trust in the Lord with all your heart.What questions do you have? I’d love to hear from you! I certainly don’t have all the answers, but I know where I can find some. If you go to BYB4GOD.com and then go to the Prayer Requests tab...you will see a special section called, “Why, God?” Submit your question there and I will look for answers to help you. When I have questions, God, the Bible or clergy help me...and I want to help, too. Maybe your question is the same another listener has and what if both were never asked, “Why?” Let’s get answers together. If you like music...you want to be sure to join us this Friday as singer/songwriter Jessica Blake shares a new release on Destination Heaven. It’s a song that you will keep singing in your head and heart. And if you don’t like music...this song will convert you to a music lover. Today...trust in the Lord with everything, EVERYTHING!, you have going on in your life. Don’t let any question go unanswered and tear you up. Let’s fight the good fight. Let’s have each others’ back. God Bless you all! Let’s Go!Click here to listen to , "The Day Dad Died"

The Karel Cast today dives in to Gaetz Nestor Trump Nanny Law fun...ah the Nanny laws, like the Mask law Gavin Newsom just passed in CA. But why do we need them? Think about it, how many laws exists on the books today to simply keep people from doing things they shouldn't do, and know they shouldn't do. And it doesn't stop with masks. Seat Belt laws, you know you could die, so why not wear one? Smoking in the car, a fineable offense, but shouldn't parents know better already? We have become a nanny state and country, and it has produced people that simply will not behave properly unless forced, or told to behave by people in robes or in Blue. And the Gaetz Nestor Trump Nanny Law fun doesn't stop there. Oh no. And, Nestor, oh Nestor. Should we #FreeNestor ? Who can say, but Matt Gaetz today laid a bombshell on twitter about a cuban son that not one person has heard of until now, that he has previously introduced as a "helper" or "local student" or "senate page." Now, it's his "son." Well, he seems like a "daddy" but not the type you're thinking of. Got the boy from Cuba at 13, but no record of adoption by State Department. Mother lives in Miami. Nestor's Facebook page has zero photos of dad, and Gaetz campaign show zero photos of son. So...my gaydar is bleeping hard. And then, Trump and his rallies! Call them off, they cry! Why? Let them gather. I'll give you more than a few good reasons why this pied piper of death and disease should absolutely lead his cult in to the stadium for culling. Listen daily on all streaming services, watch daily at youtube.com/reallykarel and get the free dedicated Karel Cast App at reallykarel.com and all app stores. Follow Karel on Instagram

Today on the podcast, your pastors and special guests - Rodrigo Avila and Michael Hawkins - discuss our favorite Bible verses or passages. Listen until the end to hear Rodrigo give some final words and "drop the mic". What is your favorite Bible verse or passage? Why? Let us know in the comments.Please send us your questions, whether biblical, theological, or pastoral. Send them to questions@kerrvillebiblechurch.org or leave us a text or voicemail at 830-321-0349.

This week, we're building our very own League of Extraordinary Gentlepeople! Why? Let us answer your question with a question of our own: WE DON'T KNOW? Please subscribe via Apple Podcasts, SoundCloud, Stitcher or pretty much anywhere fine podcasts are purveyed. Leave us a rating and review so we incorporate them into our weekly R.I.F.T.S. session! Follow us on Twitter: twitter.com/BodyCountCast Like us on Facebook: www.facebook.com/bodycountsandbeer/ Email us: bodycountsandbeer@gmail.com Let us know what you liked, what you hated, your favorite public domain adventurer, your least favorite private domain adventurer, what movie to watch next or ANYTHING AT ALL!

For decades Blacks have been underrepresented in most clinical medical trials. Why? Let us know your thoughts.

In August of 2018 the USA was shocked at the senseless murder of Shanann Watts and her sweet daughters Bella (age 4) and CiCi (age 3). A nationwide alert was issued but would be repealed when husband and father Chris Watts confessed. Why? Let's start the investigation of what happened in Colorado! Time Stamps Story begins 3min Background 5:07 Finances 18:16 Months leading up to Crime 45:44 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/tracy-barkley/support

Why? Let me answer your question with another question. Why not? You won't regret spending the next 2 hours with us. We promise

Show resources: LinkedIn Learning course about LinkedIn Ads by AJ Wilcox: LinkedIn Advertising Course Pages Announcement Contact us at Podcast@B2Linked.com with ideas for what you'd like AJ to cover. Transcript: LinkedIn Pages just got another major update and advertisers are going to be excited. Why? Let's find out. Welcome to the LinkedIn Ads Show. Here's your host, AJ Wilcox. Hey there LinkedIn Ads fanatics, on May 12, of 2020, LinkedIn Pages just got a major update. So I brought Ting Ba who is over pages at LinkedIn back onto the podcast to tell us about them. We talk about LinkedIn Live, LinkedIn Events, and especially how advertisers are going to get to use them. Let's hit it. Alright, Ting Ba I'm so excited to have you back on the podcast. It's actually been six months or more since we chatted last time, but our listeners will know you from the episode that aired just about a month ago. So listeners make sure you understand, this isn't us having a conversation a month after, it's been quite a bit and really excited to go over the new product releases from Pages. For those of you who don't remember or maybe didn't catch Ting's episode, she leads Product Marketing for LinkedIn Pages at LinkedIn. So this is fantastic. There's plenty of crossover into the ad side of the business. But anything you do with organic, you'll really appreciate that as well. So Ting, thank you so much for joining. We're excited to have you here. Thank you. Thank you so much, AJ. I'm so excited to be here today. Well, this is awesome to have you talking. I mean, just barely, barely, all of these new changes rolled out. I know you're on a quarterly release schedule. So this is a big deal. I've been waiting for working towards this for quite a while. First off, catch us up on what's changed since we spoke at the end of 2019. You know, from the last podcast episode. Well, you know, not much has really changed in the world. I mean, just kidding right? A lot has happened since then! You know, just gotta take a step back and just kind of outside of LinkedIn, like what's been happening in the world. A lot has changed. I mean just to start with, you know, the spread of Coronavirus. That has literally impacted every single one of us on a deeply personal level, like not just in the United States, but across the world. And you know, I'd say just to start, we've all had to adjust, right, just sheltering in place, working from home. So that's like, just as a basic start. And this is something that's not only impacted like us every single day, but it also affects our customers, right? Our customers being those that want to advertise and promote their products to specific audiences. It makes it very hard for them primarily because actually Events is one of the best ways for brands to actually build relationships. It's real time and it's in real life. And I'd say one of the biggest impacts we've seen is that people are no longer able to actually get together with people in real life because it's not safe. And so one thing we've been really focusing on is helping our brands to bring their professional communities together and stay connected even during these times. And so that's something that we've seen really shift on in our macro environment. It's something we've worked very hard to adjust to it. and deliver to our customers. So you heard loud and clear, because it's something they really need and want. And I'm assuming I mean, I saw LinkedIn totally turn on a dime. As soon as the COVID stuff happened, your product roadmap totally changed towards things that are going to help now rather than you know, what we've been planning for the last year. Can you describe what what was that process? Like, as soon as you realize there's a world crisis going on, we need to change the direction of our product entirely. That's a really great question, AJ. And I would say it's probably been one of the most rewarding experiences I've had in my career. So it was I would say, you know, high stress and high demand because not only were we pivoting all to working from home and trying to figure out school care at the same time and trying to figure out what we're going to do with the roadmap, it was very clear that there was a lot of value we could add at this moment. Our customers are largely B2B brands at LinkedIn. And a lot of them were finding that their events right which are the actual most effective channel for marketers to get in front of their target audiences. These events suddenly they had to be canceled right at the last minute because people can't get together in person. And yet these events are highly important that he still needs to do it. And they still needed to bring their community together. And so the more we talk to our customers, the more we realized that there was a true opportunity for us to launch a virtual events portfolio sooner rather than later. And so I'm very proud of our team. Everyone from our design team, to our engineering teams, a product for really rallying together, and really accelerating and building the solution within just two months. I'm very excited to announce that, you know, we have not only one, we have two solutions, to help our customers drive impact with their target audiences. And also, AJ you touched upon a really good point earlier, which is that the world that I manage is organic solutions. So what brands can do for free on our platform today, I do want to really emphasize that in the coming month, there's going to be opportunities to drive more than just organic opportunities, but sponsorship opportunities as well for brands can essentially retarget people who attend their events or perhaps invite people beyond their you know, Page followers or the personal connections, and so a real chance for scale. And that's coming in the following months. And I'm happy to give you a bit more of a preview into our roadmap. And this is so exciting to me. I mean, obviously, the the interplay of how we can start to use this in an ad format within campaign manager is really exciting to me and and this audience, specifically, one of the biggest announcements that you made this last week was about LinkedIn live. So can you tell us what is new and what's changed since this quarterly product release? Of course, I'm happy to do so AJ. And actually, before we go down into the path of live or LinkedIn events, I first want to take a step back and share that what we have to offer folks is actually not just one solution, but actually a portfolio of solutions that can help brands find their voice and also stay connected to their community on LinkedIn. And so depending on what your objective is, there's different solutions for you. So say for example, you're trying to drive top-level awareness. If that's the case, then what I recommend is actually leveraging LinkedIn Live because live is really all about driving viewership, right? Anyone could discover your live stream. And actually live streams have the ability to go viral. So LinkedIn Live is really best when you're trying to get in front of new audiences and build your brand. Now, if you're trying to really drive more mid-funnel marketing campaigns, you're trying to nurture audiences who are already familiar with your brand. This is where LinkedIn Events come in. Because you can invite very specific people to attend your event, and only those who say they're going to tend to view it. And so that's why there's different solutions depending on your objectives. That's key to know. Now that you understand kind of the landscape, I can then talk more about each feature in and of itself. So starting first with LinkedIn Live, right we know this is not new. We talked about this during, you know, my last appearance on the podcast. It remains one of our most beloved features on Pages. People love being able to go live with new audiences on our platform. And it's incredibly discoverable and can go viral. So great for top funnel marketing. Some top use-cases we've seen since we've talked, especially during this kind of COVID. We've seen brands really leverage live to host q&a with their leadership, so they can share what their team is thinking right now about the overall COVID environment, how it's impacting them. And also hosting panel discussions with guests. So they can talk about key industry topics. So those are kind of things, the trends we're seeing lately with live. Now, as far as new features we've launched over the past quarter, there's a couple of new things we added based on feedback, we've heard directly from advertisers that will really help them. And these will not only help brands make the most of the live stream, but it will help them to actually make those live streams a lot more valuable, even after it's over. And so first up, I'd love to talk about a feature that actually helps brands extend their reach beyond their immediate page following. And this feature is around embedded URLs, which essentially allows you to take an embedded URL, and then post it to your company's site, so that you can simultaneously stream for both your company website, as well as the LinkedIn platform. So this streaming is really going to help you extend your viewership because you're literally streaming from two locations at the same time. This is something we heard from a lot of people, that would be a really important thing to include. So we've watched that over the past couple months. So that's exciting to know. Another feature I want to share with you, this one's actually more about driving engagement with folks and creating great content long after your live stream is over. And this is all about our trimming feature. So this feature is super cool. Basically brands with this feature, they can easily edit their live stream once it's done. So they can like create a highlight reel, right, which they can use to promote their broadcasts long after it's done and maybe generate interest for people to attend in for the next live stream. And you know, lastly, to help draw attention to all the great video content that brands are creating, we've actually launched a new video tab on LinkedIn pages, right, so it's brand new, dedicated tab, or brands can host all their video content. And actually, as I mentioned earlier, with a trimming feature, you can easily create a highlight reel. I highly recommend using this feature to create a highlight reel and actually pinning it to the top of your video tab. So that it's top of mind when people visit your video tab for the first time. It'll get people excited about the fact that you're doing live streams that you can drive more viewership to the next one you do. So that's essentially what's new with LinkedIn Live? These are awesome features. I'm curious, for those who might be interested in LinkedIn Live either personally or from their page, what's the process to apply? And what does it actually like to start using it? It's a great question. You know, we get this question all the time, because it sounds great in terms of a concept, but how do you actually get started. And so there's a couple steps involved. First step, you have to apply in order to livestream. And you can very easily access the application, either Google LinkedIn Live and you know, one of the first things to come up is a link to apply. And once you apply, you'll hear back within a week about whether your application is approved or not. Some common questions I get here is, you know, what is your what are the requirements in order to livestream? So generally speaking, you know, we try to keep the bar pretty, you know, I'd say, pretty fair, right? And so you need at least 1000 followers, so that when you do live stream, there is an audience right? We do expect that you have used organic video at least a couple times because if you never use video, it's very hard to go from no usage to suddenly live streaming. So those are those are the general requirements. And then once you are approved, you'll get an email with a list of resources tohelp you get started, which include the link to our best practices landing page that has a playbook. It has examples of how other brands have gone live by industry, and a whole wealth of resources to help you get started. And so that's the second step. And then once you read all those resources, it's time to actually go live. And there's actually a lot of help that we provide on how to actually do your very first live stream from helping you select the right partner to partner tool to integrate with, we also have really great customer service to help you in case you run into some trouble. And so we're here for you. Because we know like, live streaming, especially from home is not easy. So we make sure that we provide the support you need. That's wonderful. And I know when I very first started going live, there were no partners that had any sort of free integration. You were kind of stuck with it with a paid solution of some kind. And then I saw that restream came in with a freemium. So you can actually We go live for free on LinkedIn, which is really cool. Yeah, absolutely. So I don't know, are there other partners who are kind of moving towards that that freemium kind of model? Or is restream currently the the lowest cost way to stream? You know, that's a great question. Each of our partners actually has, you know, different pricing models, different customer support models, different features. And so I highly recommend you check out our LinkedIn live best practices page, because actually there is we're going to, you're going to find what we've put together, which essentially is like a cheat sheet or battle card, if you will, of where each brand plays in terms of pricing and in terms of support, etc. So you can kind of see what works best for you. Because depending on your objectives, depending on your budget, depending how frequently you go live, there's going to be there's going to be a specific solution that's going to be best for you. No one size fits all. So I highly recommend you check out our cheat sheet on that so you can make an informed decision on which partner you work with. Cool, I want to check out the cheat sheet for sure. I've worked with some streaming partners who support iOS devices, but not Android, some that are PC only, some that kind of do all of them. Some are mobile best, some are desktop best. And so definitely take a look at we break it all down for you. So you can make an assessment for yourself, which one you think would work best. So specifically to our audience of advertisers, we're going to be really excited about how we can leverage these LinkedIn events through a campaign manager through any sort of LinkedIn advertising. Can you tell us how can we leverage events now through the ad platform? It's a great question. And I have to say, just as a way to start, we're very, very excited about what events can do for advertisers. And we're hard at work to build out a more long term roadmap, so more to come on that. But in the near term, if advertisers want to promote events and get the right audiences to attend, what they can do is they can post about their event on their page and then sponsor that post with their target audiences. They can target people that look like your page followers or page visitors today, to make sure even more people are made aware of the event. So that's one of the things people can do in the near term. And there's a lot more to come on our monetization roadmap. Yes. excited for that! Me too. I think a lot of advertisers are interested in what sort of data they can get from events. I know earlier, you mentioned that there might be a possibility at some point of being able to retarget attendees. What does that data look like? And I think advertisers will also be interested in the lead gen form integration, so maybe collecting more data than they would get natively? Yeah, it's a great question. It's something we hear about often because people really want deeper insights on audiences that are attending to events, who are they and how do I best communicate with them. And so I can share with you that to start with the most recent launch, after you host your event, you'll be able to see a list of everyone who attended, which is an awesome preview into what kind of audience are most interested in captivated by your brand and by your content. And so when we find out who attended, is it just first name last name? Or will we get something like, first name, last name, profile URL? Is there something like that? Yeah, it's a great question to start. It's really you just see who attended. Their name and essentially, you can look at their profile if you'd like. But essentially, what you get to start is essentially like the person who attended their first name and last name, but because this is just the beginning for us, and we're all about adding value. We're committed to being agile and our roadmap, we're going to continue to add things that make it easier for brands target their audiences.  Wonderful. When can we expect to see this is this 100% rollout as of last last week, is this something that is just starting to roll out now? Who has access to events? And how can you log into their page and see whether or not they have access? Yeah, what a great question. So I would say this is a bit untraditional of a launch for us at least at Pages. Usually we do some testing, we'll roll it out in phases. But because we realize that this is such a key feature that our audiences really want from us, we want to make sure we get into everyone's hands as soon as possible. So actually, we launched last week to the broader pages community. And so you guys should all have access to host an event. If you go to your page, you'll see options. You should actually just in the feed to see perhaps invites to events or events that are have already happened. And so I highly encourage you to check it out. Start playing around with it. And so everyone has opportunity to access and in terms of what you can do organically, which is essentially creating an event making it public or private, in finding your page followers or first degree profile connections. Those are all things that you can do in the immediate near term. You can do this right now today, but in terms of the monetization opportunities, that's coming as a fast follow. And so as I mentioned, this is just the beginning or ganic start and very soon there's going to be opportunities to sponsor your event, drive broader reach, get better information on attendees, retarget them drive outcomes prove ROI. All that's coming. So you know, that's important. Perfect. So everyone, you heard Ting, this is rolled out to your profile right now. So go and take advantage of it. One thing I'm really excited about from an advertising perspective, is to try running something like a webinar through this. So if we test just normal webinar type offer on sponsored content, and then you test running through through an event specific post. I'm curious to see if that changes click through rates, because it's so new and novel. Yeah, and I love what you brought up webinars AJ, because as we really built this product, I had a lot of time to talk to event marketers. Event marketers is a really like umbrella term for a lot of different types of marketers, that would include, you know, demand generation marketers and includes traditional event marketers and includes talent branders you know, really all different types of marketers and one thing I've heard consistently is that being able to provide education on whether it's company culture, or perhaps a product, that's really, really key, right? That's a large reason why people do webinars in the first place and why they host events in the first place. It's either educate existing customers or bring folks further down the funnel. Now, one gap we saw on my research of over 80 different event marketers is that people are really craving a more modern environment in which to broadcast. One where there's opportunity to engage more deeply. And currently, a lot of webinar software doesn't allow for that. Some of them just feel perhaps that they haven't been updated in a bit and perhaps being able to broadcast in a much more captive professional environment would really, really kickstart on the engagement. And so I think we can really serve a lot of customers in this area. So webinars is something that we did that have a functionality is something we're going to be focusing on in the near future. I could almost see being able to run a webinar directly from LinkedIn live and not even worrying about having something like an ON24 or a Zoom to put the webinar on for you, so you've really given us a lot of tools so that as advertisers. This is awesome. Yes. And one thing I will encourage, you know, just throughout this whole process, we are committed to being agile on the roadmap. So please test. Test it out, try out an event for your own business, invite people whether it's a community gathering or a webinar that you're doing. Because then whatever your experiences, you can give us a feedback, we can make it better based on what you shared with us. And in terms of top use cases you can consider for LinkedIn Events, we really anticipate that there's going to be some use cases that will stand out above others. The first of which is, as you mentioned earlier, AJ product demos, right? Product demos webinars are a great way to help your customers better understand what you're building, and that's really a perfect use case for LinkedIn Events. Another great use case would be for talent branding. And so for example, you know, you have a highly coveted role. You have a lot of top candidates, you want to bring further down into the funnel. What you could do is host a q&a with a hiring manager. And of course, account based marketing, ABM. That's a really great use case for LinkedIn Events. Actually, I have a great example to share. Even though we just launched recently, we've had a chance to test this out interanlly quite a few times. LinkedIn marketing solutions, a couple of weeks ago, we held our own event. Actually, it was an ABM based event where we targeted specific customers. And we held a webinar about just how to think about marketing strategies at a time of COVID. And even though, you know, this is an early test, we got over 1,700 registrations. And I think the most important part of all this is that the event was about an hour and a half. But the average watch time was literally an hour. So that's incredible that people stayed for like 56 minutes to tune into our event. And I think this really just goes to show that this is an incredible tool for mid funnel education. Because it's incredibly hard to get people to sit still and listen right for even 20 minutes. The fact that they stayed for an hour means that you're really like, this is a platform where audiences are captive and you can get in front of the exact right people so that your payoff is incredible. If you get a one hour of someone else's time, that is an incredible success. And this is like with a lot large amount of attendees. And so this is just one proof point of many to come that like for, you know, B2B brands that are focused on educating and mid funnel objectives. LinkedIn events is an incredible, incredible thing to use. And you know, it's organic to start. You can you can test it out and see how it works out for you. And as a fast follow, we'll have leaad gen forms retargeting all these different kinds of things. And so now is the time to really test and build out your strategy. So you can think about application later on. Awesome. I know all of our advertisers are salivating right. I want to take a quick sponsor break here real fast, and then we'll jump right back in to have you talk about the video tab. The LinkedIn Ads Show is proudly brought to you byB2Linked.com, the LinkedIn Ads experts. If the performance of your LinkedIn ads is important to you, B2linked is the agency you'll want to work with. We manage LinkedIn's largest accounts and are the only media buying agency to be official LinkedIn partners and performance to your goals is our only priority. out the contact form on any page of B2Linked.com to get in touch, and we'd love to help you absolutely demolish your goals. All right, let's jump back into the interview with Ting Ba on the rest of the LinkedIn Pages release announcement. All right, Ting, tell us about the new video tab. I'd be happy to. So we're very excited to announce that we're launching a brand new tab on every LinkedIn page. So with a dedicated tab for all things video, and this is really in response to the fact that video is the fastest growing content type on our platform. Members love consuming video on LinkedIn. And so definitely having a dedicated tab or all of your awesome video content can be highlighted was something people have been wanting for a while and we're really glad that we're launching it now. And you know, with this video tab, what you can do is actually pin your key video content to the very top so it gets more of a spotlight. And something I recommended earlier right that you can do with any LinkedIn live stream is you can now easily trim write your live stream into shorter pieces and create like a highlight reel. And so for those who are trying to trying to drive more viewers to your LinkedIn live or even your LinkedIn events, simply, you know, create that highlight, highlight reel and pin it to the top of your video chat. So anyone who visits for the first time, they're going to see what you're all about. And they're going to get really excited to watch the next one helping you drive up viewership organically. Beautiful. And then how long are these video assets going to live there? Is there like a six month shelf life to them? Is it indefinite? It's indefinite. That's a great question because it's actually something that will live indefinitely. There is no expiration date. You can easily review the video we feel like it's no longer relevant. It's up to you what you curate, but there is no expiration date on these videos. Okay, so I know this is outside of your area. But I'm really curious, is there any sort of plan for a video tab on personal profiles as well as the company or is this company only at this point. At this point is company only but I love that idea or individuals on our profile. So it's something I may share back with the the team that builds that. Please share away that'd be awesome. And then you mentioned as part of the announcement, we saw there's a custom announced banner at the top of pages. Is this different from a pinned post? Is this different from just the background of the company page? How does this look? How can we think about this? Yes, that's a great question. And I'm excited to talk about this one, too. So our custom announced banner is down from a pinned post. Just to take a step back, you know, this quarter, we felt it was very important to help brands uplevel their most important messages that they want to share with their community. And so that's what this custom announcement banner is all about, is allows you to share the most critical and timely updates to the top of your page. So your community can stay updated on key topics like important hiring decisions, how you're shifting your operating priorities, or just overall how you're protecting your workforce. And so this is actually something we feel is very important. And so that's why we've launched it. And you'll also notice that in addition to this custom announcement banner, there's actually another option that people have when it comes to their custom CTA button, which is now allowing you to include a volunteer button on so you can help nonprofits or organizations that need help at this moment. So just a couple things are doing And help to help a response to kind of like this macro environment around COVID. Oh, that's amazing. And this was rolled out specifically for COVID. But I could see this being really useful even after the COVID crisis is over. I really think you're right about that. I think time will only tell but we foresee this continuing to be used after after COVID. And after, perhaps we're no longer sheltering in place. It may still be COVID related for a while, but I think it's going to continue to be very important when it comes to job opportunities and letting people know what the opportunities are more easily, or even just spotlight key initiatives that you're doing to, you know, to help kind of on a more macro level, I think this is going to be really important because I think what people really need in a time, like this is just a quick way to understand what are the most important things to know. And I think there's this customer announcement banner, it just gets people to highlight right away. And this banner, is it like an overlay kind of like a pop up? Does it sit at the top of the feed content? Yeah. It sits at the top of the feed content, and so it's going to be highly, highly visible when people visit your page for the first time. So if you have a let's say, we have one of those highlight reels pinned, this would show up right above the pinned post. Is that right? That's right. That's right. Love it! When you mentioned the volunteer button, how should advertisers look to potentially leverage that? What does it take to get access to that button? And is this going to continue living past the COVID situation? It's a great question. And what I'll share just more like just taking a step back, but I'll share more broadly is that, as of today, all pages have an option to add a custom call to action button or a CTA button. And there's multiple options you have such as try now, learn more, and it'll take you to a dedicated landing page that that an advertiser can choose him or herself. And this is an incredibly powerful tool because every single week, 4 million members click on this so you get a lot of information. And you also get analytics on who is clicking. And so this is an incredible free tool for you to basically drive bottom funnel conversion. But additionally, due to what's happening in the macro environment, we've introduced a new volunteer CTA button to help nonprofits ask members to volunteer for their causes. And so this button is specifically available for nonprofits. And we think that in addition to offering just general options for businesses to drive bottom of funnel conversion, we think it's equally important to drive action with nonprofits. And so nonprofit specifically will have this additional option of recruiting volunteers. And so in the case of a nonprofit, they could have both a custom CTA button and the volunteer button. It's just additional real estate for them. They actually can pick. So essentially, they can pick one option,/ So they can pick from like six different options versus five. They wouldn't have two, they would just be able to change their CTA button to specifically indicate that they're looking for volunteers. Okay, I think we covered the announcement really well. But I'm really curious to ask you, what are you most excited about either personally or professionally right now? Professionally, I'm very excited and proud that we launched LinkedIn virtual events last week. As I mentioned, It's been a real highlight, I think the biggest highlight of my career to be able to work with such a great team of launches in such a quick amount of time, we really wanted to make sure we met customers where they were, and they really wanted to continue to host their events and stay connected. And so we really rallied to make sure we could launch it in a short period of time. And so I'm just so proud of the team and excited and that this is launched, and I cannot wait to see how you all use it. I want to see how people are bringing a professional community together on LinkedIn, I imagine there's going to be a lot of unique and compelling stories coming out of this. And I can't wait to highlight those stories. I think the more examples we get, the more people will be using it. And I just, I can't wait to see how it's being used to market. And in terms of things I'm excited about personally, you know, it's interesting, because it's been quite the same for me as for everyone else. It's been a pretty interesting past couple months. I have two children, one that's two years old and one that's five years old, and both of them no longer are in school or no longer do we have childcare and so at first it was very painful to be a parent and also have to figure out homeschooling and child care. But I really learned to actually let go and not have a regimented schedule and not really care if their learning traditionally, and just focus on having time as a family. And the other day, my daughter was telling me that she's been having more fun than she's ever had when she was in school. And I know that in like, a couple years, maybe a decade, right, she's gonna look back. And this is going to be like a highlight for her. Maybe one of the best times ever like that she remembers spending a lot of time with her family. So I try to look for the silver lining in that we can all be together. I know that we're very fortunate for that. So I'm very happy about that. Personally, I just want to send peace and love to everyone in the world. Well, thanks for those vibes. That's awesome. And we've got our four kids at home. My poor wife is facing exactly the same thing.  will say we're finding that same silver lining and I just hope I realize a lot of people have kind of put traditional education on the backburner because it's just not happening. like as if they were in school, but I really hope this spurs a lot ofkids into learning about what their interests are and diving into new things that they wouldn't have learned in the classroom. So I'm excited for that. Okay, I've got the episode resources for you coming right up, so stick around. Thank you for listening to the LinkedIn Ads Show. Hungry for more? AJ Wilcox, take it away. Okay, as promised, we got a few great resources for you after this episode. The pages announcement that LinkedIn made on May 12 is they're available as a link right inside the show notes. So wherever you're listening, scroll down find the show notes. If you're on Spotify and you don't see it, then go check out the website, B2Linked.com, check out the blog, and you'll get to see all of the episodes show notes there. Also, if you're just getting started with LinkedIn Ads or need a little bit of assistance getting better or getting started, check out the course that I did with LinkedIn Learning. You can find the link there in the show notes as well taking you to the course. Check that one out. It's about an hour long, and it covers the first probably hour and a half of when I train people in real life. So if you were to bring me into your company to train you for $500 an hour, what you'd get for $750 is the same thing you'll get for $25 with the LinkedIn learning course. So I would encourage you to check that one out. That's the deal of the century as far as I'm concerned. Whatever podcast player you are listening on, please hit that subscribe button if you want to hear more about LinkedIn Ads coming right in your ear holes. And please do rate and review. I'm going to be featuring anyone who reviews here on the show. So if you want to be shouted out, then leave a review. I would absolutely love to hear it. Let me know any feedback you have for the show anything you'd like to see us include. And then with any ideas you've got, feel free to email us Podcast@B2Linked.com and we will happily address you. I'd love to hear any ideas you have for anything you'd love to cover. All right, we'll see you back here next week, cheering you on and your LinkedIn Ads initiative.

THE WORD THIS WEEK IS: because. In this episode we dig into how to find peace when you’re drowning in the “why’s” of this world. How do you surrender to God’s “because” response? How do you avoid what’s happening around you from getting inside of you and weighing you down? It’s time to face forward…Why? Let’s unpack the “Because’s”…. Go rise up. || xxE PS: Be sure to enter this weeks Midweek Rise Up Giveaway! Enter by leaving a review for the podcast and at the end of the week we'll be sending the winner the 2020 Alabaster Gospels! You don't want to miss out! email: hello@erikafrantzve.com www.erikafrantzve.com/BIBLEin365 www.falkirkcenter.com www.proclaimstreetwear.com

Prove me wrong. Internet is an essential service. Our government and governments around the world should strive to have either a free or local form of internet available throughout the country for countless individuals for work, school and play. Instead we get promises of 5G, while everyone doesn't even have access to 4G or speedy broadband. But we're racing to something new, now? Why? /\/\/\/\/\ /\/\/\/\/\ /\/\/\/\/\ /\/\/\/\/\ /\/\/\/\/\ /\/\/\/\/\ Let's continue our discussion! Follow me on Twitter at @dexter_johnson and visit http://DexJohnsPC.com to stay on top of my latest blog posts about the world of technology. Share this podcast with a friend! Links from this episode: Intro music details: Track: Pure — KV [Audio Library Release] Music provided by Audio Library Plus Watch: https://youtu.be/6q57kOJuJRc Free Download / Stream: https://alplus.io/Pure

Maria started dating Eric before things got crazy.  They've been communicating online a lot recently but now he's gone. Why? Let's call Eric and find out!

Welcome to episode 31.  These are unprecedented and challenging times we’re all going through.  There are, however, some comforting thoughts I take from the present situation: We’re all in this together, and we’re seeing daily wonderful examples of communities coming together, of individuals helping others in need, of children displaying rainbows of hope in the windows of their homes. I have never felt more hopeful for humanity than in these past few weeks! That said, there are of course big challenges for us all.  Depending on what stage of lockdown your country is in, you may be allowed to exercise once a day outside, or not at all.  You may be going stir-crazy after weeks cooped up inside, or you may be relishing the opportunity to spend more time with your loved ones.  You may have lots of time to rest and read, or you may be frenetically re-developing lessons to be delivered remotely. We’re all in this together, but we’re also all going through it in our own way. One thing is for certain, we all need to look after our mental health during this time, working on our wellbeing more than ever.  So, each week, I will share with you some activities, ideas or strategies you can use, either for yourself and your family, or for your pupils - you can share this with them via their parents or in person for those still in school.  Many of the suggestions I make over the coming weeks will be applicable to adults and children alike. Today, I would like to invite you - and your children - to tap into the strength of curiosity by starting interesting conversations.  I recently did this activity with a group of students on the Positive Education module when I was teaching them as part of the Anglia Ruskin University Masters in Applied Positive Psychology. Think of a question you would like to hear the answer to.  Make it as bizarre and unusual as you’d like, straying from the usual questions you might hear at social gatherings and networking events.  Ask as many people as you can - social media is great for this and doesn’t require physical proximity, but also ask people you live with, ask people you have virtual meetings with.  Ask your question of as many people as you can and revel in your curiosity as you hear the answers they give you!  Children, particularly younger ones, tend to be much better than we are at asking seemingly random questions, but encourage them to do this anyway and to ask their questions of as many people as possible and listen for the answers with intentional curiosity. Not only will you be starting some fascinating conversations based on the answers you get and your responses to those answers, but you will be working on the character strength of curiosity, which supports wellbeing in a number of ways: Curious people are less likely to be aggressive towards others (1) and curiosity promotes positive social interactions (2).  Additionally, curiosity has been moderately associated with measures of wellbeing, when used as an exploration, i.e. to seek out new or challenging situations (3).  For adolescents, curiosity is also important.  Research has shown that very curious adolescents score more highly on wellbeing than those who are less curious, particularly on the wellbeing measures of hope and positive mood (4). So, I’ll start you off with a question of my own: When you are on a plane and look outside, do you prefer to see a clear sky or clouds when you look down? Why? Let me know your answer via @FlourishingED on Twitter, and please do ask me your questions, too! I’m looking forward to having some fascinating conversations with you! Do also get in touch if you’d like to contribute content to this podcast as a guest, particularly if you’d like to share one or more activities that can help children, parents or other teachers at this difficult time. Also look out for a special edition longer episode of the For Flourishing’s Sake podcast coming out in the next few days, which is the audio of a virtual panel that I hosted last week. I look forward to catching up with you next week.  Until we speak again, be safe, be well and For Flourishing’s Sake, have as great a week as it’s currently possible to have! References: Kashdan, T. B., Dewall, C. N., Pond, R. S., Silvia, P. J., Lambert, N. M., Fincham, F. D., … Keller, P. S. (2013). Curiosity Protects Against Interpersonal Aggression: Cross-Sectional, Daily Process, and Behavioral Evidence. Journal of Personality, 81(1), 87–102. https://doi.org/10.1111/j.1467-6494.2012.00783.x Kashdan, T. B., McKnight, P. E., Fincham, F. D., & Rose, P. (2011). When curiosity breeds intimacy: Taking advantage of intimacy opportunities and transforming boring conversations. Journal of Personality, 79(6), 1067–1099. https://doi.org/10.1111/j.1467-6494.2010.00697.x Gallagher, M. W., & Lopez, S. J. (7AD). Curiosity and well-being. The Journal of Positive Psychology2, 2(4), 236–248. https://doi.org/10.1080/17439760701552345 Jovanovic, V., & Brdaric, D. (2012). Did curiosity kill the cat? Evidence from subjective well-being in adolescents. Personality and Individual Differences, 52(3), 380–384. https://doi.org/10.1016/j.paid.2011.10.043   Everyday Hero - 60 second version (Corporate, motivational, you tube, podcast) Music by Pond5

Today’s English expression and dialog: to do the math I think I should break up with Sally. Why? Let’s do that math… Her birthday was last week. I got her roses and a diamond necklace… Your birthday was yesterday—what’d she get you? She got me a $5-Starbucks gift card. Ouch~   FREE LESSONS: www.LetsMasterEnglish.com/free Subscribe on iTunes and get this English podcast FRESH! Support the Let’s Master English team! JOIN our classes: Coffee for me and diapers for Mikey and Jimmy!: Become a patron: PLEASE support my sponsors: (Get a free AUDIO BOOK!) Get the best NOOTROPICS for your mind and body. (USA-only☹) Study English, FREE ENGLISH LESSONS: http://letsmasterenglish.com/radio

Smaller coins out perform crypto futures after worst Europe tradin day EVER Today has another huge dropping North American stock day where circuit breakers go off and worst trading day in Europes’ STOXX 600 My tiny ‘penny stock’ crypto trading bot is easily outperforming the crypto futures one. Why? Let me show you. Like trading books https://quantlabs.net/ learn algo trading https://quantlabs.net/dvd/

I am finally back, yihoooo!, after a period of BIG changes in my own life. I want to inspire you today on shifting your consciousness, stepping onto a new timeline, following your own path and living the best life you allow yourself to have. That's actually what I teach my clients too: how to shift their perspective on their own marriage, so they can change things around, not feeling stuck anymore but powerful. It is a one way street, no way back. Why? Let me explain in this episode: shifting consciousness is forever!

Earlier this month, 9to5Mac found code in the iOS 13.4 beta for a CarKey API, or application programming interface. CarKey seems to be a system that will allow your iPhone or Apple Watch to lock, unlock, even start your car… if your car has NFC and the manufacturer partners with Apple to make it all just work. And… it sounds great. Terrific even. But it also still sounds so limited compared to the Apple Watch future I’ve been dreaming about for over half a decade. Why? Let's get into it! SPONSOR: Brilliant Go to brilliant.org/vector and get 20% off their annual Premium subscription! LINKS: New ‘CarKey’ feature in iOS 13.4 beta brings built-in support for unlocking, driving, and sharing NFC car keys Apple's Upcoming 'CarKey' Feature Will Let You Send Digital Keys Using Messages App - MacRumors MORE: Merch: https://standard.tv/vector Gear: https://kit.com/reneritchie Podcast: http://applepodcasts.com/vector Twitter: https://twitter.com/reneritchie Instagram: https://instagram.com/reneritchie Mobile Nations Affiliate Link Policy SUBSCRIBE: Apple Podcasts Overcast Pocket Casts Castro RSS YouTube

Over the holidays, Zam attended a wellness retreat in New Zealand while Ruhi travelled to Bali for some time off. Both came back with some new self-care rituals they were keen to implement into their routines. But two weeks later, it all went out the window as they came to terms with 'real life' again. In Episode 1 of Season 2, they talk about the ways they are trying to find a balance between the zen and the hustle. They also talk about how, like many other brown women, they were raised to sacrifice any preoccupation with their emotions and/or to sacrifice their individual pursuits of enjoyment, apart from their families; they weren't exactly given the space to enjoy themselves or care for themselves on their own terms. Lastly, Zam and Ruhi discuss moving beyond self-care and asking someone else to care for you, which is especially helpful when, at times, you suck at self-care as much as they do.Let us know what you do for self care. And do you find it hard to ask someone else to care for you? Why? Let us know on our Facebook page.Also, there were a few mentions about love languages in this episode. If you're unfamiliar with the concept of love languages, here is the website for more information. Take the online test to find out what your love language is. Co-hosts: Zam & RuhiMusic composed by: Aman DemblaProduced by: Ruhi Lee

Is it actually safe to have sex on your period, can it benefit you? Are you repulsed by it? Why? Let's discuss...

We are focusing on one of the most sensitive subjects of the dental practice. That’s right, fees.  Do you routinely raise your fees? If you are like many dentists we encounter, the answer is no. Yet, keeping fees set at one rate for too long ultimately increases your overhead ratio and takes a bite out of profits. This is a controversial subject and one that is quite emotional for practice owners. Despite what many patients believe, dentists rarely feel comfortable about raising their fees. Patients also don’t realize how much overhead is required to operate a top-notch practice – and costs rise every year. Nevertheless, most practice owners are fearful of driving patients out the door if they raise their fees. This tendency to is seen every year, even in the face of a deteriorating bottom line. Now, I know this may be difficult to believe, but all is not lost.  Did you know that patients tend to focus on relationship, experience, and atmosphere, long before they focus on price?  Let’s dive in to this blind-spot and discover the right way to raise fees. We know this phenomenon among dentists is real – a fear that if they increase their fees, their patients will scram – inferring their services are too expensive. I also find it interesting that many dentists will frequently struggle financially despite having left their fees at the same level for several years. If you are thinking “this sounds familiar, you aren’t alone.  As a business owner, I recognize this emotionally driven decision – right or wrong it is a naturally occurring emotion.  But, let’s try to look at this without as much emotion and consider fee optimization as a business decision. Anything short of this is pushing you into the “Dental Practice Fee Catch-Up” game.Much like Vegas, you rarely win…Let me give you some frame of reference here.  30 or so years ago, a dentist could expect overhead to be in the range of 45 percent. Today, that average is closer to 75 percent. That means an average practice can expect a net return, or profit, to be 25 percent, or maybe less. Net income for dentists has been cut in half as a percentage of doing business. And believe me, that creates consternation among many practice owners and they are constantly looking for viable solutions? Digging a little deeper into this perceived conundrum, Dentists bought into the insurance programs in the early 1970s - agreeing to accept approved fees. If you are a participating provider, your fees are controlled by the insurance company while overhead continues to rise with inflation. Step back a minute and ask yourself a question – does it make sense for a dentist to treat patients from certain insurance plans while worrying about the associated costs? The short answer is no.  I am not saying you should not be conscious of costs, but many providers find themselves barely breaking even depending on their model and the insurance companies with which they are contracted.  So, what is the takeaway on this? Maybe it’s time for a PPO analysis and some serious discussion about what makes the most sense for your practice. Which insurances are best for you and, more importantly, which one’s are not. You know, keeping fees low in hopes of being more competitive and avoiding patient attrition is a subject that evokes fear in dentists.  Every year we see the emotional struggle among every kind of dentist, regardless of their business model.  This universal trend often leads to unintended consequences.  Think about it, new equipment, staff salary increases, cost of living, and insurance adjustments are just a few of the things tugging away at your bottom line. Oh, and don’t forget about what it can do to the value of your practice – potential buyers will be advised to negotiate this threat since they will likely lose a significant part of that loyal patient base when fees are adjusted to market rates. This is another blind spot – and it is often missed.  That’s right, the new owner is handcuffed from normalizing dental practice fees. If they increase their fees too quickly, they may face a legitimate mass exodus of patients.Just like going to the dentist, patients fear the worst but they know it must be done if they want a healthier smile and body. What they ultimately discover is their trip to the dentist was not nearly as painful as they expected.  Dentists face the same (self-inflicted) dilemma – they know fees need to go up, but they fear the pain of losing patients, and upsetting those who have been long-time supporters.  This analogy goes a step further – waiting only exacerbates the problem. The cost of services is a natural part of doing business. Every business, not just dentists, must evaluate costs and compare them to expense – hence the profit & loss statement.  But it goes beyond a simple P&L that might present a temporarily great picture.In other words, is the picture sustainable and will it provide everything you are trying to accomplish – professionally and personally.  Whether you are selling clothes or crowns, consumers expect fees to increase over time, and the success of your business depends on your willingness to make equitable and necessary adjustments. Moreover, small adjustments when delivered with exceptional service and dentistry are unlikely to cause any disruption. It also helps when your staff is on board – so be sure you help them with a plausible and honest explanation should patients ask about increased costs.  So, with that perspective, how can you overcome Your Fear of Raising Fees?Let me ask you a question.Did you increase your fees 2% to 3% every year for the last 5 years? If so, you were keeping up with the national dentistry market regarding fee schedules. If not, you fell behind by as much as 15% over those five years.First, let’s agree that cost of living rises every year.  Therefore, fees should be adjusted every 12 months. I know, you are probably thinking this logic doesn’t concur my current way of doing business, but hold on, work with me as we begin to illuminate this blind spot.  If for no other reason, cost of living goes up every year and that increases your cost of doing business.  If you haven’t done a fee analysis in the past 12 months, you owe it to yourself to have your fees carefully analyzed to get a better idea of where you stand.  Now, when to raise your fees is a personal decision - you can decide which time of year works best for you.  Our clients make adjustments at the beginning of each calendar year. So, if you chose to have your fees analyzed, here is what we believe must be included:Comparing your fees to those in your area – if you are the lowest, that is a sure sign you need to adjust.Comparing your financial goals with practice performance – this one is rarely included. Yet, our firm believes it must be part of the equation. After all, your future depends on the performance of your business. This process is not complicated but usually requires a trained eye and someone who has the ability to tie everything together in one report.  That’s the hard part, not to mention interpretation of the results. Nevertheless, if this can be accomplished, why are so many dentists afraid to do it? Well, we think it is based on two reasons.  The first, you must know your numbers.  Many dentists unwittingly assume that if money is in the bank, the practice is doing fine. Nothing could be further from the truth.If you don’t know the basics, everything else is intuitive – leading to a lot of wrong decisions.  For example, what does it really cost you to diagnose, prepare, and deliver a single crown? What is your overhead cost per hour? Is your chart of accounts designed for dentistry? Are you including personal autos, continuing education in Cancun, or paying $160,000 cash for a piece of equipment in overhead analysis?  It all matters and even the most subtle mistakes can lead to unforced errors. To properly figure overhead per hour, you need to amortize an item over its life and use that monthly figure. This figure could be in the $250 per hour range, or more.  Share it with your team. Why? Let’s look at an example: compare your overhead to produce a crown to your collection amount for that patient. Will you be surprised at what you find? If the result is below your minimum margin, why continue on this path?  If your team is unaware, how can they possibly appreciate your desire for more production when all they see is your new car in the parking lot? Of course, not that you have involved the team, this is your time to educate and coach those who are in the trenches with you.  Your vision and mission must be known by your support system and, they must believe it.Now, if you are aware of your numbers and believe they present an acceptable picture without any compromise, then proceed with our admiration. On the other hand, If you feel like you not reaching your goals and compensation is not commensurate with your skills, experience and sacrifice, do something about it now.The second reason, well, is mostly psychological – the human mind is adept at yielding to certain perceived pressures. Let’s talk about a few of the most commons reasons we hear:Dentists face the reality of “I hate going to the dentist” – a criticism that has been heard from the beginning.  Today, that complaint is not as widespread due to modern techniques and high-touch practices that provide spa-like experiences.  Nevertheless, dentists remain fearful of “not being liked” and “creating pain for the patient”.  So, here is the bottom line - unless you practice for free your fees are too high in the eyes of the patient.  In other words, patients will complain at any price. Unless, of course, they perceive value!Everyone wants a good deal (perception) and they don’t want to shop (convenience). The next most popular reason is fear of Losing Patients – nearly every dentist I meet worries about bringing in new patients and losing patients. This is logical for most business owners.  But people rarely take time to price shop for dental services and most people don’t want to change. Remember, this takes effort. Instead, most patients make their choice based on dentists who accept their insurance plan, a personal recommendation, or the convenience of location.Best of all, they will stay with their provider if they perceive value and enjoy a comfortable, caring environment.Let’s break this down.  What we find to be most important to patients is comfort, knowledge, experience, environment and relationship.  All of these patient requirements come at a cost.  Suffice it to say, you can’t be the cheapest dentist in town if you expect to provide what the patient wants – a choice must be made here. Our final point - we live in a world of likes.  Dentists are not immune to this craving of acceptance.  Think about it, you work in a profession where it’s not unusual to hear a patient tell the dentist “I hate coming to see you.” Instead of trying to buy approval by ignoring fee adjustments, focus on delivering a superior experience, one that changes the patient’s perception of the dentist.  Think about it, if you can master the art of exceeding their expectations and delivering your expertise in a stress-free environment, why would they leave?  Whatever you do, don’t undervalue your services based on a misconception that patients will somehow like you more – it just ain’t so…The fact is, more emotions are tied up in fee structures than most would like to admit, yet it’s a function of the business process.  At this point, I hope you are at least considering this “business decision” and asking the question, what Should You Charge?Every practice is different so using a standardized fee model should be avoided.  If you need help with determining how best to reach the right set of fees for your practice, our experts can get you in the right direction.  Specific questions must be answered regardless of your location or practice model. Your next question may be What are other offices charging? – in general, we recommend starting with your usual and customary fees in the 80th percentile, adjusted for your market. Now, this is where experience can help you avoid unforced errors.  For example, our team carefully reviews many resources to develop our fee schedules for each practice.  Then, code by code, we assess how your fees compare to similar practices in your market. But we don’t stop there – we compare this to your current fees and provide expert guidance on properly aligning your fees to your goals – personally and professionally. Another factor in determining fees is the amount each procedure costs you? – Materials, staff salaries, time spent; you must understand the margin associated for each procedure. Let’s say there is a lab you prefer to use for crowns, but they charge a premium. You may think they’re worth it and you are likely right, but your fee should reflect that premium expense.What is your time worth? – Dentists are notorious for undervaluing their time. You need to know what your time is worth by the hour. If you’re top in your field in full-mouth restorative dentistry and spend typically 3-4 hours or more with a single patient, what do you have to charge to make a single filling worth your time?And finally, we come back to Insurance – if you are in-network, assessing how this affects your revenue is a critical part of getting adjusting your fees.  Moving your usual and customary fees higher is solid first step in persuading insurance companies to raise reimbursements and without a regular fee evaluation, you are not likely to see the difference between your standard fee and the allowed amount. Watching this difference is the perfect key performance indicator to show how much it costs to be in-network.  Keep in mind, insured patients are not affected with fee adjustments and your uninsured patients, on the other hand, will help close the gap created by negotiated reimbursements with the insurance companies.    If you are thoroughly perplexed and find yourself wondering “should I be in-network or fee for service”, don’t worry.  We frequently asked to perform analysis that provides clear direction in a very unclear environment.  Depending on your practice model and goals, getting in or out of the PPO game is a strategic move that many dentists fail to make. In the end, your fee schedules can have lasting results – good and bad.  You want to land on a fee that accurately reflects costs and profit margin and is consistent with your market.

As Jesus makes his way toward Jerusalem, he's teaching and preaching and drawing ever-larger crowds. It must have been something for the disciples to see--all the buzz and excitement. But Jesus now does something that many would find puzzling. In the middle of an effort to draw more and more people into the kingdom of God, he thins the ranks. Why? Let's dive in.

Issue 28! We should have had a trailer for the next installment of the "monster-verse" with Godzilla vs Kong. Now the movie has been moved AGAIN. Why? Let's geek out.

Have you seen our missing girls? Where's the outrage? The media coverage? The public search?  Approximately 64,000 African American women/girls are missing and no one is asking questions. Why? Let's talk about it!

Be warned. Divorce with a narcissist is not a normal divorce. Why? Let’s talk about it!

As CEO of Stress Solutions, LLC, here is my 1 best tip to avoid holiday stress and maintain holiday harmony.Given the current political climate in the United States. in the United Kingdom, and in many other countries, here's my number 1 suggestion to avoid holiday stress and conflict:When getting together with family and friends, avoid conversations about national politics. Why? Let us count the ways:- No matter how passionate, persuasive, or logical you are in stating why your beliefs are “the truth”, you will not convince anyone who holds contrary beliefs to change those beliefs.- The current state of political discord makes reasoned civil discussion virtually impossible with too many people who hold strong opinions about our current President or those vying for the Democratic party nomination.- It’s highly probable if conversations gets heated, honest differences and reasoned discussion will be abandoned and replaced by ad hominem attacks on your intelligence, your character, your beliefs, or all of the above. - Depending on who you say positive things about, you risk being labeled a socialist, a communist, a racist, anti-LGBT, etc., etc. etc.- These kinds of conversations introduce an energy of conflict and ill-will into what should be a fun, enjoyable gathering.- Fractured relationships from such strident discussions can be hard or sometimes impossible to mend.How to Handle Political DiscussionIf you attend family, work, or other social events over the holidays it’s pretty much guaranteed someone will ask you, “So, what do you thing about the situation with Trump?” (in the U.K. it will likely be Brexit) or something similar. From a conflict avoidance (and thus a stress avoidance) perspective, I suggest offering a reply along the lines of:- “Things in Washington are a mess, that’s for sure. I guess we’ll need to wait and see how it all works out.”Or...- “You know I’m so tired of the political noise in Washington, I simply tune out.”Another alternative...- “It’s a mess. Hey, have you been following the (insert team name here, weather event, etc.)? If your conversation mate insists on pursuing a political discussion, you can choose to listen politely. A response of, “interesting” or something similar will work well followed by something like, “Hey, I’m going to get a snack. We’ll talk more later”.Avoid Temptation - You’ll Thank Yourself for Doing So.As tempting as it may be to engage in political discussion, if you want to keep your stress level low and conversations cordial, resist the temptation. Remember, there’s nothing you can say to make other people change their minds. Let go of any need to, “set the record straight” and tell others what’s really going on.As you leave the gathering and on your way home, you’ll thank yourself for being smart. The holidays can be stressful enough without adding heated political conversation to the holiday punch. Be kind to yourself and avoid the drama.To comment, email CarterMethod@gmail.com.To listen to previous episodes and / or to subscribe for free, visit www.MindOverStress.us.

It's the Great Greta Thunberg hoax. Inability to function in a modern economy is a far bigger threat to happy and successful living for today’s 16 year-olds than is the hoax of global warming. When today’s 16 year-olds are 21, 27, and 35, their problems will be finding and keeping a job, paying exorbitant taxes, and affording decent housing, not being swept away by rising ocean levels. Yet, government obsesses over climate change—Why? Let me explain why promoting climate change hysteria helps elected representatives, appointees and bureaucrats advance their own life and career goals. Let me explain why foolish farm animals (people formerly known as enlightened citizens) eagerly adopt global warming hysteria as their paramount cause. Oak trees, rhododendrons, tarantulas, in fact all organisms, seek to stay alive, thrive, and grow. This is also true for organizations like businesses and, yes, government. Understand why government, its offices, agencies, and institutions all oppose marriage, Judeo-Christian religion, and your financial independence. Why does America need nearly one million social workers? Who are mostly their clients? The “rich” shouldn’t have better health care than the “poor”, right? Sounds basically good and decent, doesn’t it? Well, is it really? And let’s go ahead and define “rich” & “poor,” anyway. And how about better transport and housing for the rich? Undemocratic? But wait! They already have that. Also, why is Baltimore suing BP? Learn more about your ad choices. Visit megaphone.fm/adchoices

The Great Greta Thunberg hoax. Inability to function in a modern economy is a far bigger threat to happy and successful living for today’s 16 year-olds than is the hoax of global warming. When today’s 16 year-olds are 21, 27, and 35, their problems will be finding and keeping a job, paying exorbitant taxes, and affording decent housing, not being swept away by rising ocean levels. Yet, government obsesses over climate change—Why? Let me explain why promoting climate change hysteria helps elected representatives, appointees and bureaucrats advance their own life and career goals. Let me explain why foolish farm animals (people formerly known as enlightened citizens) eagerly adopt global warming hysteria as their paramount cause. Oak trees, rhododendrons & tarantulas, in fact all organisms, seek to stay alive, thrive, and grow. This is also true for organizations like businesses and, yes, government. Understand why government, its offices, agencies, and institutions all oppose marriage, Judeo-Christian religion, and your financial independence. Why does America need nearly one million social workers? Who are mostly their clients? The “rich” shouldn’t have better health care than the “poor”, right? Sounds basically good and decent, doesn’t it? Well, is it really? And, anyway, let’s go ahead and define “rich” & “poor”. And how about better transport and housing for the rich? Undemocratic? But wait! They already have that. Why Baltimore is suing BP.

Varun Beverages (VBL) is the biggest bottle manufacturer & distributor of all Pepsi products pan India. The GST hike on soft drinks just made things bleak for it - Blame Stanford. WHY? Let's dig in!

What is personal development? Who needs it? Why? Let’s chat all the things PD in this episode

Hey, you guys! Girl is excited! Join me today in a discussion about The Hunger Games and why this book spread like fire (pun intended)! We're going to break down the book and look a little deeper into meaning, values, and ethics. We're looking at it from an EVERYONE perspective and Christian perspective. Hold tight and drop me a comment. Do you agree? Good! Why? Do you disagree? Good! Why? Let's do it!

Did you know there are over 686,000 financial advisors in the United States as of 2017? That means there are a lot of people out there giving advice about financial matters and getting paid for it. Of course, that’s fine - but if you’re wanting to work with an advisor to build wealth, there are some things you should look out for. On this episode, I want to lay the groundwork for everything to come by giving you 9 tips I’ve learned from my experience as a financial advisor that will help you find the perfect person to advise you about financial matters. Listen carefully, take notes, and apply them to your search. I’m going to fill you in on a few of these tips below but listen to the entire episode to hear all nine. Outline of This Episode [0:28] Reasons you may be trying to find a financial advisor [1:03] 1: Work with a true fiduciary advisor [2:26] 2: Make sure the advisor has a formal education in finance [3:47] 3: Work with a planning expert who runs multiple scenarios [5:21] 4: Work with someone who has been managing wealth for at least 10 years [6:36] 5: An advisor who has an evidence-based philosophy and non-customized portfolios [9:29] 6: Fees are transparent and easy to understand [10:25] 7: Make sure your assets are held at a 3rd party custodian [11:30] 8: You want an advisor who has a record of compliance [12:11] 9: Make sure you enjoy working with the individual you choose TIP 1: You want to find a financial advisor who is a true fiduciary Are you familiar with the term “fiduciary?” It’s an important word when it comes to finding a financial advisor. Fiduciary: Placing another person’s interest above your own When you’re hiring someone to advise you about what to do with your money or to recommend investments, you want someone who is working for you first and foremost, not someone who might have a stake in the game that motivates them to look to their own interests first.  An easy way to find out if your potential advisor is a true fiduciary is to ask a simple question: “Are you affiliated with a broker or dealer?” If the advisor answers, “Yes” then there is potential that they will not be working for your interests first - they are not a true fiduciary. TIP 3: Look for a planning expert who works with multiple scenarios Creating a comprehensive financial plan takes a lot of work. It’s the process of projecting your financial life into the future to figure out the best financial decisions to make now. That requires running many different scenarios to answer the big questions like… When should you retire? When should you file for Social Security? Should you downsize your home? Should you purchase a rental property to add to your monthly income? If you find a financial advisor who doesn’t approach financial planning in this way, you’re missing out on a huge benefit that you need. Vanguard published a report that stated that a good financial advisor can add the equivalent of 1.6% in annualized portfolio returns through advice alone! Make sure you work with a planning expert who can run those scenarios to give you the best advice - it’s very important. TIP 4: Work with an advisor who has been through the entire market cycle There are likely a lot of younger financial advisors who are genuine, good people - but the financial industry is one where experience matters. Why? Let’s consider an example: An advisor who has not been working long enough to see a full market cycle of ups and downs in the economy is not going to have enough experience during the down times to advise you well. They might panic and advise that you pull all of your investments just as the market hits the bottom. But a seasoned advisor will have the personal knowledge to not only know that course of action is a bad idea, but why it’s a bad idea, and what you should do instead. How much experience is enough? I advise over 10 years of experience. TIP 7: Make sure your assets are held at a third-party custodian  If the person who is advising you about your finances is also holding your assets, you run a huge risk of fraud taking place. The Bernie Madoff scandal happened because as an advisor, Madoff had access to the assets of his investors. That’s not safe or secure. The best situation is for your advisor to work with a discount brokerage firm like TD Ameritrade, Fidelity, or any of the others. Just make sure the firm they work with is a discount firm so that you don’t have to pay higher fees for the trades your advisor makes.  Again - there are several more tips covered in the audio for this episode that you need to know if you’re trying to find a financial advisor, so be sure to listen. Resources Mentioned The SEC website TD Ameritrade Charles Schwab Fidelity ETrade Connect With Ryan Hughes and Bull Oak Capital   www.BullOakCapital.com/podcast  Podcast (at) BullOakCapital.com

GO BACK TO THE STARTING LINE. We all have those days when we question whether or not what we are doing matters. It is in these moments that we need to go back to the proverbial starting line and ask the question, WHY? These moments happen to all of us but it is in these moments when we have to make a decision to go forward even in the midst of adversity. In this episode, I talk about how I had to go back to my own starting line. We all need a reminder that even though we skin our knees, we can still keep going. It's taking those small steps even if you have to start crawling that matters. What is your WHY? Let's talk about it on Instagram.

This week, we #TrekOut the BIG NEWS - Viacom and CBS have finally re-merged and what that means for Star Trek. Tony and I are here to give you OUR perspective - not only as trekkies - but as LAWYERS...and Henry will be there too! In Star Trek Online and gaming news, we look at Star Trek: Online’s “Awakening”, the upcoming episode “Beneath the Skin”, and talk about how much we LOVE temporal mechanics! Of course, as always, before we wrap up the show, we’ll open hailing frequencies for your incoming messages  This Weeks COMMUNITY QUESTIONS are: CQ: What do YOU think the newly formed ViacomCBS means for Star Trek? AND CQ: Which of the upcoming changes to existing STO T6 ship classes are you most excited about? Why? Let us know on social media like Facebook, Twitter, or by visiting our website! TREK IT OUT by Jake Morgan Viacom and CBS Merge to Become  - ViacomCBS There are stories that we cover here on Priority One Podcast that tend to keep popping up. Star Trek Kelvin IV, Tarantino Trek, how Guard Frequency is a pretty good show and you should check it out. But one story that has popped up for years, the reunification of Viacom and CBS, may finally be getting a conclusion! It had been suspected that talks were “Heating up” between the two National Amusement properties back in April, when CBS Acting Chief Executive Joe Ianniello’s contract was extended through 2019. It was believed that Ianniello, who had been serving as former CBS CEO Les Moonves’ replacement since September 2018, was both amicable to - and necessary for - a re-unification of CBS and Viacom. On May 30th, CNBC reported that merger negotiations were set to resume in mid-June. Then, on July 15th, both CBS and Viacom announced that they would present their financial earnings reports on the same day, August 8th, for the first time in “many quarters” - sending the industry into a state of rampant speculation. Finally, on August 13th, the deal was announced.  The new entity, known as ViacomCBS, will merge assets from both companies - including Showtime, Nickelodeon, CBS Television Studios, and Viacom’s newly acquired streaming service Pluto TV. Viacom CEO Bob Bakish will serve as President and CEO of the newly merged company, and former CBS interim-CEO Joseph Ianello will serve as a chairman and CEO of CBS. Board Chair, and orchestrator of the merger, Shari Redstone said in the official announcement “My father once said ‘content is king,’ and never has that been more true than today. Through CBS and Viacom’s shared passion for premium content and innovation, we will establish a world-class, multiplatform media organization that is well-positioned for growth in a rapidly transforming industry” Star Trek was specifically cited as an asset by CEO Bob Bakish in an investment press presentation, expanding on the release by saying “We will have one of the largest libraries of iconic intellectual property, including more than 140,000 premium television episodes and over 3,600 film titles. Notably, this library reunites TV and film rights for some of our most popular franchises, including Star Trek and Mission: Impossible. And we see significant potential to better leverage these and other properties across platforms and assets, including film, television, live events, recreation and consumer products.” While much of the excitement centers on the combination of intellectual properties - including “Mission Impossible”, “NCIS”, “Transformers”, “South Park”, “The Twilight Zone”, and of course “Star Trek” - a big factor in the merger seems to focus on “Direct to Consumer” video-on-demand services. In an investor call made on August 13th, Ianello said “Just think about adding content from Nickelodeon, BET, MTV, Comedy Central to CBS All Access, and Paramount movies to Showtime. And also imagine our [ad-supported video on demand] properties like CBS Sports HQ and ET Live being added to Pluto [TV]. Plus, all of this will increasingly be done on a global basis.”. When asked whether the price-points of ViacomCBS’s current VOD services will be affected by the merger, Ianello said ViacomCBS would take a “slow and steady” approach to any changes. STAR TREK ONLINE AND GAMING NEWS by Shane Hoover Awakening: Beneath the Skin! Previously in Star Trek Online, the villainous J’Ula unleashed her fearsome Mycelial weapon upon the Federation, catapulting her fleet of 23rd century Klingons into 2410, along with your Age of Discovery player Captains. Awakening: Beneath the Skin will be the next episode in the story, releasing on PC September 10th and later this year on consoles.  Joined by Star Trek Discovery’s Anthony Rapp, voicing a holographically reconstructed Paul Stamets, your Captain must venture into the Mycelial Network itself to stop J’Ula before she turns the power of her weapon on the planet Andoria. Putting the “Temporal” in “Temporal Starships” A number of frequently requested changes will be coming to Star Trek Online soon(™)! First, the entire collection of T6 Temporal Destroyers and Science Vessels originally released with the Temporal Lock Box are being brought up to date with the Temporal Specialization. These ships will now boast a Temporal Operative specialization on the Commander bridge officer seating, and will gain access to the Molecular Reconstruction game mechanic. Second, ships formerly called “Flight-Deck Cruisers” are being uniformly updated to “Flight-Deck Carriers”. As such, they will retain the 8 weapon configuration of Engineering cruisers, while boasting 2 hangar bays as carriers. All ships of the type will also have access to the Shield Frequency Modulation and Attract Fire cruiser commands. Lastly, not unlike the changes to Flight-Deck Carriers, current Escort Carriers are also being updated. To reinforce the differences between these ships and other true carriers, these ships will be reclassified as Strike Wing Escorts. Additionally, their Quick Deployment ship mastery will be replaced with Enhanced Weapon Systems. XMPP Sunset As of September 19th 2019, Star Trek Online will end support for XMPP client connections to its internal chat systems. This change has been explained in a Cryptic blog as a measure taken in order to cut down on gold spamming activity over in-game chat channels. PC EVENTS Arena of Sompek Featured TFO The currently running Featured TFO, Arena of Sompek, will be wrapping up on August 29th.  This event is also the last chance to finish collecting T6 Ship Coupons for a free T6 starship from the C-Store, so be sure to reach 3000 Coupons before the Event ends! Console Events Bonus Marks Weekend Console Captains can take advantage of a Bonus Marks weekend. From August 22nd to August 28th, missions and event that reward the player with Rep Marks will be rewarding extra marks. Combined Events on both PC and Console Red Alerts Weekend From August 29th through September 2nd, the galaxy is under triple threat. Engage in Red Alert actions to defend against attacks by the Borg, the Elachi, and the Na’Kuhl. WEEKLY TOP TIP Time for the Lightning Round Are you lying in a smoking sprawl on the floor of the Sompek Arena again? Tired of being blasted by high voltage? If you find yourself having a hard time staying ahead of the Sompek Lightning strikes while battling your way through the Arena, don’t worry! By sheltering in the walkways beneath the Arena ramps, you can avoid the lightning strikes. Be warned, though, if a lightning strike targets you before you move under cover, you still have to move away from the blast radius to avoid being struck.

It's been rumored. It's been talked about. It was said WWE would announce it this past Monday on RAW. Then it came out via an email and a tweet. WWE is moving it's NXT brand to the USA Network as a new live 2 hour weekly show. Why? Let's be honest - to go head-to-head with the new AEW weekly show starting in October. So our handsome idiots, Mike (@WrestleWatcher) and Brandon (@WrestleBrand), wanted to weigh in with some thoughts for your ears. You can thank us later.

People said that you should be friends with everyone. But sometimes, you have to be picky for your own goods. Let them go, if needed. Why? Let me explain.

Our environment is incredibly influential when it comes to our happiness. Living in a place where you feel at home, walking down streets where you see people that accept you for who you are and everyone in your family embraces your lifestyle or preferences. Unfortunately, not everyone lives in this ideal scenario. I felt the responsibility to produce an episode on the importance of embracing diversity. Our differences make us awesome, yet others can feel threatened by them. Why? Let’s talk about that! -- Social Media -- Twitter Facebook Instagram -- Reach me by e-mail -- juan@happytofail.com

Tonight, on Vaping and the MicGuest: John NathanThere's very little I could write, here, to describe the show that is going to take place this evening. Why? Let's face it: we're going to have a few laughs, we're going to talk about NEVTA and things going on there, maybe even talk about his vacation. But sure as God made little green apples, tonights show is more than likely going to make some people angry.We're going to flesh out Johns thinking about the PMTA.Join us tonight Live here on Facebook and also on Youtube Live at 9pm EST.Only from The Smoke Free Radio Network

Issa cheated; Simone Graham cheated, and Sam White out here being reckless. Why? Let’s discuss why infidelity is such a common character flaw for our favorite shows.

In this episode we discuss the “B” in LGBTQ and the double standards that exist between studs and fems. Feminine women can get a pass but studs can not be bisexual. Why? Let’s discuss. One thing about living your truth, no one has the license to question it, it belongs to you. As always thank you for the support. Xo, Ash & Cort --- Support this podcast: https://anchor.fm/hoodxholistic/support

In this episode we discuss the “B” in LGBTQ and the double standards that exist between studs and fems. Feminine women can get a pass but studs can not be bisexual. Why? Let’s discuss. One thing about living your truth, no one has the license to question it, it belongs to you. As always thank you for the support. Xo, Ash & Cort

Are you missing the bigger picture for why your health is important? It is important to drink all your water and stay in shape and maintain and ideal weight, but WHY? Let me give you a hint: it's not for doing the laundry or washing dishes. I think amazing health is important so that you can live your big dreams and goals. If you don't have the health to back you to travel, dance, serve soup at a local soup kitchen or whatever is on your heart, you most likely won't do it. You have a bigger life to live. I believe in you and I believe in dreams. What if you don't think you do? DON'T SKIP THIS PODCAST. Take the time to listen and start to think about possibilities... It will change your life! And the world!

The shortest month of the year proved to be one of the best ones we’ve ever had here at Small Business Boss. Why? Let’s jump into the February 2019 recap, and I’ll share the highs and lows that were packed into a single 28-day month.  Get the scoop right here: https://smallbusinessboss.co/february-2019-recap/

We have been transitioning from “self” into “other.” Last week's episode was about understanding your partner's energy, introversion and extroversion, and understanding how your energy is different from your partner's. And today we are continuing this relationship conversation and I am going back to my therapy roots, I'm putting my therapy hat on.I used to love doing couples therapy, I loved high conflict couples. The Sensing and Intuition dichotomy was one of the biggest ones that would come up notoriously and repeatedly in my work as a couple’s therapist as well as in my own relationships.And today I am going to be highlighting the need for variety. Some of us crave it and some of us, the majority of us…not so much.Probably more than any of the other dichotomies, this is the one that we misunderstand the most. And we also judge the most. We judge other people. We don't understand how they don't see things the way that we see them.That's really what this episode is about. I'm digging in deeper about the need for variety and how that can impact relationships. I use some powerful examples from my years as a therapist and from my own personal experiences. These will help you understand that this is who you are innately and then help you understand your partner.And once we are there, we can communicate with each other so that you can quit pathologizing each other, right? This is what we do, “What's wrong with you? Why aren't you more like me? Why can't you do this? Why?”Let's just start having open fricking conversations about this as a couple that loves each other instead of, “What's wrong with you?”If you are currently married or in a partnership, I urge you more than any other dichotomy to learn about this so that you don't go down this rabbit hole and make the mistakes that I've made in my relationships.“I'm not going to try to change you and you don't try to change me.”I hope that this episode is helpful for you in terms of seeing the different variety of needs within a relationship based on the Sensing and Intuition dichotomy.I love, love, love sharing this with you, I hope this was helpful and I can wait for next week. People, next week is going to blow your effing mind, so keep listening. Thank you for Front Seat Lifers!To find out more about Jessica visit https://jessicabutts.com/.Follow her on Instagram @frontseatlife for daily motivation.To learn more about the new Front Seat Love Online Course for Couples, go to: http://www.frontseatlove.comNot sure what your Myers Briggs personality type is? Take a free personality assessment at https://jessicabutts.com/front-seat-life-personality-assessment/.Looking for a tribe of growth-oriented people and want to stay closely connected to Jessica’s coaching? Join the Front Seat Life Community for a small monthly subscription at https://jessicabutts.com/front-seat-life-membership-group/.Front Seat Life Podcasthttps://businessinnovatorsradio.com/front-seat-life-podcast/

1. Asking website visitors to “spin a wheel” You get to spin a wheel. I get to spin a wheel. We all get a chance to spin a wheel! Come on, we all know how these things work, right? After all, when you get to see this “spin a wheel!” offer pop up every other day when you’re visiting different websites, it becomes a bit meh. Personally, too, I just don’t think that profitable and sustainable Ecommerce brands are built on short-term trends like this that deters from customer experience. 2. Marking all the products in your catalogue as “on sale” If you went to a brick-and-mortar store and saw that every product was marked down without any mention of a special holiday or anniversary sale, you’d be pretty skeptical, wouldn’t you? As a customer, you’d be wondering if you’re really getting a discount or if the company’s just inflating the products’ worth and selling them to you at their original price… Why? Let’s be real here: would a sustainable company actually put all their products on unlimited sale just because they wanted to? This’ll put them in the red -- it’s just not something that translates well to customer experience and brand longevity. 3. Using generic themes because everyone is your target market If you use a generic theme for your brand’s website because you’d like to sell to “everyone who has disposable income”, you’re making it difficult for yourself to close a sale. Because your approach is so wide and untargeted, people browsing through your website aren’t compelled enough to get to know you more and eventually trust your company enough to do business with you. The effective alternative? Identify your target market specifically, then brand your website design and customer service according to their preferences. What’s the age range of your target customer? What jobs do they have? What are their interests? Hobbies? Preferences? What are their desires and pain points? How would they like to be talked to? Find these out and then tweak your branding, product catalogue, and marketing strategy accordingly. Here’s the light at the end of the tunnel: yes, we talked about the trends that need to be out. And now that we know what they are, this gives us the opportunity to improve our businesses and aim for the long-term by thinking about the things we can do better. There’s a rainbow after the rain, after all. Try to do this short exercise with me. Just think of at least one big, successful Ecommerce brand and ask yourself if they’re implementing any of the “trends” I mentioned above. Most likely, they’re not. So why should you? Listen, Ecommerce sales are expected to surpass $735 USD in the year 2023. People with disposable income are expecting online buying as the new norm. And it’s time for you to ride the Ecommerce wave. For every branding decision or marketing strategy you’re thinking of implementing, ask yourself: “Will doing this help me build the foundation to build a sustainable and long-term brand for the years to come?” So there you go, we hopefully finished the post on a positive note that enables you to think strategically for your business. Any comments you’d like to add, or insights you want to share? Let me know in the comments. See you next week! Cheers.

This week's NYT bestseller: Elixir. Published by Duff when she was just 23, this book made it to the NYT bestseller in 2010. Why? Let’s find out.IMPORTANT: Monday, February 25, it’s Mean Book Club Live in NYC, where we’ll be reading The Art of the Deal by Donald Trump. Get your tickets here: https://thepit-nyc.com/events/mean-book-club/Mean Book Club is four ladies (from UCB-NY, BuzzFeed, College Humor, Impractical Jokers) who read, discuss and whine about NYT bestselling books that have questionable literary merit. It's fun. It's cathartic. It's perfect for your commute. New podcast every Tuesday! If you want to read ahead, here's the list of books that will be featured on our third season:Carnal Innocence by Nora RobertsElixir by Hilary DuffBird Box by Josh MalermanThe Bourne Identity by Robert LudlumThe Whole30 by Melissa Hartwig and Dallas HartwigThe President is Missing by Bill Clinton and James PattersonA Discovery of Witches by Deborah HarknessThe Art of the Deal by Donald TrumpRate, like, subscribe, and check out our Patreon page at patreon.com/meanbookclub to become a true patron of the mean arts. Special thanks to FSM Team for our new theme song, "Parkour Introvert." You can get it here: https://www.free-stock-music.com

This week's NYT bestseller: Carnal Innocence. Published in 1991, this book made it to the NYT bestseller list nine years later. In 2011, it was made into a Lifetime move. Why? Let’s find out.Mean Book Club is four ladies (from UCB-NY, BuzzFeed, College Humor, Impractical Jokers) who read, discuss and whine about NYT bestselling books that have questionable literary merit. It's fun. It's cathartic. It's perfect for your commute. New podcast every Tuesday! If you want to read ahead, here's the list of books that will be featured on our third season:Carnal Innocence by Nora RobertsElixir by Hilary DuffBird Box by Josh MalermanThe Bourne Identity by Robert LudlumThe Whole30 by Melissa Hartwig and Dallas HartwigThe President is Missing by Bill Clinton and James PattersonA Discovery of Witches by Deborah HarknessThe Art of the Deal by Donald TrumpRate, like, subscribe, and check out our Patreon page at patreon.com/meanbookclub to become a true patron of the mean arts. Special thanks to FSM Team for our new theme song, "Parkour Introvert." You can get it here: https://www.free-stock-music.com

SEASON FINALE! This week's NYT bestseller: The Notebook. This 1996 novel made it onto the NYT bestseller list the first week it was released and stayed there for over a year. It was turned into what Johnna considers "the most romantic movie ever" starring Ryan Gosling and Rachel McAdams in 2004\. Why? Let’s find out.Mean Book Club is four ladies (from UCB-NY, BuzzFeed, College Humor, Impractical Jokers) who read, discuss and whine about NYT bestselling books that have questionable literary merit. It's fun. It's cathartic. It's perfect for your commute. New podcast every Tuesday!We're taking a break between our second and third season, but if you want to get a head start, we can tell you the first two books for Season 3 will be:* Carnal Innocence by Nora Roberts * Elixir by Hilary DuffRate, like, subscribe, and check out our Patreon page at patreon.com/meanbookclub to become a true patron of the mean arts. Special thanks to FSM Team for our new theme song, "Parkour Introvert." You can get it here: https://www.free-stock-music.com

I've observed many people walk all up against the wall while walking down the street. Why? Let's talk about it! --- Support this podcast: https://anchor.fm/afmp/support

Unrealistic expectations, financial pressures, and excessive commitments can cause stress and anxiety at this holiday time, but why do we let ourselves get caught up in the whirl-wind. Going into debt to buy the right present happens far too often. Why? Let’s talk about what is going on in your life. See acast.com/privacy for privacy and opt-out information.

Jonny Hodgson has been a friend since I pretty much got into RPG media. Approachable as few, he has a stellar career that has recently seen some massive changes. What is he up to now?  Hodgson is now doing something else. He has packed the art direction role he had in C7 and now he is making maps and designing games with his children and funding in Kickstarter. Why? Let’s find out!

During this second week of the series, we  explore the holiness code which is at the center of the book. At the center of that code is “Love Thy Neighbor as Thyself” where we find the center of our ethical obligations and more. I. Re-cap II. Introduction to the topic of what takes place in sacred space A. What is sacred space, for the ancients as well as for us? B. Does the idea of purity, which was important to God’s earliest followers have any meaning for us? How might a particular element of it - namely, separation - be relevant and supportive of true Divine encounter in our lives? III. The Strange Matter of Tzara’at (Otherwise Mistakenly Known of as Leprosy) A.  I will summarize the essence of Leviticus 13:1-9 and discuss the surface meaning of these and the many additional verses that deal with the condition of tzara’at. B. I will recount cases in the Hebrew Bible where characters were afflicted with this condition. C. If this isn’t leprosy, what in the world is it? (Think deeply! Think metaphorically!). Way beyond our physical condition, God worries greatly about something else deeper in us. D. The New Testament talks about Jesus’s healing lepers. Is it possible the condition Jesus was treating was tzara’at? If so, what would the lesson be in that? IV. Holiness is at the center of this book and central to our encounter with the Divine. A. When you hear the word, holiness, what comes to your mind? B. I’ll summarize Leviticus 19:1-8. C. Read Leviticus 19:9-18. Wow. Some say this is the core of the Hebrew Bible. Why? Let’s walk slowly up to the great commandment, which appears at the end of these verses. 1. What’s the significance of verses 9 and 10? 2. Why does verse 12 appear between verse 11 and verse 13? 3. What does it mean to refrain from cursing the deaf and putting a stumbling block before the blind? 4. Verse 15 is central to justice. How? 5. Verse 16 warns against being a talebearer? Why? 6. Verse 18 famously tells us to love our neighbor as ourself. Yet, verse 17 says we should sometimes rebuke our neighbor? How can rebuke be a part of love? And how does the last clause of the verse constrain or explain the rebuking? D. Now that we’ve read the build-up and the climax of the Holiness Code, what do we now think holiness is? V. Conclusion - the question with which we will end our conversation is this: Given that this book is basically about God calling us to draw near, what is the most important thing God wants us to experience, know, and be committed to do when we depart from our encounter with the Divine?  

Why we started Human Liberty – In this article we are discussing about Human Liberty organization. On 1st January 2006 we started Campaign for Human Liberty. We combine Buddha, Marx and Ambedkar in the organization. Why? Let me explain. STARTING DAYS In 2004 some Rationalist, Communist, Buddhist, Atheist and Ambedkarite activist came together. That time we were working with other like minded  organizations. We were discussed on many issues related with Social and political change. That period we think, discuss and wrote articles on various social issues. And  we actual worked on the field about social political things. SITUATION OF INDIA Majority of Indian population are Hindus. And 15 % of Hindus are upper castes. And in Upper caste you can find Capitalists, Feudalistic and Patriarchal Males are ruling population of the country. In India Upper caste people are involved in teaching Brahmanism (fascist things) to people since 2000 years. They are using Manusmriti (law of Brahmanism) to implement Brahmanism. That’s why Indians are became mental slaves of Upper caste people. Due to that majority Indians are following lots of superstition, defective ritual, conventions and traditions, casteism, bigotry, predestination etc. You can find here many atrocities, riots, violence, discrimination against Lower castes (like Dalit, Tribes, Nomadic tribes & Shudras), minorities (like Muslims, Christians) and women as well as LGBT people. RATIONALIST ASSOCIATION OF PEOPLE – 2004 Although this situation is happened here. If majority people accept Buddhism and reject Brahmanism then situation will change towards political revolution. How? For more information Click on – How can Buddha change Indian Politics? So we started Rationalist association of People. EXPLOITATION ERADICATION COMMITTEE (SHOSHAN NIRMULAN SAMITI) – 2005 After one year in 2005 we came together again. And we discussed about our way of Rationalism. This way is very long and couldn’t complete in our own life. So what if we directly work on system transformation? Once power will come in our hands, we can change people mind set through education department, media and other sources. And we can implement communism easily. So we change our ideology. We left Buddhism and we accepted Marxism. And Started work like communist. We changed the name of the organization. Our organization’s new name was Exploitation Eradication Committee (Shoshan Nirmulan Samiti) CAMPAIGN FOR HUMAN LIBERTY – 2006 After one year in December 2005 we came together again. And we thought on 3 issues. If we will take charge of power. But if people are remain Hindu mind set. Then they will destroy the system again and they will make system related with their religion (Brahmanism) again.Due to caste system, workers couldn’t unite. They divided in to many castes. And in casteism you can find hierarchy between them. Due to that people hate each other. If workers do not unite properly how revolution can possible in India?If majority of people are convert in to Buddhism. But if System is remaining in hands of Capitalist, feudalistic or Upper caste males. Then there is no meaning of only Religious conversion. WHY WE STARTED HUMAN LIBERTY We thought that if we want real revolution or communism. We need Buddhism to eradicate Brahmanism and change people mind set towards communism. We need Ambedkarism to eradicate caste system and other discrimination’s like gender, religion, language, area, race or skin color based. And we need Marxism for system transformation. And if Buddha, Ambedkar and Marx come together. Then real revolution will happen in India as well as in entire world. And communism can establish properly in the world. So We again change name of the organization. And now we started Campaign for Human Liberty on 1st January 2006. For more details click on Why we started Human Liberty ?

Welcome to How Do You Like Your Eggs? Bfast w/Fi! Brad Wall likes his eggs poached. Why? Let’s just say there’s skin involved. We talk about what it was like growing up in San Francisco in the 1980’s and bond over our past scams. Listen to this one folks! Brad Wall: Instagram  – Twitter Serafina […]

Many Christians have joined the tolerance movement, wanting to be known for their acceptance of others’ opinions and lifestyles in a misguided attempt to share the gospel. Why is this misguided? Because the life of Jesus stands in stark opposition to this brave new belief system. A thoughtful study of the Bible will quickly reveal that tolerance as it is thought of today was never seen as a virtue. Why? Let's talk about it.

The Days Ahead: More corporate earnings. Initial estimate of Q2 GDP. If you want to get future updates about new episodes, subscribe to our email newsletter: bandjadvisors.com/subscribe One-Minute Summary: There should have been plenty to upset markets this week. The President questioned the level of the dollar and Fed policy, trade tariffs rose again, the EU made a strong trade deal with Japan, housing starts were down, retail sales weak and one of the regional Fed surveys showed that companies are seeing higher prices which they do not expect to be able to pass on (which means a margin squeeze). The yield curve continued to flatten. Netflix had a bad quarter. Yet things kept moving along well enough. Why? Let’s deal with the first one. The President can criticize the Fed for raising rates but we think Chairman Powell will disregard any and all such comments. He’s going nowhere and the Administration can do nothing about Fed policy. They're stuck with him. On the others, the market is growing sanguine. The trade pressures are built into the market’s wall of worry for now. Sure, things could get worse but the underlying economy is moving slowly forward and, as we've said before, companies are reporting great earnings. Thank the tax cuts. The path of rate increases is steady and Chairman Powell reassured markets and politicians not to expect policy surprises. We did see some increase in short-term rates with 3-month Treasury Bills trading above 2% for the first time since September 2009. This was expected. So far this year, the Treasury market has had to absorb $720bn of net new public debt. That’s what happens if you cut taxes in a late-cycle economy. In the same period last year it was -$74bn. Last week, there was $22bn of T-Bill (i.e. 3 month bills) net new issuance and there’s $130bn coming in the next two months. So why aren't rates higher? Because the economy is expected to slow, real wages are flat and because the Fed has clearly signaled where it expects equilibrium rates to settle: not much above where we are. Did you like this podcast? Be sure to rate and review us on Apple Podcasts: bandjadvisors.com/itunes Ask us your financial questions in your review and we'll answer them in the next episode. We appreciate your feedback! Learn more about Brouwer & Janachowski and our wealth management services: www.bandjadvisors.com

Ever heard of “The Fat Kids Dance Party?” Yes, we said “fat”...and that’s ok. Why? Let’s Distill It! this Tuesday, April 24th, at 3pm PDT with Bevin Branlandingham, creator of said party, positive body image advocate, and firm believer that ALL bodies are good bodies! Live on Universal Broadcasting Network, UBNradio.com, channel 1, and our FB page.

“The name of the LORD is a strong tower; the righteous man runs into it and is safe.”‭‭Proverbs‬ ‭18:10‬ ‭ESV‬‬The Name of God is written 6,820 in the Old Testament. But if you look for it in your English translation, you won’t find it a single time. Instead, you’ll find the title LORD in its place. Why? Let’s talk about it! Twitter: @BiblePdcast365

Music is a spiritual experience all in itself. It has the power to rewind time and acts much like an emotional time machine. It brings you back to times, places and situations either good or bad. Time tells all. Time weighs the hearts of all. What has been the soundtrack to your life? Are their songs that you can't listen to? Why? Let time be thy healer. Rewrite the wrongs and send healing to your past. In this episode TruthSeekah is joined by Andy "Psalm" Byrd and Michael Basham as they explain spiritual encounters through music both good and bad, of light and dark. SOCIAL CONNECT WITH TRUTHSEEKAH ON SOCIAL MEDIA iTunes - Facebook - YouTube - Twitter - Email - SUPPORT THE SHOW BECOME A MEMBER via PATREON AND GET REWARDS!!! We do not exist without the help of our Patrons! Running a professional podcast is very costly and has many monthly fees. If you enjoy the content please consider coming on board as a partner at any level. You enable me to continue to bring you content and you get tons of Patreon Only Rewards on the Patreon page. Choose Level - $1 - $5 - $10 - $25 - $50 - $100 - $500 - $1,000 BUY A SHIRT | GET MERCH CLICK HERE FREE AUDIBLE AUDIO BOOK Get Yourself A Free Audio Book And Support The Show At The Same Time!  You often hear TruthSeekah drop the names of a few books that have motivated him in his spiritual journey, two being The Final Quest by Rick Joyner and The Alchimest by Paulo Coelho. These books are available on Audible.  Click Here To Get Your FREE Book

All right, welcome to our "Becoming Your Best" podcast listeners. My name is Rob Shallenberger and welcome wherever you are. I'm looking out the window right now in Utah at some beautiful snow-capped mountains on a crisp beautiful spring day with a nice blue sky. It's just amazing. Well hey, this is gonna be a short podcast yet, I hope very impactful in your life. I've been thinking about some people recently who have reached out to becoming your best and have been calling us and the common theme amongst their lives and their stories are that they feel like they've been on fire. In other words, their lives have just totally transformed in the last few months and it's been interesting. I'm gonna have one of those people, a friend on the West Coast who has just had some amazing experiences. I'm gonna share her story in a couple of months and maybe potentially have her on the podcast. The common theme amongst these people as they start to apply the 12 principles and catch on fire, is that they feel this shift from being transactional in nature to being and living and thinking transformationally, and there's a huge shift in that. And one of those ladies who's become a good friend, she said that she wrote down in a seminar that at some point along the seminar I told her and the group, "If you apply the 12 principles and start to focus on them and master them, your entire life will start to change. You're going to start to think transformationally, and a fire will start to grow within you and it's going to impact every area of your life professionally, personally, your home life, across the board." And indeed that's exactly what happens when someone starts to pattern their lives around the 12 principles of highly successful leaders. Great leaders get great results because they do the same things that other great leaders have done, and those are the 12 principles. Let me share with you a story that some of you might have heard on a video that I did recently of what that transformation looks like and the impact that it can have. So we flew into San Diego a few months ago for a ball game, a football game. We landed, we walked out to the rental car shuttle, we got on the bus and people were just packing into the bus, so it's full of people. If you can imagine yourself being on the bus, what do most people do on a rental car shuttle bus? Most people immediately go heads down and start looking at their phones. Right? Well, this was different. We all got on the bus and the driver said, "Ladies and gentlemen, welcome to San Diego. For the next 10 minutes I'm gonna be your personal tour guide." And then he asked us to look off our right shoulders out the right side of the bus and there in 1874 Don Pedro, and he went on telling this fun story and I was fully raptured. He had my complete attention and I started looking around at the people and their responses and sure enough they started putting away their cell phones. They started listening. They started laughing. They started engaging. Now here's someone that could be arguably doing an ordinary job in an extraordinary way. Now why do I say arguably? What would most other drivers do in his situation? You could say that, "You know what, a lot of them may complain about their job." They're driving 10 minutes back and forth the same route every single day and they're making whatever they're making an hour $12 to $15 an hour and you could say that could be a very mundane routine potentially boring job. Yet here is someone who's not complaining, rather he's thinking and living transformationally. And what's the impact? Well, I'll show you the impact. So now he's got my full attention here. I can see that he's transformational, he's different than 99% of other rental car shuttle drivers. And so he has everyone's attention, it turns into a great ride, people are laughing. And when he pulls up to the rental car facility, people file off the bus and whereas before they were in a hurry, I watched a line form to say thank you to him. So people would shake his hand, they'd pat him on the shoulder. They'd just thank him for making their day, and then suddenly people are handing him these $5 and $10 tips. Along with us we did the same thing and I just suddenly was in the background watching. He probably made around $100 on that 10-minute drive. So imagine the impact of that throughout the day. How much more money do you think he's making than all the rest of the drivers out there? Do you think he enjoys his job? My guess is that he loves coming to work every day, that it's not just a boring, mundane, routine job. He's taken something ordinary and he's doing it in an extraordinary way, and that is the perfect example of what it means to be transformational rather than transactional. And think about how that impacts every area of his life. He's making way more than the other drivers, no doubt about it. In addition though he's happier. He has more joy in his life. He comes to work and he feels great about his job. He's gonna be there potentially for years doing that and he sees it as an opportunity to impact people's lives. Well, that's the difference and I wanna use that as the base, the foundation for this podcast is how do you start to think more transformationally about your life in any role, in any capacity? So certainly, whatever your professional job is, how can you be transformational and take whatever is ordinary there and do it in an extraordinary way? That's the shift that starts to happen. Now, it's difficult to do that. It's difficult to be transformational if a person is always in reaction mode, running from fire to fire to fire. And the same thing can happen at home. If you're a stay-at-home parent, how do you be transformational with your children, with your spouse if you're always running from fire to fire to fire? And I'll ask people during a seminar, "How often do you feel more like a firefighter? In other words, you're just running from fire to fire to fire putting out these fires," and almost everyone's hands go up when I ask that question. So let's see if in this podcast we can identify something that can really make a difference in your life in that shift from transactional to transformational. It's not uncommon for people to ask me, "Hey Rob, what's the biggest piece of advice you could give? What...what's something you could share that would really have an impact?" And as anybody knows who's been to a "Becoming Your Best" seminar who are listening to these podcasts, there's not a single silver bullet of leadership or success. It's a combination of things that create excellence. However, there is one thing that always stands out amongst these others that is a huge deal, and that is pre-week planning. In other words, it's prioritizing your time to focus on what matters most. So if I only have two or three minutes with someone and they ask that question, that's what I share almost every time. Now how much more impactful and how much more powerful is it in your life if you tie pre-week planning into having a clear vision for yourself? You have specific goals and milestones that you're achieving this year that you're working on. You're on this journey and pre-week planning becomes extra powerful when it's tied into these other principles. So let's just look at this maybe through a different lens. I know some of you have heard this term, you've practiced it, yet it's probably 80% to 90% mindset and only 10% to 20% skill set. A lot of people who started this incredible habit say, "Yeah, it changed their life." They had this amazing experience using it, yet somewhere along the way they lost the habit. And so what are some things that can help you and why is it important? Sometimes that's the value of a podcast. It's just a quick little refresher. It's a quick little get-me-up and that motivator that sometimes you need to just reengage in a habit that you knew had a big impact. So, I just wanna address it from that angle. Now, we've talked about pre-week planning in the past being one of the single greatest habits you can use to transform your life. Why? Let's look at this from both lenses. In your personal or home life, you may have heard this before, how do kids spell love? T-I-M-E. It's the time. It's the time that you give to them, and there's two aspects to that. It's quality time and it's quantity time. Both are important. I mean, if you're seeing your kids once every three months and it's high quality, I can't imagine the scenario where that's gonna be transformational. So it's about having quantity and quality time with your kids. That's how you show your love, is being present with them. Well that's part of being transformational in the home and not transactional is figuring out how and when you're going to be present. What are you going to do as a parent, as a spouse? You wanna bring excitement back into your marriage? We can't just leave a marriage on cruise control and hope that things are gonna work out. It's just like a business. You've got to put time and energy and effort into it. Love is a verb in that case. You gotta take action in your marriage to make it great. It's not a unilateral...it's not a one-person thing. It takes two people both focusing on that. Now let's look at this through the professional lens, from the business side of things. Being transformational requires a focus from you on what matters most. Transformational actions. Those type of things don't happen on accident in the workplace and this is how you create loyal customers. This is how you create employees who want to serve you, who want to work with you and side by side with you so that you're firing on all cylinders of the team. Now, what's the most common excuse for this? And I'm just gonna give you a simple invitation. Count how many times in a day you hear someone say the word, busy. How many times do you hear people say, "I'm just so busy," or "I'm too busy to do that." Many times what we're doing when we say those words is we're excusing our behavior, we're excusing not focusing on the priorities, the things that matter most because we're so busy. Now, is it okay to be busy if we're focused on the things that matter most? Of course it is. It's a matter of staying focused on those priorities though rather than getting to the transactional things, the day-to-day fires both at home and at work. So, let me put this in a different way. This is interesting. I was talking with my dad maybe a week or two ago, and in Greek and Latin and in that area there's a different terminology for this, chronos and Kairos. They look at time and how they schedule things through those two lenses. Chronos is the time aspect. What are you gonna do at eight o'clock in the morning, at two o'clock in the afternoon? Kairos, is a different way to look at your schedule on your day and that is the leadership aspect of your life. Kairos are your priorities. So what are you gonna do in your priorities today? And that's what great leaders do and those who really have the balance of success stories across all areas of their lives is they both think on the chronos side of it and the kairos side and how to combine the two, leading your own life and then figuring out when you're gonna do that. So here's some brief steps that you can use as a refresher for those who have been to our seminar, for those who have used pre-week planning and have a "Becoming Your Best" planner. Let's just walk through the simple steps that you can use to think both chronos and kairos and schedule your priorities rather than prioritizing your schedule. So typically this is done pre-week planning on Saturday or Sunday. For most people if you wait until Monday morning, you're in the thick of the fire at that point. And for most people that wait, it tends not to get done if you wait until Monday morning. So my suggestion, recommendation based on doing this with a lot of people is that Saturday or Sunday tends to be the most effective time. And you probably wanna allocate 20 to 45 minutes to really have a solid pre-week planning. So what do you do in that 20 to 45 minutes? Well number one, sit down and review your personal vision. What's your why? What's your purpose? If you're looking at that every week, man you're so different than everyone else out there in the world. You have that figured out and you're constantly keeping it in front of you. Second, review your yearly or annual goals and ask yourself, "What can you do this week to move towards a goal?" If you have a goal of running a half marathon by September 1st which happens to be exactly one of my goals, what can I do this week? Well, I better start setting some running milestones this week. When, kairos-chronos and why is it important? I know it's attached to the goals, so I've got the kairos part of it. That's my physical health. So that's the priority, and then I need figure out when this week I'm gonna do it. And so you look at your goals, when are you gonna do some of those things, this week will help you move towards your goals. You're setting some weekly milestones if you will. Second is, now we're gonna focus purely on the kairos, the priority side of your life. This is where you want to identify your roles that matter most to you. So maybe it's a mother or a father, maybe it's a manager, maybe it's a sales rep, a friend, a caretaker. Never forget personal. Personal is yourself. That's an important role. Steven Covey would call that sharpening the saw, and so you wanna take care of yourself physically, mentally, emotionally and spiritually. So you have these different roles. And then last, if you ask yourself, what actions can you do in each of those roles this week that would be transformational? Think kairos. What matters most in that role? So let me just share maybe a couple of examples and you'll have some ideas as I'm sharing these examples of things that apply to your life. So maybe in the role of father, I have four children from 15 years down to six years old. Maybe this week it's as simple as reading with each daughter, play basketball with my son, write a special note to each of my kids. That's the kairos part of it, and then I need to attach the chronos part. So once I have some actions that really matter most in each role, when will I do those? So now you start to think about that. What are some actions that would really be transformational or matter most to you in some of your different roles? That's the kairos side of it. Then move over to, "When will you do them," and attach a time to it. Move it down into your calendar so that you have a specific time when you'll do it. So maybe CEO. Here's some things I could put in my role as CEO. Take an employee to lunch. Maybe send five texts to key clients just wishing them a great week. Do an external environment analysis for our company because otherwise we just tend to get what? Too busy, and I can't lose track as the CEO, of the threats and the opportunities that are happening around us, yet if I don't plan time for it, it's probably not going to get done. If you're a manager or a leader, when was last time you looked at the threats or the opportunities that exist around you in whatever capacity you're in? This is one of the things that goes back to scheduling your priorities rather than prioritizing your schedule, is that you're looking at the things that matter most that most other leaders wouldn't think about because they're in reaction mode day to day to day, and this is fire to fire, and you just cannot be transformational if that's how a person is living their life. So here's one last example. If you have the role of friend, maybe it could be this simple. Call John and Chris, set up a lunch with Aaron, send a group email to start the planning for a reunion. Those would be specific actions this week -- kairos, and then I would ask, "Well, when will I do them? -- Chronos, and putting a time to the priorities. Can you get a sense and a feel for how powerful that would be in your life as you're trying to lead your own life and then lead a family and then potentially leading a team or other groups of people? That's why when you both bring kairos in chronos together it can have a huge impact on your life and the end objective is to help you accomplish your vision. To be transformational rather than so many in the world who are stuck in this transactional world of day-to-day excusing their lack of focus on priorities because they're so busy. We cannot do that. You think about this in your life. Your time is precious. One of the things I love to do and it may sound a little strange to some, I love to go through a cemetery. And one of the reasons why is because I'll look at different headstones and it's interesting. You're looking at someone's life there. And every headstone is a little bit different, but there are some commonalities. You'll see a birth date, the date they passed away and then what do you see in the middle? Usually you see a dash, right? And it always intrigues me. What was that person's dash? What did they do? I mean, here's this little line, this little dash, yet that was their life within that dash. And each week you are writing your dash, and at some point each one of us is gonna run out of time. Our legacy is gonna be cemented in our dash and the ripple effects from your life, the things that you've done, the actions that you've lived and done, whatever that may look like, begin to spread, and for good or for bad you can't stop that spread. That's the ripple effect and that's the power of pre-week planning is you're sending the ripple. You're writing your dash on a week-to-week basis. Focus on both kairos and chronos to help you be transformational. And just like I started this podcast, when you do that coupled with the other principles, there's a fire that starts to grow within you. It's a different way of thinking. Your life changes. You come alive and become sometimes hard to watch when you don't see that fire in others. But you're experiencing it, you end up having an incredible transformation happen within you. And really one of the linchpin, the keys, the foundations that hold that all together is pre-week planning and staying focused on your priorities every week. Well hopefully this was a quick little boost, pick-me-up and reminder of the importance to do pre-week planning. So what I would ask you to do and invite you to do is commit to do this for four weeks. So whether you started at one point and it slipped out your habits, whether you've been consistent in it, whether you've never done this before, and I won't say the word try, I almost said try. The invitation is to do this for four weeks. Not try but to do and see what impact it has on you through that month. And consistently, people who say, "Yeah you know what, I've been doing it for two months, it's been awesome and men, then I missed a month and that, or excuse me a week, and that week was stressful, it was chaotic" and that's exactly what happens once people make this a habit. So we're gonna wrap up this podcast and just two final thoughts. For those that do not have a "Becoming Your Best" planner yet, I used to think that the tool was not that important, it was just a process because you can really do this on a blank piece of paper. Whether you use electronic calendar such as Google, Yahoo Outlook, it doesn't matter, I thought, "You know, you don't really need the tool." My thinking on that has changed. What I've found and our experience has been that the people who have the planner, the tool are the ones that are far more likely to be able to adopt this as a habit in their lives and continue to do it and think transformationally in the long term -- short term and long term. So if you don't already have a "Becoming Your Best" planner, I invite you to go to the store at becomingyourbest.com. You can use the discount code, if I can say that word, VIP discount and that should give you 30% off the planner. That's our special gift to you for being a loyal podcast listener and see what impact it has on you. Maybe you can get some planners for your team. Get some for your family, for your children. Help them learn the process. And for those that would like to really get the two day in-depth version... I mean this has just been one principle on this podcast. For those that would really like to come have a two-day transformational experience, the Breakthrough Leadership Conference is an unforgettable event. You can bring your spouse, you can bring partners, employees, you can even bring a teenage son or daughter. So those are usually done in the spring and the fall. If you go to the website, becomingyourbest.com you can see when the next event is and register for that event. We would love to see you there. You're gonna network with some incredible people and really get deep into some of these principles that can light that fire within you. So hey, wishing you a great week. Hopefully this was a good pick-me-up and let's go out there and not only try pre-week planning but think about what you can do to be transformational this week. See acast.com/privacy for privacy and opt-out information.

As I overlook the city of Orlando, I wanted to talk about the journey that leads to the destination. Which is more important? Why? Let’s do a quick look at truly analyzing the pieces of your journey and how to weather the storms you will inevitably encounter! A few highlights from this episode include: - I want to pound in people’s heads: It’s not all about the end goal. - Let’s talk about “the journey,” the grind, the process of getting to your destination. - What are the things we actually look back on and remember fondly? - I slept in parking lot of LA Fitness in Hollywood - hear the story behind why. - How to take a million dollar product to launch. - What I thought was the worse thing of my life at the time, actually was a good thing. Everything happens for a reason. - How to see behind the scenes of my life, my grind, my journey.

Schedule a Consultation - Click here to get your free book First I’ll cover how much your employees, on average, will need to save to create their paycheck for life for retirement. Next, I’ll move on to something called the “Rule of 72,” which is a shortcut for figuring out how fast your money grows and how fast inflation can reduce the purchasing power of that paycheck for life. On average, I like to tell employees that they need to save at least 10% of their pay,  year in and year out, to effectively accumulate enough money to create a paycheck for life. More importantly, your employees need to calculate how much of their current income they need to replace when they get to retirement in order to successfully replace their income and have that paycheck for life. This is a calculation we’ve found that most employees don’t bother with, which is unfortunate because it’s the most important number.  How is this calculation done? In my industry, we have a technical word for it called the “income replacement ratio,” or the “income replacement formula.” It works like this: On average, when you reach retirement age, you’re probably not going to need 100% of your income; you’ll probably only need 70%, 80% or 90% of it. Why? Let’s imagine that you’re 40 years old, your annual income is $50,000, and you decide you want to retire at age 66 and start collecting that paycheck for life. We’ll also assume that you’re going to get social security, which will make up for a portion of that income replacement. If you’re only going to need 80% of your income, that would equate to $40,000. That’s $40,000 in today’s dollars, but complicating matters is this little problem called inflation.  The economic definition of inflation, in layman’s terms, is too much money chasing too few goods. Inflation basically erodes your purchasing power over the years, so you need your income or your savings to grow in order to keep up with the cost of living. “Don’t let your employees retire without a paycheck for life.” This is where the Rule of 72 comes into play. The Rule of 72 is a shortcut to figuring out how fast your money is going to be eroded by inflation. The rule of 72 helps you figure out how long you have until your income erodes to half of what you are currently making. So, since the inflation rates is 3%, you’ll take 72 and divide it by three. If the inflation rate was 4% and 5%, you would divide 72 by four or five. 72 divided by three is 24, therefore it would take 24 years for a $50,000 income to erode to $25,000.  Let’s turn this calculation around under the same assumption of working until age 66 with an annual income of $50,000. Replacing 80% of that $50,000 would equate to $40,000. However, in 24 years, that $40,000 is only going to be worth $20,000. That means you would actually need $80,000 just to keep pace with inflation when you get into your mid-60s.  If you’re thinking that this sounds too complicated or you’re wondering how your employees are going to calculate this, I have good news. Most 401(k) record keepers have calculators that will help your employees calculate their income replacement ratio and the effects of inflation. As a matter of fact, there are even some record keepers who, instead of giving out a statement of a lump-sum amount of how much money your participant has accumulated in their plan, they’ll actually convert that amount to a monthly income at the participant’s retirement age.  For example, if somebody needs $2,000 a month to live on and they have only $1,350 projected, the calculator will notify them that they’re short $650 and inform them how much additional money they would need to save at a reasonable rate of return at 3% inflation in order to create that paycheck for life.  If you’d like a list of the record keepers that actually do those calculations or convert the lump sum amount that they’ve saved into a monthly amount, email me at cdepstein@epsteinfs.com. What we’re covering here is mission critical. If your employees don’t know how much income they need to replace, what inflation will do to their paycheck over time, and what they need to save, they’re going to end up without enough money in their retirement account to create that paycheck for life.  One way we can help your employees understand exactly how much they need to save is something called a “gap statement.” The gap statement simply performs this calculation for them. As a matter of fact, with all our clients, we create a gap statement for all their employees. If you’d like a sample copy of our gap statement, feel free to email me again at the aforementioned address.  If you have any other questions about this topic and you would like to connect with me, don’t hesitate, send me an email. I look forward to helping you. 

Click above to listen in iTunes... VERY surprised about what I learned while wandering the booths at Affiliate Summit West... What's going on everyone? This is Steve Larsen and you are listening to Sales Funnel Radio. Welcomes to Sales Funnel Radio, where you'll learn marketing strategies to grow your online business using today's best internet sales funnels. Now, here's your host, Steve Larsen. A few days ago, I was talking to Russell and I was like, "Dude, my first, not the interviews, but just the podcast, at the very beginning of this podcast, I'm not a huge fan of them." I hadn't really found my voice yet, hadn't really found the way I speak and my style yet. I was like, "Dude, I might just delete some of them." He looked at me real fast and goes, "No." He's like, "You cannot delete those." I was like, "Why?" He goes, "Because it's part of your journey man. You even told me around podcast number 60 on marketing your car. That one, that's when it started changing for me. I was like, "Oh yeah, that makes sense. That makes sense." Anyway, those of you guys who have stuck with me this far, you've listened to a few of those podcasts in the beginning. I'm really loving getting more interaction from you guys. It's been a lot of fun to speak with a lot of you guys, and talk with a lot of guys. I just launched, actually, talking about cool little things just going on right now, little updates. It's been awhile since I've done a podcast, but I just launched called funnelfeast.com. It's a picture of a sales funnel, or just a normal funnel. It's got a fork and a knife trough it, and then just a big bite taken out of the side of the funnel. Basically I get enough of you guys asking me, "Hey, how do you build this? How did you build this? How do you build this?" I thought I might as well start streaming live when I'm building a sales funnel. Now I don't always make it through, but I try to show just the hardcore building parts. Lot of little tips and tricks, and hacks that I use, stuff like that... It's been cool to watch. I mean I think I had like 300 of you on the first one, and this next one has blown up like crazy. I just did Jeff Walker's product launch funnel, and went through and built those pages. Of course get to share the funnel out to you guys. Just trying to provide value. Hopefully you guys like that. Anyway, hopefully I can see a few of you guys on there later. Been a little bit busy though. I was gone for about five days, and Russel had me over at Vegas. I was at the Affiliate Summit West Conference, and I'm not really a Vegas guy. I don't really care about gambling. I think it's dumb. We studied the little formulas in college about what actually gambling is, the actual math formulas behind it. I was like, this is the dumbest thing on the planet. Why would I ever gamble? I'd rather see if a funnel works and lose money that way than on gambling, but to each is own. I just look around like, "Dude, I don't care about this." Everyone's like, "Oh, you're going to Vegas. Woo hoo." I'm like, "Well, you guys are going to think I'm weird, but I don't mind just staying in my hotel room just working." I guess that goes to show I'm a little bit of a workaholic. Hey, I thought I would share with you guys some of the lessons I learned while I was at ASW, the Affiliate Summit West. There's thousands of people. These are all the affiliates, the hardcore affiliates on the internet. Like I said, thousands of people, tons of vendors. I don't know, there were probably 70 vendors. Lots and lots of companies go there. They set up a booth and everyone walks around. There's big high level speakers speaking, so obviously Russell spoke while he was there. Really fascinating to walk around and start talking to people. We had really interesting people come to the booth. Some people who have used click funnels and love it, and then people who hadn't heard of it at all. That was the two different categories. There's no middle ground, it was like, I have click funnels and I love it. It's amazing. The other category was like, I don't even know what you guys do. Well, it's only two years old so not shocked there... It was really fascinating. Some of the people that came by, just so self-righteous. Some of them, they're like, "This is what I do, and I'm so professional." You're like, "Oh man. Your customers don't love you. I can already tell you because you're being too professional. I can see that from the outside right now. I don't want to do business with you." Why? Because it makes me think that I have to be all professional and polished 100% of the time just to use your guys service. I thought that was a really powerful lesson there. The other thing that I thought was interesting was, I was walking around, I'd walk up and I'd start talking to people, and it was fascinating, we all talked about it. The rest of us, the Click Funnels staff that was there, we talked about it all together. It's incredible to me how hard it is for people to explain what they do... I mean, I was walking around these different companies ... I can't even remember the name of ... Maybe I shouldn't say names on it, but it was company after company after company. I don't know if they had just hired some people who'd never heard of their company before, and they were just trying to fill booths, space and get people there from their company and represent and wear their swag, or if they just truly ... It was a common thread. I was walking around, it was extremely loud because there's so many people there. If you're talking face to face you feel like you're yelling, so you're basically yelling for the full eight hours every day. That was cool for sure, but I was like, "Hey what do you do?" People would sit back and they'd be like, "We, what I," and there'd be all these little false starts. I was "You really don't know your spot in the business system, the business ecosystem. You don't know what you do. You don't know what value you're actually providing to people." I was thinking, how should we do this for Click Funnels or even for my own self. How would I say this? How would I pitch what I do to companies? It put a theme for the remainder of the event in my mind. I'd walk around, and I started asking a question. When people walk up, they'd be like "Hey, how's it going? My name's so and so." I'd go, "What's up? My name is Steve." I'd immediately ask them, "Hey, what do you sell?" I didn't want to say, "We are this, and we provide this," and you start talking about yourself immediately, that's garbage. No one ever wants to hear about that... When I did that in door-to-door sales, I did door-to-door sales for two summers, and I'd go out, if I start talking about myself immediately they'd be like, "Okay, why are you knocking on my door, telling me that? You're interrupting my space to tell me about you?" I'm just thinking about what you ... Does this make sense? I'm just trying to tell you guys, as you go through, make sure you understand what you do and be able to sum it up. The easiest way to get to a point ... I don't care if you don't build funnels. I don't care if, whatever it is that you do, go find somebody ... My mom still calls it funnel clicks. She has no idea what I do still, which is fine, but as soon as I can go explain to her, and I can explain to certain people around me what I do clearly, and have them get that a-ha moment, like, "Oh I get it." I got to get them to have the a-ha, very quickly... Russell calls it the epiphany bridge I think. You got to get people to say that quickly. They'll be like, "Oh, oh I get it." There's a great book called Pitch Anything. I can't remember the name of the author, but the author says in there that, there's really several different brains in our head. The first brain that you got to get through, he calls it the croc brain. This is the ancient part of our brains. The part of the brains where, as soon as something pops up we go, "Oh crap. That's something new. Can I eat it? Can I mate with it? Will it hurt me? Should I join with my tribe with it?" It's those internal instincts that you make, judgements right off the bat without even trying. Internal human instincts... When you go up and you start talking to somebody you got to get your message past those people, past the croc brain as he calls it. Get it past the crock brain. Get the message past ... Almost like a gatekeeper. I did tele-marking, phone sales for awhile too. I did all sorts of sales before I started doing sales funnel, which is why I think I took to it kind of quickly. I did that on purpose actually. It was kind of cool... Anyway, as a telemarketer we would call the first person, whoever answered the phone, so they'd call and I was selling for a company called IvanX... I don't even think they're around anymore either. That was years ago. They'd answer the phone and be like, "Hey what's up? I'm looking for Kevin." They'd be like, "What?" They'd be able to say to the receptionist. If they answered the phone and I was like, "Hello I'm calling from IvanX. We'd like to talk to you about a special offer today." They wouldn't even say anything. They'd just hang straight up... We'd have to do things that would get us past the gatekeeper, into the business owner's office. Get that phone ringing. Get past the gatekeeper. We can think about that gatekeeper, think about that first person as the croc brain. There's things that you've got to do to get past your market, and get your message past the croc brain. So many people I've seen, they'll jump out and they'll go, "Hey, what do you sell?" "I sell this, and they're marking solutions that will help you reach your clients better, so that you can better automate your message and receive a better ROI. Keep people inside your funnel and ultimately lead them down the path of success." You're like "Oh, nobody talks like that." Nobody talks like that. Talk normal. "Hey, what do you do?" I would just ask people that. "Cool, what do you sell?" They'd be like, "All right," and it'd immediately get them talking. Some really good books out there that say whoever talks the most is the one who's going to end up buying something, because they talk themselves into right? I walked up, and I said, "Hey, what's up? I'm Steve. What do you sell?" They'd say, "Hey, well I don't sell anything right now." It's not my job to just start barfing all over them. It's my job to start asking questions and be like, "Cool. What do you sell?" Or "What are you selling right now? What's the hottest thing on your plate?" I never answer that with an actual statement. It's got to be a question... Start applying what I'm saying right now, apply it to sales funnels, apply it to your marketing. Think about a squeeze page that pops up and it says, the front page pops up and it says, "We are a global enterprise running a marketing," It's like, man you can't do that crap. It's got to be really specific, and it's got to them plugging into ... Who, I think it's, is it Frank Kern or I can't remember, but he says ... Or Dan Kennedy, I can't remember, but he says the whole job of the marketing is to join the conversation that is already happening inside of your prospects head. People would come up, and the easiest way to do that is just start asking a few questions. That's why quizzes at the beginning of funnels work so well. Regardless of what they answer, it doesn't matter... You're just trying to get them involved in the conversations. I love quizzes. There was a few podcast episodes I did that was about quizzes and how to use them effectively. I think I added a template in there for you guys, along with some of the most high-converting quiz funnels out there. I toss those findings in that. I think I did. If I didn't, please somebody, let me know, and I'll toss them next time. I'm pretty sure I did. Anyway, I know this is kind of roundabout, but there's a huge point to this. People had no idea how to speak and talk about what they do. People would walk up and go, "Hey, what do you guys do?" They'd be asking us, they'd be standing at the Click Funnels booth. I'd be like, "Hey, what's up? My name's Steve. You know what, what do you sell?" That's how I would answer that. If they ask me a question, I'd just ask one right back. I'd be like, "Well, right now I'm selling," I don't know, it could be anything. "Right now I'm selling dating software." There was lot of people who were doing that there. I'd say, "Cool. How are you guys currently getting your clients?" That's what I would ask them next. I don't just jump right in and say, "Oh, you're selling something? Well we are clearly, we are clearly the answer for you." No one wants to hear that because they know you're just blowing smoke up their butt. There's a lot of options out there. You got to play the game... Play the game... Sales is a game, business is a game... That's how I look at it, and it makes it even more fun than it already is. I would say to them, "Cool, what do you sell?" Eventually I would say a statement like this, "You know, people in your industry are typically using our software to make auto-webinars." That's when they'd go, "Oh, interesting." As soon as they did that I knew that I had them for the next five minutes. I was like, "Who's your top competitors?" I'm literally funnel hacking them, funnel hacking their top competitors with them. They just don't know that that's what I'm doing. They'd be like, "Well, our top competitors are getting all their clients like this." I'd be like, "Cool. I mean, are you doing that?" "No." I'd be like, "Why? Let me show you. Here you go." That's when I would stand side by side with them. I'm not squaring up with them, I'm not directly facing them. I step to the side and I stand side by side with them. There's a great book called, The Definitive Book of Body Language. Absolutely fantastic. I used it like crazy during door-to-door sales... You'll see in there, I mean you never square up personally with somebody unless you're going to fight them. If you're talking to a loved one, you don't square up with them. You stand on the side of them, side by side. I would stand side by side and pull up a computer, and be like, "Well here. Tell me the URL." I'd focus the attention on the tool. They'd start going through and they'd say, "Hey, well go to such and such dot com," and say, "Cool." Then I'd pull up a black click funnels page on the other side and I'd say "Hey, let's start going through this. If these guys are doing so well, my guess is that you're probably not going to want to just go make up something online. You probably want to model what they've done. Is that probably right?" They'd go, "Yeah." I'm just leading them down the path of funnel hacking... Anyway, guys I don't want to keep ranting, but I think you get the point. Know how to speak about your stuff. There's several people I've ask, "Hey, well what are you selling?" They'd be like, "I sell everything?" "You sell everything? Okay. Well who's your market?" They'd be like, "I sell to everyone." What?... They were dead serious. That happened several times. That's the reason I'm making this podcast. Is this a natural, is this a regularly occurring phenomena. If you're selling everything to anyone, that means you're selling nothing to nobody. There's a reason why you're coming to me, and it looks like you've been wearing the same clothes for 10 days. I'm not trying to be mean, but you guys know what I'm saying, right? There's a few other people who have been talking to me on Facebook, saying the exact same thing. They'll be like, "Hey, what do you sell?" "I sell such and such." "Who do you sell it to?" "I sell it everyone. I sell it to anybody." That right now, I'm telling you right ... I don't even need to see your funnel. Your response right there just kiboshed your sales, destroyed them. By me seriously just tweaking your front end message, I know I'm going to make this convert because you have a great product. That guy over there is making a butt load of money, so why aren't you? Oh, because you think you're selling to everybody... It's like, "No, that's not true." I don't try to sell click funnels, or the funnels that you guys see the free funnels. I'm not trying to sell that crap to everybody. It's only certain people I know who are going to look at that and go, "Oh, cool," or people I know that I will be able to educate and put them through a big multi-day sequence that will train them how to do this stuff. I just finished a cool one, by the way on real estate. We'll see how that one goes. You guys will see my post about it. Anyway, long rant there, but know how to talk about your stuff, and know that when you're selling it, it's more about you just answering questions, or asking questions I mean. Ask, ask, ask. Just ask tons of questions to people... Eventually they'll look at your stuff, and go "Okay, so what do you do?" That's how you know you've been successful with it. If I have to tell somebody, "Oh, you know Click Funnels is only $100 a month. The top tier one for all the cool ninja stuff is $300 a month." If I have to say that, and they didn't ask me, that means I failed. That's what the rule was on door-to-door. When I was doing door-to-door sales, I'd go spot to spot to spot, the blazing heat, and it's pest control, so it's got to be hot. The bugs are there, we're in the right spot. Anyway, I go knock on the door and I'd be like, "Hey, we're in the neighborhood. My boss sent me over here." I'd just act like I don't care. "My boss sent me over here and honestly we got time for one more. I'm supposed to find somebody. I can give it to you for like 60% off if you want me to do it right now. Otherwise, I'll just go to the next person." They'd be like, "How much is it?" As soon as they'd ask that, I'd be like, I would never answer it. I would never answer directly. I would say, "You know what? It depends actually." You don't want to go just straight to the end. You want to lead them down a conversation. You want to show them how it's logical that they should buy right now. Take the emotion and use it to your advantage. People think sales are dirty, but this is how sales work. You have all done that. None of you biologically, but closing, everyone thinks they're being logical during closing. That's the whole ... Anyway I'm getting way into sales tactics... Gosh guys, use the same things inside of your sales funnels. These are not ... If you think you're having a conversation with somebody throughout the entire funnel, that means you're doing the funnel right. If you are sitting there and you're like, you're being a little coropratey on them, your conversions are going to suck. Unless, actually I can't even think of an unless. Every time I've ever sold anything high ticket, or even low ticket, that's always been the case. Everyone wants to be dealt with as a human being not as a corporate. No one falls in love with corporations. Anyways guys, I'm ranting right now, but I hope you get the point of the lessons I was trying to say here. Know what you sell and how to talk about it. Know that when you sell ... The easiest crash course sales course I can give to you right now is that you should not be talking more than the other person. Just ask them a lot of questions, and start to show them how it gets in there. When they ask you how much, and when they start to ask selling questions like, "Well does it work with this?" Those are cues. That's them saying, "Okay, I'm starting to see how this could work for me. I'm starting to see how this could work for me. Let me start seeing if it really can though. XYZ," and they start asking ... Anyways, you guys get it. Hey, if you guys want to, I'm going to continue to build a few sales funnels online. Typically, I've been doing it Saturday mornings at like eight or nine in the morning, mountain standard time. I'm going to go ahead. Just watch the Sales Funnel Broker Facebook page, or even my personal Facebook page. I'll keep posting the links out there. You can check out funnelfeast.com. I got the replays of some of the previous ones, and when I can, when I'm allowed to, I'll drop in the share funnel link for you guys, so you can just download them straight into your account. Also, you can jump on the email list if you want to. It's just so I can let you know when the next episode is up, or that I'm going live. Anyways guys, hey, thanks so much. Get out there and crush it! Be the best spokesperson about your stuff by not speaking about it a lot. All right guys, I'll talk to you later. Bye. Thanks for listening to Sales Funnel Radio. Please remember to subscribe and leave feedback. Want to get one of today's best internet sales funnel for free? Go to salesfunnelbroker.com/freefunnels to download your pre-built sales funnel today.  

Cognitive dissonance and how it affects business. In this episode, the psycho-babble is reduced to much of the root cause and why there is an easy fix, although most will not ever do it. A definition is that cognitive dissonance is the mental stress or discomfort experienced by an individual who holds two or more contradictory beliefs, ideas, or values at the same time. It occurs when someone is confronted by new information that conflicts with existing beliefs, ideas, or values. Isn't that something that quickly resembles making decisions too early. That is, a person arrives at a conclusion and then as new information or ideas come to be known, they are weighing the decision already made versus one new data point. This all quickly sounds like much of the election this year in 2016. I'm not talking politics nor any side. What I am referring to is the large number of people that long ago made up their mind on either side. When new information arrives and asked about it, they don't care. It may conflict with their preconceived ideas, which they will not re-evaluate. Rather, they will defend them to the end. What concerns me, however, is not politics but your decisions in life an business. Someone who has an inconsistency, dissonance, is uncomfortable, but briefly, as they tend to avoid situations and information that will conflict with their decisions. Yes, even with new information, because it arrives one drop at a time, they push it away! I point out here that decisions should not be made until it is necessary for exactly the reasons discussed. Why? Let's say you have a list of 37 pros and 25 cons on some topic and assume they are all of equal weight to make it easy. So, right now, you make the decision or belief it should be done or is positive. Well, over time with new information arriving, but one drip at a time, the tally is really 49 pros to 57 cons. You are on the wrong side of the issue. The key is to make decisions when necessary, not to hold opinions for the sake of arriving at conclusions! This goes a long way to avoiding cognitive dissonance.

Stephen is the CEO of Predictive ROI and host of the Onward Nation podcast. He is the author of two bestselling books, speaker, trainer, and his digital marketing insights have been featured in SUCCESS, Entrepreneur, The Washington Post, Forbes, Inc. Magazine, and other media. Good Morning Onward Nation...I’m Stephen Woessner. In today’s solocast I am going to take you on an even deeper dive of the 8 Money Draining Mistakes than we have ever taken before. In previous solocasts I have singled out a mistake or two -- and gone pretty deep with the recipe on how to fix the mistake -- but today I am going to address all 8 mistakes. On the Predictive ROI side of our business I see it all the time: Businesses that miss opportunities and waste money online. Over the past 20 years of conducting academic research and working with clients in the private sector, we have collected tens of thousands of data points that show there are 8 areas where most companies misunderstand online consumer behavior. These money draining mistakes cost you visitors, leads, conversions, and massive return on your online investment -- but rest assured, Onward Nation -- they are fixable. So let’s dive into what I mean by the 8 Money Draining Mistakes -- and why they are fixable for any business. I also created a free 3-part video training series that walks alongside of today’s episode that you can download at predictiveroi.com/3download. Mistake #1. NO BASELINES OR S.M.A.R.T. GOALS. Do you use Google analytics? If not, start now. It’s a dashboard that’s easy to understand, and best of all, it’s free. You’ll discover how many visitors are finding your site, how they’re finding it, and what they’re doing once they get there. From those statistics, create a baseline for metrics like unique visitors and lead generation. Next, establish S.M.A.R.T. predictives. In Living Your Best Year Ever, Darren Hardy recommends setting goals that are S.M.A.R.T.— specific, measurable, attainable, relevant, and time-sensitive. Apply these qualifiers to your goals for measurements like lead generation and site traffic. Mistake #2. LACK OF DISTINCTION. What are you uniquely qualified to provide, and who are you providing it for? We walk all of our clients through an “XYZ exercise” to help them flesh out their value to potential clients. If you can’t clearly articulate why someone should visit your site and buy from you, how can you expect them to take any action? Fill in the blanks of this XYZ statement: We do ____(x)_____ for _______(y)______ so they can ______(z)_____. Here’s a simple example for a bakery: “We bake quality, gluten-free treats for cookie lovers in University Park so they can enjoy sweets without getting sick.” Now, post this statement on the left side of your homepage above the fold. (Only about 10 percent of visitors will scroll below that fold on any content page.) Visitors to your site will self-select, saying, “Yes, that’s me, and you have just what I’m looking for!” Mistake #3. HIGH BOUNCE RATE. When a visitor arrives at your site and immediately leaves without making a single click, that’s a bounce. The typical business website has a bounce rate between 50 and 60 percent. Your goal should be 30 percent or less. A high bounce rate is the most expensive money drainer. Why? Let’s say you have the standard conversion rate of 2 to 4 percent, and your bounce rate is 50 to 60 percent. If you lowered your bounce rate to 30 percent and still converted 2 to 4 percent of your now 70 percent of visitors, you’d increase your revenue by 42 percent! Getting your XYZ statement right will help reduce bounce rate. So will reducing visual clutter on your homepage to only three main elements. The Harvard Business Review recently published a story that said more choice results in less action by consumers. So when you want them to act, be sure you have a clear call to action. Whether the next step is to sign up for a newsletter, register for a webinar, or buy now, make it easy to take. Think of the opt-in or buying process like leading someone down a garden path in the dark. You’ve got to point out each stepping stone as you go. One of the free videos I prepared for you focuses specifically on bounce rate and the recipe for reducing it. You can access the video series at: predictiveroi.com/3download. Mistake #4. SEO DONE POORLY. Good SEO requires expanding your site’s meaningful content with these principles in mind: Select predictive keywords that relate to your site’s themes and have proven performance on search engines. You can create a free account on SEObook.com and use their Keyword Selector Tool for keyword guidance. Look for a variety of niche keywords with 1 million or fewer competitors. Then include keywords in your page titles, which are the links to your site in Google search results, in your meta keywords, and in your 23-words or less meta description (that sentence or two that runs under your page title on a Google results list). Limit each page’s content to a single, meaningful topic and keep it between 500 to 1,000 words. Fewer than 500 words will prevent you from including enough keyword mentions, and more than 1,000 will lose visitors’ attention. Mistake #5. NOT KNOWING YOUR CUSTOMER. We’ve created two client avatars we call Sally and Harry. They’re ambitious business owners who are active learners. However, sometimes they feel like they don’t know what they’re doing — especially in the area of digital marketing. They’ve been burned in the past by self-proclaimed experts, and they yearn to trust someone who will deliver on promises. Knowing this professional and emotional information about my clients has helped me serve them better and tailor my site content to meet their needs. To create your own client avatar, think of your best clients and then imagine their fears, worries, and needs. Mistake #6. POOR CUSTOMER EXPERIENCE. Use your new client avatar to evaluate your website. Is it easy to navigate for someone unfamiliar with your product, service, or industry? What is your visitor hoping to do the first time they visit? What about returning visitors? Insert easy-to-follow instructions, buttons, and other cues to guide visitors. Mistake #7. TOO MUCH INSTITUTION SPEAK. People want to do business with people. Avoid institutional language or industry jargon. Rather than impress your visitors, you’ll alienate them. Aim to make an emotional connection with your prospects, and let them know you’re human. Mistake #8. AMBIGUOUS CALLS TO ACTION. Have you been to a website and wanted to buy something but you can’t figure out how to give them money? It’s ridiculous. Customers shouldn’t have to wonder what the next step is or have to spend time searching for how to take it. We’ve found time and again that by eliminating these 8 Money Drainers from your site, you’ll see improved analytics data and significant increases in revenue. So with that... I want to say again, thank you for taking the time to be here with me today. It is an honor to have you here -- thank you for tuning in -- your time is sacred and I am delighted you chose this episode to be what you listen to, study, and take with you on your morning run, or maybe Onward Nation has become part of your daily commute, or in some other way has become part of your morning routine. However our daily podcast fits into your daily routine -- I want you to know how much I appreciate you sharing some of your invaluable 86,400 seconds you have in your day with me and the strategies we learn and share each day from today’s top business owners. And please continue to let me know what you think of Onward Nation...good or bad...I always want your feedback. My direct email address is stephen@onwardnation.com -- and yes -- that is my actual Inbox. No fancy filters or filing system and I read and reply to every single email. So please let me know how you think we are doing. I look forward to hearing from you. I will be back tomorrow with my interview with Rick Enrico -- another one of today’s top business owners. The discussion with Rick is amazing -- and how they have built their company -- SlideGenius to 65 employees serving over 700 clients. Until then, onward with gusto! You can also find us here: ----- OnwardNation.com -----

Ask many people what do they do on Sunday morning and they will tell you they go to church. And, if you ask them why do they go to church, you’ll get a variety of answers: “To worship.” “To fellowship.” “To hear from God.” All of these are good answers but, guess what, you can do these things anywhere. Why? Let me tell you! (Matthew 16:13-20 ESV) 13 Now when Jesus came into the district of Caesarea Philippi, he asked his disciples, “Who do people say that the Son of Man is?” 14 And they said, “Some say John the Baptist, others say Elijah, and others Jeremiah or one of the prophets.” 15 He said to them, “But who do you say that I am?” 16 Simon Peter replied, “You are the Christ, the Son of the living God.” 17 And Jesus answered him, “Blessed are you, Simon Bar-Jonah! For flesh and blood has not revealed this to you, but my Father who is in heaven. 18 And I tell you, you are Peter, and on this rock I will build my church, and the gates of hell shall not prevail against it. 19 I will give you the keys of the kingdom of heaven, and whatever you bind on earth shall be bound in heaven, and whatever you loose on earth shall be loosed in heaven.”  Today, we will see that the Church is God’s Government on earth, it is the Bride of Christ, and it is His Children. Government In verse 18 of today’s text, Jesus is saying that upon this rock, He will build His church. Quick stop here: this and verse 19 are where we get the concept of St. Peter manning the gate to Heaven. Unfortunately for many, this just isn’t true. What Jesus is saying to Peter is that he is a rock but upon a bigger rock (the truth, that is, Jesus, Himself) He will build His Church. There is no solid scriptural evidence that the church would be built upon Peter. Moving right along — the Greek word for Church is ekklesia. This word literally means “called out assembly.” The Roman Empire called it’s legislative body by this term. Jesus isn’t speaking of something religious, here; He’s speaking of a new Government. This is why He preached so much about the Kingdom of God being at hand — or here-and-now. This harmonizes with what Jesus commanded: (Mark 16:15 ESV)  And he said to them, “Go into all the world and proclaim the gospel to the whole creation. The imperative, here, is GO. Jesus did not restore a seated Kingdom on earth, He brought forth a mobile one. Notice Jesus’ example: He went from place to place, preaching and teaching. He did not have a set “base of operations.” Jesus did not say “If you build it, they will come…” That ain’t the Gospel, that’s “Field of Dreams!” The Government of God is focused on taking Jesus to people not getting people to come to church! Bride The Church is the Bride of Christ. She is to be presented to Him without spot or wrinkle (Ephesians 5:27). It is incumbent upon the bride to prepare (Revelation 19:7). When Angela and I got married, I didn’t have to participate in her preparation. That was her responsibility. My responsibility was to make a place for her and provide for her. We, the church are responsible for preparing ourselves for the wedding! We are to be married to Him, to Love Him, and be faithful to Him. Not out of fear of reprisal: (1 John 4:18 ESV) There is no fear in love, but perfect love casts out fear. For fear has to do with punishment, and whoever fears has not been perfected in love. You cannot be prepared to spend eternity with someone you fear! Children Romans 8:14 tells us that if we are led by the Spirit, we are sons of God. We are to reflect his will, culture, and intent in the world. Those who are born again have the very DNA of God in them (Romans 8:21). God loves us so much that it wasn’t enough for him to position Himself close to us, He chose, instead to place Himself within us. As a father, I can tell you that my sons looking like me is a blessing but where I’m really blessed is when they reflect my influence.

Recon Pro software for Dent removal TabWeld PDR Glue Shane Jacks PDR Tools   Your price to repair that damage is probably very very low compared to a conventional repair. Why? Let's talk about it

Speaker: Trevor Looking at life through the eyes of someone who has suffered from discrimination is a painful exercise. Whether it's a Jew who survived the holocaust, an African American who lived in the deep South of the US in 40's and 50's, or a Japanese Canadian who was detained during the Second World War. To understand and empathize with their suffering can't help but evoke a strong emotion. Surely, if we were in a position of power back then, we would have said something or did something to stop it. We wouldn't just look the other way. But would we have? Believe it or not, these questions are extremely relevant to you today, in Calgary, Alberta, Canada in 2015. Why? Let's talk about this Sunday.

Newsflash: Lean Startup and Customer Development are inherently broken. If you ask me, the whole process is functionally bankrupt. Why? Let me answer your question with a pair of questions: Why do you create good things… but nobody buys? Worse: Why do you feel the thrill of a great idea, then get stuck before you even finish the damn thing? In short: Why all the struggle? And why do people worship the struggle? This lil mini-episode I made walks you through the problem, and the solution. It’s only 13 minutes. It could just be the 13 minutes that’ll end the idea-fail cycle for you forever. This mini-episode is from a video that appears here, if you'd like to "see" what Amy is talking about: https://unicornfree.com/2015/video-failure-vs-creating-a-product-people-want-to-buy

Every week since September 1989, a radio station in Finland has broadcast a weekly news bulletin…in Latin. WHY? Let’s find out! Visit theallusionist.org/latin to find out more about this episode. Tweet @allusionistshow, and convene at facebook.com/allusionistshow. The Allusionist is a proud member of Radiotopia.fm for PRX.org.

  Today’s expression and dialog: hang out Let’s hang out at the mall today. Why? Let’s just hang out at home. Home is boring! The mall is the same! Staring at people and eating junk food! BORING! Starbucks? Okay.     Please subscribe on iTunes and get this podcast EVERY DAY! Support Coach Shane by giving $1 a month! www.patreon.com/coachshane Our sponsors: (Join PIRF—Coach Shane’s Speaking Class!) www.letsmasterenglish.com/tryddm (Get 8 FREE DDM lessons!) www.audibletrial.com/lme (Get a free AUDIO BOOK!) (Join DDM and get 1 lesson every week!) Our YouTube channel:   www.youtube.com/DailyEasyEnglish

Setting retirement goals can be a big waste of time. In my 23 years of advising individuals and families, I've rarely found someone that had clear retirement goals.  Guess what?  They were still able to live a great life and retire comfortably. In this episode I'll explore the problems with setting retirement goals and offer a better way to plan. Retirement Tip of the Week How to Prepare for the Unthinkable: a House Fire Recently someone close to me went out for a movie and returned to find their home burnt to the ground. They lost everything, including their dog.  In a few short hours they had no home, no clothes, no furniture, no family photos, no records, no nothing. This is the type of thing that can never happen to us, right? It's the type of thing that happens to "other" people. Think again. Here are some simple tips to help you prepare for this unthinkable crisis. Complete a Video Inventory Work room to room Narrate, describing items (brands, models, amounts) Specifically document valuables (jewelry and artwork) Don't forget the garage Keep copy of video outside the home Update annually Back Up Important Documents Tax returns Photos Contracts Estate plan Financial information Keep back up offsite (loved one's safe or safe deposit box) Update Annually Understand Your Home Fire Coverage Full replacement cost coverage Market value coverage Personal property coverage Valuables rider for expensive items such as Jewelry, etc. After the Fire contact insurance agent immediately Ask for advance on your claim to cover short-term costs Secure your property File claim right away Keep track of all living expenses (with receipts) Don't stop paying your homeowners insurance premium Don't close your claim out too fast Get grief counseling Feature Presentation: Screw Retirement Goals, Here's a Better Way Retirement Goals. In my experience, few people set them and even fewer stick to them over the long-term. Retirement goals are something we are told we need to have so we can plan for them. Traditional planning forces them upon you and then shows you all the saving and sacrificing you'll have to do to achieve them.   No wonder nobody plans. Recently a mentor of mine, Michael Hyatt, wrote a great blog about the problem with the traditional concept of retirement (Why Retirement is a Dirty Word). I agree with him. If retirement and retirement goals are outdated concepts than how do you plan for the future? In this episode, I'll explore some of the problems with setting retirement goals and show you a more productive way to plan for the the future. I discuss: The problem with traditional retirement goal setting Why we don't stick with retirement goals How you might be limiting your future How you might be limiting your current life The importance of priorities How to turn your financial priorities into actions How to negotiate with yourself How to live a more balanced life QUESTION:  Do you have retirement goals? If so, are they meaningful? If not, Why? Let me know via Twitter Tweet to @roger_whitney

Designers must continually learn to survive. New technologies, new philosophies, new roles and responsibilities, new tools and methods all keep designers on their toes throughout their career. But one skill persists no matter where designer find themselves, the ability to ask Why? Asking customers why they do what they do or believe what they believe unlocks the foundation for inspired design. Asking organizations why they follow their strategies unearths good habits or dangerous ruts. Asking our most traditional institutions why things are the way they are uncovers the potential to remake our society. Constraints, myths, assumptions and perspectives can all melt with a well-timed and well-framed Why? Let’s apply some toddler magic to our adult careers and ask Why?

James 5:19-20Do I know any believers that are walking at a guilty distance?The Graciousness of the Appeal v19The affection v19The aimlessness v19Matthew 18:12Proverbs 5:14John 17:17John 14:6The seriousness of the Appeal v20Seen in the What (He which converteth the sinner)Seen in the Why (Let him knowThe Humbleness of the Appeal Galatians 6:1Calls for humblenessCalls for spiritualness

Bam! Comical Radio abruptly assaults the airwaves with no time to warm up. Why? Let's say technical difficulties and red tape as far as the eye can see. But hey, when something goes wrong, improvise. Improvising was a recurring theme on today's show which started with Upright Citizen Brigade's very own founding member, Matt Besser. Matt discussed studying improv under the late, great Del Close and how Steve Martin and Andy Kaufman. Still more was discussed concerning Besser's cut of UCB, reparations for Amy Poehler's success and Danny's futile attempts to pick up UCB classes where he left off... 6 years ago. Oh and parties, my god, the parties. Passing out at one of these shindigs can be neatly improvised as simply falling asleep. In all, it was probably the worst Besser interview of all time. We at comical radio are always striving for the record books. Next up was a fistful of awkward via telephone with the gentlemen of Magic Hugs (Scott Blair and Tim Wilkerson.) Outside the hilarious video this duo produces let's just say common interests were sorely lacking. But hey, that makes for some good radio. Completing the UCB double-dip was Chris Hines, the veteran imrpov instructer at UCB theater. Once again Danny tries to bargain his way back into UCB Theater to no avail, but there's no harm in trying. Maybe because he's a dastardly stand-up comic who has no right to ride the coattails of fine improvisational actors. Kasten might have a shot, though, with his best pedophiliscious Santa Claus. Live in the studio was up and coming music act, Swear and Shake. These serenading sweethearts warmed the studio with their folk-pop prowess, despite Kasten's Simon Cowell-esque disposition. Lastly was a phone call from Steve Rannazzisi of FX's "The League." Unfortunately, due to time constraints the interview was shorter than his tongue-twisting last name. Steve still had time to assure us the listeners that The League is not as much for football fans as it for those who just really hate their friends. But when your friends are A-Holes, just improvise.

German graduate students Erik Tews and Martin Beck have discovered an exploitable hole in WPA, a popular wireless encryption protocol. This week, Tews will present a paper on the topic at the PacSec conference in Tokyo. In this podcast Mike Qaissaunee and I discuss wireless network security and this newly discovered WPA hole. Here's a list of questions asked during the podcast: Where is the information for this podcast coming from? Why is this important? So, we've now got a security issue with WPA encryption! Before we get to WPA - can you give us a little background on wireless encryption? So, the first attempt was WEP. Most devices still support it - why should we not use it? So, that's not good. What did the IEEE do? What else did the 802.11i group do - what was the second solution? So, let me make sure I understand. Older wireless devices can be updated to support WPA which includes TKIP. Now, I've heard of WPA2 - what is that? So, the new products support both but old products only support WPA. I think I've got it! What did Tews and Beck actually crack? So the problem is with old devices that only support WPA and TKIP and not WPA and AES? What is the problem with TKIP? Now, didn't WEP use checksums this way? The ars technica piece mentioned short packets are ideal - especially ARP broadcasts. Why? Let me see if I understand, an attacker sniffs a packet, makes minor modifications to affect the checksum, and checks the results by sending the packet back to the access point. So it is not something we should be worried about? What can we do to protect our networks? Can you describe rekeying? Now, I've heard of this - you need to be careful. You don't want to enable rapid rekeying unless ALL of your clients support IEEE 802.1x and an authentication method (e.g. EAP-TLS) that supports key distribution. So, let's get to the point here - WPA really is not broken? Listen to get the answers!