Podcasts about financial freedom

I taught debt freedom for 15 years. I was wrong about one thing.Getting out of debt is not the finish line. It never was.I sat in my apartment — 100% debt free for the first time in my adult life — and felt completely lost. No wealth plan. No investment strategy. No legacy framework. Just zero debt and zero direction.Nobody taught me what came next. Not my school. Not my family. Not the financial system. And that silence cost me years.This episode is for everyone who crossed the finish line and felt empty instead of full. For everyone working toward debt freedom right now, wondering "then what?" For every parent doing better than their parents did — but not sure if it's going to be enough for their kids.Here's what I break down:- Why debt freedom is the starting line, not the destination- The 3 Phases of Financial Freedom (and why most people never make it past Phase 1)- The AO Legacy Framework — Protect, Grow, Transfer- Why getting out of debt with a survival mindset will sabotage your wealth every single time- What wealthy families are doing that nobody in our community is talking about- If you build it and don't transfer it, it dies with you.Your kids deserve better than starting at zero. This conversation is how we change that.Get the book: https://www.anthonyoneal.com/bookDebt Relief Resource: https://www.anthonyoneal.com/debtreliefABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

How to Build Financial Freedom by Replacing Your Bills One by One Financial freedom is not about replacing your entire income overnight—it's about building financial freedom through side income growth, reducing dependency on a single salary, and using smart financial independence strategies that actually work in real life. In this episode of Join Up Dots, we break down a practical mindset shift for financial freedom that helps you escape overwhelm and start building momentum immediately. Instead of chasing one huge business idea, you'll discover how financial freedom comes from replacing your bills one by one through small, consistent income streams. This is the foundation of true financial independence strategies—removing pressure from your monthly expenses while building confidence through real-world side income growth. David Ralph shares his personal journey starting with simple wins like eliminating a £25 monthly phone bill, then building early income through delivering curries, teaching podcasting skills, and eventually creating multiple income streams that covered individual expenses. This episode shows why side income growth is not just about extra money—it's about changing your relationship with financial pressure. You'll also learn why the biggest mindset shift for financial freedom is moving away from "How do I replace my salary?" to "How do I remove one bill at a time?" This approach creates psychological wins that compound into long-term financial independence strategies, without burnout or overwhelm. We also explore how multiple income streams—books, coaching, digital products, advertising, and simple assets—work together to create stability. Instead of relying on one fragile income source, you build a system where each stream supports a different part of your life. If you've ever felt stuck trying to figure out how to escape your job or build financial freedom without risk, this episode will change your thinking completely. It's not about doing more—it's about doing smaller, smarter steps that create real momentum. Listen now to learn how to build financial freedom through side income growth, eliminate financial pressure one bill at a time, and develop a mindset shift for financial independence strategies that actually last. Follow Join Up Dots for more real-world insights into building a life of freedom, control, and choice. #FinancialFreedom #SideHustle #MakeMoneyOnline #PassiveIncome #EntrepreneurMindset #MindsetShift #WealthBuilding #PersonalFinance #FinancialIndependence #BuildWealth #IncomeStreams #EntrepreneurLife #BusinessGrowth #EscapeThe9to5 #MoneyMindset #SideIncome #FreedomLifestyle #SmallBusinessUK #WorkFromAnywhere #OnlineBusiness #SelfEmployedLife #JoinUpDots #FinancialStrategy #WealthCreation #MoneyFreedom

Former professional athlete and top Denver real estate expert Athena Brownson reveals the powerful lessons she learned competing at an elite level and how those same principles helped her build a thriving business and investment portfolio. In this conversation with Jake & Gino, Athena shares why accountability, discipline, resilience, and consistent habits matter more than talent when it comes to achieving long-term success. From training as a professional skier to becoming a highly successful real estate entrepreneur, her journey proves that the mindset developed through sports can translate into extraordinary results in business and life. In this video: ✔️ How professional sports prepare you for entrepreneurship ✔️ The importance of accountability and discipline ✔️ Why resilience is the ultimate competitive advantage ✔️ The habits that drive long-term business success ✔️ How elite performers think differently ✔️ Building wealth through real estate investing ✔️ Why relationships matter more than transactions ✔️ The daily routines of top performers Athena also discusses the current real estate market, relationship-based business, building passive income, and why the lessons learned through sports may be the best business education anyone can receive. If you're interested in entrepreneurship, investing, personal development, high performance, sports psychology, leadership, or real estate, this conversation is packed with actionable insights. Sponsor by Wheelbarrow Profits Looking to build long-term wealth through multifamily real estate investing? Visit Wheelbarrow Profits to access educational resources, investment insights, and strategies for creating lasting financial freedom.

Discover why innovation creates extraordinary wealth. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Discover the most important economic force today. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

What happens when everything you were told to do stops working — and you have to figure it out at 23? In this episode of Winners Find A Way, Coach Trent M. Clark sits down with Tony Wilkins, Northwestern and University of Chicago Booth graduate, longtime angel investor, executive coach, cancer survivor, and author of The Art of Angel Investing. Tony grew up as the oldest of six boys, built his career as an electrical engineer at Chrysler Corporation in 1979, and was laid off after just one year, along with 300 others. At 23, with everything he thought he had figured out suddenly gone, he made a decision that would shape the rest of his life — stop solving for a job and start solving for financial independence. From there, he went on to earn his MBA at Booth, build a career in high-level banking and finance, become a founding member of Hyde Park Angels in Chicago, and invest in early-stage companies like Spot Hero (acquired by Uber), Cameo, and Nutrasense. This conversation is about more than investing. Tony and Trent dig into what it really means to be the CEO of yourself — knowing what you are solving for, being ruthless about what you can control, and letting go of what you can't. Tony shares how the layoff that shattered his plans at 23 was actually the best thing that ever happened to him, why he secretly applied to Harvard Business School nine months into his dream job, and how a mentee half his age gave him one of the most powerful leadership phrases he's ever heard: "I am firm in my mission and flexible in my methods." This episode is a reminder that winners are not people who never face setbacks. Winners are the ones who learn, adjust, lead, and find a way. In This Episode, We Discuss: How getting laid off at 23 became Tony's most important life lesson Why you must know what you are really solving for — not just what you want right now The CEO of your mindset and owning your results completely Being ruthless about what you can control and letting go of everything you can't How to get started as an angel investor — even without Silicon Valley connections The concept of "triumph or tuition" and why every investment teaches you something How change, AI, and the next generation will shape the future of leadership Key Takeaways ✨ Know what you're really solving for It's not enough to want a good job or a big title. Tony asks every client: "What are you really solving for?" Keep asking why — five times if you have to — until you get to the truth beneath the surface answer. ✨ Be the CEO of yourself You are responsible for your results. No one is coming to save you. Tony learned this at 23 when Chrysler cut 300 people without warning. The sooner you take full ownership of your direction, the sooner your life changes. ✨ Be ruthless about what you can control Tony's rule: be ruthless about what you can control and ruthlessly ignore everything you can't. Gravity exists. Corporate layoffs happen. AI is here. Your energy goes toward what you can actually move. ✨ Triumph or tuition — just get in the water You cannot learn to swim from a book. You cannot become an angel investor without writing a check. Every investment either gives you a triumph or pays your tuition. Either way, you are learning. The key is to start. ✨ Firm in your mission, flexible in your methods A young mentee said this to Tony at the end of a coaching call, and it stopped him cold. Your mission is the non-negotiable. How do you get there? That can evolve. The best leaders hold both at once. Resources Mentioned The Art of Angel Investing by Tony Wilkins Hyde Park Angels — Chicago-based angel investing group Spot Hero — parking app, acquired by Uber Cameo — celebrity video platform Nutrasense — glucose monitoring and quantified self-tracking Connect with Tony Wilkins Instagram: @TonyWilkinChicago LinkedIn: Tony Wilkins 76 Connect with Trent M. Clark Trent M. Clark is the CEO of Leadershipity, President of EOS Michigan, a global speaker, former Major League Baseball coach, and the author of Leading Winning Teams. Website: https://www.trentmclark.com/ Leadershipity: https://www.leadershipity.com/ YouTube: https://www.youtube.com/@Leadershipity LinkedIn: https://www.linkedin.com/in/trentmclark/ Facebook: https://www.facebook.com/TrentMClark Instagram: https://www.instagram.com/trentmclark/ Book: Leading Winning Teams — https://leadingwinningteams.trent-clark.com/bookrecording79 Listen & Subscribe Listen to Winners Find A Way every week on YouTube and all major podcast platforms for conversations with leaders, athletes, entrepreneurs, and high performers who know what it means to overcome adversity and keep finding a way.  

How do you achieve financial independence and design a life of freedom?In the first episode of the Build Series, Sam Marks sits down with entrepreneur, investor, and digital nomad Johnny FD to discuss his journey from building online businesses to achieving financial independence and retiring before 40.Johnny shares the strategies, investments, mistakes, and mindset shifts that allowed him to create a life where work became optional. The conversation explores entrepreneurship, passive income, investing, travel, lifestyle design, and what financial freedom actually looks like once you achieve it.Topics discussed:• Johnny's path to financial independence• Building online businesses and creating income streams• The role of investing and passive income• Lessons learned from entrepreneurship• Mistakes and setbacks along the journey• What life looks like after achieving financial freedom• Travel, lifestyle design, and location independence• Advice for anyone starting their own journey todayThe Build Series is a new podcast from Invest Like a Boss focused on entrepreneurship, investing, technology, health, and building an exceptional life.Subscribe for future conversations with founders, investors, operators, creators, and builders from around the world.Connect with Johnny FD:YouTube: @JohnnyFDWebsite: johnnyfd.comConnect with Sam Marks:Instagram: @sammarks12Podcast: Invest Like a Boss#FinancialFreedom #FinancialIndependence #BuildSeries

Financial freedom isn't waiting for you at your next revenue goal.In this episode, I'm breaking down the three stages of business growth and the financial habits that become important at each one. You'll discover why income alone doesn't create financial freedom, why money staying changes everything, and how to build greater stability, profit, and financial independence as your business grows.IN THIS EPISODE, YOU'LL DISCOVER:~ Why financial freedom isn't hiding inside your next revenue goal.~ Checklist of money habits that matter most at each stage of business growth.~ The financial skills most entrepreneurs mistakenly skip at each stage of growth.~ The habits that allow money to stay, accumulate, and create stability.~ Why waiting to save, pay yourself, or build profit delays financial freedom.~ The practical systems that support greater profit, stability, and wealth.RESOURCES:~ Ep #123: Owner's Pay 101: What It Is, How It Works, and Why It Matters: https://www.kendall-summerhawk.com/p/ep-123-owners-pay-101-what-it-is-534~ Ep #132: Releasing Tax Stress as Your Income Grows: https://www.kendall-summerhawk.com/p/ep-132-releasing-tax-stress-as-your-05e~ Subscribe to Feminine Money Mastery free on Substack: https://kendall-summerhawk.com/~ Download Free Checklists, Templates and more: https://www.kendall-summerhawk.com/p/free-resources~ Join our Coach Certification Trainings: https://www.kendall-summerhawk.com/p/certification-trainingsExplore our Money Trainings: https://www.kendall-summerhawk.com/p/money-trainingsWhat question would you love for me to answer on the podcast, about money, pricing, or coaching? Email me here: podcast@kendallsummerhawk.comHosted by money feminist Kendall SummerHawk, The Money Coach School Podcast challenges the outdated rules women inherited about money. Discover insights on self-concept and money, emotional money patterns, money coach certification, powerful money coaching questions, premium pricing, financial independence, and what becomes possible when women stop accepting the old rules around money and success. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.kendall-summerhawk.com

Success has an interesting way of moving the goalposts. You land a book deal, the business starts to take off, money starts flowing, you sell the business for life-changing wealth, and yet somehow struggle to keep the calendar open for what matters most. For many entrepreneurs, the pursuit of wealth and freedom slowly turns into a new set of obligations, responsibilities, and pressures that can be just as demanding as the life they were trying to escape.That's why I'm excited to introduce you to my friend Joel Marion. Joel is a serial entrepreneur, 6-time bestselling author, direct-response marketing expert, and co-founder of BioTrust, a company that he helped scale to a 9-figure exit before his 40th birthday. Today, he mentors entrepreneurs and is launching Sound & Soul, a business focused on creating intimate live music experiences that bring people together through connection and shared memories.In this conversation, Joel shares his unlikely journey from substitute teacher to entrepreneur with a huge exit, the lessons he learned from years of setbacks, and why some of his biggest breakthroughs came after his greatest disappointments.In this episode, you'll learn: ✅ How Joel turned a failed book launch and a season of substitute teaching into the foundation for a business that generated millions in profit.✅ Why one of Joel's most painful business setbacks taught him more about success, leadership, and fulfillment than any of his biggest wins.✅ How Joel's definition of wealth evolved from chasing financial freedom to prioritizing time, relationships, and memorable experiences.Show Notes: LifestyleInvestor.com/296Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hey Friends~  Have you ever been so tired you'd try just about anything to get your child to sleep?  You're not alone! My guest, pediatric sleep coach Allison Egidi, knows that feeling firsthand. She spent two years struggling with her own child's sleep before discovering there was an entire field of pediatric sleep support that most parents—and even most pediatricians—never hear about.  You'll also hear how simple language shifts with our toddlers can encourage sleep cooperation and help children approach bedtime with greater confidence.  Today we're talking about why sleep can feel so complicated, why there isn't one "right" way for every family, and what you can start doing tonight to help your child become a more confident sleeper. Always cheering you on!  Dinalynn CONTACT the Host, Dinalynn:  hello@thelanguageofplay.com Have a QUESTION or COMMENT? Leave a voice message!  https://castfeedback.com/play WEBSITE:  https://www.thelanguageofplay.com/ ABOUT THE GUEST:   Allison Egidi is a pediatric sleep coach and founder of Sleep and Wellness Coach LLC. Her focus is on children 0 to 17 years old. She also hosts the How Long ‘Til Bedtime? podcast. CONTACT THE GUEST:   Podcast: How Long ‘Til Bedtime? https://sleepandwellnesscoach.com/ https://www.instagram.com/sleepandwellnesscoach     A BIG THANK YOU TO OUR SPONSORS!  Clever Elly The a car charger that talks to you and helps you remember. Click here to learn more and claim the special listener bonus!  https://cleverelly.com/r?id=246rdm Sarah Lascano: RayZen Energy Free Guide: Heal Faster, Live Freer: Find and Clear the Energetic Roots of Symptoms: https://www.rayzenenergy.com/a/2148155983/Z7tWVm2L Penelope Jane Smith: Real Prosperity Inc. Link for FREE financial guide ebook:  https://realprosperity.isrefer.com/go/FFF/dinalynn Link for Financial Freedom 101 event scholarship:  https://realprosperity.isrefer.com/go/scholarship/dinalynn   IF YOU LIKED THIS EPISODE, YOU WILL WANT TO LISTEN TO THESE EPISODES: 173 Alicia Mazari: Your Child is Constipated? How Poop impacts sleep, behavior, and learning 242 Dr. Ben Miraglia: Sleep, Behavior & Speech Struggles? What Early Jaw Growth & Mouth Breathing Reveal 219 Kerre Burley: Bedtime Resistance A Problem? SleepTalk Helps With Cooperation 234 Dr. Funke Afolabi-Brown: Is Sleep A Struggle? Practical Guidance From A Sleep Physician  

What if getting better with money started with admitting you do not have to know everything yet?In this episode, Tiffany sits down with Peter Dunn, CEO of Your Money Line and longtime personal finance expert known as Pete the Planner, and Nicole Lorch, President of First Internet Bank, for a practical and honest conversation about the money questions women are often carrying quietly. Together, they talk through the emotional side of financial confidence, how to think about time as one of your most valuable resources, why convenience can be a responsible choice, and how to start making smarter decisions without shame or overwhelm.This conversation is a reminder that money is not just about budgeting, saving, or doing everything “right.” It is about understanding what you have, where you are going, and what kind of life you are trying to build. From outsourcing and emergency funds to long-term savings, financial literacy, AI tools, and family money conversations, Peter and Nicole offer clear language and practical next steps for women who want to feel more equipped, more confident, and more honest about their financial lives.What You'll LearnHow to use money as a resource for time, support, and a more sustainable lifeWhy financial confidence starts with asking better questions and facing where you areHow to build simple money systems that help you save, plan, and make decisions with more clarityTimestamps:(00:00) Intro(02:41) Why women need more financial confidence(05:15) Honest money confessions(10:11) Using money to buy back time(13:04) Finding an advisor you can trust(16:20) Saving without feeling deprived(19:22) How money follows us into relationships(22:47) Why early college savings matter(25:53) Building financial safety for yourself(31:23) The real cost of kids' activities(38:43) Why emergency funds protect your options(46:11) Using AI to ask better money questionsLike this episode? Check out more in the series:Why Smart Women Still Feel Unsure About Money (And How To Change That): https://youtu.be/h5tayXL1HxIHow to Stop Doing It All and Start Living Your Life: https://youtu.be/MJLq7zdH2NU Money Confessions: What Women Really Think About Time, Guilt, and Financial Freedom: https://youtu.be/m3fnoNDOp-AFor more from Tiffany:Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauderLearn more: https://www.tiffanysauder.com For more from Peter: Explore Your Money Line: https://www.yourmoneyline.com/Listen to The Pete The Planner Show: https://podcasts.apple.com/us/podcast/the-pete-the-planner-show/id963768889  For more from Nicole:Follow Nicole on LinkedIn: https://www.linkedin.com/in/nicole-lorch/Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program Check out the apps and sponsor of this episode: Ready to Put Your Money to Work? Learn More Here: https://www.tiffanysauder.com/First-Internet-Bank Created in partnership with Share Your Genius www.shareyourgenius.com Learn more about First Internet Bank: https://www.tiffanysauder.com/First-Internet-Bank

Discover why the next wave of millionaires is in process. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Joining us for today's episode of Living Off Rentals is Anthony Lynn Miller, a young real estate investor with a unique background and an inspiring story. Anthony shares what it was like growing up Amish without electricity, leaving school after eighth grade, and eventually stepping into the world of business and real estate investing.  Despite having no traditional real estate background, he built momentum through short-term rentals, private money, and smart investing strategies. In this episode, Anthony talked about buying his first properties, managing short-term and midterm rentals, and building a path toward financial freedom through real estate.  Listen and enjoy the show! Key Takeaways: [00:00] Introducing Anthony Lynn Miller and his background [02:51] Growing up Amish and life without electricity [04:29] The transition from no electricity to using modern technologies [07:32] How the Amish business mindset shaped his confidence [08:52] Buying his first short-term rental property with his sister [12:44] Why multifamily short-term rentals stood out to Anthony [15:21] Using private money and DSCR loans to fund the deal [18:54] What a Helping Fund is  [22:30] Lessons learned from his first larger investment [24:40] Anthony's future investing plans [26:57] Anthony's long-term goal of financial freedom through rentals [30:51] Advice for people wanting to get started in real estate [32:21] His experience inside the Blueprint program [33:58] How to connect with Anthony Lynn Miller [34:21] Outro Guest Links: Airbnb: https://www.airbnb.com/users/profile/1463687994996193041  Instagram: https://www.instagram.com/thevibrantcollections2025/  Show Links: Want to start investing in short-term rentals? Book a call to see if my STR Blueprint program is a good fit for you! - livingoffrentals.com/call  Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals 

Many of the most important money habits begin long before adulthood.In this episode, Miguel Gonzalez discusses valuable financial lessons parents can help teach their children, including saving consistently, understanding needs versus wants, developing responsible spending habits, practicing delayed gratification, and building financial confidence over time. These early lessons can help create a strong foundation for future financial decision-making.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 25 years of experience helping individuals and families design retirement income strategies and long-term financial plans. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, investment management, and financial clarity.#FinancialLiteracy #TeachingKidsAboutMoney #ParentingTips #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialWellness #MoneyLessons #FinancialEducation #KidsAndMoney #PersonalFinance #SmartMoneyHabits #FinancialPlanning #MoneyMindset #FamilyFinance #RaisingFinanciallySmartKids #SavingMoney #FinancialConfidence #MoneyManagement #FinancialFreedom #WealthBuildingWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORSFacebook-> https://m.facebook.com/CortburgIncTwitter-> https://twitter.com/CortburgIncLinkedIn->https://www.linkedin.com/in/miguelxgonzalez/Website: www.CortburgRetirement.comEmail:     Miguel@CortburgRetirement.com

Schedule a Meeting with Joshua TODAY!Are you spending hours on estimates and site visits only to discover the homeowner was never financially prepared for the project in the first place?Many contractors avoid budget conversations because they fear rejection, awkwardness, or losing the opportunity. But delaying that discussion often leads to wasted appointments, unnecessary designs, and countless hours spent with prospects who were never a fit. In this episode, Jon Valenta and Joshua Gillow share real-world stories and practical strategies for qualifying leads earlier, protecting your time, and creating a smoother sales process for both you and your customers.By listening to this episode, you'll learn: How to confidently discuss budget during the first phone call without damaging trust or rapport.  Why prequalifying prospects can save hours of wasted time every week and improve overall business efficiency.  The exact mindset and questioning strategies that help uncover realistic project expectations before investing valuable sales resources. Listen now to discover how one simple budget conversation can save you days of wasted time, improve your client experience, and create a more profitable sales process.Interested in learning more about General Pavingstones? Check out their website: https://generalpavingstones.com/Ready to get your copy of The CORE 10? Check it out HERE!Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry. Music from #Uppbeat:https://uppbeat.io/t/abbynoise/puncherLicense code: AWUDIYK15E3NWYPK

If nothing changed with your money in five years, where would you be? If you made small changes to your money… where would you be? And if you made some BIG changes… where would you be in five years? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they take the five year test.Canna and Michael have written a book! Twelve Months to Financial Freedom will hit the shelves on September 1 - but you can preorder your copy right now. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we're exposing the top financial myths that are holding you back from building real wealth, clarity, and long-term financial freedom. Scott Zuckerman is a financial services professional, entrepreneur, and technology founder with more than two decades of experience helping individuals, families, business owners, and advisors make better financial decisions.As President and CEO of Wexford Financial Strategies, he leads a planning-first wealth management firm built around comprehensive financial analysis, dynamic client service, and independent guidance. Wexford focuses on helping clients organize their financial lives, clarify their goals, and build strategies across wealth management, retirement planning, insurance planning, business planning, and risk management. His work is grounded in the belief that financial advice should be transparent, disciplined, and aligned with each client's priorities. Wexford's public positioning emphasizes comprehensive analysis, client service, and independence from any one insurance or investment company.He is also the founder and creator of Financial Fitness Passport™, a financial wellness and guidance platform designed to turn financial education into measurable progress. The platform helps users better understand where they stand financially through structured modules, scoring, guidance, and technology. Financial Fitness Passport was created to address a problem he has seen throughout his career: people often receive fragmented financial information without a clear system for organizing decisions, measuring progress, or connecting each part of their financial life to the bigger picture.In addition, he founded Advisor Marketing System, an AI-powered marketing platform built specifically for financial advisors and RIAs. Advisor Marketing System was created to help advisors produce original, compliance-ready marketing content, automate campaigns, and strengthen client engagement without relying on generic templates or traditional agency models. The platform reflects his broader mission to help independent advisors grow more efficiently while preserving professionalism, originality, and regulatory awareness.Across all three ventures, his work sits at the intersection of financial planning, insurance strategy, technology, advisor growth, and consumer financial wellness. Whether he is advising clients, building financial wellness tools, or creating technology for advisory firms, his focus remains the same: simplify complexity, improve decision-making, and help people move forward with greater confidence.Connect with Scott  Here: https://www.linkedin.com/in/scottzuckermanwexfordfs/https://financialfitnesspassport.comGrab the freebie here: All users can get their free initial passport score just from registering on our website https://financialfitnesspassport.com===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth  Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

What if being rich has less to do with the number in your bank account and more to do with how your life actually feels?In this episode of The Real Women Real Business Podcast, Shauna Lynn Simon sits down with Kalee Boisvert, a financial advisor, author, speaker, and founder of Kalee Boisvert Wealth Advisory. With more than 15 years in finance and an MBA in finance, Kalee brings a refreshing perspective to money, wealth, self-worth, and the pressure many women feel to always be further ahead.Kalee shares why money is rarely just about money, how childhood experiences and comparison shape financial confidence, and why so many successful women still feel like they are behind. She also challenges the “just enough” mindset and encourages women to stop judging wealth, stop shrinking their goals, and redefine rich in a way that supports freedom, joy, and personal values.Listeners will walk away with a new way to think about money as a tool, not a measure of worth.Timestamps:(01:49) - (06:43) - Why money is rarely just about money and what “enough” really means(06:44) - (15:35) - Feeling behind, letting go of comparison, and redefining financial success(15:36) - (23:39) - Why women are taught conflicting messages about spending, saving, and wealth(23:40) - (30:27) - Judgment, self-worth, people pleasing, and opening up to more money(30:28) - (37:15) - Why women may be better with money than they think(37:16) - (43:25) - How to redefine rich and start building a life that feels wealthy nowResources:Book Your FREE Coaching Assessment Call with Shauna Lynn: https://www.aboutshaunalynn.com/coachmeLearn more about the show: AboutShaunaLynn.com/podcastEp 95: Why Positive Thinking Isn't Enough and What Actually Creates Breakthroughs with Rusty Osborne: https://www.aboutshaunalynn.com/rwrb-podcast-episodes/create-breakthroughsEp 27: Thriving in Business: Shell Brodnax's Secrets: https://www.aboutshaunalynn.com/rwrb-podcast-episodes/thriving-in-businessConnect with Kalee Boisvert:Learn more about Kalee: https://kaleeboisvert.com/Instagram: https://www.instagram.com/kaleeboisvert/Email: kaleeboisvert@raymondjes.caKalee Boisvert is a financial advisor, author, speaker, and founder of Kalee Boisvert Wealth Advisory. With more than 15 years of experience in finance and an MBA in finance, Kalee helps women build wealth in a way that feels aligned with who they are and what they actually want from life. As a single mom and author of books on money, personal growth, and children's financial literacy, she brings both practical expertise and personal insight to conversations about wealth, identity, self-worth, and abundance. Through her work, Kalee encourages women to move beyond shame, comparison, and the belief that they should settle for “just enough,” and instead create a relationship with money that supports freedom, confidence, joy, and meaningful success.

Discover the influential economic data due out this week.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

In this episode, Michael Blank sits down with Dwight Dunton, founder of Bonaventure and a multifamily veteran with more than 25 years of experience managing nearly $3 billion in assets. From buying his first 378-unit apartment complex at age 25 to navigating the Great Financial Crisis, COVID, and today's interest rate environment, Dwight shares the strategies that have helped him not only survive market downturns but thrive through them. The conversation explores why supply—not interest rates—is the biggest factor driving multifamily performance, how to structure debt and equity to withstand market volatility, and why “boring” markets often deliver the best long-term results. Dwight also breaks down creative tax strategies, including the lesser-known 721 exchange, and explains why preserving capital is the foundation of achieving financial freedom.Key TakeawaysFocus on Protecting Downside Risk First Long-term success in real estate isn't about maximizing returns—it's about avoiding catastrophic losses and staying in the game through every market cycle.Supply Matters More Than Interest Rates While rising rates grab headlines, oversupply is often the real driver of declining rents and compressed NOI in multifamily markets.Match Your Debt Strategy to Your Business Plan Aligning asset type, financing structure, investor expectations, and hold periods reduces risk and creates more resilient investments."Boring" Markets Often Produce Better Returns Markets with limited new supply and steady demand can outperform high-growth markets that attract excessive development.Value-Add Creates Growth You Can Control Investing in properties where you can improve operations and increase cash flow provides more stability than relying solely on market appreciation.Tax Strategy Can Significantly Increase Wealth Creation Tools like 1031 exchanges, Delaware Statutory Trusts (DSTs), and 721 exchanges can help investors defer taxes, diversify holdings, and transition from active ownership to passive investing.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael BlankFor full episode show notes visit: https://themichaelblank.com/podcasts/session529/

LIL #004: How the Ultra-Wealthy Actually Invest Their MoneyThe stock market isn't their strategy. It's their holding tank. Here's what the data reveals.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down how the wealthiest families in the world actually allocate their portfolios, using data from Goldman Sachs, JP Morgan, and UBS. You'll learn why the ultra-wealthy borrow against stocks instead of selling them, where real wealth is created in inefficient markets, and why the "safe" 60/40 portfolio had one of its worst years in a century.Question of the DayWhat percentage of your portfolio is currently in the stock market vs. alternative investments? Drop a number below - no judgment, just curious where everyone's starting from.Key TakeawaysThe wealthiest families hold over half their net worth in alternatives, not public equitiesBorrowing at 4-5% to invest at 12-15% is how the ultra-wealthy compound without sellingEfficient markets offer no edge for retail investors - inefficient markets are where wealth is createdOne group of Austin centi-millionaires collectively holds just 5% in stocksConcentrate to make money, diversify to keep it - not the other way aroundTimestamped Outline00:00 - Introduction - the shift from public to private markets00:28 - Why wealthy families keep money in stocks (not the reason you think)00:52 - The arbitrage game - borrowing at 4-5% to invest at 12-15%01:38 - Stacking returns - stocks, whole life policies, and compounding leverage01:57 - The stock market as a holding tank, not a strategy02:15 - Efficient markets vs. inefficient markets03:02 - Where the real opportunity lives - private businesses and real estate04:01 - What the ultra-wealthy actually invest in (family office data)05:42 - The Austin centi-millionaire group that holds just 5% in stocks06:46 - Why the 60/40 portfolio era is over07:26 - Concentration to make money, diversification to keep it09:00 - The shift from public to private - and what's coming nextLinks & ResourcesFlash Boys by Michael Lewis (recommended read on retail investor disadvantage)The Lifestyle Investor Lens (weekly newsletter) - https://lifestyleinvestor.com/newsletterConnect & CTAEnjoyed this? Subscribe and leave a review on Apple Podcasts.Every week, The Lifestyle Investor Lens breaks down what's changing in the world of wealth, what the wealthy are doing differently, and how to build passive income that funds your life today: https://lifestyleinvestor.com/newsletterCreditsHost: Justin Donald © 2026 Lifestyle Investor. All rights reserved.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spencer Reese has earned over $100,000 in travel rewards — booked a $27,000 first-class flight to Tokyo, a $1,700/night Ritz Carlton bungalow, and flew his parents to Italy in business class — all for nearly nothing. In this crossover episode with The Fiscal Clinician, Spencer breaks down how credit card points actually work, what the industry doesn't want you to know, and the financial foundation you must have before playing the game. Topics Covered The Biggest Credit Card Lie — Why spending alone will never fund your vacations, and why the welcome bonus is where the real value is Credit Score vs. Net Worth — Why obsessing over your credit score is a distraction from actual wealth building Financial Prerequisites — The non-negotiables (emergency fund, 401k match, debt-free except mortgage) you need before touching travel rewards The Anti-Budget Strategy — Pay yourself first, automate savings, then spend whatever's left Tracking Your Spending — How to use AI tools (Claude, ChatGPT, Gemini) or apps to categorize your transactions and find spending blind spots Welcome Bonuses vs. Spend Multipliers — Where points actually come from and which matters more Redeeming Points — Cash back, travel portals, and transfer partners (and why transfer partners win) Points Inflation & Devaluations — Why you should earn and burn, not hoard Beginner Credit Card Strategy — 1, 2, and 3 card recommendations for different lifestyles Travel Insurance Benefits — The underrated perks hiding in your Chase Sapphire Preferred (car rental coverage, trip delay, and more) Downgrading vs. Canceling Cards — How to protect your credit score when a card no longer serves you Military-Specific Advantages — Annual fee waivers and why the strategy shifts for active duty members Student Loans & Credit Cards — When it's okay to dip a toe in even with six-figure debt Resources & Tools Mentioned The Fiscal Clinician Podcast — https://thefiscalclinician.com Financial freedom for healthcare professionals, hosted by Josh Sheen DPT doctorofcredit.com — https://doctorofcredit.com Best resource for tracking current credit card welcome bonus offers Travel Freely App — Tracks your cards, annual fee due dates, and helps you decide when to keep, downgrade, or cancel (built by Zach) Monarch Money — Spencer's go-to spending tracker YNAB (You Need A Budget) — Popular budgeting app Every Dollar — Dave Ramsey's budgeting app Claude / ChatGPT / Gemini — AI tools for categorizing exported transaction data and visualizing spending Books Mentioned The Total Money Makeover by Dave Ramsey — Recommended for debt payoff motivation and the gazelle intensity framework Don't Shoot the Dog by Karen Pryor — The behavioral book behind Spencer's "create the environment to thrive" philosophy Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Lee Smith is a UK-based, values-driven M&A operator with over 25 years of experience buying, fixing, and scaling businesses, and the founder of Verdani Capital. He's acquired 26 companies and now focuses on buy-and-build growth, ethical deal-making, and leading without ego.   Key Discussion Themes: - Why the leap from a small business to a large one is psychological, not financial - Buy-and-build M&A and structuring win-win deals that let owners keep equity - Removing yourself from operations to focus on strategy and acquisitions - The role of mentors and personal development in overcoming limiting beliefs - Preparing for AI disruption and volatility instead of becoming a victim of it   Listener Takeaway: Your biggest growth ceiling is usually your own belief about what you're capable of. Reframe that, surround yourself with the right people, and the bigger move is often easier than the small one you're grinding through.   Connect with Lee: Website: https://www.leeasmith.co.uk LinkedIn: https://www.linkedin.com/in/leeantonysmith/ Verdani Capital: https://verdanicapital.co.uk   About the Host: Entrepreneur Conundrum is hosted by Virginia Purnell — funnel & visibility specialist and founder of Distinct Digital Marketing. New episodes every Monday. Work with Virginia: https://www.distinctdigitalmarketing.com LinkedIn: https://www.linkedin.com/in/virginiapurnell   Listen to the Full Episode: https://entrepreneurconundrum.com/leesmith

At the end of 2013 our business dropped 80%. It was VERY painful at the time.But it also gave us a very valuable lesson.One that led to us changing how we built in 2014. And one change in particular took our business from $500 a week to $5,000.Plus - the 7-figure leaders we have today all came from that one change.

Welcome to Champions for Life online sermon player. We pray that each message will bless you by teaching you how to walk in love, live by faith and experience God's prosperity in every area of life. We know faith comes by hearing and hearing by the Word

Welcome to Champions for Life online sermon player. We pray that each message will bless you by teaching you how to walk in love, live by faith and experience God's prosperity in every area of life. We know faith comes by hearing and hearing by the Word

In this episode, Warren Ingram and Pieter de Villiers discuss offshore investing strategies, building financial literacy, and helping others with savings and retirement planning. They explore practical tips for long-term wealth building and the importance of financial education.Chapters00:00 Introduction and episode overview00:25 The importance of offshore investment domicile02:52 Choosing the right jurisdiction for offshore ETFs04:38 Mechanics of currency conversion and transaction costs06:28 Long-term investment strategies and asset allocation08:44 Risks of individual stocks vs. index funds10:11 Timing and market considerations for offshore investing11:33 Helping others build financial literacy and savings13:58 Starting conversations about financial goals15:53 The ripple effect of financial education17:29 Practical tips for small investors21:21 Closing remarks and engagement encouragementLearn more about how Curate Investments can help you here.Send us Fan MailExecutive Wins PodcastThe Executive Wins Podcast features inspiring Executives who share their biggest wins.Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Discover how a trillionaire thinks about money. Elon Musk has a different way of looking at money and some interesting projections about money in the future.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Emma Powell shares her inspiring journey from real estate photography to building a passive income empire, retiring her husband early, and managing a diverse real estate portfolio while raising six kids. Discover her strategies for scaling, due diligence, and creating a family legacy.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What does it take to build a successful business, protect your family financially, and create lasting wealth?In this episode of The ME Show, host Ali Mehdaoui sits down with John Craig, owner of Gregg Financial Group, entrepreneur, husband, father of four, and one of New Jersey's fastest-growing financial services professionals.John shares his journey from taking over a small insurance agency in 2018 to growing it into a multi-location operation serving families throughout New Jersey. Together, Ali and John discuss life insurance, financial planning, entrepreneurship, business growth, wealth protection, leadership, family values, and the mindset required to succeed in today's economy.In this episode you'll learn:✅ Why life insurance should be purchased sooner rather than later✅ Common financial mistakes families make✅ How parents can begin building wealth for their children✅ The power of compound interest and long-term planning✅ Why entrepreneurs use life insurance as a business strategy✅ The truth about bundling insurance policies✅ How discipline, routine, and consistency drive business success✅ Opportunities for those looking to enter the financial services industry✅ Practical advice for protecting your family and financial futureJohn also shares why many people delay important financial decisions and what steps families can take today to better prepare for tomorrow.Whether you're a homeowner, parent, entrepreneur, business owner, or someone simply looking to improve your financial literacy, this conversation is packed with actionable insights and real-world advice.

  What if the setback you're running from is actually the clearest signal your purpose has ever sent you?  In this episode of That Will Nevr Work, Maurice sits down with Leo Young — Managing Partner of Cornell Communities, former Tesla #1 regional salesperson, and one of the most compelling transformation stories in real estate today. With nearly a decade of experience, over $50 million in total transaction volume, and a career arc that took him from elite corporate performer to private equity to founding his own investment firm, Leo's journey is a masterclass in what happens when you trade external success for internal alignment. Leo didn't just pivot careers. He fundamentally rewrote his relationship with money, leadership, and purpose — and built a company whose mission is to create both affordable housing solutions and strong passive returns for investors, proving that doing good and doing well aren't opposites.  In this conversation, you'll hear:The real story behind leaving Tesla's top sales role to bet on himselfWhat a $4.5B private equity acquisition team teaches you about wealth you can't learn anywhere elseWhy mobile home parks are one of the most overlooked, recession-resilient assets in America — and a metaphor for every undervalued idea you're sitting onHow to raise capital by leading with trust, character, and radical transparencyThe specific clarity that only comes from walking through — not around — your hardest season  This one is for every entrepreneur who is in the middle of their setback, wondering if they took a wrong turn — and needs to hear from someone who went through the fire and found their purpose on the other side. 

Ciera has been seeing a lot of content creators who are preying on their audience in the name of financial freedom, let's talk about it! Keep the conversation going on our Instagram @accordingtwo.Follow us on Instagram:According Two: @accordingtwoMegan Stitz: @megan_marie32Ciera Stitz: @ciera_joJoin our virtual book club!-Spotify users please use the link belowBecome a Paid Subscriber: ⁠⁠https://creators.spotify.com/pod/show/according-two/subscribe⁠⁠-Or join our Patreon: https://shorturl.at/kotsU

Financial success is often described as the finish line, but reaching it doesn't always bring the fulfillment people expect. For many entrepreneurs, that ambition in the pursuit of more often comes at the expense of the relationships, values, and sense of purpose that matter most.That's why I'm excited to welcome Rich Christiansen back on the podcast. Rich has founded or co-founded more than 50 companies throughout his career and has become a leading voice on values-based decision making, family legacy, and creating a life of true wealth. Through his work with entrepreneurs, executives, and family offices, Rich helps high-achievers live in alignment, dismantle limiting beliefs, ignite their passions and create a fulfilling life.In this conversation, Rich shares a different perspective on what it means to be truly wealthy. Drawing from decades of entrepreneurial experience, including his work with a billionaire who broke down in tears after realizing he had damaged many of his closest relationships, Rich explains why fulfillment, peace, and meaningful connections are often the missing ingredients in a life that looks successful from the outside.In this episode, you'll learn: ✅ Rich's framework for defining true wealth, building deeper relationships, and creating a life of flow instead of force.✅ How to identify your true inner circle and strengthen your most important relationships.Show Notes: LifestyleInvestor.com/295Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What would it take for you to walk away from a guaranteed pension… and bet on yourself instead?F ormer United States Navy Chief Petty Officer Tim Kelly made one of the boldest decisions of his life: leaving the military four years before retirement eligibility to pursue true financial freedom through real estate, mindset, and high-performance living.After spending 15 years leading under pressure in the Navy, he realized he wanted more than just security—he wanted freedom of time, freedom of choice, and the ability to build a life fully on his own terms. That journey led him deep into real estate investing, personal growth, and wealth-building strategies that ultimately helped him become involved in nearly 2,000 commercial real estate units.Today, he serves on the Board of Directors for Active Duty Passive Income, is a certified High Performance Coach, and co-authored the bestselling book “Military House Hacking,” helping service members, veterans, and entrepreneurs create financial independence through disciplined execution and intentional living. We dive into military leadership, mindset shifts, building passive income, overcoming fear, and what it really takes to transition from a life of structure and certainty into entrepreneurship and investing. SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅ http://relfreedom.tv  GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST! 

Financial freedom is not about looking rich.It is about having peace, choices, and control.In this episode, we talk about what financial freedom really means. It is not just about luxury, travel, or early retirement. Real freedom means you are no longer trapped by bills, debt, and money stress.You will learn how to define your own version of financial freedom, build better money habits, and create a life with more peace, stability, and choices.What you will learn:Why freedom starts with breathing roomHow money gives you better choicesWhy peace is real wealthHow to define your own financial freedomFollow and Subscribe for more simple lessons about money, saving, investing, mindset, and success.Share this with someone who is tired of survival mode. Please leave a review too. Let's build real freedom.#ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #MoneyManagement #SavingMoney #SuccessMindset #PersonalGrowthFor any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.

Lynnette Khalfani-Cox, known as The Money Coach, joins The Power of the Ask to talk about what it takes to advocate for yourself, negotiate from a place of strength, and build lasting financial freedom. A personal finance expert, bestselling author, former Wall Street Journal reporter, and CNBC correspondent, Lynnette has spent decades helping people get out of debt, build wealth, and take control of their financial futures.  Lynnette, Lisa, and Precious cover:  Knowing Your Value: Lynnette shares how asking Charles Schwab to write the foreword for her first book taught her to understand the value she brought to the table, even when she was the one making the ask.  Negotiating Creatively: When a raise negotiation hit a ceiling, Lynnette asked for Fridays off to write her book instead. The experience taught her powerful lessons about advocating for herself, getting agreements in writing, and turning setbacks into opportunities.  Asking From Strength: Lynnette explains why asking from a place of need or fear rarely works, and why the strongest asks come from clarity, confidence, and knowing your walk-away point.  Building Financial Freedom: For Lynnette, financial freedom means becoming “time billionaires,” having the flexibility to choose how she spends her time, what work she takes on, and what kind of life she wants to build. Why Women Must Keep Asking: Lynnette reminds listeners that what you don't ask for, you won't get. No one will care more about your financial well-being than you do. Important Links:Savvy Ladies (https://www.savvyladies.org/)Precious Williams' LinkedIn (https://www.linkedin.com/in/precious-l-williams/)Lisa Zeiderman's LinkedIn (https://www.linkedin.com/in/lisazeiderman/Lynnette Khalfani-Cox's LinkedIn (https://www.linkedin.com/in/lynnettekhalfanicox/)Important Links for Lynnette:Website: https://lynnettekhalfanicox.com/YouTube: https://www.youtube.com/channel/UCwx-n-uHchjtlv938l9ogdA/featuredAbout Lynnette Khalfani-Cox:Lynnette, known as The Money Coach®, is a personal finance expert, keynote speaker, bestselling author, and Founder of the Financial Influencer Network. A former Wall Street Journal reporter and CNBC correspondent, she is the CEO of TheMoneyCoach.net, a financial education company helping people build wealth and achieve financial freedom. Lynnette is the author of 16 books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. She has appeared on Oprah, Good Morning America, The Today Show, CNN, CNBC, and many other major media outlets. 

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3598: Chris explores why he willingly delayed financial freedom to take a year-long mini-retirement and spend more time with his young children while they still want him around. His story offers a thoughtful perspective on balancing long-term wealth with the fleeting opportunities that family life provides. Read along with the original article(s) here: https://www.keepthrifty.com/trade-financial-freedom-mini-retirement/ Quotes to ponder: "Enjoy these moments. They grow up so fast. Before you know it, they'll be all grown up and you'll wonder where the time went." "My kids are more important to me than just about anything in this world, and they aren't going to stay little forever." "Trading twenty-seven months of financial freedom for fourteen months of mini-retirement now seems like a pretty good deal when you put our life situation in context." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com/ Wealthfront's high-yield Cash Account: ⁠https://wealthfront.com/OFD⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠wealthfront.com/promo-terms⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover why the housing market just sent a strong signal.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Are you a senior corporate executive or elite high-ticket sales leader chasing the all-elusive concept of financial freedom without knowing your exact numbers?  In this powerful solo episode, Billy Keels reveals the critical knowledge gap that keeps high-earning directors, VPs, and senior AEs trapped on the corporate clock despite putting in hundreds of thousands of hours over two decades.  Discover the single, foundational question you must answer with absolute specificity to calculate your unique freedom formula, decouple your future from an unpredictable stock market casino, and establish a clear North Star that transforms your multinational corporate DNA into predictable side-business cash flow.

In this episode, Miguel Gonzalez discusses practical ways to strengthen financial confidence during uncertain times. Learn why focusing on what you can control, avoiding emotional decisions, maintaining emergency savings, and revisiting long-term goals can help you navigate changing financial environments with greater perspective.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 25 years of experience helping individuals and families design retirement income strategies and long-term financial plans. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, investment management, and financial clarity.#FinancialConfidence #FinancialWellness #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialPlanning #MoneyMindsetWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORSFacebook-> https://m.facebook.com/CortburgIncTwitter-> https://twitter.com/CortburgIncLinkedIn->https://www.linkedin.com/in/miguelxgonzalez/Website: www.CortburgRetirement.comEmail:     Miguel@CortburgRetirement.com

Schedule a Meeting with Joshua TODAY!What if the biggest sales opportunity in your business isn't coming from more leads—but from the team already working on your jobsites?Many contractors believe sales is the responsibility of one person—the owner or salesperson. But while salespeople move on to the next prospect, field crews spend days or even weeks building trust with homeowners. In this episode, Joshua Gillow and Jon Valenta reveal how empowering your entire team to listen, communicate, and identify opportunities can create significant revenue growth without spending another dollar on marketing.You will: Learn how to turn your field team into a valuable source of additional project revenue  Discover how simple listening skills can uncover upsell and cross-sell opportunities that homeowners actually want  Understand the importance of creating a clear process that allows your team to identify opportunities without creating costly mistakesListen now to discover how a sales-minded team can help you serve clients better, increase project revenue, and unlock growth opportunities you may be missing every day.Interested in learning more about General Pavingstones? Check out their website: https://generalpavingstones.com/Ready to get your copy of The CORE 10? Check it out HERE!Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry. Music from #Uppbeat:https://uppbeat.io/t/abbynoise/puncherLicense code: AWUDIYK15E3NWYPK

What if the rules you were taught about money were never the whole game? That's where this conversation starts. Dr. Felecia sits down with Erica Neal, co-founder of Infinity Investment Strategies, wealth strategist, authorized IBC practitioner, investor, and bestselling author of Mind of Gold: A Girlfriend's Guide to Financial Freedom. Erica shares how her early money lessons came from seeing what not to do, why she moved from pre-med into finance, and how working inside traditional financial planning opened her eyes to what many people are never taught about cash flow, retirement income, and true financial control. They talk about the limits of traditional financial advice, the moment Erica realized account balances don't always translate into income, and why she eventually let go of hard-earned licenses to build something more aligned. Dr. Felecia also asks the practical questions many listeners may be wondering: What is infinite banking? How does it work? What are the tax benefits? How much does it take to start? And how can women begin learning a money language they were never taught? This conversation is about cash flow, control, protection, abundance, and understanding the rules so your money can work for you. 00:00 – Erica's Money Story 07:36 – From Pre-Med to Finance 11:36 – What Happened After Graduation 14:15 – The Question That Changed How Erica Saw Retirement 17:41 – Why Cash Flow Became the Focus 19:42 – Letting Go of Licenses and Old Identity 23:15 – Who Supported Erica Through the Pivot? 28:01 – From Scarcity to Abundance 33:26 – Surrounding Yourself With Higher-Level Conversations 35:56 – Why Erica Focuses on Women and Financial Education 40:14 – Finding the Hands Reaching Back to Help You 45:08 – Infinite Banking Explained 50:38 – Do You Have to Pay the Policy Loan Back? 52:08 – The Tax Benefits of Infinite Banking 55:26 – How Much Does It Cost to Start? 58:10 – Protecting Cash From Lawsuits and Market Risk 01:02:55 – Defense Is Just as Important as Offense     You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.   Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/    Connect with Erica! Book:  Mind of Gold: A Girlfriend's Guide to Financial Freedom Website: infinityinvestmentstrategies.com LinkedIn: https://www.linkedin.com/in/theericaneal/ Instagram: https://www.instagram.com/theericaneal/ Facebook: https://www.facebook.com/TheEricaNeal/ YouTube: Real Money Talk    Key Quotes: "I still make decisions for me, and nobody can ever take that away." - Erica Neal   "If you don't know the rules to the game, you can't win." - Erica Neal

Key Topics Covered: 1. From Employment to Financial Independence James shares his transition from project management into full-time property investing. How property income eventually replaced employment income. 2. The Impact of Taking Action Why waiting for perfect conditions can delay progress. The importance of getting started and learning through experience. 3. Building a Foundation with Buy-to-Let Property Starting with single-let properties to gain experience. Using smaller investments as stepping stones to larger opportunities. 4. Why Blocks of Flats Can Accelerate Growth The advantages of buying multiple units in one transaction. Improving cash flow while reducing some of the challenges of HMOs. 5. Understanding Title Splitting What title splitting is and how it works. Creating additional value by converting a block into individual leasehold flats.Expect unexpected challenges like project delays or market shifts. 6. Using Leverage More Effectively How title splitting can reduce the capital required for acquisitions. Accessing larger opportunities that may otherwise seem out of reach. 7. Building the Right Professional Team The role of brokers, solicitors, and accountants in complex property strategies. Why specialist expertise is critical for successful implementation. 8. Creating Wealth Through Strategic Property Investing Using property to generate predictable income and long-term financial security. Building a portfolio designed to create freedom and flexibility. Actionable Takeaways Start investing before you feel completely ready, as experience is often gained through action rather than preparation alone. Use smaller property investments as a foundation for learning before progressing to more advanced strategies. Explore opportunities where value can be created rather than relying solely on market growth. Consider whether larger multi-unit properties could accelerate your investment goals compared to acquiring individual properties one at a time. Build a trusted team of specialists, including brokers, solicitors, and accountants, before pursuing complex property transactions. Focus on strategies that improve cash flow as well as capital growth. Review your portfolio regularly to identify opportunities for restructuring or creating additional value. Think strategically about how property can support long-term financial independence rather than simply generating short-term returns. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community The Title Split Consultant - Helping you accelerate your property portfolio Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Discover if buying on rumor, selling on news applicable to the Iran Peace Deal. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

In this episode, Michael Blank sits down with investor and capital raiser Robyn Thompson to explore the mindset, systems, and strategies behind raising capital for multifamily deals. After transitioning from residential real estate and fix-and-flips, Robyn realized that her true strength wasn't finding deals—it was building relationships and connecting investors with opportunities. She shares her journey from raising her first $400,000 to helping secure more than $3 million across multiple deals, revealing the lessons she learned about overcoming fear, building credibility, leveraging CRMs, and creating a repeatable capital-raising process. If you've ever felt intimidated by raising money or unsure whether you're a deal finder or a capital raiser, this episode provides a practical roadmap for taking action and building confidence.Key TakeawaysYour First Capital Raise Will Feel Uncomfortable—Do It Anyway The hardest part of raising capital is starting the conversation. Confidence comes through repetition, and each conversation gets easier than the last.Play to Your Strengths Instead of Doing Everything Yourself Successful syndicators focus on their unique abilities, whether that's finding deals or raising capital, and partner with others who complement their skill sets.Lead with Education, Not the Deal Investors respond better when you focus on understanding their goals and educating them about their options instead of immediately pitching an opportunity.Systems and CRMs Create a Scalable Capital-Raising Business Organizing contacts, segmenting audiences, and consistently nurturing relationships through email, text, and social media turns capital raising into a repeatable process.Trust and Credibility Matter More Than Perfect Pitch Decks Investors want to work with someone who communicates clearly, understands their needs, and guides them confidently through the investment process.Scarcity and Clear Next Steps Drive Action Asking for allocation amounts, scheduling follow-up conversations, and communicating limited availability can significantly improve investor commitment.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael BlankFor full episode show notes visit: https://themichaelblank.com/podcasts/session528/

Retirement isn't an age. It's a number. The problem is most people don't know theirs.Many people spend years working toward financial freedom without ever defining what freedom actually looks like. In this episode of the Exit Strategies Radio Show, Corwyn J. Melette sits down with real estate investor, entrepreneur, and host of The Personal Finance Podcast, Andrew Giancola, to discuss the financial foundations that support sustainable wealth, smart investing, and long-term freedom.Andrew shares why successful investors don't just focus on finding deals—they focus on building a strong financial framework that can withstand life's unexpected challenges. From understanding your Freedom Number to managing risk, building reserves, controlling emotions, and creating a strategy for generational wealth, this conversation provides practical guidance for homeowners, aspiring homeowners, and investors alike.If you're looking to make smarter financial decisions, protect your equity, and create opportunities for future generations, this episode delivers a roadmap for building wealth the right way.Key Takeaways:• 04:35 – Why every investor needs to know their Freedom Number• 06:27 – How emotions influence financial and investment decisions• 08:20 – Building an emergency fund using the One-Three-Six Method• 10:50 – Why sustainability matters more than acquisition• 13:39 – Common rental property analysis mistakes• 17:35 – Diversifying wealth-building strategies• 20:25 – Understanding passive real estate investing opportunities• 22:05 – Managing debt while continuing to build wealth• 24:10 – The Financial Freedom Stack framework• 26:15 – Creating generational wealth through intentional planningLegacy Building Takeaway:I am gonna be the first person in my family to build generational wealth... You can change your family's financial life."  Andrew GiancolaConnect with Andrew:Website:https://mastermoney.co/Master Money Academy: joinmastermoneyacademy.comSocial: @mastermoneycoConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

LIL #003: 1,000 Lunches Taught Me More Than My Finance DegreeOne weekly habit, 20 years, 1,000+ conversations - and a deal network no textbook could build.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down the single habit that built his entire investment network - one lunch at a time, every week, for two decades.You'll learn how a hands-on finance degree shaped his investing lens, why watching smart people follow the "right" playbook and never get ahead changed his trajectory, and how financial freedom removes fear from every decision.Question of the DayWhat's one relationship or conversation that fundamentally changed how you think about money or investing? Drop it in the comments.Key TakeawaysOne consistent weekly habit compounded into 1,000+ high-caliber investor conversationsWatching diligent people follow the textbook and never get ahead rewired his strategyFinancial freedom changes every decision you make for your business and familyThe Lifestyle Investor Community's real value is the collective wisdom, not one personCOVID turned weekly lunches into a virtual Investment Happy Hour that scaled everythingTimestamped Outline00:00 - Introduction and recap of previous issues01:08 - The one habit that changed everything01:29 - 1,000 lunches in 20 years02:11 - A finance degree with real practitioner training02:46 - Watching people do the "right things" and never get ahead03:28 - What the ultra-wealthy actually know04:09 - Why this was always about family first04:52 - Financial freedom changes every decision you make05:43 - Building the Lifestyle Investor Community06:11 - How COVID created something unexpected06:49 - The community itself is the asset07:20 - What's ahead for the Lifestyle Investor LensLinks & ResourcesThe Lifestyle Investor by Justin Donald - https://lifestyleinvestor.com/newsletterConnect & CTASubscribe and leave a review on Apple Podcasts.Every week, The Lifestyle Investor Lens breaks down what's changing in the world of wealth, what the wealthy are doing differently, and how to build passive income that funds your life today: https://lifestyleinvestor.com/newsletterCreditsHost: Justin Donald © 2026 Lifestyle Investor. All rights reserved.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spencer sits down with Jen from Wives of the Armed Forces to talk about the real side of deployment no one prepares you for: how to build your support system, spend money without guilt, avoid resentment, and actually come out the other side stronger as a couple and a family. Topics Covered The Two Deployment Mindsets — Grind mode vs. survival mode, and how to figure out which one fits your season Giving Yourself 24 Hours — Why you need to sit in the hard feelings before jumping into action mode Buying Back Your Time — House cleaners, grocery delivery, nannies, and why paid help is sometimes the smartest financial decision you can make Combat Zone Tax Exclusion — How a deployment can increase take-home pay and where that extra money should go Per Diem Conversations — How to have the "how much of this is yours vs. ours" talk before resentment builds up The Slam Clicker Problem — Balancing crew culture and going out with budgeting as a team Leaning on Neighbors — Why asking for help actually builds stronger relationships, and how to get comfortable saying yes Reserve vs. Active Duty Deployment Differences — How the experience differs and how to tap into the broader civilian community for support On-Base Resources — MWR childcare hours for deployed families, on-base playgrounds, and the new children's museum at JBLM Give Parents a Break (GPAB) — $40/month per child in childcare support for families with a deployed service member SGLI and VRED — Making sure life insurance is maxed ($500K) and all documents are copied before departure TRICARE Changes on Activation — How Reserve TRICARE costs drop when a service member activates MLA Database & Credit Card Fee Waivers — Step-by-step: how to check eligibility and apply for annual fee waivers on Amex, Chase, Citi, US Bank, and Bank of America cards SCRA Benefits — How to get annual fees waived on cards opened before active duty, including the Capital One Venture X timing trick The Monthly Money Meeting — Ramit Sethi's approach to keeping finances connected across the distance Lifestyle Inflation — Why income level doesn't determine financial health, and the trap of spending expanding to match earnings Freezer Meal Strategy — How Jen prepped 32 meals for under $2.50 each to avoid convenience food spending during solo parenting Military Spouses as CFO — Reframing the home front role as a financial contribution, not just a sacrifice Resources & Tools Mentioned wivesofthearmedforces.com — Community, blog, and Instagram for military spouses; free deployment checklist available (search "Wives of the Armed Forces deployment checklist") Military OneSource — Benefits, counseling, and support resources for military families care.com — Vetted nanny and caregiver search; free or discounted for military families Walmart Plus — Grocery delivery; Amex Platinum travel credit can cover the membership Rocket Money — Budgeting and spending tracker (Jen's go-to for daily financial check-ins) MLA Database (DMDC) — Search "MLA database single record search" to check eligibility for credit card annual fee waivers militarymoneymanual.com/umc3 — Free Ultimate Military Credit Cards course covering MLA and SCRA fee waivers shop.militarymoneymanual.com — The Military Money Manual book (use code PODCAST for a discount) Books Mentioned Money for Couples by Ramit Sethi — How to have productive money conversations as a team; includes the monthly money meeting framework The Seven Principles for Making Marriage Work by John Gottman — Relationship exercises that work great done remotely during deployment Find Jen and the Wives of the Armed Forces community on Instagram and Facebook. Download their free deployment checklist at their website.    Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Discover why data storage may become SpaceX's cash cow. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Episode Highlights With MikeWhat the money habit is and how this differs from traditional budgeting Why most financial systems fail to change behavior long termThe psychology behind money habits and how to change themWhat commitment devices are and how they can helpHow this works if you're at essential living and a very tight budgetThe simplest way to get started How this ties into the hierarchy of needs and how to work with this, not against itThe most common mistakes people make How to navigate the money habit systems as a couple without conflict Avoiding the parent/child dynamic around money which can cause tensionFinancial freedom vs financial independence and why this is importantResources MentionedFollow Mike on Instagram and FacebookMike's websiteMy Money Bunnies: Fun Money Management For Kids bookMike's other booksBONCHARGEI like so many of their products - from their red light products to their sauna blankets. Red light has been so helpful for me during my recovery from Hashimoto's. To find out more, go to boncharge.com/wellnessmama and use code wellnessmama for 20% off!Just Thrive:Just Thrive Health has been one of my longtime favorite brands for gut health and they have an amazing Daily Gut Detox. Your immune system, gut barrier, and digestion get the support they need to stay strong and healthy. You can find this and their probiotics at justthrivehealth.com/wellnessmama or use code wellnessmama for 20% off your order.