Podcasts about financial freedom

✅ Physician burnout and career transition are two of the biggest concerns for today's doctors—and in this episode, Dr. Ketan Karani, MD, shares how he turned burnout into a launching pad for fulfillment, freedom, and impact beyond the hospital walls.If you're a doctor feeling stuck, unfulfilled, or secretly questioning whether this is all there is... you're not alone.Inside this episode, you'll discover how Dr. Karani made the courageous shift from a high-achieving academic career to building a diversified life full of medical career fulfillment, physician coaching, and entrepreneurial success.

Discover why wealth is shifting generations. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Welcome to Season 12 of the award-winning Conscious Millionaire Show. World's #1 conscious business and performance podcast for foundeers and entrepreneurs who want to become Ultra-Performers. Three episodes each week - M / W / F. Ready to scale faster, profit more, and make a massive impact - you're in the right place. Visit our home page to discover how you can become an Utlra-Performer. https://consciousmillionaire.com/ Join Millions of Listeners in 190 countries. Inc Magazine "Top 13 Business Podcasts" with over 3,000 episodes. Listen three times a week.  Join Host, JV Crum III, with 2 exits and over 75 million revenues in his own companies, he's the Ultra-Performer Coach for 6- to 8-figure entreprenerus.  Want to accelerate and scale your business?  Subscribe in iTunes

Visit our website to learn more about The God Centered Concept. The God Centered Concept is designed to bring real discipleship and spreading the Gospel to help spark the Great Harvest, a revival in this generation. www.godcenteredconcept.comKingdom Cross Roads Podcast is a part of The God Centered Concept.In this conversation, T.S. Wright and Joy Suzanne Hunt discuss the critical intersection of financial stewardship and discipleship within the Christian community. Joy shares her personal journey of overcoming significant debt and how it impacted her ability to fulfill her calling. They explore the challenges Christians face regarding money, the importance of biblical principles in financial management, and the necessity of intentional planning. Joy emphasizes that getting out of debt is not just about finances but about positioning oneself to be available for God's calling. The discussion concludes with practical resources for listeners to begin their journey towards financial freedom.TakeawaysJoy Hunt paid off $106,000 in debt in three years.Financial stewardship reflects our discipleship and heart.Debt is often marketed to us, leading to mixed messages.Many pastors avoid teaching about finances due to fear.Intentionality in budgeting is crucial for financial health.Everything we have belongs to God; we are merely stewards.Contentment is key to financial peace and freedom.Planning is essential for managing finances effectively.Living within our means prevents financial strain.Community support is vital in the journey to financial freedom.Mentioned in this episode:25/40 Campaign

The internet turned money advice into extremes, so Jay Schwedelson brought on Braiden Shaw to share the practical middle path. You'll hear the simple 3-step ladder he uses to build wealth, why paying off your mortgage fast is not always the math win, and the counterintuitive way he grew from 2k to 1M followers by never selling for a year.ㅤStart with Amplify's Foundations program (25 dollars) to learn debt payoff, liquidity, and private markets, then explore the Growth Circle to co-invest alongside Braiden Shaw. You can also follow him on Instagram for daily financial tips.ㅤBest Moments:(01:10) From 2k to 500k followers in nine months and why sharing beats gatekeeping(03:03) Three steps to financial freedom simplified into debt, liquidity, then private markets(06:30) The mortgage vs investing example that flips the pay-it-off-fast advice(08:38) Post daily for a year without selling and focus only on educate or entertain(12:14) The first viral hit and how rapid iteration created compounding growth(16:15) Amplify Foundations for 25 dollars and a path to co-invest alongside BraidenㅤCheck out our 100% FREE + VIRTUAL EVENTS! ->Guru Conference - The World's Largest Virtual EMAIL MARKETING Conference - Nov 6-7!Register here: www.GuruConference.comㅤCheck out Jay's YOUTUBE Channel: https://www.youtube.com/@schwedelsonCheck out Jay's TIKTOK: https://www.tiktok.com/@schwedelsonCheck Out Jay's INSTAGRAM: https://www.instagram.com/jayschwedelson/ㅤMASSIVE thank you to our Sponsor, Marigold!!Email chaos across campuses, branches, or chapters? Emma by Marigold lets HQ keep control while local teams send on-brand, on-time messages with ease.Podcast & GURU listeners: 50 % off your first 3 months with an annual plan (new customers, 10 k-contact minimum, terms apply).Claim your offer now at jayschwedelson.com/emma

Leaving a marriage isn't just a legal process — it's an identity shift. And when money, kids, and years of investment are on the line, the decision can feel impossible. In this episode of Everyone's Talkin' Money, Shari Rash sits down with Kate Anthony — author of The D Word: Making the Ultimate Decision About Your Marriage and host of the critically acclaimed Divorce Survival Guide Podcast. Kate opens up about her own journey from what looked like a “perfect” marriage on the outside to recognizing emotional abuse and gaslighting behind closed doors. Together, Shari and Kate unpack the hidden fears that keep women in unhappy relationships, the role of money in staying or leaving, and why communication breakdowns are rarely about numbers but about values. You'll walk away with: Why money fears and financial dependency keep women stuck in marriages longer than they want to be How your earliest “marriage memories” and “money memories” shape the choices you make as an  adult The difference between spender vs. saver conflicts — and how to finally speak the same financial language as your partner How to shift from “we” to “me” when divorce forces a new money mindset The #1 reality check Kate says every woman should face before deciding to stay or leave Whether you're happily married, questioning your relationship, or just want to better understand the money-relationship connection, this conversation is packed with wisdom, humor, and hard truths. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Too many professionals pursue prestige and big paydays, only to feel trapped in exhausting, unfulfilling careers. Nowhere is that more obvious than in Big Law, where young attorneys trade passion for paychecks—often at the cost of burnout, depression, and a life they never wanted.Bill Reid broke that mold. As a nationally recognized trial lawyer and co-founder of Reid Collins, he's spent decades taking on corporate giants—banks, accounting firms, and institutions most people thought were untouchable. In his new book, Fighting Bullies: The Case for a Career in Plaintiffs' Law, he reveals the truth behind Big Law's broken model and shows why pursuing passion and purpose leads not only to success, but to freedom.What makes Bill's story resonate far beyond the legal world is the life he's designed along the way—one of wealth, health, impact, and experiences that his peers envy. His journey is proof that you don't have to sacrifice your freedom to build real prosperity.In this episode, you'll learn: 1.) Why Big Law traps so many young attorneys—and how to avoid falling into the same paycheck-driven path.2.) How AI is disrupting industries like law—automating tasks like document review and contracts, and forcing efficiency over billable hours.3.) Bill's blueprint for an “epic life”—balancing high-stakes work, entrepreneurship, health, and unforgettable experiences with friends and family.Show Notes: LifestyleInvestor.com/258Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jack Corrigan is an accomplished real estate investment professional with deep experience in private equity, capital markets, and financial modeling. As Investor Relations & Fund Associate at The Lucky Group, Jack plays a key role in capital raising, investor communications, and fund operations—helping bridge the gap between strategy and execution. Jack's career includes time at Greysteel and Stablewood Properties, where he supported underwriting, acquisitions, and investment sales. With over $80M in transactions underwritten, Jack brings a proven track record of evaluating opportunities and creating value. Jack also leverages AI and advanced analytics to enhance portfolio decision-making—giving investors a competitive edge in today's market. A graduate of the University of Texas at Austin with a BBA in Finance and Real Estate, Jack combines sharp financial expertise with strong relationship-building skills to drive investor engagement and capital strategy. If you're interested in real estate investing, private equity strategies, capital raising, or how AI is shaping the future of real estate, this episode delivers insights you won't want to miss.Real People. Real Life Stories. Real Wealth Building. REL (Real Estate Leveraged) Freedom: Founded By Mike SwensonSUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY✅   http://relfreedom.tvGET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST!

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I spent years believing that working harder meant sleeping less, saying yes to everything, and constantly reacting to other people's demands. But wealth didn't show up when I hustled more—it showed up when I restructured my mornings. The truth is, the small, consistent habits I'm about to share with you turned chaos into clarity, and that clarity turned into money. These aren't fluffy feel-good practices. They're real wealth-building rituals that shift how I think, move, and show up every single day. By the end of this episode, you'll have a roadmap for mornings that don't just make you productive—they make you magnetic to opportunity.Make Money Easy: Create Financial Freedom and Live a Richer LifeThe Greatness Mindset: Unlock the Power of Your Mind and Live Your Best Life TodayThe Mask of Masculinity: How Men Can Embrace Vulnerability, Create Strong Relationships, and Live Their Fullest LivesThe School of Greatness: A Real-World Guide to Living Bigger, Loving Deeper, and Leaving a LegacyIn this episode you will:Discover why making your bed every morning creates financial momentum (and the Navy SEAL science that proves it)Learn how moving your body for just 10-20 minutes unlocks the energy and clarity that money flows towardTransform your relationship with planning so you're building your own race instead of reacting to everyone else's agendaUnlock the power of gratitude and generosity as the gateway to abundance—and why it's made more difference in my wealth than any skill I've masteredUnderstand why sleep isn't laziness but the most overlooked money habit that repairs your brain and magnetizes opportunitiesFor more information go to https://lewishowes.com/1831For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:David Goggins  – greatness.lnk.to/1660SCScott Galloway – greatness.lnk.to/1636SCAndrew Huberman – greatness.lnk.to/1830SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on the Journey to Launch Podcast, I'm diving into the money rules that have guided me and the ones I've intentionally broken along the way. Rules are meant to serve as frameworks, not prisons. Over the years, I've adapted, reshaped, and sometimes completely tossed out rules that no longer served me. I want you to walk away from this conversation inspired to define your own rules, question the ones you've been following, and give yourself permission to evolve as your journey unfolds. In this episode I share: ✨ Why I treat my financial goals like mandatory expenses and how that mindset changed everything for me ✨ The role of automation in reducing stress and keeping me consistent with saving and investing ✨ The importance of building a safety net and FU money, and how it's given me the freedom to take risks ✨ The rules I've broken, like budgeting every penny, never using credit cards, and saving every last dollar and how shifting away from them actually helped me grow Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Discover how the wealthy are investing in AI. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Limitless MD is more than just a concept—it's a path to reclaiming your life as a physician. In this powerful episode, Dr. Vikram Raya, MD shares how doctors can break out of burnout, eliminate the golden handcuffs, and create true financial freedom through real estate investing, time freedom, and physician entrepreneurship.Are you a doctor who feels successful on paper but unfulfilled in life? You're not alone. Many physicians are frustrated with burnout, stagnant W2 income, and a lack of work-life balance. Dr. Raya, a former cardiologist and now the founder of Limitless MD and Viking Capital, speaks directly to your pain points—and offers solutions.This episode reveals how to:Escape the rat race of clinical medicine and embrace passive income for doctorsUse real estate investing as a vehicle for financial freedomBuild a resilient mindset that's immune to economic or healthcare changesAchieve location freedom and work on your own terms—from anywhereReclaim your vitality, energy, and purpose as a physicianYou'll hear about Dr. Raya's transformation from a successful but overworked cardiologist to a multi-business entrepreneur with over 40 income streams, who now teaches others how to step into their greatness.This isn't just about money—it's about meaning, purpose, and creating impact. If you're a physician who's tired of feeling stuck, this episode gives you clarity and direction.

Send us a textWelcome to another episode of Multifamily AP 360! In today's episode, we are joined by Loren Hill, the Regional Economic Development Director for the Carolina Core. Lauren brings over 27 years of experience in economic development, focusing on the transformational growth in Central North Carolina. He discusses the dynamic changes and regional cooperation that have led to the impressive economic advancements in the Carolina Core, including major job announcements, the development of mega sites, and future infrastructure plans. Loren also emphasizes the importance of public and private partnerships in achieving these milestones, and elaborates on ongoing efforts to attract new talent and enhance local infrastructure. Tune in to learn more about the future of economic development in North Carolina and the impactful role of regional collaboration. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2025 virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal: email: info@ushacapital.com

In her 40s, Melissa lost her multi-million-dollar business and hit financial rock bottom. She took a corporate job she hated just to stay afloat, all while raising four kids and feeling stuck in a cycle of bills, burnout, and no clear way out. But Melissa rebuilt her wealth one property at a time and now manages a $5M+ real estate portfolio—all while living a life filled with purpose, time, and flexibility. More importantly, she's helped 1,000+ investors do the same, with her community now owning over $600 million in real estate. She's the perfect guest to talk about building a second act, making smarter money moves after 40, and how to invest in real estate without becoming a landlord. In our conversation, Melissa shares how she went from an “accidental” landlord to creating what she calls the Lazy Investor Method. She opens up about early mistakes—like assuming tenants would “magically appear”—and the lessons she learned about property management, problem-solving, and treating real estate like a business. She also explains why holding properties long-term often outpaces flipping and how the right team can make out-of-state investing both doable and profitable.     What You'll Learn in This Episode How Melissa turned financial rock bottom into a $5M+ real estate portfolio The “Lazy Investor Method” for creating passive income without being a landlord How to build wealth after 40 through turnkey rentals and smart money moves Why long-term rental investing can outperform flipping for financial freedom Tips for choosing landlord-friendly states and high-cash-flow markets The power of outsourcing property management to create true time wealth   Resources & Links: Website:https://www.hellomelissanash.com/ Facebook: https://www.facebook.com/ladyluckinvestments Instagram:https://instagram.com/hellomelissanash/ Youtube: https://www.youtube.com/@hellomelissanash   Attention Investors and Agents Are you looking to grow your business? Need to connect with aggressive like-minded people like yourself? We have all the right tools, knowledge, and coaching to positively effect your bottom line. Visit: Join GIA Team | The Global Investor Agent Team to see what we can offer and to schedule your FREE consultation! Our NEW book is out…order yours NOW! Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift? Get your copy here: https://amzn.to/3SV0khX HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg  

What if the biggest barrier to living your dream life isn't your career, but the financial confidence and literacy you still need to claim?In this episode of Glass Ceilings and Sticky Floors, host Erica Rooney sits down with Steph Wagner, National Director of Women and Wealth at Northern Trust, former private equity professional, and divorce financial strategist. Steph's personal story of navigating a life-shattering financial crisis after a successful career fueled her mission to empower all women.Join them as they discuss why financial security is the bedrock of a fulfilling life, the emotional "sticky floors" that keep women from engaging with their money, and the vital steps you need to take now to ensure a prosperous future.Inside the Episode:The Wake-Up Call: Steph shares her powerful story of leaving private equity to prioritize family, falling into a false sense of security, and the devastating, eye-opening moment she realized she had no visibility into her family's finances.The Longevity Crisis: Startling statistics on why women must take financial charge, as they significantly outlive men and risk running out of money in their later decades.The Sticky Floors of Money: Unpacking the emotional barriers—like shame, avoidance, and the deep-seated belief of "I don't know enough"—that hold women back, regardless of their income level.From Scarcity to Abundance: Why a growth mindset is critical, but must be paired with the tools and literacy to grow wealth outside of your paycheck.The Core Message of Fly: Why the book is an empowerment guide disguised as a finance book, emphasizing the correlation between financial well-being and living an authentic life you love.Actionable First Steps: Steph's advice on how to start building your financial foundation today, including the need for transparency, honest self-assessment, and seeking financial literacy.The Never-Say-Never Lesson: The one crucial piece of advice Steph would give her younger self: never allow yourself to lean out or assume you're protected from life's curveballs.If you've ever felt overwhelmed, intimidated, or disconnected from your personal finances, this conversation is an inspiring and urgent call to action to claim your financial power.

Grow predictably, protect your family, and give you lifetime access to cash, while also securing your retirement. Mark Willis, CFP®, shares how to think differently about money, maximize retirement income, and pay for college without going broke. Dial in and use tools like dividend-paying whole life insurance and annuities to build financial independence.   Key Takeaways To Listen For The first step to building a solid money plan Main difference between term insurance (renting) and whole life insurance (owning) Why whole life policies grow predictably and can still fund outside investments Annuities as the most efficient tool for guaranteed lifetime income Effective strategies that create lasting wealth and exit options   Resources/Links Mentioned In This Episode The Business Fortress by David Barnett and Mark Willis | Kindle and Paperback Debt by David Graeber | Paperback The Road Less Stupid by Keith J. Cunningham | Kindle and Hardcover Check out The Business Fortress webinars, available through New Banking Solution, for powerful business and financial insights. Don't forget to sign up at https://newbankingsolution.com/.   About Mark Willis, CFP®Mark Willis, CFP®, is a Certified Financial Planner™, best-selling author, and the owner of Lake Growth Financial Services, a Chicago-based firm helping clients take control of their finances with safe and predictable strategies. He co-hosts the Not Your Average Financial Podcast™, where he teaches how to pay for college without debt, invest in real estate, and create tax-free retirement income that can't be outlived. Mark has been recognized as a three-time #1 Best-Selling Author and is on a mission to help people think differently about money, become their own source of financing, and build lasting financial freedom.   Connect with Mark  Website: New Banking Solution | Lake Growth Podcast: Not Your Average Financial Podcast™ | Apple Podcasts and Spotify LinkedIn: Mark Willis, ​CFP® Facebook: Lake Growth Financial Services Instagram: @notyouraveragefinancial YouTube: Not Your Average Financial Podcast™   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

In this episode, Miguel Gonzalez, CRC, shares smart strategies to protect your finances and take advantage of opportunities in a high-rate environment.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #interestrates #financialplanning #retirementplanning #debtstrategy #savingsaccounts #highinterestrates #budgetadjustment #moneymoves #refinance #CDrates #creditcards #investments #marketstrategy #financialadvisor #CortburgSpeaksRetirement #MiguelXGonzalez #emergencyfund #bondstrategy #smartmoneyWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Schedule a Meeting with Joshua TODAY!Are you tired of being ghosted by clients even after giving them exactly what they asked for? Most outdoor living pros, hardscapers, and landscapers sell features — patios, decks, fire pits — without uncovering the deeper pain their clients are trying to solve. And that's exactly why they lose jobs to competitors with weaker skills but stronger listening. In this episode, you'll learn:Why clients are twice as motivated by avoiding pain as they are by gaining pleasure.The exact questions that uncover hidden pain points and create urgency to buy.How shifting from “feature selling” to “pain solving” builds trust, closes more deals, and attracts premium clients. Hit play now to discover how to stop being replaceable and start winning more outdoor living projects with confidence and clarity.Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.

Welcome to Show Me The Money Club live show with Sergio and Chris Tuesdays 6pm est/3pm pst.

What if the biggest barrier to living your dream life isn't your career, but the financial confidence and literacy you still need to claim?In this episode of Glass Ceilings and Sticky Floors, host Erica Rooney sits down with Steph Wagner, National Director of Women and Wealth at Northern Trust, former private equity professional, and divorce financial strategist. Steph's personal story of navigating a life-shattering financial crisis after a successful career fueled her mission to empower all women.Join them as they discuss why financial security is the bedrock of a fulfilling life, the emotional "sticky floors" that keep women from engaging with their money, and the vital steps you need to take now to ensure a prosperous future.Inside the Episode:The Wake-Up Call: Steph shares her powerful story of leaving private equity to prioritize family, falling into a false sense of security, and the devastating, eye-opening moment she realized she had no visibility into her family's finances.The Longevity Crisis: Startling statistics on why women must take financial charge, as they significantly outlive men and risk running out of money in their later decades.The Sticky Floors of Money: Unpacking the emotional barriers—like shame, avoidance, and the deep-seated belief of "I don't know enough"—that hold women back, regardless of their income level.From Scarcity to Abundance: Why a growth mindset is critical, but must be paired with the tools and literacy to grow wealth outside of your paycheck.The Core Message of Fly: Why the book is an empowerment guide disguised as a finance book, emphasizing the correlation between financial well-being and living an authentic life you love.Actionable First Steps: Steph's advice on how to start building your financial foundation today, including the need for transparency, honest self-assessment, and seeking financial literacy.The Never-Say-Never Lesson: The one crucial piece of advice Steph would give her younger self: never allow yourself to lean out or assume you're protected from life's curveballs.If you've ever felt overwhelmed, intimidated, or disconnected from your personal finances, this conversation is an inspiring and urgent call to action to claim your financial power.

Most people think financial freedom through real estate takes 30–40 years, but Kris Krohn reveals how to retire in just 3. By leveraging a proven blueprint, you can fast-track your path to wealth and independence. In this episode, Kris shares insider secrets, practical steps, and the mindset shifts you need to escape the rat race and build a life of freedom.

Do your money stories hold you back? Are limiting beliefs around wealth silently robbing you of opportunities, confidence, and financial freedom? In this episode of The Persistent Entrepreneur Podcast, David Hill sits down with Bill Cates, CSP, CPAE—known worldwide as The Referral Coach and author of The Hidden Heist: Stop Robbing Yourself of Lasting Wealth. Bill unpacks the hidden beliefs that keep entrepreneurs from creating lasting wealth. From tying your self-worth to your net worth, to growing up with broken money stories, Bill explains how awareness is the first step to rewriting your financial future. This episode dives deep into: Why your self-worth drives your net worth (and not the other way around) How childhood “money stories” shape financial behavior for life Why saving without investing is one of the most expensive mistakes you can make How entrepreneurs can break free from bottlenecks caused by money anxiety The truth about compounding and why time is your greatest financial ally Simple ways to recognize and rewrite limiting beliefs about money Whether you're a seasoned entrepreneur or just starting out, this conversation will challenge how you think about money, value, and freedom.   About the Guest Bill Cates, CSP, CPAE is passionate about helping the next generation “get right with money.” Known for his work as The Referral Coach to top financial advisors (helping generate billions in assets), Bill now focuses on guiding younger leaders, entrepreneurs, and future millionaires toward true financial freedom. His latest book, The Hidden Heist – Stop Robbing Yourself of Lasting Wealth, blends humor and storytelling to help people spot limiting beliefs, adopt simple financial principles, and make smart decisions that lead to lasting wealth. Bill believes that everyone—no matter where they start—deserves the chance to create financial confidence, stability, and freedom.

Book a call to see if we can help you achieve your goals in less time with less risk:  http://bit.ly/iwc15podcast Most people think financial freedom is about numbers in a bank account, but it actually starts in your mind. In this episode, Cameron Christiansen and Anthony Faso explain why financial freedom begins in your mind, not in your wallet. They discuss the mindset shifts required to think like an investor instead of an employee, helping listeners break free from scarcity thinking and money traps.  They share practical strategies, including defining your freedom number, leveraging infinite banking, and using tools like the Passive Income Operating System (PIOS) to turn capital into passive income that exceeds your monthly expenses.  If you're ready to stop trading time for money and start making your money work for you, this episode is your roadmap to financial freedom.   In This Episode: - Why 32 million Rich Dad Poor Dad readers are not financially free - Mindset shift to create cash flow and time freedom: Scarcity vs. Investor - Asking the right questions and rewiring your money mind with 3 steps - How the PIOS frees up trapped capital - How to start thinking like an investor - Setting financial goals, plus utilizing the Financial Freedom Analyzer   Resources: 

Investing can feel overwhelming with all the strategies, opinions, and noise out there. That's why in this episode, I break down eight simple, time-tested rules of thumb that will help you cut through the confusion and make smarter decisions with your money. These aren't rigid formulas—they're practical guidelines to keep you on track whether you're just getting started or fine-tuning your portfolio. From understanding how long it takes your money to double, to calculating your “freedom number,” to knowing whether to prioritize retirement or college savings, these rules will help you create clarity and confidence in your financial journey. Episode Timeline & Highlights [0:00] – Introduction [0:54] – Rule #1: The Rule of 72—how long it takes for your money to double [2:00] – Rule #2: Why you'll only need about 70% of your income in retirement [2:46] – Rule #3: How to calculate your “freedom number” with the 4% rule [3:11] – Rule #4: Safe withdrawal rates in retirement (why I lean conservative) [3:52] – Rule #5: Net worth benchmarks by age and income [4:33] – Rule #6: Asset allocation by age—and why risk tolerance matters more [5:52] – Rule #7: Always take the 401(k) match—it's free money [6:32] – Rule #8: Child's education vs. retirement (and why retirement comes first) Key Takeaways Money Compounds Faster Than You Think – Use the Rule of 72 to visualize long-term growth. Retirement Needs Less Than You Earn Now – Strategic withdrawals and fewer expenses change the math. Put Yourself First – You can borrow for college, but you can't borrow for retirement. Quotables “You can get scholarships for school—but you can't get scholarships for retirement.” “Aim to have your investments double every ten years at a bare minimum.” “Please don't listen to anyone who says you can pull 12% from your portfolio. That's a disaster waiting to happen.” Links & Resources Learn more about BudgetDog Academy: https://budgetdog.com My book, The Roadmap to Financial Freedom: https://budgetdog.com/book Follow me on Instagram: https://instagram.com/budgetdog If this episode helped simplify investing for you, share it with a friend who needs these rules of thumb. And don't forget to rate, follow, and review the podcast—it helps more people build wealth with confidence and clarity.

Think you need to be a guru to sell an online course? Not true! Dan Henry explains why focusing on solving problems, and not teaching topics, is the real key to making your course sell. You don't need to be a world-class expert to create an online course people will pay for. Dan shows us how to stop obsessing over “topics” and instead focus on solving real problems … the kind that people will gladly spend money to fix. From doing a simple “brain dump” on your phone and running it through AI to uncover profitable course ideas, to understanding why solving an “insomnia” or even “bleeding neck” problem is far more valuable than teaching just another skill, Dan breaks it all down with clarity and candor. He also shares how his $37 mini-course turned into $150,000 in sales, and why shifting from “information” to “problem-solving” can completely change the way you approach creating your own course. Do you like what you're hearing? Consider giving it a caffeinated thumbs up. We'd really appreciate it! Need a little (and sometimes big) push to start and stay focused to grow your side hustle? Dive into my online Masterclass: How To Turn Your Thoughts Into Wanted Things. For the full show notes head on over to the home of Side Hustle Hero. https://www.sidehustlehero.com/166 Connect with Dan: Instagram YouTube Connect with Joan: Instagram Facebook About Joan Be on the show! Tell us about your side hustle success story!        

Join Nick Lamagna on The A Game Podcast with his guest Josiah Grimes, a man behind the scenes playing pivotal roles in Sub2, Squad Up, Gator Method, Astroflipping and Keyglee!  He is an entrepreneur, investor and educator who was a former athlete and introvert turned into a spectacular speaker and leader who could barely have enough confidence to order a pizza to interning for Cody Sperber with some bandit signs and some hope found success and confidence and now is in charge of some of the biggest real estate and financial education companies and communities through his company New Reach Education He is on a missoin to unlock financial freedom for millions through practical and actionable education and if that was NOT enough he is also the man behind Movable Type AI making YOU an author in hours or less using todays technology. He is a father, a very fun presenter always a keeps your interest in a conversation, a master mind brother and a former gymnast and most importantly  he is our guest today!   Topics for this episode include: ✅ Tips for selling your deals faster in a slow market ✅ Why a good training system is important for your business ✅ How to get out of feeling stuck and move toward your goals ✅ A great way to close a deal without spending money ✅  Beginner friendly tactics in the real estate business + More! See the show notes to connect with all things Josiah!   Connect with Josiah: Josiah Grimes on Facebook Josiah Grimes on Instagram Josiah Grimes On LinkedIn Josiah Grimes on Youtube Josiah Grimes on Twitter Josiah Grimes on TikTok   Connect with Josiah's Companies: Newreacheducation.com movabletype.ai --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers

Dustin Heiner is a real estate investing expert, founder of MasterPassiveIncome.com, and creator of the Real Estate Wealth Builders Conference (REWBCON). After becoming successfully unemployed at 37 by building wealth through rental properties, he made it his mission to help one million people achieve financial freedom through real estate. Since launching MasterPassiveIncome in 2015, Dustin has guided countless investors, even those in expensive markets, on how to invest nationwide, proving that anyone can build passive income and escape the nine to five.   Here's some of the topics we covered:   Inside Dustin's Growing Multifamily Empire in Nashville The Unexpected Path That Pulled Dustin Into Real Estate From Government Layoff to Building a Single-Family Portfolio Dustin's Proven Investment Formula and How He Finds Winners What the Best Property Managers All Have in Common The Real Truth Behind the Multifamily vs Single-Family Debate The Difference Between Single Family & Multifamily Cashflow What a Fed Rate Drop Could Mean for Real Estate Investors Step-by-Step Blueprint for Buying Cash-Flowing Rentals Out of State How Dustin Attracts and Screens Rockstar Tenants Every Time   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

Discover why gold and silver mining stocks soared.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

✨Join me for a live in person event in Los Angeles on November 21-23 Early bird pricing is till available

Divorce can feel overwhelming, especially when money is involved. In this empowering conversation, divorce coach Michelle Dempsey-Multack and Sylvia Guinan, a Certified Divorce Financial Analyst (CDFA), break down the most important financial steps every divorcing woman needs to know. From understanding hidden assets to protecting your children's financial future, this episode delivers clarity and confidence when you need it most. What You'll Learn: How to identify and protect yourself from financial abuse during separation. The critical first questions to ask your divorce attorney about assets, spending, and hidden accounts. Why a financial affidavit matters, and how to complete it without fear or second-guessing. The pros and cons of keeping the marital home and planning for future expenses like college funds and retirement. How a CDFA can help you create a sustainable financial plan and avoid costly settlement mistakes 02:10 – Why money fears are the #1 stressor in divorce, and how to take the first step toward financial clarity. 09:25 – Recognizing signs of financial abuse and reclaiming control. 15:18 – The truth about financial affidavits and why honest numbers empower you. 23:40 – When to fight for the house, and when to let it go. 30:55 – The hidden costs of divorce most people overlook. 36:12 – Sylvia's strategy for building a trusted professional team to protect your future. 41:30 – Final financial planning tips to move forward with confidence. Meet the Guest: Sylvia Guinan is a Certified Divorce Financial Analyst with Wells Fargo Advisors who specializes in guiding women through the financial realities of divorce. Her expertise helps clients make informed decisions, avoid hidden pitfalls, and secure a confident path forward Tools & Strategies Mentioned: Certified Divorce Financial Analyst (CDFA): Expert support to evaluate assets, tax implications, and settlement scenarios. Financial Affidavit Tips: How to accurately document expenses and protect your lifestyle. Team-Based Divorce Planning: The value of combining legal, financial, and emotional support. Closing Insight: “There's no price for your freedom. Be brave, find your truth, and remember, you deserve a financial plan that reflects your worth.” – Sylvia Guinan Explore "Money & Moving On," our new guide to financial freedom after divorce: https://bit.ly/MoneyMovePod Join The Moving On Collective! A safe, judgment-free support group experience for divorced and divorcing parents: https://bit.ly/MichelleCommunity Subscribe to our YouTube Channel: https://www.youtube.com/@TheMichelleDempseyWebsite - https://michelledempsey.com/Facebook - https://www.facebook.com/michelle645TikTok - https://www.tiktok.com/@themichelledempsey1LinkedIn: https://www.linkedin.com/in/mldempsey/ LINK TO TRANSCRIPT: https://transcripts/moving-on-method-ep265-divorce-financial-planning Learn more about your ad choices. Visit megaphone.fm/adchoices

Passive real estate investing is the ultimate wealth-building tool for busy professionals — and in this episode, Dr. Vanessa Peters, MD reveals how she used real estate syndications to create true financial freedom while still working full-time as a physician.If you're a doctor or high-income earner struggling with burnout, time constraints, or the pressure of trading hours for dollars, this episode offers real answers. Dr. Vanessa Peters, founder of VMD Investing, has invested in over 2,500 units across multiple asset classes like multifamily, mobile home parks, and self-storage—and she did it all without becoming a landlord.We dive deep into how real estate syndications, passive income strategies, and long-term wealth planning can help you replace earned income, reduce tax liability, and finally gain back your time.Whether you're just exploring real estate investing for doctors, looking for a better alternative to stocks, or ready to scale with passive investments, this episode delivers clarity and actionable insights.How to start with passive real estate investing even with zero experienceWhy doctors and professionals are uniquely positioned to invest passivelyThe difference between syndications vs. rentals (and which is better for you)How to leverage tax benefits through real estate depreciationThe exact roadmap Dr. Peters used to build wealth — without quitting medicineTimestamps (20:03):00:00 – Intro & Bio of Dr. Vanessa Peters01:50 – Her wake-up call about finances03:40 – From single-family rental to syndication success06:15 – Challenges of being a busy physician investor08:10 – Why syndications are perfect for high-income earners10:00 – Tax advantages of passive real estate12:45 – How to get started: steps & mindset15:00 – Diversification across asset types17:30 – Dr. Peters' free roadmap tool19:00 – Final tips + how to connect with her

Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs them! In today's episode, we'll discuss the complex financial and logistical aspects of military divorce, covering everything from pension division to healthcare benefits, tax implications, and emotional support strategies. Key Topics Jurisdiction & Legal Considerations Multiple state options for filing (voting state, property ownership state, driver's license state, tax filing state) Importance of consulting with an attorney early to determine proper jurisdiction Each state has different rules, formulas, and processes JAG office can provide consultation but cannot represent service members in divorce proceedings Types of Divorce Processes Four main options: DIY without professionals, mediation, collaborative divorce, litigation Court is NOT the only option Out-of-court processes (mediation, collaborative) are often more cost-effective, private, and less stressful Consulting attorneys vs. representing attorneys - different roles and costs Military Pension Division Division is not the only option - can use offsetting with other assets Must determine what portion is "marital" vs. "separate" property Not all pension components are divisible (e.g., VA disability) Requires a Military Retirement Pay Division Order through DFAS Differences between active duty, reservist, and guard member pensions Survivor Benefit Plan (SBP) Critical considerations: Only ONE SBP beneficiary can be named Previous spouses from earlier marriages may already occupy the "SBP chair" Premium costs must be negotiated Former spouse can be SBP beneficiary even without receiving pension payments Time-sensitive: Required forms must be submitted within specific timeframe or rights are lost Cannot be automatically transferred - requires proper paperwork TRICARE Benefits Courts CANNOT order TRICARE coverage - falls under federal rules Key rules: 20-20-20 (full benefits for life), 20-20-15 (transitional benefits) Based on: length of marriage, service member's creditable years, overlap period COBRA-like option available if don't meet other rules GI Bill Transfer Must be transferred WHILE married - cannot go to former spouse after divorce Service member can rescind the transfer Can be transferred to children as alternative Settlement agreement language is critical to protect this benefit Thrift Savings Plan (TSP) Multiple TSPs possible (civilian federal employee spouse, reservist who went active duty) Pre-tax and Roth portions have different tax consequences Must account for outstanding loans Requires Retirement Benefits Court Order (different from pension division order) Not always split - can use offset method with other assets Other Unique Military Assets to Consider Military leave - has monetary value on LES Credit card points and miles - can be worth $30,000-$40,000 USAA Subscriber Savings Account Pets - especially valuable show animals Life insurance policies Tax Implications Filing status changes Tax bracket shifts Capital gains considerations when dividing assets Pre-tax accounts (traditional IRA, 401k) vs. post-tax accounts have different real values Child tax credits and claiming dependents Early withdrawal penalties Marital vs. Separate Property Separate property: assets brought into marriage, inheritances, gifts (if kept separate and not commingled) Marital property: everything accumulated during marriage Characterization process is essential before division discussions Financial Mistakes to Avoid Making verbal agreements before completing full financial inventory Not understanding tax consequences of asset division Overlooking hidden assets (leave balance, points/miles, etc.) Rushing decisions - most divorce decisions have no do-overs Not considering pre-tax vs. post-tax asset values Misclassifying assets as marital or separate Practical First Steps Learn about all four divorce process options If abuse is present, seek legal counsel immediately Open credit card and bank account in your own name Create timeline of important dates and duty stations Gather supporting documents (tax returns, bank statements) in cloud storage Document account numbers, login credentials, passwords Consider consulting with CDFA before hiring representing attorney Supporting Someone Through Divorce Listen deeply and empathetically Avoid projecting your own divorce experience onto theirs Don't rush them into decisions Offer practical help (childcare, meals, house cleaning) Point them to resources (counselors, family services, professionals) Give them breathing room Key Takeaways Divorce in the military involves unique complexities beyond civilian divorces Court is not the only option - consider mediation or collaborative processes Complete financial inventory BEFORE making division decisions Everything accumulated during marriage is generally marital property Professional guidance (CDFA, attorney consultation) is an investment, not just a cost Most divorce decisions are final with no do-overs - take time to understand options Resources & Links David's website: sandoakdivorcesolutions.com Free 30-minute phone consultations available David's LinkedIn: linkedin.com/in/davidsmithcdfa/ Find a CDFA through Institute for Divorce Financial Analysts: institutedfa.com Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

LIVESTREAM THE WEALTH CONSCIOUSNESS EXPERIENCE OCTOBER 2ND-3RD: Or JOIN US in Chicago: https://link.shaminataylor.com/wealth-consciousness-experience-2025 The Wealth Consciousness Experience is the #1 Women's Empowerment Event of the year! I've helped 51 women become millionaires and multi-millionaire and over 347 women reach their highest cash months with the simple system: Identity Work + Scalable Systems = Consistent High Cash Months

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Scott Saunders, an expert in 1031 exchanges and tax strategies for real estate investing. Scott shares insights on how to keep more money, store it effectively, and deploy it into passive income through real estate. He emphasizes the importance of community support in achieving financial freedom and discusses strategies for optimizing real estate portfolios and understanding tax benefits. Listeners are encouraged to engage with resources and communities that can help them on their journey to financial independence.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Schedule a Meeting with Joshua TODAY!Are you secretly draining your profits by constantly discounting your projects? Many contractors believe discounting is just part of doing business — or that they'll raise their prices once they have more jobs, photos, or experience. But the truth is, discounting destroys trust with clients, wrecks your margins, and leaves you stuck in a cycle of stress and self-doubt. In this episode, you'll discover:Why confidence — not pricing — is the real key to stopping discounts.How discounting silently erodes client trust and damages long-term relationships.The mindset shift every contractor must make to charge premium prices without apology.Press play now to learn how to ditch the discounts, reclaim your confidence, and finally get paid what you're worth.How to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.

Join Jen Josey, host of the Real Estate Investor Growth Network (REIGN) Podcast, as she explores owner financing and creative real estate strategies with expert Adam Schneider. Adam breaks down the intricacies of hypothecating and note creation, and reveals how he transitioned from the car rental industry to building a thriving real estate portfolio. Learn actionable tips for providing affordable housing, generating passive income, and making a meaningful impact in real estate investing. Whether you're new to owner financing or looking to master advanced strategies, this episode is packed with valuable insights for achieving financial freedom.    Episode Highlights: Best practices for short-term rentals Adam Schneider's journey: Car rentals to real estate Hard money loans and Oakwood Lending Step-by-step owner financing strategies Understanding land contracts and foreclosure laws Selling houses under land contracts Introduction to hypothecating and note creation Walt Disney's legacy of passive income Overcoming real estate investing challenges Emotional impact of home ownership BADASS: Book recommendations, drive, aspiration, and success Timestamps: 00:00 – Introduction to REIGN and Today's Topic 01:01 – Best Practices for Short-Term Rentals 03:56 – Guest Introduction: Adam Schneider 05:29 – Adam's Journey: Car Rentals to Real Estate 08:05 – Home Investors & We Buy Ugly Houses 11:14 – Oakwood Lending: Hard Money Loans 15:21 – Owner Financing: A New Approach 31:15 – Understanding Land Contracts 32:14 – Foreclosure Laws and Their Impact 32:49 – Selling a House Under a Land Contract 34:03 – Introduction to Hypothecating 34:19 – The Process of Hypothecating 35:34 – Walt Disney's Legacy and Passive Income 36:31 – Explaining Note Hypothecation 42:53 – Challenges in Real Estate Investing 44:45 – Steps to Start in Real Estate Investing 49:02 – The Emotional Impact of Home Ownership 50:26 – BADASS: Book Recommendations and Advice 53:38 – BADASS: Drive, Aspiration, and Success 57:40 – Conclusion and Final Thoughts   Ready to unlock new opportunities in real estate? Subscribe for weekly expert interviews, actionable tips, and proven strategies. If you enjoyed this episode, leave a review and share your favorite takeaway!   Adam@OakwoodLending.com   https://www.linkedin.com/in/adamhermanschneider/   After an "exciting" career in the car rental industry, Adam became a real estate investor in 2012.   He now owns and operates two HomeVestors (We Buy Ugly Houses) franchises in North Carolina, is a partner in a hard money lending company (Oakwood Lending), which provides loans primarily on flips, throughout North Carolina. In 2022, he began acquiring properties for cash, and then selling them with owner financing. In 2024, he began selling his short term rentals with owner financing. In his free time, you'll usually find him on a pickleball court or travelling.   To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby Interested in growing your rental portfolio with Jen as your coach? Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign

The very best thing we can give someone is hope.Hope of better health, glowing skin, more holidays, a bigger bank account.Network Marketing is an industry of hope.But it's also very easy for hope to turn into hype. And once we start trying to sell hype - things unravel very quickly.Which is why we need to remove this one word from our language.Because it will only fill your team with lazy & entitled people.And actively turn away the leaders you're chasing. 

In this episode of the Real Estate Investing School podcast, host Joe Jensen sits down with investor Tanner Huber—a young professional who has built an impressive real estate portfolio alongside a thriving sales career in the solar industry. Tanner, who is currently the director of sales at V3 Electric, discusses his journey from initially treating real estate as a passionate side hustle to evolving it into a more passive, team-driven investment strategy. He shares practical insights on building a strong professional network that includes real estate agents, property managers, and lenders, emphasizing how leveraging expertise can make the complexities of deal evaluation and management much more manageable. Throughout the conversation, Tanner dives into the nuts and bolts of real estate investing, explaining creative strategies such as analyzing properties on a per-bedroom basis and using leverage to maximize returns while mitigating risk. He candidly recounts both successful deals and near-mistakes, highlighting the importance of continuous education, self-awareness, and aligning one's investments with long-term financial goals. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram Tanner's Instagram

ChroniFi personal finance software is transforming the way professionals think about money—and today, we're diving deep with its founder, Ben Miller.Ben left a successful career at Goldman Sachs to launch ChroniFi, a platform designed to reframe personal finance in terms of time, not just dollars. In this episode of The Financial Freedom for Physicians Podcast, you'll discover how ChroniFi empowers high-income earners—especially physicians—to track their progress toward financial independence in a meaningful, actionable way.If you're searching for:Smart FIRE movement toolsSolutions for personal finance time trackingInsightful financial planning for doctorsBetter budgeting for high-income earnersAnd clarity on passive income tracking...Then this conversation is exactly what you've been looking for.

In this episode, Warren Ingram and Pieter de Villiers discuss the financial challenges faced by individuals in their mid-career stage, particularly those aged 35 to 50. They discuss common mistakes, the importance of setting financial objectives, managing debt, and the impact of lifestyle creep. They also touch on the need for budgeting, saving for retirement, and investing wisely while navigating the complexities of supporting both children and aging parents, often referred to as the sandwich generation.TakeawaysMid-career individuals often juggle multiple financial responsibilities.It's important to prioritize financial objectives and manage expectations.Debt can hinder financial growth if not managed properly.Lifestyle creep can lead to unsustainable spending habits.Budgeting is crucial for understanding financial capacity.Investing early can leverage the power of compound interest.Communication with partners about finances is essential.Balancing saving for children and retirement is a common challenge.Understanding your financial capacity helps avoid overcommitment.Regularly revisiting your financial plan is key to success.Learn more about Prescient Investment Management here.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Discover why consumer spending increased. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Join us to learn from an industry veteran who truly understands the importance of structure, planning, and reliability in financial management. Steve Selengut offers invaluable insights into creating financial stability and sustainable income, empowering both advisors and individual investors to achieve their financial goals with confidence and precision. Steve Selengut brings over 40 years of distinguished experience as a professional investment manager and advisor. He's a seasoned expert whose career spans decades of methodical, strategic financial planning and reliable asset management. Over his 44 years as a private investment manager, Steve has personally overseen around 325 individual portfolios, both domestically and internationally. His depth of knowledge is further reflected in his works, including his latest publication, "Retirement Money Secrets."Steve is not just an author but one of the rare investment book writers who have directly managed other people's money. His current focus is on coaching individuals and advisors, helping them achieve income independence through meticulous planning and systematic approaches. Steve values traditional investment principles, ensuring that neither market corrections nor rising interest rates can undermine portfolio income.As your host this is my bio: Sifu Rafael is an entrepreneur, founder of Speaking Prowess, and master instructor at Max Martial Arts & Fitness in New York. With a passion for empowering others, he blends his expertise in communication and leadership to help individuals reach their full potential.With years of experience, Sifu Rafael's unique approach blends verbal techniques, body language, and facial expressions to create impactful and engaging interactions. His mission is to demystify personal and professional communication, making its powerful benefits accessible to everyone.#coachingcall #communication #speakingprowess

Most dentists grind themselves into the ground, believing freedom only comes after a big sale. After scaling a $6 million practice, selling to a DSO, and nearly torching his relationships in the process, Dr. Paul Etchison discovered that real freedom isn't about early retirement. Now the bestselling author of Dental Practice Heroes, a coach, and a podcast host, he shows how any dentist—whether solo or scaling—can build a business that thrives without their constant presence. If you like this episode, here are more episodes we think you'll enjoy: Ep #554 – From Clinician to Executive: The Playbook for Scaling Dental Practices - Emmet Scott Ep #549 - Lessons on Ownership, Mindset & Money For Practice Owners and New Dental Grads – Mike Abernathy Check out the show notes for more information! P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think): 1. Schedule a Call with My Team: If you'd like to replace your active practice income with passive investment income within 2-3 years, and you have at least 1M in available capital (can include residential/practice equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Get Your Dentist Retirement Survival Guide: The winds of economic change are here, and now is the time to move to higher ground. This guide gives you the steps to protect your retirement, your family, and your peace of mind. Get the 25-point checklist here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard.

In this episode of the Investor Fuel Podcast, host Leo Wehdeking speaks with Austin Cheviron, a financial expert who emphasizes the importance of financial stewardship and the steps to achieve financial success. Austin outlines a three-step process: making money, saving money, and investing money, while also discussing the significance of having a vision for one's financial future. The conversation delves into personal finance, consumer culture, and the need for awareness in spending habits. Austin shares insights from his own journey, including the challenges of managing personal finances and the impact of upbringing on financial behaviors. He concludes by introducing his upcoming book, 'The Money Puzzle', which aims to provide a blueprint for financial success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

College tuition is one of the biggest financial burdens families face. Sticker prices are outrageous, financial aid feels confusing, and many parents resign themselves to paying full price—or worse, watching their kids drown in student debt.What if you could legally and strategically cut tens of thousands of dollars off your child's tuition bill every single year?That's exactly what Seth Greene helps parents do. Seth is the founder of one of the first and top college financial aid negotiation firms in the U.S., a financial strategist, and co-host of the SharkPreneur podcast. His firm helps families save an average of $37,000–$70,000 per year per child on college education.In this episode, Seth breaks down the “gameable” formula that determines how much the government thinks you can afford, the biggest mistakes families make when applying for aid, and the powerful negotiation strategies that colleges don't want you to know.By the end, you'll walk away with actionable insights that could save you six figures per child—freeing up money to invest, grow, and build the lifestyle you really want.In this episode, you'll learn: 1.) The single most important number in college financial aid—and how to legally “game” it to qualify for more free money.2.) The costly mistakes parents make when applying for aid (like misreporting assets or overvaluing a business)—and how to avoid them.3.) Why private schools can often be cheaper than state schools, and how to use multiple offers as leverage to negotiate more aid.Show Notes: LifestyleInvestor.com/257Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this week's episode of the Journey to Launch Podcast, I'm joined by two amazing women, Roshida Dowe and Stephanie Perry, co-founders of the Exodus Summit. Both of them walked away from traditional careers, Roshida as a lawyer and Stephanie as a pharmacy technician, to create lives centered around freedom, travel, and joy. We talk about how they each made the leap to move abroad, what it really takes to prepare financially and emotionally, and how you can start creating more options for yourself, no matter your current circumstances. In this episode, you'll learn: How Roshida and Stephanie turned career breaks into permanent lifestyle shifts abroad What it really takes to prepare financially (even on modest salaries) The mindset shifts needed to let go of fear, attachments, and over-planning Why building community is key, and how the Exodus Summit helps Black women design lives of freedom abroad Other related blog posts/links mentioned in this episode: Check out The Exodus Summit happening on October 10-13, 2025, created by Black women, for Black women and their families to learn how to make money to move abroad. Go to journeytolaunch.com/exodus.  Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with ExodUS Summit: Website: ExodusSummit.com Instagram:@ExodusSummit Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

 Discover why new home sales jumped 20 percent. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Join Nick Lamagna on The A Game Podcast with his guest Eric Brewer, The King of Novations and the originator of the now famous "Brewer Method!"  He is a TRUE disruptor in the industry who ended up being one of the most respected real estate investors in the game.  Fighting out of Pennsylvania after leaving behind a life in the military and in car sales he has taken away the excuse for others that they can't do tons of deals in a small local market. He has built an incredibly successful investing operation taking down various real estate assets through multiple strategies from flips, to wholesale, to creative finance deals and of course his crown jewel, Novations!  He has turned his focus to expanding into other markets and even seeking strategic partnerships and is on a mission of expansion!  He has built the confidence to grow his real estate business into other areas through proven systems and processes with a strong skillset in leadership and daily sales training on sharpening his acquisitions teams. His company, Ramp REI is making a name for themselves helping YOU sharpen your teams' skills so you can beat the competition and thrive as a real estate investor.  Fantastic discussion with someone showing us that good guys can still WIN and you will not want to miss this episode.  Go back in the vault and check out his first appearance as well for some killer real estate investing details! Topics for this episode include: ✅  How to know when your business is ready for scaling ✅ How to find rockstars to work for you ✅ How to adapt and pivot for any changes and regulations ✅ Tips to becoming a better leader for your business ✅ A great way to overcome fear and self doubt + More! See the show notes to connect with all things Eric! Connect with Eric Brewer: brewermethod.com Eric Brewer on Instagram Eric Brewer On LinkedIn Eric Brewer on Youtube Eric Brewer on Twitter Eric Brewer on TikTok    Connect with RampRei: www.ramprei.com Ramp REI on Facebook Ramp REI on Instagram   Connect with Integrity First Home Buyers: www.integrityfirsthomebuyers.com The Brewer Method on Facebook Integrity First Home Buyers on Facebook Integrity First Homebuyers on Instagram Integrity First Homebuyers on Youtube --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers