Podcasts about west new york

Testimonies continue in the trial of the man accused of stabbing author Salman Rushdie on a West New York stage on 12 August 2022. Also six top prosecutors have resigned from the US Justice Department over the controversial order to drop the bribery case against New York City Mayor Eric Adams.We get the latest on all this with Harriet Alexander, US Senior Features for The Times and The Sunday Times.

Guests: Yolanda Fernandez-Quincoces, Alexis ToledoHosted by Courtney Ortiz & Lesley MealorThe winner of the Making the Impact Award Fan Favorite Contest this summer was "Working Day and Night", a tap routine from Yolanda's Academy of Music & Dance in West New York, NJ. We are excited to share their story on our only Studio Spotlight Feature of Season 6!Follow Yolanda's Academy of Music & Dance on social media @yolandas_academy and learn more on their website: https://www.yolandasacademy.com/ Check out Yolanda's Academy of Music & Dance's other business, Outseem Socks, socks with the seams on the outside! Follow them on social media at @out.seemHelp support our podcast. Join Making The Impact's Platinum Premium Subscription today! Your membership includes:Monthly Q&A episodes released to members-onlyPriority to have your questions answered each month on the live Q&A.Ad-free listening for all of Season 4, 5 & 6. No sponsored ads!20% off all IDA MerchandiseExclusive bonus content released throughout the yearDiscounted IDA Online CritiqueGroup Zoom check-ins 3x per season with Courtney Ortiz!Your support helps us produce future episodes of Making The Impact for years to come!Making The Impact's Platinum Premium - Sign up now for only $5/month!This episode is sponsored by:Roots Dance SummitA groundbreaking Educational & COMPETITIVE experience for studio communities. A three-day event beginning on Friday and ending on Sunday afternoon. Register now to attend an event in their 2025 premier season! YoungArtsApplications are open for the 2025 National YoungArts Competition, available for artists ages 15-18 or in grades 10-12. Deadline to apply is October 17th, 2024 at 8pm. Learn more at www.YoungArts.orgFollow your Hosts & Guests!Courtney Ortiz - @courtney.ortizLesley Mealor  - @miss.lesley.danceYolanda's Academy of Music & Dance - @yolandas_academyJoin our NEW Facebook Group and connect with us! Making The Impact - A Dance Competition Podcast Community Leave us a review on Apple Podcasts! We would love to hear from you! Join our Newsletter for weekly episode releases straight to your inbox! Follow us on social media at @impactdanceadjudicators and for a list of IDA Affiliated dance competitions, visit our website at www.impactdanceadjudicators.comSupport the show

This week, we're replaying a classic episode where Steve and Yvonne interview William Ricigliano of Ricigliano and Filopei, P.C. (www.rfinjurylaw.com).   Remember to rate and review GTP in iTunes: Click Here to Rate and Review   View/Download Trial Documents   Case Details: One of America's Top 100 Attorneys, William Ricigliano shares how he secured justice for Jason Kowalsky, a Verizon technician in New York who was hit by a negligent driver in a Suffolk County Parks, Recreation & Conservation pickup truck. Jason was collecting safety cones and putting away his equipment when the driver struck him from behind with enough force to thrust him into the roadway and push his parked vehicle forward. Jason sustained damage to his knee and back, requiring surgery and a costly chronic pain management regimen. Despite the defense's attempts to pin Jason's back injury on pre-existing conditions, a Suffolk County, New York jury returned a $5,088,000 verdict.   Guest Bio: William Ricigliano William Ricigliano is the founding partner of Ricigliano & Filopei, P.C. with offices in Manhattan, the Bronx, and soon, West New York, New Jersey.  Mr. Ricigliano founded the firm with the single goal of helping victims of catastrophic personal injury on both sides of the Hudson River.  He has obtained significant verdicts in every borough of New York City, Westchester, Nassau, Suffolk counties, and various counties in New Jersey.  He has been named a Metro Area Super Lawyer every year since 2013 and has been named as one of America's Top 100 Attorneys.   Mr. Ricigliano's victories in the courtroom have provided the opportunity to focus his attention on various areas of specialty.  A $3.775 million verdict in Suffolk County for an 8-year-old boy who suffered a traumatic brain injury and required a lifetime of medical care sparked Mr. Ricigliano's devotion to victims of traumatic brain injury.  Similarly, a $2.6 million settlement after three weeks of trial in Brooklyn influenced his work with clients suffering from complex regional pain disorder, a chronic pain condition caused by trauma.   Mr. Ricigliano has also dedicated his practice to representing construction workers who sustain life-altering injuries on the job.  These hard-working men and women include carpenters, ironworkers, roofers, and industrial bridge painters, who typically cannot return to their former occupations.    A significant portion of his practice is also related to handling spinal injuries, including a 5 million verdict in Suffolk County in 2015 for a Verizon Technician who was struck by a Suffolk County Parks vehicle, was forced to undergo spinal surgery, and never returned to work.  Mr. Ricigliano's trial results have been included as the verdict of the year on multiple occasions.   Mr. Ricigliano graduated from Touro Law School in Huntington, New York, in 1994 in the top 20% of his class and received a Bachelor of Arts Degree, Cum Laude, in Political Science from the University of Massachusetts in 1989.  He is a proud member of the North American Brain Injury Society, the American Association for Justice and is on the Board of Directors for Pink Concussions.  Mr. Ricigliano has authored more than thirty legal articles and a legal book, Premises Liability Claims:  A Guide to Defending Owners.   Facebook: facebook.com/rfinjurylaw Instagram: @rfinjurylaw Read Full Bio   Show Sponsors: Legal Technology Services - LegalTechService.com Digital Law Marketing - DigitalLawMarketing.com Harris Lowry Manton LLP - hlmlawfirm.com   Free Resources: Stages Of A Jury Trial - Part 1 Stages Of A Jury Trial - Part 2

In Episode 178, the hosts are joined by Mike Ham, the charismatic host of the "Greetings from Garden State" show, for a lively exploration of the coolest spots in New Jersey. Together, they shine a spotlight on local gems, including personal favorites like the recently reopened Sals Pizza in West New York. The discussion features iconic eateries such as Steve's Sizzling, Donkey's Place, and Arthur's, offering listeners a gastronomic tour of the state's culinary delights. The hosts dive into the perennial debate of whether Central Jersey truly exists, sparking a spirited conversation. To add historical flavor to the episode, they explore the significance of the Hackensack Submarine, recounting Mike's recent visit to this fascinating landmark. Tune in for a truly Jersey-centric episode, celebrating the rich tapestry of culture and history embedded in the Garden State. --- Support this podcast: https://podcasters.spotify.com/pod/show/last-breath-ent/support

***New Episode Now Playing ***** Episode 40: “Experience Before Promotion” now playing.

This is noon All Local. 

Salt Lake overcomes Colorado in the 1st meeting between the best in the West, New York overpowers Atlanta at home, and 11 other results from a packed Week 7! Week 7 schedule: https://theaudl.com/league/schedule/ Quick links: https://linktr.ee/theaudl

Mary Ann Carrino is a survivor, thriver, and the extraordinary business owner behind Lumtri Wellness and Aesthetics in West New York, New Jersey. Lumturi means bliss, which is what they want to bring… bliss and transformation to their patients lives. Join us as we delve into Mary Ann's inspiring story of resilience and determination. At the age of 21, she endured a horrific car accident that left her with severe facial injuries, triggering the need for multiple revision surgeries, numerous laser treatments, and the journey to overcome the emotional scars of PTSD. Through her unwavering determination and the healing power of time, Mary Ann not only recovered physically but also embarked on an empowering journey of self-discovery and emotional healing. Hosted by Katie L. Eades, this podcast explores Mary Ann's path from adversity to triumph. Discover the challenges she faced, the lessons she learned, and the inner strength that propelled her forward. Through candid and heartfelt conversations, Mary Ann shares her insights, offering valuable guidance on overcoming obstacles, finding self-acceptance, and embracing personal growth. Alongside Mary Ann's inspiring journey, the podcast also highlights the establishment and success of Lumtri Wellness and Aesthetics. Situated in West New York, New Jersey, nestled between Hoboken and Weehawken, Mary Ann's premier wellness and aesthetics practice has become a beacon of hope and transformation for countless individuals. This premier wellness destination embraces a holistic approach to beauty and well-being, offering a range of services and treatments designed to nurture the mind, body, and soul. Together, they delve into a wide range of topics, including skincare, holistic wellness practices, mental health, and the power of self-care. Outstanding Women Leaders is an empowering podcast that seeks to inspire listeners to overcome adversity, embrace their inner strength, and embark on a journey of personal transformation. Whether you're seeking insights into the world of wellness and aesthetics or searching for inspiration to face your own challenges head-on, this episode for you! Connect with MaryAnn  https://lumturiwellness.com/

"I am so accustomed to thinking about what could go wrong, and how do I prepare for that? Which I don't think is bad… But very rarely do I let myself be open to the possibility of something great or something magical, or a perfect day. And I tried — start to finish. I kept that in my mind: Be open to the possibility of a perfect day." Last weekend, I ran the Eugene Marathon. It was my seventh marathon. My first marathon in seven years. And my first marathon since becoming a mom. I finished in 3:41:10 — a 10-minute personal best. And in this conversation — guest hosted by Keira D'Amato — I'm recounting all of it. The highs (Annie on the sidelines!), the lows (roughly miles 18–26), and everything in between. ANNOUNCEMENT! We're hitting the road! Join Keira and me for a half marathon and live show in Richmond, VA, on March 9, 2024. This is going to be big! It's going to be fun! And we would love for you to join us. Get your tickets HERE. SPONSORS: UCAN: Click here to get a FREE Edge sample pack (you'll just pay the cost of shipping), and use code ALI23 for 20% off your next UCAN order. Vuori: Click here for 20% off your first Vuori purchase. What you'll get on this episode: Why did the results say I'm from West New York, NJ? (4:25) Am I proud? And did I have fun? (7:15) Why? (9:05) What happened next? (13:30) All about fueling (17:30) Taper time! (21:50) On the decision to bring the whole family to Eugene (26:40) The days leading up to race day (34:00) The Duck Dash! (43:30) All about the live show with Shalane Flanagan (49:00) How we spent the rest of the day Saturday (51:30) Race morning! (55:00) The start line (1:02:30) “What was your pacing strategy and how did you nail it?” (1:08:10) Cole Hocker, baby geese, and other sights and sounds from the Eugene Marathon course (1:10:10) What I listened to during the race (1:12:50) On the race going from great to…less great! (1:20:30) On feeling pressure to perform well (1:29:30) On getting through the tough miles and to the finish line (1:31:30) That finish line feeling (1:38:50) The after-party (1:48:10) Listener Q&A (1:50:25) Announcement! (2:03:00) Follow Ali: Instagram @aliontherun1 Join the Facebook group Twitter @aliontherun1 Support on Patreon Subscribe to the newsletter SUPPORT the Ali on the Run Show! If you're enjoying the show, please subscribe and leave a rating and review on Apple Podcasts. Spread the run love. And if you liked this episode, share it with your friends!

Comedian and Podcaster Remy Kassimir joins Tony this week for the first ever international episode! Live from West New York, New Jersey with the New York City skyline in the background AND joined by fellow comedian (and Remy's other half) Ben DeMarco, Remy tells Tony all about her start in comedy and the start of her hugely successful podcast "How Cum?" which is based on Remy's experience of never having had an orgasm and her quest to have one. Having Remy's boyfriend Ben sit in on the conversation gives a unique perspective on the now hugely successful endevour. Tony, Remy and Ben also reminisce about old times in the stand up scene in NYC together and chat about Remy's OTHER podcast "Diet Starts Tomorrow" and all three of their relationships with food and dieting. Instagram: @itstonykelly, @remykassimir, @bennydnychttps://www.howcumpodcast.com

On the occasion of this years' Independent Art fair in New York im speaking with Jessica Stoller. She is an artist working in an elaborate way with clay. She mines the rich and complicated history of porcelain, which she often displays in overwhelming installations and tableaus. Jessica will be having a solo exhibition with PPOW at this years Independent. Growing up in the suburbs of Detroit the lure and power of making things things with her own hands created meaning and served as a refuge and escape from monotony and conformity of Suburbia for Jessica. She was very comfortable spending time alone having her own inner world and being fascinated with materials and beautiful objects. Growing up catholic, she discusses how the imagery of catholizism influenced her and how visiting an all girls catholic school was very intense, but also empowering and subtly feminist. We discuss her manifold interests and her research about the female body, her own body, the relationship to the world, girl culture, materialism, the meaning of objects, sexism and sexist language, authoritarian regimes and misogyny, decoration, beauty, the grotesque, witch trials, wise women - to which her work at Independent will speak to. She talks her love of clay as material and the special care and attendance it needs and how she explores through it what it means to be a human, a woman in the world at this time and place. This Episode is produced in cooperation with Independent Art Fair, New York City and will be part of the fairs OVR for it's upcoming 2023 edition. Recorded February 27, 2023, 36 min. Shownotes https://www.ppowgallery.com/artists/jessica-stoller#tab:thumbnails Working in the realm of figurative sculpture, Jessica Stoller (b. 1981) mines the rich and complicated history of porcelain, harnessing its links to power, desire, and taste. Synthesizing the cultural, historical, and corporeal notions of the female body, Stoller expands the feminist visual vernacular and makes space for subversion, defiance, and play. For Stoller the ‘grotesque' becomes a powerful tool to challenge patriarchal power structures, as female figures flaunt what they are told to hide, reveling in their own pleasure and abjection. Stoller lives and works in West New York, NJ. https://www.independenthq.com/ #IndependentArtFair #IndependentNewYork #Independent2023 #PPOW #JessicaStoller #NewYork #VoicesOnArt #VanHornGallery #DanielaSteinfeld #Podcast #Talk #Storytelling

* Where is Your Green? * Tax Talk  Please support our sponsors www.extremmotus.com www.visible.com promo code BVWVQ for $20 off the first month Looking for an accountant who understands what you do? Visit www.adamupaccounting.com Questions or comments? @droyeveritt on twitter & Instagram Facebook Group Deathpiles and Taxes Sound engineer Adam Beesley  Thanks to Executive Senior Engineer Aaron Everitt  Produced and edited by Derek Everitt Congratulates Ben Watson & Scott Wallace, you where the first two, to find this. If you read this and contact Derek you will get a free Deathpiles and taxes t shirt. As long as supplies last.

Wayne Cabot & Paul Murnane have the top stories from the WCBS Newsroom.

In this episode Sal, Joe, and Lauren discuss the important work being done by Contract Management Companies in the K12 School Foodservice Industry, ways to improve perceptions of school foodservice, and upcoming legislative changes in our industrySupport this podcast at — https://redcircle.com/school-food-rocks/donations

What's going on everyone! I hope yall are having a great day today and in todays episode we recap all of the games from the 2022 NFL Divisional Round! We discuss Joe Burrow and the Bengals taking down Josh Allen and the Bills up in a winter wonderland in West New York, Jalen Hurts and the Eagles dominate the Giants and Dak Prescott single handedly gives the Cowboys a loss against the 49ers! Make sure to check out Anchor.fm's Monthly Supporter Program which helps me better the podcast for all of you beautiful people. Anyways I hope yall enjoy and I'll see yall in the next one! Go follow the official Instagram of the "Cover 7 With Mason Pierce Podcast" if you want to keep up to date on everyday Sports news! https://www.instagram.com/cover7withmason Go follow the official TikTok of the "Cover 7 With Mason Pierce Podcast" if you love everyday Sports content! https://www.tiktok.com/@cover7withmasonpierce --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/mason-a-pierce/support

Snow fell at the rate of 6 inches an hour at times. 81.2 inches was the peak accumulation. More than 3 feet at the official reporting station in Buffalo, 40 inches fell on Friday and Saturday alone. This Lake effect snow event had 2 parts. In general it lasted from November 18th - 20th 2022. Support this podcast: https://anchor.fm/weather-with-enthusiasm/support

It's a family affair as West New York, NJ floods the studio. The Gahhd Cast Boyz finally sit down with the bros Timeless Product & Max Lo as they talk about their 30+ year friendship and how Hip-Hop & fashion may have saved their lives. We get some valuable insight into Timeless Product's past as he drops gems on how he changed it up from his gangbanging days. We also talk to Max Lo about his affinity towards underground Hip-Hop and his new radio show called "EarDrums Thump" only On Amp. Burnz- @money_burnz Bludshot- @deadass_worldwide V.S.O.P.- @thereal_vsop On Twitter Brother Ef- @efrainr711 Timeless Product- @timeless_product Max- @maxlohiphop GAHHD- @gahhd_podcast LBE- @lastbreathentertainment

Trade Martin is an American musician, songwriter and producer.Grammy award-winning multi-instrumentalist, Trade Martin, possesses one of the most gifted musical minds and voices in the entertainment spectrum.Trivia: Trade Martin's song "Take Me for  a Little While" is sampled on "Ghost Town" is a song by rapper Kanye WestBUT Trade has Worked with the Legends Like Levi Stubbs of the Four Tops Producer, Phil Spector, Been a Session Musician, of famous  Grammy® Award Winning songs, From the Brill Building to Iconic Commercials for Pepsi. Thru the Decades of Music a Mix of Genre's are happening & Trad was a part of the scene Trade Martin's career has covered so many eras of music — as a producer, arranger, songwriter, and even occasionally as a recording artist — that he's almost impossible to pin down as a musical figure. In the late '50s, in a partnership with Johnny Power, he began recording acts such as Johnny & the Jokers and released their work on the Harvard Records label before the two formed Rome Records in 1960. Rome only lasted until 1962, weighted down by its lack of reliable distribution, which prevented the company from succeeding despite signing such talent as the Earls (who went on to score their hits for Old Town Records), Del & the Escorts, and the Glens. Martin usually played all of the instrumental accompaniments for these groups, overdubbing the instruments one at a time. In 1963, following the demise of the Rome label, Martin left the partnership and recorded under his own name on Roulette and other labels through the end of the '60s, and even got an entire LP, Let Me Touch You, out on Buddah Records in 1972. His main activity and success, however, were rooted in his work as a producer, arranger, and songwriter, functions that he has performed over the years in idioms ranging from '60s girl group pop/rock, folk, and electric blues to '70s funk and '80s dance-pop. He has also worked with artists such as Eric Andersen, Ellie Greenwich, Lesley Gore, the Tokens, Ian and Sylvia, Rick Nelson, B.B. King, B.T. Express, Pam Russo, and Solomon Burke. What's more, his songs have been recorded by the likes of Dusty Springfield ("Take Me for a Little While"), Patti LaBelle & the Bluebelles, B.B. King ("Peace to the World"), and Dave Edmunds ("Don't You Double Cross Me"). He has also written and produced a handful of film soundtracks.Martin wrote several film scores. Credits include Made for Each Other, Hail, Stormy Monday, The Inkwell, It's My Party, and West New York.[https://www.trademartinmusic.com© 2022 Building Abundant Success!!2022 All Rights ReservedJoin Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

2009, February.  This story was launched into new dimensions.  A partner and friend invited me into a home-meeting designed to launch a home business.  I want to tell you that story but let's talk about this being my 4th published book for context.   --> READ THE BLOG POST HERE https://myempirepro.com/digital-marketing-certified/     --> WATCH VIDEO VERSION HERE https://youtu.be/fygCMQ96QCY       Previously in the world of my book writing endeavors, I published my 3rd book called Real Estate Money Secrets as a follow up to the first book I ever published called Smart Real Estate Wholesaling. Between those two books, I co-authored a book with my wife called Get My Marriage Back to help couples going through a crisis in marriage rekindle things in a sustainable and healthy way. It is with great pleasure that I present to you my 4th published book; Digital Marketing Certified.  I believe it's going to be my greatest work thus far towards my on-going effort to continue to put more value out into the world. Not just because it's going to help me make more money but honestly, because it will help you add more value into the world, create a positive impact and yes, make more money. It almost feels like my books are tracking my personal journey; which I am about to share with you in a second.  I like it because it's starting to make sense. There were times that I had planned to write other books in the past few years but it just never happened.  This book is not just written; you are also here reading it and to me, that's a sign of lots of greatness that will come through you into this world. Reading this book 10-15 times is not just about reading a book.  It's about mastery of what it's going to take to connect your message and the value you have to offer the world with your core audience; literally millions of them waiting to receive your awesomeness. I want to be able to track your progress and especially your story as it's also being documented as you implement what you learn in this book; that's my greatest wish. So 2009, February as I was saying earlier, my digital marketing story was officially launched into new dimensions.  A partner and a friend invited me into a home meeting designed to launch a home business in his apartment, West New York, New Jersey. A multi-million dollar real estate business had just gotten wiped out from underneath me due to the 2008 recession.  So I was open to ways of pivoting because I experienced massive unfathomable success between the ages of 26 and 28 year old. You couldn't tell me anything.  I was on top of the world and suddenly; it was over.  I tried building an online mall, a car export business and a few other things.  I just knew that I was never going into the 9-5 world. I just always knew that I had more value in me to offer the world.  It feels like a big whole ball of fire inside of me and it would be the greatest form of punishment to lock me inside of a cubicle for eight plus hours and 5 days per week or more. In hindsight, I now know that I was naive and too young to be able to comprehend everything I have now learned since then; over 12 years. Anyway, I ended up signing up for a network marketing business opportunity and that officially launched me into the world of marketing. With the prior real estate business, I actually leveraged the power of the internet with direct response and email marketing in so many creative ways.  But I didn't realize it was all digital marketing.  I recruited my whole family into the network marketing, multi-level marketing, MLM business model but they all did nothing with the business opportunity. So I received a $12 check months later in exchange for the $2,000 that I spent on signing them all up. In 2014, I made my way back into real estate in collaborations with other investors, wholesaling, training and coaching investors how to market using my systems.  But since 2009, there is one aspect of all these that I wake up to daily; that's marketing.  I am obsessed. One of the most difficult and “easy to be distracted from” lessons I've discovered is that everyone needs a link to opportunities to serve.  Let me explain. We all want to, not just survive, but we want to be financially stable enough to enjoy the things we like to enjoy.  Let's just address the elephant in the room.   We all want more money no matter how much we already have.  Everytime, you get a raise in income, a new problem is created.  Naturally, the cost of your lifestyle follows suit.   There is not much difference between being a business owner or not; I learned after about a decade.  It's still a rat race if you do not figure out how to link up with new opportunities to serve on a regular basis. Gone are those days, when you would spend 40 hours per week on the same job for 40 years starting at an entry level of $40,000 annual salary.   Even a 6-figure salary doesn't add up any longer. Honestly, I am not even talking about the money because I believe that part is a by-product of having the skills to link yourself up with new opportunities to serve more consistently. In the 9-5 world, it's about those resumes connecting with new potential employers on a consistent basis.  You can no longer afford to settle with one employer for 40 years.  But in business, it's about connecting with new leads, new customers, new clients and new deals on a consistent basis on demand.  In a highly competitive world, it's difficult if you don't pay attention to the digital evolution.   Think about it.  How many businesses do you see on your way home with “closing out sales?”  Every organization including charity organizations are struggling connecting to people who can donate. Here is the problem.  The world hasn't moved on.  It's moving as a consistent constant.  Technology is always evolving and I'm sorry, business cards and billboards have become the most ineffective way to connect with new opportunities to serve and off course make more money. So how do you connect with new leads, new prospects, new customers, new clients, new deals, new jobs and more money as the world continues to evolve in the digital era? You guessed it right.  Digital Marketing; the art and science of leveraging the digital evolution to build influence and connect your values with an audience that already wants it badly. Just a few years ago, we called it internet marketing and online marketing.  But the truth is that we can't keep up because there are on-going developments around the same concept; everything is digital and digitally evolving. In fact, sooner or later, we are going to have half-humans half-robots taking away more old school jobs.  But the good news is that more new-school jobs are being created. Digital marketing is a solution to the problem of connecting with new opportunities as relevant to the obsession of mankind with wanting everything easier, simpler, faster and all the other ‘er's you can think of. But we also know that every solution creates new problems.  And every problem creates new opportunities to solve more problems. So I hope you are starting to think of the idea of digital marketing as the greatest opportunity to make more money and build out your career, your life and your legacy no matter what it is.   I guess the easiest proof I can offer you right now is to observe just social media, which is just one piece of many, from this lens for 24 hours.  Then write your objective observations as to how much money is moving hands right in front of you in real time. While many businesses are going under due to what I consider as arrogance, many new companies and income opportunities are rising daily from something so obvious, many still can't see it. We are going to use this book to shed light on digital marketing and also teach the skills required to take serious advantage of it. If you are still reading, you already know that you need to be marketing in order to keep bringing new eyeballs and revenue into your business.  You already know that it's a direct source of food for the beast. So even if you want to do great things for others from the goodness of your heart, you know that you won't be able to afford to keep it going if no revenues are coming in. But the question now is why should you pivot from more traditional types of marketing into digital?  For one, it's easier, simpler and gets you results faster.  And guess what, it's actually cheaper too. Back in the days, a lot of marketing activity involved throwing stuff against the wall and hoping that something will stick.  Quite often than none, some did stick.  But I would attribute that to that particular environment where everyone else didn't know any better. In this digital age, more and more people are discovering it; even though I believe that digital marketing is still very much in its infancy stages. That right there is your competitive advantage going right out the window.  Sure there is a balancing act between not just jumping on every bandwagon and being proactive when it comes to new technology. Leveraging digital marketing is one of those where you have to be proactive because it has to do with the blood and life of your mission; new people to serve. As opposed to traditional methods, everyone is equal.  (I'm not sure if that's a good thing) and it's easy to get started.  That could have been a disadvantage but because getting started is readily available to anyone, most people are taking it for granted. Many people literally had to wait years for major universities to be teaching it in their curriculum to pay attention to digital marketing.  It's not too late but that doesn't mean you didn't miss out on certain opportunities that come from taking action at ground zero. So I get approached every now and then by people who have a little money to spend on marketing to build their movement and mission.  “Ola, I've got $25,000 to spend on marketing.  Where should I start?” It's probably the most popular question that I get.  “How do I get started?”  Some would say, “there are too many people talking, exactly where is the starting point?” That can be absolutely confusing and frustrating.  So I get it.  Especially when you consider the beast itself; the internet is such a viral machine that it's so easy to get lost in a rabbit hole without any chances of coming out with a useful product. That's one of my goals with this book.  I want to help you outline a step-by-step approach which obviously has to start with a step one.  Speaking of goals, the first step is for you to get crystal clear on what your personal and business goal is, not “are”, but “is” with respect to why you want to leverage digital marketing. Without a clearly written out goal and purpose statement, you will get lost in the sauce of the beast because what we love about it what you may end up resenting about it. I can't tell you how many people have left the mission because of the frustration directly linked to not starting with a goal and clear purpose.  It may sound simple but anything worthwhile in life and business is easier said than done. This book is a great guide, a type of bible, if you will, to help you stay grounded in your set purpose as you navigate the world of digital marketing.   That's what we are going to use as seed for the initial research to identify the right content, platform, placement strategy that will create your desired results from this simple process presented in this book. Go ahead and log in into your favorite social media platform right now.  What do you see?  I bet you see some type of news and/or post feed. Here is something else you will notice.  You will notice that the first few postings in that feed tend to be a continuation of the same type of content you had been engaging at least with your eyes during your recent browsing. As simple and as regular or obvious as that may sound to you right now, I want you to realize how powerful it is to follow your ideal customer and client with content they are most likely going to engage again. “Again?” Yes.  It's very important to pay particular attention to the idea that you can actually track the interest of your ideal audience down to what they are most likely going to enjoy and engage in.  Imagine being able to track this phenomenon down to micro-behaviors and leverage it to build your ability to connect with more opportunities to serve and therefore make money. It's been proven time and time again that your average customers will not do business with you just after their first encounter with your business.  Back in the days, you would have to make follow-up calls to see if they are ready to do business. But in the digital era, you can track and set up automated campaigns to take advantage of what we already know for centuries. Have you experienced an ad following you to every website you go after viewing a product that you didn't buy yet?  With digital marketing, you are able to track people's interest and connect it to your offer in the marketplace in an extremely predictable and scalable way. In this digital age, it's all trackable numbers that you can leverage to create more of its kind; optimized for massive profits in your business. Before we dive in through the rest of this book which I know you are excited about, this is what I want you to do.  I want you to grab a piece of paper or open an empty document on your personal computer.   Then I want you to write straight from your heart what you want personally from digital marketing. I want you to describe your desired outcome in full detail and what that desired outcome would mean to you with respect to wealth building and living a healthier lifestyle and fostering better personal and business relationships. Here is what's going to happen.  You will discover how much you have buried inside for one.  In addition to that, you will notice a flow of ideas based on what we've covered in just the introduction. There are some exceptions.  Maybe you are one of them and you don't feel that way after honestly going through that exercise.  This is what I want you to do. I want you to describe in full detail how you've attempted to use emails and/or social media in any capacity to advance your outcome either in business or in your personal life. Once you've done that, I want you to attempt to quantify the outcome you got from such activities in the past and then multiply it somehow by 100.  Continue to describe the product of that exercise because I know you may find it difficult at this point to describe things in discrete data. Congratulations.  You have just had your first experience in the excitement you are about to discover over the next 11 chapters of digital marketing awesomeness that's about to happen to your business, and your mission. It's never been this easy to quantify the numerous activities involved in exposing content, products and services to quality eyeballs.   Literally, all of it and more can be done from a laptop and a decent internet connection.  In the next and first official chapter, I am going to help you a little further in defining your goals.  Remember, you ultimately know what outcome you desire from leveraging digital marketing to spread your message, impact, products and services.   But I want to help you define it in a way that you are able to predict results so you can double down over and over where necessary.  No worries.  It's going to be a  lot of fun as we dive even further into this.

The township administrator's role is similar to the chief operating officer's responsibilities in the business world. Jamie Cryan has been Cranford's Township Administrator since January 2019. In this week's Cranford Radio podcast he talks about why he decided to work in the public sector, how his previous jobs in West New York, New Jersey led to his current position and what's involved in the position.

Not only in New Jersey, but throughout the country, there are veterans, first responders and others suffering from PTSD. Operation K9 Beethoven uses pet therapy, as well as other methods, to help combat this.Segment 1We learn a little about our guest, Brian Reyngoudt, the Co-Founder and Vice President. After seeing the profound effect Beethoven had on his mother and then eventually his father, Brian and Co-Founder Arpi Kertesz started brainstorming ways they could use Beethoven and other dogs could help people suffering from PTSD. Brian also takes us through the types of places they visit and who they are trying to help.  Today in New Jersey HistoryJames Braddock, a thirty year old Irish-American boxer from West New York, New Jersey defeated Max Baer at Madison Square Garden Bowl, located at 48th Street and Northern Boulevard in Long Island City, New York, for the Heavyweight Championship on June 13, 1935. Joe Louis, who defeated Braddock for the title the following year, proclaimed him the bravest man he ever fought. The movie "Cinderella Man" was based on Braddock. Segment 2Brian tells us the process of matching people with the right emotional support dog. They work in conjunction with the Second Chance Animal Rescue of Perry in Telfair County, Georgia and their trainer Melissa at Brye K9 Training Center in Carthage, NY to make sure they make the right matches and are helping as many people as they can. New Jersey Fun FactNew Jersey is the leading state for the development and manufacturing of flavors and fragrances.Segment 3We discuss the community of volunteers, workers, donors those who Operation K9 Beethoven helps. Bergen County Harley Davidson in Rochelle Park, who not only hosted our interview but are massive supporters of Operation K9 Beethoven, including hosting events. Operation K9 Beethoven: https://operationk9beethoven.com/Instagram: @operation_k9_beethovenBergen County Harley Davidson in Rochelle Park: 124 Essex St Rochelle Park, NJThank you to our sponsors:Albert & Whitney CPAs:  awcpasllc.comContact the show: mike@greetingsfromthegardenstate.comSupport the show

John Brantingham was a driving force behind Mt San Antonio College’s creative writing club for decades. If you went to SAC in the last 30 years, you probably recognize his trademark shock of white hair and weary expression. He was a fixture around the 26 Building where everyone takes their humanities classes, and he taught all three levels of transfer-required English too. Acclaimed Pomona poet Michael Torres says John is a major pillar of the college for aspiring writers. John, his wife Anne, and coworkers Lloyd Aquino and Michelle Dougherty organized Mt SAC’s Culturama and the SGV Lit Fest – events that gave young SGV and IE writers their first chance to get on stage and read beside headliner-level authors. John is currently on a much-needed leave from education, living in West New York. Remote teaching and the cost of living in the area proved to be too much, so he and Anne decided to focus on their own work for a while. Since they may not return, we’re toasting John’s career at SAC – the school he went to – and sharing some of his advice on writing for a living. John is currently editor of the Journal of Radical Wonder, an artistic journal on Medium. He strongly encourages SGV writers to submit their work.

Since 1937 The Rispoli family has been serving some of the best Italian pastries in northern New Jersey. Today Gabrielle (Gaye) and Peter Rispoli share their journey from West New York to opening up their newest location in Hawthorne, New Jersey. --- Send in a voice message: https://anchor.fm/flavio-romeo/message

Change the way you do business for the better with hybrid office solutions from WorkSocial in the Hoboken, Grove St, Paulus Hook, Weehawken and West New York area. More details at https://worksocial.works (https://worksocial.works)

WorkSocial (201-210-8255) invites you to a safe coworking space in West New York, NJ today! They are THE company of choice for temporary offices for hybrid work models. Learn more at https://worksocial.works (https://worksocial.works)

Laz Rivero is a stand-up comedian who frequently performs at the Grisly Pear Comedy Club. Laz attended Memorial High School in West New York, NJ. We talk about being in the modeling club, basketball team, your family joining a cult, Chunky Dunky Nike SB Dunks, and being with a woman who makes more money than you. Follow Laz @lazrivero! Follow @camachbro and @imjustakidpodcast Also go watch my GF and I new podcast @mixedmuttspodcast

Eric Parra, also known as E, is an NJ-born and raised performer for the Limon Dance Company in New York. From Union City, the young Colombian dancer went to Montclair State University, where he earned his degree in dance. He mentioned that in many different environments, he noticed he was always the youngest performer, but that did not stop him from reaching new levels of success. Never too picky of what type of dance he wanted to stick to, Eric proves to be very versatile to many different forms of dances, genres, and stages. He wants to continue doing what he loves around the world. At 15, he began dancing at a Colombian Folk Group in West New York. He joined a Latin Dance Team where he was introduced to a dance teacher who told him to join some dance classes in Union City High School. He became very involved in the arts, which eventually led him to want to study the performing arts in college. He auditioned for the Montclair dance program, and the rest is history. He says that his parents were very supportive throughout his whole journey. Eric proves to be very talented, and although he didn't start at a very young age as many other dances have, his passion for dance shows is a force to be reckoned with. He has worked with and met so many well-known performers like Rennie Harris, who introduced him to Camille Brown, which was a massive moment for E to make the right connections with the right people at the start of his career. He now works for the Lemone Modern Dance Company. He calls it his “Vision Board Company” because he always dreamed of landing a job there. E wants young black and brown boys to hear his story, find hope in their aspirations and dreams, and never give up. He never thought that his dream of one day being a performer would steer him into a career in dance, but here he is, and this is only the beginning for him! You can find Eric on social media @ericmannn, which is his Instagram and also find him at the Lemone Dance company.

AJ El Kallejero es actualmente el gerente de Relaciones con Artistas de América Latina en Youtube. En este cargo es responsable de construir y mantener las relaciones de YouTube con los artistas y la industria de la música. Desde su posición fomenta la participación de los artistas en la plataforma y desarrolla oportunidades para que estos puedan asociarse con YouTube y Google de manera eficiente. La cultura es siempre lo primero. Los latinos según AJ son la cultura pop hoy día. Antes de YouTube, trabajó cuatro años en Spotify, donde dirigió la curaduría de música latina en los géneros urbano, tropical y cristiano. Creó una de las mejores listas de reproducción de Spotify, "Beast Mode". Aj siente que uno de sus llamados es educar a los artistas / comunidades latinas sobre plataformas digitales, marketing, servicios, listas de reproducción, podcasts y distribución de contenido. Antes de Spotify, paso más de diez años trabajando en radio y televisión como ejecutivo de música latina, programador y personalidad de TV y medios. Ayudó a lanzar la primera estación de radio de reggaetón en los Estados Unidos, La Kalle 105.9FM y ha trabajado con algunas de las redes de comunicación más creíbles, incluidas Univision, SBS, CBS, Sirius XM y Telemundo. Nacido y criado en West New York, Jersey con raíces en El Salvador; un producto de una familia inmigrante. Trabaja para inspirar, motivar y empoderar a las personas en las redes sociales mediante el uso de su plataforma para impulsar temas de salud mental, espiritualidad y conciencia del síndrome de down. Además de albergar eventos de relevancia cultural en todo el mundo, consultoría y producción ejecutiva. Uno de sus pasiones es descubrir nuevos talentos y ser parte de su proceso, pero también de su progreso. En este episodio de El negocio del entretenimiento Podcast, el empresario y productor Jafet Santiago repasa con AJ su carrera. Sus triunfos, sus pasiones y sus frustraciones. Si te gusta nuestro contenido te invitamos a que te suscribas a nuestro canal y compartas tu episodio favorito. Créditos: Invitado: AJ Ramos AKA AJ El Kallejero Productor Ejecutivo y Talento: Jafet Santiago Productor Técnico y Editor: Alejandro Colón Grabado en Sparkof Studios en San Juan PR (www.sparkofstudios.com) Derechos reservados Sparkof Media LLC www.sparkof.com --- Send in a voice message: https://anchor.fm/jafet-santiago/message Support this podcast: https://anchor.fm/jafet-santiago/support

This episode is also available as a blog post: https://thecitylife.org/2021/09/28/brookfield-properties-opens-manhattan-west-new-york-citys-newest-destination-for-food-culture-and-hospitality/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/citylifeorg/message Support this podcast: https://anchor.fm/citylifeorg/support

The Padres lost 2 of 3 vs the D'Backs after Yu Darvish struggled again. The Dodgers take the lead in the NL West. Bob Boone quits over Nationals vaccine mandate. Carson Wentz admits he won't get the vaccine. Flooding in New York looks crazy.  Support the show: http://Kaplanandcrew.com See omnystudio.com/listener for privacy information.

The Padres lost 2 of 3 vs the D'Backs after Yu Darvish struggled again. The Dodgers take the lead in the NL West. Bob Boone quits over Nationals vaccine mandate. Carson Wentz admits he won't get the vaccine. Flooding in New York looks crazy.  Support the show: http://Kaplanandcrew.com See omnystudio.com/listener for privacy information.

The Padres lost 2 of 3 vs the D'Backs after Yu Darvish struggled again. The Dodgers take the lead in the NL West. Bob Boone quits over Nationals vaccine mandate. Carson Wentz admits he won't get the vaccine. Flooding in New York looks crazy.  Support the show: http://Kaplanandcrew.com See omnystudio.com/listener for privacy information.

You're listening to the Westerly Sun's podcast, where we talk about the best local events, new job postings, obituaries, and more. First, a bit of Rhode Island trivia. Today's trivia is brought to you by Perennial. Perennial's new plant-based drink “Daily Gut & Brain” is a blend of easily digestible nutrients crafted for gut and brain health. A convenient mini-meal, Daily Gut & Brain” is available now at the CVS Pharmacy in Wakefield. Now for some trivia. Did you know that the remains of Roger Williams were allegedly consumed by an apple tree root? Back in 1683, he was buried in an unmarked grave and when dug up again in 1860, they found a tree root where they supposed the body to be. Now, this may be classic New England Myth making in process but the Rhode Island Historical Society has kept the root and has it on display at the John Brown House in Providence.  Now, here are a few events today that we're looking forward to. At 10 am this morning join Miss Chamoni at the Clark Memorial Library for a virtual story hour for kids. Head over to clarklib.org to register and receive your invite. The Groton Public library is hosting an opportunity for you or your loved ones to get tech support in their virtual Book-a-tech event. Having trouble setting up an email account, downloading e-books, or using your smartphone or tablet? Book a Zoom or phone appointment with our technology librarian and receive one-on-one help with all of your technology related questions. Reserve your spot at the library's website, or by emailing esheehan@groton-ct.gov to set up an appointment.  Looking for a new role? We're here to help. Today's Job posting comes from the The Wine Store in Westerly. They're looking for a part-time cashier. Experience and a high school degree are preferred. Pay starts at $12.00 per hour and must be great with customers. If you'd like to learn more or apply, you can do so by using the link in our episode description.  https://www.indeed.com/l-Westerly,-RI-jobs.html?advn=2763303157644200&vjk=d249143ca2a13f8d Today we're remembering the life of Bartolo Matise of Brass Ring Rd passed away peacefully surrounded by his loving family. Born in West New York, NJ, he was the son of the late Bartolomeo and Giovanna Matise. After serving in the Korean War, Bartolo became the owner of B&B Market in Leonia, NJ where he worked for over 40 years employing many relatives and friends. He will be missed by his three children, his sister and grandson as well as many nieces, nephews, extended family and friends. Thank you for taking a moment today to remember and celebrate Bartolo's life. That's it for today, we'll be back next time with more! Also, remember to check out our sponsor Perennial, Daily Gut & Brain, available at the CVS on Main St. in Wakefield! See omnystudio.com/listener for privacy information.

En este episodiio doy un estimado de cuanto cuesta el costo de vida de la ciudad de West New York, NJ usando la pagina web Cuanto Cuesta Vivir.com Fuente de los datos : https://cuantocuestavivir.com/ --- Send in a voice message: https://anchor.fm/juan-cardenes/message Support this podcast: https://anchor.fm/juan-cardenes/support

This week on Not About Wrestling, we're joined by author, actor, and wrestling shoot interview host, Sean Oliver.  During Sean's introduction, Chris jokes that he's the “godfather of the wrestling shoot interview” but it's hard to argue the title. In fact, Sean's production company and wrestling shoot interviews were a huge influence on Chris starting this very podcast.   For close to a decade, Sean has sat down with some of the biggest names in professional wrestling for wrestling interviews that were ahead of their time.  In our interview, Sean recalls the original concept behind Kayfabe Commentaries, his very first interview with Kevin Sullivan, interviewing wrestling legend Gary Hart the day before his death, having Jake Roberts walk out of an interview before it even began, and how Sean's kind gesture to Buff Bagwell resulted in the wrestler threatening to knock Sean's teeth out the next time the two crossed paths.  Plus, Stephanie and Chris discuss the awful music at the gym, Steph lies about how she's actually feeling, and the official dog of Not About Wrestling, Kopi, joins the show with a perfectly timed wacky horn. Ladies and gentlemen, entering the podcast, from West New York, New Jersey, this is Sean Oliver.  --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/not-about-wrestling/support

Sarah shares her experience, strength and hope in growing up in an alcoholic / dysfunctional home, what led Sarah to ACA Recovery, and how Sarah uses the ACA 12 Steps and tools of the program to guide her life today.

This week Allison had the pleasure of speaking with West New York native and a father of two Ritchie Kirkum. We talked about his love of The Conjuring, why he prefers to see horror movies alone in theatres, how he’s introducing his kids to horror, and there also might be a Star Wars-related segment in this episode, too, because Ritchie is also a huge Star Wars fan. Guest’s Socials: Ritchie’s Twitter: https://twitter.com/Kirkum79 Who’s There? Socials: Twitter: https://www.twitter.com/WhosTherePod Instagram: https://www.instagram.com/WhosTherePodcast Email: TheWhosTherePod@gmail.com Website: https://www.whostherepodcast.com In this episode we discuss Friday the 13th Part 3, Pieces, Green Inferno, Pet Sematary, The Haunting of Hill House, Poltergeist, The Exorcist, Hostel, Saw, The Blair Witch Project, The Hills Have Eyes, IT Chapter 2, The Conjuring, Black Christmas 2019, Insidious, Aquaman, Signs, Gerald’s Game, In the Tall Grass, Midsommar, Hereditary, The Conjuring 2, REC, Shed, #Alive, HOST, The Cleansing Hour, Haunt, The Houses October Built, The Blair Witch Project, Halloween, Scream 2, Ghostbusters: Afterlife, Ghostbusters, Friday the 13th 2009, Texas Chainsaw Massacre remake, Child’s Play 2019, A Nightmare on Elm Street remake, Silence of the Lambs, and more. Want to support the podcast? Check out more information here: https://anchor.fm/whostherepod/support --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/whostherepod/support

Today I interviewed Lu The Motivator owner of CKO Kickboxing located at West New York, NJ. Lu doesn't hold back as he shares his rise in Entrepreneurship. The Good, The Bad, and Ugly only added fuel to his desire to become an owner. He's a huge believer in Manifestation and credits that to his success and turning his Dreams into Reality. --- Support this podcast: https://podcasters.spotify.com/pod/show/fitnesssavedmylife/support

En este tercer episodio, en esta nueva seccion de "Nuestra Comunidad", hablo acerca de el alto costo de vida que se vive en el condado de Hudson de el estado de Nueva Jersey, en especial en la ciudad de West New York. A pesar de los remozamientos y las renovaciones que se ha hecho en la ciudad, la vida es mas cara lo que nos esta afectando a los habitantes de la ciudad. --- Send in a voice message: https://anchor.fm/juan-cardenes/message Support this podcast: https://anchor.fm/juan-cardenes/support

NY Giants Football Chaplain Gian Paul Gonzalez shares his experiences of what it takes to have an 'ALL IN' mindset. In the interview, we discuss some of his experiences from being an All-American basketball player in college, to having an opportunity to play in the NBA; going from being a high school teacher to an ESPN interview during the Super Bowl. Gian Paul is the Executive Director of Hope + Future in West New York, NJ. He is 'ALL IN' in life! Web: https://www.gianpaulgonzalez.com/ ESPN Super Bowl Commercial: https://youtu.be/OWbK6kvquyY Hope + Future Web: http://www.hope-future.us/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

On this episode, the guys sit down with Roberto Mesa aka Mesa aka The King of West New York. Topics covered include: independence entrepreneurship ownership of masters publishing fatherhood family latinos in hiphop cooking And social media content. We also have the Mburnz love song of the week. Make sure to drop a comment and let us know what you think. Follow us on IG:  Burnz- @callme_Joseph_   Mook- @deadass_worldwide   Last Breath Ent. - @lastbreathentertainment   GAHHD Podcast- @gahhd_podcast

Psalms 91 says, “He who dwells in the shelter of the Most High will abide in the shadows of the Almighty. I will say to the LORD, ‘My refuge and my fortress, My God, in whom I trust.'” This passage sounds well and good for normal circumstances, but can it really be trusted in life threatening situations? Adam LiVecchi says it can, and he would know. It 2010 an earthquake struck Haiti and unleashed death and destruction unlike anything imaginable. As many as 3 million people were impacted and hundreds of thousands died. Adam was there… asleep in a concrete house… unaware that his life was about to be changed forever. Adam LiVecchi is the Founder and President of We See Jesus Ministries. Sarah LiVecchi is the Vice President of the ministry. They have been working on We See Jesus Ministries together for 10 years now. Their passion for Jesus and compassion for people has taken them to some of the poorest people on earth. Their love for the gospel keeps them going to the nations. Their love for God's people has caused them to plant Rescue Church in West New York, New Jersey. Hear the story of how Adam learned to trust God in the most crazy of circumstances and learn to trust yourself in an ever deepening way!

Ammie and I met via Instagram and I found myself compelled to invite her to have a call and get to know more about each other. We got on a call and before we knew it an hour had passed and we couldn’t stop sharing our combined experiences! This episode touches on teenage pregnancy, manifesting the life you want, the “mother wound”, and building resilience. Ammie Salom has dedicated her career to healthcare, with 15 years of experience and over 7 years in administrative leadership positions at top healthcare organizations in the tri-state area, including Rutgers’Cancer Institute of New Jersey, Englewood Hospital, Montefiore, and Columbia Medical Center. She holds a B.A. in Business Administration and is currently pursuing a Master’s degree in Healthcare Administration with a concentration in Community Health Education. The daughter of Dominican immigrants, Ammie was born and raised in Brooklyn, New York. She possesses a strong commitment and dedication to the economic empowerment, health, and wellbeing of women and young girls. She is passionate about helping women break through glass ceilings in the workplace, in education, and at home. Ammie has worked with community organizations to assist in fundraising efforts in support of young women and is also the founder of Femmenominal Women, a collaborative community organization dedicated to encouraging women to live productive, healthy, and fulfilling lives. Through this growing platform, she hosts local events bringing women together to share insight about health, careers, family life, as well as connecting them to a network of sisterhood and positive support. A supportive partner to her husband, Gabriel Rodriguez an elected official serving the town of West New York as the Commissioner of Public Safety, Ammie is also a mother of two girls and works hard to model ambition, community volunteerism, healthy lifestyle, and work-life balance for her daughters. Ammi serves on the board of the LUPE Fund, Inc. which is a 501c3 organization whose mission is to Educate, Empower, and Engage Latinas to Promote Leadership and Civic Engagement. She encourages anyone who wants to learn more, to please visit, www.Lupenj.org. They offer scholarships, amazing networking opportunities, and are now hosting several webinars to help keep much-needed conversations going! Ammie is supportive of collaborations with women who want to empower our young girls and WOMEN who are seeking growth, connection, and all things FEMMENOMINAL! You can contact her at Femmenominalwomen@gmail.com. ___________________________________________________________________________ What did you think of this episode? Want more like it? Have an amazing story you’d like to share? Want to be featured on the Vida de Madre podcast? Email Hello@marivega.me or visit www.marivega.me to learn more. Please support and subscribe! To follow the Mari Vega brand visit me on IG @Mari_Vega. --- Send in a voice message: https://anchor.fm/marivega/message

This week, your hosts Steve Lowry and Yvonne Godfrey interview William Ricigliano of Ricigliano and Filopei, P.C. (www.hlmlawfirm.com).   Remember to rate and review GTP in iTunes: Click Here To Rate and Review   Case Details: One of America's Top 100 Attorneys, William Ricigliano shares how he secured justice for Jason Kowalsky, a Verizon technician in New York who was hit by a negligent driver in a Suffolk County Parks, Recreation & Conservation pickup truck. Jason was collecting safety cones and putting away his equipment when the driver struck him from behind with enough force to thrust him into the roadway and to push his parked vehicle forward. Jason sustained damage to his knee and back, requiring surgery and a costly chronic pain management regimen. Despite the defense's attempts to pin Jason's back injury on pre-existing conditions, a Suffolk County, New York jury returned a $5,088,000 verdict.   Click Here to Read/Download the Complete Trial Documents   Guest Bio:   William Ricigliano   William Ricigliano, is the founding partner of Ricigliano & Filopei, P.C. with offices in Manhattan, the Bronx, and soon, West New York, New Jersey.  Mr. Ricigliano founded the firm with the single goal of helping victims of catastrophic personal injury on both sides of the Hudson River.  He has obtained significant verdicts in every borough of New York City as well as Westchester, Nassau, and Suffolk counties and various counties in New Jersey.  He has been named a Metro Area Super Lawyer every year since 2013 and has been named as one of America's Top 100 Attorneys.     Mr. Ricigliano's victories in the courtroom have provided the opportunity to focus his attention in various areas of specialty.  A $3.775 million verdict in Suffolk County for an 8-year-old boy who suffered a traumatic brain injury and required a lifetime of medical care sparked Mr. Ricigliano's devotion to victims of traumatic brain injury.  Similarly, a $2.6 million settlement after three weeks of trial in Brooklyn influenced his work with clients suffering from complex regional pain disorder, a chronic pain condition caused by trauma.     Mr. Ricigliano has also dedicated his practice to the representation of construction workers who sustain life-altering injuries on the job.  These hard-working men and women include carpenters, ironworkers, roofers, and industrial bridge painters, who typically are unable to return to their former occupations.      A significant portion of his practice is also related to handling spinal injuries, including a 5 million verdict in Suffolk County in 2015 for a Verizon Technician who was struck by a Suffolk County Parks vehicle, was forced to undergo spinal surgery and never returned to work.  Mr. Ricigliano's trial results have been included as verdict of the year on multiple occasions.     Mr. Ricigliano graduated from Touro Law School in Huntington, New York in 1994 in the top 20% of his class and received a Bachelor of Arts Degree, Cum Laude, in Political Science from the University of Massachusetts in 1989.  He is a proud member of the North American Brain Injury Society, American Association for Justice, and is on the Board of Directors for Pink Concussions.  Mr. Ricigliano has authored more than thirty legal articles and a legal book, Premises Liability Claims:  A Guide to Defending Owners.   Read Full Bio   Show Sponsors:   Legal Technology Services - LTSatlanta.com   Digital Law Marketing - DigitalLawMarketing.com   Case Pacer - CasePacer.com   Harris, Lowry, and Manton - hlmlawfirm.com   Free Resources: Stages Of A Jury Trial - Part 1 Stages Of A Jury Trial - Part 2

Born in Hoboken and raised in West New York, Hector is a proud product of Hudson County’s public schools, from his humble beginnings at Head Start to his diploma from High Tech High School. Hector’s mother emigrated from the Dominican Republic. His experiences confronting the injustices imposed by an economy rigged against working class people is what fuels his run for Congress. See acast.com/privacy for privacy and opt-out information.

El mundo ha entrado en caos y panico por el CoronaVirus (COVID-19) y nosotros como CRISTIÁNOS, sabemos de que DIOS esta en CONTROL. Suscríbete A Mi Canal: ▶️https://www.youtube.com/omaroropesaSígueme En Redes Sociales:▶️Facebook: https://www.facebook.com/omaroropesamusic▶️Twitter: https://twitter.com/OmarOropesa▶️Instagram: https://www.instagram.com/omaroropesaSitio Web Oficial:▶️http://www.omaroropesa.org/Para Presentaciones o Entrevistas:▶️booking@omaroropesa.orgMercaderia:▶️https://www.omaroropesa.org/productosSupport the show (http://paypal.me/OropesaOmar)

Coach Dan Occhiogrosso; Head Tennis Coach, West New York Memorial High School; West New York, NJ by

Frankie Morales Junto A Frankie Vazquez Sábado 22 de Febrero Recordando a Los Bad Street Boys Y al Conjunto Libre. M.C. Hector Luis Navarro Jr. La Nueva Voz De New York City --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/hector-luis-navarro/message Support this podcast: https://anchor.fm/hector-luis-navarro/support

Whether you're training for self-improvement, fitness, weight loss, sport competition, or self-defense, our Brazilian Jiu Jitsu Classes in West New York have you covered. We offer adults a cutting-edge No-Gi program that focuses on every element of this modern martial art, helping you build strength and total body fitness as you master the techniques of throws, ground grappling, and submissions. At Anaconda BJJ, we are proud to work with all experience levels, helping you build your skills from the ground up in our beginner's program or take your training to the next level with our advanced program.

From Lindy West, the New York Times columnist and bestselling author of Shrill, comes The Witches Are Coming, an incisive cultural critique that explains how patriarchy, intolerance, and misogyny are still alive and well. This program was held in partnership with Politics and Prose on November 11, 2019. 

Show #586   Good morning, good afternoon and good evening wherever you are in the world, welcome to EV News Daily for Friday 20th September 2019. It’s Martyn Lee here and I go through every EV story to save you time.   Thank you to MYEV.com for helping make this show, they’ve built the first marketplace specifically for Electric Vehicles. It’s a totally free marketplace that simplifies the buying and selling process, and help you learn about EVs along the way too.   LG CHEM MASS PRODUCING NCM CYCLICAL BATTERIES FOR TESLA "LG Chem has begun to mass produce batteries for Tesla’s Model 3 electric vehicles from its Nanjing plant in China, according to industry sources Sept. 18. The US-based EV maker will be using LG Chem’ 21700 type batteries using NCM811 that boast a nickel proportion of 80% or more. The LG company previously supplied the NCM811 to electric buses. This is the first time to supply an automobile, the sources said." reports TheElec.kr: "Until now, Tesla has been supplied by Japan’s Panasonic, which uses NCA, which is another type of high nickel cathode material. LG Chem convinced Tesla to switch to NCM811 batteries based on the longer driving distances per charge. It also hinted that it may be able to begin mass producing NCMA batteries, which is even higher in nickel, beginning in 2022 to apply to EVs."   http://en.thelec.kr/news/articleView.html?idxno=512   DAIMLER ENDS GAS ENGINE DEVELOPMENT: FULL FOCUS ON ELECTRIC CARS "Daimler has just announced that it is halting all future development of gasoline engines. The automaker will solely focus on electric cars from here on out. This implies that Mercedes-Benz is taking the same approach." says InsideEVs. Translated for Auto Motor Und Sport: "Daimler is currently bringing the latest generation of internal combustion engines to market in various models, such as the new inline six-cylinder engine for the E- and S-Class as well as the SUVs - this generation could also be the last." Auto Motor und Sport says that this bit of news comes from Daimler development chief Markus Schaefer, who suggests that Daimler's roadmap currently has no plan, for future gasoline engine development, though he notes that the outlook could change. However, the focus now is on electric-drive, with gas and diesel engines on the backburner."   https://insideevs.com/news/371793/daimler-no-gas-engine-electric-only/   CHINA IS WINNING THE RACE TO DOMINATE ELECTRIC CARS "China’s gasoline demand, after almost doubling between 2010 and July 2019, is now essentially flat. China diesel demand, meanwhile, peaked several years ago." reports Bloomberg: "China’s sales of “alternative energy vehicles” — mostly electric, with some hybrids and a small number of natural gas combustion engines — are nearly 1.5 million. Meanwhile, sales of all passenger vehicles peaked at close to 25 million in the middle of 2018, and are now below 22 million." And the story of China is one dominated by domestic makers: "There is only one company in the top 10 by percent of electric passenger vehicle revenue that isn’t Chinese: Japan’s Mitsubishi Corp. Two Chinese automakers get more than 40% of revenue from electric vehicle sales; a third gets nearly a quarter of its revenue from EVs." It's really a two horse race between Chery and BYD. Along with JAC, BAIC, Jiangling, Geely and WM Motor amongst many others.   https://www.bloomberg.com/opinion/articles/2019-09-20/electric-vehicle-market-so-far-belongs-to-china"   VOLKSWAGEN WANTS ITS ELECTRIC CARS TO MIRROR TRADITIONAL PRICING MODEL "Electric cars likely have years before they reach cost parity with vehicles donning an internal-combustion engine, but Volkswagen wants to scrap the waiting game. Instead, it's looking at an "apples to apples" kind of approach for its electric vehicles. That's the word from Volkswagen America CEO Scott Keogh." says Roadshow by CNET: "The CEO told Green Car Reports in an interview published Tuesday that the automaker's goal is to price its electric cars comparable to a similar fossil fuel-powered model in its lineup. In this case, he spoke of the forthcoming ID 4 -- an electric SUV that will mark VW's electric car assault on the US. The ID 4 should be sized similarly to the Tiguan crossover SUV, and with a price point to match the traditional car, it VW "is positioning it for the masses." As a reminder, the Tiguan starts at $25,290 after a destination charge."   https://www.cnet.com/roadshow/news/volkswagen-electric-car-pricing-msrp-id3-id4/   TATA MOTORS TO ROLL OUT ELECTRIC CARS, SUVS ON NEW ZIPTRON PLATFORM "Tata Motors is working on a range of electric passenger vehicles including SUVs based on its new e-vehicle technology Ziptron. The company, which is already producing electric versions of its Tigor hatchback car, plans to launch the first e-vehicle on Ziptron electric powertrain technology in Q4 of FY20 and will follow this up with at least 3-4 more products." according to India Times: "nd even though the government’s e-mobility focus is for public transport, the Ziptron range “will primarily focus on personal buyers – we are not targeting volumes but more a progressive move towards e-mobility. In terms of electric commercial mobility, Tata Motors will not only get into all-electric buses but also focus on last-mile cargo options."   https://timesofindia.indiatimes.com/business/india-business/tata-motors-to-roll-out-electric-cars-suvs-on-new-ziptron-powertrain-platform/articleshow/71218877.cms   NEW CARSHARE SERVICE WITH 2,000 ELECTRIC VEHICLES LAUNCHING IN METRO VANCOUVER "There will soon be a new carshare player in Metro Vancouver, and its name is SUMO — short for Shared Use Mobility Company." according to Daily Hive: "A smartphone app for the service will be ready by the summer of 2020. SUMO’s initial fleet of vehicles will use 100 Hyundai electric IONIQ cars and 50 Hyundai KONA cars, plus a range of other vehicles such as Volkswagen ID, Audi E-tron, Tesla, and the Ford F-150 electric truck. As the all-electric vehicle fleet and the number of hubs grow, the business model will shift to intra-hub pick-up and return. When the fleet size reaches a critical mass stage, SUMO will become a regional free-float service, with an aim to have 2,000 vehicles by the end of 2022."   https://dailyhive.com/vancouver/sumo-carshare-electric-vancouver-surrey   THIS HIGH SCHOOL CLASS TEACHES KIDS TO EV-SWAP CLASSIC VWS "Auto shop classes have been dwindling in the United States as the high-budget course is simply too expensive for most schools to run. In the case of Memorial High School in West New York, New Jersey, shop teacher Ron Grosinger witnessed the elective course go from six teachers down to two. But Grosinger recognized shop class is still an important hands-on learning experience for students, so he found a way to keep it relevant for years to come." writes CarBuzz: "So in 2008, he approached the school with a new idea: teaching his students to convert a gasoline car into an electric car. Since beginning the program in 2008, it has expanded to four teachers and the school added an after-school automotive program. There are also more female students than when the program began."   https://carbuzz.com/news/this-high-school-class-teaches-kids-to-ev-swap-classic-vws     QUESTION OF THE WEEK The MYEV.com Question Of The Week…   What is your dream EV roadtrip?   I want to say a heartfelt thank you to the 253 patrons of this podcast whose generosity means I get to keep making this show, which aims to entertain and inform thousands of listeners every day about a brighter future. By no means do you have to check out Patreon but if it’s something you’ve been thinking about, by all means look at patreon.com/evnewsdaily     PHIL ROBERTS / ELECTRIC FUTURE (PREMIUM PARTNER) BRAD CROSBY (PREMIUM PARTNER) AVID TECHNOLOGY (PREMIUM PARTNER)   DAVID ALLEN (PARTNER) OEM AUDIO OF NEW ZEALAND AND EVPOWER.CO.NZ (PARTNER) PAUL O’CONNOR (PARTNER) BLAKE BOLAND @EVLIFEIRELAND (PARTNER) TRYEV.COM (PARTNER) GARETH HAMER ALAN ROBSON (EXECUTIVE PRODUCER) ALAN SHEDD (EXECUTIVE PRODUCER) ALEX BANAHENE (EXECUTIVE PRODUCER) ALEXANDER FRANK @ https://www.youtube.com/c/alexsuniverse42 ANDERS HOVE (EXECUTIVE PRODUCER) ASHLEY HILL (EXECUTIVE PRODUCER) BÅRD FJUKSTAD (EXECUTIVE PRODUCER) BARRY PENISTON (EXECUTIVE PRODUCER) BOB MUIR / GINGERCOMPUTERS.COM IN DUNDEE (EXECUTIVE PRODUCER) BRENT KINGSFORD (EXECUTIVE PRODUCER) BRIAN THOMPSON (EXECUTIVE PRODUCER) BRIAN WEATHERALL (EXECUTIVE PRODUCER) CESAR TRUJILLO (EXECUTIVE PRODUCER) CHARLES HALL (EXECUTIVE PRODUCER) CHRIS HOPKINS (EXECUTIVE PRODUCER) COLIN HENNESSY (EXECUTIVE PRODUCER) CRAIG COLES (EXECUTIVE PRODUCER) CRAIG COOPER (EXECUTIVE PRODUCER) CRAIG ROGERS (EXECUTIVE PRODUCER) DAMIEN DAVIS (EXECUTIVE PRODUCER) DAN FAIRS (EXECUTIVE PRODUCER) DARREN BYRD (EXECUTIVE PRODUCER) DARREN SANT FROM YORKSHIRE EV CLUB (EXECUTIVE PRODUCER) DAVE DEWSON (EXECUTIVE PRODUCER) DAVID BARKMAN (EXECUTIVE PRODUCER) DAVID FINCH (EXECUTIVE PRODUCER) DAVID PARTINGTON (EXECUTIVE PRODUCER) DAVID PRESCOTT (EXECUTIVE PRODUCER) DEREK REILLY FROM THEEFFECT.NET (EXECUTIVE PRODUCER) DIRK RUTSATZ (EXECUTIVE PRODUCER) DON MCALLISTER / SCREENCASTSONLINE.COM (EXECUTIVE PRODUCER) ENRICO STEPHAN-SCHILOW (EXECUTIVE PRODUCER) FREDRIK ROVIK (EXECUTIVE PRODUCER) FREEJOULE AKA JAMES (EXECUTIVE PRODUCER) GENE RUBIN (EXECUTIVE PRODUCER) GEOFF LOWE (EXECUTIVE PRODUCER) GEORGE CLARGO (EXECUTIVE PRODUCER) IAN GRIFFITHS (EXECUTIVE PRODUCER) JACK OAKLEY (EXECUTIVE PRODUCER) JAMES STORR (EXECUTIVE PRODUCER) JASON FAN (EXECUTIVE PRODUCER) JEFF ERBES (EXECUTIVE PRODUCER) JERRY ALLISON (EXECUTIVE PRODUCER) JILL SMITH (EXECUTIVE PRODUCER) JIM MORRIS (EXECUTIVE PRODICERS) JOHN BAILEY (EXECUTIVE PRODUCER) JOHN LACEY FROM CLICK CLACK VIDEO NZ (EXECUTIVE PRODUCER) JON AKA BEARDY MCBEARDFACE FROM KENT EVS (EXECUTIVE PRODUCER) JON KNODEL (EXECUTIVE PRODUCER) JUAN GONZALEZ (EXECUTIVE PRODUCER) KEN MORRIS (EXECUTIVE PRODUCER) KEVIN MEYERSON (EXECUTIVE PRODUCER) KYLE MAHAN (EXECUTIVE PRODUCER) LARS DAHLAGER (EXECUTIVE PRODUCER) LAURENCE D ALLEN (EXECUTIVE PRODUCER) LESZEK GRZYL (EXECUTIVE PRODUCER) LUKE CULLEY (EXECUTIVE PRODUCER) MARCEL LOHMANN (EXECUTIVE PRODUCER) MARCEL WARD (EXECUTIVE PRODUCER) MARLIN SCHELL (EXECUTIVE PRODUCER) MARTIN CROFT (EXECUTIVE PRODUCER) MATT PISCIONE (EXECUTIVE PRODUCER) MATTHEW ELLIS (EXECUTIVE PRODUCER) MAZ SHAR (EXECUTIVE PRODUCER) MIA OPPELSTRUP (EXECUTIVE PRODUCER) MICHAEL PASTRONE (EXECUTIVE PRODUCER) MICHEAEL KYFFIN (EXECUTIVE PRODUCER) MIKE ROGERS (EXECUTIVE PRODUCER) MIKE WINTER (EXECUTIVE PRODUCER) NATHAN GORE-BROWN (EXECUTIVE PRODUCER) NEIL E ROBERTS FROM SUSSEX EVS (EXECUTIVE PRODUCER) NORTHERN EXPLORERS (EXECUTIVE PRODUCER) OHAD ASTON (EXECUTIVE PRODUCER) PAUL RIDINGS (EXECUTIVE PRODUCER) PAUL SEAGER-SMITH (EXECUTIVE PRODUCER) PAUL STEPHENSON (EXECUTIVE PRODUCER) PERRY SIMPKINS (EXECUTIVE PRODUCER) PETE GLASS (EXECUTIVE PRODUCER) PETE GORTON (EXECUTIVE PRODUCER) PETER & DEE ROBERTS FROM OXON EVS (EXECUTIVE PRODUCER)  PHIL MOUCHET (EXECUTIVE PRODUCER) PONTUS KINDBLAD (EXECUTIVE PRODUCER) RAJEEV NARAYAN (EXECUTIVE PRODUCER) RALPH JENSON (EXECUTIVE PRODUCER) RENÉ SCHNEIDER (EXECUTIVE PRODUCER) ROB COOLING / HTTP://WWW.APPLEDRIVING.CO.UK/ (EXECUTIVE PRODUCER) ROB HERMANS (EXECUTIVE PRODUCER) ROBERT GRACE (EXECUTIVE PRODUCER) ROBIN TANNER (EXECUTIVE PRODUCER) RUPERT MITCHELL (EXECUTIVE PRODUCER) SABBY THE CAT (EXECUTIVE PRODUCER) SARAH MCCANN (EXECUTIVE PRODUCER) SARI KANGASOJA (EXECUTIVE PRODUCER) SEIKI PAYNE (EXECUTIVE PRODUCER) STEVE JOHN (EXECUTIVE PRODUCER) STUART HANNAH (EXECUTIVE PRODUCER) THE LIMOUSINE LINE SYDNEY (EXECUTIVE PRODUCER) THE PLUGSEEKER – EV YOUTUBE CHANNEL (EXECUTIVE PRODUCER) TIM GUTTERIDGE (EXECUTIVE PRODUCER) WILLIAM LANGHORNE (EXECUTIVE PRODUCER) ZACK HURST (EXECUTIVE PRODUCER)   You can listen to all 583 previous episodes of this this for free, where you get your podcasts from, plus the blog https://www.evnewsdaily.com/ – remember to subscribe, which means you don’t have to think about downloading the show each day, plus you get it first and free and automatically. 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Today's trending topics: Controversy is brewing in the race for mayor of West New York. Three people are recovering this morning following a two-car crash in Jefferson Township. In North Bergen, the person who shot four people on Sunday still hasn't been caught.

*Alcalde Roque lanzó SafetyFirstWNY con una contribución personal de $ 10,000 *Una organización sin fines de lucro dedicada a recaudar fondos para el sistema de seguridad de la ciudad Video cameras in numerous locations in West New York to better protect the residents of West New York from criminal activity. Mayor Roque’s plan also provides 24 hours of police monitoring of the community’s parks and recreation areas. The Mayor made the following comments at this press conference Keeping the citizens of West New York safe has been my highest priority. I am proud of my almost 8 year record as the Mayor and Police Commissioner which has demonstrated my commitment to the working families of our great city to keep them safe. When I first took office our city was in shambles. Due to financial mismanagement of the prior administration our police force was the subject of numerous layoffs and its moral was at an all-time low. As your Mayor and Police Commissioner I restored the police department to its full strength by hiring over 30 police officers. Under my leadership we restored moral and through modern initiatives reduced the crime rate in our city by 17%. Currently the Town of West New York is using an antiquated video surveillance system. There are approximately 50 cameras in use of which 20 are in or around City Hall. It does not make sense that almost half of our cameras are focused on town hall instead of protecting our citizens from crime. Recently I have learned that some of my colleagues are seeking to install more cameras in Town Hall instead of using them to fight drugs, gangs and crime. Sadly, the camera currently being used in the streets are antiquated and many are not working correctly. These must be upgraded or replaced.

This week, Ben, John, and Ryan explore the art of understanding new real estate markets -- including what drives appreciation, occupancy, and rent growth.   (Transcript below.)   Ep. 11 - Location, Location, Location - Deciding Where to Invest   Ben Shelley: [00:00:07] Welcome to the Brick x Brick Podcast. I'm Ben and I'm here with John and Ryan for today's episode. We're going to discuss the geographic area of choice for most investors when they're first deciding where they want to make their first real estate investment. We're going to talk about markets in submarkets timing of purchases and how to source those deals and the process itself of narrowing down your search. As an individual investor begin to decide where it is you want to allocate your capital both for your first investment for intermediary investments and for future investments. So guys let's jump right into it maybe we can talk a little bit about our own processes and how we got into the first markets we found and what drew us to those markets I think that might be a good place to start. Ryan you want to take a crack at it.   Ryan Goldfarb: [00:00:49] Sure. The way that I break down this discussion is starting at the top we're looking at things on a market level and then beneath that you begin to consider these submarket. And then beneath that you have different neighborhoods or other areas within that submarket. So when I was making my investment decisions locally or at least most recently what I was originally contemplating was which market I wanted to be in which for me was an easy decision because I was pretty limited in that I wanted to do it close to where I was geographically located. And beyond that I was looking at a variety of factors such as the entry point on the on a purchase which limited me or at least precluded me from buying in let's say an area like Manhattan. And then lastly I was looking for neighborhoods that kind of struck a balance between something that had a a little bit of a positive outlook moving forward but that wasn't so saturated it wasn't so competitive nowadays that I felt liked where I got to where I felt future opportunity or future values had kind of passed me by.   John Errico: [00:02:05] Yeah I think where to invest is a broad topic.   John Errico: [00:02:09] And the way that I got started was just I mean if you listen to the podcast before my investing story is like I just wanted to buy a place near where I was already living. So you know I was living in Manhattan and I wanted my place in the Greater York City area. So I bought a place in New Jersey which was the closest affordable place at the time to where I was living. But the factors that go into where you want to invest I think depend a little bit on your investment thesis. So maybe we can get in a little bit to that. You know I think from a very high level the easiest way to say where I want to invest is I won't invest in a place that makes me the greatest returns. But that may not exactly be the greatest returns monetarily it may not be correlated with your goals in doing real estate investing. So for example if you can make great returns in a city very very far away from where you live that might be nice but if you want to get into doing investing say full time we're going to be a real operator totally outsourcing your investments to a third party in a different city is not going to fulfill the goals that you have of being a real estate operator. I don't Ryan actually started investing not locally right your first deal was in Nashville Memphis Memphis.   Ryan Goldfarb: [00:03:25] I wish it was a outflow of appreciated walking and whether it is Memphis.   Ben Shelley: [00:03:29] It was it was a turnkey investment right.   Ryan Goldfarb: [00:03:31] And it was it was a construction on it was the single family purchased it for right around 50 grand and rented for like six seventy five a month. How did you find that. So that was that was back when I was wrapping up college my brother and I were looking for a turnkey investment to get something under our belts and we had kind of perused a few different markets outside of New York because we were a little bit more capital constrained.   John Errico: [00:03:54] And what is peruse exactly, perused, perused. How did you go about it   Ben Shelley: [00:03:59] This is why the geography map placed them in New Jersey because if you're outside of New Jersey you don't use the word Peru's center.   John Errico: [00:04:05] I mean I mean how how did you peruse I know I'm just certain at the time.   Ryan Goldfarb: [00:04:09] Well we were first and foremost looking for something or for an area where we could buy something by a single family house for under K and building it rents that were obviously able to support the investment and yield a decent return but also to know that we're not buying in what we would have considered a war zone or an area where we wouldn't have really felt comfortable owning property especially remotely. So I think at the time we were looking at Memphis I think we had briefly considered some areas of Atlanta. I think there were some I think either Dallas or Houston there were some providers over there that we had explored very briefly but ultimately Memphis was the first one that we it seemed to take all the boxes. It was also easy to get to which for us was kind of important because we figured if if our manager wasn't holding up their end of the bargain and we had to physically go there we wanted somewhere where it wasn't gonna cost us a thousand dollars to take a roundtrip flight to go for two days just to make sure that the house wasn't on fire.   Ben Shelley: [00:05:09] Yeah it's funny you guys mention both the geography and familiarity with certain areas because I know while I am not as far in my career as either of you what brought me to Ryan first and then John was the fact that I had an interest in college and was seeking in college. My first investments particularly in the Hudson County area across the water in West New York in Union City in North Bergen and the reason for that was twofold. One of them was that the market was strong there was consistent rental growth and sales growth over a certain period of time which I was tracking and was was excited about as an investor. But there is also a familiarity factor in the sense that the person and partner that I was planning on going into this business with had family and friends who had been contractors in the area for many years. And so I understood that I was going in for myself. Looking at the market and having a familiarity with how to source deals and underwrite deals but had a partner who had experience with construction and understanding how much things cost. So I think it's probably important to also think about how do you know in certain areas. I mean it's natural to want to invest I think close by. And if the numbers can work for you and what are the other mitigating factors that might bring you closer to pulling the trigger on a deal in that neighborhood or maybe making you look a little bit further away.   John Errico: [00:06:20] Well yeah I think a really high level the way that I think about geography is so a lot of times I look at an area I'm looking at it for buy and hold purposes at least that's how I've been traditionally doing it I think for flips it's a little bit different we can talk about that but for a buy and hold area I like to come up with a thesis for investing in that area and if I don't have a thesis that I feel comfortable with or if I can't think of one then that's probably a bad sign. So the greatest example for me is then the Tri-State area like the New York City suburb. So the thesis for investing in New York or in New Jersey or in Connecticut anywhere around New York City is New York City. So obviously not everybody who lives in New Jersey or Connecticut or even New York works in New York City but the reason why this region is what it is is because of New York at some point. The reason why it's going to be sustained is because of New York. So when you're betting on when you're buying real estate around New York City you're betting on you know in a sense in New York City you're saying do I think people are going to keep living in New York City traveling a working culture whatever. And for me the answer is yes. Some people might disagree about that but probably a lot of people believe that New York City is going to be a great thing. We also invest in new haven Connecticut which is a little bit of a different market tertiary market not a New York City suburb per say but the reason why invest in new haven is because of Yale. So Yale has a ton of money. It owns a bunch of property in the area and it has the second largest endowment and other university in the entire nation.   Ben Shelley: [00:07:50] Here we go.   John Errico: [00:07:51] But so investing in real estate in New Haven particularly around Yale is betting on Yale and do I think that Yale is going to be a place where people want to go that's gonna have a lot of money that's going to keep care about the city. Yes I think that's a good that's a good answer. So you can take that analysis and say well you know what's my thesis for investing in a small city in Iowa. I don't know maybe the returns look great on paper but I'm wondering why people live there.   Ben Shelley: [00:08:17] Well I think it's going to I think a good example of that is the way that that you John identified and how we as a group are identifying properties in Atlantic City because I think what people would look at as mitigating factors to keep them away from the market things like the environments obviously the fact that the city could be underwater things like a generally I guess maybe you would say some are literally underwater literally underwater figured. So so so a market that is more based on what they deliver in the summertime so vacationers and people come in for maybe weekends or natural parties obviously there's the casinos down there and you found a model the Airbnb which has generated returns well above I think what you would generally get at market rate when you're talking about traditional rentals and so when I like your description of the thesis you bring to the table because that is a perfect example of looking at an area like Atlantic City that to a traditional foot through traditional metrics may maybe you say even if you live further way I don't know about this and turns that into that somewhere that I want to try to source deals and pick things on the cheap.   John Errico: [00:09:17] You can also tease out your assumptions and your risk factors that way right. So if you say I would invest in an area and the only reason why people live in the area is because there is this one big thing like there's a big manufacturing plant or there's this big type of industry. Then your sensitivity is well if that industry or manufacturing plant or whatever closes that's it there's no other reason to live in the area. So I'm not saying that's a bad reason to invest somewhere but it's helpful to have the knowledge of saying here's what I'm sensitive to and if any of those things happen then it's gonna be bad for me. And you know Detroit has an example right. So what.   Ryan Goldfarb: [00:09:53] Or another example of that today or I mean quite timely as Long Island City and Amazon HQ2. There's a lot of hype and a lot of I think probably a lot of speculation that went on over the the last few weeks the last few months since each Q2 was announced for Long Island City and obviously the sensitivity there is a little bit different than it is in some other locations where you don't have such a diverse subset of industry but nonetheless I'm sure there is plenty of speculative work that was done in advance rather either for developments or for just people who thought Oh the rents are going to go through the roof because people who are coming in are going to have quite a bit of money.   Ben Shelley: [00:10:35] To piggyback off that real quick to the L train I think is even a greater example because that was two years in the running and people say new leases and moved businesses and sold homes.   Ben Shelley: [00:10:43] I had friends who were involved in the real estate business who were considering going in with partners and buying up homes or along that area at a discount to market. Given what everybody was anticipating so that's it's a great point.   Ryan Goldfarb: [00:10:54] Or or the Upper East Side of Manhattan where you've had the Second Avenue subway in the works for I think it's been like 30 40 years since I really like or 60 plus or two. But yes it did.   Ryan Goldfarb: [00:11:07] Finally it finally came on line over the last few years from 96 to 72.   Ben Shelley: [00:11:12] So it's getting married. So in another 80 years maybe it'll have to have more than three stops but it is amazing and it does do a lot for congestion as well and for pricing along that line. But it's funny because when I was working for a property manager actually we used to rent two homes that were literally right on Second Avenue on 83rd Street where the hub on eighty third was being built and the no and.   Ben Shelley: [00:11:35] I hate to say this I probably shouldn't put this on record but we would probably strategically not bring people during the height of working hours because it's unconscionably loud. However. At the same time people were then getting a discount to market and frankly if someone had come to us given how delayed that process was had come to my boss and offered a reasonable price maybe a little bit discounted to market. I wouldn't be shocked if she would have maybe considered something like that given the circumstance so it's all considerations to take into account and it's not just from an investing standpoint.   Ryan Goldfarb: [00:12:03] It's interesting to think about how many deals were consummated over the last 20 30 40 years with the assumption that this redevelopment was going to be a success because over the long term that Second Avenue Subway was going to be a boon to the area.   John Errico: [00:12:18] And the other thing about it is you can never truly anticipate what's going to happen in a market you know again that the HQ to example is so great because now that you two is not happening in Long Island City police the time is recording so you can reference this was going to happen with the market and that's OK. But I think it's important to at least have the knowledge of the factors that might implicated. So even if you can't control them and don't know what's going to happen it's at least a modicum of control to have knowledge of what the factors are. So for me the first step in thinking about an area to invest in is is the thesis. Can I come up with a thesis that I feel comfortable with. Is there a reason why it's going to happen. And then along to dovetail with that something that we brought up earlier for me is what is my goal in investing is my goal to maximize the amount of money that I'm investing is my goal to learn about investing is my goal to make this one of many projects to two by only this type of asset to buy different types of assets to do buy and hold stuff to flip stuff but that depends on you. My goal Getting Started in real estate was to do more real estate investing. And for me that meant it was conducive to invest near where I was because if I was investing that's the country even if I had to do a lot of that just physically getting there would be very very hard and it would take me a long time to ramp up because even if I got comfortable with an area I would have to get very very very comfortable off sourcing all of that work to a third party living in wherever it might be before I really got started whereas living in New York and investing in new jersey as I started I mean that's a 15 20 minute trip over that I can do it any time. And did many many times before I moved here.   Ryan Goldfarb: [00:13:59] There's also some calculus involved with what your risk tolerance is because the Amazon HQ2 example highlights the resiliency of the New York market where frankly that's probably not going to make much of a ding in the economic viability of of those areas. But if you're talking about an area. In if you're talking about you know a 1 manufacturing plant town in rural Pennsylvania and your investing thesis is that there are 5000 jobs in that specific area that are tied to that plant at the moment that plant shuts there are going to be very few things to pick up the slack for you. And so the risk is like it's truly a boom bust is either it's going to go well because you have that or you're going to be. There's going to be no suitors for your for your property as tenants and there will probably be very few end buyers should you decide to liquidate.   John Errico: [00:14:54] Yeah it's one of the things that annoys me but sometimes I'll encounter people who say oh man I'm making a killing investing in city I've never heard of in state that is you know among the 10 least populated states in the country and it's like well maybe I mean maybe the returns are great but why do people live there. You know like what what's going on in that. I I don't say that cynically because maybe there is some reason they just don't fully understand. But you know I bet that you could find a multifamily property in small town come a small state that's going to look great on paper but what's going to happen to that property in two five 10 years. I have no idea. I'm probably not sure that market enough nor can I come up with a thesis as to why it's going to do well so that's that's a pretty risk investment to me even if the numbers might bear out as being very conservative.   Ryan Goldfarb: [00:15:42] To what extent this is kind of shifting gears a little bit. But John look to what extent if you have vetted a particular market let's say you're talking about New Haven. To what extent do you try to validate some of your assumptions with data you get into some of the demographic data do you get into average incomes. Do you look at home prices like what what's your what's your next step.   John Errico: [00:16:03] I don't I haven't really looked at demographic data per say. What I'm most interested in would be the rents versus price of homes for a buy and hold. So that information is extremely readily available it's literally going on Zillow or anything looking at what homes are and then going on Craigslist or rent on Twitter or any of these other Web sites and seeing what the average rents are. That alone is a pretty good starting point. I think crime data is very helpful. I think crime is probably one of the prerequisites to a lot of. I mean you can have great returns on paper but if you can't walk outside your door nobody is going to know it's going to live there. There's a big distinction in my mind between what the returns could be on paper and what they actually are. A lot of areas that have bad crime you look at whatever analytical model you want to look at cap rate cash on cash return or whatever and you say oh my gosh it's so great. Even if you assume vacancy of 10 percent or whatever and then you go in and it's insane because you just can't get anybody to live there you know your vacancy is like 50 percent or 80 percent or whatever you want to say.   Ryan Goldfarb: [00:17:10] It's funny you mentioned that because I have a theory that oftentimes the best deals the best returns that you can actually realize fall at that intersection between the areas where people have these preconceptions about maybe there being too much crime or it just being undesirable for one reason or another so that you know it scares out a certain class of person. But at the same time the reality is when you investigate it there are still plenty of people who do live there and the perception of crime perhaps is overblown. And so I think that's really where you can maximize returns and that's where that kind of like artistic or subjective metric of like intuition comes into play where you actually go somewhere and you see it and you understand what the living breathing fabric of that is.   John Errico: [00:17:56] Yeah. Davies is a concrete example. So I started investing in Union City New Jersey and I think Union City and Jersey City as well very much had fit that these. So even now there's a perception in parts of Jersey City but certainly 5 10 years ago in many parts of Jersey City and Union City that the area was dangerous and unsafe and it certainly was in the 90s. But if you physically go to the area if you walk around and you talk to people you say do you like living here. You kids like living here if you ever experience bad crime you know whatever. No one says anything at all if you look at the news reports. I mean there's maybe domestic issues or maybe small property crime type stuff but not anything that would really disincentive someone to live there. But there's this widespread perception that the air is not good. And to your point. Absolutely. You can make it you can make a killing.   Ryan Goldfarb: [00:18:43] We've also talked about this in the context of comparing certain cities that have the reputation for being kind of like the worst of the worst. But even within that classification there are big differences. I think we were we were talking about with some of the cities up here where people around here may say like What are you doing buying in so-and-so town or so-and-so city. But when we go there we feel pretty comfortable during the day there's you know there's people coming to and from work. People just kind of hanging around and talking and no hostility no obvious. Signs of threats really. But there are other places where where we've been where you go and you'll be. You'll go like two or three blocks and all you see are vacant abandoned houses and just like the absence of life which is perhaps the scariest thing. And as far as that concerns and actual investment my my theory with a lot of these places up here is that while there are certain tiers of desirability at the end of the day there's a shortage of housing and people want to live where there is a safe clean quiet comfortable place to live. And if you can provide them with that even if it might not be an area where you personally would live that doesn't mean there aren't plenty of reasonable nice qualified people who will live there.   Ben Shelley: [00:20:00] And I think it's an important point too because you want to try to fight your own biases. As you look at these for an area. So I think it's very easy to fall into this sort of ideal especially if you're coming from outside of the real estate business that somebody says something about maybe Irvington or East Orange. Both places that were either invested in or doing work in and you just say Oh yeah. Why would I go there. Or what could possibly be there and then when you put your boots on the ground you learn that there's actually opportunity whether it be in construction or investment and I think that just actually just the other day I was talking to friends who were from the summit New Jersey area describing work we were doing in some of those municipalities and they were stunned. I mean they were flattered that Irvington and what are you doing there. Obviously there are different areas that have different levels of crime. What have you and all these different cities and townships. But fundamentally if you build as Ryan just alluded to safe good fundamentally sound homes there people will come especially as these towns and areas begin to get younger over time. I think you'll see generally speaking a shift in all of these different areas because at one point or another they did thrive.   John Errico: [00:21:02] Yeah I think it's a great point. So something that occurs to me is a lot of what we're talking about is very specific to the northeast and I don't want to gloss over it. There are listeners who are not from the Northeast and I think it's hard to describe exactly how block by block a lot of these neighborhoods are so kind of within that observation is to go back to Ryan's first point something that I really like to look at when I'm looking at cities or blocks or whatever it might be is the build quality of homes because a lot of these homes you know we're not buying new construction in this area. These homes were built 40 50 60 100 plus years ago and by looking at the homes you can say well this area used to be very wealthy or this area was never particularly wealthy or this you know unhealthy area now has become wealthy for some reason. So what a good example for me is East Orange East Orange is a an area New Jersey that has a I would say quite negative perception just in terms of housing and demographics and crime and whatever else you want education the educational system definitely has some problems. However the build quality of a lot of homes any storage is quite nice and there are some areas of East Orange where you look at homes that are on half an acre of land which for this area is a tremendous huge lot. And you say what is a beautiful home. I mean beautiful original woodwork that you could just never reproduce today never would reproduce today. And that gives you some sense to say well this area at one time was wealthy maybe it could be wealthy again. What are the reasons why it became on wealthy. How does that work. And truly I could walk three blocks. I mean the literal blocks in any direction from that and being a totally different area I mean a totally where I live right now where I'm physically located right now literally I could throw a stone across the river and go into an area that is totally demographically economically socially educationally different than where I'm living. That's pretty rare and should inform people that one invest in areas like this that say I need to do my homework to figure out not only that the city not the neighborhood but the block that I'm interested in investing in.   Ben Shelley: [00:23:07] Yeah I mean listen we just had that happen with also a property this is a little bit of a different area on the border of Nutley and Clifton and talking about OK on a macro level right you want to just know what's the neighborhood like. So we've talked about crime we've talked about education and we've talked about socioeconomic and cultural history of the area but also within that is OK so what is the designation SEO been in different counties means you might be designated for different public schools in different zones. So these are the kinds of obviously different costs affiliated with mainland so what have you based on the history of the area and the build of the homes in the area. So these are all things that you have to consider and I know when I'm looking at comps even in these areas and I'm used to growing up in New York City where truly I mean it's I mean just block by block it's lot by lot it's building by building the values change coming in New Jersey where a lot sizes tend to be a little bit smaller probably on aggregate than the rest of the country it's still the same way in many respects and looking at at Garfield the other day I mean I was looking near the water I think on River Drive and again in certain areas a lot by lot. I see sales of similar like properties at the same square footage with similar lot sizes going variant ranges of 100 to 150 thousand dollars. So do your due diligence on the specific area the specific building the specific lot. And John hits the nail on the head with that one.   Ryan Goldfarb: [00:24:22] And if you're going outside of outside of what you know if you're investing remotely and looking at an area where maybe you didn't grow up or maybe you don't currently live it's also important to take into account some other factors that may may be variable depending on the region. So for example in in northern New Jersey it's it's very common that when you buy a house you'll do an oil tank sweep and confirm that there is not an oil tank on the property or an underground oil underground or oftentimes there you may see them in the basement do. But of bigger concern is the. Underground variety. But if you're you know if you're investing from somewhere where that fuel source was never prevalent you would never even think to. To call someone out to do a tank sweep. Likewise if you're in New Jersey and you're looking to buy something in Florida you should. You're going to be thinking about hurricane preparedness and and whether it is like hurricane compliant. Likewise in. California you're going to be taking into account certain seismic issues and concerns. So there are a lot of nuances to different areas that you should at least know to be aware of or know to ask about.   Ryan Goldfarb: [00:25:31] If you are investing from out of town.   John Errico: [00:25:32] What you guys think about school districts because that's something that people talk to me about a lot and I have various thoughts on it. New Jersey has a lot of school districts because their municipality by municipality which in some states it's not the case. But what do you guys think about the value importance of that.   Ryan Goldfarb: [00:25:48] I mean it's huge. I think they're the way that I think about it is it is quite possibly the most important factor that a particular subset of buyers will consider when making their housing decision. But in a lot of ways I also think that the respectability or the clout of a school district is already embedded in the price of real estate in that area. So just because I'm to I'm looking at one property in one school district and another property in another school district. That are priced the same I'm not immediately going to say I'm going to buy the one in a better school district. There may be other reasons why someone would live in an area that has a less desirable school district. You may be renting to primarily. Seniors or you may be. Looking at something in a vacation community where schools just don't matter as much. So I think it's certainly it's certainly a factor. And it's one that I would weigh considerably. But it also has to be consistent with what your strategy is.   John Errico: [00:26:49] The funny thing about school districts is that it's the perception of the school district that cares right now. No there's no like definitive rating of this is the absolute number one best school district in the state or whatever. It's just your perception of it. If it's a good school district right. So vote for me because it's a perception thing. I think that school districts school districts are the best insulator of value positive or negative. If you have a bad school district and you're trying to make the area better I think that's going to be really hard because this is a far afield from real estate. But I think that it's hard to change the quality of the school district and if you're in a good school district or perceived good school district your value is going to maintain that level because for better or for worse people are going to continue to perceive that school district as being good.   Ryan Goldfarb: [00:27:36] Yeah. I have two points to make from different ends of the spectrum. On the pro side of why to invest in an area with a good school district no matter what the market is no matter what point in the economic cycle we're at. If you are a young family with kids who are entering your you know who are turning four or five six years old and looking to be are going to be going to school soon. They're going to be they're going to be interested in areas with good school districts and that is going to be more of a guiding light than whether. Whether they're buying at the best time or whether this particular properties ticks every box on their checklist. On the flip side to my point earlier about considering school districts in the context of what your investing strategy is if you look at an area like Jersey City or Hoboken years ago those were not desirable school districts whatsoever. And I think to a large extent at least based on what their property values are they're are still quite poor school districts. But what drove development in those towns was the demographic changes of getting very very young and catering to a class of people that are not necessarily concerned with school districts because they're only living there in their years prior to having kids school age children.   Ben Shelley: [00:28:55] I mean I think it's worth noting where we're Jersey City and Hoboken as good examples are concerned is that there is spill over areas though as well. So you know when you're already we're already constantly weighing all these different factors. And I think that's a perfect example of where a lesser school district isn't going to deter you from a certain neighborhood. But I think it's worth noting for new investors or even intermediate investors that when you're looking at these areas you talk about John talked about right at the beginning of this episode the resiliency of the Tri-State area and a lot of why that makes everywhere around this very appealing. And I think that if you're identifying an area just outside a city oftentimes your bias is going to take you towards thinking well look what happened to Long Island City or is happening to Long Island City look at what's happened to Jersey City and you'll extrapolate and say that's going to happen in my area. And just to be careful about that so so to look at the school districts for example if if you're looking at a spillover area in a really good city if the school district is bad now seeing some of these other areas doing your due diligence of like kind cities areas municipalities townships you might be more inclined to take the leap.   Ben Shelley: [00:29:57] And looking at an investment like that.   John Errico: [00:29:59] I want to frame this too by saying it is the case that there are areas that are not. Not only are they not getting better but they're getting worse. I mean I think we maybe look at real estate a little bit like we being the three of us with rose colored glasses because we've been investing in the longest kind of bull market that has been in a very long time fought for real estate specifically.   John Errico: [00:30:22] But there are you know not to pick on Newark but Newark is a city many parts of Newark have been economically depressed since the 60s and are still that way. And I bet you could go back to 1965 and talk to somebody like you know what it's gonna be in five 10 years the city is coming back and we're doing is do that. And you know I don't know. I don't know what's going to happen to Newark in five or 10 years certainly some areas of Newark have gotten better but I would say some mayors have stayed the same or maybe even gotten worse so it's OK to come to conclusion that look I mean statistically Connecticut people are leaving Connecticut people are I'm moving to Connecticut anymore so you could say well I mean some areas of Connecticut like I mentioned New Haven I have a thesis about. But Connecticut broadly I don't really want invest in a place where there's a net outflow of people. There's some reason why people are leaving Connecticut. And that concerns me. So it's OK to say look this is an area that isn't getting better it might be getting worse for some a thesis about why it might get worse. So I mean how do you guys feel about that.   Ryan Goldfarb: [00:31:23] Well I think this also comes back to just having a having an investment strategy and choosing a market based on what your strategy is. If your bank. Banking on appreciation I think would be quite unwise to look at a market where all of the demographic factors and shifts are trending in the wrong direction. I don't think I don't think it's wise to assume that your property value is going to skyrocket when all of you know when you're facing all of these headwinds. Having said that if you're looking at an area if you're looking for an area where your primary goal is cash flow and you're making reasonable assumptions on what your vacancy is going to be and you're not assuming 10 percent annual rent growth which would be you know pretty absurd in an area that is an appreciating and isn't trying new blood every year it's it's a matter of being consistent with what your strategy is. If you're looking at an area that's going to appreciate over the long haul you should have a thesis that is consistent with that and you should have some data to back it up.   John Errico: [00:32:22] What do you feel about investing in college towns.   Ben Shelley: [00:32:25] It's funny junkies because I was actually sent an article about this a couple of years ago even a buddy of mine who I went to the shack program with me him and his program at NYU and we had some very procedures for a notice how I pointedly do not name the school I'm just joking I love NYU love that school in Goshen New York universe I believe in careful and wide I think is the offer but I'm not really sure Bob Gates who when you go to our football team undefeated that's all that matters because we don't have a football team.   Ben Shelley: [00:32:54] So it's interesting so I got an article sent to me a couple of years ago by this this buddy of mine and his dad and they were very interested in this concept and again the theory goes well these school towns are young they're generally thriving within the nucleus of where the the school owns buildings. Generally speaking if it's a good academic institution they're going to look to eventually expand because they're all looking to bring profits up so they need to bring in more people who can pay full tuition so they'll expand outwards. And we see a little bit of that in New Haven. And and it's been maybe slow and maybe not expended as far as some people would think. But this is the question because as I now know having been introduced to the neighborhood to John within a certain radius that is true the margins still work out for. For new and intermediate investors but it hasn't come all the way I think within a margin.   Ben Shelley: [00:33:42] And when I say margin I mean the geographic margin that I think most people would have predicted giving the prestige and the academic successes that surround a school like Yale and the perception.   Ryan Goldfarb: [00:33:50] To me no matter what what your thesis is it's almost impossible to accurately predict appreciation because any appreciation that you are assuming. Okay let's say let's say your thesis is Temple University is expanding here. That's going to catalyze the area and there's going to be a lot of growth it's going to drive property values up. The other thing that can counteract that is if there are 30 other developers who have the same theory that you have and they go snatch up all developable land and they build way and act like an overall excess of supply relative to what the increase in demand will support. So just because things are happening and things are trending in the right direction in that scenario you may actually see a decrease in property values. So I think appreciation is always very difficult to predict. And I think it's foolish to make an investment solely based off of that thesis.   John Errico: [00:34:48] What do you think about. So I often have this problem. I think even recently we were talking about this and I run where you'll look at an area and you'll just run the numbers and you'll see these returns like monster returns like 10 percent cap rate ex and sometimes I look at that and it's like why don't I just buy everything in this city you know like why why am I even bothering and other places where you know I'm not getting those returns I can come up with reasons right now like as to why I wouldn't but I wonder how you guys feel about that if you've seen places   Ben Shelley: [00:35:17] like that. Well I mean I think diversification is the name of the game I think people talk about this term a lot but to me the first thought I have is Atlantic City is a perfect example. The returns that we see cash on cash the cap rates particularly for our model and our thesis in that area is quite substantial.   John Errico: [00:35:34] Of course hurricane cynic everybody's gonna start investing you like I just like your audience just like you can't right now. Just somebody has to go about it.   Ryan Goldfarb: [00:35:42] Also keep in mind that a lot of these models that we're running are predicated on an Airbnb model which is highly susceptible to regulatory risk.   Ben Shelley: [00:35:49] Do we have right give a disclaimer. Listen you go out you try your best see if you could do in line. We are trained professionals under closed or delay.   Ryan Goldfarb: [00:35:57] The reason I bring this up we in in 93 the reason I bring this up is because I actually texted John about this the   Ryan Goldfarb: [00:36:05] other day. There's I think there are rumors swirling that Newark is potentially clamping down on Airbnb. I don't if you saw the article that I sent you because. Again John what he's ignored me.   John Errico: [00:36:17] No I I didn't ignore you. In fact I've been thinking about it constantly. So that's it. I'm just getting emails.   Ben Shelley: [00:36:24] We are always thinking about them.   Ryan Goldfarb: [00:36:25] I'm not bitter not ignored means I just like you know doing it. I just I just actively didn't respond.   Ben Shelley: [00:36:31] Let me just let me just say because that was that sort of a parlays to the point that I wanted to make I hate to keep bringing up Atlantic City but the reason I do that is look what happened in 2012. Hurricane Sandy hits the entire area was ravaged and destroyed it could happen where Atlantic City or Atlantic County completely clamps down on Airbnb BS and throws the thesis out the window. So the idea is diversification you want to be invested in a number of different areas with a number of different hopefully successful theses so that if in any scenario the worst case risk factor occurs you're hedging and you're able to continue to sustain positive net cash flow throughout   John Errico: [00:37:06] your entire portfolio. Yeah I mean.   Ryan Goldfarb: [00:37:07] I mean what what other arbitration are you guys why is this I think a lot of that's I think a lot of that is predicated on underwriting to an Airbnb Airbnb context which I would argue is not necessarily as much of a real estate play as it is a quote unquote business play because the end of the day your income is going to be driven by the fact that you are effectively running a hospitality business despite what Airbnb will be lobbyists What.   Ben Shelley: [00:37:35] What do you mean by that. Because to me I understand the distinction you're making between an as a true real estate versus just generally business hospitality play but like when I look at different areas underwriting New Haven is different in underwriting Hudson County is different underwriting Bergen County and so still diversification is diversification because it's a cash flow play doesn't get an appreciation.   John Errico: [00:37:54] It's really like you. It's not. I see what you look like you could use it right or just depending on how good or bad you are at doing it. I mean to some extent strip management in general. Yeah. Much more so in Airbnb sorry.   Ryan Goldfarb: [00:38:06] Well I think what I'm but I was also getting it as I think the baseline underwriting assumption in any real estate deal should be more of a conventional strategy whether it's I would say more of a conventional strategy know if it's a 2-family house underwrite it as to stabilized apartments renting out on twelve month leases and then if you think that there's opportunity to employ a strategy like Airbnb be with one or both of those maybe that's your upside case. But I think it's a super risky investing thesis to have all of your eggs in that one basket. And I think that kind of gets back to our overall investing strategy being a little bit more diversified and not having all of our eggs in that one.   Ben Shelley: [00:38:48] It's a good point and I want to be clear that most of what we look at is not for that business model and the idea being that if it works conventionally it's probably going to work with other means.   John Errico: [00:38:56] I mean it's an interesting broader topic for me we've been talking about this a lot in the context of our private equity fund which is how to quantify risk. And I I like the idea of baking in risk in an analytical model in a numerical model in some way. But I think that's really difficult to do. Like I so we're talking about say regulatory risk with European bee or maybe we're talking about a risk involved with some industry being the only driver for people to live in a certain city. How do you quantify that. How do you say Well I think there's like a 20 percent chance of this happening or 10 percent or higher. I mean it's hard for me to do that. And so it can be hard to build a portfolio so you have you know you're trying to buy 10 homes and you want to have a risk adjusted diversified kind of portfolio. I think it's really difficult to come up with the right allocation.   Ryan Goldfarb: [00:39:47] Well I think the mitigant to that is on the portfolio level and it's on the strategy side. I don't know that even the smartest quantitative minds I think would struggle to come up with a model that accurately depicts the risk associated with that but I think the beauty of working in the space where we work where our assets are smaller and you know we're talking about maybe a portfolio of 100 different properties in 15, 10 different markets versus another fund that is working on a portfolio with a similar asset size. But that is tied to one physical property with you know one hundred and fifty units. I think the benefit to being in our shoes is that we can we can diversify risk across that portfolio and say OK to mitigate the risk like the regulatory risk of the Airbnb model we're going to only allocate 15 percent of our portfolio to properties whose cash flow is tied to that strategy. We're also going to mitigate risk. We're going to mitigate the risk of let's say Amazon HQ to influence on our on our portfolio and on our returns by only limiting exposure to 10 percent of our portfolio in Long Island Cityetc.   John Errico: [00:41:03] Yeah I'm glad that we got here. I think because even if you don't have the answers to these questions I think it's it's fair to consider them. You know I think there are a lot of investors that start out and you know the one might have like don't worry but all these things because then you'll never do anything on the other hand. I'm like Well don't you know don't invest in a place just because your buddy says it's a cool place to invest right. Like we think because it's just that our level of experience and what we do professionally with being the three of us here are more analytical about it than I think a beginning investor should be or could be. But even even knowing you even having this thought process I think it is novel for a lot of investors just getting started because they're not thinking about risk and investing theses and things like that in   Ryan Goldfarb: [00:41:53] an area. I think under Understanding risk is a difficult topic but I think there is or maybe quantifying risk is next to impossible but Understanding risk is a little bit different. And I think that is a goal that every investor should strive towards when like prior to making a significant investment decision. And what I mean by that is you may say you may be looking at something in New Haven and you may be looking at something next to another town that is heavily driven by like a smaller university. You may say oh like college towns are great as an overlying thesis but I think to understand the risk of hitching your wagon to an institution like Yale versus the University of Phoenix which is you know a quasi education a quasi educational institution.   John Errico: [00:42:45] No I totally agree.   John Errico: [00:42:46] I think the reason why I brought up investing in college towns and not to go everywhere but what I wanted to say about it was that there's a big difference in investing in a established university than a community college even if they're both might be in a college town not there's anything wrong with the community college at all but in terms of your long term idea is this place going to be around. I mean I've a pretty good idea that you know the second oldest university in the country that has the scholars now is gonna be around.   John Errico: [00:43:15] I don't know that about a school that was maybe started three years ago that has no money that is just trying to make a quick buck or something like I don't I mean it's.   Ryan Goldfarb: [00:43:23] I think it's also worth worth at least throwing out there the fact that maybe education down the road won't look like what it looks like today. So I think an institution like Yale it's prestigious enough that they will probably find a way to stay relevant and to live on. But you know if in 20 30 years down the road education may not take the same form that it does today we may I think we kind of take for granted the assumption that four year colleges are kind of the norm these days. But that wasn't always the case and it may not always be the case in the future. And it's interesting to contemplate a world in which that is not the case especially if you are especially your hitching your wagon to investing in quote unquote college town.   John Errico: [00:44:07] It's a really exciting point and I want to actually touch on one thing very related which is that there's so many things like this that are going on that that are limited perspective having invest in real estate only for a few years. Can't really observe it but one thing that always blows my mind is the influence of ride sharing Uber and Lyft that they have had on suburban America I think is is tremendous. I mean it's changed a lot. What it means to live in a suburb and still be able to go out and say drink or do whatever else that you maybe couldn't do if you had to drive and imagine what say we you know someday soon maybe we'll have autonomous vehicles what might that change for people living in a suburb or people that have to commute you know what if we have the Elon Musk you know Hyperloop dream or we can get from San Francisco to New York in an hour or something like what what how might that change.   Ben Shelley: [00:45:02] I am just so inspired right.   Ryan Goldfarb: [00:45:03] It's funny that it's funny that you brought these up because I had if we could live on Mars.   Ryan Goldfarb: [00:45:07] I got I had those same two thoughts running through my head as winter as this conversation was evolving and I don't know the extent to which either of you are familiar with like Black Swan Theory Black Swan investing.   John Errico: [00:45:19] But it's a great film. I've actually surprise surprise.   Ryan Goldfarb: [00:45:27] But the I think as human beings we are we are uniquely poor at quantifying the risk of outlier events. And there are a lot of things that in our minds are probably perceived as impossible that are really just improbable which means there are enough of these improbabilities that eventually something is going to stick and that's going to be something transformative and it's going to be something that turns on its head. All of these things that we take for granted like something like a Yale falling off the face of the earth or something like you know Washington DC ceasing to be the political capital of the United States or New York ceasing to be the most relevant city in the state here in the country.   Ben Shelley: [00:46:13] And this is kind of a diversion from where we're going because these two are inspiring me with the words of wisdom about the future. But I do want to also address to newer investors kind of like myself as well and go back to a point about not necessarily being overly cautious but but understanding sort of where you're at in terms of your equity means and in terms of the amount of research and experience you have in certain areas. Even looking beyond what the future holds because one of the things I come back to because I think about all of these potential changes that are going to occur in society and cities and suburbs etc which will affect markets and I would just encourage I think investors when you're identifying the geographic location are going to to just be real with yourself within your means and not to necessarily extrapolate beyond what the numbers and area and people who are on the ground are telling you because you may believe in a lot of these things that are coming to these areas but it's very easy to fall into the confirmation bias cycle of saying of believing a certain ARV for a flip or believing a 2-family is going to generate you know X Y Z market when really it's rent control or rent stabilized and I realize this seems like a huge diversion from from where we work. But I do want to get back to sort of this idea that when you're looking at some of these areas to be that maybe that first project isn't always saying well this this and this is going to happen so I'm going to be super aggressive and invest in you know a 5000 square foot commercial space station in for example the multi-family market might be the best idea for you as you're analyzing the geographic area that you want to invest in for the first time.   John Errico: [00:47:45] Yeah it's all for me it's a it's a risk reward sort of calculation right. I mean it goes back to one of the first things that we were talking about for me which is just to define your goals you know if your goal is to learn more than that dictates where you are going to invest if your goal is to make as much money as you can then that's a very different goal. If your goal is to make as much money as you can in a year versus in 10 years in a hundred years that's a very different goal to make your goal is just to house hack and not have to pay rent to try and get a little ancillary income on the side.   John Errico: [00:48:17] That's a different thesis that I mean and honestly if your thesis is law if you're investing horizon is long you can make some pretty fantastic investments I mean there are families in New York that have generational investing theses. So I mean they literally bought property in World War 2 that only now are they really cashing in on. And good for them. You know I mean that's you know probably in 1950 buying a very large piece of land in Times Square might have been very speculative and it probably looked like a horrible investment until you imagine you know the Giuliani administration let's be honest no it looked like a bad investment or pretty recently and and now it's it's really pay dividends.   John Errico: [00:49:04] I don't know what the return on investment might be but it's substantial it's probably not.   John Errico: [00:49:08] So you know but if your thesis is I want to do a flip and sell it in three months then you know don't invest in Manhattan but I mean there are different categories of things that you should buy.   Ben Shelley: [00:49:20] I think the word that I was looking for the phrase I was looking forward to to sort of tie in all these different points is as been as a as a newer investor or even an intermediate investor a cautiously aggressive both in actually allocating your capital in your equity and also how you analyze these deals don't be aggressively cautious though don't be aggressive. Alan let me try to figure out that pretzel in my head. Don't be aggressively coy. I like that. Yes I agree. Yeah I learned some new from these guys every day.   Ryan Goldfarb: [00:49:47] Yeah I guess the way that I would frame this in my mind is before you look at a specific deal and before you decide they're going to make an investment first understand what you are investing in you're investing in market you're investing in maybe that school system you're investing in that economy and it's not just is this property going to on paper show that it's going to be profitable there. There are a variety of inputs and there are a variety of factors that are going to contribute to whether those rents are going to stay the same over the next 20 years whether they're going to maybe increase or decrease whether your vacancy is going to increase or decrease or stay stable and and whether the appreciation on the property is going to be what you hope it will be whether it's going to be stable or whether it's whether you're going to be stuck down the line with a property that there just aren't as many buyers for it as what you were expecting.   Ben Shelley: [00:50:44] Yeah I think to that point and that's what we talked about the fact that the three of us look at things perhaps more analytically than your your most common investor which makes sense because this is what we do for a living. But I think kind of moving into the next episode. That's where I get excited about talking with our listeners and everyday investors about both from a basic intermediate and expert level. What are the best ways to analyze the numbers that you're seeing in front of you. Because like we said there are a million outside factors that affect whether or not an investment is good both forward looking backward looking and in the present. So just sort of understanding. You know we say cash on cash when we say cap rate not just what those means but how to get those numbers and whether and how that will inform your decisions. After you've decided on which geographic location you want to invest in.   John Errico: [00:51:33] Yeah. And one thing I mean as I've said in many many podcast episodes are that we have very many but something that I've said several times as I still think it's very important just to do it and get started. So what I hope people would take away from this is not that I need to be sucked into this analysis vortex of numbers and thoughts and risk and everything else but that these are important things to consider. I don't have the answers we don't have the answers to many the questions that we posed. But it's important to answer to them. However the end of the day if you want to get started just get started and do it. So that's how I got started with not any of this analysis or thought process that I've backed into it and it's been fortunate for me but I wouldn't have had been in that position been in this position if it didn't just start.   Ryan Goldfarb: [00:52:16] I would also just think about the risk that you are taking. I think a lot of the reason why this kind of analysis paralysis or the these kind of these kinds of mental models are there for quote unquote market analysis those are in large part driven by developers who are looking at building 600 units in an area and where at the margins the difference between. Two percent population growth and two and a half percent population growth are going to be the difference between whether they have enough people to live in their building or not. If you're talking about a two or three unit building in a town that's been around for hundreds of years and where there are dozens and dozens of large employers chances are the landscape is not going to change that much. So if you've got a decent deal which will discuss how to find in the next episode you can pretty safely pull the trigger knowing that the variables that are outside of your control are likely not going to move the needle too much.   Ben Shelley: [00:53:16] Guys. Thank you for your time and your expertise as always I appreciate it. For the folks listening at home make sure you subscribe to us wherever you get your podcast reach out to us on the brick by brick. That's brick X brick Facebook and make sure to listen to us on iTunes and Spotify. Thanks for listening.  

January 29, 2018 Mostly cloudy with rain and snow tonight. High temperatures in the mid-40s. U.S. REP. SIRES BOYCOTTING STATE OF THE UNION ADDRESS When President Donald Trump delivers his first State of the Union Address on Tuesday, U.S. Rep. Albio Sires of West New York will not be in attendance, NJ.com writes. "The congressman is not attending the State of the Union because many of his constituents are offended by the president's rhetoric and behavior," said Erica Daughtrey, a spokeswoman for Sires. Meanwhile, U.S. Rep. Donald Norcross of Camden and Analilia Mejia, executive director of the New Jersey working families alliance, wrote in a guest column on NJ.com that they intended to be in the audience for Trump’s speech. NJ JOINING NY, CONNECTICUT IN LEGAL CHALLENGE TO TRUMP TAX LAW The governors of New Jersey, New York and Connecticut said they are forming a coalition to file a lawsuit over the federal tax overhaul enacted late last year, The Washington Post reports. Specifically, Gov. Phil Murphy of New Jersey, Gov. Andrew Cuomo of New York and Gov. Dannel Malloy of Connecticut contend that the portion of the law that limits the amount of state property tax that can be deducted is unconstitutional. ARRESTS OF IMMIGRANTS SPARK PROTEST IN METUCHEN U.S. Reps. Frank Pallone of Long Branch and Bonnie Watson Coleman of Ewing Township joined hundreds of people demonstrating in Metuchen on Sunday to protest the arrest of two Indonesian immigrants after they dropped of their children at school last week, Patch.com writes. And last week Attorney General Gurbir Grewal called for a federal review of the arrests by Immigration and Customs Enforcement officers of the immigrants, Roby Sanger of Metuchen and Gunawan Liem of Franklin Park, The Record reports. Grewal says the arrests violated ICE’s policy of prohibiting enforcement action at sensitive locations. GARDEN STATE HAS HIGHEST FORECLOSURE RATE IN U.S. New Jersey’s foreclosure rate was the highest in the country for 2017, the Press of Atlantic City reports. New Jersey, which had 1.61 percent of its properties with a foreclosure filing, came in ahead of Delaware at 1.13 percent and Maryland at 0.95 percent, according to ATTOM Data Solutions, which curates a property database. Atlantic City had the highest rate of foreclosure of any metropolitan area in the country. NJ RESIDENTS NOT VERY CONCERNED ABOUT OPIOIDS, STUDY SAYS A new study says that most New Jersey residents are not very concerned about the dangers of prescription opioid drugs, myCentralJersey.com reports. The study by the Partnership for a Drug-Free New Jersey finds that only 17 percent of the survey participants were very concerned about opioid drugs and 29 percent were somewhat concerned. In the final months of his tenure, Gov. Chris Christie made opioid drugs a signature issue. NJSPCA MUST COMPLY WITH OPEN RECORDS LAW, COURT RULES The state Open Public Records Act applies to the New Jersey Society for the Prevention of Cruelty to Animals, even though it is a private, non-profit group, a state appeals court ruled on Friday. The ruling came in a case related to the society’s takeover of an animal shelter in Middlesex County, the New Jersey Law Journal says. But the court ruling might not apply later in the year when the society loses its law-enforcement authority.

November 6, 2017 Mostly cloudy and rainy today with highs in the mid-60s.  NEW JERSEY PREPARES TO GO TO THE POLLS FOR ELECTION DAY 2017 Tomorrow is Election Day in New Jersey, and many people are still unsure who they will vote for – some still don't even know who is running. With that in mind, WNYC published two stories to help voters understand the two major candidates on the ballot: Democrat Phil Murphy and Republican Kim Guadagno. SOUTH JERSEY DEM MACHINE, TEACHERS' UNION BARREL TOWARD ELECTION DAY In South Jersey, two of the most powerful political forces in the state are going head-to-head: Sen. President Steve Sweeney and the New Jersey Education Associate. Although Sweeney's opponent on the ballot is technically Republican Fran Grenier, Philly.com says his real opponent is the 200,000-member NJEA, which vowed to defeat Sweeney back in March and has spent millions of dollars trying to accomplish that goal. HOW SECURE ARE NEW JERSEY'S VOTING MACHINES? You know those claw machines on the boardwalk in Atlantic City? Ever taken your laundry to a cleaners and weighed it on the scale? You might be surprised to learn that both of those seemingly innocuous devices are actually subject to more state regulation that the voting machines in New Jersey. The Record has the full story on how and why this is the case. FOREST HILL RESIDENTS: NEWARK AND NEW JERSEY MUST LOCK ARMS TO EMBRACE THE FUTURE Brick City Live takes us into the heart of Newark's Forest Hill neighborhood to speak with residents there about their thoughts on tomorrow's election as part of the ongoing Voting Block collaboration. As is the case with many voters in New Jersey, the biggest issues on their minds were taxes and the relationship between their city and the state of New Jersey. VOTING BLOCK: APATHY, ANXIETY AHEAD OF TUESDAY'S VOTE Last month, NJ Pen spoke with neighbors on East Stiles Avenue, a small, tightly knit street in the Camden County Democratic stronghold of Collingswood, about how they handle politics in their neighborhood. In the latest installment in the Voting Block project, Matt Skoufalos tries to figure what it takes to get them to the polls. WEST NEW YORK RESIDENTS DISPLAY RESILIENCE THEY EXPECT FROM NEXT GOVERNOR The mile-long, densely populated town of West New York – nestled in the heart of the North Hudson – is represented by some of the most passionate residents in the state. On the eve of the upcoming gubernatorial election, Kevin Castillo met with residents to hear their opinions and the expectations they have for the next governor of New Jersey as part of the Voting Block reporting project. Want more? Check us out on Facebook, Twitter, and YouTube.

For Episode 024 (Season 1 Finale) Famine (@iamfamine) & Mello (@kloudymello) interview Guest Artist - Mesa. During the show they go over, Why he considers himself the king of West New York, His collaboration with Albee Al, Oun P & Fred The Godson, Who his favorite rapper was growing up and how he was influenced into the game, His current project and expected release, his Hudson county top 3, What he considers his "Holy Trinity" when it comes to the sacred art of cooking traditional Cuban cuisine, Famine and Mello unveil the segment "Central Spotlight" And more. Thank you for tuning into our inaugural season and for making this ride a memorable one. A big thanks to all of our season 1 guests! Please be sure to share your thoughts, questions, and feedback by using the hashtag WE WILL RETURN ON AUGUST 2 FOR SEASON TWO! #ButYoLetMeAskYouAQuestion

During this segment of our “Let's Talk Divorce!” series, we have Mario M. Blanch, Family Law Attorney and Mario M. Blanch Esq. at the Blanch Legal in West New York.Mario, a leader in the area of Family Law Attorney and Criminal Defense spent some time talking with Radio Talk Show Host, Stewart Andrew Alexander. Listen in as Mario shares how divorcing couples should do everything they can to avoid making their divorce case personal.To discover more about Mario M. Blanch, visit: http://www.BlanchLegal.com

During this segment of our “Let's Talk Divorce!” series, we have Mario M. Blanch, Family Law Attorney and Mario M. Blanch Esq. at the Blanch Legal in West New York.Mario, a leader in the area of Family Law Attorney and Criminal Defense spent some time talking with Radio Talk Show Host, Stewart Andrew Alexander. Listen in as Mario shares how divorcing couples should do everything they can to avoid making their divorce case personal.To discover more about Mario M. Blanch, visit: http://www.BlanchLegal.com

The Following Cities have become a sanctuary in NJ;  Bloomfield; Camden; East Orange; Freehold; Maplewood; Middlesex;Hightstown; Hopewell Borough; Jersey City; Leonia; Newark; North bergen; Ocean Co; Plainfiled; South Orange; Trenton; Union City; Union Co; West New York.  What does that mean in regards to Jobs, Security, Education; Healthcare; and all other issues facing this nation?.  New Jersey State Teaparty Leader Mark Falzon to weigh in.  Call in 6469158117 9pm eastern.    This show sponsored by Studentsforabetterfuture.com To make a donation to thenon profit go here:      

You know what happens when you pop the cork on a nice bottle of Cabernet on a Tuesday night in a cozy apartment in West New York? Funny, that's what you get! In this episode of the Oprah Rose Show, TT and GG invite the Lovely Lucky Libra, Bombshell Mel to discuss her top 3 pics for the Amber-Dashian Game, best/worst dates, why it's super important to man-scape, and how one should never doubt their ability to heal. --- Support this podcast: https://anchor.fm/theoprahroseshow/support

New Jersey is called the “Garden State” out of pride in an agricultural heritage that dates back hundreds of years. But in West New York, NJ, in the heart of the most densely populated area in the nation, the farms to the south were long unknown to low-income children growing up across the river from Manhattan. Today, that’s changed. The school menus and classroom curricula follow a locavore, culture-changing agenda that connects urban students to the land and the enjoyment of a wide variety of fresh-picked produce. In the middle school, students who began eating this way in kindergarten relish even the turnips and beets. “They trust us,” says Food Service Director Sal Valenza. “They’re not scared—they like to try new things.”

A generational podcast where three generations of Christian women share their thoughts about different issues and aspects of life. There are many stages in life, each women discusses their stage.  Women of all ages will find similarities to their stage in life.  Hosts-Bridgette Mongeon-Christina Diliberto- Barbara IngersollListening time approximately 28 minutesSHOW NOTES Chris 23 discusses going away to college, graduating, being on your own and breaking away.  The emotions involved in the breaking away from your parents and the difficulty both for child and parent.  She doesn't feel like she thought she would feel when being called "an adult.” And describes her stage as a journey toward her purpose.  Bridgette 47 Discusses being in the middle stage, trying to help her daughter as she enters adulthood, and her mother as she works through physical trauma losing her home and independence. She desires to look over her life and her accomplishments yet she knows she will soon enter her mothers stage of life losing those things that she has worked so hard for, as well as perhaps her health and longs to be prepared.  Barbara 72 Talks about having to give her belongings away to move into assisted living and the grieving process of letting go.  She offers a prayer for all women, especially those who are hurting. All the women  talk about the importance of finding a home church and the differences in the churches that each generation goes to. They offer suggestions for fellowship. Bridgette attends St. Alban's Episcopal Church in Houston Chris attends Church on the Move in TulsaBarbara attended Full Gospel Tabernacle in West New York but is presently praying that God will find a way for her to get to a church since her move. Sponsored by God's Word Collectibles http://www.godsword.netGive God's Word as a gift, collect God's Word in your heart!PLEASE NOTE:  You will have to turn your volume up to hear this podcast.  We are sorry for this technical difficulty, we are aware of it and hope to have this technical problem fixed in up and coming podcasts.  Don't forget to turn your volume down after listening.