Podcasts about Robert Morris University

In this episode of HR Like a Boss, John Bernatovicz chats with Mike Stafiej, founder of Erin, an employee referral platform. Mike dives into the evolving world of talent acquisition, highlighting the power of employee referrals and the growing impact of automation in HR.From the shifting pace of hiring decisions to the importance of maintaining human connection in an increasingly tech-driven landscape, Mike offers a grounded perspective on where HR is heading. Whether you're rethinking your hiring strategy or exploring new HR tech, this episode is packed with insights for HR pros looking to innovate without losing what matters most—people.ABOUT MIKEMike Stafiej is the founder and CEO of ERIN, a Pittsburgh-based SaaS startup that streamlines employee referrals for enterprise businesses around the world. ERIN is a strategic recruiting tool for hundreds of businesses with over 3 million employees, in over 100 countries, and has automated over half a billion dollars in referral bonuses. . Mike is a Serial Entrepreneur with a Master's degree in I.T. Project Management from Robert Morris University and has over 15 years of experience in successful SaaS startups.

US President Donald Trump unveiled a new tariff policy on Wednesday afternoon to impose new tariffs on nearly all US trading partners, including a 34 percent levy on China.美国总统唐纳德·特朗普于当地时间周三下午宣布实施新的关税政策，将对包括中国在内的几乎所有美国贸易伙伴加征新关税，其中对中国商品将征收34%的关税。Trump, speaking from the White House Rose Garden, announced an "economic emergency", introducing a 10 percent "baseline" tariff on imported goods and additional punitive tariffs targeting around 60 countries with what he called "unfair trade practices".在白宫玫瑰园发表讲话时，特朗普宣布美国进入"经济紧急状态"，提出对进口商品征收10%的"基准"关税，并对约60个存在所谓"不公平贸易行为"的国家加征惩罚性关税。Trump said the tariff on all countries, except Canada and Mexico, will take effect on Saturday. He also announced that there would be "individualized" tariffs for countries that have the largest trade deficits with the United States, which would go into effect on April 9.特朗普表示，除加拿大和墨西哥外，针对所有国家的关税将于本周六生效。他还宣布，对美存在最大贸易逆差的国家将实施"差别化"关税政策，该措施将于4月9日生效。"For decades, our country has been looted, pillaged, raped and plundered by nations near and far, both friend and foe alike," Trump said, claiming that the tariffs were designed to boost domestic manufacturing."数十年来，我们的国家被远近邻邦、盟友与对手共同掠夺、劫掠、压榨和剥削。"特朗普声称，这些关税政策旨在重振美国制造业。During his remarks, Trump displayed a chart detailing various US trading partners, highlighting what he claimed were the tariffs those countries imposed on the United States. He then proposed that the US would apply reciprocal tariffs at half the rate charged by each nation, including China's alleged 67 percent effective tariff rate when factoring in "currency manipulation and trade barriers".在演讲过程中，特朗普展示了一份详细列举美国各贸易伙伴的图表，重点强调他声称的这些国家对美征收的关税水平。他进而提出，美国将按各国现行税率的一半征收对等关税，其中包括在考虑"货币操纵和贸易壁垒"因素后，中国据称实施的67%实际有效关税。China, a central focus, was on the top of the chart, followed by the European Union.作为核心关注对象的中国在图表中位列首位，欧盟紧随其后。"[On China], we're going to be charging a discounted reciprocal tariff of 34 percent,"said Trump. Before today's announcement, Trump had already imposed 10 percent tariffs on Chinese goods in two separate rounds, one in February and another in March.美国总统特朗普说："针对中国，我们将征收34%的折扣对等关税。"在今天的宣布之前，特朗普已经对两轮中国商品征收10%的关税，一轮是在2月，另一轮是在3月。Later, White House documents detailed specific rates: China faces a 54 percent total tariff, with a new 34 percent added to the existing 20 percent, as confirmed by Treasury Secretary Scott Bessent. Other rates include the EU at 20 percent, Vietnam at 46 percent, Japan at 24 percent, Korea at 25 percent, India at 26 percent, Cambodia at 49 percent.白宫文件显示，中国商品实际总关税将达54%，即在现有20%基础上新增34%。财政部长斯科特·贝森特确认了这一叠加机制。 此次加征关税前，特朗普政府已在今年2月和3月分两批对中国商品加征10%关税。根据最新清单，其他主要经济体税率分别为：欧盟20%、越南46%、日本24%、韩国25%、印度26%、柬埔寨49%。Trump said that the tariffs would address years of "unfair" trade practices, during which he claimed other countries had been exploiting the US.特朗普声称，这些关税将纠正多年来的"不公平"贸易行为，制止他国"剥削"美国。US stock markets quickly erased earlier gains following Trump's remarks. In after-hours trading, S&P 500 futures dropped by 1.5 percent.在特朗普发表上述讲话后，美国股市迅速回吐早盘涨幅。标普500指数期货在盘后交易中下挫1.5%。Numerous US lawmakers criticized Trump's tariff hike. Senator Tim Kaine, a Virginia Democrat, said that "many of my Republican colleagues in Congress have already expressed concerns about these tariffs". Kaine authored a resolution to block Trump's tariffs on Canadian imports, which passed the Senate on Wednesday.众多美国议员批评了特朗普的加征关税措施。弗吉尼亚州民主党参议员蒂姆·凯恩透露，“我在国会的许多共和党同事已经表达了对这些关税的担忧”。凯恩撰写了一项决议，阻止特朗普对加拿大进口商品加征关税，该决议于周三在参议院获得通过。"His [Trump's] half-baked trade war will only raise prices for consumers," said Senator Peter Welch, a Vermont Democrat.佛蒙特州民主党籍参议员彼得·韦尔奇直言："这场（特朗普）草率发动的贸易战只会推高消费者物价。"Senator Susan Collins, a Maine Republican, said: "If these tariffs go into effect, it will be so harmful. And as price hikes always do, they will hurt those the most who can afford them the least."缅因州共和党籍参议员苏珊·柯林斯警告称："这些关税一旦实施将造成严重损害。正如物价上涨的惯常效应，承受能力最脆弱的群体必将首当其冲。"Speaking shortly after Trump, Canadian Prime Minister Mark Carney said the reciprocal tariffs announced by the US President will "fundamentally change the international trading system". He also said Canada would fight American tariffs with countermeasures, although his country and Mexico were not on the list of new tariffs.Trump described the exclusion as an effort to stop illegal immigration and drug smuggling.在特朗普宣布政策后，加拿大总理马克·卡尼随即表示，美国总统推行的对等关税政策将"从根本上改变国际贸易体系"。尽管加墨两国未被列入新关税清单，但卡尼强调加拿大将采取反制措施。特朗普将这一排斥行动描述为遏制非法移民和毒品走私的努力。Hours before Trump's announcement, Stephane Dujarric, spokesperson for the United Nations (UN), told China Daily at Wednesday's noon briefing that the UN has "expressed concern about what we've seen", which is "a rise in economic protectionism" and is concerned "about the impact it could have on the global economy".在特朗普正式宣布前数小时，联合国秘书长发言人斯特凡·杜加里克于周三午间例行记者会上回应《中国日报》提问时表示，联合国已对当前"经济保护主义抬头态势表示关切"，并担忧此举"可能对全球经济产生冲击"。Dujarric told the press conference at the UN headquarters in New York last week that the UN consistently encourages member states to settle trade disputes through constructive dialogue or established mechanisms.杜加里克上周在纽约联合国总部记者会上重申，联合国始终倡导会员国通过建设性对话或既有机制解决贸易争端。"I think we've spoken about the issue of tariffs and our position remains the same. We live in a very much global interlinked economy. It is important that member states resolve their trade issues through constructive engagement or through existing architecture, whether it's within the UN or not. And we've seen other countries put up tariffs. These are things that can have very severe impacts on the global economy," he said.“我想我们已经谈到了关税问题，我们的立场仍然不变。我们生活在一个深度互联的全球经济体系当中。各成员国无论通过联合国框架内外的建设性接触或现有机制解决贸易争端都至关重要。我们也看到其他国家提高了关税。这些因素都会对全球经济产生非常严重的影响，"杜加里克说。Ursula von der Leyen, the president of the European Commission, said on Tuesday that Europe has a plan to retaliate if Trump imposes widespread tariffs. "Europe did not start this confrontation," she said to EU lawmakers.欧盟委员会主席乌尔苏拉·冯德莱恩周二表态，若特朗普实施全面关税，欧盟已制定反制预案。她对欧盟立法者说：“欧洲并没有挑起这场对抗”。"There's only one conclusion: Trump is convinced that he's smarter than the many economists and business leaders who have urged him not to raise tariffs and risk a trade war," Anthony Moretti, an associate professor in the Communication and Organizational Leadership Department at Robert Morris University in Pennsylvania, told the China Daily.宾夕法尼亚州罗伯特莫里斯大学传播与组织领导系副教授安东尼·莫雷蒂向《中国日报》分析指出："唯一合理的解释是，特朗普坚信自己比众多经济学家和商界领袖更高明——这些人士反复警告加征关税将引发贸易战风险。""A trade war would harm Americans and people from all over the world, and it will damage bilateral relations," he said.莫雷蒂说："贸易战不仅将伤害美国民众和世界各国人民，更会严重损害双边关系。"Trump signed another executive order effective May 2 to remove tariff exemptions for Chinese imports valued at $800 or less and intends to apply the same measure to other countries once the federal government confirms it has the necessary staffing and resources in place. The "de minimis" exemption was helpful to popular e-commerce websites Temu and Shein.特朗普签署的另一项行政令于5月2日生效，取消了对价值800美元或以下的中国进口商品的关税豁免，并打算在联邦政府确认必要的人员和资源到位后，对其他国家实施同样的措施。这项“最低限度”豁免曾对热门电商平台Temu和Shein有所帮助。Moretti said that Trump "slammed" China twice on Wednesday. "The 34 percent tariffs will likely draw the bigger headlines, and any response from China will only magnify what he said. But the president also eliminated the‘de minimis' rule that eliminated tariffs on imported items of less than $800," he said. "In effect, what the president has decided is that everything entering the US from China must include a tariff. ""特朗普周三实际上对中国实施了双重打击。"莫雷蒂解读道，"34%的特别关税固然占据新闻头条，中方任何反制措施都将放大其政策效应。但更隐蔽的杀招在于废止800美元以下商品免税规则——这意味着总统实质上决定，所有中国输美商品都必须缴纳关税。"And that means higher prices whether the item is inexpensive or costly. Poorer Americans will especially feel the pain of higher prices because they have fewer dollars to spend," Moretti added."无论商品价格高低，最终都将推升终端售价。对经济拮据的美国低收入群体而言，这种物价上涨带来的痛感将尤为强烈。"莫雷蒂补充道。impose new tariffs征收关税the largest trade deficits最大贸易逆差reciprocal tariffs对等关税hikev.上涨；上升economic protectionism经济保护主义tariff exemptions关税豁免

Live from Transform 2025 in Las Vegas! Mike Stafiej is the founder and CEO of ERIN, a Pittsburgh-based SaaS startup that streamlines employee referrals for enterprise businesses around the world. ERIN is a strategic recruiting tool for hundreds of businesses with over 3 million employees in over 100 countries, and has automated over half a billion dollars in referral bonuses. Mike is a Serial Entrepreneur with a Master's degree in I.T. Project Management from Robert Morris University and has over 15 years of experience in successful SaaS startups. Adam & Mike dig into: - Why employee referrals are so powerful - Enterprise buying trends in HR Tech/Recruiting - AI's impact of Recruiting Teams - The challenges of startups/biz owner Learn more @ www.erinapp.com Connect with Mike: https://www.linkedin.com/in/michaelstafiej/ Live from Transform 2025, we're bringing you an exclusive podcast series packed with insights from some of the brightest minds in hiring, talent strategy, and workforce transformation! In this series, we've got incredible guests from Okta, Tubi, Edelman, Greenhouse, Findem, and more, sharing how top organizations are rethinking hiring, culture, and talent acquisition in today's fast-changing world. Greenhouse combines a structured, data-driven hiring approach with AI-embedded workflows that empower recruiters to focus on strategic, high-impact work. From sourcing top talent to personalizing the candidate experience, Greenhouse streamlines and optimizes the entire hiring process. This ensures that every hire is the right hire—eliminating bias, creating fairness, and helping teams make smarter, faster decisions. Over 7,500 companies, including HubSpot, Duolingo, and J.D. Power, trust Greenhouse to build better teams and turn talent into a strategic advantage. Want to learn how today's top companies are winning the talent game? Tune in now and visit Greenhouse.com to transform the way you hire. Thanks for listening. Please follow us on Instagram @NHPTalent and X @AdamJPosner. Visit www.thePOZcast.com for all episodes

In this episode of THE MENTORS RADIO, Host Dan Hesse talks with Dr. Chris Howard, Executive Vice President and Chief Operating Officer at Arizona State University and former President of Robert Morris University and Hampden-Sydney College, to discuss his diverse career path on the way to discovering his calling in higher education. Elected student body president at Plano High, where 2% of the student body was African American, he helped Plano win the Texas state football championship. Chris received an appointment to the U.S. Air Force Academy where he again excelled in the classroom and on the gridiron and was selected to be the inaugural recipient of the prestigious Draddy Trophy, now called the Campbell Trophy, given to our nation's top college football scholar athlete. Chris earned a PhD from Oxford as a Rhodes Scholar and served in the U.S. Air Force as a helicopter pilot and as an intelligence officer, where he was assigned to the elite Joint Special Operations Command. He later received an MBA with distinction from Harvard before embarking on a successful business and higher education leadership career, becoming the nation's youngest college president.  LISTEN TO the radio broadcast live on iHeart Radio, or to “THE MENTORS RADIO” podcast any time, anywhere, on any podcast platform – subscribe here and don't miss an episode! SHOW NOTES: DR. CHRIS HOWARD: BIO: Dr. Chris Howard Arizona State University BIO (pdf) VIDEOS: TEDx: "The 5 Be's": https://www.youtube.com/watch?v=nQvuktjngwI RMU Innauguration Speech: https://www.youtube.com/watch?v=9fAOVoKp4hE University Innovation Alliance Weekly Wisdom: https://www.youtube.com/watch?v=-1zSFuJe1FY Lighthouse Mckinsey- Dr. Chris Howard on the power of education and inclusivity: https://www.mckinsey.com/Videos/video?vid=6315399472112&plyrid=HkOJqCPWdb ARTICLES: Business Principles are Important for College Presidents, by Christopher B. Howard — The New York Times Combat Veteran and Robert Morris University President Chris Howard shares what it means to be Military Friendly - G.I.Jobs magazine - terrific article! Being The Most Popular Kid in the Class Doesn't Work Forever, by Christopher B. Howard, President, Hampden-Sydney College — The New York Times Is the Juice Worth the Squeeze?, by Dr. Chris Howard, President, Hampden-Sydney College — The New York Times

Once per quarter, BUILD Coaching Company hosts The Underground Huddle – an interview with a prominent leader in sports or business with BUILD clients and other select guests present. All attendees live our mission to build an army of Disciplined Leaders and share our vision to be a resource for and a connector of current and aspiring leaders in small business, sports, and other areas of life. For the 13th Underground Huddle, our guest was Dr. Chris Howard. Ben met Dr. Howard in 2009 as a sophomore at Hampden-Sydney College when he became the President at the school and since then he has been the President at Robert Morris University and is now the Executive Vice President at Arizona State University. Dr. Howard played running back at the U.S. Air Force Academy, was on the College Football Playoff Selection Committee, and boasts a long list of leadership accomplishments. Most importantly, Dr. Howard is a husband to Barbara and father to Cohen and Joshua.

Adam Crowley and Dorin Dickerson react to parts of an interview that Robert Morris University men's basketball head coach Andy Toole had with 93.7 The Fan's Jeff Hathhorn.

WE APPRECIATE EACH AND EVERY ONE OF YOU! If you wouldn't mind please go leave us a review on Apple Podcasts! Thanks!!Welcome back to Episode 353 of On the Spot Sports and in today's episode we have a very special guest, Dashers Hockey Club goaltender, Parker Rutherford! Parker and I talk about growing up in Fort Wayne, Indiana playing youth hockey. We also talk about going to ECHL Training Camp with his hometown Fort Wayne Komets, lessons learned in his rookie season in the FPHL, first SPHL call up, playing 4 years at Robert Morris University, developing through junior hockey in the USPHL, having a strong mindset and a growth to get better and so much more! We hope you guys enjoy this episode!!Thank you Parker for coming on the show! I had a blast!!Follow us on Instagram @on_the_spot_sports and take a listen on YouTube, Spotify and Apple/Google Podcasts @ On The Spot SportsGet $25 off our guy Jamie Phillips Nutrition book for Hockey Players with the discount code "ONTHESPOT" on victoremnutrition.comLiving Sisu link: ⁠⁠https://livingsisu.com/app/devenirmem.... BECOME A MEMBER TODAY

Robert Morris University's athletic director Chris King comes on The Fan Hotline to talk with Adam Crowley and Dorin Dickerson about the men's basketball team going to the big NCAA tournament this year.

In this hour, Adam Crowley and Dorin Dickerson assess some things that went wrong with Najee Harris to understand what the Steelers need to do better with their next running back. Also, Robert Morris University's athletic director Chris King comes on The Fan Hotline to talk about the men's basketball team. March 17, 2025, 8:00 Hour

In this episode of the Picks for Poles Podcast, Usayd Koshul is joined by Robert Morris University Linebacker Keon Freeman to discuss his next steps as he prepares for the 2025 NFL Draft.  

I had a great conversation learning more about BEE READY KIDS with my guests Ms. Gina M. Ligouri and Dr. Eric Sparkenbaugh. Safety in our schools is such an important topic and Gina and Dr. Spark share their ideas, their story behind BEE READY and more!About Gina M. LigouriMs. Gina M. Ligouri is a well-respected, trailblazing educator. She has earned numerous teaching accolades and credentials and was most recently named Pennsylvania's Technology Innovator of the Year. She currently chairs the English Department at Montour High School, in addition to teaching literature and project-based learning courses. Gina's academic achievements include degrees from Carlow University, Robert Morris University, and Duquesne University.About Dr. SparkDr. Eric Sparkenbaugh is an esteemed and accomplished educator who has been working as a counselor, elementary principal, and school administrator for almost thirty years. He currently serves as the Assistant Superintendent and School Safety/Security Coordinator for the Montour School District. Eric has earned degrees from Bucknell University, Duquesne University, and the University of Pittsburgh. About BEE READY KIDS - learn more about BEE READY and grab your copy today!About RachelleRachelle is an educator, consultant, author, and attorney. Also, check out Rachelle's ⁠blog⁠ and submit a guest blog. Subscribe to my newsletter.Contact me for speaking and training related to AI, AI and the law, Cybersecurity, SEL, STEM, and World Language Educator training for each of these topics as well! ⁠bit.ly/thriveineduPD⁠.Interested in a sponsored podcast or collaboration, contact me for details!

Regina Pats' 2004-born John Babcock talks about the young squad and committing to Robert Morris University

Connor Gettemy is the Director of Sports Performance at Flagler College.  Arriving in in 2019, he is entering his sixth year overseeing the sports performance department where he is also in charge of training the men's basketball, volleyball, women's soccer, women's tennis, and women's lacrosse programs. Gettemy began his career in the collegiate sector as an intern coach at both Hofstra University and Robert Morris University in 2014.  Gettemy was an assistant strength coach at Waldorf University from 2014-2016. He transitioned to working in the private sector as a sports performance coach at UPMC Lemieux Sports Complex in Pennsylvania from 2016-2017 before returning to the college as an assistant coach at the University of North Florida in 2017, prior to relocating to Flagler.A former college rugby player at Hofstra University and competitive bodybuilder, Gettemy is active in the weight room and trains/conditions four times a week while balancing the rigors of the collegiate coaching schedule.  He enjoys spending time with his wife, Courtney, when he is not training in the weight room.Samson EquipmentSamson Equipment provides Professional Weight Room Solutions for all your S&C needs.Cerberus StrengthUse Code: STRENGTH_GAME at Cerberus-Strength.comSport KiltUse Code: TSG at SportKilt.comDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

In a fragmented world that needs to fix deficits in peace, development and governance, China's visions, proposed by President Xi Jinping at the 19th G20 Summit, of building a just world of common development and promoting a fair and equitable global governance system are of great relevance to making the world a better place, according to analysts. The G20 Summit, hosted by Brazil in Rio de Janeiro on Monday and Tuesday, took place amid shifting geopolitical dynamics and economic uncertainty, providing an opportunity for world leaders to get together to discuss solutions to address urgent global challenges, including economic stagnation, trade disruptions, food security, reform of multilateral institutions and climate governance. As leader of the second-largest economy and the largest developing country in the world, Xi's attendance and his interactions with other leaders at the summit were in the spotlight. Addressing the summit, he outlined China's eight actions to support global development, including pursuing high-quality Belt and Road cooperation, implementing the Global Development Initiative, supporting international cooperation on poverty reduction and food security, and supporting the G20 in carrying out practical cooperation for the benefit of the Global South. He called for improving global economic, financial, trade, digital and ecological governance to build a world economy characterized by cooperation, stability, openness, innovation and eco-friendliness.Evandro Menezes de Carvalho, a professor of international law at Fluminense Federal University in Brazil, said that taking a systemic view of global governance, Xi highlighted key actions in each of the main areas of global governance in his speech. "China has already given concrete demonstrations of being a country committed to the development of a more inclusive international order. In addition, it has been very active in promoting green development with significant investment in technology and environmental protection," he said. The professor noted that global economic development depends on a balanced, stable financial and trade system that takes into account the needs of developing countries in order to promote a more inclusive international order, highlighting the importance of Xi's remarks on improving global digital and ecological governance with the Global South and developing countries involved. "Global digital governance and ecological governance, which are increasingly linked to each other, if well directed towards the common good, could contribute to opening new paths for the future for humanity as they increasingly exert influence in today's world." Under the Brazilian presidency, the Rio G20 Summit adopted the motto "Building a Just World and a Sustainable Planet", focusing on three priority themes: energy transition, fair sustainable development (with an emphasis on combating hunger, poverty and inequality), and reform of multilateral institutions. China, standing at the forefront of the Global South, has been advocating for greater representation of developing countries in global governance to promote an international order that is truly democratic, inclusive and multilateral. From advocating the Five Principles of Peaceful Coexistence to proposing the construction of a new type of international relations featuring win-win cooperation, and building a community with a shared future for mankind, China's consistent goal has been to build a more equal and just world, ensuring that developing countries have a greater voice in global affairs, observers said.At the Rio G20 Summit, Xi urged the World Bank to carry out a shareholding review and the International Monetary Fund to carry out quota share realignment in line with the agreed time frame and road map in order to increase the voice and representation of developing countries. He said that China, alongside Brazil, South Africa and the African Union, is proposing an Initiative on International Cooperation in Open Science to help the Global South gain better access to global advances in science, technology and innovation. Anthony Moretti, an associate professor in the Communication and Organizational Leadership Department at Robert Morris University in the United States, said that Xi is spot on when he suggests that isolationism is not what the global community needs right now. This is especially true for the developing world, Moretti added.Mehmood Ul Hassan Khan, executive director of the Center for South Asia and International Studies in Islamabad, Pakistan, said that Xi has made proposals for an open, inclusive and non-discriminatory environment for international economic cooperation through a universally beneficial and inclusive economic globalization. His proposals support developing countries in better integrating into digital, smart and green development to bridge the North-South gap, and they constitute a holistic and comprehensive policy badly needed for economic recovery, poverty reduction and job creation, Khan said, adding they reflect the global need for complete transformation from isolation to integration, from Cold War mentality to international cooperation. As the Ukraine crisis and Palestine-Israel conflict remain protracted, Xi highlighted at the Rio G20 Summit that "global security governance is part and parcel of global governance". The G20 should support the UN and its Security Council in playing a greater role, and support all efforts conducive to the peaceful settlement of crises, he said. China and Brazil, together with some other Global South countries, have launched a group of "friends for peace" on the Ukraine crisis, with the goal of bringing together more voices for peace.Khan said that the proposal of the group of "friends for peace" is innovative and well-timed, which must be listened to and implemented for achieving peace in Ukraine and Palestine. Marcos Cordeiro Pires, a professor of international political economy at Sao Paulo State University, said that the China-proposed Global Development Initiative, Global Security Initiative, Global Civilization Initiative and Belt and Road Initiative are becoming international public goods that offer a path to building actions that help overcome the immense challenges faced by humanity. These initiatives are a counterpoint to selfishness and unilateralism by pointing out that development is essential to overcoming hunger and poverty, that no country can guarantee its security at the expense of others, that peaceful coexistence between civilizations presupposes respect for the uniqueness of each culture, and, above all, that building infrastructure is one of the best ways to guarantee progress and address inequalities, Pires said. The Chinese president also urged G20 countries to "see each other's development as opportunities rather than challenges and view each other as partners rather than rivals", highlighting the need to observe the basic norms of international relations underpinned by the purposes and principles of the United Nations Charter and defend the international order based on international law. Xu Feibiao, a senior researcher and the director of the Center for BRICS and G20 Studies of China Institutes of Contemporary International Relations, said that China, unlike traditional Western powers, remains committed to safeguarding a multilateral system with the UN at its core, following the path of peaceful development, and advocating for the building of a community with a shared future for mankind. It calls for a new type of international relations and upholds the principles of "extensive consultation, joint contribution and shared benefits" in global governance, Xu said, adding these efforts and principles are gaining broader recognition and respect from countries all over the world, offering hope for the G20 to regain its relevance in global governance.The Rio G20 Summit adopted a leaders' declaration, with the G20 leaders reaffirming their strong commitment to multilateralism and pledging to reform the global governance system. The leaders pledged to work for a reinvigorated and strengthened multilateral system, rooted in the purposes and principles of the UN Charter and international law, with renewed institutions and a reformed governance that is more representative and effective, according to the declaration. They also pledged to reform the UN Security Council to align it with the realities and demands of the 21st century and make it more representative, inclusive and effective, the declaration said.

Charting a smooth transition of China-US ties, taking stock of the policy legacy and underlining Beijing's policy consistency were highlights of the third summit between President Xi Jinping and United States President Joe Biden, observers said.Prior to their meeting on Saturday in Lima, Peru, Xi and Biden had met face-to-face in Bali, Indonesia, in 2022 and in San Francisco last year.On Saturday, Beijing and Washington agreed to "continue to stabilize China-US relations, and ensure a smooth transition of the relationship", the Foreign Ministry said.Both leaders said they believe that "their meeting has been candid, profound and constructive, and they expressed their willingness to stay in contact", the ministry added.Xi and Biden agreed to maintain the momentum of communication and strengthen macroeconomic policy coordination.They also reviewed the important progress since their San Francisco meeting in dialogue and cooperation on counternarcotics, climate change, artificial intelligence and people-to-people exchanges.Diao Daming, a professor of US studies at Renmin University of China's School of International Relations, said, "The third Xi-Biden summit further plays the role as a navigator and a stabilizer for the ties, and taking stock of the policy legacy and lessons over the past four years and beyond is part of Beijing's clear, constructive solution for driving the relations' growth in the future."Whoever takes charge of the US' China policy should respect lessons from the past, face up to the US' international duties, act on the very interests of the American people and respond to global expectations for better well-being," Diao said.Xi's underlining of Beijing's consistency in US policy will help respond to the potential uncertainties that may be brought about by Washington in the future, he added.On Saturday, Xi said that China and the US should keep exploring the right way for two major countries to get along well with each other, realize long-term, peaceful coexistence, and inject more certainty and positive energy into the world.Xi also said that neither decoupling nor supply-chain disruption is the solution, and "small yard, high fences" is not what a major country should do.Citing the lessons from the two countries' diplomatic ties over the past 45 years, Xi said that if the two sides regard each other as rivals and pursue vicious competition, they "will roil the relationship or even set it back".He identified four red lines for China that must not be challenged: the Taiwan question, democracy and human rights, China's path and system, and China's development right."Major-country competition should not be the underlying logic of the times; only solidarity and cooperation can help humanity overcome current difficulties," Xi said.Biden said the US-China relationship is the most important bilateral relationship in the world, not just for the two peoples, but also for the future of the world.He underscored that the US does not seek a new Cold War, it does not seek to change China's system, its alliances are not targeted against China, it does not support "Taiwan independence", it does not seek conflict with China, and it does not see its Taiwan policy as a way to compete with China.The US will stay committed to the one-China policy and is prepared to enhance communication and dialogue with China during the US' presidential transition period to have a better perception of each other and responsibly manage differences, he said.He added that the two sides support each other's host roles for 2026 — China will host the APEC meeting that year and the US will host the G20 meeting — demonstrating "what we can do for the two peoples when we work together".On specific policy agenda items, Xi stated China's positions on Taiwan, economic and trade ties, science and technology, cybersecurity, the South China Sea, the Ukraine crisis and the Korean Peninsula.It is crucial for the US to handle the Taiwan question with extra prudence, unequivocally oppose "Taiwan independence", and support China's peaceful reunification, Xi said.In the South China Sea region, the US should not get involved in bilateral disputes over the relevant islands and the reefs of the Nansha Islands, and neither should it aid or abet making provocations, Xi said.China does not allow conflict or turmoil on the Korean Peninsula, and it will not sit idly by when its strategic security and core interests are under threat, Xi said.In Lima, the two presidents reiterated — and stated readiness to further uphold — the seven-point common understanding on the guiding principles for China-US relations.Worked out under the two leaders' instructions, the principles are treating each other with respect, finding a way to live alongside each other peacefully, maintaining open lines of communication, preventing conflict, upholding the United Nations Charter, cooperating in areas of shared interest, and responsibly managing competitive aspects of the relationship.Anthony Moretti, department head and an associate professor of the Communication and Organizational Leadership Department at Robert Morris University in the US state of Pennsylvania, said, "The US and China remain the best partners when it comes to solving vexing challenges like climate change, food insecurity, preparing to fight the next pandemic and more."But Washington must adopt a respectful tone in its rhetoric," Moretti added. "China has made clear time and again that mutual respect, peaceful coexistence and win-win cooperation are at the heart of its global agenda. The US can — and should — endorse a similar philosophy."Analysts noted that over the past four years, the China-US relationship, which went through ups and downs, remains stable on the whole.More than 20 communication mechanisms have been restarted or established, and positive achievements have been made in areas such as diplomacy, security, economy, trade, fiscal affairs, finance, military, counternarcotics, law enforcement, agriculture, climate change and people-to-people exchanges.In Lima, Xi underscored that "it is worthwhile to review the experiences of the past four years and draw inspirations from them".He listed seven items as lessons that should be learned: to have a correct strategic perception, to match words with actions, to treat each other as equals, not to challenge red lines and paramount principles, to conduct more dialogue and cooperation, to respond to the expectations of the people, and to step forward to shoulder the responsibilities of major countries.Xiaohua Yang, a professor of international business and founding director of the University of San Francisco's Center for Business Studies and Innovation, said that Xi made it clear at the Lima summit that China continues to believe the relationship is pivotal to the peace and prosperity of the whole world."Xi set a forward-looking tone in the US-China relationship — a stable and cooperative US-China relationship benefits the whole world, not just these two countries; decoupling, building up walls and being confrontational is not the solution," she said.

Lace up your sneakers for the 2nd Annual Ryan Gloyer Memorial Run (5K Run/Walk), Sunday, Nov. 3 on SV's Secondary Campus in Harmony, PA. In this episode, you'll learn more about the event, how to register and the overall mission of the Ryan Gloyer Memorial Run.IN THIS EPISODE, WE WILL REVIEWWhat is the Ryan Gloyer Memorial Run?Where and when the event will take place and who can participate. The mission of the Ryan Gloyer Memorial Run.What the event proceeds go toward?How can someone register for the event.SPECIAL GUESTMs. Annie Mersing, Seneca Valley Foundation Director of DevelopmentMs. Annie Mersing earned her Bachelor of Science in Business Administration with a Concentration in Management from Robert Morris University. Ms. Mersing has been in the Seneca Valley School District since 2019, first serving as the Executive Assistant to the Superintendent of Schools.  Now in the role as the Director of Development for the Seneca Valley Foundation, Ms. Mersing also serves as the District's Director of Advancement and provides assistance with securing and writing District grants.

In this captivating episode of The Travel Wins, we dive deep into the exhilarating world of live entertainment with Erik Himel, founder of Himel Entertainment Group. From Los Angeles to Paris, London to Moscow, Erik's company provides unmatched solutions for live events, offering services that range from consulting and musical direction to staffing and creating tailored programming for luxury parties, weddings, corporate events, and more. Each event is crafted with meticulous attention to detail, guaranteeing an unforgettable experience that stands apart from the rest. With everything managed in-house, Himel Entertainment delivers excellence at every stage, from concept to execution, making them the go-to choice for elite events worldwide.Erik Himel's journey is as impressive as his company's success. Originally from Pennsylvania, Erik developed a passion for business and entrepreneurship early on, earning a degree in business management from Robert Morris University. After relocating to Los Angeles, he quickly proved his prowess in management and sales, helping companies achieve millions in revenue while leading a sales force of over 50 employees. Yet, his heart always lay in music and entertainment, which led him to pivot toward a full-time career in the industry.Join us on The Travel Wins as Erik Himel takes us behind the scenes, sharing how his deep-rooted passion for music and entertainment, coupled with his business acumen, continues to elevate live entertainment to new heights. If you're looking to learn from someone who has truly mastered the art of creating unforgettable events, this episode is a must-listen!

Emily looks back at her conversation with Retired Supervisory Special Agent with the United States Secret Service and President of Capitol Security Consultants Jeff James to discuss ways in which we can protect ourselves from becoming victims of crime. In 1996, Jeff James was sworn in as a United States Secret Service Special Agent, beginning his 22-year-long career within the federal government. During his time in the Secret Service, he was promoted to Assistant Special Agent in Charge and also served as the Liaison to the National Center for Missing and Exploited Children. Now, he works as the President of Capitol Security Consultants, as well as the Chief of Police at Robert Morris University. Follow Emily on Instagram: @realemilycompagno If you have a story or topic we should feature on the FOX True Crime Podcast, send us an email at: truecrimepodcast@fox.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a Text Message.Extended care has frequently faced challenges in accessing and effectively implementing mental health support for long-term care.This week's guest believes it's time for a change.Join us on HealthBiz Brief as Rocco Coniglio, Business Builder for Red Rock Capital and Advisory, discusses the inadequate state of mental health treatments in long-term care and explains how leveraging advanced-practice nurses and telehealth can better support patients, families, and medical providers.

[Content Warning]: Child sexual abuse, emotional abuse, financial abuse, infidelity, suicide, descriptions of medical procedures and medical traumaAlberta is a trauma survivor and has lived through sexual abuse, physical abuse, verbal abuse, emotional abuse, financial abuse and then suffered a medical trauma – a brain hemorrhage and afterwards was diagnosed as having blood cancer, stage 3. Alberta overcame all of these obstacles and more while raising two children.  She is a dynamic divorce coach who helps trauma survivors navigate life post-divorce. She is the CEO of Exhilarated Life, LLC. The specialized programs at Exhilarated life guide and empower trauma survivors post-divorce so that they can bounce back POWERFULLY, CONFIDENTLY, More WHOLE, MORE PURPOSEFULLY and More ATTRACTIVE in 3 months or less!  Alberta had been coaching some 20+ years before deciding to solely focus on trauma survivors.” Alberta states, “I have lived through trauma. I am living my best life now and I want to help you do the same!”Alberta is a Chicago, IL native, but has settled in Memphis, TN for the past 14 years. She obtained her first business degree at Robert Morris University in Chicago, IL. Her second at Belmont University in Nashville, IL. She obtained her master's in Healthcare Administration at the University of Memphis in Memphis, TN.  Alberta is a certified coach through the Academy of Creative Coaching. She is well traveled and the proud mother of two. They reside in Memphis, TN with their happy-go-lucky cat, Socks! For a free guide to Taming Emotional Pain: https://exhaled-life.coach/resource/To Book a free call:  https://exhaled-life.coach/book-in-a-call-2/To get Alberta's bestselling book “Transforming Your Life Vol VI”: https://exhaled-life.coach/book/Exhilarated Life website: www.exhaled-life.coachIf you are someone you know is experiencing emotional distress or suicidal ideation, please access the resources below:National Suicide and Crisis Lifeline: Call/Text 988National Sexual Assault Hotline  (RAINN) : 1-800-656-HOPE (4673)National Alliance for Mental Illness: 1-800-950-6264Subscribe / Support / Contact:

In Part 2 of Episode 30, I'm joined by two of the best Oil Creek Region athletes of all-time, Steve Shingledecker and Eric Johnson. Steve Shingledecker, who hails from Franklin, Pennsylvania, serves as the Head Coach of the Men's Golf Team at Robert Morris. Returning to coach RMU after successful tenures as Director of Golf Operations at the Turn Club in Cranberry Township and Director of Golf at Nemacolin Woodlands, Shingledecker did a great job leading the team this year. Their impressive performance includes a 3rd place finish at the Carpetbagger Classic in Frederick, Maryland, a feat coincidentally following Steve's last appearance on the show. I'm just sayin'. Steve is a great coach and PGA Professional and an even better guy. In our conversation, Steve sheds light on the Colonials' season progression and the departure of key graduating players. Additionally, we delve into strategies for rebounding from a challenging hole and the benefits of encouraging children to explore multiple sports rather than specializing early. Eric Johnson is a Golf Digest Top 100 Instructor. You can find him teaching each summer at Yellowstone Golf Club in Big Sky, Montana, one of the premier private courses in the country. Eric was the Director of Instruction at Oakmont for 17 years and then for a couple at Nemacolin. Eric was fresh off playing a round at Oakmont, with Pittsburgh Brewing Company Owner Cliff Forrest. We hear about the changes they've made at Oakmont in preparation for hosting the US Open in 2025. Eric also shares his thoughts on the PGA Championship, Tiger Woods' play, and the exceptional features of Yellowstone Country Club. Eric is one of my all-time favorites and when you listen to this segment you'll understand why.

Ryan Nosak has lived a life that is anything but ordinary. He lost his mother to cancer when he was 5 years old. 15 months later, his uncle tragically died in a car accident. Death, loss, and despair plagued his family which led Ryan down a path of medicating with an overconsumption of food and a sedentary lifestyle. He struggled with depression and confidence as he became known as the fat kid in school. It would all change when he stepped foot into a gym for the first time at 13 years old and caught the so called "iron bug". What transpired led Ryan to pursue a career in fitness. He coached his high school friends through strength training sessions and realized he had a knack for teaching and inspiring others. He transformed himself from the fat kid to being known as the strongest kid in his school. He recognizes strength training as the tool that saved his life. Ryan attended Penn State University for his undergraduate degree in Kinesiology, where he worked as a student coach for the Penn State Nittany Lions football team, as well as numerous other sports. This led him down the path of working as a Division 1 Strength and Conditioning Coach for 9 years with stops along the way at Tennessee State University, Vanderbilt, Robert Morris University, The University of North Carolina at Charlotte, DePaul University. He has worked at Power 5 universities, aided in the training of multiple professional athletes, and has been mentored by NFL strength and conditioning coaches. Ryan stepped away from college athletics in 2020 to run RyNo Strength, which is an in-person and online training service. He helps ex-athletes lose weight and boost energy without giving up pizza, alcohol, or their social life. He resides in Chicago with his wife, dog, and daughter. Watch The Mind Body Business Show LIVE! - Did you know that this "podcast" is actually a LIVE video show?  Register (completely SPAM-Free) to receive automated announcements whenever we go live.  Then simply click and engage.  We welcome your questions and real-time participation.  Go to http://ryps.tk/cbm-register and register (free) now! 

Brice Fritts is the Head Football Coach at J.R. Tucker High School in Henrico County, Virginia. Paul and Brice talked about growing up and playing several sports, but over the years he settled on three very physical sports … football, rugby and wrestling. He played high school football at Freeman High school and then went on to play football at Robert Morris University in Pittsburgh, PA. They discussed his time at Robert Morris and how much he enjoyed competing at the college level. He came back to the Richmond area and has previously coached high school football at four different schools which has led to the head job at Tucker. They finished by talking about his wife Alyssa and their three daughters as well as Brice coming on the Virginia is for Sports podcast when it gets closer to the start of football season.

How does World War I poetry help us understand the complexity of the experience of the war? Why was poetry so important then? Why does the poetry of World War I continue to have such resonance? To answer these questions, the World War I Podcast hosted two subject matter experts: Dr. Connie Ruzich, Professor of English at Robert Morris University and editor of International Poetry of the First World War: An Anthology of Lost Voices, and Dr. Jennifer Orth-Veillon, a professor at Georgia Tech - Metz and editor of Beyond Their Limits of Longing: Contemporary Writers and Veterans on the Lingering Stories of WWI. Follow us: Twitter: @MacArthur1880 Amanda Williams on Twitter: @AEWilliamsClark Facebook/Instagram: @MacArthurMemorial www.macarthurmemorial.org

Katie Regan is a seasoned communications professional with over 15 years of experience in business, PR, crisis management, brand, and change communication. As the founder and CEO of the Kirkpatrick Group, she leads a small but powerful team of remote communication experts, specializing in reputation and crisis management for Fortune 500 companies, higher education, and the industrial sector. With a core team of 14, all female professionals, Katie's team-centric approach is rooted in her early experiences, including playing on the women's soccer team at Robert Morris University, shaping her philosophy of achieving common goals through collaboration and mutual support. Throughout her career, she has been a part of exceptional teams, emphasizing shared vision, collaboration, and a culture of appreciation.Key TakeawaysTransition from Managing to Leading:Shift from project management to leading people for a more impactful leadership style.Focusing on creating an environment that fosters team collaboration and growth.Effective Communication in Team Decisions:Honesty is the best policy; own up to errors and communicate transparently with the team.Communicate decisions and opportunities in a way that minimizes surprises and fosters understanding.Trial Periods for New Hires:Three-month trial periods allow both the employer and employee to assess the fit and mitigate risks.Building Trust and Empowering Team Members:Trust team members with tasks traditionally handled by the leader.Provide training and empowerment to build a more independent and capable team.Expressing Gratitude:Regularly acknowledging and appreciating team members' contributions builds a positive and motivated work environment.Connect with KatieKatie Regan on LinkedInKirkpatrick GroupAbout the Amazing Teams PodcastWe started this podcast because we love teams, especially amazing ones. Michael Jordan said it best, "Talent wins games, but teamwork and intelligence win championships." This is what we're all about!Our mission is to help others build amazing teams by having authentic conversations with remarkable people who are building amazing teams. We will explore the tactics, strategies, and frameworks that have helped them succeed.The Amazing Teams Podcast is produced by HeyTaco. Please share your feedback with us here: https://amazingteams.com/feedback.

B. is the award-winning founder of DVRGNT Ventures, product strategist, podcast host, startup advisor and investor, executive coach, and a respected thought leader in agile technologies. B.'s fierce drive to promote diversity in tech and impact authentic change continues to define their work and life outside of their work. B. is a proud graduate of Northwestern University with a focus on history and an MBA and master of information systems from Robert Morris University. B. gives back to various organizations by being the Vice Chair & Secretary on the Board of Directors at Howard Brown Health, one of the top 3 largest LGBTQ community health centers in the country, Vice President & Secretary on the Board of Directors at the YWCA of Metropolitan Chicago, and Board of Directors of both the Northwestern Alumni Association and Outfest. B. has been honored as one of the Queer 50 from Fast Company in 2022 and 2023, 35 Hero Advocate Executives by Involve People and Yahoo Finance UK, 40 under 40 by Silicon Valley Journal, and a finalist for 2022 LGBTQNation heroes of the year.Elevate Your Brand is the #1 marketing podcast for entrepreneurs and “wantreprenuers” looking for insider tips and secrets from the most exciting new and growing brands in Los Angeles and the US at large. Each week, entrepreneurial special guests join Laurel Mintz, founder and CEO of award-winning marketing agency Elevate My Brand, to discuss the marketing failures and successes that have brought their brands to the next level. Learn from real-life experiences and be inspired by leaders in your industry about how smart digital and experiential marketing can elevate your brand.

Gordon Berkstresser is a retired accountant and former U.S. Army Lieutenant.  He has lived in a handful of different places and worked in various capacities, notably as a platoon leader in the Vietnam War, an auditor for U.S. Steel, and Aristech, VP & Controller for RMI Titanium, a professor at Robert Morris University, and later as the CFO of Lifenet Health, where he worked for the last 14 years of his career.  Gordon shares some very personal stories and we sure did learn a lot.  Our conversation takes us from the icy steps of Level Green, PA, to the frat houses at Kent State, the wartime jungles of Southeast Asia, the shores of Lake Huron, the skyscrapers of Pittsburgh and the organ & tissue donation freezers of Virginia Beach.  And then there's the awkwardly comedic exchange about ducks that Bethany is still shaking her head about.  Lastly, Gordon fielded some great listener questions about his experiences in the war. Buckle up for this riveting ride! This episode's "fact check" is available at yinzworldpodcast.com  If you like our show, please rate and review on your listening platform!  Or drop us a line at yinzworldpodcast@gmail.com or on the socials @yinzworld. --- Support this podcast: https://podcasters.spotify.com/pod/show/yinzworld/support

Welcome to Breaking Down Boxes. We have compelling conversations with entrepreneurs in the packaging space. In this episode we talk with Cassi Malone, Director of Customer Experience, Corrugated Supplies Company and Josh Sobel, Account Manager, Jamestown Container Companies.Both having served as AICC Emerging Leader (EL) Delegates, the volunteer leaders of the Program, Josh and Cassi can offer a different perspective on leadership, the industry, and how to motivate younger employees. They share their EL experiences as well as their industry origin stories. Sobel, an EL graduate, discusses how the EL Program has grown, what it is like to leave a family company, and trying to find his own path. Malone, a current EL, found her way into the industry by taking a leap after a chance encounter. About CassiCassi Malone, Director of Customer Experience, Corrugated Supplies CompanyCassi Malone is the Director of Customer Experience for Corrugated Supplies Company (CSC). Initially starting as a Customer Service Representative within the company 10 years ago, she has worked hard to learn as much about CSC, their customers, and the industry as possible. In her current role, Cassi oversees the service and planning operations for CSC's 9 sheet feeder operations across the country. She has a passion for learning and teaching, and is always looking to absorb as much knowledge as she can from those around her. Her passion for learning led her to AICC's Emerging Leaders group 7 years ago, where she became a member and started to immerse herself in the paper and packaging industry with other young professionals. As she came to know and love the program, she eventually took on the role as an Emerging Leaders Delegate from 2019-2022 on the AICC Board of Directors so she could help shape the program for future ELs. Cassi graduated with an MBA from Robert Morris University in 2011, and she also continued to serve as an adjunct faculty member for over 6 years at her alma mater. Cassi is a firm believer in mentorship, communication, and building relationships. Her goal is to help others find their way, just like so many have and continue to support her along the way. Outside of work, Cassi can be found in her most favorite role of all – Mom, as her and her husband try to keep up with their two sassy, energetic little girls! About JoshJosh Sobel, Account Manager, Jamestown Container CompaniesAfter graduating from The Ohio State University in 2003 with a degree in Political Science Josh decided to return home to join his grandfather's box business, Sobel Corrugated Containers, as a customer service representative. Throughout his 10 years with the company he worked in multiple roles for the business including plant scheduling, sales, and VP of sales. In 2012 he joined Jamestown Container's Macedonia division as an account manager, and has worked in that role since.He has been on the AICC board of directors two separate times, first as an Emerging Leaders delegate and currently as the Great Lakes Regional Director.ResourcesAICC Emerging LeadersNew episodes drop the first Monday of every month. Remember to rate, review, and subscribe!This podcast is brought to you by AICC, The Independent Packaging Association. Learn more at www.AICCbox.org. When you invest and engage, AICC delivers success. Breaking Down Boxes is sponsored by Ox Box, offering strength you can depend on.

Successful rural hospitals often have the characteristics of strong leadership, a culture of teamwork, and community support. In our upcoming episode, we explore the strategies for achieving this with our guest, Natalie Ryder, who serves as the Hospital Administrator at Ascension Borgess-Lee Hospital & Borgess Allegan Hospital in Allegan, Michigan. During this week's conversation on Rural Health Leadership Radio, Natalie highlights the importance of cultivating a positive workplace culture and fostering teamwork. She provides valuable insights into her approach to breaking down silos between hospital locations and implementing standardized processes for sustainable success, and how her past roles and military background help her achieve this.  “I want anybody that works for me to feel supported and safe being themselves...there is no reason why we can't be smiling all day” -Natalie Ryder Natalie Ryder is a Regional Hospital Administrator covering three hospitals in SW Michigan: 2 Critical Access Hospitals & 1 Long Term Acute Care Hospital. Ryder is a registered nurse and board-certified nurse executive who began her healthcare career in 2013, as a school nurse in Germany, following nine years in the U.S. Army as an Engineer Officer. Ryder held various nursing & leadership roles before becoming the administrator of Ascension Borgess-Lee Hospital in 2018 and adding Ascension Borgess Allegan and Ascension Borgess-Pipp Hospitals in Aug 2022. Ryder's goal is to provide resources and remove barriers so her hospitals can provide the best possible care to their communities, right where they live, without any need for travel. She led her team through the unprecedented challenges of the COVID-19 pandemic and remained relentless in upholding their mission of delivering uninterrupted, high-quality care when & where it mattered most.  Ryder earned a bachelor's degree in business management from Point Park College in her home state of Pennsylvania and an associate degree in nursing from Columbus Technical College in Georgia. She went on to earn her bachelor's and master's degrees in nursing from Robert Morris University in Pennsylvania and a Master of Business Administration degree in healthcare management from Western Governors University. Ryder has been an active member of the Michigan Center for Rural Health Critical Access Hospital Planning Committee since 2019, and an Ascension Advocacy and Public Policy Committee member since 2020.

WE APPRECIATE EACH AND EVERY ONE OF YOU! If you wouldn't mind please go leave us a review on Apple Podcasts! Thanks!! Welcome back to Episode 303 of On the Spot Sports and in today's episode we have a very special guest, current professional hockey goaltender, Parks Owensby! Parks and I talk about his first pro season with JPK in III-Divisiona in Finland. We also talk about playing college hockey in the ACHA with Robert Morris University and San Diego State University, having a growth mindset, having gratitude of the spot you are in, having a positive outlook on all situations through learning experiences, victim vs victor mindset, first year in Finland and so much more! We hope you guys enjoy this episode!! Thank you Parks for coming on the show! I had a blast!! Follow us on Instagram @on_the_spot_sports and take a listen on YouTube, Spotify and Apple/Google Podcasts @ On The Spot Sports Get $25 off our guy Jamie Phillips Nutrition book for Hockey Players with the discount code "ONTHESPOT" on victoremnutrition.com Living Sisu link: ⁠https://livingsisu.com/app/devenirmem.... BECOME A MEMBER TODAY

SHOW TOPICIntroducing the 25th Annual Senior Holiday Event with Mr. Brian Croach, Instrumental Music Teacher for grades 7-12SPECIAL GUESTMr. Brian Croach, Instrumental Music Teacher for grades 7-12Mr. Brian Croach is in his ninth year of teaching and third year at Seneca Valley. He is a band director that works with students in grades 7-12 through various curricular instrumental ensembles such as the 7th grade band, 8th grade band, Symphonic Band, and Concert Winds. He is also the director of the Ryan Gloyer Middle School (RGMS) Jazz Ensemble and is one of the directors for the Roaring Raider Marching Band. Mr. Croach received he undergraduate degree in Music Education from Slippery Rock University and has continued his education through the Instructional Leadership program at Robert Morris University.Additionally, Mr. Jason Shorr, Seneca Valley Intermediate High School and Senior High School Art teacher shared information regarding how guests can expect to see an exhibit of student artwork on display from grades 9-12 at this year's Senior Holiday Event.IN THIS EPISODE, WE WILL REVIEWWhat is the Senior Holiday Event?When does the event take place and who can attend?In celebration of the 25th anniversary, what can guests expect from this year's event?RSVPs are required by Dec. 13. Please call 724-452-6040, ext. 0 to reserve your spot.

On this episode we talk with Josh Funk, Head Coach who is the head coach of the new DIII women's college hockey program at Hood College that will start playing in the 2024-25 season. Josh started his coaching career as a student assistant for their men's hockey program at Gustavus Adolphus College. He then went on to work at the high school, club hockey and junior levels before becoming an assistant coach with the women's program at Robert Morris University, In 2020, Josh took over as head coach at Plymouth State University where he spent 2 years. In January 2023, Josh was named to be the inaugural head coach for the Hood Blazers. You can connect with Josh either on the team website: https://hoodathletics.com/sports/womens-ice-hockey/roster/coaches/josh-funk/898 or via Josh Funk's Champs App profile:  https://profile.champs.app/h/josh-funk You can learn more about the Hood Blazers Women's Ice Hockey team here:  https://hoodathletics.com/sports/womens-ice-hockey or follow Josh and the team on Twitter: @hood_whockey and @funkyhockey11  Instagram: @hood_whockey and @funkjosh11 Here is a list of 2023 Girls Hockey Events:  https://www.champs.app/2023/01/2023-girls-hockey-event-calendar/ To learn more about minor hockey development and recruiting for both girls and boys, visit the Champs App website http://www.champs.app  =============================================== Create a free, beautiful Champs Hockey Profile to help with college or prep school recruiting: https://profile.champs.app/sign-up With Champs App profile you can: ·         Share highlight videos, statistics and coach information ·         Add a player's playing history (teams, coaches, level of play) and upcoming games schedule ·         Share personal, student and athletic profile information ·         Invite and connect with coaches, players and teammates Once you create your profile, you will have a personalized link to share with coaches and teams. Or you can connect directly with coaches on Champs App.  Here is a list of college and team coaches already using Champs App:  https://www.champs.app/2022/09/ncaa-coaches-directory/  You can view sample profiles here:  Women's: Cammie Knight  and Men's: Wayne Crosby  https://profile.champs.app/h/cammie-knight and https://profile.champs.app/h/wayne-crosby

Welcome to the Happy, Healthy, Strong Podcast! We aim to share insights and tips on how to lead a more fulfilling, happier, and healthier life. Creating a life you love starts with taking ownership of your health and intentionally crafting the best version of yourself. Today's guest is Neil Shaffer, a retired American soccer player and owner of FutbolerFit in Cranberry Township, Pennsylvania. Shaffer attended Beaver High School and played four years of college soccer at Robert Morris University. Following his senior season, Shaffer was named to the NSCAA Men's Division I All-North Atlantic Region Third Team and the All-Northeast Conference Second Team. He finished college with 13 goals and nine assists for 35 career points. During college, Shaffer played for Erie Admirals in the National Premier Soccer League. Undrafted from college, Shaffer turned professional in 2011 when he signed for the Pittsburgh Riverhounds of the USL Professional Division. He made his professional debut in May 2011. After a productive 2013 season, Shaffer signed with the USL side and helped the team make it to the USL-PRO Championship Game. While in Harrisburg, Neil made strides toward helping the local humane society. He donated his entire salary to science in an effort to research k9 behaviour and cognitive abilities.  0:54 Professional soccer background and fitness approach 5:30 Fitness programming for soccer players. 11:35 Athleticism and fitness for adults 16:26 Fitness training and athlete development 24:53 Athleticism, balance, and injury prevention. 29:46​​ Fitness coaching and tracking progress. 36:07 Fitness program development and evolution.

Matt Sweet, Director of Basketball Operations at Robert Morris University, told The PM Team his story, including his battle with cancer. 

This week we chat with the one of a kind, B. Pagels-Minor! Erica and B know each other as solo GPs in the early stage venture capital world. In this episode, B shares how they've navigated various industries (including the world of venture as of recently), especially as a non-binary person of color. B has an amazing story, and we were so honored to have them on the pod!B. is an award-winning product strategist, podcast host, startup advisor and investor, executive coach, and a respected thought leader in agile technologies. B.'s fierce drive to promote diversity in tech and impact authentic change continues to define their work and life outside of their work. B. is a proud graduate of Northwestern University with a focus on history and an MBA and master of information systems from Robert Morris University. B. gives back to various organizations by being the Vice Chair & Secretary on the Board of Directors at Howard Brown Health, one of the top 3 largest LGBTQ community health centers in the country, Vice President & Secretary on the Board of Directors at the YWCA of Metropolitan Chicago, and Board of Directors of both the Northwestern Alumni Association and Outfest. In 2022, B. Was honored as one of the Queer 50 from Fast Company, 35 Hero Advocate Executives by Involve People and Yahoo Finance UK, and a finalist for 2022 LGBTQNation heroes of the year.Follow Us!B. Pagels-Minor: @bpagelsminorDVRGNT Ventures: @dvrgntventuresErica Wenger: @erica_wengerDear Twentysomething: @deartwentysomething

Before our PA Governor-appointed public official guest joins us, I discuss how autonomous cars expect to change real estate. Richard Vague, Pennsylvania's Secretary of Banking and Securities from 2020-2023 joins us. We're in the state capital of Harrisburg, PA. We discuss America's beginnings in real estate and banking from around 1800. He tells us about the health of banks in the wake of recent failures due to higher interest rates. I ask Richard about full reserve banks vs. fractional lending banks. Great Britain prohibited colonists from owning land west of the Appalachians.  The basis of early land wealth were crops grown on the land—wheat, corn, tobacco, indigo, and rice. Mortgages around 1800 were often 50% LTV and 6% interest rates. Here in the 2020s, Richard believes that private sector debt is a larger problem than public debt. Wherever debt growth is most rapid are where the economic cracks exist. Inflation benefits the Top 10% of the economic strata. Private debt becomes unsustainable around 225% of GDP. In the US, it's currently 160%. You become insolvent when you cannot make interest-only payments. That's true for you as an individual, or a nation. If these topics interest you, check out Richard's new book, “The Paradox of Debt” at ParadoxOfDebt.com. Timestamps: America's beginnings with banking, real estate, and debt [00:00:01] Discussion on the historical influence of Pennsylvania banking on the formation of US banking, including figures like Robert Morris and Alexander Hamilton. The impact of autonomous vehicles on real estate [00:02:54] Exploration of the potential effects of autonomous vehicles on real estate, including reduced need for parking and changes in commuting patterns. The role of the Secretary of Banking and Securities in Pennsylvania [00:09:20] Insight into the responsibilities of the Secretary of Banking and Securities in Pennsylvania, including oversight of banks and consumer protections. The fractional reserve lending system [00:10:44] Explanation of how banks operate through fractional reserve lending and the possibility of full reserve banks. The origins of the US banking system and the role of Thomas Willing [00:12:06] Discussion on the founding of the US banking system and the involvement of Thomas Willing, the first banker in the United States. The land crisis of 1796-1797 and its impact on Robert Morris [00:14:14] Exploration of the financial crisis caused by land speculation and how it led to Robert Morris, a prominent figure in credit ratings, ending up in debtor's prison. The formation of the nation and its intersection with banking [00:21:50] Discussion on the short-term loans and interest rates during the formation of the United States and the role of debt in the westward expansion. Private sector debt and its growth [00:25:30] Exploration of the significant increase in private sector debt since World War II and the focus on the potential issues associated with it. Debt growth as an indicator of economic crises [00:28:23] Insight into how rapid debt growth, particularly in the private sector, can serve as a predictor of economic crises and the shortcomings of economic models that exclude debt as a factor. The paradox of debt [00:31:47] Debt creates wealth, using leverage and appreciation to generate wealth. The end game of private debt [00:33:29] When the requirement to service debt slows the economy down to near zero. Inflation profiting with real estate [00:37:42] Real estate is not just an inflation hedging vehicle, but an inflation profiting vehicle due to fixed interest rate debt and rising rents. Resources mentioned: Show Notes: GetRichEducation.com/472 Richard Vague's new book: ParadoxOfDebt.com For access to properties or free help with a GRE's Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker 1 (00:00:01) - Welcome to. I'm your host, Keith Weinhold. I'm sitting down in Pennsylvania with the governor's appointed state secretary of banking and securities. What were America's beginnings with banking, real estate and debt? Learn how this affects you as an investor today. And what does America's day of debt reckoning look like today on Get Rich Education?   Speaker 2 (00:00:28) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Speaker 1 (00:00:44) - Welcome from Harrisburg, Pennsylvania, to Harrisonburg, Virginia, and across 188 nations worldwide. I'm Keith Weinhold and you're listening to Get Rich. Education has been the Keystone state of Pennsylvania this week. In just a few minutes, you'll hear my sit down with secretary of banking and Securities for this great state of Pennsylvania from 2020 to 2023. The rather distinguished guest also sits on the Ivy League University of Pennsylvania's Board of Trustees. And before we're done, I'll be sure he understands at least one core principle here and get his opinion on that. Yeah, I visited seven US states so far here in the past month and I'll continue to visit so much of the United States.   Speaker 1 (00:01:28) - In fact, I might have done more driving this past month than at any time in my life. Now. Some people are really car people. We have this kind of car culture in the United States for some evidence that younger people aren't as interested in that is older people. I mean, some people, they get really excited about new car features or new dashboard interfaces or hybrids or EVs and charging stations. You know, none of that is really that interesting to me. However, you know, the one new car feature that I actually really care about and I'm waiting to go more mainstream. Any idea the one game changing car feature that I really can't wait to get here because it's really going to improve your quality of life. And mine and I talked about this way back in Get Rich Education Episode 13 in the year 2015 is something that is still expected to have substantial ramifications for real estate, and that feature is autonomous vehicles, also known as driverless cars. I mean, as much of the world that's automated these days and digitize, it feels like something is out of whack to have all of this technology that you have in your car today.   Speaker 1 (00:02:54) - Yet even if you're on cruise control out on Interstate 80, like I have been a lot lately, you've mostly got to keep your eyes glued to the car bumper in front of you. Yes. And the car that reliably drives itself. That's the new feature that I really want. I mean, imagine for you to be able to get some sleep or scroll your phone or I know that it sounds funny, even exercise while your car drives itself. And of course this still pretends to have a real impact on real estate. Cars will really need to be owned. It's just the subscription service that you order. A car comes to pick you up and then it drops you off where you need to go. So these cars just continue to stay in motion out there. You don't need a garage so much. And this means that cities won't need nearly as much parking. So parking lots are less important, parking garages are less important. And since you can be more productive while you're a passenger in the car drives itself, well, therefore, those neighborhoods that are say no one hour outside of the center or metro area, well, those areas won't have as much of a price discount because autonomous cars lower your time expense in commuting.   Speaker 1 (00:04:16) - But autonomous car adoption has been slower to develop than a lot of people, including me, expected. I mean, there have been a lot of experiments, But see, what happens is an experimental autonomous car crash that just makes more news than a human created car crash. And that has really slowed adoption. So yeah, I'm not so into cars. The only feature that's on the horizon that really gets me interested is winning back some of my time with autonomous cars. Hey, we have a ton of great podcast episodes lined up here at some of the most brilliant minds in the real estate and money world. Continue to join me coming up soon. Here on the show is the return of a really dynamic guest. He goes by the nickname the mad scientist of multifamily in the industry. Some call the amount of multifamily, mobile home parks self in other commercial real estate investors that have these floating interest rates, the amount of those people, it's almost insane. Higher rates are going to bring those deals down and investors will keep losing money in those deals.   Speaker 1 (00:05:27) - That's what the mad scientist of multifamily and I are going to focus on them. Yes, these people that learn how to perhaps do syndications through TikTok videos, they are losing their deals. Isn't that really is too bad because that reputation seriously that. The good operator, so we're going to sort that out for you. Then on a later episode here, one of the sharpest economic minds in the entire world joins us to discuss why the recession didn't happen as soon as he and a lot of others thought and what that means for the future of stocks and real estate and commodity prices. All of that is in the near future here on the show. But today I'm visiting my home state of Pennsylvania, where I've lived most of my life. It is the fifth most populous state, despite not being that large by area and despite the fact there are still a ton of rural areas in Pennsylvania, and of the five biggest states, Pennsylvania may very well have the deepest history. So we'll dig into some real history today.   Speaker 1 (00:06:31) - Pennsylvania banking was influential on the formation of United States banking, including that of Robert Morris. He's a pretty well known name, but he was succeeded by a better no name. Right after Robert Morse, we had Alexander Hamilton in that banking role. But yeah, Pennsylvania Robert Morris, he is known as the very financier of the American Revolutionary War. As we're about to discuss the nation's beginnings, America's formative years in land and real estate hundreds of years ago. Look, if a hundred years ago, a colonist or an early American, if he or she said this, I'm going to buy a piece of property and develop it. Okay. What do you think that meant when they said that today? If you said, I'm going to buy a piece of property and develop it, well, most people would think that you're going to build a housing development. But back then it probably meant that you were going to clear your land of trees and planted for agriculture and you're going to grow wheat or corn or tobacco.   Speaker 1 (00:07:37) - That was the discussion you were having then. What crop are you developing on your real estate? It sure wasn't. Are you going to develop apartments or condos or single family homes? That's how it might sound today. In fact, the 1790 census that shows that roughly 90% of the American population was employed in agriculture. 90%. So your real estate income was largely derived on your crop yield, which you might use to pay your debt on your land. Let's start this interview that I expect to be wide ranging as we'll take it from yesteryear up to the present day. This week's guest has served as secretary of banking and securities for the great state of Pennsylvania from 2020 to 2023. It is a cabinet level agency here in the state capital of Harrisburg. He was appointed to that position by Pennsylvania Governor Tom Wolf today. He is managing partner of Gabriel Investments as well based in Philadelphia. And today he's the author of an interesting new book. It's titled The Paradox of Debt A New Path to Prosperity Without Crisis. Welcome to Richard Vague.   Speaker 3 (00:08:53) - Thank you so much for having me.   Speaker 1 (00:08:55) - It's good to have you. For those of you listening in, the audio only vague is spelled vague. You and Richard, as Pennsylvania's secretary of banking and Securities, I know that you have various deputy secretaries that assist you. Tell me. I'm going to venture to guess that that role includes acts like the oversight of banks and various consumer protections. Are they important parts of that role?   Speaker 3 (00:09:20) - Without question. The fundamental job is looking to the safety and soundness of the banks chartered here in Pennsylvania to make sure they don't fail. And we all saw the importance of that recently. Silicon Valley bank failed in California. And I think if we'd had the caliber of examiners out in California that the folks here in Pennsylvania or that might not have happened.   Speaker 1 (00:09:44) - That's a nice compliment to those that have that oversight here in state, Richard. It sure has been interesting with interest rates actually not being historically high, but at the rate that they change and the rate that they spiked, making some things break everything else to tell us about that role with the oversight that you had of banks and consumer protections in Pennsylvania and really what everyday depositors are concerned with.   Speaker 3 (00:10:10) - Everyday depositors are concerned with getting the highest yield they can. Sure. And certainly they've been rewarded more lately than they have been over the last, let's say, ten years prior to that. But they also should be concerned about the safety and soundness of the bank they deposit with. And I think a lot of folks forgot that lesson. You know, a few years passed from a crisis and folks aren't worried about whether their bank's going to be around so much anymore. I'm really pleased to report the banks here in Pennsylvania are in really good shape.   Speaker 1 (00:10:44) - Richard, I don't even think that everyday depositors understand the fractional reserve lending institution system, which is really how most banks operate, and that is when a depositor gives the bank money or the money goes ahead and lends that out, that difference, that spread being their arbitrage, which is how they stay in business. I've got a rather interesting question, perhaps are full oil reserve banks feasible as the norm? And what I'm talking about there is banks that can't lend depositors money out and instead that bank needs to profit by charging fees to depositors.   Speaker 1 (00:11:23) - Now, I know everyone likes to get something for free, but would that be a more responsible system? Are full reserve banks feasible at all?   Speaker 3 (00:11:31) - If you did that. You know, that's something I've studied quite a bit, and that was a very active question, by the way. Yeah. In the founding of our banking system here in Pennsylvania in 1781, it's a question that's been around forever. Any economy needs to have money created in order to grow, and the banking system is what does that now. But if you banned that in the banking system, it would just have to happen somewhere else.   Speaker 1 (00:11:58) - Were there any prominent names that were involved with the setup of banking in Pennsylvania?   Speaker 3 (00:12:06) - The name that you hear the most is the guy named Robert Morris, who was the head of it was in effect, the secretary of the Treasury during the Revolutionary War. But his senior partner was the original banker in the United States, and his name was Thomas Willing in history has more or less forgotten him. And that's, by the way, the subject of my next book.   Speaker 3 (00:12:30) - I'm in the Middle of writing a biography of the origins of the US banking system and our first banker, Thomas Wells.   Speaker 1 (00:12:38) - There is a Robert Morris University in Pennsylvania, of course, and we're talking about history here, Richard. And I know that you have an excellent sense of history about the nation's beginnings in land and in real estate. Can you speak to that?   Speaker 3 (00:12:55) - The United States was all about land from the very beginning. You had massive land grants like to William Penn to found the state in the first place. But almost immediately after the founding of the country, you know, one of the reasons we had the American Revolution is because Great Britain prohibited colonists for owning land west of the Appalachian Mountains. And that was very frustrating to people like George Washington and others who had surveyed really lush pieces of land in the Ohio Valley. Immediately after the success of the revolution, the wealthy investors in America began buying millions and millions of acres towards the west, in the Ohio Valley, in Kentucky, in New York, in western Pennsylvania and the like, and got into trouble and brought the first financial crisis in US history, the land crisis of 1796 and 1797, because they were buying all that land on credit, either from the landholder, the private landholder or the the state or commonwealth that the land was in.   Speaker 3 (00:14:14) - They bought this under the presumption that the value of real estate would always go up and of course it just didn't go up fast enough. And Robert Morris to speak of someone actually ended up in debtor's prison because he overextended himself, which is somewhat ironic since he's something of a icon for credit ratings and credit prudence. And yet he was very much of a wild speculator and ended up in prison destitute.   Speaker 1 (00:14:45) - This is really interesting. Okay. And nefarious character early on in America's private real estate development, when the Appalachian mountain range in the late 1700s was deemed as the frontier to a lot of people.   Speaker 3 (00:14:59) - Absolutely. Everybody was looking west of there for the big games and the big opportunities.   Speaker 1 (00:15:06) - I mean, this is part of Manifest Destiny and the American Dream. So can you tell us more about a lot of that land in the early days west of the Appalachian Mountains? How much did the government claim is theirs and sell to private landowners on credit? And then how much were private landowners taking and were they allowed to make land claims and then sell it to someone else? Or tell us more about those early beginnings of that real estate setup?   Speaker 3 (00:15:34) - Well, that's exactly right.   Speaker 3 (00:15:35) - Most of that land was owned by the colonies, which in 1776 became states. The states own that land. The states all incurred massive debts in prosecuting the revolution itself. So by the time you get to 1783, 1787 states are deeply in debt and bondholders of state debt are not getting paid interest. And one way to alleviate that crisis was to sell land and selling it an acre here, an acre. There wasn't going to do you any good. So the states were selling land of 100,000 acre parcel a year, a million acre parcel there. Now, the guys that bought that, at first they were thinking, we'll do it, we'll develop towns, will lay out the towns, will survey them, will sell them, will attract settlers into this realm, will sell it plot buy plot to these settlers. But it was pretty clear that was a pretty slow way to make your money back. So they started looking to the wealthy in Europe and started sending brochures and agents to Europe to in essence, be able to flip their land in Early on, they were very successful at that.   Speaker 3 (00:16:54) - Guys like William Bingham, who was the richest man in America, and Robert Morris, who was one of the richest, would make, you know, 100,000 here and 100,000 there, which is tantamount to making tens of millions. Now that ended. They started doing bigger speculations. There weren't the settlers to buy it. The Europeans got a little bit smarter. You had a major national financial crisis, including, by the way, it wasn't just those Western lands. One of the biggest parts of the financial calamity was in the new town of Washington, DC, where they were moving the government, and people came in, including Robert Morris, thinking it's the seat of government where this is going to be a boomtown. And a lot of folks got into deep trouble speculating on plots in Washington DC.   Speaker 1 (00:17:42) - And if you're the listener, think that this sounds rather unorganized and free wheeling. Of course, we just need to think back a little bit earlier as to what happened when we as colonists went ahead and wrested the land away from the natives as well, of course.   Speaker 1 (00:17:57) - But yeah, Richard, you talked about some of the draw and the appeal to some of the land around Washington, D.C. there along the Potomac River. But just generally overall, in a lot of cases, this new American government, who were the land sellers trying to attract or were they trying to attract them to do, for example, was it to only and to set up a farm for agriculture or was it for trapping or what attracted people to this new land grab, if you will?   Speaker 3 (00:18:24) - The basis of wealth early on in the United States was the crops that we grew. And that obviously, first and foremost was wheat and the biggest supplier of wheat, not just in the United States, but to Europe was Pennsylvania. That's why Philadelphia became the largest city in the United States. Then just south of US and Maryland and Virginia. You had tobacco, which was our number one crop, but it was our number one export. South of that, you had indigo and rice. The further north you got, there really wasn't a lot of arable land.   Speaker 3 (00:19:03) - And that's why, you know, places like Massachusetts had to turn the manufacturing so heavily. It was really that. And fishing for cod were the only thing they could do. So, yeah, absolutely. We were a breadbasket for not just the country, but the world almost from the beginning.   Speaker 1 (00:19:21) - You talk early on about the extension of credit and how that enabled settlers to go ahead and own some of this new land? Is this sort of the early formation of long term mortgages? When did that.   Speaker 4 (00:19:35) - Occur?   Speaker 3 (00:19:36) - Well, absolutely. You know, really from well before independence. One of the problems you had is that there wasn't enough currency to really facilitate economic growth. So they began issuing paper currency in various forms. And a lot of these were very successful. This was done at the state level. And what they would do is they would create land banks. And so you would go in and take your land as a farmer. You would take it to the land bank and you could get currency up to half the value of your land and you'd pay interest on it.   Speaker 3 (00:20:14) - So it was really was a de facto mortgage, a.   Speaker 1 (00:20:18) - 50% mortgage, a.   Speaker 3 (00:20:19) - 50% mortgage, and you could spend that currency. They were well managed early on. Most of these didn't work, failed. And the first real commercial bank was Thomas Williams Bank in 1781 and Philadelphia.   Speaker 1 (00:20:35) - What were interest rates like at this time in these formative years of our nation.   Speaker 3 (00:20:40) - For bigger transactions, the range was really just 5 to 6%. It might get down to four, might get up to seven. Interest rates in the U.K. were closer to five and us, they were closer to six. There were breakdowns by a slice of an interest rate, so there wasn't an interest of 5.1% or 5.2%. And for high risk transactions, you could easily get into the same interest rate realm that some of our usurious lenders do today. Yeah, you see situations where folks in dire straits would borrow for an interest rate of 5% a month. A lot of loans in those days were very, very short term. There were the land loans that were long term.   Speaker 3 (00:21:28) - Most commercial banks made loans for 30 to 90 days, and they really were meant to bridge the period from when you, as a merchandiser bought your wholesale supplies to when you sold them as goods to the folks in your town. You could roll those loans over. But they were very short term back in those days.   Speaker 1 (00:21:50) - That is interesting. Those are really short term loans. And this is pretty parallel with what I've read around that time, that interest rates seem to be about 5%, something like that. We're talking about the formation of this nation, its beginnings in land, in real estate, and how that intersects with banking and the mortgage market and really part of the manifest destiny in the westward expansion of the United States. Yes, we are talking about a popular four letter word debt, and that word debt has only become more popular in America with consumerism here in past decades. So when Richard and I come back, we're going to talk more about debt today in the United States. In his new book, The Paradox of Debt, you can get that at Paradox of Debt.   Speaker 1 (00:22:35) - More we come back with Richard. I'm your host Keith Wayne hold you're listening to Get Rich Education. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They have provided our tribe with more loans than anyone there truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four plex. So start your prequalification and you can chat with President Charlie Ridge personally, though even deliver your custom plan for growing your real estate portfolio. Start at Ridge Lending Group. You know, I'll just tell you for the most passive part of my real estate investing personally, I put my own dollars with Freedom family Investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited. For some of them. It's all backed by real estate. And I kind of love how the tax benefit of doing this can offset capital gains in your W-2, jobs, income.   Speaker 1 (00:23:48) - And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660. And this isn't a solicitation If you want to invest where I do, just go ahead and text family to 66866. This is author Jim Rickards.   Speaker 4 (00:24:22) - Listen to Get Rich Education with Keith Reinhold and Don't Quit Your Day Dream.   Speaker 1 (00:24:37) - Welcome back to Get Rich Education. We're talking with the guest that served as the secretary of banking and securities for the great state of Pennsylvania since 2020. Today, he's the author of an interesting new book. It's titled The Paradox of Debt A New Path to Prosperity Without Crisis. His name is Richard Vig. He's joining us from here in Pennsylvania, where we are together today. And Richard, I know that you have a lot of commentary about modern debt and what we can do about today's debt and how debt really seems to have expanded a lot since Nixon pegged us from the last vestige of the gold standard back in 1971.   Speaker 1 (00:25:14) - I guess really the preeminent question, Richard, is should debt be a concern? We read all these stories about unrelatable numbers, about how the United States has $33 trillion of stated public debt. What's problematic?   Speaker 3 (00:25:30) - There's a lot more private sector debt than public debt. And I think private sector debt is the area where we need to focus and where our concern needs to be. Private debt has increased since World War two from 35% of GDP to 160% of GDP. Wow. So it's almost quintupled. There's about $41 trillion worth of private sector debt. That's a bigger number than the government debt number, and that's globally as well. There's about a $150 trillion worth of private sector debt and only about $90 trillion worth of government debt.   Speaker 1 (00:26:09) - And what is private sector debt? Are we talking about automobile loans, credit card loans, student loans?   Speaker 3 (00:26:14) - It's roughly divided between business and household debt. So if we've got 40 trillion in debt, it's about 20 business and 20 households. And within both of those categories, the single biggest type of debt is real estate by far.   Speaker 3 (00:26:31) - So within household debt, it's about 20 trillion. Almost 14 trillion of that is mortgage debt. On the business side, it's about 20 trillion. About 6 trillion of that is commercial real estate debt. So there's never been a time where real estate debt, household and commercial has not been really kind of the driving force of the economy.   Speaker 1 (00:26:57) - You got public sector debt and you got private sector debt. And, you know, it's kind of funny, Richard, if someone asked me what the difference between those two is, there's a few different directions you could go. What I like to tell some people is, well, the government can just print dollars, okay? Everyday consumers in businesses, they don't have that handle. So the government can print dollars and they can call that whatever name they want to quantitative easing. Maybe they want to call it currency creation. But over here, if the individual tries to do something like that, it's called counterfeiting. So, yes, it can be more problematic. Individuals cannot print their own dollars at home.   Speaker 3 (00:27:32) - That's exactly right. And that's why private debt is the area that we should focus more on. If you think about the great financial crisis of 2008, mortgage debt in 2002 was $5 trillion. By 2007, it was $10 trillion. It had doubled in less than five years. And we all now know that was millions of mortgages that it should never have been made. That was mortgages where the individuals had no income, no job, no assets. Those were homes that stood empty for years. And in many cases, they had to get torn down.   Speaker 4 (00:28:10) - Yeah.   Speaker 3 (00:28:11) - If you want to look out for trouble, the place to look is in the private sector debt. And the way to detect it is wherever it's growing very, very rapidly, that's where you're going to have a problem.   Speaker 1 (00:28:23) - So that's therefore a way to help predict economic crises. It's debt growth or I guess you could really call it credit growth as well, right? I mean, both credit and debt are basically the same terms for the different side of a transaction wherever the growth in that is most rapid is really where the economic cracks are.   Speaker 3 (00:28:43) - That's exactly right. And the fact that the Federal Reserve did not spot that in 2005 and six is one of the great stories of our time. They build economic models that don't even include debt as a factor whatsoever. Everybody finds that very surprising. It's called the DSG model, and it models the future of the economy without taking into consideration anything about debt.   Speaker 1 (00:29:12) - Why is that excluded? Mean, I'm a bit taken aback by what you just told me. Think you can tell.   Speaker 3 (00:29:18) - It's the fact. And economists got so theoretical going back a couple of decades that they started separating out financial economy from what they call the real economy. And they just stopped studying the financial economy as kind of a secondary matter to the real economy. The real economy would be, you know, the wheat and the automobile that gets manufactured and so forth and so on. My argument is those two things are inseparable. You shouldn't and cannot consider one without the other. And that's a huge blind spot in our Orthodox economics profession.   Speaker 1 (00:30:01) - Tell us more about how what we've discussed ties in to the thesis of your book.   Speaker 1 (00:30:06) - Richard The Paradox of Debt. What's the paradox?   Speaker 3 (00:30:10) - Paradox is that debt creates wealth, but it also creates calamity. So, for example, in the pandemic, 20 through 22, government debt alone increased by $8 trillion. Household wealth increased by $30 trillion. So the money the government spends does not disappear. It actually goes into the checking accounts of households. So at the end of that three year period, households had 8 trillion more in deposits in their checking accounts. And the flood of new money had pushed up real estate and stock values. So cash in bank accounts increased by 8 trillion, and the value of real estate and stocks increased by 20 something trillion. So households were $30 trillion better off at the end of 22 than they had been at the end of 19. However, most of that, like 80% of that benefit, went to the top 10% of the population. And that's for the very simple reason that most assets, most stocks and real estate are held by the top 10%, like 65% of all the stock in real estate in the country is held by the top 10%.   Speaker 3 (00:31:32) - The bottom 60%, six 0%, only hold about 14% of the stocks in real estate. So for real estate and stock values go up, it's the most well-to-do that get the benefit.   Speaker 1 (00:31:47) - That's right. And it's really the listeners on this show that we want to help take from poor or middle class and help them understand something you said in just a couple of minutes ago, that debt creates wealth, which is a paradox to many. The title of your book is The Paradox of Debt. So here what we often do is get 75 to 80% loans on an income producing property where the rent income meets or exceeds all of the expenses. And this is creating wealth. How is that wealth generated debt? A 75 to 80% loan debt is leverage and leverage appreciation actually makes compound interest look pretty slow. So a very concrete example in a sense of the paradox of debt that we're using right here at Get Rich education. Richard.   Speaker 3 (00:32:31) - You have described something that is not just true about real estate transactions, but it's true about the economy as a whole.   Speaker 3 (00:32:40) - That's the essential analysis. Yeah. And to put some macro numbers on it, in 1980, total debt in the economy, government plus household was 125% of GDP. Today it's 260% of GDP. Yeah. Yeah. And that exact same time span, household wealth, net of debt went from 352% of GDP to 600% of GDP. Debt created. Well.   Speaker 1 (00:33:12) - Yes, those are some astonishing figures. I guess as we're winding down here, Richard, one might wonder, well, where is the ceiling? When is the day of reckoning? When do we reach a calamity? How do we know that there's too much private debt and how does that actually look?   Speaker 3 (00:33:29) - We have a chapter on that very subject in the book there. It's pretty easy to see that there's an end game on the private sector side. And right now we're at about 160% of GDP. We think that that's probably somewhere in the 225% of GDP range here in the United States when there's so much debt that the requirement to service that debt slows the economy down to near zero.   Speaker 3 (00:34:00) - On the government debt, for the very reason you suggested that limitation doesn't really exist, the government could refinance its debt in perpetuity. As we said a moment ago, that ends up in the bank accounts of households anyway. So the thing I look to and I'm concerned about is private debt. Even though if you go flip on the cable news channels, you would think the world's about to end because of our government debt.   Speaker 1 (00:34:26) - Now tell me, am I oversimplifying things here, at least with private debtors, everyday Americans, when an interest only payment on your debt exceeds your ability to service it each month? Is that the path to bankruptcy right there?   Speaker 3 (00:34:42) - You got it. And whatever you say about an individual, you can say about the economy as a whole, because GDP is really just the sum of the individuals and businesses in the US. So if all the individuals and businesses are approaching this, the circumstance you just described, economy is not going to grow well there.   Speaker 1 (00:35:03) - Any last things that you would like to tell us about you very well received book because again, it's called The Paradox of Debt in the subtitle is A New Path to Prosperity Without Crisis.   Speaker 3 (00:35:14) - We cover the same material for the other six largest countries in the world. So if you read the book, you're not just going to learn about the US, you're going to learn about China, Japan, Germany, France, England and India. And I think it gives you the kind of fulsome grounding you need to better understand the news stories that we get such a barrage of every day.   Speaker 1 (00:35:38) - That's right. We need a frame of reference and putting our own more domestic debt into perspective here. Well, Richard, if someone wants to get a hold of the book, remind them of how they can best do that.   Speaker 3 (00:35:49) - Thank you so much. Go to Paradox of Debt or go to Amazon or Barnes and Noble and just search for that and it'll be right there.   Speaker 1 (00:35:58) - Oh, Richard, you've helped expand our debt mindset somewhat here on the show today. It's been great having you here.   Speaker 3 (00:36:05) - It's been such a privilege. Thank you for having me.   Speaker 1 (00:36:14) - A lot of interesting history with Richard Vig today, this great state of Pennsylvania's secretary of banking and securities.   Speaker 1 (00:36:20) - One concept that really hasn't changed throughout history that we discussed there is that inflation mostly benefits those at the top. Again, check out Richard's book at Paradox of debt.com. But yes, real estate, it is still known as an inflation hedge. You still hear that term thrown around a lot but I really try to use a different term not hedge I don't like hedge. Okay. In the investing world, the word hedge means something that you do to offset risks. I don't like that word used with real estate. So therefore, the word hedge that really correlates with a defensive strategy. I mean, hedge, that's probably a better term for gold. Gold is a hedge against inflation. That makes sense to me. But where I draw the distinction is that investment property bought with a loan is not merely a hedge against inflation. That's why when I coined the real estate pays five ways back in 2015, the fifth benefit, it's not called inflation hedging. It is called inflation profiting. Now, if you're only looking at the overall capital price of your real estate, even your own home, well then it's dollar denominated price alone.   Speaker 1 (00:37:42) - Well, that could be a hedge against inflation. But that's only the beginning, because when you get the fixed interest rate debt with it, now you're profiting because inflation debases your debt while the tenant makes all of the payments. And then as your rents rise with inflation, the reason that your monthly profit, your cash flow rises faster than inflation is, of course, due to the fact that your principal and interest payment stays fixed and feels really low over time. That's the inflation Triple Crown that I just described right there. And that's why when you buy investment property, REIT real estate is not just an inflation hedging vehicle, it is an inflation profiting vehicle. And today real estate isn't just scarce. It is still about 60% below the needed supply. And then amidst that, within that, single family homes are even more scarce. And then entry level homes that make the best rentals are even more scarce than that. But here on the show, we connect you with those builders and providers that are making the most in-demand properties available.   Speaker 1 (00:38:59) - Oftentimes these single family homes that are entry level. So therefore, in this environment, if you can get a hold of those, you are going to own a scarce asset that everyone wants. That's what we help you do here. But mortgage rates have been a hindrance for adding investments. But with our referral network here, we have largely solved that problem for you. We have providers that offer 5.75% mortgage rates because they buy down your rate for you less. We're going to show you've heard how a Marketplace income property provider is offering an astounding 4.75% mortgage rate. And although it has some shortcomings, there are also 2.99% seller financed investment properties that you can tie up. Yes. Today. So profit from a scarce asset that everyone wants and benefits from higher inflation. And today it really tilts toward you, often giving more consideration to new build properties because builders, they're the ones that are aggressively buying down your rate for you today. And new builds also have lower insurance rates last year. To make it easier for you, we started our free investment coaching service so contact your investment coach to help get you started.   Speaker 1 (00:40:19) - Some of our more popular markets lately are in Ohio, Indiana, Missouri, Tennessee, Alabama, Florida, Georgia in summer. So whether you like to connect with the provider on your own, if that's what you like to do or if you don't, you can then just utilize our service free of charge investment coaching. You can do all of that at GREmarketplace.com thanks to Richard Vague today until next week I'm your host Keith Weinhold. Don't quit your daydream!   Speaker 5 (00:40:57) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Speaker 1 (00:41:25) - The preceding program was brought to you by your home for wealth building. Get rich education.    

When The University of Cincinnati Bearcats' Director of Football Sports Performance, Niko Palazeti, took on his new role in January 2023, he recognized an immediate need for his program and the Bearcats football squad: he needed a strength and conditioning performance staff. Palazeti had been a member of Coach Mickey Marotti's sports performance staff at Ohio State Football. Yet now, he found himself having to formulate a complete staff to complement new Head Football Coach Scott Satterfield's vision and mission.  Coach Palazeti moved quickly, as time was ticking away and the Bearcats would soon be returning from the holiday break. The returning squad had not quite really met him yet and he needed a staff that could hit the ground running to prepare the team for the rapidly approaching spring football practices. Nobody occupied the small and cramped assistant strength & conditioning office.  Palazeti made his first call to Columbus, Ohio. His fellow strength and conditioning partner, Coach Chris Friend, had been a strength intern at OSU Football and was later promoted as a full-time strength coach under the olympic sports strength training umbrella. Coach Friend was ALL-IN for Cincy and made the 90 minute trip with his sleeves rolled up and ready to go. Next came Coach Brandon Garcia, who decided to depart Las Vegas, Nevada and UNLV to take on a fresh challenge of Big 12 Conference Football in Cincinnati. Garcia, a former football player at West Virginia State University, also had coaching stints at WVSU and Maryland Terrapins as well as some experience as a personal trainer down in Knoxville, Tennessee. Next on board was Scottie Etherington who had gained some early coaching experience at Marshall University with some intern experience at Ohio State Football and also Maryland Football. Finally, Robert "Robo" Williams was brought back into the fold. Robo had gained football playing experience at Miami University (Ohio) and also played a fifth year at Ohio Dominican where he completed his Masters Degree in Exercise Science, did an internship at Robert Morris University as well one back in his hometown at Cincinnati. He was an assistant at Toledo Rockets, Duke Blue Devils and at Army Football.  This is an energetic, meticulous and hard working strength staff with some very good early on coaching experience that is sure to provide solid strength and conditioning knowledge and motivation for a very good and surging college football team.  So, here's the ASAP~Athletic Strength And Power Podcast with all four members of Niko Palazeti's strength staff.          

SHOW TOPICThe Seneca Valley Foundation presents the Ryan Gloyer Memorial Run with Ms. Annie MersingSPECIAL GUESTMs. Annie Mersing, Seneca Valley Foundation Director of DevelopmentMs. Annie Mersing earned her Bachelor of Science in Business Administration with a Concentration in Management from Robert Morris University. Ms. Mersing has been in the Seneca Valley School District since 2019, first serving as the Executive Assistant to the Superintendent of Schools.  Now in the role as the Director of Development for the Seneca Valley Foundation, Ms. Mersing also serves as the District's Director of Advancement and provides assistance with securing and writing District grants.IN THIS EPISODE, WE WILL REVIEWWhat is the Ryan Gloyer Memorial Run?Where and when the event will take place and who can participate. The mission of the Ryan Gloyer Memorial Run.What the event proceeds go toward?How can someone register for the event.

On the latest episode of Now, Appalachia, Eliot welcomes back author Meagan Lucas to talk about her new short story collection HERE IN THE DARK. Meagan Lucas is the author of the award-winning novel, Songbirds and Stray Dogs (2019) and the forthcoming collection, Here in the Dark (Shotgun Honey, July 2023). Meagan's short work can be found in places like Santa Fe Writers' Project, Still: The Journal, Bull Magazine, Change Seven, and Pithead Chapel. Meagan is Pushcart, Best of the Net, Derringer, and Canadian Crime Writers' Award of Excellence nominated, won the 2017 Scythe Prize for Fiction, and Songbirds and Stray Dogs was North Carolina's selection for the Library of Congress Center for the Book's 2022 Route 1 Reads program. She teaches Creative Writing at Robert Morris University and is the Editor-in-Chief of Reckon Review. Born and raised on a small island in Northern Ontario, she now calls the mountains of Western North Carolina home.

HAIL TO THE REDSKINS  Liberals keep telling Native Americans to be offended by the name Redskins but they don't seem to want to listen. A Native American Organization is demanding that the new owners of the Washington Commanders change the name back to Redskins.  Gregory Wrightstone, Executive Director of the CO2 Coalition addresses Joe Biden's appearance on the Weather Channel and what could happen if he follows through on his threat to declare a climate emergency.   Brady Crytzer, history professor at Robert Morris University with some amazing Western Pa.  stories from his book, “Whiskey Rebellion: A Distilled History Of An American Crisis.”See omnystudio.com/listener for privacy information.

As we go about our everyday lives, it's easy to forget the possible dangers we face on a daily basis. Although we're often told to fear the unfamiliar and unknown, sometimes threats to our personal safety fall closer to home than we realize. However, with the right preparation and planning, we can protect ourselves from being the victim of a crime. Retired Supervisory Special Agent with the United States Secret Service Jeff James shares the importance of situational awareness and gives listeners tips for street crime prevention and self-defense. In 1996, Jeff James was sworn in as a United States Secret Service Special Agent, beginning his 22-year-long career within the federal government. During his time in the Secret Service, he was promoted to Assistant Special Agent in Charge and also served as the Liaison to the National Center for Missing and Exploited Children. Now, he works as the President of Capitol Security Consultants, as well as the Chief of Police at Robert Morris University. Follow Emily on Instagram: @realemilycompagno Learn more about your ad choices. Visit megaphone.fm/adchoices

Historian and author Brady Crytzer joins Tim to talk about his latest book on one of the lesser known stories of early America…the Whiskey Rebellion. Brady is the author of “The Whiskey Rebellion: A Distilled History of an American Crisis.” It comes along at a time when our newly formed republic was still in its infancy. Well not quite infancy. If the Civil War was America's rebellious teen years, then the Whiskey Rebellion was our country's Terrible Twos. https://traffic.libsyn.com/forcedn/shapingopinion/Brady_Crytzer_-_Whiskey_Rebellion_auphonic.mp3 It's probably not an overstatement to say that a good number of Americans today never heard of Alexander Hamilton until the hit Broadway musical called Hamilton hit the stage in 2015. They may not even realize that he's the face they see on the front of the ten-dollar bills they spend. And even they do know of Alexander Hamilton, some think he was one our first presidents. Such is life in America in 2023. But the fact that we're still talking about the man says something of the impact he had on the shaping of the nation. We're going to talk about a piece of his legacy, and that of George Washington and others, in the context of a true insurrection. In March of 1791, U.S. Treasury Secretary Alexander Hamilton proposed a domestic tax that sent shockwaves through the Western Frontier and sparked an insurrection. At that time, the Western frontier was western Pennsylvania, an area known in Philadelphia as the Ohio Territories. Kentucky, Virginia and Maryland. What Hamilton proposed was an excise tax on whiskey. His goal was to balance America's national debt in the wake of the Revolutionary War and the country's battle for independence. The law he sponsored was called the Whiskey Act, and it penalized famers in the backcountry, while playing favorites with large distillers. It's may be hard for Americans to understand today, but ultimately the controversy centered on imposing federal authority over frontier settlers. American history author Brady Crytzer says to understand why this didn't go over well, you need to understand more about the western frontier and the times in which they lived. Links The Whiskey Rebellion: A Distilled History of an American Crisis, by Brady Crytzer (Amazon) Brady Crytzer Website 'The Whiskey Rebellion' Review: A Young Nation, Suddenly Tested, Wall Street Journal Whiskey Rebellion, History Channel About this Episode's Guest Brady Crytzer Brady J. Crytzer teaches history at Robert Morris University. His book The Whiskey Rebellion: A Distilled History of an American Crisis was listed as one of “Ten Books to Read” by the Wall Street Journal in 2023. A specialist in Frontier History Crytzer is the host of the weekly hit podcast "Dispatches: The Podcast of the Journal of the American Revolution." Crytzer has appeared on Sirius/XM and on the hit cable series Into the Wild Frontier on NBC Peacock as a narrator and consultant. He is the host of the Telly Award winning series Battlefield Pennsylvania on the Pennsylvania Cable Network. Crytzer is the winner of the Donna J. McKee and Donald S. Kelly Awards for Outstanding Scholarship and Service in History. His work has been featured in the Journal of the American Revolution, American History Magazine, American Frontiersman Magazine, The Journal of the Early Republic, Pennsylvania Heritage Magazine, Game News, and Muzzleloader Magazine. His work has been reviewed in The Wall Street Journal, Publisher's Weekly, Booklist, The Journal of Southern History, The Pennsylvania Magazine of History and Biography, and The Journal of Military History.

Welcome back to Clearing the Way. A resource for small business. I talk with sales and HR experts, other small business owners, and anyone else that can provide you with information to clear your way to success. My guest today is Ryan Brown, owner of RiverPoint Realty. Ryan graduated from Robert Morris University with a Bachelors in Marketing. Ryan has over 15 years of experience in the Real Estate industry. He started as an agent and loan officer before becoming a Mortgage Broker. He was a Managing Partner for a Real Estate Investment company, CEO of a staging company, and owner of a Property Management Brokerage. In 2016, Ryan started RiverPoint Realty, a Full service real estate brokerage that works with buyers, sellers, and investors. Within 18 months, his team grew to over a dozen agents. RiverPoint trains all their agents to be real estate consultants and offer a level of knowledge and attention to detail that can't be found from other agencies in Pittsburgh. Ryan BrownWebsite: https://www.riverpointpgh.com/LinkedIn: https://www.linkedin.com/in/ryan-a-brown-9a8a1b28/Coffee's for Closers: https://podcasts.apple.com/us/podcast/coffees-for-closers-a-real-estate-podcast/id1651276730Things I Use:Profit First by Mike Michalowicz: https://amzn.to/3EYNOdaPumpkin Plan by Mike Michalowicz: https://amzn.to/3mo1Ui8ATEM Mini Pro: https://amzn.to/3GBVi6CShure SM7B: https://amzn.to/3KQGgwtElectro-Voice RE20: https://amzn.to/4131a1cHave a suggestion for a suggestion for a guest? Email me at Bradley@clearingthewaypodcast.com. Brought to you by the City of Washington Citywide Development CorporationThis episode is brought to you by the City of Washington Citywide Development Corporation. If you're a business located in Washington, PA that needs help growing and working through your current challenges, or you are outside of Washington and looking for a place to get started or a space to expand into, reach out using the links in the description. The Washington CDC's services are free. No strings, No gotchas. My salary is covered. You pay nothing. I don't know how else to say it. There are organizations out here to help.Email me at bradley@clearingthewaypodcast.com for assistance!

Jim Boone is entering his first season as the Head Men's Basketball Coach at Greensboro College in North Carolina. Boone comes to Greensboro as the 5th active winningest coach among NCAA Division II Coach's and is ranked in the top 30 all-time for overall wins. He has taken his teams to 12 NCAA tournaments, including six Sweet Sixteen appearances and two Final Fours. Boone is known for his success with the Pack Line Defense and his ability to turn around programs to produce championship results. In his career his has led four programs to the NCAA tournament.Previously, Boone served as the Head Coach at the University of Arkansas-Fort Smith for four years. Prior to UAFS, He spent seven seasons as the head men's basketball coach at Delta State University.Boone has also been the Head Coach at West Virginia Wesleyan, Robert Morris University, California University of Pennsylvania, Eastern Michigan University, Tusculum College.If you're looking to improve your coaching please consider joining the Hoop Heads Mentorship Program. We believe that having a mentor is the best way to maximize your potential and become a transformational coach. By matching you up with one of our experienced mentors you'll develop a one on one relationship that will help your coaching, your team, your program, and your mindset. The Hoop Heads Mentorship Program delivers mentoring services to basketball coaches at all levels through our team of experienced Head Coaches. Find out more at hoopheadspod.com or shoot me an email directly mike@hoopheadspod.comFollow us on social media @hoopheadspod on Twitter and Instagram.You'll want to be prepared to take some notes as you listen to this episode with Jim Boone, Head Men's Basketball Coach at Greensboro College in the state of North Carolina.Website - https://greensborocollegesports.com/sports/mens-basketballEmail - jim.boone@greensboro.eduTwitter - @coachjimbooneVisit our Sponsors!Dr. Dish BasketballMention the Hoop Heads Podcast when you place your order and get $300 off a brand new state of the art Dr. Dish Shooting Machine! Fast Model SportsFastModel Sports has the most compelling and intuitive basketball software out there! In addition to a great product, they also provide basketball coaching content and resources through their blog and playbank, which features over 8,000 free plays and drills from their online coaching community. For access to these plays and more information, visit fastmodelsports.com or follow them on Twitter @FastModel. Use Promo code HHP15 to save 15%The Coaching PortfolioYour first impression is everything when applying for a new coaching job. A professional coaching portfolio is the tool that highlights your coaching achievements and philosophies and, most of all, helps separate you and your abilities from the other applicants. Special Price of just $25 for all Hoop Heads Listeners.Training Camp - Elite Skill...

This week's guest is Emily Curlett a women's professional hockey player who played her collegiate hockey at Robert Morris University and Ohio State University. Host Ron Meyer talks with Emily on how Catholicism brought her to a deeper faith life.

This week's guest is Emily Curlett a women's professional hockey player who played her collegiate hockey at Robert Morris University and Ohio State University. Host Ron Meyer talks with Emily on how Catholicism brought her to a deeper faith life.

After spending just over two months in office, President Ronald Reagan was adjusting to his new life as the United States Commander in Chief. On March 30th, 1981, as he was departing from a speaking engagement at the Washington Hilton Hotel, President Reagan was shot and wounded by John Hinckley Jr., a mentally-disturbed man who attempted a presidential assassination to impress Actress Jodie Foster. Jeffrey James is a retired Supervisory Special Agent with the United States Secret Service presidential detail who served as the case manager for John Hinckley Jr. and shares details about Hinckley's life, the assassination attempt, and how the incident changed the way the Secret Service ran operations. In 1996, Jeffrey James was sworn in as a United States Secret Service Special Agent, beginning his 22-year-long career within the federal government. During his time in the Secret Service, he was promoted to Assistant Special Agent in Charge and also served as the Liaison to the National Center for Missing and Exploited Children. Now, he works as the President of Capitol Security Consultants, as well as the Chief of Police at Robert Morris University. Follow Emily on Instagram: @realemilycompagno Learn more about your ad choices. Visit megaphone.fm/adchoices

B. is an award-winning product strategist, podcast host, startup advisor and investor, executive coach, and a respected thought leader in agile technologies who approaches every problem with strategy, curiosity, and genuine authenticity. As a dedicated enthusiast of scalable processes, great products, and culture development, B.'s fierce drive to promote diversity in tech and impact authentic change continues to define their work and life outside of their work. B. is a proud graduate of Northwestern University with a focus on history and an MBA and master of information systems from Robert Morris University. B. gives back to various organizations by being the Vice Chair & Secretary on the Board of Directors at Howard Brown Health, one of the top 3 largest LGBTQ community health centers in the country, Vice President & Secretary on the Board of Directors at the YWCA of Metropolitan Chicago, and Board of Directors of both the Northwestern Alumni Association and Outfest. In 2022, B. Was honored as one of the Queer 50 from Fast Company, 35 Hero Advocate Executives by Involve People and Yahoo Finance UK, and a finalist for 2022 LGBTQNation heroes of the year. Learn more about B. and their work at www.dvrgntventures.com Hosted on Acast. See acast.com/privacy for more information.

In missing person cases, the first 48 hours is the most important window for the beginning of the investigation. However, complications between state and local police can be an obstacle to bringing federal agencies onto the case. Former Secret Service Special Agent and Liason to the National Center for Missing and Exploited Children Jeffrey James explains the function and purpose of NCMEC, how the federal government is activated when a missing persons case occurs, and the challenges he's faced throughout his career working on these types of crimes. In 1996, Jeffrey James was sworn in as a United States Secret Service Special Agent, beginning his 22-year-long career within the federal government. During his time in the Secret Service, he was promoted to Assistant Special Agent in Charge and also served as the Liason to the National Center for Missing and Exploited Children. Now, he works as the President of Capitol Security Consultants, as well as the Chief of Police at Robert Morris University. Follow Emily on Instagram: @realemilycompagno Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, Shavonne sits down with Dr. Patrick Dicks, Owner and CEO of The Dicks Consulting Group. Dr. Dicks has over 25 years of technology experience and has worked for several government agencies, universities, and private companies. He has been a senior computer analyst, programmer, simulation designer, professor, curriculum designer, and database administrator during his career. Dr. Dicks has a Doctorate of Science in Information Systems and Communications, and his dissertation was on the subject of the automation of manufacturing and its effects on rural South Carolina. Today he shares the potential impact of AI on the next generation coming into the workforce in rural America, and the public health consequences of not taking this seriously. He also discusses specific things that can be done to address the gaps in training, education, and health equity across all populations in the US. ABOUT DR. PATRICK DICKS Dr. Patrick Dicks is from South Carolina. His education consists of a Doctor of Science in Information Systems and Communications from Robert Morris University in Pittsburgh, PA, a Master of Business Administration with an Emphasis in Information Technology Management from Webster University in Columbia SC, and a Bachelor of Science in Computer Science from South Carolina State University in Orangeburg, South Carolina. Dr. Dicks has over 25 years of technology experience and has worked for several government agencies, universities, and private companies. He has been a senior computer analyst, programmer, simulation designer, professor, curriculum designer, and database administrator during his career. RESOURCES RELATED TO THIS EPISODE Follow Dr. Patrick Dicks on Instagram @kingofautomation Visit https://automationawareness.com CREDITS Theme Music