Podcasts about South Florida

Even Bill Maher, a lifelong Democrat, says his vote is "in play." On ABC's This Week, he called his own party "cowardly," said it's being taken over by radicals, and admitted he could vote for JD Vance in 2028. When the left's most famous voice stops making excuses, that tells you something. South Florida: show up August 18th and make your voice count.

Auburn Tigers quarterback Byrum Brown joins The Next Round live from SEC Media Days in Tampa to discuss his move to the Plains, Auburn's offense under head coach Alex Golesh and what fans can expect from the Tigers this season. Are Auburn's wide receivers being overlooked? Brown explains why he believes the Tigers have the talent at receiver to surprise people across the SEC. He also discusses why he expects to be successful at Auburn after transferring from South Florida and reuniting with Golesh, the coach who helped develop him into one of college football's most productive dual-threat quarterbacks. Brown also responds to criticism surrounding his throwing mechanics, talks about his growth as a passer and shares what he is working to improve before taking the field for Auburn. Can Byrum Brown and Alex Golesh turn Auburn Football into an SEC contender? How dangerous can the Tigers' offense become? Watch the full conversation from SEC Media Days and let us know your expectations for Auburn in the comments.

Taylor Johnston, President of the Institute of Applied Engineering at the University of South Florida, discussed a secure research environment developed with AWS and the federal government. This initiative allows researchers to work with classified information, progressing from unclassified to top-secret levels. The partnership uses AWS GovCloud for multi-domain, multi-accessible research. Many organizations train models on unclassified data, but classified data has different nuances. Analysts need to build that model in IL6 using those data sets. Johnston highlighted the university's proximity to key military commands and its results-based research, emphasizing the importance of human performance and AI in military applications. During the interview, Johnston observed that AI is an enabler for productivity, not a job stealer. The university aims to bridge gaps among academia, the defense industrial base, and venture capital, helping enhance operational capabilities.  

Hour 2 is dominated by LeBron James' watch, as Joe Rose and the crew discuss when the NBA superstar will finally make his decision and how much influence he still has over the league. The guys break down what a Heat starting lineup featuring LeBron could look like, why the NBA is waiting on his decision before finalizing parts of its schedule, and how LeBron will continue to command national attention wherever he lands. They also discuss LeBron's incredible longevity at age 41, comparing him to other ageless stars like Lionel Messi and Steph Curry, before looking back at Tyler Herro's Miami departure, his potential success in Milwaukee, and whether expectations for him in South Florida were unrealistic. The conversation also includes more World Cup discussion, including soccer's controversial flopping culture and Joe making the case for Inter Miami to build a statue honoring Lionel Messi. Hollywood's Headlines wraps up the hour with reactions to the World Cup halftime show, Cam Skattebo's wild WWE appearance after a major knee injury, a LeBron Heat jersey heading to auction, Florida's tax holiday, and more

Soccer expert Chris Wittyngham joins Joe Rose to break down Spain's World Cup victory over Argentina, explaining how Spain controlled the final and why he believes the champions were the better team throughout the tournament. Chris discusses Lionel Messi's performance, why the 39-year-old star appeared fatigued in the final, and the lasting impact he has had on soccer around the world. The guys also debate officiating, flopping, and players' ability to sell calls, while looking back at England's semifinal collapse against Argentina and why the blame should be shared by both the coaching staff and players. Chris also reacts to the exciting third-place match between England and France, compares it to an NBA All-Star Game where players still compete despite the stakes being lower, and discusses MLS growth, Inter Miami's ability to attract global stars, and why South Florida has become such an appealing destination for elite soccer talent.

Joe Rose and the crew discuss the growing speculation that LeBron James could be headed back to the Miami Heat, debating why Miami may be the best fit at this stage of his career. Joe explains why adding LeBron would immediately make the Heat legitimate contenders in the Eastern Conference and why his arrival could help attract even more talent to South Florida. The guys also question why LeBron would return to Cleveland when Miami offers a better opportunity to compete, before shifting the conversation to what life after basketball could look like for the NBA legend, comparing his future to Tom Brady's post-playing career and the unexpected ventures Brady has pursued since retiring.

Leroy recounts a stressful situation where he mistakenly sent a large payment to the wrong person via Zelle. Discussion shifts to Tom Brady's apparent WWE-style interaction with Logan Paul and Vlad's breakdown of the New York Knicks appearing at Saturday Night's Main Event. They conclude with a humorous look at Giannis Antetokounmpo's supposed fear of South Florida lizards. 01:05 - World Cup & Marlins Struggles 04:14 - Leroy's Costly Zelle Mistake 08:31 - Brady's Logan Paul "Beef" 10:06 - Knicks' WWE Crossover 14:38 - Giannis' Fear of Lizards

Tobin and Leroy break down the latest news regarding the Miami Heat, including Pat Riley's recent comments on a social media rift between Tyler Herro and Bam Adebayo. They analyze the shifting betting odds for LeBron James returning to South Florida and evaluate the Marlins' ongoing offensive struggles during a losing streak. 02:44 - Monday Morning Sports Recap 08:35 - Trump On World Cup Stage 15:18 - Marlins Offense Hits Rut 19:32 - NFL Coaching Change Debates 24:30 - Dolphins Camp Expectations 34:06 - Leroy's Injury And Surgery 39:50 - Michigan Athletic Director Change 47:14 - Giannis Antetokounmpo Iguana Talk 50:12 - LeBron James Miami Rumors 58:57 - Adam Silver Schedule Complaints 01:08:40 - Rory Vs Bryson Drama 01:20:36 - Game Balls And Bombs 01:30:24 - Cam Skattebo Backflip Fail 01:44:06 - Dolphins Training Camp Insights 01:56:22 - Dak Prescott's All-In Mindset 02:05:45 - Windhorst LeBron To Miami 02:14:23 - Trae Young Knicks Heat 02:19:35 - Pat Riley Heat Interview 02:27:53 - LeBron Riley Relationship Status 02:35:11 - Leroy's Zell Payment Error

In the age of AI, humans are becoming more guarded about what they consume, who they invest in, and which brands they trust. And on the other side of that shift, something beautiful is happening: analog is exploding, in-person is booming, and people are craving real connection and simplicity more than ever. In this reflective episode, Kelly shares why she's personally doubling down on in-person experiences, the phrase she wants you to sit with this year, and her own journey of rebuilding female friendship and community after moving to Florida. She talks about why friendship so often gets pushed to the bottom of the list during our most driven seasons, and why, at a certain level of success, the less measured, less strategic, more human things become the ones that matter most. Timestamps 00:00 — The era of zero trust and the emotional toll of AI deception 02:30 — Why analog and in-person experiences are exploding 04:00 — The loneliness epidemic and our craving for simplicity 06:00 — "Permission to be present to": the phrase to sit with this year 08:00 — Kelly's move to Florida and rebuilding female friendship 11:00 — The seasons of life, and relearning how to connect 13:30 — Becoming a curator of community in South Florida 15:30 — Why you should pick a few rooms and go all in (stop butterflying) 17:00 — The August 6th Called to Lead collaboration meetup 18:00 — The August 8th mother-daughter beach pop-up and the Courage Club 19:00 — The Legacy Leaders Retreat (Aug 31–Sept 1) 20:00 — Called to Lead details Resources & Mentions Aug 8: Join us in Delray Beach for our Mother-Daughter Beach Pop-up, hosted by Kelly and Madison through The Courage Club: https://www.courageclubforgirls.com/courage-club-pop-up-event-register  The Courage Club: a club for girls ages 7–14 focused on courage, confidence, and entrepreneurial spirit; $299/year, run by Kelly and Madison with monthly sessions: https://www.courageclubforgirls.com/join-the-club  Aug 31–Sept 1 — Legacy Leaders Retreat:  The room for businesses at $2M–$35M+ who want peer masterminding, hot seats, hands-on coaching: https://join.thebusinessadvisory.com/2026-rsvp  Oct 1 — Called to Lead: the premier women's leadership event of 2026, Boca Raton; for faith, family, and freedom-first women leaders: https://www.sandiglandt.com/called-to-lead 

Football is right around the corner. The ACC Kickoff media days event was held this week and InsideTheU's David Lake was on hand to cover the event. After plenty of 1-on-1 time with Mario Cristobal, QB Darian Mensah, RB Mark Fletcher, and LB Mo Toure, we have plenty of news to touch on and observations on this 2026 Miami Hurricanes football team. How is the team staying hungry this offseason after coming up just short in the National Championship game last season? How has quarterback Darian Mensah settled in with the team? What should we expect from Mark Fletcher and Mo Toure this year?Lake breaks it all down here and at the end of the episode he answers questions from the InsideTheU message board community and provides his preseason All-ACC picks. Enjoy the show. Support our sponsors...- Join Canes Connection today at CanesConnection.com!- If you have been injured in a slip and fall, boating accident, trucking accident, Uber/Lyft accident, or car accident, Nick Mucerino is the personal injury attorney you should contact at 561-960-9870 or visit the website FLInjury.Law.- If you're thinking about buying, selling, or investing in South Florida, you should know Aaron Paskow with Keller Williams. Grab a FREE Home Value Report or quick market update. Call or text 305-497-5773 or visit apaskow.kw.com.

The most obnoxious South Florida radio personality is...poll

This week's Best of Joe Rose Show features some of the biggest conversations from around the sports world. Miami Hurricanes head coach Mario Cristobal joins Joe to discuss Darian Mensah, Miami's loaded roster, recruiting philosophy, and why he believes the Canes are built for sustained championship success. NFL insider Mike Florio breaks down Aaron Donald's future, the NFL quarterback landscape, John Harbaugh's impact with the Giants, Stefon Diggs' free agency, and the challenges facing college football. The crew also dives into the latest LeBron James rumors, Miami's potential pursuit, and Klay Thompson as a possible fit, before Joe, Dave Hyde, and Kim Bokamper share unforgettable stories from decades covering South Florida sports.

    •    Comedian Amy LaCour opens the Friday free show     •    Tom Segura and Christina P split, cancer rumors, and healthier divorce     •    Amy's Blue Mountains theme and second-favorite "Cour" jokes     •    Dracula's "Your Titties" song ending     •    Blue Ridge cabin trip with Florida Comedy Collective president Chandy     •    Babyland General, Mother Cabbage, elderly nurses, and Cabbage Patch nostalgia     •    Childhood toys, smells, Pound Puppies, and homemade knockoffs     •    AI helping reverse-engineer homemade toys     •    Hiking, fishing, grave sites, river time, and improved hip mobility     •    Comedy Collective retreat for grants, the website, and future planning     •    Relaxing vacations versus nonstop activities and wasted mornings     •    Manasota Key family trip and lukewarm hot springs in 27-degree weather     •    Tourist shops, small-town wandering, and red-sauce meatloaf     •    Fast walkers, slow groups, and moving too quickly to make memories     •    Last of the Mohicans waterfall, Hanging Rock, and fear of the woods     •    Emergency outdoor pooping and ancestral squat theories     •    Facebook clickbait fueling food scares and show content     •    Lake Howell and Lake Jesup blue-green algae warnings     •    Kissing a contaminated fish for $10 and waiting for symptoms     •    Algae exposure risks for adults and children     •    Recurring lumps, bloody stool, insurance, and avoiding doctors     •    New Transformers pinball machine from Pinball Dudes     •    Plus Tax song "Nauseous"     •    Hot Tub and Mini Fridge Morning Show parody     •    Amy LaCour's Shit Sandwich at Bull and Bush     •    Forgetting promotions, phone numbers, commercials, and recent events     •    Turning 50, fearing dementia, and feeling healthier than a decade ago     •    Stool talk, bloody-stool jokes, and "misinformation improv"     •    YouTube growth and confidently wrong discussions     •    Zoolander still holds up     •    "Mail-on-mail," drunken apologies, and EMWP's censored nickname     •    Forgotten drunken radio calls and Cabin preserving embarrassing audio     •    VHS, MiniDisc, and lost terrestrial radio recordings     •    Modern phones, cars, doorbells, cameras, and clouds recording everything     •    Snapchat screenshots and private photos shared through family accounts     •    Drinking alone, dinner invitations, threats, and performative masculinity     •    Adult dinner parties, oyster roasts, galas, and Batman-style formality     •    Meal-kit cooking with kids and interviewing guests about unusual jobs     •    Trump-sized suits and prank phone calls     •    Loud old-school fathers versus quiet, considerate parenting     •    Garage smoothies, clutter, and avoiding waking the family     •    Generational trauma and breaking inconsiderate fatherhood habits     •    Affection struggles, suppressed feelings, and spouse-dependent moods     •    Thoughtfulness, masculinity, and marriage as an equal partnership     •    Teaching children consideration and healthy relationships     •    Wayne Ivey, Wheel of Fugitive, and celebrity sheriffs     •    Elected sheriffs prioritizing publicity and reelection over qualifications     •    Grady Judd, Mike Chitwood, and theatrical law-enforcement branding     •    Outdated government rules and voters choosing familiar names     •    Concrete Mike's duck story and the classic "Duck Job" impression     •    Early internet comedy spreading through email and copied WAV files     •    Buzz Sutherland identified as the creator of "Duck Job"     •    Duck Job misattributed to Adam Sandler and Robin Williams     •    Tracking down Buzz Sutherland and why viral creators rarely profit     •    Studio heat, thermostat battles, and dad-style AC savings     •    Florida Comedy Collective open mics and shows     •    "Bring on the Psychics" song and trouble accepting compliments     •    Ocala-to-Cape Coral driving and Florida's unofficial 80-mph limit     •    South Florida traffic, dirt bikes, banshees, and ignored road laws     •    Baldwin Park e-bike crackdowns and kids doing endless wheelies     •    Late-night South Florida drive and passing troubled vehicles     •    Boat, RV, door, chain, and dragging-equipment travel disasters     •    Helping endangered drivers instead of filming them for clout     •    Semi-truck fire closing the Turnpike near Jupiter     •    Police redirecting traffic backward and through a median     •    Two-hour closure turning an 11 p.m. return into 1:30 a.m.     •    Maisie becoming obsessed with watching the news ### Website: https://tomanddan.com/ BDM: https://tomanddan.com/registration Merch: https://tomanddan.myshopify.com/ YouTube: https://www.youtube.com/@TomandDanLive Twitch: https://www.twitch.tv/tomanddanlive Facebook: https://www.facebook.com/AMediocreTime Instagram: https://www.instagram.com/tomanddanlive/ X: https://x.com/TomAndDanLive ACT RSS: https://feeds.libsyn.com/61976/rss AMT RSS: https://feeds.libsyn.com/18904/rss

For most entrepreneurs, access to capital is one of the biggest challenges standing between where they are and where they want to go. But as many business owners eventually learn, building wealth and building a successful life are not always the same thing. Today's guest Alec Delpuesch has spent years helping entrepreneurs access funding and build business credit, but through his own journey of building businesses, failing, rebuilding, and scaling again, he's developed a unique perspective not just on financial success — but on what it actually means to build something that lasts. Alec is the founder and CEO of Credit Coach Academy and Legacy Strong LLC — a South Florida-based company helping entrepreneurs build business credit and access the funding most banks don't want them to know about. With a no-fluff, results-first approach, Alec has helped clients go from zero to securing real business capital using the step-by-step systems he's built through years in the funding space. His mission is simple: give everyday entrepreneurs access to the tools and knowledge that have always been reserved for the well-connected few. During the show we discuss: How to build business credit from zero and access real capital Where to find funding sources most banks don't tell you about Why many entrepreneurs fail before they succeed—and how to rebound The difference between short-term success and long-term wealth How to use structured systems to consistently secure funding Why mindset plays a key role in financial and business growth How to position your business to get approved for funding What it really takes to build a lasting business and legacy Resources: livelegacystrong.com 

Hour 1 is packed despite the summer sports calendar, as Joe Rose and the crew preview the World Cup's third-place match between England and France while debating whether either side will go all-out with the championship no longer on the line. The guys also discuss Lionel Messi's incredible World Cup run at age 39 and how his success continues to elevate both Inter Miami and soccer's popularity in South Florida. The conversation shifts to the NBA, where the Heat officially introduced Giannis Antetokounmpo and Pat Riley fueled even more LeBron James speculation by hinting at Miami's pursuit. Joe explains why he still believes LeBron can play at an elite level, questions why some Heat fans don't want him back, and discusses Klay Thompson as another potential fit for Miami. Later, ESPN college football analyst Tom Luginbill joins the show to explain why the Hurricanes are the team to beat in the ACC, discuss the future of the College Football Playoff, conference realignment, and how Mario Cristobal has built Miami into a national contender through recruiting

Orange Bowl Committee member Mike Moran joins Joe Rose to discuss the organization's commitment to the South Florida community and the importance of bringing major sporting events to the region. Moran highlights the Orange Bowl's youth sports initiatives, including its support of youth football, and explains how the committee hosts around 75 community events each year. He also reflects on last season's College Football National Championship between Miami and Indiana, explaining why having that game in South Florida was a perfect moment for the community and the Orange Bowl.

We could not go on with the show without first calling Tobin out for scaring Giannis with the Iguana's down here in South Florida! The buzz feels very high here in Miami after Giannis and Bobby Portis were introduced officially; the gang shares their excitement for this new era in Miami. We wrap the first hour with Tobin's sit down interview with Bobby Portis where he shares his excitement of joining the Heat, how he and his family reacted to the news, and being able to play with Giannis on a new team!

The Panther's released their schedule yesterday and the gang goes through it and reacts to having to play Bob and the Maple Leafs in March. Tobin sits down with Giannis and scares him about the lizard encounters he may have now that he lives in South Florida as well as how he is feeling after joining the Miami Heat, leaving Milwaukee, playing with Bam, and more! We wrap things up with trying to Tickle Leroy's Fancy; but he only cares about Golf.

The show is buzzing with excitement as the Miami Heat officially welcome Giannis Antetokounmpo and Bobby Portis, marking the beginning of a new era for the franchise. Tobin gets called out for hilariously scaring Giannis about South Florida's infamous iguanas before sitting down with both new Heat stars for exclusive interviews. Bobby Portis discusses his excitement about joining Miami, how his family reacted to the trade, and the opportunity to team up with Giannis, while Giannis opens up about leaving Milwaukee, embracing his fresh start with the Heat, playing alongside Bam Adebayo, and adjusting to life in South Florida—lizards and all. The crew also dives into the Florida Panthers' newly released schedule, highlighting key matchups, including a highly anticipated showdown against Bobrovsky and the Maple Leafs, before wrapping up the hour with another attempt to "Tickle Leroy's Fancy," only to discover his attention remains firmly fixed on golf. As always, the conversation takes several entertaining detours, from roasting Brittney's camouflage outfit and realizing they'll all be at the Megan Moroney concert, to an unexpected debate about mystery meats and Leroy's memorable thoughts on chitlins. The guys also react to comments from Pat Riley and Erik Spoelstra following Giannis' introductory press conference, breaking down what the Heat's leadership had to say about the blockbuster addition. The fun continues with Tobin campaigning for the Marlins to somehow land Mike Trout, complete with his signature whale sounds directed toward loanDepot park, while Leroy brings everyone back to reality. The week closes the only way this show knows how—with another spirited edition of the fan-favorite Friday game, "Dead To Me!"

Tobin sits down with Giannis and scares him about the lizard encounters he may have now that he lives in South Florida as well as how he is feeling after joining the Miami Heat, leaving Milwaukee, playing with Bam, and more!

Send us Fan MailSomething felt off at Florida SuperCon 2026 and I wanted to say it out loud, carefully and honestly. I'm Anthony, flying solo for this mini episode while Dakota and Jenn take time to welcome their new son, and I'm using this buffer week to catch you up and then dig into my press-pass weekend at the biggest comic convention in South Florida.SuperCon still has a place in my heart. I've gone for years, and that's exactly why the small changes hit so hard. Even with a big guest list on paper, including names like Hayden Christensen, Rosario Dawson, and Charlie Cox, the experience didn't always translate on the show floor. I talk about what it's like when headliners feel hidden, when the panel schedule feels lighter than expected, and when the convention energy doesn't match what you'd expect from a ReedPop event. If you care about fan conventions, Comic Con culture, and what makes an event feel alive, this is a real-world case study.We also get into the practical stuff that determines whether a weekend feels worth it: vendor variety, Artist Alley growth, booth costs that may be pricing creators out, and why the gaming area and space layout choices matter more than people think. I share what worked, what didn't, and what I hope changes before Florida SuperCon 2027, especially for a region that doesn't have many major convention options.If you've ever left a convention feeling both grateful and frustrated, you'll relate. Subscribe for more Project Geekology, share this with your con-going friends, and leave us a five-star review if you want us to keep improving and keep showing up.Twitter handles:Project Geekology: https://twitter.com/pgeekologyAnthony's Twitter: https://twitter.com/odysseyswowDakota's Twitter: https://twitter.com/geekritique_dakInstagram:https://instagram.com/projectgeekology?igshid=1v0sits7ipq9yYouTube:https://www.youtube.com/@projectgeekologyGeekritique (Dakota):https://www.youtube.com/channel/UCBwciIqOoHwIx_uXtYTSEbASupport the show

What does serving wine at a nightclub have to do with selling $20 million homes?More than you might think.On this episode of RWorld Talk, Chris Krzemien sits down with Jason Sims, one of the founders of Serhant Miami, to discuss how an unconventional career path in hospitality helped shape a successful career in luxury real estate.Jason shares how 15 years in wine, spirits, and hospitality taught him the skills that matter most when working with high-level clients, from understanding emotions and expectations to creating an experience that goes far beyond the transaction.We discussed:➡️ Why the emotional difference between a $1 million buyer and a $20 million buyer➡️ How Jason went from reading Sell It Like Serhant on his honeymoon to joining the team➡️ How to win relocation buyers by selling a lifestyle and not just a house➡️ Why every client gets the same level of service regardless of price point➡️ The $200,000 check mistake he wishes he could take back➡️ What the Serhant culture actually looks like from the inside➡️ Why you cannot do real estate part-time and what happens when you tryIf you have ever thought about moving into luxury real estate or building a referral-based business from a nontraditional background, this is the episode for you.Chapters:00:00 Welcome00:39 Hospitality to Real Estate02:23 Selling Ultra Luxury04:06 Referrals and Social Media08:14 Joining Serhant Miami13:02 Relocation Buyer Playbook14:57 Area Atlas Lifestyle Map16:18 Relocation Priorities Traffic17:35 Florida Lifestyle Activities18:30 Key Biscayne Cycling Scene19:27 Discipline Preparation Mindset26:56 Invest In Yourself Advice28:46 Wrap UpFOLLOW US:Instagram: @rworldtalkLinkedIn: @rworldtalkpodcastWebsite: https://rworld.com/LISTEN ON AUDIO:Spotify: https://open.spotify.com/show/6TFUYs7cTWw539wUD7aLkE?si=79cdc73ede2f4828Apple: https://podcasts.apple.com/us/podcast/rworld-talk-south-florida-real-estate/id1671206655#RealEstate #SouthFlorida #Realtor #Luxury #LuxuryRealEstate #Mindset #Highperformance #RyanSerhant #SerhantMiami #Relocation #Hospitality #Cycling

The Henry and Lisa Manoucheri Parsha Shiur  Parshas D'varim - Shabbas Chazon - Tish'a B'Av  (July 2026 - Av 5786)  To Supercharge The World Plus Giants, Dictatorships, AI, Self Governance, &  The 3rd Temple Month of Av classes dedicated by Jimmy and Janie Tate and family In loving memory of Stanley Tate; Shmuel ben Ya'akov. His pioneering and indomitable spirit built our family and led our South Florida community. His legendary innovations combined with his will, strength, and stalwart integrity are a tremendous inspiration and example to our family and an incredible contribution to our Jewish Nation. May his memory be blessed and his soul constantly elevated.  This week's class is sponsored by David Greenberg for the merit of a Refu'ah Sh'leima for Binyamin ben Lillian Lily. May he and his family merit see him speedily fully recover!  Please also pray for Refu'ah Sh'leima for Perel Sasha bas Meril Rivka, Ya'akov ben Malka Mattel, Rachamim Sasson Rafael ben Bracha Fruma Gittel, Baruch Yehoshua Yisrael ben Sima and all Cholei Yisrael.

In this episode of the Celebrate Kids podcast, Dr. Kathy delves into the complexities of diagnosing post-traumatic stress disorder (PTSD) in children. She discusses the challenges faced by scientists and psychologists in recognizing this condition, particularly due to children's limited communication skills and emotional awareness. Highlighting recent advancements, Dr. Kathy shares insights on an innovative AI system developed by researchers at the University of South Florida. This system analyzes physical data—such as head positioning, gaze, and facial expressions—to better understand and identify PTSD in children. Tune in to learn how these developments could transform the approach to mental health treatment for kids, making it more effective and accessible.

Hour 4 wraps up the show with plenty of football talk as Atlanta radio host Wes Durham joins Joe Rose to discuss Tua Tagovailoa's fresh start with the Falcons, why he has impressed his new organization, the uncertainty surrounding Michael Penix Jr.'s injury recovery, and the potential quarterback battle in Atlanta. The conversation also shifts to the Dolphins' rebuilding process, with Joe, Dave Hyde, and Kim Bokamper explaining why Miami fans may need patience during a season with a new front office, new coaching staff, a young roster, and major salary cap challenges. The guys discuss Miami's decision to build through the draft, questions surrounding the offensive line, and the pressure on Jonah Savaiinaea to bounce back. The hour also features Heat talk following the introduction of Giannis Antetokounmpo and Bobby Portis, continued LeBron James speculation, a look ahead at Miami Hurricanes expectations, and the pressure surrounding the Dolphins' decision to draft Kadyn Proctor over South Florida star Rueben Bain

Joe Rose, Dave Hyde, and Kim Bokamper take a trip down memory lane, sharing some of their best stories from decades covering South Florida sports. The guys discuss the challenges of covering struggling Dolphins teams, the difficulty of writing about good people who aren't producing, and the awkward final Dolphins coach's show with Nick Saban before he left Miami. Dave also reflects on dealing with athletes who disagreed with his reporting, while Bokamper shares old-school stories about the relationship between players and the media, including some unforgettable locker room moments. Joe adds his own classic stories from his years covering the Marlins in a conversation filled with behind-the-scenes sports media memories

Hollywood joins Joe Rose and the crew to break down the biggest headlines from around the sports and entertainment world. The guys discuss Wimbledon's disappointing ratings after several major stars were eliminated early, recap some of the biggest moments and winners from the ESPYs, and debate the push to make daylight saving time permanent. They also talk about Waymo's expansion into South Florida and a wild story involving passengers getting locked inside a self-driving car after causing trouble, sparking a conversation about the future of autonomous vehicles.

Hour 2 features a mix of ACC football talk, classic South Florida sports stories, and the latest headlines. Joe Rose is joined by Hollywood from ACC Media Days and Kim Bokamper in studio to discuss the possibility of the College Football Playoff expanding to 24 teams, Miami entering the season as the ACC favorite, and whether the Hurricanes can finally avoid the costly losses that have kept them from winning a conference title. The guys also discuss Bill Belichick's second season at North Carolina and compare his coaching style and personality to Nick Saban. The hour continues with Dave Hyde and Kim Bokamper sharing unforgettable stories from decades covering the Dolphins, including the challenges of covering losing teams, dealing with athletes upset over reporting, Nick Saban's awkward final days in Miami, old-school locker room moments, and Joe's own classic Marlins stories. Hollywood's Headlines wraps up the hour with discussion on Wimbledon ratings, the ESPYs, permanent daylight saving time, and Waymo's arrival in South Florida

With Constantine Hatzivassiliou—Partner, Certuity Golf taught Constantine Hatzivassiliou how to perform under pressure. Building a nearly $5B multi-family office taught him that the best advisors become the first call when life, not just the markets, gets complicated. In Summary Many advisors spend years mastering investments, but for affluent families, portfolio management is often just the starting point. Jason Diamond welcomes Constantine Hatzivassiliou, Partner at Certuity, to discuss how his journey from aspiring professional golfer to leader of a nearly $5B multi-family office shaped his approach to client service. Their conversation explores why trust is earned long before a crisis, how family office services evolve naturally from client needs, and why the advisor's role increasingly resembles that of a quarterback coordinating every aspect of a family's financial life. The discussion also examines organic growth, referrals, fiduciary advice, private equity's impact on the RIA landscape, and the qualities that allow advisors to become indispensable over decades—not just market cycles. The Storyline Many advisors spend years perfecting investment management. But as clients become more successful, the job changes. The questions become bigger than portfolio construction. A business is being sold. A family dynamic shifts. A tax issue emerges. An estate plan needs updating. Suddenly, the advisor isn't simply managing assets—they're coordinating decisions, relationships, and emotions. For Constantine, that broader role was shaped long before he entered wealth management. As an aspiring professional golfer, he learned lessons about discipline, preparation, and performing under pressure that continue to influence how he serves clients today. Jason and Constantine explore how Certuity grew from approximately $210 million in assets to nearly $5B, not through acquisitions but through referrals and a service model built on becoming indispensable to the families they advise. Constantine explains why he believes the best advisors function more like quarterbacks than portfolio managers, orchestrating the many moving pieces that come with significant wealth. The conversation also examines the evolution of the multi-family office model, the role of fiduciary advice, the impact of private equity on the advisory landscape, and why experience, judgment, and trust remain the qualities clients value most. Ultimately, this episode is about what it takes to become the first call when life – not just the markets – becomes complicated. Topics Covered Lessons from professional golf that translate to wealth management Building Certuity from $210mm to nearly $5B in assets What distinguishes a multi-family office from a traditional RIA Why referrals fuel long-term organic growth Becoming the “first call” for affluent families Fiduciary advice and the evolution of the advisory profession Family office services beyond investment management Private equity and M&A in the RIA space Developing the next generation of advisors Trust, relationships, and lifetime client service > Download a transcript of this episode… Listen and Learn Highlights for Advisors How did professional golf prepare Constantine for advising wealthy families? (3:45) Constantine explains why competing under pressure taught him discipline, emotional control, and process—qualities that now guide every client relationship. How did Certuity grow from $210 million to nearly $5 billion? (8:00) He shares why nearly all of the firm's growth has come organically through client referrals rather than acquisitions or aggressive recruiting. What separates a multi-family office from a traditional advisory firm? (11:45) The conversation explores how expanding into trust, estate, tax, and family office services became a response to client needs—not a business strategy. Why should advisors think of themselves as quarterbacks? (20:00) Constantine recounts a client business sale that fell apart at the closing table and explains why advisors often become the person holding everything together. How does Certuity view private equity and acquisitions? (36:20) Jason and Constantine discuss when outside capital can make sense—and why Certuity has chosen a different path centered on client alignment. Why do wisdom and experience still matter in an AI-driven world? (29:30) Despite advances in technology, Constantine argues that judgment, trust, and perspective remain the qualities affluent families value most. Key Takeaways High-net-worth clients increasingly value coordination, judgment, and perspective over investment selection alone. Family office services often evolve naturally as advisors respond to increasingly complex client needs. Sustainable organic growth is rooted in trust, which explains why referrals account for the overwhelming majority of Certuity's new business. Golf and wealth management share the same disciplines: preparation, emotional control, patience, and executing under pressure. The most valuable advisors become trusted partners during life's defining moments—not simply portfolio managers. Technology continues to reshape wealth management, but experience and wisdom remain difficult to replicate. Building a lasting advisory business requires investing in culture, succession, and the next generation of talent. https://youtu.be/m72Hq6bMTo4 Quotable Moments “The best advisors aren't simply managing portfolios. They're the first person clients call when life gets complicated.” “A bad shot in golf is the equivalent of a bad day in the market. You can't let one dictate everything that comes next.” “More often than not, we're not just financial advisors—we're financial therapists.” “Growth gets the headlines. Trust is what makes it possible.” FAQs What is a multi-family office? A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Why has Certuity grown primarily through referrals? Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. How does golf relate to wealth management? Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. What is Constantine's perspective on private equity in wealth management? While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. What qualities distinguish exceptional advisors today? According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. Related Resources Emotional Intelligence: The “Untouchable” Differentiator in an AI World Intentional Growth: How Top Advisors Build Businesses That Last The 10 Characteristics of the Most Successful Teams Constantine HatzivassiliouPartner  Constantine Hatzivassiliou is a Partner at Certuity, a nationally recognized multi-family office serving affluent families, entrepreneurs, executives, foundations, and endowments. He advises clients on the complex financial, tax, estate, and business planning decisions that accompany significant wealth, helping families coordinate all aspects of their financial lives through a comprehensive family office approach. Drawing on more than two decades of experience, Constantine works closely with successful business owners, corporate executives, and multi-generational families to simplify financial complexity and align investment management, tax planning, estate planning, philanthropy, and family governance strategies. As a Certified Exit Planning Advisor (CEPA®), he frequently assists entrepreneurs in preparing for liquidity events, business transitions, and the long-term stewardship of family wealth. His clients often view him as a trusted advisor and strategic sounding board, helping them navigate important financial decisions with the perspective of both a family office professional and a coach. Prior to joining Certuity, Constantine held advisory and banking positions with The Bank of New York Mellon, Bernstein Global Wealth Management, and Pacific Mercantile Bank. Before entering the financial services industry, he was a Golf Professional and member of the PGA of America, experiences that continue to shape his disciplined, competitive, and relationship-focused approach to advising clients. Outside of his professional responsibilities, Constantine is passionate about mentoring young athletes and strengthening the communities in which he lives and works. He serves as a Board Member of Coerfontaine Football Club (CFC), a premier youth soccer organization focused on developing young athletes and helping them pursue collegiate and professional opportunities while fostering leadership, discipline, and character. He also serves as Chair of the Safety and Security Committee for Parkland, where he works alongside community leadership to enhance resident safety, security, and quality of life. In addition, Constantine is a Founding Board Member of The Boardroom, a private membership organization focused on fostering meaningful relationships among business leaders, entrepreneurs, and professionals through networking, education, and philanthropy. Born in Greece, Constantine spent his childhood in Montreal before relocating to South Florida. He attended the University of Florida before earning a Bachelor of Arts in Economics from Florida Atlantic University, where he graduated with honors. He holds the Certified Exit Planning Advisor (CEPA®) designation. A lifelong student of the game, Constantine remains active in golf and is a member of Muirfield Village Golf Club, founded by his longtime  hero and mentor, Jack Nicklaus, as well as Parkland Golf & Country Club. Constantine resides in Parkland, Florida, with his wife, Stephanie, and their two children, Nicholas and Olivia. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Episode Transcript Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I want to talk more about the growth because that’s remarkable. But before I do, can we double click on the service model? So, I would say the most typical we hear, I think more of our guests typically come from the wirehouse world where it’s I have my book, you have your book. What does your service model look like? So, is it truly, if it’s working well from the end client perspective, you should be interchangeable with your partners and it’s a true team approach? Constantine Hatzivassiliou: How we engage our clients, the theory should be I can get hit by a bus tomorrow and outside of the client not being able to speak to me directly, they will not have a hiccup in any way, shape or form. And when we’re dealing with families across multiple generations, the way we’ve built our platform, that continuity is critical in the engagement process for the clients hiring us to help them through all of the challenges that they face. Jason Diamond: What’s your sweet spot in terms of client size? Constantine Hatzivassiliou: Our average client size today has just shy of eight million AUM with us. We have some clients who have $1 million certainly but they’re strategic in that their friends, their family, they could be centers of influence who help send business our way because they value what it is that we do and there’s a strategic partnership because we might need them for their trust and estate services or their accounting work and they have clients who have a need and we’re on the short list of people they refer to. Jason Diamond: That they trust. Yeah, makes sense. So, I’ve seen this in the news and also even on your own internal materials, I’ve seen you described as both a modern multifamily office, you’ll also obviously hear the term RIA as well. Does that distinction matter at all? And maybe my second part of that question would be what is the distinction between that space, whatever you call it, and the more traditional firm world from a client service perspective? You mentioned that all of your partners from that world. Constantine Hatzivassiliou: I started in this industry truly at an institutional level at Bernstein in New York and, for anyone who knows Bernstein, they really do brainwash you on the fiduciary model and the values affiliated with that philosophy has translated through my career at BNY Mellon which has a very similar feel as Bernstein. And then, when we came here, we instilled that same core value principle of fiduciary responsibility for our clients so we are very different than a traditional wirehouse or brokerage house, it is why we’ve grown so successfully. I would never, one, work for an institution that did bide by those standards and, secondarily, I wished Congress and Senate would turn around and actually implement a mandatory fiduciary liability for all financial advisors because, far too often, we see prospective clients or families get taken advantage of because the individual sitting across from them giving them financial advice is not necessarily aligned with their goals and objectives. Jason Diamond: So, I take it you are fee only. Constantine Hatzivassiliou: We are fee only. Jason Diamond: Yeah. I don’t want to lose the thread on the first part of my question. Do you think there is a distinction between a multifamily office and an RIA? I don’t want to lead you here but to me it implies a different level or different caliber of service model that probably includes more of the ancillary trust and estate and CPA type stuff that higher network clients need but curious what your thoughts are. Constantine Hatzivassiliou: Our first seven years at the firm, we were strictly an RIA, we functioned as an advisory service provider to our clients. What attracted me and my partners to Certuity was the nimbleness of the firm. So, for instance, at BNY Mellon, we often deemed a change necessary as moving an aircraft carrier across the world but it was an impossible task to accomplish. But when you’re small and nimble and clients come to you with a need and you’re in the service, ultimately, first and foremost, it made sense for us to start building out family office services for our clients because they had a need and we found it as a way to centralize everything because, far too often, when the communication standards break down between all the individual parts, one, it’s more expensive for the clients and, two, the process isn’t efficient, things get missed. So, we tried, largely due to our growth, to bring everything in house and our clients appreciate that for it. Jason Diamond: So, this is not a chicken and egg situation, this is very much we had large clients, we were attracting large clients and, in order to service them optimally, here’s what we felt we needed to build. Is that fair? Constantine Hatzivassiliou: 100%. Jason Diamond: Let’s shift gears, I need to go deeper on the professional golf thread a little bit. I promise I won’t make the whole interview about your golf background. I’m curious if you feel like that experience or that, I don’t know, upbringing or, I guess, background laid any foundation for the way you engage with clients today or the way you operate as a business leader today. Constantine Hatzivassiliou: So, there’s a couple parts to that. The golf side, certainly, just from an engaging client perspective, 90% of our clients are golfers. Jason Diamond: It’s very true. Constantine Hatzivassiliou: Right. It just helps because of our background and certainly with some of the clients and partners that we have at the firm, golf is a critical thread in what we do. However, when it comes to golf, what I learned playing golf at a high level directly translates to how we manage money for clients and I’ll express it this way. There’s generally two types of golfers, there’s the artist, the Sergios of the world who don’t fundamentally function off of specific points in their swing or a very structured platform, they see something, their mind becomes creative and they execute on it. I was never that way, I am a numbers person, I think everything analytically, I break everything down to the minute, everything is strategized and organized, I was taught to practice that way by Coach Alexander at the University of Florida and that foundational element seemed easy, it worked. If you practice properly, you’ve succeeded. Under pressure, all those hours and hours of repetition translated to success more often than not. In our industry, it’s process-driven, it has to be unemotional. A bad shot in golf is the equivalent of a bad day in the market, you can’t let one bad day in the market influence everything you do for the next year. Same way on the golf course playing in a tournament, you can’t allow one golf shot to affect the rest of the round. We kid with our clients oftentimes that, while we are fundamentally their financial advisor, more often than not, we’re their financial therapist. We have to control their emotions and make sure they’re not making an irrational decision. For instance, a couple days ago we were out with a client the day that Iran shot down one of the US military helicopters and we’re sitting down at lunch and, all of a sudden, his phone starts blowing up because he’s getting all these Google alerts to the market heading in the wrong direction and he had to go do a life insurance test later on that afternoon. So, all week, he had prepped and he was calm and he was relaxed, he was really excited, he’s, “My wife is setting me up with a new insurance policy and I know it’s for her benefit but all my numbers look good, I’m going to ace this and my premiums will be really low because of it,” it was a $25 million policy. And as he’s looking at his phone and he sees the market collapsing in his mind, his blood pressure rose to no end, you could see that his anxiety level went through the roof and, had I not been there with him at the time to hold his hand through that process, his afternoon would’ve been shot. I would’ve got a phone call saying, “What are we doing to prevent 2% loss in my portfolio,” because that’s how he thinks and, in that moment, I was the therapist to talk him off a ledge. It’s so hard for individuals to manage the stress of the markets, that golfer mentality of, okay, just breathe, relax, let’s see what’s going on, let’s make an educated, confirmed decision, let’s circle back with our caddy if we’re on tour and competing and make a unified decision for the long-term success of the goal that we’re trying to achieve. And what we do every day is the same thing with our clients. Jason Diamond: It’s an incredibly thoughtful answer, I expected a version of the latter part of your answer. I appreciate that you added the part about just most clients like golf, enjoy talking about golf, enjoy playing golf and it’s an effective business development tool, there’s no question. Constantine Hatzivassiliou: So, I have two kids, a 12-year-old and an eight-year-old, my son who’s 12 who’s an exceptional soccer player and wants to, aspires to play professionally one day has now fallen in love with golf which I’m ecstatic about. I think golf and tennis, from a business development perspective- Jason Diamond: Yeah, lifelong sports. Constantine Hatzivassiliou: And I look at it now and my mentor when I started in the business was absolutely right. The fact that I could get a CEO of a Fortune 100 company to want to actively spend four hours with me where we could dive into the weeds about their personal life, their financial situation, their business, you could never get that time otherwise. I urge everyone who’s coming out of college or is going into college who wants to aspire to be in any type of sales related role, golf is a great venue to make long-term relationships. Jason Diamond: And importantly, tennis is not as good on the knees long-term or the back long-term. So, you stick to golf, you get a little more longevity out of it. Constantine Hatzivassiliou: It does help, yes. You’re right. Jason Diamond: My thought always goes to people call it the 15th club in golf, just this mental element of the game and to me it’s the clear moment in golf that always comes to mind for me is the 72nd hole. I don’t know if you just watched the US Women’s Open but Nelly Korda standing over a two-foot putt that I really thought she missed, is there an equivalent of that moment? Are you ever able to recreate that pressure in your current role or is that something that you miss? Constantine Hatzivassiliou: Jason, we have those moments weekly, countless stories. Here’s where I love my job. I’ve transitioned from being the guy behind the screen who is just trading accounts, that’s where we all start and you have to have that foundational perspective of what’s involved in trading an account on a daily basis. Not that we ever picked stocks to an extensive level, we were generally managing ETFs, mutual funds and strategies but I’ll give you an example. So, just last week, we had a family and this is where the family office side comes in more so than the financial advisory services come in. We had spent four months in helping a family sell their business, it was a life altering moment, the dad started the business, the dad had been independently successful, net worth of well into eight figures, was happy and content, brought his son into the business, son was brilliant, saw an opportunity within the business and grew the business by 4,000%. Jason Diamond: Literally? Constantine Hatzivassiliou: Yup. All because of this, the son saw a different direction and pivoted the business and grew it out and here he is, getting ready to have their first child and he gets approached by a firm to acquire his business. They’re ecstatic, the number was perfect, I thought it was overvalued, I was telling them that there’s no way they could turn it down because the number was too significant. Had they gone to the market, they would probably never achieve that level of return. And literally, the day of closing, as we’re expecting the wire to come through, the deal gets pulled. So, here you have the father who’s crushed because he was trying to provide something for his son, the son who’s just devastated because he now was preparing for the second stage of his life and you go through at that stage the classic stages of grief, it’s the cycle that goes through it. I was holding their hand through the three-month process up to there, every day, hourly calls, strategizing, building everything out, organizing the accounting team, organizing the attorneys, getting it all to work out. And here I am, father and son, unbelievably stressed, you have the wives in the background who can’t quite comprehend what’s going on, you have employees beneath them who are now confused as to there was a transition getting ready to take place and the only person who can step in under that critical moment to bring everybody back together was me. So, here I am thinking, 20 years ago, I’ll just pick stocks and bonds for individuals but now I’m in the middle of deal flow trying to help a family solve the issues that arise. So, those are hugely critical- Jason Diamond: Yeah, that’s right. Constantine Hatzivassiliou: …moments where, because our clients are our friends and family, we care for them like they’re our own, you become emotionally attached. And the same pressure that I felt when I won my first mini tour event after college, when I had to get up and down from the impossible bunker shot and I hit it to six feet and I made the crucial put to win my first $23,000 check which I thought was unbelievable, they gave you those big old-fashioned- Jason Diamond: The Happy Gilmore checks. Constantine Hatzivassiliou: Exactly, right? It was the greatest day at that time. The stress of being in that bunker trying to hit that shot is the same stress I felt having two phones ringing, one the father, one the son where we have to keep that situation separate. So, you’re diving into unbelievably stressful situations and the best part is, when we get it all solved and literally yesterday we solved the entire dynamic of the business, I get a text from the son saying that this was the most incredible rollercoaster experience he’s ever experienced, that he’s incredibly grateful for all that I did and our team did for him and that, for the rest of his life, we will always be the first person he calls to solve any of his problems. So, for us, that’s the recreation of that stressful moment and then the victory on the back end. Twenty-five years ago, I got the big Happy Gilmore check. Yesterday, I got that text which I’ve printed out and framed and have it in my office as a constant memory of why it is we do what we do. Jason Diamond: And I would bet that’s more impactful than the $23,000. It’s an incredible story and I’ll tell you why, you said it but it’s as far away from stocks and bonds as you could possibly get. But I think, most advisors, a story like that resonates much more. It leads into my next question. You intentionally choose to service a high net worth segment of the market and I would assume that number’s probably creeping up, not down over time in terms of who you service. My thought is that’s a very competitive segment of the market as well. Is this how you differentiate is just you make it about those types of human examples or is there more to it? Constantine Hatzivassiliou: I’m envious of the advisor who could walk into a room of 200 people and they become the central focal point of the room where they can walk up to every single person and fearlessly ask them incredibly personal information, I’m not wired that way. For me, I’m very much the individual that I will find the one person that I have common ground with, I will deepen that relationship and I will add value and, because of the value that I create, I become a critical component of that individual’s success. And that’s how we’ve grown our business holistically at the firm largely buy that extra layer of service. We’re a commodity business. Being in South Florida, the clubs that I belong to, 10 to 15% of the members feel like they’re financial advisors. You could throw a rock anywhere and find a financial advisor so how do I differentiate myself? The only way I can truly differentiate myself and my firm is the level of service we provide, to go that extra step. To where, when we’re calling a client, they know I’m calling them to support their needs not because I’m seeking something for any ulterior motive. Jason Diamond: But you don’t mention financial planning or investment management or asset custody. Is that because I assume just that’s table stakes? Of course we do that but … Okay, yeah. Makes sense. Constantine Hatzivassiliou: That’s the easy part, right? That’s foundationally … And to your earlier point, you were asking the RIA model. One of the biggest challenges that we had down here in South Florida was the RIA model is new. If you were in the northeast, RIAs are very common, out west, incredibly common. Down here in South Florida, I just finished dealing with Bernie Madoff. Jason Diamond: You were fighting the good education fight a little bit. Constantine Hatzivassiliou: At Bernstein, 108 of our clients had assets with Bernie Madoff. Jason Diamond: Yeah. Constantine Hatzivassiliou: So, when you leave, one of our biggest growing curves as an RIA in South Florida was, when you leave the power of BNY Mellon or Bernstein and you’re some random little shop called Certuity, no one knows who you are. So, there was a big part of our education in the business was learning how to educate clients and prospective clients on the value of the RIA model and the fiduciary model in particular. Jason Diamond: Could you give me the 30-second answer to that if somebody says who are you, your prospect? I’ll tell you why I ask. Forget just Bernstein’s and BNYs of the world, a Morgan Stanley advisor or Merrill advisor has the exact same fear. I’m leaving Merrill to go launch Jason Diamond Wealth Management, my client’s going to say, “Well, who is that?” So, give me the quick pitch. Constantine Hatzivassiliou: Your typical broker, let’s say, you’re not really hiring JP Morgan, you’re not really hiring Wells Fargo, you’re not hiring Goldman Sachs, you’re hiring the advisor who works for that institution. Now, yes, that advisor has the Rolodex of data and information available at the firm level but, ultimately, you’re entrusting that individual to make your decisions for you. The broker who leaves the brokerage model to open up their own brick and mortar operation has to then decide are they continuing down the wirehouse brokerage model where they’re transactional in nature, the economics behind that, far more profitable. The revenue streams affiliated with a brokerage house drastically blows us out of the water. But then you have to also look at yourself in the mirror so how are you running your book of business, how are you running your practice. So, to answer your 30-second question, the RIA model, in my opinion, is truly the only way any family of wealth should proceed with an advisory firm because you want an individual who is aligned in your goals and objectives. Our clients know that I’m their chief financial officer, I work for them. They task us with building out a financial strategy that is customized to their individual needs and they never have to worry do I have an ulterior motive as to why I’m presenting an option in that strategy. And, because of that, the fiduciary model, I think, is critical for our success as a firm and, again, as I mentioned earlier, I wish it’s something that was industry well and not the vast minority. Jason Diamond: Yeah. No, that’s a great answer. So, do you think then that, as time has gone on, this has gotten easier? I assume the answer is yes either because more clients are aware of your brand and/or more aware of the space as a whole. Constantine Hatzivassiliou: The first thing that helped the most was some gray hair. When I started at Bernstein, I attempted to solicit new clients very much the same way I do today. But when I was 26 years old and I’m sitting in front of a family worth and the dad was in the 70s and he lived his life and I’m younger than his kids, he would look at me and say, “What do you really know? What experience do you have?” So, doing this now for as long as I have, the number one thing that has helped me the most in growth is just wisdom and time. Without that, yes, you can be a rockstar stock picker. We have so many kids coming out of college today with the advent of AI and technology that have algorithms that could run unbelievable portfolios and there is a segment of the market who wants to hire and engage those individuals but, generally speaking, the families that we service, that is 10th or 12th on the list of importance. Jason Diamond: No, I think that’s spot on. I think most high net worth clients counterintuitively agree with that, that alpha, for lack of a better term, is really not the name of the game or not in the top five reasons why you would engage with a financial advisor. Constantine Hatzivassiliou: Agreed. The biggest thing that we’ve been doing to educate clients especially in today’s environment, I had a call yesterday with an individual, a client who lives in New Jersey who works out of New York for a hedge fund, he knows our space incredibly well. He’s one of those kids, 28 years old, brilliant, as smart as you’ll ever be but his tax bracket is atrocious. He is paying so much of his W-2 income in taxes and building out a strategy that can reduce his tax liability by several hundred thousand dollars a year far exceeds any alpha I can generate by picking a top decile performer. Jason Diamond: What was the strategy? Move to Florida? I’m just kidding. Don’t answer that. Constantine Hatzivassiliou: We offered that but, unfortunately, he has to be physically in the office in New York City but yes. Jason Diamond: I think that will resonate, by the way, your gray hair comment. I appreciate the humility and the modesty in that because, the reality is, one of the questions I was going to ask you about was next-gen talent cultivation. In my opinion, this is a hard game for younger folks for that reason. People sit across from other people with a lot of money and they say, “Why am I going to entrust you with my life’s work when you just don’t have that degree of experience?” I was asking more even about your firm success and your firm story, have you felt like that’s caught on more? Do you have more brand awareness, if you will, now when you go to a prospect meeting or do you think you’re still constantly fighting that education fight? Constantine Hatzivassiliou: So, first part, brands, it’s improved in our immediate network. In our little bubble of the world, yes, it’s known. Let’s call it, in South Florida the influential attorneys, the accountants, the divorce attorneys know who we are because, having been down here long enough, we’ve had opportunities to work together. Our network of friends, certainly, the word spreads. But in the grand scheme of things, we are so small in the South Florida landscape or the LA landscape or the New York landscape so any incremental gain that we pick up is meaningful. And then, as it relates to young talent, our success is completely, long-term, derived by the young talent that we bring in to nurture them to help them grow. I look at our success, two of our critical mentors and board members of our firm are in their 80s, their children and grandchildren, nepotism aside, whether it was interning while in college or coming to work for us after school, they’re our best employees. And our goal as a firm, just like how I was offered the opportunity to become a partner and own a piece of the business, our goal long term will be to transition the business to this younger generation that we’re developing. I look at, again, those two board members who are in their 80s, the advice they’ve given me is don’t ever stop working, you have to be doing something. And I turn to them and say, “I don’t work every day.” I put in 20 hour days, well, not quite 20, 18 hour days but it’s never work because, what I do every day, I don’t deem it work, I love what I do, I don’t ever see myself stopping. Because they’ll tell me all of their friends that have stopped working or sold their business, invariably, the men die within six months because boredom and we always joke around that you’ll continue to work forever. So, I would hope that one day I transition into that advisory board member role where I step aside day-to-day activity where I’m now a mentor to our younger generation that we’re promoting into partners because we’ve made promises to our clients that we will forever be their family office. So, we have to, as part of our growth model, have those transitions in place because we’re servicing many families that have 85-year-old clients and two-year-old clients and we’re tasked with the two-year-olds as well as the 85-year-old. Jason Diamond: I also feel like there’s a little bit of younger generations I think have been reluctant to some degree to get it, you can disagree with this, to get into this space because there’s a more appeal to things like investment banking and sales and trading to some degree. The other problem obviously you alluded to is asset gathering. Your model speaks so clearly to success because you don’t say I own the client, that’s my relationship. To me, you plant the seeds of being able to handle succession much better than somebody who does the mine is mine and yours is yours approach. Is that fair? Constantine Hatzivassiliou: That’s completely accurate. And I think there’s two types of people that serve in the financial advisory space. You have the individual who is analytics driven, who likes being behind the bank of monitors trading account and there’s a critical part of our firm and our success is driven by the team in the office that aren’t necessarily client facing that do all the heavy lifting every day because they’re really doing the heavy work. Myself, my partners, the select few, while talented and able to do that, realize the value that we present is quarterbacking the relationship and helping understand all the components. We kid around that we’ve all stayed at a Holiday Inn Express last night, we’ve become experts in tax, we’ve become experts at trust and estate planning, we’ve become experts at divorce, we’ve become experts at the medical field. It’s shocking how it’s 2:00 in the morning and you get a phone call, panic attack by a client saying they need a doctor for X, Y and Z, can you connect me. So, the younger generation, yes, the sexy space is investment banking and that is really hard work. I could not do what my friends at Goldman do who are at these private mid-market funds, that’s just not me. I’ve been fortunate that I stumbled into an avenue in financial services that I think perfectly fits my personality and my want and desire to help others because that’s what we’re driven by and we try and hire people with that same mindset. The hardest thing as an RIA especially in South Florida is finding and retaining talent that is like-minded and that could function well within our family. Jason Diamond: If you build a firm predicated on culture and client service, I understand, certainly, the importance of that. I want to shift gears, I don’t want to lose this thought. You mentioned organic growth, it’s incredible. You have not mentioned inorganic growth at all and maybe because you haven’t had to but give me your thoughts on M&A, private equity in this space, do you have plans to sell the business, take on a capital partner, buy other RIAs? Constantine Hatzivassiliou: Yeah. So, I understand why private equity in the last 10 years has come into the market. For years, they bought up insurance practices, that recurring revenue, sticky assets, it makes sense. Personally, I’m not a fan of them being in our markets, I think they’re motivated at the end of the day by AUM growth, revenue growth and the second transaction which, for most of our clients, would not make sense because, again, that then questions why it is that we’re motivated to do something. Am I taking extra risk in the portfolio because I want to grow the AUM because I’m looking to sell in a year? Am I bringing in a strategy that has a higher fee? For us, it doesn’t work. In the brokerage model, it makes perfect sense. Now, there are some RIAs who leave the wirehouses, open up an RIA shop, do really well for their clients but don’t have the long-term aspirations of making the institution a legacy to where they’re passing it off. I hope my kids one day want to come work for dad and follow in his steps, that’d be amazing. Just like our younger generation working at the firm, our goal is we’ve already targeted the three or four guys that will be partner one day and we’ll transition the business over to them. But it’s okay if there’s an RIA out there who doesn’t have that transition product or isn’t motivated by that and is looking at it as a vehicle that I’ve built a really good successful book of business and I want to now retire and spend time with my family and kids and travel, et cetera, and that’s where PE steps in and offers an attractive number and the person makes their move. So, I can’t fault the individual for wanting that and I’m not saying that they’re not doing well by their clients, it’s just, for us, I’m not a fan of it because, again, I’m first critically and always focused on what’s best for the client. Jason Diamond: Fair. And I largely agree with some of what you said around private equity in this space but private equity enables … Obviously, it’s capital so which enables acquisitions which is why a lot of firms take on private equity. So, what about the idea of potentially buying businesses to start up inorganic growth? Constantine Hatzivassiliou: We have gone down the road of acquiring other institutions potentially. The challenge is, because we manage money so uniquely and our approach is so different, I’m not going to bring on an institution or bring in a new partner to the firm or a new book of business that we’ve acquired if the methodology and the life of that book doesn’t mirror ours. So, yes, there is opportunities to grow through acquisition, it’s not something that we are leaning on heavily. However, for the right institution that’s available that is aligned with our thinking, whose clients would value and appreciate how we do things or, if that institution is doing something truly unique that we would want to bolt onto our platform, all day long because, again, for the benefit of the client, it makes sense. So, yes, there are opportunities for that. Too often we find that, when a book is available for acquisition, the highest bidder tends to win out and we don’t have the deep enough pockets to write a multiple that we don’t deem to be, let’s call it, market neutral. Jason Diamond: Yeah, market prudent. I understand the premise and I think that’s fair. I also think you have the luxury, because of your organic growth, you can be super, super picky about inorganic and I love how you bring it all back to the lens of the client. Can this improve the client experience in some way? And, if so, yes, we’ll take a look. I got time for one more question, I can’t believe time has flown. You’ve had a remarkable journey, professional golf now partner at a $4 billion plus on the way to $5 billion RIA multifamily office. What are you most proud of when you reflect on your career journey? Constantine Hatzivassiliou: What am I most proud of? To see what Rich, myself and Mark and Jayson built over these years from where we were sitting in a small conference room, struggling to figure out how do we find a way to hire a trust and estate attorney to help with that component, which CPAs do we bring on board in-house because clients have a need. So, the entrepreneurial spirit involved in growing the business, the late nights, the struggles, the banter back and forth, to put so much blood, sweat and tears into this and now to look at all that we’ve accomplished, being in four separate states with offices, having so many wonderful employees that have come to us from all over the world, Germany, from China, from Tokyo, bringing people in to the US and building out something that, when we leave at the end of the day, are incredibly proud of. My father’s no longer with us, for 50 years, I always strived to make him proud because he never told me that he was proud of me, he was the classic Greek old-fashioned dad. I think he looks down on his now for everything that we’ve built and would say that he’s proud of us so, for me, that’s the best. Jason Diamond: Yeah. That’s an incredible place to end. Thank you for sharing that, it’s a touching place to end and I appreciate you being open. Thank you. This has been one of my favorite episodes, your journey, your humility, your honesty, your transparency, it’s no wonder you’ve built a business you’ve built. So, thanks for joining us, Constantine. I look forward to having you back on to talk about the next chapter. Constantine Hatzivassiliou: Thank you. Next time we’ll do it from the golf course. Jason Diamond: Oh, absolutely. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I

Izzy is mad that he stopped playing the lotto in South Florida and has seen two winners in his area. Which of the crew would be the most generous if they won the lotto? Stugotz, Taylor, Izzy and Mikey A take a look at the World Cup semi finals and who they would want to win.See omnystudio.com/listener for privacy information.

Joe Rose and the guys go live from ACC Media Days to break down the Miami Hurricanes' championship expectations, recruiting dominance, transfer portal success, and the future of the program. The show features exclusive interviews with Mario Cristobal, Darian Mensah, Mark Fletcher, and Mohamed Toure discussing Miami's roster, culture, and title aspirations. The crew also dives into the latest LeBron James sweepstakes, NFL quarterback conversations including Tua Tagovailoa's future, and the impact of the transfer portal era in college football. Plus, Orange Bowl Committee President Eric Poms joins the show to discuss South Florida's growing sports spotlight, and soccer insider Paul Tenorio breaks down the World Cup semifinals, Christian Pulisic's disappointing tournament, and the future of American soccer.

Orange Bowl Committee President Eric Poms joins Joe Rose to discuss South Florida's growing role as one of the premier destinations in sports, reflecting on last season's College Football National Championship in Miami and looking ahead to Hard Rock Stadium hosting a College Football Playoff semifinal this season. Poms shares his thoughts on the possibility of CFP expansion, highlights South Florida's incredible pipeline of football talent, and explains how the Orange Bowl Committee continues to give back to the community through youth sports initiatives and field renovations. He also discusses the world-class lineup of events coming to Hard Rock Stadium, including the College Football Playoff, Formula 1, the Winter Classic, the FIFA World Cup, and more

Hour 2 is packed with football as Miami head coach Mario Cristobal joins Joe Rose to discuss the Hurricanes' future, including quarterback Darian Mensah, Miami's loaded recruiting classes, the strength of the offensive and defensive lines, Malachi Toney's development, and why the Canes continue to thrive in the transfer portal and on the recruiting trail. Orange Bowl Committee President Eric Poms also stops by to discuss South Florida's growing role as a premier sports destination, the future of the College Football Playoff, and the major events coming to Hard Rock Stadium. The hour wraps up with Hollywood's Headlines and Atlanta radio host John Michaels breaking down Tua Tagovailoa's fresh start with the Falcons, Georgia Tech's outlook, and why college football remains king in the state of Georgia

Everyone in Miami has a commute horror story. Omar sits down with Alice Bravo, the engineer who literally wrote Miami-Dade's SMART Plan, to find out why a fully mapped transit expansion has been sitting on a shelf since the 1980s. Alice spent 25+ years building South Florida's biggest infrastructure projects, the Port of Miami Tunnel, the 95 Express Lanes, and as Director of Miami-Dade's Department of Transportation and Public Works, she created the Strategic Miami Area Rapid Transit (SMART) Plan: six corridors designed to finally give Miami a real transit network. In this episode, she breaks down exactly what's built, what's funded but stalled, and why a half-penny sales tax voters approved back in 2002 still hasn't delivered the big-ticket corridors people voted for. Chapters: 0:00 – The 2.5-hour commute nobody talks about 0:31 – Welcome to the show + meet Alice Bravo 1:12 – Alice's 25-year path to writing the SMART Plan 4:03 – State of Miami transit: what's working, what's not 6:58 – Inside the new South Dade Bus Rapid Transit launch 10:49 – The SMART Plan, unpacked: 6 corridors that could change everything 15:29 – The half-penny sales tax: where the money actually goes 19:08 – Why these corridors keep stalling out after 40 years 20:03 – North, Northeast, East-West, Kendall, Beach: every corridor explained 23:59 – Realistic timeline: what could happen in the next 5 years 27:44 – The property tax debate now competing for transit funding 32:53 – The Miami Beach connection: what killed the monorail plan 36:19 – What it takes for Miami to become a true global city 38:52 – How residents can actually make their voice heard 40:00 – Final thoughts: autonomous vehicles and what's next  

Tobin and Leroy break down the upcoming Argentina versus England soccer match and debate David Beckham's loyalty to his country versus his club. They also discuss Micky Arison being named chairman of the NBA Board of Governors and analyze the viral video of a bison attack at Yellowstone. Additionally, they preview the introduction of Giannis Antetokounmpo and Bobby Portis to South Florida. 01:20 - Argentina vs. England Preview 04:40 - Beckham's Club vs. Country Dilemma 08:15 - Arison Named NBA Board Chairman 13:43 - Viral Yellowstone Bison Attack 18:50 - Mating Season and Animal Behavior 25:35 - Giannis and Portis Heat Arrival 31:10 - Panthers Schedule and A.J. Greer 35:40 - NBA Ownership and Clippers Probe

We have the perfect beach read!! Also, do you know your dog's secret? Let July's Flamingo Files podcast bring you your next great read! Award-winning mystery writer Elaine Viets has written 36 mysteries in four bestselling series: 4 Francesca Vierling novels, 15 Dead-End Job mysteries, 10 Josie Marcus Mystery Shopper novels and 4 Angela Richman mysteries. Elaine will tell us about Beach Blonde Betrayal, the second book of her new Florida Beach series. Fear is growing in sun-soaked South Florida. Hot on the heels of local resident Gil Shecker saving an heiress's cat from the jaws of an alligator, one of Norah McCarthy's misfit residents at her Florodora apartment complex finds a body on the beach. Learn more about Elaine at: https://elaineviets.com/ Then we'll talk with Neil Plakcy about Dog of Secrets. Neil is a multi-genre author best known for his dog-centered mysteries, gay fiction, and character-driven romance. A retired college professor, he speaks with libraries and book clubs and offers Zoom classes for writers on craft, publishing, and the ethical use of AI. Read more at: https://mahubooks.com/ In Dog of Secrets, Steve Levitan and his golden retriever Rochester respond to what appears to be a tragic car accident. They expect to help a young man cope with the sudden loss of his parents. Instead, they uncover murder.

Bud Elliott sits down with Sean Havens of 247Sports to preview South Florida's 2026 season.-South Florida Team Site: https://247sports.com/college/south-florida/-(00:00) Intro (00:38) Year 1 Under Brian Hartline(3:24) Outlook For Quarterback(4:55) Wide Receivers(8:55) Offensive Line(10:15) Running Backs(11:44) Defensive Scheme(13:48) Top Players To Watch On Defense(16:37) Schedule Breakdown-Cover 3 is available on Apple Podcasts, Spotify and wherever else you listen to podcasts. Visit ⁠the betting arena on CBSSports.com⁠ for all the latest in ⁠sportsbook reviews⁠ and ⁠sportsbook promos⁠ for ⁠betting on college football⁠.Watch Cover 3 on YouTube: ⁠https://www.youtube.com/cover3⁠Follow our hosts on Twitter: ⁠@Chip_Patterson⁠, ⁠@TomFornelli⁠, ⁠@DannyKanell⁠, ⁠@BudElliott3⁠For more college football coverage from CBS Sports, visit ⁠https://www.cbssports.com/college-football/⁠To hear more from the CBS Sports Podcast Network, visit ⁠https://www.cbssports.com/podcasts/

Watch the show on television by downloading the SuperCrowd.tv Channel app to your Roku or Amazon Fire TV or e360tv channel app to your Roku, LG or Amazon Fire TV. You can also see it on YouTube.Devin: What is your superpower?Nicole: I walk into challenges not seeing them as insurmountable. Let's figure this out.Nicole Whalen, founder of Green Compass, is revolutionizing urban sustainability by tackling one of the largest contributors to greenhouse gas emissions: buildings. During today's episode, Nicole explained how her company uses an innovative approach to retrofit commercial properties in Washington, D.C., turning asphalt-covered cities into vibrant green spaces.“At least 70% of the city's emissions come from the building sector,” Nicole shared. “Green Compass retrofits them to be no and low carbon, combining clean energy and clean water solutions.”The standout feature of Green Compass's work is its emphasis on green stormwater infrastructure. Nicole's team installs rain gardens, infiltration trenches, and tree canopies to manage runoff water naturally. Their proprietary stormwater retention credit system incentivizes property owners to adopt greener systems by creating financial rewards for reducing pollution and preventing floods.Nicole offered a glimpse into her process: “We excavate very large holes and backfill them with special sand, soil, and native plants. This captures rain where it falls, preventing it from running off hard surfaces into rivers without treatment.” These systems don't just mitigate water pollution and flooding—they're living, carbon-sequestering ecosystems.The visual transformation of once drab, urban parking lots into vibrant green spaces is a key motivator for the team. Nicole explained, “It's amazing when we replace asphalt with gardens that bloom with flowers like irises. These changes improve not just the environment but community aesthetics.”Green Compass's accomplishments extend beyond environmental impact. By selling over $1 million in stormwater retention credits, the company has proven the viability of its business model. Nicole is currently raising capital via a regulated crowdfunding campaign on Honeycomb Credit to expand Green Compass's groundbreaking work.“I'd much rather profit-share with mission-driven investors than big banks,” Nicole confided. Her crowdfunding approach also amplifies the value of her investors' feedback and insight.With 10 acres under management, Green Compass is poised to continue scaling its mission of transforming urban landscapes into carbon-sequestering havens. Nicole's story of combining ambition, innovation, and environmental stewardship is an inspiring call to action for future-focused entrepreneurs.tl;dr:Nicole Whalen founded Green Compass to address emissions and urban flooding using green infrastructure.Green Compass sells stormwater retention credits to incentivize eco-friendly retrofits for buildings.Efforts include creating rain gardens, tree canopies, and trenches to reduce runoff and beautify cities.Nicole demonstrates fearless problem-solving by building new markets and doubling down on innovative ideas.She's raising funds via Honeycomb Credit, sharing profits with mission-driven investors to scale impact.How to Develop Fearless Problem-Solving As a SuperpowerNicole's superpower lies in her mindset of tackling challenges head-on with the question, “How hard can it be?” She explained, “I walk into challenges not seeing them as insurmountable. Let's figure this out.” This willingness to solve problems with determination and optimism reflects her “lean into change” philosophy, which has steered Green Compass through an unpredictable world.One standout example of this superpower in action is Nicole's adoption of stormwater retention credits as a revenue stream for Green Compass. When she founded the company in 2018, this wasn't part of the plan. But using her knowledge of solar credits, she built a successful model that now accounts for 80% of Green Compass's revenue, surpassing $1 million to date. Her ability to see opportunities in emerging markets has made her company a pioneer in D.C.'s stormwater credit ecosystem.Here are her tips to develop fearless problem-solving as a personal strength:See Change as Opportunity: Lean into uncertainty with faith that new outcomes can be better.Tackle Challenges Efficiently: Stay calm in adversity and focus on finding actionable solutions.Adopt a Growth Mindset: Treat every challenge as a learning experience to build resilience and expertise.Draw Parallels: Apply knowledge from one domain (like solar credits) creatively in other contexts.By following Nicole's example and advice, you can make fearless problem-solving a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileNicole Whalen (she/her):Founder & CEO, Green Compass LLCAbout Green Compass LLC: Based in Washington DC, Green Compass retrofits commercial and multifamily buildings to fight climate change by deploying:

Leaving a stable career isn't easy, but Martin Castro Silva believed there was a better way to build wealth. In this episode, Dave Dubeau sits down with Martin to discuss his transition from private banking to full-time real estate investing. Martin shares how an unexpected home renovation experience introduced him to the world of house flipping and why he decided to leave corporate America after successfully completing his first projects. The conversation explores how Martin generates motivated seller leads, works with wholesalers, finances multiple projects using hard money, and manages renovation crews while continuing to grow his business throughout South Florida. Whether you're considering your first flip or looking for ways to improve your acquisition strategy, this episode offers practical insights from an investor actively working in today's market. Key Topics Transitioning from banking to real estate investing How Martin discovered house flipping Building a consistent pipeline of deals Using social media and direct mail for lead generation Working with wholesalers Financing flips with hard money lenders Managing contractors and renovation projects Pricing properties to sell quickly Guest Information Martin Castro Silva is a full-time real estate investor specializing in house flips, rentals, and investment opportunities throughout South Florida. Instagram: @MartinMelmac Call to Action Connect with Martin on Instagram at @MartinMelmac to follow his renovation projects, learn about his investing journey, and connect with him directly.

Miffy is one of the world's most recognizable cartoon characters—but somehow, almost nobody in America seems to know who she is.In this episode of the Matthew Mania Podcast, Matthew Maschler shares how discovering Miffy during a trip to the Netherlands led him to notice the beloved little rabbit everywhere—from Amsterdam to Japan. Along the way, he explores Miffy's Dutch origins, her surprising popularity across Asia, and why this iconic character remains largely unknown in the United States.Have you ever heard of Miffy? If you're a fan, let us know your favorite Miffy memory or collectible in the comments.New episodes of the Matthew Mania Podcast feature Matthew's unique takes on pop culture, travel, wrestling, and the fascinating things he discovers along the way. Follow along!More information and tickets at:  www.BocaRatonWrestling.comBoca Raton Championship Wrestling, because we are better than you, and you know it!!!!Matthew Mania is running wild at: www.MatthewMania.comCheck out our other Podcasts: www.MatthewMania.com/PodcastsShop Matthew Mania:   www.ProWrestlingTees.com/matthewmaniaBrought to you by:Matthew H. Maschler, Esq.Real Estate BrokerSignature Real Estate Finder, LLCwww.RealEstateFinder.comAsk about joining the Signature team! Learn more about the Signature Real Estate Companies and why you should join South Florida's real estate industry leaders, Ranked #1 in Boca Raton, #25 in Florida and #336 in the Nation.www.SignatureRecruiter.comOffices in Boca Raton, Delray Beach, Coral Springs / Parkland, Ft Lauderdale, Miami, Naples, Palm Beach, Orlando and throughout Florida.Help Israel Now! All support goes Straight to Israel's Soldierswww.yasharlachayal.orgLearn how to support our efforts to provide housing in Haitihttp://www.frank-mckinney.com/caring-house-project

Brady Quinn, the new QB at Hollywood Chaminade, joins Larry Blustein to talk about why he transferred from Naples, Florida, the competition he's going up against in South Florida, and much more. Anthony Yero from 305 Sports talks about the 7-on-7 competition this coming weekend. They have invited teams from Orlando and Fort Myers for a loaded field this coming weekend. Kameron Clark joins Larry Blustein as they talk about the World Cup. They talk about how the beautiful game can impact the growth in the USA and so much more. Dave Montiel, the assistant coach at Cardinal Gibbons, joins Larry Blustein to talk about the road trip he's taking these football players on up north. They talk about the bonding, the schools they visited, and so much more. Doug Socha of Lenoir-Rhyne University joins Larry Blustein to talk about program growth in the Carolinas. They talk about how the local schools have embraced the University and so much more. Gio Rojas from Stoneman Douglas joins Larry Blustein to talk about his getting drafted by the Texas Rangers. He talks about if he's going to sign with the Rangers and so much more.

Gil Dezer is a visionary real estate developer, President of Dezer Development, and one of South Florida's largest oceanfront property owners. Alongside his father, Michael Dezer, he has transformed luxury real estate through landmark branded residences, including six Trump towers, the iconic Porsche Design Tower featuring the revolutionary Dezervator car elevator, Residences by Armani/Casa, and the award-winning Bentley Residences Miami. A graduate of the University of Miami with degrees in International Finance and Marketing, Gil is known for combining innovative design, luxury brand partnerships, and a hands-on commitment to homeowners while remaining an active leader in the real estate industry and numerous philanthropic organizations.  Here's some of the topics we covered: Building a luxury real estate empire from the ground up Surviving the 2008 crash and saving a half billion dollar business The Porsche tower that changed luxury condos forever Branding, innovation, and selling to ultra wealthy buyers How billion dollar developments are designed and executed Leadership, risk management, and building iconic projects Family, legacy, and the mindset behind lasting success   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

Hour 4 features Marlins discussion after a strong showing from South Florida talent in the MLB Draft, along with reaction to ESPN's top 10 NFL quarterback rankings and debate over which players were ranked too high, too low, or left off the list entirely. The guys also dive into the latest LeBron James speculation, discussing how he could announce his decision, looking back at his previous “Decision” moments, and whether this could be the final season of his legendary career. Joe gives LeBron credit for his durability and ability to consistently stay on the court. Omar Kelly joins the show to break down the Dolphins' rebuild, including the biggest questions surrounding Malik Willis, the defensive line, Stefon Diggs, Chop Robinson, draft pick value, and what Miami's new direction means for the future.

Craig Mish from Marlins.TV joins Joe Rose to discuss the Marlins heading into the All-Star break after a tough series against the Guardians ended Miami's impressive hot streak. Mish explains why the team appeared fatigued, breaks down the impact of injuries to Michael Petersen, Owen Caissie, and key bullpen arms, and provides an update on Max Meyer after the team skipped his start for rest. The conversation also covers the MLB Draft, including the Marlins selecting South Florida product Jacob Lombard, and what Miami's approach could look like at the trade deadline. Mish explains why the Marlins could be willing to spend if they remain in the playoff race, pointing back to 2023 when the organization added Josh Bell and David Robertson to bolster the roster.

There are two ways to provide vitamins, minerals, and amino acids to your horse: through factories or nature. In this episode, I discuss how horses obtain these nutrients naturally and where natural sources fall short. I also explore the production of these nutrients in laboratories and factories. I spend some time looking at where using man-made materials is required due to the environments in which horses live. For example, horses grazing large fields of fresh green grass undoubtedly have different needs than those raised in a dry lot. You will be surprised how adaptive horses can be up to a point. What may be more surprising is how few companies make the ingredients we discuss. Of concern are the many hands in the supply chain, in the production of the final product, and how often they sell the same ingredient under different brand names. 0:01 - Why horses may need supplements. 01:49 - Water: ground versus distilled. 02:17 - Minerals: macro and micro. Common deficiencies. Chelation. Why horses rarely get mineral deficiencies. Thumps (Synchronous Diaphragmatic Flutter), Electrolytes, Rickets, Magnesium deficiency and its associated behavior changes. 09:02 - Protein and amino acid deficiency: Natural versus synthetic amino acids, Signs of an amino acid deficiency, Genetic modification of microorganisms. 13:29 - About 80% of all amino acids and vitamins are made in China—discussion of the supply chain from raw materials to production facilities. 17:15 - The first of two problems: Man-made vitamins and amino acids are either made from chemicals or from genetically modified microorganisms, and the long supply chain from raw materials to the final product in your barn has too many points of non-verifiable steps and materials. 18:32- The second of two problems: How can the deficit or the results of supplementation be verified in the horse? 21:37 - Testing the diet that the horse is eating and comparing that to the signs of deficiencies. 23:21 - The fallacy that placing supplements in the food, other than macronutrients, will fix an underlying energy problem (mitochondria). 25:17 - The chemical in gunpowder that caused increased mitochondrial function and subsequent loss of body fat despite over-eating. It was called DNP (dinitrophenol), which acts as a mitochondrial uncoupler: It disrupts the proton gradient in cells, causing the body to "waste" energy as heat (thermogenesis) instead of storing it as ATP. This ramps up metabolic rate (sometimes by 30–50% or more), leading to rapid fat and carbohydrate breakdown and significant weight loss—even without dieting. (Wikipedia) Banned in 1938 by the FDA. 26:45 - Without the ability to test horses for a deficiency, feed companies just throw in amino acids, vitamins, and minerals to cover any possibilities without any proof they are needed. 29:30 - Vitamin C in humans and horses. 31:06 - Vitamins A, D, E, and K in horses. 33:51 - The B Vitamins. 34:35 - Summary of how and where raw materials are made, and the long supply chain to the final product sold to horse owners. Look at the horse for a deficiency. Look at the diet for deficiencies. Protein deficiency is the most common one seen, with the most problems in horses due to the lack of protein. Remove ingredients that inflame the gut. ******************************* #horses #veterinary #horseteeth #horsecare #equinedentistry Join us at The Horses Advocate Community page: https://community.thehorsesadvocate.com/yt Dentistry: https://theequinepractice.com/ Horsemanship Dentistry School: https://www.horsemanshipdentistryschool.com/c/information/ Facebook: https://www.facebook.com/TheHorsesAdvocate Instagram: https://www.instagram.com/horsesadvocate/ Geoff Tucker is a veterinarian and horseman who has worked with horses since 1973. He earned his Doctor of Veterinary Medicine from Cornell University in 1984. Over the years, Geoff went from mucking stalls as a farmhand to starting his own equine practice. This journey helped him learn how to blend medical care with good horsemanship. Geoff believes in doing what is best for the horse and also in working with the horse. While at Cornell, he started the Cornell Student Horseman's Association, which organized talks with local experts, a knowledge competition called the Intercollegiate Horse Bowl, and Foal Watch at the Equine Research Park to help with live foal deliveries. Wanting to educate horse owners even more, Geoff also launched the first "I Love New York Horse Symposium," which drew 500 people from across the northeast. Geoff also worked at the Equine Isolation Lab alongside respected colleagues, including Dr. Coggins, whose name is on the well-known test. He worked both part-time and full-time at Cornell's Equine Research Park. On graduation day in 1984, while his classmates celebrated, Geoff drove his fully stocked vet truck to his first call—a sick foal. This marked the beginning of The Finger Lakes Equine Practice, which still operates today. Geoff sold the practice in 1996, worked for a short time at another clinic near Albany, NY, and then started The Equine Practice, focusing on equine dentistry. He continues this work from his base in South Florida. Geoff worked on his first horse's teeth in 1983, when his mentor showed him how to place his hand inside a horse's mouth without medication and rasp off the offending sharp points. He was hooked from the start and made dentistry a key part of his practice. Since then, he has examined the mouths of over 84,000 horses across the United States - yes, he's been counting.

Magician On Duty Journey Series welcomes Miami-based selector Ricardito (@ric_dimensions) for a deeply personal recording that reflects the places, people and moments that have shaped his musical path. Drawing inspiration from the underground cultures of London, New York and South Florida, Ricardito has cultivated a sound that effortlessly drifts between organic house, deep grooves and hypnotic rhythms. His approach is less about chasing genres and more about creating emotional movement—building sets that invite listeners into a shared experience where dance, introspection and connection coexist. Over the years, Ricardito has become a familiar presence across Miami's vibrant electronic music community, soundtracking sunset beach gatherings, intimate boat parties on Biscayne Bay and immersive experiences at Love Burn as part of the CYMATICA camp. His journey has also taken him through beloved collectives including Fun the Pain Away, Lunarcrats, Sky Bar and Banana Hammocks, while appearances at venues such as Sable, M2, Mad Radio, ZeyZey and Do Not Sit On The Furniture have further established his reputation as a thoughtful and versatile selector. His contribution to the Magician On Duty Journey Series captures that same spirit of exploration. Carefully woven together, the mix moves through organic textures, melodic storytelling and late-night energy, balancing introspective moments with uplifting grooves. Featuring music from Temple Step Project & Darpan, Roze, Fernn, Jon.K, Eternal Moment, Space Food, BOg, Danny Tenaglia, Booka Shade, Patrice Bäumel, Boris Brejcha and many more, the journey also includes unexpected reinterpretations of Portishead, Depeche Mode and Nelly Furtado, creating a seamless narrative that feels both nostalgic and forward-looking. Rather than simply presenting a collection of tracks, Ricardito treats the recording as a living memory—one inspired by friendships, places and fleeting moments that continue to resonate long after the music fades. It's an invitation to slow down, lose yourself in the journey and reconnect through rhythm. Follow Ricardito here: SoundCloud: [https://soundcloud.com/ric_dimensions] Instagram: [https://www.instagram.com/crirgcito] Website: [https://www.ricardito.net/]

In this episode, Steve sits down with Angela Page, author, playwright, screenwriter, filmmaker, and president of the South Florida chapter of the Women's National Book Association.Angela shares the remarkable true story that inspired her latest novel, Enrico G., based on her great-grandfather's extraordinary life in Italy and New York during the late 19th and early 20th centuries. The conversation explores the challenges of transforming family history into compelling fiction while preserving the spirit of the people who inspired it.Together they discuss:The true story behind Enrico G.Adapting stories between novels, screenplays, and stage playsTraditional, hybrid, and self-publishingMarketing books in today's publishing landscapeTurning books into films and television projectsAI as a tool for writersFinding writing communities and professional supportBalancing historical accuracy with engaging storytellingWriting about difficult and controversial subjects with empathy and humorWhy it's never too late to pursue a creative careerAngela also shares practical advice for aspiring authors, from querying publishers and avoiding common publishing pitfalls to building a long-term writing career in an ever changing industry.Whether you're a reader fascinated by historical fiction or a writer looking to navigate today's publishing world, this episode offers an insightful conversation about creativity, perseverance, and the many paths that lead to telling meaningful stories.Guest: Angela Page https://angelapage.net/Featured Book: Enrico G. https://amzn.to/44uLFlX

The Henry and Lisa Manoucheri Parsha Shiur Parshiyos Matos Mas'ei - The 3 Weeks   To Finish the Job! & Meticulous Action Requires Pristine Thinking   Month of Tamuz classes are sponsored in memory of Doris Lombardi by Brittany and Daniel Lombardi. Grandma Doris was strong, warm, giving, loving, hilarious, and full of life. She was an ardent lover and supporter of the Jewish people and Israel and she constantly conveyed those values to her family. The fullness with which she lived and loved us inspires our family regularly and we hope that we continue to carry on her legacy in our actions and in the way we raise our children.   This week's class is dedicated by Jimmy and Janie Tate and family In loving memory of Stanley Tate; Shmuel ben Ya'akov. His pioneering and indomitable spirit built our family and led our South Florida community. His legendary innovations combined with his will, strength, and stalwart integrity are a tremendous inspiration and example to our family and an incredible contribution to our Jewish Nation. May his memory be blessed and his soul constantly elevated.    This week's class is dedicated for the successful surgery and the complete and speedy recovery of Elliot Radford. May G-d watch over him and grant him a comfortable and complete healing.    This week's class is sponsored by David Greenberg for the merit of a Refu'ah Sh'leima for Binyamin ben Lillian Lily. May he and his family merit see him speedily fully recover!    Please also pray for Refu'ah Sh'leima for Perel Sasha bas Meril Rivka, Ya'akov ben Malka Mattel, Rachamim Sasson Rafael ben Bracha Fruma Gittel, Baruch Yehoshua Yisrael ben Sima and all Cholei Yisrael.

At the age of nine, Amber experienced what she believes was her first encounter with a grey being inside her childhood bedroom in South Florida. Seven years later, she says those same entities returned, leading to an experience she interprets as an abduction involving telepathic communication, and medical examinations.More information on this episode on the podcast website:https://ufochroniclespodcast.com/2026-2/If you enjoy this podcast, please support the show with a virtual coffee:https://ko-fi.com/ufochroniclespodcastFollow and Subscribe on X to get ad-free episodesX: https://x.com/UFOchronpodcast/Want to share your encounter on the show?Email: UFOChronicles@gmail.comOr Fill out Guest Form:https://forms.gle/uGQ8PTVRkcjy4nxS7Podcast Merchandise:https://www.teepublic.com/user/ufo-chronicles-podcastHelp Support UFO CHRONICLES by becoming a Patron:https://patreon.com/UFOChroniclespodcastAll Links for Podcast:https://linktr.ee/UFOChroniclesPodcastThank you for listening!Like share and subscribe it really helps me when people share the show on social media, it means we can reach more people and more witnesses and without your amazing support, it wouldn't be possible.Become a supporter of this podcast: https://www.spreaker.com/podcast/ufo-chronicles-podcast--3395068/support.

Welcome to The KVJ Show LIVE from 6AM-10AM EST Mon-Fri. Listen at 97.9 on the radio in South Florida or globally on the WRMF app. Find us on Instagram, Facebook, TikTok & X. Our Regular Show and After The Show podcast is available weekdays on most platforms, including Spotify. Join The KVJ Discord- https://discord.com/invite/kvjshow #kvjshow #kvj #WRMF #southfloridaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.