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Tommy Lee (Tommyland Rides Again, The Dirt, Shout at the Devil) is the co-founder of Mötley Crüe, a legendary drummer, and rock icon. Tommy joins Armchair Expert to discuss growing up between Greece and California, finding refuge as an introvert behind a drum kit, and how ballet unexpectedly shaped his future as a performer. Tommy and Dax talk about dropping out of high school after landing a record deal, building Mötley Crüe from the Sunset Strip to worldwide fame, and the band's decision to get sober together before recording Dr. Feelgood. Tommy explains why fame can be profoundly isolating, how bonsai trees became his greatest form of meditation, and why the life people envy isn't always the life they're imagining.Check Allstate first for a quote that could save you hundreds: https://www.allstate.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
INTRO (00:24): Kathleen opens the show drinking a Sunset List Golden Ale from Dogfish Head Brewing Company. TOUR NEWS: See Kathleen live on her “Day Drinking Tour.” TASTING MENU (1:53): Kathleen samples Fisher's Popcorn, Eaglewinz Chesapeake Bay Hot Sauce, and Frank's Red Hot Seasoned Bagel Chips. QUEEN NEWS ( 13:36): Kathleen shares that Tom Brady had his photo taken with Stevie Nicks at Fanatics Fest. HOLLYWOOD HAPPENINGS (29:50): HollyBobby provides the latest news in Hollywood. UPDATES (52:40): Kathleen reports that the FBI has new info on the Nancy Guthrie ransom letters, and Meghan Markle's Emmy nomination is snubbed by Netflix. WHAT ARE WE WATCHING (17:14): Kathleen recommends watching FIFA Uncovered on Netflix. HOLY SHIT THEY FOUND IT (56:45): Kathleen reports on the discovery of orange-lipped Likweli monkeys in the Congolese rainforest, and a black king penguin on a South Georgia island. NEWS (59:36): Kathleen reports that a passenger was sucked out of a plane window on a RyanAir flight bound for Greece, Everest's most famous body finally has a name, a man is attacked by a bison in Yellowstone, Idaho is searching for volunteer police officers to carry out state executions, the kissing daredevils who scaled the Empire State Building are released from jail, a killer elephant is stalking a specific family in Nepal, the Seattle Seahawks are sold for a record $9.6B, torrential rains release thousands of cobras in a Chinese city, the Top 10 worst states to live in are announced, and a traveler hits a $3.3M jackpot on a Wheel of Fortune machine in the Vegas airport. SPANISH PHRASE OF THE WEEK (1:20:35): The Spanish phrase to learn this week is “la FIFA es corrupta” or “FIFA is corrupt” in English. PATRON SAINT OF THE WEEK (1:28:28): In honor of World Cup ending, Kathleen reads about Saint Luigi Scrosoppi, the patron saint of soccer. FEEL GOOD STORY (1:22:41): Kathleen shares that Bette Midler has owned acres of undeveloped land in Hawaii, and in March 2025 she restored wetlands and leased 87 acres to a nonprofit for conservation initiatives.
Cease and desist letter prank on Duji. An 8-year-old girl is distraught after no one showed up to her birthday party. No one showed up to Krystle's birthday party. Drivers are still using a bridge in Greece that was damaged due to storms rather than using a detour. See omnystudio.com/listener for privacy information.
What does the crew do after the show? Bride's best friend died at her bachelorette party in St. Barts. Would you move your wedding date if your best friend died? Claude Lemieux's son claims his dad relapsed into sex addiction prior to his death. Rover is shocked by the new salespeople. Old man slaps young guy in the back of the head after he didn't stand for the National Anthem. Cease and desist letter prank on Duji. An 8-year-old girl is distraught after no one showed up to her birthday party. Drivers are still using a bridge in Greece that was damaged due to storms rather than using a detour. MLB Athletics player is put on the injured list after he is hit in the genitals with a baseball. Leopard in a liquor store.See omnystudio.com/listener for privacy information.
Is the same intelligence and law-enforcement playbook that targeted the 2016 Trump campaign still available today?In this serious, no-nonsense conversation, George Papadopoulos joins Doug Billings on The Right Side to answer the question most in Washington still avoid: After everything that happened, did the system actually get reformed—or is the machinery still sitting on the shelf ready to be used again?We go beyond the old Russiagate headlines to examine:• What has actually been established• What remains unanswered• Who still needs to be held accountable• How these lessons connect to President Trump's current foreign policy challenges — Iran, the Eastern Mediterranean, and America's relationships with NATO and IsraelThis is not nostalgia. This is about protecting the republic from future weaponization of the intelligence community.A clear-eyed, substantive discussion you won't hear anywhere else.#GeorgePapadopoulos #Russiagate #DeepState #Trump #IntelligenceCommunity #Iran #ForeignPolicy #TheRightSide #DougBillings #AmericaFirstSupport the show
Get ad-free episodes, early release, and bonus shows What haunts the land of the Gods? Turns out it's a lot of shadow people and they're real jerks about the whole thing. On this episode, Greece reveals some of its high strangeness, both ancient and modern Also: Paul expresses his love of Kefalonia, there is some debate as to which installment of Valerius Maximus' 1st century series "Factorum ac dictorum memorabilium libri" was too commercial, and we make a shameless attempt to draft off the SEO for Christopher Nolan's massive hit film "The Odyssey" Full shownotes at GhostStoryGuys.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Hidden among rugged desert mountains is a city carved into red and rose-colored cliffs. It grew wealthy by controlling ancient trade routes, mastered the challenge of bringing water into a dry landscape, and blended Arabian traditions with influences from Greece and Rome. For centuries, it flourished as the capital of a powerful kingdom before fading from the world's memory, only to be rediscovered centuries later. Learn more about the ancient city of Petra on this episode of Everything Everywhere Daily. Shop the store at Shop.Everything-Everywhere.com Sponsors Hexclad Get 10% off your order at hexclad.com/DAILY Mint Mobile Save 50% on Unlimited premium wireless plans starting at $15/month at MintMobile.com/EED Quince Go to quince.com/daily for 365-day returns, plus free shipping on your order! DripDrop Go to dripdrop.com and use promo code EVERYTHING for 20% off your first order! Subscribe to the podcast! https://everything-everywhere.com/everything-everywhere-daily-podcast/ -------------------------------- Executive Producer: Charles Daniel Associate Producers: Austin Oetken & Cameron Kieffer Become a supporter on Patreon: https://www.patreon.com/everythingeverywhere Discord Server: https://discord.gg/Ds7Rx7jvPJ Instagram: https://www.instagram.com/everythingeverywhere/ Facebook Group: https://www.facebook.com/groups/everythingeverywheredaily Twitter: https://twitter.com/everywheretrip Website: https://everything-everywhere.com/ Disce aliquid novi cotidie Learn more about your ad choices. Visit megaphone.fm/adchoices
When Paul and his team carried the gospel into Greece, they stepped into places deeply influenced by darkness and unbelief. But wherever they went, people began hearing about Jesus Christ, and their lives were transformed. However, Satan fought back, stirring opposition and forcing Paul and his companions out of town after town to try to stop the spread of the gospel. But Pastor Ken tells you today that once the Holy Spirit changes a life, that transformation becomes a testimony that others can't ignore.
This week's episode of Win The Hour, Win The Day Podcast interviews, Karen Yankovich. I couldn't leave the store empty-handed. I was in Greece this spring... and wandered into this tiny shop. The woman running it was so warm... so genuinely lovely... that I found myself walking the aisles going, "I have got to find something I want in here. I am not leaving with nothing. We'll make something up if we have to." I didn't need a single thing. I just didn't want to walk away from her. I told that story to Karen Yankovich this week... (she's been teaching LinkedIn and PR for years)... and she nodded like, yes, that's the whole game. Because that feeling... the one where someone is so good to you... that you go hunting for a reason to stay connected... is exactly what your LinkedIn is supposed to do. And almost nobody uses it that way. Most people log in and pitch. They fire the templated "Hi, how's business?"... at total strangers and call it networking. (Half the ones I get don't even have my name right.) Karen's whole point: the people who might buy from you... are the category to stop chasing. The gold is in the other two. The referral partners, the ones with an audience... who will put you in front of it. And the press, the people you get to know long... before you ever need them, so you are the one they call. She built a real relationship from a single business card... and a few LinkedIn messages. It ended with her in front of 2,000 people. The publisher had never once heard of her. I've done this for years and I still forget it. You cannot copy-paste your way into that. You have to be the store nobody wants to leave. Who's the one person you'd go out of your way to work with.... even though they've never once pitched you?
One of the world's greatest storytellers is on board Alan Air! David Sedaris joins Alan to celebrate his brilliant new essay collection "The Land and Its People", and shares stories from his travels to 74 countries.From his unforgettable first trip to Greece, the holiday romance that could have changed his life forever, and why Japan completely changed him, to meeting the Pope, travelling with his wonderfully mischievous sister Amy, getting bitten by a dog, and the tiny travel annoyances that drive him mad, this is David Sedaris at his hilarious best.Packed with razor-sharp observations, outrageous stories and laugh-out-loud moments, this is one journey you won't want to miss. Learn more about your ad choices. Visit megaphone.fm/adchoices
Ready to being your journey of healing? It's time to reclaim your life with elite and discreet premium psychotherapy with Dr. Gregory T. Obert;
Find Brian's Toolbox Meetings Here ➡️ We've been living as a family on the Greek Island of Paros for six weeks. Not much has happened. Life has been pretty drama-free. Until last night. Join us (and the Sequidas) today, as we share how Brian lost and saved the night, why Tessa didn't go back to London and where we're going to live next... Thank you for being here, for sharing the love and leaving a comment wherever you listen. Thank you for being you. Remember, if you would like to be part of Brian's Toolbox Meetings (and what a wonderful, life-changing experience those meetings will be), you can find out more here: Love you, guys, Kia kaha Liz and Brian xx Links mentioned in the show: Find Brian's Toolbox Meetings Here ➡️ ❤️Join Liz's inner circle. Liz's free newsletter is here Liz's new book: You Won't Just Cry When They Die: Love, Loss and the Heartbreaking Reality of Grief If you are struggling and hurting right now, please know you are not alone. I wrote this little book to be a gentle companion for those who are grieving, to feel less alone. survive, cope, and begin to heal. The book is available for purchase on Amazon. To support my work directly as an independent author, you can purchase all formats (hardback, e-book, audiobook) via my website: www.elizabethdeacle.com
Send us Fan MailJosh stops masking his ADHD, which accidentally launches one of the deepest conversations we've ever had. After feeding years of podcast transcripts into AI, we discover what artificial intelligence thinks our personalities actually are and it isn't entirely flattering.Along the way we wrestle with uncomfortable questions about identity, memory, and whether there's even such a thing as a single "real" version of ourselves. Then our nine year old casually delivers a line that sounds like it came from a Buddhist monk instead of a fourth grader.Also...World Cup musings, and Game Time from Amanda.It's an episode about identity, neurodivergence, parenting, pressure, and why every conversation in this family somehow ends with ancient Greece or medieval France.Super Familiar with The Wilsons Find us on instagram at instagram.com/superfamiliarwiththewilsonsand on YoutubeContact us! familiarwilsons@gmail.comA Familiar Wilsons Production
Topics covered : Tragic death, complex grief, severe injuries, PTSD.This is my conversation with the incredible Zoe Holohan from March 2021.On the 23rd of July 2018, Zoe and her husband Brian were on their honeymoon when disaster struck. Wildfires swept through the seaside town of Mati in Greece where they were staying and claimed the lives of 102 people. She miraculously survived despite her extensive injuries, while Brian, unfortunately didn't.In this conversation we hear how she and Brian met, what a wonderful man he was, their beautiful wedding day and how her life changed forever just a few days later, on their honeymoon.She also speaks about her Dad and the close friendship they had, and how his death 3 weeks after that terrible day in Greece was yet another trauma to have to come to terms with.This was by far one of the most moving conversations I've ever had, and I am in awe of Zoe's courage, strength and resilience.Her book :‘As the smoke clears : The inspirational true story of surviving Greece's deadly wildfires, overcoming devastating loss and discovering a path to renewal.' Hosted on Acast. See acast.com/privacy for more information.
At the most sacred site on Earth to her, Emily got a download that isn't written in any history book — about who the Oracle of Delphi really was, and why.Part 2 of our Greece recap picks up in Athens with Malcolm's very last tour before he steps back for good, walks the Acropolis and the fight over the Parthenon Marbles, and ends on the two-hour bus ride to Delphi — where two guides who've never met told almost the same story about lights no one can explain, and where Emily received something she's still unpacking.Part 3 (Santorini) is coming soon — subscribe so you don't miss it.Got thoughts on what Emily channeled at Delphi? Tell us in the comments — we read every one.00:00 Delphi, Strange Lights, and a Message From Apollo00:50 Welcome to The Alchemist's Inkwell01:01 Returning to Greece for Malcolm's Final Tour03:30 Exploring Athens' Ancient Agora07:10 Malcolm, the Plaka, and Ancient Greek Gossip10:54 How Strangers Become Family on These Retreats13:35 Entering the Acropolis and the Parthenon17:05 The Acropolis Museum and Its Diorama-Obsessed Guide18:53 What the British Museum Took From Greece22:52 Traveling Through Mythology on the Road to Delphi24:57 Emily's 15-Year Connection to Apollo27:39 Arriving at the Sacred Site of Delphi29:43 Two Greek Guides Report the Same Strange Lights31:10 The Wind Answers Their Request31:51 The Treasuries and the Unsettling Christian Cross34:05 Why Ancient Greeks Prescribed Stories as Medicine35:59 Apollo, Dionysus, and Delphi's Seasonal Rituals37:10 A Channeled Revelation About the Oracles40:22 Final Thoughts and What Comes NextJoin our new LIVE show, The Alchemist's Inkspill, every Friday at 1pm EST/10am PST here on YouTube (and Instagram Live)!Connect with us across the internet + IRL!
What happens when you meet unconditional love at just three years old? Next on Grief and Rebirth, Lifelong seeker Sally Dukes joins the podcast to share the childhood near-death experience that guided her through breast cancer, loss, and a bold move to Greece. Diving into her new memoir, Drummer Girl: The Story of Life After Death, Sally reveals why she no longer fears dying and how sharing our hidden stories liberates the soul. Tune in for an inspiring reminder that your journey is unfolding with purpose.---✨ Grief & Rebirth: Healing Resources & Tools ✨
Send us Fan MailOn the Honest Tattoo Podcast, Jon Mesa and Matt Truiano welcome guest tattooer Eoghann McGregor, a Scottish artist now working in New York, who has been tattooing about seven and a half years and describes his style as “weirdo trad” The group recaps the intimate Third Coast show in Chicago, talks about convention tattooing, walk-ups, and how body positioning can drastically change stencil size and placement. Eoghann shares how he got into tattooing through hanging around a shop, losing an early opportunity, eventually landing an apprenticeship, and then moving from Scotland to England and to New York after a visa sponsorship. They emphasize the value of constructive critique in shops, discuss shop culture versus private studios, and announce Ermis is leaving New York for Greece in five weeks with plans to return to tattoo in the U.S. periodically, Support the show
In conjunction with the ILRN conference, which starts later this week in Athens, I am hosting a limited series I'm calling "Immersive Learning in the Cradle of Western Civilization." I'll be talking with educators, developers, business leaders, museum leaders, and others from across Greece to highlight all of the amazing things that are happening in immersive learning in and around Greece. In this episode, I speak with Georgios Gkoutis about this work "Teachers' Insights into Mixed Reality in Education: Challenges, Opportunities, and Limitations"
【句子】I don't like the sound of that. 【Modern Family S3E21】【发音】/aɪ/ /dəʊnt/ /laɪk/ /ðə/ /saʊnd/ /əv/ /ðæt/【发音技巧】don't like不完全爆破;like the不完全爆破;sound of连读;【翻译】现在这情况,可不怎么乐观。/这听起来可不怎么妙。【适用场合】今天我们学习这个表达,叫做like the sound of something,这个短语的字面意思是:“喜欢某个东西的声音”;引申意味是:“对于某个听到的消息感到非常满意/开心”;to feel happy or satisfied about a piece of information you have just heard;今天我们视频中出现的是它的否定形式; 我们之前在第1961期节目中讲过相关的短语,大家可以点击一下超链接,跳转复习一下。>>点我复习
Recorded at Posidonia 2026 in Greece, this episode of the Seatrade Maritime podcast features correspondent Gary Howard in conversation with Maria Kyratsoudi, business development director, Greece, at ABS.Together they explore how Greek shipowners are responding to tightening IMO and EU regulations, and why energy efficiency and performance optimisation are taking priority over early bets on alternative fuels.In this episode:ABS as “Greece's trusted class” How ABS's role has evolved from traditional classification to technical and sustainability advisor.Expanded engineering, sustainability, and advisory capabilities for Greek clients.Newbuilding trends in the Greek fleetStrong increase in tanker, VLCC/Suezmax, and bulk carrier orders, with LNG and LPG also in the mix.How owners are aligning fleet renewal with regulatory and commercial pressures.Decarbonisation and regulation: IMO + EU Why Greek owners are looking at the combined impact of IMO and EU rules rather than single regulations in isolation.The drive for energy efficiency upgrades, fuel readiness, and robust compliance documentation.Efficiency first, fuels later Why the immediate focus is on energy efficiency and performance optimisation for both newbuilds and retrofits.Making vessels more commercially attractive through measurable real‑world gains.Digitalisation and data How regulatory demands for accurate data are pushing pragmatic adoption of digital tools.The link between digitalisation and decarbonisation, and using performance data to support charterers and financiers.
Music and news from Cyprus and Greece.
When Odysseus finally returns to Ithaca, his homecoming turns into a ruthless reckoning. Tristan Hughes and Dr. Emily Hauser dive into the shocking climax of Homer's Odyssey, where hospitality, vengeance and survival collide in a blood-soaked finale.What drives Odysseus to unleash such fury, and what does the massacre reveal about power, justice and ancient heroism?We're going on *TOUR* to Australia and New Zealand! - final tickets are available here.The Ancients is now on YouTube! Watch here: @TheAncientsPodcastPresented by Tristan Hughes. The editor is Natasha Hughes. The video producer is McKenna Fernandez, producer is Joseph Knight. The senior producer is Anne-Marie Luff.All music courtesy of Epidemic SoundsThe Ancients is a History Hit podcast.Watch Tristan Hughes and Dan Snow retrace the Odyssey in Greece in a new documentary on History Hit TV! Sign up to History Hit for hundreds of hours of original documentaries, with a new release every week PLUS early access, ad-free podcasts and exclusive subscriber episodes. Sign up at https://www.historyhit.com/subscribe. Hosted on Acast. See acast.com/privacy for more information.
Full Text of Readings Monday of the Sixteenth Week in Ordinary Time Lectionary: 395 The Saint of the day is Saint Apollinaris Saint Apollinaris' Story According to tradition, Saint Peter sent Saint Apollinaris to Ravenna, Italy, as its first bishop. His preaching of the Good News was so successful that the pagans there beat him and drove him from the city. He returned, however, and was exiled a second time. After preaching in the area surrounding Ravenna, he entered the city again. After being cruelly tortured, he was put on a ship heading to Greece. Pagans there caused him to be expelled to Italy, where he went to Ravenna for a fourth time. He died from wounds received during a savage beating at Classis, a suburb of Ravenna. A beautiful basilica honoring him was built there in the sixth century. Reflection Following Jesus involves risks—sometimes the supreme risk of life itself. Martyrs are people who would rather accept the risk of death than deny the cornerstone of their whole life: faith in Jesus Christ. Everyone will die eventually—the persecutors and those persecuted. The question is what kind of a conscience people will bring before the Lord for judgment. Remembering the witness of past and present martyrs can help us make the often small sacrifices that following Jesus today may require.Saint of the Day, Copyright Franciscan Media
Cursed! Ancient Magic, Haunted Objects, and the Toledo Museum of Art Exhibit Please hit Subscribe and share the show. Click here to go to our facebook page. https://www.facebook.com/222paranormal Click here to see Jennifer's books. https://a.co/d/0exMKaaB Click here to see Joe's books. https://a.co/d/0cuLBtDd What happens when history, mythology, and the paranormal collide? In this fascinating episode of 222 Paranormal, Joe and Jennifer Shortridge take listeners on a journey into the ancient world of magic, curses, and supernatural beliefs inspired by the Toledo Museum of Art's remarkable exhibit, "Cursed! The Power of Magic in the Ancient World." For thousands of years, civilizations across Egypt, Mesopotamia, Greece, and Rome believed that unseen forces shaped everyday life. Ancient people carried protective amulets, wrote powerful incantations, and even created curse tablets designed to bring misfortune upon enemies, thieves, and rivals. But were these rituals simply expressions of faith and fear, or did people truly believe these objects possessed supernatural power? In this episode, Joe and Jennifer explore the origins of magic in the ancient world and discuss how people used spells, symbols, and sacred objects for protection, healing, and revenge. They examine real lead curse tablets discovered by archaeologists and explain why these mysterious artifacts were often buried in graves, wells, and sacred places. The conversation then shifts toward some of the ancient world's most fascinating supernatural figures, including Pazuzu and Lamashtu. These fearsome beings played an important role in ancient beliefs surrounding illness, protection, and evil spirits. Listeners will also discover the long history of the Evil Eye and learn why protective symbols and lucky charms remain common around the world even today. As always, the discussion doesn't stop with history. Joe and Jennifer explore modern paranormal theories surrounding haunted objects and ask thought-provoking questions. Can emotions or intentions become attached to an object? Could ancient artifacts retain some kind of energy from the people who once used them? Is there any connection between ancient beliefs and modern reports of haunted dolls, cursed antiques, and mysterious heirlooms? The episode also dives into famous allegedly haunted objects, including Annabelle, Robert the Doll, and the infamous Dybbuk Box. While examining these stories, Joe and Jennifer remain open-minded, considering both paranormal possibilities and the psychological power of belief and expectation. Throughout the episode, listeners are invited to consider their own views on the unknown. Would you hold an ancient amulet believed to protect its owner from evil spirits? Would you read the words from a two-thousand-year-old curse tablet? And if you discovered one of these artifacts hidden beneath your home, would you see it as a historical treasure or something far more mysterious? This episode is a captivating blend of history, archaeology, folklore, and paranormal investigation. Whether you're a believer, a skeptic, or simply fascinated by ancient mysteries, this discussion offers a unique look at how humanity has wrestled with the unseen world for thousands of years. Join Joe and Jennifer as they step into the world of ancient magic and ask one of the biggest questions of all: Where does history end... and the paranormal begin? Welcome to the 222 Paranormal Podcast, your gateway to the captivating world of the supernatural. Immerse yourself in our expertly crafted episodes, where we delve deep into a wide range of paranormal phenomena, including ghostly hauntings, cryptid sightings, and unexplained mysteries that defy logic. Each episode is meticulously researched and features engaging discussions with leading experts, seasoned ghost hunters, and renowned paranormal investigators. We cover the latest advancements in ghost hunting technology, offer practical tips for both amateur and experienced investigators, and review essential equipment for your paranormal adventures. Our podcast also explores the rich history of haunted locations, sharing true stories and firsthand accounts that will send chills down your spine. Whether you're a die-hard fan of the paranormal or just curious about the unknown, our content is designed to entertain, inform, and ignite your imagination. Stay tuned as we uncover secrets from the most haunted places around the world and analyze the most intriguing supernatural events. We also provide in-depth interviews with notable figures in the field and explore theories that challenge conventional understanding of reality. By subscribing to our Paranormal Podcast, you'll stay updated with the latest episodes, allowing you to join a community of like-minded individuals who share your fascination with the unexplained. Don't miss out on our exclusive content and special features, which bring you closer to the mysteries that lie beyond our everyday experiences. Dive into the world of the unknown with our Paranormal Podcast and experience the thrill of discovering what lies just beyond the veil of reality.
Send us Fan MailWhat does witchcraft look like when your mind needs movement, novelty, flexibility, or a different way into spiritual practice?Leandra Witchwood and Elyse Welles welcome Jenny C. Bell, author of Divergent Witchcraft: An Inclusive Approach to Making Magic, for an honest and lively conversation about neurodivergent witchcraft. Together, they explore ADHD, autism, dyslexia, rejection sensitivity, hyperfocus, perfectionism, shame, and the fear of practicing magick “incorrectly.”Jenny shares accessible alternatives to conventional meditation, including walking, chanting, drawing, dancing, gardening, mala beads, sensory tools, and working inside a private sacred space. They also discuss rotating between magical interests, adapting rituals to your needs, overcoming overwhelm, and recognizing that witchcraft does not require perfect focus, elaborate spells, a flawless altar, or anyone else's permission.Your practice can move with your mind instead of forcing your mind to conform to it. Learn more: Visit Jenny C. Bell's website Explore Divergent Witchcraft Join the Our Coven communityA Five-Day Audio Program to Clear the Noise and Transform Your Practice. This is where serious Witches belong. The Witch's Reset exists for witches who are done dabbling,who are ready to stop circling the work and step into competence, coherence, and embodied trust. https://leandrawitchwood.com/witchs_reset LeandraWitchwood.com A four-week LIVE Business Witch Experience. October 2026 The Delphi Intuition Activation Retreat is a four-day pilgrimage into sacred voice, intuitive trust, and embodied oracular practice. Through initiation at Delphi, ceremony in the Corycian Cave, and ritual in Greece's prophetic landscapes, you will deepen your connection to your inner knowing and learn to recognize how intuition speaks through the body.Learn more at elysewelles.com/visitgreece Samhainfest is a two-day celebration of witchcraft, folklore, ritual, music, and ancestor reverence, held October 31 to November 1, 2026, in Havre de Grace, Maryland.Learn more and get tickets at samhainfest.com.Support the Podcast!✨FREE Business Witch Grimoire - 5 Business Witch practices with step-by-step guidance. Get your copy: https://leandrawitchwood.com/
Join the team for a look at the latest aviation news from around the world and across the UK. In this weeks show, Wizz Air have scrapped long-haul, Ryanair has an in-flight emergency, Boeing have a new assembly line, and Emirates have a new freighter. In the military news a fiery F-16 is causing chaos in Greece, and the RAF has a new training partner. And this week we have two cracking retro airline ads to bring you from the UK's finest airline. Plus we head back to Priory Farm Airfield to talk to Jon London about flying something without wings. You can get in touch with us all at : WhatsApp +447446975214 Email podcast@planetalkinguk.com or comment in our chatroom on YouTube.
Christopher Nolan's adaptation of The Odyssey hit the big screen this week. Whether you are a fan of Nolan's work or not, the reactions and debates we've seen across the board remind us of Homer's immortal appeal, and why the story of Odysseus' return to Ithaca has captivated audiences around the world for three millennia. As Daniel Mendelsohn wrote recently, “The Odyssey is a remarkably contemporary story not only because of its hero, but because of the nature of the world around him..” a “postwar world where the old certainties have disappeared.” Those watching current events unfold may have a similar feeling these days. With the ceasefire with Iran breaking down, we're left with a good amount of uncertainty over what comes next. This is true for the Strait of Hormuz, for the Gulf, and by extension for the Eastern Mediterranean. Bringing us to Greece, this uncertainty is playing out on the political scene, where debates about early elections are picking up steam, while SYRIZA, which was once in government, has been in free fall over the last years. A new round of resignations this week has many pondering if the party has completed its historical cycle. In the spirit of Odysseus' travels across the Mediterranean, we're also heading to Turkey, where Ankara and Cairo took steps to deepen their ties when it comes to their defense cooperation and the defense industry. Daniel Mendelsohn, Elisa Catalano Ewers, Nikos Konstantaras, and Vassilis Nedos join Thanos Davelis as we look into the timeless appeal of The Odyssey, the collapse of the ceasefire with Iran and its wider ramifications, the lessons from SYRIZA's rise and fall, and the rapprochement between Turkey and Egypt. A little more info on our guests: Daniel Mendelsohn is the author of “An Odyssey: A Father, a Son, and an Epic”, whose translation of "The Odyssey” was published in paperback this spring. Elisa Catalano Ewers is a Senior Fellow for Middle East Studies at the Council on Foreign Relations. Nikos Konstandaras is a columnist with Kathimerini. Vassilis Nedos is Kathimerini's diplomatic and defense editor. You can support The Greek Current by joining HALC as a member here.
Happy International Lonely Guy Friday! Live from Greece, with questionable internet, background noise, a Greek-speaking Athena, and Zorba taking entirely too long to kick in. Today we get into how European culture prioritizes living while American culture prioritizes working, and why accepting who you are may matter more. We talk about how DJs, Greek music, Springsteen, and even repetitive algorithms can place us into emotional and almost hypnotic states. We also get into how a conversation with a privileged 25-year-old critic of America became a lesson in capitalism, gratitude, fathers, responsibility, and remembering who still pays half the bills. Plus, how America may be deeply flawed while also possessing traditions of generosity, charity, humane treatment, tipping, and helping strangers that travelers often witness firsthand. Kev also discusses how empathy for younger generations does not require endorsing entitlement, hatred or burning down systems and how parents may finally be learning to limit screens and more. Also, understanding a difficult father does not require accepting abuse, but may require admitting that imperfect parents were often loving as well as they knew how. Kev talks about how Sylvester Stallone continues living the Rocky story, turning obstacles, rejection, and lost ownership into yet another achievement at nearly 80 and how the barriers blocking your path may ultimately create the story only you could tell. Then, how cognitive decline affects entire families, with love and prayers for Bob Backlund. Plus, the ultimate RGF houseguest rule: when visiting someone's home how to make them cry when you leave, not celebrate your departure.Yasu, efcharistó, Bye Betches! Join us at our Canyon Ranch 2026 Retreat: https://www.canyonranch.com/lenox/retreats/heal-retreat-maria-menounos HEAL SQUAD SOCIALS IG: https://www.instagram.com/healsquad/ TikTok: https://www.tiktok.com/@healsquadxmaria HEAL SQUAD RESOURCES: Heal Squad Website:https://www.healsquad.com/ Heal Squad x Patreon: https://www.patreon.com/HealSquad/membership Maria Menounos Website: https://www.mariamenounos.com My Curated Macy's Page: Shop My Macy's Storefront EMR-Tek Red Light: https://emr-tek.com/discount/Maria30 for 30% off Airbnb: https://www.airbnb.com/host ABOUT MARIA MENOUNOS: Emmy Award-winning journalist, TV personality, actress, 2x NYT best-selling author, former pro-wrestler and brain tumor survivor, Maria Menounos' passion is to see others heal and to get better in all areas of life. ABOUT HEAL SQUAD x MARIA MENOUNOS: A daily digital talk-show that brings you the world's leading healers, experts, and celebrities to share groundbreaking secrets and tips to getting better in all areas of life. DISCLAIMER: This Podcast and all related content (published or distributed by or on behalf of Maria Menounos or http://Mariamenounos.com and http://healsquad.com) is for informational purposes only and may include information that is general in nature and that is not specific to you. Any information or opinions provided by guest experts or hosts featured within website or on Company's Podcast are their own; not those of Maria Menounos or the Company. Accordingly, Maria Menounos and the Company cannot be responsible for any results or consequences or actions you may take based on such information or opinions. This podcast is presented for exploratory purposes only. Published content is not intended to be used for preventing, diagnosing, or treating a specific illness. If you have, or suspect you may have, a health-care emergency, please contact a qualified health care professional for treatment.
On this week's episode of AvTalk, a Ryanair (Malta Air) 737-800 suffers an uncontained engine failure after departing Thessaloniki, Greece, resulting in a shattered cabin window and a passenger partially sucked out of the cabin. We discuss the specifics on this accident and its similarities with Southwest 1380. German investigators release their preliminary report on […] The post AvTalk Episode 379: This feels eerily similar appeared first on Flightradar24 Blog.
If you enjoy this episode, we're sure you will enjoy more content like this on The Occult Rejects. In fact, we have curated playlists on occult topics like grimoires, esoteric concepts and phenomena, occult history, analyzing true crime and cults with an occult lens, Para politics, and occultism in music. Whether you enjoy consuming your content visually or via audio, we've got you covered - and it will always be provided free of charge. So, if you enjoy what we do and want to support our work of providing accessible, free content on various platforms, please consider making a donation to the links provided below. Thank you and enjoy the episode!Links For The Occult Rejectshttps://linktr.ee/theoccultrejectsOccult Research Institutehttps://www.occultresearchinstitute.org/Substackhttps://substack.com/@theoccultrejects?r=7auau0&utm_campaign=profile&utm_medium=profile-pageCash Apphttps://cash.app/$theoccultrejectsVenmo@TheOccultRejectsBuy Me A Coffeebuymeacoffee.com/TheOccultRejectsPatreonhttps://www.patreon.com/TheOccultRejectsPrimary Ancient SourcesAmbrose of Milan. De Virginibus / Concerning Virgins.Aristophanes. Lysistrata.Euripides. Iphigenia at Aulis.Euripides. Iphigenia among the Taurians.The Homeric Hymn to Demeter.Jerome. Against Helvidius: On the Perpetual Virginity of Blessed Mary.The Gospel According to Matthew, chapters 1–2.The Gospel According to Luke, chapters 1–2.Ovid. Fasti.Pausanias. Description of Greece.Philo of Alexandria. On the Contemplative Life.Plutarch. Life of Numa.Protoevangelium of James / Infancy Gospel of James.The Acts of Paul and Thecla.Core Academic SourcesBurkert, Walter. Greek Religion. Translated by John Raffan. Cambridge, MA: Harvard University Press, 1985.Castelli, Elizabeth A. “Virginity and Its Meaning for Women's Sexuality in Early Christianity.” Journal of Feminist Studies in Religion 2, no. 1 (1986).Cole, Susan Guettel. Landscapes, Gender, and Ritual Space: The Ancient Greek Experience. Berkeley: University of California Press, 2004.Foskett, Mary F. A Virgin Conceived: Mary and Classical Representations of Virginity. Bloomington: Indiana University Press, 2002.Harvey, Susan Ashbrook. Ministries of Song: Women's Voices in Ancient Syriac Christianity. Berkeley: University of California Press, 2025.Harvey, Susan Ashbrook. “Revisiting the Daughters of the Covenant: Women's Choirs and Sacred Song in Ancient Syriac Christianity.” Hugoye: Journal of Syriac Studies 8, no. 2 (2005).Lillis, Julia Kelto. Virgin Territory: Configuring Female Virginity in Early Christianity. Oakland: University of California Press, 2022.Parker, Robert. Miasma: Pollution and Purification in Early Greek Religion. Oxford: Clarendon Press, 1983.Sissa, Giulia. Greek Virginity. Cambridge, MA: Harvard University Press, 1990.Sourvinou-Inwood, Christiane. Studies in Girls' Transitions: Aspects of the Arkteia and Age Representation in Attic Iconography. Athens: Kardamitsa, 1988.Wildfang, Robin Lorsch. Rome's Vestal Virgins: A Study of Rome's Vestal Priestesses in the Late Republic and Early Empire. London and New York: Routledge, 2006.Greek Women, Ritual, and Sacred MaidensBeard, Mary. “The Sexual Status of Vestal Virgins.” Journal of Roman Studies 70 (1980).Beard, Mary, John North, and Simon Price. Religions of Rome. Vol. 1, A History. Cambridge: Cambridge University Press, 1998.Connelly, Joan Breton. Portrait of a Priestess: Women and Ritual in Ancient Greece. Princeton: Princeton University Press, 2007.Dillon, Matthew. Girls and Women in Classical Greek Religion. London and New York: Routledge, 2002.Pomeroy, Sarah B. Goddesses, Whores, Wives, and Slaves: Women in Classical Antiquity. New York: Schocken Books, 1975.Mary, Virginity, and Christian AsceticismBrown, Peter. The Body and Society: Men, Women, and Sexual Renunciation in Early Christianity. New York: Columbia University Press, 1988.Clark, Elizabeth A. Reading Renunciation: Asceticism and Scripture in Early Christianity. Princeton: Princeton University Press, 1999.Cooper, Kate. The Virgin and the Bride: Idealized Womanhood in Late Antiquity. Cambridge, MA: Harvard University Press, 1996.Elm, Susanna. Virgins of God: The Making of Asceticism in Late Antiquity. Oxford: Clarendon Press, 1994.Limberis, Vasiliki. Divine Heiress: The Virgin Mary and the Creation of Christian Constantinople. London and New York: Routledge, 1994.Rubin, Miri. Mother of God: A History of the Virgin Mary. New Haven: Yale University Press, 2009.Shoemaker, Stephen J. Mary in Early Christian Faith and Devotion. New Haven: Yale University Press, 2016.Also want to remind people about the website, if you're into reading we have tons of information by multiple contributors, and we got t-shirts up on the site if you're interested. Fun fact, the art is all based on the eyeball.
This week on Bad Dads Film Review, the dads dive into Luc Besson's cult aquatic epic The Big Blue — a nearly three-hour blend of freediving rivalry, French mysticism, Jean Reno charisma, dolphin longing and some deeply questionable romantic choices.What we coveredLe Grand Bleu: the original title, the French phenomenon, and whether saying it properly makes the film any shorter.The director's cut runtime and the general feeling that 168 minutes is a lot of ocean.The black-and-white childhood opening in Greece, where Jacques and Enzo's friendship/rivalry begins.Jacques witnessing his father's diving death, and how the sea becomes both trauma and home.Enzo's adult introduction: Jean Reno in full swagger mode, rescuing a trapped diver and somehow turning it into a payday.Jacques as scientific anomaly: slowing his heart rate, bonding with dolphins, and generally behaving less like a man than an aquatic screensaver with cheekbones.Rosanna Arquette's Johana, who falls hard for Jacques and makes some bold career decisions in pursuit of a man who would rather be underwater.The freediving championship sequences, including the dads trying to understand how niche sport fame works.Breath-holding records, Kate Winslet's lungs, pure oxygen cheating, and the grim reality that most of us are good for about 35 seconds.Enzo and Jacques' rivalry: affectionate, macho, dangerous, and meaningful mostly because Enzo needs it to be.The film's underwater photography, which everyone agrees is often genuinely impressive.The score, which won a César and still gets absolutely battered here.Cris's appreciation of the costumes, wetsuits, shirts, colour coordination and general seaside style.The dolphin break-out sequence, aka the brief Free Willy section of the film.Enzo's fatal final dive and Jacques' decision to return him to the depths.Jacques' final choice, Johana's pregnancy, and whether the ending is poetic transcendence or a man abandoning responsibility via dolphin.Key moments / quotesSidey clocks the film as having a “runtime of 73 hours”.Dan admits he chose it and remembered liking it, but that it was not as great as he remembered.Reegs describes the Amazon Prime aspect-ratio problem as so bad he had to find another version to watch it properly.Sidey asks whether Luc Besson edited it himself, because surely someone should have said: “This is not a fucking three-hour movie.”Reegs objects to the film romanticising Jacques, describing the ending as abandonment of a pregnant woman through grief and dolphins.Cris likes the style more than the film: the beachwear, shirts, boat shoes, wetsuits and Italian flag diving suit all get more enthusiasm than the story.Dan still has affection for the film's imagery, Jean Reno and the childhood memory of its oceanic grandeur.VerdictThe dads admire the look, the water photography and Jean Reno, but the film takes a pasting for length, pretension, thin characterisation, the writing of Johana, and Jacques being less romantic hero than emotionally unavailable dolphin botherer.A very Bad Dads kind of strong recommend: if you have three hours spare and absolutely nothing else to do, you might come away with some nice water and a deep desire to watch football instead.You can now text us anonymously to leave feedback, suggest future content or simply hurl abuse at us. We'll read out any texts we receive on the show. Click here to try it out!We love to hear from our listeners! By which I mean we tolerate it. If it hasn't been completely destroyed yet you can usually find us on twitter @dads_film, on Facebook Bad Dads Film Review, on email at baddadsjsy@gmail.com or on our website baddadsfilm.com. Until next time, we remain... Bad Dads
I'm recording this episode a week early as I'm on vacation with my family up in Lake Placid, New York, a beautiful spot that we have been going to for close to 20 years. One of the nice things about going to a familiar place is all the constants that are there. Things like Mirror Lake, the Olympic Oval, the Ski Jump, the lovely High Peaks mountains. All of it is a nice reminder of past summers and current adventures. For some, this might all seem boring, but for me it is something that I know will be there, some kind of regulating force in a constantly changing world. But there are changes as well. It always is interesting, and a little depressing, to see what stores have closed and what new ones have replaced them. Such is the way with entrepreneurship: there are successes and, well, not so successes. I always admire people who take the initiative to start something new, and can imagine the dreams that are bound up into these ventures. When I go back to Lake Placid, it is easy to mourn those businesses that are no longer there, and be hopeful for those who are. Today's episode of Experience by Design is about the long-running story of entrepreneurship, together with the new unfolding story of AI. Demetri Papazissis hails from Greece, which has a long history of entrepreneurship (especially with immigrants who have spread around the world). He continues that legacy with the company Superbo, which is an enterprise-wide AI agent company. Superbo uses what it describes as “Four capability layers that provide enterprise data semantics, AI agent governance, runtime compliance controls, and operational oversight” to provide solutions for clients. This conversation is about more than Superbo. It also is about the spirit of entrepreneurship in Demetri's life, especially focusing on agility and freedom in the entrepreneur's journey. However, he describes his own experiences as an entrepreneur as 80% negative and 20% positive. This leads to a broader conversation about whether people are being encouraged to be entrepreneurs when that lifestyle may not be right for them. We talk about the impact of AI in terms of work, the economy, and society. We discuss the challenges of strategic adoption of technology, seeing ways that companies fail to implement because they don't have the strategy and support to succeed. He notes that successful AI implementation requires a partnership approach, involving not just technological guidance but also helping organizations address internal structural and relationship issues. He also talks about how he is self-taught at piano, leading to admission to the Berklee College of Music here in Boston. Being there taught him the value of creativity and thinking outside of the proverbial box. Overall, it was a great chat about risk-taking, creativity, changing times, constant themes, and also Demetri's great hair. Demetri Papazissis on LinkedIn: https://www.linkedin.com/in/demetripapazissis/ Superbo Website: https://superbo.ai/ Superbo Big Idea: https://www.businessage.com/post/my-big-idea-enterprise-ai-superbo
Rola Z joins Amer Rez for a thoughtful and hilarious conversation about growing up between cultures, finding freedom through comedy, and building a life on your own terms.Born in Lebanon, raised in Greece, and now based in Washington, D.C., Rola shares stories from a life spent crossing borders and challenging expectations. They discuss Arab culture, identity, rebellion, family traditions, stand-up comedy, politics, relationships, aging, body image, and why some of the funniest jokes come from life's most difficult moments.The conversation also dives into Rola's journey into comedy after her life was turned upside down, how she created her own comedy shows, why she believes laughter can heal communities, and what it means to be a “third culture” person who never quite fits into one place.Whether you're interested in comedy, culture, or simply hearing two comedians explore life with honesty and humour, this episode is packed with laughs, thoughtful discussions and unforgettable stories.
North Macedonia has waited 21 years at the EU's door. Zoran Dimitrovski and Linas Kojala ask what delay now costs Europe. Look at a map and the unresolved logic is striking. Albania, Bosnia and Herzegovina, Kosovo, Montenegro, North Macedonia and Serbia are almost entirely surrounded by EU and NATO members. These countries are not on some distant European frontier. They form an enclave within the Union's own geography. In 2003, at the Thessaloniki summit, the EU promised the Western Balkans a European future. More than two decades later, Croatia remains the last country to have joined, back in 2013. Since Russia's invasion of Ukraine, enlargement has shifted from a slow technical process to an urgent geopolitical question: what happens when Europe leaves a space inside its own borders unfilled? My guests brought two unusually powerful perspectives to that question. Zoran Dimitrovski, North Macedonia's Deputy Minister of Foreign Affairs and Foreign Trade, spent 35 years as a journalist before entering government. He edited some of his country's leading newspapers, reported from Washington, wrote more than 1,500 articles and investigations, and continues to teach critical thinking and analytical writing. Alongside him was Linas Kojala, CEO of the Geopolitics and Security Studies Center in Vilnius and a lecturer at Vilnius University. A Fulbright scholar with studies at Oxford, Cambridge and Harvard, Kojala has written about Lithuania's own journey into the European Union and has been ranked among his country's most influential public figures. Twenty-one years at the front door North Macedonia became an EU candidate in 2005, around the same time as Croatia. Yet it still has not opened substantive accession negotiations. The country first faced a long dispute with Greece over its name, eventually resolved through the Prespa Agreement and the adoption of the name North Macedonia. That opened the way into NATO. A second dispute then emerged with neighbouring Bulgaria, involving language, identity, history and the recognition of a Bulgarian community within North Macedonia's constitution. Zoran Dimitrovski did not deny the work still required within his own country. North Macedonia must continue aligning its laws with the EU, strengthening the judiciary and fighting corruption. His argument was that these shortcomings were not the principal reason the country had been stopped. This describes one of the demands that, in Dimitrovski's view, reach beyond the Copenhagen criteria governing democratic institutions, human rights, the rule of law and a functioning market economy. There is, however, responsibility on both sides of the border and both sides of the accession table. The European Parliament's latest assessment expresses regret at North Macedonia's lack of progress, calling for the constitutional amendments, stronger cross-party cooperation and deeper reforms. Yet that same resolution warns that bilateral disputes over language, culture and national identity should not be used to obstruct accession. This is the uncomfortable heart of the story: the EU must remain demanding enough for membership to retain meaning, while remaining fair enough for its promises to retain credibility. The rules were written for a different Europe Kojala argued that the enlargement machinery itself must adapt to a radically altered security landscape. The process still requires unanimity at critical stages, allowing one member state to hold up another country's progress. Under normal circumstances, such caution might be defensible. These, he stressed, are not normal circumstances. The EU's decision-making can be painfully slow because 27 governments must agree on decisions touching sovereignty, money and national interest. Kojala compared it to 27 friends attempting to choose a restaurant, except that several of them may not be friends and the decisions are monumental. The central question is therefore whether procedures devised 20 years ago are still adequate for a Europe facing war, cyber-attacks, sabotage, disinformation and growing competition from authoritarian powers. Railways, bridges and the architecture of security EU enlargement may sound abstract, but it rapidly becomes concrete. It is about railway lines, bridges, roads, energy systems and digital networks. Dimitrovski pointed to Corridors VIII and X, which cross North Macedonia and connect the Adriatic, Black and Aegean Seas with wider Europe. These routes matter for trade and daily life, but also for NATO's ability to move personnel and equipment across the continent. A bridge too weak to carry military vehicles is simultaneously an infrastructure problem, an economic weakness and a security vulnerability. Kojala offered a useful challenge to the language of cost. Security spending is often discussed as money disappearing from productive use. Yet roads, schools, housing, communications and transport capacity remain in the communities where they are built. The same is true of enlargement: investment in the Western Balkans is not charity at Europe's edge. It is investment in the resilience of the continent as a whole. A vacuum rarely stays empty Russia remains an influential force in Serbia and parts of Bosnia and Herzegovina, while Chinese lending and infrastructure investment have expanded across the region. Dimitrovski was careful not to suggest that the Western Balkans would simply abandon Europe for Moscow or Beijing. His warning was more subtle. Prolonged uncertainty can produce weaker institutions, frustrated populations and a region increasingly exposed to financial pressure, political manipulation and disinformation. Europe therefore faces a choice that is larger than whether another flag appears outside the institutions in Brussels. It must decide whether the Western Balkans are genuinely part of its future, and demonstrate that belief through fair conditions, credible timelines and visible results. Kojala described the European Union as something close to a “boring miracle”: cumbersome, imperfect and endlessly predicted to collapse, yet remarkably capable of adapting and surviving. That miracle now requires another act of political imagination. The Western Balkans have spent more than 20 years hearing that their future lies inside the European Union. Europe may now need to ask a harder question of itself: how long can a promise remain credible before waiting becomes its own form of rejection?
Misha Glenny and guests discuss the origins and evolution of an alliance which transformed the geopolitics of the classical world: the Delian League. Since the start of the 5th Century BCE, city states across Greece had been fighting a series of armed conflicts in the Greco-Persian Wars. After the defeat of a second Persian invasion in 478 BCE, a league of cities across Greece came together and formed a new alliance led by Athens. That alliance is now known as the Delian League, after the island of Delos where it was established. In the following decades, Athens used the Delian League to grow its own wealth and formidable naval power. Cities which tried to leave the alliance found themselves violently put down and their lands confiscated by the Athenians. What had begun as a cooperative alliance sworn to resist the Persian Empire gradually started to seem like it may have created another imperial power: the Athenian Empire.WithLeah Lazar Lecturer in Hellenistic Culture at the University of ManchesterPolly Low Professor in the Department of Classics and Ancient History at the University of DurhamAndPaul Cartledge AG Leventis Senior Research Fellow of Clare College, University of CambridgeProducer: Martha OwenAristophanes (trans. David Barrett and Alan H. Sommerstein), The Birds and Other Plays (Penguin Classics, 2003)Mary Beard, The Parthenon (Profile Books, 2010)M. Canevaro and D. M. Lewis, 'Between ‘The Character of the Athenian Empire' and The Origins of the Peloponnesian War (and beyond): The Popularity of the Athenian Empire Revisited' (Polis 41:1, 2024)Paul Cartledge, Ancient Greece: A Very Short Introduction (Oxford University Press, 2011)Lisa Kallet and John H. Kroll, The Athenian Empire: Using Coins as Sources (Cambridge University Press, 2020)Leah Lazar, Athenian Power in the Fifth Century BC (Oxford University Press, 2024)Polly Low (ed.), The Athenian Empire (Edinburgh University Press, 2008)Malcolm F. McGregor, The Athenians and their Empire (UBC Press, 1987)Robin Osborne (ed. and trans.), The Athenian Empire (Cambridge University Press, 2023)P. J. Rhodes, The Athenian Empire (Clarendon Press, 1985)Thucydides (trans. Robin Waterfield, introduced by Polly Low), The History of the Peloponnesian War (Basic Books, 2025)Thucydides (ed. Robert B Strassler), The Landmark Thucydides: A Comprehensive Guide to the Peloponnesian War (Free Press, 1998)Thucydides (trans. Rex Warner), History of the Peloponnesian War (Penguin Books, 2000)Thucydides (trans. Martin Hammond), The Peloponnesian War (Oxford University Press, 2009)In Our Time is a BBC Studios productionSpanning history, religion, culture, science and philosophy, In Our Time from BBC Radio 4 is essential listening for the intellectually curious. In each episode, host Misha Glenny and expert guests explore the characters, events and discoveries that have shaped our world.
Why are we obsessed with the ancient world, even the most ordinary parts of it? Mary Beard tackles that question in her new book Talking Classics: The Shock of the Old. Her personal interest in antiquity began with a 4,000 year-old piece of bread displayed at the British Museum. Now, she's an academic who has spent her career studying ancient Greece and Rome. In today's episode, Beard chats with NPR's Scott Simon about how the Greeks and Romans were “brutal” but also "unfailingly interesting" – and how contemporary culture replicates aspects of the classical world.To listen to Book of the Day sponsor-free and support NPR's book coverage, sign up for Book of the Day+ at plus.npr.org/bookofthedaySee pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
With Constantine Hatzivassiliou—Partner, Certuity Golf taught Constantine Hatzivassiliou how to perform under pressure. Building a nearly $5B multi-family office taught him that the best advisors become the first call when life, not just the markets, gets complicated. In Summary Many advisors spend years mastering investments, but for affluent families, portfolio management is often just the starting point. Jason Diamond welcomes Constantine Hatzivassiliou, Partner at Certuity, to discuss how his journey from aspiring professional golfer to leader of a nearly $5B multi-family office shaped his approach to client service. Their conversation explores why trust is earned long before a crisis, how family office services evolve naturally from client needs, and why the advisor's role increasingly resembles that of a quarterback coordinating every aspect of a family's financial life. The discussion also examines organic growth, referrals, fiduciary advice, private equity's impact on the RIA landscape, and the qualities that allow advisors to become indispensable over decades—not just market cycles. The Storyline Many advisors spend years perfecting investment management. But as clients become more successful, the job changes. The questions become bigger than portfolio construction. A business is being sold. A family dynamic shifts. A tax issue emerges. An estate plan needs updating. Suddenly, the advisor isn't simply managing assets—they're coordinating decisions, relationships, and emotions. For Constantine, that broader role was shaped long before he entered wealth management. As an aspiring professional golfer, he learned lessons about discipline, preparation, and performing under pressure that continue to influence how he serves clients today. Jason and Constantine explore how Certuity grew from approximately $210 million in assets to nearly $5B, not through acquisitions but through referrals and a service model built on becoming indispensable to the families they advise. Constantine explains why he believes the best advisors function more like quarterbacks than portfolio managers, orchestrating the many moving pieces that come with significant wealth. The conversation also examines the evolution of the multi-family office model, the role of fiduciary advice, the impact of private equity on the advisory landscape, and why experience, judgment, and trust remain the qualities clients value most. Ultimately, this episode is about what it takes to become the first call when life – not just the markets – becomes complicated. Topics Covered Lessons from professional golf that translate to wealth management Building Certuity from $210mm to nearly $5B in assets What distinguishes a multi-family office from a traditional RIA Why referrals fuel long-term organic growth Becoming the “first call” for affluent families Fiduciary advice and the evolution of the advisory profession Family office services beyond investment management Private equity and M&A in the RIA space Developing the next generation of advisors Trust, relationships, and lifetime client service > Download a transcript of this episode… Listen and Learn Highlights for Advisors How did professional golf prepare Constantine for advising wealthy families? (3:45) Constantine explains why competing under pressure taught him discipline, emotional control, and process—qualities that now guide every client relationship. How did Certuity grow from $210 million to nearly $5 billion? (8:00) He shares why nearly all of the firm's growth has come organically through client referrals rather than acquisitions or aggressive recruiting. What separates a multi-family office from a traditional advisory firm? (11:45) The conversation explores how expanding into trust, estate, tax, and family office services became a response to client needs—not a business strategy. Why should advisors think of themselves as quarterbacks? (20:00) Constantine recounts a client business sale that fell apart at the closing table and explains why advisors often become the person holding everything together. How does Certuity view private equity and acquisitions? (36:20) Jason and Constantine discuss when outside capital can make sense—and why Certuity has chosen a different path centered on client alignment. Why do wisdom and experience still matter in an AI-driven world? (29:30) Despite advances in technology, Constantine argues that judgment, trust, and perspective remain the qualities affluent families value most. Key Takeaways High-net-worth clients increasingly value coordination, judgment, and perspective over investment selection alone. Family office services often evolve naturally as advisors respond to increasingly complex client needs. Sustainable organic growth is rooted in trust, which explains why referrals account for the overwhelming majority of Certuity's new business. Golf and wealth management share the same disciplines: preparation, emotional control, patience, and executing under pressure. The most valuable advisors become trusted partners during life's defining moments—not simply portfolio managers. Technology continues to reshape wealth management, but experience and wisdom remain difficult to replicate. Building a lasting advisory business requires investing in culture, succession, and the next generation of talent. https://youtu.be/m72Hq6bMTo4 Quotable Moments “The best advisors aren't simply managing portfolios. They're the first person clients call when life gets complicated.” “A bad shot in golf is the equivalent of a bad day in the market. You can't let one dictate everything that comes next.” “More often than not, we're not just financial advisors—we're financial therapists.” “Growth gets the headlines. Trust is what makes it possible.” FAQs What is a multi-family office? A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Why has Certuity grown primarily through referrals? Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. How does golf relate to wealth management? Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. What is Constantine's perspective on private equity in wealth management? While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. What qualities distinguish exceptional advisors today? According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. Related Resources Emotional Intelligence: The “Untouchable” Differentiator in an AI World Intentional Growth: How Top Advisors Build Businesses That Last The 10 Characteristics of the Most Successful Teams Constantine HatzivassiliouPartner Constantine Hatzivassiliou is a Partner at Certuity, a nationally recognized multi-family office serving affluent families, entrepreneurs, executives, foundations, and endowments. He advises clients on the complex financial, tax, estate, and business planning decisions that accompany significant wealth, helping families coordinate all aspects of their financial lives through a comprehensive family office approach. Drawing on more than two decades of experience, Constantine works closely with successful business owners, corporate executives, and multi-generational families to simplify financial complexity and align investment management, tax planning, estate planning, philanthropy, and family governance strategies. As a Certified Exit Planning Advisor (CEPA®), he frequently assists entrepreneurs in preparing for liquidity events, business transitions, and the long-term stewardship of family wealth. His clients often view him as a trusted advisor and strategic sounding board, helping them navigate important financial decisions with the perspective of both a family office professional and a coach. Prior to joining Certuity, Constantine held advisory and banking positions with The Bank of New York Mellon, Bernstein Global Wealth Management, and Pacific Mercantile Bank. Before entering the financial services industry, he was a Golf Professional and member of the PGA of America, experiences that continue to shape his disciplined, competitive, and relationship-focused approach to advising clients. Outside of his professional responsibilities, Constantine is passionate about mentoring young athletes and strengthening the communities in which he lives and works. He serves as a Board Member of Coerfontaine Football Club (CFC), a premier youth soccer organization focused on developing young athletes and helping them pursue collegiate and professional opportunities while fostering leadership, discipline, and character. He also serves as Chair of the Safety and Security Committee for Parkland, where he works alongside community leadership to enhance resident safety, security, and quality of life. In addition, Constantine is a Founding Board Member of The Boardroom, a private membership organization focused on fostering meaningful relationships among business leaders, entrepreneurs, and professionals through networking, education, and philanthropy. Born in Greece, Constantine spent his childhood in Montreal before relocating to South Florida. He attended the University of Florida before earning a Bachelor of Arts in Economics from Florida Atlantic University, where he graduated with honors. He holds the Certified Exit Planning Advisor (CEPA®) designation. A lifelong student of the game, Constantine remains active in golf and is a member of Muirfield Village Golf Club, founded by his longtime hero and mentor, Jack Nicklaus, as well as Parkland Golf & Country Club. Constantine resides in Parkland, Florida, with his wife, Stephanie, and their two children, Nicholas and Olivia. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Episode Transcript Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I want to talk more about the growth because that’s remarkable. But before I do, can we double click on the service model? So, I would say the most typical we hear, I think more of our guests typically come from the wirehouse world where it’s I have my book, you have your book. What does your service model look like? So, is it truly, if it’s working well from the end client perspective, you should be interchangeable with your partners and it’s a true team approach? Constantine Hatzivassiliou: How we engage our clients, the theory should be I can get hit by a bus tomorrow and outside of the client not being able to speak to me directly, they will not have a hiccup in any way, shape or form. And when we’re dealing with families across multiple generations, the way we’ve built our platform, that continuity is critical in the engagement process for the clients hiring us to help them through all of the challenges that they face. Jason Diamond: What’s your sweet spot in terms of client size? Constantine Hatzivassiliou: Our average client size today has just shy of eight million AUM with us. We have some clients who have $1 million certainly but they’re strategic in that their friends, their family, they could be centers of influence who help send business our way because they value what it is that we do and there’s a strategic partnership because we might need them for their trust and estate services or their accounting work and they have clients who have a need and we’re on the short list of people they refer to. Jason Diamond: That they trust. Yeah, makes sense. So, I’ve seen this in the news and also even on your own internal materials, I’ve seen you described as both a modern multifamily office, you’ll also obviously hear the term RIA as well. Does that distinction matter at all? And maybe my second part of that question would be what is the distinction between that space, whatever you call it, and the more traditional firm world from a client service perspective? You mentioned that all of your partners from that world. Constantine Hatzivassiliou: I started in this industry truly at an institutional level at Bernstein in New York and, for anyone who knows Bernstein, they really do brainwash you on the fiduciary model and the values affiliated with that philosophy has translated through my career at BNY Mellon which has a very similar feel as Bernstein. And then, when we came here, we instilled that same core value principle of fiduciary responsibility for our clients so we are very different than a traditional wirehouse or brokerage house, it is why we’ve grown so successfully. I would never, one, work for an institution that did bide by those standards and, secondarily, I wished Congress and Senate would turn around and actually implement a mandatory fiduciary liability for all financial advisors because, far too often, we see prospective clients or families get taken advantage of because the individual sitting across from them giving them financial advice is not necessarily aligned with their goals and objectives. Jason Diamond: So, I take it you are fee only. Constantine Hatzivassiliou: We are fee only. Jason Diamond: Yeah. I don’t want to lose the thread on the first part of my question. Do you think there is a distinction between a multifamily office and an RIA? I don’t want to lead you here but to me it implies a different level or different caliber of service model that probably includes more of the ancillary trust and estate and CPA type stuff that higher network clients need but curious what your thoughts are. Constantine Hatzivassiliou: Our first seven years at the firm, we were strictly an RIA, we functioned as an advisory service provider to our clients. What attracted me and my partners to Certuity was the nimbleness of the firm. So, for instance, at BNY Mellon, we often deemed a change necessary as moving an aircraft carrier across the world but it was an impossible task to accomplish. But when you’re small and nimble and clients come to you with a need and you’re in the service, ultimately, first and foremost, it made sense for us to start building out family office services for our clients because they had a need and we found it as a way to centralize everything because, far too often, when the communication standards break down between all the individual parts, one, it’s more expensive for the clients and, two, the process isn’t efficient, things get missed. So, we tried, largely due to our growth, to bring everything in house and our clients appreciate that for it. Jason Diamond: So, this is not a chicken and egg situation, this is very much we had large clients, we were attracting large clients and, in order to service them optimally, here’s what we felt we needed to build. Is that fair? Constantine Hatzivassiliou: 100%. Jason Diamond: Let’s shift gears, I need to go deeper on the professional golf thread a little bit. I promise I won’t make the whole interview about your golf background. I’m curious if you feel like that experience or that, I don’t know, upbringing or, I guess, background laid any foundation for the way you engage with clients today or the way you operate as a business leader today. Constantine Hatzivassiliou: So, there’s a couple parts to that. The golf side, certainly, just from an engaging client perspective, 90% of our clients are golfers. Jason Diamond: It’s very true. Constantine Hatzivassiliou: Right. It just helps because of our background and certainly with some of the clients and partners that we have at the firm, golf is a critical thread in what we do. However, when it comes to golf, what I learned playing golf at a high level directly translates to how we manage money for clients and I’ll express it this way. There’s generally two types of golfers, there’s the artist, the Sergios of the world who don’t fundamentally function off of specific points in their swing or a very structured platform, they see something, their mind becomes creative and they execute on it. I was never that way, I am a numbers person, I think everything analytically, I break everything down to the minute, everything is strategized and organized, I was taught to practice that way by Coach Alexander at the University of Florida and that foundational element seemed easy, it worked. If you practice properly, you’ve succeeded. Under pressure, all those hours and hours of repetition translated to success more often than not. In our industry, it’s process-driven, it has to be unemotional. A bad shot in golf is the equivalent of a bad day in the market, you can’t let one bad day in the market influence everything you do for the next year. Same way on the golf course playing in a tournament, you can’t allow one golf shot to affect the rest of the round. We kid with our clients oftentimes that, while we are fundamentally their financial advisor, more often than not, we’re their financial therapist. We have to control their emotions and make sure they’re not making an irrational decision. For instance, a couple days ago we were out with a client the day that Iran shot down one of the US military helicopters and we’re sitting down at lunch and, all of a sudden, his phone starts blowing up because he’s getting all these Google alerts to the market heading in the wrong direction and he had to go do a life insurance test later on that afternoon. So, all week, he had prepped and he was calm and he was relaxed, he was really excited, he’s, “My wife is setting me up with a new insurance policy and I know it’s for her benefit but all my numbers look good, I’m going to ace this and my premiums will be really low because of it,” it was a $25 million policy. And as he’s looking at his phone and he sees the market collapsing in his mind, his blood pressure rose to no end, you could see that his anxiety level went through the roof and, had I not been there with him at the time to hold his hand through that process, his afternoon would’ve been shot. I would’ve got a phone call saying, “What are we doing to prevent 2% loss in my portfolio,” because that’s how he thinks and, in that moment, I was the therapist to talk him off a ledge. It’s so hard for individuals to manage the stress of the markets, that golfer mentality of, okay, just breathe, relax, let’s see what’s going on, let’s make an educated, confirmed decision, let’s circle back with our caddy if we’re on tour and competing and make a unified decision for the long-term success of the goal that we’re trying to achieve. And what we do every day is the same thing with our clients. Jason Diamond: It’s an incredibly thoughtful answer, I expected a version of the latter part of your answer. I appreciate that you added the part about just most clients like golf, enjoy talking about golf, enjoy playing golf and it’s an effective business development tool, there’s no question. Constantine Hatzivassiliou: So, I have two kids, a 12-year-old and an eight-year-old, my son who’s 12 who’s an exceptional soccer player and wants to, aspires to play professionally one day has now fallen in love with golf which I’m ecstatic about. I think golf and tennis, from a business development perspective- Jason Diamond: Yeah, lifelong sports. Constantine Hatzivassiliou: And I look at it now and my mentor when I started in the business was absolutely right. The fact that I could get a CEO of a Fortune 100 company to want to actively spend four hours with me where we could dive into the weeds about their personal life, their financial situation, their business, you could never get that time otherwise. I urge everyone who’s coming out of college or is going into college who wants to aspire to be in any type of sales related role, golf is a great venue to make long-term relationships. Jason Diamond: And importantly, tennis is not as good on the knees long-term or the back long-term. So, you stick to golf, you get a little more longevity out of it. Constantine Hatzivassiliou: It does help, yes. You’re right. Jason Diamond: My thought always goes to people call it the 15th club in golf, just this mental element of the game and to me it’s the clear moment in golf that always comes to mind for me is the 72nd hole. I don’t know if you just watched the US Women’s Open but Nelly Korda standing over a two-foot putt that I really thought she missed, is there an equivalent of that moment? Are you ever able to recreate that pressure in your current role or is that something that you miss? Constantine Hatzivassiliou: Jason, we have those moments weekly, countless stories. Here’s where I love my job. I’ve transitioned from being the guy behind the screen who is just trading accounts, that’s where we all start and you have to have that foundational perspective of what’s involved in trading an account on a daily basis. Not that we ever picked stocks to an extensive level, we were generally managing ETFs, mutual funds and strategies but I’ll give you an example. So, just last week, we had a family and this is where the family office side comes in more so than the financial advisory services come in. We had spent four months in helping a family sell their business, it was a life altering moment, the dad started the business, the dad had been independently successful, net worth of well into eight figures, was happy and content, brought his son into the business, son was brilliant, saw an opportunity within the business and grew the business by 4,000%. Jason Diamond: Literally? Constantine Hatzivassiliou: Yup. All because of this, the son saw a different direction and pivoted the business and grew it out and here he is, getting ready to have their first child and he gets approached by a firm to acquire his business. They’re ecstatic, the number was perfect, I thought it was overvalued, I was telling them that there’s no way they could turn it down because the number was too significant. Had they gone to the market, they would probably never achieve that level of return. And literally, the day of closing, as we’re expecting the wire to come through, the deal gets pulled. So, here you have the father who’s crushed because he was trying to provide something for his son, the son who’s just devastated because he now was preparing for the second stage of his life and you go through at that stage the classic stages of grief, it’s the cycle that goes through it. I was holding their hand through the three-month process up to there, every day, hourly calls, strategizing, building everything out, organizing the accounting team, organizing the attorneys, getting it all to work out. And here I am, father and son, unbelievably stressed, you have the wives in the background who can’t quite comprehend what’s going on, you have employees beneath them who are now confused as to there was a transition getting ready to take place and the only person who can step in under that critical moment to bring everybody back together was me. So, here I am thinking, 20 years ago, I’ll just pick stocks and bonds for individuals but now I’m in the middle of deal flow trying to help a family solve the issues that arise. So, those are hugely critical- Jason Diamond: Yeah, that’s right. Constantine Hatzivassiliou: …moments where, because our clients are our friends and family, we care for them like they’re our own, you become emotionally attached. And the same pressure that I felt when I won my first mini tour event after college, when I had to get up and down from the impossible bunker shot and I hit it to six feet and I made the crucial put to win my first $23,000 check which I thought was unbelievable, they gave you those big old-fashioned- Jason Diamond: The Happy Gilmore checks. Constantine Hatzivassiliou: Exactly, right? It was the greatest day at that time. The stress of being in that bunker trying to hit that shot is the same stress I felt having two phones ringing, one the father, one the son where we have to keep that situation separate. So, you’re diving into unbelievably stressful situations and the best part is, when we get it all solved and literally yesterday we solved the entire dynamic of the business, I get a text from the son saying that this was the most incredible rollercoaster experience he’s ever experienced, that he’s incredibly grateful for all that I did and our team did for him and that, for the rest of his life, we will always be the first person he calls to solve any of his problems. So, for us, that’s the recreation of that stressful moment and then the victory on the back end. Twenty-five years ago, I got the big Happy Gilmore check. Yesterday, I got that text which I’ve printed out and framed and have it in my office as a constant memory of why it is we do what we do. Jason Diamond: And I would bet that’s more impactful than the $23,000. It’s an incredible story and I’ll tell you why, you said it but it’s as far away from stocks and bonds as you could possibly get. But I think, most advisors, a story like that resonates much more. It leads into my next question. You intentionally choose to service a high net worth segment of the market and I would assume that number’s probably creeping up, not down over time in terms of who you service. My thought is that’s a very competitive segment of the market as well. Is this how you differentiate is just you make it about those types of human examples or is there more to it? Constantine Hatzivassiliou: I’m envious of the advisor who could walk into a room of 200 people and they become the central focal point of the room where they can walk up to every single person and fearlessly ask them incredibly personal information, I’m not wired that way. For me, I’m very much the individual that I will find the one person that I have common ground with, I will deepen that relationship and I will add value and, because of the value that I create, I become a critical component of that individual’s success. And that’s how we’ve grown our business holistically at the firm largely buy that extra layer of service. We’re a commodity business. Being in South Florida, the clubs that I belong to, 10 to 15% of the members feel like they’re financial advisors. You could throw a rock anywhere and find a financial advisor so how do I differentiate myself? The only way I can truly differentiate myself and my firm is the level of service we provide, to go that extra step. To where, when we’re calling a client, they know I’m calling them to support their needs not because I’m seeking something for any ulterior motive. Jason Diamond: But you don’t mention financial planning or investment management or asset custody. Is that because I assume just that’s table stakes? Of course we do that but … Okay, yeah. Makes sense. Constantine Hatzivassiliou: That’s the easy part, right? That’s foundationally … And to your earlier point, you were asking the RIA model. One of the biggest challenges that we had down here in South Florida was the RIA model is new. If you were in the northeast, RIAs are very common, out west, incredibly common. Down here in South Florida, I just finished dealing with Bernie Madoff. Jason Diamond: You were fighting the good education fight a little bit. Constantine Hatzivassiliou: At Bernstein, 108 of our clients had assets with Bernie Madoff. Jason Diamond: Yeah. Constantine Hatzivassiliou: So, when you leave, one of our biggest growing curves as an RIA in South Florida was, when you leave the power of BNY Mellon or Bernstein and you’re some random little shop called Certuity, no one knows who you are. So, there was a big part of our education in the business was learning how to educate clients and prospective clients on the value of the RIA model and the fiduciary model in particular. Jason Diamond: Could you give me the 30-second answer to that if somebody says who are you, your prospect? I’ll tell you why I ask. Forget just Bernstein’s and BNYs of the world, a Morgan Stanley advisor or Merrill advisor has the exact same fear. I’m leaving Merrill to go launch Jason Diamond Wealth Management, my client’s going to say, “Well, who is that?” So, give me the quick pitch. Constantine Hatzivassiliou: Your typical broker, let’s say, you’re not really hiring JP Morgan, you’re not really hiring Wells Fargo, you’re not hiring Goldman Sachs, you’re hiring the advisor who works for that institution. Now, yes, that advisor has the Rolodex of data and information available at the firm level but, ultimately, you’re entrusting that individual to make your decisions for you. The broker who leaves the brokerage model to open up their own brick and mortar operation has to then decide are they continuing down the wirehouse brokerage model where they’re transactional in nature, the economics behind that, far more profitable. The revenue streams affiliated with a brokerage house drastically blows us out of the water. But then you have to also look at yourself in the mirror so how are you running your book of business, how are you running your practice. So, to answer your 30-second question, the RIA model, in my opinion, is truly the only way any family of wealth should proceed with an advisory firm because you want an individual who is aligned in your goals and objectives. Our clients know that I’m their chief financial officer, I work for them. They task us with building out a financial strategy that is customized to their individual needs and they never have to worry do I have an ulterior motive as to why I’m presenting an option in that strategy. And, because of that, the fiduciary model, I think, is critical for our success as a firm and, again, as I mentioned earlier, I wish it’s something that was industry well and not the vast minority. Jason Diamond: Yeah. No, that’s a great answer. So, do you think then that, as time has gone on, this has gotten easier? I assume the answer is yes either because more clients are aware of your brand and/or more aware of the space as a whole. Constantine Hatzivassiliou: The first thing that helped the most was some gray hair. When I started at Bernstein, I attempted to solicit new clients very much the same way I do today. But when I was 26 years old and I’m sitting in front of a family worth and the dad was in the 70s and he lived his life and I’m younger than his kids, he would look at me and say, “What do you really know? What experience do you have?” So, doing this now for as long as I have, the number one thing that has helped me the most in growth is just wisdom and time. Without that, yes, you can be a rockstar stock picker. We have so many kids coming out of college today with the advent of AI and technology that have algorithms that could run unbelievable portfolios and there is a segment of the market who wants to hire and engage those individuals but, generally speaking, the families that we service, that is 10th or 12th on the list of importance. Jason Diamond: No, I think that’s spot on. I think most high net worth clients counterintuitively agree with that, that alpha, for lack of a better term, is really not the name of the game or not in the top five reasons why you would engage with a financial advisor. Constantine Hatzivassiliou: Agreed. The biggest thing that we’ve been doing to educate clients especially in today’s environment, I had a call yesterday with an individual, a client who lives in New Jersey who works out of New York for a hedge fund, he knows our space incredibly well. He’s one of those kids, 28 years old, brilliant, as smart as you’ll ever be but his tax bracket is atrocious. He is paying so much of his W-2 income in taxes and building out a strategy that can reduce his tax liability by several hundred thousand dollars a year far exceeds any alpha I can generate by picking a top decile performer. Jason Diamond: What was the strategy? Move to Florida? I’m just kidding. Don’t answer that. Constantine Hatzivassiliou: We offered that but, unfortunately, he has to be physically in the office in New York City but yes. Jason Diamond: I think that will resonate, by the way, your gray hair comment. I appreciate the humility and the modesty in that because, the reality is, one of the questions I was going to ask you about was next-gen talent cultivation. In my opinion, this is a hard game for younger folks for that reason. People sit across from other people with a lot of money and they say, “Why am I going to entrust you with my life’s work when you just don’t have that degree of experience?” I was asking more even about your firm success and your firm story, have you felt like that’s caught on more? Do you have more brand awareness, if you will, now when you go to a prospect meeting or do you think you’re still constantly fighting that education fight? Constantine Hatzivassiliou: So, first part, brands, it’s improved in our immediate network. In our little bubble of the world, yes, it’s known. Let’s call it, in South Florida the influential attorneys, the accountants, the divorce attorneys know who we are because, having been down here long enough, we’ve had opportunities to work together. Our network of friends, certainly, the word spreads. But in the grand scheme of things, we are so small in the South Florida landscape or the LA landscape or the New York landscape so any incremental gain that we pick up is meaningful. And then, as it relates to young talent, our success is completely, long-term, derived by the young talent that we bring in to nurture them to help them grow. I look at our success, two of our critical mentors and board members of our firm are in their 80s, their children and grandchildren, nepotism aside, whether it was interning while in college or coming to work for us after school, they’re our best employees. And our goal as a firm, just like how I was offered the opportunity to become a partner and own a piece of the business, our goal long term will be to transition the business to this younger generation that we’re developing. I look at, again, those two board members who are in their 80s, the advice they’ve given me is don’t ever stop working, you have to be doing something. And I turn to them and say, “I don’t work every day.” I put in 20 hour days, well, not quite 20, 18 hour days but it’s never work because, what I do every day, I don’t deem it work, I love what I do, I don’t ever see myself stopping. Because they’ll tell me all of their friends that have stopped working or sold their business, invariably, the men die within six months because boredom and we always joke around that you’ll continue to work forever. So, I would hope that one day I transition into that advisory board member role where I step aside day-to-day activity where I’m now a mentor to our younger generation that we’re promoting into partners because we’ve made promises to our clients that we will forever be their family office. So, we have to, as part of our growth model, have those transitions in place because we’re servicing many families that have 85-year-old clients and two-year-old clients and we’re tasked with the two-year-olds as well as the 85-year-old. Jason Diamond: I also feel like there’s a little bit of younger generations I think have been reluctant to some degree to get it, you can disagree with this, to get into this space because there’s a more appeal to things like investment banking and sales and trading to some degree. The other problem obviously you alluded to is asset gathering. Your model speaks so clearly to success because you don’t say I own the client, that’s my relationship. To me, you plant the seeds of being able to handle succession much better than somebody who does the mine is mine and yours is yours approach. Is that fair? Constantine Hatzivassiliou: That’s completely accurate. And I think there’s two types of people that serve in the financial advisory space. You have the individual who is analytics driven, who likes being behind the bank of monitors trading account and there’s a critical part of our firm and our success is driven by the team in the office that aren’t necessarily client facing that do all the heavy lifting every day because they’re really doing the heavy work. Myself, my partners, the select few, while talented and able to do that, realize the value that we present is quarterbacking the relationship and helping understand all the components. We kid around that we’ve all stayed at a Holiday Inn Express last night, we’ve become experts in tax, we’ve become experts at trust and estate planning, we’ve become experts at divorce, we’ve become experts at the medical field. It’s shocking how it’s 2:00 in the morning and you get a phone call, panic attack by a client saying they need a doctor for X, Y and Z, can you connect me. So, the younger generation, yes, the sexy space is investment banking and that is really hard work. I could not do what my friends at Goldman do who are at these private mid-market funds, that’s just not me. I’ve been fortunate that I stumbled into an avenue in financial services that I think perfectly fits my personality and my want and desire to help others because that’s what we’re driven by and we try and hire people with that same mindset. The hardest thing as an RIA especially in South Florida is finding and retaining talent that is like-minded and that could function well within our family. Jason Diamond: If you build a firm predicated on culture and client service, I understand, certainly, the importance of that. I want to shift gears, I don’t want to lose this thought. You mentioned organic growth, it’s incredible. You have not mentioned inorganic growth at all and maybe because you haven’t had to but give me your thoughts on M&A, private equity in this space, do you have plans to sell the business, take on a capital partner, buy other RIAs? Constantine Hatzivassiliou: Yeah. So, I understand why private equity in the last 10 years has come into the market. For years, they bought up insurance practices, that recurring revenue, sticky assets, it makes sense. Personally, I’m not a fan of them being in our markets, I think they’re motivated at the end of the day by AUM growth, revenue growth and the second transaction which, for most of our clients, would not make sense because, again, that then questions why it is that we’re motivated to do something. Am I taking extra risk in the portfolio because I want to grow the AUM because I’m looking to sell in a year? Am I bringing in a strategy that has a higher fee? For us, it doesn’t work. In the brokerage model, it makes perfect sense. Now, there are some RIAs who leave the wirehouses, open up an RIA shop, do really well for their clients but don’t have the long-term aspirations of making the institution a legacy to where they’re passing it off. I hope my kids one day want to come work for dad and follow in his steps, that’d be amazing. Just like our younger generation working at the firm, our goal is we’ve already targeted the three or four guys that will be partner one day and we’ll transition the business over to them. But it’s okay if there’s an RIA out there who doesn’t have that transition product or isn’t motivated by that and is looking at it as a vehicle that I’ve built a really good successful book of business and I want to now retire and spend time with my family and kids and travel, et cetera, and that’s where PE steps in and offers an attractive number and the person makes their move. So, I can’t fault the individual for wanting that and I’m not saying that they’re not doing well by their clients, it’s just, for us, I’m not a fan of it because, again, I’m first critically and always focused on what’s best for the client. Jason Diamond: Fair. And I largely agree with some of what you said around private equity in this space but private equity enables … Obviously, it’s capital so which enables acquisitions which is why a lot of firms take on private equity. So, what about the idea of potentially buying businesses to start up inorganic growth? Constantine Hatzivassiliou: We have gone down the road of acquiring other institutions potentially. The challenge is, because we manage money so uniquely and our approach is so different, I’m not going to bring on an institution or bring in a new partner to the firm or a new book of business that we’ve acquired if the methodology and the life of that book doesn’t mirror ours. So, yes, there is opportunities to grow through acquisition, it’s not something that we are leaning on heavily. However, for the right institution that’s available that is aligned with our thinking, whose clients would value and appreciate how we do things or, if that institution is doing something truly unique that we would want to bolt onto our platform, all day long because, again, for the benefit of the client, it makes sense. So, yes, there are opportunities for that. Too often we find that, when a book is available for acquisition, the highest bidder tends to win out and we don’t have the deep enough pockets to write a multiple that we don’t deem to be, let’s call it, market neutral. Jason Diamond: Yeah, market prudent. I understand the premise and I think that’s fair. I also think you have the luxury, because of your organic growth, you can be super, super picky about inorganic and I love how you bring it all back to the lens of the client. Can this improve the client experience in some way? And, if so, yes, we’ll take a look. I got time for one more question, I can’t believe time has flown. You’ve had a remarkable journey, professional golf now partner at a $4 billion plus on the way to $5 billion RIA multifamily office. What are you most proud of when you reflect on your career journey? Constantine Hatzivassiliou: What am I most proud of? To see what Rich, myself and Mark and Jayson built over these years from where we were sitting in a small conference room, struggling to figure out how do we find a way to hire a trust and estate attorney to help with that component, which CPAs do we bring on board in-house because clients have a need. So, the entrepreneurial spirit involved in growing the business, the late nights, the struggles, the banter back and forth, to put so much blood, sweat and tears into this and now to look at all that we’ve accomplished, being in four separate states with offices, having so many wonderful employees that have come to us from all over the world, Germany, from China, from Tokyo, bringing people in to the US and building out something that, when we leave at the end of the day, are incredibly proud of. My father’s no longer with us, for 50 years, I always strived to make him proud because he never told me that he was proud of me, he was the classic Greek old-fashioned dad. I think he looks down on his now for everything that we’ve built and would say that he’s proud of us so, for me, that’s the best. Jason Diamond: Yeah. That’s an incredible place to end. Thank you for sharing that, it’s a touching place to end and I appreciate you being open. Thank you. This has been one of my favorite episodes, your journey, your humility, your honesty, your transparency, it’s no wonder you’ve built a business you’ve built. So, thanks for joining us, Constantine. I look forward to having you back on to talk about the next chapter. Constantine Hatzivassiliou: Thank you. Next time we’ll do it from the golf course. Jason Diamond: Oh, absolutely. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I
Eureka! I have found the perfect episode! It has just the right amount of Greek Mythology trivia and fun banter. That's right, Mitch has done it again with his Magnum Opus. He leads Aidan, Ethan, and Cameron on their Bus One Sabbatical to Athens, Greece!
With Christopher Nolan's The Odyssey hitting theaters this week, now is the perfect time to hear the Stoic lessons hidden within this ancient story. In this episode, Ryan travels through Greece and Ithaca to share 12 lessons about ego, perseverance, discipline, temptation, and what it really means to make it home.
Can keeping up with financial news actually make you a better investor—or just make you more confident about making bad decisions? Don and Tom dig into research on how markets react to news, why investors tend to overreact to splashy stories and underreact to boring numbers, and whether sophisticated traders can actually exploit those inefficiencies. Then, a caller nearing retirement asks how to build a conservative brokerage account to bridge the years before Social Security. Plus, the guys compare Avantis global ETFs with Vanguard's Total World Stock ETF, debate the value of factor tilts, and marvel at how quickly investors can pile billions into the latest hot investment idea.00:05 Can financial news make you a better investor?00:52 The illusion of being ahead of the market01:44 Can investors profit from company news?02:42 Are markets really efficient?03:33 What 6.7 million Reuters articles reveal about news04:40 How much financial news is actually predictable?05:06 Why investing based on headlines is a fool's errand06:18 Bad news, numbers, and investor underreaction07:06 Why investors overreact to ambiguous, high-attention news08:10 Investment strategies that ordinary investors can't realistically use09:02 Be skeptical of your reaction to splashy news09:36 Big news isn't always new information10:31 The factor zoo and the cost of complicated investing11:04 Can expensive strategies overcome their fees?12:28 Why diversified investors can mostly ignore the news13:32 Soccer, summer football, and Orlando's forgotten team14:10 Listener call: Building a retirement bridge account15:00 Retirement plans, Social Security, and a future inheritance16:28 How soon will the retirement money be needed?17:10 Matching asset allocation to short-term spending needs18:04 Using bonds and cash for retirement stability19:28 Is it okay to hold bonds in a taxable brokerage account?20:43 A listener puts Don and Tom on his financial Mount Rushmore22:02 Halloween in Celebration and 1,000 pieces of candy22:46 Why did Avantis launch AVTM?23:58 AVTM versus Vanguard Total World Stock ETF24:06 Why Don and Tom prefer AVGE for a one-fund portfolio25:29 The astonishing rise of a semiconductor ETF26:45 Can VT plus AVGV replicate AVGE?27:06 Why a 20% value tilt may not be enough28:33 Factor investing, expenses, and expected returns29:30 Tom returns from Greece and is ready for callsQuestions? Comments? Click!
Medical missionaries are often called upon to provide care that is beyond the scope of their training and previous experience. This interactive case presentation looks at the realities of clinical decision-making in a critically ill snakebitten patient, and offers suggestions on how to navigate similar challenging situations.
A woman who held the legs of her husband as he was nearly sucked head-first out of a Ryanair cabin window on Friday said his "right shoulder and head were outside the plane".Svetlana Grković, who was travelling with her husband Ljubisa Karović from Greece's Thessaloniki to Germany's Memmingen, told BBC Serbia how two other passengers helped pull him back inside after nearly two minutes."We pulled him back together," she said. "His entire face was deformed and blood was pouring from his nose and mouth."Speaking to Serbian outlet Nova, Grković said she "immediately reacted and grabbed his legs", adding: "I thought: 'If we die, we die together.'"See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Beginning with the invasion by Mussolini's army in October 1940, Greece was pulled into the Second World War and with it came a band of archeologists, classicists, and intellectuals who risked their lives to protect the country's great antiquities. Writer Steven Talty sits down with True Spies producer Morgan Childs to tell the extraordinary tale. From SPYSCAPE, the home of secrets. A Cup And Nuzzle production. Series producer: Joe Foley. Produced by Morgan Childs. Stephan Talty is the author of The American School of Spies: The Archeologists Who Fought the Nazis and Saved the Treasures of Ancient Greece. Learn more about your ad choices. Visit megaphone.fm/adchoices
Before Christopher Nolan's big summer blockbuster The Odyssey hits theaters, Jason and Ashley are breaking down the epic poem that inspired it all: Homer's The Odyssey! It's a super bonus episode of Nolan Club, and we're taking it all the way back to where it began—ancient Greece! Can you name all the monsters Odysseus encounters on his journey home? From the Cyclops to Scylla and Charybdis, we're charting every twist, turn, and shipwreck as the original epic hero gets really lost in the Mediterranean. This is the Odyssey before movie The Odyssey!For more exclusive bonus podcasts like our Justice League Review show, our Teen Titans Podcast, and our GHL Exclusive Discord, join the Geek History Lesson Patreon ► https://www.patreon.com/JawiinGHL RECOMMENDED READING from this episode► https://www.geekhistorylesson.com/recommendedreadingFOLLOW GHL►Instagram: https://www.instagram.com/geekhistorylessonThreads: https://www.threads.net/@geekhistorylessonFacebook: http://www.facebook.com/geekhistorylessonGet Your GHL Pin: https://geekhistorylesson.etsy.comYou can follow Ashley at https://www.threads.net/@ashleyvrobinson or https://www.ashleyvictoriarobinson.com/Follow Jason at https://www.threads.net/@jawiin or https://bsky.app/profile/jasoninman.bsky.socialThanks for showing up to class today. Class is dismissed!
The boys are back in the studio. This week on Lone Lobos Xolo Maridueña and Jacob Bertrand talk getting kicked out from a store in Greece. We also open a package from one of our listeners all the way from down under and we talk about the last few matches of the 2026 FIFA World Cup. Listen in to the bonus where we answer our Lobitos question - what is a show recommendation to get into anime? That and more. Listen only on Lobitos ExclusivosFollow Lone Lobos on Instagram: https://www.instagram.com/lonelobosFollow Xolo Maridueña on Instagram: https://www.instagram.com/xolo_mariduenaFollow Jacob Bertrand on Instagram: https://www.instagram.com/thejacobbertrandFollow Jordan on Instagram: https://www.instagram.com/jmkm808Follow Monica on Instagram: https://www.instagram.com/officialmonicat_We want your feedback! Please fill out the survey to help us improve our podcast https://tinyurl.com/LLPodcastFeedbackhttp://www.heyxolo.com/Jacobs Channel: @ThreeFloating
In the dramatic story of the fall of the Roman Republic, the Battle of Actium is a moment of the utmost significance. A naval action, fought off the western coast of Greece, today's guest, Ellen Jones, explains how Octavian defeated his rival Mark Antony in sensational style. The tangled story of these two political rivals was complicated by the additional presence of Cleopatra, Queen of the Ptolemaic Kingdom of Egypt. In 31 BCS she was the consort of Mark Antony and her dramatic retreat mid-battle remains one of the enigmatic moments in the history of the times. Ellen Jones is an Egyptologist, a classics teacher and a tour guide for ACE Cultural Tours. You can read more about her upcoming tour, 'Ancient Treasures of Cairo', here. Show Notes Scene One: 32 BCE when Octavian reads Marc Antony's will in front of the Senate. Scene Two: 2nd September 31 BCE – the Battle of Actium. Scene Three: 12th August 30 BCE – the aftermath of Cleopatra's (and Antony's) suicides. Memento: Mark Antony's battle plans. People/Social Presenter: Peter Moore Guest: Ellen Jones Producer: Maria Nolan Theme music: Firelight by Minka Partner: ACE Cultural Tours.
A frightening story and a cautionary tale for air travelers, after a 61-year-old man on a flight from Greece to Germany was partially sucked out of an airplane window. His wife and fellow passengers held onto his legs, and eventually pulled him back inside the plane. He is now recovering in the hospital with head and neck injuries and friction burns. Witness accounts from inside the cabin are harrowing and many believe the man is alive today because he was wearing his seatbelt when the window dislodged from the plane. This isn’t the first time an incident like this occurred, back in 2018, a woman was killed in eerily similar circumstances, on the same type of plane, a Boeing 737, headed from New York to Dallas.See omnystudio.com/listener for privacy information.
A frightening story and a cautionary tale for air travelers, after a 61-year-old man on a flight from Greece to Germany was partially sucked out of an airplane window. His wife and fellow passengers held onto his legs, and eventually pulled him back inside the plane. He is now recovering in the hospital with head and neck injuries and friction burns. Witness accounts from inside the cabin are harrowing and many believe the man is alive today because he was wearing his seatbelt when the window dislodged from the plane. This isn’t the first time an incident like this occurred, back in 2018, a woman was killed in eerily similar circumstances, on the same type of plane, a Boeing 737, headed from New York to Dallas.See omnystudio.com/listener for privacy information.
A frightening story and a cautionary tale for air travelers, after a 61-year-old man on a flight from Greece to Germany was partially sucked out of an airplane window. His wife and fellow passengers held onto his legs, and eventually pulled him back inside the plane. He is now recovering in the hospital with head and neck injuries and friction burns. Witness accounts from inside the cabin are harrowing and many believe the man is alive today because he was wearing his seatbelt when the window dislodged from the plane. This isn’t the first time an incident like this occurred, back in 2018, a woman was killed in eerily similar circumstances, on the same type of plane, a Boeing 737, headed from New York to Dallas.See omnystudio.com/listener for privacy information.
Tuesday, July 8th, 2025 Plaintiffs in the lawsuit trying to facilitate due process for all the people trapped in CECOT have filed a bombshell court document on Judge Boasberg's docket; first responders from Mexico Are helping Texas flooding while Ted Cruz vacations in Greece; six leading medical organizations are suing RFK Jr over his vaccine limitations; the Trump administration is refusing to release the Epstein files; FEMA is ending door to door canvassing in disaster areas; a Coast Guard swimmer who rescued 165 people from flooding in Texas is speaking out; Judge Paula Xinis holds a hearing to resolve outstanding issues in the Abrego case. Dana is out and about! Guest: Adam Klasfeld All Rise News All Rise News - Bluesky, @klasfeldreports.com - BlueSky, @KlasfeldReports - Twitter Kilmar Abrego Garcia: Judge orders feds to testify on deportation plan "chaos" Guest: Ezra Levin Indivisible.org Ezra Levin | Indivisible @ezralevin on Bluesky Stories Justice Department review finds Jeffrey Epstein had no "client list" and died by suicide | CBS News Medical Societies Sue Kennedy and H.H.S. Over Vaccine Advice | The New York Times FEMA Is Ending Door-to-Door Canvassing in Disaster Areas | WIRED Firefighters from Mexico respond to Texas Hill Country flooding, marking an international response | KPRC 2 Houston Coast Guard Swimmer Who Rescued 165 from Camp Mystic amid Texas Floods Speaks Out: 'Real Heroes Were the Kids on the Ground' | People Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.