Podcasts about CIO

Rob Carver returns for a conversation that quietly questions the foundations. Is trend following an edge - or just a reward for holding discomfort others can't? From the role of skew in shaping outcomes to the blind spots in most robustness frameworks, Rob and Niels takes you through the mechanics with uncommon clarity. Listener questions open up the deeper layers: when volatility targeting helps, when it hurts, and why Sharpe Ratios can mislead. They end with a shift that may matter more than it seems: CalPERS moving to a Total Portfolio Approach. Not just a new framework - potentially a new lane for CTAs.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Rob on Twitter.Episode TimeStamps: 00:00 - Intro and welcome to the Systematic Investor Series00:23 - Catching up with Rob and a cold, sunny UK01:35 - Is trend following an edge or a risk premium?03:38 - Overcomplicating edges and the Cliff Asness perspective04:30 - Renaissance's bad month and how even legends struggle09:25 - Managed futures ETFs, performance narratives, and media framing11:22 - AI, Nvidia and what an “AI bubble” might mean for trends13:10 - Trend barometer, current positioning and where returns come from18:35 - George's question: robustness testing, overfitting and multiple testing25:45 - How often to re-fit models and when to leave parameters alone27:44 - Frederik's question: intraday versus end of day for medium term...

Matt Faircloth interviews Christian Macellari, Head of Acquisitions and CIO at RSN Property Group, about how their team has grown more than 20% in the past 15–16 months by staying disciplined, data-driven, and relentless in sourcing opportunities. Christian explains how RSN underwrites roughly 400 deals a year to close just a few, why top-down market conviction matters before drilling into individual assets, and how their team blends off-market outreach, broker relationships, and distressed-debt conversations to secure deals. He also breaks down RSN's buy box, when they'll consider heavy-lift opportunities, and why Chicago is the market he “loves to hate.” Christian and Matt wrap by discussing JV/co-GP equity structures and how operators can realistically partner with larger institutional groups. Christian MacellariCurrent role: Chief Investment Officer & Head of Acquisitions, RSN Property GroupBased in: (Not explicitly stated in transcript)Say hi to them at: https://rsnpropertygroup.com | LinkedIn Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

0:30 - BLM Brandon on CTA attack and "plan" to "make investments" improve transit security 31:28 - Dem vets, former intel officers calling on military to defy orders 57:27 - Retired Riverside Police Chief Thomas Weitzel demands real action on CTA crime — more resources, more custody for repeat offenders: Put the same resources on the CTA that you had at the DNC. Follow Tom on X @ChiefWeitzel and check out his substack substack.com/@chieftomweitzelret 01:12:22 - Somali autism scam and others 01:34:23 - EdChoice President & CEO Robert Enlow: “Parental school choice is experiencing a renaissance like we’ve never seen” For more on EdChoice edchoice.org 01:49:04 - Jim Perry, Founder & CIO of Perry International Capital Partners, says investors need to pay attention: we’re in a period of serious disruption. For more on Perry International Capital Partners perrycapitalpartners.com 02:10:40 - Open Mic Friday!See omnystudio.com/listener for privacy information.

Charles is joined by Kevin Mahn President & CIO of Hennion & Walsh Asset Management to discuss the massive amounts of capex spending on AI and the need for patience and commitment from companies investing heavily in AI, as the return on investment may not come for years.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Interview recorded - 20th of November, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Matthew Piepenburg. Matthew is a Partner of Von Greyerz AG.During our conversation we spoke about his outlook on the economy, disconnect between markets and main street, credit unravelling, increased political risk, growing out of debt, silver and more. I hope you enjoy!0:00 - Introduction1:18 - Outlook on the economy8:20 - Disconnect between markets and main street23:55 - Credit unravelling27:17 - Political risk35:51 - Grow out of debt?42:24 - Silver50:11 - One message to takeaway?Matt began his finance career as a transactional attorney before launching his first hedge fund during the NASDAQ bubble of 1999-2001Thereafter, he began investing his own and other HNW family funds into alternative investment vehicles while operating as a General Counsel, CIO and later Managing Director of a single and multi-family office. Matthew worked closely as well with Morgan Stanley's hedge fund platform in building a multi-strat/multi-manager fund to better manage risk in a market backdrop of extreme central bank intervention/support. The conviction that precious metals provides the most reliable and longer-term protection against potential systemic risk led Matt to join VON GREYERZ.The author of the Amazon No#1 Release, Rigged to Fail, Matt is fluent in French, German and English; he is a graduate of Brown (BA), Harvard (MA) and the University of Michigan (JD). Along with Egon von Greyerz, Matthew is the co-author of Gold Matters, which offers an extensive examination of gold as an historically-confirmed wealth-preservation asset.Matthew Piepenburg - LinkedIn - https://linkedin.com/in/matthewpiepenburgWebsite - https://vongreyerz.gold/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Recorded November 19, 2025, from the Benchmark Conference in Los Angeles.In this critical episode of The Compass, Sam Pelaez (President, CEO & CIO of Olive Resource Capital) and Derek Macpherson (Executive Chairman of Olive) dissect a fundamental shift occurring in mining project finance as traditional debt-equity structures replace the exotic capital arrangements that dominated recent years.KEY TOPICS COVERED:Troilus Gold's Financing BreakthroughThe expanded debt facility announcement signals developers can now credibly finance construction independently rather than depending entirely on takeovers. At $4,100 gold, project profitability has driven down the cost of capital materially, enabling traditional banking structures instead of 20%+ private equity arrangements."The Generalists Are Coming"Nine-figure equity financings now occur weekly, with non-resource institutions like Fidelity regularly participating. This marks a dramatic expansion of available capital pools beyond traditional mining investors and validates the sector's investment thesis to Wall Street.Year-End Market DynamicsNo tax loss selling pressure this year as most mining equities are substantially higher than purchase points. However, seasonal liquidity constraints from holiday spending may create temporary dislocations and attractive entry points ahead of typically strong Q1 performance.Flow-Through Financing RushCanadian flow-through funds must deploy 2025 capital before December 31st, creating a year-end rush of placements working down the capitalisation spectrum from larger companies to progressively smaller explorers.Building as Negotiating LeverageDevelopers who can credibly "threaten to build" maintain stronger negotiating positions with potential acquirers. Clean capital structures without permanent streaming impairments make projects more valuable takeover targets post-construction.Why This Matters:Traditional banking institutions have long been willing to finance mining projects but were constrained by developers' inability to assemble the equity component without destroying capital structures. With both debt and equity now accessible at reasonable rates, a select group of well-positioned developers may advance independently, populating the mid-tier producer pipeline essential for an industry facing depletion of existing assets.ABOUT OLIVE RESOURCE CAPITAL:Olive Resource Capital is a specialist mining investment fund focused on precious metals, base metals, and battery metals across the development and production spectrum.

A inteligência artificial já virou parte dos processos de seleção e isso está mudando a forma como candidatos e empresas se encontram. No novo episódio do Podcast Canaltech, o repórter Marcelo Fischer, conversa com Robson Ventura, CIO e cofundador da Gupy, para entender como a tecnologia influencia desde a triagem de currículos até as habilidades que o mercado passou a exigir. Robson explica como a IA analisa todos os currículos inscritos em uma vaga, identifica competências mesmo quando aparecem com nomes diferentes e cria um ranking de afinidade para ajudar recrutadores a tomarem decisões mais justas e rápidas. Ele reforça que a tecnologia não reprova candidatos, apenas organiza as informações para que ninguém seja ignorado no processo. O episódio também aborda dados do relatório “Panorama da Empregabilidade”, que mostra que 37% das vagas já mencionam IA, e metade delas exige conhecimentos técnicos como machine learning e deep learning. Para áreas fora da tecnologia, o uso da IA ainda é diferencial, mas avança rapidamente. Você também vai conferir: TIVIT e DIO oferecem 5 mil bolsas gratuitas para formar novos desenvolvedores, Apple pode lançar capinha sensível ao toque para controlar o iPhone, Torres 6G poderão ‘enxergar’ pessoas e objetos ao redor, celular desatualizado falha em ligar para emergência e causa morte e golpe usa vídeochamada no WhatsApp para roubar contas bancárias. Este Podcast foi roteirizado por Fernada Santos e apresentado por Marcelo Fischer e contou com reportagens de Clara Pitanga, Nathan Vieira e Lilian Sibila, sob coordenação de Anaísa Catucci. A trilha sonora é de Guilherme Zomer, a edição de Vicenzo Varin e a arte da capa é de Erick Teixeira.See omnystudio.com/listener for privacy information.

Manpreet speaks with Ray about the likelihood of a December Fed rate cut and its impact on risk assets. They recommend that investors use pullbacks as opportunities to add to tech stocks in the US and China following strong tech earnings and guidance. They conclude the discussion with implications for Japanese risk assets of a potentially significant budget stimulus from the Takaichi government.Read our latest Weekly Market View report here. Speakers: - Manpreet Gill, CIO of Africa, Middle East & Europe (AME/E) and Head of Fixed Income, Currency and Commodities (FICC) Strategy, Standard Chartered Bank - Ray Heung, Senior Investment Officer,  Standard Chartered Bank 

Mark Dowding, CIO for our BlueBay fixed income platform, and Mike Reed, Head of Global Financial Institutions, discuss an eventful year in global markets. From President Trump's tariffs (and rollback of tariffs) to the ongoing AI boom, LDP leader Sanae Takaichi's recent historic prime ministerial win in Japan, and high-profile bankruptcies in the US autos sector, there's a lot to discuss as we head into year-end.

We're bringing this episode back because listeners couldn't get enough the first time around. Cameron sits down with Tom Keiser, COO of Zendesk, to unpack how he helped scale the SaaS powerhouse to a billion-dollar trajectory. Tom shares how he bridged the gap between IT and operations, built cadence-driven execution rhythms, and created visibility across the business while keeping the culture humble, fast, and customer-obsessed.If you're leading a growing company and need a blueprint for scaling without suffocating the entrepreneurial edge… this one hits hard.Timestamped Highlights01:11 Meet Tom Keiser and his path from CIO to COO02:00 Early days: Capgemini, E&Y, and stepping into tech leadership05:27 What Zendesk actually does (and how it scaled globally)07:33 How SaaS changed the business–IT power dynamic08:55 Why CIOs must become business partners, not tech overseers10:54 The PMO strategy that keeps Zendesk aligned as it scales12:04 Tom's weekly operational cadence pulled from retail13:50 Turning insights into action: Sales, pipeline, and global adjustments15:37 How Zendesk avoids bureaucracy while growing fast17:39 Culture: The Danish “Humbled It” mindset19:36 Saying no without killing momentum20:57 Managing customer support when your whole business is CX23:38 Omnichannel done right: Continuous conversations, not disconnected pings26:14 Machine learning inside Zendesk Guide29:18 How Tom balances immediate execution with long-term scaling32:55 What smaller companies can learn from Zendesk's growth34:34 Vulnerability and learning to step into discomfort as a leader36:25 When to trust your team and when to drop into details37:51 How Zendesk's founder transitioned out of day-to-day execution39:18 Market risks, public cloud, open-source, and economic uncertainty39:46 What 5G will unleash for future customer experiences43:12 Building whole leaders, not siloed operators44:13 Tom's advice to his 21-year-old selfAbout the GuestTom Keiser is the Chief Operating Officer of Zendesk, where he oversees global operations, IT, enterprise analytics, security, and go-to-market execution for one of the world's leading customer experience platforms. With 25+ years of experience across retail, technology, and SaaS, Tom blends deep technical expertise with business-led operational leadership. Before Zendesk, he served as CIO at L Brands and spent years in management consulting at Capgemini and Ernst & Young.

Charles is joined by Jeffrey Gundlack Doublelime Capital Founder, CEO & CIO to discuss the role of tariff rebates in the growing national debt, the unusual behavior in the bond market where long term treasury yields have not fallen despite rate cuts, and The Federal Reserve's focus on employment versus inflation. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the “floor and ceiling” of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the "floor and ceiling" of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

In this special episode of AI and the Future of Work, host Dan Turchin examines one of the most urgent questions in technology today: how artificial intelligence is reshaping the law.Who owns AI created work? Who is accountable when automated decisions cause harm? And how should legal professionals prepare for a world where AI influences every part of the practice?This compilation episode revisits insights from five leaders who are redefining how the legal system approaches ownership, risk, compliance, and the future of legal work.Featuring GuestsRobert Plotkin,Co-founder, Blueshift IP - Full episode: https://www.buzzsprout.com/520474/episodes/13061560 Jim McKenna, CIO, Fenwick & West - Full episode: https://www.buzzsprout.com/520474/episodes/13373166 Scott Stevenson, Co-founder & CEO, Spellbook - Full episode: https://www.buzzsprout.com/520474/episodes/17211693 Rafie Faruq, Founder & CEO, Genie AI - Full episode: https://www.buzzsprout.com/520474/episodes/16949168 Tamara Steffens, Managing Director, Thomson Reuters - Full episode: https://www.buzzsprout.com/520474/episodes/15250057 

The Data Stream podcast dives deep into the fast-moving currents of data, technology, and the law. Presented by BakerHostetler's Digital Assets and Data Management (DADM) Practice Group and hosted by Partners David Sherman and Nichole Sterling, this series explores how companies navigate the complex lifecycle of data—from privacy and cybersecurity to advertising, AI and other emerging technologies. Each episode offers clear insights and practical tips from guests across DADM. This episode features BakerHostetler's CIO, Katherine Lowry, who also helps to lead the firm's Emerging Technology team and heads IncuBaker, our legal technology team.Questions & Comments: dsherman@bakerlaw.com and nsterling@bakerlaw.com

In this episode of EisnerAmper's Engaging Alternatives, Elana Margulies-Snyderman, Director, Publications, speaks with Paul Podolsky, Founder and CIO, Kate Capital, a discretionary global macro manager. Paul, who previously spent over 15 years as an executive at Bridgewater Associates, shares his outlook for his investment strategy, including the greatest opportunities, challenges and more. ✨ What you'll learn:

Our CIO and Chief U.S. Equity Strategist Mike Wilson explains why he continues to hold on to an out-of-consensus view of a growth positive 2026, despite near-term risks.Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today I'll discuss our outlook for 2026 that we published earlier this week. It's Wednesday, Nov 19th at 6:30 am in New York. So, let's get after it. 2026 is a continuation of the story we have been telling for the past year. Looking back to a year ago, our U.S. equity outlook was for a challenging first half, followed by a strong second half. At the time of publication, this was an out of consensus stance. Many expected a strong first half, as President Trump took office for his second term. And then a more challenging second half due to the return of inflation. We based our differentiated view on the notion that policy sequencing in the new Trump administration would intentionally be growth negative to start. We likened the strategy to a new CEO choosing to ‘kitchen sink' the results in an effort to clear the decks for a new growth positive strategy. We thought that transition would come around mid-year. The U.S. economy had much less slack when President Trump took office the second time, compared to the first time he came into office. And this was the main reason we thought it was likely to be sequenced differently. Earnings revisions breadth and other cyclical indicators were also in a phase of deceleration at the end of 2024. In contrast, at the beginning of 2017—when we were out of consensus bullish—earnings revisions breadth and many cyclical gauges were starting to reaccelerate after the manufacturing and commodity downturn of 2015/2016. Looking back on this year, this cadence of policy sequencing did broadly play out—it just happened faster and more dramatically than we expected. Our views on the policy front still appear to be out of consensus. Many industry watchers are questioning whether policies enacted this year will ultimately lead to better growth going forward, especially for the average stock. From our perspective, the policy choices being made are growth positive for 2026 and are largely in line with our ‘run it hot' thesis. There's another factor embedded in our more constructive take. April marked the end of a rolling recession that began three years prior. The final stages were a recession in government thanks to DOGE, a rate of change trough in expectations around AI CapEx growth and trade policy, and a recession in consumer services that is still ongoing. In short, we believe a new bull market and rolling recovery began in April which means it's still early days, and not obvious—especially for many lagging parts of the economy and market. That is the opportunity. The missing ingredient for the typical broadening in stock performance that happens in a new business cycle is rate cuts. Normally, the Fed would have cut rates more in this type of weakening labor market. But due to the imbalances and distortions of the COVID cycle, we think the Fed is later than normal in easing policy, and that has held back the full rotation toward early cycle winners. Ironically, the government shutdown has weakened the economy further, but has also delayed Fed action due to the lack of labor data releases. This is a near-term risk to our bullish 12-month forecasts should delays in the data continue, or lagging labor releases do not corroborate the recent weakness in non-govt-related jobs data. In our view, this type of labor market weakness coupled with the administration's desire to ‘run it hot' means that, ultimately, the Fed is likely to deliver more dovish policy than the market currently expects. It's really just a question of timing. But that is a near-term risk for equity markets and why many stocks have been weaker recently. In short, we believe a new bull market began in April with the end of a rolling recession and bear market. Remember the S&P [500] was down 20 percent and the average S&P stock was down more than 30 percent into April. This narrative remains underappreciated, and we think there is significant upside in earnings over the next year as the recovery broadens and operating leverage returns with better volumes and pricing in many parts of the economy. Our forecasts reflect this upside to earnings which is another reason why many stocks are not as expensive as they appear despite our acknowledgement that some areas of the market may appear somewhat frothy. For the S&P 500, our 12-month target is now 7800 which assumes 17 percent earnings growth next year and a very modest contraction in valuation from today's levels. Our favorite sectors include Financials, Industrials, and Healthcare. We are also upgrading Consumer Discretionary to overweight and prefer Goods over Services for the first time since 2021. Another relative trade we like is Software over Semiconductors given the extreme relative underperformance of that pair and positioning at this point. Finally, we like small caps over large for the first time since March 2021, as the early cycle broadening in earnings combined with a more accommodative Fed provides the backdrop we have been patiently waiting for. We hope you enjoy our detailed report published earlier this week and find it helpful as you navigate a changing marketplace on many levels. Thanks for tuning in. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

Recorded live from the Cboe RMC floor in Munich, Cem Karsan sits down with volatility veteran David Dredge for a deep exploration of what truly drives risk. From the crash of 1987 to today's era of correlation, Dredge reframes volatility not as fear, but freedom. Through his F1 “brakes” analogy, he reveals why protection enables performance, and how convexity builds resilience in an uncertain world. Together, they trace the arc from structured-product flows to demographics, fiscal repression, and the coming global “Hunger Games” for savings. A masterclass in compounding through uncertainty.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Cem on Twitter.Follow David on X.Episode TimeStamps: 00:01:29 – Cem introduces David Dredge live from Munich.00:03:28 – Dredge recalls arriving in Asia before the 1987 crash.00:05:06 – The F1 brakes analogy—why protection enables speed.00:07:45 – The “preserve and enhance” portfolio that defied 65/35.00:10:57 – Rethinking 60/40 and the illusion of diversification.00:14:33 – Cem on $500 trillion of correlated assets.00:17:22 – Why covered calls lose to convexity over time.00:19:14 – Misreading 2022: correlation, not equities, was the risk.00:21:20 – When diversification fails, only convexity endures.00:27:13 – Value investing in volatility—buying what others suppress.00:37:48 – Euro...

Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

Ian McKnight is a long-time asset management CIO who currently holds a portfolio of roles, including as Chief Investment Officer of Tontine Trust, Senior Adviser of Cartwright, Hineni Capital and Giants Shoulders Capital as well as a series of other roles. He previously was Chief Investment Officer at Royal Mail for over 13 years.    Our conversation starts with Ian's start as an actuary and how he found himself gravitating towards pensions – his affinity for working with people and problem solving made him a natural fit. We discuss some of his core investment beliefs including how to take calculated risks, and use examples of some of the innovative strategies he employed while CIO at Royal Mail. We discuss how government regulation (and attitude to risk) can hamstring investment opportunities and what can be done to avert this. Ian explains Tontine Trust's potential to disrupt the annuity market by offering income for life with better returns. Ian also stressed the importance of networking, mentorship, and entrepreneurial spirit, advocating for a cultural shift in the UK to foster innovation and risk-taking.Series 5 of 2025 is kindly sponsored by Diamond Hill. Diamond Hill invests on behalf of clients through a shared commitment to its valuation-driven investment principles, long-term perspective, capacity discipline and client alignment. An independent active asset manager with significant employee ownership, Diamond Hill's investment strategies include differentiated US and non-US equity, alternative long-short equity and fixed income.

Mark Cooper, founder and CIO of MAC Alpha Capital Management, stops by The Business Brew to discuss the potential opportunity in international markets. Mark has 20 years of experience in equity investing and almost 9 years in commodity trading, working at top-tier hedge funds and mutual funds with some legendary value investors.Mark's experience prior to founding MAC Alpha Capital Management:Co-Portfolio Manager, First Eagle Investment Management, 2014 to 2019 | International Small Cap Value strategy.Portfolio Manager and Analyst, PIMCO, 2010 to 2014 | Global generalist managing a diversified quantitative U.S. equity fund.Partner and Portfolio Manager, Omega Advisors, 2005 to 2010 | Global industrials, capital goods, and commodities/energy sectors.Analyst, Pequot Capital Management, 2002 to 2004 Portfolio Manager, JP Morgan, 1992 to 2000 | Fixed income, commodities, and foreign exchange asset classes, co-managing a $50 billion notional value portfolio investing in both European and exotic options and managing a $10 billion portfolio focused on long-dated gold and silver.Adjunct Professor of Finance and Economics, Columbia Business School, 2004 to 2025| Applied Value InvestingEducation and Credentials:MBA - Columbia Business School 2002 | Bachelor of Science - Massachusetts Institute of Technology 1991. Former US Army officer Former Vice Chairman of Harlem success academy HSA #2 (a charter school) |Co-author of Value Investing: From Graham to Buffett and Beyond  – Second Edition.Sponsorship InformationThank you to ⁠⁠⁠Fiscal.ai⁠⁠⁠ for sponsoring the show. DISCOUNT INFO: If you use the affiliate link ⁠⁠⁠⁠fiscal.ai/brew⁠⁠⁠⁠, you will automatically get 2 weeks of Fiscal Pro for Free and if you find that you want to upgrade, my link will get you 15% off any paid plans. About ⁠⁠⁠Fiscal.ai⁠⁠⁠⁠⁠⁠Fiscal.ai⁠⁠⁠ is the complete modern data terminal for global equities.The ⁠⁠⁠Fiscal.ai⁠⁠⁠ platform combines a powerful user experience with all the financial data capabilities that professional investors need. Users get up to 20 years of historical financials for all stocks globally that they can easily chart, compare, or export into their own models. And unlike legacy data terminals where it can take hours or even days, ⁠⁠⁠Fiscal.ai⁠⁠⁠'s data is updated within minutes of earnings reports. ⁠⁠⁠Fiscal.ai⁠⁠⁠ also tracks all the company-specific Segment & KPI data so you don't have to. Like to track Amazon's Cloud Revenue? They've got it.How about Spotify's premium subscribers? Or Google's quarterly paid clicks?They've got all of it.

Environmental, Social, Governance (ESG) initiatives aren't just “the right thing to do”, they can also save companies real dollars, particularly if they're investing in data centers and other infrastructure. Join Jonathan Ciccio, Continuous Improvement Manager for The Siemon Company, as we discuss The Siemon Company’s ESG initiatives. The Siemon Company has been in business for... Read more »

Lance Roberts & Jonathan Penn tackle two of the biggest gaps in financial education: How to actually use RSI, MACD, Money Flow, and MACD Histogram together, and why post-retirement planning (the “decumulation” phase) is so overlooked—yet absolutely critical. Lance and Jon break down the mysteries of indicator interplay, retirement income strategies, and how to evaluate who you can trust with your money. 0:00 - INTRO 0:19 - The Math Ain't Mathin' for 2026 Earnings Projections 4:57 - I Told You So 10:42 - Technical Analysis - Keep it Simple 14:04 - Adapt Your Technical Analysis to Your Time Frame 15:19 - Looking for a Trend - What is a Moving Average? 18:02 - What the MACD Tells Us - The Gap 22:18 - Measuring Relative Strength 24:16 - The Bitcoin Example 27:18 - Buyers and Sellers and Money Flows 30:41 - No One Size Fits All 32:09 - The Value of Diversified Portfolio Management 34:30 - The Fallacies of Diversification 37:40 - Retirement Doesn't Mean the Same for Everyone 44:37 - Organization of Withdrawal Strategies

Lance Roberts & Jonathan Penn tackle two of the biggest gaps in financial education: How to actually use RSI, MACD, Money Flow, and MACD Histogram together, and why post-retirement planning (the "decumulation" phase) is so overlooked—yet absolutely critical. Lance and Jon break down the mysteries of indicator interplay, retirement income strategies, and how to evaluate who you can trust with your money. 0:00 - INTRO 0:19 - The Math Ain't Mathin' for 2026 Earnings Projections 4:57 - I Told You So 10:42 - Technical Analysis - Keep it Simple 14:04 - Adapt Your Technical Analysis to Your Time Frame 15:19 - Looking for a Trend - What is a Moving Average? 18:02 - What the MACD Tells Us - The Gap 22:18 - Measuring Relative Strength 24:16 - The Bitcoin Example 27:18 - Buyers and Sellers and Money Flows 30:41 - No One Size Fits All 32:09 - The Value of Diversified Portfolio Management 34:30 - The Fallacies of Diversification 37:40 - Retirement Doesn't Mean the Same for Everyone 44:37 - Organization of Withdrawal Strategies

Mitchell Thornbrugh, CIO and director of the Office of Information Technology at the Indian Health Service (IHS), is leading a transformative effort to modernize health care delivery for Native American and Alaska Native communities. Patients at the Heart Electronic Health Record (PATH EHR) is an enterprise-wide initiative uniting more than 200 staff from federal, tribal and urban health facilities. At the core of Thornbrugh's vision is an understanding that rural and underserved areas face distinct health care challenges, including limited resources and workforce shortages. By approaching EHR modernization through the lens of community impact, IHS is positioning itself as a leader in redefining how digital health serves patients across vast and diverse regions. Thornbrugh emphasizes that the true breakthrough lies in data liberation — unlocking decades of health records to improve outcomes and guide smarter decision-making. This patient-first, data-driven approach ensures PATH EHR is not only a milestone for Native health systems today but also a blueprint for health care transformation for generations to come.

Environmental, Social, Governance (ESG) initiatives aren't just “the right thing to do”, they can also save companies real dollars, particularly if they're investing in data centers and other infrastructure. Join Jonathan Ciccio, Continuous Improvement Manager for The Siemon Company, as we discuss The Siemon Company’s ESG initiatives. The Siemon Company has been in business for... Read more »

Read the shownotes and full transcript on our site: growyourcreditunion.com Want to learn more about SBS CyberSecurity? Watch this video or visit SBSCyber.com The credit unions succeeding with AI didn't wait for comprehensive vendor solutions or regulatory clarity. They started asking one question: what can employees do with AI today? In this episode of Grow Your Credit Union, host Joshua Barclay welcomes Raymond George, CIO of Clearview Federal Credit Union, as guest co-host, along with Chad Knutson, CEO of SBS Cybersecurity, to explore: Real AI use cases beyond the hype Why vendor management is such a struggle How AI can help you prepare for NCUA exams Why the chief AI officer might become your most important hire Want to know what credit union professionals are really saying about cybersecurity preparedness? SBS Cybersecurity surveyed credit union professionals nationwide about risk management, team support, and examiner expectations. Get the exclusive 2025 Executive Report: The State of Cybersecurity in Credit Unions for key trends, emerging risks, and practical steps you can take today. A huge thanks to our sponsor, SBS CyberSecurity SBS CyberSecurity partners with hundreds of credit unions across the U.S. to deliver tailored cybersecurity solutions that go beyond compliance. We understand the unique challenges credit unions face — limited resources, evolving threats, and increasing regulatory pressure. Our team speaks your language and knows your examiners. Learn more at SBSCyber.com

CBRE Investment Management's Co-CEO and CIO, Adam Gallistel, offers insights on where real assets investors can find strong return opportunities in today's market. He discusses shifting strategies amid higher interest rates, alternative asset classes, the role of operational expertise and why Europe offers attractive relative value right now. Prioritize operations and asset selection: Gallistel emphasizes that “hope is not a strategy”—returns will come from income growth and strong asset selection rather than relying on market-driven cap rate compression. Diversification matters: Niche sectors like data centers and student housing offer non-correlated income streams and resilience compared to traditional “big four” asset classes. Europe looks compelling: Europe offers relative value and growth potential, making it an attractive complement to a U.S. property portfolio. Infrastructure and power are critical: CBRE IM is investing in solutions like battery storage and renewable energy to capitalize on growing demand for power in the digital economy. Overlooked markets show promise: Gallistel sees opportunities in U.S. Midwest real estate markets as supply dynamics shift.

1029: What if your hiring strategy were fueled by the largest contingent workforce dataset in the world? Magnit CEO Chandra Dhandapani joins Technovation to explore how data is reshaping how companies think about talent—from role design to sourcing strategy to real-time labor cost insights. Chandra also shares lessons from her journey from CIO to CEO and offers perspective on why automation—not AI—is the skill trend to watch.

Leslie and Letty join to share reflections on recent asset class performance, including a look at the key factors behind outperformance of higher-quality bonds in high yield throughout 2025. Plus, a look at what CIO currently recommends for fixed income investors in the way of portfolio positioning. Featuring are Leslie Falconio, Head of Taxable Fixed Income Strategy Americas, and Letty Zemaitis, Fixed Income Strategist Americas, UBS Chief Investment Office. Host: Daniel Cassidy

Wultra provides post-quantum authentication for banks, fintechs, and governments—protecting digital identities from emerging quantum computing threats. In this episode, Peter Dvorak shares how he broke into the notoriously closed banking ecosystem by leveraging his early experience in mobile banking development. From navigating multi-stakeholder enterprise sales to positioning quantum-safe cryptography when the threat timeline remains uncertain (consensus: 2035, but could accelerate), Peter reveals the specific strategies required to sell mission-critical security infrastructure to regulated financial institutions. Topics Discussed How post-quantum cryptography runs on classical computers while protecting against quantum threats Why European banking regulation drives global authentication standards The multi-stakeholder sales process: quantum threat teams, CISOs, CTOs, and digital product owners Conference strategy and analyst relationships (Gartner, KuppingerCole) for category positioning Banking budget cycles and why June/July approaches fail Breaking the "who else is using this?" barrier with banking-specific proof points Positioning as the only post-quantum cryptography provider for digital identity in banking GTM Lessons For B2B Founders Layer future-proofing onto immediate ROI: Post-quantum cryptography doesn't require quantum computers to function—it runs on classical infrastructure while providing superior security. Peter sells banks on moving from SMS OTP to mobile app authentication (tangible, immediate benefit) while positioning quantum resistance as migration insurance: "You won't have to rip-and-replace in three years." For emerging tech, anchor value in today's operational wins, not future scenarios. Give struggling departments concrete wins: Large banks have quantum threat teams tasked with replacing every piece of software by 2030-2035. Peter gives them measurable progress: "We move you from 5% to 10% completion on authentication and digital identity." These teams need defensible projects to justify their existence. Identify which internal groups are fighting for relevance and deliver projects they can report upward. Banking references are binary gatekeepers: Every bank asks "who else is using this?" Non-banking customers (telcos, gaming, lottery) don't count—banking regulation and systems are fundamentally different. The first banking customer is the hardest barrier. Once cleared, subsequent conversations become tractable. Budget aggressively to land that first bank, even at unfavorable terms. Respect the annual budget cycle: Banks allocate resources 12 months ahead. Approaching in Q2/Q3 means budgets are locked—even free POCs fail because internal resources are committed. Peter's pipeline strategy: build relationships and maintain visibility throughout the year, then activate when budget windows open. Don't confuse market education with active pipeline. Map and sequence multi-stakeholder buys: Authentication purchases require alignment across quantum threat teams (if they exist), cybersecurity/compliance, CTO/CIO (infrastructure acceptance), and digital product owners (UX concerns affecting their KPIs). Start at director level—board executives are too removed from technical details. Research each bank's org structure before engaging, then tailor sequencing. EU regulatory leadership creates expansion vectors: European regulations like PSD2 and strong authentication requirements get replicated in Southeast Asia, MENA, and other regions. Peter benefits from solving EU compliance first, then riding regulatory diffusion. The US remains fragmented with smaller regional banks still using username/password. Founders should analyze which geographies lead regulatory adoption in their category. Maintain composure through 18+ month cycles: Peter's regret: losing his temper during negotiations cost him time. Banking doesn't buy impulsively—sales require patience through lengthy security reviews, compliance checks, and committee approvals. Incremental progress and rational positioning matter more than aggressive closing. Emotional control is operational discipline. // Sponsors:  Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role.  Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

Keychain, the AI-powered manufacturing platform for the consumer packaged goods (CPG) industry, today announced a $10 million investment, including funding from W23 Global, the venture capital fund backed by five leading grocery retailers: Tesco, Ahold Delhaize, Woolworths Group, Empire Company Limited/Sobeys Inc., and Shoprite Group. The new funding supports the rollout of Keychain360, a next-generation supply chain and product management platform designed to help retailers develop and manage their private label brands more efficiently. Private label is becoming the fastest-growing segment in retail, yet product development has never been more complex. Consumers demand high-quality, affordable products, and retailers face mounting pressure to deliver them to market quickly. Keychain360 addresses these challenges head-on by unifying product design, sourcing, manufacturing, and compliance into one intelligent operating system. The result is faster launches, fewer bottlenecks, and stronger collaboration across supply chains. "With speed and transparency increasingly shaping the market, Keychain360 gives private label brands the advantage," said Oisin Hanrahan, CEO and Founder of Keychain. "Retailers can now manage their products end-to-end, innovate rapidly, and adapt to consumer preferences and regulatory changes, all within a single connected platform." Built specifically for retailers, Keychain360 delivers the same intelligence and precision that leading manufacturers rely on. By connecting every stage of the product lifecycle, it drives smarter decision-making and execution. A top-ten retailer recently used Keychain to launch more than 100 new products, reducing time-to-market by over two months and improving efficiency across its supplier network. "Keychain's AI-powered platform streamlines private label sourcing and enables retailers to bring quality private label products to customers faster and more efficiently," said Ingrid Maes, CEO and CIO of W23 Global. "As consumer expectations around health, sustainability, and value continue to rise, Keychain's solution helps retailers respond to these expectations effectively while ensuring compliance and product quality." The company has grown exponentially since launching less than two years ago, raising a $30 million Series B, expanding into Ireland and the UK, and introducing KeychainOS, its operating system for manufacturers. With the launch of this third product, Keychain is extending that innovation across the entire retail ecosystem, connecting brands, manufacturers, and retailers through one intelligent, AI-powered network. Today, Keychain's technology is used by eight of the top ten global retailers, plus 7-Eleven and Whole Foods, as well as seven of the top ten CPG brands, including General Mills. The platform now supports over 30,000 manufacturers and 20,000 brands and retailers, helping them bring new products to market faster and with greater precision. As adoption continues to grow, Keychain is defining the next generation of product creation, making it smarter, faster, and more connected than ever before. Interested brands, retailers, and manufacturers can apply to join at www.keychain.com. See more stories here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.

Henry King and Vala Afshar, co-authors of Autonomous, join me to explore how AI-first strategies are reshaping business fitness. Henry brings his unique journey from CIO to design thinking expert, whilst Vala shares insights from his decade as Salesforce's chief evangelist. We examine Salesforce's V2MOM framework—a radical transparency tool that aligns 80,000 employees—and discuss why the best implementations often mean resisting customisation. The conversation tackles uncomfortable truths about autonomous vehicles, digital labour, and the erosion of human agency, whilst exploring how companies can eliminate waste through agentic AI. Henry and Vala challenge the notion that relationships will diminish in an AI-driven world, arguing instead that they'll become more critical. We discuss enterprise fitness, the importance of identifying organisational blockages, and why trust—defined as competence plus character—remains the foundation for transformation in an age where we're the last generation managing only people.

How are AI and telematics changing safety for fleets in the real world, and what does it take to get from basic recordings to true accident prevention? In this episode of Eye on AI, host Craig Smith speaks with Hemant, Chief Product Officer at Motive, and Ryan, CIO at Fusion Site Services, to explore how AI powered cameras and telematics are transforming safety, productivity, and profitability across the physical economy, from trucking and construction to field services. We look at what makes safety AI trustworthy at scale, how to reduce false alerts that drivers ignore, and how to combine in cab coaching, human review, and rich telematics data to drive down risky behaviors. Learn how Fusion Site Services cut unsafe events by more than ninety percent while tripling in size, slashed insurance claims and premiums, and used real time insights to tackle idling, under utilized assets, and the hidden costs of unsafe operations. You will also hear how leading fleets run side by side vendor tests, design incentive programs that get drivers on board with cameras, and build a culture around zero preventable accidents. If you are responsible for safety, operations, or risk, this episode will show you how to evaluate AI and telematics platforms, which benchmarks to demand, and how to turn your data into safer roads and stronger unit economics. Stay Updated: Craig Smith on X: https://x.com/craigss  Eye on A.I. on X: https://x.com/EyeOn_AI 

Historian and former UAW organizer Rudi Batzell joins America's Workforce Union Podcast to explain how the failure of land reform after slavery — and employers' use of racial division and strikebreaking — shaped the early U.S. labor movement. From “40 acres and a mule” to the CIO, Batzell shows how race and class remain inseparable in American labor history. And on Labor History in 2:00: Justice for Janitors. Questions, comments, or suggestions are welcome, and to find out how you can be a part of Labor History Today, email us at LaborHistoryToday@gmail.com Labor History Today is produced by the Labor Heritage Foundation and the Kalmanovitz Initiative for Labor and the Working Poor. #LaborRadioPod #History #WorkingClass #ClassStruggle @GeorgetownKILWP #LaborHistory @UMDMLA @ILLaborHistory @AFLCIO @StrikeHistory #LaborHistory @wrkclasshistory  

What happens when the data goes dark, yet markets barely flinch? In this episode, Niels and Katy unpack the month of October defined by missing economic releases, relentless equity strength and three extraordinary days of Liberation Day turbulence. They explore why price often tells the truest story, how total portfolio thinking could rewrite the role of trend, and why short term strategies faltered while precious metals surged. The conversation then shifts to the coming wave of alternatives in private wealth and the silent risk inside target date funds, asking how managed futures can reshape retirement outcomes when timing paths go wrong.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Katy on LinkedIn.Episode TimeStamps:00:00 - Introduction and catching up from Boston02:00 - Life without economic data and what markets really need04:20 - Price as the only truth and the limits of official data05:45 - CalPERS, total portfolio thinking and what it means for trend08:20 - AI, data centers and the inflation story hiding in electricity10:30 - Inflation regimes, unstable prices and why trend cares about change12:40 - Year to date trend review across equities, metals, FX and bonds15:10 - Why short term traders struggled in a headline driven year20:00 - Picking “the best strategy” and why robustness matters more than Sharpe24:10 - Parameters, speed of response and treating markets differently26:20

This week in Portland startup news, Prophetic lands a huge deal, Oregon Entrepreneur Awards name winners, Demolicious plans Champion of Champions 2025, and Oregon's former CIO returns to the state. Let's get into it…PORTLAND STARTUP STORIES00:00 Portland startup news intro01:33 Prophetic03:08 Demolicious Champion of Champions 202505:05 OEN Oregon Entrepreneur Awards 202506:24 Sylvia Salazar of ‪@TonoLatino‬ joins ‪@DangerousOnes‬ 08:06 Alex Petit returns to Oregon09:40 SecretsPORTLAND STARTUP LINKSStartup Ask Me Anything https://youtube.com/live/dRATtXuSYLg?...FANWAGN    • Startup Stories: FANWAGN founder Lauren Te...   Dayo    • Startup Stories: Rethinking social media w...   Share your startup https://forms.gle/JKDniUEX64fr39Ku9Demolicious Champion of Champions 2025 https://www.etix.com/ticket/p/3294115... Portland Business Journal on OEN Awards 2025 https://www.bizjournals.com/portland/... Sylvia Salazar - Breaking the feed https://podcasts.apple.com/us/podcast...  / turoczy    / turoczy  Portland Oregon startup news on Apple Podcasts https://podcasts.apple.com/us/podcast...Portland Oregon startup news Spotify https://open.spotify.com/show/2cmLDH8...Startup Stories on Spotify https://open.spotify.com/show/1Tk7bbz...Startup Stories on Apple Podcasts https://podcasts.apple.com/us/podcast...The Long Con on Apple Podcasts https://podcasts.apple.com/us/podcast...The Long Con on Spotify https://open.spotify.com/show/48oglyT...https://bsky.app/profile/turoczy.bsky...https://siliconflorist.substack.com/https://pdxslack.comFIND RICK TUROCZY ON THE INTERNET AT…ABOUT SILICON FLORIST ----------For nearly two decades, Rick Turoczy has published Silicon Florist, a blog, newsletter, and podcast that covers entrepreneurs, founders, startups, entrepreneurship, tech, news, and events in the Portland, Oregon, startup community. Whether you're an aspiring entrepreneur, a startup or tech enthusiast, or simply intrigued by Portland's startup culture, Silicon Florist is your go-to source for the latest news, events, jobs, and opportunities in Portland Oregon's flourishing tech and startup scene. Join us in exploring the innovative world of startups in Portland, where creativity and collaboration meet.ABOUT RICK TUROCZY ----------Rick Turoczy has been working in, on, and around the Portland, Oregon, startup community for nearly 30 years. He has been recognized as one of the “OG”s of startup ecosystem building by the Kauffman Foundation. And he has been humbled by any number of opportunities to speak on stages from SXSW to INBOUND and from Kobe, Japan, to Muscat, Oman, including an opportunity to share his views on community building on the TEDxPortland stage (   • An introvert's guide to networking | Rick ...  ). All because of a blog. Weird.https://siliconflorist.com#pdx #portland #oregon #startup #entrepreneur

Interview recorded - 13th of November, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Wasif Latif. Wasif is the President and CIO of Sarmaya Partners, with 25 years of investment experience, managing equity, global multi-asset and multi- manager portfolios in mutual funds and ETFs, wealth management and institutional portfolios.During our conversation we spoke about his market outlook, the return to tangibles, return of inflation, oil in 2026, commodities continue to run and more. I hope you enjoy! 0:00 - Introduction1:32 - Overview of markets8:58 - Driver of inflation?13:30 - Global or US trend?18:50 - Oil in 2026?22:38 - Importance of Oil & Gas26:48 - Commodities peaked?36:33 - One message to takeaway?Wasif has over 25 years of investment experience, managing equity, global multi-asset and multi- manager portfolios in mutual funds and ETFs, wealth management and institutional portfolios. Built and launched ETFs, mutual funds and managed account platforms.Wasif Latif -Website - https://sarmayapartners.com/ETF - https://sarmayaetf.com/X - https://x.com/sarmayakar24?s=21&t=vCJTBKSb-nIJ8eFKe0YAxgWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseasThumbnail image from - https://www.miningweekly.com/article/bhp-mega-bid-and-10-000-copper-expose-minings-biggest-problem-2024-04-29

“We have to get into the game of convenience so we can continue to prove that credit unions are the best financial institutions for consumers to partner with.” - Jed MeyerThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guests on today's show are Jed Meyer, CEO at St. Cloud Financial Credit Union, and Jon Ungerland, CIO of Information/Innovation at DaLand CUSO. They join me to talk about the evolving digital asset ecosystem and the important role that credit unions can play, with Jon explaining how DaLand has been helping St. Cloud Financial stay relevant by using data and digital tools. A key focus has been DaLand's "Coin2Core" solution, allowing credit unions to connect to emerging decentralized finance (DeFi) networks and cryptocurrencies!In our conversation, Jed shares how he recognized the impact of the digital asset space on his members' financial lives about five years ago. Initially skeptical, he eventually realized the importance of getting ahead of this trend to keep his members' wealth circulating in the local economy. Partnering with DaLand has allowed St. Cloud Financial to plug into DeFi networks and offer innovative services like their own white-label stablecoin, and both guests call attention to the need for credit unions to engage with the digital asset ecosystem rather than avoid it, with Jed stressing the importance of education both for credit union leaders and their members. He also highlights the role which credit unions can play as trusted, community-based financial institutions in this new landscape.As we wrap up the episode, Jon notes how leaders across sectors are already deeply invested in the future of tokenized, blockchain-based money, and he cautions that credit unions must act quickly to avoid being left behind. Our conversation also emphasizes the potential of digital assets as well as the need for credit unions to shape this change to best serve their members and communities. Enjoy my conversation with Jed and Jon!Find the full show notes on cuinsight.com.Connect with Jed:Jed Meyer, C.E.O. at St. Cloud Financial Credit Unionscfcu.orgJed: LinkedIn St. Cloud Financial Credit Union: LinkedIn | Facebook | Instagram | Twitter | YouTube | TikTokConnect with Jon:Jon Ungerland, C.I.O. of Information/Innovation at DaLand CUSOdalandcuso.comJon: LinkedInDaLand CUSO: LinkedIn | Twitter | 

The scent of QE is back. With overnight funding markets flashing early stress and NY Fed President John Williams hinting at “gradual asset purchases,” it's clear: the liquidity cycle is turning again. But the real question is why markets have become so dependent on the Fed in the first place. Lance Roberts & Michael Lebowitz break down how the 2008 financial crisis fundamentally rewired market plumbing, sidelined private liquidity providers, and turned the Federal Reserve into the primary—and often the only—source of liquidity in the financial system. 0:00 - INTRO 0:20 - Government Shutdown Concludes - Deluge of Data to Follow 3:04 - Dow 48,000 9:43 - Will the Fed Cut Rates? 13:21 - Why the Rush to Cut Rates? 17:14 - What's Causing Turmoil at the Fed? 20:42 - What Changed w Bank Reserves? 24:31 - Capital Rules, Liquidity Rules, & Disincentives 26:20 - Breaking the Buck 28:45 - The Fed-led Liquidity Regime 30:32 - What Are the Drivers of Elevated Valuations? 34:10 - When the Government Spends Money... 37:42 - What Would Michael Do (if he was Fed Chairman)

The scent of QE is back. With overnight funding markets flashing early stress and NY Fed President John Williams hinting at "gradual asset purchases," it's clear: the liquidity cycle is turning again. But the real question is why markets have become so dependent on the Fed in the first place. Lance Roberts & Michael Lebowitz break down how the 2008 financial crisis fundamentally rewired market plumbing, sidelined private liquidity providers, and turned the Federal Reserve into the primary—and often the only—source of liquidity in the financial system. 0:00 - INTRO 0:20 - Government Shutdown Concludes - Deluge of Data to Follow 3:04 - Dow 48,000 9:43 - Will the Fed Cut Rates? 13:21 - Why the Rush to Cut Rates? 17:14 - What's Causing Turmoil at the Fed? 20:42 - What Changed w Bank Reserves? 24:31 - Capital Rules, Liquidity Rules, & Disincentives 26:20 - Breaking the Buck 28:45 - The Fed-led Liquidity Regime 30:32 - What Are the Drivers of Elevated Valuations? 34:10 - When the Government Spends Money... 37:42 - What Would Michael Do (if he was Fed Chairman)

Have you heard about the fraud triangle? Do you know what graduate trainees look for in an employer? We are delighted to launch Series 5 of the Fiftyfaces Podcast this week. Featuring a range of voices from the Australian Superannuation Fund Aware Super to a legend of the UK local government pension scheme, we hear what drives their leadership styles, their insights on the dynamic backdrop to pensions the world over as well as novel approaches in which they see interesting opportunities. We dive into key investment topics - like the opportunity in healthcare and how to do real operational due diligence. We hear about the European emerging manager scene and why the UK should not be written off as an investment destination. We listen to a CIO who risked it all, lost it all and bounced back in an institutional setting that proved just the right combination of support and challenge and from a Brazilian institutional investment adviser as well as a leader in modern diversified financial solutions in the alternatives space. Tune in starting this week to hear from our guests Deanne Stewart, Ian McKnight, Pilar Gomez-Bravo, George Graham, Lindsey Bass, Rebecca Heun, Jo Natauri, Jamila Osman, Everaldo Franca and James Clarke.Series 5 of 2025 is kindly sponsored by Diamond Hill. Diamond Hill invests on behalf of clients through a shared commitment to its valuation-driven investment principles, long-term perspective, capacity discipline and client alignment. An independent active asset manager with significant employee ownership, Diamond Hill's investment strategies include differentiated US and non-US equity, alternative long-short equity and fixed income.

China's ascent tells two stories. One of power, precision, and industrial brilliance - the other of imbalance, aging, and constraint. In this episode, Alan Dunne and George Magnus trace the hidden geometry of that divide. They explore how a nation that builds for the future struggles to sustain its present: an economy split between advanced manufacturing and fading momentum, between the Party's control and the market's gravity. From local debt and demographic drag to rare-earth diplomacy and the politics of currency, Magnus sketches China not as a riddle to be solved, but as a system nearing the limits of its own design.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on LinkedIn.Follow George on Twitter.Episode TimeStamps: 00:00 – Opening and disclaimer02:23 – George Magnus on career path and China focus06:56 – Data, distortions, and how to analyze China credibly11:37 – Two-track reality: advanced industry vs. a strained macro base16:56 – Why consumption rebalancing keeps failing22:29 – Stock-market boosts vs. household wealth effects25:45 – China's “QE by other means”: credit, banks, LGFVs27:40 – Who's levered? Local governments and off–balance sheet debt29:51 – Japan echoes and key differences33:23 – Trade frictions, rare-earth leverage, and U.S.–China...

Most retirement advice focuses on saving and not running out of money — but few talk about how to spend confidently once you've achieved financial independence. Lance Roberts & Danny Ratliff show how to shift from saving mode to living mode without fear or guilt: Why it's okay to enjoy what you've earned How to enjoy your wealth without overspending The emotional side of leaving the “accumulation” mindset Practical withdrawal and income strategies for peace of mind 0:19 - A Deluge of Data Coming 4:36 - Market Rotations and Maintaining Momentum 8:48 - Tariff Rebates & 50-Year Mortgages 15:43 - Spending in Retirement Without Regret 20:15 - What Will You Do in Retirement? 21:22 - Mrs. Roberts' Wiffleball Tournament 24:15 - What Will You Do with Your Time & Money? 26:24 - The Question of Longevity in Retirement 29:13 - It's Okay to Touch the Principle 32:43 - The Need for an Advocate 34:46 - Budgeting in Retirement 37:26 - What Do You Want to Do in Retirement? 40:01 - It's Okay to Spend Your Money

The evolution of the modern, Internet-driven economy has created the conditions for essentially unbounded Nth-party risks (that is, risks from your suppliers, and risks from your suppliers’ suppliers, and risks from your suppliers’ suppliers’ suppliers, ad infinitum). Nth party risks exist in public clouds, SaaS, software and hardware supply chains, and now in the form... Read more »

Releasing this special episode on Veterans Day. On this episode of DGTL Voices, Ed Marx interviews Tonya D. Reeder, the CIO of Walter Reed National Military Medical Center. Tonya shares her inspiring journey from nursing to IT, her experiences in the DOD healthcare system, and the importance of leadership, faith, and vulnerability in her role. She emphasizes the significance of understanding the end-user perspective in technology and offers valuable advice for new graduates entering the workforce.

Our CIO and Chief U.S. Equity Strategist Mike Wilson unpacks why stocks are likely to stay resilient despite uncertainties related to Fed rates, government shutdown and tariffs.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast, I'll be discussing recent concerns for equities and how that may be changing. It's Monday, November 10th at 11:30am in New York. So, let's get after it.We're right in the middle of earnings season. Under the surface, there may appear to be high dispersion. But we're actually seeing positive developments for a broadening in growth. Specifically, the median stock is seeing its best earnings growth in four years. And the S&P 500 revenue beat rate is running 2 times its historical average. These are clear signs that the earning recovery is broadening and that pricing power is firming to offset tariffs. We're also watching out for other predictors of soft spots. And over the past week, the seasonal weakness in earnings revision breath appears to be over. For reference, this measure troughed at 6 percent on October 21st, and is now at 11 percent. The improvement is being led by Software, Transports, Energy, Autos and Healthcare. Despite this improvement in earnings revisions, the overall market traded heavy last week on the back of two other risks. The first risk relates to the Fed's less dovish bias at October's FOMC meeting. The Fed suggested they are not on a preset course to cut rates again in December. So, it's not a coincidence the U.S. equity market topped on the day of this meeting. Meanwhile investors are also keeping an eye on the growth data during the third quarter. If it's stronger than anticipated, it could mean there's less dovish action from the Fed than the market expects or needs for high prices.I have been highlighting a less dovish Fed as a risk for stocks. But it's important to point out that the labor market is also showing increasing signs of weakness. Part of this is directly related to the government shutdown. But the private labor data clearly illustrates a jobs market that's slowing beyond just government jobs. This is creating some tension in the markets – that the Fed will be late to cut rates, which increases the risk the recovery since April falls flat. In my view, labor market weakness coupled with the administration's desire to "run it hot" means that ultimately the Fed is likely to deliver more dovish policy than the market currently expects. But, without official jobs data confirming this trend, the Fed is moving slower than the equity market may like. The other risk the market has been focused on is the government shutdown itself. And there appears to be two main channels through which these variables are affecting stock prices. The first is tighter liquidity as reflected in the recent decline in bank reserves. The government shutdown has resulted in fewer disbursements to government employees and other programs. Once the government shutdown ends which appears imminent, these payments will resume, which translates into an easing of liquidity.The second impact of the shutdown is weaker consumer spending due to a large number of workers furloughed and benefits, like SNAP, halted. As a result, Consumer Discretionary company earnings revisions have rolled over. The good news is that the shutdown may be coming to an end and alleviate these market concerns. Finally, tariffs are facing an upcoming Supreme Court decision. There were questions last week on how affected stocks were reacting to this development. Overall, we saw fairly muted relative price reactions from the stocks that would be most affected. We think this relates to a couple of variables. First, the Trump administration could leverage a number of other authorities to replace the existing tariffs. Second, even in a scenario where the Supreme Court overturns tariffs, refunds are likely to take a significant amount of time, potentially well into 2026.So what does all of this all mean? Weak earnings seasonality is coming to an end along with the government shutdown. Both of these factors should lead to some relief in what have been softer equity markets more recently. But we expect volatility to persist until the Fed fully commits to the run it hot strategy of the administration. Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

Jay Ripley is the Head of Investments and Deputy Managing Partner at Global Endowment Management, or GEM, an endowment-style outsourced CIO overseeing $12 billion. Jay joined GEM in 2014, following six years in private equity where he developed an analytical rigor and mindset of an owner-operator. GEM's Co-CIO Matt Bank joined me on the show last year for a broader discussion of the firm, and that conversation is replayed in the feed. Our conversation dives into manager selection, particularly with early-stage funds. We discuss Jay's entry into the business, transition from GP to LP, and GEM's approach to identifying and backing emerging managers across buyouts, venture capital, and hedge funds. Jay shares insights on the evolving landscape for independent sponsors, the challenge of manager selection amid dispersion, and the art of staying early without chasing scale. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

With special guest Dan Zwirn, CEO and CIO of Arena Investors.