Podcasts about new york

On Tuesday's Mark Levin Show, Phase II of the Gaza peace plan is the most challenging due to Hamas, which refuses to disarm or leave Gaza, abuses Palestinians, murders IDF soldiers, and repeatedly violates the ceasefire. Despite warnings from President Trump of potential obliteration, Hamas persists. Qatar's emir, a major Hamas funder and host to its leaders, accuses Israel of genocide and ceasefire breaches while calling for a Palestinian state. Turkey's Erdogan similarly harbors Hamas leaders, threatens Israel, and takes provocative actions. The ceasefire must be enforced urgently to stop ongoing murders and torture, and support should be given to Trump if he orders military action against Hamas. Also, Democrats are keeping the government shutdown by continuing to block a non-controversial continuing resolution to try and blackmail Republicans to approve $1.5 trillion in additional spending. This will generate massive debt—similar to the phony Inflation Reduction Act—leading to inflation, higher prices for gasoline, food, mortgages, and credit cards, ultimately harming average citizens and future generations. Later, Zohran Mandami must be defeated in New York's upcoming mayoral race. He dodges questions on Hamas support; campaigns with Imam Siraj Wahaj, who served as a character witness for the 1993 World Trade Center bombing mastermind and called for jihad. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Stan is a chauffeur and driver who was born and raised in the Bronx, but currently operates in the Columbia, SC area.  Theo and Stan talk about his journey from New York to the South,  the proper etiquette of being a Chauffeur, and what he's learned about women over the years.  Stan the Chauffeur: https://www.instagram.com/stan_the_og_poet/    Signature Transportation: https://signaturetransportationsc.com/   ------------------------------------------------ Tour Dates! https://theovon.com/tour New Merch: https://www.theovonstore.com ------------------------------------------------- Sponsored By: Celsius: Go to the Celsius Amazon store to check out all of their flavors. #CELSIUSBrandPartner #CELSIUSLiveFit https://amzn.to/3HbAtPJ  Moonpay: Head over to https://www.moonpay.com/theo to sign up  BetterHelp: This episode is sponsored by BetterHelp. Go to http://betterhelp.com/theo for 10% off your first month. Netsuite: Go to http://netsuite.com/theo to Download the CFO's Guide to AI and Machine Learning for FREE. Ryl Tea: the tea that cleaned up its act and still tastes like the good old days. Refresh yourself now at www.drinkryl.com Valor Recovery: To learn more about Valor Recovery please visit them at https://valorrecoverycoaching.com/  or email them at admin@valorrecoverycoaching.com Perplexity AI: Ask anything at https://pplx.ai/theo and download their new web browser Comet at https://comet.perplexity.ai/ ------------------------------------------------- Music: “Shine” by Bishop Gunn Bishop Gunn - Shine ------------------------------------------------ Submit your funny videos, TikToks, questions and topics you'd like to hear on the podcast to: tpwproducer@gmail.com Hit the Hotline: 985-664-9503 Video Hotline for Theo Upload here: https://www.theovon.com/fan-upload Send mail to: This Past Weekend 1906 Glen Echo Rd PO Box #159359 Nashville, TN 37215 ------------------------------------------------ Find Theo: Website: https://theovon.com Instagram: https://instagram.com/theovon Facebook: https://facebook.com/theovon Facebook Group: https://www.facebook.com/groups/thispastweekend Twitter: https://twitter.com/theovon YouTube: https://youtube.com/theovon Clips Channel: https://www.youtube.com/c/TheoVonClips Shorts Channel: https://bit.ly/3ClUj8z ------------------------------------------------ Producer: Zach https://www.instagram.com/zachdpowers Producer: Trevyn https://www.instagram.com/trevyn.s/  Producer: Nick https://www.instagram.com/realnickdavis/ Producer: Andrew https://www.instagram.com/bleachmediaofficial/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BillOReilly.com Premium and Concierge Members, welcome to the No Spin News for Tuesday, October 21, 2025. Stand Up for Your Country.  A look at President Trump's request for Congress to pass Kate's Law, and his mention of Bill. Talking Points Memo: Bill presents the truth about the Constitution, emphasizing that the President has broad powers to combat insurrection. New York attorney Rebecca Rose Woodland joins the No Spin News to discuss the Insurrection Act and whether President Trump has the authority to define what constitutes an insurrection. It's Day 21 of the government shutdown, and House Minority Leader Hakeem Jeffries (D‑NY) has become the Democrats' spokesperson.  Former White House press secretary Karine Jean-Pierre continues to defend Joe Biden's mental state. Final Thought: Bill shares a personal letter he received from President Trump. Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. It's All Gonna Be Okay Reflections on the ongoing government shutdown, now in its 21st day, framing it as a result of Democratic obstructionism. Clay and Buck also discuss President Donald Trump's $250 million White House ballroom renovation, joking about Clay’s dancing skills and the broader implications of the renovation. A major segment focuses on the broken ceasefire in Gaza, with Buck emphasizing that Hamas remains unchanged and peace is impossible while its leadership remains intact. The hosts also highlight Judge Jeanine Pirro’s defense of Edward “Big Balls,” a man who intervened in a carjacking incident, portraying him as a patriotic hero. The show then shifts to political media, mocking Karine Jean-Pierre’s book and criticizing the broader trend of Biden administration officials publishing memoirs. Clay and Buck argue that these books reveal a lack of awareness or integrity regarding President Biden’s cognitive decline. A significant portion of Hour 1 centers on the heated New York City mayoral race. Curtis Sliwa refuses to drop out despite pressure, which Clay argues will ensure the election of progressive candidate “Mamdani.” The hosts debate whether Andrew Cuomo would be a better alternative and explore the strategic implications for the Republican Party. They suggest that a Momani victory could benefit national GOP efforts by making far-left politics more visible and unpopular in battleground states. The discussion includes commentary on Bill Ackman, down-ballot Republican candidates, and the broader impact on upstate New York. NYC Mayor's Race New York City mayoral race, where Curtis Sliwa faces mounting pressure to drop out to prevent a victory by far-left candidate Zohran Mamdani. The New York Post’s front-page plea for Sliwa to “just walk away” underscores the urgency felt by conservatives. Buck and Clay debate whether Andrew Cuomo would be a better alternative, despite his controversial record on bail reform and COVID-19 policies. They also discuss the broader political ramifications, suggesting that a Mamdani win could energize Republican campaigns in New Jersey, Virginia, and beyond. Stripper Teachers The fallout from a Chicago elementary school teacher who made a gesture mimicking the assassination of conservative activist Charlie Kirk during a “No Kings” protest. Clay argues that public school teachers should be held to a moral standard and that such behavior warrants termination. This sparks a lively debate with listeners calling in to defend or challenge the idea, including humorous and serious takes on whether teachers should be allowed to moonlight as strippers or work at Hooters. The hosts also revisit the Jimmy Kimmel controversy and the broader issue of free speech versus professional accountability. They emphasize that First Amendment protections do not guarantee immunity from consequences in the workplace, especially when public trust is at stake. This leads into a discussion of COVID-era hypocrisy, including the absurd restrictions placed on athletes like Kyrie Irving and the shifting public narrative around vaccine mandates. ESPN’s Stephen A. Smith is praised for acknowledging that Kyrie was right to resist the COVID shot, a stance that was once widely condemned. Dishonest Democrats Trump’s East Wing renovation, including a ballroom project and a humorous historical anecdote about JFK’s infamous White House pool parties. The hosts use this to critique the media’s long-standing romanticization of Democratic figures like JFK and FDR, highlighting how past administrations manipulated public perception with the help of a compliant press. The conversation shifts to Trump’s speech on the shutdown, where he praises OMB Director Russ Vought—nicknamed “Darth Vader”—for cutting Democrat priorities and wasteful spending. Clay and Buck argue that the shutdown has allowed the administration to eliminate unnecessary programs, particularly in blue states, and that Democrats are struggling to justify their resistance. They mock Chuck Schumer’s attempt to frame the shutdown as a Republican failure, labeling it the “Schumer Shutdown” and pointing out the hypocrisy of Democrats who once promised Obamacare would lower healthcare costs. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

On today's show, Pat, Darius Butler, AJ Hawk, and the boys are joined by 3X Super Bowl Champion, and former Head Coach of the Arizona Cardinals and Tampa Bay Bucs, Bruce Arians to recap last night's Monday Night Football doubleheader, give his biggest takeaway's from the weekend, and give game balls for his best performing players in the NFC and AFC. Joining the progrum to chat about tonight's NBA opening night featuring the Rockets and Thunder and Lakers and Warriors is 2x NBA MVP, 8x All-Star, 7x All-NBA, member of the NBA 75th Anniversary Team, and now studio analyst for the NBA on Prime, Steve Nash. Later, joining the show to recap last night's Texans/Seahawks game after being boots on the ground on the sideline, why he thinks the Bengals are a sneaky playoff pick right now, the mood in New York, and much more is ESPN NFL analyst/pundit/host, Peter Schrager. Lastly, NBA Commissioner Adam Silver joins the show to give a full state of the union on the NBA as we tip off a new season tonight. Make sure to subscribe to youtube.com/thepatmcafeeshow or watch on ESPN (12-2 EDT), ESPN's Youtube (12-3 EDT), or ESPN+. We appreciate the hell out of all of you, we'll see you tomorrow. Cheers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

As NASCAR closes in on naming its four championship contenders, Dale Earnhardt Jr. is back in the studio for a new episode of Dirty Air. He joins co-host TJ Majors to unpack a wild weekend in Talladega and more:Comparing the old and new points systemsThe CARS Tour season comes to a closeJim Pohlman gets the call-up to the big leagueCoaching JRM to a good finish at TalladegaBrad Keselowski's role in Penske losing control of the raceRace winner Chase Briscoe calls into the showDuring the Ask Jr. portion of the episode, listeners inquired about:Hunting seasonDale's famed Mountain Dew commercialAustin Hill flipping off the fans at TalladegaPlus, in Dirty Mo Dough, Russell and Tampa Timms join the guys to help handicap the race at Martinsville.And for more content check out our YouTube page: https://www.youtube.com/@DirtyMoMediaReal fans wear Dirty Mo. Hit the link and join the crew.

This week, Axe and Murphy were joined by Bloomberg's jack-of-all-trades Howard Wolfson. The Hacks took a bite out of the Big Apple with the New York mayor's debate, checked in on the New Jersey and Virginia governor's race cross tabs, dug into California's Prop 50, unpacked the historic “No Kings” protest, Trump's latest AI video, the Justice Department's targeting of ActBlue, and so much more. Photo by Angelina Katsanis-Pool via Getty Images Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dave had a wild dream, Dillon wants to beat this walnut crushing world record, Good Good is sponsoring an Austin PGA event, and NFT Nick is on a heater. Support us on Patreon and receive weekly episodes for as low $5 per month: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/circlingbackpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch all of our full episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.youtube.com/washedmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Washed Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.washedmedia.shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • (0:00) Fun & Easy Banter • (16:20) Davey Dreamer • (31:30) Could Dillon Beat This Record? • (43:20) Good Good Golf • (53:25) NFT Nick on a Heater Support This Episode's Sponsors: BetterHelp: Our listeners get 10% off their first month at ⁠https://betterhelp.com/circling⁠ Squarespace: Check out ⁠⁠https://squarespace.com/steam⁠⁠ for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. Rocket Money: Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to ⁠⁠https://rocketmoney.com/circling⁠⁠ today. Underdog Fantasy: Download the app today and sign up with promo code STEAM to score ONE HUNDRED DOLLARS in Bonus Funds when you play your first FIVE dollars – that's promo code STEAM Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) Learn more about your ad choices. Visit megaphone.fm/adchoices

At last, an episode on pizza! But that raises a tricky question: what exactly is pizza? As it turns out, the original pizzas from eighteenth-century Naples looked nothing like a standard slice—they were more like a focaccia, topped with oil, herbs, anchovies, or whatever else was on hand. Even after these first pizzas met the tomato, the dish was a local peculiarity—most Italians thought pizza was gross and weird until just a few decades ago. So how did we get from Neapolitan subsistence snack to today's delivery staple? Listen in this episode as we travel with historian Carol Helstosky, author of Pizza: A Global History, and Francisco Migoya, head chef at Modernist Cuisine, from Italy to New York to Brazil and beyond, to tell the story of how pizza conquered the world. All that, plus the tough questions: is Chicago deep dish really pizza? How about bananas on top? What about (gasp) a donut pizza? (encore episode) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Alfred Beach built America’s first operational subway in secret beneath 1860s Manhattan, decades before the city’s official electric subway line in 1904. He designed and commissioned a 300-foot-long, eight-foot-diameter tunnel 20 feet underground, built with a tunneling machine he invented for this purpose. The car moved quietly and silently, pushed by a 50-ton, steam-powered fan nicknamed "the Western Tornado," which pushed and pulled the single subway car through its sealed tube. Beach envisioned a clean, quiet pneumatic railway that would shoot passengers up and down Broadway, revolutionizing urban transit. The entire city would enjoy this steampunk system of transportation. He was the right man for the job. As the editor of Scientific American magazine and the head of the nation’s leading patent agency, Beach was intimately connected with many of the nineteenth century’s most important inventors and inventions. When Thomas Edison invented the phonograph, the first person he showed it to was Alfred Beach. But his dream was derailed by powerful political enemies, most notably Boss Tweed and the corrupt machine of Tammany Hall. Dreams of the project died after an economic crash in 1873. Today’s guest is Matthew Algeo, author of New York’s Secret Subway: The Underground Genius of Alfred Beach and the Origins of Mass Transit. We look at a pivotal moment in the origin story of mass transportation in America, and themes that resonate strongly today: infrastructure gridlock, public-private conflict, and the long-standing resistance to bold transit reform.See omnystudio.com/listener for privacy information.

-- On the Show: -- Abigail Spanberger, Democratic Nominee for Governor of Virginia, joins us to discuss her race against Republican Winsome Earle-Sears on November 4th -- Chicago Mayor Brandon Johnson calls for a nationwide general strike as millions rally under the “No Kings” banner demanding collective power and accountability -- Donald Trump secretly begins demolishing parts of the White House to build a $250 million ballroom, bypassing oversight and sparking outrage over his disregard for history -- New analysis shows New England and New York could thrive independently as one of the richest nations, exposing red‑state dependence on federal subsidies -- Trump stumbles through incoherent interviews about China, healthcare, and foreign leaders, revealing worsening cognitive decline and erratic behavior -- White House Press Secretary Karoline Leavitt responds “your mom did” to a reporter asking why Trump and Putin will meet in Budapest, escalating the administration's immaturity -- Trump attacks GOP Rep. Thomas Massie after he demands the release of the Epstein files, fueling speculation that the president fears what the documents will reveal -- A ProPublica investigation finds Trump expanding anonymous federal forces with unmarked vehicles and warrantless arrests, echoing classic authoritarian secret‑police tactics -- On the Bonus Show: Americans can't afford their car payments, the Supreme Court will weigh in on gun rights for drug users, Seth Moulton challenges Ed Markey for Senate as Dan Koh enters the race for Congress, and much more...

Comedian K.C. Novak returns to talk moving to New York, fall sunlight, and a puppet slam. Follow us: Instagram, Facebook, Bluesky. Join our Discord.

“Inspiration doesn't have an age gap… Maybe you've heard it 100 times before, but this time it hits differently. Or this time, it's where it sinks in and you have that ‘aha' moment.” That's just one takeaway from our spirited conversation with Grace Mc Nally. From soaking up a passion for photography through an early mentorship program at NYC Salt to her decision to forgo college and continue learning on the job, Grace has forged an impressive path as a creative renaissance woman with a passion for community. As podcast host Derek Fahsbender notes about this chat, “Great advice is all around you. Experience is all around you. But if you're not soaking it in, if you're not learning from it, then it's not going to make you a better photographer. It's not going to make you a better person. You really have to take it and internalize it.” So, sit back and be a sponge for some inspired creative insights!   Guest: Grace Mc Nally Episode Timeline: 2:28: Grace's photographic beginnings, her father's influence as a full-time professional, plus discovering the NYC Salt mentorship program. 6:08: Studying photography on the job, plus the influence of mentors like Mark Mann and the program at D&AD Shift NY. 13:40: How Grace's vision has changed through various mentorship programs, how her early self-portraits compare with recent projects to serve others, plus the creative challenges that come with doing paid work. 21:09: Grace's work in art direction and discovering the value of being a photographer in a different stage of production. 23:02: The main inspiration for how Grace sees and its relationship to Irish culture. 24:58: The gear she works with—from her earliest experiments with the iPod Touch to current work with her iPhone and her Canon R6 MK II. 29:30: More on free work vs paid jobs. How do you find your value as a photographer? 34:25: Thoughts about having diverse skill sets, compartmentalizing and creating labels, and Grace's vision for her career moving forward. 38:15: Grace's most instrumental piece of advice for photographers just starting out—Don't stop shooting and don't delete your work! 40:57: Grace's current self-portrait series in the Irish landscape and other future projects. Guest Bio: Grace Mc Nally is a creative renaissance woman with a passion for community. Born & raised in Queens, New York by two creative & crafty Irish Immigrants, Grace has a diverse skill set, with more than 7 years of experience running her creative production house Allegro Photo Industries. During this time, she's trained under celebrity photographer Mark Mann, won a Scholastic Golden Key, worked as an Art Director at Area 23, spoken at the 2023 D&AD Awards, created content for Meta, captured icons like Chaka Khan, Lil Wayne, and Drake, been interviewed by Vice, and cast talent for Roblox. Grace also plays video games & football, produces an immigrant-centered cooking show, makes zines, directs music videos, performs spoken word, collects manga, colors with children, and teaches photography to teens at NYC Salt, where she was a student herself from 2016 to 2020.   Stay Connected: Website: https://www.gracemcnally.com/  Instagram: https://www.instagram.com/grmcn/  Allegro Photo Industries: https://allegrophotoindustries.myportfolio.com/ NYC Salt: https://www.nycsalt.org/at-salt/2024/5/15/grace-mcnally-the-creative-directors-journeycreativity-hard-work-and-stunning-results    Credits: Host: Derek Fahsbender Senior Creative Producer: Jill Waterman Senior Technical Producer: Mike Weinstein Executive Producer: Richard Stevens

What happens when we finally learn to trust our intuition, the whispers from Spirit, and the synchronicities guiding our path?In today's episode, Ashley sits down with Dallisa Hocking, a 5th Generation Psychic Medium, Channeler, Astrology Enthusiast, Life Coach, and Energy Practitioner. Dallisa shares her extraordinary awakening story - how she transitioned from dating coach to psychic medium overnight - and what it truly means to receive messages from beyond. Together, they explore the thinning veil, past lives, galactic connections, and the evolution of human consciousness as we move into a new energetic era.Tune in to Episode 288 of Uncover Your Magic to awaken your connection to Spirit and remember the magic within you. You'll hear about Dallisa's divine lineage of intuitive women, her life-changing night in New York that activated her gifts, and her perspective on how technology, intuition, and telepathy are reshaping humanity's future. Plus, Ashley and Dallisa share a channeled message about unity, compassion, and the new frequency of healing coming to Earth.Let this episode remind you that your intuition is real, your light is powerful, and you were chosen to be here now, to rise, remember, and reveal your own magic.Episode Takeaways (timestamps)00:04 – The psychic lineage that shaped Dallisa's spiritual calling00:14 – When her intuitive gifts activated overnight and changed everything00:25 – How past lives and soul contracts shape our worth and purpose00:35 – Channeling messages about AI, consciousness, and humanity's awakening00:50 – Spirit's channeled guidance for living through massive transformationResources & LinksConnect with Dallisa Hocking: Website • Instagram • YouTubeTarot Certification Class, Psychic Development & Mentorship“Discover Your Psychic Power" Quiz Let's Connect!Connect with Ashley: Website • Instagram • FacebookYour Next Move: Subscribe to Uncover Your Magic PodcastShare with a Friend: Simply forward this email, it's that easy or tag them on socialFree Gift: Download your Easy Magical Morning Routine for Busy People Hosted on Acast. See acast.com/privacy for more information.

Our Global Head of Fixed Income Research and Public Policy Michael Zezas discuss the latest developments in U.S.-China relations and how they could affect investors.Read more insights from Morgan Stanley.----- Transcript ----- Welcome to Thoughts on the Market. I'm Michael Zezas, Global Head of Fixed Income Research and Public Policy Strategy. Today, we're talking about the U.S. and China—why the relationship remains complicated, and what it means for markets. It's Tuesday, Oct 21st, at 12:30pm in New York. If you've been following headlines, you know that U.S.-China relations are rarely out of the news. But beneath the surface, the dynamics are more nuanced than the daily soundbytes suggest. Investors often ask: Are we headed for a decoupling of the two economies, or is there room for cooperation? The answer, as always, is—it's complicated. Let's start with the basics. The U.S. and China are deeply intertwined economically, but strategic competition has intensified. Recent years have seen tariffs, export controls, and restrictions on technology transfer. Yet, there's still plenty of trade between the two countries, and both economies are dependent on each other for growth and innovation. So what's going on now? In recent weeks, China has moved to tighten rare earth export controls and the U.S. has proposed 100 percent tariffs in return. If this came to pass, these events could mark a clear economic split. But given the interdependencies we just cited, neither Washington nor Beijing seems eager for a true split, at least not anytime soon. The economic costs would be staggering, and both sides know it. So, a truce seems more likely, perhaps with somewhat different terms than the narrow semis-for-rare earths agreement they made this spring. And longer term, this episode seems to be a part of a broader dynamic, where rolling negotiations and truces are more likely than either a durable trade peace or a hard economic decoupling. For fixed income investors, this drives some important considerations. First, U.S. industrial policy is ramping up, with clear implications for AI infrastructure. AI is an area where the U.S. views it as essential that they outcompete China. Supported by renewed CapEx incentives from the latest tax bill, it's clear to us that U.S. companies will be pushing further into AI development, where my colleagues have identified $2.9 trillion of data center financing needs over the next three years, about half of which will come from various credit markets. And for credit investors, this presents an important opportunity. Another consideration is how markets will balance near-term growth risks with an array of medium term growth possibilities. As our U.S. economics team has pointed out, the evidence suggests that corporates haven't yet been forced to make tough decisions about passing on or absorbing tariff costs, underscoring that trade-related growth pressures aren't yet in the rearview. The ongoing U.S. government shutdown doesn't help either. It's all a good argument for why bond yields could move lower in the near term. But also, we should expect yield curves could steepen more, with higher relative yields in longer maturities. This would reflect greater uncertainties around higher fiscal deficits, inflation, and economic growth. Our economists have been calling out the mixed messages in economic data, as well as a U.S. fiscal sustainability picture that appears reliant on acceleration in corporate CapEx for a manufacturing and AI-driven growth burst. In sum, the U.S.-China relationship is evolving, with global implications that don't lend themselves to easy narratives or quick fixes. Our challenge will continue to be crafting investment strategies that reflect durable policy undercurrents, the signal amid news headline noise. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague.

John discusses 7 to 8 million Americans hitting the streets in over 2,700 locations nationwide for the second No Kings protest last Saturday. In response, Pumpkin-face posted an AI generated video to social media depicting himself in a fighter jet marked “KING TRUMP” which he then gleefully flew over protesters in dumping bombs of diarrhea on their heads. He also talks about an appeals court ruling which has cleared the way for the National Guard to begin operations in Portland. Next, he welcomes back Professor Corey Brettschneider to talk about his experience interviewing people in New York at the No Kings Rally and the controversial appeals court ruling that is allowing Trump to send troops to Portland. Then closing it up, John jokes with comedians Myq Kaplan and Rhonda Hansome and they take calls from the Evil Army of the Night.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

-Curtis Sliwa blasts polls and party elites pushing him to quit the New York City mayor's race, insisting he's the only “law and order” candidate standing up to corruption. -NEWSMAX Chief Washington Correspondent James Rosen joins the show and offers an insider's take on the ongoing shutdown, Trump's political strategy, and how Washington is reacting to Trump's federalization of law enforcement. Today's podcast is sponsored by : BEAM DREAM POWDER : Improve your health by improving your sleep! Get 40% off by using code NEWSMAX at http://shopbeam.com/NewsmaxGET FRESH OLIVE OIL : Try real farm fresh olive oils for FREE plus $1 dollar shipping at http://GetFreshRobCarson.comBIRCH GOLD - Protect and grow your retirement savings with gold. Text ROB to 98 98 98 for your FREE information kit! To call in and speak with Rob Carson live on the show, dial 1-800-922-6680 between the hours of 12 Noon and 3:00 pm Eastern Time Monday through Friday…E-mail Rob Carson at : RobCarsonShow@gmail.com Musical parodies provided by Jim Gossett (www.patreon.com/JimGossettComedy) Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Listen Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media:  -Facebook: http://nws.mx/FB  -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX  -Telegram: http://t.me/newsmax  -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's edition of Breitbart News Daily, our host, Mike Slater, through two epic radio segments, sounds off on the state of the mayoral race in New York City and why he sincerely believes it's important for him to speak up about why he believes that Islam has no place in the United States of America. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From broke in his 20s to retiring his parents and buying a boutique hotel—this is how you build generational wealth from the ground up.In this episode, Rich sits down with real estate investor and entrepreneur Blake Rocha, who's built a $40M portfolio before turning 26. Blake opens up about growing up middle-class, moving back in with his parents to stack cash, and how he used Airbnb arbitrage, discipline, and relentless focus to buy his freedom.They cover:How Blake scaled from $0 to $40M in real estate by his mid-20sTurning family into business partners and retiring his parentsWhy mindset and consistency beat motivation every timeThe real reason men lose purpose—and how to get it backHis first boutique hotel deal in New York (and the dream that led to it)If you've ever wondered how to break free from average and start stacking assets that change your family tree, this episode is your blueprint.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Andy Frasco's World Saving Podcast archive episode with Cameron Winter, lead singer and songwriter of Geese. Cameron discusses touring with King Gizzard & The Lizard Wizard, growing up in New York, and forming Geese as kids at Brooklyn Friends School. He reflects on how the band planned on quitting after high school until they signed with Partisan Records. They also discuss Cameron's solo record Heavy Metal and how it pushed him in new creative directions. We also ask the question on the mind of all jam band nerds: Is there beef between Geese and Goose?

Ayaan Hirsi Ali, fellow at the Hoover Institution, best-selling author, founder of the Ayaan Hirsi Ali Foundation, and host of the Ayaan Hirsi Ali Podcast, joined The Guy Benson Show today to discuss her upbringing as a Muslim in Somalia and Kenya and how her experiences with Islamic extremism ultimately led her to deconvert. Hirsi Ali explained the crucial difference between Muslims and Islamists, and reflected on the October 7th massacre and the strengthening of what she calls the "red-green alliance" to destroy the West. Hirsi Ali also discussed the alarming rise of antisemitism in the UK, where Jewish citizens increasingly face threats from violent Islamists. Ali and Benson wrapped the interview by addressing New York mayoral candidate Zohran Mamdani, arguing that the weaponization of the term "Islamophobia" has allowed his brand of radicalism to thrive. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jack Ciattarelli, Republican nominee in the 2025 New Jersey gubernatorial election, calls into the program to talk about his ongoing campaign and the issues leading up to the upcoming election. Ciattarelli addresses attacks from his opponent, Mikie Sherrill, including accusations of raising taxes and mishandling his career in publishing. Jack emphasizes his commitment to lowering property and income taxes and improving public safety by addressing crime and immigration issues. He underscores the importance of early voting and expresses confidence in his widespread support from both Republicans and some Democrats. There is also discussion about the role of enthusiasm in political campaigns, comparisons with the New York elections, and mentions of public figures such as President Trump, John Bon Jovi, and Bruce Springsteen. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when a charismatic home renovator marries a budding design whiz? You get the billion-dollar powerhouse that is Chip and Joanna Gaines.The Gaines' TV show Fixer Upper became a cultural obsession, turning shiplap and farmhouse sinks into a lifestyle movement that swept America.When they walked away from that show at peak popularity, everyone thought they were crazy. Instead, they turned their business Magnolia into a thriving lifestyle brand, which includes a network, retail, restaurants, books, and a magazine. The Silos, their Waco headquarters, became an unlikely tourist destination, drawing millions.Chip and Joanna proved that faith, small-town values and authentic storytelling could compete with coastal glitz. And they did it all while raising five kids. You'll learn:What Chip and Joanna saw in each other—as business and life partners.How a miserable semester in New York sparked the idea for Joanna's first store.How the Gaines' almost went bankrupt after the 2008 housing crash—and refused to quit. Why walking away from their TV show turned out to be a brilliant move.Why faith is as important as luck.Why betting on your hometown can be a superpower.Time Stamps:3:30 Chip's failed dream of becoming a pro baseball player—and the unexpected path that followed.8:20 How running a laundry in college taught Chip the economics of entrepreneurship.14:35 Joanna's Korean-American childhood, identity struggles, and how a toxic newsroom internship changed the course of her life.24:10 The day Chip walked into her dad's tire shop—and never left.35:10 How Joanna's first $25 “sale” encouraged her to open the first Magnolia store.45:15 The housing crash that nearly ended their renovation business—and how they scraped their way back.55:15 The moment HGTV called—and why Chip thought it was a scam.1:09:10 How saying “no” to Fixer Upper opened the door to owning their own network—and their future. 1:13:09 The cultural backlash and the lessons that came with becoming America's most famous fixer-uppers.This episode was produced by Katherine Sypher with music composed by Ramtin Arablouei. It was edited by Neva Grant with research help from Chris Maccini. Our engineers were Patrick Murray and Kwesi Lee.Follow How I Built This:Instagram → @howibuiltthisX → @HowIBuiltThisFacebook → How I Built ThisFollow Guy Raz:Instagram → @guy.razYoutube → guy_razX → @guyrazSubstack → guyraz.substack.comWebsite → guyraz.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sports radio legend Mike Francesa calls in on a car phone to talk about another disastrous football weekend in New York. How should Giants fans feel today after a historic collapse? Does Aaron Glenn deserve a second year with the Jets? Was Shohei Ohtani's Game 4 performance in the NLCS the best in sports history? Does Ohtani have to do it in the World Series? Then, do it on the Angels? Learn more about your ad choices. Visit megaphone.fm/adchoices

Get MORE Bad Friends at our Patreon!! https://www.patreon.com/c/badfriends Thank you to our Sponsors: Factor, Displate, Ridge Wallet & Draft Kings • Factor: Eat smart at https://FactorMeals.com/badfriends50off and use code badfriends50off to get 50% off your first box, plus Free Breakfast for 1 Year. • Displate: For the next 24 hours, all Displates are 40% off, no matter the number, size, or finish. Make sure to act fast, because this type of offer doesn't last forever. https://displate.com/l/badfriends • Ridge Wallet: One thing to pack, five ways to power! Get 10% Off @Ridge with code BAD at https://ridge.com/BAD #Ridgepod • Draft Kings*: Download the DraftKings Sports book app and use code BADFRIENDS. 0:00 Kneecap Balaclava 5:00 Bishop Santino 10:00 Darkness Retreat 15:00 Anechoic Chamber 20:00 Korean Funerals 25:00 Samoan Dodgeball 30:00 Street Knowledge 35:00 Super Soaker Money 40:00 Do You Like The Jiggle? 45:00 Steve Harvey Motivation 50:00 Bobby's Game is Tight 55:00 You Think I'm Ken Jeong? 1:00:00 Harry and the Hendersons 1:05:00 Special Attention 1:10:00 Panda Express More Bobby Lee TigerBelly: https://www.youtube.com/tigerbelly Instagram: https://www.instagram.com/bobbyleelive Twitter: https://twitter.com/bobbyleelive Tickets: https://bobbylee.live More Andrew Santino Whiskey Ginger: https://www.youtube.com/andrewsantinowhiskeyginger Instagram: https://www.instagram.com/cheetosantino Twitter: https://Twitter.com/cheetosantino Tickets: http://www.andrewsantino.com More Fancy SOS VHS: https://www.youtube.com/@7equis Instagram: https://www.instagram.com/fancyb.1 More Bad Friends iTunes: https://podcasts.apple.com/us/podcast/bad-friends/id1496265971 Instagram: https://www.instagram.com/badfriendspod/ Twitter: https://twitter.com/badfriends_pod Official Website: http://badfriendspod.com/ *Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. NBA League Pass auto-renews until cancelled. Additional terms at D K N G dot co slash audio. Limited time offer. Opening Credits and Branding: https://www.instagram.com/joseph_faria & https://www.instagram.com/jenna_sunday Credit Sequence Music: http://bit.ly/RocomMusic // https://www.instagram.com/rocom Character Design: https://www.instagram.com/jeffreymyles Bad Friends Mosaic Sign: https://www.instagram.com/tedmunzmosaicart Produced by: 7EQUIS https://www.7equis.com/ Podcast Producer: Andrés Rosende This video contains paid promotion. #bobbylee #andrewsantino #badfriends #sponsored #ad Learn more about your ad choices. Visit megaphone.fm/adchoices

The boys recap their Weekends in Fun, the Louvre being burglarized, the finale of hit TV show 'Task,' and Shohei Ohtani going OFF.  Support us on Patreon and receive weekly episodes for as low $5 per month: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/circlingbackpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch all of our full episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.youtube.com/washedmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Washed Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.washedmedia.shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • (0:00) Fun & Easy Banter • (9:05) Recapping TWIF • (35:40) Feeling Heisty at the Louvre • (49:20) Task Finale • (1:00:05) Shohei Ohtani Support This Episode's Sponsors: BetterHelp: Our listeners get 10% off their first month at https://betterhelp.com/circling Squarespace: Check out ⁠https://squarespace.com/steam⁠ for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. Rocket Money: Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to ⁠https://rocketmoney.com/circling⁠ today. Underdog Fantasy: Download the app today and sign up with promo code STEAM to score ONE HUNDRED DOLLARS in Bonus Funds when you play your first FIVE dollars – that's promo code STEAM Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) Learn more about your ad choices. Visit megaphone.fm/adchoices

SEASON 4 EPISODE 26: COUNTDOWN WITH KEITH OLBERMANN A-Block (2:00) SPECIAL COMMENT: Can we? Involuntarily? Any way you can think of? I don’t know the answer, I suspect not, not even after the video he put out in which he proudly covers America in, uh, crap. A video he thought was some kind of flex, as opposed to reality, that it is the confirmation of everything that was being protested at No Kings, everything that defines Trump as president, as leader, as human being – sort of: a crapshow with a crown and he has to wear an oxygen mask and the MAGAs are standing below just hoping to catch some of it maybe with their mouths! Trump crapping on America – the only thing he’s good at – and in the limited coverage it gets in the media they sanitize it for your protection, literally not referencing WHAT it was flying in Trump’s Freudian video, his confession, the climax of his life. After that, let me say it again: Trump is insane and unchecked he will kill us all because nothing matters to him BUT him. He’s insane, he’s psychopathic, he’s murderous, he’s vile, he’s deranged, he’s damaged, he’s dysfunctional, he’s – on top of everything else there he is discharging himself all over New York and No Kings and America and my final thought was, if that AI video were real, and he really got rid of all that crap: what WHAT would he be left to THINK with? THAT PLUS the amazing under-coverage of the largest American political protest since 1970, and Trump him whoring and stalling for Putin again in Ukraine, and Trump’s Eternal Middle East Peace falling apart, and Curtis Sliwa stuffing Andrew Cuomo in a locker - it was glorious. B-BLOCK (30:00) ANOTHER SPECIAL COMMENT: You saw ESPN's Stephen A. Smith (who isn't trying to run for president but is humiliating himself, doing everything he can to make other people try to convince him to) appearing on the farcical News Nation's farcical "town hall" on the government shutdown? And a guy in the audience gets up and says he's an air traffic controller but because of 'them' he now has to deliver food to make ends meet? And Smith starts ranting and in solidarity with the people storms off the show because...I dunno why? Something about this story (in fact a couple things) just don't add up. Let me give you some hints. C-BLOCK (48:00) MONDAYS WITH THURBER: "Meet Birdey Doggett" is not his best known story. It is one of his best to hear read aloud. On a day when I'm under the weather and need a little cheering up myself - enjoy.See omnystudio.com/listener for privacy information.

#WDRadio WEEK OF OCT 19, 2025 | In the late 1800s, a journalist uncovered the shocking secret of how medical schools obtained their teaching skeletons: hidden factories in London, Paris, and New York that processed unclaimed morgue bodies and exotic specimens from travelers into 10,000 anatomical skeletons per year, using acid baths, boiling tanks, and skilled anatomists who rarely assembled bones from the same person.==========HOUR ONE: Seeing a lifelike human skeleton in a doctor's office, especially in the past couple of centuries, was – and in many cases still is - commonplace. But where did one go to get such lifelike skeletons if you were a doctor in the 1800s? Why, a skeleton factory, of course! (The Skeleton Factory) *** The story of Kate Watson is a grim one – living as a prostitute in the Old West, and when that wasn't enough she took up cattle rustling. Her husband wasn't any better. So it's probably no surprise that she was strung up until dead. But maybe you should wait to pass judgement until you hear the whole story. (The Lynching of Cattle Kate) *** In March of 2004, teenager Brianna Maitland left work in the late evening hours and was never seen again. To this day it is still one of Vermont's most infamous mysteries. (The Vanishing of Brianna Maitland) *** Plus, “The Haunted Adirondack Mountains”==========HOUR TWO: It is considered by many, Britain's most well-known disappearing person case. Even now, over three decades later, people in the UK are still fascinated and intrigued by the unexplained vanishing of Suzy Lamplugh. (The Suzy Lamplugh Mystery) *** John List planned the murders of his own family so carefully, he almost got away with it. In fact, it took 18 years to catch him. (The Family Man Who Murdered His Family) *** We'll look at what it was like to be a woman in the 17th Century… and accused of witchcraft. (Witchly Accusations) *** If you drink whiskey, or even if you don't, you're likely familiar with “Jameson Irish Whiskey.” But did you know that cannibalism played a part in its history? (Whiskey and Cannibalism) *** A strange phenomenon takes place in Arkansas, and despite the numerous sightings and investigations, there is still no explanation for it. (Unexplained In Arkansas)==========SUDDEN DEATH OVERTIME: Parents always feel their child is special in some way – something that makes their child better in some way than other children. Parents of indigo children are no different, with some parents thinking their children have psychic abilities. Doctors say that these children have ADD or ADHD, but one parapsychologist says indigo children have something even more special – possibly even paranormal - inside them. (Supernatural Indigo Children) *** When you think of a mad scientist you most likely think of Victor Frankenstein – but it's rumored Mary Shelley took inspiration for the character from a real mad scientist by the name of Andrew Ure. (Andrew Ure: A Real Life Mad Scientist) *** The story of Kate Watson is a grim one – living as a prostitute in the Old West, and when that wasn't enough she took up cattle rustling. Her husband wasn't any better. So it's probably no surprise that she was strung up until dead. But maybe you should wait to pass judgement until you hear the whole story. (The Lynching of Cattle Kate)==========SOURCES AND REFERENCES FROM TONIGHT'S SHOW:"The Suzy Lamplugh Mystery” by Amelia Gentleman for The Guardian: https://weirddarkness.tiny.us/2v2z6tp6“The Family Man Who Murdered His Family” from The Line Up: https://weirddarkness.tiny.us/392yt322“Witchly Accusations” by Jessica Nelson for the UK's National Archives: https://weirddarkness.tiny.us/j7nnd3ax“Whiskey and Cannibalism” posted at The Scare Chamber: https://weirddarkness.tiny.us/9rx24777“Supernatural Indigo Children” by Gina Dimuro for All That's Interesting: https://weirddarkness.tiny.us/apk85b29“Unexplained in Arkansas” by Ellen Lloyd for Ancient Pages: https://weirddarkness.tiny.us/27zaptdb“Haunted Adirondack Mountains” by Molly Briggs for Paranormality Magazine: http://weirddarkness.com/magazine“The Skeleton Factory” from Strange Ago: https://weirddarkness.tiny.us/2j8reje3“Andrew Ure: A Real Life Mad Scientist” posted at The Scare Chamber: https://weirddarkness.tiny.us/3n5tfpeh“The Murder of Nurse Cindy” posted the The Trouble With Justice: https://weirddarkness.tiny.us/2kfah7mv“The Lynching of Cattle Kate” posted at Strange Company: https://weirddarkness.tiny.us/utdy2sh6“The Vanishing of Brianna Maitland” by Orrin Grey for The Line Up: https://weirddarkness.tiny.us/je9s98ru==========(Over time links seen above may become invalid, disappear, or have different content. I always make sure to give authors credit for material I use whenever possible. If I have overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it immediately. Some links may benefit me financially through qualifying purchases.)=========="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46==========WeirdDarkness®, WeirdDarkness© 2025==========To become a Weird Darkness Radio Show affiliate, contact Radio America at affiliates@radioamerica.com, or call 800-807-4703 (press 2 or dial ext 250).

Venezuelan Writer Discusses Maduro's Potential Fall and Regional Drug Cartel Connections. Alejandro Peña Esclusa discusses the potential fall of Nicolás Maduro in Caracas and its positive transversal effect on the entire continent, particularly regarding drug cartels and compromised leadership. He asserts that all members of the São Paulo Forum are related to drugs, and information will be revealed when Maduro falls. Currently, Hugo "El Pollo" Carvajal, the former head of Venezuelan intelligence, is on trial in New York. Carvajal has already pleaded guilty to being a member of the "Cartel of the Suns" and confessed to participating in giving drug money to several prominent political figures, including Gustavo Petro, Lula da Silva, the Kirchners in Argentina, Cinque Stelle (Five Star Movement) in Italy, and Podemos in Spain. More information is expected to be revealed.

Natalie Cochran seemed like she had it all: a good job as a pharmacist, a loving husband, and two kids. But then she quit her job to become a government contractor and started raking in dough, or so she claimed. Behind the scenes, Natalie was running a classic Ponzi scheme, scamming friends and family with fake contracts, fake government emails, and even fake cancer. But when the walls start closing in, lies alone won't be enough to save her… These are the stories of the world's most insidious Scamfluencers. And we are their prey. Every week on Scamfluencers, join co-hosts Scaachi Koul and Sarah Hagi as they unpack epic stories of deception from the worlds of social media, fashion, finance, health, and wellness. These influencers claim to be everything from charismatic healers to trusted financial insiders to experts in dating. They cast spells over millions. Why do we believe them, and how does our culture allow them to thrive? Listen now: Wondery.fm/SCAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Some towns in America take Halloween to the next level! Sleepy Hollow, New York, is famous for the Legend of the Headless Horseman, where spooky stories and lanterns light up the streets each October. Salem, Massachusetts, is known for the 1600s witch trials, and today it celebrates Halloween with parades, costumes, and haunted tours. Anoka, Minnesota, calls itself the “Halloween Capital of the World,” with celebrations that go back over 100 years! This video explores these special towns, their history, and why they've become the best places to experience Halloween magic and fun.

Bill Maher is joined by media personality and podcaster Billy Bush for a sharp, surprising, and hilarious conversation that bounces from family dynasties to the minefields of modern media. Bush opens up about growing up a Manhattan kid with presidential uncles, surviving scandal, and finding his voice again behind the mic. The two swap stories about Hollywood etiquette, Julia Roberts at the Oscars, psychedelic trips, and why everyone's addicted to outrage. They debate fame, forgiveness, how tequila ages over time – and Bush recalls the wildest elevator encounter in New York, proof that even fame has its ups and downs. Subscribe to the Club Random YouTube channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/clubrandompodcast?sub_confirmation=1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch episodes ad-free – subscribe to Bill Maher's Substack: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://billmaher.substack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to the podcast for free wherever you listen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/ClubRandom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Support our Advertisers: Go to  https://zbiotics.com/RANDOM and use RANDOM at checkout for 15% off any first time orders of ZBiotics probiotics. Get $10 off your first month's subscription and free shipping at https://www.nutrafol.com and enter promo code RANDOM  Upgrade your wardrobe and save on @trueclassic at ⁠https://www.trueclassic.com/RANDOM⁠! #trueclassicpod #ad  Buy Club Random Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clubrandom.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit https://podcastchoices.com/adchoices ABOUT CLUB RANDOM Bill Maher rewrites the rules of podcasting the way he did in television in this series of one on one, hour long conversations with a wide variety of unexpected guests in the undisclosed location called Club Random. There's a whole big world out there that isn't about politics and Bill and his guests—from Bill Burr and Jerry Seinfeld to Jordan Peterson, Quentin Tarantino and Neil DeGrasse Tyson—talk about all of it.  For advertising opportunities please email: PodcastPartnerships@Studio71us.com ABOUT BILL MAHER Bill Maher was the host of “Politically Incorrect” (Comedy Central, ABC) from 1993-2002, and for the last fourteen years on HBO's “Real Time,” Maher's combination of unflinching honesty and big laughs have garnered him 40 Emmy nominations. Maher won his first Emmy in 2014 as executive producer for the HBO series, “VICE.” In October of 2008, this same combination was on display in Maher's uproarious and unprecedented swipe at organized religion, “Religulous.” Maher has written five bestsellers: “True Story,” “Does Anybody Have a Problem with That? Politically Incorrect's Greatest Hits,” “When You Ride Alone, You Ride with Bin Laden,” “New Rules: Polite Musings from a Timid Observer,” and most recently, “The New New Rules: A Funny Look at How Everybody But Me Has Their Head Up Their Ass.” FOLLOW CLUB RANDOM https://www.clubrandom.com https://www.facebook.com/Club-Random-101776489118185 https://twitter.com/clubrandom_ https://www.instagram.com/clubrandompodcast https://www.tiktok.com/@clubrandompodcast FOLLOW BILL MAHER https://www.billmaher.com https://twitter.com/billmaher https://www.instagram.com/billmaher Learn more about your ad choices. Visit podcastchoices.com/adchoices

Author Ilise S. Carter joins us to discuss her new book, When We Spoke to the Dead: How Ghosts Gave American Women Their Voice, a captivating exploration of how the Spiritualism movement reshaped faith, culture, and even feminism. It all began in 1848, when two sisters from upstate New York—the famous Fox Sisters—claimed they could speak to the dead through mysterious knocks on the walls of their farmhouse. Their story sparked a global fascination that transformed parlors into séance rooms and gave rise to one of the most influential movements of the 19th century. Spiritualism wasn't just about ghosts—it was about change. Mediums, often women, claimed to channel the voices of the departed through raps, trances, and automatic writing, gaining social power in a world that rarely let them speak.  Step into the séance room—where belief met rebellion, and the voices of the dead helped shape the living. Today on The Grave Talks, When We Spoke to the Dead, a conversation with author Ilise S. Carter. Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Denny Hamlin, Jared Allen, and Travis Rockhold recap a "typical Talladega" race that still provided plenty of excitement. Playoff chaos was in full swing with Chase Elliott getting caught up in an early-race wreck, Kyle Larson running out of gas during overtime, and Chase Briscoe stealing the win to clinch his spot in the Championship 4. What was Denny's week like as he turned his attention to the Phoenix finale, and does he think having a head start on preparation will help his Championship chances?1:01 - Typical Talladega 10:34 - Ty Gibbs Helps a Teammate17:28 - Bigger Bummer: William Byron or Kyle Larson?28:15 - Penske Mad at Brad Keselowski39:56 - AJ Allmendinger and Chase Elliott Wreck41:37 - Josh Berry and Ty Dillon's Pit Road Incident44:34 - Austin Hill Outclasses the Field...Again48:58 - Gio Ruggiero's 1st Truck Series Win50:45 - Martinsville Mindset for Bubble Drivers57:42 - Martinsville as Winner-Take-All Track58:47 - Off-track News and Updates Real fans wear Dirty Mo. Hit the link and join the crew.

Nick Kostos reacts to the rest of the Giants schedule, and breaks down why he thinks New York is set up for a rough stretch moving forward. Plus, Nick discusses the Eagles win over the Vikings.

Nick Kostos goes off on the New York Giants meltdown loss against the Broncos in Denver. Nick breaks down the Giants remaining schedule and explains why he is out on New York for the rest of the season. Plus, Nick hits on Commanders vs. Cowboys and Packers vs. Giants.

President Trump's fury at Democrats over the government shutdown is escalating. First he angrily announced that he's “terminated” the big tunnel project connecting New York and New Jersey, basically saying he'd done this to punish Chuck Schumer, an extraordinarily deranged act of direct retribution. Then he unleashed a rambling tirade filled with lies about “mentally damaged” Democrats' shutdown stance. All this comes as a new CNBC poll finds Trump and the GOP blamed for economic damage over the shutdown by 53-37. This has driven his economic approval down to 42-55, the worst ever in CNBC polling, with his standing on inflation at an abysmal 34-62. We talked to Democratic strategist Simon Rosenberg, author of “The Hopium Chronicles.” He argues we should focus on the fundamentals: Trump is doing immense harm to the country, he's deeply unpopular, and that will matter in the midterms—though Rosenberg also discusses why beating Trump and recovering from our authoritarian slide will be a brutal longer-term slog.  Looking for More from the DSR Network? Click Here: https://linktr.ee/deepstateradio Learn more about your ad choices. Visit megaphone.fm/adchoices

As the S&P 500 continues to rally, our CIO and Chief U.S. Equity Strategist Mike Wilson discusses three factors that could lead to a stock market correction in the near term.Read more insights from Morgan Stanley.----- Transcript ----- Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing why we are still in a new bull market even if a correction is likely in the near term. It's Monday, October 20th at 1pm in New York. So, let's get after it. I continue to believe the sharp selloff in April following Liberation Day marked the trough of what was effectively a three-year rolling recession in the U.S. economy. We have written extensively about this view; but it still remains very much out of consensus. Since 2022 most sectors of the private economy have gone through their own individual recession but at different times. The final trough in the rate of change in economic activity came in April around the tariff announcements which came as a surprise to almost everyone, at least in terms of the magnitude and scope. In short, Liberation Day was really capitulation day on the last piece of bad news for the economic cycle which then bottomed. Stocks seem to agree which is why they have rallied in a straight line since then, much like they do after the trough in any economic cycle. The other proof we have for this claim is the v-shaped recovery in earnings revision breadth, something we have discussed for many months in our written research and on this podcast. Based on our numerous conversations with investors, this view remains very unpopular. Instead, most believe the economy and earnings growth for next year are at risk of being lower rather than higher than expected, as I do. Core to my view is that we are now firmly in an inflationary regime since COVID and the implementation of helicopter money to get us out of that crisis. The government has to run it hot to get us out of the massive debt and deficit problem created over the past 20 years. The end result is that investors need to expect hotter but shorter cycles rather than the elongated 10-year cycles we experienced between 1980-2020 when inflation was falling. That means two-year up cycles followed by one-year down cycles for U.S. equity markets, which is exactly what's happened since 2020. We are now in the midst of a new up cycle that began in April. The key thing to understand during this new regime is that inflation is not bad for stocks so long as it's accelerating and the Fed is on the sidelines or easing like in 2020-21, 2023 and now today. Higher inflation means higher earnings growth which is why price earnings multiples are high today. With inflation likely to accelerate next year, stocks are anticipating better earnings growth. In other words, stocks are a hedge against inflation. In fact, relative to gold, high quality stocks may offer a cheaper inflation hedge at this point given their dramatic underperformance to precious metals year-to-date and since 2021. Eventually, inflation will be a problem again for stocks like in 2022 when the Fed has to react by tightening policy, but that's a story for another day. Having said all this, the equity markets are a bit frothy at the moment and so a 10-15 percent correction in the S&P 500 is not only possible but would be normal at this stage of a new bull market. I see three primary reasons for why we could get that in the near term. First, China-U.S. trade relations have recently escalated again, and we are slowly marching toward a November 1st deadline for tariffs on China to go back to Liberation Day levels. While most investors don't want to get sucked into selling at the worst possible time like they did in April, this risk is real and will weigh on stocks if we don't see evidence of a de-escalation in the next few weeks. Second, funding markets have exhibited some signs of increased stress lately. This is likely due to the ongoing quantitative tightening program by the Fed which is draining bank reserves. Should these stresses increase, it could spill over into equities. Third, our earnings revision breadth metric is rolling over now after its historic rise since April. This could continue into earnings season as it's normal to see some retracement from such a high level and tariffs start to flow through from inventories to the income statement. Trade tensions might also weigh on company guidance in the short term. Bottom line, I believe a new bull market began in April with a new rolling economic and earnings recovery that is now quite nascent. However, even new bull markets have corrections along the way, and certain conditions argue we are at risk for the first tradable one since April. Keep your powder dry in the near term for what should be a great buying opportunity, if it arrives. Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

Adam Gopnik, staff writer for The New Yorker, and author of The Real Work, talks about his one-man play, "Adam Gopnik's New York" in performance at Lincoln Center through Sunday.

John is broadcasting from his hotel in South Carolina. His monologue is about Trump's latest addiction - slaughtering innocent migrant fisherman with no due process; this time off the coast of Venezuela. He also talks about Trump rewarding former New York congressman George Santos for Republican loyalty by commuting his prison sentence. Then, John welcomes back Democratic Political Strategist Max Burns to talk about his latest piece in Dame Magazine: "Governor Pritzker Sets An Example in How to Meet This Moment". And closing it up, he jokes with TV's Frank Conniff of MST3K on pop culture, Combover Caligula, and the Epstein files.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

When it comes to publicity stunts, Kim Kardashian may have just outdone herself. The socialite and reality TV star has raised a few eyebrows with the latest addition to her underwear range, Skims — a barely there thong, lavishly adorned with fake pubic hair. Charmin is going big with its latest release. Starting Thursday, the brand is introducing what it calls “The Forever Roll.” It's a 1,700-sheet roll of toilet paper that is meant to last up to a month, based on a two-person household. The roll is about 32 times larger than a standard one. A court filing has put some meat on the bones of the case against the corrections officer just arrested for allegedly smuggling chicken wings into a Texas lockup. Police search for teens accused of stealing 200 stuffed animals from New York amusement park SUBSCRIBE: @NextRoundLive - / @nextroundlive FOLLOW TNR ON RUMBLE: https://rumble.com/c/c-7759604 FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Sponsor the show: sales@nextroundlive.com #SEC #Alabama #Auburn #secfootball #collegefootball #cfb #cfp #football #sports #alabamafootball #alabamabasketball #auburnbasketball #auburnfootball #rolltide #wareagle #alabamacrimsontide #auburntigers #nfl #sportsnews #footballnews Learn more about your ad choices. Visit megaphone.fm/adchoices

Norma Kamali is a fashion innovator and true icon, and today, she's sharing lessons from her remarkable life with the Naked Beauty audience. Norma and I discussed her early days of bringing vintage clothing from London to New York, the creation of innovative designs like the Sleeping Bag Coat and high-heeled sneaker, and her philosophy of making women feel great through fashion. We also into Norma's upbringing, her path-defining experiences, and her wellness routines that keep her vibrant at 80. Norma's story underscores the importance of purpose, creativity, and self-care in navigating life's challenges, and she provides such wise advice about longevity, relationships, and finding your true calling. Tune in for:(03:07) Norma's experience growing up in Manhattan(07:50) The fashion and beauty icons Norma looked up to as a young woman(11:47) Norma's early travels to London(22:42) Establishing her own label(27:52) Starting over after divorce(33:02) Norma's advice for discovering purpose and clarity in life(37:43) Norma's wellness routinesRate, Subscribe & Review the Podcast on Apple Thanks for all the love and support. Tag me while you're listening @nakedbeautyplanet & as always love to hear your thoughts :) Check out nakedbeautypodcast.com for all previous episodes & search episodes by topicStay in touch with me: @brookedevardFollow Norma Kamali @NormaKamaliProducts Mentioned:Norma Kamali SKINLINE Hosted on Acast. See acast.com/privacy for more information.

It's Ditch Day for the seniors of Capeside High, but the ones we're watching are hardly enjoying carefree time off from school. Jen gets Joey to come with her for an interview with an admissions guy at the University of New York. Joey is excited to see all the sights on her list during her first-ever trip to the city, but she can tell Jen isn't doing so well and abandons her plans to look after her. Sure enough, the admissions meeting is just a cover story for Jen's long-delayed reckoning with her father. After Gretchen tells Dawson about the spontaneous road trip she took on HER Ditch Day, Dawson spontaneously decides to copy her, basically. If he'd thought about it just a little longer, he might have remembered that he no longer has a spare tire. Pacey still has junior classes to make up that he can't miss, but soon decides he can afford a Ditch Half-Day with Drue, who takes him to his favorite bar that doesn't card. If this seems like a bad idea for a kid whose dad is the local sheriff, you're way ahead of Pacey. Don't waste a minute before getting to our episode on "Eastern Standard Time"! JOIN THE AWT CLUB

Keith sits down with Terry Kerr and Matthew Vanhorn, the leaders of America's oldest turnkey real estate provider, Mid South Home Buyers, to unpack the practical systems that keep thousands of rental units profitable and tenants happy. With national renter mobility dropping, longer stays are now the norm. Average resident stay is 4 years—double the industry average, thanks to proactive maintenance and relationship-driven management. Instead of fighting for eyeballs on Zillow, they target HR departments at hospitals, universities, and major employers, tapping into pre-screened, income-verified tenants with stable paychecks and predictable work schedules. Invest where returns still make sense. Visit midsouthhomebuyers.com to book your investor tour and get $500 off your first property. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/576 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, learn about how to cut your rental property vacancies and keep tenants twice as long. Why Memphis, Tennessee stays the cash flow King, and exactly where to find really low cost, quality properties today. That make sense from day one today on, get rich education.   Keith Weinhold  0:26   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There is real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Corey Coates  1:39   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:49   Welcome to GRE from New York's Long Island Sound to Washington's Puget Sound and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. There's an economic trend that you need to be aware of. We're going to talk about how you can play it in this era, sources ranging from Redfin to Housing Wire and others, you know they're all in agreement that the transiency rate, that mobility rate for Americans, is down. And what that means is, when people find a place to live, whether they're a property owner or a renter, they are staying put longer. They put this big, heavy anchor down, and that kind of goes along with employment. Although the unemployment rate is low right now, there aren't very many people moving jobs or changing jobs. So the rate of hiring is low, that's bad, but the rate of employer firings is low, that's good. So on balance, Americans are keeping their job if they've already got one, and they're keeping their home if they've already got one. But because movement has slowed, as we are in this slower housing market, I'll drastically oversimplify here. All right, a few years ago, you might have had a tenant stay for two years, and then there would be a one month vacancy between tenancies today, double both of those. You're more likely to see a four year stay, but two months between vacancies. So your occupancy rate, therefore, is the same in both scenarios, but there's less movement. Again, oversimplifying, but you can see the effect a longer vacancy period is bad, a longer tenant retention period is good, all right. Well, how do you increase your tenant's length of stay and decrease that vacancy in order to be more profitable as an investor and yet give your tenant a satisfactory experience too well. One thing that you can do is list your vacant unit with an employer. Yeah, advertise it through a local stable company. You're going to end up with higher quality tenants. See, there's already this built in screening that was done for you. The employer basically did that for you. So when you work directly with especially hospitals, universities, corporate campuses or military bases, what you're doing is you're fishing from a pond of already vetted, income verified and drug screened candidates. See these tenants what they had to do. They already had to pass HR background checks and employment verification in order to get their job. So for you, that saves you both risk and time compared to the you know, the Craigslist style roll the dice crowd. Now, Of course, we cannot discriminate against certain groups of people, and we'll get into that shortly. But of course, steady employment equals steady rent tenants sourced through employers. They usually have reliable paychecks, often through direct deposit. They've got predictable work schedules, and there's going to be less income volatility. So that means that you'll have fewer late payments and lower eviction risk. And some landlords, you know what they do, they even structure rent payments through payroll deduction. I mean that essentially automates the rent collection. Yes, you can do that. Employees who move for a job, they often sign longer leases, because relocating again would be a hassle. So many will stay in your unit as long as they stay employed. That could be two years or five years, especially in the health care, education and tech sector. So less turnover means fewer make ready costs for you, fewer showings and just more ease and peace of mind. So advertising through employers that is a really low competition marketing channel as well. You know, most landlords, they blast their listings on Zillow apartments.com or maybe Facebook marketplace. Well over there, your post is just one out of hundreds, instead of all that competition, what you're doing is you're finding quiet, uncrowded channels when you utilize these employer housing boards and their HR relocation departments, and this way you can even get inside that company's internal newsletters so you're reaching renters before they can even start scrolling listings over on Zillow and see employers love this too. It's not like the employer is having to do a favor for you. They love it, because when they can help new hires or transferees find housing, it's better for that company. It reduces the employee's stress. It improves the retention at that company. If they have an employer that's satisfied and has a good place to stay, and it really boosts that company's recruiting success. So you're helping yourself, you're helping that company, and you're helping their new employee, which is your tenant. So this makes HR departments. They are surprisingly receptive to you. They might even circulate your listing internally or add you to their housing resource list. So this is a perfect fit for these hands off turnkey investors. So if you're doing that or you're managing properties remotely, this employer outreach, it really gives you a nice extra layer of reliability. And as far as the people that will be your tenants, think about nurses, engineers. IT staff, sometimes teachers, sometimes military based personnel. I mean, they are all ideal long term tenants. Now the way that you can actually do this and put it into practice is identify major employers that are near your property, that could be hospital systems, that could be universities or manufacturing plants, then contact their HR or the relocation department, and after that, it's not hard just provide them with a concise PDF or a one page flyer with your property photos and the monthly rent amount. And one thing you can do, and you should in this case, is put the distance or the time it takes to travel to the employer from your rental unit, and then add your contact info. That is exactly how you do it. You can offer a small incentive, like $50 off the first month for employees. So this is a slick way to advertise your vacancy with employers and make you more profitable over time.    Keith Weinhold  7:02   Now today, we're going to talk to who is actually America's oldest turnkey real estate company. As far as we know, they're based in Memphis, Tennessee, and we'll learn how they advertise a vacant unit and screen prospective tenants and place them and maintain their units over time. They are called mid south homebuyers. You've heard them on the show before, and because of their success, both investors and other real estate companies, they actually listen in intently to what these people have to say. I mean, others study them and learn from them. These are the people other companies study, and you're still going to hear from their principal and their sales lead about reducing your vacancy time and increasing your tenant duration. And, you know, it's just kind of funny how often Memphis, Tennessee, which is where they're based, how often this comes up in cash flowing real estate conversations that you have out there over time? I mean. And Memphis consistently has the best cash flow, maybe, amongst any substantial Metro in the nation. We'll just say among metros that are big enough to have a major pro sports team. I mean, Memphis does have the NBA Grizzlies. There aren't many other cities that can even compete with Memphis as the cashflow King, although there are some that you can work into the conversation. Indianapolis, Cleveland and Oklahoma City are some of those places. Now, before we're done, you'll also learn about how, even following this generation's big inflationary wave, how purchase prices are still as affordable as they are in both Memphis and Little Rock. I mean, this is going to make you ask out loud today, how could they still be so low? We'll also talk about conventional, enduring property management techniques today, now next month here on the show, we're going to talk about how you can use AI to self manage your properties, and that show next month is going to be with an expert straight from Silicon Valley. We're going to talk to the CEO of hemlane then and their AI driven property management software. She used to work for Apple, and she's got a Harvard Business School degree. That is next month today. It's about tried and proven techniques to make you more profitable as an investor   Keith Weinhold  11:24   I'd like to welcome in longtime friends of the show, with the emphasis on long time since they were first here with us, nearly 11 years ago, They are those ever steady property providers based in Memphis, mid south homebuyers. They also serve Little Rock, Arkansas. I have physically walked their offices and properties in person myself. They are, in fact, America's oldest turnkey real estate provider. And it's the return of their founder and principal, Terry Kerr and a second guest who you'll meet shortly, Terry, welcome back on of the show.   Terry Kerr  12:04   Thanks so much, Keith, so glad to be back.   Keith Weinhold  12:07   Congrats on your success. Your model and operation is prominent and exemplary nationally. You've now grown to 110 w2 employees there, and your 13 plus year property management guru who's been leading that entire division is now your sales director. It's terrific to introduce him to the world today. Matthew Van Horn,   Matthew Vanhorn  12:31   Keith, so great to be on here. Long time listener of the show. Really great to meet you.    Keith Weinhold  12:36   Yeah. Appreciate it now you'll soon be listening to yourself on the show. GRE, listeners are familiar with the turnkey real estate model. What you do is buy a distressed property, you rehab it, and then you place a tenant in the property, and you hold on to that for investors across the nation for the production of long term cash flow. Well, let's get an update between Memphis and Little Rock. How many properties do you hold under management for investors now and then? What percent are single family rentals versus other types?   Terry Kerr  13:07   Right now, we're about 57 maybe a little closer to 5800 and the vast majority of them are single family houses. I'm going to say probably. What 5% are duplexes? Matthew, something like that. Yeah, something like that. So no other multis, just single family, most of them rehabs. And of course, now we're doing a new construction direct to rental as well.   Keith Weinhold  13:29   Interestingly, with 58 to 5900 rentals, I mean, you can easily sort of be your own surveying outfit in an informal way, in finding out what's happening with the market, what all the dynamics are. So why don't we start at the beginning, when you're marketing and advertising and looking to place a tenant, tell us about just what you look for, just what you need to avoid. I mean checking for the tenant. That typically involves an employment check, a credit check, a rental history. Sometimes something might appear like a red flag, say, a 590 credit score. Would you always accept tenants in that condition? Because there are times when there are extenuating circumstances when a tenant with a 590 credit score actually might be a good placement. So tell us more about that screening.   Terry Kerr  14:17   As you know, it is renters that drive our returns as investors, and so selecting the right renter is where the money is made in this business, for sure, we are doing as much screening as we can for our renters. There's a lot that goes into that. We actually have a whole processing department. You know some people here who spend their whole day working in the processing division. And what you really got to watch out for, as far as red flags, is just fraud. There are so many ways you can use machines to defraud, and we have people who are able to detect and weed out the bad actors there, but we know what works really well. We have, for instance, in. Arkansas, the main employer of our residents is Baptist Health Medical Center, and we love our healthcare workers there. So that's a place that, you know, starting from the marketing side, we're going to dial up our marketing in those places we're going to go to the HR department, or we're often in the HR department of Baptist Health Medical Center, pushing and asking for referrals from them, you know. And same with just referrals in general, good tenants tend to refer other good tenants. We're of course, looking for strong income that we can verify. And more than anything, we're looking for strong, credible current rental history, so someone who's paying the rent today somewhere to a verified landlord, not their sister, you know, but a very verified landlord. That's the big thing, Keith.   Keith Weinhold  15:50   Tell us more about that. That's great that you're being proactive and getting right in there with a stable, steady employer. That is where our rent comes from. After all, are there any other red flags, maybe things that people would not think about identifying as a red flag when it comes to that employment, in that credit, in that rental history   Matthew Vanhorn  16:11   one reason I bring up the localized marketing that some people may not think about is that renters who move from Out of state often will land in a place and then stay there for one year, which is fine, but then they often don't renew their lease and they'll move somewhere else. Now, of course, what we have to do above all is we have to be legal, you know, so we can't discriminate against someone from coming from out of town, but what we can do is dial up our localized marketing so that we're getting people who are in the neighborhood, who love the neighborhood already where they are, and so that contributes to longer residence days, and it's just little things like that. Once again, you're looking for employment that you can verify, so that you know that you're getting a quality renter.   Terry Kerr  16:59   I'll also say that one of the ways that we try to attract the most potential residents we can is by having a free application. So typically, a property management company is going to charge, you know, 50 to 75 bucks per applicant. And we're very fortunate that we've get a terrific deal from Equifax, because we're also lenders, we do some lending to our investors, which gives us a really good deal on paying for credit checks. And so we waive those fees for our residents. And so a lot more folks are going to apply with us, because it doesn't cost them anything to apply. And of course, the more people that apply, you've got a much better shot at a filling the property quicker, but also finding a much better resident.   Keith Weinhold  17:44   well this is a great part of building the connection. One of the first interactions they have with you is realizing that you don't have any application fee. And AI can be great for marketing and for doing things like writing listing descriptions, but you build that human connection there. For example, you do in person showings. You invite prospective tenants in current tenants into your physical office, kind of replacing society's trust crisis with humanity.   Matthew Vanhorn  18:14   Yes, that's right, Keith. In the last 12 months, we've spent more money than ever on technology, so we are leaning heavily into creating the systems and processes that allow us to get to our service quickly. And at the same time, we've invested more into staffing up in the past 12 months, into inviting people into our office, you know, and we can still do everything remotely. We can do it virtually for folks who want that, we found that a lot of residents love to look us in the face, and they like to come down to our office, and they like to sit across from Karen and across from Gabby, and they just love the personalized experience that we give them. It's hard to quantify it, Keith, but I just really believe that it drives longevity, right?   Keith Weinhold  19:04   Having a face behind that rental because your properties are freshly rehabbed, or, in some cases, they're new builds, so hopefully you won't have too many tenant service calls once they do become a resident, and you don't need to interact with them all the time, though you're there for them, but once you have chosen a tenant, and that tenant is placed, you know somebody has to be the adult in the lease, and we sincerely hope that the tenant is one of them. So with regard to that, how do you help ensure that tenants keep making on time payments, and you can keep tenants and not get ones that break the lease. So can you speak to us about that, how you can help identify that in the screening and then that ongoing relationship?   Matthew Vanhorn  19:47    I will say that perfect vetting does not necessarily lead to perfect collections, because it turns out that every one of our residents, they are humans, and as humans, we run into things you. Know, divorce can happen. Relationship breakups can happen, job losses happen. Just very human things happen. And so we like to stay in touch with our residents as often as possible, and very much encourage an open line of communication. We very much believe in compassion based collections here at Mid South. And so when residents fall upon hard times, we are truly there for them. Memphis actually has more nonprofits per capita than any place in America then. So when residents do fall on hard times, you know, and it happens, we're actually able to reach out. We have connections with several agencies that can help with rental assistance for renters who need it, we found that by pouring into our staffing with the resident support and solutions department that we've had a lot of success in collecting just by keeping that relationship intact when the pandemic hit. For instance, and I know that's been a few years from now, and maybe we all want to forget it, our collections rate actually went up during that time, and I attribute that largely to the fact that, number one, we had a relationship in place with our renters. We staffed up, and matter of fact, we had a full time person just working to get rent assistance for those renters who kind of had been disenfranchised by the pandemic   Keith Weinhold  21:26   during pandemic times or post pandemic times whenever it is us as investors, we're always interested in reducing that vacancy time. We seem to be in a period, at least nationally, where when people get a hold of a place, they want to keep it and hold on to it. In a lot of markets, the duration of a tenancy has been increasing. So despite what era that we're in, can you talk to us about some of the best practices for how you reduce the vacancy time? Because we all know vacancy and turnover is our biggest expense over time. As investors,    Terry Kerr  21:58   I like to say, you know, at the heart of what we do is making sure that when a hard working, single mother comes home at the end of the day, she can give her child a hot bath. And that's not possible if the water heaters out. And that's just one example, but our main job is to give a good quality of life to the residents that we are caring for, and if we can do that, and if we can treat them with respect when they do fall on hard times, like Matthew said, they're going to want to renew the lease. So we have got a almost twice the average length of stay as the industry average, which is we've got about a four year average resident stay. And when folks move out of a mid south house, it's not because they can find a better value they're going to get. They're already in the nicest house on the street. And if something breaks, we're out there lickety split to fix it. When folks move out of a mid south house. It's either because they're downsizing. Kids are moving out, or they're going up because they're having their family increases and they've got to move up, or maybe something happens to them, like Matthew mentioned, you know, death, divorce, disability, these things happen, right? But no one's moving out because they can find a better value or because they're not getting the service or respect that they deserve.    Keith Weinhold  23:25   That says a lot. Being managers of 5800 to 5900 properties, which gives you this sort of canvassing or de facto surveying ability that you have. What are we seeing for the direction of rents? We'll get into rents and prices later, because nationally, rents are just holding steady. They're really not rising very much. What do you see there?   Matthew Vanhorn  23:49   Yes, we saw them fairly stable. Over the course of 2024 I have started to see an uptick here in the past few months, I will say, which is encouraging for investors, for sure, each month, I'm looking at all of the renewal rates personally, to kind of look at that, engage the market. And like you said, it really is helpful. I mean, yes, we have all the tools, Zillow, rentometer, all these things, but there's nothing like just our own data of seeing, hey, what's the house across the street renting for? You know, how long did it take for that to rent and incorporating that into our data. And right now, our houses are moving at a faster pace on the leasing tip, which rent increases tend to follow that    Keith Weinhold  24:30   when it comes to optimizing rents, a lot of that coming back to reducing vacancy time. There are a number of strategies that one can employ now it's not with you guys, but I have a single family rental home in another market, and one promotion that that manager is running and encouraged me to participate in is a 50 inch flat screen TV having that and giving it away to the tenant. Somehow, that only costs $250 so I decided to do that. At for a vacancy that I have there in that market. Now, some investors might say, you know, why am I buying TVs for a tenant? I'm already providing them with a place. If the rent is 1500 bucks, a $250 TV only costs five days of vacancy, and that helps me reduce that vacancy period. Might even make a tenant want to stay longer, so sometimes you got to be thinking about how your tenant thinks, and you can come up with inventive ways to reduce vacancy. Do you have anything like that, any small concession that you've offered or have needed to offer in either market?   Terry Kerr  25:33   Well, we haven't done anything like that, Keith, but what we do like to do, and Matthew mentioned this earlier, is as great tenants tend to refer other great residents, and so we have a referral bonus that we pay out to our residents that refer other folks to us, and that does not come out of the pocket of our investors, that comes out of our pocket, because it's our job to make sure that We rent these properties as quick as we can to qualified residents.   Keith Weinhold  26:04   One thing that I've liked about Memphis, which few markets have, is that it's embedded within renter culture in Memphis, since it is such a renter city, that renters travel with their appliances, like the refrigerator, in their stove, in their dishwasher, which always seems crazy to me, so you're not providing those appliances. It seems like that fact alone might help with resident retention in Memphis. They're just less likely to move when they have more stuff to move.   Matthew Vanhorn  26:35   Yeah, it's really true. Yeah. And the longer people stay, the longer they tend to stay as funny as that sounds. And yeah, that's something that we found even in our new construction homes where we do provide the appliances we've been finding in many instances, still the residents are coming with their own appliances. And so we're storing our appliance, our brand new appliances, in our warehouse.   Keith Weinhold  26:58   Wow, yes, that's just something that you don't see in other places. And when it comes to retention, we're interested in maintaining the property like you talked about being proactive with are there some other things you do to help ensure that the maintenance expenses stay lower throughout the lifetime of that investor ownership? How do you approach that?   Terry Kerr  27:16   It really starts with doing a full blown rehab, right? So every once in a while, you know, we'll have houses that, you know, have some age on the components. But when we do a rehab, everything is brand spanking new, like a new roof, gut, the kitchen, got the bathroom, you know, all new electrical, all new plumbing, all new HVAC, a new water heater the whole nine yards. So it starts there, and then when a property turns over, we go into the property, and we are looking for safe and clean, right? So we want to make sure to keep the water out. We want to make sure that everything is safe and the property is tip top and super clean. Fortunately, the folks that are maintaining the houses for our investors. The technicians are the same technicians that did the renovations on the property, right? And it's the same materials. Yeah, it's like, we have an assembly line and a junky house jumps on the assembly line, and we rip everything off, and all the same materials jump back on the house. So we're able to keep costs low because of that, and also because the labor that we end up having to pay the technicians typically is a lot less than normal, because they're used to working on the same water heater, the same HVAC system, you know, the same furnace, the same dishwasher. So our volume model kind of helps with that.   Keith Weinhold  28:39   Oh, if you were listening closely, yes, what a huge efficiency that can be. You fellas, have any last thoughts about efficient property management, since that's what you've led for more than 13 years, Matthew,   Matthew Vanhorn  28:51   I resonate with what you said about how many investors overlook vacancy costs when properties turn over. And so I think it's just getting your rents right on the money, maybe just a little below, can actually drive returns, as opposed to maybe trying to get an extra 25 bucks more, which takes you three weeks longer to rent. You actually did not come out ahead in that, in that scenario, Keith   Keith Weinhold  29:14   today, with inflation, a $25 difference, I mean, we're down to what 12 hours of vacancy is, really how we're talking about there Property Management turning a passive income into an active lifestyle since forever. That's what they do. Property managers are the people that have never met a maintenance issue that waited until business hours. So that's why I'm grateful that my managers do what they do for me. That's what we're talking about today. More when we come back with Terry Kerr and Matthew Van Horn of mid south homebuyers, I'm your host. Keith Weinhold   Keith Weinhold  29:45   if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why. It matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called The Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  30:56   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Tom Wheelwright  31:31   this is Rich Dad Advisor Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  31:37   welcome back to get rich education. You've got the pleasure of listening to the voices of America's oldest turnkey real estate provider mid south homebuyers based in Memphis, Tennessee, and some years ago, they branched out to Little Rock, Arkansas as well, just about a two hour road trip west of Memphis. When us as investors buy a property, we've got to be cognizant of the fact that that property swims in an economic ocean, and therefore job vibrancy is, after all, how the tenant pays the rent. So tell us about economic developments in Memphis and Little Rock, because there are some exciting ones.   Matthew Vanhorn  32:24   So yeah, both in Memphis and in Little Rock, we've got the roads, we've got the rivers, we've got the rails, which drives both Memphis and Little Rock as distribution hubs here in the middle of America. And so of course, FedEx famously has their headquarters here in Memphis. Many of your listeners will know it's the largest cargo airport in America. We've had a resurgence of X. AI has actually come to Memphis and built the world's largest supercomputer here in Memphis, and they're actually working hard now on building a second called Colossus two, which is going to be even larger. They're saying it may hold as many as 1 million Nvidia chips, which I can't do that math, but that's a lot of money. And so x AI is has quickly become the second largest taxpayer here in Memphis and in Shelby County. And 25% of those tax proceeds, by the way are going, they're earmarked to go right into that local community beside where the plant is, and all the development is in Little Rock. You know, of course, it's Arkansas's largest city. It's the capital city, and so by nature of that, there are many stable state government jobs there that is a bulwark of the economic development there. There is a actually Fintech startup space is big in Little Rock as well. Lockheed Martin has been doing developments there, so a lot of aerospace development around Little Rock. Folks who look at our homes will also notice that we are in Jacksonville, which is a suburb of Little Rock that's anchored by the Air Force base there in Jacksonville. And there's actually a large munitions supplier there, Sig Sauer, which provides a lot of jobs to the locals there. And our number one, I may have mentioned it earlier, our number one employer in Central Arkansas is actually Baptist Health Medical Center. And just generally speaking, health care workers make up the largest portion of our residents in Central Arkansas. So a lot of great economic drivers that we're seeing bringing renters to Little Rock and and new jobs there. As a matter of fact, not just that, but I noted recently that the cost of living in Little Rock is now 10% below the national average. I think we had a report on our website a few years ago that it was 6% and that's actually. It's only becoming more favorable to live in Central Arkansas.   Keith Weinhold  35:04   You're talking about stable and growing drivers here, AI related businesses and healthcare. Let's talk about those rents and prices. Because really, this is one reason why national investors are so drawn to that area. It's that high affordability and that high ratio of rent income to purchase price. So what sort of rent and price ranges are we looking at in both markets now,   Matthew Vanhorn  35:29   it's not the same as it was when I started here in 2012 Reds have increased and so, you know, average rents around here start around 900 and now we're going up to about 1700 toward the high end there. And you know, the great news is that incomes have increased as well, and so our renters are able to afford this just as well as they were before. Or maybe even better, like I mentioned, cost of living in Arkansas has actually improved. And so what that means is people are actually making more money compared to the rent, even though rents have increased, which I believe is good news for investors, and it's been good news for us as a management company, as I think that contributes to the resident longevity there, once again,   Keith Weinhold  36:17   nowhere in the nation Do we hear enough about increased affordability stories, which is exactly what you have when your income rises faster than your rent, which is a harbinger of being able to increase the rent in the future. Tell us more about the rent in price ranges in both markets.   Matthew Vanhorn  36:35   In Memphis, if you get a two bed, one bath, you can often find that for as low as 808 850, something like that. As you step up into a three bed one bath, that's going to be somewhere between 1000 1200, depending on where you are in the city, there in Memphis, if you're in our new construction homes, those can range between 1395 all the way up to 1850 once again, depending on the size of the construction and the location out in Arkansas, rents tend to be just a little bit higher than in Memphis. So you see the rent starting there around 950 and going up to just under 2000   Keith Weinhold  37:19   and we're interested in that capital price, because a lot of times, investors think about their purchase through that perspective of the ratio of the rent income to the purchase price.   Matthew Vanhorn  37:30   As far as sales price goes, Keith, we started right around $100,000 on the low end, and those can range up to 240,000 thereabouts, on the high end, if you're talking about a new construction, three, two with a two car garage in an appreciating area. You can see that sort of range in Memphis, very similar, very similar. We have some of our smaller rehabs starting as low as 100,000 and going up to about that $215,000 range.   Keith Weinhold  38:04   Now, I would imagine, in the inflationary era that we're still in, that you get investors that call in there, and you do have these robust interactions with investors, where you talk with them on the phone like a human being, and people that say, come on. How can you get a respectable tenant in a single family rehab rental home that only costs $120,000 How do you handle questions like that?   Matthew Vanhorn  38:30   That's the whole job here is explaining that Sure, no where our renters are living. It's the best home that they've ever lived in, and it's it's in a affordable area. It's in an area where their friends live, where you just have workforce, just blue collar, but beautiful neighborhoods where they live. And I mean, they're proud to call these houses their home, and for many, it really is their dream home.   Keith Weinhold  38:55   People mold their lawns. The streets aren't littered with trash. I know where you guys invest. I've been on the streets there with you, checking them out. What percentage of investors finance the property, and how has that changed over time?   Terry Kerr  39:09   I'm going to say that it's probably about 75% finance, 25% cash. A lot of your listeners come with their own mortgage broker. The ones that don't, we have our tried and true mortgage brokers. Interest rates are not 4% anymore, and some folks are are wanting to pay cash, and they do, and some of them will pay cash, and then, you know, plan on refinancing later. But right now, that's probably about 25% cash, 75% finance.    Keith Weinhold  39:36   Yeah, it's interesting to see that direction, since rates did begin to get higher in 2022 you have this robust interaction with investors, but that doesn't only have to be over the phone. You guys are so proud of what you do that you've long offered investor tours. In fact, now you're doing more of those investor tours than you ever have. I believe you're doing 11. In tours per year in Memphis, and five in Little Rock as well.So tell us about that.    Terry Kerr  40:04   I guess it was maybe seven or eight years ago. We're so stoked that everybody wants to buy houses from us, and we've got, you know, a short wait list, and that's awesome, but we want folks to come visit us, and so, you know, we just started offering folks $500 off of the purchase of their first home, if they'll just come visit us. And so we know it's in our best interest to try to get to know our investors on a personal level, and the investors that do come to visit us, and we're able to pull back the curtain and show them, you know how operational efficiency benefits them as investors. I think they appreciate it, and then we do also just kind of like the nerd out on the nuts and bolts of the business. So it's fun to be able to pull that curtain back.   Keith Weinhold  40:48   Now, you don't have to be an investor to come on the tour, either prospective investors or regular investors that are already there can come on the tour. Is the Tour Free? Absolutely. So the tour is free, and you get a $500 credit if you end up purchasing there. Most investors never come physically see the property at all, but you sure can do that, and they make it really easy for you. Well, this is going to help a lot of people, especially when we think about how to manage the tenant and reduce our vacancy time in today's era. Before I ask how our listeners can learn more about you. Do you have any last thoughts at all about anything that we discussed management or properties or tenants or anything else? Maybe I did not think about asking you.   Matthew Vanhorn  41:32   I'll just go back to Keith talking about how well staffed we are here at Mid South. I think that's where we stand. Apart from a lot of our competitors is that we're not just two or three guys in an office here, we have over 100 employees. It takes speed to deliver good service. Service leads to satisfaction. Satisfaction leads to the residents staying. The resident staying leads to stacks of cash for you as investors, and the only way you can do that is if you're staffed up properly. And so that's something that you want to ask if you're ever vetting another property manager, is what does your staff look like? And really understand, can they actually provide the service to their residents and to their investors that they're reporting?   Keith Weinhold  42:17   You have helped more of our listeners than any other provider in the nation, certainly over 100 of them, perhaps hundreds by now. I'm not really sure if listeners want to get a hold of you, what's the best way for them to do that?    Terry Kerr  42:31   Invest at mid southhomebuyers.com   Keith Weinhold  42:34   that's a great starting place for you. And that way you can take a look at properties, get thinking about the market. Learn more about their management and get a hold of them. Terry and Matthew, it's been valuable as usual. Thanks so much for coming out of the show.   Matthew Vanhorn  42:49   Thank you, Keith.    Terry Kerr  42:49   Thank you, Keith.   Keith Weinhold  42:56   Oh yeah. Sharp insights from Terry and Matthew at mid south homebuyers today, waiving their application fee means more applicants, a bigger renter pool to choose from, which either shortens your vacancy time or it's going to get you a better quality tenant. Now, a lot of people, they think that real estate is unaffordable and even impossible, but few make it easier and more affordable than these people. And I think I shared with you before that, an 18 year old guy who I do know and have talked to in person, he bought his first ever rental property from mid south homebuyers. So it's kind of interesting. His goal was to own his first rental property when he was 18, and he closed just in time the day before his 19th birthday. I think he's age 20 now, but because fully renovated single family homes can be bought in a range of about 100 to 220k here, and you will put 20 to 25% of a down payment on that your monthly rent is about eight tenths of 1% of that purchase price. Okay, so that's renovated, and then new builds sell in a range of 200 to 260k rent to price ratios on those are a little lower. They're point seven five or so. Now we are here in an era where mortgage rates are in the low sixes for owner occupied that means you'll pay closer to 7% on income properties. But if you go new build, which is really something I've been suggesting to you for a while, if you can swing it, those rates are as low as five and a quarter percent for qualified buyers here, yes, at these low Memphis and Little Rock prices, they've got a few duplexes usually available as well, renting your residence. It's just something that's sort of in the culture there in Memphis, and that's why they're confident in offering a number of guarantees for investors. They just do things that. That other providers don't do in the rare event that your property is occupied and then it somehow falls vacant during your first year of ownership. Their releasing fee is free. They also have a guarantee that you will cash flow after you close. They have a one year bumper to bumper warranty on the renovations we're talking about from the doorknob to the ductwork, and there's a lifetime 90 day occupancy guarantee. What that means is, if your property were ever vacant for that long, they would start paying rent to you on day 91 but you know what's amazing? It's easy for them to offer that they'll tell you that they've never had to pay out on that, because they've never experienced the vacancy of more than 55 days. Just amazing. And all those guarantees I just told you about that is in writing on their website. So if you want to get a hold of them, there's virtually no one else in the nation that makes it easier and more affordable. I believe that's an email address that Terry gave there. Again, it is invest@midsouthhomebuyers.com their website is, as you might have guessed, midsouthhomebuyers.com that's midsouthhomebuyers.com interestingly, you can even look at their income properties. There some provider websites don't let you do that. And again, they offer free tours, and if you prefer, their phone number is 901-306-9009, this week, you learned some great techniques for reducing your vacancy and being more profitable, as well as a provider that can deliver it for you. Should you so choose? The proverb goes, give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime. Well, you've got the option of doing either one or both today, until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

The Lawyer Stories Podcast Episode 240 features Jeff Kimmel, Partner and CEO of Salenger, Sack, Kimmel & Bavaro (SSKB) in New York. Jeff shares his inspiring journey of integrating business strategy, legal innovation, and client-centered practices while honoring the mentorship of the late Marvin Salenger. He reminds us to go where life takes you, embrace it, and be who you are. SSKB continues to grow through quality over quantity, focusing on serious medical malpractice and personal injury cases that truly make a difference.

The Jim Rome Show HR 1 - 10/20/25 A huge Week 7 NFL Whiparound including a disaster for both New York teams. Then, NFL Network Insider Tom Pelissero joins the show. Learn more about your ad choices. Visit podcastchoices.com/adchoices

I never expected this conversation to take the turn it did. When Niko Kapoutsos—a former New York contractor turned trance medium—started explaining how our essence exists outside our bodies and demonstrated real-time trance connection, I knew we were exploring uncharted territory. In this profound episode, we move beyond traditional mediumship to explore trance mediumship's transformative potential—what it is, how it differs from evidential mediumship and channeling, and why this ancient form of communication is reemerging now. If you've ever wondered how to move beyond proof to profound spiritual connection, or how to recognize the expansive nature of your own consciousness, this conversation will change how you understand communication with spirit.00:00 Introduction to Trance Mediumship02:24 Welcome to Life, Death and the Space Between03:07 Meet Niko The Medium: From Skeptic to Practitioner09:11 Breath as the Anchor: Essence and the Auric Field10:29 From Contractor to Medium: Niko's Spiritual Awakening15:48 First Trance Experience and Surrendering the Ego23:50 Brainwave States: Beta, Alpha, Theta and Trance31:48 Accessing Trance States: Practical Methods38:59 Preparing for the Trance Demonstration40:52 Live Trance Demonstration: Collective Guidance51:05 Returning from Trance: The Physical Transition56:48 Essence to Essence Communication57:23 Niko's Books and Future Collaborations59:44 Closing Thoughts and Gratitude https://nikothemedium.com/ In The Space Between membership, you'll get access to LIVE quarterly Ask Amy Anything meetings (not offered anywhere else!), discounts on courses, special giveaways, and a place to connect with Amy and other like-minded people. You'll also get exclusive access to other behind-the-scenes goodness when you join! Click here to find out more --> https://shorturl.at/vVrwR Stay Connected: - Instagram - https://tinyurl.com/ysvafdwc- Facebook - https://tinyurl.com/yc3z48v9- YouTube - https://tinyurl.com/ywdsc9vt- Website - https://tinyurl.com/ydj949kt Life, Death & the Space Between Dr. Amy RobbinsExploring life, death, consciousness and what it all means. Put your preconceived notions aside as we explore life, death, consciousness and what it all means on Life, Death & the Space Between.**Brought to you by:Dr. Amy Robbins | Host, Executive ProducerPodcastize.net | Audio & Video Production | Hosted on Acast. See acast.com/privacy for more information.

Jaxson Dart is trying his best to turn the tide for the New York Giants, in Denver on Sunday he had his team up 26-0 in the third quarter.  Join Ethan, Nick and Weis for this wide ranging conversation about the Giants unbelievably bad loss to the Denver Broncos. The guys dive into the incompetent roster management that put Jude McAtamney on the field for two missed extra points, the terrible coaching decisions that put Deonte Banks on the field for key third downs Denver converted and debated whether Shane Bowen will make it back to New York. The guys also discuss the merits of trading for Jaylen Waddle as the Miami Dolphins embark on a fire sale. 

Morton Klein, President of the Zionist Organization of America, calls into the program to talk about the upcoming ZOA gala, the nuances of the Israel-Hamas ceasefire, and his criticisms of certain political slogans and figures. He emphasizes the significance of Israel re-engaging with Hamas, praises Donald Trump's support for Israel, and criticizes the potential election of an anti-Israel candidate in New York. The discussion also highlights the ZOA's upcoming events and guest speakers, including various diplomats and influential figures. Learn more about your ad choices. Visit megaphone.fm/adchoices